Shows
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersGreed, Generosity, & the True Meaning of Catholic Money | Tim MayerToday, Ben is joined by fellow Catholic financial planner Tim Mayer to unpack the meaning of “Catholic money”—a vision of wealth shaped by stewardship, detachment, and generosity. Grounded in their shared experiences in religious life, Ben and Tim reflect on how faith transforms financial decision-making, shifting the focus from accumulation to service. They explore money’s historical roots in the domestic sphere and draw on Catholic teachings, like via negativa, to clarify what Catholic money isn’t: greedy, self-serving, or fear-driven. Instead, it’s a practical tool meant to support family, community, and the building of God’s Kingdom. Along...2025-07-2343 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersCan Bitcoin, YIMBY, Faith—and Fewer Cars—Rebuild Urban Community? | Wyatt O’RourkeToday, Ben welcomes Wyatt O'Rourke—Denver-based financial advisor and founder of Basilic Financial—for a wide-ranging conversation on the interplay between tradition, innovation, and community within a Catholic framework. Wyatt shares his journey of entrepreneurship and reconversion to the faith, emphasizing the integration of spiritual values into financial planning. The discussion examines how technological progress—such as Bitcoin and the rise of network states—can coexist with enduring moral and communal principles, drawing on historical shifts and contemporary challenges like social media and car-centric urban design. The conversation highlights the importance of evaluating innovation through a faith-rooted lens. They critique...2025-06-2543 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersWhy Retirees Struggle to Spend Their Savings | Michael Acosta & Ujae KangToday, Ben Martinek and financial planners Mike Acosta and Ujae Kang explore the emotional and financial complexities of preparing for retirement, emphasizing that while data and planning tools are essential, much of the work involves helping clients overcome fear, uncertainty, and guilt around spending. They discuss how financial advising often becomes a form of counseling, addressing identity, purpose, and emotional readiness as much as monetary logistics. The advisors stress the importance of proactive and adaptable planning, noting that while market turbulence is inevitable, a well-structured plan—grounded in trust and sometimes faith—can help clients navigate it with confidence. Draw...2025-05-2839 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersWhat is Tactical Asset Allocation? | Jonathan RieschToday, I sit down with Jonathan Reich, a financial advisor at Global View Capital Management and a new member of the Catholic Financial Planners Network. Jonathan shares his journey from working in high-volume client service roles at Fidelity and Equitable to finding a more fulfilling path in personalized financial planning. We dive into tactical asset allocation, a strategy designed to minimize volatility and enhance risk-adjusted returns by dynamically adjusting investments based on market conditions. Unlike traditional strategic asset allocation, this approach uses market-driven stop losses to protect clients from downturns like those seen in 2008 or during the COVID-19 crash...2025-04-2335 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersIs Investing Just a Calculated Gamble? | Phil Francois & Anthony GuzmanToday we’re joined for a roundtable discussion with Anthony Guzman and Phil Francois to explore the fundamentals of investing, including employer-sponsored retirement accounts, risk management, and investment strategies that align with personal values. We distinguish between investing and gambling, emphasizing that while both involve risk, investing is strategic and based on positive expected returns. Key principles such as diversification, market participation, and moral screening help build a sound investment strategy while mitigating risk. Opportunity cost plays a crucial role in investing, as conservative strategies offer stability but may not keep pace with inflation, making a balanced approach essential. Ul...2025-03-2641 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersAlternative Investing: Real Estate, Municipal Debt & Private Lending | Logan MooreToday, we feature Logan Moore, who is a CFA charterholder from Kansas City, who shares his expertise on alternative investments and his professional journey. Logan discusses his experience managing high-yield municipal bonds, transitioning to commercial real estate, and co-managing a fund focused on real estate syndications. Alternative investments, which include real estate, private equity, and venture capital, offer potential for higher returns but involve greater risk, complexity, and limited liquidity, often requiring accredited investor status. Logan helps investors and advisors conduct due diligence and integrate alternatives into portfolios, with expected returns typically ranging from high single digits to high...2025-02-2641 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersAvoiding Society’s Money Traps | Deb Meyer & Kevin ReardonToday, I’m joined by Kevin Reardon and Deb Meyer to discuss how emotions, societal pressures, and behaviors shape our financial decision-making, especially as Catholics. We explore how fear, greed, and herd mentality can lead to poor financial choices and stress the importance of discipline, diversification, and aligning our actions with core values and faith. Drawing from personal stories, we emphasize the value of creating a clear, personalized financial plan to resist consumer-driven urges and external expectations, like "keeping up with the Joneses." As financial advisors, we see our role as fostering accountability, promoting long-term financial health, and helping cl...2025-01-2236 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersHow Much is Enough? | Brian WayneToday, Brian Wayne from LifeGuide Financial Advisors joins Ben Matinek to explore integrating Christian principles into financial planning, emphasizing faith, stewardship, and intentional living. Drawing on themes such as