Shows
Catching Up to FIThe $1,000 Gift From Jonathan Clements To 18-Year-Olds | Bill Bernstein & Christine Benz | 160Morningstar's Christine Benz and investing-history legend Dr. William Bernstein announces the Jonathan Clements "Getting Going on Savings" Initiative. In 2024, Jonathan was diagnosed with a terminal illness and decided to use the proceeds from a final book to kick-start a new program that will directly help fund Roth IRAs for young adults (especially from low-income households) to the tune of $1,000 each. The John C. Bogle Center for Financial Literacy, a 501(c)(3) non-profit, is assisting with the project and 'Catching Up to FI' is proud to spread the word by replaying this conversation that originally aired on the 'Bogleheads on Investing...2025-08-031h 24
Catching Up to FIForget the Corporate Ladder, Here’s How to Climb ‘The Wealth Ladder’ | Nick Maggiulli | 159Nick Maggiulli is the data-driven creator of the blog 'Of Dollars And Data', Chief Operating Officer at Ritholtz Wealth, and author of the newly released book 'The Wealth Ladder'. He joins us on the show to break down his six-level wealth ladder and openly shares some of his steps and missteps as he moved up on his own wealth-building journey. In this episode, we discuss these financial insights he shared in the book: Six Wealth Levels (2025-07-271h 05
Catching Up to FIKeeping Up With The Joneses | Bill Yount | 158Bill hops onto Jesse Cramer's 'Personal Finance for Long-Term Investors' (formally The Best Interest) podcast. Along with some of our favorite content creators, he shares his crazy spending screw ups-- and the life lessons that followed. Stories from: Bill Yount (Catching Up to FI) Jesse Cramer (Personal Finance For Long-Term Investors) Diania Merriam (EconoMe Conference & Optimal Finance Daily) Justin Peters (FI Minded, formally The Struggle is Real) Jordan (Doc G) Grumet (Earn & Invest) Joe Saul-Sehy (Stacking Benjamins) Jeremy Schneider (Personal Finance Club) === VOTE FOR US: PLUTUS AWARDS === We need your vote for the 2025 Plutus...2025-07-2300 min
Catching Up to FIDo This To Simplify Your Next Financial Review... (Part 2) | Jon Luskin | 157 Bogleheads favorite Jon Luskin, CFP® drops in for part 2 of his masterclass on embracing simplicity. He specializes in providing hourly advice to do-it-yourself investors and is a long-time advocate of simple, low-cost investing. In this second part he shares with us: Simple Investor Policy Statement (IPS) All-in-One Funds: target date and balanced/life-strategy funds as "default simple" solutions Disability, life, and (if appropriate) long-term care insurance This is the second part of a 2 part episode. Click here to listen to part 1. === VOTE FOR US: PLUTU...2025-07-2042 min
Catching Up to FIDo This To Simplify Your Next Financial Review ... (Part 1) | Jon Luskin | 156 Bogleheads favorite Jon Luskin, CFP® drops in for a masterclass on keeping money moves “so dull they sparkle.” He specializes in providing hourly advice to do-it-yourself investors and is a long-time advocate of simple, low-cost investing. In this episode he shares with us: Why every late-starter’s to-do list should begin with an emergency fund and Social Security game plan before touching their asset mix How low fees—not “sexy” alts—make numbers grow His soup-to-nuts review (including insurance gaps, estate docs and Investor Policy Statement) How simplicity wins This is the first part of a 2 part episode. Click h...2025-07-1341 min
Catching Up to FIQ&A: Tackling Listener Questions | Bill & Jackie | 155 You asked and we answered! In this episode we tackle listener questions with more than just a one-sentence response… we go deeper and give you answers with our thoughtful insights, ideas and considerations important to late starters. These are the questions we cover on today’s show: ✅ Bill’s costly mistake with whole-life insurance; what should you do instead? ✅ How does the $19,000 annual gift tax exclusion work? ✅ Do I have too much in cash as I’m approaching retirement? ✅ I’m new to investing and pay someone to manage my 401(k). I also w...2025-07-0654 min
Catching Up to FILearn This or Never Retire | Bill & Jackie | 154 On this mid-week episode we join the upbeat creators of 'Rebel Finance School', Alan and Katie Donegan, for a turbo-charged pep rally aimed at every late-starter who's ever whispered "it's too late for me." We kicked off the Donegans' free 10-week course that's helping thousands around the world on their journey to FI. 📩 Sign up for our newsletter NEW! 🌐 Visit Catching Up to FI website 🔗Connect with us ☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee" 🎙️We love hearing from you! Record a Voice Mess...2025-07-021h 14
Catching Up to FILate Start, Big Lessons: Early Regrets & Mistakes of a (FI)sician | Bill Yount | 152 On this mid-week episode, we're switching it up again. This time Bill joins the 'Finance for Physicians' podcast with host Daniel Wrenne, CFP®. In this vulnerable interview, Bill owns up to every late-starter mistake—credit-card splurges, 'free' advisors, and lifestyle creep after a twin-sized home upgrade. Then he slings real-world antidotes: pause-plan-pivot, backward budgeting, downsizing the McMansion, and letting Social Security's ‘inflation-proof annuity’ finish the job. Bill's best advice is that physicians should treat money like they treat medicine—learn the language, follow the protocol, and stop ignoring the labs. Now a Financially Independent Physician, we're giving Bill a new...2025-06-2556 min
Catching Up to FIWomen Talk Taxes (Part 2) | Jackie Cummings Koski | 150This mid-week episode is the recording of a session done with the smart women of the WE (Women Empowered) Wealth Collective, titled: What Every Woman Should Know About Minimizing Taxes in Retirement. ‘Catching Up to FI’ co-host and author of ‘F.I.R.E for Dummies', Jackie Cummings Koski, CFP®, AFC®, continues through an easy to follow checklist of tax considerations in retirement. She demo-drives 72(t) and RMD calculators, live-shops the ACA site to score premium tax credits, and shows how Medicare surcharges work. Topics for the series include: Age-band tax checklist (pre-55, 55-65, 65-75, 75+) S...2025-06-1857 min
Catching Up to FIWomen Talk Taxes (Part 1) | Jackie Cummings Koski | 148Tax talk without the snooze-fest! This mid-week episode is the recording of a session done with the smart women of the WE (Women Empowered) Wealth Collective, titled: What Every Woman Should Know About Minimizing Taxes in Retirement. ‘Catching Up to FI’ co-host and author of ‘F.I.R.E for Dummies' Jackie Cummings Koski, CFP®, AFC®, turns this insightful discussion into a masterclass on trimming Uncle Sam's tab at every phase of retirement. Jackie rewinds to her own FIRE (Financial Independence, Retire Early) journey: the divorce-day "401(k) gap" that lit her savings rocket, supersizing her HSA past $200,000, and hitting FI at 49...2025-06-111h 09
Catching Up to FI🥳Celebrating 1 Million Downloads- Thank You! | Bill & Jackie | 146We just hit 1 Million Podcast Downloads... that puts us in the top 1% of podcasts world wide!!! And we have you to thank 💞 This is a special message from Bill and Jackie to everyone that helped the podcast grow to this level. We are so grateful for the support and looking forward to the next million downloads with our regular Sunday episodes and occasional pop-up episodes on Wednesdays. 🌐 Visit Catching Up to FI website 🔗Connect with us 📩Sign up for our newsletter ☕ Like what you hear on Catching Up to FI? Support the show at "Buy M...2025-06-0407 min
