Shows
Common Sense Financial PodcastAn In-Depth Breakdown of Privatized Banking aka Build Banking - ReplayMany people accumulate their wealth in a bank or a long-term investment, and this may create problems. But there is a different strategy. In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja goes over the Build Banking strategy and how you can consider a different banking paradigm using specially designed life insurance policies that allow you to start banking on yourself. Most people know that banks use other people’s money to generate profits. This process is known as Fractional Reserve Banking, which is basically the bank using the spread be...2025-07-2315 min
Common Sense Financial PodcastTop 10 Legacy Planning Mistakes That May Be Sabotaging Your Family’s FutureBrian Skrobonja talks about the essentials of building a multi-generational legacy that lasts. He breaks down a blueprint rooted in time-tested principles and inspired by the same structural thinking used by families like the Rockefellers. Tune in to hear the assumptions that leave heirs rudderless, the mistakes that breed entitlement, and why conventional financial tools often fail under the weight of multi-century ambitions. Whether you're building wealth or preparing to pass it on, this episode will challenge your thinking and equip you with a legacy framework designed to stand the test of time. Brian starts by...2025-07-1635 min
Common Sense Financial PodcastRetirement Requires a Shift in Mindset - ReplayTime is your most precious resource, but how you use it is up to you. The shift from earning to retirement can be quite challenging, as you have to thread the needle between income, growth, and time. In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja goes over the most important mindset shift people need to make in order for their retirement plan to succeed. It is possible to retire without growth, but it’s impossible to succeed without income. But many people have trouble shifting their mindset from focusing on...2025-07-0915 min
Common Sense Financial PodcastSettling An Estate As An Executor - ReplayIn this episode, Brian Skrobonja sheds light on the complex and often overwhelming process of managing an estate after the loss of a loved one. This is a step-by-step guide from the initial steps you need to take after a loved one passes, to the intricate details of settling an estate. Brian offers valuable advice and practical tips to navigate this difficult time with grace and efficiency. Having a clearly defined process in place for managing an estate can help avoid the emotional drain of making important decisions through the loss of a loved one. Friends...2025-07-0213 min
Common Sense Financial PodcastAvoid Making These 5 Retirement Mistakes - Replay“The more money you have, the bigger the mistakes,” someone once told Brian… How does that translate into retirement planning? And how can you help ensure you approach your financial planning for your “golden years” in the best possible way? In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja goes over five retirement mistakes that you should stay away from at all costs, as well as what retirement is actually about. Brian touches upon something that a very successful person told him when he was getting started with his business back in 19...2025-06-2514 min
Common Sense Financial PodcastSocial Security: Understanding the Numbers and What Happens When One of You Passes?Brian Skrobonja breaks down two retirement curveballs that most people don’t see coming until it’s too late. He covers how your Social Security decisions can make or break your retirement, and what really happens to your income when your spouse passes away. From the math behind claiming early versus waiting, to the hidden tax traps that arise when one spouse passes away, this episode walks you through the real-life scenarios that can make or break your retirement plan. Brian starts by introducing Joe and Jane, a blend of real-life clients whose story brings clarity on the righ...2025-06-1822 min
Common Sense Financial Podcast6 Tips For Choosing the “Right Fit” Financial Advisor - ReplayAre you part of that 68% of people who would like to have a personalized financial plan, but aren’t sure where to find a financial advisor? What should you pay attention to when trying to get a financial planning expert to help you, and you’re evaluating different options? In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja shares six factors you should keep into consideration and look at when going through different financial advisor options. According to a May 2022 PR Newswire survey, 68% of people would like to have a pers...2025-06-1115 min
Common Sense Financial PodcastMake Health Planning Part of Your Retirement Planning, with Regan Archibald - ReplayYou feel healthy so everything is okay, right? Have you ever thought that health planning should be part of your retirement planning efforts? If you’ve answered ‘yes,’ pay close attention to Regan Archibald! Regan joins host Brian Skrobonja to discuss how people should approach health planning, the world of preventive care, the role of nutrition, and why longevity medicine is something you should be mindful of. Regan Archibald kicks off the conversation by sharing his origin story. In his work with entrepreneurs, Regan has found that when people focus on creating more balance and fo...2025-06-0453 min
Common Sense Financial PodcastTax Deferred to Tax Free: Navigating Taxes in Retirement - ReplayIn this milestone 100th episode of the Common Sense Financial Podcast, host Brian Skrobonja delves into the critical topic of managing taxes in retirement. The episode focuses on strategies for minimizing tax liabilities, especially for retirees with tax-deferred accounts facing potential hefty tax bills. Brian emphasizes the importance of sustainable income creation during retirement and the role of tax optimization in this process. Most people envision their retirement to be built from predominantly tax-free income, but after many years of deferring taxes, retirees are facing a sizable tax bill on distributions taken from their retirement accounts...2025-05-2817 min
