Shows
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp #161 - The Importance of Uncomfortable Conversations in Financial Planning (Part 1)Some of the most important financial planning conversations are also the most difficult. In this episode of A/B Conversations, Adam Werner and Ben Haas discuss why avoiding uncomfortable topics—such as retirement readiness, estate planning, family dynamics, and financial risks—can lead to costly consequences down the road. Learn how honest conversations, proactive planning, and addressing challenges head-on can help create a stronger financial future and greater peace of mind.Ticket #T010942Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to t...
2026-06-1720 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp #133 - Back to the Future: How Our Bold Predictions for the Financial Advising Industry Held UpAdam and Ben made five “bold” predictions on the future of the advising industry back in Episode 43. Four years later, it turns out those predictions were not so bold! Listen in as they reflect on what has changed and is continuing to change for the consumer, how the importance of CFP designation and behavioral finance continue to grow, the state of advisor commissions and the role of technology in client relationships. There’s a smattering of data and some discussion on industry trends, all wrapped up with a bit of bias for the client-first, fee-only advising relationship found at Haas F...
2025-03-0625 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp #106 - What is Likelihood of Success & How Can It Help Our Clients?Planning for retirement? 🏖️🌴 Discover the power of 'likelihood of success' in mapping out your financial future. Learn from Benjamin Haas & Adam Werner as they share real-life scenarios and trade-offs in our latest podcast episode. 🗂️💡 Tracking # T006524 Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasfinancialgroup.comContact Us:Email us at info@haasfinancialgroup.comInvestment advice offered through Great Valley Advisor Group, a Registered...
2023-10-2427 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp #105 - Whiteboarding: Combining Emotions, Curiosity, & Math to Create Your Financial PlanIn the world of financial planning, it's not just about numbers; it's also about understanding emotions and priorities. Join the conversation with Benjamin Haas and Adam Werner as they reveal the detective work behind effective financial planning through what they call whiteboarding. Get ready to think differently about your finances! 🕵️♂️💰Tracking # T006201 Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasfinancialgroup.comContact Us:Email us at...
2023-09-2121 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 94: For God's Sake, Buy Insurance!Our experiences in life will shape the way that we think and feel about money. It's statistically impossible to run into somebody who hasn't lost a loved one and hopefully that's not a really painful story to tell. That's one reason why we talk about the role of life insurance in planning so hopefully emotional travesties don't become a financial one. In this podcast episode, we talk about the importance of life insurance and planning. Tracking # T005469Thanks for listening!If you want to be notified when the next episode will be...
2023-03-0819 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 93: Things That Make You Go Huh?At Haas Financial Group we love statistics! We often play a fun game where someone has a statistic and the other person has to guess what they think it is. Oftentimes the actual answer is wildly different than what we were thinking. That proves the point that conventional wisdom is often not in line with the statistic and it leaves us trying to figure out why there is a disconnect between what somebody should be doing and what they're actually doing. In this podcast episode, we highlight some surprising facts in financial planning and investing. Will you go "h...
2023-02-2123 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 92: Approaching Your Final Career Year? Get Ready For Retirement With This Checklist.In this podcast episode, we provide a checklist to help prepare for your final career year. This is partially a financial conversation, but what we've come to recognize is that during this time of change, many experience fears of getting it wrong, failure, and anticipating loneliness. There's a big psychological hurdle to approaching financial independence too. When we talk about preparing, it's really to help with those emotions and provide a sense of financial security. If you are thinking this may be your last year of work, there are also financial considerations for your bridge years. What hap...
2023-02-0716 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 91: What History Tells Us To Expect From Investments In 2023Nobody wants to relive the results of last year from a market perspective. But, we can use this historical context as a guide to shape our outlook for 2023. The odds of us having a positive year this year are in our favor, even though we are still facing many of the same issues. Ben and Adam hope that giving some historical context will help investors understand what to expect from investments this year. Tracking # T005302JPMorgan Blog PostThanks for listening!If...
2023-01-2619 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 90: What Is A Financial Purpose Statement?The New Year naturally presents a time for people to hit the reset button and think about what matters most to them, especially through the lens of financial planning. When your values are clear to you, making decisions becomes easier. We use your Statement of Financial Purpose as a powerful tool to help align what you're doing in your life from a financial perspective. We are big proponents of aligning your values, vision, and wealth. When we understand the context of what matters most to you, it helps us walk through the pros and cons of financial deci...
2023-01-1217 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 89: The Best of Our 2022 PodcastsWe are quickly approaching the end of 2022. In case you missed some of our podcast episodes this year, Adam and Ben recap their favorites from the year. If you have some downtime during the holiday season, it may be the perfect time to take a listen!(1:59) Episode # 63: How to plan when you don't have a well-defined goal.https://www.haasfinancialgroup.com/podcast/ep-63-how-plan-when-you-dont-have-well-defined-goal(4:08) Episode # 82: How would your life change if you won the lottery?https://www.haasfinancialgroup.com/podcast/ep-82-how-would-your-life-change-if-you-won-lottery(6:40) Episode # 69: Managing investments by myself. Should I or shouldn't I...
2022-12-1524 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 88: Your Year-End Financial ChecklistIn this episode, we run through some financial housekeeping items to cross off before the end of the year.Retirement account deadlines - employer plans, IRA, Roth IRA contribution limits and timingRoth conversions - what it is and why you may want to consider itWhat are Flexible Spending Accounts and Health Savings AccountsWhat is tax loss harvesting and how does it workEducation fundingHoliday spending tipsTracking # T004784Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more...
