Shows
Don't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.What to Sell Before Retirement: 5 Things Most People MissYou’ve spent years building your life… but what if the key to a better retirement is knowing what to let go of? In this episode, we break down 5 things you should consider selling before retirement, and a simple framework to decide what’s actually worth keeping. This isn’t about cutting back. It’s about making retirement feel like freedom, not stress.Full show notes: https://www.bonfirefinancial.com/before-retirementTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2026-04-2810 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Should You Pay Off Your Mortgage or Invest? (What Actually Makes Sense)Should you pay off your mortgage or invest? It’s one of the most common financial questions, but the answer isn’t one-size-fits-all. In this episode, we break down how interest rates, risk, and your personal situation all play into making the right decision.Full show notes: https://www.bonfirefinancial.com/pay-off-mortgage-or-investTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2026-04-2132 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Most People Get This Wrong About InvestingMost people think investing is about picking the right stock or timing the market, but that’s not what actually builds lasting wealth. In this Q&A conversation, we break down the misconceptions that even high earners get wrong, why relying too heavily on a 401(k) can limit flexibility, and the fundamentals that create real financial clarity over time. If you’ve ever wondered why making more money doesn’t always translate into more peace, or what it actually takes to feel fully in control of your financial life, this is where to start.Full show notes: https...
2026-04-1127 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.How to Invest in 2026 without Guessing or Taking Unnecessary RisksInvesting isn’t about timing the market, it’s about having a plan that works. In this episode, we show you how to invest in 2026 without guessing or overcomplicating it. If you want clarity and a real plan, this is where to start.Full show notes: https://www.bonfirefinancial.com/how-to-invest-in-2026To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2026-04-0416 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Retiring Soon? It’s Time to Revisit Your PortfolioRetirement changes more than your schedule. When your portfolio becomes your income, risk feels different. In this episode, we explain why the year you retire is the right time to revisit your portfolio and adjust for your new reality. Full show notes: https://www.bonfirefinancial.com/retiring-in-soonTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2026-01-2814 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Client Q&A: RMD Questions Answered - Timing, Taxes, and InheritanceWhen do RMDs really start, how are they taxed, and what happens when that money passes to your kids? We break down the rules, the common misconceptions, and the smart planning moves that can save you from costly surprises. Full show notes: https://www.bonfirefinancial.com/rmdTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2026-01-2117 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Automate Your Wealth: 2026 Contribution Limits ExplainedIn this episode, we break down the 2026 contribution limit changes and explain how to set up your investments so they run automatically. Learn how to adjust your 401(k), IRA, Roth, and HSA once a year and let consistent, effortless investing do the heavy lifting. Full show notes: https://www.bonfirefinancial.com/2026-contribution-limitsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2026-01-1411 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Jump Start Your Year: New Year Financial Tips for Smarter, More Intentional PlanningThe new year is the perfect time to reset your finances. Today we are walking through key tips to automate, review, and maximize your financial plan so you can spend less time managing money and more time living your life. Full show notes: https://www.bonfirefinancial.com/new-year-financial-tipsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2026-01-0710 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Tax-Efficient Investing: How to Lower Your Tax Bill Without Sacrificing GrowthLearn how tax-efficient investing can help you keep more of what you earn. From Roths and HSAs to smart portfolio strategies, we break down where your money should go and why it matters.Full show notes: https://www.bonfirefinancial.com/tax-efficient-investingTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-12-3110 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Am I Ready to Retire? Risk, Returns, and Real AnswersIn this client Q&A, Brian breaks down how to tell if you are truly ready to retire, how much risk is appropriate, and what realistic investment returns actually look like once retirement is in sight.Full show notes: https://www.bonfirefinancial.com/am-i-ready-to-retireTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-12-2417 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.What to do with an Inherited IRA (And the Mistakes to Avoid)Inheriting an IRA is common, but handling it correctly is not. In this episode, Brian breaks down how inherited IRAs and Roth IRAs work, the 10-year rule, and the costly mistakes to avoid so you do not pay more in taxes than necessary. Full show notes: https://www.bonfirefinancial.com/inherited-iraTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-12-1712 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Year End Planning - The Two Minute Drill for Your Financial LifeA practical rundown of the year end financial moves that matter most. From HSAs and FSAs to 401k contributions, Roth conversions, and RMDs, this quick two minute drill helps you wrap up the year with confidence and keep more of your money working for you.Full show notes: https://www.bonfirefinancial.com/year-end-planningTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-12-1014 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Your Biggest Retirement Questions Answered: Client Q&AIn this client Q&A episode, Brian breaks down the most common retirement questions, from Roth conversions to RMDs, to how you actually get your money once you stop working. Simple, clear answers to help you make smarter decisions.Full show notes: https://www.bonfirefinancial.com/retirement-questionsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-12-0318 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.What Does Fee Only Really MeanUnlock the truth behind fee only advice and find out how to make sure your financial advisor is truly working for YOU and not a commission.Full show notes: https://www.bonfirefinancial.com/fee-onlyTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-11-2613 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.The End of the Penny and What It Means for The Future of MoneyThe last penny has been minted. What does it mean for inflation, digital payments, and where money is headed next? Learn what this small "change" says about a much bigger shift. Full show notes: https://www.bonfirefinancial.com/future-of-moneyTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-11-1907 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Should I Pay Off My Mortgage Before Retirement?Should you pay off your mortgage before retirement, or keep your low-interest loan and let your money work elsewhere? In this episode, we break down the numbers, mindset, and myths around the “debt-free” dream. Learn when paying off your home makes sense and when investing the difference could set you up for a stronger retirement.Full show notes: https://www.bonfirefinancial.com/should-i-pay-off-my-mortgage-before-retirementTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-11-1213 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.High Income to High Net Worth: The Smart Way to Build Wealth That LastsMaking money is one thing. Keeping it, and growing it, is another. In this episode, discover the simple habits that turn high income into high net worth over time.Full show notes: https://www.bonfirefinancial.com/high-income-to-high-net-worthTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-11-0514 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Charitable Giving Strategies to Maximize Your Tax DeductionsLearn how to give smarter and keep more. From donor-advised funds to QCDs, discover powerful charitable giving strategies to lower your tax bill and make a bigger impact. Full show notes: https://www.bonfirefinancial.com/charitable-giving-strategies To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-10-2913 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Qualified vs. Non-Qualified Accounts: What It Really Means for Your MoneyThe account type you choose could change your tax bill, and your retirement timeline. Learn how Qualified vs. Non-Qualified Accounts impact your flexibility, taxes, and long-term wealth. Full show notes: https://www.bonfirefinancial.com/qualified-vs-non-qualified-accountsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-10-2216 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Maxed Out Your 401k? Here’s What to Do NextYou’ve hit the 401k limit, congratulations! But now comes the big question: where should your money go next? In this episode, we break down smart strategies beyond your 401k, from Roth options to taxable accounts, so you can keep building wealth without missing a beat. Full show notes: https://www.bonfirefinancial.com/maxed-out-401kTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-10-1512 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.What to Do with an Old (or Forgotten) 401kGot an old 401k sitting with a past employer? You’re not alone. In this episode, we cover how to track down forgotten accounts, your best rollover options, and how to keep your retirement savings working for you. Full show notes: https://www.bonfirefinancial.com/old-401kTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-10-0811 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.The Best Age to Retire? It’s Not What You ThinkEveryone asks, “What’s the best age to retire?” but the truth is, age has little to do with it. In this episode, we dig into the history of retirement, the myths about spending less, and the real question you should be asking: when will you have enough to live the life you want?Full show notes: https://www.bonfirefinancial.com/best-age-to-retireTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-10-0115 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.The Cash Balance Plan Advantage: Maximize Savings, Minimize TaxesThink 401(k)s are the limit? A Cash Balance Plan could change everything, especially for business owners and high earners who want to catch up on savings fast.https://www.bonfirefinancial.com/cash-balance-planTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-09-2415 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Retirement Planning Mistakes: Don’t Forget These Hidden Costs!Think you’ve covered all your bases for retirement? Think again. In this episode, we uncover the most common expenses retirees overlook. These hidden costs can derail even the best-laid plans. Tune in to learn how to spot them early and protect your future.https://www.bonfirefinancial.com/retirement-planning-mistakesTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-09-1716 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.How Portfolio Rebalancing Can Help You Stay on Track for RetirementMarket shifts can quietly change your portfolio’s risk profile. Rebalancing helps preserve wealth, maintain diversification, and keep long-term plans aligned. Tune in to learn how rebalancing keeps your portfolio aligned with your goals, through both bull and bear markets. Full show notes: https://www.bonfirefinancial.com/rebalancingTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-09-1015 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Wills and Trusts: What You Need to Know to Pass On Your Wealth WiselyWills and trusts aren’t just necessary legal documents, they’re the tools that determine how smoothly your wealth transfers across generations. In this episode we explore the nuanced differences between the two, when each makes sense, and how to preserve both privacy and control while protecting your legacy.Full show notes: https://www.bonfirefinancial.com/wills-and-trustsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-09-0327 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.ETFs vs. Mutual Funds: What’s the Real Difference?ETFs or mutual funds, which one’s right for you? In this episode, we cut through the jargon and break down the real differences (and surprising similarities) between these two investment staples. Tune in to learn how they work, why it matters, and which option is best