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Andy Webb

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Cash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast447 | Andy's top credit card hacks and how to save on your holidaysIn the second of our three festive rewind episodes, Andy runs down his top credit card hacks and the best ways to save on your holidays: Top 10 credit card hacks Top 10 holiday hacks For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by Andy Webb and Amelia Murray from the award winning personal finance site becleverwithyourcash.com. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including A...2024-12-2728 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast446 | Andy's top money hacks and how to save on your streamingIn the first of our three festive rewind episodes, Andy talks us through his best money hacks and how to save money on your streaming services: Top 10 money hacks Top 10 ways to save on video and music streaming For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by Andy Webb and Amelia Murray from the award winning personal finance site becleverwithyourcash.com. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top m...2024-12-2333 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast416 | Top 10 savings hacks, small savings providers & September savings updatesIt's UK savings week and in the latest episode of the pod Andy and Amelia are talking about: Andy's top 10 savings hacks Can you trust small savings providers? A selection of savings updates for September For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent.2024-09-1032 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast410 | The new Amazon credit card review & Andy's top 10 hacks to pay less and save moneyIn the latest episode of the pod Andy's talking about: The new Amazon Barclaycard credit card - is it worth it?  His top 10 hacks to pay less and save money For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent. In 2021 and 2019 it wa...2024-08-2034 minThe Hollywood BeatThe Hollywood BeatTandy Culpepper Talks To Country Music Singer-Songwriter James Robert Webb About His New Single And EP "Ride or Die"Country music singer-songwriter James Robert Webb is a man on the rise. In 2022 Nashville's Music Row Magazine named him Country Breakout Awards' Independent Artist of the Year. The following year, Webb was a New Faces nominee by the Texas Regional Radio Report Music Awards. If that wasn’t enough, several of Webb’s singles on his latest EP. Ride or Die, have charted — and are climbing those charts. In fact, his singles, Lovesick Drifting Cowboy and Gentlemen Start Your Weekends are charting numbers...2024-07-242h 18Cash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast402 | Why you need multiple cards, how to watch the Olympics for less, water meters & deals of the weekIn the latest episode of the pod Andy's talking about: How to watch the Olympics on TV for less Why you need multple cards Water meters Andy's deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent. In 2021 and 2019 i...2024-07-2323 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast398 | Direct debits, top 10 holiday hacks, what is cashback? And deals of the weekIn the latest episode of the pod Andy's talking about: Direct debits Top 10 holiday hacks Listener question on cashback Andy's deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent. In 2021 and 2019 it was awarded Best Money Podcast at t...2024-07-0934 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast393 | Dodge the cost of premium phone numbers, cheap and easy direct debits and deals of the weekIn the latest episode of the pod Andy's talking about: How to avoid the expensive premium phone numbers Cheap and easy direct debits for bank offers and rewards Andy's deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent. I...2024-06-1821 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast389 | Cheapest voter ID, reward account spending hacks, bank switching Q&A and deals of the weekIn the latest episode of the pod Andy and Amelia are talking about: Reward account spending hacks Cheapest voter ID Bank switching community Q&A Andy's deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent. In 2021 and 2019 it w...2024-06-0432 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast387 | 3x bank switching offers, UK energy price cap cut, community Q&A & deals of the weekIn the latest episode of the pod Andy and Amelia are talking about: The UK energy price cap cut Three great bank switching offers Community Q&A Andy's deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent. In 2021 a...2024-05-2826 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast385 | Save on streaming, Best cards to use abroad, community question & moreIn the latest episode of the pod Andy and Amelia are talking about: 10 hacks to help you save money on your streaming services The best cards to use travelling abroad Community questions on the Santander savings rate cut Andy's deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by p...2024-05-2137 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast383 | Could you win big with premium bonds? The UK base rate, British Bank awards & moreIn the latest episode of the pod Andy's talking about: 1 year, 3 savers, £50K premium bonds - who wins? The British Bank awards winners UK base rate announcement  Andy's deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent. In 2021 and...2024-05-1439 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast382 | Virgin Money bank switch, BA Amex news & offer, Santander Edge hack & moreIn the latest episode of the pod Andy's talking about: Virgin Money bank switch offer: 10% interest + £35 extra Big changes to the BA Amex card and massive boosted welcome offer Santander Edge savings hack Andy's deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping an...2024-05-0723 minMusicians Tip JarMusicians Tip Jar95. Connection Trumps Location with Andy SydowIn this conversation, Dave Tamkin and Chris Webb interview musician Andy Sydow. They discuss technical difficulties, reaching out to guests, preparing for interviews, upcoming gigs, and more. Andy shares his background and early musical influences, as well as his decision to pursue music as a career. They also talk about the challenges and rewards of being a full-time musician and booking gigs. Overall, the conversation provides insights into the music industry and the experiences of a professional musician. Andy Sydow discusses his journey as a full-time musician, including his transition to being a full-time musician, moving to Nashville, starting the...2024-04-3038 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast380 | Monzo revamp paid tiers, holiday cash tips, Trading 212 cashback card & moreIn the latest episode of the pod Andy's talking about: Monzo have revamped their paid for banking tiers Get the best rates for your holiday cash Is the new Trading 212 debit card any good? Andy's deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good H...2024-04-3035 