Common Sense Financial Podcast11 Tax Strategies for Business Owners That Ought Not Be IgnoredBrian Skrobonja breaks down 11 small business tax tips that could help you keep more of what you earn. He explains how the wealthy leverage these strategies, ways to apply them to your own business, and how being proactive now can save you thousands down the road. Tune in to discover practical steps you can take today to reduce your tax burden, boost your bottom line, and build long-term financial security. Brian starts by revealing how the tax code can be used as a tool to build wealth. According to Brian, the difference between the wealthy and the average...2025-05-2129 min
Common Sense Financial PodcastThe 4 Biggest Obstacles to Effective Estate Planning - ReplayLife when you’re gone… an uncomfortable conversation most people prefer to avoid. Why isn’t that a good idea? How can estate planning help you ensure that things are taken care of once you aren’t around anymore? Listen to learn about big mistakes people make, the different elements that make up the estate plan puzzle, the three primary areas of cash flow, and the type of plan you should have in place. When it comes to end of life financial planning, many people tend to put it off because it’s an uncomforta...2025-05-1414 min
Common Sense Financial PodcastLongevity: The Retirement Problem No One Is Discussing - ReplayDid you know that a good part of American households haven’t thought about retirement planning? When it comes to planning for retirement, there are some key concepts to understand and three traps you should do your best to avoid. Listen to learn why a money increase doesn’t always equal a lifestyle enhancement, the three things people often look at but that come back to bite them later on, and how you can effectively plan for retirement and protect your money. As life expectancy increases, people will be finding themselves needing to save more...2025-05-0714 min
Common Sense Financial PodcastDifferent Approach of Financial Planning Addresses ‘the Missing Middle’ - ReplayEmergencies and retirement. This is what we're taught to save for. But what if you created a different system, which allowed you to pay for the expenses you will incur between now and retirement age – without losing the ability to build wealth? Find out why you may need to rethink your financial planning approach and what you should do about the “Missing Middle.” According to popular opinion, sound financial planning advice typically consists of two main steps: saving for emergencies and saving for retirement. Brian found this to be slightly misleading because of the phenomenon he refers...2025-04-3015 min
Common Sense Financial PodcastThe Missing Link in Retirement Planning: Why Purpose MattersBrian Skrobonja talks about the true meaning of purpose in retirement. He shares why aligning your financial strategy with your life’s purpose is key to a fulfilling retirement and how purpose, not just money, impacts your longevity and satisfaction. Tune in to discover practical insights on creating a retirement plan that empowers you to live with confidence, clarity, and meaning. Brian starts by explaining why the modern approach to retirement is wrong. Retirement isn’t about reaching a final stop. It's about transitioning—and if we don’t plan that transition right, what starts as a dream can easil...2025-04-2321 min
Common Sense Financial PodcastAn Innovative – and Life-Changing – Way to Look at Retirement, with Dean Jackson - ReplayWhat comes to mind when you think about retiring? Is it enjoying your "golden years?" That's an outdated approach, says today's guest Dean Jackson! He joins host Brian Skrobonja to discuss a new way to think about retirement – and how doing things this way will change your life – the concept of "pre-tiring," two types of economy, and what "money hobby" and self-managing companies are all about. The idea of the conversation with Dean came to Brian as the result of conversations he has been having with clients, plus the increased longevity and the outdated mode...2025-04-1657 min
Common Sense Financial PodcastAre You Prepared for the Evolution of Retirement? - ReplayIn this podcast episode, Brian Skrobonja takes us on a thought-provoking journey through the evolving concept of retirement. As we dive into the past, present, and future of retirement, Brian helps us unravel the complexities of this modern-day concept which, though deeply ingrained in our society, is relatively new in human history. This episode is essential for anyone planning for retirement, offering a fresh perspective on how to approach this significant life stage in the context of rapid societal shifts, economic developments, and increasing human longevity. We start off by exploring the concept of retirement and...2025-04-0916 min
Common Sense Financial PodcastIn Financial Planning, Consider Your ‘Fuel Tank of Capability’ - ReplayYou can live without saving money, and you can live with debt, but you cannot live without cash flow. In fact, if you want your personal finance to flourish, cash flow is a key element you need to focus on – passive income too. Why is that the case? Find out about critical personal financing missteps you should avoid making, what to focus on to measure financial progress and happiness, and the key traits you can learn from the happiest and most successful people to win more in personal finance. Just like many other areas of life, pe...2025-04-0214 min
Common Sense Financial PodcastQ&A: Your Pressing Finance and Investing Questions AnsweredBrian Skrobonja answers some of the most frequently asked questions about finances and investing. He covers how successful people approach liquidity, why traditional emergency funds may not be the best strategy, and how to store money with a purpose. Tune in to hear him challenge common financial myths, share smarter wealth-building strategies, and explain what financial freedom really means—so you can take control of your money with confidence. Brian starts by explaining what passive income is and where most people go wrong with it. True passive income comes from creating multiple, diversified revenue streams that go...2025-03-2625 min