evangelical poverty, detachment, and trust in God’s providence, the discussion highlights the importance of aligning finances with one’s spiritual purpose. Inspired by examples like Rick Warren and saints such as St. Francis of Assisi, Ben and Brian underscore setting "financial finish lines" for spending and saving to foster generosity, spiritual growth, and contentment. They combine practical financial strategies with theological insights, encouraging Christians to view wealth as a tool...2024-12-2541 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersSlow, Steady Wealth Accumulation | Robert Franer & Tyler MeyerToday we’re joined by financial advisors Robert Franner and Tyler Myler to discuss strategies for long-term wealth accumulation, emphasizing the importance of starting early, automating savings, and maintaining consistent habits. They highlight the power of compound interest, using goals like saving $100,000 by age 30 to demonstrate how early contributions grow significantly over time. They share an example of a couple who built $2 million in wealth through steady savings, emphasizing that financial independence is achievable with discipline and personalized planning. The advisors also caution against overly aggressive saving, which can compromise quality of life, and stress balancing savings with lifestyle. Fo...2024-11-2738 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersA Philosopher’s Take on Faith and Finance | Nick ShiverToday, Ben discusses the intersection of philosophy and financial planning with Nick Shiver, a wealth advisor from Columbia, South Carolina. Both Ben and Nick hold master's degrees in philosophy, and their conversation explores how their philosophical backgrounds inform their current roles in financial advising. They reflect on the rigorous training in critical thinking and argumentation philosophy provided and its applicability to building comprehensive financial plans rooted in ethical considerations. The discussion also touches on how philosophical education serves as a solid foundation for personal and professional life, integrating rational inquiry with heartfelt guidance for clients. Through their exchange, they...2024-10-2344 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersHow to Become a Financial Adviser | Bryan Smalley, Lance Peters, Charlie HoronzyBen, along with advisors Bryan Smalley, Lance Peters, and Charlie Horonzy, provide valuable insights into the world of financial advising. The discussion covers the daily life of financial advisors, the industry’s various channels, client types, regulatory bodies, and the significant personal satisfaction derived from serving clients. They also explore the diverse paths to entering the financial services industry, including education, networking, and certifications. Inspirational pointers on thriving within the field, especially as a person of faith, are shared to guide aspiring financial advisors. If you’re considering a career change, or just want a little peek at the worl...2024-09-2541 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersListen, Listen. Love, Love. | Joe PetryJoe Petry, a fellow member of the Catholic Financial Planners Network and founder of Mayfair Financial, shares his journey from economist to financial planner, motivated by his firsthand experience with retirement and ministry. In this episode, Joe emphasizes the importance of empathy, trust, and integrating faith into his work. From working with a refugee support initiative and the Kairos prison ministry to his time teaching economics at the university level, Joe brings a wealth of empathy and knowledge to his work. His experiences have deepened his understanding of compassion and the significance of treating others with dignity, which he...2024-08-2846 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersInvesting 101: Stocks, Mutual Funds, and ETFs Explained | Nick OrenduffIn this episode of the podcast hosted by Ben Martinek from the Catholic Financial Planners Network, guest Nick Orenduff of Orenduff Associates shares his insights on various investment vehicles and the importance of diversification. They discuss the differences between stocks, mutual funds, ETFs, and bonds, highlighting the roles these instruments play in a diversified investment portfolio. The conversation also covers the distinctions between fixed income investments and stock ownership, explaining the purposes and benefits of each. Additionally, they emphasize the significance of long-term investing and prudent financial planning for achieving financial freedom, particularly as one approaches retirement. If you’re...2024-07-2440 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersHow Catholics Can Bring Prayer to Their Finances | Charlie HoronzyBen Martinek and Charlie Horonzy talk about how to bring prayer into your finances, the insecurity that's associated with it, and the specific methods that they use. Amidst uncertainty, prayer plays a crucial role in helping us stay grounded, seek guidance and find the strength to fulfill our responsibilities."I think God wants us to be saints.. and everything in our life is helping us to get to heaven."- Charlie HoronzyWhat You’ll Learn:Lectio Davina prayer and other meditation exercisesSurrendering to Go...2023-06-2844 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersThe Noblesse Oblige | Andy FlatteryBen Martinek and Andy Flattery delve into generational wealth, family dynamics and inheritance, and the inferred responsibility of those who have wealth to act with generosity toward those who are less privileged.The discussion unravels the power dynamics that shape society. Explore the contrasting responses, from the trad Catholic movement to Catholic homesteaders and the Postliberals, as they navigate the current state of affairs with their unique perspectives. In a society that champions individualism, the role of families in cultivating excellence and nourishing deep roots provides tension between the American ideal and the p...2023-05-3149 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersThe Virtues of Money: Is Building Wealth Good? | Joe IbarraBen Martinek and Joe Ibarra discuss how