Shows
Canadian Wealth SecretsThis Retirement Plan is Built On Hope. Is Yours? A Canadian Case StudyReady to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you relying on “just growing the pile” to fund your retirement?Too many Canadian business owners hope their savings will be “enough” without ever truly running the numbers—or questioning the assumptions behind their plan. In this episode, Jon Orr and Kyle Pearce break down a real case study of a listener preparing to retire at 55. They uncover the common blind spots around equ...
2026-01-2342 minCanadian Wealth SecretsStop Letting Your Emotions Sabotage Your Financial FreedomReady to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs your financial freedom being hijacked by your emotions?We all like to think we're logical with money—crunching the numbers, weighing the odds, making the “smart” move. But the truth? Most of our financial behavior is driven by emotion, not math. In this episode, Jon Orr and Kyle Pearce unpack the hidden psychological tug-of-war that shapes our habits, investment choices, and long-term wealth strategies. Inspired by Fre...
2026-01-2124 minCanadian Wealth SecretsHow We Help Business Owners Build Tax-Efficient Wealth | A Peek Into Canadian Wealth SecretsReady to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you a high-income Canadian or incorporated business owner wondering why your wealth plan feels more like a mystery than a strategy?Too often, professionals like you are sold financial products without ever being taught how the pieces of a wealth plan actually fit together. In this episode, Kyle Pearce and Jon Orr pull back the curtain on the origin of Canadian Wealth...
2026-01-0928 minCanadian Wealth SecretsWhy Leaving Canada Will Not Solve Your High Tax Problems | Canadian Business OwnersReady to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre high taxes really the reason you're thinking about leaving Canada—or is your financial structure quietly sabotaging your wealth?Many successful Canadian entrepreneurs feel trapped by mounting tax bills and look to places like Dubai or Panama for relief. But what if the problem isn’t where you live, but how your income and investments are architected? In this episode, Jon Orr and Kyle Pearce unpa...
2026-01-0732 minCanadian Wealth SecretsHow To Legally Pay Less Tax as a Canadian Business OwnerReady to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you unknowingly letting taxes drain your wealth—even after years of business success?Many Canadian business owners build impressive portfolios, yet still lose thousands each year to unnecessary taxes. It’s not because they’re doing anything wrong—it’s because they’re missing the system the wealthy quietly use to build, protect, and transfer wealth efficiently. In this episode, Kyle Pearce and Jon Orr break do...
2025-11-1220 minCanadian Wealth SecretsI’m Earning Six Figures… So Why Don’t I Feel Wealthy?Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if you’re earning over $300K a year, saving diligently, and still feel like your wealth plan isn’t enough?That’s exactly where Roman found himself — solid income, strong net worth, and a nearly paid-off home, yet constant doubt about whether he’s truly on track for financial freedom. If you’ve ever wondered whether you’re missing something in your plan, or questioned if leverage co...
2025-10-1017 min
The Secure Start® Podcast#24 Holding the Helpers, with Richard CrossSend us a textWhat if the most transformative thing we can do for children is to care for the carers first? That’s the provocative starting point for a wide-ranging conversation with psychotherapist and clinical leader Richard Cross, whose work brings attachment theory out of the textbook and into daily practice across residential homes, foster services, schools and clinical teams.We explore how containment, supervision, and shared language turn trauma-informed care from a training buzzword into a living culture. Richard breaks down the ATIC approach—Attachment and Trauma Informed Care—built on two parallel pathwa...
2025-09-301h 15
Hope Smiling Brightly with Amber Dawn Pearce#15 Part 3 The Inherent power within every Woman in Zion.Welcome back, friends! I'm so excited to kick off Season 2 of Hope Smiling Brightly with the final part of this powerful series on what it really means to be a woman in Zion. In this episode, we’re diving into the the second word I found repeated over and over again in reference to women — how it’s woven into who we are as daughters of God, how it shows up in scripture, and why it’s so needed in the world right now.We'll explore some beautiful symbolism from the parable of the ten virg...
2025-08-0639 minHope Smiling Brightly with Amber Dawn Pearce#15 Part 3 of The Powerful and Majestic role of Women in Zion: The Inherent power within every Woman in Zion.Welcome back, friends! I'm so excited to kick off Season 2 of Hope Smiling Brightly with the final part of this powerful series on what it really means to be a woman in Zion. In this episode, we’re diving into the the second word I found repeated over and over again in reference to women — how it’s woven into who we are as daughters of God, how it shows up in scripture, and why it’s so needed in the world right now.We'll explore some beautiful symbolism from the parable of the ten virgins, talk about wh...
2025-08-0640 minCanadian Wealth SecretsSmith Manoeuvre, RRSPs, HELOCs, and Spousal Income: Where Many Canadians Get Wealth Structuring WrongReady to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs using the Smith Manoeuvre actually the smartest strategy for your family's financial future—or just a well-known tactic that needs deeper thought?If you're earning a strong income, filling up your RRSPs, and asking “now what?”, you're not alone. Many high earners in Canada hit a ceiling when it comes to traditional tax-advantaged accounts—and they’re left wondering how to structure their wealth more efficientl...
