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Andy Lockwood
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The College Admissions Edge
Can You Lie on Your College Application in 2025?
Lying on college applications, Common App essays, race/ethnicity, fake extracurriculars: and how the NYC mayor candidate got away with it. What does this mean for you in 2025? Today on College Coffee Talk, Andy Lockwood dives into the bizarre and very real story of a NYC mayoral candidate who allegedly lied on his college application: race, background, extracurriculars, all of it. ✔ What admissions officers actually check for ✔ Whether you can really lie and get away with it ✔ Why this isn’t just about ethics—it’s about strategy ✔ What the scandal re...
2025-07-12
34 min
The College Admissions Edge
Essay Mistakes That Kill Applications | How to Stand Out in 2025
College supplemental essays are one of the most overlooked and important parts of the college application. Learn how to write essays that stand out and avoid the mistakes that get students rejected. In this clip from College Coffee Talk, Andy Lockwood explains: ✔ What admissions officers actually want to read ✔ Why vague, generic essays backfire ✔ How to show real interest in a school ✔ The importance of specificity and authenticity ✔ Smart strategies to boost your essay impact ✔ Why these essays matter even more post–affirmative action 🎙 This is ju...
2025-06-30
20 min
The College Admissions Edge
The Grinch Who Saved Her College Dreams (With Hard Truths)
In this episode, Andy Lockwood recounts a recent client meeting that got real—fast. A high-achieving 10th grader wanted to apply to a Top 12 college. But when Andy reviewed her junior year course load, he gave her the advice no one else had the guts to say: You’re not competitive yet. ✔ Why skipping an AP could cost you an Ivy ✔ What “rigor” actually means to admissions officers ✔ The 60/40 formula elite schools use to evaluate applicants ✔ The extracurricular bar you really need to clear ✔ Why your GPA is just the beginn...
2025-06-13
13 min
The College Admissions Edge
FAFSA Changes 2025: Student Loan Limits & Financial Aid Cuts Explained
FAFSA changes, Department of Education cuts, student loan limits, financial aid mistakes—these updates could affect every college-bound family in 2025 and beyond. In this clip from College Coffee Talk, college advisors Pearl and Andy Lockwood explain how proposed congressional reforms might drastically limit student and parent borrowing. Plus, what you can do now to boost your chances of receiving merit or need-based aid. 🎓 You’ll learn: ✔ What the new $50,000 lifetime loan cap could mean for your family ✔ Why many middle- and high-income families still qualify for aid ✔ FAFSA vs. CSS...
2025-06-08
31 min
The College Admissions Edge
Financial Aid Myths for High-Income Families (Debunked!)
Think you make too much to qualify for college financial aid? Think again. In this episode, college advisor Andy Lockwood interviews CPA Rick Darvis to reveal powerful, little-known tax strategies that high-income business owners—especially lawyers, doctors, and entrepreneurs—can use to potentially unlock tens of thousands in financial aid. ✔ The #1 mistake high-income families make on the FAFSA ✔ Why most accountants miss these college tax strategies ✔ Legal ways to reposition assets and income ✔ How business owners can still qualify for need-based aid ✔ What to do now if you have kids heading t...
2025-06-05
1h 29
The College Admissions Edge
College Admissions Secrets: What Officers Really Look For in 2025
College admissions officers don’t just want perfect GPAs or test scores—they want authenticity, consistency, and leadership. Here’s what really matters in 2025 applications. In this episode, Pearl and Andy Lockwood unpack: ✔ The “60/40” formula behind Ivy League admissions ✔ How GPA inflation is hurting students ✔ What colleges look for beyond stats ✔ Why fake passion projects hurt more than help ✔ How parents unintentionally sabotage applications 📞 Need help with college admissions? Visit LockwoodCollegePrep.com #CollegeApplications #CollegeAdmissions #EducationPolicy #FAFSA #FinancialAid #CollegePlanning #StudentLoans #LoanForgiveness #Scholarships #HigherEducation #Parent...
2025-06-01
34 min
The College Admissions Edge
Major Changes to Federal Financial Aid: What Families Need to Know
FAFSA changes, federal aid reforms, financial aid bills in Congress—families need to understand what these radical proposals mean for college affordability and student loan eligibility. In this episode of College Coffee Talk, college advisors Pearl and Andy Lockwood explain what’s being proposed in Washington—and why it could completely shift how families plan and pay for college. 🎓 You’ll learn: ✔ What’s changing in the FAFSA formula and Pell Grant eligibility ✔ Why these policies may help some families—and hurt others ✔ What parents of Class of 2025+ need to prepare for
2025-05-16
35 min
The College Admissions Edge
Double Deposits in College Admissions: Smart Strategy or Huge Mistake
Double deposits, college decisions, admissions policies, financial aid penalties—families need to know what really happens when students commit to two colleges. Pearl and Andy Lockwood break down the legal, ethical, and financial dangers of double depositing—and why it could backfire for Class of 2025 students and families navigating college admissions. In this episode: ✔ What double depositing is and why families consider it ✔ Real consequences from colleges if they find out ✔ How it impacts financial aid, enrollment, and credibility ✔ Better decision strategies for uncertain students 📞 Need help with...
2025-05-09
30 min
The College Admissions Edge
How You Can Get Off College Waitlists in 2025
Waitlisted on college application? You’re not alone. We discussed how to get off the waitlist. In this exclusive clip from College Coffee Talk, college experts Pearl and Andy Lockwood break down the real numbers behind college waitlists—and what families should be doing now to improve their chances of getting in. Pearl and Andy Lockwood break down: • Who actually gets off college waitlists • What your odds really are in 2025 • How to play it smart while you wait 🎙 This is from College Coffee Talk every Monday at 10 AM EST on Facebook.
2025-04-28
28 min
The College Admissions Edge
Why They Got Into The Ivy League — And You Didn’t
In this exclusive clip from College Coffee Talk, college consultants Pearl and Andy Lockwood reveal the little-known patterns behind Ivy League acceptances—and the common traits of those who don’t make the cut. ✅ What elite schools are really looking for ✅ Why perfect grades and test scores aren’t enough ✅ The overlooked X-factors behind every YES 🎙 This is from College Coffee Talk, tune in every Monday at 10 AM EST on Facebook. 🔗 Get expert college admissions & financial aid consulting: LockwoodCollegePrep.com #Trump #CollegeAdmissions #EducationPolicy #FAFSA #FinancialAid #CollegePlanning #StudentLoans #LoanForgiveness #Scholarships #HigherEducation #Parenting #CollegeBound #ClassOf2025 #ACTPrep #SATPrep #Parenting #2025 #DebtRelief #IvyDay #IvyLeague #CollegeRejection...
