Shows
The HomeseekersMaximising KiwiSaver for First Home Buyers | Expert Advice from a Financial AdviserIn this episode, we sit down with financial adviser Liam to explore how first home buyers can maximise their KiwiSaver for a successful property purchase. Liam shares his insights on KiwiSaver contributions, withdrawal strategies, and what to consider before accessing your funds. We also cover tips on choosing the right KiwiSaver fund, managing fees, and the role of active management. If you're a first home buyer looking to make the most of KiwiSaver, this episode is packed with practical advice to help you on your journey to homeownership.2024-10-0411 minThe HomeseekersWhich KiwiSaver Provider is Best for You? | KiwiSaver Funds Explained & How to Maximise ReturnsWhat is the best KiwiSaver provider? In this video, we break down everything you need to know about KiwiSaver and how to make the best choice for your financial future. We cover the different types of KiwiSaver funds, where your money goes, and how to switch KiwiSaver providers.2024-09-2023 minThe HomeseekersWhat Does the OCR Drop Mean for NZ First Home Buyers?In this episode , we break down what the OCR drop means for NZ first home buyers. From banks adjusting interest and test rates to the potential for further OCR cuts, we explore how these changes could impact your property journey and whether FOMO is justified in today's market. Tune in for insights and predictions on navigating the current landscape.Contact Simon: https://mhq.co.nz/staffmember/simon-mcdonald/Contact Dani: dani.paim@enable.me2024-09-0618 minThe HomeseekersBuying Your First Home in NZ | Expert Tips from Renowned Real Estate Agent Charlie BrothersIn this episode, real estate expert Charlie Brothers talks about buying your first home in NZ. He explores the ins and outs of the property market. From deciding whether it's a buyer's or seller's market to maximising your property's value and avoiding common mistakes as a first home buyer, Charlie shares valuable insights and practical advice to help you navigate your real estate journey with confidence.Contact Charlie📱 021 966 704📧 charlie.brothers@raywhite.com2024-08-2346 minThe HomeseekersHow Franchising Made Me a Better Financial AdvisorIn this episode, Ali shares how franchising made him a better financial adviser. Ali is a financial adviser and business partner, and shares his journey, investment strategies, and philosophies.2024-08-0920 minThe HomeseekersShould You Buy Property Under New Zealand's Latest Government Policies?In this episode, we dive into if you should buy property under New Zealand's latest government policies. We'll explore why people aren't rushing to buy property despite increasing first home buyer purchases, and how inflation is impacting property prices. Learn about the potential reduction of bank testing rates, the pros and cons of choosing a 12-month loan, and whether now is a good time to purchase property. We'll also discuss if property investors have an edge in the market, the removal of CCCFA for home loans, the rise of granny flats, undervalued properties in New Zealand, and OCR predictions.2024-07-2731 minThe HomeseekersHow Will The NZ Government Changes Affect The Property Market?In this episode of The Homeseekers, we cover how will the NZ government changes affect the property market? Topics include the scrapping of the First Home Buyer Grant, declining interest rates, and the benefits of banking with multiple institutions. We also discuss DTI versus servicing calculations, interest deductibility changes, and their impact on the property market. Find out if council valuations matter and how OCR predictions might affect your property decisions.Contact Simon: https://mhq.co.nz/staffmember/simon-mcdonald/2024-07-1237 minThe HomeseekersWhy Is a Mortgage Adviser Better Than The Bank? | Mortgage Adviser vs BankWhy is a mortgage adviser better than the bank? In this episode of The Homeseekers, we explore the advantages of choosing a mortgage adviser over a traditional bank. From accessing multiple loan options to saving valuable time, understanding the specialist vs. generalist approach, and laying the foundation for long-term wealth building, we cover it all. 2024-06-2808 minThe HomeseekersHow To Be a Kiwisaver MillionaireIn this episode, we explore how to be a Kiwisaver millionaire with the Do Nothing Millionaire Plan. We'll discuss Kiwisaver returns over the past 12 months, the benefits of index funds, and the potential of property investments. Tune in to learn strategies for building a secure and prosperous retirement plan.2024-06-1406 minThe HomeseekersFirst Home Buying Guide NZ: New or Existing Home?First home buying guide NZ: Should you buy a new home or an existing home? In this episode of The Homeseekers, we explore the pros and cons of buying a new build versus an existing home in New Zealand. Discover the advantages and disadvantages of building your first home, the benefits and drawbacks of purchasing new properties, and which option might be best for you. Tune in to get valuable insights and guidance for making the right choice on your home buying journey.2024-05-3110 