Shows
The Field Guide: Simplify, Navigate and Elevate Your Financial LifeRetiring in Soon? It’s Time to Revisit Your PortfolioRetirement changes more than your schedule. When your portfolio becomes your income, risk feels different. In this episode, we explain why the year you retire is the right time to revisit your portfolio and adjust for your new reality. Full show notes: https://www.bonfirefinancial.com/retiring-in-soonTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2026-01-2814 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeClient Q&A: RMD Questions Answered - Timing, Taxes, and InheritanceWhen do RMDs really start, how are they taxed, and what happens when that money passes to your kids? We break down the rules, the common misconceptions, and the smart planning moves that can save you from costly surprises. Full show notes: https://www.bonfirefinancial.com/rmdTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2026-01-2117 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeAutomate Your Wealth: 2026 Contribution Limits ExplainedIn this episode, we break down the 2026 contribution limit changes and explain how to set up your investments so they run automatically. Learn how to adjust your 401(k), IRA, Roth, and HSA once a year and let consistent, effortless investing do the heavy lifting. Full show notes: https://www.bonfirefinancial.com/2026-contribution-limitsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2026-01-1411 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeJump Start Your Year: New Year Financial Tips for Smarter, More Intentional PlanningThe new year is the perfect time to reset your finances. Today we are walking through key tips to automate, review, and maximize your financial plan so you can spend less time managing money and more time living your life. Full show notes: https://www.bonfirefinancial.com/new-year-financial-tipsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2026-01-0710 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeTax-Efficient Investing: How to Lower Your Tax Bill Without Sacrificing GrowthLearn how tax-efficient investing can help you keep more of what you earn. From Roths and HSAs to smart portfolio strategies, we break down where your money should go and why it matters.Full show notes: https://www.bonfirefinancial.com/tax-efficient-investingTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-12-3110 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeAm I Ready to Retire? Risk, Returns, and Real AnswersIn this client Q&A, Brian breaks down how to tell if you are truly ready to retire, how much risk is appropriate, and what realistic investment returns actually look like once retirement is in sight.Full show notes: https://www.bonfirefinancial.com/am-i-ready-to-retireTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-12-2417 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeWhat to do with an Inherited IRA (And the Mistakes to Avoid)Inheriting an IRA is common, but handling it correctly is not. In this episode, Brian breaks down how inherited IRAs and Roth IRAs work, the 10-year rule, and the costly mistakes to avoid so you do not pay more in taxes than necessary. Full show notes: https://www.bonfirefinancial.com/inherited-iraTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-12-1712 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeYear End Planning - The Two Minute Drill for Your Financial LifeA practical rundown of the year end financial moves that matter most. From HSAs and FSAs to 401k contributions, Roth conversions, and RMDs, this quick two minute drill helps you wrap up the year with confidence and keep more of your money working for you.Full show notes: https://www.bonfirefinancial.com/year-end-planningTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-12-1014 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeYour Biggest Retirement Questions Answered: Client Q&AIn this client Q&A episode, Brian breaks down the most common retirement questions, from Roth conversions to RMDs, to how you actually get your money once you stop working. Simple, clear answers to help you make smarter decisions.Full show notes: https://www.bonfirefinancial.com/retirement-questionsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-12-0318 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeWhat Does Fee Only Really MeanUnlock the truth behind fee only advice and find out how to make sure your financial advisor is truly working for YOU and not a commission.Full show notes: https://www.bonfirefinancial.com/fee-onlyTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-11-2613 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeThe End of the Penny and What It Means for The Future of MoneyThe last penny has been minted. What does it mean for inflation, digital payments, and where money is headed next? Learn what this small "change" says about a much bigger shift. Full show notes: https://www.bonfirefinancial.com/future-of-moneyTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-11-1907 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeShould I Pay Off My Mortgage Before Retirement?Should you pay off your mortgage before retirement, or keep your low-interest loan and let your money work elsewhere? In this episode, we break down the numbers, mindset, and myths around the “debt-free” dream. Learn when paying off your home makes sense and when investing the difference could set you up for a stronger retirement.Full show notes: https://www.bonfirefinancial.com/should-i-pay-off-my-mortgage-before-retirementTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-11-1213 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeHigh Income to High Net Worth: The Smart Way to Build Wealth That LastsMaking money is one thing. Keeping it, and growing it, is another. In this episode, discover the simple habits that turn high income into high net worth over time.Full show notes: https://www.bonfirefinancial.com/high-income-to-high-net-worthTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-11-0514 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeCharitable Giving Strategies to Maximize Your Tax DeductionsLearn how to give smarter and keep more. From donor-advised funds to QCDs, discover powerful charitable giving strategies to lower your tax bill and make a bigger impact. Full show notes: https://www.bonfirefinancial.com/charitable-giving-strategies To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-10-2913 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeQualified vs. Non-Qualified Accounts: What It