2025-08-0123 minCanadian Wealth SecretsWhen Easy Leverage Beats Complex Strategies - A Canadian Business Owner Case StudyReady to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you leveraging your assets the smart way here in Canada—or making it harder than it needs to be?Many Canadian business owners and investors have both corporate and personal assets—but few truly understand how to use leverage strategically across those borders. Whether you're planning for retirement, managing cash flow, or thinking about your legacy, the way you borrow and use leverage matters. In t...
2025-05-2133 minCanadian Wealth SecretsNavigating Big Market Drawdowns: Strategies for Canadian InvestorsReady to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you building your financial or investment portfolio just to watch it bleed during a downturn?If recent market drawdowns and dips have you wondering whether your DIY strategy is holding up, you're not alone. Many investors are facing steep market drawdowns—some as high as 36%—and struggling to recover. This episode tackles a sobering truth: when your portfolio drops, the climb back up is...
2025-05-1434 minCanadian Wealth SecretsThe Million Dollar Mistake Most Canadians Are Making Part 3 | Smith Maneuver EditionAre you making the million-dollar mistake most Canadians don't realize until it's too late?If you're laser-focused on crushing your mortgage as fast as possible, it might feel like the smartest move — but what if that strategy is silently costing you hundreds of thousands in long-term wealth? In this episode, Jon Orr and Kyle Pearce break down the numbers behind three key financial paths, and reveal how smart structuring — not more money — is what truly builds wealth. Whether you're curious about investing early, optimizing tax strategies, or leveraging your home equity, this is a must-listen.Here’s...
2025-04-1822 min
Shine, Mommy, Shine PodcastShining Moment #16: Amber PearceHey mama,
This week, I had the absolute joy of sitting down with Amber Dawn Pearce—a woman whose life story is as powerful as her testimony. Raised off-grid by convert hippie parents who joined The Church of Jesus Christ of Latter-day Saints, Amber grew up in a family of 15, with 8 adopted siblings and a home that had dirt floors and no electricity or plumbing. Her childhood was anything but ordinary—and so is her perspective on faith, resilience, and divine purpose.
✨ In this episode, Amber shares:
Her unique upbringing and what it taught...
2025-04-1746 minCanadian Wealth SecretsThe Million Dollar Mistake Most Canadians Are Making Part 2 | Pay Off Your Mortgage? A Case StudyIs it smarter to pay off your mortgage fast—or start investing now?Many Canadians instinctively rush to pay off their mortgage early, thinking it’s the safest financial move. But what if that strategy is actually costing you long-term wealth? In this episode, Jon Orr and Kyle Pearce unpack a common—and costly—mistake: letting equity sit idle in your primary residence while missing out on investment growth. If you’ve ever wondered whether you should pay down your mortgage faster or start investing today, this one’s for you.Here’s what you’ll wal...
2025-04-1636 min
The Amber Stitt ShowBuilding Profitable Businesses by Prioritizing Team Culture and Relationships with Dr. David R. PearceSend us a text🎙️ Welcome to another inspiring episode of Pathways with Amber Stitt! 🦷 In this episode, Amber sits down with the insightful Dr. David Pearce to explore the fascinating transition from practicing dentistry to coaching and mentoring dental professionals.💡 Dr. Pearce shares his journey from traditional dentistry to becoming a guide for other practitioners, highlighting the importance of building strong relationships with both clients and team members.🏦 Learn about Dr. Pearce's experiences with team building and personal development, including how rewiring his mindset and focusing on leadership transformed his practice. ✍️ Discover...
2025-04-1132 minCanadian Wealth SecretsHope Is Not A Financial Retirement Strategy: The Silent Threat Limiting Your Portfolio’s GrowthReady to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here.Are you making smart financial decisions—or just hopeful ones based on optimism bias?In this episode of the Canadian Wealth Secrets podcast, Kyle Pearce sits down with John De Goey—veteran Canadian portfolio manager and author of Bullshift—to uncover the subtle ways the Canadian financial services industry nudges you toward overconfidence and unrealistic expectations. With over 30 years in the Canadian financial industr...
2025-04-0238 minCanadian Wealth SecretsWhy Time Is Your Biggest Ally (or Enemy): The Math Behind Early Retirement Part 1The Math Behind Retirement and Specifically Early Retirement…Could you be unknowingly sabotaging your financial future by not fully understanding how compound interest is affecting your investments?If you’re in your 40s or beyond, you might feel financially secure and even start dreaming of early retirement. But the realities of compound interest could be working against you if you don’t understand how time and contributions impact your financial goals. Many people think they can simply “pause” or “shorten” their saving timeline and still retire comfortably—this episode reveals why that mindset could lead to fi...
2024-12-2037 minCanadian Wealth SecretsWhy a Whole Life Insurance Policy Is The Right Tool For A Canadian Corporate Passthrough Structure - A FAQ SessionWhat are the most frequently asked questions business owners ask when implementing a pass-through structure that uses a whole life insurance policy to build wealth while minimizing tax? Kyle Pearce sits down with one of his clients and answers 6 of the most commonly asked questions business owners face when deciding to utilize a whole life insurance policy as a passthrough structure.In this episode, we explore strategies that help business owners avoid the grind-down rule and navigate the complexities of passive income taxation. With insights on optimizing p...