for you. Full show notes: https://www.bonfirefinancial.com/etfs-vs-mutual-fundsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-08-2719 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.HSA Benefits: How to Use Your Health Savings Account for Maximum ImpactListen in to unlock your HSA’s full potential, from tax savings to unexpected uses, and why it can be a game changer for your retirement plan. Full show notes: https://www.bonfirefinancial.com/hsa-benefits To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-08-2012 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Required Minimum Distributions: RMDs ExplainedRMDs can be a retirement game-changer, and not always in a good way. In this episode, we break down what they are, when they hit, and smart moves to keep them from wrecking your tax bill. Learn how to make RMDs work for you instead of against you. Full show notes: https://www.bonfirefinancial.com/required-minimum-distributionsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-08-1314 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Old Policies, New Problems: When to Rethink and Review Your InsuranceThink your old insurance policy is still doing its job? Think again. In this episode, we break down why a quick insurance review could save you thousands, boost your coverage, and bring your protection strategy into the present. Full show notes: https://www.bonfirefinancial.com/insurance-reviewTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-08-0613 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Breaking Down the Big Beautiful Bill: Tax Cuts and OpportunitiesThe Big Beautiful Bill Act brought major tax changes, but also big planning opportunities. In this episode, we break down what retirees and near-retirees need to know to make the most of the new rules, tax cuts, and optimize their strategy. Full show notes: https://www.bonfirefinancial.com/big-beautiful-bill-tax-cutsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-07-3010 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.FOMO and Investing: Why Emotions Sabotage Your StrategyLearn how to spot FOMO-driven decisions, avoid buying at the top, and stick to a strategy that actually builds wealth. Brian shares practical tips to keep emotions out of your investing. Full show notes: https://www.bonfirefinancial.com/fomo-investingTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-07-2314 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Self-Employed Retirement Planning: How to Maximize Tax Savings and WealthBusiness owners and self-employed professionals: uncover powerful retirement planning strategies that reduce taxes today and build serious wealth for tomorrow using SEP IRAs, Solo 401(k)s, and more.Full show notes: https://www.bonfirefinancial.com/self-employed-retirement-planningTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-07-1612 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.What to Do After Maxing Out Your 401kMaxed out your 401k? Learn what to do next to keep your investments growing with tax-efficient strategies and flexible account options.Full show notes: https://www.bonfirefinancial.com/maxing-out-401kTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-07-0912 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Investing in CDs: A Low-Risk Strategy You’re Probably OverlookingThinking about investing in CDs but not sure if they’re worth it? In this episode, we break down what CDs are, how they work, and how strategies like laddering can help you stay flexible while growing your money with less risk.Full show notes: https://www.bonfirefinancial.com/investing-in-cdsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-07-0211 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.The Difference Between Permanent Life Insurance and Term Life Insurance (and Why It Matters)Life insurance can feel a bit overwhelming, and honestly, a little shady. Brian dives into the real difference between permanent life insurance and term life insurance, why term often makes more sense, and how to avoid getting sold on fear instead of facts. Full show notes: https://www.bonfirefinancial.com/permanent-vs-term-life-insuranceTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-06-2513 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Your Medicare Choice Might Be Permanent - Here’s What to Know (with Medicare Specialist Andrew Mersereau)In this episode, Medicare specialist Andrew Mersereau breaks down the critical decisions around Medicare enrollment, including why your initial choice could be permanent, and how to avoid costly mistakes. Whether you're nearing 65 or helping a loved one, this is a must-listen.Full show notes: https://www.bonfirefinancial.com/medicare-choiceTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-06-1849 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Making It Count: How to Balance Living for Today and Saving for TomorrowYou work hard, but are you enjoying the payoff? Today we are talking about how to spend with intention, save smart, and make room for the moments that matter most.Full show notes: https://www.bonfirefinancial.com/living-for-todayTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-06-1114 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.How to Maximize Your Social Security Benefits & Why It Still Matters, Even If You're WealthyThink Social Security doesn’t matter if you’re wealthy? In this episode, Brian explains why it does, and how to maximize your Social Security benefits so your kids or favorite charity will thank you. Full show notes: https://www.bonfirefinancial.com/maximize-your-social-security-benefitsGet your Social Security Cheat Sheet: https://www.bonfire.financial/social-security-medicare-cheat-sheet To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-06-0406 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Roth Conversion Strategies: Build Wealth for Your Family, Not the IRSMost people think Roth conversions are just a retirement tax move. In reality, they can be one of the most powerful estate planning tools available. In this episode, we break down how a well-timed Roth conversion can help your family avoid a massive tax bill, and why paying a little now could save your family a lot later. If you’re serious about leaving a legacy (not a tax mess), this one’s for you.Full show notes: https://www.bonfirefinancial.com/roth-conversion-strategiesTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclos...