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast378 | The best cash ISAs, the top reward current accounts, theatre ticket hacks & moreIn the latest episode of the pod Andy's talking about: The best limited and easy access cash ISAs The top reward current accounts Theatre ticket deals and hacks Andy's deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent. I...2024-04-2337 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast376 | 10 credit card hacks, best and worst train booking sites & apps, beat the Spotify price hike & moreIn the latest episode of the pod Andy's talking about: 10 credit card hacks The best train ticket apps and sites, plus which to avoid Best the latest Spotify price hike Andy's deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent.2024-04-1637 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast374 | Do you need an ISA in 2024/2025, National Insurance cut, TopCashback Vs Quidco & moreIn the latest episode of the pod Andy's talking about: Do you need an ISA in 2024/25 National insurance cut: will you be better off? TopCashback vs Quidco Andy's deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent. In 2021 a...2024-04-0940 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast372 | New ISA rules, £175 First Direct bank switch, Council tax rise & moreIn the latest episode of the pod Andy is talking about: Could you cut your council tax? How many ISAs could or should you have  New £175 bank switch deal with First Direct Andy's deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the...2024-04-0234 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast371 | ISA transfers explained, Santander cashback accounts, top tips for the end of the financial year & moreIn the latest episode of the pod Andy is talking about: ISA transfers explained What's the best Santander cashback account for new and existing customers Tips to get you ready for the end of the financial year Andy's deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications i...2024-03-2642 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast369 | £185 bank switch deal, Experian credit reports, TV licence fee increase, clear credit card debts & moreIn the latest episode of the pod Andy is talking about: Santander switching deal Urgent action on your Experian credit report The TV licence fee increase Top tips to clear those credit card debts Andy's deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good H...2024-03-1941 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast368 | ISA allowances, broadband & mobile price hikes, dividend and capital gains allowance changes & moreIn the latest episode of the pod Andy is talking about: Broadband and mobile price hikes Changes to dividend and capital gains ISA allowances in 2024/25 Andy's deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent. In 2021 and 2019 it w...2024-03-1225 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast364 | UK energy cap, bank switching vs credit report, auto saving hacks and apps, birthday freebies & moreThis week on the podcast, Andy will be talking about: The latest UK energy price cap How bank switching can affect your credit report Hacks and apps to automate your savings Andy's deals of the week   For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping an...2024-02-2744 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast363 | Andy's top 10 money saving hacks (10 years of Be Clever With Your Cash)In this 10th anniversary episode of the pod Andy is talking about: His top 10 money saving hacks from the last 10 years Listeners question Deals of the week   For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent. In 2021 and 2019 it was aw...2024-02-2028 minPatrickMcLeanMusicPatrickMcLeanMusicAndy Webb - Where Or When.mp3The Beautiful sound of Andy Webb on Saxophone. Andy was an enthusiastic musician who for over forty years enjoy playing the sax. He once told us that he when to see Hi-Tension at Hammersmith Odeon, London UK, and was so touched by the PERFORMANCE, he came away that night knowing exactly what he wanted to do in life; play the saxophone, and so he did that for over forty years. Wow. In latter years, Andy would very often come to see the Brit Funk Association (an amalgamation of Hi-Tension, Beggar and Co & Light Of the world) where he felt at...2024-02-0603 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast359 | Andy's Month in Money (home insurance, Amazon order errors, mobile contracts & more)In the latest episode of the pod Andy's talking about: The good and bad for your money that you shared in the FB group Home insurance frustration Trying mystery shopping apps Amazon order errors Mobile phone haggling Cancelling NOW TV and Which? Ordering a statutory credit report Deals of the week For links and further reading head to becleverwithyourcash.com/andys-month-in-money-24-and-25 ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, a...2024-02-0631 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast344 | Are Avios flights really "free" and more - Andy's month in money October 2023 In the latest episode of the pod I'm talking about: My month in money for October 2023, including Using my BA Companion Voucher Pre existing conditions and travel insurance Back up holiday spending cards 1st class vs 2nd class stamps Cheap gigs Your wins and losses for the month My deals of the week For links and further reading head to becleverwithyourcash.com/cashchats344 ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the...2023-10-3135 minStill Any Good?Still Any Good?109. The People Under The Stairs (w. Andy Burt)It's Halloween Special time again, and like all good horror franchises we've brought someone back: Andy Burt is here again, this time to chat about the 1991 home invasion horror, THE PEOPLE UNDER THE STAIRS.END CREDITS - Presented by Robert Johnson and Chris Webb - Produced by Chris Webb - "Still Any Good?" logo designed by Graham Wood & Robert Johnson - Crap poster mock-ups by Chris Webb - Theme music ("The Slide Of Time") by The Sonic Jewels, used with kind permission  (c) 2023 Tiger Feet Productions  Find us: Twit...2023-10-271h 27Still Any Good?Still Any Good?102. Indiana Jones & The Temple Of Doom (w. Andy Craik)The hero is back!  Yes, DJ Andy Craik has returned for a second visit, and he’s selected everyone’s favourite of the Indy franchise: INDIANA JONES AND THE TEMPLE OF DOOM.  Hang on, listeners. We going for a ride!   END CREDITS  - Presented by Robert Johnson and Chris Webb  - Produced by Chris Webb  - "Still Any Good?" logo designed by Graham Wood & Robert Johnson  - Crap poster mock-up by Andy Craik & Chris Webb  - Theme music ("The Slide Of Time") by The Sonic Jewels, used with kind permission   ...2023-06-151h 46Still Any Good?Still Any Good?95. The Frighteners (w. Andy Burt)Yes, it's our annual late Halloween Special.  This year we've invited writer Andy Burt back again, and again he's chosen a Michael J Fox film.  