2024-12-1332 minCanadian Wealth SecretsWhy Building Wealth Feels So Hard—and the Secret to Making It EasierWhat if the secret to building wealth wasn’t about “more money” but about the right tool?What’s holding you back from using a whole life insurance policy as the cornerstone of your wealth-building strategy?Many Canadians want to build sustainable, long-term wealth but feel overwhelmed by the complexity of financial tools like whole life insurance policies. You may wonder if it’s too complicated, unreliable, or lacking in flexibility to support your financial goals. These concerns can become barriers that prevent you from leveraging a strategy that could enhance your wealth-building potential.In this...
2024-12-0435 minCanadian Wealth SecretsHow To Supercharge your RRSP: A Tax Guide for Canadian EntrepreneursAre you maximizing the use of your RRSP contributions, or could you be missing out on tax savings and wealth-building opportunities?In this episode, Kyle Pearce and Jon Orr dive into innovative strategies for making the most of your RRSP. Many Canadians contribute to their RRSPs but miss out on advanced techniques to save even more on taxes and grow their investments faster. Whether you’re a high-income earner, a solopreneur, or a professional with variable income, this episode explores how you can supercharge your RRSP in a tax-efficient way.With insights for those comfortable wi...
2024-11-2031 minHope Smiling Brightly with Amber Dawn Pearce#10 Choose to Believe In this episode, I reflect on President Russell M. Nelson's advice to choose to believe in Jesus Christ despite doubts or challenges. I share my personal experiences growing up in the gospel, the trials my faith has faced, and how I have strengthened my testimony. From overcoming doubts with the help of faithful sources to understanding Satan's tactics, I provide insights and strategies to help others fortify their faith. Tune in for a heartwarming discussion on maintaining a testimony through study, prayer, and choosing to follow Christ.Links:@amberdawnpearceCome with me on an A...
2024-11-1840 minCanadian Wealth SecretsHow This Canadian Business Owner Unlocked $3 Million in “Hidden” Wealth – Without Spending a Penny MoreAre your corporate retained earnings really working to build your wealth here in Canada, or are they just collecting dust under heavy tax burdens from the CRA?For many Canadian entrepreneurs and business owners, retained earnings can feel like a double-edged sword. On one hand, they’re a symbol of your business's growth and success. On the other, if they’re just sitting in low-yield, high-tax vehicles like GICs, they could be significantly limiting your wealth-building potential. In today’s episode, Kyle Pearce shares a real-life example of a client who turned their retained earnings into a powerf...
2024-11-1526 minCanadian Wealth SecretsCash Damming vs. Smith Maneuver For Canadian InvestorsAre you missing out on tax savings and passive income by not taking advantage of smart debt strategies like cash damming?Many Canadians are familiar with the Smith Maneuver for converting mortgage interest into tax-deductible debt, but few know about cash damming—another powerful tool that allows you to maximize tax savings and transform your business or rental property expenses into tax-advantaged opportunities. Today, Kyle Pearce and Jon Orr dive into the mechanics of cash damming, explaining how it works, why it’s similar to the Smith Maneuver, and how business owners, especially unincorporated ones, can t...
2024-11-1330 minCanadian Wealth SecretsAvoid Throwing $90K Down The Drain In This Canadian Passive Income Trap [Secret Sauce Ep21]Are you unknowingly giving away tens of thousands of dollars in taxes each year by being too conservative with your passive income and business earnings?For many business owners, keeping retained earnings safe and secure is a top priority, but this cautious approach can often come with a hidden cost—unnecessarily high tax payments. If you’re like many Canadians, you might be trying to save wisely, opting for conservative investments like GICs, only to see nearly half of your hard-earned gains going straight to taxes. This episode unpacks how conservative choices in a corporate structure, while low...
2024-11-0817 minCanadian Wealth SecretsWhy Strategic Leverage Wins: Logic Over Emotion To Maximize Canadian InvestmentsAre emotions holding you back from growing your wealth? Are you making objective decisions regarding your wealth or is it possible that you’re like most business owners, entrepreneurs, and investors. Emotions creep into your decision making and are preventing you from achieving more? In this episode of Canadian Wealth Secrets, Kyle Pearce and Jon Orr dive deep into a common struggle many Canadians face—how to utilize good debt while keeping emotions in check. It's easy to feel conflicted about leveraging assets, especially when interest rates rise and financial advice warns us to pay off debt...
2024-10-3015 minCanadian Wealth SecretsThe Million Dollar Mistake Most Canadians Are Making [Secret Sauce Ep19]Are you making the million-dollar mistake of paying off your mortgage too soon, missing out on greater wealth opportunities?In this episode, Kyle Pearce reveals a common financial misstep that many homeowners make: paying off their mortgage too aggressively. While it may seem like the smart choice to get rid of debt quickly, you could be locking away valuable funds in your home that could otherwise be used to grow your wealth. Instead of simply focusing on reducing interest payments, Kyle explains why keeping a mortgage for longer and reinvesting your extra cash could lead t...
2024-10-2525 minCanadian Wealth SecretsThe Waterfall Method: Transfer Wealth, Minimize Canadian Taxes, and Build a LegacyAre you prepared to protect your wealth and pass it on to future generations, all while enjoying your financial gains today?In this episode of Canadian Wealth Secrets, Kyle Pearce and Jon Orr dive into the intricacies of the "waterfall method" and its powerful role in wealth transfer. This concept is especially critical for business owners and high-net-worth individuals who want to minimize tax burdens, preserve their wealth, and create a financial legacy that endures. They also discuss how leveraging permanent insurance policies can help you invest in assets for today while safeguarding your family's future....
