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Anna Franklin

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Keys & CafecitoKeys & CafecitoFrom Evictions to Stability: Our Real Estate Redemption Story (and My Sobriety Journey)In this deeply personal episode, I’m sharing the part of my story you don’t usually see on social media—how my husband and I went from eviction notices, mounting debt, and daily weed use… to building financial stability, walking in sobriety, and creating a life we never thought possible.I’m not a Realtor because I came from wealth. I became one because I didn’t. This episode is for anyone who feels behind, broken, or too far gone to turn things around. You're not. And you're not alone.2025-07-2404 minKeys & CafecitoKeys & CafecitoBuyers Deserve Better: Your Agent Should Still Be There After ClosingThe keys are in your hand, the contract is signed… and your agent disappears into thin air. Sound familiar?In the final episode of Buyers Deserve Better, we’re talking about why real representation doesn’t stop at the closing table. From helping you handle surprise tax bills to calculating your equity a year later so you can drop PMI—I’m breaking down how the right agent stays in your corner for the long haul.Plus, a real story about how one of my past clients saved thousands just by sending me a quick text.2025-07-2303 minKeys & CafecitoKeys & CafecitoBuyers Deserve Better: Your Agent Should Be Listening - Not Just Sending You Zillow ListingsIf your inbox is full of Zillow listings that don’t match your budget, your needs, or your vibe... your agent might be missing the point.In this episode of Buyers Deserve Better, we’re talking about why real buyer representation starts with listening—not just setting up a search filter. I’ll walk you through how I help my clients get clarity on what they actually want (even when they’re not totally sure), and how thoughtful guidance leads to better decisions and better homes.🎧 Tune in to learn what you should expect from your agent—an...2025-07-1603 minThe Eye of Jupiter PodcastThe Eye of Jupiter Podcast77 Land Between the Lakes: A Paranormal Hotspot Explored by Anna Caywood JonesAnna Caywood Jones has lived a life shadowed by the unexplained. From an early age, strange and unsettling experiences followed her—paranormal encounters that she couldn't explain, let alone share. With no one to confide in, Anna carried these secrets alone for years, quietly studying and documenting what others dismissed as fantasy.Her journey eventually led her to one of the most infamous and unsettling places in the American South: the Land Between the Lakes (LBL). Known for its deep woods, hidden hollows, and a long history of eerie encounters, the LBL became Anna’s primary research ground. And...2025-07-151h 25Keys & CafecitoKeys & CafecitoBuyers Deserve Better: Your Agent Should Be Protecting You—Not Pushing YouLet’s keep it real: most agents only sell 1 to 3 homes a year—so every deal feels like a big deal… for them. And that’s when the pressure starts.In this episode, we talk about commission breath (yup, it’s a thing) and how to spot the difference between real representation and an agent who’s just trying to cash a check.I’m breaking down how I actually protect my buyers—from walking away when the inspection turns up red flags, to negotiating for credits that put thousands back in your pocket.🎧 Press play t...2025-07-1003 minKeys & CafecitoKeys & CafecitoBuyers Deserve Better Miniseries: Your Agent Should Be Teaching You—Not Confusing You!If you’ve ever been in escrow Googling words like contingency or earnest money at midnight… that’s a red flag, bestie. 🚩In this episode, we’re calling out the agents who overcomplicate, under-explain, and just drop contracts in your inbox with a “Let me know if you have questions” vibe.A real agent? They teach you. They break things down. They make sure you understand what you’re signing and why—so you don’t feel like you’re winging one of the biggest purchases of your life.🎧 Press play to hear how I guide my cli...2025-07-0903 minKeys & CafecitoKeys & CafecitoIf Your Agent’s Just Unlocking Doors…Let’s be real—some agents are just there to collect a commission and crack open a lockbox. But you? You deserve more.In this kickoff episode of the Buyers Deserve Better series, I’m breaking down why real buyer representation goes way beyond unlocking doors. From strategy and red flag spotting to fierce negotiation and real guidance, I’ll walk you through what your agent should be doing—and what I actually do to protect and empower my clients.If you’re house hunting and feeling like your agent’s just tagging along for the ride, this...2025-07-0804 minKeys & CafecitoKeys & CafecitoMillennials vs. Our Parents: Why Buying a Home Feels So Dang HardEver feel like your parents bought a house with one paycheck and a dream… while you’re over here budgeting for eggs and wondering if you’ll ever leave your group chat?In this spicy (and slightly unhinged) episode of Keys & Cafecito, Anna breaks down:Why homebuying today is NOT the same as it was in 1983What’s changed with wages, debt, and job securityReal stories from buyers navigating this economyAnd a little millennial validation with a side of cafecito rage ☕🔥If you’ve ever been told to “just stop eating avocado toast,” this one’s for you.2025-07-0205 minKeys & CafecitoKeys & CafecitoYour Homebuying Era: What Season Are You In?Every buyer has a season.Some are just casually browsing Zillow with cafecito in hand. Others are deep in the trenches of escrow—or feeling burned out after 12 open houses and 0 offers.In this milestone episode (hello 200 downloads! 