minThe HomeseekersDebunking First Home Buyer Myths in 2024 NZIn this episode, Andy & Simon are debunking first home buyer myths in 202. From the misconception that a 20% deposit is mandatory to the belief that changing jobs increases taxation, we unravel these myths and provide clarity on the home buying process. Learn about the role of main banks versus second-tier lenders and the truth about parental assistance in home purchases. Plus, gain valuable insights into Kiwisaver contributions, risk mitigation strategies, and get answers to hot seat questions from our expert, Andy. Sofia's episode: https://share.transistor.fm/s/f17376242024-05-1731 minThe HomeseekersHow To Buy Your First Home In New Zealand 2024 | How Sofia Bought Her First Home at 23 Years OldIn this episode, we unravel the journey of how to buy your first home in New Zealand 2024. We discuss with Sofia, who achieved the remarkable feat of purchasing her first home at just 23 years old. From her initial steps in discovering wealthhq to overcoming challenges along the way, Sofia shares her key strategies, including insights into KiwiSaver contributions and her experience with a mortgage adviser. Join us as we delve into Sofia's inspiring story, offering valuable lessons and memorable moments from her homeownership journey.2024-05-0326 minThe HomeseekersHow To Find Your First Investment Property In New Zealand | NZ Property InvestingIn this episode, we unveil how to find your first investment property in New Zealand. From navigating the market to identifying lucrative opportunities, our experts guide you through the process step by step. Whether you're a first-time investor or seeking to expand your portfolio, this episode equips you with the knowledge needed to make informed decisions in NZ property investing.2024-04-1926 minThe HomeseekersHow Much Deposit Do You Need To Buy a House In New Zealand 2024 | Deposit 101Discover everything you need to know about how much deposit do you need to buy a house in New Zealand. In this episode, we break down deposit requirements, explore the differences between 5% and 10% deposits, and examine how market changes can affect your deposit needs.2024-04-0520 minThe HomeseekersMortgage Broker or Bank For First Home Buyers In New Zealand | NZ Banks 101Mortgage broker or bank for first home buyers in New Zealand? In this episode, Andy & Anna break down key considerations, including borrowing calculations, differences between banks, pricing structures for mortgages, and the advantages of mortgage brokers versus banks. Whether you're navigating the mortgage market for the first time or seeking to optimise your borrowing strategy, this episode provides essential insights to help you make informed decisions. 2024-03-2312 minThe HomeseekersWhat Government Incentives are Available for First Home Buyers NZ | Buying Your First Home In 2024In today's episode, Andy & Simon discuss what government incentives are available for first home buyers in NZ. From understanding the security of homeownership to leveraging opportunities for financial growth, they delve deep into the strategies that can pave the way to your dream home. Plus, hear firsthand from Simon as he shares his journey of assisting his brother into his first home and leveraging into his second. Don't miss out on this valuable insight!2024-03-0912 minThe Homeseekers4 Mistakes First Home Buyers MakeIn this episode, Andy & Anna share 4 mistakes first home buyers make that stop them from buying their first home. Anna shares her personal experience and discusses with Andy the top 4 mistakes from self-doubt to financial missteps and team selection. Listen in to learn how to navigate the home buying process more effectively.2024-02-2418 minThe HomeseekersKāinga Ora ExplainedKāinga Ora explained! In this episode, Andy breaks down what is Kāinga Ora including eligibility for a 5% deposit, income requirements, and criteria examples. Explore the concept of low equity margin and discover strategies to increase your deposit. Gain insights into how Kāinga Ora assesses debt and the options for previous homeowners. Dive into the differences between the First Home Loan and First Home Grant and get a glimpse of interest rate trends and predictions. 2024-02-0929 minThe HomeseekersHow To Buy Your First Home In 2024In this episode, Blandon explains how to buy your first home in 2024. Learn key steps like securing stable employment, managing debts, budgeting effectively (60/30/10 Rule), maximising KiwiSaver and more.2024-01-2607 minThe HomeseekersIs Owning a House or Renting Better | Should You Buy or Rent a House?Today, we dive into a crucial question: 'Is Owning a House or Renting Better?' Hosted by industry expert Blandon Leung, this episode explores the capital gains, capital improvement, cash flow, and lifestyle considerations in the context of homeownership versus renting. 