Shows
Mindset with Brad BarrettDo I Need A Side Hustle?Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. In today’s fast-paced and increasingly expensive world, more Americans than ever are turning to side hustles to supplement their income, pursue passions, or gain financial freedom. But with the rise of gig work, freelance opportunities, and online businesses, the question arises: Do you need a side hustle? On this week’s episode, we’ll explore whether a side hustle is right for you, and if it’s actually worth it. And for you those...2025-07-0126 min
Mindset with Brad BarrettI Lost Everything In A Fire. How Do I Financially Recover?Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. Losing everything in a fire or natural disaster is a devastating experience—one that leaves not only emotional scars but also significant financial challenges. As a financial advisor, I’ve worked with many individuals who faced the overwhelming task of rebuilding their lives from the ground up. This is also a topic close to my heart, as my family lost a home in the Lahaina fires back in 2023. So, on this week’s episode...2025-06-2421 min
Pension Attention5 Tips To Help You Talk To Your Kids About MoneyThe evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. In this week’s episode, Brad delves into the vital topic of teaching children about financial responsibility. He emphasizes why starting early can have a lasting impact on their future and outlines practical approaches that parents can implement at different stages of a child’s development. Drawing on over two decades of experience advising clients—and lessons learned from raising his own children—Brad offers real-world strategies to help fam...2025-06-2318 min
Mindset with Brad BarrettWhy Do Financial Advisors Hate Cryptocurrency?Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. If you’ve ever watched a financial advisor talk about cryptocurrency, you may have noticed a twitch in their left eye and a mysterious increase in blood pressure. It's not an allergy—unless you count allergic reactions to volatility, memes, and 22-year-olds getting rich off dog coins. For the average advisor, crypto represents everything they’ve warned you about in PowerPoint presentations: unregulated, unpredictable, and entirely too influenced by Elon Musk’s Twitter account. So, buc...2025-06-1725 min
Pension AttentionWhy A Financial Advisor Is Still Better Than AIThe evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. On this week’s show, Brad dives into the world of AI—how it’s transforming tools and insights, but still falls short of replacing a real advisor. From understanding your personal goals to building trust, some things only come from human connection. AI is smart, but it’s not in your corner the way an advisor is. Brad explains why that still matters when it comes to managing...2025-06-1613 min
Mindset with Brad BarrettHow To Talk To Your Kids About MoneyWelcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. Let’s face it—kids think money grows on trees, lives in your wallet, and magically appears every time you swipe a card. To them, an ATM is just a vending machine for grown-ups. “Why can’t you just go get more money?” they ask with the financial wisdom of a goldfish. And for most parents, talking to their children about money is about as fun as getting a root canal in the middle of an insurance seminar. But here...2025-06-1019 min
Mindset with Brad BarrettAre You Ready For A Recession?Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. Is the economy in a recession, or is it just having a dramatic moment like that one friend who "can't even" every time Mercury's in retrograde? You turn on the news and hear words like "downturn," "market volatility," and "tightening fiscal policy" — but all you really want to know is whether it’s time to start stuffing cash under your mattress or if you can still afford guac at Chipotle. Fear not, my financially anxious friends! 2025-06-0316 min
Mindset with Brad BarrettNavigating the Emotional Rollercoaster of Wealth and LossWelcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. When it comes to how our money affects our lives, let’s be real, it’s basically a game of emotional ping-pong where the ball is your sanity and too often the paddle is your poor decision making. One minute you hit the lottery and you’re buying gold toilets and Ferrari’s for your 50 closest friends, and the next you’re selling your kidney and the naming rights of your first-born son because you bet big on a meme c...2025-05-2721 min
Mindset with Brad BarrettHow To Protect Your 401k From A Market CrashWelcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. If your retirement dreams involve sipping margaritas on a beach, not clipping coupons in your basement bunker, then listen up—because nothing says “plot twist” like a stock market crash turning your 401(k) into a 201(k). One minute you’re picking out beachfront condos on Zillow, the next you’re Googling “how to live off ramen and government cheese.” But fear not! On this episode, we dive into the history of stock market crashes and unco...2025-05-2024 min
Mindset with Brad BarrettYou receive a million dollars…what do you do?Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. So, maybe you just inherited a million dollars, or you hit the lottery…either way—congrats! You're now officially rich enough to make terrible financial decisions in style. Before you go full yacht-shopping, start tipping baristas in gold doubloons, or invest in your cousin’s “guaranteed” llama-themed NFT startup, take a breath and pay attention. On this episode, we talk about how to keep that cash from disappearing faster than your relatives when it was your...2025-05-1317 min
Mindset with Brad BarrettIs A Financial Advisor Really Worth It?Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. Let’s face it—most of us have, at some point, looked at our bank account and thought, “Well, that can’t be right.” Managing money can feel like trying to solve a Rubik’s Cube blindfolded, while riding a unicycle... on fire. Enter the financial advisor: part money whisperer, part life coach, part magician (hopefully without the disappearing act). But with countless apps, YouTube gurus, and your cousin Dave who “knows a guy,” do you really need to pay someo...2025-04-2316 min
Mindset with Brad BarrettDo You Know What You’re Really Worth?Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. What is a human life truly worth? It’s a question that has echoed through history, from philosophical debates to courtroom arguments, insurance policies to ethical dilemmas. Too often, society tries to assign a dollar value to life. But is there something deeper beneath the market value of our body parts and potential earnings? On this episode, we’re exploring the true value of a human life, talking about what truly makes us valuab...2025-04-1620 min
Mindset with Brad BarrettHow To Build Wealth in Your TwentiesWelcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. So, you’re in your twenties—that magical time when you're expected to build a career, maintain a social life, drink enough water, and somehow understand the stock market, all while still Googling “what is a 401(k) and do I need one?” Well, fear not my financially confused friend. On this episode, we’re giving away free tips from the pros on how to start building wealth before your back starts hurting for no reason...2025-04-0925 min
