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Money Mindset Podcast - Budgets Made Easy#211 10 Things I've Learned About Money Since Becoming A Money CoachWelcome back to the Money Mindset Podcast!
Today's episode explores the valuable lessons Ashley learned over seven years as a money coach. We'll discuss personal finance insights, how individual perspectives shape financial decisions, and why there's no one-size-fits-all approach.
Join us as we dive into topics like understanding diverse learning styles and navigating different seasons of life. These insights offer guidance on developing a healthier relationship with money.
Hosting Today:
I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too...
2024-04-3019 minMoney Mindset Podcast - Budgets Made Easy#193 Planning for 2024Get ready for a big year in 2024!
If you haven't thought about your goals yet, no worries! Check out the Money Mindset Podcast, where we talk about the power of intentions, the importance of clear goals, and the roadmap to financial freedom. Learn how picking a "Word of the Year" can guide your journey.
Find out why planning in November and December is crucial for success in the upcoming year. Join us as we gear up for a great 2024 and work towards achieving your financial goals!
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Hey, I’m Ashley Pa...
2023-12-0710 minMoney Mindset Podcast - Budgets Made Easy#192 How to Find an Accountability Buddy & Why You Need OneFeeling isolated on your journey to financial freedom? The struggle is real when it comes to discussing money openly.
Join us as we discuss the challenges of finding a supportive community that understands your financial goals without judgment. Discover practical tips on connecting with like-minded individuals online, forming accountability partnerships, and achieving your financial goals.
Tune in to see how our Money Success Club fosters a global community, providing the support and encouragement you need to succeed on your financial journey.
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Hey, I’m Ashley Patrick, a personal finance expert an...
2023-12-0609 minMoney Mindset Podcast - Budgets Made Easy#191 Numbers You Should be Tracking in 2024Navigating your finances can be overwhelming, especially when it comes to tracking the right numbers.
In today’s episode of the Money Mindset Podcast, we’re breaking down the essential numbers you should be keeping tabs on in the new year. Feeling confused about where to start? Don’t worry; we’ve got you covered!
Tune in as we unravel the mystery of financial tracking and share practical insights to kickstart your journey to financial success.
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Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I he...
2023-12-0608 minMoney Mindset Podcast - Budgets Made Easy#190 5 Reasons You Feel BrokeWelcome back to another insightful session of the Money Mindset podcast! In today's episode, we'll discuss the reasons why many individuals experience a sense of financial strain, even when they're not technically broke.
Join us as we uncover the top five reasons contributing to this financial frustration. From overspending and overwhelming debt to unexpected expenses, disorganization, and the power of focusing on the positive, we'll navigate through the common challenges affecting your financial mindset.
So, if you've ever wondered why your money seems to disappear faster than you can earn it, this episode is a...
2023-12-0414 minMoney Mindset Podcast - Budgets Made Easy#189 Preparing for a Job LossWelcome back to another episode of the Money Mindset Podcast. Today, we're diving into a crucial topic that hits close to home for many of us – preparing for a job loss or loss of income. Whether you've already experienced it or are proactively planning for the future, these steps are your money guide.
In this episode, we share invaluable insights on how to navigate through financial uncertainties. From prioritizing bills to making quick cash, we've got you covered.
The episode also introduces a free worksheet, specially crafted for this topic. So, grab your pen, get re...
2023-11-3022 minMoney Mindset Podcast - Budgets Made Easy#188 How Often Should You Check Your Credit ReportWelcome back to another episode of the Money Mindset podcast! Today, we're tackling a crucial question: "How often should you check your credit report?"
Things have changed, and now you can get a free report every week from each credit bureau in the US. We're here to guide you on the best way to use this free service without making it a weekly chore.
Let's explore together how often you should really be keeping an eye on your credit and why it matters for your financial well-being.
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2023-11-1613 minMoney Mindset Podcast - Budgets Made Easy#186 BBMU Budgeting is only a piece of the processAre you tired of feeling like budgeting just doesn't work for you? You're not alone!
In this episode, we'll change the way you think about budgeting. Budgeting is just the beginning, not the whole journey. Learn why it's crucial to understand that it's only a piece of the process in managing your finances effectively. Join us as we explore the power of automation, simplicity, and taking actionable steps to reach your financial goals.
Don't get stuck in the budgeting rut; discover the bigger picture of financial success.
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2023-11-0634 minMoney Mindset Podcast - Budgets Made Easy#185 How to Budget for ChristmasAs the holiday season approaches, it's time to prioritize your budget and plans to ensure a joyful and financially sound celebration.
In this episode of the Money Mindset Podcast, we guide you through practical steps for holiday budgeting. Discover how to determine what truly matters, create a reasonable budget, and break it down into categories like decorations, food, and gifts.
By the end of this episode, you'll be well-prepared to enjoy the holidays without the stress of overspending. Tune in now!
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Hey, I’m Ashley Patrick, a personal finance ex...
2023-11-0219 minMoney Mindset Podcast - Budgets Made Easy#184 Can't stop spending money? Do this first 👇Do you ever find yourself in a never-ending cycle of impulsive spending, guilt, and regret? You're not alone. It's a challenge that many face.
In this episode, we tackle this very issue head-on. Join us as we discuss tips and strategies to break free from the cycle of mindless spending. Discover how asking one simple question can transform your spending habits and bring intentionality into your financial life.
Tune in to learn the secrets of mindful spending and set yourself on a path to financial success.
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2023-10-3119 minMoney Mindset Podcast - Budgets Made Easy#183 How to Start a Money RoutineAre your financial goals feeling out of reach? Join us in this episode as we explore the essential practice of establishing a money routine.
Learn to create a sustainable routine that ensures you keep progressing, even when motivation wanes. Tune in for practical tips on setting a productive schedule, staying accountable, and turning your financial actions into habits that you can execute on autopilot.
Say goodbye to procrastination and hello to a sustainable money routine that works for you!
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Hey, I’m Ashley Patrick, a personal finance expert and fo...
2023-10-2622 minMoney Mindset Podcast - Budgets Made Easy#182 Should You Tithe While in Debt?In today's episode of the Money Mindset podcast, we tackle the sensitive yet crucial topic of tithing.
Whether you're dealing with substantial debt, struggling to make ends meet, or seeking clarity on your financial priorities, we explore the question of whether you should continue tithing, even when it's challenging.
Join us for a reflective discussion that delves into the connection between faith, finances, and personal values.
Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money an...
2023-10-2311 minMoney Mindset Podcast - Budgets Made Easy#179 Procrastination is not LazinessWelcome to another episode of the Money Mindset Podcast with your host, Ashley, creator of Budgets Made Easy. Today, we're diving into a common issue that plagues many, the feeling of laziness when it comes to managing finances.