2022-12-0129 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 87: Flipping Your Mindset From Saver To SpenderChange can be hard, especially when transitioning into retirement and figuring out new routines in life. You may be surprised to realize it's hard to change your pre-retirement mindset of saving to a post-retirement mindset of drawing down your investments. Now your savings is finite. We can help you overcome the fears of: Did I save enough? How do I know when I'll run out of money? Where do I pull money from? Our goal is to help you balance that excitement of doing the things you want to do during the go-go years of your retirement by making a...
2022-11-1620 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 86: Do Elections Matter For Investment Returns? No, but Yes!How big of an impact do mid-term elections have on investment returns?Historically mid-term election years have been poor performing investment years. The good news is that the year following a midterm election year, the S&P 500 has been higher every single time since 1950. Getting on the other side of elections should be good news for investment returns. The most important thing is staying the course. In times of doubt, review your financial plan to make sure it still fits. Tracking # T004737Sources:https://am.jpmorgan.com/us/en/asset-management/protected/ad...
2022-10-3118 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 85: Emotions. The Silent Financial Planning Killer.Are we all doomed? It feels like almost everyone is struggling with emotional fatigue right now. When's the last time things felt normal? The negative headlines on safety, war, inflation, politics feel even worse when you're seeing your savings and investments go down and your expenses and spending increasing. We recognize resiliency is not easy. We are here to review your retirement plan, review it often, and make changes when necessary through our financial planning process. In this podcast episode, we discuss the importance of staying on your financial path so investments don't affect your big picture plan...
2022-10-1718 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 84: 529 For College Savings? Not So Fast!Saving for college is something that definitely matters to a lot of those that we work with (parents and grandparents) because continuing education is important, and because it’s not cheap! Student loan debt is all over the news. In the absence of saving, you’re stuck with loans. In this podcast episode, Ben is joined by our newest member of the Haas Financial Group team, Mike Hendrickson. They discuss the different ways you can think about saving for college, and perhaps more specifically, why the very popular 529 Plan may NOT be the right fit for you. Trackin...
2022-10-0419 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 83: Discussions For When The Social Security Election Decision Isn't Clear CutMost people aren't comfortable talking to others about money. But, Social Security is a universal financial topic that most feel okay with discussing with others because we all get to make an election decision by age 62. More than 50% of people choose to take Social Security early because they need the income in retirement. But what if your decision on when to elect Social Security isn't apparent? What could sway you one way or another to elect or not? The Social Security decision is truly situational and financial planning can help. In this podcast episode, we discuss how we w...
2022-09-2020 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 82: How Would Your Life Change If You Won The Lottery?If money wasn’t an obstacle, would you change anything about your life? Then the most important follow up question: WHY? This podcast is not only for those living in the lottery world. If we truly believe that money is the tool that's going to help you live the life you want to live, then we need to think about what you value most. In our planning process we will ask questions to get you thinking about what you value. This may go outside your comfort zone, but our goal is to help you figure out how to ali...
2022-08-2422 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 81: Helping Financial Advisors Enhance Client Outcomes with Brendan FrazierHaas Financial Group is inspired by Brendan’s passion around “the human side of advising”. Historically, the financial services industry was more focused on training around numbers, spreadsheets, and market commentary. Those things are 100% required and necessary but, there’s a whole other realm of the relationship that has to do with behavior, psychology, and communication.In this episode, Ben sits down with Brendan to discuss practical tips and insights to apply behavioral finance into our financial planning practice. Brendan's mission is to provide the training that every advisor needs but never received in courses, designations, and certifica...
2022-08-1048 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 80: Financial Next Steps To Take After Losing A SpouseLosing a spouse can be a very difficult and emotional time. There's so much to do and to work through emotionally, financially, and physically. In this episode, we help to decipher what needs to happen now, what can be done soon, and what financial things can be handled later. We provide a checklist of small steps to take to feel like you are making progress in this new chapter of your life, but also allowing time to figure out what you'd like to see happen in the future.· Now: first two weeks· Soon: 2-8 weeks· Later: 3-6 months
2022-07-2816 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 79: Midyear Investment Outlook 2022We're halfway through the year and it's time for us to share themes from those that focus on investments - LPL Financial, Blackrock, JP Morgan, Nuveen, etc. They don't agree on what the second half of the year looks like. There are common statements and themes, but a wide range of potential outcomes. In this podcast episode we discuss the general themes and the outlook for the second half of the year.Sources:https://www.blackrock.com/corporate/literature/whitepaper/bii-2022-midyear-global-outlook.pdfhttps://am.jpmorgan.com/content/dam/jpm-am-aem/global/en/ins...
2022-07-1925 minAdvice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 78: Shifting Focus From Control To Influence When PlanningWe want to focus on what we believe financial planning is and that's helping point people in the right direction, making sure they understand the difference between things they can control and things that they can only influence. When you focus on controlling the things you can, your likelihood of success goes up significantly. It's when you drift into focusing on things you can't control or you choose to react to things you can't control, that's when self-sabotage gets in the way. In this podcast episode, we discuss the things you can control and the things you can influence ev...
