Shows
GlobalEdgeTalkExpert Networks in the Age of AI: Transformation or Replacement?Send us a textWhat happens when specialized human expertise meets artificial intelligence? That's the fascinating question at the heart of my conversation with Alex Khomyakov, founder of Product Terra and expert in the knowledge economy.For years, expert networks have connected investors and researchers with subject matter specialists who possess real-time insights not yet captured in public sources. While AI and search engines can tell you what happened yesterday, these networks connect you with people who know what's happening right now. The distinction is crucial for those making million-dollar investment decisions.But...2025-07-1719 min
Curiosity Code PodcastThe Convergence Effect: Where Banking Meets AI, Trust, and CultureLovely listener, share with us your thoughts! The future of banking isn’t just digital—and it’s definitely not just launching the next neobank. In this episode, fintech leader Krista Griggs unpacks what real innovation means in banking, AI, payments, and compliance.Krista has guided top banks, fintechs, and global technology teams through complex transformations. 👇 Timestamps 00:00 – Welcome & intro: Krista Griggs on shaping financial services00:59 – Krista’s journey from internet banking pioneer to fintech leader02:37 – Bridging legacy banks with digital-first innovation04:27 – Balancing compliance realities with rapid tech adoption07:14 – GenAI, a...2025-07-1126 min
Curiosity Code PodcastThis Is What Most People Get Wrong About TokenizationLovely listener, share with us your thoughts! Tokenization isn't about crypto hype—and it’s definitely not just digitizing assets. In this episode, strategic catalyst Karl Schlegel unpacks what real tokenization means when applied to gold, infrastructure, energy, and other real-world assets.Karl has advised billion-dollar ventures, led M&A across borders, and shaped policy conversations with the Federal Reserve. His take? Most projects fail because they ignore the fundamentals: dirty data, fragile trust models, and siloed blockchains.👇 Timestamps00:03 – Welcome & Intro: Who is Karl Schlegel and why tokenization is failing today01:56 – What tokeni...2025-06-1143 min
Curiosity Code PodcastThis Is What Kills Fintech Startups — And Nobody Admits ItLovely listener, share with us your thoughts! Most fintech startups don’t die from competition. They die from inside—when strategy drifts, teams misalign, and founders lose grip on execution without realizing it.#financialcrime #fintechpodcast #MVPfeature👇 Chapters & Timestamps00:00 – Intro: Bridging Vision and Execution in Fintech01:26 – Where Fintechs Lose the Thread: Vision vs. Roadmap03:16 – Why AI Won’t Fix Your Alignment Problems04:35 – Culture Shift: Getting Teams on the Same Page05:39 – People & Communication: The Real Product Challenge08:10 – Roadmap Audits: Tying Work to Business Outcomes11:00 – How to Stop Founders from Overcontrolling Wit...2025-06-0540 min
Curiosity Code PodcastThe Real Danger of AI in Finance - Bias, Monitoring & Compliance CracksLovely listener, share with us your thoughts! AI risks, artificial intelligence threats, and risks of AI in finance are evolving faster than regulation can catch up. In this episode of The Curiosity Code, we explore the hidden flaws in AI monitoring, the systemic cracks in artificial intelligence risk & governance, and the fast-rising use of AI in financial crime networks.Joining us are Dr. Edgar Lopez Rojas, founder of Revizor, and Valery Chua, an advocate of ethical AI, who expose the blind trust placed in AI systems and the invisible biases shaping critical decisions in fraud...2025-05-1647 min
Curiosity Code PodcastBurning Cash and Poor Risk Management: The Silent Startup KillersLovely listener, share with us your thoughts! Burning cash, poor risk management, and weak strategies around enterprise risk management - they're the real reasons why so many promising startups fail quietly. In the NEW season of The Curiosity Code from London, we speak with fintech board advisor Stephane Malrait (ex-JPMorgan, ING, SocGen) to expose overconfidence, cash burn, and poor risk handling.You'll hear hard-earned lessons from inside the boardrooms and trenches on how calculating cash burn wrong can destroy momentum, why risk mgmt is more than compliance, and how to scale fintech without losing your...2025-05-0959 min