2025-04-04
37 min
The College Admissions Edge
Is Trump Ending the Department Of Education?
Is Trump about to defund the Department of Education? In this video college consultants Pearl and Andy Lockwood react to Trump’s latest push to cut DOE funding—and what that means for: - PLUS loans - FAFSA processing - Student loan forgiveness - Families with college-bound kids 🎙 This is a recording from the show College Coffee Talk. Tune in every Monday at 10am for more college admissions information like this! 📞 Need help navigating financial aid? Visit LockwoodCollegePrep.com #Trump #CollegeAdmissions #EducationPolicy #FAFSA #FinancialAid #CollegePlanning #StudentLoans #LoanForgiveness #Scholarships #HigherEducation #Parenting #CollegeBound #ClassOf2025 #ACTPrep #SATPrep #Parenting #2025 #DebtRelief
2025-04-01
31 min
The College Admissions Edge
2025 Financial Aid at Risk? DOE Cuts Explained
Will financial aid survive the Department of Education’s layoffs? With massive job cuts underway, families—especially the Class of 2025—could expect potential FAFSA delays, reduced support, and major funding uncertainties. In this episode, Pearl & Andy Lockwood break down: ✔ Predictions about how DOE layoffs will impact FAFSA and aid packages ✔ How families can avoid getting blindsided ✔ What to expect for student loan forgiveness programs ✔ Smart steps Class of 2025 parents should take right now Join us for College Coffee...
2025-03-22
29 min
The College Admissions Edge
The Big Grovel: How to Appeal for More Financial Aid & Get the Best Offer
Did your college lowball your financial aid offer? Don't panic—fight back! In this episode, College consultants Pearl and Andy Lockwood discuss how to negotiate with colleges after they've "low balled" you. They discuss how to avoid common mistakes, and maximize your merit aid. 💡💰" 👉 Get expert help with financial aid appeals: GetMoreCollegeMoney.com 📖 Read the bestselling book: CollegeNegotiationBook.com #CollegePlanning, #CollegePrep, #CollegeAdmissions, #CollegeBound, #Scholarships, #CollegeApplications, #FinancialAid, #CollegeEssays, #ACTPrep, #SATPrep, #CollegeLife, #CollegeBound2025,#Parenting #Education #FinancialPlanning #Family #HigherEducation #Scholarships #CollegePlanning
2025-02-15
32 min
The College Admissions Edge
AP or Honors? The Key to Boosting Your Teen’s Elite and Ivy League College Chances
College consultant Andy Lockwood unlocks the truth about how much AP classes matter to admissions committees at America’s top colleges. #CourseSelection #AcademicExcellence" #Collegeadvisor #CollegeAdmissions, #CollegeBound, #Scholarships, #CollegeApplications, #FinancialAid, #CollegeEssays, #ACTPrep, #SATPrep, #CollegeLife, #CollegeBound2025,#Parenting #Education #College #StudentLoans #FinancialPlanning #Family #HigherEducation #Scholarships #CollegePlanning #StudentDebt #Collegeadvice #studentloans #LoanForgiveness #DebtRelief #ParentLoans
2025-02-03
06 min
The College Admissions Edge
The Truth About the New ACT
College advisor Andy Lockwood interviews his head tutor Marissa about the new digital ACT, and her recommendations about how to prep for it, when to take it (if ever) and what she anticipates the first round of scores will be like. See LockwoodTestPrep.com/online for more information about Lockwood Test Prep's tutoring and small group tutoring options.
2025-01-21
51 min
The College Admissions Edge
Navigating Financial Aid If You’ve Been Affected by the LA Wildfires
College advisors Pearl and Andy Lockwood describe what you should say to the financial aid office if you've been affected by the LA wildfires or any natural disaster. If you have been affected by the wildfires and want our help appealing your financial aid award or with your FAFSA, we will do it at no charge. Email vip@lockwoodcollegeprep.com
2025-01-15
16 min
The College Admissions Edge
What to do if you’re deferred
College advisor Andy Lockwood walks you through how to improve odds of admission to a college that deferred you. Originality an online workshop (see LockwoodCollegePrep.com/deferred) on December 5, 2024, topics included: What does “deferred” mean? Why do students get deferred? What happens if you were deferred by your ED college? What should you do if deferred (and you still want to go to that college?) The LOCI - Letter of Continued Interest Updates to that college Extra letters of recommendation (be careful) Does it matter if you don’...
2024-12-13
37 min
The College Admissions Edge
Does applying early decision hurt your financial aid?
In today’s episode, college advisors Pearl and Andy Lockwood discuss whether applying through Early Decision, Early Action, Restricted Early Action, or other early application types affects your chances of getting financial aid and scholarships. Learn how each application method could impact your financial aid package, what to expect from the college financial aid process, and the pros and cons of applying early. If you're wondering whether applying Early Decision could limit your access to financial aid or reduce your eligibility for merit-based scholarships, this episode will provide the guidance you need to make the best decision for your co...
2024-10-18
34 min
The College Admissions Edge
Top 10 College Essay Mistakes
FREE Guide at 👉https://www.LockwoodCollegePrep.com/how2hide - #commonapp #collegeessays 🕒 In This Video (originally a webinar at LockwoodCollegePrep.com) college consultant Andy Lockwood walks through the worst mistakes college essay writers make, and how to avoid them, so that you can dramatically increase odds of being accepted to your Dream College. Topics covered: The weird way to overcome writer's block Why your English teacher may not be the best one to edit your essay Is it OK to discuss religion (esp. being Jewish) or politics these days? The "Invisible Question" on the Common Application and Ho...
2024-07-29
1h 19
The College Admissions Edge
Bombshell Changes to the ACT
Originally a webinar aired July 17, 2024... College consultant Andy Lockwood of Lockwood College Prep grills head tutor Marissa U on the latest suprise-not-surprise announcement about the ACT. See LockwoodCollegePrep.com and LockwoodTestPrep.com for webinars and more information about our college advisory and SAT and ACT prep offerings.