🎉), Anna walks you through 5 common buyer “eras”:Just CuriousPre-ApprovalHouse TouringEscrowBuyer BurnoutWherever you are, this episode will help you feel seen—and supported with your next step.2025-07-0105 minKeys & CafecitoKeys & CafecitoWhat to Expect When Buying into an HOA CommunityThinking about buying a condo, townhome, or any home with an HOA? You’re not just buying a property—you’re joining a club with rules, fees, and sometimes... drama.In this episode, Anna breaks down:What HOA fees really coverWhat rules to expect (and how wild they can get)Why HOA financials can break a dealAnd real-life HOA horror stories you won’t believe (oil stains, curtain violations, and vanishing signs 😅)If you’re considering an HOA community, listen to this first—so you don’t learn the hard way.2025-06-2708 minKeys & CafecitoKeys & CafecitoWaiting for the Market to Crash? Here’s Why It’s Not 2008“I’m gonna wait for the crash…” If you’ve heard that—or said that—this episode is for you.In this week’s Keys & Cafecito, Anna breaks down:How the current market compares to 2008 (spoiler: it’s very different)Why lending, equity, and inventory matter more than headlinesA real client story about waiting too long—and getting priced outWhat smart buyers should actually be doing right nowIf you're sitting on the sidelines, this episode might just change your game plan.2025-06-2604 minKeys & CafecitoKeys & CafecitoBuying a Home With Kids? Here’s What to ConsiderWhen you're buying a home with kids, your checklist changes—because now it’s not just about price and square footage. It’s about safety, space to grow, school zones, snack stations, and finding a home that fits your whole family’s rhythm.In this episode, Anna breaks down:What to look for in a kid-friendly homeHow to balance present needs with future growthThe real-life logistics parents actually care about (hello, commute + parks!)And what she’s learned helping other families find “the one”If you’re buying with little ones—or big ones!—this is the episode f2025-06-2404 minKeys & CafecitoKeys & CafecitoBuy a Multifamily, Live in One UnitWhat if your first home could also help pay your mortgage? In this episode of Keys & Cafecito, Anna breaks down one of the smartest strategies in real estate: buying a 2–4 unit multifamily property and living in one unit while renting out the others.You’ll learn:What qualifies as a multifamilyHow you can use residential loans like FHA or VA to buy oneWhy this strategy builds wealth fastReal-world tips for making it work—even as a first-time buyerIf you’ve ever dreamed of owning property but thought it felt out of reach—this episode is for you2025-06-2403 minKeys & CafecitoKeys & CafecitoWhat Happens During the Appraisal?You’re in escrow and feeling good… until you hear the word appraisal. 😬 What is it? Why does it matter? And what happens if it comes in lower than your offer?In this episode, Anna explains:What an appraisal actually isWhat comps are (and how they impact your value)Real-life examples from San DiegoHow to handle a low appraisal like a proWhether you’re buying, selling, or just doing your homework—this episode takes the mystery (and fear!) out of this critical part of the homebuying process.2025-06-2004 minKeys & CafecitoKeys & CafecitoWhat Even IS Equity?Ever wonder what equity actually means and why every homeowner talks about it like it's gold? In this episode of Keys & Cafecito, Anna breaks it all down in plain language: what equity is, how it grows, and why it's one of the most powerful tools in real estate.Plus, hear the real story of a first-time buyer in San Diego who bought his home in 2021 for $665,000… and now it’s worth around $775,000. (Spoiler: he didn’t flip it—he just lived in it.)If you’re dreaming about buying or curious what your home might be wo...2025-06-1903 minKeys & CafecitoKeys & CafecitoLand vs. Home: What First-Time Buyers Should KnowBuying land is ambitious—and sometimes perfect for the right person at the right phase of life. But if you’re a first-time buyer working with a limited budget or timeline, it’s usually smarter to go with a traditional home.You can always buy land later… after you’ve built equity and experience.2025-06-1704 minKeys & CafecitoKeys & CafecitoHomeownership, Party of One: Buying Your First Home as a Single WomanYou don’t need a partner to buy a home and single women across the country are proving it