building wealth is tangential to growing in virtue.Most people wouldn’t consider building wealth as an opportunity to refine the virtues of patience, discipline and generosity. In this episode, Joe Ibarra deliberates how the journey to generating wealth comes with a testament of these skills. Joe graduated first in his class from Rockhurst University in Kansas City, MO where he studied Philosophy and Accounting. He is a Financial Planner at Falcon Wealth Advisors based in Kansas City, MO, but has clients in...2023-04-2649 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersThe Four Pillars of Catholic Social Teaching | Tyler HackenbergBen Martinek and Tyler Hackenberg provide an insightful discussion on how Catholic social teaching can be integrated into financial planning and decision-making.We hear the story of Tyler Hackenberg, a former Westminster Theological Seminary student who is now a Catholic financial advisor located in the greater Philadelphia area. Tyler's journey to Catholicism started at Vanguard with a client requesting a donation to Planned Parenthood. This request led Tyler to explore Catholic social teaching and recognize the infinite human dignity of the unborn. Tyler discusses the legacies of St. Katharine D...2023-03-2948 min
The FI PlannerSoul-Aligned Contribution with Nancy BleekeWould entrepreneurship be less scary if you knew you’d make more money than your current job? In this episode, Nancy Bleeke explains how analyzing expenses motivated her to start her own business and what she’s learned since she made the transition to entrepreneurship over twenty years ago. In this episode, you’ll also hear: Evaluating what it costs you to work vs. start your own business Making the transition to entrepreneurship without incurring debt Why community is crucial to growth and why it’s okay to be scared Must-listen moments: [00:09:20] After c...2023-03-2830 minThe FI PlannerEfficiency and Innovation in Small BusinessesHow do some small businesses make the leap from fledgling concept to successful big company while others go kaput before they can even get started? In this episode, Ben and Andrew delve into the gritty reality of how the majority of new small businesses fail and why people still go for entrepreneurship despite the challenges it brings. In this episode, you’ll also hear: Defining small business vs. micro business Why people go into business despite the risks Embracing the dream, sustaining the losses of entrepreneurship Must...2023-03-1426 minThe FI PlannerThree Generations of Entrepreneurship with David HurleyTaking on the family business can feel daunting, but staying true to the authentic heart of the company is key. In this episode, Ben and Deb welcome David Hurley as he dives into how growing up in Country Stores Health Foods fostered his entrepreneurial drive. They discuss the action steps he took to move the business forward under his stewardship while also helping people stay healthy using natural holistic resources. In this episode, you’ll also hear: Understanding the value of holistic healthcare therapy to improve wellbeing Some of David’s concerns about taking over t...2023-02-2835 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersGoal Planning in 2023 | Michael AcostaBen Martinek and Michael Acosta discuss goal setting in 2023. "I love goal setting. I have to say, when I first got started setting goals, it's kinda like, uh, do I really need to do this? Is it necessary? And I have to say, after being in business for many years and working with clients for many years, yes! Goal setting is important. At the end of the day, on a practical level, if we wanna be able to look back at our lives and have something to show for our hard work, I really think you can't...2023-02-2245 minThe FI PlannerFrom Childhood to Now - A Continual Theme of EntrepreneurshipFor many entrepreneurs, launching your own business means long hours and late nights with little to no financial gain when you first begin. In this episode, Jonathan and Amanda Teixeira join Ben and Deb to share how a forced leap of faith kickstarted their entrepreneurial journey and what it’s like to be financially independent while balancing business and family as a married couple. In this episode, you’ll also hear: Navigating the challenges of creating a sustainable business Enjoying the flexibility and freedom of entrepreneurship Realities of being married and in business together Must-liste...2023-02-1435 minThe FI PlannerWord of the Year: ResolveBeing an entrepreneur means taking a ride on a never-ending rollercoaster full of intoxicating highs and sobering lows with twists and turns around every corner. In this episode, Ben and Andrew share lessons they’ve learned from their own setbacks and why entrepreneurs must be overly confident and ready to take on whatever challenge comes next. In this episode, you’ll also hear: Lessons from Andrew’s failed restaurant in Korea Knowing when and how to pivot as an entrepreneur Understanding the risk and loss that comes with entrepreneurship Must-listen moments: [00:13:42] And that...2023-01-3131 minThe FI PlannerWorking on Your Own Terms with Megan GilesNot everyone is ready to leave their 9-5 job but if you’re thinking about it, Megan Giles is proof you can succeed on your own. In this episode, Ben and Deb talk with Megan Giles about how she quit her corporate job cold turkey, found a supportive community and started making connections that helped her focus on the value she offers. In this episode, you’ll also hear: Quitting the corporate world without a plan The power of truly investing in yourself Benefits of networking with like-minded, hyper-focused people Must-listen moments: [00:09:3...2023-01-1731 minThe FI PlannerAlternative Health Insurance OptionsIf you’re opting out of traditional health insurance, it’s important to understand the risks and benefits of nontraditional health care. In this episode, Ben and Andrew continue their discussion about health care coverage and dive into two alternative health insurance options. In this episode, you’ll also hear: Recognizing the risk of unconventional health care options Direct Primary Care Model and health share