2024-07-21
36 min
The College Admissions Edge
A Few Financial Aid and Essay Faux Pas
Originally broadcast on College Coffee Talk, 7-15-24 (Mondays 10am EST, Facebook.com/lockwoodcollegeprep): College consultants Pearl and Andy Lockwood discuss a handful of mistakes to avoid in the financial aid and college essay writing process. More information about the Lockwoods' college advising, financial aid and scholarship consulting and SAT and ACT prep offerings is available at their website, LockwoodCollegePrep.com, or by calling 516-882-5464 or emailing vip@lockwoodcollegeprep.com. Join Pearl and Andy Lockwood every Monday, 10am EST on their program, College Coffee Talk - Facebook.com/lockwoodcollegeprep.com
2024-07-16
32 min
The College Admissions Edge
Deep Thoughts Re: Summer Applications and Essays
Originally broadcast on College Coffee Talk (Mondays, 10am EST, Facebook.com/lockwoodcollegeprep) College advisors Pearl andy Andy Lockwood yak about the applications and essays, including mistakes to avoid, when to get what done, the truth about applying to college today, more. See the Lockwood's website, LockwoodCollegePrep.com for more information about their college advising, financial aid consulting, essay consulting, SAT and ACT prep and other related ways we advise families with college-bound children.
2024-07-12
32 min
The College Admissions Edge
How to Ruin a Financial Aid Appeal
From College Coffee Talk (Mondays 10am EST, Facebook.com/LockwoodCollegePrep): College advisors Pearl and Andy Lockwood discuss: *How to ruin a financial aid appeal * "Secret" skills not taught in college (that should be taught) See LockwoodCollegePrep.com for more info, and subscribe/follow us on Facebook, Youtube or this podcast channel to be updated when we come out with more advice for college-bound families :)
2024-06-18
25 min
The College Admissions Edge
College Essay Mistakes, Magical Thinking
Originally aired on College Coffee Talk (Mondays 10am EST Facebook.com/lockwoodcollegeprep), college advisors Pearl and Andy Lockwood discuss common application essay mistakes, and the problem with magical thinking. Plus, Pearl introduces a new segment, Don't Do That! (This one had Andy speechless. Seriously.) Info about our essays and applications bootcamp can be found at www.LockwoodCollegePrep.com/bootcamp
2024-06-11
28 min
The College Admissions Edge
More FAFSA Glitches, Child Behavior We'd Like to Change
Originally broadcast on College Coffee Talk, June 3 (Facebook.com/lockwoodcollegeprep): Pearl and Andy Lockwood discuss even more annoying and frustrating FAFSA problems. Plus, child behavior we'd like to change.
2024-06-04
30 min
The College Admissions Edge
New: Financial Aid "Secrets" for Families Who Think They Can't Qualify
Originally a live webinar on 3/20/24, college consultants Pearl and Andy Lockwood revealed how to comfortably afford college -- without cutting back on your lifestyle or racking up tens of thousands in high rate, high fee college debt (on your kid or you) -- by taking advantage of legal and ethical "loopholes" buried in the financial aid regulations. Topics included: How six figure and seven-figure earning families can qualify for tuition discounts of 56.2% even If their child did not crush the SAT, bribe a proctor or cure a pandemic over the summer The strange reason an expensive...
2024-03-24
1h 24
The College Admissions Edge
Live Workshop at the Manhasset (NY) Library
Recording of Andy Lockwood's presentation to an intimate group of parents (including one with a First and Third Grader) in March 2024. Lockwood fielded a variety of questions, including: *How many times should you take the PSAT? * What are "good" extracurricular activities? *How long will this presentation last (asked by a 5th grade daughter dragged to the presentation by her mom. Real cute, kid.) *When should you start working with a college advisor? (Lockwood liked this question, but his answer might surprise you.) *More For more resources, visit https://www...
2024-03-16
1h 22
The College Admissions Edge
Post Mortem: The First Digital SAT
College Coffee Talk 3-11-24 (broadcast live on Facebook.com/lockwoodcollegeprep): Feedback on the first digital SAT in the US What do do if your FAFSA info doesn't tell the whole truth Bombshell reasons for the FAFSA problems (and what to do about them) More, from the live Q&A Join Pearl and Andy Lockwood live, Mondays 10am EST on their Facebook page: Facebook.com/lockwoodcollegeprep. More info at LockwoodCollegePrep.com
2024-03-12
32 min
The College Admissions Edge
The Truth About Merit Scholarships
From the Virtual Mailbag: "How do we get merit aid?" College advisor and author Andy Lockwood reveals the ins and outs of how to get your mitts on merit aid. More info at LockwoodCollegePrep.com/faw
2024-03-03
08 min
The College Admissions Edge
Bombshell Mistake Made By Parents
In this episode of College Coffee Talk (Mondays, 10am EST, Facebook.com/lockwoodcollegeprep) college advisors Pearl and Andy Lockwood discuss the biggest mistake parents make, the latest on the FAFSA mess and delays, more!
2024-02-19
31 min
The College Admissions Edge
Test Optional Announcement, FAFSA Delays - The Week That Was
College Coffee Talk is back! College advisors Pearl and Andy Lockwood pull out this weekly college news show from the vault and dust it off to cover the latest developments on test-optional trends, FAFSA delays, more. Live every Monday 10am EST on https://www.Facebook.com/lockwoodcollegeprep
2024-02-07
29 min
The College Admissions Edge
College Predictions 2024
Breaking: January 24, 2024: Costume-clad and highly credible college advisors Pearl and Andy Lockwood issue their bold predictions for Class of 2025, 2026 and younger college-bound families, including: is test-optional here to stay? Will acceptance rates continue to drop? What effect will the Supreme Court's decision on affirmative action have on campus diversity? More
2024-01-25
49 min
The College Admissions Edge
What To Do If Deferred
What does it mean and what should you do if you're deferred by your Early Decision college? WEBVTT 00:00.811 --> 00:09.594 Hello, Andy Lockwood from Lockwood College Prep, and today I wanted to talk about what do you do if you are deferred by your early decision school. 00:09.814 --> 00:21.718 I am recording this on December 15th, and that means a lot of people have heard back by now from their early decision school, some with great news, some with other news, a few rejections. 00:22.540 --> 00:23.501 So what do you do if you're deferred? 00:24.081 --> 00:29.946 So first of all, understand that being...
2023-12-15
04 min
The College Admissions Edge
50+ financial aid questions...answered!
