Allworth Financial - Podcast Details

Shows

Allworth Financial‘s Money Matters Selling Smart, Building Wealth: Business Exit Strategy, Tax Moves & Real-Life Financial WinsIn this packed episode of Money Matters, Scott and Pat talk with Simone Devenny, Allworth’s Head of Private Wealth Strategies, about smart planning before selling a business—covering tax-saving strategies, timing, emotional readiness, and more. Then, a caller shares how he sold his startup for $1.2 million, while another longtime educator seeks guidance on managing a $317,000 lump sum. Whether you're prepping for a sale or figuring out your next big financial step, this episode is full of practical advice to help you sharpen your business exit strategy, minimize taxes, and take control of your financial future. Join Mone...

2025-11-2941 min

Allworth Financial‘s Money Matters High-Net-Worth Playbook: Portfolio Rebalancing, Executive Stock Strategies & Estate Planning WinsIn this value-packed episode of Allworth’s Money Matters, Scott and Pat unpack key financial strategies for high-net-worth investors navigating today’s markets. From the overlooked need for regular portfolio rebalancing to smart planning for concentrated executive stock, they break down real-world scenarios with millions at stake. You'll hear a listener case involving $7M in assets, HSA withdrawal tactics, and 529 planning for seven grandkids—all through the lens of tax-smart wealth transfer. Plus, expert insights from Allworth’s Head of Wealth Planning, Victoria Bogner, on avoiding massive tax traps with RSUs, ISOs, and stock options. Join Mon...

2025-11-221h 06

Allworth Financial‘s Money Matters Is Your Financial Plan Built to Last? Stress Testing Portfolios, Roth Conversions, and Real-Life Retirement DecisionsMarkets look strong—but are they too perfect? On this week’s Money Matters, Scott and Pat explore how to stress test your financial plan so it can hold up in the real world. They take a call from a 63-year-old retiree with a $6 million portfolio who’s rethinking his Roth conversions and Social Security timing, then talk with a 47-year-old state employee balancing burnout, real estate, and early retirement goals. Finally, Allworth’s Head of Wealth Planning, Victoria Bogner, joins to explain how taxes, Medicare, and market strategy all connect inside a resilient financial plan. If you’ve ever wonde...

2025-10-1154 min

Allworth Financial‘s Money Matters Tax-Efficient Investing, Retirement Choices, and Market ShiftsOn this week’s Money Matters, Scott and Pat dive into market shifts—tariffs, AI-driven productivity, and surprising earnings—and explain why chasing predictions fails while fundamentals like tax-efficient investing deliver results. Next, a caller shares his career-change dilemma: should he leave a higher-paying job for a teaching role with a pension? Scott and Pat weigh in on how retirement savings, insurance coverage, and college funding fit into the bigger picture. Later, another caller with a $9 million stock portfolio reveals his struggle with taxes from heavy dividend income. This leads to a deep dive into tax-ef...

2025-09-2051 min

Allworth Financial‘s Money Matters Gold Hype, Insurance Myths & Tax-Smart Moves for RetirementOn this week’s Money Matters, Scott and Pat tackle some hot financial topics—starting with the gold rush (yes, even Costco’s in on it). They break down what gold can and can’t do for your portfolio. Then it’s life insurance: if you’ve got an old whole life policy, is it still worth it, or should you cash it in and reinvest? They also help listeners navigate tricky tax planning moves, like tracking after-tax IRA contributions and understanding required minimum distributions (RMDs). Later, Victoria Bogner, Allworth’s Head of Wealth Planning, shares how one client used a covered...

2025-06-0748 min

Allworth Financial‘s Money Matters 401(k) Catch-Up Contributions, Inherited IRA Rules, Annuity Strategies, and Roth Conversion TipsOn this week’s Money Matters, Scott and Pat examine the implications of new rules for 401(k) catch-up contributions and discuss whether they really benefit the average person. Plus, they help callers navigate the complexities of fixed index annuities and inherited IRAs and explain why understanding these financial products is crucial. Allworth advisor Laurie Ingwersen joins the show to explain how a Roth conversion strategy can lessen a big tax burden. Finally, Scott and Pat share real-life stories and offer insights into maximizing your retirement savings while steering clear of potential pitfalls. Join Money Matters: Get...

2025-05-2457 min

Allworth Financial‘s Money Matters Tax-Loss Harvesting, Smart Business Sale Planning, Direct Indexing, and Lump-Sum StrategiesOn this week's Money Matters, Scott and Pat explore the benefits of tax-loss harvesting during volatile markets. Then, they’re joined by Simone Devenny, Head of Private Wealth Strategies at Allworth, to dive into key financial strategies for entrepreneurs and business owners, including tax optimization, estate planning, and succession strategies. Finally, they answer listener questions on topics like lump-sum payments, Direct Indexing, and how to manage tax-deferred savings. Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here...

2025-05-0354 min

Allworth Financial‘s Money Matters Volatility, Opportunity, and Strategy: Guiding Investors Through UncertaintyOn this week’s Money Matters, Scott and Victoria Bogner, Allworth's Head of Wealth Planning, break down the current market volatility and its implications for investors. They explore the rise of algorithmic trading, the unpredictability of today’s markets, and how to maintain a long-term investment strategy when short-term turbulence strikes. Victoria shares actionable insights on seizing opportunities during downturns, like Roth conversions and tax-loss harvesting as smart tactics for proactive investors. Scott and Victoria also unpack what’s happening in bonds and equities, why buffered ETFs matter right now, and how political and technological forces are shaping the economi...

2025-04-1252 min

Allworth Financial‘s Money Matters Tariffs and Your Portfolio, Unwinding Concentrated Stock, and Knowing When You Can RetireOn this week’s Money Matters, Scott and Pat address concerns about the impact of tariffs on the stock market and offer advice on staying calm. Then, Allworth advisor Mark Shone joins the show to discuss strategies for investors with too much money concentrated in one or a few stocks. Finally, a Georgia sheriff finds out whether he’ll have enough money to hang up his badge and retire at 58. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by cl...

2025-04-0551 min

Allworth Financial‘s Money Matters A Lake House Investment Dilemma, a College Savings Oversight, and a Complex Estate Planning JourneyOn this week’s Money Matters, Scott and Pat guide a multi-millionaire through the decision of whether a lake house makes sense as an investment. They also help a father navigate the potential overfunding of a college savings plan. Plus, Victoria Bogner, Allworth's Head of Wealth Planning, joins the show to discuss why having the right estate plan is critical, especially for those in second marriages. She shares creative strategies to prevent unintentional disinheritance, ensure assets are properly allocated, and maximize investment potential. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Han...

2025-03-1546 min

Allworth Financial‘s Money Matters SPECIAL EPISODE: Market Volatility Update - What Investors Need to Know NowOn this SPECIAL EPISODE of Money Matters, Scott sits down with Allworth’s Chief Investment Officer Andy Stout to break down the latest market volatility. They explain what’s driving the turbulence, how it could impact your investments, and the smart moves to consider right now. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here. You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podc...

2025-03-0815 min

Allworth Financial‘s Money Matters Bearish Market Sentiment, Life Insurance with LTC Benefits, and Smart Tax Moves for the WealthyOn this week’s Money Matters, Scott and Pat discuss recent reports of increased bearish sentiment in the market, reaching levels not seen in over a year. Then, they break down the complexities of life insurance policies with long-term care benefits. Are they worth the investment or are there better options? Later, they speak with Suzanne Conrad, Allworth's Director of Tax Solutions, who shares practical tax strategies for high-net-worth individuals looking to optimize their wealth. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WO...

