Shows
The Personal Finance Show101 - How Does Someone Get Into Debt?
In this solo episode, Beau attempts to answer the question: How does someone get into debt?
2020-08-0400 min
The Personal Finance ShowCOVID-19 Weekly Update 11
Week 11 of the COVID-19 series features Kara Perez from Austin, Texas.
Kara's business Bravely Go was all about live in-person events, until the pandemic hit and she had to figure out how to pivot her business. Kara decided to create an online event called the Financial Feminist Summit, which was at the end of May 2020 and attracted 3,300 registrants. In the episode, Kara and Beau talk about the Summit, feminism, racism, intersectionality, and what the future holds for the events industry.
2020-06-0700 min
The Personal Finance ShowCOVID-19 Weekly Update 8
Week 8 of the COVID-19 series features my cousin Jay who lives in Berlin, Germany.
Every week during the pandemic Beau will find someone in a different part of the world with a different personal pandemic experience to share their perspective and tell their story for others to hear.
In this episode Jay shares his COVID-19 experience so far in Germany, where he currently lives with my cousin Liz and their son Hudson. Jay works for a company called HERE Technologies and Liz is an experienced travel writer, having most recently researched and written fo...
2020-05-1700 min
The Personal Finance ShowCOVID-19 Weekly Update 7
Week 7 of the COVID-19 series features James Mwombela from North Carolina.
Every week during the pandemic Beau will find someone in a different part of the world with a different personal pandemic experience to share their perspective and tell their story for others to hear.
In this episode James shares his COVID-19 experience so far in North Carolina, which is currently on lockdown but that is changing this week as they enter Phase 1 of "reopening". James was already working from home so his work situation has not changed much. In fact, an interesting effec...
2020-05-1000 min
The Personal Finance ShowCOVID-19 Weekly Update 6
Week 6 of the COVID-19 series features César Tánchez from Guatemala.
Every week during the pandemic Beau will find someone in a different part of the world with a different personal pandemic experience to share their perspective and tell their story for others to hear.
In this episode César shares his COVID-19 experience so far in Guatemala, which has less than 700 cases of the coronavirus and only 17 deaths as of today. For comparison, the global numbers as of today are almost 3.5 million cases with nearly 250,000 deaths. César also explains how there is n...
2020-05-0300 min
The Personal Finance ShowCOVID-19 Weekly Update 5
Week 5 of the COVID-19 series features Tom Drake from Alberta.
Every week during the pandemic Beau will find someone in a different part of the world with a different personal pandemic experience to share their perspective and tell their story for others to hear.
In this episode Tom shares his COVID-19 experience so far, which includes getting officially tested and having to isolate under quarantine law. Tom and Beau also discuss investing during an economic recession like this and what to be careful of at a time when no one can predict how the...
2020-04-2600 min
The Personal Finance ShowCOVID-19 Weekly Update 5
Week 5 of the COVID-19 series features Tom Drake from Alberta.
Every week during the pandemic Beau will find someone in a different part of the world with a different personal pandemic experience to share their perspective and tell their story for others to hear.
In this episode Tom shares his COVID-19 experience so far, which includes getting officially tested and having to isolate under quarantine law. Tom and Beau also discuss investing during an economic recession like this and what to be careful of at a time when no one can predict how the...
2020-04-2652 min
The Personal Finance ShowCOVID-19 Weekly Update 4
Week 4 of the COVID-19 series features Jordon Cox of the UK. Beau and Jordon discuss:
-Jordon's trip to Disneyworld that was cut short and for which he's still trying to get some money back
-His recent health issues and how that affects his susceptibility to the virus
-How the UK is handling the COVID-19 pandemic and the rules in place to protect the British people
-How 1/3 of the National Health Service (NHS) workers have been compromised by COVID-19 and the system is overwhelmed.
-How the pandemic has a...
2020-04-1900 min
The Personal Finance Show99 - Beth MacMillan
Beth MacMillan wants you to prioritize travel.
In 2011, Beth and her husband, Mark, decided to use their saved up money and take a 6 month honeymoon around the world.
You don’t have to save $20,000 and buy round-the-world tickets like Beth did, but if you’re interested in travel at all, you can pick up a lot of tips by listening to Beth’s story.
To be able to travel, you need 2 things, time and money.
Maybe you have the time, but not the money, so you feel like you can’t...
2019-09-1200 min
The Personal Finance Show99 - Beth MacMillan
Beth MacMillan wants you to prioritize travel.
In 2011, Beth and her husband, Mark, decided to use their saved up money and take a 6 month honeymoon around the world.
You don’t have to save $20,000 and buy round-the-world tickets like Beth did, but if you’re interested in travel at all, you can pick up a lot of tips by listening to Beth’s story.
To be able to travel, you need 2 things, time and money.
Maybe you have the time, but not the money, so you feel like you can’t...
2019-09-121h 00
The Personal Finance Show98 - Sarah Li Cain
Sarah Li Cain wants you to be open to opportunities and to make independence a priority.
Sarah was born in Hong Kong, grew up in Canada, has lived in Australia, South Korea and China, and is currently in the US.
Sarah worked mainly as a teacher, but the key to her survival and success was to be open to opportunities along the way.
Knowing that she couldn’t be a teacher in the US if she moved there from China with her husband and new son, Sarah looked into ways to ma...
2019-09-0500 min
The Personal Finance Show98 - Sarah Li Cain
Sarah Li Cain wants you to be open to opportunities and to make independence a priority.
Sarah was born in Hong Kong, grew up in Canada, has lived in Australia, South Korea and China, and is currently in the US.
Sarah worked mainly as a teacher, but the key to her survival and success was to be open to opportunities along the way.
Knowing that she couldn’t be a teacher in the US if she moved there from China with her husband and new son, Sarah looked into ways to ma...
2019-09-0559 min
The Personal Finance Show97 - Bridget Casey
Bridget Casey wants us all to get rich together.
The good news is that Bridget already did most of the work for you. All you have to do is follow her instructions.