Catching Up to FISmart Money Moves After 50 | Bill Yount | 142Bill hops onto Jesse Cramer's 'Personal Finance for Long-Term Investors' (formally The Best Interest) podcast to spread the message that it's never too late to start. In this episode he shares: The messy, shame-to-FI journey that inspired Catching Up to FI His three-step "Pause-Plan-Pivot" playbook His trademark mix of candor, nerdy humor, and high-five optimism 🌐 Visit Catching Up to FI website 🔗Connect with us ☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee" 🎙️We love hearing from you! Record a Voice Message with your...2025-05-141h 01
Catching Up to FIThe Three Kinder Questions (Part 2) | George Kinder | 141George Kinder is the pioneering mind behind Life Planning and founder of the Kinder Institute. He joins us for the second half of our enlightening conversation about the essence of financial freedom from last week. George is best known as the Father of Life Planning and creator of The Three Kinder Questions that probe deeper into our hopes, dreams, and fears. This episode brings you: The real meaning behind the Kinder Questions A little live therapy session with Bill & Jackie as they share thier answers to the Kinder Questions The EVOKE life‑planning process (Exploration – Vision – Obstacles – Knowledge – Execution) The Three Domains of Freedom...2025-05-1153 min
Catching Up to FICatching Up to FI in Uncertain Times | Bill & Jackie | 138In this episode, Bill & Jackie joined Doc G (Jordan Grumet) on the 'Earn & Invest Podcast' to talk about what it feels like to be a late starter in these uncertain times. Questions about a recession are looming and it's scary, especially for those just waking up and trying to catch up. They discuss the ups and downs and how late starters can still stay on track. 🔗Connect with us ☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee" 🎙️We love hearing from you! Record a Voi...2025-04-2358 min
Catching Up to FIBonus Episode: The Market is Crashing, Now What? | Bill & Jackie | 135 📈 Between April 3rd and 4th, the stock market dropped 10% and the S&P 500 is down nearly 15% so far this year. That's huge in such a short period of time and downright frightening! So, what do you do? Start by listening to this episode where Bill and Jackie take a deep breath, and discuss the impact of these recent market declines. There is a natural human reaction of fear, but they share tips on tempering those emotions and remaining levelheaded during volatile times. They also talk through the importance of understanding stock market history and cover practical strategies like rebalancing and...2025-04-0753 min
Catching Up to FICashing in on 72(t): The Goldmine of Early Retirement Rules (Part2) | Bill Stecker | 133 One of the most frequent questions we get about retiring early is: 'How do I get money out of my retirement accounts before age 59.5, without paying the 10% penalty'? This episode answers that question and more with CPA and 72(t) expert, Bill Stecker. Bill is the founder of The Marble Group which specializes in federal income taxes and early retirement distributions. He's also the brilliant mind behind the website '72tcalc', hands down the most comprehensive resource we've found specifically focusing on 72(t)s. Cohost Jackie knows because she set up her own substantially equal periodic payments (SEPP) using IRS...2025-04-061h 01
Catching Up to FI72t Expert Tells All: No More Secrets About Early Withdrawals (Part 1) | Bill Stecker | 131 One of the most frequent questions we get about retiring early is: 'How do I get money out of my retirement accounts before age 59.5, without paying the 10% penalty'? This episode answers that question and more with CPA and 72(t) expert, Bill Stecker. Bill is the founder of The Marble Group which specializes in federal income taxes and early retirement distributions. He's also the brilliant mind behind the website '72tcalc', hands down the most comprehensive resource we've found specifically focusing on 72(t)s. Cohost Jackie knows because she set up her own substantially equal periodic payments (SEPP) using IRS...2025-03-3059 min
Catching Up to FIDiscipline Is Hard To Maintain In The Heat of Battle | Bill Yount | 130'Catching Up to FI' founder and co-host, Bill Yount, appeared as a guest on the EverydayFI podcast with host Meghan Combs. The show explores the lives and stories of everyday people in the financial independence community so Bill opens up about his FI journey as a late starter. He of course represents our Catching Up to FI community. He had a lot to say so this is the second part of a two-part episode. The first part was aired last Wednesday (episode 128) so be sure to check it out. 🌐 Visit Catching Up to FI website 2025-03-2643 min
Catching Up to FIGet To Know Your Future Self | Bill Yount | 128'Catching Up to FI' founder and co-host, Bill Yount, appeared as a guest on the EverydayFI podcast with host Meghan Combs. The show explores the lives and stories of everyday people in the financial independence community so Bill opens up about his FI journey as a late starter. He of course represents our Catching Up to FI community. He had a lot to say so this is a two-parter and will be aired over the next two Wednesday episodes. 🌐 Visit Catching Up to FI website 🔗Connect with us ☕ Like what you hear on Catching Up...2025-03-1946 min
Catching Up to FICoast FI Couple | Matt & Yana Tarr | 127 Jackie is out this week, and her co-host seat is being filled by Mindy Jensen (the hostess with the mostest 😂) from the 'BiggerPockets Money' and 'Living a FI Life' podcasts. In this episode we talk with Matt and Yana Tarr, the married duo behind the 'CoastFI Couple' blog and podcast. The conversation centers around the power of Coast FI, and how open, healthy communication about money can strengthen partnerships and marriages. We also highlight their favorite budgeting and accountability tool, Qube Money and why it's such a great tool for late starters. 🌐 Visit Catching Up to FI w...2025-03-161h 06
Catching Up to FIConfessions of a Co-host: I broke some FI Rules | Jackie Cummings Koski | 126 Jackie Cummings Koski is co-host of the 'Catching Up to FI' podcast and author of the book 'F.I.R.E. For Dummies'. In case you're new here, FIRE stands for Financial Independence, Retire Early. In this episode, Jackie comes clean and publicly shares her non-FIRE confessions. Recorded at a CampFI near San Diego, she reveals surprising financial decisions that didn’t exactly follow the 'rules' of FI, and some are downright shocking… such as taking a 401(k) loan (don’t judge too soon😁). These moves may have gone against traditional FI principles, but they didn't ruin her plans or curb h...2025-03-1229 min
Catching Up to FIAttorney Spilling all the Legal Tea on Estate Planning | Jenny Rozelle | 121 Attorney Jennifer (Jenny) Rozelle joins us to unravel the complexities of estate planning and help you get your estate plans in order. In this episode she covers the essentials- healthcare directives, probate, wills, beneficiaries, trusts and more. She's a lawyer with a sense of humor and sprinkles in her special blend of wit and wisdom to liven up a topic that many people try to avoid. She also shares cautionary tales, current trends, and celebrity mishaps that she often talks about on her podcast, "Legal Tea". #DoYourEstatePlan 🔗Connect with us Buy CUtFI a coffe...2025-02-091h 03
Catching Up to FIWeathering Financial Storms | Kristen Knapp | 114After 28 years of playing the weather girl on TV, Kristen Knapp moved to part time work to follow her passion for travel planning for the financial independence (FI) community. She shares her fascinating backstory of growing up in poverty, dealing with childhood money trauma, becoming a successful broadcast meteorologist, and ultimately achieving FI. As someone who loves to travel, loves to plan travel, and loves spending time with the FI community, she thought why not combine those things? So, she launched a new venture called 'FI Friends Travel' which offers travel experiences that bring the FI Community together to...2024-12-291h 04
