Shows
Keihard Klassiek: De Mix700 jaar terug in de tijdVerwey - Monk
Daniele di Bonaventura - Lenta preghieraPaolo Fresu [trompet] & Daniele di Bonaventura [bandoneon]
Luise Adolpha Le Beau - Sonate voor cello en piano, op.17 - deel II, "Andante tranquillo" (Arr.)Plinio Fernandes [gitaar]
Ludovico Einaudi - Rolling Like A Ball
Franco Prinsloo - Salve ReginaStellenbosch University Choir o.l.v. André van der Merwe
Georges Bizet - Les pêcheurs de perles (De parelvissers) - Akte I - aria, "Je crois entendre encore" (Arr.)Hugues Borsarello [vi...2025-05-0258 minKeihard Klassiek: De MixFilmmuziekplagiaatLambert - Let It Go
Adrian Sutton - War Horse, orkestsuite - deel I, "Devon at Peace"BBC Philharmonic o.l.v. Michael Seal
Maurice Duruflé - Motetten voor koor (4), op.10, "Sur des thèmes gregoriens" - nr.1, "Ubi caritas"The Bevan Family Consort o.l.v. Graham Ross
John Williams - Schindler's List - "Theme"Itzhak Perlman [viool] & Boston Symphony Orchestra o.l.v. John Williams
Chris Thile - The Buttermere waltzJens-Uwe Popp [gitaar] & Jochen Ross [mandoline]
trad. Ge...2025-03-0558 min
Filmgjensyn - En ganske annerledes filmpodkastEpisode 61 - District 9Hva om E.T. aldri dro hjem, men i stedet ble stuet inn i en slum i Sør-Afrika med millioner av andre utenomjordiske flyktninger? Velkommen til District 9, hvor skitten sci-fi møter dokumentarstil og en stakkars byråkrat får den verste arbeidsdagen i sitt liv.Viknus Van Der Merwe er en stiv, regelrytter av en fyr som bare prøver å håndheve utkastelsen av rekekrypene (ja, det er menneskenes sjarmerende kallenavn på de utenomjordiske). Men så blir han uheldigvis smittet av en mystis...2025-03-0454 minKeihard Klassiek: De MixJurassic ParkLuke Faulkner - Dark NocturneHousman [piano]
Kim André Arnesen - Even When He is SilentCantus o.l.v. Tove Ramlo-Ystad
Giacomo Puccini - Gianni Schicchi - arietta, "O mio babbino caro" (Arr.)Camille Berthollet [cello] & Orchestre National Bordeaux Aquitaine o.l.v. Romain Dumas
John Williams - Jurassic Park - "Theme"
Bear McCreary - The Lord of the Rings: The Rings of Power ; "Estrid"Studio-orkest o.l.v. Bear McCreary
Johannes Brahms - Liederen voor mannenkoor (5), op.41 - n...2025-02-1858 minKeihard Klassiek: De MixDe kuif van TrumpMichiel Borstlap - Sunday
Vito Nicola Paradiso - Notte a Venezia - deel III, "Aurora Veneziana"Enno Voorhorst [gitaar]
Edvard Grieg - Suite voor strijkorkest, op.40, "Uit Holbergs tijd" - deel II, "Sarabande" (Arr.)Melisma Saxophone Quartet
Jacob Shea - Suite voor viool en orkest, "Arctic" - deel I, "Frozen world"Eldbjørg Hemsing [viool] & Arctic Philharmonic o.l.v. Christian Kluxen
Richard Burchard - Ave Verum CorpusStellenbosch University Choir o.l.v. André van der Merwe
Frederic Hymen Co...2025-01-1458 minKeihard Klassiek: De MixKlote algoritmeTony Ann - Capricorn "The Ambitious"
Grigoryan Brothers - Love Token
Anton Bruckner - Locus isteTenebrae o.l.v. Nigel Short
Gabriel Ólafs - Noktúrna - Variation
Fernando Velázquez - Invisible ; "Fuimos todos y todas"
Florence Price - Adoration (Arr.)Gerbrich Meijer [klarinet] & Felix Quartet
Valentin Silvestrov - Stukken voor viool en piano (3), 2005 - nr.1, "Lullaby"Daniel Rowland [viool] & Borys Fedorov [piano]
Thom Robson - Dwarf Story ; "I Am Who I Am"
...2025-01-0958 minKeihard Klassiek: De MixVolksliedVerwey - Definition
Nicholas Britell & Lebo M. - Mufasa: The Lion King ; "Home"London Voices & Studio-orkest o.l.v. James Shearman
Dave Metzger - Mufasa: The Lion King ; "All That Was Lost"Studio-orkest o.l.v. James Shearman
Maurice Ravel - Le tombeau de Couperin - deel V, "Menuet" (Arr.)Signum Saxophone Quartet
Enoch Sontonga & Marthinus Lourens de Villiers - Nkosi Sikelel' iAfrikaStellenbosch University Choir o.l.v. André van der Merwe
Robin Scherpen - To ComfortRobin S...2025-01-0258 min
The IOBSA: Professional BodiesEpisode 9: Navigating Professional Bodies: A Path to ExcellenceThere is a need to develop a framework that enhances the management capabilities of professional bodies in South Africa, addressing the need for improved support and professional development for members, as well as collaboration with industry and regulatory bodies like SAQA. A research study identified eleven significant factors in this regard, including member and industry support, CPD support, assurance mechanisms, and standards setting, which are crucial for the operational efficiency and effectiveness of professional bodies. The framework created from these factors serves as a guide for professional bodies to improve their practices and engagement with members, promoting better service de...2024-12-1709 minThe IOBSA: Professional BodiesEpisode 8: The Policy and Criteria for Recognising Professional Bodies and Designations under the NQF ActThe Policy and Criteria for Recognising a Professional Body and Registering a Professional Designation, developed by the South African Qualifications Authority (SAQA) under the National Qualifications Framework Act, outlines the processes and criteria for the recognition of professional bodies and the registration of their designations. It aims to ensure that these entities operate in a manner that promotes accountability, social responsiveness, and public trust within various professions. Recognised professional bodies must adhere to good governance practices, have adequate resources, and implement policies that promote transformation and inclusivity. They are responsible for developing and managing their designations, which require compliance wit...2024-12-1704 minThe IOBSA: Professional BodiesEpisode 7: Understanding the NQF Act: A Guide to South Africa's Educational LandscapeThe National Qualifications Framework Act, 2008, establishes a comprehensive system for the classification, registration, publication, and articulation of quality-assured national qualifications in South Africa. It outlines the responsibilities of the Minister of Education and the Minister of Labour, the role of the South African Qualifications Authority (SAQA), and the functions of Quality Councils (QCs) for different education sectors. The Act aims to enhance access to education and training, promote quality assurance, facilitate learner mobility and progression, and address past inequalities in education and employment opportunities. It also includes provisions for the