You don’t have to spend years studying the stock market and get an MBA in finance. She already did that so you don’t have to.
Bridget took all of her personal finance skills and education and spent countless hours crafting online courses for you.
Her stand-out course is called the Six-Figure Stock Portfolio. She created this...
2019-08-2900 min
The Personal Finance Show97 - Bridget Casey
Bridget Casey wants us all to get rich together.
The good news is that Bridget already did most of the work for you. All you have to do is follow her instructions.
You don’t have to spend years studying the stock market and get an MBA in finance. She already did that so you don’t have to.
Bridget took all of her personal finance skills and education and spent countless hours crafting online courses for you.
Her stand-out course is called the Six-Figure Stock Portfolio. She created this...
2019-08-291h 09
The Personal Finance Show96 - Erin Lowry
Erin Lowry wants you to know that words have power, especially when it comes to your money.
Saving and investing are not the same thing. For example, if someone is saving for retirement, they might not even be aware that they are actually investing their money. Very few people put their retirement money in a savings account. It’s much more likely that if you have your retirement money invested in an index fund, or some kind of portfolio of stocks and bonds that are subject to risk and growth.
But if we ke...
2019-08-2200 min
The Personal Finance Show96 - Erin Lowry
Erin Lowry wants you to know that words have power, especially when it comes to your money.
Saving and investing are not the same thing. For example, if someone is saving for retirement, they might not even be aware that they are actually investing their money. Very few people put their retirement money in a savings account. It’s much more likely that if you have your retirement money invested in an index fund, or some kind of portfolio of stocks and bonds that are subject to risk and growth.
But if we ke...
2019-08-221h 00
The Personal Finance Show95 - Bettina Schneider
Bettina Schneider wants you to understand the impact your values, histories and life experiences have on your financial decision-making processes.
Bettina has a PhD in Native American Studies and is currently Associate Professor and Associate Vice President Academic at First Nations University of Canada.
Bettina spends a lot of her time contemplating the following questions:
How can we increase Indigenous people's access to culturally relevant financial education resources?
How can we reframe the way we talk about financial literacy and personal finance in order to make it more accessible...
2019-08-1559 min
The Personal Finance Show95 - Bettina Schneider
Bettina Schneider wants you to understand the impact your values, histories and life experiences have on your financial decision-making processes.
Bettina has a PhD in Native American Studies and is currently Associate Professor and Associate Vice President Academic at First Nations University of Canada.
Bettina spends a lot of her time contemplating the following questions:
How can we increase Indigenous people's access to culturally relevant financial education resources? How can we reframe the way we talk about financial literacy and personal finance in order to make it more accessible...
2019-08-1500 min
The Personal Finance Show94 - Joe Saul-Sehy
Joe Saul-Sehy wants you to learn about money, but he doesn’t want you to think you’re learning anything.
Joe is the creator and co-host of The Stacking Benjamins Show, one of the top personal finance podcasts in North America. Joe also co-hosts a new podcast called Money in the Morning.
The running joke on Stacking Benjamins is that you won’t learn anything about money by listening to the show, and if you do learn something, you should keep it to yourself.
Joe figured out a way to make person...
2019-08-081h 13
The Personal Finance Show94 - Joe Saul-Sehy
Joe Saul-Sehy wants you to learn about money, but he doesn’t want you to think you’re learning anything.
Joe is the creator and co-host of The Stacking Benjamins Show, one of the top personal finance podcasts in North America. Joe also co-hosts a new podcast called Money in the Morning.
The running joke on Stacking Benjamins is that you won’t learn anything about money by listening to the show, and if you do learn something, you should keep it to yourself.
Joe figured out a way to make person...
2019-08-0800 min
The Personal Finance Show93 - Darryl Brown
Darryl Brown wants you to stop complaining about bad financial advice and do something about it.
If you walk into a bank, give them money, don’t ask questions and do zero research on investing, then you’ve pretty much given up your right to complain if you’re not happy with the results.
Instead of complaining about things, let’s be proactive. This is your money. It’s important. You work hard for it. So why not spend a bit of time on it.
Yes, I’ve said this a lot. I know...
2019-08-011h 04
The Personal Finance Show93 - Darryl Brown
Darryl Brown wants you to stop complaining about bad financial advice and do something about it.
If you walk into a bank, give them money, don’t ask questions and do zero research on investing, then you’ve pretty much given up your right to complain if you’re not happy with the results.
Instead of complaining about things, let’s be proactive. This is your money. It’s important. You work hard for it. So why not spend a bit of time on it.
Yes, I’ve said this a lot. I know...
2019-08-0100 min
The Personal Finance Show92 - Kelley Keehn
Kelley Keehn wants you to feel good about your money.
To feel good about your money, you have to educate yourself, ideally as early as possible.
Before you sign up for a credit card, read a ton about credit cards and how they work.
Before you buy a house or a condo, listen to podcasts about the pros and cons of buying real estate.
There are so many personal finance resources out there today, and people like Kelley, who are dedicated to educating people about money.
Kelley...
2019-07-2559 min
The Personal Finance Show92 - Kelley Keehn
Kelley Keehn wants you to feel good about your money.
To feel good about your money, you have to educate yourself, ideally as early as possible.
Before you sign up for a credit card, read a ton about credit cards and how they work.
Before you buy a house or a condo, listen to podcasts about the pros and cons of buying real estate.
There are so many personal finance resources out there today, and people like Kelley, who are dedicated to educating people about money.
Kelley...
2019-07-2500 min
The Personal Finance Show91 - Robert Brown
Robert Brown wants you to not be afraid of a little hard work.
Robert grew up on a dairy farm. His father worked the farm while also working a full-time job at General Motors.
Robert learned about working for money early and also about patience and delayed gratification.
There are a lot of things that we buy today with borrowed money that we could easily put off until we have money in the bank, and we might even get a better deal if we wait.
Robert realized over time...
2019-07-181h 10
The Personal Finance Show91 - Robert Brown
Robert Brown wants you to not be afraid of a little hard work.
Robert grew up on a dairy farm. His father worked the farm while also working a full-time job at General Motors.
