Shows
The Swan Effect - Creating and Sustaining Your Financial WellbeingS5 E2 Debt: Burden Or Building Block?Send a textMoney gets messy when debt blurs the line between freedom and friction. In this episode Arthi and Maliks pull that line into focus with a simple idea: borrowing is neutral, behaviour is not. Together they explore how to turn credit from a source of stress into a lever for growth by funding assets, skills, and income rather than short-lived consumption.The co-hosts unpack the love-hate tension around debt and show how borrowing becomes powerful when it funds assets, income, or skills rather than lifestyle. From sharing filters, practical methods, and a 48‑hour ch...
2026-03-0235 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS5 E1 The Money Stories we never QuestionedSend a textThe Money Stories We Never QuestionedWe’re opening Season 5 by naming the money conversations many of us were taught to avoid — debt, death, and taxes — and gently unpacking how those silences shaped the way we relate to money today.In this episode, cohosts Arthi and Malika explore how our earliest experiences of money — what was said, what was modelled, and what was never spoken about — quietly become the rules we live by as adults. We talk about family “atmospheres” around money, generational ideas of respectability and safety, and why avoida...
2026-02-0126 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS4 E11 The Superhero Wealth EquationSend a textIt has been a financial marathon this season, with hosts Arthi and Malika delivering a wealth mindset so that you can become your own financial superhero. What listeners may not have known, was that each epsiode this season was building up to a cape fitting ceremony. In this final episode of Season 4, Arthi and Malika unveil the Superhero Wealth Equation—Identity x Behaviour x Time x Community— a simple, multiplicative model that turns scattered advice into a focused plan you can actually stick to.As a bonus, the hosts guide list...
2025-11-3025 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS4 E10 The Clarity ArcSend a textAs we get closer to the end of 2025, Arthi and Malika offer listeners the opportunity to press pause, clear the financial fog, and build a values-led plan for the year ahead with simple tools that turn overwhelm into focused action. This episode is jam-packed with reflective questions, simple frameworks, practical rituals, and next steps to show you how clarity grows when money decisions match what matters most.Listen in as the co-hosts talk about:Why do we lose clarity through overload, opinions, and emotionHow awareness is the first power m...
2025-11-0235 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS4 E9 The Legacy League: Passing on your SuperpowersSend a textFollowing on the theme of Legacy from the previous episode 8 of this season, Arthi and Malika engage with the idea that legacy isn't just about the money you leave behind—it's about preparing, protecting, and empowering the next generation with thoughtful planning and clear communication. In the current episode the hosts help you armour up with essential tools like wills, estate planning, and the life file to create a meaningful legacy that outlives you.Listen in as Malika and Arthi discuss how:• Wills serve as your superhero shield, p...
2025-10-0125 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS4 E8 Legacy Through GenerositySend a textEver wondered why superheroes team up instead of fighting alone? There's profound wisdom in this approach – especially when it comes to building wealth. In this thought-provoking Episode 8, Arthi and Malika explore how purposeful generosity creates a lasting legacy through the uniquely South African lens of Ubuntu – the philosophy that "I am because we are."Listen in as the co-hosts navigate the topic covering different angles of interest that include: Ubuntu operates like the Avengers – each person contributing their power to form a stronger collectiveTraditional stockvels (savings clubs) demonstrate financial Ubuntu in action...
2025-09-0224 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS4E7 Where Equity creates EquitySend a textIn this special episode in Women's Month in South Africa, Arthi and Malika tackle equity head-on, joined by wonderful guest Shivani Naidoo, Head of EQT - an Old Mutual Wealth fintech. How does equity investing create equity in the wider world, you ask?According to Shivani, we have to take a few steps back before even asking this, and rather be curious about what would make one an investing success. It begins with purpose, not products, and understanding your financial "why" is the foundation of wealth-building that lasts. Time in t...
2025-08-0132 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS4 E6 Reframe. Reinvent. Resource Up!Send a textContinuing to uncover the key characteristics of a wealth mindset, hosts Arthi and Malika delve into episode 6 of this season, talking about what separates those who thrive financially from those who stay stuck. It's not luck or privilege—it's resourcefulness. Resourcefulness is a critical component of building a wealth mindset, turning survival into strategy by making the most of what you already have instead of focusing on what you lack.Drawing inspiration from superhero stories so that you can become your own financial superhero too, Arthi and Malika explore how ch...
2025-07-0124 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS4 E5 The Wealth Code DisciplineSend a textWhat separates financial dreamers from achievers? One word: discipline. In this illuminating episode of the Swan Effect Podcast, Arthi and Malika explore the untold power of self-discipline in wealth creation through the lens of our favorite superheroes.Forget what you think you know about discipline. It's not about rigid obedience or punishing routines—it's about emotional self-regulation paired with rational decision-making that keeps you focused on your financial goals. The hosts break down why this internal tug-of-war between immediate gratification and long-term goals is particularly challenging in our technology-saturated world, whe...