We polled 250+ families on what their one "burning" questions was about financial aid...then we answered them on a (5 Star) webinar, held October 25, 2023! -Pearl and Andy Lockwood of Lockwood College Prep.
2023-11-01
1h 33
The College Admissions Edge
Being "Less Asian" and Other Things I Said Publicly
On October 17 2023, college advisor Andy Lockwood was invited to speak about college admissions and financial aid at the Manhasset (NY) Public Library. He hopes that he'll be invited back. Topics included: How much of the college application is based on grades? How much does "rigor" (AP and IB classes) count? Test-optional policies: applying vs getting accepted Diversity and the Supreme Court decision on affirmative action: what will colleges do? Is it pushy or braggy to send a resume as part of your college applications? Should Asian-American students be "less Asian?" FAFSA - changes to the financial ai...
2023-10-24
1h 31
The College Admissions Edge
The Big Lie About Early Decision
College advisor Andy Lockwood reveals the closely-guarded fake secret about applying Early Decision that your guidance counselor is afraid to tell. Plus thoughts on how your financial is affected, the effectiveness of Early Action, more. See LockwoodCollegePrep.com for more info
2023-10-17
09 min
The College Admissions Edge
EXPOSED - The Inconvenient Truth About the New Financial Aid Rules Changes
The FAFSApocalypse is here! The new changes to the FAFSA and the financial aid rules are anti-middle class, lousy for business owners, terrible for divorced families and inexplicably PUNITIVE for families with more than one child in college at the same time (the so-called "Sibling Discount"). This episode was originally an impromptu webinar by college advisor Andy Lockwood, where he outlined the changes and offered tips and strategies on how to get the financial aid and scholarships you need to afford college. See LockwoodCollegePrep.com for more information about help with financial aid, college advising (applications and ess...
2023-09-14
1h 02
The College Admissions Edge
The Truth about Scholarships
College advisor Andy Lockwood interviews scholarship search expert Jean O'Toole of Connections101.com on the facts, myths and urban legends surrounding scholarships. Topics included: What's the deal with those weirdo, gimmicky, obscure or just plain wack-a-doo special scholarships that everyone talks about? Which scholarship search websites are actually worth spending time on? How to sniff out a scholarship scam and avoid getting ripped off The best time to start your search for scholarships (this will surprise you) The oddball reason corporations need you to take their scholarship money
2023-08-14
1h 01
The College Admissions Edge
Writing an “original” college essay
In the trenches advice about the Common Application Essay. College advisor Andy Lockwood ruminates on the common question of how to make your college essay "original"...
2023-07-25
06 min
The College Admissions Edge
Late Stage College Planning for Class of 2024 Families
College advisor Andy Lockwood shares tips and strategies on how to write college essays that "sell", how to position yourself for scholarships and financial aid, financial aid rules changes, to submit or not to submit SAT or ACT scores, unique developments for business owners, divorced families, more. See LockwoodCollegePrep.com and LockwoodCollegePrep.com/bootcamp for more information.
2023-05-26
1h 34
The College Admissions Edge
Decision Day
May 1 is the official housing deposit deadline for college-bound seniors, marking the end of a long, drawn out road to college. Or is it? In this episode, college advisor Andy Lockwood discusses the truth about this deadline, whether you can still negotiate with colleges after you put down a housing deposit, more. See LockwoodCollegePrep.com for information about Lockwood College Prep's college advisory and financial aid consulting programs, more.
2023-05-05
11 min
The College Admissions Edge
Should You Submit Your SAT or ACT scores
College advisor Andy Lockwood grills SAT and ACT tutor Marissa U on the latest updates in the ever-changing world of standardized testing (SAT and ACT) including: *Test-optional policies and what they mean for your child's college applications *Who do test-optional policies help? Hurt? * Do you need to submit SAT or ACT scores to get merit aid? * How different will the new electronic SAT be from the old one? * How many times should you take the SAT or ACT? * When should you start prepping for it? *More For information about Lockwood Test Prep's classes and tutoring, visit www.LockwoodTestPrep.com
2023-04-28
49 min
The College Admissions Edge
How to Negotiate Financial Aid
Do's and don'ts for a successful financial aid appeal and merit aid negotiation For more details on how to appeal your award, see How to Negotiate Your Crappy Financial Aid and Merit Aid Offer by Andy Lockwood on Amazon, and / or Andy's "done with you" appeals service at www.LockwoodCollegePrep.com/appeals
2023-04-21
13 min
The College Admissions Edge
What's a Good SAT Score?
College advisor Andy Lockwood answers the frequently asked question, What's a good SAT (or ACT) score? For more information about Lockwood College Prep's premium college advisory programs, go to LockwoodCollegePrep.com and/or email vip@lockwoodcollegeprep.com
2023-04-07
09 min
The College Admissions Edge
What High School Classes Look Good for College Admissions?
College advisor Andy Lockwood gives his thoughts on what classes kids should take to give themselves the best shot at getting into the colleges they're dreaming of. What 11th graders, 10th graders and younger should do re: extracurricular activities, prepping for the SAT or ACT, college fairs, more! Resource mentioned for appealing financial aid: https://www.lockwoodcollegeprep.com/appeals
2023-02-24
07 min
The College Admissions Edge
How to Appeal or Negotiate Financial Aid
How to Appeal or Negotiate Financial Aid Look over the shoulder of college advisor Andy Lockwood as he gives his monthly State of the Union workshop for his clients, so that they never have to wonder, "What should I be doing now?" This month's topics include: How to appeal or negotiate a financial aid and merit aid award What a Letter of Continued Interest should tell an admissions officer if you were deferred What 11th graders, 10th graders and younger should do re: extracurricular activities, prepping for the SAT or ACT, college fairs, more!
2023-02-17
21 min
The College Admissions Edge
College Financial Federal Student Aid FAQ Live Session (2022)
In this Episode: College Financial Federal Student Aid. The day before the FAFSA's release, college advisors Pearl and Andy Lockwood field an hour's worth of questions about the FAFSA, CSS Profile, financial aid, merit aid, and more in this live, unscripted video. ABOUT LOCKWOOD COLLEGE PLANNING ================================== Award-winning college consultants Andy and Pearl Lockwood are leading experts at getting students into their dream school, college or university, at discount tuition prices. That includes financial aid, college applications & admissions, scholarships, merit scholarships, merit aid, FAFSA, Ivy League, the business of college, an...