Really Means for Your MoneyThe account type you choose could change your tax bill, and your retirement timeline. Learn how Qualified vs. Non-Qualified Accounts impact your flexibility, taxes, and long-term wealth. Full show notes: https://www.bonfirefinancial.com/qualified-vs-non-qualified-accountsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-10-2216 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeMaxed Out Your 401k? Here’s What to Do NextYou’ve hit the 401k limit, congratulations! But now comes the big question: where should your money go next? In this episode, we break down smart strategies beyond your 401k, from Roth options to taxable accounts, so you can keep building wealth without missing a beat. Full show notes: https://www.bonfirefinancial.com/maxed-out-401kTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-10-1512 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeWhat to Do with an Old (or Forgotten) 401kGot an old 401k sitting with a past employer? You’re not alone. In this episode, we cover how to track down forgotten accounts, your best rollover options, and how to keep your retirement savings working for you. Full show notes: https://www.bonfirefinancial.com/old-401kTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-10-0811 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeThe Best Age to Retire? It’s Not What You ThinkEveryone asks, “What’s the best age to retire?” but the truth is, age has little to do with it. In this episode, we dig into the history of retirement, the myths about spending less, and the real question you should be asking: when will you have enough to live the life you want?Full show notes: https://www.bonfirefinancial.com/best-age-to-retireTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-10-0115 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeThe Cash Balance Plan Advantage: Maximize Savings, Minimize TaxesThink 401(k)s are the limit? A Cash Balance Plan could change everything, especially for business owners and high earners who want to catch up on savings fast.https://www.bonfirefinancial.com/cash-balance-planTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-09-2415 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeRetirement Planning Mistakes: Don’t Forget These Hidden Costs!Think you’ve covered all your bases for retirement? Think again. In this episode, we uncover the most common expenses retirees overlook. These hidden costs can derail even the best-laid plans. Tune in to learn how to spot them early and protect your future.https://www.bonfirefinancial.com/retirement-planning-mistakesTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-09-1716 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeHow Portfolio Rebalancing Can Help You Stay on Track for RetirementMarket shifts can quietly change your portfolio’s risk profile. Rebalancing helps preserve wealth, maintain diversification, and keep long-term plans aligned. Tune in to learn how rebalancing keeps your portfolio aligned with your goals, through both bull and bear markets. Full show notes: https://www.bonfirefinancial.com/rebalancingTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-09-1015 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeWills and Trusts: What You Need to Know to Pass On Your Wealth WiselyWills and trusts aren’t just necessary legal documents, they’re the tools that determine how smoothly your wealth transfers across generations. In this episode we explore the nuanced differences between the two, when each makes sense, and how to preserve both privacy and control while protecting your legacy.Full show notes: https://www.bonfirefinancial.com/wills-and-trustsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-09-0327 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeETFs vs. Mutual Funds: What’s the Real Difference?ETFs or mutual funds, which one’s right for you? In this episode, we cut through the jargon and break down the real differences (and surprising similarities) between these two investment staples. Tune in to learn how they work, why it matters, and which option is best for you. Full show notes: https://www.bonfirefinancial.com/etfs-vs-mutual-fundsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-08-2719 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeHSA Benefits: How to Use Your Health Savings Account for Maximum ImpactListen in to unlock your HSA’s full potential, from tax savings to unexpected uses, and why it can be a game changer for your retirement plan. Full show notes: https://www.bonfirefinancial.com/hsa-benefits To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-08-2012 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeRequired Minimum Distributions: RMDs ExplainedRMDs can be a retirement game-changer, and not always in a good way. In this episode, we break down what they are, when they hit, and smart moves to keep them from wrecking your tax bill. Learn how to make RMDs work for you instead of against you. Full show notes: https://www.bonfirefinancial.com/required-minimum-distributionsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-08-1314 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeOld Policies, New Problems: When to Rethink and Review Your InsuranceThink your old insurance policy is still doing its job? Think again. In this episode, we break down why a quick insurance review could save you thousands, boost your coverage, and bring your protection strategy into the present. Full show notes: https://www.bonfirefinancial.com/insurance-reviewTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-08-0613 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeBreaking Down the Big Beautiful Bill: Tax Cuts and OpportunitiesThe Big Beautiful Bill Act brought major tax changes, but also big planning opportunities. In this episode, we break down what retirees and near-retirees need to know to make the most of the new rules, tax cuts, and optimize their strategy. Full show notes: https://www.bonfirefinancial.com/big-beautiful-bill-tax-cutsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-07-3010 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeFOMO and Investing: Why Emotions Sabotage Your StrategyLearn how to spot FOMO-driven decisions, avoid buying at the top, and stick to a strategy that actually builds wealth. Brian shares practical tips to keep emotions out of your investing. Full show notes: https://www.bonfirefinancial.com/fomo-investingTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-07-2314 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeSelf-Employed