2025-06-0227 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS4E4 Innovation for Wealth CreationSend a textIn this powerful episode, co-hosts Arthi and Malika delve into how innovation becomes a catalyst for wealth creation, revealing that you don't need to be in Silicon Valley or launch a tech startup to harness its potential. They challenge conventional thinking by redefining innovation as the art of finding creative solutions to everyday problems – something accessible to everyone regardless of background or resources. Through compelling examples from across Africa, thy explore how entrepreneurs are addressing local challenges with simple yet powerful innovations. From mobile banking revolutionizing financial access to the thriving "Kasi econ...
2025-05-0223 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS4 E3 The Resilient Reset - building your financial bounce-back musclesSend a textIn this episode, co-hosts Malika and Arthi underscore how resilience forms the invisible backbone of wealth creation, that few discuss openly. During this transformative episode, they decode how the ability to adapt, persist, and evolve through financial challenges ultimately determines your long-term success more than any investment strategy alone.Arthi explores the profound psychological dimension of financial resilience - learning to view setbacks as commas rather than periods in your financial story. This mindset shift alone can dramatically alter your wealth trajectory. Malika helps us discover why emotional regulation during m...
2025-04-0423 min
The 'Inspire your Life' Podcast with Arthi RabikrissonS4 E3 In conversation with Monika Malan: Perspective creates progressSend a textHost Arthi is joined by guest Monika Malan, who discusses how different perspectives can lead to personal progress. Monika vulnerably shares a tragedy she experienced at a young age, in the loss of her sibling unexpectedly, and the impact this had on her. It was only when a colleague provided her feedback that she realized the full extent of that impact. This led Monika to take action and learn valuable lessons, including prioritizing family and mental health.Monika is an advocate for women and is very passionate about supporting women throughout all...
2025-03-2726 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS4 E2 March Into ActionSend a textMarching into Episode 2 of Season 4 of The Swan Effect Podcast, Arthi and Malika discuss the steps needed to start cultivating the Wealth Mindset addressed in Episode 1.Arthi provides details of the key characteristics that define a wealth mindset, including resilience, innovation, resourcefulness, discipline, and generosity. In a playful twist, the theme of becoming your own financial superhero underlies the characteristics, where Arthi and Malika help us identify with some well-known (and wealthy!) fictional superheroes, such as Batman and Iron Man.Malika emphasizes the power of resourcefulness. By maximizing what each...
2025-03-0239 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS4 E01 The Wealth MindsetSend a textWelcome to Season 4 of The Swan Effect Podcast, with your hosts Arthi Rabikrisson and Malika Peterson!It is the year they are officially calling "2020-Thrive"! This new season will focus on how we can become our own financial superheroes inspired by fictional charactersKicking off the season, episode 1 explores the importance of a wealth mindset and how this mindset involves thinking and acting in ways that foster abundance rather than scarcity. Malika shares her personal experiences and the impact of childhood narratives on her financial mindset and a...
2025-02-0426 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS3 E11 Back through the looking glassSend a textUnlock the secrets of wealth management and personal growth as Arthi and Malika take a look back at 2024, a year filled with "aha" moments that have shaped both their lives and listeners’ too. As they recount their journey and set the stage for ambitious goals in 2025, expect insights that will empower you to reflect on your own financial experiences and embrace the potential of online learning.Some stand-out episodes to consider:Journey with us into the world of cryptocurrency and discover the transformative power of community-driven investment strategies. With expert guidance, we...
2024-12-0145 min
The 'Inspire your Life' Podcast with Arthi RabikrissonS4 E2 In conversation with Susi Astengo: Need is the mother of inventionSend a textIn this episode, Arthi is joined by Susi Astengo, Founder of CoachMatching. Susi gives us insight into her personal life and how key life changes necessitated her pivoting her career towards starting her own business. Sixteen years later, through navigating being a single mum (to a son she loves dearly and is so proud of), undergoing a major health situation, to new country dynamics to operate a business in, Susi has built a highly-respected (and been accoladed for) Coaching and Leadership development practice and coaching platform.Susi shares that throughout all the c...
2024-11-2135 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS3 E10: Black Friday StrategiesSend a textNovember = waiting for Black Friday deals for many people. This is the focus of Episode 10 in Season 3 where Arthi & Malika take a different look at Black Friday and how to strategise your spend. As you know, this season's theme has been the advent calendar of investments.Thus this episode offer a Black Friday 2 for 1 sweetener, as two advent calendar slots are unveiled, being (1) the importance of understanding assets versus liabilities, and (2) delayed gratification in wealth creation. Arthi explains that assets generate income, while liabilities cost money. Many examples are di...
