Shows
Vineyard BoiseA Case Study Interview On the Practice of Sabbath Enjoy this clip from Sunday's message as we invited James and Amberlee Rich, an incredible couple in our church, who share examples from their routine of Sabbath discipline. From lessons learned and practical tips, this is the perfect first glance into Sabbath as a practice in your home in 2025!
2025-02-0525 min
Red Ledger PodcastFinances: The #1 Reason for Divorce | Christian Advice for MarriagesTransforming Finances and Marriages through Faith-Based Financial CoachingIn this episode of The Red Ledger podcast, Denalee speaks with Amberlee and James Rich from Rich Living Coaching. They discuss the often-stressful topic of finances within marriage, emphasizing the positive impact of proactive financial discussions. The Riches share insights on aligning spending with values, building sustainable financial plans, and overcoming financial struggles by shifting perspectives. They also address the struggles pastors face regarding financial stability and the importance of generosity within the Christian community. The episode underscores the importance of clarity, teamwork, and intentionality when managing finances and...
2025-01-171h 33
The Financial Coach Academy® Podcast81: From Passion to Profit: The Rich’s Path as Financial Coaches [Success Stories Series]Wondering what it's like to build a thriving financial coaching business as a couple? In this episode, we sit down with James and Amberlee Rich, a dynamic husband-and-wife duo who have turned their passion for helping others into a successful coaching practice.From their early days as a teacher (Amberlee) and campus pastor (James) to launching their own business, the Riches share their journey of transformation—for themselves and their coaching clients. They share how they've crafted a unique approach to financial coaching that allows them to homeschool their kids, travel, and make a real impact in people's li...
2024-09-2643 min
The Heart of Money | Financial Guidance for Couples, Money & Marriage, Motivation, InspirationEp 93-3 Ways to Guarantee Your Financial Success w/James & Amberlee RichAustin Black welcomes James and Amberlee Rich, founders of Rich Living Coaching, to discuss their work in helping couples reduce financial stress and build confidence. They emphasize automating good financial behaviors, celebrating small wins, and the transformative power of clarity in managing personal finances, illustrating how these strategies empower clients to change their financial identities and habits for the better.
Their conversation centers around the importance of coaching, particularly in financial and personal development realms. James and Amberlee emphasize that while information is abundant, transformation comes from applying knowledge with personalized support. They discuss how coaching accelerates...
2024-08-0256 min
The Homeschool How To#33: Rich Living- What Homeschooling Has the Ability To Offer If We Let ItThis week we talk with Amberlee Rich from Idaho. Former art teacher turned homeschool mom and financial coach, Amberlee walks us through what made her decide to homeschool her children. Have you ever felt your child was not safe when you dropped them off at school?? Amberlee tells us about that experience.Soon after feeling unsafe in the school system, Amberlee's daughter was diagnosed with MIS-C, a Multisystem Inflammatory Syndrome in Children (MIS-C). It is a rare condition associated with SARS-CoV-2 (the virus that causes COVID-19) that usually occurs 2-6 weeks after a child is infected with S...
2023-09-2359 min
Peaceful Homeschool Podcast57. Amberlee Rich "Financial Freedom in Homeschooling: Tips to Save Money and Thrive"In this episode, our guest, Amberlee Rich of Rich Living Coaching, shares valuable insights and practical tips on how to save money while homeschooling. She emphasizes the importance of adopting a money-saving mindset, where spending more does not necessarily translate to a better education for your children. Amberlee suggests exploring free resources like libraries, co-ops, and homeschooling discounts to enhance the learning experience without breaking the bank. She also discusses the significance of teaching financial literacy to children from a young age and offers advice on transitioning to a single-income family for those considering homeschooling. Whether you are already...
2023-08-0236 min
Rich Living On Less9 Ways to Help Your Kids Love ReadingWe live in a world that is fighting for our kid's attention.
There's T.V., video games, cell phones, social media, and the list goes on that are filling many of our children's lives.
We also live in a world full of busyness where our kids have one activity after another, leaving little time for anything else, let alone reading.
Reading is powerful. A story opens a new world for our children. It teaches our kids new perspectives.
I love this quote by Sarah Mackenzie, “We read with our children because it...
2022-02-1524 minRich Living On Less7 Ways to Create Time to ReadThis year, one of the habits I’m trying to improve upon and track is my reading.
I love reading. It is one of my favorite pastimes. It fills me up more than most activities. I can’t think of a day when I don’t read. It’s who I am.
I know my love of reading is not held by a lot of people. Many people don’t read a book unless they have to for school.
Today I’m going to share some ways that have helped me read on a regular bas...
2022-02-0822 minRich Living On LessMake Your Habit SatisfyingToday we’re going to talk about how to keep the habits long term and how to make them rewarding.
If you want to stick with a habit long term, it must be satisfying, otherwise you will quit and stop doing it.
When we were working on getting out of debt, we created many new habits to help us reach our goal.
We started eating at home almost all the time, and we hardly ate out. We cut down on our food waste, so we spent less on groceries. We went shopping less, we...
2022-01-2526 minRich Living On LessHabit StackingI'm always trying to find ways to help me become a better mom, wife, teacher, friend, and follower of Jesus.
I've realized that daily habits can push me closer towards the person I want to become, and habit-stacking is one of the easiest ways to get there.