2022-12-26
1h 16
The College Admissions Edge
Child Savings Account Penalized on FAFSA?
In this episode: How our child savings accounts penalized on the FAFSA for Covid Widows and Survivors? College advisor Andy Lockwood recently gave a seminar for widows and survivors of spouses who passed away from Covid. This video summarizes some of the questions he received on how to treat life insurance proceeds sent to the child, how FAFSA treats them and strategies to legally "shelter" those proceeds from the FAFSA and CSS Profile ABOUT LOCKWOOD COLLEGE PLANNING ================================== Award-winning college consultants Andy and Pearl Lockwood are leading experts at getting students into th...
2022-12-19
06 min
The College Admissions Edge
The Inconvenient, Surprising Truth About the 529
FREE Guide at 👉https://www.LockwoodCollegePrep.com/h... -main keywords here 🕒 In This Video: College advisor Andy Lockwood answers the question, "Is the 529 college savings account good or bad for financial aid?" 💻 USEFUL RESOURCES: ▸ https://www.LockwoodCollegePrep.com/▸ https://www.LockwoodCollegePrep.com/blog▸ https://www.youtube.com/c/AndyLockwood/ 📌 Want even more college admission tips? Subscribe to This Channel:https://www.youtube.com/c/AndyLockwoo... 📖 Get the best-selling book on financial aid for college planning:https://amzn.to/3xSGc7V ABOUT LOCKWOOD...
2022-11-28
07 min
The College Admissions Edge
What to Do When the Financial Aid Office Gets it WRONG!
Originally an episode of College Coffee Talk (Mondays 9am EST, facebook.com/lockwoodcollegeprep), college consultants Pearl and Andy Lockwood discuss: -What's happening with financial aid for Class of 2022 seniors -When a financial aid office gets things wrong -How to appeal/negotiate a financial aid and merit award -Horrible screw up by a guidance counselor -Strong advice for rising seniors (Class of 2023) 💻 USEFUL RESOURCES: ▸ https://www.LockwoodCollegePrep.com/▸ https://www.LockwoodCollegePrep.com/blog▸ https://www.youtube.com/c/AndyLockwood/ 📌 Want even more college admi...
2022-11-21
33 min
The College Admissions Edge
College Admissions Results
In this Episode: College advisor Andy Lockwood shares his thoughts on admissions results for the class of 2022 and what they mean for the class of 2023 and beyond! More info at LockwoodCollegePrep.com
2022-10-31
20 min
The College Admissions Edge
Here’s What You Should Be Doing In October
Eavesdrop on college advisor Andy Lockwood advise his private clients in a monthly, private webinar about what class of 2023, 2024 and younger kids need to know about: *Looming Early Decision and Early Action deadlines *The status of loan forgiveness applications * "Good" extracurricular activities vs "bad" ones SAT and ACT prep More! For more information visit Lockwoodcollegeprep.com
2022-10-24
16 min
The College Admissions Edge
The Inconvenient Truth About Scholarships
College advisor Andy Lockwood interviews scholarship search expert Jean O'Toole on little known strategies -- and pitfalls -- relating to the search for scholarships for college. Topics include: The rarely-discussed truth about those 5,000 scholarship websites, contests and sweepstakes: are they scams or legit? The surprising place to uncover "hidden" scholarships from companies and other organizations The counterintuitive -- but logical -- reason why companies and organizations offer scholarships A "ninja" way to tilt the odds in your favor of winning a scholarship BEFORE you apply The biggest mistake...
2022-10-17
1h 01
The College Admissions Edge
What happens when you can't qualify for student loans or parent loans?
College advisors Pearl and Andy Lockwood chat about the Parent (PLUS) loan, how to qualify, what happens if you're unable to be approved, more. See LockwoodCollegePrep.com for more information.
2022-06-14
34 min
The College Admissions Edge
Here’s what you should be doing now!
Each month we tell clients "Here's What You Should Be Doing Now," so that they never have to wonder about deadlines for applications, financial aid, when to visit colleges, more. I hope you take the advice to heart! -Andy Lockwood Links mentioned in this episode: facebook.com.lockwoodcollegeprep lockwoodcollegeprep.com/bootcamp www.LockwoodCollegePrep.com
2022-05-10
30 min
The College Admissions Edge
RIP Safety Schools?
College consultant Andy Lockwood shares admissions results from the Class of 2022 and what they mean for the Class of 2023 Links mentioned in this episode: facebook.com.lockwoodcollegeprep lockwoodcollegeprep.com/bootcamp lockwoodcollegeprep.com
2022-04-13
21 min
The College Admissions Edge
When a College Advisor visits her own kid in college
College advisors Pearl and Andy Lockwood talk about Pearl's visit to Ann Arbor to see their kid. Andy gets all snarky and sarcastic about some of the people who go to UMICH. For more information visit lockwoodcollegeprep.com
2022-04-11
41 min
The College Admissions Edge
Admissions Results
College consultants Pearl and Andy Lockwood discuss this year's results for the Class of 2022 so far, and what they mean for families with Class of 2023 or younger kiddos headed to college! For more information on the summer bootcamp program mentioned in this episode, visit LockwoodCollegePrep.com/bootcamp
2022-04-07
29 min
The College Admissions Edge
Andy’s Sweet 16 Predictions (by financial aid)
College advisors Pearl and Andy Lockwood take a look at the financial aid generosity of the colleges in the NCAA men's basketball tournament, issue a bold prediction about who will ultimately win this year and show you how to research the same for the colleges on your list! More information at LockwoodCollegePrep.com
2022-03-25
27 min
The College Admissions Edge
SAT changes, upcoming ACT and new “cram” courses
Today college advisors Pearl and Andy Lockwood brought in Lockwood Test Prep head tutor, Marissa Uneberg to chat about the pending SAT changes, the upcoming ACT and our new last minute "cram" courses. Also discussed: when is the "right" time to negotiate financial aid and merit aid awards, current. changes to the College Board logins -- boring but important -- and answers to some live questions about the proper use of the 529 and more! For more information see LockwoodTestPrep.com and LockwoodCollegePrep.com.