Common Sense Financial PodcastMy Story - ReplayIn this podcast episode, Brian shares his remarkable journey from his parents' middle-class immigrant background to achieving financial freedom through decades of learning and building businesses. He recounts his early aspiration for an opulent lifestyle and the pivotal moment when he realized the importance of creating income-producing assets. Through content creation, including three books and the Common Sense Financial Podcast, Brian's financial wisdom and expertise have garnered recognition and awards, providing valuable insights into wealth, financial freedom, and the pursuit of life's true riches. Join us as we explore Brian's wealth-building principles, the significance of...2025-03-1910 min
Common Sense Financial Podcast2024 Pension Reforms: The Removal of WEP and GPOBrian Skrobonja breaks down the repeal of the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). He covers how retirees can strategically use their lump sum to create long-term financial stability, the impact of the repeal on spousal and survivor benefits, and the broader financial strain on the Social Security system. Tune in to hear essential insights into how to adapt your financial strategy and take full advantage of this game-changing reform. Brian starts by explaining why the repeal of the WEP and the GPO is a big deal for retirees. A go...2025-02-1918 min
Common Sense Financial PodcastCreate A Formula To Help Reduce Risk and Simplify Your FinancesBrian Skrobonja discusses the crucial role a well-defined investing strategy plays in making smarter financial decisions. He covers ways to create an investing framework you can follow, why blindly taking investing risks is a recipe for disaster, and ways to navigate financial decisions with confidence and clarity. Brian starts by highlighting the crucial role a well-defined investing framework plays in securing your financial future. He highlights a common misconception about retirement: many people think retirement is the final destination. In reality, it’s just a transition point, and how you prepare for this phase can shape yo...2025-01-2220 min
Common Sense Financial PodcastWho Should Consider An Annuity? - ReplayThe concept of investing is often associated only with money and the pursuit of wealth, but this Annuities are a popular thing these days… why is that the case? And are they a valid option for those planning their retirement? In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja explores the world of annuities – from what they are and the three types of annuities all the way to four common myths, Brian’s “unpopular opinion” and why annuities and investments aren’t in competition. Plus, Brian reveals what he considers the...2025-01-0114 min
Common Sense Financial PodcastHow Prepared Are You For Retirement?Brian Skrobonja goes through the five questions you need to answer to gauge how prepared you are for retirement. He covers the benefits of having a detailed income plan, how to design a comprehensive tax strategy, and what it takes to enjoy your retirement without constantly second-guessing your financial decisions. Brian starts the conversation by explaining why retirement is more than just a financial milestone. It's a complete shift in how you use money and approach life. According to Brian, setting a retirement date before having an optimized retirement plan is like quitting a job before...2024-12-1827 min
Common Sense Financial PodcastAn In-Depth Breakdown of Privatized Banking aka Build Banking - ReplayMany people accumulate their wealth in a bank or a long-term investment, and this may create problems. But there is a different strategy. In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja goes over the Build Banking strategy and how you can consider a different banking paradigm using specially designed life insurance policies that allow you to start banking on yourself. Most people know that banks use other people’s money to generate profits. This process is known as Fractional Reserve Banking, which is basically the bank using the spread be...2024-12-1115 min
Common Sense Financial PodcastRetirement Requires a Shift in Mindset - ReplayTime is your most precious resource, but how you use it is up to you. The shift from earning to retirement can be quite challenging, as you have to thread the needle between income, growth, and time. In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja goes over the most important mindset shift people need to make in order for their retirement plan to succeed. It is possible to retire without growth, but it’s impossible to succeed without income. But many people have trouble shifting their mindset from focusing on...2024-12-0415 min
Common Sense Financial PodcastAvoid Making These 5 Retirement Mistakes - Replay“The more money you have, the bigger the mistakes,” someone once told Brian… How does that translate into retirement planning? And how can you help ensure you approach your financial planning for your “golden years” in the best possible way? In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja goes over five retirement mistakes that you should stay away from at all costs, as well as what retirement is actually about. Brian touches upon something that a very successful person told him when he was getting started with his business back in 19...2024-11-2714 min
Common Sense Financial PodcastYear-End Tax StrategiesBrian Skrobonja shares practical tips on year-end tax planning so you can make informed decisions and take control of your financial future. He explains why now is the perfect time to assess your financial situation and the type of strategic moves you can make to reduce your tax liabilities, maximize savings, and enhance your overall financial health. Brian starts the conversation by revealing the key elements of a well-designed year-end tax planning strategy. Tax planning isn't an April 15th activity. The tax return itself is just a scorecard. For Brian, tax planning goes from January to...2024-11-2021 min