plans Challenges of leaving conventional insurance coverage Must-listen moments: [00:12:32] Because this is non-conventional, there are some inherent risks that are associated with this. There are variations in quality a...2023-01-0333 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersThe 401(k) Debate, Money Habits, & Catholic Apologetics | Trent HornBen Martinek and Joe Ibarra host Trent Horn – Apologist for Catholic Answers and host of The Counsel of Trent podcast – to discuss money principals regarding retirement as a Catholic, Trent’s recent debate with New Polity’s Jacob Imam on Pints with Aquinas, everyday money habits, as well as how Trent got into the world of Catholic apologetics. This episode includes universal principals and specific takeaways, Scripture passages and personal experiences, perspectives from financial advisors and a Catholic apologist… and everything in between!2022-12-211h 02The FI PlannerClaiming Financial Independence with Anna SaucierFinancial independence can bring more calm, time, and energy to your life, so why wait to experience those benefits? In this episode, Ben and Deb welcome Anna Saucier to talk about why entrepreneurs need a strong foundation, rest, and a mindset that lets you focus on what matters most so you can achieve and receive more today. In this episode, you’ll also hear: The power of achieving rest and going slow to grow fast Claiming financial independence vs. viewing financial independence as a reward Being aware of your mindset and living financial independence now ...2022-12-2037 minThe FI PlannerBecoming a Lean Entrepreneur with Brant CooperWhether you’re ready to start your own business or thinking about a fun side hustle, being an entrepreneur is more possible than ever. In this episode, Ben chats with Brant Cooper about his focus on driving impact and how the workforce is shifting from the industrial era to empowering people to solve problems with creativity and intelligence. He also shares insights from his best-selling books The Lean Entrepreneur and Disruption Proof. In this episode, you’ll also hear: Driving impact by empowering creativity and the entrepreneurial spirit Lessons from Lean Entrepreneur and taking advantage...2022-12-0636 minThe FI PlannerSelf-Employed Health CareHealthcare can be very expensive and costs can spiral out of control quickly, especially if you’re paying out of pocket. In this episode, Ben and Andrew work through the various options entrepreneurs have for health insurance coverage and the value of understanding how tax credits can work for or against you. In this episode, you’ll also hear: Utilizing your spouse’s healthcare coverage or Cobra Individual healthcare marketplace options and understanding premium tax credit Self-employed health insurance and self-employment tax deduction Must-listen moments: [00:09:39] They limit your ability to just jump on [insu...2022-11-2229 minThe FI PlannerGrowing Your Business Through PodcastingConnecting with other entrepreneurs is a great way to grow your network and learn from people who truly understand the ups and downs of entrepreneurship. In this episode, Ben and Deb talk with their podcast manager, Virginia Elder, about what led her to launch her own media company after working in the finance industry for several years. They also include some helpful tips for listeners interested in starting their own podcast. In this episode, you’ll also hear: Understanding what your audience is asking for Creating a new job for yourself vs. creating a business ...2022-11-0134 minThe FI PlannerFunding Your Small BusinessFunding a new business can be achieved in a number of creative ways. Knowing your tolerance for risk and your ability to gain back what you lose can influence where you find your funds. In this episode, Ben and Andrew hash through different funding sources and share how sometimes risk pays off. In this episode, you’ll also hear: Pros and cons of tapping into retirement funds Understanding what you can afford to lose Roth IRAs, 529 Plan, and other sources of funding Must-listen moments: [00:13:37] We set the money aside in retirement and in anticipatio...2022-10-1833 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersWhat to do about Student Loans Right NowThere have been important changes within the Federal Student Loan landscape with the recent announcement in late August regarding Federal Forgiveness opportunities for borrowers. In this episode our very own Ben Martinek and Michael R. Acosta discuss what borrowers need to be aware of as the prepare for student loan payments to resume in January of 2023. As Certified Student Loan Professionals with extensive backgrounds in student loan planning both Ben and Michael provide insights into what borrowers should be considering when choosing the right repayment strategy. Be sure to listen to the end where we discuss the morality behind de...2022-09-2839 minThe FI PlannerMistakes to Avoid in FIReaching financial independence requires hard work and it’s imperative to avoid costly mistakes to ensure you enjoy the rewards you’ve earned. In this episode, Ben and Andrew call out common missteps of financial independence and the benefits of combating your fears and acting with courage. In this episode, you’ll also hear: The problem with playing it too safe Tackling the rent vs. buy conundrum Investment options, portfolios, and the need for accountability Must-listen moments: [00:04:00] Without the ability to give yourself permission to make that change, you wind up really missing...2022-09-1331 minThe FI PlannerThe Mistakes ShowAs an entrepreneur, failure is inevitable. Learning how to view your mistakes as opportunities for growth and minimizing their impact is key to moving forward. In this episode, Ben and Deb recall their own “oopsies” and why sometimes the only thing you can do is acknowledge your mistake and grow from it. In this episode, you’ll also hear: Making mistakes as an employee vs. small business owner The value of accepting and learning from your mistakes Avoiding the negative feedback loop and embracing a growth mindset Must-listen moments: [00:03:30] It's about progress. It's...2022-08-3030 