We give you ... THE FRIGHTENERS.END CREDITS- Presented by Robert Johnson and Chris Webb- Produced by Chris Webb- "Still Any Good?" logo designed by Graham Wood & Robert Johnson- Crap poster mock-ups by Chris Webb- Theme music ("The Slide Of Time") by The Sonic Jewels, used with kind permission(c) 2022 Tiger Feet ProductionsFind us:Twitter @stillanygoodpodIn...2022-11-021h 22Musicians Tip JarMusicians Tip Jar48. Do ALL the Things with Andy Rok (Part 2)Welcome to Musicians Tip Jar where we talk about musicians and money. Where we stay fresh by posting about money’s power to make your music stronger. I’m your host Chris Webb joined by my co-host, the guy that swears by Fans-only for musicians, Dave Tamkin. Quote:“Experiment and find the thing that feels genuine to you and then find the audience to connect with it…that’s really all it is.” Andy RokI feel like this second half of our conversation with Andy and his story demonstrates so many of the topics and strategi...2022-06-2844 minMusicians Tip JarMusicians Tip Jar47. Do ALL the Things with Andy RokWelcome to Musicians Tip Jar where we talk about musicians and money. Where we enjoy regular quiet bike rides to destress from the business environment of so much noise. I’m your host Chris Webb joined by my co-host and man whose bike gear even shifts to 11, Dave Tamkin. Quote:In this business…”you don’t have to be the greatest guitar player if you can outwork them” - Andy Rok Following your path doesn’t ever really look anything like you think it will when starting with ambition. But in every story we get the privileg...2022-06-211h 01Cash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast£400 energy bill help, Premium Bond boost, Amex Shop Small returns & moreThe Chancellor announced a series of new grants to help with rising energy bills, including £400 for all and more for those on low incomes. Andy takes you through who gets what, when and how. Also the Premium Bond prize rate has increased from 1% to 1.4% (are they now better than savings accounts?) and Amex has revealed the return of Shop Small (find out how to make the most of the promotion). Plus, Andy answers a listener question about the recent Lloyds bank switch offer and shares his deals of the week. 2022-05-3131 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcastChancellor Rishi Sunak talks to Andy Webb about the Spring StatementThe latest episode of the pod is a bit of a coup - Chancellor Rishi Sunak joined me to discuss the Spring Statement and measures to tackle the cost of living crisis. And after this I'm joined by financial blogger Faith Archer from Much More With Less to discuss the impact of the petrol duty cut and National Insurance threshold lift. Plus my deals of the week. For links and further reading head to becleverwithyourcash.com/cashchats259 ABOUT CASH CHATS Cash Chats is...2022-03-2529 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#179 My cashback credit card hacksI'm a huge fan of cashback credit cards and do most of my spending on them. It takes very little effort but makes me more than £200 each year on spending I already plan to do. And there are ways you can boost how much you make, from how and when you apply through to where you spend. You can read more at https://becleverwithyourcash.com/cashback-credit-card-hacks/ You can let Andy know what you think of the show at becleverwithyourcash.com/survey21 ABOUT CASH CHATS Cash Chats is presented by m...2021-03-2330 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#178 Your Money, This WeekYour weekly digest of the biggest money stories from the last seven days, this week looking at Netflix's password sharing clampdown Morrisons loyalty scheme revamp Football Index's collapse Natwest money laundering Inflation basket changes & More My guest this week is Jen Kempson aka finance YouTuber MamaFurFur. Together we'll help you get up to speed with what's been going on. Read more about all these stories at becleverwithyourcash.com/cashchats178 You can let Andy know what you think of the show at becleverwithyourcash.com/survey21 Follow Jen on YouTube https://www.youtube...2021-03-1938 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#177 ISAs: Everything you need to knowIn the latest episode I'm talking about ISAs - including how the five types differ, the rules you need to follow and whether they're still worth it - especially when it comes to cash savings. You can let Andy know what you think of the show at becleverwithyourcash.com/survey21 ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast was featured as one of the top finance podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent. In 2019 it...2021-03-1625 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#176 Your Money, This Week: John Lewis struggles, Amazon's supermarket, 40-year fixed mortgages, green pensions & moreYour weekly digest of the biggest money stories from the last seven days, this week looking at John Lewis' struggles Amazon's till-free supermarket 40-year fixed mortgages Climate-friendly pensions Lifetime ISA changes Right to repair rules & more My guest this week is Emma Maslin from the Money Whisperer. Together we'll help you get up to speed with what's been going on. Read more about all these stories at becleverwithyourcash.com/cashchats176 You can let Andy know what you think of the show at becleverwithyourcash.com/survey21 Follow Emma on Twitter https://twitter...2021-03-1235 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#175 Low-spend lockdown update & the best savings/current accountsBack in January I talked about the pros and cons of no-spend challenges, and suggested you join me with a low-spend lockdown. Well, lockdown has gone on for longer than was suggested, but I'm still going strong - and here's my progress report on the first two months. Plus, my monthly update of the best current and savings accounts as of March 2021. You can let Andy know what you think of the show at becleverwithyourcash.com/survey21 Listen next Cash Chats #157: The lockdown no-spend challenge Read more2021-03-0930 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#174 Your Money, This Week Budget 2021 special with guest Claer BarrettYour weekly digest of the biggest money stories from the last seven days, this week focusing on the 2021 UK Budget as announced by Chancellor Rishi Sunak. I'm delighted that my guest this week is Claer Barrett, the Financial Times Consumer Editor and host of the FT Money Clinic podcast. Together we'll help you get underneath the policies to see how they'll actually affect you. This episode features: Furlough extension & support for self-employed What it means for the rich/poor divide The sleight of hand tax increases Whether the new £100 contactless limit is good or b...2021-03-0554 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#173 Pay less for your broadband (Money Makeover)A solo episode where I take you through the easy ways to bring down the cost of your broadband.   