If you want to create new habits that you will stick to, habit-stacking is a great way to make that habit part of your routine.
Habit-stacking is when you take a habit you already have and tie it to the new habits you want t...
2022-01-1816 minRich Living On LessChange the EnvironmentOur environment affects the way we live and our ability to achieve our goals.
How can you change your environment to set you up for success?
In today's show, you are given tools and tips to become the architect of your environment.
Let your environment work for you, not against you!
P. S. The Debt Dump Challenge starts January 10-14th of 2022!! Come join this free 5-day challenge to set you up for paying off your debt this year. Sign up at debtdumpchallenge.com.
Links from today’s ep...
2022-01-1118 minRich Living On LessYour Mindset MattersDo you have a vision of what you want to become, but you never seem to get there?
Is your mindset holding you back?
We all have a view and opinion of ourselves and from others.
And that mindset becomes our north star. We keep going back to behaving in alignment with what we believe about ourselves.
What belief about yourself do you want to say goodbye to this year?
Today's show walks you through how to make small mindset shifts that with time will change your life.
2022-01-0426 minRich Living On LessWhy New Year's Resolutions Typically FailHave you ever made a New Year's resolution, but you ended up abandoning it?
If you have a list of New Year's resolutions you've never met, welcome to the club!
Most people have a laundry list of all the changes they want to make, yet most rarely accomplish them.
In today's episode of the Rich Living on Less Podcast, I share why most people never reach their New Year's resolution goals and some actionable steps to set you up for making goals that you'll meet.
Be sure you are subscribed and...
2021-12-2818 minRich Living On LessCreate a Financial Plan That Aligns With Your PrioritiesWe're about to start a brand-new year.
It’s a time when we set goals for ourselves, but rarely do we ever meet them.
The truth is, everyone needs to have a plan for their money.
If you have a plan for your finances, you can align your spending and saving with your priorities.
But if you don’t have a plan, your spending behavior is out of alignment with what’s important to you.
In today's episode of the Rich Living on Less p...
2021-12-2129 minRich Living On LessFeel the DebtYour attitude towards debt matters.
If you’re fine with it, you’ll stay in it.
If you are infuriated by it, you’ll take every opportunity to get rid of it.
The choice is yours.
We all have different financial standards when it comes to how much debt we're okay with.
In today's episode of the Rich Living on Less podcast, James and I talk about how debt affects us and some practical tips to start tackling debt.
Links from today’s episode...
2021-12-1416 minRich Living On LessWhat are your financial standards?We all have our own set of financial standards, the things that we are ok and not ok with when it comes to money.
It's our bottom line.
The boundaries we create in our finances become our financial standards.
Think about it in terms of dating. We all had or have a certain set of standards that we want in another person. Those standards guide or guided your decisions on who you were ok with dating or not.
Financial standards work similarly. Our standards guide our day-to-day purchasing decisions without even thin...
2021-12-0725 minRich Living On Less5 Ways to Save this ChristmasChristmas is supposed to be one of the best times of the year.
Its time to spend with our family, it’s magical and full of memories.
Christmas is a time that can feel like we are bleeding money.
Maybe we're traveling more, food costs for all the special events add up, and don’t forget: Gifts, gifts, and more gifts!
According to holiday shopping statistics, per household, Americans predict to spend around $1,387 during this winter’s holiday sales.
Plus, more than a quarter of Americans expect to go into de...
2021-11-3029 minRich Living On LessUnearthing ThankfulnessWhat does your life look like right now?
Are you in a season of life that just isn't fun?
In today's show I share a story from a recent hike in the wilderness.
God really showed up and had something profound to say.
My hope is that this message gives you hope and gratitude that goes well beyond Thanksgiving.
Links from today’s episode:
Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.Interested in trying the budgeting app we LOVE?! Learn mo...
2021-11-2310 minRich Living On LessSetting your Intent for the HolidaysThanksgiving is just around the corner and Christmas will be here in no time.
This time of year is meant to be full of family, memory making, remembering to be thankful for what we have, and Jesus.
But all too often we get sucked into a season of go, go. We have one event after the other. Hurry becomes the norm.
We feel like were running a marathon trying to make the holidays amazing for our kids, buying presents, hosting and going to family functions.
I think moms in particular carry th...
2021-11-1620 minRich Living On LessBudgeting with the RichesWhat comes to mind when you hear the word budget?
Maybe you think of being restricted.
It’s time-consuming.
It’s overwhelming.
Or maybe you feel like you don’t make enough money to budget.
Maybe you’ve tried tracking expenses and income before, and it feels like a chore.
Maybe you've tried different methods, but nothing has really worked long term.
Today I’m bringing on my husband James to talk all about budgeting. We've been budgeting together for almost 13 years now.
We’re goin...
2021-11-0929 minRich Living On LessThe Big Question You Should be Asking YourselfWhat we think matters.
And when we ask ourselves the right questions, our lives can change.
In today's show, I share a question that will help you make better financial choices.
You can follow tons of steps to get to a better financial position, but let's stop overcomplicating everything.
This episode is all about asking one question that will simplify your life and give you the direction you need to make better choices with your money.
All you have to do is tune in!
Links from today’s...
2021-11-0217 minRich Living On LessNet worth is NOT your worthDo you know your net worth?
It's kinda like a report card on your finances that helps you know where you are at financially.