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersIs it Immoral to Invest in a 401(k) Plan?Ben Martinek, Deb Meyer and Tyler Hackenberg of Catholic Financial Planners Network discuss the recent Pints with Aquinas debate between Jacob Imam and Trent Horn about the morality of investing in 401(k) plans for retirement. Jacob Imam argues that 401(k) investing is immoral because of its speculative nature, while Trent Horn points to magisterial authority that we are permitted as Catholics to invest in 401(k) plans – or any other savings vehicle for that matter. Tune into unique perspectives on this episode of Catholic Money Mastermind.Show Notes: https://www.catholicfinancialplanners.com/is-it-immoral-for-a-catholic-to-invest-in-a-401k-pla...2022-08-2443 minThe FI PlannerWhat Does It Take To Be An Entrepreneur?Ever consider starting your own business? Whether you want to embrace the digital nomad lifestyle or purchase a franchise, becoming an entrepreneur is more feasible than ever. But are you truly ready to become your own CEO and wear all the different hats required to run a successful business? It’s important to understand just how much you will rely solely on yourself to keep the ship upright and sailing once you take the leap. In this episode, Ben and Andrew discuss why entrepreneurship is becoming more common, why curiosity, bravery, and courage is key, and i...2022-08-1633 minThe FI PlannerRisk and The Alpinist“Not going to live my life afraid to fail.” Taking risks is scary, but they’re necessary if you want to develop, gain independence, and live the life you’ve imagined for yourself. We’re programmed to be cautious, and subconsciously believe it’s imperative that we avoid risk. One key to living the life of your dreams is to “just let go and focus on what you really want to do.” While listening, ask yourself what would happen if you could remain cool and collected in the presence of danger, knowing exactly what to expect, and feelin...2022-07-1231 minThe FI PlannerWhy We're Pursing FI“Simplicity and striving for freedom.” FI is the motivation to pursue your dreams and goals. To provide a basic, comfortable existence for oneself and one’s family. When work consumes your life, you may experience feelings of exhaustion, resentment, and a lack of personal fulfillment. In today’s episode, Ben and Deb discuss what financial independence is and why it’s crucial to go after it without limiting your ambitions. Many of us live under the illusion that once we have material things in our possession, we’re satisfied. But are we? In this episode...2022-06-2823 minThe FI PlannerFranchisingWhile it's challenging to launch your own business, purchasing a franchise offers several potential benefits. As you explore potential money-making ventures along your journey toward financial independence, franchising may seem appealing since the basic outline of the business operations, branding, and menu are done for you. All you have to do is step in and run it well, right? This week, Ben and Andrew talk about the contrasts between establishing your own business and owning a franchise and dissect what it’s like to be in both positions. This option has advantages, including a proven bus...2022-06-1431 minThe FI PlannerOutsourcing and HiringGrowing a business is exciting, but before you get too excited and make your first hire, it’s important to evaluate your revenue status and client flow: Am I really making a profit in the business (after taking home an income)? Is the flow of clients consistent and reliable enough to cover additional overhead costs? Will the rate I’m charging for my services cover costs of outsourcing? In today’s episode, Ben and Deb have a conversation about knowing when and how to use outsourcing services. The expansion of a business...2022-05-3129 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersThe Impact of Inflation: Long-Term Approach for Addressing Short-Term ConcernsOn this episode of Catholic Money Mastermind podcast, Deb Meyer of WorthyNest®, Ben Martinek of Bona Fide Finance and Michael R. Acosta of Consolidated Planning, Inc. discuss the impacts of #inflation on households and how it is playing a role in the short-term financial decisions we make. Be sure to listen to the end when the group provides thoughtful insights on how to better manage your emotions now while still focusing on the long-term horizon of your financial plan! Show Notes: https://www.catholicfinancialplanners.com/the-impact-of-inflation-long-term-approach-for-addressing-short-term-concerns-podcast/ 2022-05-2531 minThe FI PlannerKeeping the FI in EntrepreneurshipHow can you achieve Financial Independence without shifting your mindset from scarcity to abundance? This episode’s focus is primarily on the I (independence) component of entrepreneurship. We want to ensure that you maintain and revel in the freedom of building your business and being your own boss. Owning and operating a business, especially if you’re building one from the ground up, can be tough and time consuming, but achieving Financial Independence as an entrepreneur is possible. Ben and Andrew discuss the challenging and time-consuming aspects of starting and growing a business from scratch, while sharing that i...2022-05-1730 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersMoney Management for Catholic Couples | Jonathan & Amanda TeixeraCatholic Money Mastermind hosts Deb Meyer of WorthyNest® and Ben Martinek of Bona Fide Finance are joined by two very special guests today. Amanda and Jonathan Teixeira are the duo and happily married couple behind WalletWin, where they help everyday people create the life of their dreams by getting intentional with money. Additionally, the Teixeira’s share smart money principles from their first book -- How to Attack Debt, Build Savings, and Change the World Through Generosity: A Catholic Guide to Managing Your Money. We’re excited to share this interview with you!Show Notes: htt...2022-04-2740 min