2024-10-2326 minCanadian Wealth SecretsWhy Canadian Interest Rates Don’t Matter If You Have Assets | Canadian InvestmentAre you focusing too much on interest rates when planning to utilize good debt and conservative leverage for planning your financial future?In this episode, we dive into why interest rates may not be as crucial as you think for wealth accumulation or for tax free income through conservative leverage against your assets. Kyle Pearce explains how, for those with assets, interest rates play a different role than most realize, focusing more on leveraging these assets effectively over time. He also discusses the concept of using debt strategically, so that even in high-interest environments, individuals can maintain...
2024-10-1809 minCanadian Wealth SecretsWhy The CRA is the Joint Venture Partner You Never Asked For and How To Plan For ItHow to understand and navigate the joint venture partner you have in every single deal and investment you have!In this episode, Jon Orr and Kyle Pearce dive into the power and potential pitfalls of joint venture (JV) partnerships, especially when it comes to alternative assets like real estate. They explore how strategic partnerships can help you tap into areas where you might lack expertise or capital, allowing you to reach new financial heights. But beyond selecting the right JV partner, the biggest challenge is dealing with the ultimate, unavoidable JV partner: the government. By overlooking...
2024-10-1619 minCanadian Wealth SecretsWhy You Shouldn’t Pay Off Your Canadian Mortgage (what you should do instead)Should you pay off your mortgage? Is paying off your personal mortgage early truly the best financial move you can make? If you do, then it’s possible you will miss out on other wealth-building opportunities.In this episode, Kyle Pearce and Jon Orr explore a dilemma many homeowners face: Should you focus on paying off your mortgage early for peace of mind, or use those extra funds for strategic investments that could grow your wealth? They delve into using whole life insurance policies as a replacement for home equity lines of credit (HELOCs), exp...
2024-10-0932 minCanadian Wealth SecretsTwo Barriers Preventing You From Reaching Financial Independence Here In Canada | FIREYou may not ever reach financial independence, listen in to find out why and what you can do to change your trajectory.In today's fast-paced financial landscape, many business owners, entrepreneurs, and high net income earners delay taking steps toward financial independence because they feel uncertain or worry about making the wrong move. If you've ever found yourself waiting for the perfect investment opportunity or hesitating because you feel like you don't know enough, you're not alone. The truth is, striving for perfection often becomes a roadblock to progress.Jon Orr and Kyle Pearce dive...
2024-10-0234 min
What Now132. Finding True Peace I Amber Pearce shares her spiritual journey through an unconventional upbringingJoin me as I speak with Amber Pearce about her parents remarkable conversion after they were taught the gospel in a hippie commune. Amber shares what it was like living in an unconventional home without the modern conveniences of electricity and indoor plumbing by parents who embraced the hippie lifestyle. She shares how the church brought peace, stability and security to her life and how she was able to evolve into a more conventional life as an adult. Her personal spiritual journey is inspiring!
2024-09-1948 minCanadian Wealth SecretsDo You Have a Retirement Plan or Retirement Prayer? Achieving Canadian Financial IndependenceAre you prepared for a financially secure retirement, or are you leaving your future to chance?In this episode of the Canadian Wealth Secrets podcast, Jon Orr and Kyle Pearce delve into the crucial steps needed to achieve financial independence and secure your retirement. They explore your FIRE (Financially Independent Retire Early) number or FIRN (Financially Independent Retirement Number). Whether you're just starting your financial journey or are close to retirement, their insights will help you build a robust plan that aligns with your lifestyle goals.Discover how to calculate your "fire number" (FIRN) and understand...
2024-09-1825 minCanadian Wealth SecretsWhat Future You Wishes You Knew Right Now - Important Moves for Canadian Financial Independence (FIRE)Imagine you received a letter from yourself - 10 years from now.It's not a lottery ticket or stick tip, but something more practical. The letter says:“I get it. You’re living in the moment. Bills are stacking up, and life’s hectic. But just take a minute. If you make a few smart financial moves today, I promise you’ll thank yourself later. I know it doesn’t feel urgent, but trust me, it’s going to matter.”In this episode, Jon and Kyle delve into strategies that help you strike the perfect balance...
2024-09-1131 minCanadian Wealth SecretsMisconceptions with The Smith Maneuver: What You Need To Know For Tax Strategy in CanadaAre you leveraging your home equity to its fullest potential, or are you leaving valuable financial opportunities on the table?In today’s challenging financial landscape, finding ways to build wealth while managing debt is a priority for many. This episode dives deep into the Smith Maneuver and other wealth-building strategies that could be the key to optimizing your financial future. Whether you're looking to reduce mortgage interest, invest wisely, or create a flexible financial safety net, understanding how to effectively use your home equity is crucial.As Kyle and Jon break down complex financial st...