Retirement Planning: How to Maximize Tax Savings and WealthBusiness owners and self-employed professionals: uncover powerful retirement planning strategies that reduce taxes today and build serious wealth for tomorrow using SEP IRAs, Solo 401(k)s, and more.Full show notes: https://www.bonfirefinancial.com/self-employed-retirement-planningTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-07-1612 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeWhat to Do After Maxing Out Your 401kMaxed out your 401k? Learn what to do next to keep your investments growing with tax-efficient strategies and flexible account options.Full show notes: https://www.bonfirefinancial.com/maxing-out-401kTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-07-0912 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeInvesting in CDs: A Low-Risk Strategy You’re Probably OverlookingThinking about investing in CDs but not sure if they’re worth it? In this episode, we break down what CDs are, how they work, and how strategies like laddering can help you stay flexible while growing your money with less risk.Full show notes: https://www.bonfirefinancial.com/investing-in-cdsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-07-0211 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeThe Difference Between Permanent Life Insurance and Term Life Insurance (and Why It Matters)Life insurance can feel a bit overwhelming, and honestly, a little shady. Brian dives into the real difference between permanent life insurance and term life insurance, why term often makes more sense, and how to avoid getting sold on fear instead of facts. Full show notes: https://www.bonfirefinancial.com/permanent-vs-term-life-insuranceTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-06-2513 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeYour Medicare Choice Might Be Permanent - Here’s What to Know (with Medicare Specialist Andrew Mersereau)In this episode, Medicare specialist Andrew Mersereau breaks down the critical decisions around Medicare enrollment, including why your initial choice could be permanent, and how to avoid costly mistakes. Whether you're nearing 65 or helping a loved one, this is a must-listen.Full show notes: https://www.bonfirefinancial.com/medicare-choiceTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-06-1849 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeMaking It Count: How to Balance Living for Today and Saving for TomorrowYou work hard, but are you enjoying the payoff? Today we are talking about how to spend with intention, save smart, and make room for the moments that matter most.Full show notes: https://www.bonfirefinancial.com/living-for-todayTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-06-1114 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeHow to Maximize Your Social Security Benefits & Why It Still Matters, Even If You're WealthyThink Social Security doesn’t matter if you’re wealthy? In this episode, Brian explains why it does, and how to maximize your Social Security benefits so your kids or favorite charity will thank you. Full show notes: https://www.bonfirefinancial.com/maximize-your-social-security-benefitsGet your Social Security Cheat Sheet: https://www.bonfire.financial/social-security-medicare-cheat-sheet To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-06-0406 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeRoth Conversion Strategies: Build Wealth for Your Family, Not the IRSMost people think Roth conversions are just a retirement tax move. In reality, they can be one of the most powerful estate planning tools available. In this episode, we break down how a well-timed Roth conversion can help your family avoid a massive tax bill, and why paying a little now could save your family a lot later. If you’re serious about leaving a legacy (not a tax mess), this one’s for you.Full show notes: https://www.bonfirefinancial.com/roth-conversion-strategiesTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclos...
2025-05-2811 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeWhat Is a Fiduciary Financial Advisor?The word gets thrown around a lot. But what does it really mean to work with a fiduciary? In this episode, Brian breaks down what a fiduciary is, why it matters, and how it impacts your financial life. He shares real-life examples and explains how to tell whether your advisor is truly putting your interests first. Full show notes: https://www.bonfirefinancial.com/fiduciary-financial-advisorTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-05-2112 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeAsymmetric Risk: How to Invest Wisely, Even If You’re Wrong Most of the TimeMost investors think they understand their risk tolerance until markets drop or an opportunity knocks. In this episode, Brian breaks down why risk tolerance is more art than science, how asymmetric risk fits into a smart investment strategy, and how to take calculated risks without putting your long-term goals at risk. Full show notes: https://www.bonfirefinancial.com/asymmetric-riskTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-05-1413 min2025-05-1413 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeWTF is a Mutual Fund Anyway? (And Why No One Knows What's in It)What's actually in your mutual fund? Most people don't know. In this episode, we break down mutual funds and EFTs and clear up common misconceptions. Full show notes: https://www.bonfirefinancial.com/mutual-funds-explainedTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-05-0712 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeDonor Advised Funds: A Smarter Way to Give (and Save on Taxes)Want to give more and pay less in taxes? Brian reveals how donor-advised funds help you do both, plus the strategy smart givers use to maximize deductions and impact. Full show notes: https://www.bonfirefinancial.com/donor-advised-fundsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-04-3009 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeInvesting in Private Equity as a Business OwnerIn this episode of The Field Guide, Brian breaks down the basics of private equity and why it can be a smart move for business owner. From common misconceptions to different ways to invest (without running a company yourself), he covers how private equity works, who it’s suited for, and how it can play a meaningful role in your long-term wealth strategy. Full show notes: https://www.bonfirefinancial.com/investing-in-private-equityTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-04-2316 