Mindset with Brad BarrettDOGE: What Are They Doing And Should I Be Doing It Too?Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. In the vast wilderness of internet slang, "DOGE" has evolved from the playful face of a Shiba Inu grinning in Comic Sans to a powerful government agency with an ambitious quest to streamline federal operations. Is it a meme, a mission, or just a barking mad idea? On this episode, we’re diving deep into the world of government spending to find out what DOGE really is, what they are doing, and asking if t...2025-04-0216 min
Mindset with Brad BarrettLast-Minute Tax Tips To Avoid Deadline Day DramaWelcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. Ah, tax season—the time of year when we suddenly remember that we have absolutely no idea what we’re doing. If you’re reading this, chances are you’ve been expertly procrastinating, convincing yourself that “future you” would handle it. Well, guess what? Future you is now present you, and the tax deadline is breathing down your neck like an over-caffeinated IRS agent. But don’t panic! Before you start frantically Googling “Can I claim my cat...2025-03-2620 min
Mindset with Brad BarrettThe Four Best Investments You’ll Never Find on Wall StreetWelcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. Let’s be honest—if happiness could be bought, Jeff Bezos and Elon Musk would be doing cartwheels of joy down the halls of their private space stations. But here’s a secret: the best investments you can make in your life are free. Forget about stocks, real estate, or Bitcoin—today, we’re diving into the ultimate investment portfolio: the things money can’t buy that will bring you personal wealth. L...2025-03-1921 min
Mindset with Brad BarrettCan I Build Wealth Using Debt?Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. Debt has a bad reputation—kind of like that one friend who always insists on splitting the bill evenly even though they ordered the lobster, filet and three desserts. But what if I told you that, just like that friend, debt isn’t all bad? In fact, when used wisely, it can actually help you build wealth instead of draining your bank account. No, this isn’t some financial dark magic or a get-rich...2025-03-1225 min
Mindset with Brad BarrettHow to Build lasting WealthWelcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. So, you want to build wealth, but don’t have a rich uncle or the winning Powerball numbers? Don’t worry—you don’t need to invent the next iPhone or marry a millionaire (though, hey, no judgment if you do). Pay attention as walk through a road map to grow your money without selling a kidney or living on instant noodles for the rest of your life. Listen Now! 2025-03-0521 min
Mindset with Brad BarrettIs Your Emotional Mindset Sabotaging Your Investments?Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. Investing is a lot like dating—make decisions based on emotions, and you’ll probably end up broke and heartbroken. One minute, you're in love with a stock, looking to setting down forever; the next, you're panic-selling and running for the hills. If your portfolio has more mood swings than a reality TV star, you’re going to want to watch this week’s episode where we take a hard look in the mirror and...2025-02-2626 min
Mindset with Brad BarrettMLB Mega Contracts. Investing Lessons from Baseball’s Biggest Paydays!Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. The days are getting longer, the birds are starting to sing, flowers are blooming. That can only mean one thing…MLB spring training is here. Yes, another year of America’s favorite pastime and another year of big money mega contracts. The idea of signing a multi-million contract is laughable to most of us and completely unrelatable. But hidden in these jaw-dropping deals are some surprisingly practical money lessons. So, grab a hotdog and a cold one and...2025-02-1924 min
Mindset with Brad BarrettIt’s Your Money! Hold On To More Of It With This Need To Know Tax InfoWelcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. Each week, we’ll be airing a new episode, talking about all kinds of different topics that will help us unpack the truth around how we think, feel, and ultimately act with our finances. On this week’s episode: Investing is all fun and games until tax season rolls around and the IRS reminds you they’re your silentbusiness partner. Whether you made bank or just enough to buy a fancy coffee, Uncle Sam wants his cut—because...2025-02-1223 min
Mindset with Brad BarrettWhat You Need To Know About Trump’s Proposed TariffsWelcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. Each week, we’ll be airing a new episode, talking about all kinds of different topics that will help us unpack the truth around how we think, feel, and ultimately act with our finances. On this week's episode: During the 2024 election race, newly inaugurated President Trump made a lot of noise talking about all the tariffs that he wants to slap on the countries that aren’t the U.S. As the word “Tariffs” buzzed around media outlets...2025-01-2218 min
Mindset with Brad BarrettExpert Predictions for 2025It's our second episode of 2025, and if you're anything like us, you're starting the year with one simple goal: get rich or, at the very least, get slightly less broke. Will the markets soar like your optimism after one good week at the gym, or will they tank like your enthusiasm for salads by February? Only time will tell. So, grab your coffee, your spreadsheets, and maybe a stress ball, because today we’re diving into what 2025 might have in store. To schedule your complimentary retirement track review, head to https://onecapital.com. You...2025-01-1528 min
Mindset with Brad BarrettDo Presidential Elections affect the Stock Market?Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. Each week, we’ll be airing a new episode, talking about all kinds of different topics that will help us unpack the truth around how we think, feel, and ultimately act with our finances. It's our first episode of 2025, and if you’re anything like us, you’re still trying to recover from one of the craziest presidential elections of all time. There’s a lot of uncertainty swirling around the country, especially in the finance world. A lot people h...2025-01-0821 min
Pension AttentionLA Dodger, Shohei Ohtani's $7M Contract (What We Can Learn)Having the right team around you, matters... especially when it comes to our money. Today, Brad breaks down the 7 million dollar contract Shohei Ohtani signed with the LA Dodgers this off-season. The way it is structured will shock you… but there is much we can learn about planning for the future. Listen Now! Show Highlights Include: The Largest MLB Contract In History. (2:10) Age Is Only A Number. (4:55) It's Hard To Beat The Team Approach. (6:48) Taxes Are At The Top Of The List. (12:01) What Is Your Batting Average? (15:50) To schedule your free retirement tracking meeti...2024-04-0418 min
Pension AttentionCompound Interest, "The Grain Of Rice Fable”Dating back to the 13th century, the "Grain of Rice" fable has long been told in order to teach the simple concept of compound interest. Today, Brad shares this important tale and how it relates to the Rule of 72. You don't want to miss this tried and true investing tip! Listen Now! Show Highlights Include: The Grain Of Rice. (2:50) Seeing The Light. (7:27) Why You Should Think Long-Term. (9:05) Even If The Truth Hurts. (11:01) The Rule Of 72. (12:47) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or ca...2024-03-2717 min
Pension AttentionPerception vs Interpretation on the EconomyPerception and interpretation are very different… and when it comes to the economy, these can get very convoluted. Those who are more optimistic may see a more promising year and those who are more pessimistic could be more skeptical. On today’s show, Brad breaks down the famous and ambiguous illustration of the Duck and Rabbit, and how we should be looking at the economy as a broader picture. Listen Now! Show Highlights Include: The Duck / Rabbit Picture. (1:23) A Promising Or Struggling 2024 Economy? (3:41) The Perception Of One, Voids The Other. (5:35) We Must Look At...2024-02-0812 min