2022-07-0621 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 77: How To Digest Sensationalized Financial Media HeadlinesNavigating through all the news can be difficult especially when the media and articles are designed to elicit a response. Are you scared to open your statements knowing we're in a bear market? To see and feel your money shifting, and with the news telling you the market is going down, it's very natural and human to boil up with emotion and question if you need to do something different with your investments. We want to be the filter for our relationships and focus on the important information that may directly affect you. This is why we lead our con...
2022-06-2218 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 76: Making Lemonade - Time For A Roth Conversion?Those that have accumulated wealth may want to limit their taxes and keep what they have, if not for themselves, but for their heirs. The stock and bond market has given us a lot of lemons to work with this year. If one of your goals is to limit your taxes over time, now may be the perfect time to do a Roth conversion with the market being down. Ben and Adam discuss Roth conversions and how or why they may fit into your long-term financial plan.Tracking # T004062Thanks for listening!If you...
2022-06-0617 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 75: How To Make Your Estate Settlement Easier For Your ExecutorThe estate settlement process can be long and overwhelming for those going through it. But when you have a checklist prepared with the details and what to expect, you may find it a bit easier than you first thought. If you've been named as executor, there are things you can prepare for prior to the estate settling process. This will help to properly execute on the deceased wishes in a timely manner.Listen to this podcast episode to feel confident with the process to properly settle an estate. Tracking # T003935Thanks for listening!
2022-05-2525 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 74: Investment Losses Hurt. Avoid These 5 Mistakes!Markets are volatile. Investment losses can hurt, but they're going to happen if you're investing. In this podcast episode, we identify five common investor mistakes that set people back when they take short-term losses and compound the problem by feeling like they need to do something different. We feel that if you want long-term success, these are five things you should avoid doing, even when you get emotional: Stop saving and contributing to your investment accounts Selling when the market is downChasing trends & returns when things are going well (fear of missing out)Paying too close att...
2022-05-1024 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 73: Tips When Financially and Emotionally Sandwiched Between Supporting Kids and ParentsThe sandwich generation is defined as people who are still working, most likely in their 30's or 40's, that are responsible for bringing up their own children while caring for aging parents both physically and financially. They are feeling caught between two potentially difficult situations, all while trying to focus on their own retirement as part of that process. This podcast episode discusses the human side of what we do. There is not a spreadsheet or a financial planning program out there where you can plug these variables into the tool and it is going to tell you...
2022-04-2016 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 72: Giving While Living: Helping Family Beyond Just Writing A CheckIn this podcast episode, Adam and Ben talk about the different ways to give money to family beyond just writing a check. We discuss how our financial planning process helps determine if you can afford to gift now, the best way to go about it, and any tax laws that you should consider. If you wish to pass along your wealth to a loved one while living rather than leaving behind an inheritance or legacy, check out this episode!Tracking # T003806Thanks for listening!If you want to be notified when the next ep...
2022-04-1323 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 71: How Do I Lower My Tax Bill?While there isn't a silver bullet that can shield all your money from taxes, this podcast episode focuses on proactive and reactive strategies to help defer taxes if you have excess income. We focus specifically on tax liability while exploring different investment vehicles to help you allocate your assets appropriately, depending on your financial goals. And, we discuss factors that may drive your taxable income higher.Tracking # T003767Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor mo...
2022-03-2821 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 70: Who Knew Your Spouse's Age Could Complicate Retirement Planning?The key to any successful financial plan is making sure you use reasonable assumptions. An age gap between spouses can have an impact on irrevocable decisions such as: when to retire, the best time to elect Social Security, pension decisions, and estate planning - just to name a few! In this podcast episode, Adam and Ben discuss how an age disparity in couples can impact your financial life and why it's important to make conservative assumptions if you are in this situation. Tracking # T003745Thanks for listening!If you want to be notified whe...
2022-03-2219 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 69: Managing Investments By Myself. Should I or Shouldn't I?We are often asked the question "should I manage my own investments or is that something I should let a professional handle?" While there is no black and white answer, the first step is to decide whether or not you want to take on that responsibility. Next, develop a process to follow when making decisions around your investments. Your investment plan should be the guide to making these important decisions and help answer questions such as, "when is the right time to rebalance the portfolio? What should the process be when I need to withdraw money? "In thi...
2022-03-1520 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItSpecial Episode: Our Take On What Russian Aggression Means For Your InvestmentsThis special podcast episode for A/B Conversations discusses the potential impact the Russian invasion of Ukraine may have on investments and financial planning. We're far from experts on the crisis and the outcome is still unknown at this point in time, but we do want to try to be experts on client communications and financial planning. We can draw some parallels by using historical data from prior wars and other conflicts to predict how the market will react. We look at investing through a long-term lens and we know the market is more forward looking than we tend to...
2022-02-2823 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 68: Can I Afford To Retire At The Same Time As My Spouse?Have you ever thought about retiring at the same time as your spouse? Part of our job is figuring out if retiring at the same time is financially possible, but it’s also making sure that both partners are ready to commit to the next phase of life. There’s a lot of things to consider other than the financials. Are you emotionally and mentally ready to make that transition to retirement? And, often times couples have not even seriously discussed retirement timelines with eachother. Our goal is to ask questions so we may understand our clients' unique situations as we...