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeThe Boring Strategy That Saves RetirementsIt’s not flashy. It’s not fun. But it works. Brian dives into the boring strategy that could be the difference between a smooth retirement and a financial freakout. Spoiler: it’s diversification, and it matters way more than you think. Full show notes: https://www.bonfirefinancial.com/diversification To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-04-1613 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeWhy the Dollar-Cost Averaging Investment Strategy Wins in Down MarketsMarkets are down, nerves are up, but this isn’t the time to panic. In this episode, Brian shares why the dollar-cost averaging investment strategy isn't so average. Tune in to learn how a steady hand and a solid plan can turn market dips into long-term wins.Full show notes: https://www.bonfirefinancial.com/dollar-cost-averaging-in-down-marketsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-04-0910 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeThe Hidden Risks, and Realities, of Insurance for High-Net-Worth Individuals In this episode of The Field Guide, Brian Colvert sits down with Jacob Morgan—owner of a top 1% Farmers Insurance agency—to unpack the surprising risks wealthy homeowners face today. From rising premiums in high-risk areas to common mistakes in luxury coverage, Jacob shares expert insights on how high-net-worth individuals can better protect their homes, cars, and assets in a rapidly changing insurance landscape. Full show notes: https://www.bonfirefinancial.com/insurance-for-high-net-worth-individualsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-04-0228 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeTurning Market Lows Into Tax-Free Growth: The Roth Conversion AdvantageMarket downturns can feel unsettling, but they also present unique opportunities—especially for Roth conversions. In this episode we break down why converting to a Roth during a dip can set you up for tax-free growth and long-term financial advantages. Learn how to maximize your investments when prices are low and make downturns work in your favor. Full show notes: https://www.bonfirefinancial.com/roth-conversionTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-03-2605 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifePhysician Retirement Strategies: Making Early Retirement a RealityCan physicians truly retire early, or is it just a dream? In this episode, we explore the hidden challenges of physician retirement and the surprising strategies that can make early retirement a reality.Full show notes: https://www.bonfirefinancial.com/physician-retirementTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-03-1910 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeSelling Your Business? Valuation, M&A, and Exit Strategies with Chris Blees, CPA/ABV, CM&AAReady to sell your business but not sure where to start? In this episode Brian Colvert chats with Chris Blees, CPA, a leading expert in M&A, valuations, and business exits. From maximizing your sale price to avoiding costly mistakes, Chris shares secrets to selling smarter. Whether you're planning years ahead or considering an offer right now, this episode is packed with game-changing insights. Full show notes: https://www.bonfirefinancial.com/selling-your-businessTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2025-03-1239 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeHigh Net Worth Financial PlanningEven with millions in the bank, a financial plan is the key to growing and protecting your wealth. Learn how high-net-worth individuals can optimize investments, minimize taxes, and stay on track with a financial plan. Full show notes: https://www.bonfirefinancial.com/high-net-worth-financial-planningTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2025-03-0509 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeTurning High Income into Lasting Wealth: Strategies for High EarnersEarning a high income doesn’t automatically make you wealthy. In this episode, we break down the key strategies high earners need to grow their money, invest wisely, and avoid common pitfalls. Tune in now!Full show notes: https://www.bonfirefinancial.com/strategies-for-high-earnersTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2025-02-2612 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeRoses Are Red, Violets Are Blue… Are Your Beneficiaries Still Right for You?Nothing says “I love you” like making sure your beneficiaries are up-to-date! In this episode we dive into why reviewing and updating your beneficiaries is one of the most important (and often overlooked) financial to-dos.
Full show notes: https://www.bonfirefinancial.com/beneficiaries
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2025-02-1906 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeTariffs Explained: How They Impact Your Wallet and InvestmentsWhat do tariffs really mean for you? Are they a smart negotiation tool, a hidden tax, or just another political buzzword? In this episode, we break down how tariffs affect everything from the price of your morning coffee to the stock market. Are they driving inflation or keeping businesses in check? And most importantly—what should investors be watching? Tune in for a clear, no-nonsense look at tariffs and their real impact on your financial future.
Full show notes: https://www.bonfirefinancial.com/tariffs-explained
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
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2025-02-1210 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeHealthcare in Retirement: What You Need to Know to Plan AheadThink Medicare will cover all your healthcare costs in retirement? Think again. From unexpected premiums to skyrocketing long-term care expenses, failing to plan ahead can wreck even the best retirement strategies. In this episode, we uncover the biggest healthcare pitfalls, smart ways to prepare, and how to keep medical expenses from draining your savings. Don’t let healthcare costs take you by surprise—tune in now.
Full show notes: https://www.bonfirefinancial.com/healthcare-in-retirement/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2025-02-0510 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeThe Future is Now: Investing in AI for Growth and InnovationFrom cutting-edge hardware to innovative platforms and software, discover how AI is shaping industries, creating opportunities, and redefining the future of technology. Learn practical insights to adapt, invest wisely, and embrace this rapidly evolving landscape.