Pension AttentionMoney Solutions For EvolutionThe evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. Today, Brad discusses where we are versus where we have been when it comes to retirement, reminding us all that our age does not really matter. Listen Now! Show Highlights Include: Age Is Just A Number. (1:40) Looking Back To See Forward. (4:25) Breaking Down A Legged Monster. (10:41) Contribution, Prevention And Delegation. (14:39) It’s Not Your Grandma’s Retirement Any More. (20:22) To schedule your free ret...2024-01-2421 min
Pension AttentionBudget Spending and The 2024 ElectionWith 2024 comes an election year, and a top concern for many of us will be the economy. However, the big question will be... “Will there be any clear answers to what is broken?”. Today on the show, Brad paints a clear picture to what has happened over the course of a few years regarding government spending and reminds us to look in the mirror and put our own money in perspective. Listen Now! Show Highlights Include: Cats And Dogs. (1:15) A Spending Rundown. (3:25) Budget Battles. (6:32) Looking Into The Mirror. (9:46) It’s Going To Get Hot An...2024-01-1817 min
Pension AttentionWhat To Look For In 2024With 2023 behind us, it is always good to reflect on the year we had but more importantly what lies ahead in 2024. On the first show of the new year, Brad talks what the "experts" got right and what they got wrong in 2023... reminding us that no matter how this year turns out, we must ask ourselves, "Can my portfolio weather a storm?". Listen Now! Show Highlights Include: Tiger Woods Was Not A Winner. (1:42) Is Your House In Order? (6:04) Experiencing Bear Markets Gets Easier. (10:15) What Dominates Your 50,000 Thoughts? (12:44) Can Your Portfolio Weather A Storm...2024-01-1015 min
Pension AttentionA Little Different Christmas StoryWe have all heard the true story of Christmas... The Savior, Mary and Joseph, the stable and wise men, but there is a different way to look at it. Today on the show, Brad sheds light on the In Keeper who only had a stable for for Mary and Joseph. This new perspective may surprise you! Listen now. Show Highlights Include: The Story Of Old. (1:38) An Abuse Of Power. (4:23) Love Conquers All. (6:25) A Great Reset. (8:10) Focus On The Good. (11:15) To schedule your free retirement tracking meeting, specifically for first responders, head to ht...2023-12-2112 min
Pension AttentionWhat The Fed Should Do In 2024Where are you in your financial world? Are you looking to buy or sell? These have different pain points regarding current interest rates. However, making sure we take a global view as it relates to how those rates got here and where we are going, may be a great perspective. Today on the show, Brad discusses what the Federal Reserve should do in 2024 as it relates to the broader economy. Listen now. Show Highlights Include: Neutral Or Natural Rates? (2:20) It Is NOT Time To Claim Victory. (6:10) Remember Mark To Market Accounting? (8:39) Looking Behi...2023-12-1315 min
Pension AttentionDiscover The Purpose Of Your MoneyIt is easy to get caught up with current events going on around the world and even what is going on in the markets. With information at our fingertips, distractions are an every day occurrence… the same goes with our money. Today, Brad’s challenges us to think about and discover the purpose of our money as it relates to our investments, retirement and the goals we set out to achieve. Listen now. Show Highlights Include: The Screwtape Letters. (1:34) Stay In Your Lane. (4:10) If You Quit Working Tomorrow. (7:12) Like A Ride At Six Flag...2023-11-2921 min
Pension AttentionPrice Is NOT Always About Dollars & CentsWe have all heard the phrase, “Nothing Is FREE”. But not all prices appear on labels… in particular the markets and volatility. On today’s show, Brad helps us better understand volatility, value and managing the long run when it comes to our money. Plus, he offers a FREE gift! Listen Now! Show Highlights Include: Diversification Matters When Things Are Overbought. (4:03) When GE Sold For Scraps. (6:20) Sit Back And Let Your Money Compound. (10:17) The World Is Never That Nice To Us. (14:02) Are You Planning To Live Only 2 Years In Retirement? (16:26) T...2023-10-3120 min
Pension AttentionVariability Is The Spice Of LifeMost people try to avoid any situation that is volatile because they generally involve risk. But when it come to investing, it could be misleading to believe volatility equates to risk. In today’s show, Brad discusses this topic of variability in a story driven way, plus educates all of us on how to filter the financial “noise” we hear every day. Listen now. Show Highlights Include: Avoiding Risky Volatility. (2:06) Your Time Horizon May Be Short. (4:47) The Story Of “Mr. Market”. (6:38) Don’t Become Part Of The Herd. (10:23) There’s A Laundry List Of Risk. (11:3...2023-10-1914 min
Pension AttentionTips To Becoming A Successful Financial CoupleDid you know that 1 in 5 married couples say that finances is the greatest issue they face in their relationship? Money and finances can be a very uncomfortable topic for many couples, but there is hope. Today on the show, Brad shares 5 tips to becoming a successful financial couple. Listen now. Show Highlights Include: Financial Incompatibility Is A Thing. (2:53) More Often, One Is In The Dark. (6:03) Prioritize Your Tomorrow. (7:37) Embrace The Hard. (8:50) Time Is Your Greatest Commodity. (10:46) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ o...2023-10-1313 min
Pension AttentionVolatility Is Neither Good, Nor BadAs we move into the 4th quarter of 2023 and take a look back on the year, the word “Volatility” stands out like a giant billboard sign. But what if volatility was not as bad as it is made out to be? On today’s show, Brad defines, measures and brings context to volatility, reminding us that today’s concerns are tomorrow’s past. Listen now. Show Highlights Include: The Word, "Context". (1:58) The Definition Of Volatility. (5:25) Measuring Volatility. (6:47) Not Good, Not Bad... It Just IS. (10:36) Today's Concerns Are Tomorrow's Past. (12:49) To schedule your free reti...2023-10-0614 min
Pension AttentionThe Price For AdviceHow much would you pay for advice? Oddly enough, many people will spend large sums of money on people and things, hoping to improve their lives but will focus less on financial advice. Today, Brad breaks down the 3 components of wealth management and discusses how our own biases can hold us back when it comes to return on investments. Listen now. Show Highlights Include: An Open Heart. (1:53) Where The Rubber Meets The Road. (4:45) Quantifiable & Unquantifiable. (6:42) Wealth Management Has 3 Legs. (12:31) Guidance When It is Needed Most. (18:51) To schedule your free retirement tracking meeti...2023-09-2626 min
Pension Attention6 Myths About Life InsuranceThere are a lot of misconceptions when it comes to life insurance and for some it can be an uncomfortable subject matter. However, with September being life insurance month, now is a great time to discuss it with your financial advisor or professional. On today’s show, Brad discusses 6 myths around life insurance, as well as how to use it, when to use it and for whom may need it. Listen now. Show Highlights Include: 2 Paths To Needing Life Insurance. (2:59) Are You Old Enough? (5:02) Investment VS Expense. (6:07) Is Group Life Sufficient? (9:39) What About P...2023-09-0716 min