Ashley uncovers the real reason behind procrastination and how fear often disguises itself as laziness.
Join her as she reveals how to break free from this mindset and get on the path to financial success.
Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I he...
2023-10-0506 minMoney Mindset Podcast - Budgets Made Easy#178 "I suck with money" and other mindsets holding us backAre negative thoughts about your finances holding you back from achieving your money goals?
Join Ashley on this enlightening episode of the Money Mindset Podcast as she breaks down the damaging mindsets that can hinder your financial success. Discover why you're not alone in facing these challenges and how you can overcome them to take control of your money.
Get ready for a shift in perspective that will empower you to make positive changes in your financial life!
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Hey, I’m Ashley Patrick, a personal finance expert and founder of...
2023-10-0208 minMoney Mindset Podcast - Budgets Made Easy#177 BBMU - How to Budget While Still Using a Credit CardAre you using your credit card like a debit card for added security and convenience? If so, you're not alone!
In this episode of the Money Mindset Podcast, we explore how to budget effectively when using your credit card for everyday expenses. Discover valuable insights and practical tips for planning your budget by paycheck while maximizing the benefits of using your credit card.
Whether you're a fan of credit cards or prefer a cash-based approach, this episode has something for everyone. Tune in to improve your financial strategies and enhance your money management skills.
2023-09-2649 minMoney Mindset Podcast - Budgets Made Easy#176 Quick Fix vs Long-Term StrategyAre you stuck in a rut, feeling overwhelmed about getting your finances in order for retirement or other life goals?
Join us in this insightful episode as we delve into the mindsets of quick fixes versus long-term financial strategies. Discover the pros and cons of each approach and how they impact your financial journey and overall life.
Tune in to learn why recognizing the need for a quick fix is just the beginning, and how embracing a long-term strategy can lead to lasting financial freedom and personal growth.
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2023-09-1417 minMoney Mindset Podcast - Budgets Made Easy#175 BBMU You Don't Need a Monthly BudgetAre you tired of the traditional monthly budgeting approach? Learn why planning your budget by paycheck can significantly impact your financial management.
In this episode of the Money Mindset Podcast, we're diving into the transformative concept of budgeting by paycheck. Join us as we discuss why an overall monthly budget might not be the most effective method for everyone. Discover the magic of planning your budget around your income cycles and learn how this approach can lead to better financial control, increased savings, and more intentional spending.
Whether you get paid weekly, biweekly, or monthly...
2023-08-2448 minMoney Mindset Podcast - Budgets Made Easy#174 BBMU - You do not need to track this!Welcome back to another engaging episode of the Money Mindset podcast! In today's Budget Bestie Meetup, we dive into a topic that often causes financial stress – tracking every penny.
We know that keeping tabs on every expense can quickly become overwhelming, and that's why we're here to introduce you to a game-changing concept – cash envelopes. Join us as we explore why you don't have to track cash envelopes and how they can revolutionize your budgeting approach. Learn how to harness the power of intentional spending and gain the freedom you've been longing for.
Get ready to t...
2023-08-1420 minMoney Mindset Podcast - Budgets Made Easy#172 Do you save money by shopping at warehouse stores?Welcome back to the Money Mindset podcast! In today's episode, we're delving into a topic that has sparked discussions among shoppers: Does purchasing a variety of items from big warehouse stores really result in significant savings?
We're breaking down the numbers and comparing the savings on various items to see if the convenience of bulk buying truly adds up. Join me as I share my personal experiences, tips for smart shopping, and reveal surprising insights on where you can maximize your savings.
Whether you're a loyal warehouse shopper or prefer the local grocery, this episode...
2023-08-0720 minMoney Mindset Podcast - Budgets Made Easy#171 How much should you be spending on food?Are you tired of overspending on groceries and want to regain control of your family's food budget?
Join me as we dive deep into strategies to cut costs, maximize savings, and make informed choices without sacrificing nutrition or flavor. From practical meal planning tips to understanding the USDA food cost guidelines, we've got your back on this journey towards financial freedom.
Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they ca...
2023-08-0120 minMoney Mindset Podcast - Budgets Made Easy#169 Debt Series - What Matters Most (Part 5 of 5)Join Ashley, the host of Budgets Made Easy and the Money Mindset Podcast, for an insightful discussion on consistency in the final episode of the Debt Series.
Discover why setting realistic expectations for consistency is crucial in your financial journey. Ashley emphasizes the importance of getting it mostly right, most of the time, rather than striving for perfection. Learn how to redefine consistency and stay motivated on your path to paying off debt.
Don't miss out on this insightful episode that will transform your perspective on consistency and help you achieve your financial goals.
2023-07-1407 minMoney Mindset Podcast - Budgets Made Easy#168 Debt Series - Let go of Your Expectations (Part 4 of 5)Join us for part four of the Debt Series on the Money Mindset Podcast. In this episode, we dive into the importance of mindset in your debt journey.
Discover how letting go of perfectionism and setting realistic expectations can lead to long-term success. Ashley shares her own experiences and provides valuable insights to help you stay motivated and keep moving forward.
Don't miss out on this episode that will shift your mindset and propel you towards financial freedom. Tune in now and start transforming your relationship with debt.
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2023-07-1309 minMoney Mindset Podcast - Budgets Made Easy#167 Debt Series - Where Are You Going? (Part 3 of 5)Join Ashley in the third part of the Debt Series on the Money Mindset podcast as she explores the importance of having a clear vision and end goal when it comes to paying off debt.
Discover how creating a vision board and mapping out your goals can provide the motivation and focus needed to achieve financial freedom.
Don't miss out on this valuable episode that will help you stay inspired on your debt payoff journey.
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Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Ea...
2023-07-1207 minMoney Mindset Podcast - Budgets Made Easy#166 Debt Series - How Quickly Can You Pay Off Your Debt? (Part 2 of 5)In this second episode of the Debt series on the Money Mindset podcast, Ashley delves into the crucial step of calculating your debt payoff date.
Discover the power of understanding how quickly you can pay off your debts and the motivation it brings. Ashley shares a user-friendly calculator that simplifies the process, allowing you to explore various scenarios and see the impact of extra payments. Tune in as she guides you through the calculation and highlights the importance of staying consistent on your debt-free journey.
Don't miss out on valuable insights and practical tips to...
2023-07-1115 minMoney Mindset Podcast - Budgets Made Easy#165 Debt Series - You Have to Know Where You Are Starting! (Part 1 of 5)Listen to Ashley from Budgets Made Easy and the Money Mindset Podcast as she dives into a new series all about paying off debt and achieving financial freedom.