Robert learned about working for money early and also about patience and delayed gratification.
There are a lot of things that we buy today with borrowed money that we could easily put off until we have money in the bank, and we might even get a better deal if we wait.
Robert realized over time...
2019-07-1800 min
The Personal Finance Show90 - Sonya Smith-Valentine
Sonya Smith-Valentine wants you to be Financially Fierce.
Sonya has an accounting degree and a law degree.
She is a CPA and a lawyer, and has worked professionally as both.
Sonya has worked for legal aid in New York and Maryland, and later started a law practice specializing in Consumer Debt and Bankruptcy, winning cases against credit bureaus, credit card companies, banks, and collection agencies for unlawful activity.
Today, Sonya is a Financial Confidence Expert and as President and CEO of Financially Fierce, LLC her mission is to improve t...
2019-07-111h 04
The Personal Finance Show90 - Sonya Smith-Valentine
Sonya Smith-Valentine wants you to be Financially Fierce.
Sonya has an accounting degree and a law degree.
She is a CPA and a lawyer, and has worked professionally as both.
Sonya has worked for legal aid in New York and Maryland, and later started a law practice specializing in Consumer Debt and Bankruptcy, winning cases against credit bureaus, credit card companies, banks, and collection agencies for unlawful activity.
Today, Sonya is a Financial Confidence Expert and as President and CEO of Financially Fierce, LLC her mission is to improve t...
2019-07-1100 min
The Personal Finance Show89 - J. Money
J. Money wants you to know that Budgets Are Sexy.
That’s the title of the personal finance blog that he started 11 years ago, and even though you may never think budgets are sexy, the point that J. is trying to get across is that personal finance doesn’t have to be boring.
In 2008 J. started posting monthly net worth updates in addition to his regular content. In 137 months, J. has grown his net worth from just under $59,000 to almost $920,000. And you don’t have to wonder how he did it. Just go to Bud...
2019-07-0400 min
The Personal Finance Show89 - J. Money
J. Money wants you to know that Budgets Are Sexy.
That’s the title of the personal finance blog that he started 11 years ago, and even though you may never think budgets are sexy, the point that J. is trying to get across is that personal finance doesn’t have to be boring.
In 2008 J. started posting monthly net worth updates in addition to his regular content. In 137 months, J. has grown his net worth from just under $59,000 to almost $920,000. And you don’t have to wonder how he did it. Just go to Bud...
2019-07-041h 01
The Personal Finance Show88 - Ericka Young
Ericka Young wants you to be intentional and have a plan before you spend any money.
This applies to every single situation that involves money, which is pretty much everything.
As Paula Pant says at the beginning of her podcast, you can afford anything, but not everything.
Unfortunately because of loans and credit cards, we think we can afford everything.
This happens to too many people. They make good money, and can pay the bills, but the bank account doesn’t grow and the credit cards stay at the sa...
2019-06-2700 min
The Personal Finance Show88 - Ericka Young
Ericka Young wants you to be intentional and have a plan before you spend any money.
This applies to every single situation that involves money, which is pretty much everything.
As Paula Pant says at the beginning of her podcast, you can afford anything, but not everything.
Unfortunately because of loans and credit cards, we think we can afford everything.
This happens to too many people. They make good money, and can pay the bills, but the bank account doesn’t grow and the credit cards stay at the sa...
2019-06-271h 03
The Personal Finance Show87 - Robert Farrington
Robert Farrington wants you to think before you click the button and accept your student loans.
Getting an education is an investment and you should spend some time thinking about what you’re investing in and what kind of return your investment will provide.
For example, you may not even need a degree at all to work somewhere you like and that pays well. You may need a degree to get promotions and more responsibility but that might not be until later and who knows, your employer might even help pay for your sc...
2019-06-2000 min
The Personal Finance Show86 - Stacy Yanchuk-Oleksy
Stacy Yanchuk-Oleksy wants you to see a non-profit credit counsellor if you have credit problems.
Stacy is Director of Education and Community Awareness at the Credit Counselling Society.
If you’ve listened to episode 76 of the show, you know that I had credit problems 11 years ago. I filed a consumer proposal with a licenced insolvency trustee, under the Bankruptcy and Insolvency Act of Canada.
My case was severe so I skipped the first step that many take and that’s going to see a credit counsellor first to discuss options.
Th...
2019-06-131h 22
The Personal Finance Show86 - Stacy Yanchuk-Oleksy
Stacy Yanchuk-Oleksy wants you to see a non-profit credit counsellor if you have credit problems.
Stacy is Director of Education and Community Awareness at the Credit Counselling Society.
If you’ve listened to episode 76 of the show, you know that I had credit problems 11 years ago. I filed a consumer proposal with a licenced insolvency trustee, under the Bankruptcy and Insolvency Act of Canada.
My case was severe so I skipped the first step that many take and that’s going to see a credit counsellor first to discuss options.
Th...
2019-06-1300 min
The Personal Finance Show85 - Shanah Bell
Shanah Bell wants you to lead a happy, unorthodox life.
You can be successful without following the traditional 9 to 5 career path option. It’s true.
But to get there, you have to be open to opportunity and change, and sometimes you have to be a bit of a PITA, which I recently learned is an acronym for Pain In The Ass.
In fact, Shanah’s new book is called The Art of Being a PITA. It guides new adults and recent college graduates through the ins-and-outs of living life the way they...
2019-06-061h 03
The Personal Finance Show85 - Shanah Bell
Shanah Bell wants you to lead a happy, unorthodox life.
You can be successful without following the traditional 9 to 5 career path option. It’s true.
But to get there, you have to be open to opportunity and change, and sometimes you have to be a bit of a PITA, which I recently learned is an acronym for Pain In The Ass.
In fact, Shanah’s new book is called The Art of Being a PITA. It guides new adults and recent college graduates through the ins-and-outs of living life the way they...
2019-06-0600 min
The Personal Finance Show84 - Sandy Yong
Sandy Yong wants everyone to learn about personal finance so that their future self can thank them for it.