Pension AttentionIf You Lose A Loved One: Brad's ChecklistWhen we lose a loved one, making the grieving process less painful is challenging. There are many decisions to be made and it can be a daunting task. Today, Brad shares a helpful checklist that could help us all manage the grief we may go through when someone we care about, passes away. Listen now. Show Highlights Include: Rationalizing Grief. (2:48) The Emotional Checklist. (4:59) How Insurance Can Come Into Play. (7:40) Bill Related Financial Affairs. (9:18) Do Not Do These Things. (11:13) To schedule your free retirement tracking meeting, specifically for first responders, head to http...2023-08-2314 min
Pension AttentionMoney, Emotions and Love For LahainaAfter the recent and tragic events in Lahaina, Hawaii, Brad reflects on his time living on Maui and the rush of emotions that has flooded his family's mind. Today, Brad reminds all of us how money is not always rational and if we lose ourselves emotionally when it comes to our finances, it could be a detriment to our overall financial journey. Listen now. Show Highlights Include: Love For Lahaina. (2:15) When Was The Last Time You Thought About Money? (4:17) Fear and FOMO. (11:06) Did Someone Say Oreos? (14:17) Money Is Not Always Rational. (17:05) To sc...2023-08-1619 min
Pension AttentionQuestions Your Advisor Should Be Asking YouPeople are behavioral beings and many times we bring our behaviors into our financial life, which could hurt us in the long run, causing us to make wealth destroying decisions. Today, Brad reveals 6 questions your advisor should be asking you, encouraging us all to have open dialogue with those helping us with our finances so we can protect what we have worked so hard for. Listen now. Show Highlights Include: Our Brains Have What? (1:54) What Do You Have And Why Do You Have It? (6:01) Our Objectives Change Over Time. (8:20) Budgeting Is For Fool...2023-08-0919 min
Pension AttentionA Clinic On, "RECESSION"Recession has been a looming word over the past year or so and by now many have become a bit numb to the topic. However, there are a couple of interesting theories around recessions and how they relate to our finances. Today, Brad gives some education, background and history when it comes to recessions and how it relates to mortgages, Wall Street and more. Listen now. Show Highlights Include: This Is One Generation Away From Extinction. (3:03) Austrian vs Keynesian School Of Thought. (4:10) An Economic Black Hole. (8:35) This Is Up 121 Billion Dollars! (9:53) It's All Ab...2023-08-0214 min
Pension AttentionIs A.I. Taking Over Your Investments?A current buzzword in the media as it relates to money and investments is Artificial Intelligence. Right now, the Magnificent 7 (Meta, Google, Amazon, Apple, Microsoft, Tesla and Nvidia make up 28% of the S&P 500 value. This is unprecedented. Today, Brad breaks down what this could mean for your investments and the future going forward. Listen now. Show Highlights Include: The Gold Rush And A.I. Have This In Common. (4:27) What Is The Magnificent 7? (7:57) Companies Who Mention A.I. Get A Boost. (10:02) Are We In An A.I. Bubble? (12:38) Be The Merchant Rather Than...2023-07-2518 min
Pension Attention3 Financial Life Phases: Which One Are You In?Like the changing of seasons, financial planning has patterns. In fact, there are 3 phases in life all of us will go through when it comes to our financial journey. Knowing where you are in yours could help you plan much better. On today's show, Brad shares the 3 financial phases, hoping you will discover which you are in so you can move toward financial freedom. Listen now. Show Highlights Include: Financial Planning Is Like The Changing Seasons. (2:10) The Build And Grow Phase. (8:25) The Transitional Phase. (9:45) The Distribution And Deployment Phase. (11:57) Always Plan For The Ne...2023-07-1215 min
Pension AttentionWhy Treasury Bills & Treasury Bonds MatterIs there any investment that is "Risk Free"?... Not exactly. However, there are options out there that are not the most "sexy" but have much lower risk, which could be appealing to some investors. On today's episode, Brad shares the differences between Treasury Bills and Treasury Bonds, plus how to purchase them and why they could be a great addition to your portfolio. Listen now. Show Highlights Include: Bonds Run The Market. (2:23) A Spoiled 15 Years. (5:25) Where Are The Risk Free Rates? (6:39) How To Purchase Treasury Bills. (9:17) Treasury Bills vs Treasury Bonds. (12:28) To...2023-07-0617 min
Pension AttentionFinancial Freedom Is About Income.If the things you thought were true were actually wrong... when would you want to know? With regards to finances, misconception can cause costly consequences. In today's episode, Brad explains how your financial freedom rests on understanding WHAT you are doing with your money and WHY you are doing it. Listen Now! Carrying Around Half Truths. (1:44) Money Is Like Water. (5:05) Financial Security vs Financial Freedom. (8:52) Building Passive Income With Value Investing. (11:43) Do Not Fail To Understand This. (13:14) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or cal...2023-06-2816 min
Pension AttentionAm I Going To Be Okay In Retirement?Many of us stress about where we will be financially in retirement and often ask the question, "Will I have enough to last?"... What it takes to protect what you save for retirement can be quite simple. Today on the show, Brad shares 5 things that could help everyone achieve their retirement planning goals, reminding us that it is not WHAT you own but HOW you own it. Listen now. Show Highlights Include: Just Answer With A YES! (2:57) Protecting What You Save. (4:08) Have An Income Plan. (5:59) Work Out Your Health Care Options. (8:50) Public Enemy...2023-06-2116 min
Pension AttentionThe History of U.S. DEBT: A TimelineWith continued media buzz around the U.S. debt ceiling, it has many people concerned but also short-sighted about how long the U.S. has actually been in debt... and if we as a country are in trouble when it comes to the debt we are holding. In today's show, Brad takes us through a historic timeline of the U.S. federal debt going back to our independence in 1776. The details are fascinating. Listen Now! Show Highlights Include: The Timeline Of U.S. Debt. (2:24) What Brad Is Concerned About. (6:25) Context Matters Around Th...2023-06-0811 min
Pension Attention5 Alternative Places To Put Your CashFor most of us, the only place we hold our cash is in a bank... because that's what most of us know. But what if there were some alternative places to put your cash? The answer is: There are 5. In today's show, Brad shares 5 places you can hold your cash that could provide very positive returns. Listen now. Show Highlights Include: What Does Your Bank Balance Really Mean? (1:57) FDIC Suite Programs. (3:57) Money Market Mutual Funds. (4:43) Are Treasuries Still A Thing? (6:25) Short Term Bonds Baby! (7:38) Whoa, Whoa, Whoa... Stocks? (8:45) To schedule your free re...2023-05-3113 min
Pension AttentionWhen To Jump Into The MarketWith the debt ceiling conversation leading the news AGAIN, and with volatility running amuck, it has many people asking the question... "When should I get into the market?" On today's show, Brad shares his take on when to get into the market and his answer may not be what you expect. Listen now. Show Highlights Include: Surf's Up When Investing. (2:10) Volatility Can Be Your Friend. (5:23) No One Grows Wealth By Sitting On The Sidelines. (8:14) Paying Rent To The Risk Taker. (9:45) Bears Are Smart, Bulls Make Money. (11:05) Learn From Your Mistakes, Or Repeat Them...2023-05-2517 min