2025-03-0156 min

Allworth Financial‘s Money Matters 401(k) catch-up contributions, inherited IRAs, annuity tricks, and a Roth conversion strategy.On this week’s Money Matters, Scott and Pat examine the implications of new rules for 401(k) catch-up contributions and discuss whether they really benefit the average person. Plus, they help callers navigate the complexities of fixed index annuities and inherited IRAs and explain why understanding these financial products is crucial. Allworth advisor Laurie Ingwersen joins the show to explain how a Roth conversion strategy can lessen a big tax burden. Finally, Scott and Pat share real-life stories and offer insights into maximizing your retirement savings while steering clear of potential pitfalls. Join Money Matters: Get your mos...

2025-02-0158 min

Allworth Financial‘s Money Matters Maximizing retirement income, exploring Roth conversions, the lure of Bitcoin, and the explosion of exchange-traded funds.On this week’s Money Matters, Scott and Pat address common concerns surrounding retirement investments, discussing diversification strategies and the risks of investing too heavily in volatile assets like Bitcoin. Plus, they engage listeners in conversations regarding the complexities of financial products such as annuities and variable contracts. Finally, Allworth's Director of Client Experience, Victoria Bogner, shares a case illustrating the importance of understanding financial agreements, showing how one individual dramatically maximized her benefits through careful reading and strategic planning. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McC...

2025-01-181h 00

Allworth Financial‘s Money Matters The four pillars of retirement, an examination of the backdoor Roth IRA, and are stocks overvalued?On this week’s Money Matters, Scott and Pat interact with callers seeking advice on everything from pension plans to Roth IRAs. Plus, they have engaging discussions on balancing work-life plans, understanding the importance of financial education, and maximizing your savings. Discover the four pillars of Allworth's Art of Retirement and see how it can shape your journey towards a fulfilling and worry-free retirement. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here. You can also be on...

2024-12-2851 min

Allworth Financial‘s Money Matters The risk of overlooking beneficiaries, a question about a Roth conversion, a caller who wants to retire in the next decade, and a tax strategy that many workers aren’t aware of.On this week’s Money Matters, Scott and Pat discuss the critical importance of making sure your beneficiaries are up to date. An Arizona caller with $950,000 in a traditional IRA asks whether he should do a Roth conversion. A 51-year old wants to know whether he has enough assets to retire within 10 years. A Nevada man wonders whether increasing his bond allocation will protect him when it comes time to do required minimum distributions. Finally, Allworth advisor Laurie Ingwersen joins the show to explain a tax strategy she used with a client that many workers don’t know is avai...

2024-11-3045 min

Allworth Financial‘s Money Matters Nuances of HSAs, managing pensions and Social Security, and tax planning for high-income earners.On this week's Money Matters, Scott and Pat explore the intricacies of Health Savings Accounts (HSAs) and their value as a financial tool. They tackle listener questions, including one about ensuring financial stability for a younger spouse and another on optimizing Social Security benefits for long-term security. Later, in a lively discussion with Allworth's Director of Client Experience, Victoria Bogner, they examine the potential impact of political changes on tax policies, interest rates, and Social Security. They also discuss how tariffs and trade disputes impact the economy and highlight the importance of tax planning for high-income earners.

2024-11-2345 min

Allworth Financial‘s Money Matters Money Matters: Tax efficient investing strategies and maximizing portfolio growth.On this week's Money Matters, Scott and Pat discuss the psychology of financial decision-making and explore why some individuals struggle with saving while others are hesitant to invest. They also delve into a fascinating client story with Allworth advisor Laurie Ingwersen, highlighting the importance of strategic planning in managing substantial capital gains and estate simplification. Listeners will gain valuable insights into the benefits of donor-advised funds for tax-efficient charitable giving and learn about innovative wealth strategies for modern investors. With expert advice on navigating market volatility, maximizing growth potential, and optimizing tax efficiency, this episode is a...

2024-10-1952 min

Allworth Financial‘s Money Matters Maximizing financial strategies, understanding Buffered ETFs, and estate planning.On this week's Money Matters, Scott and Pat discuss the importance of starting your year-end financial planning early. From maximizing your 401k and HSA contributions to considering Roth conversions and tax-loss harvesting, they cover key strategies to optimize your financial health before the year ends. They also take a deep dive into Buffered ETFs with Allworth's Victoria Bogner, a Chartered Financial Analyst and Certified Financial Planner. Victoria explains how buffered ETFs work, their benefits, and the ideal circumstances under which they should be used. Whether you're nearing retirement or a risk-averse investor, you'll find valuable insights on...

2024-09-2141 min

2024-07-1344 min

Allworth Financial‘s Money Matters Tax planning opportunities, when a portfolio holds too much cash, and how much Nvidia stock is considered too much?On this week’s Money Matters, Scott and Pat talk with Allworth advisor Blake Davelaar about tax planning opportunities in light of the upcoming 2024 election and the expiration of the 2017 tax cuts next year. A California man asks whether he has too much cash in his portfolio. A caller in good financial shape wants to know whether she owns too much Nvidia stock. Finally, a retiree wants to know whether political instability could impact his state’s pension system. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat Mc...

2024-06-2248 min

Allworth Financial‘s Money Matters A teen with a large inheritance, a heart transplant recipient who wants financial success, and how a qualified advisor keeps you calm when the waters are rough.On this week’s Money Matters, Scott and Pat help a 19-year old decide where to park $400,000 a distant relative passed down to him. It leads to a discussion about the importance of holding family meetings. A Wisconsin caller who received a new heart four years ago asks for help maximizing his family’s savings. Allworth advisor Andy Shafer joins the show to explain how he helps clients when panic sets in. Finally, a Colorado man asks Scott and Pat whether they are worried about current price-to-earnings ratios. Join Money Matters: Get your most pressing financia...

2024-04-2052 min

Allworth Financial‘s Money Matters Why some investors should ignore economic data, a $700,000 inheritance question, and a warning about advisors who act as fiduciaries only some of the time.On this week’s Money Matters, Scott and Pat start the show by discussing the current state of the economy with Allworth Chief Investment Officer Andy Stout, and then explain why some should pay little attention to the data. A caller with an 80/20 stock to bond allocation wonders whether he should tweak the bond portion of his portfolio. A Colorado man asks for guidance on how to handle a six-figure inheritance. Finally, Scott and Pat reveal how you can spot a financial advisor who doesn’t act as a fiduciary 100% of the time. Join Money Matte...

2024-04-1343 min

Allworth Financial‘s Money Matters A lesson on portfolio diversification, clearing up confusion about IRA tax rules, and how proper financial planning can lead to golden opportunities.On this week’s Money Matters, Scott and Pat start the show by tying the commercial real estate crisis to the importance of diversification. Then they help a caller who says she is getting mixed messages on how to handle two inherited IRAs. A world traveler asks how to break the news to his father that he wants to invest in indexes instead of real estate. Finally, Allworth’s Brian James joins the podcast with real world examples of hidden opportunities that proper financial planning presents. Join Money Matters: Get your most pressing financial questions answer...

2024-02-2445 min

Allworth Financial‘s Money Matters The current state of the economy, a defined contribution plan question, the beauty of a solo 401(k), and when taking Social Security isn’t so simple.On this week’s Money Matters, Scott and Pat start the show by discussing current economic news with Allworth Chief Investment Officer Andy Stout. A California caller asks whether he should put money into a defined contribution plan and then roll the funds over to a Roth account. You’ll hear why Scott and Pat think a Colorado woman should open a solo 401(k). Finally, they explain a time when taking Social Security isn’t so simple. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air...