2022-02-2523 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 67: What Should I Do With My Old Products?In our financial planning process, we assess any products you may own, such as life insurance or annuities. Next, we provide education on the implications of being contracted to that product. Our goal is to review if there are better options available to you, ultimately to decide if you should be doing something different. If you are unable to move away from the product, we discuss ways in which it may fit into your financial plan to help align your financial life in a way that helps you reach your broader financial goals. Tune in to listen to Ben a...
2022-02-1825 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 66: Bringing Two Financial Lives TogetherWhether you’re about to get married or you’re coming from previous relationship and entering a new one, there’s a lot of financial questions that ensue. Is it best to keep your financial lives separate, intertwined, or somewhere in the middle? There isn’t an easy answer and it depends on you feel, but there is some financial planning that should occur no matter what the result is! Take a listen to Adam and Ben giving a few ideas of what you should be considering when bringing two financial lives together. Tracking # T003558Thanks fo...
2022-02-0821 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 65: Best Ideas For Being Opportunistic in 2022The stock market is off to a rocky start in 2022. How can we be opportunistic with a market that is flat or down? It's all about perspective! Listen to Ben and Adam talk about strategies for turning a down market into something positive for your portfolio in this podcast episode. Tracking # T003588Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasfinancialgroup.comContact Us:...
2022-02-0418 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 64: The Concept Of The Final Financial PlanIn this podcast episode we explore the concept of the Final Financial Plan. The Final Financial Plan is essentially a roadmap for those that are left to help settle the estate, such as the executor or trustee. It lays out where any important information is and how to access financial accounts. This document serves as a guide for organizing any wishes that typically wouldn't be put in a will. It is not a legal document but really just adds instruction and clarity to the estate settlement process. Listen to Ben and Adam give all the details of what is inclu...
2022-01-1420 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 63: How To Plan When You Don't Have A Well-Defined Goal.What if you can't come up with well-defined financial goals? In this podcast, we discuss ways to help get you on the right path without having a perfectly defined endpoint in mind at the beginning. In our planning process we focus on aligning your behaviors to the values that matter most to you. Tracking # 1-05231817Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasfinancialgroup.com...
2022-01-1216 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 62: Where Should I Save? Here's The Pecking Order.What’s the best way to go about saving money? The pecking order of savings, like many things in financial planning, is dependent on an individual's situation. During our financial planning process we will have to make certain assumptions, especially around taxes and compensation later in life, but we focus on doing the most efficient thing that we can, while still offering some flexibility. Diversification of savings for accessibility and taxes in the future is key. We have a process to go through this with you. Listen to us discuss our process for defining a pecking order of savings for so...
2021-12-2020 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 61: 2021 Year End Investment ReviewYou can weather the storms in the market when they happen by having all of your fundamentals in place. This includes “bucketing” your assets and staying the course in your financial plan and blocking out all the noise that occurs while investing. Ben and Adam talk about different ways to feel confident with your investments by recapping 2021’s market environment and staying the course as we enter into 2022 not knowing what the market will do. Tracking # 1-05220729Thanks for listening!If you want to be notified when the next episode will be relea...
2021-12-1025 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 60: Health Before Wealth. Tips For Improving Healthspan with Stevyn Guinnip, MSEd, CWCWe have a special guest, Stevyn Guinnip, on this episode of A/B Conversations! Stevyn Guinnip, MSEd, CWC is the CEO and Wellthy Advisor at Grow Wellthy™. She is also the creator of the Wellth Academy™. She grew up a financial advisor's daughter & enjoyed 20 years as an exercise physiologist and certified wellness coach in the US & Australia. Now Stevyn has blended the world of finance & fitness, helping financial professionals and their clients earn back their health so they can retire ‘wellthy.’ Listen to Ben and Stevyn discuss how the health and wellness industry is closely tied to th...
2021-12-0329 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 59: More Than Just Finances: Other Surprising Results From The 4 Pillars Of Retirement Study by Edward JonesRecently, Edward Jones put out the 4 Pillars of Retirement study, which was comprised of health, purpose, family, and finance. In this podcast episode, Adam and Ben discuss the findings, some of which were surprising. Throughout the survey results it was abundantly clear that the first three pillars held more weight than the wealth or finance side of retirement. In fact, did you know that 96% of retirees said that health is more important than wealth in retirement? Listen to us discuss the full results and how we believe the human side of finances plays an important role in finan...
2021-11-2929 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 58: Using Your Money To Help Loved Ones"One of the most heartening finding in this study is that the pandemic has led to a notable spark in generational generosity. One in three (34%) adult Americans, 85 million people loaned or gave money to a family member or friend who was impacted by the pandemic" Source: https://www.edwardjones.com/sites/default/files/acquiadam/2021-01/Edward-Jones-4-Pillars-US-report.pdfHave you ever gifted or loaned money to support a loved one? Are you considering gifting or loaning money to support a loved one? Listen to this podcast episode to understand different scenarios for doing so and the...
2021-11-1217 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 57: The Tax Benefits Of Investment LossesNo one likes to lose money, but once in a while it can actually be a good thing! If you own a non-retirement account or basically any investment outside of your retirement assets, you can deduct a loss on your tax return. There is a limit and some caveats in order to deduct your losses. To find out all that it entails, check out this podcast episode! [1:33] What is tax loss harvesting and what type of accounts does it affect?[3:36] Why is it important?[5:36] When is a good time to review investments?[6:32] How much c...