You can let Andy know what you think of the show at becleverwithyourcash.com/survey21 Listen next (more Money Makeover episodes) Cash Chats #163: Paying less for your TV and streaming bills Cash Chats #145: Energy bills (Money makeover) Cash Chats #140: Mobile phones & bills (Money Makeover) ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast was featured as one of the top finance podcasts by...2021-03-0226 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#172 Your Money, This Week: London's $$ millionaires, out of lockdown plans, Uber driver court win & moreYour weekly digest of the biggest money stories from the last seven days. My guest is money coach Eileen Adamson. This episode features: Out of lockdown plans Mastercard and Apple class action cases London's dollar millionaires The UK's best supermarket & More Read more about all these stories at becleverwithyourcash.com/cashchats172 You can let Andy know what you think of the show at becleverwithyourcash.com/survey21 ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast was featured as one...2021-02-2635 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#171 Ask Andy (answering listener questions)This week I'm sharing with you all a chat I had with one of you. Listener Eli won a competition at the start of 2021 to have an hour-long video chat with me about his finances. Here are the highlights as I help him with questions about credit cards vs savings, switching prepayment energy and how much to save for tax when you're self-employed. Plus, my answer to Eli's question about the number one things he should do to improve his finances! VOTE FOR "Be Clever With Your Cash" in the British Bank Awards2021-02-2328 minSCHS Visual ArtSCHS Visual Art#6: Illustrator Andy J. Pizza!Welcome to episode #6 of the SCHS Visual Arts Podcast! In this episode, we talk with Illustrator, Podcaster, and Public Speaker Andy Miller (AKA Andy J. Pizza) about how to find yourself so that you can put yourself in your work, being a chaos-muppet, and how most of our wardrobe consists of plaid . He is such an inspiration, and was so inspiring in our chat. Thank you so much to Andy for chatting with us. Please check his work out on Instagram @andyjpizza or online at andyjpizza.com Here is a short list of some of the things Andy mentions in...2021-02-031h 14Cash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#152 Are Premium Bonds worth it?A staggering 21 million people currently hold at least one Premium Bond, with the total fund approaching £100 billion! But with a recent cut to the prize rate, and therefore a smaller chance of winning, are they worth it? Or can they actually beat easy-access saving rates elsewhere? To discuss all this I'm joined by my friend Helen Saxon, who also happens to be the Banking Editor for Money Saving Expert. * Please do leave a review and rating if this saves you money. * LINKS Money Saving Expert's Premium Bonds guide Money Saving Expert's Premium B...2020-12-0231 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#143 The rules of the side hustle Time for another Side Hustle Spotlight episode, and this time I'm joined by blogger Laura Dempster to share our five rules you need to follow when setting up your own side hustle. We also look at the ingenious "print-on-demand" mini businesses where you can set up with no real overheads and sell your own t-shirts, cards and more. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. * FURTHER READING Print on Demand (Thrifty...2020-09-3038 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#142 The hidden harm of your bank and pensionIf you're someone who's concerned about the climate crisis, injustice in society and other ethical issues, you probably do something to mitigate it. You probably recycle and give to charities. You might boycott brands or buy organic. All good positive actions. But you might be surprised to learn that who you bank with or where your pension is invested can do more damage to the climate, society and peace than pretty much anything else you do. in this episode I look why you might want to move your money, and share a few places that...2020-09-2327 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#141 Paying yourself first w/ guest Pete MatthewThis week I'm joined by Pete Matthew, a financial advisor and the host of the UK finance podcast Meaningful Money. We talk about the concept of paying yourself first, as well as when you should - and when you shouldn't - get financial advice. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. * FURTHER READING Meaningful Money https://meaningfulmoney.tv/ Pete's episode on finding a financial advisor https://meaningfulmoney.tv/2013/03/25...2020-09-1636 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#140 Money Makeover: Mobile phones & billsEvery month I'm going to take a look at a key expense and show you how to reduce how much you spend. This week, ahead of the new Apple iPhone launch next week, I'm sharing the ways to cut the cost of new mobile phone handsets and your monthly bill. Plus, the usual deals of the week. * Please do leave a review and rating if this saves you money. * Don't forget to join the Cash Chats community on Facebook. FURTHER READING My guide to getting the best...2020-09-0922 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcastBONUS Best bank accounts (September 2020)Get a free £100 for switching to one of two banks. I'm trying out a new bonus episode of the podcast where I'll take you through the best accounts for banking, savings and credit cards. This first one focuses on Current Accounts. Let me know what you think and if you like this extra content. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. * FURTHER READING The best bank switching, interest, cashback and overdraft offers2020-09-0616 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#139 The real cost of fast fashion This month marks both London Fashion Week and Oxfam's #SecondHandSeptember campaign so it feels like a good time to talk about why fast fashion clothing is so cheap. Joining me is Clare Carlile from Ethical Consumer magazine, and we talk about the impact low prices has on working conditions and the environment. * Please do leave a review and rating if this episode helps your finances* Don't forget to join the Cash Chats community of Facebook https://www.facebook.com/groups/2661970707423383/ FURTHER READING How...2020-09-0329 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#138 Consumer pet hates with guest Matt AllwrightThis week TV's Matt Allwright (Watchdog, Rogue Trader, The One Show) joins me to talk about his new book - The Consumer Survival Guide - as well as discuss our consumer pet hates. We talk about ticket touts, auto-renewals, retention centres, smart speakers and more. Plus a couple of hot deals to save you money. * Please do leave a review and rating if this saves you money. * FURTHER READING > Buy Matt's book (Hive Books) https://www.hive.co.uk/Product/Matt-Allwright/Watchdog-The-Consumer-Survival-Guide/24730057 > Twickets fan-to-fan ticket...2020-08-2637 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#137 Fiverr (Side Hustle Spotlight)Every month I'm going to look in detail at a side hustle to earn you some extra cash on top of your 9-5 or to help make up for any lost