In this first episode, Ashley emphasizes the importance of knowing where you're starting and understanding your total debt. Discover practical tips for organizing your debt and tracking your progress along the way.
Get ready to take control of your finances and make meaningful strides towards a debt-free life.
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Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Ma...
2023-07-1008 minMoney Mindset Podcast - Budgets Made Easy#164 Building a Legacy Your Kids Can Be Proud OfJoin Ashley with Budgets Made Easy and the Money Mindset Podcast as she explores the concept of leaving a meaningful legacy for your children.
In this episode, Ashley reflects on the importance of building a financial foundation that supports your family's future and shares practical tips for organizing your finances and planning for the years ahead.
Gain insights on how you can leave a lasting impact and ensure the well-being of your loved ones even after you're no longer here.
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Hey, I’m Ashley Patrick, a personal finance expert an...
2023-07-0719 minMoney Mindset Podcast - Budgets Made Easy#160 How I Turned My Side Hustle into a 6 Figure BusinessTune in to the second episode of this week's Side Hustle Series as Ashley shares her inspiring story of how she turned her part-time job into a successful business that now earns six figures. She will walk us through the challenges she faced, the sacrifices she made, and the strategies she used to achieve financial success.
If you're looking for motivation and practical advice on how to transform your passion into a profitable venture, this episode is a must-listen. Don't miss out!
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Hey, I’m Ashley Patrick, a personal finance expert and fo...
2023-06-2835 minMoney Mindset Podcast - Budgets Made Easy#158 How to Budget for Vacation & What to do When it Doesn't go as Planned - BBMUPlanning a vacation can be exciting, but it's important to be prepared for unexpected expenses that can quickly add up.
Join us in this Budget Bestie Meetup episode as we dive into the world of travel budgeting. Ashley shares her recent experience of planning her first international trip and the valuable lessons she learned along the way. Discover the significance of early planning, unexpected costs, and how personal factors can impact your travel budget.
Whether you're a seasoned traveler or embarking on your first adventure, this episode will provide you with valuable insights to help...
2023-06-221h 07Money Mindset Podcast - Budgets Made Easy#157 - How much should you save for emergencies?Discover the importance of saving for emergencies and determine the right amount for you and your family in this engaging episode of the Money Mindset Podcast with Ashley from Budgets Made Easy.
In this episode, Ashley breaks down the factors to consider when establishing your emergency fund, such as job security, upcoming expenses, and other important aspects that influence your savings goals. Join Ashley as she shares practical advice to help you navigate personal finance with confidence.
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Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I...
2023-06-1313 minMoney Mindset Podcast - Budgets Made Easy#156 - You must have this category in your budgetTune in to the latest episode of the Money Mindset Podcast with Ashley from Budgets Made Easy as she uncovers the hidden gem of budgeting - the miscellaneous category.
Join Ashley as she explores the vital role of this budgeting buffer, offering you the flexibility and peace of mind you need when unexpected expenses pop up. Find out how incorporating a miscellaneous category can empower you to stay on track with your budget, overcome financial hurdles, and reach your money goals.
Don't miss out on this essential budgeting strategy! Listen now and take control of...
2023-06-0505 minMoney Mindset Podcast - Budgets Made Easy#155 Budget vs actual - What do they mean and why does it matter?In the latest episode of the Money Mindset Podcast on Budgets Made Easy, Ashley delves into the topic of the difference between budgeted and actual amounts.
Have you ever wondered which one to use or felt confused by these terms? Ashley clarifies it all in this informative discussion. Discover the significance of planning your budget and understanding the actual expenses you incur. Ashley also highlights the importance of accurately tracking your finances for effective financial management.
Don't miss out on this insightful episode that will help you gain clarity on budgeting and actual spending.
2023-06-0104 minMoney Mindset Podcast - Budgets Made Easy#154 - Meal Planning Tips for Summer BreakIn this episode of the Money Mindset Podcast, join Ashley as she dives into the topic of meal planning for the summer, especially if you have kids at home.
Discover effective strategies and practical ideas to keep your kids well-fed without breaking the bank or resorting to unhealthy snacks. From creating snack baskets to implementing a reward system, Ashley shares her experiences and insights to help you simplify your meal planning process and maintain your sanity during the summer months.
Tune in to gain valuable tips and find inspiration for managing your family's meals this...
2023-05-2912 minMoney Mindset Podcast - Budgets Made Easy#153 Budget Series #5 - Simple Habits & Routines the Foundation of Long-Term SuccessJoin us for the last day of the Budget Series as we explore the important topic of building sustainable habits and routines to stick to your budget in the long term.
In this highly anticipated episode, we tackle the challenges of staying motivated and provide practical strategies to overcome moments when motivation is low. You'll gain valuable insights on how to fit budgeting into your daily schedule, create effective routines, and use habit stacking techniques to develop positive financial habits that will lead to long-term success.
Don't miss out on this final episode of the...
2023-05-2911 minMoney Mindset Podcast - Budgets Made Easy#152 Budget Series #4 - Be Realistic with Yourself & Your BudgetJoin Ashley on day four of the Budget Series as she discusses the crucial step of making your budget realistic.
Discover why unrealistic expectations can sabotage your financial plan and learn practical strategies for setting achievable goals. From managing your food budget to adjusting spending habits, Ashley shares valuable insights to help you create a budget that works for your unique circumstances.
Tune in to gain the confidence and patience you need to succeed on your financial journey.
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Hey, I’m Ashley Patrick, a personal finance expert and founder of Bu...
2023-05-2611 minMoney Mindset Podcast - Budgets Made Easy#151 Budget Series #3 - Planning for Those Things That Ruin Your BudgetAre you tired of the never-ending cycle of unexpected expenses that throw off your budget?
In episode 3 of the Budget Series on the Money Mindset podcast, we delve into the little things that often disrupt our budgets—the unexpected expenses that catch us off guard. Join us as we explore the importance of planning for these irregular but necessary costs and how sinking funds can help. Discover practical strategies for allocating funds for expenses such as holidays, birthdays, vacations, clothes, school supplies, and more.
Whether you prefer a detailed breakdown or a simplified approach, we've go...
2023-05-2417 minMoney Mindset Podcast - Budgets Made Easy#150 Budget Series #2 - Planning by Paycheck - Not by MonthWelcome to the second episode of the Budget Series!
In today's episode, we dive into the importance of planning your budget by paycheck. While a monthly overview provides a baseline, understanding your finances on a per-paycheck basis is crucial, especially if you receive multiple paychecks in a month. Ashley will guide you through the process step by step, sharing valuable insights and tips along the way.
Join us as we simplify budgeting and help you take control of your financial well-being.
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Hey, I’m Ashley Patrick, a personal finance expert an...