Sandy figured out early on that if you give your money to the big banks, and don’t know what you want to invest in, they will choose the ones with the highest fees.
Makes sense, doesn’t it? If you went to a car dealership, and said here’s some money, I want a car, and didn’t give them any parameters like fuel efficiency, or speed, or size or anything, they would sell you...
2019-05-3059 min
The Personal Finance Show84 - Sandy Yong
Sandy Yong wants everyone to learn about personal finance so that their future self can thank them for it.
Sandy figured out early on that if you give your money to the big banks, and don’t know what you want to invest in, they will choose the ones with the highest fees.
Makes sense, doesn’t it? If you went to a car dealership, and said here’s some money, I want a car, and didn’t give them any parameters like fuel efficiency, or speed, or size or anything, they would sell you...
2019-05-3000 min
The Personal Finance Show83 - Ed Rempel
Ed Rempel wants you to know that the conventional personal finance wisdom most people follow, might not be the best for your financial situation. Unconventional wisdom, as he calls it, might be your path to financial success.
Ed has been a financial planner for over 25 years and a tax accountant for over 35 years.
He is a Certified Financial Planner, Chartered Professional Accountant, and Certified Hedge Fund Specialist.
Ed has spent the majority of his life actually creating comprehensive financial plans for Canadians and continuously building his knowledge base to help his...
2019-05-231h 14
The Personal Finance Show83 - Ed Rempel
Ed Rempel wants you to know that the conventional personal finance wisdom most people follow, might not be the best for your financial situation. Unconventional wisdom, as he calls it, might be your path to financial success.
Ed has been a financial planner for over 25 years and a tax accountant for over 35 years.
He is a Certified Financial Planner, Chartered Professional Accountant, and Certified Hedge Fund Specialist.
Ed has spent the majority of his life actually creating comprehensive financial plans for Canadians and continuously building his knowledge base to help his...
2019-05-2300 min
The Personal Finance Show82 - Sandi Martin
Sandi Martin wants someone giving financial advice to be paid by the person who’s receiving financial advice. And the someone giving financial advice should be paid a fee for the financial services they provide.
Sandi worked at a bank for years and her job was to sell the bank’s products.
When people came to her office to ask for financial advice, they didn’t have to pay her anything. The bank paid her. She worked for the bank and not for the people asking for advice. The bank would be happy if the...
2019-05-1600 min
The Personal Finance Show82 - Sandi Martin
Sandi Martin wants someone giving financial advice to be paid by the person who’s receiving financial advice. And the someone giving financial advice should be paid a fee for the financial services they provide.
Sandi worked at a bank for years and her job was to sell the bank’s products.
When people came to her office to ask for financial advice, they didn’t have to pay her anything. The bank paid her. She worked for the bank and not for the people asking for advice. The bank would be happy if the...
2019-05-161h 26
The Personal Finance Show76 - Beau Humphreys
For this episode, the host becomes the guest and my wife becomes the host!
I decided that after 75 episodes it was time to become the guest and tell my story.
I’ve talked a lot on the show about my history with addiction but just bits and pieces here and there.
I asked my wife, Kaila, if she would take over as the host for an episode and she agreed!
We talked about how I got into my gambling addiction, how I got out of it, and what I le...
2019-04-0455 min
The Personal Finance Show76 - Beau Humphreys
For this episode, the host becomes the guest and my wife becomes the host!
I decided that after 75 episodes it was time to become the guest and tell my story.
I’ve talked a lot on the show about my history with addiction but just bits and pieces here and there.
I asked my wife, Kaila, if she would take over as the host for an episode and she agreed!
We talked about how I got into my gambling addiction, how I got out of it, and what I le...
2019-04-0400 min
The Personal Finance Show75 - Recap of Episodes 1 to 74
For my 75th episode I decided to record a 75 minute episode with 74 1-minute (or less) segments, one for each of the 74 shows published so far (leaving 30 seconds for the introduction and whatever is left for the sign-off).
Each segment has an introduction/commentary and a short clip of the show.
So if you want to experience the evolution of The Personal Finance Show without spending 75 hours, now you can get a taste of the first 74 episodes in only 75 minutes.
NEXT EPISODE
76 - Beau Humphreys (Yes, I'm the guest next week!)
2019-03-281h 15
The Personal Finance Show75 - Recap of Episodes 1 to 74
For my 75th episode I decided to record a 75 minute episode with 74 1-minute (or less) segments, one for each of the 74 shows published so far (leaving 30 seconds for the introduction and whatever is left for the sign-off).
Each segment has an introduction/commentary and a short clip of the show.
So if you want to experience the evolution of The Personal Finance Show without spending 75 hours, now you can get a taste of the first 74 episodes in only 75 minutes.
NEXT EPISODE
76 - Beau Humphreys (Yes, I'm the guest next...
2019-03-2800 min
Listen To My BlogThe Cellphone Contract Renewal by Beau HumphreysThe Cellphone Contract Renewal was originally a written blog post by Beau Humphreys. Read and published by Beau Humphreys with permission from the author. Original blog post is here: https://investwisely.ca/cellphone-contract-renewal/
2018-09-1008 min
Listen To My BlogEverything You Wanted To Know About Credit by Sean CooperEverything You Wanted To Know About Credit was originally a written blog post by Sean Cooper. Read and published by Beau Humphreys with permission from the author. Original blog post is here: https://investwisely.ca/everything-credit/
2018-09-1005 min
Listen To My BlogYou Have a Debt Problem by Bridget CaseyYou Have a Debt Problem was originally a written blog post by Bridget Casey. Read and published by Beau Humphreys with permission from the author. Original blog post is here: https://www.moneyaftergraduation.com/you-have-a-debt-problem/
2018-06-3007 min
The Personal Finance Show34 - Jeff Cates (Small Business Episode)
Jeff Cates is the president and CEO of Intuit Canada, the company behind QuickBooks Online, TurboTax and Mint.com.
There are 13 guests on this episode!