Pension AttentionA Money Conversation With My 93 Year Old GrandfatherWithin the next couple of decades, the largest transfer of wealth will occur in generational history. What we can glean from those born between the 1920's and 1960's is immeasurable. In today's show, Brad shares his very vulnerable conversation he recently had with his 93 year old grandfather and what we can all learn about money from those who came before us. Listen now. Show Highlights Include: The Difference In Having Money At 18 Versus 93. (3:56) When Money Goes From A Stressor To A Comfort. (8:02) What Brad's Grandfather Would Say To A Young Person Today. (11.50) The L...2023-05-1724 min
Pension AttentionRecession Proof, Your RetirementWe have been on the cusp of a recession for quite some time. Some would say we have been in a recession for awhile... No matter if we are or we aren't, these talks make the headlines daily. But, does it change what most of us already know about the economy? In this episode, Brad shares 3 things to recession proof your retirement in whatever stage of life you are in, reminding us it is better to be proactive versus reactive. Listen now. Show Highlights Include: Recessions Are Called In The 11th Hour. (3:58) Th...2023-05-1015 min
Pension AttentionThe DEBT Ceiling Conversation Is BACKThe debt ceiling conversation always seems to be on the news rotation. Although there will be rhetoric and brinksmanship attached to these headlines, there is always more to the story. In today's episode, Brad gives a short history lesson on debt and shares an in depth look of what is really going on. Listen now. Show Highlights Include: When Debt Did Not Exist. (2:16) Paying Off The Mortgage May Not Be The Best idea. (5:08) We are Not Interested In A Company Without Debt. (9:12) The Trillion Dollar Question. (13.58) Debt Is The Symptom Of The Diseas...2023-05-0319 min
Pension AttentionTime, Money and FreedomMany of us battle our emotions as it relates to the decisions we make regarding our money. Unfortunately, this can lead to wealth destroying outcomes. In today's episode, Brad discusses the concept of Time and Money and how together they could equal Freedom. Listen now. Show Highlights Include: Investing Is 10% Intellect And 90% Emotions. (1:34) Concepts Learned From High Net Worth Individuals. (5:20) Any Solid Plan Has This 3rd Grade Math Equation. (11:09) Get Paid For Decisions, Or Pay For Decisions. (16:34) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensio...2023-04-2618 min
Pension AttentionMarket Cycles Change Like The SeasonsWith Spring in the air, it is a good reminder that just like seasons change, so do market cycles. So, it is important not to get caught up in media rhetoric or social media hype when it comes to our investments and the market. In today's episode, Brad gives us a great analogy on seasons and investing and how we should be careful not to get lost in the current season of the market but be prepared for the next one. Listen Now! Show Highlights Include: Bear Markets vs Bull Markets. (1:54) Market C...2023-04-1911 min
Pension AttentionThe State Of The U.S. DollarIf you have been listening to the current headlines, the state of the U.S. dollar has been a large topic of discussion and the question commonly asked is... "Will the world ditch the U.S. dollar?" In this week's episode, Brad gives a short history lesson on the world's currency, plus the "What if..." scenario in regards to the U.S. dollar. Listen now. Show Highlights Include: The Bretton Woods Agreement. (1:49) What is BRICS? And is it flawed? (3:58) The "What if?" Scenario. (6:55) Whatever The Case, Diversify & Rebalance. (9:16) To schedule your free...2023-04-1310 min
Pension Attention4 Reasons Your Retirement Will ChangeIf we all stopped to think about who we were ten, five, even one year ago, we could all probably agree that we have grown and perhaps changed in certain ways. This also goes with our retirement planning. In today's episode, Brad discusses life's changes, how we adapt and more importantly, how our mindsets may change about our retirement. Listen now. Show Highlights Include: Life Never Stops. (1:20) Your Retirement Reality. (5:28) What Is Your Financial Identity? (9:20) Life Finds Away To Get Messy. (14:33) As The World Changes, We Adapt. (16:40) Wealth Is About Having Options. (19:27) To...2023-03-3020 min
Pension AttentionThe Value Of An Advisor During Market TurmoilIt is interesting how many of us improve our lives with different types of coaching, counseling or advising. However, many do not consider these when it comes to our money. In today’s episode, Brad shares 3 pillars of advice when it comes to finances and why having a financial advisor is so important during times of market turmoil. Listen now. Show Highlights Include: A Vanguard Study. (3:35) Pillar 1 - Portfolio Construction. (5:10) Pillar 2 - Wealth Management. (7:12) Pillar 3 - Behavioral Coaching. (8:34) Worry And Concern Are Not The Same. (11:58) To schedule your free retirement tracking meeting...2023-03-2217 min
Pension AttentionWhat the SILICON VALLEY BANK Means to Your InvestmentsLast Friday, The Silicon Valley Bank collapsed and became the second largest bank failure in U.S. history. With the news media in a frenzy, this event has many individual investors wondering how it will affect their money. In today's episode, Brad discusses Charles Schwab's company statements and what this bank collapse means for many of us. Listen now. Show Highlights Include: Charles Schwab The Custodian. (2:28) Breaking Down The Silicon Valley Bank Collapse. (7:19) Where Will the Cash Go? (11:20) One Capital Management's Conclusions. (13:31) Worry vs Concern. (15:41) To schedule your free retirement tracking meeting...2023-03-1418 min
Pension Attention"Real Talk" About INVESTINGInvesting has its ups and downs and for many, it is difficult to navigate the landscape. Understanding the investment "playbook" can be a challenge but it can be done with discipline. In today's episode, Brad "gets real" about investing by sharing some of his personal journey, plus things to understand about your past that could create a better future for yourself. Listen now. Show Highlights Include: When Investing Clicked For Brad. (2:04) Remember The Past, But Don't Forget Your Future. (5:02) The Hustle Versus The Muscle. (8:08) Winning The Lottery. (10:27) Wanting Results Without The Work. (14.42) To...2023-03-0718 min
Pension Attention1st Quarter Financial Playbook 2023There is much to learn from 2022 as it relates to the 1st quarter of 2023. In doing so, our brain trust here at One Capital Management has completed the first quarter financial playbook. In this episode, Brad reveals interesting data points in the first part of this year which could come as a surprise... some good and some bad. However, we must remember that staying the course is key in order to having a strong portfolio. Listen now. Show Highlights Include: Global Capital Markets Behave! (4:18) How To Get Paid For Fixed Income. (7:29) Let's Tal...2023-02-2224 min
Pension AttentionTAX Season Is In Full SwingIt's everyone's favorite time of the year... TAX SEASON! And for some, tax season presents many challenges... some old and some new. But there could be light at the end of the tunnel. In this episode, Brad shares 3 very important frames of reference you should be discussing with your tax preparer. Plus, a little reminder of why we pay income tax in the first place. Listen now. Show Highlights Include: Did The 16th Amendment Make Sense? (2:21) Know These 3 Frames Of Reference. (5:58) The Difference Between Conversion And Contribution.(11:09) What's The Deal With Marginal Tax...2023-02-1519 min
