Shows
The Fit Investor: How To Be Fit Financially, Physically, and FaithfullyS2, Episode 7: From Corporate Leader to Real Estate Entrepreneur: The Brandon Kahla JourneyIn this inspiring episode of The Fit Investor Podcast, we dive into the journey of Brandon Kahla, a small-town Texan who transformed his passion for leadership and development into a thriving real estate business. Growing up in El Campo, Texas, Brandon developed a deep appreciation for hard work through his love for hunting and fishing. His academic path led him to Abilene Christian University, where he pursued a degree in Psychology followed by a Master's in Organizational Development. Brandon's career took off at Bell Helicopter, where he spearheaded development programs and mentored leaders, cultivating a rich environment for growth...2024-02-141h 12
The Wise Home Owner38: If You Want to Be Wealthy, Buy A HomeAre you set up for complete failure financially if you never own a home? Not necessarily. Statistically, are you more likely to have more wealth by using home ownership as the main source of that wealth? Most likely, yes. In this episode I spend time bringing you facts about wealth difference between renters and home owners. I hope you enjoy!For more information about all the content I am putting out please follow along on Instagram and TikTok @thewisehomeowner an to get to know me a little more on a personal level check ou...2024-01-2309 minThe Wise Home Owner37: The Wise Home Owner...Owns A Firearm?Finding a place to call home is a big deal for so many people…since 2020 statistics show that the majority of people spend approximately 17 hours a day within this sanctuary, and with this there is an innate responsibility of ensuring the safety and well-being of our loved ones within its walls. In the pursuit of safeguarding our homes, a topic often ignites passionate opinions – firearms. Now while it is not uncommon for homeowners in America to own a gun, about four-in-ten U.S. adults say they live in a household with a gun, including 32% who say they personally own one...2024-01-1016 minThe Wise Home Owner36: Lower Mortgage Rates Are Here...How Low Can They Go?Mortgage rates hit an uncomfortably high number at just over 8% in some parts of the country in late October, and now, in less than two months, we are seeing rates in the high to mid 6's. That is getting people all sorts of excited about the potential of rate decreases in 2024...predictions are coming out saying 3 decreases to be exact can be expected in the coming year. What does this mean? Spend the next 10 minutes with me to find out!For more information about my work, please check out @thewisehomeowner on Instagram or re...2023-12-2711 minThe Wise Home Owner35: Multi-Generational Housing is Becoming MainstreamMultigenerational Housing: Nurturing Bonds, Building FuturesToday, we delve into the heart of family living, exploring the profound concept of multigenerational housing. In this episode, we’ll embark on a journey through history, examining the global tapestry of multigenerational living. We'll also uncover the myriad reasons why families are choosing this timeless arrangement, along with some compelling statistics that might just change the way you think about your home. Segment 1: Roots of Multigenerational LivingSegment 2: A Global PerspectiveSegment 3: The Modern Multigenerational Household2023-10-2610 minThe Wise Home Owner34: What Does the Bible Say About Home Ownership?So a little bit of a different topic today, but for those of you that don't know I am a Christian and I strive to live out my faith in all aspects of my life...this includes podcasting and through the way I run my real estate business. In this episode, I spend time covering four sections of the Bible that focus on home ownership. Segment 1: The Biblical Foundation of Home OwnershipProverbs 24:3-4 (NIV), states, "By wisdom, a house is built, and through understanding, it is established; through knowledge, its ro...2023-10-1706 minThe Wise Home Owner33: What Does Generational Wealth Mean to You?Welcome to The Wise Home Owner! I am Brandon Kahla and my mission is to simplify real estate and what all goes into home ownership. In this show, I will share the stories of clients that I work with, struggles and triumphs of my own experiences of home ownership, what it takes to buy a home in today's market, and all the things to expect (mostly the unexpected) throughout the journey. Come along with me as I dive deep into topics that might seem completely foreign to you, and by the end of each episode you hopefully feel like...2023-09-2126 minThe Wise Home Owner32: Current Buyer's Mindset - When Will Rates Finally Come Down and What Will Lower Rates Mean for Buyer Competition?"What will mortgage rates be in 12 months?" asks the person holding the magic 8 ball.The person shakes the magic 8 ball