2025-05-2811 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.What Is a Fiduciary Financial Advisor?The word gets thrown around a lot. But what does it really mean to work with a fiduciary? In this episode, Brian breaks down what a fiduciary is, why it matters, and how it impacts your financial life. He shares real-life examples and explains how to tell whether your advisor is truly putting your interests first. Full show notes: https://www.bonfirefinancial.com/fiduciary-financial-advisorTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-05-2112 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Asymmetric Risk: How to Invest Wisely, Even If You’re Wrong Most of the TimeMost investors think they understand their risk tolerance until markets drop or an opportunity knocks. In this episode, Brian breaks down why risk tolerance is more art than science, how asymmetric risk fits into a smart investment strategy, and how to take calculated risks without putting your long-term goals at risk. Full show notes: https://www.bonfirefinancial.com/asymmetric-riskTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
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2025-05-1413 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.WTF is a Mutual Fund Anyway? (And Why No One Knows What's in It)What's actually in your mutual fund? Most people don't know. In this episode, we break down mutual funds and EFTs and clear up common misconceptions. Full show notes: https://www.bonfirefinancial.com/mutual-funds-explainedTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-05-0712 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Donor Advised Funds: A Smarter Way to Give (and Save on Taxes)Want to give more and pay less in taxes? Brian reveals how donor-advised funds help you do both, plus the strategy smart givers use to maximize deductions and impact. Full show notes: https://www.bonfirefinancial.com/donor-advised-fundsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-04-3009 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Investing in Private Equity as a Business OwnerIn this episode of The Field Guide, Brian breaks down the basics of private equity and why it can be a smart move for business owner. From common misconceptions to different ways to invest (without running a company yourself), he covers how private equity works, who it’s suited for, and how it can play a meaningful role in your long-term wealth strategy. Full show notes: https://www.bonfirefinancial.com/investing-in-private-equityTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-04-2316 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.The Boring Strategy That Saves RetirementsIt’s not flashy. It’s not fun. But it works. Brian dives into the boring strategy that could be the difference between a smooth retirement and a financial freakout. Spoiler: it’s diversification, and it matters way more than you think. Full show notes: https://www.bonfirefinancial.com/diversification To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-04-1613 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Why the Dollar-Cost Averaging Investment Strategy Wins in Down MarketsMarkets are down, nerves are up, but this isn’t the time to panic. In this episode, Brian shares why the dollar-cost averaging investment strategy isn't so average. Tune in to learn how a steady hand and a solid plan can turn market dips into long-term wins.Full show notes: https://www.bonfirefinancial.com/dollar-cost-averaging-in-down-marketsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-04-0910 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.The Hidden Risks, and Realities, of Insurance for High-Net-Worth Individuals In this episode of The Field Guide, Brian Colvert sits down with Jacob Morgan—owner of a top 1% Farmers Insurance agency—to unpack the surprising risks wealthy homeowners face today. From rising premiums in high-risk areas to common mistakes in luxury coverage, Jacob shares expert insights on how high-net-worth individuals can better protect their homes, cars, and assets in a rapidly changing insurance landscape. Full show notes: https://www.bonfirefinancial.com/insurance-for-high-net-worth-individualsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-04-0228 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Turning Market Lows Into Tax-Free Growth: The Roth Conversion AdvantageMarket downturns can feel unsettling, but they also present unique opportunities—especially for Roth conversions. In this episode we break down why converting to a Roth during a dip can set you up for tax-free growth and long-term financial advantages. Learn how to maximize your investments when prices are low and make downturns work in your favor. Full show notes: https://www.bonfirefinancial.com/roth-conversionTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-03-2605 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Physician Retirement Strategies: Making Early Retirement a RealityCan physicians truly retire early, or is it just a dream? In this episode, we explore the hidden challenges of physician retirement and the surprising strategies that can make early retirement a reality.Full show notes: https://www.bonfirefinancial.com/physician-retirementTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-03-1910 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Selling Your Business? Valuation, M&A, and Exit Strategies with Chris Blees, CPA/ABV, CM&AAReady to sell your business but not sure where to start? In this episode Brian Colvert chats with Chris Blees, CPA, a leading expert in M&A, valuations, and business exits. From maximizing your sale price to avoiding costly mistakes, Chris shares secrets to selling smarter. Whether you're planning years ahead or considering an offer right now, this episode is packed with game-changing insights. Full show notes: https://www.bonfirefinancial.com/selling-your-businessTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-03-1239 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.High Net Worth Financial PlanningEven with millions in the bank, a financial plan is the key to growing and protecting your wealth. Learn how high-net-worth individuals can optimize investments, minimize taxes, and stay on track with a financial plan. Full show notes: https://www.bonfirefinancial.com/high-net-worth-financial-planningTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2025-03-0509 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Turning High Income into Lasting Wealth: Strategies for High EarnersEarning a high income doesn’t automatically make you wealthy. In this episode, we break down the key strategies high earners need to grow their money, invest wisely, and avoid common pitfalls. Tune in now!Full show notes: https://www.bonfirefinancial.com/strategies-for-high-earnersTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2025-02-2612 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Roses Are Red, Violets Are Blue… Are Your Beneficiaries Still Right for You?Nothing says “I love you” like making sure your beneficiaries are up-to-date! In this episode we dive into why reviewing and updating your beneficiaries is one of the most important (and often overlooked) financial to-dos.