2024-02-0352 min

Allworth Financial‘s Money Matters The financial benefits of delayed gratification, concerns about a trust, a 401(k) roadblock, and a portfolio problem solved.On this week’s Money Matters, Scott and Pat provide honest advice for those choosing to spend now instead of saving for later. A Florida man who is the beneficiary of a trust asks for help navigating his complicated situation. A 57-year old caller wants to know why his employer won’t allow him to take a 401(k) distribution. Finally, Allworth advisor Brian Murphy joins the show to explain how he cleaned up a portfolio that was riddled with fee and commission payments. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs S...

2024-01-1359 min

Allworth Financial‘s Money Matters 2024 financial resolutions, worries about a Roth conversion, and when cashing out an annuity makes sense.On this week’s Money Matters, Scott and Pat explain the benefit of investing in index funds. Allworth advisor Mark Shone joins the show to discuss specific money resolutions to make for the new year. A 71-year-old retiree asks whether his recent Roth conversion was a bad decision. A caller married for ten years wants to know whether he should finally combine finances with his wife. Finally, you’ll hear why Scott and Pat think a California caller should cash out her annuity. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs S...

2023-12-1652 min

Allworth Financial‘s Money Matters After-tax 401(k) contributions, year-end tax tips, guidance on annuities, and more.On this week’s Money Matters, Scott and Pat discuss why the struggle is real for some younger investors. A 49-year-old California man wants to know whether he should make an after-tax contribution to his 401(k). The director of Allworth’s tax division breaks down strategic moves to make before the end of the year. Finally, a caller who just retired asks whether he should move some of his money into an annuity. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH...

2023-12-0952 min

Allworth Financial‘s Money Matters The strange things people do with inherited money, questions about a pension and long-term care, and the danger of investment products.On this week’s Money Matters, Scott and Pat explain why receiving a financial windfall can make you more of who you already are. A 58-year-old single caller asks for help with a pension buyout decision. A Missouri man wants to know whether he can afford to self-insure his long-term care. Plus, Allworth advisor Steve Hruby joins the show, to discuss the danger of investment products. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here...

2023-11-2552 min

Allworth Financial‘s Money Matters How investors should react to the current state of the economy, a question about a reverse mortgage, and when renting out a home beats selling it.On this week’s Money Matters, Scott and Pat talk with Allworth Chief Investment Officer Andy Stout about the economic factors driving stock market activity. A caller from Georgia with two houses on 14 acres of land asks whether he should consider a reverse mortgage. Plus, is it better to sell a house or rent it out? A Pennsylvania father with dreams of living in a larger home wants to know. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a qu...

2023-11-1153 min

Allworth Financial‘s Money Matters The four components of a happy retirement, when renting out a home beats selling it, and the nuances and importance of Roth conversions.On this week’s Money Matters, Scott and Pat discuss the specific factors that spawn satisfaction and joy in retirement. An Ohioan who is getting married asks whether she’s better off renting out her home instead of selling it. Allworth regional director Brian James comes on the show to discuss one of the most misunderstood parts of an IRA. Finally, a caller whose wife is going blind wants to know when they should take a state pension. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClai...

2023-11-0452 min

Allworth Financial‘s Money Matters Why crypto was a recipe for disaster, where to invest cash when you have too much, the power of financial planning when the unexpected happens, and more.On this week’s Money Matters, Scott and Pat explain how they knew years ago that the crypto craze would turn chaotic. A California man asks whether his mother should roll over her annuity into an IRA. A caller from New Jersey needs help deciding whether to pay off one of her mortgages. Plus, Allworth advisor Lauren Williams joins the show to highlight the power of financial planning when life takes unexpected turns. Finally, a Nevada mother with too much cash asks where to invest it. Join Money Matters: Get your most pressing financial questions answ...

2023-10-2156 min

Allworth Financial‘s Money Matters A Roth conversion question, where to invest CD proceeds, and cleaning up an unorganized financial mess.On this week’s Money Matters, Scott and Pat start the show by discussing drama in the crypto world. A Montana woman who retired last year asks for advice on a Roth conversion strategy. You’ll hear why Scott and Pat tell a caller with six CDs to rebuild his portfolio once those investments come due. Then, Allworth advisor Blake Davelaar joins the show to explain how he was able to clean up a couple’s portfolio that consisted of ten accounts held at five different financial institutions. Finally, Scott and Pat help a woman looking for a new financ...

2023-09-0946 min

Allworth Financial‘s Money Matters Why retirees return to work, the current state of the economy, and a mortgage payment puzzle.On this week’s Money Matters, Scott and Pat discuss why so many people who voluntary left the workforce want jobs again. Allworth Chief Investment Officer Andy Stout joins the show to examine whether the Federal Reserve will raise interest rates for a 12th time in 18 months. Then, Scott and Pat help a caller create a strategy for taking distributions from several retirement accounts. Finally, a retiree and great saver asks whether she should be making extra mortgage payments. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat...

2023-09-0252 min

2023-08-1252 min

Allworth Financial‘s Money Matters The monster U.S. budget deficit, a marital conflict over a dream home, and investor biases explained.On this week’s Money Matters, Scott and Pat discuss the ramifications of the federal government’s $1 trillion budget deficit. A California woman wants help convincing her husband to sell his dream home. A Kentucky caller asks whether he should convert some of his 401(k) to a Roth IRA. Finally, Scott, Pat, and Allworth advisor Brian Murphy explore the dangerous impact that biases have on investors. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here. ...

2023-07-2952 min

Allworth Financial‘s Money Matters Why some shouldn’t make extra mortgage payments, a question about a 529 plan, and how much Apple stock did you say you have?On this week’s Money Matters, Scott and Pat help a Colorado caller understand why she should avoid making extra payments on her home. Then, a father from California asks what will happen to his 529 plan now that his daughter thinks college isn’t the answer. Plus, Allworth partner advisor Chris Giordano joins Scott and Pat to explain how he dealt with a couple who had half of their net worth tied up in Apple stock. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air...

2023-07-2245 min

Allworth Financial‘s Money Matters The joy of financial planning, the income tax hitting good savers, and the danger of owning individual stocks.On this week’s Money Matters, Scott and Pat discuss the gratification that comes with creating a long-term plan for retirement. A caller from Chicago asks whether he should buy an annuity to supplement his income. Plus, a Texas man needs help managing his stock options. Then, Scott and Pat talk about an income tax impacting some investors. Finally, Allworth advisor Brian James joins the show to explain why owning individual stocks could lead you into the danger zone. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat...

2023-07-0846 min

Allworth Financial‘s Money Matters The fight against inflation, a debt ceiling showdown, and your questions answered.On this week’s Money Matters, Scott, Pat, and Allworth Financial’s Chief Investment Officer Andy Stout examine whether the Federal Reserve will press pause on interest rate hikes. Then, Scott and Pat help a caller navigate between multiple Roth IRA accounts. You’ll hear them explain why one man should take Social Security benefits immediately. Finally, they weigh in on the debt ceiling stalemate happening in Washington, D.C. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a questi...

2023-05-1352 min

2023-04-2252 min

Allworth Financial‘s Money Matters The consequences of banking industry troubles, why it’s taking so long to lower inflation, and when should you sell stock that’s almost worthless?On this week’s Money Matters, Scott, Pat and Allworth Chief Investment Officer Andy Stout discuss the repercussions that banking industry turmoil could have on the broader economy. They also tackle the fight against inflation, and the disconnect between Wall Street and the Fed. Finally, Scott and Pat help a caller who wants to know when he should sell stock of a company that just filed for bankruptcy. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by c...