2021-11-0219 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 56: Considering A Big Purchase In RetirementHave you been considering a big purchase but you’re concerned you can’t afford it since you’re retired? Is making a large purchase in retirement a smart idea? What is the most efficient way to buy a large purchase in retirement? We believe it comes down to two things: can you afford it and what is the most efficient way to go about it. Listen to this episode to hear the logistics of how we would use financial planning to answer those questions.[2:50] Feedback on affordability of the decision[7:06] Getting a loan vs. paying for th...
2021-11-0120 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 55: Planning Focuses When Growing WealthAsset accumulators have a long runway until retirement. Starting the financial planning process early builds a solid financial foundation to ensure success in the future. Those starting out have competing goals, such as saving for retirement, buying a larger house for a growing family, paying down debt, or saving for their kids’ education. With all these financial aspirations, which one should be prioritized? That’s where financial planning comes in! Listen to Ben and Adam talk about our subscription-based planning process, where we take the time to think about your resources, your goals, your values, your opportunities, and yo...
2021-10-2518 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 54: Strategies To Protect Your SavingsIn this A/B Conversations episode, we discuss asset protection strategies. People want security in life by having safety nets in place when life happens and the unexpected occurs. Luckily, there are strategies to protect financial wealth! Our goal at HFG is to provide the education and plan for the what if’s that happen. Listen to find out more! [3:16] What do we mean by protecting assets?[4:02] Areas to focus on: Investments[7:06] Areas to focus on: Insurance[9:03] Areas to focus on: Taxes[11:41] Areas to focus on: Estate Taxes[14:24] Protection against litigation/identity thef...
2021-10-1819 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 53: Don't Fall Into Open Enrollment. Tackle It Head On!Open enrollment comes once a year and is a great time for you to review your work benefits and update them to better fit your current financial life. Life changes. What you may have originally picked for your health benefits might not be the best fit anymore for you and your family. Making sure that your work benefits line up with all the other pieces of your financial life is important so it fits into the grand scheme of your financial plan. In this podcast episode, we give education around what you should focus on during open enrollment time.
2021-10-1121 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 52: What Is Your Net Worth and Why Is It Important To Know?In this podcast episode, we talk about what net worth is, what makes up net worth, and what it actually means. We also discuss why not all net worths are created equal, how net worth changes depending on your phase of life, and why liquidity is important. We want to help you grow your net worth to the point where it supports you for the rest of your life.[1:52] What is net worth?[5:47] Not all net worths are created equal[8:42] Tracking your net worth depending on your phase of life[12:18] Why liquidity is important
2021-10-0718 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 51: How Do We Get Compensated?In this podcast, we clarify our fees and how we get paid. We believe everyone should be paying for advice through a financial planning process. We explain our process, the two ways we can get paid for financial planning, and how we get compensated for providing investment advice by managing assets. [3:02] Right now, we are fee-based[4:19] The two ways we get paid[5:04] Initial meeting & the proposal are free of charge[6:52] Our quoted fee is the fee[8:35] Subscription-based planning[12:21] Getting paid through investment management[15:28] Do I have to pay for trading?[16:47] Act...
2021-09-2722 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 50: Is Long-Term Care Right For Your Retirement Plan?Most people that want to transfer the risk of long-term care, were people who experienced needing to care for their own aging parents. They don’t want to become a burden on their kids. For everyone else that hasn’t experienced the need for care, we hope this podcast helps sets the stage for what long-term care is, how we plan for it, and what your options are.[2:13] Recognizing the things that could get in the way of a successful retirement[3:15] What is long-term care?[5:36] Does Medicare or traditional health insurance cover long-term care?[7:50] How...
2021-09-2326 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 49: Our Bread & Butter - Retirement Planning 101If you're wondering if you're on track with your retirement goals, or if you can retire when you want to, or you have enough saved - then this episode is for you! Retirement is a big decision. Listen to Ben and Adam talk about achieving confidence in your decision by going through our retirement planning process together.[1:17] Common retirement questions[3:08] Retirement variables[4:10] Figuring out together if retirement is possible[6:28] Our approach to making retirement assumptions[10:21] Looking at variables that we can control[11:16] Using projections to generate conversations[13:14] What retirement variables are t...
2021-09-1518 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 48: Is Real Estate A Good Investment?Many people consider investing in real estate to diversify their portfolio, but is real estate a good investment? There are many factors to consider. Listen to Ben and Adam discuss potential risks to investing in real estate and things to consider prior to buying a property. [1:53] Our views on your primary residence as an investment[4:07] Using real estate to make money[7:12] Thinking about your liquidity needs[9:33] Using real estate to diversify your investments?[11:35] Historical facts on home appreciation[14:30] Qualification process for a second propertyTracking # 1-05187162Thanks for...
2021-09-0716 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 47: Estate Planning 101: What Documents, Who To Appoint, and Why It's CrucialWills, Power of Attorneys, and Healthcare Directives, Oh My! But honestly, what does all this mean? It’s critical to know what estate documents you should have, think about the best fit for who can execute on your wishes, and most importantly, why everyone should have a plan in place! In this podcast, Adam and Ben give an overview of what the estate documents are, ideas and tips for certain roles, and why it’s so important to have your estate documents current and in place. [2:53] Role of the executor/executrix[5:53] Power of Attorney[7:40] Healthcare Power...