2023-05-2430 minMoney Mindset Podcast - Budgets Made Easy#149 Budget Series #1 - Knowing Where You Are Starting FromIn this exciting episode, Ashley kicks off the Budget Series with a week-long journey to help you take control of your finances. Whether you're a seasoned budgeter or just starting out, Ashley has valuable insights to share.
This episode focuses on the crucial first step: knowing where you're starting from. Ashley explains how to assess your current bank balance and the expenses you need to consider before your next paycheck. She shares valuable insights and emphasizes the importance of making spending decisions based on your budget, rather than just your bank balance.
Listen as Ashley...
2023-05-2216 minMoney Mindset Podcast - Budgets Made Easy#148 BBMU - Closing Out Your Budget for the MonthWelcome to the May 2023 Budget Bestie Meetup!
In this episode of the Money Mindset podcast, we'll be diving deep into the important topic of closing out your budget. This question has been raised multiple times recently, and it's time to explore it thoroughly. We'll discuss why closing out your budget is a crucial step in effectively managing your finances and how it can help you track your progress.
Join us as we share our wins from the previous month and discuss the importance of maintaining control over your budget. We'll also delve into whether you...
2023-05-1847 minMoney Mindset Podcast - Budgets Made Easy#147 It Doesn't Have to be All or NothingDo you struggle with perfectionism and fear of failure? Are you caught in the all-or-nothing mindset trap?
Join Ashley from Budgets Made Easy in this episode of the Money Mindset podcast as she explores the common trap of the all-or-nothing mindset.
Discover how to find balance and make progress even when things aren't perfect. Ashley shares valuable advice on building resilience and cultivating a mindset that empowers you to persevere, regardless of imperfections. Learn practical techniques to reset your mindset, shift away from the all-or-nothing mentality, and achieve your financial goals.
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2023-05-1717 minMoney Mindset Podcast - Budgets Made Easy#146 - You DON'T Have to do it all!Feeling overwhelmed with the never-ending tasks of managing your family's finances? As busy moms, we often find ourselves shouldering the burden of handling everything on our own. But guess what? You don't have to do it all by yourself.
In this episode of the Money Mindset podcast, we'll explore why you don't have to carry the burden alone. Join Ashley as she delves into effective strategies and tips to get your family on board with the finances. Discover how to let go of control, involve your family, and effectively communicate your needs. Learn practical tips, strategies, and...
2023-05-1118 minMoney Mindset Podcast - Budgets Made Easy#145 Cash Envelopes - Physical or Digital?If you're searching for an effective way to take control of your finances, have you ever explored the concept of cash envelopes? These simple yet impactful tools can revolutionize the way you manage your money.
Join Ashley on this exciting episode of the Money Mindset Podcast as she dives into the world of cash envelopes. Whether you prefer the traditional method of using physical envelopes or the convenience of a digital app, Ashley has got you covered. Discover the pros and cons of each approach and gain valuable insights into how to effectively manage your money. Tune...
2023-05-0819 minMoney Mindset Podcast - Budgets Made Easy#144 BSS - Giving Yourself Some Freedom to Spend and Stop Overthinking Everything!Do you find yourself struggling with overthinking and overanalyzing your finances? Do you have a hard time allowing yourself some freedom to spend?
In this episode of the Money Mindset Podcast, Ashley speaks to Melanie, who is struggling with overthinking and overanalyzing her finances, and discusses how financial planning can help her manage her finances better to stop her from overthinking. Ashley also encourages us to give ourselves permission to spend money on things we enjoy and shares a few tips on how to do so without derailing our financial goals.
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2023-05-0430 minMoney Mindset Podcast - Budgets Made Easy#143 - BBMU What to do with your tax refund (or a large lump sum of money)Have you ever received a large sum of money at once, like a tax refund or a bonus, and felt unsure of what to do with it?
Tune in to this episode of the Budget Bestie Meetup where Ashley from The Money Mindset Podcast discusses what to do when you get a big tax refund or bonus and shares some tips for making the most of it. Ashley will also share some practical advice on how to handle these types of unexpected financial gain and use them wisely to reach your financial goals.
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2023-05-0233 minMoney Mindset Podcast - Budgets Made Easy#137 Budget Apps Use Them or Not?Do you struggle with budgeting and wonder if using a budget app could be the solution? While budgeting apps aren't a magic fix for your finances, they can be a useful tool when used correctly.
In today's episode, Ashley will explore the popular trend of budgeting apps and examine whether they can truly solve your budgeting problems. She'll discuss their limitations and compare them to other budgeting methods, such as writing things down with pen and paper or using spreadsheets.
Listen in to discover practical tips and tools that will empower you to take control...
2023-04-2011 minMoney Mindset Podcast - Budgets Made Easy#136 What The Heck Are Sinking Funds And Why You Need To Use ThemAre you struggling to keep up with unexpected expenses that keep popping up and wrecking your budget? Have you ever heard of sinking funds but have no idea what they are or how they work?
If you've ever wondered what the term sinking funds mean, then you're not alone.
In this episode, we'll dive deeper into the concept of sinking funds and how they can be used to plan and save for unexpected expenses without feeling like a failure. If you're looking to take control of your finances, then stay tuned for this episode on...
2023-04-1714 minMoney Mindset Podcast - Budgets Made Easy#135 Prioritizing Your Money PlanAre you feeling overwhelmed with your finances and unsure where to start? Are you struggling to prioritize your bills and debt payments? Do you need help figuring out what to focus on first?
In this episode of the Money Mindset podcast, Ashley tackles one of the biggest obstacles that many people face when it comes to their finances: feeling overwhelmed and unsure where to start. If you're struggling to prioritize your bills and debt payments, or if you need help figuring out what to focus on first, then you won't want to miss this episode.
...
2023-04-1315 minMoney Mindset Podcast - Budgets Made Easy#134 - The Best Advice I've FollowedAre you tired of living paycheck to paycheck and struggling to make ends meet? Have you been trying hard to achieve financial stability and build long-term wealth? If so, you won't want to miss our latest podcast episode!
In this episode of the Money Mindset podcast, Ashley shares the best personal financial advice she's ever received and explains how it has helped her and her family set up a plan for long-term wealth building. She will also provide actionable tips for managing your finances, including advice on saving, developing habits and routines, and more.
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2023-04-0610 minMoney Mindset Podcast - Budgets Made Easy#133 What category should I put this in?Are you someone who struggles with categorizing your expenses and sticking to a budget? Do you find yourself getting overwhelmed and overthinking every little purchase you make?
If so, you're not alone. Many people struggle with categorizing their expenses and keeping track of their spending.