Full show notes: https://www.bonfirefinancial.com/beneficiaries
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2025-02-1906 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Tariffs Explained: How They Impact Your Wallet and InvestmentsWhat do tariffs really mean for you? Are they a smart negotiation tool, a hidden tax, or just another political buzzword? In this episode, we break down how tariffs affect everything from the price of your morning coffee to the stock market. Are they driving inflation or keeping businesses in check? And most importantly—what should investors be watching? Tune in for a clear, no-nonsense look at tariffs and their real impact on your financial future.
Full show notes: https://www.bonfirefinancial.com/tariffs-explained
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
...
2025-02-1210 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Healthcare in Retirement: What You Need to Know to Plan AheadThink Medicare will cover all your healthcare costs in retirement? Think again. From unexpected premiums to skyrocketing long-term care expenses, failing to plan ahead can wreck even the best retirement strategies. In this episode, we uncover the biggest healthcare pitfalls, smart ways to prepare, and how to keep medical expenses from draining your savings. Don’t let healthcare costs take you by surprise—tune in now.
Full show notes: https://www.bonfirefinancial.com/healthcare-in-retirement/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2025-02-0510 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.The Future is Now: Investing in AI for Growth and InnovationFrom cutting-edge hardware to innovative platforms and software, discover how AI is shaping industries, creating opportunities, and redefining the future of technology. Learn practical insights to adapt, invest wisely, and embrace this rapidly evolving landscape.
Full show notes: https://www.bonfirefinancial.com/investing-in-ai
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2025-01-2907 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Beyond Tax Prep: Elevating Your Wealth Through Strategic Tax Planning with Max Pollack, CPAJoin host Brian Colvert as he interviews Max Pollack, CPA, to explore how strategic tax planning goes beyond preparation to elevate your wealth. Learn actionable tips for maximizing deductions, managing capital gains, and aligning your tax strategy with your financial goals.
Full show notes: https://www.bonfirefinancial.com/strategic-tax-planning/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
To learn about Max Pollack and his firm: https://setacpa.com/
Disclosure: https://www.bonfirefinancial.com/disclosure/
2025-01-2226 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Prosper, Protect and Pass it on– Estate Planning TipsEstate planning might not top your list of fun dinner topics, but let’s face it—neither does “who’s going to water the plants when I’m gone?” The truth is, getting your ducks in a row now means less chaos for your loved ones later. Think of it as future-you doing future-them a solid. Without a plan, Uncle Sam (or worse, Cousin Eddie) might end up with more of your hard-earned wealth than you’d like. And trust us, Cousin Eddie does not need a new jet ski. Estate planning doesn’t have to be overwhelming. We’ll guide you through...
2025-01-1508 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.New Year, New Limits: Financial Updates for 2025Let’s kick off 2025 with the financial updates you need to know. From higher contribution limits for 401(k)s, IRAs, and HSAs to new tax rules and expanded catch-up opportunities, we’ll cover what’s changing and how it impacts you. We’ll also share practical strategies to make the most of these updates, prepare for potential tax law shifts, and position yourself for financial success this year. Consider it your guide to starting 2025 on solid financial footing— with clear and actionable insights. Let’s make this year one of smart decisions and steady progress.
Full show notes: http...
2025-01-0807 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Real Estate and Retirement: What You Need to KnowIn this episode of The Field Guide, we explore how real estate can play a crucial role in building income during retirement. From REITs to outright ownership, we break down the pros, cons, and key considerations for each type of real estate investment. Whether you're looking for a hands-off approach or eager to dive into managing properties, this episode will help you understand your options and make informed decisions.
Full show notes: https://www.bonfirefinancial.com/real-estate-investing/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonf...
2024-12-1810 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Dividend Paying Stocks: Income, Growth, and Risks ExplainedCurious about boosting your retirement income while staying invested? In this episode we reveal how dividend-paying stocks can provide steady income, potential growth, and portfolio stability. Discover the pros, the pitfalls, and insider tips to make these stocks work for you.
Full show notes: https://www.bonfirefinancial.com/dividend-paying-stocks/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-12-1109 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Should I Buy an Annuity? Pros, Cons, and Everything In BetweenIn this episode, we dive deep into the world of annuities – exploring the good, the bad, and the ugly. Are annuities a safe haven for your retirement or a costly mistake in disguise? We'll break down the different types of annuities, their pros and cons, and help you understand when (and if) they make sense for you.