Curiosity Code PodcastUK Fintech at a Crossroads? Investment Drops & Future OutlookLovely listener, share with us your thoughts! Is UK fintech in decline, or is this just the beginning of a new wave of innovation? In this episode of The Curiosity Code, we’re joined by Veronica Maria Glab, a fintech strategist and former Head of Partnerships at Innovate Finance, to uncover the real story behind the recent drop in VC investment in UK fintech and what’s next for the ecosystem.👉 If you're interested in UK fintech trends 2025, global fintech investment, or the impact of AI and crypto in finance, this episode is for you. Veronic...2025-04-1138 min
Curiosity Code PodcastIs your Fintech Ready to go Global? Red Flags to Watch Out ForLovely listener, share with us your thoughts! Ready to scale your fintech globally? Avoid costly mistakes! Discover the critical red flags fintechs overlook when expanding into new markets.Elif Kocaoglu Ulbrich, Founder of Contextual Solutions, Author, reveals the hidden pitfalls and critical red flags that can derail international expansion. Discover why localization and understanding local culture are paramount, and learn about the regulatory hurdles in key markets like Germany and the EU. Gain insights on optimal timing for scaling, avoiding the trap of overestimating new regions, and the surprising differences between startup and c...2025-04-0427 min
Curiosity Code PodcastThe END of Slow Insurance? AI Underwriting That's Changing the IndustryLovely listener, share with us your thoughts! Can you believe insurance could be fast? Discover how AI in insurance, insurance automation, and digital transformation in insurance are changing the industry! Join us as we speak with Parul Kaul Green, a leading expert in the field, about the future of insurance, including AI underwriting and faster insurance claims. Learn how efficient insurance powered by AI is becoming a reality.Discover the advancements in AI underwriting, the potential for faster insurance claims, and the overall future of insurance with insights from a leading expert! #AIinInsurance...2025-03-2829 min
Curiosity Code PodcastThe FUTURE of Your 401K: 12 Trends to Save Your RetirementLovely listener, share with us your thoughts! The Future of 401k, Retirement Saving Trends, Retirement Tech, Next Gen 401k, Secure Act, PEPs, AI in Retirement Planning are all converging to reshape how we save for our future, as explored in this insightful discussion with retirement innovation experts Will Prest and Lisa KottlerInterested in the future of your 401k? Tap to listen about the key retirement savings trends driving change in retirement tech, including the emergence of next-gen 401k solutions and the impact of fintech retirement innovations. Understand how the Secure Act has paved the...2025-03-2159 min
Curiosity Code PodcastMarketing Secrets for FinTech's Expanding Globally with Alex RomanovichLovely listener, share with us your thoughts! Curious about how to grow your FinTech business in other countries? Learn global expansion strategies and essential steps for successful international market entry for FinTechs in this episode with Alex Romanovich, CEO and global CMO at GlobalEdgeMarkets. Drawing from his background with IBM, American Express, and as managing advisor partner at WeFound Health, Alex offers insights into the most overlooked factors determining international expansion success. Discover how FinTech's digital transformation with AI is changing expansion, alongside the critical need to navigate FinTech's regulatory compliance and understand diverse markets. Find out...2025-03-1433 min
Curiosity Code PodcastThe Flywheel Model & Neurotech - Explore Customer Loyalty in FinTechLovely listener, share with us your thoughts! Discover the power of the Flywheel Model specific to AI and FinTech, and secrets to peak brain performance for leaders with Mariela Hunter! The Flywheel Model is a circular business growth strategy placing the customer at the center. It focuses on customer acquisition, engagement, and delight to fuel continuous growth. In FinTech, where client loyalty is challenging, it offers a more sustainable approach than traditional funnels. This model emphasizes long-term customer value (LTV). AI and data analytics enhance the Flywheel's effectiveness by providing insights for optimizing each stage.Learn how to...2025-03-0752 min
Curiosity Code PodcastThe Human Cost of AI: Learning from FinTech's Biggest MistakesLovely listener, share with us your thoughts! Want to de-risk your FinTech and avoid costly AI mistakes? Explore AI failures in FinTech and learn how to implement robust AI risk assessment strategies with Deniz Çelikkaya. Using real-world examples, we'll cover key areas like transparency, human oversight, and preventing reputational damage.Thank you for listening! SUBSCRIBE to the YouTube channel here: https://www.youtube.com/@CuriosityCodePodcast Connect with Productera: Website: https://productera.io Linkedin: / alexkhomyakov Become a guest: https://productera.io/podcast 2025-02-2828 min