Worth Listening with Lauryn WilliamsLearning by Doing: The Delights of Getting in Over Your HeadToday we are taking a break from the Millionaire Series to focus on financial transparency. April is financial literacy month. The entire purpose of the Worth Listening podcast is to help spread financial literacy and host Lauryn Williams wants to share her imperfect financial journey with you to show that we are all in this together. Joining Lauryn on the podcast is her friend and fellow financial planner, Ben Martinek. Ben runs two financial companies called Bona Fide Finance and Student Loan Tax Experts. He is also the host of the FI Entrepreneur podcast. Martinek I...2022-04-2641 minThe FI PlannerBuyer Psychology: Four Tribal TypesWhat does it take to make a sale? We all know in business we want to close the deal, but there’s a catch. There are variables to consider when deciding how you should approach a conversation with a prospect. In today’s episode, Ben and Deb discuss the four tribal types you’ll come across in a sales conversation and create relationships. While listening, think about which one you are: commander, achiever, expressor or reflector. In this episode, listen for Ben discusses being an achiever and what that means to him [8:45] What the experien...2022-04-1929 minThe FI PlannerFinding your AvatarYou need sales to have a legitimate business, and to get that business in the door, your ideal client needs to know who you are and how you can help them. Having a clearly-identified client avatar will help you speak directly to that ideal client in all of your marketing material and on your website, making them more likely to buy. Andrew and I discuss the importance of having an Avatar (ideal client) because if you’re speaking generally to everyone, you’re not connecting with anyone. Consider the following questions: What kind of bus...2022-04-0530 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersCharitable Giving from a Catholic PerspectiveAs Catholics, why do we give to charities? What is tithing, and should it be based on a gross or net amount of income? What federal and state tax advantages are there for charitable giving? Ben Martinek of Bona Fide Finance and Deb Meyer of WorthyNest® answer these questions and more in this special charitable giving episode of the Catholic Money Mastermind podcast.Show Notes: https://www.catholicfinancialplanners.com/?p=4117&preview=true2022-03-2348 min
Mel's MusicSweep Like Cinderella (Tribute to Bella by Static, Ben El, & 24kGoldn)Sweep Like Cinderella(Tribute to Bella by Static, Ben El, & 24kGoldn)*Original written by: Golden Landis Von Jones, Leeraz Rousseau, & Yarden Peleg**Dedicated to my Mom & Dad, for introducing me to the beautiful story of Cinderella, for nourishing my love for her character traits, and for tolerating me incessantly singing ‘Cinderelly, Cinderelly’ during my childhood!Lyrics:Sweep like Cinderella Cinder CinderellaLeave behind a glass slipperLike Cinder Cinderella Dance like Cinderella Cinder CinderellaHave a ball with Prince Charming together Forever ever ever2022-03-2202 minThe FI PlannerWhen An LLC Should Move To Being Taxed As An S-CorpWhen does it make sense for an LLC to elect to be taxed as an S-Corp? If you work for yourself anyway, what’s the difference? There are a few things to keep in mind when determining how you want your business to be taxed. Some of the biggest considerations in making this tax decision is how much to pay yourself as an employee based on the market, how much in revenue and profit the business is making, whether you’re able to take advantage of the QBI deductions, and how much they might already be helping you...2022-03-2229 min
The Catholic Money Show from WalletWin#135 Should Catholics Invest?This week, we sit down with Ben Martinek from Bona Fide Finance about how to responsibly invest while remaining in line with what the church teaches.
Resources Mentioned by Ben:
Catholic Financial Planners Network
Bona Fide Finance
Student Loan Tax Experts
The FI Entrepreneur Podcast
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Music in this episode is by Dylan Gardner – check out his album Almost Real on iTunes, Spotify, or wherever you listen to gre...2022-03-0839 minThe FI PlannerAll About LLCsIs an LLC the best structure for your business? While an LLC is like a corporation in many respects, it is distinct from you as an individual. This week’s episode builds on last week’s discussion on choosing the proper legal entity for your business. Taxation and the level of liability protection always influence an entrepreneur’s choice in selecting a business structure. Andrew and I explore the benefits of forming an LLC and the standards that you must meet in order to maintain the LLC’s viability and legitimacy. In this episode...2022-03-0830 minThe FI PlannerSelecting A Business Structure What type of business structure should you establish? Today, we’ll explore the various possibilities available and when or why you might need each one at various levels of your entrepreneurial journey. Deb and I discuss the types of business structures you might want to explore for your business. To make the best choice for your business needs, consider taxation and liability and whether you have employees. In this episode, listen for: If you have employees as a sole proprietor, you are opting for an increased level of liabil...2022-02-2229 minThe FI PlannerCreating An Agile Business PlanWhat's the secret to a successful start-up business? Take action! “Some people dream of success while other people get up every morning and make it happen.” Success won't wait for you; you must take the plunge. Despite not knowing all the details, don't let that hold you back from trying. In this episode, listen for Although your business may incur calculated and expected expenses from day 1, keep in mind unexpected expenses may arise, and you need a business “emergency fund” in place No matter the business type, be aware of your upfront...2022-02-0828 minThe FI PlannerFinancing Entrepreneurship - Start SmallYour business ideas can propel you toward the financial independence you desire. Entrepreneurship isn’t always easy; you’ll have to take risks and deal with stress, but owning your own business is one of the best ways to generate wealth. In this episode, listen for Start with only the essentials that are needed to produce and sell your service