Catching Up to FIFINCON Jeopardy | Justin Peters, Joel Larsgaard & Justin Brown Woods | 113We love games so today we're bringing you a podcast takeover and having some fun with 'Money Jeopardy'! This was recorded live at FinCon 2024 (a conference for personal finance content creators) with 'The Struggle is Real' podcast, hosted by our friend Justin Peters. He’s joined by Jackie Cummings Koski (your co-host on 'Catching Up to FI'), Joel Larsgaard from 'How to Money' and Justin Brown-Woods from 'Price of Avocado Toast' to play! The contestants will be choosing questions from 4 categories: Binge or Cringe - are you in or out on this personal finance topic History of...2024-12-251h 01
Catching Up to FIMr 4% is now Mr 5% | Bill Bengen | 111In this episode we welcome the legendary Bill Bengen! He is the creator of the infamous 4% rule that is referenced in any quality conversation about retirement and withdrawal rates. There's been spirited debates and lengthy discussions about Bengen's research but there is no one better than the man himself to weigh in on what he thinks about it 30 years later. We talk about the evolution of Bengen's research, his thoughts on market timing vs. managing risk, and he gives us a preview of his upcoming book geared toward consumers. 🔗Connect with us Buy CUtFI...2024-12-1558 min
Catching Up to FISay Cheese!: The Retirement Spending Smile | David Blanchett | 110 Today Bill and Jackie are joined by another genius in the world of retirement planning research, David Blanchett, PhD, CFA, CFP. In his role at PGIM, David is responsible for Target Date Funds and Retirement Spending Portfolios. In this episode he discusses redefined retirement concepts, the myths surrounding the 60/40 portfolio and some practical adjustments of the 4% rule. He also explains the 'retirement spending smile,' and retirement strategies for late starters. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsor...2024-12-0849 min
Catching Up to FIChildfree Wealth and Life Planning | Dr. Jay Zigmont | 109In this episode we turn the tables as Bill joins Dr. Jay Zigmont, CFP on the Childfree Wealth podcast. Bill shares his journey as a late starter physician who lived largely a paycheck-to-paycheck existence until waking up at age 50. He now co-hosts the 'Catching Up to FI' podcast to help other late starters. Jay is the author of the upcoming book 'The Childfree Guide to Life and Money' and the founder of Childfree Wealth, a financial planning firm that addresses the needs of childfree people in a way that traditional financial companies don’t. Jay and Bill cover topics li...2024-12-0447 min
Catching Up to FIFinding the Sweet Spot: Financial Literacy Meets Psychology | Jack Howard From Ally at FinCon | 107Our guest today is Jacqueline (Jack) Howard, head of Money Wellness at Ally Financial, a leading voice in financial health & wellness, and fierce change maker. We are thrilled to bring you this special episode recorded live from FinCon 2024 in Atlanta, GA! It's no secret that we love Ally and talk about them often on the podcast. From the high yield savings accounts to the cool buckets that are perfect for allocating your sinking funds, they're our favorite. But what really blew us away in this interview was Jack's money story and how it led to her incredible work as...2024-11-241h 08
Catching Up to FIFrom Zero to Hero: A Late Starter’s Guide to the Galaxy | Becky Heptig | 100Subscribe and Watch on YouTube Join host Bill and guest Diana Falck as they explore the intersection of community resilience and getting involved. In the wake of a recent crisis in Western North Carolina and East Tennessee, the duo highlights local relief efforts and community collaboration. Then in this special 100th episode, we get back to the basics with a step-by-step guide for late starters on the path to financial independence. Our guest for this special episode is original Catching Up to FI co-host, Becky Heptig! She joins Bill and Jackie as they share insights and guide...2024-10-061h 28
Catching Up to FIMaximizing HSAs Part 2: Devising Drawdowns, Badass Scenarios & Listener Questions | Jeff York | 99In the second episode of this special two-part series we continue with our deep dive conversation about Health Savings Accounts (HSAs) with Bill and Jackie, and guest co-host, Jeff York (also known as the Wealthy Custodian from episode 74 & 76). We break down in-depth scenarios, including unique contribution rules for domestic partners and adult children, investment strategies, drawdown plans and estate planning considerations. We answer listener questions and share our wish list for HSAs in the future. For this episode we are providing a formal presentation here: PDF of Full HSA Presentation 🔗Connect with us2024-10-0156 min
Catching Up to FIMind Blowing ways to Maximize Your Health Savings Account (HSA) | Jeff York | 98In this special two-part episode we unveil the 'Wealthy Custodian,' Jeff York (from episode 74 & 76), and take a deep dive into the world of Health Savings Accounts (HSAs). Jeff joins as co-host along with Bill and Jackie (our HSA Maven) to share how they supersized thier HSAs and discovered how powerful they can be on the path to FI. This comprehensive series starts with Part 1 where we explore tips, tricks, and common misconceptions about HSAs and tackle little known strategies that are rarely discussed. We'll also talk about who should consider a high deductible plan, eligible expenses, bright ideas...2024-09-291h 12
Catching Up to FIEnoughness: Your Life or Your Money | Vicki Robin | 95Join hosts Bill and Jackie as they delve into a profound conversation with Vicki Robin, co-author of 'Your Money or Your Life.' Vicki discusses the concept of 'enoughness' as a spiritual practice and the fulfillment curve, offering insights into how recognizing enough can lead to a more satisfying life. The dialogue covers financial independence, the impact of societal norms, aging, and the emotional aspects of letting go. Explore Vicki's unique perspective on how living simply and investing in community can transform our lives and the world around us. This episode is a rich tapestry of wisdom for anyone...2024-09-081h 00
Catching Up to FIDõna Quixote, Life Energy, and The Coming of Aging | Vicki Robin | 94Join Bill and Jackie in an engaging conversation with Vicki Robin, co-author of the best-selling book 'Your Money or Your Life'. Vicki shares her insightful philosophy on financial independence, community resilience, and the power of frugality. She discusses her journey from active community building to aging with purpose on Whidbey Island, and how she has woven herself into the fabric of her local community. This episode delves into the thought-provoking aspects of spending life energy wisely, the importance of supportive communities, and the meaningful transition of knowledge and responsibility to younger generations. Tune in to learn how Vicki has...2024-09-0157 min
Catching Up to FIStacking Washingtons in Joe’s Mom’s Basement and The Efficient Frontier | Joe Saul-Sehy | 091 Subscribe and Watch on YouTube Joe Saul-Sehy of Stacking Benjamins joins the show to discuss financial planning, overcoming debt, and the importance of surrounding yourself with the right people. Joe shares his personal journey of financial mismanagement as a young financial planner, the principles behind the efficient frontier, and his thoughts on target date funds. Tune in to learn and laugh with Joe, Bill, and Jackie. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club: Use code C...2024-08-111h 12