2024-09-0426 minCanadian Wealth Secrets3 Reasons The Wealthy in Canada Avoid Paying Down DebtAre you using debt as a tool to build wealth, or is it holding you back from financial freedom?In this episode of the Canadian Wealth Secrets Podcast, Jon Orr and Kyle Pearce dive into the complexities of personal debt and corporate debt and how it affects your financial freedom decisions. They tackle the critical distinction between 'good debt' and 'bad debt' and explore how each can either hinder or enhance your journey to wealth. With inflation and rising
2024-08-2829 minCanadian Wealth SecretsWhy Canadian Small Business Owners Need To Re-Consider How You Are Using Your Capital Dividend AccountAre you making the most of your corporation’s retained earnings, or are you missing out on tax-saving opportunities using your capital dividend account?In this episode of Canadian Wealth Secrets, Kyle Pearce tackles a crucial topic for business owners: how to strategically use life insurance within your corporation and its capital dividend account to maximize tax efficiency and grow wealth. With the complexities of corporate taxes and the need for smart estate planning, understanding how to leverage retained earnings can make a significant difference in your financial future. Many business owners unknowingly leave money on the ta...
2024-08-2311 minCanadian Wealth SecretsWhat Should A Good Financial Advisor Charge To Manage My Canadian Investment Portfolio?Are you paying too much in investment fees and wondering how to optimize your investment portfolio? Are you unsure what a good financial advisor should be charging you or even how to choose a wealth manager? Discover how to lower your costs and maximize your returns in this episode!In this episode, Kyle Pearce from Canadian Wealth Secrets addresses common concerns about investment fees and financial planning and wealth management. Many investors struggle with the high costs associated with financial advisors and MER fees, which can significantly impact their overall returns. By exploring different fee s...
2024-08-1615 minCanadian Wealth SecretsThe Smith Maneuver Explained: A Case Study On Innovative Canadian Investment & Tax StrategiesAre you tired of high mortgage interest rates eating into your savings? Discover how the Smith Maneuver could turn your biggest expense into a powerful investment strategy!In this episode, hosts Jon Orr and Kyle Pearce unpack a real case study to dive deep into the Smith Maneuver, a financial strategy that aims to convert non-deductible mortgage interest into tax-deductible interest. If you're a homeowner struggling with high-interest rates or looking for ways to optimize your taxes, this episode is tailor-made for you. You'll hear first-hand how their client navigates their options and gains clarity on how...
2024-08-1440 minHope Smiling Brightly with Amber Dawn Pearce#6 How God can Consecrate every trial for our good.Join me for a profound reflection on how God consecrates trials for our good. Through stories of how my family grew from 5 to 13 with 8 adopted siblings, I delve into the complexities and blessings found in life's challenges. I talk about how my upbringing taught me the power of discernment, unconditional love, freedom from victimhood, and finding joy in difficult circumstances. Inspired by Lehi's teachings to his son Jacob in 2 Nephi, this episode explores the miraculous transformation of pain into sacred experiences through faith in Jesus Christ.Come with me on an Alaskan cruise! July 2026 https://bountifultravel.com...
2024-05-3031 minCanadian Wealth SecretsThe Accountant Entrepreneurs and Business Owners Have Been Searching For: An Interview with Bob GauvreauEver wonder how one Canadian CPA firm could manage to disrupt the accounting and income tax preparation industry while you’ve been working with what feels like a glorified bookkeeper? Join us as we dive deep into the journey of Bob Gauvreau, CEO of Gauvreau Accounting Tax Law Advisory to learn how his firm has quickly evolved into the largest one-owner CPA firm in Canada. Throughout this episode, Bob shares his entrepreneurial journey as he continues to transform the accounting industry and he leaves you with some Canadian Wealth Secrets for incorporated entrepreneurs and business owners to pay...
2024-05-0849 minHope Smiling Brightly with Amber Dawn Pearce#4 How to Find True Wealth and Worth.In this podcast episode, Amber shares personal stories and insights to encourage listeners to redefine their perceptions of wealth and worth through a Christ-centered lens. She recounts childhood memories of living in unconventional homes with a back-to-nature lifestyle, highlighting the contrast between societal measures of wealth and the true value found in a life centered on Christ, family, and service. The discussion delves into the pitfalls of comparing oneself to others and listening to worldly voices over God's words, drawing from scripture and personal anecdotes to illustrate how understanding one's belovedness as a child of God is crucial to r...
2024-05-0229 minHope Smiling Brightly with Amber Dawn Pearce#3 LSD to LDS: How my parents found Christ in the middle of a hippie commune.This episode recounts the powerful true story of Amber’s parents' transition from a life of substance abuse in a hippie commune to finding faith in the Church of Jesus Christ of Latter-day Saints. It covers their early life filled with drugs and searching for meaning, encounters with pivotal figures that sparked a desire for a better life, and the series of spiritual and personal transformations that led them to a devout Christian life. Their journey showcases the impact of sincere faith, the power of change, and the belief that Christ reaches out to all, regardless of past choices, off...
2024-04-2536 minCanadian Wealth SecretsHow to Get a Free Lottery Ticket & Financial Security Blanket: A Deep Dive Into Critical Illness InsuranceImagine you were able to pay each month for a lottery ticket that would pay out a large sum of money to support you financially in the event that you became critically ill over the next 15, 25, or even 50 years and if you are lucky enough to never need that large sum of money, you get all of your money back?While there are many rabbit holes to dive down when it comes to financial tools including savings, investments, and insurance, there is one insurance tool that provides a pretty amazing living benefit should you become critically ill...