Here are the times they all appear if you’re looking for someone specific:
4:55 - Jeff Cates, President and CEO of Intuit Canada
25:34 - Claire Niburski from Knit Technologies
26:50 - Rhys Mohun from FundThrough
27:50 - Christian Ali from Dream Payments
29:43 - Brendan Woods from AutoEntry
31:01 - Paul Abrams from WayPay
31:54 - Geoffrey Gualano from HubDoc
2018-05-3100 min
Listen To My BlogThe Emergency Fund by Matt MathesonThe Emergency Fund: One Bank Account That Can Save Relationships was originally a written blog post by Matt Matheson. Read and published by Beau Humphreys with permission from the author. Original blog post is here: https://methodtoyourmoney.ca/emergency-fund-marriage/
2018-05-0610 min
Listen To My BlogDebit, Credit, or Cash? by Beau HumphreysDebit, Credit, or Cash? was originally a written blog post by Beau Humphreys. Read and published by Beau Humphreys with permission from the author. Original blog post is here: https://investwisely.ca/financial-literacy-series-debit-credit-or-cash/
2018-05-0607 min
Listen To My Blog3 Ways Warren Buffett and I Are Different by Beau Humphreys3 Ways Warren Buffett and I Are Different was originally a written blog post by Beau Humphreys. Read and published by Beau Humphreys with permission from the author. Original blog post is here: https://investwisely.ca/3-ways-warren-buffett-and-i-are-different/
2018-05-0408 min
Listen To My BlogHow To Buy Stocks for Free! by Beau HumphreysHow to Buy Stocks for Free! was originally a written blog post by Beau Humphreys.Read and published by Beau Humphreys with permission from the author.Original blog post is here: https://investwisely.ca/how-to-buy-stocks-for-free/
2018-05-0305 min
Listen To My BlogThe Mortgage: A Tragic Story of Confusion by Beau HumphreysThe Mortgage: A Tragic Story of Confusion was originally a written blog post by Beau Humphreys.Read and published by Beau Humphreys with permission from the author.Original blog post is here: https://investwisely.ca/the-mortgage-a-tragic-story-of-confusion/
2018-05-0107 min
Listen To My BlogWTF is Cryptocurrency?WTF is Cryptocurrency? was originally a written blog post by Beau Humphreys.Read and published by Beau Humphreys with permission from the author.Original blog post is here: https://investwisely.ca/wtf-is-cryptocurrency/
2018-04-2221 min
Listen To My BlogWhat My Parents Taught Me About Excellent Customer ServiceWhat My Parents Taught Me About Excellent Customer Service was originally a written blog post by Hamza Khan. Read and published by Beau Humphreys with permission from the author. Original blog post is here: https://medium.com/ideas-into-action/what-my-parents-taught-me-about-excellent-customer-service-3822ac0ad0a9
2018-04-2207 min
The Personal Finance Show22 - Richard Peddie
Since he was 20 years old, Richard Peddie dreamed about being president of an NBA basketball team.
In November of 1996 his dream became reality when he was offered the job of president of the Toronto Raptors.
In 1998, the Toronto Maple Leafs bought the Raptors and Richard became President and CEO of Maple Leaf Sports and Entertainment or MLSE.
Richard ran MLSE for 14 years and for 6 of those years, I worked there as Event Accountant in the Live Entertainment department, or as we liked to say, the E in MLSE.
What...
2018-03-091h 11
The Personal Finance Show22 - Richard Peddie
Since he was 20 years old, Richard Peddie dreamed about being president of an NBA basketball team.
In November of 1996 his dream became reality when he was offered the job of president of the Toronto Raptors.
In 1998, the Toronto Maple Leafs bought the Raptors and Richard became President and CEO of Maple Leaf Sports and Entertainment or MLSE.
Richard ran MLSE for 14 years and for 6 of those years, I worked there as Event Accountant in the Live Entertainment department, or as we liked to say, the E in MLSE.
What...
2018-03-0900 min
The Personal Finance Show21 - Lindsay and Graham Plumb
Lindsay and Graham Plumb want you to be unstoppable with your personal finances.
If you’re 30 to 45 years old, for example, and you have a couple of kids, and a mortgage, maybe unstoppable is not the first word that comes to mind when you think of your finances. But this is actually the most important time of your life financially.
This is the time when tracking your spending, paying down your mortgage, having the right insurance and building up that emergency fund is crucial.
And then there’s the investing part - do...
2018-03-011h 06
The Personal Finance Show21 - Lindsay and Graham Plumb
Lindsay and Graham Plumb want you to be unstoppable with your personal finances.
If you’re 30 to 45 years old, for example, and you have a couple of kids, and a mortgage, maybe unstoppable is not the first word that comes to mind when you think of your finances. But this is actually the most important time of your life financially.
This is the time when tracking your spending, paying down your mortgage, having the right insurance and building up that emergency fund is crucial.
And then there’s the investing part - do...
2018-03-0100 min
The Personal Finance Show20 - Jane Rooney
Did you know that Canada has a Financial Literacy Leader?
It's true.
Jane Rooney was appointed Canada's Financial Literacy Leader in 2014 within the Financial Consumer Agency of Canada (FCAC).
Yes, there is a government official whose main job is to make sure Canadians are financially literate.
Jane is awesome and she's joining me in the second half of this episode.
But first let’s talk about the only reason I even know Jane exists, and that’s because of the Conference Board of Canada.
Earlier this...
2018-02-2400 min
The Personal Finance Show20 - Jane Rooney
Did you know that Canada has a Financial Literacy Leader?
It's true.
Jane Rooney was appointed Canada's Financial Literacy Leader in 2014 within the Financial Consumer Agency of Canada (FCAC).
Yes, there is a government official whose main job is to make sure Canadians are financially literate.
Jane is awesome and she's joining me in the second half of this episode.
But first let’s talk about the only reason I even know Jane exists, and that’s because of the Conference Board of Canada.
Earlier this...
2018-02-2447 min
The Personal Finance Show19 - Allison Suter
Allison Suter is a total tax nerd.