2021-08-2716 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 46: Is Holding Too Much Cash A Missed Opportunity?Interest rates are next to zero so does that change the old adage that cash is king? Is there a certain amount of cash someone should always have sitting in the bank? To find out the answers, check out this podcast![2:17] What does "is cash still king" mean?[3:33] The role and amount needed for your cash reserve[7:01] How would we define holding too much cash[8:19] Our three bucket theory[12:42] Role of cash to help with your short-term goals Spoiler alert - cash is still king, just don't hold too much!
2021-08-2314 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 45: Breaking The Ice Around Family FinancesWhat’s the hardest thing for adults to talk about? Family finances! Money is a tricky subject, but it’s really important to have those conversations on the front end. Avoidance can lead to trouble down the road. Ben and Adam discuss why it's crucial to start the conversation and tips for getting started together as a family. [1:58] Getting the conversation started[3:14] Why force yourself to discuss finances with family?[5:46] Finding common ground[8:43] Education for the next generation[12:12] Approaching the conversation as we're all in this together[13:16] The role Financial Planners can play...
2021-08-1617 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 44: Navigating The Financial Impact Of A Job ChangeJob changes are emotional times, whether it was a voluntary or involuntary change. Change is not always comfortable, and it can also be scary. Then you throw in a bunch of confusing things around finances, and you may just feel overwhelmed and need some help filtering through those financial decisions. In this episode, Ben and Adam discuss potential impacts and financial choices that people should be considering as they transition through where they’re spending their work week. In this episode:[1:47] Cash Reserve & Liquid Assets[6:28] Review Expenses[7:24] Filing for Unemployment, if necessary[8:02] Understanding your Severance[10:40] Health Insura...
2021-08-1221 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 43: 5 Bold Predictions For What Financial Advising Will Look Like In 2025Where is the financial advising industry heading? In our latest episode, listen to Adam and Ben talk about what they see for the future of the industry and trends that they think will become more popular in the next 5-10 years. See if you agree!Tracking # 1-05174883 Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasfinancialgroup.comContact Us:Email us at info@haasf...
2021-08-0325 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 42: Estate Planning Ideas When Children Are Not The HeirsHave you ever thought of who you should leave your estate to? Estate planning can be daunting with children as heirs, but even more difficult for those with no children or a surviving spouse. Without a family to care for, you may feel that estate planning is not necessary. However, everyone needs an estate plan and you can still be very thoughtful with leaving your legacy. Listen to Adam and Ben discuss ideas for estate planning when there aren't obvious heirs to leave money to.Tracking # 1-05172672Thanks for listening!If you want to b...
2021-07-2719 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 41: Tax Free Is The Way For Me! Roth IRA Strategies For All.The Roth IRA is a great retirement tool and should be something you're considering for your own situation regardless of your phase of life or financial profile. There are some rules to this type of investment and a lot of misconceptions too! Ben and Adam talk about the ins and outs of a Roth IRA and how it can help diversify your “investment buckets”. Tracking # 1-05163162Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on ev...
2021-07-1220 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 40: Mid-Year 2021 Investment ReviewWe are halfway through the year and thought this was a good opportunity to take a brief pause from all the financial planning conversations we've had and remember that investments are really important too. And for as much as we were so laser focused on everything that was happening in 2020 with investments, it's kind of felt like an uneventful year when it comes to investments thus far. But that doesn't mean there aren't things to talk about. Hence, this is our mid-year investment review.Tracking # 1-05163121Thanks for listening!If you want to b...
2021-07-0724 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 39: Making The Early Retirement Leap? Healthcare Costs Aren't Cheap!Retiring early sounds wonderful, but have you ever thought about how much healthcare would cost if you chose to say goodbye to work before age 65? People often forget that they need healthcare coverage to fill the gap until they become eligible for Medicare and it’s not cheap! Listen to Ben and Adam recall recent client conversations and discuss what to expect if you choose to retire early and need to find healthcare coverage on your own. Tracking # 1-05159478Thanks for listening!If you want to be notified when the next episode will be...
2021-06-2819 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 38: Recognizing That Our Biases Affect Our Financial DecisionsThe CFP®️ Board recently added another discipline for those CFP®️'s either looking to get the designation or to continue their education. This new discipline recognizes that traditional finance needs to be paired with behavioral finance. The point of behavioral finance is to recognize how people should act is different than how they actually act. This podcast addresses how we embrace that and help people through the emotional side of money and wealth to reach their financial goals.Tracking # 1-05155255Thanks for listening!If you want to be notified when the next episode will be...
2021-06-2321 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 37: Consideration and Education On Inflation InformationInflation is a buzzword in the headlines recently and people are starting to get nervous about what they're hearing. In this podcast, we provide our thoughts on what's being discussed and how it does or does not play a role in your financial life. Tracking # 1-05153718Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasfinancialgroup.comContact Us:Email us at info@haasfinancialgroup.com...
2021-06-1520 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 36: Should I Invest When Markets Are At All-Time Highs?The stock market is hitting all-time highs with fair regularity so far this year. And typically, all-time highs beget more all-time highs. But the question we've been getting is, for those that are either in cash or starting out with investing, is now still an okay time to invest while things are at an all-time high or should I wait? This is a very fair question that we have a pretty confident answer to. Listen to our thoughts on investing during all-time highs in this podcast episode.Tracking # 1-05148274Thanks for listening!If yo...