Catching Up to FIIn the Line of FIRE | Escaping Avalon | 090 Subscribe and Watch on YouTube Bill and Jackie sit down with 'Jay,' an anonymous guest who shares his incredible journey from a military and police background to achieving financial independence by the age of 39. Jay discusses his experiences on the SWAT team and as an undercover detective, and the mental health challenges that came with his career. He also talks about his blog, Escaping Avalon, and provides a deep dive into mental health strategies, therapy, and self-care. Whether you're a late starter on the path to FI or someone looking to improve your mental well-being, Jay...2024-08-041h 04
Catching Up to FITwin Wins with the Baughier Brothers: CampFI, EAGLE Cohousing, and Fiology | David & Stephen Baughier | 089Meet David and Stephen Baughier, twin brothers and prominent figures in the Financial Independence community. David, a 20-year Navy veteran and founder of Fiology, and Stephen, creator of CampFI, share their financial journeys from early money lessons to becoming community leaders. David, Stephen, Bill, and Jackie discuss the impact of life events, such as divorce, on financial independence, and the importance of prenups, managing single parenthood, and balancing passion projects. Tune in for insights on creating supportive communities, innovative cohousing projects, and the significant role of mindset in achieving financial goals. 🔗Connect with us Buy CUtF...2024-07-281h 24
Catching Up to FIWhy Does the Stock Market Always Go Up? | Brian Feroldi | 088Today we dive deep into the stock market with special guest, Brian Feroldi. As a financial educator, YouTuber, and author of “Why Does the Stock Market Go Up?”, Brian shares his wisdom on the long-term growth of the S&P 500, the significance of stock market indices, and the nuances of volatility and investment strategies. Bill, Jackie, and Brian discuss lump sum vs. dollar-cost averaging, dividends, and individual stock investing, while addressing common questions about tax implications and account types. Brian's passionate and detailed explanations offer invaluable insights for both new and seasoned investors. Don't miss the fascinating history of the...2024-07-211h 15
Catching Up to FIThe Transformative Power of Hand Written Letters | Amy Weinland Daughters | 087 Subscribe and Watch on YouTube Amy Weinland Daughters is an award-winning author and keynote speaker, who joins Bill and Jackie to chat about the powerful impact of handwritten letters in the digital age. Amy shares her unique journey of reconnecting with an old friend, leading to an inspiring project of writing 580 letters to her Facebook friends. Learn about the transformative power of personal connections, the emotional impact of handwritten notes, and how this old school practice can bridge divides and change lives. Listen in to be moved by Amy's story and inspired to reach out with your...2024-07-1454 min
Catching Up to FIThe Powers of Starting Late, Retirement Calculators, and More | Chris Mamula | 086 Subscribe and Watch on YouTube Chris Mamula, a former physical therapist who achieved early retirement at 41, shares his journey from financial mistakes to becoming a Certified Financial Planner (CFP) and a prominent voice in the FIRE movement. Discover practical tips on budgeting, saving during peak earning years, and utilizing retirement calculators. Chris, Bill, and Jackie chat about the advantages of starting late, advice-only financial planning, and strategies for aligning spending with personal values. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsor...2024-07-071h 04
Catching Up to FIBetter Late Than Never: A Step By Step Guide Part 2 | BiggerPockets Podcast | 085Here is the second half of Bill and Jackie’s conversation with Mindy and Scott on the BiggerPockets Money Podcast. They dig into the practical steps on how to start your financial journey as a late-starter. Enjoy! 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors ...2024-07-0358 min
Catching Up to FIThe Power of Reinvention with The Financial Tortoise | Tae Kim | 082Tae Kim, also known as the Financial Tortoise online, is a former U.S. Army captain, MBA graduate, and finance director turned successful personal finance YouTuber. He shares his journey from being $105,000 in student debt to achieving financial security and discovering the Financial Independence movement. Tae chats with Bill and Jackie about his experience reinventing himself, the importance of slow and steady progress, prioritizing values over materialism, and overcoming financial mistakes. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finan...2024-06-301h 00
Catching Up to FIBetter Late Than Never: A Step By Step Guide Part 1 | BiggerPockets Podcast | 083Bill and Jackie were invited to join Mindy and Scott on the BiggerPockets Money podcast to go through a step-by-step process of how to get started on the path to financial independence as a late-starter, a topic highly relevant to their audience. Take a listen to this week's part one and then tune in next week for part two! 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing co...2024-06-2636 min
Catching Up to FICan Prenups Really Save Your Marriage? | Aaron Thomas | 081Meet Aaron Thomas, an attorney, founder of Prenups.com, and author of the book "The Prenup Prescription." In perfect time for wedding season, Aaron chats with Bill and Jackie about how a proper prenup can not only protect but improve your relationship. As a former divorce attorney who helped hundreds of clients secure favorable settlements, Aaron shares his expert advice on how to build healthy, successful marriages founded on transparency and communication through loving and fair pre- and post-nups. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank...2024-06-2359 min
Catching Up to FIHow to Think About Time: A Humble Legacy | Jonathan Clements | 081Today we're rerunning our episode with Jonathan Clements who is a dear personal friend and a friend of our community. He recently posted on his blog, HumbleDollar, about his final lap around the sun yesterday. Let’s send him our love. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advic...2024-06-191h 29
Catching Up to FIGreen Makes Green | Kyle Landis-Marinello | 080Kyle Landis-Marinello is a practicing attorney specializing in environmental and energy law. Bill and Jackie dive deep with Kyle into topics such as socially responsible investing, student loan forgiveness, and his book, Personal Finance and Investing: How Anyone can Make More, Spend Less, and Invest Wisely. We also learn about Kyle’s unique financial journey to improve his family’s finances without compromising his values. 🔗Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF a...2024-06-161h 01
Catching Up to FIIndiana Jones and an Extraordinary Life with the Donnegans | Alan and Katie Donegan | 079Meet the dynamic duo, Alan and Katie Donegan! The Donegans, known for their Rebel Finance School and Rebel Business School, share their insights on living an extraordinary life, both financially and personally. From defining what “extraordinary” means on an individual level to the importance of financial independence and entrepreneurship, Alan and Katie's passion for helping others shines through. Bill, Jackie, and the Donegans dive into practical steps to improve financial health, build a debt-free business, and create a life by design. They also explore the significance of continuous self-motivation, the power of asking the right questions, and how to blen...2024-06-091h 09
Catching Up to FICyberFI and the FBI | Donna Peterson | 078Donna Peterson is a retired supervisory special agent and joins Bill and Jackie to cover the essential topic of internet and financial security. Drawing from her extensive background in combating cybercrime with the FBI, Donna shares her expert advice on how to secure personal and financial information against common hacks, the importance of two-factor authentication, and best practices for digital hygiene. Donna also gives practical tips on using password managers, safeguarding email accounts, and navigating the complexities of online privacy and data breaches. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUt...2024-06-021h 15