When someone mentions income taxes, do you get excited or are you filled with dread?
Do you wait until the last possible moment to file your taxes?
When you finally start the process, are you so on edge that if the slightest thing goes wrong you want to throw your laptop across the room?
And when it’s over, are you 100% sure that you messed it up somehow?
If this sounds like you, you should probably check out SimpleTax.
...
2018-02-1400 min
The Personal Finance Show19 - Allison Suter
Allison Suter is a total tax nerd.
When someone mentions income taxes, do you get excited or are you filled with dread?
Do you wait until the last possible moment to file your taxes?
When you finally start the process, are you so on edge that if the slightest thing goes wrong you want to throw your laptop across the room?
And when it’s over, are you 100% sure that you messed it up somehow?
If this sounds like you, you should probably check out SimpleTax.
...
2018-02-1458 min
The Personal Finance Show18 - Amélie Arras
For the Money 20/20 Payments Race in October 2017, Amélie Arras chose bitcoin as her method of payment and made her way from Toronto to Las Vegas in a week.
----
Imagine you’re visiting Europe for the first time.
For some reason you didn’t think to buy any Euros before you left home. You are Canadian, so all you have is Canadian dollars on you.
You find out that things have changed recently in Europe and there is no longer a way to exchange your Canadian dollars for Euros...
2018-02-0947 min
The Personal Finance Show18 - Amélie Arras
For the Money 20/20 Payments Race in October 2017, Amélie Arras chose bitcoin as her method of payment and made her way from Toronto to Las Vegas in a week.
----
Imagine you’re visiting Europe for the first time.
For some reason you didn’t think to buy any Euros before you left home. You are Canadian, so all you have is Canadian dollars on you.
You find out that things have changed recently in Europe and there is no longer a way to exchange your Canadian dollars for Euros...
2018-02-0900 min
The Personal Finance Show17 - Jessica Moorhouse (Payments Race)
Jessica Moorhouse travelled from Toronto to Las Vegas over one week using only a chip and pin credit card.
It’s October 2017 and I’m at the SIBOS global financial services conference in Toronto. I post something about the conference on Facebook and my friend Jessica Moorhouse comments that she’ll be at the conference tomorrow.
I had just found out that she would be participating in this payments race - think of it as the amazing race for money nerds.
It turned out the race was going to start the next d...
2018-02-0135 min
The Personal Finance Show17 - Jessica Moorhouse (Payments Race)
Jessica Moorhouse travelled from Toronto to Las Vegas over one week using only a chip and pin credit card.
It’s October 2017 and I’m at the SIBOS global financial services conference in Toronto. I post something about the conference on Facebook and my friend Jessica Moorhouse comments that she’ll be at the conference tomorrow.
I had just found out that she would be participating in this payments race - think of it as the amazing race for money nerds.
It turned out the race was going to start the next d...
2018-02-0100 min
The Personal Finance Show16 - Stephen Weyman
Stephen Weyman knows a lot about credit cards.
---
In my opinion, credit cards should only be used in one way: I think you should only buy something with a credit card if that money is sitting in your bank account right now.
Credit cards are not for borrowing.
Please don't use credit cards for borrowing.
There are times in our lives when we need to borrow money. But credit cards are one of the worst tools for borrowing. The interest rate is way too high.
...
2018-01-2300 min
The Personal Finance Show16 - Stephen Weyman
Stephen Weyman knows a lot about credit cards.
---
In my opinion, credit cards should only be used in one way: I think you should only buy something with a credit card if that money is sitting in your bank account right now.
Credit cards are not for borrowing.
Please don't use credit cards for borrowing.
There are times in our lives when we need to borrow money. But credit cards are one of the worst tools for borrowing. The interest rate is way too high.
...
2018-01-2342 min
The Personal Finance Show15 - Randy Cass
“Over a period of time it’s become incredibly difficult for any individual to stand in front of the data or the facts, and say that there is a defensible edge that I have in picking stocks, or creating strategies in this market that will outperform the passive indices.” - Randy Cass, NestWealth
Randy Cass is a professional investor.
After speaking to him for just a few minutes, it’s clear he knows investing. Randy spent years as an active portfolio manager making big money for big pension plans and institutions, managing their investme...
2018-01-1400 min
The Personal Finance Show15 - Randy Cass
“Over a period of time it’s become incredibly difficult for any individual to stand in front of the data or the facts, and say that there is a defensible edge that I have in picking stocks, or creating strategies in this market that will outperform the passive indices.” - Randy Cass, NestWealth
Randy Cass is a professional investor.
After speaking to him for just a few minutes, it’s clear he knows investing. Randy spent years as an active portfolio manager making big money for big pension plans and institutions, managing their investme...
2018-01-1452 min
The Personal Finance Show14 - Mike Wickware
Mike Wickware started out having no idea what he wanted to do with his life and now he is Chief Marketing Officer of a company called Planswell.
Along the way, Mike had to make hard decisions about what was right for him and really think about what he wanted to do with his life.
There will always be people that tell you that you have to stay on a certain path because of safety and security or the fact that you spent money on a degree and you shouldn’t waste it.
M...
2018-01-1000 min
The Personal Finance Show14 - Mike Wickware
Mike Wickware started out having no idea what he wanted to do with his life and now he is Chief Marketing Officer of a company called Planswell.
Along the way, Mike had to make hard decisions about what was right for him and really think about what he wanted to do with his life.
There will always be people that tell you that you have to stay on a certain path because of safety and security or the fact that you spent money on a degree and you shouldn’t waste it.
M...
2018-01-101h 26
The Personal Finance Show13 - Todd Bender
“Relationship builds trust, trust builds credibility, credibility builds influence. There are no shortcuts to that. There’s no app for that.” Todd Bender, Founder, CityKidz
Two weeks ago I got an email from J. Money and the team from Rockstar Finance. They had $100 to give to the first 20 personal finance bloggers to respond to the email, with the condition that the $100 would be used to give back locally and do some good.
The Rockstar Finance Community Fund is an amazing initiative that helps people do good in their community. Rockstar Finance has many person...