2021-06-0821 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 35: Hey Business Owner. Why Don't You Have A Financial Planner Yet?This podcast targets a specific audience, business owners, with a specific question - why don't you have a financial planner yet? Ben has a big place in his heart for running a business and understands the hurdles and difficulties that can come with that. This podcast is not to point the finger and say, if you don't have one, shame on you. But more importantly, let's talk about the reasons why you probably don't (and that's okay). We're here to be an ongoing resource. Let's talk about what that means and how we can help . Tracking # 1-05147513
2021-06-0225 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 34: Attaining Confidence In Your Medicare Elections with Anthony MinetolaThis week's A/B Conversations episode is with guest, Anthony Minetola, Branch Manager at BGA Insurance. Listen to Ben interview Anthony around the thing he knows best: Medicare. Together they explore key components to consider, elements that factor into your coverage options, when and how you can make changes, and other questions you may want to ask prior to making a decision.Tracking # 1-05147455Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday fi...
2021-05-2530 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp #33: How We Help You Get UnstuckDo you ever feel like you're stuck? This could be due to preconceived notions or a hurdle that you don't feel you can overcome. Haas Financial Group is here to help! Sometimes the biggest struggle is just taking the first step. This podcast talks about common conflicts we see and how we can help you get "unstuck".Tracking # 1-05141397Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasf...
2021-05-1319 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 32: Defining Your Goals Is Hard. Start With Sharing Your Why.It's difficult to set goals, especially if you are not sure what your goals are or how to effectively articulate them to others. We believe it's important to understand your "WHY" or purpose by asking lots of questions and having meaningful conversations. In this podcast, we explore our process for building a framework by which can start defining and moving towards goals that align with your finances. Tracking # 1-05141395Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor...
2021-05-1015 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 31: Will The Biden Tax Proposal Affect You?Biden’s tax proposal has been getting a lot of attention through the media but one thing to remember is that it is only a proposal. It’s rare that any legislation gets passed without amendments or compromise. Ben and Adam share their thoughts on what is more likely of getting passed versus parts that most likely won’t make the final version in this podcast episode. Tracking # 1-05137166Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor mor...
2021-04-2720 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp #30: What Are Our Investment Philosophies?A typical question Haas Financial Group gets is in regards to how we handle and view investments. While we believe they are important, we think they should be a part of financial planning to help reach someone’s goals and not be independent from that. Take a listen to Ben and Adam talk about the "why" behind our thought process with investment philosophies and see if this is something that resonates with you. Tracking # 1-05135175Thanks for listening!If you want to be notified when the next episode will be released, you can:S...
2021-04-2220 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 29: At What Point Am I Ready To Hire A Financial Planner?When is the right time to hire a financial planner? Is it when things seem too much to handle on your own? Is it for freedom of time that you can gain by passing off those responsibilities to someone else? Check out our latest A/B Conversation to hear Ben and Adam’s thoughts.Tracking # 1-05133076 Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasfinancialgroup.com
2021-04-1416 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 28: What Does Financial Independence Mean To You?What does "financial independence" mean to you? Is it a level of wealth where you don't need to work? Is it reaching some desired future state? Is it peace of mind, when certain financial stressors are eliminated? Listen to Adam and Ben give their take.Tracking # 1-05127452Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasfinancialgroup.comContact Us:Email us at info@h...
2021-04-0514 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp #27: COVID-19 Planning Lessons Re(Learned): One Year LaterWe thought it'd be a great podcast to just reflect a little bit one year later. What are the lessons that we either learned or as we focus on in this podcast, lessons we re-learned on the financial side. Listen as we discuss financial lessons to remember for the next time.Tracking # 1-05127277Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasfinancialgroup.comContact Us...
2021-03-3013 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 26: Should I Or Shouldn't I? The Fear Of Missing OutThe fear of missing out, FOMO, is something that concerns us. We see it a lot when it comes to investments. But people also bring this up in a different context too. Maybe they don't want to work anymore because they see some of their friends aren't working anymore. They feel like they're missing out on something. We want to make sure the decisions they're making or the feelings that they're having, are really good healthy ones, not only for themselves, but certainly for their financial future. Let's talk about it in this episode. Tracking # 1-05125149Th...
2021-03-2312 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 25: Why You Should Pay Attention To Your Pension ElectionPension election is an irrevocable decision that has lasting effects, which may or may not be good in the long run. In this episode, we share some of the high level of conversations we've been having recently and things to keep in mind before making the big decision. Tracking # 1-05122466Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasfinancialgroup.comContact Us:Email us...
2021-03-1616 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp #24: Securing Your Retirement ParachuteRetirement is a process. Give yourself time to get used to the idea, both before AND after your retirement party. It's normal to feel a lost for a while, trying to find purpose again. You'll get it back as you start to work towards new goals and redefine what matters most to you. Having walked countless people through this process, we're more than qualified to provide financial guidance. Yet, being financially prepared and feeling financially secure about retirement is only part of the battle. Listen to Adam and Ben discuss how you can find your purpose and figure out wh...
2021-03-1015 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 23: Should Grandparents Own 529 Plans For Grandkids?Many grandparents want to help fund college education for their grandchildren, particularly if they already have enough money to ensure a comfortable retirement income for themselves. But who should own the asset? How much should be saved? What coordination should occur with the parents? Take a listen!Tracking # 1-05114737Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasfinancialgroup.comContact Us:Email us at...