Full show notes: https://www.bonfirefinancial.com/investing-in-ai
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2025-01-2907 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeBeyond Tax Prep: Elevating Your Wealth Through Strategic Tax Planning with Max Pollack, CPAJoin host Brian Colvert as he interviews Max Pollack, CPA, to explore how strategic tax planning goes beyond preparation to elevate your wealth. Learn actionable tips for maximizing deductions, managing capital gains, and aligning your tax strategy with your financial goals.
Full show notes: https://www.bonfirefinancial.com/strategic-tax-planning/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
To learn about Max Pollack and his firm: https://setacpa.com/
Disclosure: https://www.bonfirefinancial.com/disclosure/
2025-01-2226 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeProsper, Protect and Pass it on– Estate Planning TipsEstate planning might not top your list of fun dinner topics, but let’s face it—neither does “who’s going to water the plants when I’m gone?” The truth is, getting your ducks in a row now means less chaos for your loved ones later. Think of it as future-you doing future-them a solid. Without a plan, Uncle Sam (or worse, Cousin Eddie) might end up with more of your hard-earned wealth than you’d like. And trust us, Cousin Eddie does not need a new jet ski. Estate planning doesn’t have to be overwhelming. We’ll guide you through...
2025-01-1508 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeNew Year, New Limits: Financial Updates for 2025Let’s kick off 2025 with the financial updates you need to know. From higher contribution limits for 401(k)s, IRAs, and HSAs to new tax rules and expanded catch-up opportunities, we’ll cover what’s changing and how it impacts you. We’ll also share practical strategies to make the most of these updates, prepare for potential tax law shifts, and position yourself for financial success this year. Consider it your guide to starting 2025 on solid financial footing— with clear and actionable insights. Let’s make this year one of smart decisions and steady progress.
Full show notes: http...
2025-01-0807 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeReal Estate and Retirement: What You Need to KnowIn this episode of The Field Guide, we explore how real estate can play a crucial role in building income during retirement. From REITs to outright ownership, we break down the pros, cons, and key considerations for each type of real estate investment. Whether you're looking for a hands-off approach or eager to dive into managing properties, this episode will help you understand your options and make informed decisions.
Full show notes: https://www.bonfirefinancial.com/real-estate-investing/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonf...
2024-12-1810 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeDividend Paying Stocks: Income, Growth, and Risks ExplainedCurious about boosting your retirement income while staying invested? In this episode we reveal how dividend-paying stocks can provide steady income, potential growth, and portfolio stability. Discover the pros, the pitfalls, and insider tips to make these stocks work for you.
Full show notes: https://www.bonfirefinancial.com/dividend-paying-stocks/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-12-1109 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeShould I Buy an Annuity? Pros, Cons, and Everything In BetweenIn this episode, we dive deep into the world of annuities – exploring the good, the bad, and the ugly. Are annuities a safe haven for your retirement or a costly mistake in disguise? We'll break down the different types of annuities, their pros and cons, and help you understand when (and if) they make sense for you.
Full show notes: https://www.bonfirefinancial.com/should-i-buy-an-annuity/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-12-0412 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeNavigating the Mental Shift into RetirementNavigating the Mental Shift into RetirementFrom moving off a paycheck to living off assets, today Brian is discussing his insights on overcoming common mental blocks, easing into this new phase, and maintaining financial flexibility. Whether you're nearing retirement or supporting someone through it, this episode offers valuable advice for navigating the transition confidently.
Full show notes: https://www.bonfirefinancial.com/shift-into-retirement/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-11-2708 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeZoom Out: Optimizing Retirement AccountsManaging multiple accounts as you approach retirement can feel overwhelming. In this episode, we explore how taking a "big picture" approach to your 401(k), IRAs, brokerage accounts, and more can help you maximize tax efficiency and optimize growth.
Full show notes: https://www.bonfirefinancial.com/optimizing-retirement-accounts/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-11-2007 minThe Field Guide: Simplify, Navigate and Elevate Your Financial Life5-10 Years to Go: Retirement Reality CheckAs retirement approaches, the big question looms: are you financially ready to make the leap? In this episode of The Field Guide, we break down some critical steps for those 5 to 10 years away from retirement.
Full show notes: https://www.bonfirefinancial.com/5-10-years-retirement/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-11-1308 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeWhat Now? Strategies for Unused 529 Plan FundsCollege is over, but there’s money left in your 529 plan. Now what? In this episode of The Field Guide, Brian explores smart ways to put those leftover funds to good use, from rolling them into a Roth IRA to covering other educational expenses—all while avoiding penalties and maximizing value. Tune in to learn the best options for your excess 529 savings!
Full show notes: https://www.bonfirefinancial.com/unused-529-plan-funds/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-11-0608 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeAre you making these 3 common retirement mistakes?Retirement is closer than you think—are you prepared? Discover the three most common mistakes pre-retirees make and learn how to avoid them.