and waits for the answer. "Come back in 12 months and I'll let you know then"...even magic 8 balls don't know what is going to happen to mortgage rates in the future! Experts will make their predictions based off of decisions made by the Fed, CPI, if bonds are being bought and sold, and so many additional variables. The truth is, no one TRULY knows what the future holds.But I do think there i...2023-09-0622 minThe Wise Home Owner31: Turn Your Current Home Into An Investment PropertyHey there, welcome back to The Wise Home Owner (formerly known as Real Estate, Simplified)! I am Brandon Kahla and my mission is to simplify real estate and what all goes into home ownership. In this show, I will share the stories of clients that I work with, struggles and triumphs of my own experiences of home ownership, what it takes to buy a home in today's market, and all the things to expect (mostly the unexpected) throughout the journey. Come along with me as I dive deep into topics that might seem completely foreign to you, and by...2023-08-2815 minThe Wise Home Owner30: Marry the Home, Date the Rate: Interest Rates Are Continuing to Go Up, But Is Now Still A Good Time to Buy?Welcome to Real Estate, Simplified! I am Brandon Kahla and my mission is to simplify real estate and what all goes into home ownership. In this show, I share the stories of clients that I work with, struggles and triumphs of my own experiences of home ownership, what it takes to buy a home in today's market, and all the things to expect (mostly the unexpected) throughout the journey. Come along with me as I dive deep into topics that might seem completely foreign to you, and by the end of each episode you hopefully feel like it's something...2023-07-1935 minThe Wise Home Owner29: "Maximize Your Buying Power: Seller Concessions for Down Payment & Mortgage Rate Reduction!"Are you looking to supercharge your homebuying journey? In this episode, Brandon dives deep into the concept of seller concessions, where the seller offers financial benefits to the buyer during the real estate transaction. Discover how seller concessions can empower you with extra funds for your down payment or help you secure a lower mortgage interest rate. Brandon explores the ins and outs of this game-changing strategy, sharing practical tips and expert insights along the way.Join us to unravel the secrets of seller concessions, explaining how they work, their potential benefits, and the considerations involved. We'll...2023-06-1614 minThe Wise Home Owner28: Maximize Your Home's Potential: Transforming it into a Profitable Investment Property!Are you considering selling your home? Hold on! Learn how to turn your property into a lucrative investment instead. Don't just own a home, make it work for you! From evaluating market potential to managing tenants, this video covers all the essential steps. In this episode, you'll learn step-by-step how to leverage your home's value and generate passive income. Discover the art of turning your house into a high-yielding investment property.The key steps and items to consider whether turning your home into an investment property is the right move are:1. Assess your property2. C...2023-06-0615 minThe Wise Home Owner27: First Option Money, Now I Have to Pay Earnest Money?In this episode I will be diving in deep on the term earnest money. This is probably a term you are not using in your regular day to day interactions, so I’m going to break it down quite a bit. Questions that will be answered:1. What is earnest money?2. Why does a buyer need to provide earnest money at all? 3. Why is this a part of the process? 4. Is the money lost or gone forever? 5. Is there any chance of losing the earnest money? 6. Are there scenarios where a buyer could ge...2023-05-2411 minThe Wise Home Owner26: What the heck is an option period and why do I have to pay for it??In this episode I will be diving in deep on two important concepts in real estate: option money and option period. These terms are essential to understand when entering into a home purchase contract. Option money refers to a payment made by a potential buyer to the seller during the early stages of a home purchase. This will happen after an offer is accepted and is information that is included in the offer that your real estate will submit. The specific timeframe in which the buyer has the exclusive right to terminate the contract is ca...2023-05-1910 minThe Wise Home Owner25: Becoming the "I Know A Guy" Person in Everyone's LifeHow many times in the last 30 days has someone asked for a recommendation of any kind? Think about it for a few seconds. Your neighbor sees you in the front yard as your both going out to get the mail at the end of the day. They see that your yard was recently mowed and it’s looking great. They complement the work and then ask, “hey who does your yard?” A