Curiosity Code PodcastIs Your Data Safe in the Cloud? A Google Expert on FinTech SecurityLovely listener, share with us your thoughts! Ever wondered about the future of FinTech, cloud computing, and data security? Join us as we explore the Google Cloud ecosystem with Alison Rooney, a financial technology expert with over 15 years of experience at companies like Google and Accenture. Learn about cloud-based FinTech solutions, the power of AI and machine learning, and the crucial importance of data security. Discover the go-to-market strategies FinTech startups are using to disrupt the industry, and why private cloud environments are becoming the new normal. Get the inside scoop on digital transformation, integrating with legacy systems...2025-02-2437 min
Curiosity Code PodcastModular Banking Explained | How to Launch a Digital Bank Without Legacy Systems?Lovely listener, share with us your thoughts! Are you struggling with outdated banking systems? Discover the power of modular banking! In this NYC podcast episode, Arcady Lapiro from Agora Financial Technologies explains how to launch a digital bank without the headaches of legacy systems. Learn about API banking, microservices architecture, and cloud-native solutions transforming the financial industry. Are you a community bank or credit union looking to modernize? Or a FinTech startup eager to innovate? Arcady talks about flexible, cost-efficient modular solutions that seamlessly create any use case. Tune in to explore the future of next-generation banking, where...2025-02-2449 min
Curiosity Code PodcastHow to Boost Fintech Software Development with the FinTech Blueprint? Experts shareLovely listener, share with us your thoughts! Are you a software agency looking to boost FinTech development?Discover how software agencies can elevate their offerings through innovative software development and leverage AI to meet business goals effectively. Learn about essential FinTech strategies that prioritize security and enhance scalability, setting your agency apart in a competitive market. We dive into the art of personal branding to create lasting impressions and build credibility in the fast-paced world of financial technology. Don't miss this opportunity to revolutionize your approach—tune in now and take your FinTech projects to the next level! 📈💻 #Software...2025-02-2455 min
Curiosity Code PodcastThe DARK Side of AI in Finance, Can We Trust It?Lovely listener, share with us your thoughts! Curious about the Ethics of AI in Finance? Explore a Digital Identity & Bias with Daniel Flowe, London Stock Exchange Group.Learn how AI is transforming digital identity in finance, addressing bias in facial recognition, and shaping the future of ethical AI governance. Daniel shares expert insights on building trust and fairness in financial systems for 2025 and beyond.Key Topics Covered:• The role of AI in digital identity: Opportunities & challenges.• Tackling bias in facial recognition algorithms and ensuring fairness.• How regulation can shape the future of ethical AI in finance.• Building explainable and audi...2025-02-2432 min
Curiosity Code PodcastFintech Trends 2025 by Region | Where's the Next BIG Opportunity?Lovely listener, share with us your thoughts! Predicting Fintech Trends for 2025 with Khadija Khartit, FinTech expert and founder of Sohaara. With 27 years of experience across the US, Africa, and the Middle East, Khadija offers deep insights into:• Key FinTech sectors to watch in 2025.• Opportunities in regions like North America, Latin America, Europe, the Middle East, Africa, and Southeast Asia.• The impact of regulation and infrastructure on FinTech ecosystems.• The intersections of FinTech with industries like health, real estate, and education.• Skills entrepreneurs and professionals need to thrive in FinTech’s future.Thank you for listening! SUBSCRIBE to...2025-02-2434 min
Curiosity Code Podcast10 Things InsurTech Startups NEED to KnowLovely listener, share with us your thoughts! AI in InsurTech is transforming the industry, and startups NEED to be ready. Join us at the Curiosity Code podcast as we chat with Sabine VanderLinden, CEO and co-founder of Alchemy Crew Ventures, a leader in InsurTech and corporate innovation. Sabine has helped over 150 ventures scale, connecting them with large corporations to solve emerging problems in the insurance industry.We discuss the DIVA (Discovery, Investigation, Validation, Adoption) framework, which helps corporations and startups collaborate to adopt new solutions. She shares key differences between the US, European, and Asian markets in terms...2025-02-2445 min