2023-04-0137 min

Allworth Financial‘s Money Matters SPECIAL EPISODE: Banks bite the dust, a question about renting versus buying a home, and why smart people are making poor financial decisions right now.On this special episode of Money Matters, Scott and Allworth Chief Investment Officer Andy Stout put banking industry turmoil into context. Then Scott and Pat help a 60-year-old single woman who wonders whether she’s making a mistake by not owning a home. A caller wants to know whether he should open a tax-deferred account to house some of his 2023 income, or just pay the taxes now. Finally, Scott and Pat talk to an expert on decision making about why smart people are making bad financial choices right now. Join Money Matters: Get your most pres...

2023-03-181h 01

Allworth Financial‘s Money Matters The future of Social Security, Roth conversions, and managing money during a job change.On this week’s Money Matters, Scott and Pat discuss the uncertainty over the future of Social Security. A Pennsylvania man with half of his net worth tied up in Berkshire Hathaway stock wants to know whether he should do a Roth conversion. A caller from Michigan asks whether he should start contributing to his company’s Roth 401(k). Finally, Allworth partner advisor Mark Shone joins the show to tackle ways to manage your money if you were to lose your job. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Ha...

2023-02-1155 min

Allworth Financial‘s Money Matters An IRA dilemma, a question about taxes, and why not all recessions are the same.On this week’s Money Matters, Scott and Pat tackle a unique situation where an investor has nearly all of his retirement money in a Roth IRA. They advise a California caller who wants to know whether there’s a tax advantage to designating herself as a contractor versus an employee. Allworth Advisor Jeff DeBoer joins the show to explain why all recessions aren’t the same. Finally, hear why Scott and Pat think a Michigan caller should sell a non-traded REIT. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hans...

2023-01-2851 min

Allworth Financial‘s Money Matters How the fundamentals of investing will serve you well in 2023.On this week’s Money Matters, Scott and Pat explain how the basics of investing hold true regardless of what the markets do. A Colorado woman wants to know whether it makes sense to buy a place in New Zealand. Should a caller from California move some money into a Roth? Finally, Scott and Pat tackle the nuances of a financial plan with Allworth advisor Brian James. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clickin...

2023-01-2146 min

Allworth Financial‘s Money Matters The FTX fiasco, the risk of a recession, and are you a candidate for a Roth conversion?On this week’s Money Matters, Scott and Pat discuss the fallout from the collapse of FTX. Then they are joined by Allworth’s Chief Investment Officer, to gauge the risk of a recession. A 34-year-old caller asks whether he should sell some stock at a loss for tax purposes. A Texas teacher needs help with his 403(b). Finally, words of wisdom for callers with questions about a pension, and Roth conversion. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a...

2022-12-1752 min

Allworth Financial‘s Money Matters Why some should spend down their savings, advice on dividend stocks, and overcoming the fear of financial planning.On this week’s Money Matters, Scott and Pat explain why they sometimes advise callers to spend down their savings. You’ll hear them help a New York man who wants to know what he should do with $250,000 of profit from a home sale. A California man asks whether he should cash out dividends or reinvest them. Finally, a fellow Allworth advisor joins Scott and Pat to help listeners overcome the fear of financial planning. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 8...

2022-11-2652 min

Allworth Financial‘s Money Matters Putting scary market headlines under the microscope, calculating a hedge for inflation, and the journey of a man who sought out investment advice from a dozen firms.On this week’s Money Matters, Scott, Pat and Allworth’s Chief Investment Officer Andy Stout put recent scary market headlines under the microscope. Then Scott and Pat help a high school teacher who is unsure where his money should be invested. Finally, a man who sought out investment information from a dozen firms ends up on the phone with Scott and Pat. Join Money Matters: Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here. You can also be on...

2022-06-181h 00

Allworth Financial‘s Money Matters Conflict in Ukraine: Remain CalmOn this special edition of Money Matters, Scott and Allworth’s Chief Investment Officer Andy Stout explain why the key is calm during conflicts like the one in Ukraine. Then Scott and Pat help a woman navigate a $10,000 loss in her retirement account. You’ll hear advice for a woman afraid to use part of her emergency fund to pay off her mortgage. Plus, do you have to pay capital gains tax if you inherit your parents’ house? Hanson and McClain have the answer. Join Money Matters: Get your most pressing financial questions answered by Allworth...

2022-02-261h 01

The Allworth It Podcast Change and GriefOn this episode of the podcast, we chat with Tom Sproles, the owner of Sproles Family Funeral Home. Our conversation was such a meaningful one as we talk about walking beside those who are hurting, and also how to prepare ourselves for loss. Tom has so much wisdom to share about grief, as he’s spent 32 years walking beside people in the most painful experiences of their lives. If you are in need of Tom’s help, you can learn more about his business by visiting their site: https://www.sprolesfamilycares.com/ To m...

2021-06-2346 min

The Allworth It Podcast Coming to AmericaJoin us for a conversation with my Canadian friend, Madison Watson all about her move to the States when she started high school! It’s a fun conversation all her experience being a foreigner in a country, and it’s one that will definitely make you smile! Make sure that you are signed up to stay in the loop with all that’s going on with Allworth It Coaching and The Allworth It Podcast! To make sure you’re in the know, click this link: https://www.allworthitcoaching.com/newsletter/ --- This episode is sponsored by · Anchor: T...

2021-06-0235 min

The Allworth It Podcast Finding celebrations in the midst of uncertaintyOn this episode of The Allworth It Podcast, we’re chatting with Cassandra Williamson all about the major change that happened in her life right as she married her soldier husband! If you want to stay connected with everything that’s happening with The Allworth It Podcast and Allworth It Life Coaching, make sure you subscribe to our newsletter at this link: www.allworthitcoaching.com/newsletter --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

2021-04-2831 min

The Allworth It Podcast Making Change as a TeamOn this episode of The Allworth It Podcast, we’re talking to Dan and Tina Nohe about a major occupational shift they made right around the age of 50! I love them and cannot wait for you to get to know them better through our conversation today! They made a major change around the age that people are looking to get more comfortable not less. They have definitely seen the payoffs of their choice, and I can’t wait for you to hear about their journey in this episode! If you live in Indiana and are looking to buy...

2021-04-0734 min

The Allworth It Podcast A season of discoveryOn this new episode, I get to share a conversation I had with Casey and Aimee Graves all about a season of discovery and change that they are stepping into with their whole family as they move to Temecula, California to plant a church. I think you’re really going to enjoy getting to know Casey and Aimee! If you want to connect with them to learn more about what they are planning or how you can stay connected with their ministry, you can send an email to info@tmca.church or follow them on Instagram: @Caseylongraves or @aimeelgraves....

2021-03-3132 min

The Allworth It Podcast The Positively Delightful PattyWe get to chat with Patty Spitler on this episode of The Allworth It Podcast, and boy is it a treat! Patty shares with us her career in broadcasting and the changes that she had to make due to her hearing loss from Meniere’s Disease. Even though she is technically retired, she keeps super busy with lots of projects about which we chat. Here are all the links to the things we talked about in this episode of the podcast: Pet Pals TV: https://www.petpalstv.com/ Great Day TV: https://www.greatdaytv.com/...

2021-03-1726 min

The Allworth It Podcast Protection, Recovery, and RestWe chat with Tracy McDaniel on this episode. The first half of this episode is all about human trafficking. Tracy shares some incredible information for protecting the kids that we love! It’s such great info that is helpful to know but also to increase our awareness and understanding of the epidemic of human trafficking. It’s some hard content to hear, but so valuable to know. Tracy also shares about her journey starting and closing a non-profit, and stepping into a season of balance and rest remaining true to all God has call...

