Shows
Wealth on PurposeEpisode 29: 7 Common Financial Planning Mistakes and How To Avoid ThemDiscover the 7 most common mistakes investors make in their financial planning — and how to avoid them. In this episode, we break down the missteps that can quietly derail wealth building, from timing the market to overlooking tax strategies. Tune in for clear, practical insights that will help you protect your portfolio and make smarter, more confident financial decisions.
Key Topics:
The seven biggest financial planning mistakes people make and how to avoid them.
Why “just having a number” is not a financial plan.
The truth about cash flow and ho...
2025-10-2239 min
Wealth on PurposeEpisode 28: Let's Talk Rates, Mortgages and Real Estate Purchases with Guest Cody WardDive into this episode of Wealth on Purpose, where hosts Brian Hartmann & Brian Diffily sit down with guest, Cody Ward, to unpack the ever-changing interest rate environment.
Get insider insights, real stories, and actionable takeaways you can apply right away.
Tune in now for a fresh perspective that challenges how you think about your next real estate purchase.
Key Topics:
Cody Ward’s path from Silicon Valley startups to mortgage lending
How homeownership builds generational wealth
The truth ab...
2025-10-0838 min
Wealth on PurposeEpisode 27: The World of Alternative Investments - What, How and WhyIn this episode of Wealth On Purpose, the Granite Bridge advisor team explores the world of alternative investments—what they are, how they differ from traditional stocks and bonds, and why investors may consider including them in a portfolio. Brian, Brian, Jason and Dalton discuss the potential benefits alternatives can provide, such as diversification, risk management, and opportunities for enhanced returns, while also highlighting the role they can play in building more resilient long-term investment strategies.
Key Topics:
What alternative investments are and how they differ from traditional stocks and bonds
Types of al...
2025-09-1734 min
Wealth on PurposeEpisode 26: A Summer at Granite Bridge: Intern Insights with Morgan GroffIn this special episode, we sit down with Morgan Groff, Granite Bridge’s summer intern, to reflect on her time with the firm. Morgan shares her experiences working alongside the Granite Bridge team, what she learned about the financial planning profession, and how this internship has shaped her vision for the future. Whether you're a student exploring a career in finance or simply curious about the next generation of advisors, Morgan’s thoughtful reflections offer a unique perspective on the industry and the value of hands-on experience.
Key Topics:
Morgan Groff’s summer...
2025-09-0329 min
Wealth on PurposeEpisode 25: Are Advisors Even Worth Their Fees? Modern Value Driven by Financial PlannersWhat value do financial planning teams add in your life? Is the relationship worth it? Many have these questions. This episode has the answers. Check out the Granite Bridge team sharing their opinions and research on the modern value great advisors deliver to their clients.
Key Topics:
The value of having a fiduciary financial advisor in your life.
How behavioral coaching can add up to 3% in returns over time.
The role of tax strategy and investment placement in wealth growth.
Reducing stress and improving mental health...
2025-08-2034 min
Wealth on PurposeEpisode 24: Planning versus Reacting, Facing the Realities of Being Prepared (or Not)In this insightful episode, the Granite Bridge team explores some of life’s most pivotal—and often unexpected—moments. From career shifts to health challenges and family transitions, we unpack how thoughtful financial planning can turn potential chaos into clarity, helping families navigate change with confidence, unity, and financial stability.
Key Topics:
Planning empowers you to stay calm through life’s inevitable curveballs
Financial preparedness is more than market strategy—it's emotional strategy
Good surprises, like inheritances, still need thoughtful planning
Stress-testing portfolios means more than anticipati...
2025-06-1824 min
Wealth on PurposeEpisode 23: Albert Einstein, Compounding Interest and MoreIn this episode of Wealth on Purpose, hosts Brian Diffily and Brian Hartmann discuss the powerful impact of time and compounding interest. Often referred to as one of the wonders of the world, this combination can be incredibly impactful to investors. An episode full of fascinating stories and history on investments and different asset classes.
Key Topics:
Why Einstein called compounding interest the "eighth wonder of the world."
The Rule of 72: how to estimate when your money will double
Real examples: $1 invested in 1923 vs. $1 in the S&P 500
2025-04-3023 min
Wealth on PurposeEpisode 22: Gear Up! Similarities Between Hiking Mount Everest and Managing Your Finances During Your Working Years Into RetirementThis episode focuses on getting your footing while scaling up and down the "mountain" in retirement. A recent once-in-a-lifetime client experience provided the Granite Bridge team a new perspective, and they share the story in this episode.Key Topics:
How climbing Mount Everest parallels retirement planning.
Why expert guidance matters in your financial journey.
The challenge of spending wisely in retirement.