Curiosity Code PodcastBuilding the Future of Open Banking: w/ Chris Michael CEO of Ozone APILovely listener, share with us your thoughts! Open Banking is transforming finance — empowering innovation and reshaping the financial industry! Join us as we chat with Chris Michael, Co-founder and co-CEO of Ozone API, a global leader in Open Banking technology, Open APIs, and Open Finance solutions driving secure, seamless, and compliant financial services worldwide.Thank you for listening! SUBSCRIBE to the YouTube channel here: https://www.youtube.com/@CuriosityCodePodcast Connect with Productera: Website: https://productera.io Linkedin: / alexkhomyakov Become a guest: https://productera.io/podcast 2025-02-2420 min
Curiosity Code PodcastAI Agents Examples: Relevance AI Co-founder Tells AllLovely listener, share with us your thoughts! The future is AI agents - and they're already here. 🤯Join us as we chat with Jacky Koh, Co-founder of Relevance AI, a leading platform for building and scaling AI agents.In this episode, we:- Break down the difference between AI automation and AI agents.- Explore practical use cases for AI agents in FinTech and other industries.- Discuss the power of multi-agent systems and how they're transforming businesses.- Get an exclusive behind-the-scenes look at Relevance AI's cutting-edge features, including their upcoming AI workforce and advanced knowledge base.- H...2025-02-241h 05
Curiosity Code PodcastDebt Management with AI with James Hill - NEW SEASON 2Lovely listener, share with us your thoughts! Debt management solutions are becoming innovative every day with the integration of AI in debt management, and in this episode of Curiosity Code, James Hill, CEO of Flexys, discusses how AI in debt collection and digital debt collection tools are solving problems in debt management and revolutionizing the debt collection process. Explore how debt management services are being transformed to enhance credit risk management and streamline operations with debt management apps and automated finance solutions.Scaling fintech companies requires effective growth strategies, and James also shares insights on the role of...2025-02-2449 min
Curiosity Code PodcastInvesting in Real Estate with No Income, No Job Requirement DSCR LoansLovely listener, share with us your thoughts! DSCR loan expert Liz Lopez, a seasoned mortgage and real estate professional with nearly 20 years of experience, joins us in this episode of the Curiosity Code podcast to explore the intricacies of DSCR loans. Liz Lopez, a team leader and loan organization specialist at Nexa Mortgage, shares her extensive knowledge of DSCR loans for rental property, how to get a DSCR loan, and the benefits of no-income investment loans. Learn about DSCR investor loans, DSCR mortgage loans, and the DSCR loan Michigan requirements. Discover the application process for DSCR loans, the...2025-02-2426 min
Curiosity Code PodcastHow to Set Up a Family Office: Expert Tips from Angelo RoblesLovely listener, share with us your thoughts! Learn how to set up a family office with expert insights from Angelo Robles on this episode of the Curiosity Code podcast! 🎙️ This week, host Alex is joined by Angelo Robles, a top expert in the family office industry. Angelo, the founder and CEO of CFO Continuity and Family Office Masterclass, brings a wealth of experience in setting up and running successful family offices for some of the world's most affluent families.In this episode, Angelo shares his insights on how to set up a family office and the best practices for c...2025-02-2456 min
Curiosity Code PodcastStrategic Pricing in Fintech with Tuomas LouhelaLovely listener, share with us your thoughts! Financial services pricing strategy – a topic we deeply explore with Tuomas Louhela, a seasoned fintech expert from Helsinki, Finland, in this episode of the Curiosity Code podcast. With over five years of CEO experience and extensive knowledge in payroll technology and strategy consulting, Tuomas shares his dynamic career journey. From launching startups and navigating regulatory changes to leading innovative pricing strategies, Tuomas provides a wealth of knowledge and practical insights.We delve into the intricacies of B2B pricing models and B2B pricing strategy, discussing the complexities of fintech pricing. Tu...2025-02-2420 min
Curiosity Code PodcastOpen Banking and EU's Regulatory Landscape with Arturo GonzalezLovely listener, share with us your thoughts! Join us with Arturo Gonzalez Mac Dowell, a key figure in European fintech, to learn about the evolution of financial technology. Arturo, who led Europe's first account information service at Eurobits Technologies and served as Chairman of the Spanish Fintech Association, talks about his journey from the early days of mobile banking to today's innovations.We've dived into the challenges of fintech innovation, the impact of social media on consumer behavior, and the complexities of navigating European regulations. Today, we learn why traditional banking models are becoming outdated and highlight the...2025-02-2453 min