2021-03-1052 min

Exponent Episode 192 — The Australian PerspectiveBen and James discuss Australia’s Media Bargaining Code and its fall-out. Links Ben Thompson: Google Makes Deal With News Corp, Facebook Blocks News in Australia, Microsoft’s Shamelessness — Stratechery Daily Update James Allworth: Australia’s Proposed “Fox News Tax” — Medium Hosts Ben Thompson, @benthompson, Stratechery James Allworth, @jamesallworth, Harvard Business Review Podcast Information Feed iTunes SoundCloud Twitter Feedback

2021-02-1949 min

Exponent Episode 191 — Facebook, Twitter, and TrumpBen and James discuss whether Facebook and Twitter should de-platform President Trump. Links Ben Thompson: Tech and Trump — Stratechery Ben Thompson: New Defaults — Stratechery James Allworth: Prioritizing Economics is Crippling the U.S. Economy — Medium Ben Thompson: Trump and Twitter — Stratechery Hosts Ben Thompson, @benthompson, Stratechery James Allworth, @jamesallworth, Harvard Business Review Podcast Information Feed iTunes SoundCloud Twitter Feedback

2021-01-081h 06

Exponent Episode 190 — Intel, Apple, Disruption, and DifferentiationBen and James discuss Apple’s new chip announcement and what it means for both Apple and Intel. Links James Allworth: Intel’s Disruption is Now Complete — Medium Ben Thompson: Apple’s Shifting Differentiation — Stratechery Ben Thompson: The Intel Opportunity — Stratechery Ben Thompson: Apple, ARM, and Intel — Stratechery Ben Thompson: Chips and Geopolitics — Stratechery Ben Thompson: Intel and the Danger of Integration — Stratechery Hosts Ben Thompson, @benthompson, Stratechery James Allworth, @jamesallworth, Harvard Business Review Podcast Information Feed iTunes SoundCloud Twitter Feedback

2020-11-1300 min

The Allworth It Podcast An IntroductionThanks for listening to the first ever episode of The Allworth It Podcast! If you’d like to keep up with all the things about Allworth It Coaching, sign up for our newsletter: https://bit.ly/32HhWGa To download your the FREE gift I mentioned in the podcast, visit: https://bit.ly/3bgpqDD

2020-09-0224 min

Exponent Episode 188 — Big Tech, Antitrust, and DemocracyBen and James discuss the antitrust subcommittee hearing, the problems of mixing antitrust and Aggregators, and how to think about regulation and democracy. Links Ben Thompson: Antitrust Politics — Stratechery The New York Times: Here’s which tech C.E.O. was asked the most questions by lawmakers. — NY Times Ben Thompson: Why Doesn’t Apple Enable Sustainable Businesses on the App Store? — Stratechery Ben Thompson: Apple’s China Problem — Stratechery Ben Thompson: The Antitrust Hearing, The Role of Congress, CEO Questions — Stratechery Daily Update Ben Thompson: A Framework for Regulating Competition on the Internet — Stratechery Ben Thompson: Ends, Me...

2020-08-0754 min

Allworth Financial‘s Money Matters What’s going on with these markets?On this week’s Money Matters, Scott and Pat talk with Allworth Financial’s CIO Andy Stout about what’s driving the markets despite uncharted economic headwinds and challenging headlines. Scott and Pat advise a caller on next steps after experiencing significant financial theft by a family member. A new home buyer asks about options to cover his down payment and closing costs while waiting to sell his current home. An Arkansas man with a growing family asks about whether he should use his 401K or “Funny Money” for a down payment on a larger house and wonders if...

2020-06-2052 min

Exponent Episode 180 — It’s Been a WeekBen and James eulogize Professor Clayton M. Christensen Links Clayton M. Christensen: How Will You Measure Your Life? — Harvard Business Review Ben Thompson: What Clayton Christensen Got Wrong — Stratechery Ben Thompson: Clayton Christensen Passes Away, Professor Christensen and I, Kobe Bryant and Measuring Your Life — Stratechery Daily Update James Allworth, Karen Dillon, and Clayton M. Christensen — How Will You Measure Your Life? Hosts Ben Thompson, @benthompson, Stratechery James Allworth, @jamesallworth, Harvard Business Review Podcast Information Feed iTunes SoundCloud Twitter Feedback

2020-01-3157 min

Allworth Financial‘s Money Matters Where do bonds fit in your savings?On this week’s Allworth’s Money Matters, Pat and Allworth advisor David Schauer discuss how you can use bonds in a low interest rate environment. Pat and David advise a California woman who gained $1 million from a home sale. A government worker, who owes $316,000 on a mortgage and student loans, asks if he should prioritize his debt or retirement savings. A man with $200,000 in family income asks if he should fund a new IRA. Pat and David advise a property owner trying to defer his capital gains taxes. Finally, a caller asks if he should buy more...

2019-11-2352 min

Allworth Financial‘s Money Matters The broken promises of indexed annuities.On this week’s Allworth’s Money Matters, Pat and Allworth advisor David Schauer discuss the mechanics of indexed annuities, and why the broken promises of one insurance company led to a significant lawsuit. Pat and David advise a California woman looking to leave her IRA savings to her loved ones. A man who owes $212,000 on his house asks if he should prioritize his mortgage or retirement saving. Pat and David speak with a San Antonio caller who is concerned about China’s impact on his investments. Finally, a man making $160,000 a year asks how he should maximi...

2019-11-1652 min

Exponent Episode 166 — Fence-building vs. Axe-wieldingBen and James discuss Senator Warren’s proposal to break up Big Tech, including why its history is wrong, why details matter, and what needs to be done instead. Plus, Spotify’s antitrust complaint against Apple. Links Senator Elizabeth Warren: Here’s how we can break up Big Tech — Medium Ben Thompson: Where Warren’s Wrong — Stratechery Ben Thompson: Amazon’s Price Parity Provision, The Amazon Marketplace Question — Stratechery Daily Update Five Fast Facts About Apple’s Anti-competitive Behavior — Time To Play Fair (Spotify Website) Ben Thompson: Spotify Files Antitrust Complaint Against Apple, Spotify and Warren, More Amazon Marketpla...

2019-03-151h 02

Exponent Episode 146 — Facebook’s Real MistakeBen and James discuss Facebook’s current crisis, and why almost everyone misunderstands what the company did wrong: the problem isn’t advertising, it was Facebook’s desire to be a platform. Presented by WordPress.com: Get 15% off on a new site by visiting WordPress.com/Exponent. Links James Allworth: What the F*** Was Facebook Thinking — Medium Ben Thompson: The Facebook Brand — Stratechery Ben Thompson: Tim Cook’s Unfair and Unrealistic Privacy Speech — Stratechery Mark Zuckerberg’s Reckoning: ‘This Is a Major Trust Issue’ — The New York Times Ben Thompson: Mobile Makes Facebook Just an App; That’s Good Ne...

2018-03-231h 03

Exponent Episode 144 — 90s Alt ForeverBen and James discuss Spotify’s F-1, why Spotify isn’t Netflix, and why record companies are doing well even though they are acting sub-optimally. Presented by WordPress.com: Get 15% off on a new site by visiting WordPress.com/Exponent. Links James Allworth: Why I’m Not Going Near Spotify (and Why You Shouldn’t Either) — Harvard Business Review Ben Thompson: Lessons From Spotify — Stratechery Ben Thompson: The Great Unbundling — Stratechery Ben Thompson: Could Spotify Be Netlix — Stratechery Daily Update Ben Thompson: Spotify’s Increasing Power — Stratechery Daily Update Hosts Ben Thompson, @benthompson, Strateche...