Adapting to unexpected changes with confidence.
Why the descent (retirement) requires a new strategy.
Customizing your financial plan for your unique goals.
Connect with us:
Brian Diffily
B...
2025-03-1924 min
Wealth on PurposeEpisode 21: Risky Business: Navigating Your Risk Tolerance to Become a Smarter InvestorAre your investments in line with your risk tolerance and comfort zone? In this episode of Wealth on Purpose, hosts Brian Diffily and Brian Hartmann discuss the importance of understanding your personal risk tolerance and risk capacity. Listen in for some easy-to-implement takeaways that can impact your portfolio and financial future.Key Topics:
The concept of risk tolerance and risk capacity
Differentiating emotional risk tolerance from scientific risk capacity
The importance of assigning risk levels to different financial buckets
Strategies for balancing risk across cash, investments, and retirement funds
How market cycles influence i...
2025-03-0530 min
Wealth on PurposeEpisode 20: Insuring High-Value Properties, Vacation Homes and More with Guest Hanna PuetterHanna Puetter joins the Wealth On Purpose podcast to discuss her inside view and expertise around insuring high-end homes, portfolio properties and luxury cars. In this episode, you'll hear why it is so important to have the right coverage to protect these assets and your wealth.Key Topics:
Hanna Puetter emphasizes empathy in client relationships.
Hard market challenges with premiums and coverage.
Premium increases caused by catastrophic events and inflation.
Importance of updating policies after renovations.
Role of umbrella policies in liability risk management.
Example of a well-managed high-value claim.
Benefits of specialty...
2025-02-0539 min
Wealth on PurposeEpisode 19: Youth Is Your Advantage: Why Starting at an Early Age Can Be a Game-Changer for InvestorsIn this episode of Wealth on Purpose, Granite Bridge Advisor, Dalton Heffel, shares his life changing moment when his uncle encouraged him to buy his first stock at age 13. This experience led him to be able to guide parents and grandparents through some of the most important conversations they can have with their next generation. The conversations matter and Dalton will share his tips on how to get started.Key Topics:
Dalton’s journey of turning snow-shoveling money into his first stock portfolio at age 13.
How zero commissions and fractional shares make investing mor...
2024-12-1125 min
Wealth on PurposeEpisode 18: Talking Veterans and Veteran Benefits with Gary AlbaughIn this episode of Wealth on Purpose, Brian and Brian talk about well-known and less-known benefits that come along with service to the US Armed Forces.This episode is a must-listen for veterans, families of vets and spouses of veterans.Key Topics:
Why all veterans, not just those with disabilities, should explore VA benefits.
Overview of VA loan advantages, including no down payment and no private mortgage insurance.
Educational support through the Post-9/11 GI Bill, covering tuition and housing, with options to transfer to family.
Career transition support...
2024-11-0643 min
Wealth on PurposeEpisode 17: Calming the Confusion Around MEDICARE OptionsMedicare Specialist, Adam Chubb, CLU, joins the Wealth on Purpose hosts for a conversation around the complexities of Medicare. Choosing the right plan is more important than you may think. This episode is a must-listen to anyone who is approaching Medicare age or already using Medicare.Key Topics:
Medicare timelines: when to sign up for Parts A and B if nearing age 65 or retiring
Coordinating with HR to confirm creditable coverage and understand how company size affects options
Overview of Parts A (hospital), B (medical), and D (prescription drugs)
Consequences of missing enrollment...
2024-10-2328 min
Wealth on PurposeEpisode 16: Options and Strategies for Real Estate Investing. Primary Homes, Rentals and Commercial PropertiesIn this episode of Wealth on Purpose, Brian Diffily asks Brian Hartmann to go deep on common real estate questions and strategies. Hear from Hartmann on how best to take advantage of current tax codes specific to investment properties and multigenerational real estate investing. What is a stepped-up cost basis? What is a 1031 exchange? Learn about these strategies and more in this episode.Key Topics:
Capital gains tax exclusions for selling a primary home, with limits for singles and couples
Rules for qualifying a home as a primary residence and avoiding state tax issu...
2024-10-0931 min
Wealth on PurposeEpisode 15: The Lesser Known BIG Threat to Your Wealth...This episode takes a deep dive into the financial issues that are often overlooked but can have a monumental impact on your long-term wealth. In this episode, we're tackling a critical topic: how long-term care can pose a greater threat to your financial future than the fluctuations of the stock market.While stock market volatility is a well-known concern for investors, long-term care needs are becoming an increasingly significant financial burden that many aren’t fully prepared for. We’ll explore why the cost of extended care—whether it's nursing home stays, assisted living, or in...