The last two episodes have been preparing you to figure out your net worth and in today's episode, you get to determine what that number is.
If you are petrified to find out where you really are financially, this episode is especially for you.
Every person on the planet needs to know where they are at financially, and that means you.
This gives you the...
2021-10-2613 minRich Living On LessLet's Talk About DebtDebt.
Most of us have it.
We have a love-hate relationship with it.
Debt helps us not have to wait on what we want. It opens opportunities we wouldn't have otherwise.
But, debt has a major downside.
We have compounding interest working against us.
And debt grows fast, making it feel impossible to tackle and pay off.
Today's show is a continuation of the last episode.
We've been talking all about finances and determining what your financial situation looks like right now by...
2021-10-1921 minRich Living On LessWhere are you financially?Do you consider yourself rich, poor, or something in between?
In reality, we all have a different idea of what rich and poor look like and we use our lives as a measuring stick.
Those who have less than us are poor and those who have more are rich.
But what if we are focusing on the wrong thing entirely?
What if we need to stay in our own lane and work on bettering our own financial situation, instead of watching everyone else?
Today's show will give you the...
2021-10-1222 minRich Living On LessWhat's your attitude like towards the poor?Last week we talked all about our attitude towards the rich. This week we're talking all about our attitude towards the poor.
It's time to an introspective look and see if we have some judgments, ideas, and maybe perceptions that may need to be shifted.
This episode will really get you thinking and give you some ideas on how to have a more positive perspective on the poor.
Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode!
Links from today’s epis...
2021-09-2811 minRich Living On LessWhat's your attitude like towards the rich?In the world, there is so much hatred of the rich. We see it all the time in the news, social media, and even hear about it in everyday conversations.
We all have ideas and judgments about every people group in some way or another.
In today's show, we'll be talking all about our attitude towards those we consider rich.
This episode will challenge you and hopefully give you a new perspective. Plus, you'll get some action steps to help shift your perspective.
Be sure you are subscribed and leave a...
2021-09-2110 minRich Living On Less7 Tips to Save When HomeschoolingIt's easy to think that the more we spend on our kid's education, the better the education they will have, but this simply isn't true!
There are so many ways to save on homeschooling. And in today's show, I go in-depth on how you can make this year an amazing educational year without a high price tag!
If you aren't homeschooling your kid, a lot of these tips will still be beneficial to you and your family.
Please share this episode with those who homeschool.
Be sure you are subscribed and...
2021-09-1438 minRich Living On LessFinding Hope in Scary TimesWe are living in a time right now that is really scary.
There is so much division in the world and hope seems to be dwindling.
It's easy to get swept away in worry and fear, but today's episode is all about hope.
We all need a big dose of encouragement during this time!
Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode!
Links from today’s episode:
Can you imagine what life would like if you and your...
2021-09-0727 minRich Living On Less5 Tips to be More Intentional this School YearIt's back to school time!!
Our routines change and we get a fresh start midway through the year.
Today's episode is all about optimizing this school year in our educational choices, what we say yes and no to and so much more.
Tune in to be more intentional this school year from the start. And even if you don't have kids that are school-aged, this will help you know what to prepare for.
Let's make this school year count and work for us, not against us.
Be sure you...
2021-08-3126 minRich Living On LessCultivating a Day of Rest (Part 2)Are you feeling burnt out?
Does your schedule feel chaotic?
Is it hard finding time to connect with your family and to God?
The remedy to all these questions and more is to rest regularly.
Today's show is all about how to keep the Sabbath holy on a weekly basis.
Last week show was all about the importance of the Sabbath, and this week is all about putting it into practice.
Tune in to hear how we have cultivated a day of rest.
Be sure...
2021-08-2439 minRich Living On LessCultivating a Day of Rest (Part 1)Keeping the Sabbath day holy is one of the 10 commandments that most Christians don't really talk about.
What is the Sabbath, and what does keeping it holy look like?
Does going to church on Sunday count?
Let me just say, I've been on a two-year journey to find these answers, and I've been very convicted.
In today's episode, I go in depth talking about the Sabbath and why it is so important that God made a commandment, so we can cultivate a day of rest.
Be sure you are...
2021-08-1720 minRich Living On LessYou Don't Have to do it ALL!!Today's message really is the message I need to hear.
If you are feeling burdened and overwhelmed with everything that is going on in your life, you need to tune in.
Today's message is all about giving yourself some grace and paying attention to your expectations.
Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode!
Links from today’s episode:
Can you imagine what life would like if you and your partner knew what you wanted and how to get ther...
2021-08-1010 minRich Living On LessAdd More Fun to Your LifeBeing busy isn’t very fun.
It’s easy to not make having fun a priority in our marriages and our family.
But what if we made it a goal to have fun year-round?
What if we didn’t feel like we needed a vacation, but we just wanted one?
Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode!
Links from today’s episode:
Can you imagine what life would like if you and your partner knew what you wanted...
2021-08-0325 minRich Living On Less2 Years After Becoming Debt FREE!!!We just celebrated two whole years of having no debt including a mortgage payment!
It's been amazing not having any debt and that alone has made our lives less stressful.
In today's episode, I share what it's been like this year for us financially and what I've learned this past year when it comes to money.
Tune in to here what life looks like after paying off debt.
Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode!
Links from to...