governance and operational framework of SAQA and its board, whi...2024-12-1704 minThe IOBSA: Professional BodiesEpisode 5: Modern Day Professional Bodies in a VUCA worldModern professional bodies play a crucial role in regulating professions by establishing standards for practice, providing certification, and ensuring ongoing professional development through training and education. They advocate for the interests of their members, engage in public relations to build trust in the profession, and often set ethical guidelines to maintain integrity and accountability. Additionally, these organizations facilitate networking opportunities, support career development, and promote innovation within their fields, thereby contributing to the overall advancement of their respective industries.2024-12-1604 minThe IOBSA: Professional BodiesEpisode 3: The Evolution of Professional Bodies during the Industrial RevolutionDuring the Industrial Revolution, which began in Great Britain in the late 1700s, the rise of factories and mechanised production led to significant changes in the workforce and the nature of work. Traditional guilds, which had previously regulated trades and ensured quality standards, began to decline as industrialisation and capitalism took hold. The focus shifted towards mass production and efficiency, which reduced the relevance of guilds and their structured support systems. This transformation paved the way for the emergence of modern professional bodies, which adapted to oversee new industries, establish standards of practice, and provide education and training for pro...2024-12-1604 minThe IOBSA: Professional BodiesEpisode 4: The IOBSA and 1904In 1904, as the world witnessed remarkable innovations in various sectors, the establishment of the Institute of Bankers in South Africa marked a significant milestone in the banking industry. Following the end of the Anglo-Boer War in 1902 and the subsequent unification of South Africa in 1910, the need for a professional body to promote ethical standards and professional development became evident. The IOBSA aimed to capacitate the financial services industry by certifying skilled professionals and fostering a culture of continuous learning, aligning with the global trend of formalizing professional standards and practices during a time of rapid economic and social transformation. Thi...2024-12-1604 minThe IOBSA: Professional BodiesEpisode 6: The history of the NQF in South AfricaThe National Qualifications Framework (NQF) originated in the early 1970s amid the black trade union movement's demands for better wages, which were often dismissed by employers citing unskilled labor. In response, unions like the National Union of Metalworkers of South Africa (NUMSA) began advocating for skills development as a means to improve wage conditions, leading to a proposal for integrated training linked to grading increments adopted by the Congress of South African Trade Unions (COSATU) in 1991. Throughout the 1980s and 1990s, various educational reforms were proposed, notably through the National Education Policy Initiative (NEPI) and the ANC's framework, culminating in...2024-12-1604 min
The IOBSA: Money in the MetaverseChapter 7: Digital credentialsChapter 7 focuses on digital credentials, which are essential for transactions in the Metaverse. It emphasizes the importance of these credentials in establishing trust and facilitating secure interactions between users and entities in virtual environments. Digital credentials enable individuals to prove their identity or attributes without revealing unnecessary personal information, thereby enhancing privacy and security. The chapter discusses how these credentials can be utilized in various applications, highlighting their role in creating a reputation economy where trust is built through verified claims rather than traditional data sharing. This approach aims to address the challenges of privacy and security in online tran...2024-12-1502 minThe IOBSA: Money in the MetaverseChapter 8: Trust and transactionsChapter 8, titled "Trust and Transactions," explores the crucial role of trust in facilitating transactions within the Metaverse. The authors emphasize that the current lack of a secure and reliable infrastructure for online interactions undermines trust, which is essential for successful commerce. They argue that, unlike traditional platforms where trust is often placed in the platform itself, a more resilient infrastructure that prioritizes security and privacy is necessary. The chapter also discusses the implications of high-risk interactions, such as medical consultations, and calls for a narrative that emphasizes the importance of building secure and trustworthy environments to encourage users to eng...2024-12-1502 minThe IOBSA: Money in the MetaverseChapter 9: Privacy with credentialsChapter 9, titled "Privacy with Credentials," discusses the importance of ensuring privacy in the Metaverse through the use of verifiable credentials (VCs). It highlights the need for privacy-preserving technologies that allow individuals to engage in transactions without revealing their full identities. The chapter emphasizes the concept of "negative identities," where users can maintain anonymity while still providing sufficient information to complete transactions. It argues that pseudonyms linked to credentials can enhance privacy and control over personal information, ultimately fostering a reputation economy where individuals can interact securely and confidently without the risk of their data being exploited.2024-12-1502 minThe IOBSA: Money in the MetaverseChapter 10: Security from identifiersChapter 10, titled "Security from Identifiers," discusses the critical role of cryptographic keys in ensuring security within the Metaverse, where users manage their identities and transactions. It emphasizes that while self-sovereign identity (SSI) empowers individuals to control their keys, this responsibility may be overwhelming for the average person. The chapter argues for a custodial model of SSI, where trusted entities manage keys on behalf of users, thereby enhancing security and usability. It highlights the need for a balance between empowering users and ensuring that security measures are practical and accessible, ultimately