2024-04-2451 minHope Smiling Brightly with Amber Dawn Pearce#2 The Real Reason Why We Get Stuck In FearThe Real Reason Why We Get Stuck in Fear In this episode, Amber Pearce shares her profound encounter with a homeless woman while waiting for her son, exploring the themes of choice, compassion, and divine guidance. She discusses the importance of understanding our divine assignments and the power of free will. Through personal reflections and biblical teachings, Amber highlights how incorrect perceptions of God fuel fear and hinder our spiritual growth. She urges listeners to engage in service and self-reflection to truly know God and discover the gifts they possess, emphasizing the impact of individual contributions regardless o...
2024-04-1931 minHope Smiling Brightly with Amber Dawn Pearce#1 Unshaken Faith: Embracing God's Power and PromisesIn the inaugural episode of 'Hope Smiling Brightly,' Amber Dawn Pearce shares her journey from a unique upbringing to developing an unshaken faith in Christ. Raised off-grid by converted hippies in a large, blended family, Amber's life was far from ordinary, involving significant challenges and moments of introspection often mistaken for sadness. She discusses overcoming the 'happy when syndrome,' where joy is deferred to future circumstances, and recounts how striving for perfection led to exhaustion and a realization that her understanding of God was fundamentally flawed. Through years of refinement, Amber learned to focus solely on looking...
2024-04-1124 minCanadian Wealth SecretsShould I Always Contribute To My RRSP To Minimize Income Tax?Navigating the complex world of retirement savings in Canada and wondering if RRSPs are the right choice for you?This episode is crucial for anyone looking to secure their financial future in Canada. With RRSPs being a central part of retirement planning, understanding their nuances and tax implications is essential, especially given the ever-changing economic landscape. Whether you're just starting out or looking to optimize your existing retirement plan, this discussion offers insights directly applicable to your financial journey.What you’ll learn: Discover tailored strategies for RRSP investment, considering your uni...
2024-04-0339 minCanadian Wealth SecretsDiversifying Your Entrepreneurial & Investing Experience On Your Wealth Building Journey With Raj LoganathanHave you ever wondered how a seasoned entrepreneur transitions from start-up to start-up, and what unique insights they gained along the way?In a world where career transitions, entrepreneurial risks, and technological advancements are increasingly common, understanding the journey of someone who has successfully navigated these changes can offer valuable lessons for your own professional and personal growth.You’ll learn:Gain insights into how storytelling and personal experiences can be powerful tools in attracting investors and driving business growth.Learn about the challenges and rewards of introducing new technologies in di...
2024-03-2737 minCanadian Wealth SecretsSalary or Dividends? How Should I Pay Myself To Minimize My Tax Burden?Are you tired of paying more taxes than necessary when withdrawing money from your corporation?As a business owner, effectively managing your finances and understanding the tax implications of withdrawing money from your corporation is crucial. Whether you're considering salary or dividend payments, or looking for ways to shelter money from taxes, this podcast episode is tailored to your needs.Unlock the secrets to smarter financial decisions for your business – listen to this insightful episode now and start optimizing your corporate withdrawals!What you’ll learn: Gain Insig...
2024-03-2032 minCanadian Wealth SecretsMaximize Capital Flexibility & Minimize Income Tax When Designing Your Wealth Building Strategy Inside Your Canadian CorporationAre you wondering if incorporating your Canadian business is the wealth-building powerhouse you expected, and how to navigate the complexities of corporate wealth management and tax saving strategies?This episode directly addresses the dilemmas faced by incorporated Canadian entrepreneurs and business owners, delving into effective wealth management strategies within a corporation. It's particularly relevant if you're seeking to maximize your company's financial potential while minimizing tax liabilities, a common goal for savvy Canadian business and investment professionals.Listen to this episode of Canadian Wealth Secrets now to transform your approach to corporate wealth management, unlock...
2024-03-1336 minCanadian Wealth SecretsBecome a Lazy Canadian Millionaire Investor. Learning Passive Income Secrets from Jim Chuong.How can you retire early and gain time freedom you’ve been after since you started your wealth building journey?In today's fast-paced world, achieving financial independence and early retirement is a coveted goal for many, but it often feels out of reach.In this episode we speak with the Lazy Canadian Millionaire Investor: Jim Chuong. Jim retired at the age of 40 after building his investment and real estate portfolio to levels that allow him to live off of the cashflow. Jim’s here to help you discover the secrets to retiring early, maste...
2024-03-0643 minCanadian Wealth SecretsCreate Your Own Canadian Pension Plan So Good That Ontario Teachers’ Pension Plan (OTPP) Members Will Be Jealous!Are you tired of hearing how amazing the Ontario Teachers’ Pension Plan (OTPP) is, leaving you feeling left on the sidelines for a comfortable retirement just because you’re a pensionless T4 employee, Canadian business owner, or entrepreneur?For the few industries that still provide Canadians defined benefit pension plans (DBPP), these sources of financial security in retirement are one of the major contributing factors that keep employees chained in their golden handcuffed careers. It is hard to blame the many Canadian employees for “sticking it out” when the company pension represents a financial safety net for life bey...
2024-02-2851 minCanadian Wealth SecretsHow To Choose The Right Kind Of Life Insurance for Canadian EntrepreneursChoosing between term and permanent life insurance for Canadian entrepreneurs or business owners can be as pivotal as deciding between renting and owning a home. This episode is crucial for anyone looking to make informed decisions about their financial security, legacy planning, and long-term wealth, especially if you are a business owner, real estate investor, or Canadian entrepreneur interested in personal financial planning.What you’ll learn: Understand the fundamental differences between term and permanent life insurance through a clear, relatable analogy.Gain insights into why owning a home isn't always the best fin...