2022-03-17
29 min
The College Admissions Edge
College Board changes, Student Loan interest suspension, more
College advisors Pearl and Andy Lockwood chat about: *The annoying changes from the College Board and how it affects you and your CSS Profile *Student Loan interest suspension, how long it will last and will loans be forgiven? *College visit tips and recent observations of freaky tour goers by Andy and his daughter Sammy *More, including some live Q&A See LockwoodCollegePrep.com for more information
2022-03-07
40 min
The College Admissions Edge
Don’t Let Colleges Rob You Blind
Description College consultant Andy Lockwood gives a brief tour of how financial aid works, including: *Need-based aid * Merit aid * "Tax Scholarships" for high income business owners The discussion included common mistakes to avoid on the FAFSA and CSS Profile, what are the differences between the FAFSA and CSS Profile, pending financial aid changes for divorced families deadlines to file, what happens if you make a mistake on your FAFSA or another financial aid application, what if you don't qualify for financial aid, how to negotiate or appeal for more financial aid, more. For more information, see How to Negotiate...
2022-03-03
32 min
The College Admissions Edge
When the financial aid office gets it WRONG
Originally an episode of College Coffee Talk (Mondays 9am EST, facebook.com/lockwoodcollegeprep), college consultants Pearl and Andy Lockwood discuss: -What's happening with financial aid for Class of 2022 seniors -When a financial aid office gets things wrong -How to appeal/negotiate a financial aid and merit award -Horrible screw up by a guidance counselor -Strong advice for rising seniors (Class of 2023) For more information, see LockwoodCollegePrep.com
2022-02-24
35 min
The College Admissions Edge
The NEW SAT Changes and What They Mean For You
In this episode, college consultant Andy Lockwood of Lockwood College Prep interviews his head tutor, Marissa Uneberg about the College Board's announcement that they are changing the SAT! We covered: >When the changes take place >What the changes actually are >How will the changes affect your kiddo(s) >Some stuff we can't yet figure out! Enjoy! For more information, visit LockwoodCollegePrep.com and LockwoodTestPrep.com
2022-02-11
39 min
The College Admissions Edge
What happens if you don’t get into your “top choice”
Early Decision results are about to come out, but what happens if you don't get in? College advisory Andy Lockwood offers his take. See LockwoodCollegePrep.com for more info.
2021-12-03
13 min
The College Admissions Edge
Eavesdrop on Advice to Clients
Each month we tell clients "Here's What You Should Be Doing Now," so that they never have to wonder about deadlines for applications, financial aid, when to visit colleges, more. In this session, I ranted (briefy) about fake November 1 emergencies and other client behavior, under the guise of advice to 11th grade and younger families, which I called "Here's What You Should NOT Do in a Year From Now" I hope you take the advice to heart! -Andy Lockwood
2021-11-08
23 min
The College Admissions Edge
Financial Aid FAQ: Live and unscripted, (9/30/21)
This episode was originally a live, unscripted off-the-cuff open mic session where college advisors Pearl and Andy Lockwood fielded questions from webinar attendees on the fly. Topics included: the FAFSA and CSS Profile, deadlies, the 529, how much income is too much to quality for aid, how to legally "shelter" assets from the financial aid formulas, how to appeal or negotiate a financial aid award, more! For more information about Lockwood College Prep's financial aid and college advising services, see http://www.lockwoodcollegeprep.com/ (www.LockwoodCollegePrep.com).
2021-10-01
1h 18
The College Admissions Edge
SAT vs ACT Live Q&A
In this episode, college consultant Andy Lockwood grills Marissa Uneberg, Esq., head of tutoring at Lockwood Test Prep with several high stakes, gotta-know-em questions, including: What do you do if you have a kid with great grades, but is a poor test taker? Is "Test Optional" really test optional? If you get the same scores on a practice SAT and a practice ACT, which one should you focus on? More! For more information about our tutoring and small group classes (in person and online), visit LockwoodTestPrep.com. For information about college advising and financial aid consulting, visit LockwoodCollegePrep.com
2021-07-29
29 min
The College Admissions Edge
How to Bust College Essay Writers Block
College consultant Andy Lockwood shares some widespread obstacles facing college essay writers, and an "old school" way to bust through writer's block (that he uses personally). More info at CollegeBootcamps.com and LockwoodCollegePrep.com
2021-07-23
07 min
The College Admissions Edge
Lacrosse Recruiting in the Age of Coronavirus
College advisor Andy Lockwood grills Lacrosse coach and former 3 sport Ivy League athlete Dave Kotowski on topics such as: Who really gets athletic scholarships (WARNING: the answer may shock you) The truth about what coaches are looking for in their recruits (hint: it's not only athletic skill) The biggest mistake student-athletes (and parents) make in the recruiting process More! If you're the parent of an aspiring college athlete and can handle the TRUTH about who gets to play in college, and how to make it happen, this episode is for you! For more information about Dave Kotowski, Team Elevate and to do...
2021-05-08
1h 14
The College Admissions Edge
How to MOTIVATE your Teen
College consultant Andy Lockwood interviews his buddy Rahz "The Motivator" Slaughter, co-author with his wife Michele Slaughter of the book, Student Success Secrets. Topics included how to motivate your teen (if that's possible), dealing with anxiety and depression, what's it like to write a book with your wife/husband, more! For more about Rahz, the book, his motivational speaking and other information, see https://www.rahzslaughter.com/ (https://www.rahzslaughter.com/) For more information about Lockwood College Prep, see LockwoodCollegePrep.com
2021-04-21
1h 09
The College Admissions Edge
The College Scandal and John Tesh
In this episode, Andy appears on “Intelligence For Your Life,” a podcast on John Tesh's network to discuss the new documentary about the college scandal on Netflix, and how to negotiate more cash from your colleges. The host was Gib Gerard, Tesh's stepson, and he was terrific - great questions, wiseass sense of humor (shocking that I'd like that), valuable information for any parent sending kids to college in the near future! Here's how to connect with Tesh and Girard: John Tesh: Facebook.com/JohnTesh Instagram: @johntesh_ifyl Gib Gerard: Facebook.com/GibGerard Instagram: @GibGerard or on twitter: @gibgerard For more info...
2021-04-16
1h 10
The College Admissions Edge
College “Burning” Questions
College advisor, author and Netflix star (for 43 seconds) Andy Lockwood answers a TON of questions about paying for college, getting into college and more, live and unscripted, without a safety net! Questions included: How to ask for more aid? How do you build a college list from nothing? How to estimate the real cost of a school How will test-optional policies impact Class of 2022 students? What can an applicant do differently this Fall to increase the likelihood of getting into safety schools? Does an expensive college give you an advantage over a public college or is that just BS? Is...