advocating for a more effective management system for digital ide...2024-12-1503 minThe IOBSA: Money in the MetaverseChapter 12: Smart strategiesChapter 12, titled "Smart Strategies," discusses the intersection of decentralized finance (DeFi), verifiable credentials, and privacy-enhancing governance structures, positing that these elements will create a new financial services universe. The authors express optimism about the potential for DeFi to open up innovative business models in the finance sector, despite existing challenges and skepticism. They highlight the importance of digital identity infrastructure for legitimizing transactions in this new landscape and emphasize that financial institutions must adapt to these changes to remain relevant and competitive. The chapter suggests that future financial services will not only be about traditional banking but will also inv...2024-12-1503 minThe IOBSA: Money in the MetaverseChapter 11: Smart walletsChapter 11, titled "Smart Wallets," explores the emerging role of digital wallets within the Metaverse and their significance for financial transactions. It discusses how these smart wallets will facilitate seamless interactions in virtual environments by integrating digital identities and financial services, thus enhancing user experiences and trust. The chapter emphasizes that as transactions increasingly move into metaverses, wallets will not only serve as storage for digital assets but also as platforms for securely managing identities, credentials, and financial activities, ultimately reshaping the landscape of digital commerce.2024-12-1503 min
The IOBSA: Banking Beyond BoundariesChapter 3: Embedded bankingChapter 3, titled "Embedded Banking," discusses the transformation of banking from traditional branch-based interactions to seamless, integrated experiences within the everyday lives of consumers. The chapter emphasizes the need to eliminate friction in banking processes, as consumers increasingly expect banking services to be readily available and contextually relevant. It highlights that new banking experiences should not begin in branches but rather be embedded in the environments where users engage in financial activities. The chapter argues for a shift towards contextual banking, where services are offered proactively, leveraging technology to meet customer needs in real-time, ultimately redefining how banking is perceived and...2024-12-1503 minThe IOBSA: Banking Beyond BoundariesChapter 2: The Regulator's DilemmaChapter 2, titled "The Regulator’s Dilemma," co-authored by Brett King and Jo Ann Barefoot, discusses the challenges regulators face in adapting to the rapidly evolving financial landscape shaped by technology and innovation. The authors argue that traditional regulatory frameworks, built during an analog era, are ill-equipped to handle the complexities of digital markets and emerging technologies such as blockchain and AI. They emphasize the need for "digitally-native regulation" that can be implemented alongside existing systems, allowing for small-scale testing and adaptation. The chapter highlights the importance of regulators being proactive rather than reactive, as they navigate the balance between foste...2024-12-1503 minThe IOBSA: Banking Beyond BoundariesChapter 5: DLT, Blockchain, Alt-CurrenciesChapter 5 of "Bank 4.0" focuses on Distributed Ledger Technology (DLT), blockchain, alt-currencies, and distributed ecosystems. It discusses how emerging digital currencies, such as Bitcoin, are gaining traction and highlights the structural implications of DLT for the banking industry. The chapter explores the transformative potential of blockchain technology in reshaping financial services by enhancing transparency, security, and efficiency in transactions. It emphasizes that the increasing use of alternative currencies and decentralized financial systems signals a significant shift in how value is exchanged and managed, challenging traditional banking models and practices.2024-12-1502 minThe IOBSA: Banking Beyond BoundariesChapter 4: From Products and Channels to ExperiencesChapter 4, titled "From Products and Channels to Experiences," discusses the shift in banking from traditional product and channel-focused models to an experience-centric approach. The chapter emphasizes that the new banking paradigm prioritizes seamless, contextual interactions over conventional banking products, arguing that customers now seek experiences that integrate banking functions into their daily lives. It highlights the necessity for banks to rethink their organizational structures, moving away from product departments to a more agile, experience-driven framework. This transformation aims to eliminate friction and enhance customer engagement by leveraging technology and data to create personalized and meaningful banking experiences.2024-12-1503 minThe IOBSA: Banking Beyond BoundariesChapter 6: FinTech and TechFin: Friend or Foe?Chapter 6, titled "FinTech and TechFin: Friend or Foe?" explores the evolving relationship between traditional banks and emerging financial technology companies (FinTechs). It discusses how FinTechs are reshaping the financial landscape by providing innovative solutions that challenge the traditional banking model. The chapter emphasizes that while FinTechs can be seen as competitors, they also present opportunities for collaboration, as banks can potentially partner with these tech-driven firms to enhance their services and adapt to changing consumer expectations. The text suggests that banks must decide whether to fight against FinTechs, collaborate with them, or adopt their strategies to remain relevant in a r...2024-12-1504 minThe IOBSA: Banking Beyond BoundariesChapter 7: The Role of AI in BankingChapter 7, titled "The Role of AI in Banking," explores how artificial intelligence (AI) is transforming the banking sector by mimicking human cognitive functions to enhance financial services. It discusses the implications of deep learning and the emergence of robo-advisors that automate investment and banking tasks, thereby providing smarter banking solutions. The chapter highlights the potential for AI to take over routine banking functions, allowing for more personalized services and efficient operations. Additionally, it emphasizes the