family member is buying a new car and they want to shop for car insurance rates to see if theirs is too high. “Hey who do use for car...2023-05-1214 minThe Wise Home Owner24: Real Estate Rumors | Top 3 Questions | Housing Market UpdateThere are 3 common questions abut real estate that I continuously answer in 2023. They are:1. Will the housing market crash?2. When will foreclosures begin to increase?3. When will the housing supply normalize?I answer all three of these questions during this video and provide additional information on what to expect for the remainder of 2023.Clearly, I love Real Estate! Need to talk about your home buying or selling vision? Here is how to contact me:1) Book a call: https://calendly.com/brandonkahlarealestate2) Apply for a mortgage now a...2023-04-1107 minThe Wise Home Owner23: What to Know About Starting a Career in Real EstateI started my real estate journey in November 2020 while making the decision to leave a successful career at Bell Helicopter. It was NOT an easy decision, but I made that tough decision because I saw the potential in what a focus in real estate could offer me. Real Estate is not for everyone. Getting your license is just the beginning, and there are a few additional steps that must be completed before you can even qualify for taking the licensing exams. Where are you going to get your leads? How are you going to build trust with...2023-04-0318 minThe Wise Home Owner22: Ready to Buy a Home? Home Buyer Checklist to Prepare for the Home SearchWhen starting the home search you should probably have a pretty good idea of the features you want in a home. But how do you start the process? What if you are wanting a certain feature that is outside of your price range? How do you know what your price range might be? Check out this episode of Real Estate, Simplified as I discuss the must have, nice to have, and dream state features when looking for a home. Additional Takeaways:HOME BUYING GUIDE: https://bit.ly/homebuyingwithbrandonBUYER CHECKLIST: https://www.brandonkahlarealestate.co...2023-03-2704 minThe Wise Home Owner21: Must Know Home Inspection Tips in 2023HOME BUYING GUIDE: https://bit.ly/homebuyingwithbrandonThe home inspection process is one of the most important pieces when finding a home that is just right for you. Without getting a home inspection done you are potentially setting yourself up for heart ache, safety issues, and a big bill to fix anything that might be wrong with the house.There are a lot of details to consider when deciding if a home is right for you. Many times, there are more questions raise than answers provided if you are not working with an e...2023-03-2407 minThe Wise Home Owner20: Monthly Market Update - March 2023Where do you get your housing market information from? Family member, friends, the neighbor down the street? Regardless of the topic we are only as good as the source we get our information from. I talked about the housing market in North Texas (Primarily North Dallas*) which is where I do the majority of my business.*Cities included in my monthly market updates: Frisco, Lewisville, McKinney, Plano, Prosper, The Colony, and Little Elm.Clearly, I love Real Estate! Need to talk about your home buying or selling vision? Here is how to contact me:2023-03-0813 minThe Wise Home Owner19: 2023 Real Estate Market Predictions in North TexasA recent Lending Tree survey showed that the majority of people believe the housing market is going to crash...even more concerning, they believe it could be as bad or worse than 2008. My biggest question is, where are they getting information from to come to that conclusion?You've probably watched a number of videos on people's opinions on what the 2023 real estate market is going to do. How many of those videos showcased data from reputable sources and attempted to paint a full picture of what's going on? Don't let fear or inaccurate information pave the road...2023-02-2416 minThe Wise Home Owner18: We Bought A Home...Was it the Right Time to Buy?In this episode of Real Estate, Simplified I sit down with Brandon Bates to discuss the Kahla’s journey through the home buying process…we bought house number two! I discuss what the process looked like from the buyer’s perspective, the variety of considerations we had, how we chose to buy even though interest rates are where they are, whether or not to sale or current house or rent it out, and much much more!2023-01-3056 minThe Wise Home Owner17: Marry the Home, Date the Rate: Reasons That Buying Now Is Still the Right DecisionRates are continuing to increase, but there are programs available that benefit buyers and sellers in this market. If you're thinking about waiting until the new year to buy for the potential of lower rates you will likely be waiting until Q3 2023. Market trends are also showing that even though home prices