2018-03-091h 02

Exponent Episode 142 (Updated) — Google and AntitrustBen and James discuss Google’s recent moves around blocking ads and promoting AMP and whether they raise antitrust questions. Plus, why Microsoft couldn’t have stopped Google, and why cryptocurrencies are aggregator kryptonite. NOTE: The previous version of this episode was not edited in the middle. There is no new content in this episode, but it should be easier to listen to. Presented by WordPress.com: Get 15% off on a new site by visiting WordPress.com/Exponent. Links Ben Thompson: The Aggregation Paradox — Stratechery Ben Thompson: The Case Against Google — Stratechery Daily Up...

2018-02-2454 min

Exponent Episode 141 — The Mailbag EpisodeBen and James answer reader questions. Topics include business school, career advice, the nature of strategy, creating the next Silicon Valley, and how governments should deal with the disruptions caused by the Internet. Presented by WordPress.com: Get 15% off on a new site by visiting WordPress.com/Exponent. Links Ben Thompson: Books to Blogs — Stratechery James Allworth, Karen Dillon, and Clayton Christenson: How Will You Measure Your Life? — ClaytonChristensen.com Ben Thompson: Strategy Credit — Stratechery Ben Thompson: Apple’s Organizational Crossroads — Stratechery Jared Diamond: Guns, Germs, and Steel — W. W. Norton & Company Yuval Noah Harari: Sapi...

2018-02-161h 05

Exponent Episode 140 — The Products They Built Along the WayBen and James discuss Apple’s strategy of monetizing its customer base, how that explains HomePod, and whether or not it is a problem. Presented by WordPress.com: Get 15% off on a new site by visiting WordPress.com/Exponent. Links Ben Thompson: Apple’s Middle Age — Stratechery Ben Thompson: Books to Blogs — Stratechery Ben Thompson: Apple and the Oak Tree — Stratechery Ben Thompson: The Lessons and Questions of the iPhone X and the iPhone 8 — Stratechery Ben Thompson: Apple is Not a Services Company — Stratechery Daily Update NOTE: Apple has taken down the supplemental financial information fr...

2018-02-091h 05

Exponent Episode 130 — The 50,000 Foot ViewBen and James walk through the history of Stratechery to explain why Facebook is inescapable for a podcast about tech and society. Links Ben Thompson: Tech Goes to Washington — Stratechery John Gruber: Blackberry vs. iPhone — Daring Fireball (note: I said on the podcast this was written in 2007; it was written in 2008) Ben Thompson: What Clayton Christensen Got Wrong — Stratechery Ben Thompson: The State of Consumer Technology at the End of 2014 — Stratechery Ben Thompson: Peak Google — Stratechery Ben Thompson: Revisiting Peak Google, Again — Stratechery Daily Update Ben Thompson: More Spectacles Mea Culpas — Stratechery Daily Update Ben Thompson: Mobile Makes Fa...

2017-11-0359 min

Exponent Episode 125 — The Super-AggregatorsBen and James discuss the different levels of aggregation, Facebook and Russian ads, and why it’s worth defending the future. Presented by MailChimp Links Ben Thompson: The Super-Aggregators and the Russians — Stratechery Facebook Enabled Advertisers to Reach ‘Jew Haters’ — ProPublica Ben Thompson: Inspired Media — Stratechery James Allworth: Technology Has Become Water — Medium Sheryl Sandberg on Facebook Advertising Changes — Facebook Dollar Shave Club and the Disruption of Everything — Stratechery Ben Thompson: Everything is Changing; So Should Antitrust — Stratechery Hosts Ben Thompson, @benthompson, Stratechery James Allworth, @jamesallworth, Harvard Business Review Podcast Information Feed iTunes Soun...

2017-09-221h 08

Exponent Episode 113 — WeChat, China, and AppleBen and James discuss how leverage shifts in a value chain, why WeChat is so powerful in China, and why that is a problem for Apple. Presented by MailChimp Links Ben Thompson: Apple’s China Problem — Stratechery Ben Thompson: Messaging: Mobile’s Killer App — Stratechery Ben Thompson: Slack and the State of Technology at the End of 2015 — Stratechery Connie Chan: When One App Rules Them All: The Case of WeChat and Mobile in China — a16z Ben Thompson: Peak Google — Stratechery Ben Thompson: Beyond Disruption — Stratechery James Allworth: The Blessing of Failure — Medium Ben Thompson: The State...

2017-05-0559 min

Exponent Episode 110 — Moral HazardJames and Ben discuss moral hazard and what seems to be going wrong with the U.S. economy, the different kinds of regulation, and how the App Store explains government policy. Presented by MailChimp Links James Allworth: Prioritizing Economics is Crippling the U.S. Economy — Medium Ryne Rohla: Creating a National Precinct Map — Decision Desk HQ Jeff Bezos: Annual Letter to Shareholders — SEC Matt Stoller: How Democrats Killed Their Populist Soul — The Atlantic Hosts Ben Thompson, @benthompson, Stratechery James Allworth, @jamesallworth, Harvard Business Review Podcast Information Feed iTunes SoundCloud Twitter Feedback...

2017-04-141h 23

Exponent Episode 105 — The Most PoliticalBen and James discuss Mark Zuckerberg’s manifesto, the problem with regulation, and why Facebook needs exactly that. Presented by MailChimp Links Mark Zuckerberg: Building Global Community — Facebook Ben Thompson: Manifestos and Monopolies — Stratechery Ben Thompson: Inspired Media — Stratechery James Allworth: Founders and Motivation — Stratechery The Ezra Klein Podcast: Tim Wu’s Interesting, Unusual, Fascinating Life — Panoply Hosts Ben Thompson, @benthompson, Stratechery James Allworth, @jamesallworth, Harvard Business Review Podcast Information Feed iTunes SoundCloud Twitter Feedback Presented by MailChimp

2017-02-241h 09

Exponent Episode 103 — Dull Knives Don’t CutBen and James discuss what kind of politicians and products cut through in the Internet age, and why they are profoundly different than what worked before. Presented by MailChimp Links Ben Thompson: Inspired Media — Stratechery Ben Thompson: The Voters Decide — Stratechery Ben Thompson: Friction — Stratechery James Allworth: The U.S. has Gone F&*%ing Mad — Medium Ben Thompson on How to Make It in the Media in 2016 — The Ezra Klein Show Journalism That Stands Apart — New York TimesTh Hosts Ben Thompson, @benthompson, Stratechery James Allworth, @jamesallworth, Harvard Business Review Podcast Information Feed iTu...

2017-02-0354 min

Exponent Episode 101 — TV is the Oak TreeBen and James discuss why different types of media have responded to the Internet with varying degrees of success. Presented by MailChimp Links Ben Thompson: The Great Unbundling — Stratechery Chris Dixon: How Bundling Benefits Sellers and Buyers — cdixon blog The Netflix Backlash: Why Hollywood Fears a Content Monopoly — Hollywood Reporter Ben Thompson: Netflix and the Conservation of Attractive Profits — Stratechery Ben Thompson: The Jobs That TV Does — Stratechery James Allworth: The Blessing of Failure — Medium Hosts Ben Thompson, @benthompson, Stratechery James Allworth, @jamesallworth, Harvard Business Review Podcast Information Feed iTunes SoundCloud T...

