Shows
The Home GirlsChallenges, Triumphs & How We Saved the Day!Life happens, and all you can do sometimes is roll with the punches and keep going! On this episode of The Home Girls podcast, we share some personal challenges and how we manage to keep moving as we juggle work and personal lives. Sprinkled in are real life stories along and latest wins. You won't want to miss it! Do you have a question or idea for a future episode? Email us: Thehomegirls@smsorlando.com Remember that information shared, including updates on the market and interest rates, is for education purposes on...2024-06-0335 minThe Home GirlsShining Some Light on Solar PanelsIf you're selling a home with solar panels, do you include them in the price? What are they worth? If a seller financed the solar system and are selling their home, do you have to take over the debt if you plan to buy the home? SO many questions, and we have the answers!On this episode of The Home Girls podcast, we tackle buying and selling with solar panels, and the pros and cons. Solar can be a great long-term investment but each solar company has very different rules when it comes to recording liens and tran...2024-05-2114 minThe Home GirlsMeet the Podcasters: From 80s Hair Bands to Skate ShopsWelcome to our version of “Meet the Podcasters.” You'll find out who loves muscle cars, who's an 80s hair band aficionado and answers to other riveting questions! On this version of The Home Girls Podcast, we are having some fun and keeping it light since there are enough stressful things going on in the world! So tune in, give us a listen and a follow, download our podcast, and keep sending in your questions. We're so glad you're here! Do you have a question or idea for a future episode? Email us: Thehomegirls@smsorlando.com 2024-05-0732 minThe Home GirlsListener Q&A: Your Questions Answered!You sent in your questions, and we have answers! On this episode of The Home Girls Podcast, we talk about estimated values, FHA vs Conventional loans, multiple offers, mortgage recasts, the market, interest rates and more! So, have a listen, keep sending us your questions (we LOVE them) DOWNLOAD this episode and give us a follow!Thanks so much for listening!Do you have a question or idea for a future episode? Email us: Thehomegirls@smsorlando.com Remember that information shared, including updates on the...2024-04-2327 minThe Home GirlsDecoding Down Payments: Your Path to HomeownershipOn this episode of the Home Girls podcast, we delve into ideas to help you save for a down payment. From traditional savings to innovative strategies, we explore diverse avenues to secure your dream home. Whether it's leveraging family support, tapping into retirement funds or harnessing the power of an asset, we will help you uncover the options available to you.Don't know how much you need to buy a home? We will touch on that too. Tune in so we can help you set goals and make a plan. Let's get creative so you can buy soon...2024-04-0912 minThe Home GirlsWhat's the Point of Points?Interest rates are higher than they used to be, and if you are thinking of buying a home, you may have heard of “points” or “buying points” but what does that mean exactly, and what’s the point of doing it?In this episode of The Home Girls podcast, we delve into mortgage points and uncover the valuable strategies that can save you thousands over the life of your loan. We will demystify mortgage points and equip you with the knowledge needed to make informed decisions about your home financing. We'll explore the ins and outs of paying poi...2024-03-2619 minThe Home GirlsMortgage Hacks For You & Your FamilyOn the next episode of The Home Girls Podcast we talk about the Family Opportunity Loan that you may not know exists, but could help you or someone you know. We also share some pro tips to help save you money on your mortgage. You won't want to miss all the great info nuggets on this episode!Do you have a question or idea for a future episode? Email us: Thehomegirls@smsorlando.com Remember that information shared, including updates on the market and interest rates, is for education purposes only. Rates change daily...2024-03-1218 minThe Home GirlsHome Mysteries Uncovered: Insights from a Home InspectorOn the next episode of The Home Girls Podcast we explore the necessary but not so sexy part of the home buying / selling experience: the home inspection. Our special guest is Paul Magrone with Home Inspections by PJM, and he’s ready to share some down and dirty stories and pro tips that you won’t want to miss! So have a listen, DOWNLOAD this episode, follow us and reach out with questions! New episodes drop every Tuesday, and we would love your feedback! Thank you for listening! Paul Magrone is with Home