Curiosity Code PodcastDeath of Traditional Banking with Brett King. What's Next?Lovely listener, share with us your thoughts! Whether you're a fintech enthusiast, a budding entrepreneur, or simply interested in how technology is changing our financial landscape, this episode features informative discussions on why banking as an outdated model no longer works. Brett's first-hand experiences and insights will give you a fresh perspective on the potential and challenges of modern banking. He also shares at the end of the speech his fascinating case research in a Saudi Arabian project that discovered a way to increase the number of days in a human's life. Don't miss it!Thank you...2025-02-2431 min
Curiosity Code PodcastWomen in ESG: Laura R. Discusses Diversity, Inclusion, and Fintech InnovationLovely listener, share with us your thoughts! This episode of the Curiosity Code Podcast explores crucial aspects of corporate health, including the vital roles of ESG, workplace diversity, and women's empowerment. These topics are essential for a sustainable and ethical corporate environment. Laura Rofe, a partnership manager in the payments fintech industry, is exploring more than how ESG integration in finance works. As the director of the partnership department, she is the face of the business and genuinely cares about the ethical aspect. She is also a passionate supporter of women in her industry and strongly focuses on...2025-02-2431 min
Curiosity Code PodcastCuriosity Code Host Interview 001: Alexey Khomyakov on Freedom, Life-Business Balance, and StartupsLovely listener, share with us your thoughts! Welcome to the Curiosity Code podcast, in which the host of the podcast, me, Alex, finds myself as an interview guest. I share the most personal details of my journey into entrepreneurship. You will find out how I build a business strategy, my path in fintech and product management.But what is the mindset of an entrepreneur without the other side of life? Business growth is indivisible from personal growth. So the conversation will touch on relocations, finding work-life balance, and what makes me feel good about myself. Connect to the...2025-02-2453 min
Curiosity Code PodcastHow Revenue Based Financing Works Across Europe with Zahra Alubudi|Lovely listener, share with us your thoughts! What is revenue-based financing? Discover the ins and outs of this innovative financial model with Zahra Alubudi, COO & Co-Founder of Levenue, on this episode of the Curiosity Code podcast! 🎙️ Zahra shares her extensive experience in launching fintech projects across Europe and offers deep insights into revenue-based financing for startups and firms. Levenue is at the forefront of providing growth capital to unbankable companies with recurring revenue streams, disrupting traditional financial models with sales-based financing and royalty financing solutions.We dive into the innovation behind the revenue-based financing model and explore how busin...2025-02-2137 min
Curiosity Code PodcastThe Next Wave of Blockchain and Fintech Innovation with Martin KuvandzhievLovely listener, share with us your thoughts! We welcome Martin Kuvandzhiev, CEO of encorp.io, blockchain technology enthusiast, and co-founder of Bitcoin Gold. He shares his journey in tech, including being a co-founder of Bitcoin Gold and winning multiple NASA space app challenges. With a deep background in software development and programming, he has transformed visions into impactful realities. Our guest's experience lies in various fields: fintech, cryptocurrency, healthcare, and artificial intelligence.You'll also be able to get insights and entrepreneurial advice:- How to start a successful startup company and go from working with fellow startups to...2025-02-2148 min
Curiosity Code PodcastFinances and Emotions: Divide and Rule With Financial Therapist Nathan AstleLovely listener, share with us your thoughts! How often do you consider the connection between your financial decisions and mental health? How to control your emotions while you spend money?After years of experience in family and traditional therapy, Nathan chose his specialty and now helps people find financial freedom. He is passionate about assisting individuals to navigate the complex relationship between money and mental health.Discover the profound connection between your emotions and your finances. We'll explore how mixed emotions can influence your financial choices, financial management and delve into the innovative financial solutions that address these...2025-02-2137 min