In this episode of the Money Mindset Podcast, Ashley will help you shed yourself of overthinking and fear so that you can start taking action towards your financial goals. She'll address common questions like what budget category to use for toiletries, paper products, and groceries, and how much to budget...
2023-03-3014 minMoney Mindset Podcast - Budgets Made Easy#132 Are You Too Old to Pay Off Debt?Are you feeling like you're too old to pay off debt, save for retirement, and live the life you want? Do you find yourself thinking that time has run out and it's too late for you to start making progress?
It's common to feel like you've missed the opportunity to achieve financial success as you get older, but the truth is that it's never too late to start taking control of your finances.
In this episode, Ashley challenges these beliefs and shares some practical ways to shift your mindset so you can start taking action...
2023-03-2711 minMoney Mindset Podcast - Budgets Made Easy#131 BBMU - How Much Does $100 Extra Make When Paying Off Debt?How much of an impact does an extra $100 per month have on paying off debt?
Listen to this episode to find out as Ashley delves into the topic of paying off debt and emphasizes the importance of making consistent payments to achieve financial freedom. She provides a clear breakdown of the numbers to demonstrate how an extra $100 per month can significantly impact debt pay off. Additionally, Ashley gives an example scenario to illustrate the importance of consistent payments towards debt.
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Hey, I’m Ashley Patrick, a personal finance expert and founder of Bu...
2023-03-1533 minMoney Mindset Podcast - Budgets Made Easy#129 Deserve is Not a CurrencyAre you someone who justifies spending money on things you don't really need or can't afford with the statement, "I deserve it because I work hard"?
In this podcast episode, Ashley discusses the idea of using "I deserve it" as a justification for spending money that you cannot afford. She explains how making emotional decisions and using this mindset can lead to financial struggles and debt. She also offers tips on how to change your mindset around spending and make more logical financial decisions based on what you can afford.
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2023-03-0913 minMoney Mindset Podcast - Budgets Made Easy#128 What if I Didn't StopThe Money Mindset Podcast is almost at 100,000 downloads! Woohoo!
In this podcast episode, Ashley reflects on her journey to another milestone for the Money Mindset Podcast and shares her thoughts on the importance of taking action and not waiting for the perfect moment to begin working toward one's financial goals.
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Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.
I was ab...
2023-03-0606 minMoney Mindset Podcast - Budgets Made Easy#127 BSS - When to pay off 0% interest debt firstHave you ever found yourself with multiple debts and struggled to decide which one to pay off first? Should you focus on paying off high-interest debt, the smallest balance, or 0% interest debt?
Paying off 0% interest debt first can be a dilemma for some people. While it may seem logical to pay off high-interest debt or the smallest balance first, there are situations where paying off 0% interest debt makes more sense.
In this episode, Ashley will discuss when it may be beneficial to pay off 0% interest debt before high-interest debt or the smallest balance debt, and...
2023-03-0218 minMoney Mindset Podcast - Budgets Made Easy#126 BBMU - Should you use a debt relief company?Debt relief companies are a popular choice for people who are struggling to manage their debts. They offer a variety of services to help people reduce or eliminate their debt burden. But is this really a good option for you?
Before deciding to use a debt relief company, there are a few things to consider. Listen in as Ashley discusses some of these points and offers some guidance to help you make the right choice.
Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help bu...
2023-02-2732 minMoney Mindset Podcast - Budgets Made Easy#125 Why You Should Have Fun Money When In DebtDebt is something that we all experience in our lives at some point or another. It can feel like a weight on our shoulders and be quite frustrating.
The good news is that there are ways to take the pressure off and make debt feel less like a burden and more like something that you can look forward to getting rid of someday!
In this episode, Ashley will explain why having some "fun money" each month can give you the financial freedom to still do the things you enjoy without the stress of having to...
2023-02-2315 minMoney Mindset Podcast - Budgets Made Easy#124 5 Things Your Parents Didn't Teach You About Money!Do you think your parents just didn't have enough money that's why they couldn't teach you about it? Or do you think they didn't want to teach you the topic because it was too complicated or too scary?
Well, chances are our parents weren't taught much about money, either! In fact, it's possible that they haven't even learned the most basic financial lessons themselves.
So, in today's episode, Ashley will go over some of the money lessons that our parents did not teach us about - but should have, such as making a realistic plan...
2023-02-2018 minMoney Mindset Podcast - Budgets Made Easy*Limited-Time* Replay How to Pay Off $500 in 30 Days!Do you want to learn how to pay off $500 in 30 days? You probably think it's impossible or too difficult to do, but is it really possible?
The answer is yes, and it's not as hard as you might think.
Listen in as Ashley teaches her top four strategies for making a big impact on your debt fast, such as changing your mindset, using the Impact method, creating a money plan, and making extra money, so you can be on your way to paying off that debt in no time!
This episode will be...
2023-02-131h 08Money Mindset Podcast - Budgets Made Easy#122 Do ONE thing at a time!Do you feel like you aren't making any progress with your money plan even though you've been trying for a while?
If you are feeling like your money plan isn't working the way that you hoped it would, it may be because you are doing too much at once.
Listen in as Ashley discusses how to create a realistic money plan that will keep you from feeling stuck and getting overwhelmed.
Hosting Today:
I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of...
2023-02-0708 minMoney Mindset Podcast - Budgets Made Easy#121 BSS - Deciding Which Debt to Pay FirstWondering where to put the rest of your money after you've paid all your bills? Should you use it to pay off more debt, or should you put it towards something else?
Listen in today's episode, as Ashley discusses debt strategies with Christina, including what to do with her leftover money after paying all of her bills, how to allocate those funds, and what her options are for paying off her debt.
Hosting Today:
I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three...
2023-02-0229 minMoney Mindset Podcast - Budgets Made Easy#120 Our Worst Financial Mistake That Cost Us $1million dollars 😲I'm sure you've been given money advice at some point in your life that sounded good at the time, but turned out to be bad advice that cost you money!
Today I'm sharing the worst advice we followed that led to our biggest money mistake.....one that will cost us almost $1 MILLION.....yes million....dollars in our lifetimes.
But as with all mistakes and setbacks, there is a silver lining!
Hosting Today:
I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three...
2023-01-3014 minMoney Mindset Podcast - Budgets Made Easy#118 BBMU - How to Start Changing Your BehaviorWelcome to the very first episode of our new series called the Budget Bestie Meetup! Yay!
The Budget Bestie Meetup is a free community meetup that brings together a supportive group of women to talk about money so that we can learn and grow as a community.
In this episode, we'll talk about how to start changing your behavior, how to put it into action, and how to incorporate habit stacking into your daily routine. In addition, we will also talk about the different methods to pay off your debt and share our wins for...