2021-07-2732 minRich Living On LessHealthy BoundariesBoundaries are so important, and we need them in every area of our lives.
I’ve noticed in my own life that I have really strong boundaries in some areas and awful boundaries in others and that’s something I’ve been actively working on.
What are boundaries? What boundaries do you need to set? And how do you set up boundaries in the first place?
In today's episode, I share what I have been learning about boundaries and some boundaries James and I have with each other.
This episode will give y...
2021-07-2024 minRich Living On LessUnderstanding our FamilyWe all know we are unique and one of a kind and that sounds great until we are met with opposition.
We are living in a time when there is more division in the world than maybe ever before.
Everyone has a side and they are sticking to it.
But what about in our families?
Each member of our family is unique and has different qualities.
How do we support and love each other through our differences?
How do we see our differences as an opportunity to se...
2021-07-1328 minRich Living On LessAsk the Right PeopleOne of the best pieces of advice we have ever been given was to interview people you look up to.
So, before we got married, we interviewed several couples who had marriages we looked up to. This process was so life-giving for us and the people we talked to.
And you don't just have to interview people before you get married, you can do this for any major decision or change of season in your life!
For example, I interviewed homeschooling moms to get as much insight and wisdom before I tipped my...
2021-07-0610 minRich Living On LessRemember the BeginningIt's easy to lose sight of what drew you to your spouse and why you got together in the first place.
In today's episode, I share some ways to help you when you are frustrated with your spouse and feel like you just aren't connecting like you used to.
Plus, you'll even get a little bit of homework that will help you reframe how you see your spouse by remembering the past.
I also made a resource to help you start dreaming up your life together as a couple!
You're about...
2021-06-2913 minRich Living On LessSimple Minimalist Camping for the Whole FamilyOne of the most cost-effective vacations out there is camping. But oftentimes we overbuy because we want to be extra prepared, and we don't really know what we actually need.
Camping with kids can add a whole new dose of overwhelm into the mix, but it doesn't have to be this way.
This episode is loaded with tips to help you spend less on camping and enjoy your trip more.
Tune into today's episode to get practical tips that will save you time and money.
Make sure you share with your...
2021-06-1538 minRich Living On LessDivorce and FinancesDivorce is costly. In today's episode, we talk about the financial implications of divorce and some tips to have a vibrant and healthy marriage.
Marriage is a gift from God that we need to constantly be working on. There are so many benefits for being married including financial.
Tune into today's episode, it'll give you tangible steps to help your marriage grow.
Links from today’s episode:
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.Be sure you are subscribed and leave a...
2021-06-0827 minRich Living On LessDevotions for Kids that we LOVEDo you want to read devotions to your kids, but don't know what to choose and how to make it routine?
In today's episode, I talk all about our family favorite devotions and the ideal ages for the books.
Plus, I share the methods we use for making devotion part of our daily life.
Tune into today's episode to help you find a devotion you'd like to share with your children.
Let's read God's truth to our children and ignite their child-like faith!
Links from today’s episode:...
2021-06-0132 minRich Living On LessYOU are Special!Have you ever read a book to your kids and really felt like the book was for you?
When I read the book, "You Are Special" by Max Lucado I was hit with the significance of the simple story.
"You Are Special" is full of truth about our identity and how to discover who we really are.
Today's show is a real treat. Get ready to get read to and hear some truth bombs!
And I've made a free download to help you discover your true identity. Just go to AmberleeRich...
2021-05-1828 minRich Living On LessWhat it was Like Eating Out as Much as we LikedTypically, we don't eat out much.
Eating out adds up quickly.
It's more of a luxury than a common occurrence, that is until our house was flooded.
We went four months without a kitchen sink and six months without a functioning kitchen.
Because of the circumstances, we had to eat out often.
In today's episode, I share the lessons I learned from eating out all the time.
If you are trying to cut back on spending, if you're in debt, or if you eat out at all...
2021-04-1319 minRich Living On LessHow to Change Directions in Your MotherhoodIt's easy to feel stuck in our motherhood. Changing directions can be scary and unknown, and that is why I want to walk you through how to identify what needs to change in your life and the steps needed to make the changes.
In today's episode, I share personal examples of how my motherhood is so different than I ever anticipated.
I hope you leave today feeling like you don't have to settle, that you can have a motherhood that doesn't feel draining or mundane.
Links from today’s episode:
Be sure yo...
2021-04-0635 minRich Living On LessWeekly Family ChallengesIf you are a parent, I guarantee that you can find a handful of things that annoy you. It could be the constant messes, shoes lying around, legos left on the floor.
Let me just say, we've been implementing weekly challenges as a family and it has been a complete game-changer. Plus, it has united us as a family like never before.
So, if you'd like a tool that will really move the needle in your family, tune into today's episode!
Links from today’s episode:
Are you ready to jo...
2021-03-3018 minRich Living On LessLessons on Debt from a Classic NovelIn today's show, Amberlee shares lessons on debt from the book The Trumpet of the Swan by E.B. White.
This episode will give you plenty of truth bombs and some ambition to pay off debt!
Resources:
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Check out Amberlee’s FREE Money-Saving Download to save on groceries without using coupons. Go to RichLivingOnLess.com/Groceries.
Connect with me:
Facebook: www.facebook.com/amberlee.rich
Instagram: www.inst...