Common Sense Financial Podcast6 Tips For Choosing the “Right Fit” Financial Advisor - ReplayAre you part of that 68% of people who would like to have a personalized financial plan, but aren’t sure where to find a financial advisor? What should you pay attention to when trying to get a financial planning expert to help you, and you’re evaluating different options? In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja shares six factors you should keep into consideration and look at when going through different financial advisor options. According to a May 2022 PR Newswire survey, 68% of people would like to have a pers...2024-11-1315 min
Common Sense Financial PodcastMake Health Planning Part of Your Retirement Planning, with Regan Archibald - ReplayYou feel healthy so everything is okay, right? Have you ever thought that health planning should be part of your retirement planning efforts? If you’ve answered ‘yes,’ pay close attention to Regan Archibald! Regan joins host Brian Skrobonja to discuss how people should approach health planning, the world of preventive care, the role of nutrition, and why longevity medicine is something you should be mindful of. Regan Archibald kicks off the conversation by sharing his origin story. In his work with entrepreneurs, Regan has found that when people focus on creating more balance and fo...2024-11-0653 min
Common Sense Financial PodcastAn Innovative – and Life-Changing – Way to Look at Retirement, with Dean Jackson - ReplayWhat comes to mind when you think about retiring? Is it enjoying your "golden years?" That's an outdated approach, says today's guest Dean Jackson! He joins host Brian Skrobonja to discuss a new way to think about retirement – and how doing things this way will change your life – the concept of "pre-tiring," two types of economy, and what "money hobby" and self-managing companies are all about. The idea of the conversation with Dean came to Brian as the result of conversations he has been having with clients, plus the increased longevity and the outdated mode...2024-10-3057 min
Common Sense Financial PodcastThe Potential Ripple Effects of Taxing Unrealized Capital GainsIn this episode, Brian Skrobonja breaks down Kamala Harris' proposed tax plan and how it aims to tax unrealized capital gains for the ultra-rich. He sheds light on how the tax plans will affect all Americans regardless of their income level, what to do if Kamala Harris is elected president, and how taxing unrealized gains could contribute to constant market volatility. Brian starts the conversation by breaking down the key elements in Kamala Harris' plan to tax unrealized capital gains for ultra-high-net-worth individuals. While proponents argue this would ensure the wealthiest Americans pay their fair share...2024-10-2318 min
Common Sense Financial PodcastIdentity Theft: How to Protect Yourself and Take Action if You’re TargetedIn this episode, Brian Skrobonja shares tips and insights on how to help protect yourself against identity theft. He sheds light on the best identity theft tools in the market, what to consider when someone steals your identity, and ways to minimize the risk of your data ending up in the dark web. Brian starts the conversation by sharing what he learned as a victim of identity theft and how you can be more prepared if you find yourself in a similar situation. The reality is that identity theft continues to be a growing problem and...2024-10-1620 min
Common Sense Financial PodcastThe 4 Biggest Obstacles to Effective Estate Planning - ReplayLife when you’re gone… an uncomfortable conversation most people prefer to avoid. Why isn’t that a good idea? How can estate planning help you ensure that things are taken care of once you aren’t around anymore? Listen to learn about big mistakes people make, the different elements that make up the estate plan puzzle, the three primary areas of cash flow, and the type of plan you should have in place. When it comes to end of life financial planning, many people tend to put it off because it’s an uncomforta...2024-10-0914 min
Common Sense Financial PodcastLongevity: The Retirement Problem No One Is Discussing - ReplayDid you know that a good part of American households haven’t thought about retirement planning? When it comes to planning for retirement, there are some key concepts to understand and three traps you should do your best to avoid. Listen to learn why a money increase doesn’t always equal a lifestyle enhancement, the three things people often look at but that come back to bite them later on, and how you can effectively plan for retirement and protect your money. As life expectancy increases, people will be finding themselves needing to save more...2024-10-0214 min
Common Sense Financial PodcastIn Financial Planning, Consider Your ‘Fuel Tank of Capability’ - ReplayYou can live without saving money, and you can live with debt, but you cannot live without cash flow. In fact, if you want your personal finance to flourish, cash flow is a key element you need to focus on – passive income too. Why is that the case? Find out about critical personal financing missteps you should avoid making, what to focus on to measure financial progress and happiness, and the key traits you can learn from the happiest and most successful people to win more in personal finance. Just like many other areas of life, pe...2024-09-2514 min
Common Sense Financial PodcastDifferent Approach of Financial Planning Addresses ‘the Missing Middle’ - ReplayEmergencies and retirement. This is what we're taught to save for. But what if you created a different system, which allowed you to pay for the expenses you will incur between now and retirement age – without losing the ability to build wealth? Find out why you may need to rethink your financial planning approach and what you should do about the “Missing Middle.” According to popular opinion, sound financial planning advice typically consists of two main steps: saving for emergencies and saving for retirement. Brian found this to be slightly misleading because of the phenomenon he refers...2024-09-1815 min