earnings. This week I'm joined by money blogger Jordon Cox to look at freelance marketplace Fiverr. Jordon has been using it to get work as a voiceover artist and is able to tell us how it works and the ways to help boost the "gigs" you get. But as with all these ways to earn more money there are cons as well as pros...2020-08-1938 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#136 UK officially in recession: What it meansSo the latest figures show that the UK economy is officially in recession, with a whopping 20.4% contraction in the last quarter. In this week's episode I explain what that means and what impact that's likely to have on all of us. Plus the things we can do with our money to help weather the storm. * Please do leave a review and rating if this saves you money. * FURTHER READING The latest ONS figures and charts on the UK economy entering recession My Money Makeover series on YouTube ...2020-08-1219 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#135 Going Self-employedWith more people facing redundancy or starting their own side-hustles it's important to know just what going self-employed entails. I've been joined by David Thomas to discuss when to do it, when you're likely to make money, how to manage your finances and more. Don't forget to join the Cash Chats community on Facebook for more from this conversation. * Please do leave a review and rating if this saves you money. * FURTHER READING David Thomas Media - resources, courses and more Best free business bank accounts 2020-08-0538 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#134 What to expect from redundancy With more job losses announced every day, and many more likely to happen as furlough begins to tail off, there's talk of 10% unemployment this year. That means there's a strong possibility we're all going affected personally. So it's really important we understand how redundancy works. To help, I've been joined in this episode by employment lawyer Jodie Hill. We talk about what your entitlements are for notice and pay, how people are selected for redundancy, whether furlough will effect how much you'll get, what consultancy is, whether you'll get...2020-07-2945 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#133 Do you really need income protection?If you were too ill to work or died suddenly, how would your family pay the bills? This week I'm joined by my friend Kara Gammell, a personal finance journalist and money blogger. She's passionate about spreading the word on protection insurance - from critical illness cover through to life assurance, so I thought she'd be the perfect person to help give some insight into why many of you should probably get it. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves...2020-07-2243 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#132 Your money personalityI've been joined this week by friend and money coach Catherine Morgan to talk about money personalities. * Please do leave a review and rating if this saves you money. * FURTHER READING > Catherine's Money Personality Quiz > Deals of the week ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS...2020-07-1538 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#131 The Summer Statement - Stamp Duty, VAT cuts, Job Retention bonus and moreFind out how the government's latest financial plans will impact you - including measures to get us spending money in leisure and hospitality businesses, a big saving for people moving home and news of funding to create new jobs for young people. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. * FURTHER READING BLOG: My summary of the Summer Statement Deals of the week £3 to spend at Costa The new Spotify Duo o...2020-07-0822 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#130 Are freebies really free?I've very mixed feelings about freebies or heavily discounted trials. On one hand, I love them - who wouldn’t, you get something for free. One the other hand I’m not sure they’re always a good thing. For a start there’s guilt. Guilt that I’m creating unnecessary waste, guilt that I’m taking advantage of someone And on top of that, there’s also the danger that something that’s free will be costing you down the line. And there are also the freebies which just aren’t worth the time and effort. 2020-07-0130 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#129 Using your money to make a differenceFrom the climate crisis to Black Lives Matter to struggling high streets, it's all very well liking a post on social media to show your support for a cause, but is that enough? It's time to put your money where it can hopefully make a difference to your community, society and the planet. Here's how to work out how your donations, spending and banking can align with what you want to change. * Please do leave a review and rating if this saves you money. * Don't forget to join the Cash Chats...2020-06-2437 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#128 Back to the high street & your consumer rightsThis week lockdown begins to ease further with the non-essential shops reopening across the UK. I've taken a look at how things are working and whether you should be taking a trip to the high street or not. I've also shared your consumer rights for purchases made before, during and after the shops were closed. Plus news of an offer to help you support small local shops and save yourself cash at the same time. Full transcript at BeCleverWithYourCash.com/cashchats128 * Please do leave a review and rating if this saves...2020-06-1731 minThe Voicebot PodcastThe Voicebot PodcastBBC Head of Voice and AI Andy Webb Discusses the Custom Voice Assistant BeebAndy Webb is head of product for voice and AI at BBC Worldwide as VP of Product Strategy. BBC has been a pioneer in supporting consumer assistants globally such as Amazon's Alexa and Google Assistant. It is prominent in the UK but also provides skills and Actions in many other countries as well. It is also one of the most respected news organizations worldwide so Amazon and Google are incentivized to make sure BBC is available through there assistants.    Last August, BBC announced it would create a new voice assistant of its own called Beeb. The organization is not abandoning Al...2020-06-071h 21Cash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#126 What's next for your job and Covid-19 (Lockdown Money Live part 1)Last week I hosted a free online event called Lockdown Money Live, and here's the first of the highlights. There were four sessions and this week on the podcast you'll get to hear my interview with money blogger Faith Archer about the schemes available to you if you can't work. We discuss what happens next to the furlough scheme and support for the self-employed, as well as share what you should be doing if you're worried about redundancy. Don't forget to join the Cash Chats community on Facebook.   * Please d...2020-06-0336 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#125 Credit reports and credit scoresThis week I'm looking at a vital part of your finances - the information that banks, lenders and other companies use to work out whether they want to give you a product or money. Known as a credit report, it holds details of all your accounts, payment history and more. And linked to this is your credit score. They're different things but both very important. Here's how they work, when they're used and how you can access them for free. Don't forget to join the Cash Chats community on Facebook. * Please...2020-05-2732 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#124 Automating your financesIf you want to take some of the effort out of managing your money then it's worth thinking about the ways you can automate your finances. Tricks include moving money between multiple accounts, making sure you don't forget payments, boosting your savings pot, switching energy and earning cash when you spend. Please do leave a review and rating. Here’s how to do it on Apple Podcasts and iTunes.  Further Reading & Listening How to automate your savings How automatic energy switching services work My 14 current accounts (Cash Cha...2020-05-2030 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#122 Making money part twoHow side hustles can boost your income. In the second part of my making money series I've been joined by Ken Okoroafor from The Humble Penny blog to talk about how "side hustles" such as tutoring or setting up your own eBay / Amazon shop can make a big difference to your income. Please do leave a review and rating. Here’s how to do it on Apple Podcasts and iTunes.  Further reading & links Episode 121 of Cash Chats - Money making part one The Humble Penny blog - Ken's guide to...2020-05-0744 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#121 Money making part oneIf you're in need of some extra cash there are a couple of ways you can do this. In this first part I'm joined by money making blogger Emma Drew to talk about how things like online market research, eBay and receipt scanning can boost your coffers. * Please do leave a review and rating if this saves you money. Further reading & links Emma's guide to survey sites including Prolific and YouGov Sign up to Research Opinions Sign up for a cashback site bonus Sign up...2020-04-2949 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#120 Save thousands on your mortgageProbably the biggest purchase we'll ever make is going to be buying a house. But once you're on the housing ladder it doesn't mean you can't still make savings. In this week's episode I've looked at two key ways you can reduce the overall interest you pay, which can be worth thousands of pounds. The first is to boost your LTV (Loan to Value) and the second is to make overpayments. Individually they'll cut what you pay, combined the savings will be huge. * Please do leave a review and rating if this saves...2020-04-2234 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#119 How to get to paydayThis week I've looked at what you can do if you think you'll struggle to have enough cash left towards the end of the month and your next payday. FURTHER READING How to survive until payday How to make a budget How to stick to a budget How to stop spending money Spend less by using what you've already got What benefits are you entitled to Deals of the week ABOUT CASH CHATS Cash Chats is presented by money...2020-04-1528 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#118 Why you need to talk about dyingThere are a couple of taboos people tend to avoid talking about. Money is one, another is dying. So combined must be some kind of super-taboo! But it's really important that you do have that conversation. Here's what you need to think about in terms of your own finances and plans, as well as how to discuss it with family members. It might not be the cheeriest of subjects but it's vital you have some plans in place to make sure your money goes where you want it to go, and the loved ones you...2020-04-0831 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#117 Your banking and coronavirusFrom mortgage holidays through to interest-free overdraft buffers, here’s what you need to know about how your bank is working during the crisis. I've looked at your borrowing (so credit cards, loans, mortgages and overdrafts), your banking (including customer support and bank switching) and your savings (how safe your money is and ways to access locked away cash). FURTHER READING Banking during the coronavirus crisis: Mortgages, overdrafts, loans, savings and more How much an overdraft is really costing you How to make a soft application for a credit ca...2020-04-0131 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#116 Working from home and saving moneyIf you're now working from home there's a good chance you'll be spending less, but there are a few things you should be doing to make sure other costs don't get out of control.  In this week's episode I've shared how I've used home working to save cash over the last couple of years, plus a quick rundown of the latest deals of the week. FURTHER READING > Cut the cost of your broadband > How to find out just how much data you need. > How to switch your energy to c...2020-03-2530 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#115 Prep your finances for social distancing and self-isolationCovid-19 has come from nowhere and caused such unexpected disruption - which is likely to get worse. So how do you make sure you and your money are in the best place to deal with this? Well a bit of planning now could make things easier in the weeks and months to come as our movements become more restricted. Plus, my thoughts on what you should do if you're owed money due to cancellations. FURTHER READING > Managing your money during social distancing and self-isolation > Cancelled or closing...2020-03-1836 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#114 What the interest rate cut and 2020 Budget mean for youIt's been a big day for your finances with a surprise interest rate cut followed by the Budget where the new government set out its financial plans for the year. I've taken a look at how both of these will impact you and your money. Plus, important information about your sick pay rights if you get Covid-19 or have to self-isolate due to coronavirus. FURTHER READING > Budget 2020: What it means to you > Savings, mortgages and debts: Will the interest rate cut affect me.. and you? > Deals of the week2020-03-1132 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#113 Coronavirus & your money: Stockpiling, holidays, work and investmentsThere's only one thing we're all talking about this week and it's Coronavirus. In this episode of the podcast, I've looked at how some of the conversations that relate to money. So should you be stockpiling, and if so what? Should you book a holiday? Should you go if you've already done it? Will you get paid if you can't go to work? Should you worry about investments? FURTHER READING > How to stockpile for an emergency > Is your holiday protected? > MSE's guide to which travel insurers cover what 2020-03-0432 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#112 How to be ethical and money savingI want to make better ethical decisions when spending money, but I sometimes come up short. Though I boycott brands like Nestle and Sports Direct while only buying cruelty-free cosmetics and free-range meats, I also fly long haul, shop at Amazon and have the latest iPhone.  