Catching Up to FIThe Life and Death of The 4% Rule | Christine Benz | 077Christine Benz is the Director of Personal Finance and Retirement Planning at Morningstar. Christine shares her extensive insights into retirement planning, emphasizing the flexibility and adaptability of the 4 percent guideline over the rigid 4 percent rule. She discusses the value of variable withdrawal strategies, the importance of personalizing one's retirement plan, and tackles the nuances of various saving vehicles like HSAs. Bill, Jackie, and Christine also chat about the sequence of returns risk and offer practical advice on asset allocation and preparing for healthcare costs in retirement. Additionally, she highlights the significance of community and working in retirement for financial...2024-05-261h 10
Catching Up to FIThe Wealthy Custodian Part 2: From Janitor to Millionaire | Jeff York | 076In part 2, Jeff York continues his discussion with Bill and Jackie about the financial importance of amicable divorces, the nitty gritty on his investments, and how he was able to "graduate" on his modest salary. The three also dive deep into Jeff's unique lifestyle, the necessity of personal health before and after retirement, and the rewarding nature of sharing knowledge through educating and mentoring. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF a...2024-05-1953 min
Catching Up to FIPop Up Podcast: Behind the Sensation Talking FI with the NY Times | 075In this special pop up episode, Bill, Jackie, and special guest Amy Coroso engage in a thought-provoking discussion sparked by a controversial New York Times Magazine article about the FIRE (Financial Independence, Retire Early) movement. The three chat about the article's portrayal of diverse financial independence approaches as well as the article's impact on the FIRE community, discussing its potential to both attract attention and misconstrue the movement's core values. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club...2024-05-1548 min
Catching Up to FISustainable FIlosophy with Mr. Money Mustache | Pete Adeney | 073He’s here, Mr. Money Mustache! Also known as Pete Adeney, the financial independence OG shares his story with Bill and Jackie. From retiring at 30 and starting one of the most popular blogs in the community to the importance of choosing sustainability with your money. The three discuss some of Pete’s most impactful articles (listed below), highlighting alternative health insurance options and discussing socially responsible investing. Pete also chats candidly about life post-divorce, the temptations of consumerist culture, and the potential of car-free communities. 🔗 Connect with us Buy CUtFI a coffee Record a message...2024-05-051h 09
Catching Up to FICelebrating Financial Literacy Month with Next Gen Personal Finance | Tim Ranzetta | 072In celebration of Financial Literacy Month, Tim Ranzetta, co-founder of NextGen Personal Finance, chats with Bill and Jackie on the transformative power of teaching personal finance to students. Discussing stats, stories, and strategies, this episode covers everything from the ripple effects of financial literacy to state-level advocacy for required personal finance courses in high school. Tim shares how Next Gen carefully curated (free!) resources and games designed to make finance fun and accessible, highlighting the significance of teachers' partnership in this endeavor. Finally, Tim also outlines ways individuals can contribute to fostering a financially literate future generation. 🔗 Conn...2024-04-2852 min
Catching Up to FIFrom Tech Stocks to Toilet Brushes: The Jensens' FI Journey | Mindy and Carl Jensen | 071Although you’ve probably heard of this powerful pair, Mindy and Carl Jensen hop onto our show to share their personal journeys to financial independence and beyond. The Jensens discuss their experiences with podcasting, real estate investing, individual stock investments, and the lifestyle adjustments they've made after achieving financial independence. From buying a Tesla to planning for their children's futures, Mindy and Carl offer a transparent look at their lives post-FI, imparting valuable lessons along the way. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our...2024-04-211h 06
Catching Up to FIPathfinders: Triumphs and Trials on the Road to Financial Independence | JL Collins | 070In Part 2 of Bill and Jackie’s conversation with JL Collins, the three explore his latest book “Pathfinders” and unravel the powerful narratives that underscore the ethos of financial independence. The trio discuss various topics such as the significance of starting early in investments, the pivotal moments which define one’s financial path, and the universal applicability of Collins' financial principles across different life situations. Sharing touching and motivational stories from ”Pathfinders”, they emphasize the book’s role as a beacon for those striving for financial independence, regardless of their starting point. 🔗 Connect with us Buy CUtFI a coffee...2024-04-1454 min
Catching Up to FIPathfinders: Stories of Success and Financial Independence | JL Collins | 069Welcome back, JL Collins! Affectionately known as the Godfather of FI, Collins returns to discuss his latest book, "Pathfinders: Extraordinary Stories of People Like You on the Quest for Financial Independence" which explores real-life stories of individuals from diverse backgrounds navigating the journey toward financial freedom. Bill and official new co-host, Jackie Koski, chat with JL about the transformative power of simple yet strategic financial decisions, the significance of community, and the universal applicability of the principles of financial independence. Prepare to be inspired by tales of resilience, adaptability, and the pursuit of a life rich not just in...2024-04-0755 min
Catching Up to FIDumpster FIRE and the FIRE Brigade | Lauren Beltz | 065Lauren Beltz is an engineer turned personal finance enthusiast who shares her insights on budgeting and financial independence with Bill and Becky. The three discuss topics such as the role of contentment in personal finance, necessity of an emergency fund and insurance, and tips for successful budgeting. They also touch on the concept of zero-based budgeting and the importance of a finance community for guidance and support. Overall, Lauren's personal journey and professionally garnered insights provide listeners with a practical and strategic understanding of managing finances for future security. 🔗 Connect with us Buy CUtFI a coff...2024-03-101h 20
Catching Up to FIRetirement Planning Tips | Andy Panko | 063Andy Panko is the founder and owner of Tenon Financial, a retirement planning and investment management firm, and Tenon Tax Preparation, a tax return preparation company. Andy joins Becky and guest co-host, Mark, to discuss retirement planning, the role and value of annuities, when to claim social security, and how to determine if you have saved enough for retirement. They also delve into handling taxes in retirement and the importance of community in one’s retirement journey. Welcome to the show, Andy! 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI2024-03-031h 02
Catching Up to FIReflections and The Big Reveal! | Bill Yount & Becky Heptig | 060This week is a bittersweet episode for the Catching Up to FI team as our beloved friend and co-host, Becky, announces she’s stepping down from the podcast next month in order to pursue other aspirations during her go-go years of retirement as well as spend more time with her grandkids. While she may not be asking questions on the podcast, be sure to look for Becky in the Facebook group and FI community as she will be present and active in those spaces. Becky, we want to thank you for all you’ve done to mold the...2024-02-181h 04