2024-10-3134 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS3 E9: Mental Health = WealthSend a textIn Season 3 episode 9 Arthi & Malika continue the journey into the advent calendar of financial knowledge. October is Mental Health Awareness Month and the hosts share insights in this episode that mental health equals wealth, both in the figurative and literal sense.Malika shares some alarming statistics about how people currently feel under pressure and a large part of this is caused by money and finances.Arthi shares the definition of mental health and mindset & offers insight into brain fitness, and how this can increase your mental health.Malika...
2024-10-0235 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS3 E8: Two Pots For RetirementSend a textIn Season 3 episode 8 Arthi & Malika are joined by special guest Tiaan Herselman, to discuss the new two pot retirement legislation that came into effect on 1 September 2024 in South Africa. It was designed to assist in the current retirement crisis that retirees are experiencing, where they do not have enough financial resources to allow them to retire comfortably. Listen in to hear Malika, Arthi & Tiaan discuss:What exactly is this new legislation and what do the different “pots” meanThe intention of this retirement legislationThe new rules & implications for your savings & taxPractical examples of vari...
2024-09-0432 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS3E7 Who runs the world? Girls!Send a textIn Season 3 episode 7, it is Women's Month and co-hosts Arthi & Malika discuss the role of women in financial empowerment of their households and communities. Malika provides surprising statistics about women in finance relating to their earnings, roles and knowledge.Arthi explains how women are essential in driving the economic growth of the country, and why it is beneficial that we empower women to ensure that their innate ability to grow the economy is catalyzed.Listen in to hear Malika and Arthi discuss:The importance of financial empowerment in...
2024-08-0529 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS3 E6: You Are Your Greatest AssestSend a textWe are already half way through 2024! In Season 3 episode 6 co-hosts Arthi & Malika discuss the most important asset yet and one that requires your biggest and deepest investment...YOU! In this episode they share practical ways towards holistic well-being.Arthi recaps the advent calendar of investments that's been discussed thus far in season 3. In setting the scene, she highlights the increasing levels of burnout being identified with employees and individuals, requiring us to enhance our stress management skills. She shares some necessary tips and tools help us be on the right track to...
2024-07-0235 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS3 E5: Young & FreeSend a textIn Season 3 episode 5 it is all about the youth!Arthi & Malika have dedicated this episode to providing the youth with tips on how to take action and have a better understanding about managing finances and investments, that can pave the way for a very prosperous future. Arthi splits the focus in 3 main categories, the first being changing your perspective, mindset and narrative about money. Key to this is visualizing your dream or life that you want and writing down your goals and achievements. Malika considers the physical financial acti...
2024-06-0331 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS3 E4: Ubuntu In InvestmentsSend a textIn Season 3 Episode 4 Arthi & Malika introduce the concept of Ubuntu in investments. Ubuntu, by way of a simplified meaning, underscores the idea that I am what I am because of who we all are. You may be curious as to how do investments & Ubuntu align, and it does through what is typically known as crowdfunding. Arthi and Malika share more about what this means and identify the various types of crowdfunding options.Arthi introduces the group saving concept known as a “stokvel”, outlining the advantages of collective saving and investing, while Malika shares...
2024-05-0126 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS3 E3 Decrypting CryptoSend a textEaster break is behind us and so April Fool's Day. While you may have been pranked or been creating the pranks yourself this 3rd episode of the Swan Effect podcast Season 3 is not one of those pranks.Arthi and Malika are joined by guest Jermaine Fourie, to help you decrypt cryptocurrencies, as they continue to unbox interesting investment strategies for you to consider for your financial portfolio and ultimately set your moneyverse up for sustainability and success.Jermaine is one of the few people worldwide professionally trained in understanding cryptocurrencies...
2024-04-0339 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS3 E2 Prop Yourself Up For WealthSend a textIn Season 3 episode 2 Arthi & Malika continue with the advent calendar of investments discussing real estate as an investment. They explore some of the most common ways to make money through property investment, the first being buying a physical property. Arthi lists a few of the ways in which you can influence your decision when purchasing a property.Malika shares a highly useful fact based on renting out space on your property, which can offer a sense of safety & community, but further assists in paying off your mortgage or home-loan at a faster r...
2024-03-0328 min
The Swan Effect - Creating and Sustaining Your Financial WellbeingS3 E1 2024 Explore!Send a textWelcome to 2024 and Season 3 everyone! Co-hosts Arthi Rabikrisson and Malika Petersen are excited to be back to continue the journey of exploring the path to financial freedom together! This season they will dig a little bit deeper into the investment side of things and thereby expand the moneyverse opportunity set, almost like an advent calendar, where each month a new opportunity will be discussed.In this first episode, Arthi and Malika start off the investment theme by discussing education and how this is a form of investment in ourselves and for ou...
2024-01-3132 min