Common Sense Financial Podcast7 Essential Questions to Ask When Choosing a Financial AdvisorIn this episode, Brian Skrobonja breaks down the seven key questions you must ask your advisor before choosing to work with them. He sheds light on why selecting a financial advisor is crucial for your financial well-being, the benefits of working with an experienced financial advisor, and why you should be wary of financial entertainers. How can people find financial advisors who can help them beyond just picking investments? Brian goes over seven key areas you must consider before working with an advisor. He explains how selecting a financial advisor is a critical decision that can...2024-09-1121 min
Common Sense Financial PodcastThe Three Retirement Mindsets That Could Have A Negative Impact On Your Retirement Plans - ReplayIn this episode, Brian Skrobonja goes over the three main retirement mindsets that could negatively impact your retirement plans. He sheds light on what most retirees get wrong about retirement planning, why being confident doesn’t eliminate investment risks, and what to consider when hiring a financial planner. Brian goes over three retirement mindsets that have the potential to derail even the best-laid retirement plans. He starts by explaining that there is more to the conversation around retirement than just having a permanent vacation. Retirement is not a destination; it’s a transition into a new stag...2024-09-0419 min
Common Sense Financial PodcastExploring Alternative Investments and Building a Long Term Vision - ReplayIn this episode, Brian Skrobonja explains what alternative investments are and why they are the fastest route to growing your assets or retirement savings. He sheds light on how the most successful investors in the world keep getting wealthier and how to use an endowment like strategy to position your retirement assets. Brian explores alternative investments opportunities. He goes over what larger investors are doing to diversify away from the public market in an effort to help clients protect downside risks. The shift in investment philosophy amongst the largest investors is something to pay attention to a...2024-08-2816 min
Common Sense Financial PodcastTop 2 Questions Answered - ReplayIn this episode, Brian Skrobonja answers the top questions he receives from people looking for help with their financial plan. He sheds light on why a plan is more than just picking stocks, what most people get wrong about passive income, and the benefits of knowing how much tax liability you’ll have in the future. Brian answers the top questions he receives from people looking for financial planning assistance. He starts by explaining why a financial plan is more than just picking a few stocks or bonds. Unfortunately, there are many situations where products are bei...2024-08-2118 min
Common Sense Financial PodcastA Framework For Multiplying WealthIn this episode, Brian Skrobonja breaks down a simple framework everyone can follow to build and multiply wealth. He sheds light on what most people get wrong about wealth building, the benefits of having multiple appreciating assets, and how wealthy people use other people’s money to build wealth. Brian goes over a simple framework for multiplying and sustaining wealth--the same framework he uses to build and scale his business. Brian reveals the rhythm to building wealth: Accumulate money, build assets, create passive income, then repeat. Brian breaks down the two main schools of thought about mo...2024-08-1422 min
Common Sense Financial PodcastDefining A Diversified Portfolio - ReplayIn this episode, Brian Skrobonja breaks down ways to save, grow, and invest your money. He sheds light on what a well-diversified portfolio looks like, the true definition of financial freedom, and why you need different mindsets for spending versus investing money. We all want the same thing when it comes to money--we all desire to make money, grow money, and use the money that we have. However, most people have a belief system that is rooted strictly on growing money--which, on some level, makes sense. But this singular focus leaves out the idea of using...2024-08-0713 min
Common Sense Financial PodcastSettling An Estate As An Executor - ReplayIn this episode, Brian Skrobonja sheds light on the complex and often overwhelming process of managing an estate after the loss of a loved one. This is a step-by-step guide from the initial steps you need to take after a loved one passes, to the intricate details of settling an estate. Brian offers valuable advice and practical tips to navigate this difficult time with grace and efficiency. Having a clearly defined process in place for managing an estate can help avoid the emotional drain of making important decisions through the loss of a loved one. Friends...2024-07-3113 min
Common Sense Financial PodcastTax Deferred to Tax Free: Navigating Taxes in Retirement - ReplayIn this milestone 100th episode of the Common Sense Financial Podcast, host Brian Skrobonja delves into the critical topic of managing taxes in retirement. The episode focuses on strategies for minimizing tax liabilities, especially for retirees with tax-deferred accounts facing potential hefty tax bills. Brian emphasizes the importance of sustainable income creation during retirement and the role of tax optimization in this process. Most people envision their retirement to be built from predominantly tax-free income, but after many years of deferring taxes, retirees are facing a sizable tax bill on distributions taken from their retirement accounts...2024-07-2417 min
Common Sense Financial PodcastAre You Prepared for the Evolution of Retirement? - ReplayIn this podcast episode, Brian Skrobonja takes us on a thought-provoking journey through the evolving concept of retirement. As we dive into the past, present, and future of retirement, Brian helps us unravel the complexities of this modern-day concept which, though deeply ingrained in our society, is relatively new in human history. This episode is essential for anyone planning for retirement, offering a fresh perspective on how to approach this significant life stage in the context of rapid societal shifts, economic developments, and increasing human longevity. We start off by exploring the concept of retirement and...2024-07-1716 min