2021-03-1620 minRich Living On LessWhat if the Good Ole Days are Right NOW?In today's episode Amberlee reflects on the ending of the TV show The Office.
Andy Bernard (from The Office) talks about the good ole days at the end of the season. In this podcast, Amberlee shares from her own life and from a perspective of motherhood.
Get ready to start enjoying your life right now. You don't have to wait until someday!
Resources:
Are you ready to join the FREE 5-day Motherhood Challenge? Go to RichLivingOnLess.com/motherhood to get started.Check out my blog post about enjoying each stage...
2021-03-0925 minRich Living On LessWalk into your Full InheritanceIn today's show, Amberlee shares what God has been highlighting to her lately through her Bible reading time.
This episode is short and will challenge you to walk into your full inheritance has for you.
Resources:
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Check out Amberlee’s FREE Money-Saving Download to save on groceries without using coupons. Go to RichLivingOnLess.com/Groceries.Want to know how Amberlee and her family got out...
2021-03-0206 minRich Living On LessMIS-C: Lessons I learned from my daughter's diagnosisIn today's show, Amberlee talks about her daughter's MIS-C diagnosis. MIS-C is a rare disease that children can get after having COVID-19.
In this episode, she walks you through what MIS-C is and what symptoms to look for with your own children.
Tune in to listen to what MIS-C is really like and please share this episode to bring more awareness to MIS-C and what to look for.
Resources:
Are you ready to join the FREE 5-day Motherhood Challenge? Go to RichLivingOnLess.com/motherhood to get started.
Connect...
2021-02-2336 minRich Living On LessMIS-C: Lessons I learned from my daughter's diagnosisIn today's show, Amberlee talks about her daughter's MIS-C diagnosis. MIS-C is a rare disease that children can get after having COVID-19.
In this episode, she walks you through what MIS-C is and what symptoms to look for with your own children.
Tune in to listen to what MIS-C is really like and please share this episode to bring more awareness to MIS-C and what to look for.
Resources:
Check out my blog post on MIS-C here: https://amberleerich.com/mis-c-symptoms-what-to-know/Are you ready to join the FREE 5-day Motherhood...
2021-02-2317 minRich Living On LessPerspective Shift: Being Grateful for 2020Welcome to Season 2 of the Rich Living on Less Podcast! In this episode, Amberlee shares some of her own highs and lows of this past year and the lessons she learned.
It's so easy to just camp out in negativity about this past year. 2020 has affected us all in some way or another.
In this episode, Amberlee challenges listeners to find something that they can be grateful for this past year.
Resources:
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich...
2021-02-1613 minRich Living On LessLoving Your Neighbors as a FamilyIt's so easy while parenting to just focus on your immediate family, but God calls us to love our neighbors too.
In today's episode, I share how we've been able to connect with our neighbors as a whole family even when you have little ones.
This episode is packed with simple practical ideas to love on your neighbors without spending much at all.
Links in Show:
Are you ready to join the FREE 5-day Motherhood Challenge? Go to RichLivingOnLess.com/motherhood to get started.
Resources:
2020-08-2714 minRich Living On LessDo YOU Know Your Neighbor?Do you know the names of your neighbors? Or anything about them?
It's so easy to live our lives in isolation. We can drive into our garage and have the door close right behind us.
But God commands us to love our neighbors. And how can we love our neighbors if we don't know them?
If you want inspiration and some actionable steps to help you find community, tune into this episode.
Plus, next week's episode will continue in on this theme. I'll be talking all about how to get your...
2020-08-1318 minRich Living On LessAre You Being Kind to Yourself?Do you notice that you're kind to everyone else except yourself? I know I do and I think most people struggle with self-doubt and negative self-talk. And that's why I wanted to talk about this challenging subject.
The truth is, what we say to ourselves (even if it is just in our heads) matters. That's why we have to take a deeper look into how we see ourselves.
We have to discover our true identity if we want to live an authentic life that God calls us to.
It's time to debunk the...
2020-08-0632 minRich Living On LessReflection on Being Debt-Free For a YearI can't believe it! We've been debt-free for a whole year and that's why I wanted to share with you what this journey has looked like since we payed off our house.
Tune in to hear the ups and downs of this past year.
Links in Episode:
Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.
Resources:
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use t...
2020-07-3026 minRich Living On LessThe Power of Prayer JournalingDo you struggle with being consistent in reading your Bible and praying?
If you do, this episode is for you because Amberlee has struggled in both these areas.
She'll share with you the method that transformed her motherhood.
And if you have a method that is working for you already, tune in and get some new ideas.
Links from today’s episode:
Are you ready to join the FREE 5-day Motherhood Challenge? Go to RichLivingOnLess.com/motherhood to get started.Read Amberlee's blog post all about prayer journaling he...
2020-07-1623 minRich Living On LessWhat I Wish I Would've Known Before I Became a MomMotherhood has so many unknowns. Taking care of a tiny human is a GIANT responsibility that most of us aren't prepared for.
Amberlee looks back on her own motherhood journey and shares what she has learned along the way. If you're a mother, going to be a mother, want to be a mother, or know a mother, this episode is for you.
Be sure you are subscribed and leave a review to this podcast so you won’t miss an episode!
Link in Episode:
Are you ready to join the FREE 5-day Mo...