2017-01-201h 08

Exponent Episode 099 — Fate Has a Sense of IronyBen and James discuss Amazon Alexa and the history of operating systems Presented by MailChimp Links Is That an Echo? — Exponent Episode 070 Ben Thompson — The Amazon Tax We Have Always Been at War with Amazon — Exponent Episode 081 Ben Thompson: Alexa: Amazon’s Operating System — Stratechery Voice Recognition Technology — YouTube Ben Thompson: The Truth About Windows Versus the Mac — Stratechery Ben Thompson: Aggregation Theory — Stratechery Ben Thompson: Beyond Disruption — Stratechery Ben Thompson: Mobile Makes Facebook Just an App; That’s Great News — Stratechery James Allworth: The Blessing of Failure — Medium Hosts Ben Thompson, @benthompson, Stratechery...

2017-01-061h 00

Exponent Episode 095 — The Backlash Has ArrivedBen and James discuss the Trump election, filter bubbles, and the responsibility of the tech industry. Presented by MailChimp Links Ben Thompson: Donald Trump is the President-Elect, Tech Under Trump, The Big Picture — Stratechery Daily Update Episode 085: Ballots and Guillotines — Exponent Ben Thompson: The Brexit Possibility — Stratechery James Allworth: Brexit, Trump, and the Ultimatum Game — Medium Ben Thompson: The Voters Decide — Stratechery “Day One in Trump’s America” — Twitter Moments Kim-Mai Cutler: “The best way to have the stickiest and most lucrative product? Be a systematic tool for confirmation bias.” — Twitter Ben Thompson: Facebook and Filter Bubbles — Str...

2016-11-111h 09

Exponent Episode 087 — Meditations on CourageBen and James discuss James’ adventurous summer and the recent Apple event and what it says about the future of Apple. Presented by MailChimp Links Wolverine Misses Exponent — Twitter James Allworth: So You’re Thinking About Doing a 10 Day Silent Vipassana Meditation Retreat? — Medium Naked People — Exponent Ben Thompson: Beyond the iPhone — Stratechery Farhad Manjoo: What’s Really Missing From the New iPhone: Cutting-Edge Design — New York Times Ben Thompson: Apple’s Organizational Crossroads — Stratechery Tim Cook, the interview: Running Apple ‘is sort of a lonely job’ — The Washington Post Ben Thompson: Apple’s PR Push, Maps and Apple’s Orga...

2016-09-0947 min

Exponent Episode 086 — Following a Pokémon Off a CliffBen and James discuss Facebook Live and Pokémon Go. Please note that this episode was podcast five days ago, on Saturday, July 16. Links Ben Thompson: A Technical Glitch — Stratechery The Laborers Who Keep Dick Pics and Beheadings Out of Your Facebook Feed — Wired Mat Honan: Why Facebook And Mark Zuckerberg Went All In On Live Video — BuzzFeed Ben Thompson: Facebook and the Feed — Stratechery Ben Thompson: The Pokémon Go Phenomonan, Nintendo’s Pivot, Additional Notes on Pokémon Go — Stratechery Daily Update Ben Thompson: Activision Blizzard Buys King Digital — Stratechery Daily Update Aaron Levie: Nintendo’s Mobile...

2016-07-221h 03

Exponent Episode 085 — Ballots Versus GuillotinesBen and James discuss why the sociopolitical factors underlying the Brexit vote and their relationship to technology and a system of the future. Links Ben Thompson: The Brexit Possibility — Stratechery Ben Thompson: TV Advertising’s Surprising Strength — And Inevitable Fall — Stratechery Ben Thompson: Follow-up: The Big Picture — Stratechery James Allworth: Brexit, Trump, and the Ultimatum Game — Medium Hosts Ben Thompson, @benthompson, Stratechery James Allworth, @jamesallworth, Harvard Business Review Podcast Information Feed iTunes SoundCloud Twitter Feedback Sponsorship Inquiry

2016-07-0159 min

Exponent Episode 083 — Microsoft & LinkedIn versus Apple & WWDCBen and James discuss Microsoft’s acquisition of LinkedIn and Apple’s WWDC announcements, and figure out why they feel so differently about the two of them. Links James Allworth: Who’s going to be having sleepless nights after Microsoft’s LinkedIn deal? — Medium Ben Thompson: Microsoft and Apple Double Down — Stratechery Ben Thompson: How Satya Nadella Killed Windows Phone — Stratechery Microsoft’s Nadella Manages Legacy of Ballmer-Board Split — Bloomberg Ben Thompson: The Deal That Makes No Sense — Stratechery Ben Thompson: The Curse of Culture — Stratechery Ben Thompson: Apple’s Organizational Crossroads — Stratechery James Allworth: The Blessing of Failure — Medi...

2016-06-171h 11

Exponent Episode 081 — We Have Always Been at War with AmazonBen and James explain why Alexa is an even bigger deal than it seems, and why both Apple and Google should fear Amazon. Plus, why Microsoft’s challenges are only beginning. Links Ben Thompson: The Amazon Tax — Stratechery Ben Thompson: Jeff Bezos at the Code Conference — Stratechery Daily Update Jeff Bezos Intervew at the Code Conference: Video, Podcast, Live Blog Now We’re Talking: Amazon Alexa Comes to Pebble Core — Pebble Ben Thompson: Twilio Files for IPO — Stratechery Ben Thompson: Google’s Go-to-Market Gap — Stratechery James Allworth: The Blessing of Failure — Medium Ben Thompson: Mobile Makes Facebook Just an A...

2016-06-0354 min

Exponent Episode 079 — Twerk the AlgorithmBen and James discuss the allegations that Facebook is censoring conservative news, and renew their ongoing debate about Facebook’s power. Then, why Google’s current situation is similar to Microsoft, even though the long-term looks good. Links Want to Know What Facebook Really Thinks of Journalists? Here’s What Happened When It Hired Some. — Gizmodo Former Facebook Workers: We Routinely Suppressed Conservative News — Gizmodo Nilay Patel: Let’s Say Obvious Things About Facebook and Conservative News — The Verge Ben Thompson: The Voters Decide — Stratechery Ben Thompson: The Real Problem with Facebook and the News — Stratechery Ben Thompson: Defe...

2016-05-2058 min

Exponent Episode 068 — Binary BackdoorsBen and James discuss Apple versus the FBI. Links James Allworth: The U.S. has Gone F&*%ing Mad — Medium James Allworth: How the Apple/FBI Fight Risks the Whole U.S. Tech Industry — Harvard Business Review Ben Thompson: Apple, The FBI, and Security — Stratechery Radley Balko: Surprise! Controversial Patriot Act Power Now Overwhelmingly Used in Drug Investigations — The Washington Post Exclusive: Apple CEO Tim Cook Says iPhone-Cracking Software ‘Equivalent of Cancer’ — ABC News More Support for Justice Department Than for Apple in Dispute Over Unlocking iPhone — Pew Research Center Solid Support for Apple in iPhone Encryption Fight...

2016-02-261h 02

Exponent Episode 067 — Weighing and VotingBen and James discuss the mistakes made by Zenefits, when to challenge regulation, and the problem with short-term thinking. This podcast was recorded before the Apple/FBI news broke; we currently plan to cover that next week. Links Ben Thompson: Fidelity Reprices Again — Stratechery Daily Update Ben Thompson: Zenefits and Regulation — Stratechery Ben Thompson: Follow-up to The Reality of Missing Out — Stratechery Daily Update James Allworth: High Frequency Trading and Finance’s Race to Irrelevance — Harvard Business Review Here is the letter the world’s largest investor, BlackRock CEO Larry Fink, just sent to CEOs everywh...

