Shows
The Tax-free Retirement Podcast (Axios Capital Strategies)7 Key Social Security Updates and 7 Claiming Strategies 8-9-25This week on the Tax-free Retirement Show, we dive into 7 critical Social Security updates, 7 unique claiming strategies, and a case study demonstrating how to potentially get your social security tax-free, reduce stress on your other retirement assets, get more enjoyment from retirement, and leave an impactful legacy.
2025-08-1156 minThe Tax-free Retirement Podcast (Axios Capital Strategies)Exploring the Engine of a Life Insurance Retirement Plan (LIRP) 8-2-25Ernst and Young (EY) recently did a landmark study showing how the judicious addition of Index Universal Life (IUL) and Fixed Index Annuities (FIA) to a traditional portfolio can produce enhanced benefits not replaceable elsewhere--more income, more wealth to heirs, and more predictable outcomes to name a few. But who does a properly structured IUL used as a Life Insurance Retirement Plan work? How does it make money internally? When should it be used and when not? In this episode we dive into those areas as well as a guaranteed lifetime income "private pension" that outperforms traditional portfolios and...
2025-08-0156 minThe Tax-free Retirement Podcast (Axios Capital Strategies)Tax Diversification & The Tax Columns 7-26-25All financial vehicles fall into 1 of 3 categories/columns: Taxable, Tax-deferred (Tax-procrastination), or Tax-free. Savers must decide where they want the majority of their assets to live. Asset location is far more important that asset allocation. What is the right balance for you between these 3 tax columns? What collateral damage could your traditional retirement accounts be causing on your total retirement landscape? How can you tactically shift tax-hostile assets to tax-free assets?
2025-07-2556 minThe Tax-free Retirement Podcast (Axios Capital Strategies)Napkin Math vs The Retirement Buffer Analysis 3-1-24The "do-it-yourself" retirement plan is often woefully shallow and incomplete, amounting to little more than "napkin math" when put under the microscope. When it comes to determining a strategy's Income Production Ability (IPA), the strategy must be stress-tested to assess its resiliency in extreme market volatility, tax-hostile environments, inflationary periods, catastrophic financial events, and more. A Retirement Buffer Analysis (part of a RIMS Report™) is a large step toward determining a retirement strategy's resilience.
2025-07-2256 minThe Tax-free Retirement Podcast (Axios Capital Strategies)Is the One Big Beautiful Bill Act (OBBBA) Really Beautiful? 7-19-25Is Big Beautiful Bill really beautiful for you and your retirement? It depends... From a new senior bonus deduction to the extension of the TCJA (Trump tax cuts) to new conversion opportunities, we break down how the OBBBA might affect your retirement in the short and long-term view.
2025-07-2156 minThe Tax-free Retirement Podcast (Axios Capital Strategies)TCJA Extension, the Tax Scorecard, and Income Maximization 5-24-25Will the TCJA (Trump tax cuts) be extended? How would that change your total retirement tax burden in retirement? If they are extended, how "permanent" would that extension be? Some people try to manage taxes in retirement; others simply exit the tax-trap altogether. Join us as we create multiple streams of tax-free income through efficient retirement planning.
2025-07-2156 minThe Tax-free Retirement Podcast (Axios Capital Strategies)Tax Increases, Market Volatility, and Long-term Care 3-22-25How well will your retirement plan hold up when taxes increase, when the market tanks, and when you have long-term care needs and costs? We dive in to how a RIMS Report™ helps protect retirees against these and other threats along with real-world examples, showcasing before and after scenarios of common situations we see almost everyday.
2025-07-2156 minThe Tax-free Retirement Podcast (Axios Capital Strategies)Retirement Destination 3-23-24"When people can't see the path, they stop dreaming of the destination." - Adam Grant, Hidden Potential
Many times, people believe they are headed toward a certain retirement outcome. Rarely are pre-retirees or retirees on the path they thought they were once we dig in a stress test their outlook.
How can a Retirement Buffer Analysis decrease risk (standard deviation) while increase return (Sharpe ratio)? How can we increase potential Income Production Ability (IPA) while also potentially increasing predictability and your overall retirement portfolio?
2025-07-2156 minThe Tax-free Retirement Podcast (Axios Capital Strategies)Multiple Streams of Tax-free Income (and the True Cost of Tax-deferral) 4-6-2024Deferring (procrastinating) taxes until the future can backfire on the once-sacred-financial-doctrine that you will have lower taxes in retirement. In this episode, we explore what tax-deferral account such as 401Ks and IRAs could look like, the total retirement tax burden they cause including potential collateral taxation on social security and Medicare, a Tax Scorecard example, and how to create multiple streams of tax-free retirement income with a Retirement Income Maximization Strategy (RIMS Report™).
2025-07-2156 minThe Tax-free Retirement Podcast (Axios Capital Strategies)Wealth Transfer, Collateral Damage, and New Proposed Legislation 5-11-2024Taxes are nothing more than wealth transfers from your retirement balance sheet to the US Treasury's. Qualified plans (401Ks/IRAs) can create serious collateral damage to other elements of your retirement (social security, Medicare, and capital gains, to name a few) if not planned for properly. How newly proposed legislation could harm retirees and savers and what you can do to insulate yourself from it.
2025-07-2056 minThe Tax-free Retirement Podcast (Axios Capital Strategies)Long-term Care Planning Within a True Retirement Plan 8-11-2024The cost of long-term care is the great white shark of retirement. Nothing has the power to derail decades of planning so quickly. The likelihood someone aged 65 will need some form of LTC is 71%, yet so many people ignore it, have misperceptions, or don't know where to begin. In this episode, we explore "hybrid" or "asset-based long-term care solutions", how to ditch the old, expensive "use-it-or-lose-it" insurance, how to turn taxable money (like IRAs) into tax-free money for LTC uses.
2025-07-2056 minThe Tax-free Retirement Podcast (Axios Capital Strategies)Estate and Legacy Planning 12-14-2024Your estate and legacy planning cannot be ignored. For many, estate planning is a practice in procrastination…and common blunders. When should you consider a trust over a will? How can you avoid probate? How can you keep your estate and legacy private? How can you disinherit the IRS from your estate and ensure your heirs receive what you intend them to receive? Special needs interest, guardianship issues, income inheritance taxes and more are all tackled in this episode of the Tax-free Retirement Show.
2025-07-2056 minThe Tax-free Retirement Podcast (Axios Capital Strategies)Guaranteed Lifetime Retirement Income 12-7-2024The financial benefits to a guaranteed lifetime income are well-documented. The non-financial benefits (less stress, better health, longer life, more rewarding relationships) are lesser-known but just as impactful to a meaningful and vibrant retirement. Join on this episode the The Tax-free Retirement Show us as we explore guaranteed income annuities--proper and improper uses, fees, myths, and how not only create lifetime income, but tax-free guaranteed lifetime income for you and your family.
2025-07-2056 min