2020-07-0232 minRich Living On LessAre You in a Slump?Are you feeling low and you're not sure why? We all go through times when we feel depleted of everything.
If you're feeling down, you don't have much energy or something just feels off, this episode is for you.
Amberlee shares all about how she was just in a slump and how she got out of it. She walks you through tangible steps on how to get to the other side.
Links in Episode:
Tune into Episode 16: Are You Taking Care of Yourself here: https://podcasts.apple.com/us/podcast...
2020-06-2928 minRich Living On LessFREE Summer Activities for Your FamilyIt's finally summer!!! But now what?
How can we entertain our kids without spending money hand-over-fist especially since many vacations have been cancelled and places are closed due to Covid.
That's why Amberlee shares tons of fun FREE summer activities that your whole family will love. You'll find outside activities and at-home activities that will give you more opportunity for connection.
Resources:
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off...
2020-06-2525 minRich Living On LessAre You Teachable Mama?It’s expected that we have our lives ‘put together.’ Mom’s are supposed to instinctively know what they’re supposed to do once they have kids. There are so many unrealistic expectations and pressures put on women once they have children and it’s just not healthy!
That’s why Amberlee Rich shares why it’s so important to be teachable and to continue learning, because no one really knows what they’re doing. It’s time to stop pretending like we have it all together. Let’s be real, honest, and true. Let’s bond together as women and stop tr...
2020-06-2220 minRich Living On LessLive Like a College Student:It’s so easy to upgrade your lifestyle and spending when you get a raise or a real job, but it probably isn’t the wisest move. In today’s episode, Amberlee shares one of the best financial lessons she got from her mom: to live like a college student for as long as possible.
If Amberlee and her husband James didn’t follow this advice, who knows what financial mess they would be in today. They would definitely not be debt-free.
This episode is full of encouragement and some tough love to help you get your f...
2020-06-1813 minRich Living On Less4 Surprising FREE Resources at the LibraryThe library is an amazing resource that more people need to be utilizing. Libraries have changed so much since I was a kid. Books aren’t the only thing you can check out at the library these days.
Amberlee Rich shares in today’s episode all about the free resources that are at the library. Not only will you end up saving so much money, you’ll also learn more. Amberlee’s hope is that you start taking advantage of what your library has to offer.
Resources:
Want to know how Amberlee and her fam...
2020-06-1521 minRich Living On LessFinancial Expectations in MarriageOur expectations can really damage relationships if they aren’t realistic. We all have financial expectations. We want our spouse to spend and save like us, but typically that doesn’t happen. We all have a financial past that shapes our expectations.
If you really want to connect with your spouse and be aligned in your finances, you have to pay attention to your financial expectations. And that’s why Amberlee created this episode. So if you and your spouse struggle with communicating about finances or you outright avoid it, this episode is for you.
Resources...
2020-06-1125 minRich Living On LessHow Minimalism Can Benefit YouMinimalism has caught on for good reason. Amberlee Rich will share how minimalism has helped her live a more intentional life, pay off her home, and so much more.
Tune into all seven of the lifestyle benefits Amberlee has experienced since she’s become a minimalist.
If you don’t know what minimalism is or maybe you’ve been into minimalism for years, you’re bound to get new insights from this show. This episode is for anyone who wants to find more freedom in their life (yes, that means YOU!).
Resources:
Are y...
2020-06-0830 minRich Living On LessCan I Afford to Have Another Child?We all know children are expensive. In fact, the average costs of raising a child from birth till 17 is $233,610 according to the USDA. Now that’s a lot of money!
In today’s episode, Amberlee Rich answers a listener's question. She asked if it is wise to have another child when your financial situation isn’t very good (i.e. debt, student loans, etc.)?
So, if you’re considering starting a family or adding to your family, make sure you tune into this episode.
Resources:
Are you ready to save over $17,00...
2020-06-0418 minRich Living On LessHow to Create a Family Culture That Loves to ReadReading is such a vital skill that we all want to impart upon our children. But how can you encourage your children to love reading?
In today’s episode, Amberlee Rich is joined by her daughter. They share how they have created a family culture that loves to read. If you want practical tips to encourage reading in your family, listen in!
Plus, you’ll get insights from Amberlee’s almost 6 year-old daughter.
Resources:
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at Amber...
2020-06-0120 minRich Living On LessYou ARE worth itDo you struggle with having stuff that is just too nice or too pretty to use? Maybe you have some China that’s in a box or on display, but it’s never been used. Do you have that perfect dress that is just too nice to wear out? Or maybe you have a fancy beauty product that is just too expensive to use?
In today’s episode, Amberlee shares how she has struggled using and enjoying items that were too nice, too expensive, or very special. You’ll be encouraged to stop storing these things and start enjoy...
2020-05-2816 minRich Living On LessHow I Became RichSince Amberlee and James just celebrated their 11th anniversary, they thought it would be fun to give you a sneak peak into their love story!
In today’s episode, Amberlee and James Rich rewind all the way back to 2005 when they first met. Their love story is a miracle in and of itself.
Resources:
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Want to know how Amberlee and her family got out of...
2020-05-2527 minRich Living On LessSave For a Rainy DayWhen times are good, it’s so easy to just think that life will always be like that. But the truth is, rainy days will come- it’s not a matter of if, it’s a matter of when.
Instead of being blindsided by an economic pitfall, job loss, medical issues, or whatever, wouldn’t it be nice if you were prepared for it?