Full show notes: https://www.bonfirefinancial.com/should-i-buy-an-annuity/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-12-0412 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Navigating the Mental Shift into RetirementNavigating the Mental Shift into RetirementFrom moving off a paycheck to living off assets, today Brian is discussing his insights on overcoming common mental blocks, easing into this new phase, and maintaining financial flexibility. Whether you're nearing retirement or supporting someone through it, this episode offers valuable advice for navigating the transition confidently.
Full show notes: https://www.bonfirefinancial.com/shift-into-retirement/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-11-2708 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Zoom Out: Optimizing Retirement AccountsManaging multiple accounts as you approach retirement can feel overwhelming. In this episode, we explore how taking a "big picture" approach to your 401(k), IRAs, brokerage accounts, and more can help you maximize tax efficiency and optimize growth.
Full show notes: https://www.bonfirefinancial.com/optimizing-retirement-accounts/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-11-2007 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.5-10 Years to Go: Retirement Reality CheckAs retirement approaches, the big question looms: are you financially ready to make the leap? In this episode of The Field Guide, we break down some critical steps for those 5 to 10 years away from retirement.
Full show notes: https://www.bonfirefinancial.com/5-10-years-retirement/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-11-1308 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.What Now? Strategies for Unused 529 Plan FundsCollege is over, but there’s money left in your 529 plan. Now what? In this episode of The Field Guide, Brian explores smart ways to put those leftover funds to good use, from rolling them into a Roth IRA to covering other educational expenses—all while avoiding penalties and maximizing value. Tune in to learn the best options for your excess 529 savings!
Full show notes: https://www.bonfirefinancial.com/unused-529-plan-funds/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-11-0608 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Are you making these 3 common retirement mistakes?Retirement is closer than you think—are you prepared? Discover the three most common mistakes pre-retirees make and learn how to avoid them.
Full show notes: https://www.bonfirefinancial.com/retirement-mistakes/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
2024-10-3010 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.401k Do's and Don'ts: Smart Strategies as You Near RetirementAre you nearing retirement and wondering how to make the most of your 401k? In this episode, Brian dives into the essential do's and don'ts to ensure your retirement savings are on track. We’ll discuss why your risk tolerance should evolve as retirement approaches, the importance of regular rebalancing, and how to avoid common mistakes that could cost you in the long run.
Full show notes: https://www.bonfirefinancial.com/401k-retirement/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
2024-10-2308 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.The Art of Asset AllocationAsset allocation is a foundational concept that plays a crucial role in designing investment portfolios. While it may sound straightforward, the reality is far more nuanced. It is truly more of an art than a science. Tune in to hear practical insights on building a strategy that fits your unique financial goals.
Full show notes: https://www.bonfirefinancial.com/asset-allocation/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2024-10-1611 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Why the FIRE Movement is BSThe popular FIRE Movement (Financial Independence, Retire Early) philosophy of extreme frugality and postponing life’s pleasures isn’t the key to true financial freedom. In this episode, we are providing insights on how to achieve a balanced approach to financial independence that allows you to enjoy life now, without sacrificing your future.
Full show notes: https://www.bonfirefinancial.com/fire-movement
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-10-0912 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Mastering Monthly Expenses in RetirementToday we are exploring how shifting your focus to monthly expenses can make the transition from a paycheck to living off your savings smoother and less stressful. Learn practical strategies to maintain your lifestyle and financial security by mirroring the familiar income patterns you've relied on throughout your working life.Full show notes: https://www.bonfirefinancial.com/expenses-in-retirement
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-10-0209 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Navigating the New Rules for Inherited IRAsIn this episode of The Field Guide, we dive into the recent updates to inherited IRA rules and their impact on beneficiaries. Whether you're a spouse or a non-spouse inheritor, understanding these changes is crucial for making informed financial decisions. Join us as we break down the key points and offer guidance on navigating the new landscape with confidence.To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-09-2506 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Retirement Milestone: Demystifying Required Minimum DistributionsToday we are exploring the ins and outs of RMDs, helping you understand what they are, when they kick in, and how they impact your retirement planning. Tune in to learn strategies to manage your RMDs effectively and minimize the tax burden, ensuring your hard-earned savings last as long as you do.
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-09-1811 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Rethinking Home Equity in Your Retirement StrategyWhile having a paid-off home is a significant milestone, relying on home equity as a primary retirement asset may not be the best strategy. From the pitfalls of reverse mortgages to the challenges of downsizing, we are breaking down the options and offering practical advice on how to approach homeownership as part of a broader financial plan. Tune in to gain insights on why your home's equity should be viewed as a part of your plan—not the whole plan.
Full show notes: https://www.bonfirefinancial.com/home-equity-retirement/
To learn more about...