Catching Up to FIWhat the (Insurance) Hack? | Chris Hutchins | 058Chris Hutchins is an experienced life hacker and financial optimizer. Chris chats with Bill and Becky about his treasure trove of hacks, bringing attention to ones that deal specifically with insurance. From auto to property, and term life to travel insurance, Chris shares valuable tips and insights on how to manage these policies more efficiently. Crucially, he maintains that you shouldn't have to compromise your lifestyle to ensure you're getting the most from your insurance policies. Whether you're an insurance novice or you think you've heard it all before, Chris offers a fresh and insightful perspective on how to...2024-02-041h 13
Catching Up to FICRASH!: Money Trauma and Recovery | Shannah Game | 057 2024-01-281h 00
Catching Up to FISocial Security Made Simple | Mike Piper | 054Mike Piper, author of the book, "Social Security Made Simple", helps Bill and Becky navigate through the many nuances of Social Security. They discuss everything from claiming strategies to survivor benefits as well as taxation and the implications of delaying benefits. Mike sheds light on the often overlooked aspect of spousal benefits, emphasizing that delaying your benefits can help boost the household income for as long as either spouse is alive. The team also explores the complications that can arise from differing ages and earning histories of spouses. Mike has numerous helpful resources available at his blog...2024-01-071h 28
Catching Up to FIBigger Pockets Money | Mindy Jensen & Scott Trench | 052 Happy Holidays from the Catching Up to FI team! Please enjoy this episode where Bill and Becky share their financial stories with Mindy Jensen and Scott Trench of Bigger Pockets Money, their most listened to episode! 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors ...2023-12-241h 00
Catching Up to FIGo Go Giving | Bill Yount & Becky Heptig | 051Bill and Becky sit down together at Podcast Movement Live to chat about the importance of charitable giving. Giving money may seem difficult, even counterintuitive, if you're a late starter, but there are other ways to give beyond cash; you can also donate your time, talent, and even your car! Bill and Becky list a few of their favorite charitable organizations as well as the advantages of donor-advised funds and qualified charitable distributions. Happy giving! 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our spon...2023-12-1735 min
Catching Up to FIInternational Living | Jeff Opdyke | 050Bill and returning guest co-host, Jackie, sit down with Jeff Opdyke to talk about raising financially savvy children as well as the pros and cons of living internationally. Jeff was born and raised in South Louisiana but grew up traveling the world and has never really stopped. He spent 17 years covering personal finance and investing for The Wall Street Journal, and seven years writing the Journal's nationally syndicated “Love & Money” column that chronicled the real ways personal finances and personal relationships clash. Jeff has traveled to more than 70 countries and currently works as a digital nomad...2023-12-101h 08
Catching Up to FISingle Player FI | Jennifer Mah | 049Jennifer Mah is an FI enthusiast, and you can find her wit and wisdom all over many FI social media channels. She is an administrator of the Afford Anything Facebook Group and is active in the Choose FI Community locally and worldwide. Her home base is in the San Diego area where she is an entrepreneurial financial coach at Your Money, Your Life Financial Coaching. Jen's services are designed to reduce anxiety and stress, help people take control of their money, and empower them to build the life that they want. Jen’s personal and money stories ar...2023-12-031h 13
Catching Up to FIYear End Tax Planning | Sean Mullaney | 045We welcome back Sean Mullaney to the show! Also known as The FI Tax Guy, Sean is a financial planner who offers fee-only and advice-only financial planning at Mullaney Financial & Tax, Inc. He was first on the show back in Episode 013 to discuss the basics of retirement accounts and the tax aspects of those accounts in the accumulation and drawdown years. Sean sits down with Bill and Becky for a second time today to discuss important year-end tax planning, a very timely and important topic. Sean will give us a taste for what we should be thinking about for 2023...2023-11-051h 07
Catching Up to FISpongeBob and Drawdown Strategies | Frank Vasquez | 044Frank Vasquez is a mostly retired lawyer with over 30 years' experience in investing for his own accounts. He holds degrees in Economics and Engineering from the California Institute of Technology and a law degree from Georgetown University. He is extremely active in the Financial Independence community, answering questions of all types in forums and Facebook groups. He has appeared as a guest on the Choose FI, What's Up Next and Security Analysis podcasts, and run workshops at the EconoMe Conference. His involvement in FI topics and issues predates the FI Community as it is known today. He is the...2023-10-291h 50
Catching Up to FIHow to Think About Money | Jonathan Clements | 040Jonathan Clements is the founder and editor of the personal finance website HumbleDollar and author of nine personal finance books. Earlier in his career, Jonathan spent almost 20 years at The Wall Street Journal, where he was the newspaper's personal finance columnist, and six years at Citigroup, where he was director of financial education for the bank's U.S. wealth management arm. Jonathan about covers topics from two of his books: "How to Think About Money" and his most recent book "My Money Journey: How 30 People Found Financial Freedom – And You Can Too." Note that one journey described in t...2023-10-011h 20
Catching Up to FIFun Buckets and the Secure Income Retirement Process | Mark Trautman | 039We welcome back Mark Trautman of Mark’s Money Mind. Bill and Becky chatted with Mark on episode 12 about money in relationships. Mark also stood in for Bill as a co-host with Roger Whitney, the Q&A panel from CampFI, and On the Road with Catching Up to FI. In this conversation, we are going to dive into an alternative to the 4% Rule of Thumb. We see people in our community ask about a drawdown strategy in retirement, and the go-to answer seems to be the 4% Rule. But we would like to present another way of solving for...2023-09-241h 14
Catching Up to FITop Gun Finance | Stephen Heptig | 031Bill & Becky chat with our first surprise mystery guest! Check it out! 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Resources mentioned on the show: TSP (Thrift Savings Plan) Grit: The Power of Passion and Perseverance by Angela Duckwor...2023-08-271h 23
Catching Up to FIPodcast Movement Live! | Bill Yount & Becky Heptig | 030Bill & Becky chat about the conference Podcast Movement and our show live from the FinCon Booth. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Resources mentioned on the show: FinCon Podcast Movement FI Tax Guy Sean...2023-08-2416 min
Catching Up to FICamp FI Rocky Mountain | Panel | 028CampFI Rocky Mountain live recording Week 1 of a Panel Discussion answering questions from the attendees. On the Panel are the Moderator, our own Becky Heptig, Mark Trautman, a guest on Episode 12 and a guest host on Episode 27, Doug Cunnington (The Doug Show), and Carl Jensen (Mr. 1500 Days). Doug and Carl are the cohosts of the Mile Hi FI Podcast. Sit back, relax with your favorite beverage and enjoy the tips, tricks, hacks, and humor of FI. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our spo...2023-08-1352 min