2023-01-231h 02Money Mindset Podcast - Budgets Made Easy#117 BSS - Getting back on track after taking time off from workingIf you have recently taken a break from your job to focus on personal life or take care of family responsibilities, it can be easy to start falling behind on your finances as you haven't paid much attention to them over the past few months.
Fortunately, there are a few things you can do to help you get through this and get your finances back on track.
Listen in as Ashley shares some tips with Sy on how to get her finances back on track after taking a break from work, such as tracking her...
2023-01-1928 minMoney Mindset Podcast - Budgets Made Easy#116 The Key to Sticking to Your New Year Resolutions in 2023Most people set resolutions for the New Year in an attempt to change their lives for the better - but few actually follow through with them.
The problem is that making resolutions without a plan and sticking to it often leads to disappointment and failure. So how can you make sure you keep your resolutions this year?
Listen to this episode and learn the key steps you should take in order to make a New Year’s resolution that you can stick to!
Hosting Today:
Hey, I’m Ashley Patrick, a personal fina...
2023-01-1611 minMoney Mindset Podcast - Budgets Made Easy#115 5 Budget Mistakes to Avoid in 2023Are you ready for a productive and successful year? If you're like most people, your answer is likely a yes. But how can you make that happen?
In this episode, Ashley discusses five budget mistakes to avoid in 2023 so that you can have a productive and successful year ahead such as not putting a deadline on tasks, expecting everything to go perfectly, not setting a baseline and mid-level goals, and more!
Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to...
2023-01-1218 minMoney Mindset Podcast - Budgets Made Easy#114 How to Pay Off Debt & Save at the Same Time (Q&A pt4)Hey everyone, it's question and answer time on the podcast!
This is Part 4 of our Q&A series, and I'll be answering some of the questions that Money Plan Bootcamp members have sent in.
Listen in as I answer the following questions: How to pay off debt and save while living paycheck to paycheck, How to get past guilt when the plan doesn't work out, and Can you start your monthly budget with the previous month's last paycheck?
Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Bu...
2023-01-0917 minMoney Mindset Podcast - Budgets Made Easy#113 BSS - How to Stick to a Budget w/a Busy Life w/KidsDoes it seem like you are constantly ordering DoorDash and never sticking to your budget because your life is just too busy?
When it comes to budgets, many people find themselves struggling with how to stick to a plan, especially the busy moms who work from home while raising their kids.
Listen in as Ashley shares some budgeting strategies with Cameron, such as changing her morning routine, making a meal plan, and using a paper and spreadsheet to help her track her budget and stick to it.
Hosting Today:
Hey, I’m As...
2023-01-0523 minMoney Mindset Podcast - Budgets Made Easy#112 Money Saving Challenges to do in 2023!If you're looking for new and creative ways to save a few hundred dollars a month without doing anything crazy, drastic, or extremely frugal, why not try a Money Savings Challenge?
Listen in as Ashley shares a couple of Money Savings Challenges that you can do on a monthly basis to make saving money a lot more fun.
Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dr...
2023-01-0215 minMoney Mindset Podcast - Budgets Made Easy#110 Q&A Part 3- How to Find the Motivation to Stick to Your BudgetYou won't always be motivated, you won't always have the time.....but you can set up habits and routines to help you maintain and follow through with your money plan!
I'm back for the third part of our Q&A series!
In this episode, I'll answer more questions from Money Plan Bootcamp members, such as how to find time as a busy parent, how to stay motivated, how to stay on track and on budget when you have small children at home, and how far in advance you should plan your next month's budget.
2022-12-2732 minMoney Mindset Podcast - Budgets Made Easy#109 How to Set Real Goals for 2023With 2023 only a few days away, I'm sure we're all hoping to start the New Year off on the right foot. And what better way to kick off the new year than by making plans to reach your financial goals?
Listen in as I share tips on how to prioritize your finances by taking action, tracking your progress, developing habits and routines, and setting SMART goals to help you achieve financial freedom in 2023!
Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms cr...
2022-12-2121 minMoney Mindset Podcast - Budgets Made Easy#108 Living Without a Car to Get On Track With Their FinancesManaging your finances is hard enough, which is why when it comes to getting out of debt, you have to be creative, and thinking outside the box can come in handy.
Listen in as Christine shares her financial journey, money mindset, and how she used an unconventional way to pay off debt in order to get her finances back on track.
Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can re...
2022-12-1224 minMoney Mindset Podcast - Budgets Made Easy#107 BSS - Implementing a Plan You Can Actually Stick ToIs perfectionism keeping you stuck? Do you constantly worry and overthink about everything, making it difficult to manage your finances?
Join me in today's episode as I strategize with Gina about how to implement her plan by tracking her spending, planning where to put her leftover money, creating a visual, and learning to focus on one thing at a time to help her overcome her perfectionism so she can stick to her budget and plan ahead.
Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I he...
2022-12-0839 minMoney Mindset Podcast - Budgets Made Easy#106 Q&A Part 2 - How to Get Your Spouse OnboardOn today's episode of The Money Mindset Podcast, I'm back to answer your questions. That's right, today's episode is Part 2 of our Q&A series!
Listen in as I answer questions about how to get motivated when you feel you are already behind, how to get your spouse on board, and how to pay off debt on a low income.
Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach th...
2022-12-0508 minMoney Mindset Podcast - Budgets Made Easy#104 BSS - Getting the Family to Stop Spending so You Can Stay at Home!Do you want to quit your job so you can stay at home with your kids, but can't because the rest of your family is unable to stop spending money?
Listen to today's episode as I discuss some action steps Heather can take with her family so she can quit her job and stay at home with the kids, such as using cash instead of credit cards, preparing freezer meals, setting time frames, and creating visual trackers to get everyone on board with her goals.
Hosting Today:
Hey, I’m Ashley Patrick, a personal fi...
2022-11-2842 minMoney Mindset Podcast - Budgets Made Easy#102 BSS - Overcoming Buy Now Pay Later so Gwen Can Pay Off DebtServices that offer a buy now, pay later program such as Afterpay can sometimes be more beneficial to use.
It can be a great help when buying goods and items. But, if you are unable to keep up with your payments, you'll only end up with more debt.
Listen in as Ashley shares tips on how to overcome buy now, pay later debts such as using your extra money to cover payments, tracking your spending, making extra money, and using cash envelopes to help save for future purchases and pay off debt.
Hosting...
2022-11-1730 minMoney Mindset Podcast - Budgets Made Easy#101 What to do with the 3rd Paycheck in a Month?Welcome to episode 101 of The Money Mindset Podcast!
Today, we're kicking off part 1 of our Q&A series where I will answer questions sent in by members of the Money Plan Bootcamp.