2021-03-0219 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp #22: The Problem With Self-Diagnosing Your Financial LifeIt’s not possible to GOOGLE personal financial advice. Simply put, you probably don’t know what you don’t know, and may not even know what questions to ask in order to diagnosis best next steps. Listen to Adam and Ben highlight additional reasons why self-diagnosing your financial life can lead to trouble. Tracking # 1-05114653Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasfinancialgroup.com
2021-02-2521 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp #21: If's, And's, and But's - Probably Constitutes A TrustIf today you had to give away everything you own (your car, your house, your jewelry, your family heirlooms, bank accounts, investments, life insurance, etc.) could you complete those transfers without any reservations whatsoever? Or are “ifs, ands, or buts” coming to mind? If so, you probably need a Trust. This podcast talks about examples of situations indicating that you should be talking to your CFP® professional and your attorney about creating a trust. Tracking # 1-05111255Thanks for listening!If you want to be notified when the next episode will be released, you can:...
2021-02-2114 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp #20: I Have This Annuity Thing. Now What?So you have this annuity thing - what is it and how does it fit your financial plan moving forward? Listen to Adam and Ben compare annuities to a box of chocolates by sharing some insights on the things to know and questions to ask before making any decisions.Tracking # 1-05109969Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasfinancialgroup.comContact Us:E...
2021-02-1618 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp #19: Do Credentials Matter When Seeking Financial Planning Advice?Should credentials matter when seeking financial advice? We're pretty biased and would say "yes!" But aren't all advisors credentialed the same? Don't they do the same things, get compensated the same way? Actually, no. Listen to Ben and Adam talk about the difference between the butchers and the dietitians in this podcast.Tracking # 1-05107190Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasfinancialgroup.comC...
2021-02-0518 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 18: Do Elections Matter To My Financial Plan - Take 2New year. New administration. Should you have the same old financial plan going forward? "Yup!" says Ben. Listen to Adam and Ben share perspective on how our feelings, anxieties and investment decisions need to be kept in check within our financial plans! In case you missed Do Elections Matter To My Financial Plan - Take 1, check out our podcast from last year on this same topic:https://www.buzzsprout.com/1304554/5148025-do-elections-matter-to-my-financial-plan.mp3?blob_id=20716654&download=trueTracking # 1-05103029Thanks for listening!If you want to be notified when the next e...
2021-01-2815 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 17: Why It's Important To Have A Retirement Transition PlanWas 2020 a rough year at work? Have you worked at the same job with the same company for 25+ years? Maybe you aren’t ready to retire, but the job is getting old. You’re physically and mentally ready to retire, but the uncertainty of the future holds you back from completely calling it quits. How do I know when I can retire? Listen to Adam and Ben talk about transitioning into retirement.Tracking # 1-05100219Thanks for listening!If you want to be notified when the next episode will be released, you can:Subs...
2021-01-2213 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 16: What Does The Initial Meeting Look Like?In this episode, Adam and Ben talk about what to expect in the initial meeting with us. That first meeting is better understanding what do you value? What is your "Why"? What are you prioritizing? We're happy to be a second set of eyes. We know we do it differently than most people and that's by design. Check out our blog on this topic here. We address the following common questions:What is the first step in the process?Why do people come to us?Do we handle just investments?The importance in finding out your "wh...
2021-01-1515 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 15: Goal Setting in 2021 with Katie McKennaIn this episode, Ben is joined by Katie McKenna from Thrivos Consulting. Katie is a professional coach and bestselling author of How To Get Run Over By A Truck. 2020 may have kicked your butt and that's ok. As you turn the page to 2021, what do you aspire to? What do you want to change? How do you put a plan into action to get there? Who else should you involve? Listen to two GOAL-PLANNERS, Ben & Katie focus on YOU and next steps YOU can take to get to where you want to go.Katie McKenna and Thrivos Co...
2020-12-2324 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp #14: Smarter Charitable Gifting Big & SmallIf your considering your options on transferring wealth to the causes you care most about, listen to this episode on things to know or consider when doing meaningful gifting. Tracking # 1-05087080Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasfinancialgroup.comContact Us:Email us at info@haasfinancialgroup.comInvestment advice offered through Great Valley Advisor Group, a Registered Investment Advisor. Great Valley Ad...
2020-12-0921 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp # 13: Making Your Financial Planning ChecklistMake your list, check it twice! We're all ready to turn the page to 2021, right? Not so fast! We've got a list of "Year End Financial Planning Considerations" for a timely checklist on what should be handled before 12/31/2020.Tracking # 1-05085082Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasfinancialgroup.comContact Us:Email us at info@haasfinancialgroup.comInvestment advice offered th...
2020-12-0316 min
Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of ItEp #12: Giving TuesdayIn this episode, we discuss creative ways to charitably give. This includes gifts other than cash in order to avoid taxes. Tracking # 1-05080907Thanks for listening!If you want to be notified when the next episode will be released, you can:Subscribe to the ShowFor more insights on everyday financial planning questions, go to www.haasfinancialgroup.comContact Us:Email us at info@haasfinancialgroup.comInvestment advice offered through Great Valley Advisor Group, a Registered Investment Advisor. Great Valley Advisor Group and Haas Financial Group are...
2020-11-2413 min