Full show notes: https://www.bonfirefinancial.com/retirement-mistakes/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
2024-10-3010 minThe Field Guide: Simplify, Navigate and Elevate Your Financial Life401k Do's and Don'ts: Smart Strategies as You Near RetirementAre you nearing retirement and wondering how to make the most of your 401k? In this episode, Brian dives into the essential do's and don'ts to ensure your retirement savings are on track. We’ll discuss why your risk tolerance should evolve as retirement approaches, the importance of regular rebalancing, and how to avoid common mistakes that could cost you in the long run.
Full show notes: https://www.bonfirefinancial.com/401k-retirement/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
2024-10-2308 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeThe Art of Asset AllocationAsset allocation is a foundational concept that plays a crucial role in designing investment portfolios. While it may sound straightforward, the reality is far more nuanced. It is truly more of an art than a science. Tune in to hear practical insights on building a strategy that fits your unique financial goals.
Full show notes: https://www.bonfirefinancial.com/asset-allocation/
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure
2024-10-1611 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeWhy the FIRE Movement is BSThe popular FIRE Movement (Financial Independence, Retire Early) philosophy of extreme frugality and postponing life’s pleasures isn’t the key to true financial freedom. In this episode, we are providing insights on how to achieve a balanced approach to financial independence that allows you to enjoy life now, without sacrificing your future.
Full show notes: https://www.bonfirefinancial.com/fire-movement
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-10-0912 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeMastering Monthly Expenses in RetirementToday we are exploring how shifting your focus to monthly expenses can make the transition from a paycheck to living off your savings smoother and less stressful. Learn practical strategies to maintain your lifestyle and financial security by mirroring the familiar income patterns you've relied on throughout your working life.Full show notes: https://www.bonfirefinancial.com/expenses-in-retirement
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-10-0209 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeNavigating the New Rules for Inherited IRAsIn this episode of The Field Guide, we dive into the recent updates to inherited IRA rules and their impact on beneficiaries. Whether you're a spouse or a non-spouse inheritor, understanding these changes is crucial for making informed financial decisions. Join us as we break down the key points and offer guidance on navigating the new landscape with confidence.To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-09-2506 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeRetirement Milestone: Demystifying Required Minimum DistributionsToday we are exploring the ins and outs of RMDs, helping you understand what they are, when they kick in, and how they impact your retirement planning. Tune in to learn strategies to manage your RMDs effectively and minimize the tax burden, ensuring your hard-earned savings last as long as you do.
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-09-1811 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeRethinking Home Equity in Your Retirement StrategyWhile having a paid-off home is a significant milestone, relying on home equity as a primary retirement asset may not be the best strategy. From the pitfalls of reverse mortgages to the challenges of downsizing, we are breaking down the options and offering practical advice on how to approach homeownership as part of a broader financial plan. Tune in to gain insights on why your home's equity should be viewed as a part of your plan—not the whole plan.
Full show notes: https://www.bonfirefinancial.com/home-equity-retirement/
To learn more about...
2024-09-1107 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeBeneficiary Basics: Keeping Your Accounts in OrderExplore the importance of keeping your beneficiary designations up to date, ensuring your accounts reflect your current wishes. Whether you've experienced life changes or just haven't checked in a while, this episode will guide you through the essential steps to make sure your assets go exactly where you want them to. To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-09-0405 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeInsurance isn't an InvestmentDiscover why insurance isn't the investment you think it is. Uncover the truth about common misconceptions and learn how to make smarter financial decisions to protect and grow your wealth. Detailed notes: https://www.bonfirefinancial.com/insurance-is-not-an-investment/To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-08-2808 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeHow I Invest: A look inside a CFP's portfolioHave you ever wondered what is inside your CFP's portfolio? Today we are pulling the curtain back into the personal investment strategies of our founder and CEO, Brian Colvert, CFP® Join us as he shares his insights on balancing risk, asset allocation, and the importance of having a diversified portfolio, while also exploring innovative investment opportunities and the principles guiding his financial decisions.
Detailed notes:https://www.bonfirefinancial.com/cfp-portfolioTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-08-2110 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeRetirement Planning for Self-Employed Business Owners and 1099 EmployeesToday we are addressing a critical topic for self-employed business owners and 1099 employees: retirement planning without a company-sponsored plan. In the absence of traditional employer benefits, it's essential to take proactive steps. We'll explore various retirement strategies tailored for those who must self-manage their retirement savings, including Solo 401(k)s, SEP IRAs, and other investment options.
Detailed notes: https://www.bonfirefinancial.com/retirement-planning-for-self-employed
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-08-1409 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeThe Power of Dollar Cost Averaging: A Timeless Investment StrategyDollar Cost Averaging (DCA) is an investment strategy that has stood the test of time. Learn how DCA works, why it's a common approach within 401k plans, and how it can benefit your overall investment strategy.
Detailed notes: https://www.bonfirefinancial.com/dollar-cost-averaging
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-08-0707 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeUnderstanding the Yield Curve: Trends and ImplicationsWhat is the Yield Curve and how to use it? Today we are looking into the yield curve, why it matters, and its critical role in economic forecasting. Discover how the yield curve can signal potential recessions and what this means for your financial planning.