Pension AttentionCash is KINGWhy do many people feel more secure holding onto cash? Is it upbringing or something learned from someone else? What if you were told that holding your cash could be costing you money? In this episode, Brad discusses what you can do if you are sitting on cash and the options you have to make it to work for you. Listen now. Show Highlights Include: Getting Paid For Cash. (4:45) The Gold Standard Removed. (8:20) You Are Getting Wrecked.(10:30) Let's Play The Game Of The Banks. (13:50) What Is The Cost Of Safety? (16:20) To schedu...2023-02-0719 min
Pension AttentionWhat To Know About The Budget DeficitOne of the largest financial topics hitting the media today is the budget deficit. Currently, it is on an unstable path but being careful not to fall for false narratives is important. So, what should we do? In this week's episode Brad gets to the root of the problem as it relates to the debt ceiling, as well as government spending and shares 5 key facts that impact stock prices. Listen now! Show Highlights Include: The Unstable Budget Deficit. (2:15) What Is The Root Of The Problem? (3:28) Don't Fall For False Narratives. (5:45) How Government Ove...2023-02-0219 min
Pension AttentionThe Weight Of MoneyIf the U.S. dollar bill weighs 1 gram, why does it weigh so heavily in our hearts?... And, how does it have so much power over our personal lives? In today's episode Brad discusses how we can can control our outlook on currency. Plus, he shares some myths about millionaires and what makes them extraordinary. The answer may surprise you. Listen now. Show Highlights Include: Facts About Money That May Shock You. (3:10) The Kardashian Effect. (7:15) Comparison Is The Thief Of Joy. (11:15) Myths About Millionaires. (12:55) What Makes Millionaires Extraordinary? (17:12) How Much Does Money Weigh...2023-01-2524 min
Pension AttentionInvesting Is A REBALANCING ActThe Flying Wallendas were a group of stunt performers that were made famous for their tightrope walking, high-wire acts. But, their notable walks weren't the only reason they were successful. In fact, some would say it was their preparation. In this weeks episode of Pension Attention, Brad explains why planning coupled with "actively waiting" can be a recipe for successful investing. Listen now. Show Highlights Include: The Wonder And Preparation Of Nick Wallenda. (2:55) It Is Time To Watch The Grass Grow. (6:50) Companies Are On Sale And Prices Will Follow. (9:03) It Is A Wise...2023-01-1722 min
Pension Attention3 Biases That Impact Your InvestmentsOur emotions can affect many facets of our lives, especially our money. Unfortunately, emotional investing could devastate your portfolio even if you have good discipline. In this episode, Brad exposes 3 biases that negatively impact our investments and the keys to identifying them. Listen now. Show Highlights Include: The Difference Between The Brain And The Stomach. (5:50) 3 Biases That Impact Your Investments (8:35) What Is Group Think? (12:15) Neglecting A Probability. (16:20) Watch Out For The Anchoring Bias. (18:32) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805...2023-01-1022 min
Pension AttentionThe 2023 Housing Outlook and 10 Money Rules to Live ByFor the past two years, the housing market has been a roller coaster ride. We have seen interest rates drop and prices soar to levels not seen in years and subsequently, rise and fall in the same fashion. Which brings us to the beginning of 2023... So, what happens now? In today's episode, Brad gives us a housing outlook on the year, which may not be what you would expect. Plus, 10 money rules to live by to jumpstart your new year. Listen now. Show Highlights Include: Road Trips Are A Commodity (3:23) Summing Up A...2023-01-0522 min
Pension AttentionWhy Men Wait To Christmas ShopWhy do so many men wait until the last minute to do their Christmas shopping compared to women? Although not meant to generalize gender stereotypes, there is interesting, yet humorous research on this topic. In today's holiday episode, Brad takes us through a fun article that tackles the subject of why men procrastinate with last minute shopping and how it relates to procrastination when it comes to our financial planning. Listen now. Show Highlights Include: The Holiday Shopping Study. (3:20) Why Do Men Procrastinate? (7:47) The Value Of What We Give. (9:15) Money Is The Ess...2022-12-2222 min
Pension AttentionNever Outrun a BEAR MARKETPredicting stock values is tough for anyone at any time of year, but after a year like 2022, it can be even tougher. As we head into 2023 with a bear market on our heels, it can make many of us panic. In this week's episode, Brad shares his knowledge on what we should and should not do when faced with a bear and how having a solid team of support gives the best chance for success. Listen now. Show Highlights Include: Can We Predict Stock Values For 2023? (2:45) Should You Keep Investing? (6:10) More Rate Hik...2022-12-1317 min
Pension AttentionYear End Checklist 2023It has been quite a year... and for many people, there is still uncertainty when it comes to the economy and looking toward 2023. However, many of us can misinterpret what we read and hear as it pertains to economic data points. In today's episode, Brad breaks down those important data points and shares his 2023 planning tips, encouraging us all to not get captured by our own narrative. Listen now. Show Highlights Include: Accessing Information At Our Fingertips. (1:42) Recession Outlook, Recovery And Shinsplints. (3:35) Misinterpreting Media Data Points.(7:18) Do Not Get Captured By Your Own...2022-12-0620 min
Pension Attention4th Quarter Financial Playbook 2022We are nearing the end of the fourth quarter in 2022 and we have learned quite a bit this year. Inflation is high, the stock market has been bonkers and unemployment is low. And for many, the fear of the unknown still lies ahead. In this episode, Brad reveals interesting data points in this latter part of the year which could come as a shock... some good and some bad. However, we must remember that discipline wins out, even over our own motivations. Listen now. Show Highlights Include: Sweeping Conclusions Of The Economy (3:20) In...2022-11-2923 min
Pension AttentionMidterm Investing After Midterm ElectionsAs the dust settles from the midterm election, we are no further in completely understanding where the market will turn. This has many asking the question: What will the market's performance be following peaks in inflation? In this episode, Brad gives a historical lesson on the fourth quarter following midterm elections as it relates to the market. The data may surprise you! Listen now! Show Highlights Include: Midterm Elections And A Fourth Quarter History. (2:18) Performance Following Peaks In Inflation. (4:42) The U.S Economy Is In A Strange Place.(7:30) We Are The Market. (13:01) Does...2022-11-0921 min
Pension AttentionWorried About Your Investments?If you are worried about your money heading toward retirement, you are not alone. A popular poll suggests that 77% of pre-retirees are worried about a recession. On today's podcast, Brad takes us through some very eye-opening stats that may not sit well with everyone. However, we are reminded that it is much worse in our imagination and that having a plan and staying disciplined is the key. Listen now. Show Highlights Include: Waiting Is Hard But Regret Is Worse. (3:10) Beneath The Chaos, Is Simple Truth. (5:53) You Have EARNED Your Pension.(8:08) These Stats May...2022-10-2523 min