importance of redefining the role of humans in banking, as AI takes on tasks traditionally performed by bank employees, changing the landscape of customer int...2024-12-1503 minThe IOBSA: Banking Beyond BoundariesChapter 8: The Universal ExperienceChapter 8, titled "The Universal Experience," discusses the evolving expectations of post-millennial consumers regarding financial services and how these expectations are reshaping the banking landscape. It highlights the shift away from traditional banking relationships, where a single bank provided all services, toward a more fragmented approach where consumers seek seamless, integrated, and contextually relevant financial experiences. The chapter emphasizes that as technology becomes ubiquitous, customers will prioritize frictionless interactions and instant access to services, leading to a demand for banks to adapt by providing tailored and responsive solutions rather than relying on conventional products.2024-12-1502 minThe IOBSA: Banking Beyond BoundariesChapter 9: Adapt or DieChapter 9 of "Bank 4.0," titled "Adapt or Die," emphasizes the urgent need for banks to evolve in response to disruptive changes in the financial landscape. It highlights that traditional banking models, heavily reliant on legacy systems and branch operations, are becoming obsolete as fintech and tech-driven solutions gain traction. The chapter stresses that banks must adapt by embracing technology, rethinking their organizational structures, and focusing on delivering seamless, frictionless customer experiences. Failure to do so could lead to significant losses in market share and profitability, particularly for smaller banks. Ultimately, the chapter serves as a call to action for financial inst...2024-12-1503 minThe IOBSA: Banking Beyond BoundariesChapter 10: The Roadmap to Bank 4.0Chapter 10, titled "Conclusion: The Roadmap to Bank 4.0," outlines the transformative journey of banking from traditional models to a new paradigm defined by embedded, ubiquitous banking services. It emphasizes the need for banks to adopt first principles thinking, shedding outdated processes associated with physical branches in favor of technology-driven solutions that prioritize customer experiences and real-time interactions. The chapter highlights that future banking will be characterized by frictionless engagement, AI-driven advice, and a focus on utility rather than traditional banking products. It warns that banks failing to adapt to these changes risk obsolescence, drawing parallels to companies like Blockbuster and Kod...2024-12-1503 minThe IOBSA: Professional BodiesEpisode 1: The Ancient History of Professional BodiesThe podcast discusses the evolution of professional bodies from their early origins in ancient civilizations, such as the guilds of Mesolithic and Near Eastern societies, to the sophisticated collegia of the Roman Empire and their eventual transformation into modern professional associations. It highlights the roles these organisations play in regulating trades, setting ethical standards, and providing continuous professional development, thereby ensuring quality and integrity within various professions. The discussion also emphasizes the adaptability of professional bodies across different cultures and historical contexts, including their significant impact on economic stability and social cohesion, particularly in the banking sector today.2024-12-1505 minThe IOBSA: Professional BodiesEpisode 2: Professional Bodies during the Middle AgesDuring the Middle Ages, the development of professional bodies emerged as a response to the socio-economic changes following the fall of the Roman Empire, which led to the fragmentation of urban centers and the rise of feudalism. Guilds became essential institutions that regulated trades, ensured quality standards, and provided social support to their members. These associations, which included merchants and craftsmen, established training and apprenticeship systems, set prices for goods, and maintained monopolies over specific trades. As urbanization increased and trade revived, particularly from the 11th century onward, guilds played a crucial role in fostering economic stability and community coh...2024-12-1505 minThe IOBSA: Money in the MetaverseChapter 6: Digital identifiersChapter 6, titled "Digital Identifiers," emphasizes the necessity of digital identities for both digital objects and their owners within the Metaverse, highlighting that ownership and market transactions depend on effective and portable digital identities. The chapter critiques the current state of digital identity management, where identities are often controlled by platforms rather than individuals, which poses barriers to mass adoption. It advocates for a system where digital identities are securely managed in a way that allows for seamless interaction across different virtual worlds, thus enabling transactions that require trust and verification. The authors propose a framework that integrates identification, authentication, and...2024-12-1503 min
Navigating the Future of Banking with the Institute of Bankers in South AfricaChapter 2: The Regulator's DilemmaChapter 2 of Bank 4.0 is titled "The Regulator's Dilemma. " Let's delve into the complexities of regulatory frameworks in our fast-paced, technology-driven landscape. As we navigate the new frontiers of banking and finance, the role of regulators has never been more critical. But here's the dilemma: traditional regulatory structures are struggling to keep pace with the rapid innovations that FinTech companies are bringing to the table. This chapter sheds light on the inherent conflicts and challenges regulators face today. Brett King, along with co-author Jo Ann Barefoot, outlines how existing regulations, which were established during an analogue...2024-12-1503 minNavigating the Future of Banking with the Institute of Bankers in South AfricaChapter 1: Getting Back to First PrinciplesWelcome to the “Future of Banking” - a podcast by the Institute of Bankers in South Africa where we delve into the evolving world of banking and technology. Today we are diving into Brett King’s groundbreaking book, Bank 4.0, and we start with chapter one titled "Getting Back to First Principles. "So, what exactly is first principles