every day. In this episode of Keys & Cafecito, Anna breaks down what it really looks like to buy your first home solo: from mindset to money moves, and how to navigate the process with confidence (and a good cafecito in hand). Plus, a real client story and some honest talk about what it means to build wealth on your own terms.Whether you're actively searching or just starting to dream, this one’s for you.2025-06-1204 minKeys & CafecitoKeys & CafecitoInterest Rates Got You Spooked? Let’s Talk StrategyWorried about high interest rates? You’re not alone—but you might be looking at it all wrong. In this episode of Keys & Cafecito, Anna breaks down how today’s rates don’t have to be a dealbreaker and shares smart strategies for buying now without regretting it later. From buydowns to refinancing and everything in between, this is your pep talk and game plan all in one. Plus, a little tough love (with love!) for anyone waiting on the mythical “perfect rate.”Whether you're deep in Zillow scrolls or just starting to explore homeownership, this episode is full of h...2025-06-1004 minKeys & CafecitoKeys & CafecitoA No-Nonsense Guide to Real Estate JargonIn this episode of Keys & Cafecito, I’m breaking down the most common real estate jargon so you can feel confident, not confused, every step of the way. Whether you're sipping cafecito or signing contracts, you deserve to understand what’s going on. No gatekeeping here—just real talk, simple explanations, and a little humor to get you through it.2025-06-1003 minKeys & CafecitoKeys & CafecitoBuying a New Home While Selling Yours: The Real Estate Balancing ActBuying your next home while selling your current one? It’s a real estate juggling act—but it doesn’t have to be stressful. In this episode of Keys & Cafecito, Anna walks you through the strategy, timing, and creative tools (like rent-backs and contingent offers) that make the move possible. Whether you’re upgrading for more space or downsizing for simplicity, this episode will help you plan your next chapter with confidence.2025-06-0904 minKeys & CafecitoKeys & CafecitoContingencies: Your Homebuying Safety NetContingencies may sound like contract jargon, but they’re actually your greatest protection as a buyer. In this episode of Keys & Cafecito, Anna breaks down the big three—inspection, appraisal, and loan—so you know exactly what you’re signing up for (and how to back out safely if things go sideways). Because smart buyers don’t just fall in love with a house—they stay protected while doing it.2025-06-0804 minKeys & CafecitoKeys & CafecitoWhat No One Tells You About Mobile Home ApplicationsMobile homes can be an affordable path to homeownership—but no one warns you about the real hoops you’ll have to jump through. In this episode of Keys & Cafecito, Anna gets real about the park application process: from confusing paperwork and fax machines (yes, still) to unexpected denials and delays.Whether you’re buying your first manufactured home or just trying to understand what "park approval" actually means, this episode gives you the behind-the-scenes truths no one else is talking about.Because in this process, being prepared is power. 🏡☕️2025-06-0605 minKeys & CafecitoKeys & CafecitoNot Just Door Openers: What Your Agent Actually DoesThink your agent just unlocks doors and fills out paperwork? Think again. In this episode of Keys & Cafecito, Anna pulls back the curtain on the real work your Realtor does behind the scenes—from strategy and negotiation to managing timelines, personalities, and the occasional real estate curveball. Whether you're buying or selling, this episode will have you saying, “Ohhh... so that’s what my agent was doing all along.”Grab your cafecito and let’s give your agent the credit they deserve. ☕🔑2025-06-0506 minKeys & CafecitoKeys & CafecitoThe Group Chat EffectYou found a home you love… and then the group chat had thoughts. In this episode, Anna spills the tea on how well-meaning family and friends can accidentally derail your home search—and what to do about it. From choosing whose opinion to trust, to protecting your own vision, this is your pep talk for staying focused and confident on the road to homeownership. You’ve got this, captain. 🏡☕️2025-06-0503 minKeys & CafecitoKeys & CafecitoOpen House Secrets and How to Work Them in Your FavorThink open houses are just for browsing and grabbing a cookie or two? Think again. In this episode of Keys & Cafecito, I’m spilling the behind-the-scenes truth about what’s really going on at open houses—and how savvy buyers can make the most of them. Spoiler alert: most of the agents hosting? They’re not the listing agent, and they definitely don’t have the full scoop.We’ll talk about why open houses exist, what questions to ask (and which to save for your own agent), and how to protect your best interests while still playing the...2025-06-0406 minKeys & CafecitoKeys & CafecitoThe House Is Perfect! Now Let’s Get StrategicYou found the one—now what? In this episode of Keys & Cafecito, Realtor Anna