Detailed notes: https://www.bonfirefinancial.com/yield-curveTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-07-3108 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeHamilton’s Legacy: Modern Insights into U.S. TreasuriesUncover the lasting impact of Alexander Hamilton's creation of U.S. Treasuries in this episode of The Field Guide. Join Brian Colvert, CFP® as he dives into the modern relevance and stability of these investments in today's financial markets. Detailed notes: https://www.bonfirefinancial.com/treasuriesTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-07-2408 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeCash Clarity: Navigating Money Market Accounts and FundsIn this episode of The Field Guide, Brian breaks down the essential differences between money market accounts and money market funds, helping you understand their benefits, risks, and ideal uses. Tune in to gain clarity on how to make the best cash management decisions for your financial goals.
Detailed notes: https://www.bonfirefinancial.com/money-marketsTo learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-07-1708 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeCertificates of Deposit (CDs): An Old-School Investment Making a Modern ComebackDiscover why this classic investment vehicle is making a strong comeback in today's high interest rate environment. Explore the mechanics of CDs, their benefits, and the reasons they might be a good addition to your financial strategy.
Detailed notes: https://www.bonfirefinancial.com/certificates-of-deposit/To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-07-1010 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeFrom the Runway to Retirement: Financial Planning for Pilots with Nick Coleman, CFP®Join host Brian Colvert as he sits down with Nick Coleman, CFP®, to discuss the unique financial challenges and retirement planning strategies for pilots. Discover how Nick's tailored approach guides pilots in achieving financial security from takeoff to touchdown in retirement.
To get in touch with Nick: nick@bonfirefinancial.com or 719-394-3900
Detailed notes: https://www.bonfirefinancial.com/financial-planning-for-pilots
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-06-1927 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeHow Elections Shape the Market: Trends and InsightsIn this episode, Brian discusses the impact of elections on the market. Using historical data from 1944 to today, he reveals patterns and trends that show how markets react to election outcomes. Discover why markets often settle after the election and the role of underlying economic conditions. Learn what to expect during election years and how to navigate market uncertainty with a long-term perspective.
Detailed notes: https://www.bonfirefinancial.com/elections-stock-market
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com...
2024-06-0508 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeReal Estate Investing: Fees, Cash Flow, and RisksToday we are diving deeper into alternative investments and talking about the crucial aspects of investing in real estate, from understanding who truly benefits from these investments to evaluating fees, cash flow, and risks. You'll learn about different real estate investment options, including REITs, personal property investments, and limited partnerships.
Detailed notes: https://www.bonfirefinancial.com/real-estate-investing
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-05-2908 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeCollectibles as an Investment: Where Fun Meets FinanceDiscover how the fun and passion of collecting items like cars, art, wine, and more can become part of your investment portfolio. Learn about the intricacies, due diligence, and market nuances that make collectible investing both a hobby and a financial strategy. Whether you’re a seasoned collector or just curious, this episode will enlighten you on how to balance enjoyment and profitability in the unique realm of collectibles.
Detailed notes: https://www.bonfirefinancial.com/collectibles
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
2024-05-2207 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeAlternative Investments: Beyond Stocks and BondsExplore the world of alternative investments. Learn how adding real estate, commodities, collectibles and other alternatives can diversify and strengthen your portfolio.
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-05-1509 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeUnderstanding RMDs: Tips and Resources for RetireesExplore what Required Minimum Distributions (RMDs) mean for your retirement and how to manage your savings and steer clear of penalties with practical tips and insights.
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-05-0809 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeNavigating Healthcare Costs: The HSA AdvantageOne of the most disruptive elements to any well-crafted financial plan is the unpredictable nature of medical expenses. Enter the Health Savings Account (HSA), a powerful tool that can change how you manage and mitigate healthcare costs both now and in retirement. Tune in to learn about its unique benefits and how you can navigate the ever-changing terrain of healthcare costs with confidence.To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-05-0106 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeBackdoor Roth: From Tax Burden to Tax-Free GrowthJoin host Brian Colvert, CFP®, as he unpacks the intricacies of backdoor Roth IRAs, an often-misunderstood approach to tax-efficient retirement saving. He covers everything from the basics of Roth IRAs to navigating the complexities of backdoor conversions, offering actionable tips for maximizing wealth-building potential. Whether you're a high-income earner or simply looking to optimize your retirement savings, this episode provides a comprehensive guide to leveraging a Backdoor Roth IRA.
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-04-2411 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeDreams to Destinations: Crafting Your Retirement Travel StoryDo you dream of traveling in retirement? Join host Brian Colvert, CFP®, as he shares insights at the intersection of finance and adventure. Through anecdotes of clients embarking on once-in-a-lifetime journeys, you’ll learn the transformative power of travel and the lasting memories it creates. Whether it's leveraging investments or maximizing travel rewards, Brian encourages you to prioritize experiences now and through retirement.To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.comDisclosure: https://www.bonfirefinancial.com/disclosure/
2024-04-1708 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeStreamlining Retirement: Insights into Account ConsolidationDo you have a bunch of old retirement plans scattered around? Do you have multiple different IRAs and 401(k)s from past employers? If you are nodding your head yes, then tune in to learn how consolidating these plans can make your life easier, evaluate fees and investment options, and discover other Important factors to consider when juggling multiple retirement accounts.