thinking? Brett King opens the chapter with a powerful quote from Mike Tyson: "Everybody has a plan until they get punched in the mouth. " This sets the tone for understanding that in the fast-paced world of banking, relying on traditional method...2024-12-1503 minNavigating the Future of Banking with the Institute of Bankers in South AfricaChapter 3: Embedded BankingChapter 3 of Brett King’s book, "Bank 4.0," is titled “Embedded Banking. ” This chapter is crucial as it discusses the evolution of banking in our increasingly digital world. Now, let’s set the stage. The concept of embedded banking revolves around integrating banking services directly into the user experience of other platforms and applications. This means banking is no longer confined to physical branches or even standalone apps; instead, it's seamlessly woven into the fabric of everyday life. To kick things off, let’s discuss the core idea: Friction isn’t valuable in the new world. Brett emphas...2024-12-1503 minNavigating the Future of Banking with the Institute of Bankers in South AfricaChapter 4: From Products and Channels to ExperiencesChapter 4 of Bank 4.0, advises that banking should move from products and channels to experiences. In this chapter, King challenges the traditional banking model, which is built around products and channels, and advocates for a shift towards creating experiences for customers. Let’s break this down. King emphasizes that the banking experience has historically been centered around physical products — like credit cards, loans, and savings accounts — and the channels through which these products are offered, such as branches and ATMs. However, he argues that this model is outdated and no longer meets the needs of today’s consum...2024-12-1503 minNavigating the Future of Banking with the Institute of Bankers in South AfricaChapter 5: DLT, Blockchain, Alt-CurrenciesChapter 5 from Brett King’s book, Bank 4.0, focuses on Distributed Ledger Technology, or DLT, Blockchain, and Alt-Currencies. Let’s start with the basics. What is Distributed Ledger Technology? Essentially, DLT is a digital system for recording the transaction of assets in which the transactions and their details are recorded in multiple places at the same time. Unlike traditional databases, there is no central administrator. This technology underpins cryptocurrencies like Bitcoin, but its applications extend far beyond that. Now, let’s talk about Blockchain. It’s a specific type of DLT where data is structured in blocks t...2024-12-1502 minNavigating the Future of Banking with the Institute of Bankers in South AfricaChapter 8: The Universal ExperienceChapter 8 of Bank 4.0 is titled "The Universal Experience. " This chapter offers profound insights into how banking is evolving in the digital age and the expectations of the post-millennial consumer. So, let's jump right in! In this chapter, King discusses how the traditional banking relationship has shifted dramatically. Once upon a time, consumers had a one-stop-shop relationship with their banks, relying on them for every financial product and service. But today, things are different. According to King, the average consumer now engages with four to seven financial institutions regularly. This shift is largely driven by the...2024-12-1502 minNavigating the Future of Banking with the Institute of Bankers in South AfricaChapter 7: The Role of AI in BankingChapter 7 of Brett King’s book, "Bank 4.0," focuses on the transformative role of Artificial Intelligence, or AI, in banking. As we all know, banking has traditionally been a sector that has relied heavily on human interaction for services like investment advice, mortgage lending, and customer support. However, as Brett King highlights, the rapid advancements in AI are changing the landscape dramatically. Let’s start with the basics. What exactly is AI? In simple terms, AI refers to machines and systems that can perform tasks that typically require human intelligence. This includes learning, reasoning, problem-solving, and unde...2024-12-1503 minNavigating the Future of Banking with the Institute of Bankers in South AfricaChapter 6: FinTech and TechFin: Friend or Foe?Chapter 6 of Brett King’s book, Bank 4.0, is titled "FinTech and TechFin: Friend or Foe. " In this chapter, King examines the complex relationship between traditional banks and the emerging wave of FinTech companies. Are they competitors, collaborators, or something in between? Let’s unpack this. To kick things off, let’s clarify what we mean by FinTech and TechFin. FinTech refers to the financial technology companies that are revolutionizing the financial services industry, often providing innovative solutions that challenge traditional banking practices. On the other hand, TechFin represents technology companies that are entering the financial services space, levera...2024-12-1504 minNavigating the Future of Banking with the Institute of Bankers in South AfricaChapter 10: The Roadmap to Bank 4.0Chapter 10 of Bank 4.0 is all about the roadmap to the future of banking. This chapter encapsulates everything we’ve learned so far and lays out a clear vision for what’s to come. Brett starts by emphasizing that the banking landscape is changing rapidly, and if banks want to survive, they need to adapt to these changes. He reflects on the historical context of banking, highlighting the evolution from Bank 1.0 - the traditional branch-centric model, to Bank 2.0, which began with self-service options, and then to Bank 3.0, where mobile banking became the norm. Now, we’re entering the era of...2024-12-1503 minThe IOBSA: Banking Beyond BoundariesChapter 1: Getting Back to First PrinciplesChapter 1, titled "Getting Back to First Principles," emphasizes the need for a fundamental rethinking of banking in the context of evolving technology and customer expectations. The chapter advocates for first principles design thinking, which involves breaking down existing banking concepts to their core utilities — such as safely storing value, facilitating money movement, and providing access to credit — rather than relying on analogies from traditional banking structures. It draws parallels with innovations in other industries, like the automotive revolution initiated by Benz, and highlights that if we were to design