2024-09-2525 min
Wealth on PurposeEpisode 14: Am I Going To Be OK? Prove It!Modern day wealth management is more than just making investment returns. Brian and Brian share why stress testing your investments and financial plans is a game changer for meeting and exceeding your personal goals. This system allows individuals, business owners and families to answer the timeless question "Will I be ok?" by applying Monte Carlo analysis. What's YOUR score?Key Topics:
Introduction to stress testing in personal finance
The importance of proving financial stability and preparedness
Explanation of the Monte Carlo simulation and its application in financial planning
Real-life examples of how stress...
2024-09-1129 min
Wealth on PurposeEpisode 13: Celebrity Estate Planning Mistakes that You May Be MakingYou may have more in common with Micheal Jackson, Prince, and Heath Ledger than you suspect. In this episode, we discuss estate planning issues that are commonly overlooked (even among the world's most famous celebs) and are easily corrected. Trusts, Wills and how they best serve your family.Key Topics:
Importance of comprehensive estate planning highlighted through celebrity examples
Necessity of maintaining updated estate documents like Wills and Trusts
Risks of ambiguous language in estate documents leading to legal disputes
Importance of communication among financial, legal, and tax advisors
Benefits of trusts for pr...
2024-08-0732 min
Wealth on PurposeEpisode 12: The Multigenerational Advisor Office Designed for the Multigenerational FamilyAs more families share the need for their children and grandchildren to be part of their financial plan, advisors are building professional teams to support each member of the family at their unique phases in life.In this episode of Wealth on Purpose, Dalton Heffel joins Brian and Brian to discuss how Granite Bridge Wealth Management has become a top choice for clients with this need.Key Topics:
Understanding the impact of the great wealth transfer occurring globally
Importance of communication in preparing families for wealth transition
Strategies...
2024-07-1722 min
Wealth on PurposeEpisode 11: Your Wealth Management TEAM, The NEW Financial Planning ModelIn this episode of Wealth on Purpose, several members of the Granite Bridge Team discuss the evolution of financial planning advice. The team model brings multiple professionals together all working collectively to prepare families for their futures.Key Topics:
Importance of a team approach in holistic financial planning
Benefits of having diversified expertise within a single advisory team
Coordination of schedules and efforts to optimize client interactions and solutions
Integration of various professional roles to address complex client needs
Impact of team dynamics on client service and satisfaction
Comparison of individual vs. team...
2024-06-2616 min
Wealth on PurposeEpisode 10: The Why & How Behind Property Insurance with Expert Nick CantatoreIn this episode of Wealth on Purpose, Hosts Brian Diffily and Brian Hartmann, CFP® sit down with Nick Cantatore and discuss the ever-changing environment around Property Insurance. Why are rates going up? How best can you cover your family's important assets? Nick, an insurance professional with a passion for teaching, answers these questions and more.Key Topics:
Nick’s background and transition from education to insurance
The importance of understanding your insurance policy
Nationwide rate increases and the role of reinsurance
The impact of regional and global events on insurance premiums
The value of...
2024-06-0528 min
Wealth on PurposeEpisode 9: How Does the Secure Act Affect Me?In this episode of Wealth on Purpose, hosts Brian Hartmann, CFP® and Brian Diffily share their Top 5 takeaways & impacts of this legislation in an easy-to-understand format. See how the changes brought about by the Secure Act can affect your retirement.Key Topics:
Secure Act adjustments to the age for required minimum distributions (RMDs)
Updates on catch-up contributions to retirement plans
New tax credits for small businesses starting 401(k)s
Changes to 529 plans allow for more flexibility
Major alterations to the rules around inheriting IRAs and the introduction of a 10-year distribution rule
Strategies f...
2024-05-2223 min
Wealth on PurposeEpisode 8: Healthy Financial Conversations with the Younger GenerationIn this episode of Wealth on Purpose, Hosts Brian Hartmann, CFP® and Brian Diffily discuss the importance of introducing financial literacy to younger ages. Having conversations about creating a healthy relationship with money early on.Key Topics:
The importance of discussing financial literacy with children
Strategies for initiating conversations about money with kids of all ages
Addressing the role of schools and parents in financial education
Practical advice for parents on integrating financial discussions at home
Tips for making financial conversations engaging and age-appropriate for children
Connect with us: ...
2024-05-0821 min
Wealth on PurposeEpisode 7: Quick Tips For Young Families and Seasoned InvestorsIn this episode of Wealth on Purpose, Hosts Brian Hartmann, CFP®, and Brian Diffily share quick and easy to implement tips on becoming better prepared for your future. Who are you today? From young investors needing basic financial advice to wealthy investors looking to fine tune their portfolio, this 19-minute episode is for you.Key Topics:
Importance of starting early with investment management and financial planning
Overview of term insurance and its benefits for young families
The critical role of updating beneficiaries on insurance policies
Strategies for building wealth systematically over time
The tr...