2017-12-2248 min
The Personal Finance Show13 - Todd Bender
“Relationship builds trust, trust builds credibility, credibility builds influence. There are no shortcuts to that. There’s no app for that.” Todd Bender, Founder, CityKidz
Two weeks ago I got an email from J. Money and the team from Rockstar Finance. They had $100 to give to the first 20 personal finance bloggers to respond to the email, with the condition that the $100 would be used to give back locally and do some good.
The Rockstar Finance Community Fund is an amazing initiative that helps people do good in their community. Rockstar Finance has many person...
2017-12-2200 min
The Personal Finance Show12 - Personal Finance in East Africa
“What we are looking for is partnerships, opportunities to learn, and collaborations to push forward the betterment of humanity.” - Richard Ndahiro of the United Nations Capital Development Fund
When I attend any conference, I’ve realized the most valuable part is the time that exists between scheduled activities. Mainly meals and breaks. This is generally when I meet the most amazing people and have the best conversations.
At the SIBOS 2017 conference in Toronto this past October, 8,000 delegates came from all over the world so I was definitely hoping to have great conversations with i...
2017-12-2100 min
The Personal Finance Show12 - Personal Finance in East Africa
“What we are looking for is partnerships, opportunities to learn, and collaborations to push forward the betterment of humanity.” - Richard Ndahiro of the United Nations Capital Development Fund
When I attend any conference, I’ve realized the most valuable part is the time that exists between scheduled activities. Mainly meals and breaks. This is generally when I meet the most amazing people and have the best conversations.
At the SIBOS 2017 conference in Toronto this past October, 8,000 delegates came from all over the world so I was definitely hoping to have great conversations with i...
2017-12-2140 min
The Personal Finance Show11 - Chad Sichello
"I'm thinking about building Lego right now Dad. Talk to me about compound interest later, ok?" - Chad Sichello
Who will teach our kids about personal finance?
In Canada, parents can open a bank account for their kids when they are really young. But at what point do you give them access to that money? At what point do they get a debit card?
These are decisions every parent has to make eventually. But it’s not enough to give them access to the $1,000 that’s in their account one day and...
2017-12-1500 min
The Personal Finance Show11 - Chad Sichello
"I'm thinking about building Lego right now Dad. Talk to me about compound interest later, ok?" - Chad Sichello
Who will teach our kids about personal finance?
In Canada, parents can open a bank account for their kids when they are really young. But at what point do you give them access to that money? At what point do they get a debit card?
These are decisions every parent has to make eventually. But it’s not enough to give them access to the $1,000 that’s in their account one day and...
2017-12-1538 min
The Personal Finance Show10 - Canadian FinTech Corner at SIBOS
LENDING LOOP
I originally interviewed the co-founders of lending loop for Episode 2 of The Personal Finance Show so when I saw that they were setup at SIBOS in the Canadian Fintech corner, I knew that I wanted to include them in the Canadian FinTech Corner at SIBOS interview.
MYLO
Mylo is a smartphone app that is fairly new and currently only available on the iOS app store but they are working on an Android beta so stay tuned for that.
WAVE
Wave has been around since 2010. But t...
2017-11-3000 min
The Personal Finance Show10 - Canadian FinTech Corner at SIBOS
LENDING LOOP
I originally interviewed the co-founders of lending loop for Episode 2 of The Personal Finance Show so when I saw that they were setup at SIBOS in the Canadian Fintech corner, I knew that I wanted to include them in the Canadian FinTech Corner at SIBOS interview.
MYLO
Mylo is a smartphone app that is fairly new and currently only available on the iOS app store but they are working on an Android beta so stay tuned for that.
WAVE
Wave has been around since 2010. But t...
2017-11-3041 min
The Personal Finance Show09 - Desirae Odjick
“Being good at money doesn’t mean you have to give up the things that you love.” - Desirae Odjick
Desirae Odjick is very interested in helping you be great at money.
The best part is that she breaks it down in a way we can all understand.
This is sorely needed in the world of personal finance education.
Desirae originally started Half Banked because she ran the numbers and it turned out that she would have to save half her income to achieve all of her savings goals. And wh...
2017-11-1700 min
The Personal Finance Show09 - Desirae Odjick
“Being good at money doesn’t mean you have to give up the things that you love.” - Desirae Odjick
Desirae Odjick is very interested in helping you be great at money.
The best part is that she breaks it down in a way we can all understand.
This is sorely needed in the world of personal finance education.
Desirae originally started Half Banked because she ran the numbers and it turned out that she would have to save half her income to achieve all of her savings goals. And wh...
2017-11-1734 min
The Personal Finance Show08 - Doug Hoyes
“I would much rather come up with the right solution for you, rather than the solution that is going to make me money today.” - Doug Hoyes
This is the kind of thinking that makes me want to send everyone to Hoyes Michalos and Associates for help.
In 2009 I found myself with a huge amount of consumer debt, due to my gambling addiction, and I could barely keep up with my minimum payments. I could feel that I was on my way to finding a way out of my gambling addiction, but it was...
2017-10-3100 min
The Personal Finance Show08 - Doug Hoyes
“I would much rather come up with the right solution for you, rather than the solution that is going to make me money today.” - Doug Hoyes
This is the kind of thinking that makes me want to send everyone to Hoyes Michalos and Associates for help.
In 2009 I found myself with a huge amount of consumer debt, due to my gambling addiction, and I could barely keep up with my minimum payments. I could feel that I was on my way to finding a way out of my gambling addiction, but it was...
2017-10-3158 min
The Personal Finance Show07 - Money 20/20 Payments Race
On Wednesday, October 18, 2017, 5 contestants began the Money 20/20 Payments Race in Toronto, Ontario, Canada at the SIBOS conference.
Each contestant must use a different method of payment to get from Toronto to Las Vegas in 7 days, with checkpoints and challenges along the way.
Payment methods are: Chip and pin, Bitcoin, Gold, Cash and Coins, and Contactless.
It is only through a series of random connections that I became aware of this race.