a banking system from scratch today, it would look drastically differ...2024-12-1503 minThe IOBSA: Money in the MetaverseChapter 1: IntroductionChapter 1 introduces the concept of the Metaverse, drawing from Neal Stephenson’s novel "Snow Crash," where the Metaverse serves as a virtual reality-based successor to the internet. It emphasizes the intertwining of digital and physical worlds, illustrating how the implications of the digital realm can have significant real-world consequences, such as the importance of timely delivery within a pizza franchise. The chapter sets the stage for exploring the technologies that will shape the Metaverse, highlighting the necessity for a secure and trusted infrastructure to facilitate economic interactions in this new digital landscape.2024-12-1502 minThe IOBSA: Money in the MetaverseChapter 2: Virtual worlds and marketsChapter 2, titled "Virtual Worlds and Markets," explores the significance of virtual worlds as crucial components of the metaverse economy. It emphasizes that these environments are not merely entertainment platforms but are increasingly becoming substantial business ecosystems, evidenced by the vast amounts of money consumers spend on virtual goods and services. The chapter highlights examples, such as EVE Online and popular games like Fortnite, to illustrate how virtual worlds facilitate complex interactions and transactions. Furthermore, it discusses the intersection of these virtual spaces with financial services, pointing out that as virtual economies grow, they present new opportunities and challenges for tra...2024-12-1503 minThe IOBSA: Money in the MetaverseChapter 3: Owners and digital identitiesChapter 3, titled "Owners and Digital Identities," emphasizes the critical role of digital identity in establishing a functioning economy within the Metaverse. It argues that without a robust digital identity infrastructure, which integrates trust into the digital realm, the potential for economic activity in virtual spaces cannot be fully realized. The chapter distinguishes between "digitized identity," which merely replicates traditional identity systems, and "digital identity," which is designed for the interconnected and constantly online nature of the Metaverse. It outlines the necessity of a framework that encompasses identification, authentication, and authorization, using the Three Domain Identity (3DID) model to facilitate eff...2024-12-1503 minThe IOBSA: Money in the MetaverseChapter 5: Digital assetsChapter 5, titled "Digital Objects," explores the concept of digital assets within the Metaverse, emphasizing their importance as tradable entities in virtual environments. It discusses how these digital objects can be owned, exchanged, and interacted with, highlighting the need for a robust framework that allows for seamless transactions while ensuring ownership rights and provenance. The chapter underscores the role of web3 technologies in enabling these exchanges, facilitating a new economic landscape where digital objects hold intrinsic value, much like physical assets do in the real world.2024-12-1503 minThe IOBSA: Money in the MetaverseChapter 4: Web3 and digital assetsChapter 4, titled "Web3 and digital assets," explores the nature of digital assets that can be traded in the Metaverse and how they differ from traditional financial transactions. It highlights the distinction between sending digital money (which involves the transfer of ownership) and sending copies of digital items (like cat pictures). The chapter emphasizes that digital assets, such as cryptocurrencies and tokens, are designed to facilitate ownership transfer securely and efficiently, laying the groundwork for future financial markets. It also touches upon the need for a regulatory framework to support these digital assets, especially in the wake of the recent cry...2024-12-1503 minNavigating the Future of Banking with the Institute of Bankers in South AfricaChapter 9: Adapt or DieChapter 9 of Bank 4.0 discusses survival strategies for banks in this rapidly changing environment under the heading: "Adapt or Die. " This chapter highlights the urgent need for banks to evolve amidst the rapid changes in technology and consumer behavior. In this chapter, Brett King emphasizes that disruption isn't new; history shows us that many incumbents often underestimate the impact of change. He cites examples from various sectors like Kodak and Blockbuster, which failed to recognize their impending doom until it was too late. According to King, the banking industry is on a similar trajectory. King points...2024-12-1503 minKeihard Klassiek: De MixMijn favoriete amateurkoorAnnelie - Philippine
Joe Russo & Stuart Bogie - God in UsJoe Russo [percussie] & Stuart Bogie [percussie] & The Bogie Band
Wolfgang Amadeus Mozart - Concert voor klarinet en orkest KV.622 in A gr.t. - deel II, "Adagio"Martin Fröst [klarinet] & Deutsche Kammerphilharmonie Bremen
Eric Whitacre - Fly to ParadiseLithemba Macanda [percussie] & Stellenbosch University Choir o.l.v. André van der Merwe
David Peter Vestin - Longing for a Quiet PlaceNylonwings [gitaar]
anoniem - I Mine Kåte...2024-12-0658 minKeihard Klassiek: De MixThe American DreamVivian Roost - Un rêve blanc
Enoch Sontonga - Nkosi Sikelela iAfrika (God Bless Africa) (Arr.)Stellenbosch University Choir o.l.v. André van der Merwe
Gabriel Fauré - Suite voor piano 4h, op.56, "Dolly" - deel I, "Berceuse" (Arr.)BBC Philharmonic Orchestra o.l.v. Yan Pascal Tortelier
Antonín Dvořák - Strijkkwartet nr.12, op.96 in F gr.t., "Amerikaans Kwartet" - deel II, "Lento"Ragazze Quartet
Stephan Moccio - Fracture (Arr.)Alis Huws [harp]
Johann Sebastian Bach...2024-11-0658 min
Okie BookcastWhen Horror Comes to OKC with author James CooperText the Bookcast and say "hi"!Welcome to Chapter 65! My guest today is James Cooper. James is the Oklahoma City Councilman for Ward 2 and an Artist in Residence for the English department at OCU, where he teaches courses on writing and horror. His work has been published in the Oklahoma Gazette and the Huffington Post and he was named a Champion of Pride by Advocate Magazine and received the Rising Star Award from the OSU College of Arts and Sciences.We're talking about James' debut novel - Moonlit Massacre - a horror novel about...2024-11-0551 min