So what can you do? Well in this episode of Cash Chat I'm joined by Tim Hunt from Ethical Consumer magazine to discuss whether it's possible to do everything, if you need to pick your battles and some easy ways you can make a difference without it impacting your b...2020-02-2645 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#111 Is it worth saving?This week we've seen some of the top paying and most popular savings accounts cut their rates at the same time that inflation has hit a six month high. Combined it's bad news for savers, meaning any money you put away is earning less and worth less. So should you just not bother? In this episode find out what you could be doing with your money instead and where to put any cash you do want to save. FURTHER READING > Cash savings to beat inflation > How to set savings goals you’ll...2020-02-1937 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#110 Your forgotten cashThis week Tesco revealed how there are £17 million worth of Clubcard vouchers due to expire at the end of February. People have had the points for two years but forgotten that if they don't use them they lose them. So in this week's episode I've shared the different places you might have more lost and forgotten cash - often in your wallet or your home. Plus the top offers and bargains in my deals of the week. FURTHER READING Articles on Be Clever With Your Cash on this topic > Y...2020-02-1235 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#109 Do you really need to switch bank?This week on the podcast Andy looks into whether you actually need to switch bank. Though there are certainly benefits for moving your banking, from higher interest on savings through to smart apps to help you budget, you might not actually have to switch to take advantage.  Find out how to do it, when to do it and when not to in this week's episode of Cash Chats. FURTHER READING Do you really need to switch bank? The best bank switching deals and offers How to switch b...2020-02-0537 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#108 Cutting the cord on Sky and Virgin TVIf you get your TV via Sky or Virgin Media then you're paying far more money than you need to. It's possible to dramatically cut how much you pay and still watch all the channels you want. Yep that includes the likes of Sky Atlantic, Fox and Discovery, and even Sky Sports. And you can still get multi-room viewing and record the majority of channels.  In this episode Andy has been joined by blogger Or Goren to discuss how you can "cut the cord", the alternative ways to watch and the tools to view them o...2020-01-2943 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#107 The money apps I actually useThere are hundreds of apps designed to help you save, make or better manage your money - but which are the best? Andy is joined by his friend Jordon Cox - aka the Coupon Kid - to take a look at the ones they use on their phones and the ones which are a waste of space. Find out which apps will earn you money off your phone bill, get you a better deal on duty-free, make some cash on the side and help you see all your bank and credit card accounts in one place...2020-01-2245 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#106 Clearing your credit and store card debtsMid-January is one of the peak times for people applying for balance transfer credit cards. In this episode Andy has explored how you can clear your credit card and store credit debts and reduce how much they're costing you. Find out how to make a 0% balance transfer card work for you, and why it might not be the magic bullet for your debts. Further reading > 0% Balance transfer cards explained > Quickly clear your credit card debt > Santander 123 current account changes > Natwest and RBS Reward account changes2020-01-1531 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#105 Booking a holidayJanuary is peak holiday booking time, with "early bird" deals tempting people to book now and have something to look forward to during the dark winter months. In this episode Andy has taken a look at whether you should be booking now, or if you should wait. Plus his tips for making sure you're getting the best value for money on your flights and hotels. FURTHER READING How to find a cheap flight https://becleverwithyourcash.com/find-cheap-flight/ How I get the best value hotel rooms https://becleverwithyourcash...2020-01-0845 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#104 Was 2019 good for your money?With the year (and the decade!) over, Andy has looked back at the big personal finance topics of the year to see whether it's been good or bad for you and your money. Plus, deals of the week. FURTHER READING Food stockpiling tips American Express welcome bonus changes Latest bank switching offers Natwest and RBS cashback to end Overdraft cost increases Tesco Clubcard Plus review Bad broadband changes Links to all this week's offers over on Be Clever With Your Cash2019-12-1824 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#103 Should you buy now and pay later?0% interest finance isn’t new. For a set period you can borrow money - usually for a large expense - and as long as you pay it off you don’t get charged interest. This isn’t necessarily a bad thing - I've used it myself. But now the likes of Klarna and Clearpay are making it easier than ever to get it, and often on cheaper, more affordable items such as fashion.  So in this episode I've looked at the different 0% options, from credit cards through to finance deals through to these newer services, and shared when th...2019-12-1229 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#102 Is it the thought that counts?A bad present, either because it's not been thought through or it's just a lazy purchase, is one of the worst wastes of money as there's every chance it'll end up in the bin or just at the back of a cupboard unused. So in this episode, Andy shares why he hates Secret Santa and how you can make sure whatever gifts you buy actually to live up to the old adage that it's the thought that counts. He'll also look at whether regifting is ok. FURTHER READING Links to all this week's...2019-12-0541 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#101 Black Friday Reality CheckCan you really get a bargain in the Black Friday sales? A report this week claimed only one in five Black Friday deals were at their cheapest on that day in November last year. In the podcast this week I've taken a look at why that might be and assessed a handful of the offers already. Plus, a warning about buy-now, pay-later services such as Klarna. Further reading: My huge list of the best Black Friday offers Ep99 - How to get the best price Price matching...2019-11-2730 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#99 