Common Sense Financial PodcastThe Three Retirement Mindsets That Could Have A Negative Impact On Your Retirement PlansIn this episode, Brian Skrobonja goes over the three main retirement mindsets that could negatively impact your retirement plans. He sheds light on what most retirees get wrong about retirement planning, why being confident doesn’t eliminate investment risks, and what to consider when hiring a financial planner. Brian goes over three retirement mindsets that have the potential to derail even the best-laid retirement plans. He starts by explaining that there is more to the conversation around retirement than just having a permanent vacation. Retirement is not a destination; it’s a transition into a new stag...2024-07-1019 min
Common Sense Financial PodcastMy Story - ReplayIn this podcast episode, Brian shares his remarkable journey from his parents' middle-class immigrant background to achieving financial freedom through decades of learning and building businesses. He recounts his early aspiration for an opulent lifestyle and the pivotal moment when he realized the importance of creating income-producing assets. Through content creation, including three books and the Common Sense Financial Podcast, Brian's financial wisdom and expertise have garnered recognition and awards, providing valuable insights into wealth, financial freedom, and the pursuit of life's true riches. Join us as we explore Brian's wealth-building principles, the significance of...2024-07-0310 min
Common Sense Financial PodcastExploring Alternative Investments and Building a Long Term VisionIn this episode, Brian Skrobonja explains what alternative investments are and why they are the fastest route to growing your assets or retirement savings. He sheds light on how the most successful investors in the world keep getting wealthier and how to use an endowment like strategy to position your retirement assets. Brian explores alternative investments opportunities. He goes over what larger investors are doing to diversify away from the public market in an effort to help clients protect downside risks. The shift in investment philosophy amongst the largest investors is something to pay attention to a...2024-06-1216 min
Common Sense Financial PodcastTop 2 Questions AnsweredIn this episode, Brian Skrobonja answers the top questions he receives from people looking for help with their financial plan. He sheds light on why a plan is more than just picking stocks, what most people get wrong about passive income, and the benefits of knowing how much tax liability you’ll have in the future. Brian answers the top questions he receives from people looking for financial planning assistance. He starts by explaining why a financial plan is more than just picking a few stocks or bonds. Unfortunately, there are many situations where products are bei...2024-05-1518 min
Common Sense Financial PodcastWho Should Consider An Annuity? - ReplayThe concept of investing is often associated only with money and the pursuit of wealth, but this Annuities are a popular thing these days… why is that the case? And are they a valid option for those planning their retirement? In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja explores the world of annuities – from what they are and the three types of annuities all the way to four common myths, Brian’s “unpopular opinion” and why annuities and investments aren’t in competition. Plus, Brian reveals what he considers the...2024-04-1714 min
Common Sense Financial PodcastDefining A Diversified PortfolioIn this episode, Brian Skrobonja breaks down ways to save, grow, and invest your money. He sheds light on what a well-diversified portfolio looks like, the true definition of financial freedom, and why you need different mindsets for spending versus investing money. We all want the same thing when it comes to money--we all desire to make money, grow money, and use the money that we have. However, most people have a belief system that is rooted strictly on growing money--which, on some level, makes sense. But this singular focus leaves out the idea of using...2024-04-1013 min
Common Sense Financial PodcastAn In-Depth Breakdown of Privatized Banking aka Build Banking - ReplayMany people accumulate their wealth in a bank or a long-term investment, and this may create problems. But there is a different strategy. In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja goes over the Build Banking strategy and how you can consider a different banking paradigm using specially designed life insurance policies that allow you to start banking on yourself. Most people know that banks use other people’s money to generate profits. This process is known as Fractional Reserve Banking, which is basically the bank using the spread be...2024-03-2715 min
Common Sense Financial PodcastRetirement Requires a Shift in Mindset - ReplayTime is your most precious resource, but how you use it is up to you. The shift from earning to retirement can be quite challenging, as you have to thread the needle between income, growth, and time. In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja goes over the most important mindset shift people need to make in order for their retirement plan to succeed. It is possible to retire without growth, but it’s impossible to succeed without income. But many people have trouble shifting their mindset from focusing on...2024-03-2015 min
Common Sense Financial PodcastSettling An Estate As An ExecutorIn this episode, Brian Skrobonja sheds light on the complex and often overwhelming process of managing an estate after the loss of a loved one. This is a step-by-step guide from the initial steps you need to take after a loved one passes, to the intricate details of settling an estate. Brian offers valuable advice and practical tips to navigate this difficult time with grace and efficiency. Having a clearly defined process in place for managing an estate can help avoid the emotional drain of making important decisions through the loss of a loved one. Friends...2024-03-1313 min