In today’s episode, Amberlee will walk you through how you should save up for a rainy day or an emergency so you’ll have peace of mind. That way, when an emergency ha...
2020-05-2116 minRich Living On LessHow to Save at CostcoDo you end up spending WAY too much when you go to Costco? You’re not alone. That is why Amberlee will help you navigate shopping at this store.
Inside of today’s episode, you’ll learn how to tell if an item will be going on clearance, is on store clearance, or is on clearance in all Costco’s. You’ll also find out what items are worth buying at Costco and what isn’t.
If you are a Costco member or might want to be in the future, you’ve got to listen to this episode!...
2020-05-1828 minRich Living On LessEasy Ways to Save on GroceriesAre you wanting to save money on groceries, but you’re not sure how? In today’s episode, Amberlee shares easy ways to save on groceries without clipping coupons. She shares practical advice to help you free up money to pay down debt and save!
Links from today’s episode:
Check out Amberlee’s FREE Money-Saving Download to save on groceries without using coupons. Go to RichLivingOnLess.com/Groceries.Want to start setting goals with your spouse, but you’re not sure where to start? Go to RichLivingOnLess.com/goals for a free download. Are you ready...
2020-05-1414 minRich Living On LessConfessions of a Former Extreme CouponerAre you wanting to save money on groceries, but you’re not sure how? Maybe you’ve contemplated couponing, but you're not sure if it would be worth it.
In today’s episode, Amberlee shares her couponing journey that started when she was around 10 years old until now. If you want an insider's look into couponing, look no further!
Links from today’s episode:
Check out Amberlee’s FREE Money-Saving Download to save on groceries without using coupons. Go to RichLivingOnLess.com/Groceries.Are you ready to save over $17,000 annually? Find out how inside of...
2020-05-1120 minRich Living On LessTaking Care of YourselfIt’s so easy to neglect yourself as a mom. This has been an ongoing struggle for Amberlee for years. But the truth is that we can’t pour into our children, our families, and community if we are running on empty and have nothing left to give.
If you’ve struggled with self-care and feeling like it’s selfish, this episode is for you. Amberlee shares her own difficulty in making time for herself.
Links from today’s episode:
Are you ready to join the FREE 5-day Motherhood Challenge?
Check out...
2020-05-0718 minRich Living On LessHow to Plan for the Future and Set Goals You'll Actually HitAre you wanting to have a great future, but you don’t know how to create goals for yourself? Or maybe you're unsure about what goals are worth pursuing.
Amberlee and her husband James would’ve never been able to have a paid-for home and be debt-free if they didn’t set it as a goal.
In today’s episode, Amberlee shares how you can use the same method her and her husband used to plan for the future and set goals you’ll actually follow through on.
Today’s podcast is full of tactical advic...
2020-05-0430 minRich Living On LessAsk The Riches: Advice for Single Income FamiliesAre you a single income family or would like to be and you’d like to know how to transition well as a couple? Then this is the episode for you.
In today’s Ask The Riches episode, Amberlee and James Rich answer questions about mom-guilt, living paycheck-to-paycheck, transitioning to a single income family, budgeting, talking about finances with your spouse and so much more.
Links from today’s episode:
Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupo...
2020-04-3030 minRich Living On LessThe Phrase I Use to Curb OverspendingDo you struggle with spending too much? All of us struggle with wanting stuff we don’t have. Having self-control isn’t fun and it sure isn’t very easy. So how can you stop overspending?
In today’s episode, Amberlee Rich shares the phrase she uses that helps her curb overspending. Feel free to use the same phrase or adapt it to create your own phrase.
She’ll give you practical tips to help you gain more self-control and keep more money in your bank account.
Links from today’s episode:
Are you...
2020-04-2719 minRich Living On Less3 Benefits of DownsizingIf you are on the fence with the idea of downsizing your family home, this episode is for you.
Downsizing has been one of the best decisions we have made.
The world tells us that we need a newer, bigger and better home. Let’s stop buying that lie literally. Less is more. For us, a smaller home has been a financial blessing and has encouraged us to get outside more.
We are living in our dream house. It doesn’t look like a dream home you would see on HGTV and we are ok...
2020-04-2319 minRich Living On LessHow to Talk to Your Spouse About MoneySo many couples don’t see eye to eye when it comes to money. Issues around money is one of the biggest factors for divorce. But what if you could be on the same page as your spouse?
What if money wasn’t a subject that would divide, but unite?
In today’s episode, Amberlee Rich shares a new perspective on how to talk to your spouse about money. Get ready to be encouraged and inspired!
Links from today’s episode:
Are you ready to save over $17,000 annually? Find out how insid...
2020-04-2021 minRich Living On LessA Year Without TVAmberlee just finished up an entire year where she didn’t watch any tv or movies. The thought of going without a T.V. might sound impossible or unimaginable. If you want to know what it’s like to go without a screen, listen up!
In this episode, Amberlee Rich shares why she gave up television. She also talks about the perks to going without a television and the drawbacks. You’ll also be challenged to pay attention to your own television watching habits and maybe you’ll take up the challenge and put away your T.V. for a w...
2020-04-1621 minRich Living On LessWhat is the Corona Virus Doing to Our FinancesThe Corona Virus is affecting all of us right now. Most of us are really feeling the financial impact of loss of employment, fewer hours, or maybe you own a business and you’re not sure if you can make it through.