This will be a several part series as we have lots of questions to answer like what to do with the 3rd paycheck in a month when paid biweekly, how to handle child support income in your budget, how to build tracking as a habit, and my favorite place to sell items.
Hosting Today:
Hey, I’m Ashley Patrick, a pe...
2022-11-1418 minMoney Mindset Podcast - Budgets Made Easy#100🎉 Money Success PanelSo excited to celebrate the 100th episode of The Money Mindset Podcast! Wow! Whether you’ve been listening since episode one, or if this is your first episode, thank you for being here.
In honor of our 100th episode, I invited members of the Money Success Club to share their stories, struggles, triumphs, and what they've learned along their financial journey so far.
Hope this episode helps you realize that you are not alone on this journey, that you have support and that you can learn a lot from others who are going through the sa...
2022-11-011h 00Money Mindset Podcast - Budgets Made Easy#99 BSS The Cost of WaitingMost people tend to procrastinate and make excuses when it comes to managing their finances. The problem is that the longer you wait to save and pay off debt, the more stressful and harder it will be to make progress to achieve your goals.
Today, we're going to discuss the cost of waiting and how taking action toward your financial goals early on can help lessen the mental stress and prepare you for unexpected events, so you can take control of your finances and get back on track.
Hosting Today:
I'm Ashley Patrick, ex...
2022-10-2434 minMoney Mindset Podcast - Budgets Made Easy#98 BSS How to Stop Overspending on Treats for YourselfDo you always treat yourself when you feel stressed, tired, feeling sad, or you're having a good day?
While it is good to acknowledge that we deserve something special, the truth is we sometimes overindulge and overspend just to treat ourselves, causing us to regret it later.
Listen in as Ashley discusses how developing good habits and routines, as well as having the right mindset, can help you stop overspending on treats for yourself so you can save for your bigger goal. She will also discuss how to create a zero-based budget and how to...
2022-10-2034 minMoney Mindset Podcast - Budgets Made Easy#97 Money Success Roadmap Stage 6We're finally at the last stage of the Money Success Roadmap!
Stage 6 means financial freedom. This is your bigger vision for your life, what you want to do that you can't do because of debt. This is where you get to start building the life that you really truly want.
In this episode, we'll cover automating your savings, retirement, and investment accounts as well as figuring out an estate plan. Additionally, we'll discuss building a five-year plan for your new goals now that you’re debt-free!
Hosting Today:
I'm Ashley Patrick, ex de...
2022-10-1715 minMoney Mindset Podcast - Budgets Made Easy#96 Money Success Roadmap Stage 5After developing a solid plan and becoming super motivated to overcome your debts, you're ready to move on to the next stage.
Stage 5 is where you start getting your plan off the ground, making it happen, and actually paying off your debts.
In today's episode, we'll talk about how to find ways to increase your income, how to focus on one debt at a time, and how to stay motivated to pay off your debts faster.
Hosting Today:
I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and...
2022-10-1418 minMoney Mindset Podcast - Budgets Made Easy#95 Money Success Roadmap Stage 4The first few stages are laying the groundwork for your success. You should now be able to create specific SMART goals and set up a budget that works for you.
Stage 4 is where you will begin to see real progress toward your financial goals. You're motivated to save money and pay off debt at this point because you know it's possible.
In today's episode, we'll discuss how to create a debt payoff plan, including identifying all of your debts, comparing different debt payoff plans, and using a debt calculator. We'll also go over how to...
2022-10-1312 minMoney Mindset Podcast - Budgets Made Easy#94 Money Success Roadmap Stage 3Once you have your basic budget, saved $200 every month, identified your sinking funds, and worked on your mindset about those limiting beliefs about money, it's time to move on to the next stage.
Stage 3 is all about confidence. This is the stage at which you will begin to feel very confident in your mindset because you are moving past the overwhelm and feeling like you don't know what to do, which leads to confidence.
In today’s episode, we'll discuss making a plan for bigger purchases, ensuring that you are paying the correct amount of ta...
2022-10-1214 minMoney Mindset Podcast - Budgets Made Easy#93 Money Success Roadmap Stage 2Stage 1 teaches you how to start your Money Success Roadmap journey by taking step-by-step actions including creating a basic budget, a realistic meal plan, and a one-month plan with SMART goals.
The second stage is where you should feel capable, self-assured, and prepared to truly dive in.
In this stage, we'll discuss how to identify your sinking funds, how to make a plan for them, your beliefs and money myths, how to save $200 every month, and how to make a 6-month plan with SMART goals.
Hosting Today:
I'm Ashley Patrick, ex detective...
2022-10-1113 minMoney Mindset Podcast - Budgets Made Easy#92 Money Success Roadmap Stage 1Do you easily get overwhelmed when it comes to your finances because you know you're beginning from scratch with no plan? You want to achieve financial freedom but you have no idea where to begin?
You aren't the only one!
Join me in today’s episode as I walk you through stage 1 of the Money Success Roadmap where I will discuss the step-by-step actions that you can take to help you with your financial journey like creating a basic budget, monthly meal plan, and one month of smart goals.
Hosting Today:
I'm As...
2022-10-1016 minMoney Mindset Podcast - Budgets Made Easy#89 BSS Selling items to avoid going further into debtHaving some extra cash is always a good thing since we are always in need of money to pay bills, pay for services, purchase items, and treat ourselves and our loved ones.
Occasionally, we get unexpected and random expenses, leaving us in a situation where we need to raise some extra funds.
Listen in and learn strategies and creative ways on how to make some extra money like selling things around the house that you don't need, cutting back on eating out, and doing money challenges to help you avoid going further into debt so...
2022-09-2940 minMoney Mindset Podcast - Budgets Made Easy#88 Which to use - Paper, Spreadsheet or an App - for your budget?A budget is an excellent way to ensure that you are living within your means and meeting your financial goals. However, with so many different ways to help create a budget available nowadays, budgeting can become complicated, so you need to find the right one for you.
Listen in as I discuss the advantages and disadvantages of using paper, spreadsheets, and budgeting apps for your budget. I'll also give some pointers on how to create a budget so you can start saving and paying off debt.
Hosting Today:
I'm Ashley Patrick, ex detective turned...
2022-09-2615 minMoney Mindset Podcast - Budgets Made Easy#87 BSS - Ways to Make $5000 FastHave you ever tried looking for ways to make extra money to pay off your debts? How about considering getting an extra job or starting a side hustle to make extra money fast?
Listen in as I share ideas on how to save and generate more income like cutting back on your spending, looking for side hustles, and making money online to make extra money fast so you can finally pay off your debt!
Hosting Today:
I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom...