Catching Up to FIClimb Every Mountain | Roger Whitney | 027Becky and guest co-host, Mark Trautman, chat with The Retirement Answer Man, Roger Whitney. They are all on vacation with a group from the Rock Retirement Club. Bill is back at the ranch working his day job and editing podcasts dreaming of time freedom on the path to financial independence, but still living his best life. As a certified financial planner for over 25 years, Roger uses his credentials and every channel possible to help people live well today without sacrificing tomorrow. He is a three-time Plutus Award Winner for best retirement blog/podcast. The podcast has over 8 mill...2023-08-0650 min
Catching Up to FIStrippin’ & Tippin’ | Barbara Sloan | 026Barbara Sloan founded the Tipped Finance Platform and is the author of "Tipped: The life-changing guide to financial freedom for waitresses, bartenders, strippers, and other service industry professionals". Her life story is incredible and inspirational. She once lived in her car, danced for dollars, and definitely did not graduate from college. She now owns a multi-million dollar construction company in New York, and is also a personal finance expert and a money coach. Barbara is as brazenly brave, honest, resourceful, and transparent as any person that I have ever met. She is also, like many of us, a late star...2023-07-301h 10
Catching Up to FIRetiring Before Mom & Dad | Rob Berger | 025Rob Berger wears many hats, he is a deputy editor at Forbes, an investor, lawyer, personal finance blogger, and YouTuber. He founded the popular website Doughroller.net. We discuss his book "Retire Before Mom & Dad: The Simple Numbers Behind a Lifetime of Financial Freedom." The difference here is that we are mom and dad! He recently published a video on his YouTube channel called "50+ and Haven't Saved for Retirement? Here's What To Do." He gave our show a shout-out in the same breath as Mr. Money Mustache and Choose FI! We reached out to him and he did not hesita...2023-07-231h 27
Catching Up to FIFU Money Part 2 | JL Collins | 024Bill & Becky continue their chat with THE JL Collins, author of THE Simple Path to Wealth and the acclaimed "Godfather of FI". We began the last episode with JL Collins playing John Goodman in the "Why you need F-You Money" clip. We start this episode with "A Guided Meditation for When the Stock Market is Dropping". JL helps us answer many questions. What do we do when the stock market drops? What about international diversification? What about dollar cost averaging a lump sum into the market? Tune in! Just like the old EF Hutton commercial, "When JL Collins talks, people...2023-07-161h 11
Catching Up to FIFU Money Part 1 | JL Collins | 023THE JL Collins is the author of THE Simple Path to Wealth and aptly named the "Godfather of FI". For over 600,000 readers, his first book has become a sort of "Bible of FI". He is a humble spokesperson for those on their own personal journey to financial independence. In Part 1 of our conversation, we talk with him about his own journey and his thoughts on real estate and index fund investing. We start the show with R-Rated audio from the popular JL Collins parody of a John Goodman clip from the movie "The Gambler", "The Position of F**k You"...2023-07-091h 03
Catching Up to FIPurpose, Identity, & Connection | Jordan Grumet | 022Jordan Grumet, aka Doc G, is an accomplished doctor, blogger, public speaker, podcaster, and author. He is the host of the incredibly popular and award-winning podcast Earn & Invest. Bill thinks of him as a time-money philosopher. Today we discuss his book Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life. Bill would consider this book a companion book to JL Collin's "The Simple Path to Wealth". Actually, Bill would read Jordan's book first. This is a show about mindset, life, and reverse engineering your death. As one of Jordan's patients aptly said, "Dying...2023-07-021h 07
Catching Up to FIStories, Hacks, & Tribes | Brad Barrett | 021Brad Barrett is the co-founder and host of the ChooseFI Podcast and Platform. We talk about his personal story, travel hacking, and the genesis of ChooseFI. Since 2016, ChooseFI has literally changed the world in which we live. It is the "ultimate crowdsourced personal finance podcast" with over 60M downloads. It is a standard-bearer of hope that Bill has no doubt the majority of FI enthusiasts follow. It encourages us to take action in all aspects of our lives, not just the financial ones. ChooseFI teaches us how to compound our marginal gains towards financial and time freedom and living our b...2023-06-251h 38
Catching Up to FIDimes Everywhere | Amberly Grant | 020Amberly Grant is a community leader, financial educator, real estate investor, and was recently featured on CNBC's Make It Series. She currently owns seven doors between Canada and the US, comprised of STRs and LTRs. She creates financial educational content on Instagram, hosts a Tuesday FinTalks (where 30-50 people from all walks of life talk weekly about different financial topics), runs a mentorship program, and mastermind. She does all this while holding down a W-2 job and breastfeeding her first child. Amberly is bubbly, energetic, quirky, and determined to bring others along with her on the path to financial inde...2023-06-181h 07
Catching Up to FIHard & Soft Sides of Retirement | Fritz Gilbert | 019Fritz Gilbert is the author of the popular blog The Retirement Manifesto with over 13,000 subscribers. He takes us on his journey to retirement in his fifties and discusses the hard (monetary) and soft (non-monetary) sides of retirement. He emphasizes the importance of both and that the numbers are the easy part making up only really 20% of the journey to time freedom. We discuss the "what are you going to do with your freedom" when you get there and when you should start that transition. This is a long one, but you are gonna want to hear it all. 🔗 ...2023-06-111h 29
Catching Up to FIAvocado Toast & Guardians of the Galaxy | Amy Coroso | 018Amy Coroso is a passionate advocate for women's financial literacy and retirement equality. She is a divorced single mother of two boys with a middle income who woke up in her mid-forties to face her own financial illiteracy and poor planning. She is now on track to reach financial freedom at 59. She is also a brand new author and financial coach. She has turned her financial weaknesses into the superpower of helping others build their financial muscles. This is her first podcast guest appearance ever! 🔗 Connect with us Buy CUtFI a coffee Record a message...2023-06-041h 00
Catching Up to FIPatience & Persistence | Vincent Pugliese | 017Vincent Pugliese was a self-proclaimed thief, taker, and failure in his formative years. He later evolved into an award-winning professional photographer. In his most recent life, he is an author, motivational speaker, professional coach, a time freedom fighter, an eternal optimist, and a giver. He is a contrarian philosopher and does not believe in FIRE (Financial Independence Retire Early) or Retirement. This show is not about money, at least directly. Bill & Becky talk with Vincent about freelancing to freedom and a wealth of connections. Let us take you on a mindset journey into your best life now. Why wait? ...2023-05-281h 12
Catching Up to FIThe Power of Cash Flow Planning | Sarah-Catherine Gutierrez | 016Rumba and JOMO are "characters" in the story of Olivia who is the heroine of Sarah Catherine Gutierrez's book: But First, Save 10: The One Simple Money Move That Will Change Your Life. Olivia is an 18-30-year-old woman at the beginning of her financial journey, but her path is applicable to all of us late starters of any age. SC is a friend, a certified financial planner, and sucked at math. She is also a game changer in the financial industrial complex. In this episode, we dive into her story, dreams, and goals. Along the way, we talk about Cash...2023-05-211h 24