2021-04-10
2h 12
The College Admissions Edge
SAT and ACT “Open Mic”
This episode was originally a live, unscripted and off-the-cuff question and answer session, where college consultant Andy Lockwood harassed Lockwood Test Prep head tutor, Marissa Uneberg, Esq. with 25+ questions posed by attendees, including: Does it really matter if my daughter doesn't send test scores? How can you get an 800 in reading? When is the best time to start prepping? How many times should my child take the test? Should he/she take BOTH the SAT and ACT? Should we even bother preparing for the SAT or ACT How is the SAT different than the ACT Is there a penalty for...
2021-03-30
1h 21
The College Admissions Edge
What to do if you’re Verified
On this episode of the College Planning Edge, college advisors Pearl and Andy Lockwood discuss: Student lender hijinks that got their hands caught in the cookie jar... Social media profiles for kids...and parents: Do admissions officers think they're fair game and how may actually review them...and What to do if your financial aid applications are selected for verification? See LockwoodCollegePrep.com for more information about our services, reviews, etc.
2021-02-10
26 min
The College Admissions Edge
Pencils Down! SAT Changes
College advisor Andy Lockwood and head of tutoring at Lockwood Test Prep, Marissa Uneberg try to make sense of the latest big, BIG changes from the College Board re; subject tests and the writing section. For more information, see LockwoodTestPrep.com
2021-01-22
20 min
The College Admissions Edge
Making Sense of 2020's Early Decision/Early Action Results
In this episode, college advisors Pearl and Andy Lockwood try to make sense of Early Decision and Early Action results, plus changes in financial aid, more. To catch their live weekly show, College Talk Tuesday (10am EST) go to Facebook.com/lockwoodcollegeprep
2021-01-11
31 min
The College Admissions Edge
College Planning Edge - Missing the “Secret” Big Picture
College Talk Tuesday: College advisor Andy Lockwood shares how students and parents miss the "secret" BIG PICTURE in the college process. See http://www.lockwoodcollegeprep.com/ (www.LockwoodCollegePrep.com) for more info on how to multiply odds of admission to top colleges and pay "wholesale" prices.
2020-12-22
22 min
The College Admissions Edge
College Planning Edge - How to deal with "missing" financial aid info
College advisors Pearl and Andy Lockwood chat about what happens AFTER you file your FAFSA and other financial aid forms, especially when you're notified that you have "missing" information. Originally aired 11/24/20 on College Talk Tuesday (http://facebook.com/lockwoodcollegeprep (facebook.com/lockwoodcollegeprep)) More information at LockwoodCollegePrep.com
2020-11-28
22 min
The College Admissions Edge
College Planning Edge - Post Mortem!
College advisors Pearl and Andy Lockwood do a post-mortem on what went wrong this year with financial aid filings, November deadlines, more! More info at LockwoodCollegePrep.com
2020-11-18
35 min
The College Admissions Edge
College Talk Tuesday – Should You Apply for Financial Aid?
College advisors Pearl and Andy Lockwood chat about whether you should indicate you want to be considered for need-based aid on the Common App, whether or not you should even bother filing if you don't think you'll qualify, more. Originally aired 10/13/20 on College Coffee Talk (http://facebook.com/lockwoodcollegeprep (facebook.com/lockwoodcollegeprep))
2020-10-18
25 min
The College Admissions Edge
NCAA Sports Update
Originally an episode of College Talk Tuesday on July 21, college advisor Andy Lockwood interviews NCAA.com basketball writer and Big 10 Basketball Analyst Andy Katz about what is going on with DI, DIII and other sports, what's happening with recruiting, more. See LockwoodCollegePrep.com for more information about how you can pay for college without sacrificing your lifestyle or plundering your retirement savings.
2020-07-27
59 min
The College Admissions Edge
College Coffee and Covid Talk – The Fix For The Online Learning Mess
College Coffee and Covid Talk: College advisors Pearl and Andy Lockwood will be joined by Dr. Maggie Wray, Academic Life Coach and ADHD coach, with a Ph.D. in Neurobiology and Behavior from Cornell and a Bachelor’s in Astrophysics from Princeton.
2020-06-26
56 min
The College Admissions Edge
FAQ Us Friday #5: What to do about the SAT and ACT
FAQ US Friday #5: Each Friday one of us (Pearl or Andy, Lockwood College Prep) answers a pre-submitted college admissions, financial aid, scholarships or test prep question. This is the best way to get advice from us without paying for it :) Submit your "burning" question here for a chance to get it on the air! https://l.facebook.com/l.php?u=http%3A%2F%2Fwww.lockwoodcollegeprep.com%2Ffaq-us%2F%3Ffbclid%3DIwAR0LRuT3cAzHXOcUc_kqSbcUuGz4q6EwtTcnPjTG7iJHAcm4G5l880Bnexk&h=AT1vhRxIRyyZgT0RbA7-Z73VbKUfPCgI5OWiF1UcZ8je0hPVUItP1WIp5xyKKQztUgp5fGsWVvOHIKaKtkDA2RxlgrIvq5poil6qXZ2tJUlvJhJJPeBz4ertUULCy-EuNma2XleonmLtbg (http://w...
2020-06-05
11 min
The College Admissions Edge
FAQ Us Friday #4: What the H-LL Is Going On
FAQ Us Friday #4: Every Friday Pearl and Andy Lockwood of Lockwood College Prep answer a pre-submitted question about college admissions, financial aid, test prep or related. Currently, free! For a chance to get your question answered, go to: https://l.facebook.com/l.php?u=http%3A%2F%2Fwww.lockwoodcollegeprep.com%2Ffaq-us%2F%3Ffbclid%3DIwAR2tU58wOfdeVZC_U2pcCS-Igxg-jniY669KxVNH2i9ML4YNWVU5fye-enU&h=AT2DwVCdnnjLZZM5z6Ew0HViJnOEX_C8NavnGHcoobE3RqXAewaZxzs2pH7XmSJS77bVwH_gAU2ffNOFPsZ2WgYSrvIdXnTUtrAH0se_wkKDUSuFBu2AkmnPo0_syprH6yHjlrDT3CcCxw (http://www.lockwoodcollegeprep.com/faq…/)
2020-06-05
10 min
The College Admissions Edge
College Coffee and Coronavirus Talk
College advisors Pearl and Andy Lockwood chat about the impact of Coronavirus on financial aid, admissions, SAT and ACT prep, more
2020-03-23
51 min
The College Admissions Edge
Special Corona-cast edition
College Advisors Pearl and Andy Lockwood rag on the kids featured in a New York Times article about the impact of Coronavirus on campus. Well, that's kind of harsh and a slight exaggeration. Pearl and Andy talk about THEIR lessons, and what they hope our kids learn from these strange times.