2022-09-2228 minMoney Mindset Podcast - Budgets Made Easy#86 BSS Giving Yourself Flexibility In Your Budget Even When You Are Paying Off DebtThere is no right or wrong way when doing your budget but it is important to figure out what works for you.
Your budget shouldn’t feel restrictive and suffocating, so giving yourself enough flexibility can make it a little more fun to stick with, especially when you're paying off debt.
Listen in and gain tips on how to give yourself flexibility by learning more about sinking funds, how to budget for the things that always "pop up", and how to use visuals to help keep track of your debt and finances.
Hosting To...
2022-09-1919 minMoney Mindset Podcast - Budgets Made Easy#85 BSS How Time Blocking can Keep Your Finances On Track!If you're thinking about doing your budget and making a spending plan to manage your money but keep putting off, you're not alone!
More often than not, we tend to procrastinate and make excuses when it comes to managing our finances especially in doing our budget.
Listen to today's episode as I discuss how being mentally ready to handle your finances help to get your finances back on track. I also discussed how getting organized in your daily tasks and breaking it down into smaller action steps help you to achieve your goals faster.
2022-09-1534 minMoney Mindset Podcast - Budgets Made Easy#84 BSS Shifting the "Treat Yourself" Mindset so You Can SaveHas there ever been a time in your life when you know you really screwed up with your budget because you always buy things to treat yourself, causing you to overspend?
Listen in as I share tips on how to create a basic monthly budget to manage your finances, how to remind yourself of your goals by using visuals, how to build habits and routines, and how to shift your mindset into something positive so you can save for your big goals.
Hosting Today:
I'm Ashley Patrick, ex detective turned debt-free CEO of my...
2022-09-1242 minMoney Mindset Podcast - Budgets Made Easy#83 BSS - Letting Perfectionism Go So You Get Back on TrackFeel like you're always struggling when it comes to budgeting because you want to do it perfectly?
Perfectionism and overthinking causes people to give up on their budgets when it's not going the way they planned it because when it comes to our finances, we all want to do the best that we can.
Listen in as we discuss how to overcome perfectionism by celebrating small wins, giving yourself credit and reminding yourself of your progress on how far you've come. I also shared some tips like using a visual tracker, rewarding yourself, and how...
2022-09-0927 minMoney Mindset Podcast - Budgets Made Easy#82 BSS - Ways to Stop Impulse Spending Especially w/ADHDWe’ve all been guilty of impulse spending.
Many people find it hard to resist because it’s so easy and so instantly rewarding, and for people with ADHD, keeping impulse spending in check can be challenging.
Listen in as I share tips on how to gain control of it by creating new habits and routines to help with consistency, setting up barriers and roadblocks to your spending, and how creating a written budget and doing a simple action can help stop your overspending.
Hosting Today:
I'm Ashley Patrick, ex detective turn...
2022-09-0826 minMoney Mindset Podcast - Budgets Made Easy#81 BSS - Getting Over Mom Guilt so You Can Stop OverspendingEver felt like you were finally doing a great job setting up your budget, only to have it all fall apart when your kids asked for something, or when you ended up going over budget because you couldn't say no to them?
It's because of the so-called mom guilt!
Listen in as we discuss about the mom guilt and how it influences our actions and, unfortunately, our financial goals. We also go through some tips on how to overcome it like setting up financial boundaries with your child, teaching them delayed gratification, changing your mindset...
2022-09-0724 minMoney Mindset Podcast - Budgets Made Easy#80 BSS - Curb Overspending by Focusing on Your Big GoalOne of the most common mistakes a person can make when it comes to money is overspending. We sometimes spend money mindlessly without knowing what causes it until it's too late.
So if you're wondering
How to recognize and identify the triggers that make you spend mindlessly
How setting up and staying focused on your big goals help control overspending
How to not feel deprived and restricted by your spending plan
How to let go of perfectionism
Then this episode is for you, so make sure to jot down these golden nuggets that are being...
2022-09-0622 minMoney Mindset Podcast - Budgets Made Easy#79 3 Year Anniversary of the Podcast, Coaching Week is HERE!Can you believe it has been three years since I officially started the Money Mindset Podcast?
To honour this milestone, we are changing some things up by doing a Coaching Week!
This week we have several interviews where we talked about past money mistakes and money struggles like overspending because you don't know your big goal because of mom guilt, being unorganized, perfectionism, impulsive spending because of ADHD and more. I will also share tips on and how to make progress and get over that big struggle to achieve your financial goals so make sure...
2022-09-0505 minMoney Mindset Podcast - Budgets Made Easy#78 Stop Fearing Doing It The Right WayStruggling with your personal finance and how to manage your money?
It can be frustrating when you are stuck in a financial rut because of the fear that you might not be doing it right.
Join me in today's episode as I talk about how to stop letting your fear get in your way, how overthinking and being a perfectionist is keeping you from making progress and how letting yourself fail actually helps you to succeed and reach your financial goals.
Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert an...
2022-08-2912 minMoney Mindset Podcast - Budgets Made Easy#76 Budgeting Isn't About MathDo you think budgeting is all about Math? Is it about Algebra? Is knowing basic math okay? Or do I have to be a math genius to know how to budget?
Listen in as Ashley discusses how budgeting is not about the math, but about our emotional relationships with money, and how our emotions affect our budgeting and spending decisions.
Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach th...
2022-08-1514 minMoney Mindset Podcast - Budgets Made Easy#71 How to Budget When Always BehindFeel like you’re constantly falling behind with your budget? Everything looks great on paper but things keep popping up and ruining the plan you made? You really want to get organised and on top of things but it just isn’t working month after month?
You aren’t the only one. There are so many who ask the same question and have a similar problem.
Join me in today’s episode where I answer a question that was submitted about what you can do to stick to your budget and get back on track when you...
2022-07-1115 minMoney Mindset Podcast - Budgets Made Easy#64 Your Top Questions Answered!Got a question you’d like to ask about budgeting, saving or getting out of debt?
Have a situation or circumstance that doesn’t fit into the norm and want a personalized solution?
Join me this week as I switch things up and answer your burning questions with my suggestions.
Hosting Today:
Hey, I’m Ashley Patrick and I’m a personal finance expert, and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easi...
2022-05-2318 minMoney Mindset Podcast - Budgets Made Easy#62 Why I Quit Dave RamseyYou don’t have to shame, blame or belittle someone over their money mistakes. That’s not the best way to encourage and coach people to have long-term success.
Listen in as I explain why I quit Dave Ramsey and why I prefer being a Master Financial Coach.
My mission is to encourage you to pay off your debt and do better with your finances so that you can have the option to do what you want in life. WITHOUT name calling and brashness.
Hosting Today:
Hey I’m Ashley Patrick and I’...
2022-05-0918 min