The Money ShowThe Money Show: SA-Russia Loan Deal: What Went Wrong?Stephen Grootes speaks to Dr. Kingsley Makhubela, risk analyst and former diplomat, about the Development Bank of Southern Africa's (DBSA) decision to reject a loan deal with a sanctioned Russian state-owned bank, and what this move means for South Africa's economic relations. In other interviews on this episode of The Money Show, Clicks Group CEO Bertina Engelbrecht talks about the retail giant's resilience, reflected in its 14.3% profit leap, and the strategies fueling its success. Interview: Clicks Group publishes 14.3% growth in full-year profit Stephen Grootes speaks to Clicks Group CEO Bertina Engelbrecht about the retail giant's resilience, reflected in its 14.3% profit l...2024-10-241h 16
Andermans VerenSpeellijst Zondag 8 september De kerk deel 2Speellijst Zondag 8 september De kerk deel 2
Jacob (Long) Robert Long 3’35 Van de cd Levenslang Universal 47340-6
Charles van Tetterloo (fragment) (Van Vliet) Paul van Vliet 2’59 Van de cd Waar waren we gebleven QS 900.885-2
Johan en Margreetje (De Corte) Jules de Corte 3’00 Eigen opname
Het geloof: fragment (Finkers) Herman Finkers 2’00 Van cd/dvd Oudejaarsconference 2015 PIASCOM663
Pastorie (S. Gaaikema/H. Visser) Seth Gaaikema 3’00 van de cd Jij en ik RB 66.43
Dominee, dominee (L.M. Hermans/C. Ludwig, Van de Merwe) Adèle Bloemendaal, Jenny Arean
3’06 Van de cd Wat heb...2024-09-0953 min
PERMANENT DEACON TALKINGHOMPOD - FIFTH SUNDAY OF EASTER -YEAR BFifth Sunday of Easter 28/424 Year B Acts 9:26-31 1 John 3: 18-24 The True Vine Gospel John 15: 1-15. Pruning fruit trees is not an exact science.You, Lord, are my praise in the great assembly © Mike Anderson 2003. Based on Psalm 21(22)/BABA YETU - OUR FATHER Christopher Tin. Arranged by Andre van der Merwe. https://youtu.be/PCa8RxaOPW8?feature=shared. Credit: Recorded by Rondo Media (S4C) at the Llangollen International Musical Eisteddfod 2018Text. Message to Deacon TomDeacon Tom Copyright © 2025...2024-04-2614 minKeihard Klassiek: De MixToekomstmuziek00:20Francesco Tristan - Nuria's Lament
04:52Gerson Lizama - Nostalgias de Febrero
07:50Thomas Tallis - Salvator mundi nr.1Stile Antico
13:14Verwey - Fledgling
16:27Arturo Márquez - Máscaras: Concerto for Harp and Orchestra: I. Máscara FlorIna Zdorovetchi [harp] & Portland Symphony Orchestra o.l.v. Eckart Preu
22:44Edvard Grieg - Peer Gynt, op.23 ; Akte III - nr.12, "Ase's dood"Bergen Filharmonisch Orkest o.l.v. Edward Gardner
26:32RIOPY - Costa da...2024-02-2358 min
Hazel & Katniss & Harry & StarrMoffieThanks to listener Alex, Brenna and Joe head to South Africa to discuss conscription, Apartheid, and queer New Adults in André Carl van der Merwe's semi-autobiographical 2006 novel Moffie and Oliver Hermanus' 2019 film adaptation.This is a rough one! Apart from the homophobia we expected from a military narrative, there's also plenty of racism, misogyny, and animal death.Each text has something to recommend: the book is poetic and rich with detail, while the film's scenery and a key long take flashback are stunning.Wanna connect with the show? Follow us on Twitter @HKHSPod o...2023-05-2349 min
PerspektiefJannie Pelser gesels met meningsvormers oor sake van die dagJannie Pelser gesels met Prof Andre Duvenhage, Henda van der Merwe en Gert Jonker. Ons gesels oor die internasionale strafhof asook die DSD se maatskaplike besnoeiings. Perspektief2023-04-2629 min
Business WatchKZN Midlands site of Eskom’s first battery energy storage project“The beginning of the construction of the Elandskop BESS is a positive development in our efforts to alleviate the pressure on the national electricity grid,” said André de Ruyter, Eskom Group Chief Executive, speaking at the event. “This is a direct response to the urgent need to address South Africa’s long-running electricity crisis by adding more generation capacity, to the grid, and also to strengthen the grid by adding more storage and transforming capacity.”
Phase 2 of the project includes the installation of a further 144MW of storage capacity, equivalent to 616MWh at four Eskom Distribution sites and one Transmissio...2022-12-0901 minBusiness WatchKZN Midlands site of Eskom’s first battery energy storage project“The beginning of the construction of the Elandskop BESS is a positive development in our efforts to alleviate the pressure on the national electricity grid,” said André de Ruyter, Eskom Group Chief Executive, speaking at the event. “This is a direct response to the urgent need to address South Africa’s long-running electricity crisis by adding more generation capacity, to the grid, and also to strengthen the grid by adding more storage and transforming capacity.”
Phase 2 of the project includes the installation of a further 144MW of storage capacity, equivalent to 616MWh at four Eskom Distribution sites and one Transmissio...2022-12-0901 min
RSG LandbouRSG Landbou 19 Julie 2022Dr. Johan van Deventer praat oor die verspreidingskanale van varsprodukte, en watter kanaal die kettingwinkel verkies. Ons vind uit waarom daar spesiale aandag aan die voeding van uitskotkoeie gegee moet word. Christopher Sparks en André van der Merwe gesels oor die Bastion Brangus-telersgroep se veiling op 29 Julie.2022-07-1927 minAndermans VerenUitzending 20 februari 2022Speellijst Zondag 20 februari 2022
Verkeersinformatie (A. v. Duin) André van Duin 0’40 Van de cd Het beste uit de Dik VoormekaarShow CNR 2002317Alle koeien (L. Cohen/A. v. Duin) André van Duin 3’45 Van de cd Dubbel Stage 71795303074Simpel mooi bestaan (Meijers) Marjolein Meijers 2’50 Van de cd Van Berini tot Solex Eigen beheerHet lijkt wel of ik droom (Kant) Jeroen Kant 2’10 Van de cd Water Eigen beheerLieverd (T. Hermans) Lissa Meyvis 4’12 Van de cd Lieverd Donge 170101Alles Sjoen (J. Michell/Eppie Dam) Inez Timmer 5’38 Van de cd Baas giele taksy Eigen beheer2022-02-2053 min
Business Built Freedom201|How to Build Positive Workplace Culture in Australia with Andre Van Der MerweThis week, we'll be talking about how to build positive workplace culture in Australia with Andre Van Der Merwe, a Managing Partner at Verity Consulting with over 20 years' leadership experience. To read the full transcript, visit the Dorks Delivered blog.2022-01-0436 min