or product When you explore financing and debt options to fund a business, you have to know exactly how it will be used to generate more momentum and sales Beginning your entrepreneurial journey while still working a W2 j...2022-01-2527 minThe FI PlannerThe 4% Rule ExplainedIn this episode, your host Ben Martinek and co-host Andrew Bencivenga discuss the 4% rule and how being an entrepreneur may impact the withdrawal amount and therefore, the overall amount of money you need to retire. What’s known as the “safe withdrawal rate” means that, according to the historical performance of the stock market, you can generally pull 4% of your portfolio’s value for 30 years without depleting it. Of course, there are other caveats and assumptions, read more about them here: https://www.investopedia.com/terms/f/four-percent-rule.asp When is it “safe” to pull more than...2022-01-1133 minThe FI PlannerDesigning A Business Plan For FIWe’ve already alluded to the idea that entrepreneurship may be one of the best ways to achieve and sustain FI. But starting a business is complicated - How do you know that your business idea will make money? Statistically, over 50% of businesses fail within the first five years. And if you are on the road to Financial Independence or thinking about it, it’s not likely you’d jump at the opportunity to pour cash, time, and energy into something that’s ultimately going to be a waste. To avoid becoming part of the shocking s...2021-12-2836 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersCatholic Investing Series: Eventide Funds | Jason MyhreDeb Meyer and Ben Martinek speak with Jason Myhre of Eventide Funds. Eventide Asset Management, LLC, is a Boston-based registered investment adviser* pursuing “investing that makes the world rejoice.”Show notes: https://www.catholicfinancialplanners.com/catholic-investing-series-jason-myhre-of-eventide-funds-podcast/ 2021-12-2241 minThe FI PlannerYour Savings Rate: The Primary Driver of Your FI JourneyDoesn’t it sound awesome to be financially independent, have enough money saved, and be able to live the life you’ve always wanted? Many people feel like this is a pipe dream or something they might get to experience in their 60s. However, the FI movement is all about enjoying this kind of freedom and choice now, in your 30s or 40s. This week, Ben and Andrew delve into the primary ways you can make this a reality for yourself and why they believe entrepreneurship is such an accelerating factor in this journey. They also...2021-12-1435 minThe FI PlannerPersonality Types - What Makes an Entrepreneur?Do you have to have a certain personality type to be an entrepreneur? This week Ben and Deb explore their own personality types on air, laugh about their differences, and dissect the sixteen various Myers-Briggs personality types and how knowing your personality type can inform your entrepreneurial journey. They also explore why the ESTP personality type is called “The Entrepreneur” and why the traits of that personality type could be advantageous for an entrepreneurial endeavor. In this episode, listen for The different traits defined by the Myers-Briggs personality test Do you need to have the “en...2021-11-3031 min
Student Loan Planner$700 million in Student Loans Forgiven in a Single DayThe Department of Education recently forgave around $700 million in student loans in a single day. I talk about how the new PSLF Waiver played into that, what it means for student loan forgiveness, and what it means for you and your finances. I also sit down with Ben Martinek, EA, CSLP®, CFP®, of Student Loan Tax Experts. He shares his experience helping student loan borrowers with their taxes and how you and your spouse may be able to save some cash through amended returns. In today’s episode, you'll find out: Who the Department of Education is g...2021-11-2343 minThe FI PlannerExploring The 3 Main Levels of FIAs we graduate through the seven stages of FI (explanation of all 7 in episode 3, linked below), there are three main levels of Financial Independence. You might want to dine, travel, shop, and live comfortably while being financially independent which is called Fat FI. In contrast, one might achieve Lean FI, which covers the extreme basic necessities and a very frugal lifestyle. Ben and Andrew explain what each level means and explore the lifestyle it may afford. Knowing and understanding these segments will assist you in figuring out just how much you need in passive income a...2021-11-1631 minThe FI PlannerThe 7 Stages of Financial IndependenceAs we continue our journey to financial independence, where should we be focusing our attention? A great tool to help with this question is a list of the seven stages of financial independence. (Ben and Deb discovered this through Joshua Sheats’ podcast Radical Personal Finance.) The 7 Stages Financial Dependence Financial Solvency Financial Stability Debt Freedom Financial Security Financial Independence Financial Freedom Financial Abundance In this episode, listen for How Ben and Deb began their journey to financial independence by listening to Dave Ramsey while driving truck. What each of the seve...2021-11-0233 minThe FI PlannerCrafting a Life Through the Lens of Financial IndependenceWe are living longer than ever before, and many of us are continually searching for ways to improve our lives. Traditionally, you’d work until you were around 65 and then retire and pursue your passion or see the world. But what if you didn’t have to wait until age 65 to find the freedom and security to pursue your true purpose? Work is a huge part of our lives, and even when things seem secure they can change very quickly. So what might it look like to take a chance on yourself and strike out on yo...2021-10-1925 minThe FI PlannerThe Financial Independence Journey as an EntrepreneurBeing an entrepreneur can be a daunting experience, but finding financial independence through meaningful work can also be incredibly rewarding. “One of the most difficult aspects of entrepreneurship is managing the emotional volatility that comes into play day after day of doing all this work and not necessarily seeing any of your results come home, materializing, and money being produced. You do start to wonder, what the heck am I doing?” But with some planning and calculated risks, you can find those rewards as well. In this episode, listen for How Ben and De...2021-10-0526 min