One of the contestants, Jessica Moorhouse, is a friend of mine and host of the Mo’ Money Podcast....
2017-10-1822 min
The Personal Finance Show07 - Money 20/20 Payments Race
On Wednesday, October 18, 2017, 5 contestants began the Money 20/20 Payments Race in Toronto, Ontario, Canada at the SIBOS conference.
Each contestant must use a different method of payment to get from Toronto to Las Vegas in 7 days, with checkpoints and challenges along the way.
Payment methods are: Chip and pin, Bitcoin, Gold, Cash and Coins, and Contactless.
It is only through a series of random connections that I became aware of this race.
One of the contestants, Jessica Moorhouse, is a friend of mine and host of the Mo’ Money Podcast....
2017-10-1800 min
The Personal Finance Show06 - Sean Cooper
At age 30, Sean Cooper paid off the mortgage on his $425,000 home in Toronto.
He started with a hefty $170,000 down payment and then paid off his $255,000 mortgage in only 3 years.
Sean’s story is about goal setting.
You start with a goal and you take the steps necessary to achieve that goal. Sean’s goal was to own a house as early as possible.
So he saved every penny, worked several jobs, lived in the basement apartment of his own house so he could rent out the top, and lived a fru...
2017-07-1800 min
The Personal Finance Show06 - Sean Cooper
At age 30, Sean Cooper paid off the mortgage on his $425,000 home in Toronto.
He started with a hefty $170,000 down payment and then paid off his $255,000 mortgage in only 3 years.
Sean’s story is about goal setting.
You start with a goal and you take the steps necessary to achieve that goal. Sean’s goal was to own a house as early as possible.
So he saved every penny, worked several jobs, lived in the basement apartment of his own house so he could rent out the top, and lived a fru...
2017-07-181h 03
The Personal Finance Show04 - Jessica Moorhouse
Jessica Moorhouse is a millennial personal finance expert, award-winning blogger, host of the Mo’ Money Podcast and founder of the Millennial Money Meetup.
Last year, after I met Jessica and told her my story about being addicted to gambling for 20 years and crawling my way out of debt and addiction, she immediately booked me on her podcast.
So it just seemed right that Jessica would be one of my first guests on The Personal Finance Show.
Jessica is currently on episode 109 of the Mo’ Money Podcast, and there are more on the...
2017-06-0200 min
The Personal Finance Show04 - Jessica Moorhouse
Jessica Moorhouse is a millennial personal finance expert, award-winning blogger, host of the Mo’ Money Podcast and founder of the Millennial Money Meetup.
Last year, after I met Jessica and told her my story about being addicted to gambling for 20 years and crawling my way out of debt and addiction, she immediately booked me on her podcast.
So it just seemed right that Jessica would be one of my first guests on The Personal Finance Show.
Jessica is currently on episode 109 of the Mo’ Money Podcast, and there are more on the...
2017-06-021h 08
The Personal Finance Show03 - Tate Hackert
Tate Hackert wants you to have a better option for short-term cash flow needs.
Tate is in Toronto for the Payments Canada Summit from May 24-26 so I invited him to my studio to talk about ZayZoon and the 2nd annual FinTech Cup, which will be presented at the Summit.
I published a written interview with Tate back in January 2017 so if you want to know more about ZayZoon and Tate’s background, check out that post.
At the first Payments Canada Summit last year in Calgary, ZayZoon won the FinTech Cu...
2017-05-2427 min
The Personal Finance Show03 - Tate Hackert
Tate Hackert wants you to have a better option for short-term cash flow needs.
Tate is in Toronto for the Payments Canada Summit from May 24-26 so I invited him to my studio to talk about ZayZoon and the 2nd annual FinTech Cup, which will be presented at the Summit.
I published a written interview with Tate back in January 2017 so if you want to know more about ZayZoon and Tate’s background, check out that post.
At the first Payments Canada Summit last year in Calgary, ZayZoon won the FinTech Cu...
2017-05-2400 min
The Personal Finance Show02 - Cato Pastoll and Brandon Vlaar
“Lending Loop is Canada's first fully regulated peer-to-peer lending platform focused on small business.”
That’s the official description from lendingloop.ca.
After interviewing co-founders, Cato Pastoll and Brandon Vlaar, I realized Lending Loop is also a way to connect Canadians.
On the surface it just seems like another investment option. You drop some money into an account and you choose how to allocate that money. There are a bunch of businesses, new ones show up every few days, and they have different risk ratings.
The prudent thing to do wou...
2017-04-2144 min
The Personal Finance Show02 - Cato Pastoll and Brandon Vlaar
“Lending Loop is Canada's first fully regulated peer-to-peer lending platform focused on small business.”
That’s the official description from lendingloop.ca.
After interviewing co-founders, Cato Pastoll and Brandon Vlaar, I realized Lending Loop is also a way to connect Canadians.
On the surface it just seems like another investment option. You drop some money into an account and you choose how to allocate that money. There are a bunch of businesses, new ones show up every few days, and they have different risk ratings.
The prudent thing to do wou...
2017-04-2100 min
The Personal Finance Show01 - Chris Chan
Sitting down to chat with Chris Chan of Dwello was like sitting down with Elon Musk of Tesla to talk about electric cars, and then finding out that it’s not about the cars at all, it’s about the batteries.
Batteries that are going to change the world.
Dwello is like Tesla, but for the world of rental payments and reporting.
Emphasis on the reporting part.
On the surface, Dwello makes it easier for tenants to pay landlords, and for landlords to manage their properties.
But bene...
2017-03-0200 min
The Personal Finance Show01 - Chris Chan
Sitting down to chat with Chris Chan of Dwello was like sitting down with Elon Musk of Tesla to talk about electric cars, and then finding out that it’s not about the cars at all, it’s about the batteries.
Batteries that are going to change the world.
Dwello is like Tesla, but for the world of rental payments and reporting.
Emphasis on the reporting part.
On the surface, Dwello makes it easier for tenants to pay landlords, and for landlords to manage their properties.
But bene...
2017-03-0233 min