2016-02-191h 02

Exponent Episode 065 — Competing Against Non-ConsumptionBen and James discuss Apple earnings, Twitter’s troubles, and whether or not the Internet is over-rated. This episode is sponsored by Wealthfront. See recommended portfolios and get up to $15,000 managed for free by visiting Wealthfront.com/exponent. Links Ben Thompson: Apple’s Good Earnings, Apple is Not a Services Company — Stratechery Daily Update Paul Carsten: China Smartphone Glory Days Are Over as Apple, Xiaomi Face Tough Times — Reuters Ben Thompson: How Facebook Squashed Twitter — Stratechery Ben Thompson: Twitter Follow-up — Stratechery Daily Update Ben Thompson: Twitter’s Marketing Problem — Stratechery James Allworth and Ben Thompson: Check...

2016-01-291h 08

Exponent Episode 061 — OpenAI and Strategy CreditsBen and James discuss OpenAI’s new mission and what it says about capitalism. Or is it just a strategy credit that we are reading too much into? This episode is sponsored by Wealthfront. See recommended portfolios and get up to $15,000 managed for free by visiting Wealthfront.com/Exponent. Links Ben Thompson: “Yep, broken.” — Twitter James Allworth: Is OpenAI Solving the Wrong Problem? — Harvard Busines Review Introducing OpenAI — OpenAI Steven Levy: How Elon Musk and Y Combinator Plan to Stop Computers From Taking Over — Backchannel Ben Thompson: OpenAI, Artificial Intelligence and Data, Data and Recruiting — S...

2015-12-181h 11

Exponent Episode 057 — The User ExperienceBen and James discuss the importance of the user experience in not only avoiding disruption but also in building dominant companies. It’s a key component of Aggregation Theory This episode is sponsored by Wealthfront. See recommended portfolios and get up to $15,000 managed for free by visiting Wealthfront.com/Exponent. Links James Allworth: Measure What Matters — Exponent Ben Thompson: Airbnb and the Internet Revolution — Stratechery Ben Thompson: Why Uber Fights — Stratechery Ben Thompson: Stop Doubting the iPhone — Stratechery Hosts Ben Thompson, @benthompson, Stratechery James Allworth, @jamesallworth, Harvard Business Review Podcast Information Feed i...

2015-10-301h 13

Exponent Episode 052 — All About AdsBen and James briefly discuss ad-blockers, then admit it’s an academic debate and move on to the business of advertising and the far more profound shifts that are caused on the Internet and by new places on the Internet. Note: This podcast references Marco Arment’s Peace application, but was recorded before Marco pulled the app. Please see the relevant links below. This episode is sponsored by Zendesk. Make your customer service seem like magic by building it directly into your apps, websites and products with Zendesk Embeddables. Links James Allworth and...

2015-09-201h 01

Exponent Episode 038 – Feeds and Speeds for LifeIn this week’s episode Ben and James discuss why California is unique, diversity and inequality, James’ work on “How Will You Measure Your Life”, making decisions, and whether or not business school was worth it for us. Links Clayton Christensen, James Allworth, Karen Dillon: How Will You Measure Your Life – Website, Amazon Hosts Ben Thompson, @monkbent, Stratechery James Allworth, @jamesallworth, Harvard Business Review Podcast Information Feed iTunes SoundCloud Twitter Feedback

2015-03-201h 13

Exponent Episode 033 – Apple Fans and the FutureWe discuss Apple’s recent results, why analysts get Apple wrong, the fraught nature of fans, epistemic closure, and whether the iPhone can continue to grow. Links Ben Thompson: Bad Assumptions – Stratechery Ben Thompson: Apple the Black Swan – Stratechery Ben Thompson: Best – Stratechery Ben Thompson: Smartphone Truths and Samsung’s Inevitable Decline – Stratechery James Allworth: Who Cares if Samsung Copied Apple? – Harvard Business Review (note: due to a website redesign the comments have been lost) Marco Arment: Apple Has Lost the Functional High Ground – Marco.org Marco Arment: What It’s Like to be too Popular for a Day – Marco...

2015-01-301h 01

Exponent Episode 029 – DronesBen and James discuss the problems with drones, how they could be used for terrorism, and how you balance upside and downside. Links Felix Salmon: Whither Nanopublishing? – Medium James Allworth: Thinking Twice About Drones – Stratechery (Members-only) FBI: Man plotted to fly drone-like toy planes with bombs into school – CBS News Warthox with Warpquad the fastest Quadrocopter in the Universe – YouTube Mark Manson: Five Lessons from Five Years of Traveling the World – MarkManson.net Hosts Ben Thompson, @monkbent, Stratechery James Allworth, @jamesallworth, Harvard Business Review Podcast Information Feed iTunes SoundCloud Twitter Feedback

2014-12-191h 09

Exponent Episode 027 – Regulation, Stagnation, and CultureBen and James follow up on last week’s Uber discussion, talk about the problem with regulation, and worry about stagnation and the different cultures of Europe, America, and Asia. Links Nicole Campbell: What Was Said at the Uber Dinner – Huffington Post Lane Wood: Here Ego Again – Medium Chase Madar: Why It’s Impossible to Indict a Cop – Nation Peter Sterne: Jack Schafer on Losing his Job and the State of Things – Capital New York Ben Thompson: Why Uber Fights – Stratechery Zenefits Faces Shutdown In Utah For Giving Its Cloud-Based HR Software Away For Free – Techcrunch So You Think You...

2014-12-0558 min

Exponent Episode 024: A Celebratory Goblet of ChampagneThe idea for Exponent was hatched when Ben and James were arguing about Ben’s article What Clayton Christensen Got Wrong a year ago. In this episode, we finally reach a resolution to the question about how Apple escapes disruption. Plus, whether or not Xiaomi is a threat to Apple, personal development philosophies, and more (sorry, we went a bit long…) Links Ben Thompson: How Apple Creates Leverage, and the Future of Apple Pay – Stratechery John Siracusa: OS X 10.10 Yosemite: The Ars Technica Review (Conclusion) – ArsTechnica Ben Thompson: What Clayton Christensen Got Wrong – Stratechery Ben Thompson: Growing Ap...

2014-11-071h 26

Exponent Episode 009: The Societal PerspectiveIn this episode we first defend surge pricing before continuing our debate from last week: is society better off when corporations try to innovate, or would we be better off if we left the innovation to startups? Your answer to this question may change your opinion of Silicon Valley. Nick Kokonas: Tickets for Restaurants – Alinea Restaurant James Allworth: Heavy Rain and Black Cars – Medium Note: In the podcast Ben talks about owning a lot of Microsoft stock; to be clear that was while he was an employee. As a matter of policy he does not hold any indi...

2014-07-1156 min

Exponent Episode 007: “Growing Up” v “Hungry and Foolish”There’s a bit of a consensus building post WWDC: Apple has grown up, and it’s great. But is it great? Is it possible that something essential has been lost? After all, a lot of the praise being heaped on Apple and Tim Cook was once used for another company – Microsoft. In this episode we examine what it is that makes Apple unique, and why things might turn out different this time – and why they might not. In addition, we discuss the end of privacy and what might be done about it. Also! We...

2014-06-2056 min

Exponent Episode 006: Product versus ProfitIn this episode we discuss why James was less excited by WWDC than was Ben, why the Beats acquisition may actually be a textbook response to the Innovator’s Dilemma, whether Apple has every truly faced disruption, as well as James’ review of Michael Lewis’ Flash Boys Links Ben Thompson: Growing Apple at WWDC – Stratechery James Allworth: Steve Jobs Solved the Innovator’s Dilemma – Harvard Business Review Max Wessel and Clay Christensen: Surviving Disruption – Harvard Business Review James Allworth: High Frequency Trading and Finance’s Race to Irrelevance Harvard Business Review Hosts Ben Thompson, @monkbent, Strate...

2014-06-111h 05