are leveling off in North Texas they are certainly not tanking. That $500k home will end up being $525k+ in 6-12 months and you will still likely have the same amount in your bank for the down payment...that means a smaller down payment percentage!...2022-11-1853 minThe Wise Home Owner16: Interest Rate Buy Downs - How It Works And the Benefits for BuyersDo you think you're only option as a buyer to get a lower interest rate in the current market is to personally buying down points on your mortgage? That's no longer the case as sellers are upping their strategy to keep buyers interested by leveraging the buy down program. Listen to how buyers can benefit from this program with no extra money out of your own pocket.I hope you enjoy!Visit www.brandonkahlarealestate.com to connect2022-11-1405 minThe Wise Home Owner15: Real Estate Market Update: Reasons to Buy Now in Q4 2022In this episode I sit down with Brandon Bates to discuss the many reasons why now is still a good time to buy a home in Q4 2022. We dive deep into receiving feedback from buyers that made the decision to purchase when they did and the benefits of making that decision, the ability to drop private mortgage insurance due to the amount of equity a home owner has gained in their property (and how to complete that process), to understanding what a buy down program is...this episode is jam packed with valuable information to put your mind at...2022-10-2555 minThe Wise Home Owner14: Is It Really Time to Hit the Pause Button on Buying A Home?? Part 2In this episode I sit down with Brandon Bates to discuss the current buyer dilemma...to buy or not to buy. In the last couple of months we've seen interest rates increase which is causing a lot of buyers to sit on the sideline to simply "see what happens". Research shows that might not be the best move in the long run. Tune in to see what we have to say about that and the research we pull to back up our reason for encouraging buyers to stay the course.I hope you enjoy!Research...2022-10-1121 minThe Wise Home Owner13: Is It Really Time to Hit the Pause Button on Buying A Home?? Part 1In this episode I sit down with Brandon Bates to discuss the current buyer dilemma...to buy or not to buy. In the last couple of months we've seen interest rates increase which is causing a lot of buyers to sit on the sideline to simply "see what happens". Research shows that might not be the best move in the long run. Tune in to see what we have to say about that and the research we pull to back up our reason for encouraging buyers to stay the course.I hope you enjoy!Research...2022-10-0630 minThe Wise Home Owner12: Real Estate Market Update: The Country's In A Recession But Texas is Doing GreatIn this episode I sit down with Brandon Bates to revisit the looming questions and concerns about the housing market, whether the country is in fact in a recession (spoiler alert, WE ARE), what it looks like to be in a seller's market that is slowly shifting, new build incentives and much more.I hope you enjoy this episode!If you are interested in pursuing a career in real estate and don't know where to start give me a call at (979) 541-7937 or reach out at brandonkahlarealestate@gmail.com. If you are ready t...2022-08-2332 minThe Wise Home Owner11: Is the Housing Market Really Going to Crash...Not Any Time Soon!Who has heard that the looming recession, wait we can still call it a recession right??, is going to bring down the entire housing market much like what happened in 2008-2009 or even 2011-2012? I've got one thing to say about that...if you're waiting for a crash (especially in Texas) it's not going to happen! I sit down with Brandon Bates to discuss the cooling off of the market in July 2022, what that means for buyers and sellers, and how to best consider home buying and selling while avoiding the idea of simply sitting on the s...2022-08-0346 minThe Wise Home Owner10: Are You Ready to Buy A Home?? Review Every Step In the Process Here! The Home Buying Process: Part 5Part 5 of the Home Buying Process video series is all about securing home owner's insurance before closing day on your new home and what could happen if you choose to not get coverage before closing and something unfortunate happens to the property. We also discuss the reason why your lender might asked you additional questions potentially only a week before closing that you strangely feel like you have already answered...two words...THE UNDERWRITER!For more information about the home buying process please reach out to Brandon at brandonkahlarealestate@gmail.com or contact Brandon directly at (979) 541-7937.2022-07-1813 minThe Wise Home Owner9: Are You Ready to Buy A Home?? Review Every Step In the Process Here! The Home Buying Process: Part 4Part 4 of the Home Buying Process series helps Realtors and home buyers gain a better understanding of