Getting the best priceGetting the best price is much easier when you know how to compare prices, check price history, use price matching and set price alerts. In this week's episode Andy takes you through how he does all of these, including the websites and apps that'll take most of the hard work away. Plus the latest deals of the week including saving at the theatre and boosting your Asda Christmas shopping funds. FURTHER READING Where to price match How to search price history ABOUT CASH CHATS Cash Chats is...2019-11-1335 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#97 Supermarket Loyalty SchemesThere have been some big changes to the world of supermarket loyalty schemes. First Nectar added extra ways to earn points at Sainsbury's, and now Tesco has launched a premium option costing £7.99 a month. Along with the forthcoming Nectar Double Up event, Andy has looked at what the points are worth, and how to make sure you're getting the most you can for your points. Plus, the deals of the week bonus episode is now part of the main podcast, so keep listening to find out the half dozen top deals that Andy has spotted this week t...2019-10-3136 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcastDeals of the week 24th October 2019Free pumpkins, 20% off kids bikes, Star Wars ticket deals, 25% off wine, free Gourmet Society trial, Sky Sports pass offer, Morrisons 3% boost and more. Andy’s back with eight top deals to save you money. From free pumpkins at the supermarket to cheap ways to book for the new Star Wars movie the cinema, these offers can’t be missed. FURTHER READING More about all this week's deals on Be Clever With Your Cash ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2...2019-10-2410 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#95 The best cashback credit cardsIf you manage them right, a cashback credit card can be the best weapon you have in your wallet to boost your income. Here Andy shares when you should get one (and when you shouldn't), as well as his pick of the cards on the market. FURTHER READING  Andy's review of the best cashback credit cards ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash C...2019-10-1422 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#94 Where to put your savingsIn recent weeks and months, savings rates have been cut from 5% to 3% at TSB and 3% to 1% at Tesco, 5% Regular Savers have been axed at Nationwide, First Direct and HSBC, and the leading easy access savings account from Marcus fallen to 1.45%. With less options available, Andy has shared where you can put your cash with interest that will beat inflation. FURTHER READING  Cash savings to beat inflation More about the Personal Savings Allowance ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. 2019-10-0719 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcastDeals of the week 3rd October 2019This week Andy shares how you can - Get £125 and six free cinema tickets - Find the cheapest copy of Philip Pullman's The Secret Commonwealth - Earn a bonus £2.50 from Quidco - Beat the NOW TV price increase - Buy £4.75 Odeon tickets - Get a £5 Amazon voucher   FURTHER READING  Links to all this week's offers over on Be Clever With Your Cash Andy's video and article about bank switching ABOUT CASH CHATS Cash Chats is presented by money blogger and broadc...2019-10-0308 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#93 FIRE (Financially Independent Retire Early)This week Andy has been joined by his money blogging friend Ken Okoroafor. Ken is a keen advocate of the FI and FIRE movements where people work hard to reach financial independence well before the normal retirement age. He tells Andy how he got started and shares what people can do if they want to start their own FI journey. FURTHER READING  Andy's blog Be Clever With Your Cash can help you cut back and make your money go further https://becleverwithyourcash.com/ Ken's blog The Humble Penny is full of w...2019-09-3031 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcastDeals of the week 26th September 2019Save on toys, beauty products, cinema tickets, supermarket shopping and more. This week Andy's spotted nine top deals and offers you might want to take advantage of this weekend. - Up to 20% off toys at Smyths - "Free" Lego Advent Calendar for new TopCashback customers - Free Costa Express hot drink on Tuesday - Boots Advantage Boost weekend from Friday - Space NK - £15 off when you spend £60 - £175 HSBC Bank switch offer is back - Will Aid is in November - Two Odeon tickets and movie rental cre...2019-09-2608 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcastDeals of the Week 5th September 2019This week Andy has news of: A big Tesco promotion for Clubcard members How to get £5 vouchers at M&S and H&M A new £150 bank switching bonus Massive discounts on garden, BBQ and picnic products An Amazon multibuy offer READ MORE Read more about these deals in the links below (note - these deals come and go so if the info isn't on the links it's because the offer has ended). Tesco Clubcard Prices promotion details https://becleverwithyourcash.com/tesco-clubcard/ How to get a Marks & Spencer or H&M voucher wh...2019-09-0507 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcastDeals of the week 22nd August 2019This week Andy Webb brings you seven hot money saving offers and deals from the last seven days. This week find out how to: - See a film for "free" this weekend - Get five Odeon tickets for £20 - Eat up some National Burger Day deals - Save on Amazon devices - Travel by train for 10p - Get a free £15 for opening a bank account - Watch Sky Sports for 10 months for £20 a month FURTHER READING: Read more about these deals in the links below (note - t...2019-08-2211 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcast#88 Digital banksMonzo, Starling, Revolut and others are part of a new raft of digital banks you can only open and manage from your smartphone. They’re becoming increasingly popular, often with a cult-like following from largely millennial customers - something you never see with traditional banks. Probably the most loved is Monzo, which is leading the bunch with more than 2.6 million customers and growing fast. Many people open one of these accounts for the incentive of fee-free spending overseas, but other people swear by the features that help you budget and keep track of your spending. Bu...2019-08-1944 minCash Chats UK Money & Personal Finance podcastCash Chats UK Money & Personal Finance podcastDeals of the week 15th August 2019Andy Webb brings you five hot deals from the last seven days. This week find out how to Watch Quentin Tarantino's Once Upon A Time In Hollywood AND three other movies this month for £9.99 Get a £5 Amazon voucher for watching TV Recycle old Body Shop bottles for a £5 reward Switch bank for a £175 bonus Save 25% on ANY wine and fizz at the supermarket FURTHER READING: Read more about these deals in the links below (note - these deals come and go so if the info isn't on the links it's because the offer has ended). 2019-08-1407 min