Franklin walks you through the strategy behind writing a strong offer, even when you're up against a competitive market (or shopping with a two-bedroom budget and three-bedroom dreams).From comps and contingencies to seller psychology and sweet success stories, you'll learn what it really takes to turn “we love this house” into “we got the keys!”Whether you’re sipping your cafecito while dreaming or deep in house-hunting mode, this one’s full of heart, humor, and helpful tips to get you one step c...2025-06-0304 minKeys & CafecitoKeys & CafecitoThe Inspection Report Looks Terrifying! Now What?You found the one, you're in escrow, and then... BAM. The inspection report arrives and it’s 40 pages of what looks like a horror story.Before you spiral, take a breath. In this episode, Anna Franklin (your cafecito-fueled real estate fairy godmother) walks you through what inspection reports really mean—what to take seriously, what’s totally normal, and how to navigate the next steps with confidence.Plus, a real client story that proves even a “scary” report can lead to a happy ending.🎧 Whether you’re house hunting now or prepping for the future, thi...2025-06-0306 minKeys & CafecitoKeys & CafecitoBuying a Mobile Home (Chattel Purchase 101)Buying a mobile home can be a fantastic and affordable path to homeownership, but it comes with its own set of rules. In this episode, Anna breaks down everything you need to know about mobile home purchases, from chattel loans and park applications to space rent and title transfers. She even shares a heartwarming story of how helping one buyer led to helping another—just because they showed up at the right place, at the right time.Whether you're just getting started or you've never considered this option before, this episode will help you understand what it ta...2025-06-0108 minKeys & CafecitoKeys & CafecitoCredit Score 101: What it is, Why it Matters, and How to Boost itWe're discussing credit scores: Why they matter, what they mean, and if yours needs a little help, there's no shame in our game. 2025-05-3105 minKeys & CafecitoKeys & CafecitoFive Lessons I've Learned From First Time BuyersSharing real talk from real first time buyers. 2025-05-3105 minKeys & CafecitoKeys & CafecitoClosing Day and Move-In Day! What to ExpectYou made it to the finish line! In this episode, we walk through what actually happens on closing day, how and when you get your keys, and what to expect during the move-in process.2025-05-3104 minKeys & CafecitoKeys & CafecitoEscrow 101: What Actually Happens After Your Offer Is Accepted?Escrow sounds complicated, but I promise it’s not as scary as it seems. In this episode, I’ll break down what happens between offer acceptance and getting the keys. You’ll learn who does what, what can go wrong, and how to keep your cool from start to finish.2025-05-3005 minKeys & CafecitoKeys & CafecitoWriting Your First Offer - What Happens, What Matters, and What to ExpectYou found the house—now what? Let’s demystify what goes into writing a strong offer. From price and terms to timelines and contingencies, this episode walks you through what you (and your agent!) need to consider to stand out in today’s market.2025-05-3007 minKeys & CafecitoKeys & CafecitoIs This THE ONE? How To Know When You've Found YOUR HomeLove at first sight—or are you just tired of scrolling listings? In this episode, we’ll chat about how to actually know when a house is the right fit, what to look for during showings, and how to balance emotion with strategy when making that decision.2025-05-3005 minKeys & CafecitoKeys & CafecitoYou Don't Need 20% Down To Buy A HouseIf you’ve been waiting to save 20% down before buying, this episode is your permission to stop. We’re breaking down common loan types, minimum down payment requirements, and what’s actually realistic for today’s buyers. PSA: You have more options than you think.2025-05-3006 minKeys & CafecitoKeys & CafecitoHow Much House Can I Actually Afford?Before you fall in love with a house on Zillow, let’s talk budget. In this episode, we’ll walk through how affordability is really calculated, how to look beyond just the purchase price, and what monthly costs to expect. Spoiler: it’s not just about the mortgage. Send me a DM on Instagram or TikTok @SDAgentAnna to discuss your unique situation.2025-05-3005 minKeys & CafecitoKeys & CafecitoSo You Want to Buy a House (Now What?)Thinking about buying your first home—but have no idea where to start? You’re in the right place.In this first episode of Keys & Cafecito, Realtor® Anna Franklin introduces the podcast and gives you a big-picture overview of what it actually takes to buy a home. From saving for a down payment to getting pre-approved and understanding your options, this is the “start here” moment for every future homeowner.2025-05-3005 minSmall Business Survival ConversationsSmall Business Survival ConversationsS3E37: You're Not Alone: Real Talk with Ron FranklinSend us a textIn this powerful episode of Small Business Survival Conversations, we