In...2024-03-0527 minThe Home GirlsHome Sweet Sale: Your Q&A Guide to Selling for Top DollarIn this episode of the Home Girls Podcast we answer your questions regarding getting your home ready to sell, so you can stress less and get top dollar. Have pets? A sale of your home contingency? We've got answers (and will be spinning off on some of these topics for a future episode as well)! So have a listen, DOWNLOAD this episode, follow up and reach out with questions! New episodes drop every Tuesday, and we would love your feedback! Thanks for your support!Do you have a qu...2024-02-2726 minThe Home GirlsInsure & Conquer: Navigating Insurance ChallengesLet's face it, in Florida, it is a challenging time for home insurance, and it's not getting any better anytime soon. And the cost?? Well, it just keeps getting higher, people are getting dropped by carriers or they can't find good coverage at a reasonable cost. It can be super stressful.Don't panic. We've got you.On this episode we are speaking with Mackenzie Redding, insurance expert with Goosehead Insurance, to help conquer this giant, and help find solutions so you can worry less and get on with your life. SO have a listen, download this...2024-02-2042 minThe Home GirlsSelf Employed Buyer Success StoryIn this episode, we talk about something some people might find a little scary…being self-employed and trying to buy a home. But with the right team by your side, it doesn’t have to be! We interviewed past client, Wendi Stark, who is self-employed and successfully purchased a home with us in 2023. This experience was not without some planning and setbacks along the way, but Wendi picked the right team and we guided her through tax filings, IRS payments, "murder sheds" and so much more!Vicki and Wendi discuss how they worked toget...2024-02-1346 minThe Home GirlsUnique Properties and Appraisal ChallengesHello, friends! Welcome back!On this week's episode, we share some of our recent challenges with property appraisals and what we did to help find solutions and get our buyers and sellers to the closing table. We may have had a few sleepless nights worried about our people, but this dream team always finds a win / win!Are you interested in unique properties? Ready to finance a historic home? How about a barn-do-minium? Yearning to know what a yurt is? Join us as we discuss appraisal woes and unique properties!Thanks for listening! We...2024-02-0627 minThe Home GirlsCredit Scores, HELOCs, Rent vs Buy, OH MY!Well, we may not cover things in the exact order as the title of this episode (it just rhymed better this way) but we do offer some GREAT info nuggets on these topics! These questions were submitted by our listeners! Keep them coming, we LOVE to hear from you.On this episode, you will learn how to boost your credit score and how it factors into buying a home. We also talk about renting vs buying and offer some great advice to help you determine what is best for YOU. We also talk about HELOCs (Home Equity Line...2024-01-3035 minThe Home GirlsWIN When There Are Multiple OffersYou have found your DREAM home. Only now you find out... there are multiple offers on the home. What do you do? In this episode we share strategies so you can WIN the bid! There are steps you can take with your realtor and lender to make YOUR offer the obvious choice. Beth and Vicki share all their secrets to success for buyers competing in a multiple offer market. Beth also shares perspectives from the seller side, and what she does to help counsel her sellers when there are multiple offers to consider and review. Don't forget to s...2024-01-2236 min
The Home GirlsThe Power of the Pre-ApprovalWhat is the VERY fist step when you are purchasing a home? It's a pre-approval. The pre-approval is simply a way to establish your buying power.You need a pre-approval in order to submit an offer. If you are looking at homes without one, you may be looking in the wrong price point. If the property you love has multiple offers, you could also miss an opportunity to own your dream home.How do you get pre-approved? Do you have to pull credit? What documents do you need? What if you are self employed? We unpack...2024-01-2128 min
The Home GirlsMeet The Home GirlsOur very FIRST episode! After nearly 20 years of working together in the trenches for our buyers and sellers, we have decided to share the good, the bad and the funny with YOU! Welcome to The Home Girls. In our first episode, we are diving right into interest rates. How is YOUR rate determined? What should you expect in 2024 with rates and the housing market? Should you wait to buy? Let's talk! Don't forget to subscribe and follow friends!Freddie Mac Weekly rate survey link: https://www.freddiemac.com/pmmsThank you for li...2024-01-2116 min