2024-01-1206 minThe HomeseekersHow To Buy a First Home In New Zealand | The First Home Buyer's BlueprintThis is how to buy a first home in New Zealand. Join Blandon as he covers the 12 steps to getting into your dream home. He covers topics like property education, partnering with an agent, loan pre-approval, making offers, due diligence, and finally collecting the keys to your home. 2023-12-1507 minThe HomeseekersNew Zealand First Home Buyer Tips I wish I knew 8 years earlierIn this episode, Blandon shares New Zealand first home buyer tips based on his personal experiences on an 8-year property journey. He explores how to strategically set yourself up for future home upgrades, how to get your foot in the property market, the key to successful property ownership, and more!2023-12-0204 minThe Homeseekers4 Unfair Advantages for First Home Buyers In New Zealand 2023In this episode, we uncover the unfair advantages for first home buyers in New Zealand 2023. If you are considering making your move into the property market this year, this is a must-listen!2023-11-1706 minThe HomeseekersHow To Buy a Good First Home In New Zealand?Join us as our expert advisers provide valuable insights and strategies, covering essential aspects such as cash flow, lifestyle considerations, and capital improvement. We'll explore how to choose a property that suits your lifestyle, make smart decisions to enhance the value of your first home, and much more.2023-11-0409 minThe HomeseekersProcess of Buying a First Home In New ZealandWhat is the process of buying a first home in New Zealand? 🏡 In this episode we're joined by a special guest adviser, Simon McDonald from mortgagehq, to guide you every step of the way. In this episode, we're diving deep into the intricacies of the first home buying process. Simon shares his wealth of knowledge and industry expertise to demystify the path to homeownership for first-time buyers. From understanding your budget to navigating the mortgage market, he provides invaluable insights that will empower you to make informed decisions.2023-10-2132 minThe HomeseekersIs It a Good Time To Buy a Home In NZ 2023?In this episode, we dive into this burning question - is it a good time to buy a home in nz 2023? Host Blandon welcomes special guest Andy Turner, Director and Senior Adviser at WealthHQ, for an in-depth discussion. Discover the current market trends, key factors to consider when buying, creative strategies for saving deposits faster, and the vital role of professionals like mortgage advisers in your home buying journey. 2023-10-0722 minThe HomeseekersHow To Manage Your Money BETTERJoin Ali and Andy as they share how to manage your money better which will empower you to make the most out of your paycheck. Discover how to build a solid financial foundation that will not only help you secure that dream home but also pave the way for a richer future.2023-09-2229 minThe HomeseekersAffordable First Homes in NZ: Why Older Houses Are the Perfect Choice for First-Time BuyersAffordable First Homes in NZ - Join Blandon from wealthhq as he dives into the world of first-time home buying in New Zealand. In this episode, discover three insightful reasons why opting for older houses can be a brilliant strategy for those entering the property market. From gaining more space for less to customizing your dream home, Blandon explores how older properties offer unique advantages. Learn how to add value and build equity through wise investments, ensuring a brighter financial future. Tune in for essential insights that can make your first home purchase a smart and rewarding journey.2023-09-0805 minThe HomeseekersWhy You Should Use KiwiSaverIn this episode, we're delving into the power of why you should use KiwiSaver – the game-changing tool that can accelerate your path to homeownership or set you up for retirement. Discover how tapping into KiwiSaver can give you the boost you need, and gain insights from real experiences that will shed light on why it's a must for any first-home buyer or anyone preparing for retirement.2023-08-2621 minThe Homeseekers5 Tips to Maximise Borrowing as a First Home Buyer in NZIn this episode, we share five valuable tips to help first home buyers maximize their borrowing power. Hosted by an expert in the field, these tips cover reducing regular expenses, managing credit card and short-term debt, exploring boarder income, considering home and income properties, and utilizing second-tier lenders. We also highlight the importance of consulting with a mortgage adviser for personalized guidance. Whether you're dreaming of homeownership or already in the process, these tips will empower you to make the most of your financial situation. Tune in now and take confident steps towards your homeownership goals!2023-06-1006 minThe HomeseekersNZ Mortgage 101 - Getting Finance for Your First HomeThis podcast provides a brief introduction to mortgages in New Zealand, including types of mortgages, lenders, application process, repayment options, and tips for managing your mortgage effectively. Topics covered include fixed and floating rate mortgages, offset and revolving credit mortgages, loan-to-value ratio, fees and charges, refinancing options, and factors to consider when choosing a mortgage. The podcast concludes with advice on how to make your mortgage payments on time, save money on interest, and reduce your mortgage debt.2023-05-2716 min