Common Sense Financial PodcastAvoid Making These 5 Retirement Mistakes - Replay“The more money you have, the bigger the mistakes,” someone once told Brian… How does that translate into retirement planning? And how can you help ensure you approach your financial planning for your “golden years” in the best possible way? In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja goes over five retirement mistakes that you should stay away from at all costs, as well as what retirement is actually about. Brian touches upon something that a very successful person told him when he was getting started with his business back in 19...2024-03-0614 min
Common Sense Financial Podcast6 Tips For Choosing the “Right Fit” Financial Advisor - ReplayAre you part of that 68% of people who would like to have a personalized financial plan, but aren’t sure where to find a financial advisor? What should you pay attention to when trying to get a financial planning expert to help you, and you’re evaluating different options? In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja shares six factors you should keep into consideration and look at when going through different financial advisor options. According to a May 2022 PR Newswire survey, 68% of people would like to have a pers...2024-02-2815 min
Common Sense Financial PodcastMake Health Planning Part of Your Retirement Planning, with Regan Archibald - ReplayYou feel healthy so everything is okay, right? Have you ever thought that health planning should be part of your retirement planning efforts? If you’ve answered ‘yes,’ pay close attention to Regan Archibald! Regan joins host Brian Skrobonja to discuss how people should approach health planning, the world of preventive care, the role of nutrition, and why longevity medicine is something you should be mindful of. Regan Archibald kicks off the conversation by sharing his origin story. In his work with entrepreneurs, Regan has found that when people focus on creating more balance and fo...2024-02-2153 min
Common Sense Financial PodcastTax Deferred to Tax Free: Navigating Taxes in RetirementIn this milestone 100th episode of the Common Sense Financial Podcast, host Brian Skrobonja delves into the critical topic of managing taxes in retirement. The episode focuses on strategies for minimizing tax liabilities, especially for retirees with tax-deferred accounts facing potential hefty tax bills. Brian emphasizes the importance of sustainable income creation during retirement and the role of tax optimization in this process. Most people envision their retirement to be built from predominantly tax-free income, but after many years of deferring taxes, retirees are facing a sizable tax bill on distributions taken from their retirement accounts...2024-02-1416 min
Common Sense Financial PodcastThe 4 Biggest Obstacles to Effective Estate Planning - ReplayLife when you’re gone… an uncomfortable conversation most people prefer to avoid. Why isn’t that a good idea? How can estate planning help you ensure that things are taken care of once you aren’t around anymore? Listen to learn about big mistakes people make, the different elements that make up the estate plan puzzle, the three primary areas of cash flow, and the type of plan you should have in place. When it comes to end of life financial planning, many people tend to put it off because it’s an uncomforta...2024-02-0714 min
Common Sense Financial PodcastLongevity: The Retirement Problem No One Is Discussing - ReplayDid you know that a good part of American households haven’t thought about retirement planning? When it comes to planning for retirement, there are some key concepts to understand and three traps you should do your best to avoid. Listen to learn why a money increase doesn’t always equal a lifestyle enhancement, the three things people often look at but that come back to bite them later on, and how you can effectively plan for retirement and protect your money. As life expectancy increases, people will be finding themselves needing to save more...2024-01-3114 min
Common Sense Financial PodcastDifferent Approach of Financial Planning Addresses ‘the Missing Middle’ - ReplayEmergencies and retirement. This is what we're taught to save for. But what if you created a different system, which allowed you to pay for the expenses you will incur between now and retirement age – without losing the ability to build wealth? Find out why you may need to rethink your financial planning approach and what you should do about the “Missing Middle.” According to popular opinion, sound financial planning advice typically consists of two main steps: saving for emergencies and saving for retirement. Brian found this to be slightly misleading because of the phenomenon he refers...2024-01-2415 min
Common Sense Financial PodcastAn Innovative – and Life-Changing – Way to Look at Retirement, with Dean Jackson - ReplayWhat comes to mind when you think about retiring? Is it enjoying your "golden years?" That's an outdated approach, says today's guest Dean Jackson! He joins host Brian Skrobonja to discuss a new way to think about retirement – and how doing things this way will change your life – the concept of "pre-tiring," two types of economy, and what "money hobby" and self-managing companies are all about. The idea of the conversation with Dean came to Brian as the result of conversations he has been having with clients, plus the increased longevity and the outdated mode...2024-01-1709 min
Common Sense Financial PodcastAre You Prepared for the Evolution of Retirement?In this podcast episode, Brian Skrobonja takes us on a thought-provoking journey through the evolving concept of retirement. As we dive into the past, present, and future of retirement, Brian helps us unravel the complexities of this modern-day concept which, though deeply ingrained in our society, is relatively new in human history. This episode is essential for anyone planning for retirement, offering a fresh perspective on how to approach this significant life stage in the context of rapid societal shifts, economic developments, and increasing human longevity. We start off by exploring the concept of retirement and...2024-01-1016 min