Curiosity Code PodcastWhat To Do When Your BUSINESS FAILED with Julian Torres GomezLovely listener, share with us your thoughts! Join entrepreneur Julian Torres Gomez on the fintech Podcast. He shares his journey from facing challenges to achieving success. The conversation takes us through his early startups to a restaurant period next to a university that taught him valuable lessons.Learn how Julian led a fintech innovation, simplifying payments for remote teams across the globe with technology that supports easy contracting and seamless international transactions. He openly discusses the diverse skills needed in entrepreneurship and how staying flexible and open-minded helped him thrive in the fintech sector.This episode is a...2025-02-2143 min
Curiosity Code PodcastHow to Get Your Business to Sell with Herman Lundquist: B2B Marketing AdvisorLovely listener, share with us your thoughts! Welcome to a transformative episode of the Curiosity Code Podcast, your go-to fintech podcast for actionable business advice and tips.It's a pleasure to welcome Herman Lundquist, a B2B marketing advisor known for his dynamic approach to helping B2B companies and fintech startups grow their business. Our guest is the one behind the transformation of Canon's sales team, and he's ready to share his insights on business marketing, which he has gained from many years of experience in business consulting.Whether running a fledgling startup or looking to scale...2025-02-2138 min
Curiosity Code PodcastUnlocking Growth Secrets with Eugene Kalinin: Power of Tracking In FintechLovely listener, share with us your thoughts! In this episode of the Curiosity Code Podcast, host Alex sits down with Eugene Kalinin, the innovative mind behind GrowthTracking.net, to explore the transformative world of growth tracking. Eugene shares his journey from his early days in the industry to becoming a growth-tracking guru, offering unparalleled insights into how entrepreneurs can leverage this powerful strategy to catapult their businesses to new heights. Whether you're a startup founder looking for traction, a seasoned entrepreneur aiming to scale, or simply intrigued by the potential of growth tracking, this episode is packed with...2025-02-2046 min
Curiosity Code PodcastMark Francis Talks Embedded Lending | Curiosity Code PodcastLovely listener, share with us your thoughts! This episode unveils the fintech scene of the Asia Pacific through the lens of Mark Francis, a seasoned entrepreneur and fintech executive. From executive search to revolutionizing SME lending, Mark shares his journey, offering insights into the industry's evolution. Discover the birth of embedded lending in Asia, how fintech firms are carving out niches against traditional banking giants, and the emerging challenges and opportunities in 2024.#CuriosityCode #FintechAPAC #SMEInnovation #EmbeddedLending #EntrepreneurshipThank you for listening! SUBSCRIBE to the YouTube channel here: https://www.youtube.com/@CuriosityCodePodcast Connect...2025-02-2035 min
Curiosity Code PodcastBehavioral Science And Ethical FinTech with Jennifer SchellLovely listener, share with us your thoughts! Join us for Curiosity Code 003, where we dive into the innovative world of FinTech with Jennifer Schell, a visionary in investment management and fintech entrepreneurship. Discover how Jennifer's journey led her to create a platform that merges behavioral science with investment strategy, paving the way for a more personalized and ethical approach to finance. This episode is a must-listen for anyone looking to break away from traditional investment biases and explore the possibilities of a data-driven, user-centric financial future.0:28 - Jennifer's introduction and background in finance4:34 - How Finliti uses behavioral...2025-02-2025 min
Curiosity Code PodcastCould an AI Co-pilot be Better Than Your Financial Advisor?Lovely listener, share with us your thoughts! AI + Financial Advisor, The New Way to Manage Your Wealth. 🤯 Is your current financial advisor stuck in the past? Join us as we uncover how Manish Jain, CEO of Mezzi, is completely disrupting wealth management with AI! Manish tells about holistic wealth guidance and AI-driven insights, empowering YOU to make smarter financial decisions. 🚀 Learn how Manish went from Wall Street to building a platform that puts YOU in control of your money. This is the future of finance! 💸 #AI #aifinance #financialadvisor #financialindependence Key Topics Covered:AI-Powered Wealth Management for Smarter Financial Decisions...2025-02-1836 min