kick off our new Thursday Real Talk series with Ron Franklin—an executive leader, mentor, and trusted advisor to small business owners.Ron brings years of experience mentoring entrepreneurs and shares honest, no-fluff insights about what it really takes to survive and thrive as a small business. From mindset shifts to leadership growth, his message is clear and encouraging: asking for help is not a sign of failure—it’s a strategic move that can transform your business....2025-05-2920 minIf People Only Knew with Anna MatsonIf People Only Knew with Anna Matson#15- Anna Matson: The Downfall of Political MovementsIf People Only Knew the downfall of political movements. This past year, I attended political events for four different political parties and this is what I learned. These movements start out with sincere, well intended people but they soon get taken over by other voices. I discuss who these people are and how we can overcome it. Timestamps (1:30) Libertarian Event(7:45) Republican Events(14:02) Democratic Event(18:55) Independent Events(23:34) What I Learned(27:54) Benjamin Franklin’s Advice2025-05-2138 minHow to Trust YourselfHow to Trust YourselfEp 53 Don’t Hate Your Guts with Dr. Jennifer FranklinIn today’s episode, I’m talking with Dr. Jennifer Franklin, one of the first ‘gastropsychologists’ in the U.S. Dr. Franklin specializes in treating neuroplastic symptoms and disorders of gut-brain interaction like irritable bowel syndrome and cyclic vomiting syndrome. Drawing from her own recovery journey, she’s spent over two decades helping others heal through experiential, mindfulness-based, and somatic approaches. Dr. Franklin is also a teacher, speaker, and content creator, sharing her expertise on the brain-gut connection and how to foster lasting healing. You’re going to get so much out of this conversation—let’s get started! 2025-01-171h 00Books On The GoBooks On The GoEp 253: Wifedom: Mrs Orwell's Invisible Life by Anna FunderAnna and Annie discuss the 2023 Booker Prize Shortlist and the authors taking action over the generative AI use of their work. Our book of the week is WIFEDOM: MRS ORWELL'S INVISIBLE LIFE by Anna Funder.  An innovative biography of Eileen Orwell by the Miles Franklin and Samuel Johnson prize winner, it has been described as a masterpiece and we think would make a great book club book. Coming up: Book Club with Shawn Mooney Follow us! Facebook: Books On The Go Instagram: @ abailliekaras and @ mr_annie Email: b...2023-10-0926 minExperience Franklin County IndianaExperience Franklin County IndianaSinger Songwriter Anna Owens, and upcoming eventsThis week, we sat down wtih Anna Owens, a singer songwriter from Indianapolis who is coming to Franklin County, Indiana for a concert on April 29th at Ways of Grace Church. She's an incredibly talented and thoughtful songwriter, and we're fortunate to having here appear here in Franklin County! If you'd like to find out more about Anna, follow Anna Owens Music on Facebook and Instagram,We also take a look at our upcoming events for the next few weeks.We appreciate you taking the time to listen, and...2023-04-2615 minThe Engineering History Podcast | Inventions, Builders, Hackers, Projects, and Stories from Our PastThe Engineering History Podcast | Inventions, Builders, Hackers, Projects, and Stories from Our PastEp 38 - Rosalind Franklin and the Mystery of DNAAnna and Paul discuss the tangled web surrounding the discovery of the helical structure of DNA. Grab your x-ray crystallography lab equipment and get ready to publish someone else's research cause we're going on a crazy ride from the UK to Paris! Follow @engineering_history_podcast on Instagram to keep up with our latest updates :)2023-04-231h 50Heart to Heart with AnnaHeart to Heart with AnnaJake Ryan and Dear Franklin: A Book for Kids with Heart Warrior ParentsWho is Jake Ryan and why did he write a book? What happens when it’s the parent who is the Heart Warrior? How do you prepare your children for your heart surgery?Jake Ryan was a busy father of three-and-a-half-year-old twins - a son and daughter - when his life changed forever. He collapsed during a routine workout one day at the gym. Fortunately, he was rushed to the hospital where he was diagnosed with an aortic aneurysm and a faulty mitral valve. After his surgery, he worried that he would not be able to be the ki...2022-11-2239 minHeart to Heart with AnnaHeart to Heart with AnnaJake Ryan and Dear Franklin: A Book for Kids with Heart Warrior ParentsSend us a textWho is Jake Ryan and why did he write a book? What happens when it’s the parent who is the Heart Warrior? How do you prepare your children for your heart surgery?Jake Ryan was a busy father of three-and-a-half-year-old twins - a son and daughter - when his life changed forever. He collapsed during a routine workout one day at the gym. Fortunately, he was rushed to the hospital where he was diagnosed with an aortic aneurysm and a faulty mitral valve. After his surgery, he worried th...2022-11-2239 min