2024-02-1425 minCanadian Wealth SecretsHow to be a Canadian Real Estate Entrepreneur - An Interview with Elizabeth KellyThe unspoken challenges of real estate investing in today's market needs to be your number one concern. In this episode Elizabeth Kelly, a seasoned real estate investor and coach, reveals the often-overlooked realities and struggles of being a Canadian Real Estate Entrepreneur. Whether you're a budding investor feeling overwhelmed by the complexities of the 2024 real estate market, or an entrepreneur seeking long-term success, stick with us because in this episode you’ll discover the importance of maintaining curiosity in your entrepreneurial journey and how it can be a key driver of success and learn how to leverage kno...
2024-02-0737 minCanadian Wealth SecretsVariable Rate or Fixed Rate? Which Option Is Your Best Investment In The Canadian Housing Market?The big question on the mind of many Canadian homeowners minds these days revolves around interest rates. With the Bank of Canada’s overnight interest rate popping significantly over the last two years, homeowners with a mortgage are wondering what is their next move. While those whose fixed interest rate mortgage might be coming up for renewal over the next 6-18 months might be wondering what their next move is, those who took on a variable rate mortgage over the past few years are wondering what they should do now.You’ll le...
2024-01-3123 minCanadian Wealth Secrets“THE” Canadian Investment Strategy PROVEN to Build Generational WealthHow would you feel if you could be given “THE” Investment Strategy PROVEN to Build Generational Wealth so your legacy lasts well beyond your time here in this world? Well, we’ve got you covered. Today, we’re going to unpack what Morgan Housel, author of The Psychology of Money has proven to be the most important factors to build generational wealth that lasts - AND it does not require taking “home run swings” at investments that promise 20% returns with questionable safety of capital. In this episode we’re going to: unpack a...
2024-01-2428 minCanadian Wealth SecretsHow To Build Your Wealth While…Financing a VehicleEver wondered how you can turn the process of buying a car into a strategic financial move that aligns seamlessly with your short term financial safety goals and your long-term wealth building goals? In this episode, we're diving into the powerful concept of utilizing participating whole life insurance to revolutionize the way you approach financing major purchases like your dream car.Picture this: financing your car purchase while simultaneously boosting your overall financial well-being. In this episode, we explore the untapped potential of financial tools that allow you to get double the value from every dollar spent...
2024-01-1043 minCanadian Wealth SecretsEntrepreneurship, Property Investing, and Mindset with Rene MasseIn this episode of The Invested Teacher Podcast, Kyle chats with Rene Masse, a seasoned entrepreneur and investor based in Kingston, Ontario. With a diverse portfolio and full-service real estate investment offerings through Masse Property Investments, Rene specializes in multi-family properties, duplexes, and student rentals. Take some time to listen in as Rene shares his journey of acquisition, renovation, and management that has led to his success in the Kingston, Ontario real estate industry.What you’ll learn:How yet another successful entrepreneur managed to break free from the “golden handcuffs” of their 9-5 job...
2024-01-0343 minCanadian Wealth SecretsHow To Supercharge Your Emergency FundAre you risking financial turmoil without an adequate emergency fund? In this episode, we're diving deep into the critical questions: How much should be in your emergency fund? Is your emergency fund matching expert recommendations? And are you optimizing your emergency fund with the right investment vehicles? Brace yourself for a bold exploration that challenges financial norms! As we ponder the burning question: "Is it too late to secure your financial future?"Dreaming of financial peace? Yearning for a secure financial future? This episode unveils the secrets you need to know. Learn how to optimize your emergency...
2023-12-2732 minCanadian Wealth SecretsLooking at Mutual Funds Under the MicroscopeIn this episode of the podcast, Jon Orr and Kyle Pearce dig into the pros and cons of investing in managed mutual funds versus their benchmark index funds. Despite the common messaging in the media surrounding the high management fees and the inability for any managed fund to consistently beat the market from year to year, we look to unpack some of the potential benefits that managed mutual funds might provide for those seeking a more hands-off approach. In order to dig in more deeply, we share some sample analysis of the performance of a few managed m...
2023-12-1326 minCanadian Wealth SecretsWhy Buy-Sell Agreements Don’t Work - And What To Do About ItIn the latest episode of The Invested Teacher podcast, we dig into the often-overlooked world of buy-sell agreements—a crucial aspect of business ownership that can either safeguard your financial future or if missing or poorly written, can lead to unforeseen challenges.Your company’s buy-sell agreement, sometimes known as a buyout agreement, a business will, or a business prenup, could be the linchpin in determining the fate of your business when ownership changes hands due to various events like death, partnership breakup, sale, or divorce. Join us as we demystify the complexities of these agreements and give...
2023-12-0634 min
Becoming Spiritually Minded2. In The Path of Their Duty, Elder Bednar, with Amber PearceHere's the actual talk by Elder Bednar, In the Path of their Duty.
make sure to follow Amber Pearce at Leftwithasmile
I'm on Instagram @Becoming.Spiritually.Minded
If you want to be on this podcast and discuss a conference talk, send me a message on Instagram.