Pension AttentionInvesting and Baseball: The Umpire of EconomicsIt is October time to crown a new champion in baseball. But what do baseball and investing have to do with each other? With continuing discussion of whether or not the U.S is in a recession, we must go to the umpire for the answer. In this episode, Brad introduces us to the umpire of economics and discusses the recession debate, reminding us to continue looking forward. Listen now. Show Highlights Include: The Legendary Bill Clem (3:07) Who is the Umpire of economics? (5:13) How Long Do Recessions Last? (9:18) The Market Looks Forward. (14:25) Findi...2022-10-1820 min
Pension AttentionDiscount STOCKS and How YOU Should Treat ThemWho doesn't LOVE a discount?... Of course, all of us do but do we treat a "sale" on our investments the same way we treat everyday items at the stores we shop? In today's episode, Brad challenges us to rethink how we approach discount stocks, keeping a clear perspective on our future whether still working or in retirement. Listen now. Show Highlights Include: Does Your Home Trade Like The Stock Market? (2:36) It Is The Water That Gets INTO The Boat. (4:31) How Do You Value A Discount?(5:46) Remember These Buffett Rules. (10:52) The Plan Dicta...2022-10-1118 min
Pension AttentionDon't Worry, It Will Be Okay!It has been a long 9 months so far this year, and many of us are not only tired... we are exhausted with the economy. But we cannot get discouraged. In this episode, Brad looks back at where we have come in 2022, looking at the third quarter of this year, reminding us that much of what has transpired is systemic and that it will be okay. Listen now. Show Highlights Include: Reiterating A Recession (2:44) The Interesting Thing About Inflation (5:40) We Are Not Overvalued (9:35) Are We Going To Be Okay (12:01) Pain Has Meaning (13:10) To sche...2022-10-0416 min
Pension AttentionToday's Market and the PSYCHOLOGY of MONEYIt seems like there is no end in site when it comes to today's market volatility and it is challenging for many people to keep their emotions in check. But how do we do that? In this episode, Brad takes us on a journey of the psychology of money and teaches us that how we act matters more than what we know. Listen now. Show Highlights Include: We Have A Hangover (2:20) Federal Tax Hikes (5:05) How We Act Matters More Than What We Know (8:33) Managing Emotions (15:30) The Stock Market Is Not The Economy (17:11) Knowing...2022-09-2728 min
Pension AttentionThe State of the MARKET and What to ExpectThe current bear markets have many people scratching their heads but what is really going on... and when will it recover? In this week's episode, Brad takes a step back and gives us a clearer picture of what is affecting the current markets and what we can do with our investments in the meantime. Listen now. Show Highlights Include: The Raising Of Short Term Interest Rates (2:43) Emotions In The Market (5:28) Hangovers Are Not Permanent (6:58) Inflation And Basketball (8:02) M2 Growth (11:10) The Fed Thinks They Know Best (12:58) To schedule your free retirement tracking meeting...2022-09-2018 min
Pension AttentionWhat Rob Gronkowski Can Teach Us About Saving MoneyFour-time, NFL Super Bowl champion, Rob Gronkowski will most likely become a first ballot hall of fame recipient. However, beyond the titles, records and prestige, the "Gronk" did something unprecedented with his money... He never spent a dime of his NFL earnings. In this episode, Brad shares what lessons we can all learn from the Gronk, when it comes to SAVING MONEY. Listen now. Show Highlights Include: Big Spenders Live For The Now (4:15) K.I.S.S. (11:37) Definition Of Necessity (13:40) Record Of Spending, i.e "BUDGET" (16:10) Frugality and Behavioral Traits(17:53) Source: https...2022-09-1322 min
Pension AttentionHow To PROTECT Your Portfolio From VOLATILITY Living in this current volatile financial climate has many Americans nervous and on edge. However, protection is achievable but it is going to take strategy and discipline. In this episode, Brad shares a few key strategies to better equip you with the protection you are looking for when it comes to your financial portfolio. Listen now. Show Highlights Include: Our Outlook Has Not Changed. (2:04) We Have Been Spoiled. (4:05) Stress Test Your Portfolio.(6:01) Maximizing Your Savings. (9:06) Splitting Your Nest Egg. (10:52) Be Ready For Anything. (13:50) To schedule your free retirement tracking meeting, specifically for first...2022-09-0617 min
Pension AttentionThe Good, The Bad, The UglyWith many political moves coming out of D.C, there has come an abundance of skepticism as it relates to the economy. However, we should do our best to stay positive. In this week's episode, Brad gives us the good, bad and ugly as we navigate through these uncertain times. Listen now. Show Highlights Include: Inflation Reduction Act Means: TAX HIKES (3:01) No Buy Backs? (6:17) Revenue Projections (9:04) Navigating The Landscape (10:55) Keeping The "Long Term" In Focus (14:26) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call...2022-08-3017 min
Pension AttentionStaying The COURSE In This Climate Of VOLATILITYAs we have all experienced, 2022 has been a whirlwind of volatility as it relates to our money and investments. So the question becomes: Should I keep investing during these uncertain times? In this week's episode, Brad takes us through a few key measures in order to keep all of us focused and disciplined on staying the course. Listen now. Show Highlights Include: Feeling Queezy? (2:29) Tying Your Shoes Correctly. (5:18) Know Your Income Score.(7:39) Understanding Investment Timeframes. (10:35) Filling Your Buckets. (14:22) Get More Active With Your Money. (16:05) To schedule your free retirement tracking meeting, specifi...2022-08-2320 min
Pension AttentionFinancial PLAYBOOK 2022It is always a good thing to look back at where we have come, but even better to look where we are going. 2022 has been a whirlwind when it has come to market volatility but not all is negative. In this week's episode, Brad discusses the One Capital Management playbook he and other advisors have put together in order to inform and educate all of us about what has happened financially this year and where we are headed going into 2023. Listen now. Show Highlights Include: Behavior of Capital Markets. (3:57) Bonds Are Not Se...2022-08-1622 min
Pension AttentionThe Money MYTHS We Tell OurselvesMany believe that if they just had more money, their problems would go away. Are there Money Myths you believe and act upon as it relates to your personal finances and goals? Today, Brad exposes some of these money myths and reaffirms what you know to be true and challenges the advice you may have been told is true. Listen now. Show Highlights Include: The concept of stewardship. (4:07) I will be happier when... (6:40) You only live once 'YOLO'. (9:33) Willpower and the coffee buzz.(10:58) Are you the 1 in 5? (14:31) Wanting more is a bad th...2022-08-0923 min
Pension AttentionAre We Really In A RECESSION?Depending who you listen to or what you read, the word "Recession" has been tossed around since the beginning of 2022. But like many political or geopolitical hot points, there is always more to the story. In today's episode, Brad discusses whether or not we are truly in a recession and if it has an effect on how we go about our daily lives. Listen now! Show Highlights Include: GDP And A Rule Of Thumb. (2:42) The Numbers Don't Lie. (6:14) Pay Attention To These Environments.(8:20) The Last Recession. (12:53) Who Is Your Co-Pilot?. (15:18) To sched...2022-08-0218 min
Pension AttentionThe FED In Financial FOCUSWhen looking back the past couple of years, seeing the affects of the pandemic as it relates to market volatility, it gets convoluted. Where did we go wrong? In this episode, Brad takes a closer look at the Fed's response to the shutdowns and places a focus on some of the actions that were taken. It is easy to be laser focused on one area or problem but if we can look at the bigger picture and stay disciplined, the outlook can be bright. Listen now. Show Highlights Include: It's How You Hea...2022-07-2623 min