In today’s episode, Amberlee Rich walks you through what you should be spending money on and how to navigate less income.
She also walks you through what you should do with the stimulus money that most of us should be getting. If you’re looking for some practical help that will help you navi...
2020-04-1316 minRich Living On LessForced to Slow Down (Corona Virus)We are in uncharted waters right now with the Corona Virus right now. Our lives look very different than they did over a month ago. We are cooped up inside of our homes, our kids are home all day, and many people aren’t able to work.
In today’s episode, Amberlee Rich sheds some light and hope on how to improve our lives during this time where we are forced to slow down. With no obligations and places to go, our lives are disrupted.
Instead of rushing back to normal when the time comes, Amberl...
2020-04-0916 minRich Living On LessAre you Living in Financial Survival Mode?Most Americans are living in financial survival mode. We’re in debt, living paycheck to paycheck, and feel like we can never get ahead. Yet, we weren’t meant to be living in financial survival mode at all.
Amberlee Rich will share insights on how to get out of financial survival mode and change your financial future in today’s episode. No matter what your finances look like, there is hope. It’s time to kick financial survival mode to the curb and embrace financial freedom!
Links from today’s episode:
Be sure you are...
2020-04-0618 minRich Living On LessHow to Create a Family Conversational HubDid you know that according to new research, American families get only 37 minutes of quality time together each day? This statistic is staggering. How can we create intentional routines to get back more quality time with our families?
In today’s episode, Amberlee Rich gives the listener tangible ideas to make deep conversations happen inside our families. She’ll have you look back to how you are spending your family time right now and practical ideas to start making connection part of your family’s DNA.
Links from today’s episode:
Here ar...
2020-04-0211 minRich Living On LessStop Acting RichMost people look like they’re rich, but in reality, they are drowning in debt.
There is so much pressure in our society to look the part- to wear trendy clothes, drive a nice car, live in a well-decorated home, and vacation on the beach.
With social media, we can see the highlight-reels of everyone’s lives.
But if we look at the statistics, the majority of American’s are financially stressed out. That Hawaii vacation your friend from high school posted on Instagram was actually put on a credit card along with most of w...
2020-03-3121 minRich Living On LessLove the Season You’re InThe grass is greener on the other side or is it? It’s so easy to just want to bypass the season you’re in and go to the next.
I bet you’ve heard a mom say (or maybe that mom is you) I can’t wait till my kids are out of diapers, or in school, or able to drive.
It’s good to look forward to the next season, but it’s not ok to be constantly unhappy with the season you’re actually living in.
In today’s episode, Amberlee shares in...
2020-03-2921 minRich Living On LessHow to Stop Living Paycheck to PaycheckMost people live paycheck to paycheck because it’s normal, expected, and hard to envision living a different way.
But in today’s show, Amberlee will walk you through how to stop living paycheck to paycheck.
She’s been there and figured out a different approach that will help you find wiggle-room in your financial life.
Links from today’s episode:
Be sure you are subscribed and leave a review to this podcast so you won’t miss an episode!Want to know how Amberlee and her family got out of debt at ag...
2020-03-2815 minRich Living On LessWhat Does God Say About Money?Talking about money and God are taboo subjects. But in today’s episode, Amberlee Rich tackles the two topics.
The truth is, God doesn’t shy away from the subject of money and possessions. In fact, it’s one of the most talked-about subjects in the whole Bible.
Amberlee will walk through three over-arching Biblical truths about money that will change your money mindset and how you interact with money.
Links from today’s episode:
Be sure you are subscribed and leave a review to this podcast so you won’t miss an epi...
2020-03-2835 minRich Living On LessOur Debt-Free JourneyWelcome to the very FIRST Rich Living On Less Podcast! If you are wanting to be more intentional with your time, money, and resources, this is the podcast for you.
In today’s show, Amberlee shares her own financial story and how she was able to become debt-free by the time she was 31. Her journey getting out of debt hasn’t been filled with rainbows and unicorns.
To get the blueprint of how Amberlee and her family were able to get out of debt, go to richlivingonless.com/31.
Links from today’s episod...
2020-03-2824 min
Conversations to InspireHow to Live a Healthier, Kinder, And More Compassionate Life Starting With What's on Your PlateToday's episode is all about veganism! My guest, and friend, Brin Amberlee wants to inspire you to live a more compassionate and cruelty-free life. She speaks about how humans are inherently kind and compassionate but have lost some of those valuable traits to desensitization. Brin was bullied about her weight as a child. Often told she was too skinny and scrawny, as a young adult she decided she was going to start working out and eating large amounts of animal protein. Much to her dismay, she wasn’t able to gain any weight. Brin shares why she went vegan, ho...
2018-11-1252 min
The Canary Underground: A Podcast for FX's "The Strain"101 – “Night Zero” – Spoiler Alert, Nazis! Rachael and Amberlee discuss the series premiere of The Strain, “Night Zero.” While generally underwhelming, the pilot provides many interesting points of discussion including but not limited to: the apparent necessity of Corey Stoll’s wig, the importance of a calcium rich diet, predictable characters, comic book villains, uneducated prisoners, Filtch’s amazing batcave, and Nazis. Because of […]
2014-07-1600 min