2024-09-1107 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Beneficiary Basics: Keeping Your Accounts in OrderExplore the importance of keeping your beneficiary designations up to date, ensuring your accounts reflect your current wishes. Whether you've experienced life changes or just haven't checked in a while, this episode will guide you through the essential steps to make sure your assets go exactly where you want them to. To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-09-0405 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Insurance isn't an InvestmentDiscover why insurance isn't the investment you think it is. Uncover the truth about common misconceptions and learn how to make smarter financial decisions to protect and grow your wealth. Detailed notes: https://www.bonfirefinancial.com/insurance-is-not-an-investment/To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-08-2808 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.How I Invest: A look inside a CFP's portfolioHave you ever wondered what is inside your CFP's portfolio? Today we are pulling the curtain back into the personal investment strategies of our founder and CEO, Brian Colvert, CFP® Join us as he shares his insights on balancing risk, asset allocation, and the importance of having a diversified portfolio, while also exploring innovative investment opportunities and the principles guiding his financial decisions.
Detailed notes:https://www.bonfirefinancial.com/cfp-portfolioTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-08-2110 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Retirement Planning for Self-Employed Business Owners and 1099 EmployeesToday we are addressing a critical topic for self-employed business owners and 1099 employees: retirement planning without a company-sponsored plan. In the absence of traditional employer benefits, it's essential to take proactive steps. We'll explore various retirement strategies tailored for those who must self-manage their retirement savings, including Solo 401(k)s, SEP IRAs, and other investment options.
Detailed notes: https://www.bonfirefinancial.com/retirement-planning-for-self-employed
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-08-1409 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.The Power of Dollar Cost Averaging: A Timeless Investment StrategyDollar Cost Averaging (DCA) is an investment strategy that has stood the test of time. Learn how DCA works, why it's a common approach within 401k plans, and how it can benefit your overall investment strategy.
Detailed notes: https://www.bonfirefinancial.com/dollar-cost-averaging
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-08-0707 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Understanding the Yield Curve: Trends and ImplicationsWhat is the Yield Curve and how to use it? Today we are looking into the yield curve, why it matters, and its critical role in economic forecasting. Discover how the yield curve can signal potential recessions and what this means for your financial planning.
Detailed notes: https://www.bonfirefinancial.com/yield-curveTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-07-3108 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Hamilton’s Legacy: Modern Insights into U.S. TreasuriesUncover the lasting impact of Alexander Hamilton's creation of U.S. Treasuries in this episode of The Field Guide. Join Brian Colvert, CFP® as he dives into the modern relevance and stability of these investments in today's financial markets. Detailed notes: https://www.bonfirefinancial.com/treasuriesTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-07-2408 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Cash Clarity: Navigating Money Market Accounts and FundsIn this episode of The Field Guide, Brian breaks down the essential differences between money market accounts and money market funds, helping you understand their benefits, risks, and ideal uses. Tune in to gain clarity on how to make the best cash management decisions for your financial goals.
Detailed notes: https://www.bonfirefinancial.com/money-marketsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-07-1708 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Certificates of Deposit (CDs): An Old-School Investment Making a Modern ComebackDiscover why this classic investment vehicle is making a strong comeback in today's high interest rate environment. Explore the mechanics of CDs, their benefits, and the reasons they might be a good addition to your financial strategy.
Detailed notes: https://www.bonfirefinancial.com/certificates-of-deposit/To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-07-1010 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.From the Runway to Retirement: Financial Planning for Pilots with Nick Coleman, CFP®Join host Brian Colvert as he sits down with Nick Coleman, CFP®, to discuss the unique financial challenges and retirement planning strategies for pilots. Discover how Nick's tailored approach guides pilots in achieving financial security from takeoff to touchdown in retirement.
To get in touch with Nick: nick@bonfirefinancial.com or 719-394-3900
Detailed notes: https://www.bonfirefinancial.com/financial-planning-for-pilots
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-06-1927 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.How Elections Shape the Market: Trends and InsightsIn this episode, Brian discusses the impact of elections on the market. Using historical data from 1944 to today, he reveals patterns and trends that show how markets react to election outcomes. Discover why markets often settle after the election and the role of underlying economic conditions. Learn what to expect during election years and how to navigate market uncertainty with a long-term perspective.
Detailed notes: https://www.bonfirefinancial.com/elections-stock-market
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com...
2024-06-0508 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Real Estate Investing: Fees, Cash Flow, and RisksToday we are diving deeper into alternative investments and talking about the crucial aspects of investing in real estate, from understanding who truly benefits from these investments to evaluating fees, cash flow, and risks. You'll learn about different real estate investment options, including REITs, personal property investments, and limited partnerships.
Detailed notes: https://www.bonfirefinancial.com/real-estate-investing
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-05-2908 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Collectibles as an Investment: Where Fun Meets FinanceDiscover how the fun and passion of collecting items like cars, art, wine, and more can become part of your investment portfolio. Learn about the intricacies, due diligence, and market nuances that make collectible investing both a hobby and a financial strategy. Whether you’re a seasoned collector or just curious, this episode will enlighten you on how to balance enjoyment and profitability in the unique realm of collectibles.