Pension AttentionInflation And The Baby Formula ShortageMedia pundits have covered the story around the shortage of baby formula and how it relates to our supply chain issues. However, there is more to this story as it relates to the current inflation numbers. In this episode, Brad discusses how the effect of the past two years has trickled down to some of history's basic necessities. Listen now. Show Highlights Include: What Did We Do Before Baby Formula? (2:16) Oligopoly And WIC. (6:32) The Federal Reserve And Increased Rates.(10:17) GDP Is NOT The Only Measure.. (11:45) Sticking To The Plan, Even When It Is Sti...2022-07-1918 min
Pension AttentionWhat YOU Should Do During Market DOWNTURNSMarket downturns and volatility are hot topics in our current climate. Anywhere you turn, someone is talking about it. But sometimes, listening to the "noise" out there can cause us to be fearful. In this episode, Brad discusses market downturns and how we can adjust our outlook during market volatility by focusing on the rational mind instead of the emotional mind. Listen now. Show Highlights Include: Fear of your teeth falling out (2:31) Looking forward, not backward. (5:38) Risks upon risks.(11:20) Cashing out and being smart twice.. (14:47) Deferred comp is a living breathing animal. (18:59) To sc...2022-07-1223 min
Pension AttentionRetirement Should Not ONLY Depend On The MARKETThe topic of retirement has been on many people's minds when it comes to the culture of today's issues surrounding market volatility. In today's episode, Brad takes us through the 3 important retirement buckets to consider in retirement and why all of us should understand how they can be used. Listen now. Show Highlights Include: Basic math (2:02) Will my money last? (4:58) The safety bucket.(8:49) The income bucket. (10:00) The growth bucket. (14:18) Not sexy, but tried and true. (16:58) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us...2022-06-2820 min
Pension AttentionWhat Do I Do In THIS MARKET?Many Americans are feeling the weight of market volatility, inflation, job growth and supply chain issues. However, if we tune out the noise of the media and politics and instead, look at the data; we can begin to understand what is really going on in the market. In this episode, Brad will take you through what has happened, what is going on and what the future could look like when it comes to your money. Listen now. Show Highlights Include: You lose, I win. (1:44) We got used to the shutdown. (5:28) This STAT has...2022-06-2122 min
Pension AttentionAre TAXES Going Up?For many, the topic of taxes can cause fear and anxiety. In reality, it is more about the misunderstanding of taxes and how what we hear from the media that keeps us in a state of worry. In this episode, Brad discusses the history of taxes can be a good indicator of where we are going. Listen now. Show Highlights Include: A history lesson on taxes. (2:59) The Beatles and the burden. (4:32) The bracket game(7:42) We are all red-blooded Americans. (12:36) The gap between national debt and taxes (15:20) Buying assets on sale. (17:48) To schedule...2022-06-1419 min
Pension Attention3 Things EVERY Portfolio Should HaveWhen it comes to our financial portfolio, it's not only about accumulation and distribution. We all want the quick and easy steps for a successful plan but it's not so cut and dry. In this episode, Brad discusses the 3 things everyone should consider when it comes to designing your portfolio. Listen now. Show Highlights Include: What growth should look like. (1:32) The younger brother of "rate of return" (5:15) Grandpa says, make your money on the buy. (7:33) Standing the test of time. (10.57) Only 5 places to invest. (13:29) Not so conservative. (14:55) To schedule your free retireme...2022-06-0718 min
Pension AttentionHow Diversification Can Reduce RISKA question often asked is... Is diversification risky? Risk means different things to different people, and we all want to reduce risk in our lives but many people don't think about diversifying their portfolios and how it relates to risk reduction. Today, Brad discusses the topics of diversification and risk and how the two relate when it comes to our investments. Listen now. Show Highlights Include: Kids and diversified foods (1:59) Hypocrisy of risk. (5:29) Nothing lasts forever.(8:29) What we can learn from the 1970's. (12:02) What we buy today, matters tomorrow. (13:05) To schedule your fr...2022-05-3116 min
Pension AttentionIs There A RECESSION Coming?Some say the word "recession" is the evil sister or brother of depression. This economic term gets widely used, especially in the media. We hear speculation and rumors about that word and for some, it can be alarming and concerning. In this episode, Brad provides a fundamental, economic overview as to what we might be seeing as it pertains to the idea of a recession. Listen now. Show Highlights Include: Diversification for a 6 year old (2:25) Pessimism overdone. (5:50) Supply chain problem or just a supply problem? (7:34) Demand for workers remains robust. (9:42) Debt s...2022-05-2416 min
Pension AttentionWhat Is HAPPENING In The MARKETS?There is a lot of misinformation out there regarding market volatility. Media outlets are selling fear but focusing on the core things around the discussion of recession and some of the indicators of the yield inversion can equip us in the current climate. In this episode, Brad reiterates his passion that planning and making sure you have a cohesive and integrated financial plan, coupled with discipline is vital as you head toward retirement. Listen now. Show Highlights Include: The flurry of global and geopolitical events. (3:25) When the Fed tightens. (7:17) Bumps in the road...2022-05-1726 min
Pension AttentionIs NOW A Good Time To INVEST?Whether or not you are in good times or bad times, the question of whether or not it is a good time to invest comes up often. In this episode, Brad talks about how it's not about timing the market but time IN the market and how to discover what makes most sense for you. Show Highlights Include: The impact on the economy during the pandemic. (3:55) What is dollar cost averaging?(7:29) How to know when it's your time.(11:57) There could be room to fall. (16:54) Conservative, really isn't conservative. (18:21) To schedule your free retirement track...2022-05-1025 min
Pension AttentionBehavioral FinancesThe way we look and approach our finances is often dictated by our behaviors, so it is very important to have a plan and stick to it. In this episode, Brad discusses the difference between the emotional side and the rational side of investing and what you can do to take control of your finances. Show Highlights Include: The psychology of money is profound (1:31) Timeless lessons on wealth(4:15) If you lose your head, none of it matters.(10:05) The market and the economy are separate.(13:45) It's not about timing the market but time in the marke...2022-05-0319 min
Be Advised - Leading with Value28. The Growth of Business in the Virtual World with Brad BarrettAs an advisor, it is important to not be so narrowly focused with your marketing mix. It helps if you think bigger in terms of communicating and engaging with your clients. In this episode, Brad Swineheart speaks with Brad Barrett, managing director and partner at One Capital Management, an independent private wealth advisory firm. Brad … Continue reading 28. The Growth of Business in the Virtual World with Brad Barrett →2021-07-2132 min