how and when repairs on a home get done. If a repair is requested there are a few key aspects you want to be aware of and ensure your Realtor is getting done. We discuss what a repair amendment is, the importance of a professional and reputable company completing the work, receiving receipts or warranty information about the repair covering the work completed, and the commitment of the seller to have the repair completed even if the closing date has already passed.2022-07-1307 minThe Wise Home Owner8: Are You Ready to Buy A Home?? Review Every Step In the Process Here! The Home Buying Process: Part 3Part 3 of the Home Buying Process video series is all about your responsibilities as a buyer once your offer is accepted. If you are new to the real estate industry or you are getting ready to purchase a home you don't want to miss this! We deep dive a few key terms like earnest money, option fee, option period, inspection and inspection report, and what all you can do during that period as well as the financial responsibility you may have during and after that time period. Are some of those words and terms a bit foreign t...2022-07-1114 minThe Wise Home Owner6: Are You Ready to Buy A Home?? Review Every Step In the Process Here! The Home Buying Process: Part 1In this episode I discuss the first part of the home buying process...understanding what type of home you can afford and getting pre-qualified with a lender your Realtor knows and trusts! Don't fall for the gimmicks of the Rocket Mortgage type of companies that claim they can get you the lowest interest rate...when they suck you in you then find out that there are additional fees or certain parameters that must be met to even come close to that rate they promised you.If you would like additional information about the home...2022-07-0705 minThe Wise Home Owner7: Are You Ready to Buy A Home?? Review Every Step In the Process Here! The Home Buying Process: Part 2In this episode I discuss maybe one of the most challenging parts of the home buying process...it involves being patient and not getting too excited about all the new things you want to buy for that home you just got under contract! This is the most challenging part of the process without question! And to break it down as simply as possible...DON'T GO SPENDING MONEY EVEN THOUGH YOU MIGHT HAVE IT! Checkout the video to see why.If you would like to learn more about the home buying process please connect with Brandon directly at...2022-07-0707 minThe Wise Home Owner5: Utilizing Social Media for Your BusinessIn this episode I sit down with Sara Rivera at Wright Law & Title, located in Denton, TX, to discuss the many ways a Realtor (or really anyone who wants to grow their business) can expand their brand, grow their following, and build their business by leveraging social media the right ways! Are you utilizing your social media platforms to solely post about real estate i.e. a home you just got under contract, the open house scheduled for this weekends, beautiful homes that you toured with a new buyer client? On the other side of that coin are you on...2022-06-1334 minThe Wise Home Owner4: Choosing A Mortgage...More Options Than You Might Expect!Is it time to buy your first house?? Have you been told that the only smart way to buy a home is to put down 20% or more? Do you believe your credit score is holding you back? In this episode I sit down with Melissa Condensa, Mortgage Loan Originator at Guild Mortgage, to discuss the wide variety of mortgage options at each and every consumer's fingertips! If you think your only options are FHA or Conventional loans, or you think the only way you can afford a home is by saving a crazy amount while never going out to...2022-06-0242 minThe Wise Home Owner3: Real Estate Specialty: Residential, Commercial, Investment Properties...Which Should I Choose??In this episode I sit down with Crystal DeBacker, a Realtor that made the decision to pursue this passion full-time around the same time as myself. Right out of the gates she was making million dollar land deals and I wanted to find out her secret to make it happen! She wanted to focus on both single family residential and commercial all at the same time, and it has really paid off...hear why she made the decision and what she's learned along the way!I hope you enjoy!2022-05-1634 minThe Wise Home Owner2: Buying A Home...Which Lender Should You Choose for Pre-Approval?Thinking about buying a home? Or maybe refinancing to get cash out to pay for home renovations? Who do you use and who will close the loan on time?? In this episode I sit down with Tony Ferrari, a local mortgage lender in North Texas, to discuss the difference in big box lenders like Rocket Mortgage and whether or not it makes more sense to go with a local lender that is a trusted partner of your Realtor. I hope you enjoy!2022-05-0934 min