Detailed notes: https://www.bonfirefinancial.com/collectibles
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
2024-05-2207 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Alternative Investments: Beyond Stocks and BondsExplore the world of alternative investments. Learn how adding real estate, commodities, collectibles and other alternatives can diversify and strengthen your portfolio.
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-05-1509 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Understanding RMDs: Tips and Resources for RetireesExplore what Required Minimum Distributions (RMDs) mean for your retirement and how to manage your savings and steer clear of penalties with practical tips and insights.
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-05-0809 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Navigating Healthcare Costs: The HSA AdvantageOne of the most disruptive elements to any well-crafted financial plan is the unpredictable nature of medical expenses. Enter the Health Savings Account (HSA), a powerful tool that can change how you manage and mitigate healthcare costs both now and in retirement. Tune in to learn about its unique benefits and how you can navigate the ever-changing terrain of healthcare costs with confidence.To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-05-0106 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Backdoor Roth: From Tax Burden to Tax-Free GrowthJoin host Brian Colvert, CFP®, as he unpacks the intricacies of backdoor Roth IRAs, an often-misunderstood approach to tax-efficient retirement saving. He covers everything from the basics of Roth IRAs to navigating the complexities of backdoor conversions, offering actionable tips for maximizing wealth-building potential. Whether you're a high-income earner or simply looking to optimize your retirement savings, this episode provides a comprehensive guide to leveraging a Backdoor Roth IRA.
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-04-2411 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Dreams to Destinations: Crafting Your Retirement Travel StoryDo you dream of traveling in retirement? Join host Brian Colvert, CFP®, as he shares insights at the intersection of finance and adventure. Through anecdotes of clients embarking on once-in-a-lifetime journeys, you’ll learn the transformative power of travel and the lasting memories it creates. Whether it's leveraging investments or maximizing travel rewards, Brian encourages you to prioritize experiences now and through retirement.To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-04-1708 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Streamlining Retirement: Insights into Account ConsolidationDo you have a bunch of old retirement plans scattered around? Do you have multiple different IRAs and 401(k)s from past employers? If you are nodding your head yes, then tune in to learn how consolidating these plans can make your life easier, evaluate fees and investment options, and discover other Important factors to consider when juggling multiple retirement accounts.
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-04-1009 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.The Power of Catch-Up ContributionsJoin host Brian Colvert as he delves into the often overlooked benefits of aging when it comes to retirement savings. Brian explores how getting older opens doors to increased contributions to retirement accounts such as IRAs, 401(k)s, and HSAs. Discover the strategies, tips, and insights to make the most of age-driven catch-up contributions.
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-04-0309 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.When can I retire?Are you contemplating retirement? Are you wondering when you can retire? Join your host Brian Colvert, CFP® as he dives into the complexities of retirement planning. From financial considerations to psychological readiness, Brian offers insights to help you navigate this significant life transition.
For full show notes, visit: https://www.bonfirefinancial.com/To get started on your Financial Plan, visit: https://www.bonfirefinancial.com/financialplan/ Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-03-2708 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Decoding Bitcoin with Gerry SignorelliWhat is Bitcoin? Host Brian Colvert, CFP® is joined by Bitcoin expert Gerry Signorelli to unravel the complexities of Bitcoin. Gerry shares his personal journey of integrating this digital currency into his daily life, dives into the nuances of Bitcoin mining and the pivotal role of nodes and the broader implications of cryptocurrency.Whether you're a seasoned crypto enthusiast or new to the digital currency realm, join us for an insightful discussion that demystifies Bitcoin and highlights its future possibilities.For full show notes, visit: https://www.bonfirefinancial.com/Disclosure: https://www.bonfirefinancial.com/disclosure/Learn...
2024-03-2044 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Welcome to Don't F-Up Your Retirement brought to you by Bonfire FinancialYou are at the heart of the story behind Bonfire Financial. We believe that like a bonfire, life should be filled with celebration and memorable experiences. Money is often the way to get there, and that is what Don't F-Up Your Retirement Podcast is about, helping you find creative solutions to balance living for today and saving for tomorrow. Hosted by the CEO of Bonfire Financial, Brian Colvert, CFP®, each episode will bring you ideas to simplify, navigate and elevate your financial life.
2023-12-1200 minDon't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.Navigating Taxes with Henry Ip, CPAThis isn't your typical tax talk. Join Host Brian Colvert, CFP® in a straightforward discussion with Henry Ip, CPA as they explore practical insights and tips for navigating the often confusing terrain of taxes.
Henry shares his expert insights, making this episode a must-listen for anyone looking to demystify taxes. Learn about deductions you may be missing out on, things to do before the end of the year and more!
Connect with Henery Ip, CPA
https://www.biggskofford.com
hip@biggskofford.com
For ful...
2023-11-2929 min