Nobody by Casting Crowns song
2023-10-2229 minCanadian Wealth SecretsInvested Teacher Deals UpdateIn our latest episode, Jon Orr and Kyle Pearce take some time to discuss some of what wealth building and investment opportunities have been keeping them busy. Tune in to hear our journey to expand your investment horizons and refine your decision-making skills. Explore an intriguing concept shared by Kyle for those who hold shares of private corporations and discover the art of recognizing when to put a deal in the "too hard bin." We provide insights into understanding your margin of safety and why what's a good investment for one person might not b...
2023-10-0437 min
Not Your Mama's Relief SocietyLSD to LDS - Growing Up with Hippie Mormons with Amber PearceAmber Pearce has an incredible story of how her parents converted to the LDS faith but were still hippies at heart. She grew up in a home with a lot of other siblings, some biological, some adopted, some fostered. Their home did not have electricity or a dishwasher. You'll love her story about how her life was so different from her peers and yet she saw beautiful blessings that came from her unique childhood.
One of those blessings is that she was encouraged to be curious about concepts and be able to think critically...
2023-09-2154 minCanadian Wealth SecretsHow to Work With Your Instincts and Not Against ThemWe all know there are certain tasks that we gravitate towards and others that we tend to shy away from. However, what if we told you that there are many activities that you are doing on a daily basis that give you energy, while many others that are draining you of that energy? In this episode, Kyle Pearce and Jon Orr will take a deep dive into learning what drives you and what drains you through Kathy Kolbe’s Instinct Test called the Kolbe-A Test. Learn why Kyle’s perfect Kolbe Number of 8-3-7-3...
2023-09-2031 minCanadian Wealth SecretsIs Your Big Bank Investment Strategy Paying Off?As we cross the 6 month mark of the Invested Teacher Podcast, we are starting to recognize that we have many Invested Students who are eager to diversify their investment nestegg across different asset classes like real estate, stock investing, options trading and safer insurance products, but they haven’t taken care of their current investments with their “Big Bank”. In today’s episode, Jon Orr and Kyle Pearce dig into what millions of investors have the majority of their investment funds tied up in: big bank mutual fund products. Before you dig into analyzing that next...
2023-07-0536 min
Doing Good with Carmen HerbertAmber Pearce || Truth in Unexpected PlacesHow would your life be different if you had 13 siblings, and you grew up in a commune with “hippie parents”? Amber Pearce talks about the unlimited power of faith and how the guiding influence of the Spirit transformed her family’s life and set them on a path of hope, love, and redemption.
2023-06-1350 minCanadian Wealth SecretsFinancial Planning for Early Retirement: Are You Ready to Quit Your Job?In this episode, we help answer the most common question that we’ve been asked by listeners, “How can I invest in real estate to help me leave my job or retire early?” We explore some big ideas around the emotional and logical sides of considering an early retirement including questions to ask yourself before deciding to quit or retire, whether you should focus on replacing or adding to your current income, how to determine if your financial plan is adequate enough, as well as what to do with your commuted pension. What y...
2023-05-1744 min
LDS Podcast "Latter-Day Lights" - Inspirational LDS StoriesHippy Parents, off the Grid, & 13 Kids - Oh My! Amber Pearce's Story - Latter-Day LightsIn this special Mother's Day episode, Amber Pearce shares the story of how her hippy mom - living in a hippy commune in New Mexico - was converted to the church, and how her mom and dad raised 13 children off the grid!This episode is dedicated to all the women in the world who sacrifice so much every day for those they love.*** Please SHARE Amber's story and help us spread hope and light to others. ***To WATCH this episode on YouTube, visit: https://youtu.be/IiWRivS2L8U-----
2023-05-141h 03
Gather In Podcast. Stories of Conversion to The Church of Jesus Christ of Latter-day SaintsAmber Pearce talks with Murray Ceff about her parent's conversion to The Church of Jesus Christ of Latter-day SaintsAmber Pearce's life has not been your typical LDS life. Amber's parents were living on a hippie commune in New Mexico when they started raising their family, and realized after a little while that this was not the ideal place to be raising children. Amber's mother was puzzled as to why he husband was so relaxed when the "FBI" arrived. Everyone else was running and hiding, but he knew that it was just the Home Teachers, ministering brethren from The Church of Jesus Christ of Latter-day Saints. Amber runs a very popular Instagram page, Left with a Smile @leftwithasmile...
2023-05-1252 minCanadian Wealth SecretsFour (4) Ways To Fund Your Child’s Post Secondary EducationHave you thought about the financial implications that your children are facing when it comes to post-secondary education? If you have, how confident are you in the strategy you’ve selected to help ease the financial burden of the opportunity post-secondary education provides? If you’re wondering whether there might be some creative and safe ways to help your child continue their educational journey beyond high school without breaking their financial futures in the process, then you’ll want to stick around for this episode where we will share four (4) strategies you should consider to optimize your education saving...
2023-05-1044 minCanadian Wealth SecretsThe Magical Money Machine That Turns $16k Into $21k SafelyImagine being able to build a wealth generating machine that allows you to basically print money. Imagine if you could start building this machine passively and within just a handful of years, the machine begins turning $16,000 into 17,000, then a few years later it begins turning $16,000 into $21,000. After 20 years, the machine has become so efficient that it will take $16,000 and turn it into $33,500 while only getting better and better with no market risk at all. What is this magical machine we are referring to?Dig into this episode to find out!What yo...
2023-05-0356 min