2024-04-2419 min
Wealth on PurposeEpisode 6: Words of Wisdom from a Career BankerIn this episode of Wealth on Purpose, hosts Brian Diffily and Brian Hartmann are joined by Tom Trouche, Regional President & CEO of ServisFirst Bank to share his insights on banking and the importance of genuine relationships. Tom graciously shares stories from how business loans become the fuel of a successful business to how entrepreneurs sell their companies and enjoy the remainder of their lives.Key Topics:
Introduction of Tom Trouche and his banking background
The role of technology in banking and business
Importance of trades and adapting to change
Strategies for small business s...
2024-04-1028 min
Wealth on PurposeEpisode 5: The Importance of Both Spouses & Partners Participating in Financial Planning"Ah Ha" moments happen when both spouses (or partners) participate in financial planning conversations. In this episode of Wealth on Purpose, Hosts Brian and Brian discuss the importance of both voices being heard in order to achieve your family's financial goals. YOU have the potential to set the standard for your family's multigenerational financial habits.Key Topics:
Importance of having both spouses involved in financial planning meetings
Benefits of a two-pronged approach: communication and understanding goals
Spouses may have different perspectives but share the same goals
Financial advisors c...
2024-03-2720 min
Wealth on PurposeEpisode 4: Client Experience ON PURPOSE. A guide for the process.In this episode of Wealth on Purpose, Hosts Brian Diffily and Brian Hartmann are joined by Julie Turk, Client Experience Specialist at Granite Bridge Wealth.They discuss how photo albums mean just as much to us as financial statements do when we plan for our clients' futures. Our team goes deep on what we believe clients should personally expect from a financial planning experience.Key Topics:
The journey to becoming a dedicated client experience specialist
The importance of personal touch in client interactions
Leveraging stories to enhance client relationships
The impact...
2024-03-0630 min
Wealth on PurposeEpisode 3: What Do Financial Advisors Do? One Title, Many Different Meanings...In this episode of Wealth on Purpose, hosts Brian Diffily and Brian Hartmann discuss the different roles financial advisors can play in your life. Not all advisors are serving clients equally or the same way. This episode sheds light on what individuals can expect from their advisor and advisory team. What is Granite Bridge's FIRST DATE??Key Topics:
The common misconceptions about financial advisors and their roles
The importance of clear communication and understanding client needs
How Granite Bridge Wealth Management approaches client relationships
The adaptability of financial pla...
2024-02-1428 min
Wealth on PurposeEpisode 1: What is Wealth on Purpose?In this episode of Wealth on Purpose, Hosts Brian Diffily and Brian Hartmann lay the groundwork for their Wealth on Purpose mindset. They share information on their personal and professional backgrounds that led them to how this podcast came to life. Setting expectations for listeners and subscribers as you buckle up for this and future episodes.Key Topics:
The significance of tangible communication in financial planning
The evolution of client relationships and communication over time
The crucial role of understanding clients' needs and goals
Building a wealth management f...
2024-01-2415 min
Wealth on PurposeEpisode 2: The Why...Before you decide to commit to being a regular listener to this Podcast, you deserve to know WHY Brian Hartmann and Brian Diffily are in the business of financial planning.The WHY is always important, but often overlooked. This episode covers WHY the Brians dedicated their lives to helping families across the country plan for their financial futures.Key Topics:
The journey of Brian Diffily and Brian Hartman into the financial advisory field
How major historical events influence financial advising strategies
Personal anecdotes highlighting their deep connections with c...
2024-01-2428 min
Leveling Up with Love!Wealth is Available for You!What does creating wealth mean for you? Everyone claims they want more money but what will you do with it? How do you have the imperative conversations around it? Are you building financial intelligence, security and wealth now to ensure more of it in the future? Listen to this week's episode as finance experts Brian and Brian share their unique perspective as industry thought leaders. These are not your typical snooze of financial advisors! They are shifting the narrative and bridging the knowledge gap for everyone and making it fun! Wealth is available for you! Brian and Brian generously provide t...
2022-03-2746 min
Carolina Real Estate PodcastBrian Diffily and Brian Hartmann of Granite Bridge Management from New JerseyOn this episode of Who Are They and Where Did They Move From presented by VOICE for Real Estate podcast Brian Hartmann and Brian Diffily of Granite Bridge Wealth Management talk to publisher Bill Macchio about moving from New Jersey to the Charleston and Mount Pleasant area of South Carolina. MORE REAL ESTATE PODCASTS: https://mountpleasantmagazine.com/voice-real-estate/
2022-02-1623 min