Catching Up to FIBirthdays, Funerals, Cars & More Cars | Bill Yount & Becky Heptig | 015Bill & Becky chit-chat about what is going on in their lives this week. This week we had birthdays, funerals, and car trauma. Life throws us curve balls. It surprises us with joy, sorrow, and challenges. Time is fragile and not guaranteed. As humans and late starters, we are incredibly resilient, adaptive, and resourceful. We are here not just to survive, but to thrive together. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any c...2023-05-2114 min
Catching Up to FI$1M Debt!: "One Dollar at a Time" | Naseema McElroy | 014Naseema McElroy is a force of nature and an inspiration in the financial literacy space, especially for late starters. She comes from very humble beginnings, raised by a low-income single dad. She is a strong black woman, a single mom of 2.5 kids, a labor and delivery nurse, and a "financially intentional" wiz! Her debt paydown story is incredible, yet still applicable to anyone with debt to pay off. Her personal story of resilience and perseverance is equally incredible. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to o...2023-05-141h 09
Catching Up to FILife & Taxes | Sean Mullaney | 013Sean Mullaney is the FI Tax Guy. Like budgets, the B word, taxes, or the T word can be intimidating and generate stress and avoidance. Sean makes tax planning and retirement accounts fun and engaging. We must all play the tax game by the rules and work to pay the least tax allowable under the law. Taxes are one of our biggest costs in life and always remember that what you don't spend, you get to keep. Sean is a financial planner and writes The FI Tax Guy blog focused on the intersection of tax and financial inde...2023-05-071h 10
Catching Up to FIFast Times & Caddyshack | Mark Trautman | 012Mark Trautman is a community member, he was a caddy, a valet, and a mutual fund manager for 25 years and retired early at 50. He lives off his portfolio and in Crested Butte, CO. Mark lost his lovely wife to cancer two years ago. He is a financial whiz and takes us on his personal and money journey dropping knowledge bombs the entire show. From Tigger backpacks to Coca-Cola compounding to 529s you'll hear much about Mark's Money Mind! Don't miss this one. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI...2023-04-301h 01
Catching Up to FICoins & Couch Cushions | Jennifer Allen | 011Jennifer Allen, a Catching Up to FI Facebook community member, joins us for her first podcast! We talk about her journey to FI in her early 50s from a health scare wake-up call at 40. We touch on topics like spousal buy-in, geo-arbitrage, FI healthcare prior to Medicare, tax and income optimization in retirement, and IRMAA, among many others. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course on...2023-04-2358 min
Catching Up to FIDo Budgets Really Suck...or Not? | Bill Yount & Becky Heptig | 010Bill and Becky take off the gloves and go to war. To budget or not to budget...that is the question. Bill is a "nerd light" tracker. Becky is an all-in spreadsheet nerd budgeter. This is a smackdown on what type of budget is best, styles, pros, cons, and apps. Listen to the end and find out how Bill budgeted for skydiving and Becky for race car driving. 🔗 Connect with us! Buy CUtFI a coffee Record a message for CUtFI 🔗 Connect with us Buy CUtFI a coffee Record a messa...2023-04-1645 min
Catching Up to FIWe're Talking Millions! Part 2 | Paul Merriman | 009This is Part 2 of a conversation with Paul Merriman about his book We're Talking Millions! Part 1 is Episode 8. Here we talk about Dollar Cost Averaging, managing taxes, Target-date funds, Small Cap Value, rebalancing, and more. Paul is an expert on index funds and asset allocation. He is a passionate educator focused on helping individual and DIY investors. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)2023-04-0947 min
Catching Up to FIWe're Talking Millions! Part 1 | Paul Merriman | 008Paul Merriman is a retired financial advisory firm founder with over a billion dollars of assets under management when he sold his company in 2012. He is a passionate financial educator who aims to help the individual investor. Today we are fortunate to have him spend time with us talking about 12 simple ways to supercharge your retirement. This is Part 1 of a 2-part episode full of nuggets of wisdom. CORRECTION: Please note that at minute 15 there is a numerical error. "I misspoke and said $100 in stocks grew from 7,500 to 12,000 and it should have been 750,000 and 15 million." 🔗 Connect wi...2023-04-0257 min
Catching Up to FIFrom Poverty to Wealth and Early Retirement | Jackie Cummings Koski | 007Jackie Cummings Koski, CFP, has been featured on CNBC, The Rachel Ray Show, Marketwatch, Forbes, and People Magazine. She is a single mother and a force in financial education who grew up in poverty, started late on her path to FI, and "finished early" with a net worth of $1.4M at 49 years old. Her story is incredible. Her wisdom is vast. Her dream of a financially literate society is a palpable passion. She is not done yet! 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our s...2023-03-261h 05
Catching Up to FIIs It Ever Too Late? | Earn & Invest Podcast | 006Becky and Bill are interviewed by Jordan Grummet, aka Doc G, on the Earn & Invest Podcast. We attempt to answer the question is it ever too late to start among other topics for late starters. We are out of town at the Econome Conference and will return with a new guest next week. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Mea...2023-03-1955 min
Catching Up to FIBroken Vessels, Recovery, & Forgiveness | Deanna Hutchison | 005Deanna Hutchison of www.brokenvesselsmadewhole.life had an alcohol and drug addiction that left her devastated personally and financially in mid-life. She talks with us about her journey from despair to redemption, recovery, and forgiveness on her late start in life and financial independence. Her story, message, and mission are powerful. This is a must-listen inspirational episode. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)2023-03-1257 min
Catching Up to FIThunder Down Under | Late Starter Fire | 004Bill & Becky are joined by their first guest, Late Starter FIRE, hails from Down Under in Melbourne Australia. She woke up to financial independence at 47 and is on track to retire at 55! She takes us through her action plan for late starters available on her website www.latestarterfire.com. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own...2023-03-051h 09
Catching Up to FISinking Funds Are Sexy | Bill Yount & Becky Heptig | 003Bill and Becky talk cash flow planning and sinking funds. We try and make them sexy and help you see why they are an invaluable way to take care of occasional expected expenses and unexpected financial surprises. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisor...2023-02-2734 min
Catching Up to FIGotta Have Faith & Money | Becky Heptig | 002Bill interviews his co-host Becky and takes you on a behind-the-scenes look at how she and her husband started with a net worth of zero at fifty and retired "earlier than never" at 63! 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Resources mentio...2023-02-1950 min
Catching Up to FIA Boat Named YOLO | Bill Yount | 001Becky interviews her co-host Bill regarding his conflicted relationship with money on the way to financial recovery after a late start on the journey to financial independence. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Resources mentioned on the show: Catchi...2023-02-1947 min
Catching Up to FICatching up to FI Intro & Meet the HostsBill & Becky are late starters on the journey to financial independence. They introduce the show and give a glimpse of what to expect. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Resources mentioned on the show: Disclaimer: We are not lawyers...2023-02-0205 min