The FI PlannerWelcome To The FI EntrepreneurThis show teaches you how to achieve Financial Independence through entrepreneurial pursuits. Learn to take well-calibrated, thought through risks, and maximize the rewards. There are many ways to live the life of your dreams and you can find success on your own terms. Hosted by Certified Financial Planner, Enrolled Agent and serial entrepreneur, Ben Martinek with revolving co-hosts and interviews with professionals from all walks of life, The FI Entrepreneur will give listeners the tools and confidence to embrace their dreams of entrepreneurship and succeed in their journey towards FI. Sitting at the intersection...2021-09-2701 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersTalking Dave Ramsey*Originally recorded 7/2020*Catholic Financial Planners Ben Martinek and Andy Flattery discuss Dave Ramsey:What we love about DaveWhere we disagree Why most people should seek to graduate from "doing Dave Ramsey"Show notes for this episode - http://www.catholicfinancialplanners.com/talking-dave-ramsey-podcast/2021-06-2332 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersIs Wealth Accumulation Moral?Ben Martinek, Deb Meyer, and Robert Franer III discuss the morality (or lack thereof) wealth building. Show notes for this episode - https://catholicfinancialplanners.com/62021-04-2820 min
MMA LETEM SVĚTEMMMA LETEM SVĚTEM #195 - OKTAGON23, VLASTO ČEPOČepo o Záhřebu a zápase na FNC: Armagedon 4. Smyšlený zážitek z létání. Čepo a Mirko Cro Cop. FNC: Vlasto Čepo vs. Leon Krajačić. Kertész vs. Carvalho a Kalašnik vs. Bolo. Monster je zvíře. Bryczek vs. Brito. Ryšavý vs. Kuzník. Free prelims Paulus vs. Konrád. Jake Paul vs. Ben Askren. Mikulášek vs. Robertsen. Čepova historka s hatery. Barborík v KSW. Night of Warriors 17 – ROAD TO ONE. ACA, Michal Martínek, Vítězslav Rajnoch. UFC 261: Usman vs. Masvidal 2.2021-04-201h 18
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersWho is Budgeting For?Ben Martinek, Robert Franer, and Andy Flattery discuss the very foundation of personal finance - budgeting.Show notes - http://catholicfinancialplanners.com/4Attend the FREE Heroic Finance Summit on Saturday, 2/27/21 - https://bit.ly/3ubFGPt 2021-02-2439 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersFinancial Steps to Take When Having a ChildBen Martinek, Sean Mullaney, and Andy Flattery discuss financial steps to take when having a child.Show notes - http://catholicfinancialplanners.com/22021-01-2753 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersIntroducing Catholic Money MastermindIntroducing Catholic Money Mastermind, the podcast that features conversation from CFP® Practitioners on the intersection of faith and finances. In this episode, Ben Martinek, Andy Flattery, and Sean Mullaney outline the idea for the podcast and the need for a Catholic voice in the financial planning space. Find the show notes for this episode and get on email list at catholicfinancialplanners.com/12021-01-0529 min
The Best Ceats PodcastBen Martinek Keeps A Kingdom By The SeaThere may be no finer travel destination than Laguna Beach, Ca. Adorning its shores is the true jewel of the PCH in The Montage Laguna Beach. Of course, when you have a world-class resort, you need a world-class restaurant helmed by a world-class chef - Benjamin Martinek is just such a chef. Easily one of the most celebrated, consistently creative, knowledgable, and all-around wonderful humans on the west coast - Chef Martinek is exactly what you think of when 5-star dining comes to mind. He takes some time to sit and talk about how the changing world has hit...2020-07-1453 min
Behind The AdvisorEp #191: From Future Priest to RIA Owner – The Career of Ben MartinekFrom a Kentucky monastery to paying off over $100,000 in debt by co-driving a truck with his wife, Ben Martinek has had an unusual journey to starting his own financial planning firm. In this episode, he shares how the unconventional nature of his career path, his passion for philosophy, and discovering Dave Ramsey got him started in the financial world. You can find show notes and more information by clicking here: https://www.xyplanningnetwork.com/1912019-02-1357 minBehind The AdvisorEp #191: From Future Priest to RIA Owner – The Career of Ben MartinekFrom a Kentucky monastery to paying off over $100,000 in debt by co-driving a truck with his wife, Ben Martinek has had an unusual journey to starting his own financial planning firm. In this episode, he shares how the unconventional nature of his career path, his passion for philosophy, and discovering Dave Ramsey got him started in the financial world. You can find show notes and more information by clicking here: https://www.xyplanningnetwork.com/1912019-02-1357 min
Star Trek: Lost Frontier19 Cat's ClawThe Enterprise crew seeks out another of the Lost Worlds and finds it decimated by one of its old enemies. Captain Trask and his crew must weight their mission against the oldest of Starfleet's regulations: The Prime Directive. Will he liberate Cait and bring the Federation back to the brink of war with the K'zinti?Listen: Star Trek: Lost Frontier 19 - Cat's ClawThis is Mark Bruzee. I play the part of Captain Rupert Trask on Star Trek: The Lost Frontier. With the excitement of our show warping back onto...2017-05-3100 min
Radical Personal Finance353-How to Get Out of Debt Fast By Driving A Truck (And Build a Freedom Fund!): Interview With Ben and Deb MartinekOften very large financial goals can be achieved in a relatively short period of time if you focus enough on the goal and execute a plan with intense action. Today, I bring you the story and experience of a couple who did just that. Ben and Deb Martinek decided to become over-the-road truck drivers so that they could pay off their student loans in a very short period of time. They succeeded in paying off about $100,000 in debt in 2.5 years by driving a truck. And they had a great time doing it! Today...2016-06-2856 min