RadioteaterROTS VAN VERSKRIKKING, saamgestel uit die werk van Eugène MaraisDie bekroonde regisseur Ilsé van Hemert se verhoogproduksie, Uit die bloute, het in die jare 90 landwyd opslae gemaak. Hierdie werk, saamgestel uit die skryfkuns van die digter en joernalis Eugène Marais het so diep in kunstefeesgangers se harte gekruip dat dit later herleef het met ’n heel nuwe rolverdeling. Luister nou na hierdie sonderlinge produksie met Anna-Mart van der Merwe, Gys de Villiers en André Odendaal. Hierdie radioverwerking bevat ook die musiek, toonsettings en verwerkings van Marimba! (Abraham en Lizanne Helberg). Twee kortverhale van Marais kry verbeeldingryk gestalte in hierdie musikale drama. “Die lied van die reën” vertel die storie...2021-05-0659 minRadioteaterROTS VAN VERSKRIKKING, saamgestel uit die werk van Eugène MaraisDie bekroonde regisseur Ilsé van Hemert se verhoogproduksie, Uit die bloute, het in die jare 90 landwyd opslae gemaak. Hierdie werk, saamgestel uit die skryfkuns van die digter en joernalis Eugène Marais het so diep in kunstefeesgangers se harte gekruip dat dit later herleef het met ’n heel nuwe rolverdeling. Luister nou na hierdie sonderlinge produksie met Anna-Mart van der Merwe, Gys de Villiers en André Odendaal. Hierdie radioverwerking bevat ook die musiek, toonsettings en verwerkings van Marimba! (Abraham en Lizanne Helberg). Twee kortverhale van Marais kry verbeeldingryk gestalte in hierdie musikale drama. “Die lied van die reën” vertel die storie...2021-05-0659 min
RSG DokumentêrMAESTRO deur Haidee Muller-IsaacsDie lewensverhaal van André van der Merwe, koorleier en dirigent van die Stellenberg Meisieskoor en die Stellenbosch Universiteitskoor. Laasgenoemde het verskeie kere koning gekraai het by die Wêreld Koorspele. Sedert 2012 is die koor nommer een op Interkultur se wêreldranglys van die top 1 000 amateurkore. Die Stellenberg Meisieskoor is ook onder die top 20 op hierdie ranglys. André praat openhartig oor sy grootworddae op Beaufort-Wes en hoe 'n fratsongeluk sy droom om konsertpianis te word, hom in 'n heel ander rigting gestuur het - alles ten goede.2021-03-1828 min
Lights Out#16 - EnglevaktDenne episoden ble litt mer seriøs enn andre. Vi prater om hvordan vi opplevde skrekk-kræsjen, heltene Dr. Ian Roberts og Alan van der Merwe som kom til unnsetning, og om Grosjaen noen gang blir å se i en racing bil igjen.F2 er tilbake og i år er det kamp helt til døra om tittelen!Hvor mye tjener de forskjellige førerne, og hvilke endringer skjer til 2021?Vi har mye på hjertet denne gangen så her er det bare å holde seg fast! Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy f...2020-11-301h 00
Blind SA podcastsBlind SA assist 24 August 2020in this episode you can listen to Heaven Van Der Merwe on Office365, Parishna Ramlakan on narrated movies, book readers and entertainment and then we go for supper with Feroza Fakie who gives some more cooking tips.2020-09-161h 25
Tunes LiveAndre SkywalkerAndre-skywalker van der Merwe is ‘n freelance bassist wat veral, maar nie alleenlik nie, die Blues-rock scene aan die brand speel. Hy werk en het al saam met mense gewerk soos Crimsonhouse, Ann Jangle, Aidan Martin, Basson Laubscher, Slow Jack en Bam Bam Brown. Hy gesels oor die freelance game en hoe ‘n mens jou […]2018-09-2600 min
RSG Nuus & AktualiteitMonitorRSG — Die gewilde sanger John Legend, het groot opgewondenheid veroorsaak toe hy die Stellenbosch Universiteitskoor op Twitter komplimenteer het met hulle weergawe van sy liedjie All of Me. Die koor se dirigent, Andre van der Merwe, het die treffer na aca-pella verwerk. 'n Video is op Youtube gelaai, en die legende self het hierop gereageer met een, kragtige woord: BEAUTIFUL...2018-03-1304 min
5 Mid MorningsPenis Transplant - Part 1After the success of the first transplant, SA has completed their second, we spoke to the surgeon performing the transplant Prof Andre van der Merwe about who qualifies for such surgery and the number of men coming forward with the same problem.2017-05-2405 min
5 Mid MorningsPenis Transplant - Part 2After the success of the first transplant, SA has completed their second, we spoke to the surgeon performing the transplant Prof Andre van der Merwe about the criteria for a donor penis, the cost of a transplant and advice for guys going to the mountain.2017-05-2406 min
PM Live on SAfmSA doctors perform second successful penis transplantSAfm — Stellenbosch University's faculty of medicine and health sciences has performed a second successful penile transplant at the Tygerberg Academic Hospital. The 40 year old recipient had been without a male organ for 17 years due to complications from a traditional circumcision. The organ will be tattooed at a later date to match the recipient's natural skin colour. Tsepiso Makwetla spoke to Professor André van der Merwe, the head of the division of urology at Stellenbosch University's faculty of medicine and health sciences2017-05-2207 min
Medical MiraclesWORLD FIRST PENILE TRANSPLANTUrology specialist Prof Andre van der der Merwe heads up the Tygerberg Hospital unit, and he was moved after seeing the desperate plight of young men filling the wards every year. He became convinced he could successfully carry out the world’s first penile transplant.See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.2016-02-2415 min
Health MattersHealth MattersBEST OF 2015PROF ANDRE VAN DER MERWE, Head of Stellenbosch University’s Division of Urology in the Faculty of Medicine and Health Sciences, talks about the world’s first penile transplant.www.sun.ac.za/transplantPROF SPINNIER BENADE, Head of the Functional Foods Research Unit in the Department of Biotechnology and Consumer Sciences at the Cape Peninsula University of Technology and PROF MARETHA OPPERMAN, a Researcher in the same unit, talk about Omega Caro-E, a new novel, patented food supplement and the only one to have received the CANSA Smart Choice Supplement endorsement.www...2015-12-2253 min
Gesondheid30 JulNierstene is nie 'n grap nie. Dis 'n pynlike storie. Wat veroorsaak die stene? Hoe kan dit behandel word, en wat kan jy doen om te keer dat jy 'n tweede steen kry? Mari Hudson gesels met prof. Andre van der Merwe van Stellebosch Universiteit oor nierstene en 'n nuwe sleutelgat-operasie om skenkerniere te verwyder en selfs ander nieroperasies te doen, pleks van 'n lang sny in die sy.2014-07-3023 min