2020-03-17
12 min
The College Admissions Edge
The College Ostrich
College advisors Pearl and Andy Lockwood chat about college rejections, how easily avoidable they are, how to keep your head out of the sand when creating a college list and other unforced errors. See http://www.lockwoodinnercircle.com/ (www.LockwoodInnerCircle.com) for more information on the tool mentioned in this episode. Use the coupon code "PODCAST" for a delightful little discount :)
2020-01-27
37 min
The College Admissions Edge
Madam Pearl and Soothsayin' Andy Lockwood's College Predictions 2020
Which colleges will be "hot?" Which "not?" Which colleges will roll out the red carpet and lavish copious amounts of merit and need-based aid? College consultants (unindicted) Pearl and Andy Lockwood of Lockwood College Prep peer into the future and reveal what 2020 will bring for families with college-bound teens.
2020-01-16
1h 02
The College Admissions Edge
Negotiate Financial Aid & Merit Aid Offers
In this episode, college advisor Andy Lockwood chats about how to negotiate financial aid and merit aid offers from colleges. Also covered: when to take the SAT or ACT, college visit tips, more for juniors and sophomores. Here is registration info for the SAT and ACT https://collegereadiness.collegeboard.org/sat/register/dates-deadlines (https://collegereadiness.collegeboard.org/sat/register/dates-deadlines) http://www.act.org/content/act/en/products-and-services/the-act/registration.html (http://www.act.org/content/act/en/products-and-services/the-act/registration.html) More information about Lockwood College Prep, their financial aid consulting, college advisory services and tutoring can be found at...
2020-01-07
13 min
The College Admissions Edge
College Horror Stories
College advisor Andy Lockwood discusses two things that go bump in the night and cause you to suffer a horrible, ghastly fate: horrible advice from guidance counselors and the reps at the high school “College Financial Aid Night” – and an English teacher helping a student with her essay. More information about Lockwood College Prep and their monthly client newsletter is located at http://www.lockwoodcollegeprep.com/ (www.LockwoodCollegePrep.com), and https://www.collegeguruacademy.com/inner-circle (https://www.collegeguruacademy.com/inner-circle)
2019-10-10
10 min
The College Admissions Edge
Should You Delete All Social Media Before Applying to College?
College Advisor and best-selling author Andy Lockwood discusses the pros and cons of having social media accounts when applying to college, and the ways to proactively create an online brand that helps you get into your Dream School even if your grades and SAT scores are lower than other students in your high school who got rejected. Shameless request: if you like this episode, please give us a big 5 star rating o iTunes or anywhere. I’m not too proud to ask – it help us reach other parents who need this information! More information (just info, no more shameless begging) is ava...
2019-10-01
10 min
The College Admissions Edge
5 Things Parents and Kids Get Wrong About the SAT and ACT
Description: College advisor Andy Lockwood interviews Lockwood Test Prep head tutor Marissa Uneberg about common mistakes made by 11th grade and 12 grade test takers. Topics include: >How early should a student start prepping >How to decide “Which Test is Best?” >High grades but low scores: Why and what to do about it >How many times should a student plan to take the SAT and/or ACT? >Surprising advice about the ACT for “kids bad at science” >More For more information about test prep classes, tutoring, college advising and financial aid consulting, visit wwwLockwoodCollegePrep.com
2019-09-10
52 min
The College Admissions Edge
Andy Lockwood Interviews Steve Schwartz
College advisor Andy Lockwood interviews fellow college advisor Steve Schwartz, founder of the College Admissions Toolbox about how he coaches his clients on writing college essays. For more information on Steve (including his extremely valuable podcast episodes), visit www.CollegeAdmissionToolbox.com For more information on Andy Lockwood, go to www.LockwoodCollegePrep.com
2019-09-04
21 min
The College Admissions Edge
What does it mean when a college offers a “Priority Application“?
College advisor Andy Lockwood explains the hidden, often disappointing, reasons why colleges offer “Priority Applications”. For more information, visit http://www.lockwoodcollegeprep.com/ (www.LockwoodCollegePrep.com)
2019-08-29
04 min
The College Admissions Edge
Can You Qualify for Financial Aid If You Own A Home?
College advisor Andy Lockwood discusses when your house hurts eligibility for financial aid, and when it doesn’t. See www.LockwoodCollegePrep.com for more information.
2019-07-22
14 min
The College Admissions Edge
College Appeals & Negotiations Case Studies
College Appeals & Negotiations Case Studies, Special Circumstances and a Pearl “Dr. Laura” Moment College Advisors Pearl and Andy Lockwood chat on their weekly show, College Talk Tuesday about some live, actual client case studies of financial aid and scholarship appeals, what constitutes “Special Circumstances” and what does not! College Talk Tuesday airs…
2019-05-23
34 min
The College Admissions Edge
Interview with former Princeton Admissions Committee Member, College Board Trustee on The Recent College Admissions Scandal
College consultant Andy Lockwood interviews Don Betterton, former director of Financial Aid and member of the Admissions Committee of Princeton University and former trustee of the College Board In this wide-ranging interview, Andy asked Mr. Betterton about: Was he surprised by the FBI investigation How William “Rick” Singer could have pulled off such…
2019-03-21
56 min
The College Admissions Edge
My Personal College Admissions Scam Confession
Pearl and Andy Lockwood share their thoughts – and personal experiences, including the time Andy met “Rick” Singer (the sleazy college consultant at the center of the FBI investigation, and the times clients have discussed, ahem, “fudging” things on their college applications and more. Join us as we chat about the CRAY-CRAY week…
2019-03-15
34 min
The College Admissions Edge
How to Negotiate Your Financial Aid & Scholarships Award
Andy Lockwood goes over the 9 steps toward mounting a successful appeal of your “lowball” financial aid and/or scholarship award. For more information about his College Negotiations “Master Class” – which includes a pre-submission review of your appeal letter as well as sample letters that have worked in the past for Andy’s clients –…
2019-02-28
37 min