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-04-1009 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeThe Power of Catch-Up ContributionsJoin host Brian Colvert as he delves into the often overlooked benefits of aging when it comes to retirement savings. Brian explores how getting older opens doors to increased contributions to retirement accounts such as IRAs, 401(k)s, and HSAs. Discover the strategies, tips, and insights to make the most of age-driven catch-up contributions.
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-04-0309 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeWhen can I retire?Are you contemplating retirement? Are you wondering when you can retire? Join your host Brian Colvert, CFP® as he dives into the complexities of retirement planning. From financial considerations to psychological readiness, Brian offers insights to help you navigate this significant life transition.
For full show notes, visit: https://www.bonfirefinancial.com/To get started on your Financial Plan, visit: https://www.bonfirefinancial.com/financialplan/ Disclosure: https://www.bonfirefinancial.com/disclosure/
2024-03-2708 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeDecoding Bitcoin with Gerry SignorelliWhat is Bitcoin? Host Brian Colvert, CFP® is joined by Bitcoin expert Gerry Signorelli to unravel the complexities of Bitcoin. Gerry shares his personal journey of integrating this digital currency into his daily life, dives into the nuances of Bitcoin mining and the pivotal role of nodes and the broader implications of cryptocurrency.Whether you're a seasoned crypto enthusiast or new to the digital currency realm, join us for an insightful discussion that demystifies Bitcoin and highlights its future possibilities.For full show notes, visit: https://www.bonfirefinancial.com/Disclosure: https://www.bonfirefinancial.com/disclosure/Learn...
2024-03-2044 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeWelcome to The Field Guide brought to you by Bonfire FinancialYou are at the heart of the story behind Bonfire Financial. We believe that like a bonfire, life should be filled with celebration and memorable experiences. Money is often the way to get there, and that is what the Filed Guide Podcast is about, helping you find creative solutions to balance living for today and saving for tomorrow. Hosted by the CEO of Bonfire Financial, Brian Colvert, CFP®, each episode will bring you ideas to simplify, navigate and elevate your financial life.
2023-12-1200 minThe Field Guide: Simplify, Navigate and Elevate Your Financial LifeNavigating Taxes with Henry Ip, CPAThis isn't your typical tax talk. Join Host Brian Colvert, CFP® in a straightforward discussion with Henry Ip, CPA as they explore practical insights and tips for navigating the often confusing terrain of taxes.
Henry shares his expert insights, making this episode a must-listen for anyone looking to demystify taxes. Learn about deductions you may be missing out on, things to do before the end of the year and more!
Connect with Henery Ip, CPA
https://www.biggskofford.com
hip@biggskofford.com
For ful...
2023-11-2929 min
Great Decisions, Incredible LivesFuture-Proof Your Retirement: Tackle Income Uncertainties💡 What is your perspective on longevity and retirement planning?In this episode of Great Decisions, Incredible Lives: Retire With Intention, John Creekmur interviews Brian Colvert, a certified financial planner from Bonfire Financial. They discuss retirement planning and the changing dynamics of retirement. Brian shares his background and experience in the financial industry, as well as what sets Bonfire Financial apart from other advisory firms. They delve into understanding clients' expectations and reshaping retirement plans to align with their goals. They also touch on topics such as long-term care expenses, risk in retirement planning, retirement income strategies, and the...
2023-10-2527 min
Registered Investment Advisor PodcastBonfire Financial– The RIA Podcast with Seth Greene Episode 052 Brian ColvertBrian Colvert has been serving his clients for over 15 years and loves the impact he has been able to have on his clients’ lives. He started his career with Smith Barney and later UBS, and found out he could better serve his clients as a true fiduciary as a Registered Investment Advisor, knowing that clients are more important than shareholders. From there Bonfire Financial was born. Brian is a Certified Financial Planner (CFP®), and has been recognized as one of the top advisors in Colorado and nationally by the Natio...
2022-06-0810 min
Social Security: Answers From The ExpertsThis CFP’s Clients Gain The Psychological & Lifestyle Benefits Of Well-designed Retirement PlansThis CFP’s Clients Gain The Psychological & Lifestyle Benefits Of Well-designed Retirement PlansWelcome to episode #24 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Brian Colvert and they explore his knowledge of retirement planning and Social Security from his vantage point as a successful owner of an investment advisory firm. Brian Colvert is the owner of Bonfire Financial, a investment advisory firm in Colorado Springs, CO. Brian is a Certified Financial Planner (CFP), and has been serving his clients for 15 years. He also serves on multiple bo...
2022-03-3033 min