Common Sense Financial PodcastIn Financial Planning, Consider Your ‘Fuel Tank of Capability’ - ReplayYou can live without saving money, and you can live with debt, but you cannot live without cash flow. In fact, if you want your personal finance to flourish, cash flow is a key element you need to focus on – passive income too. Why is that the case? Find out about critical personal financing missteps you should avoid making, what to focus on to measure financial progress and happiness, and the key traits you can learn from the happiest and most successful people to win more in personal finance. Just like many other areas of life, pe...2024-01-0314 min
Common Sense Financial PodcastMy StoryIn this podcast episode, Brian shares his remarkable journey from his parents' middle-class immigrant background to achieving financial freedom through decades of learning and building businesses. He recounts his early aspiration for an opulent lifestyle and the pivotal moment when he realized the importance of creating income-producing assets. Through content creation, including three books and the Common Sense Financial Podcast, Brian's financial wisdom and expertise have garnered recognition and awards, providing valuable insights into wealth, financial freedom, and the pursuit of life's true riches. Join us as we explore Brian's wealth-building principles, the significance of...2023-12-0610 min
Common Sense Financial PodcastWho Should Consider An Annuity?The concept of investing is often associated only with money and the pursuit of wealth, but this Annuities are a popular thing these days… why is that the case? And are they a valid option for those planning their retirement? In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja explores the world of annuities – from what they are and the three types of annuities all the way to four common myths, Brian’s “unpopular opinion” and why annuities and investments aren’t in competition. Plus, Brian reveals what he considers the...2023-09-0614 min
Common Sense Financial PodcastAn In-Depth Breakdown of Privatized Banking aka Build BankingMany people accumulate their wealth in a bank or a long-term investment, and this may create problems. But there is a different strategy. In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja goes over the Build Banking strategy and how you can consider a different banking paradigm using specially designed life insurance policies that allow you to start banking on yourself. Most people know that banks use other people’s money to generate profits. This process is known as Fractional Reserve Banking, which is basically the bank using the spread be...2023-08-2315 min
Common Sense Financial PodcastRetirement Requires a Shift in MindsetTime is your most precious resource, but how you use it is up to you. The shift from earning to retirement can be quite challenging, as you have to thread the needle between income, growth, and time. In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja goes over the most important mindset shift people need to make in order for their retirement plan to succeed. It is possible to retire without growth, but it’s impossible to succeed without income. But many people have trouble shifting their mindset from focusing on...2023-08-1615 min
Common Sense Financial PodcastAvoid Making These 5 Retirement Mistakes“The more money you have, the bigger the mistakes,” someone once told Brian… How does that translate into retirement planning? And how can you help ensure you approach your financial planning for your “golden years” in the best possible way? In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja goes over five retirement mistakes that you should stay away from at all costs, as well as what retirement is actually about. Brian touches upon something that a very successful person told him when he was getting started with his business back in 19...2023-08-0914 min
Common Sense Financial Podcast6 Tips For Choosing the “Right Fit” Financial AdvisorAre you part of that 68% of people who would like to have a personalized financial plan, but aren’t sure where to find a financial advisor? What should you pay attention to when trying to get a financial planning expert to help you, and you’re evaluating different options? In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja shares six factors you should keep into consideration and look at when going through different financial advisor options. According to a May 2022 PR Newswire survey, 68% of people would like to have a pers...2023-08-0215 min
Common Sense Financial PodcastMake Health Planning Part of Your Retirement Planning, with Regan ArchibaldYou feel healthy so everything is okay, right? Have you ever thought that health planning should be part of your retirement planning efforts? If you’ve answered ‘yes,’ pay close attention to Regan Archibald! Regan joins host Brian Skrobonja to discuss how people should approach health planning, the world of preventive care, the role of nutrition, and why longevity medicine is something you should be mindful of. Regan Archibald kicks off the conversation by sharing his origin story. In his work with entrepreneurs, Regan has found that when people focus on creating more balance and fo...2023-07-2653 min
Common Sense Financial PodcastAn Innovative – and Life-Changing – Way to Look at Retirement, with Dean JacksonWhat comes to mind when you think about retiring? Is it enjoying your "golden years"? That's an outdated approach, says today's guest Dean Jackson! He joins host Brian Skrobonja to discuss a new way to think about retirement – and how doing things this way will change your life – the concept of "pre-tiring," two types of economy, and what "money hobby" and self-managing companies are all about. The idea of the conversation with Dean came to Brian as the result of conversations he has been having with clients, plus the increased longevity and the outdated mode...2023-05-3157 min
Common Sense Financial PodcastThe 4 Biggest Obstacles to Effective Estate PlanningLife when you’re gone… an uncomfortable conversation most people prefer to avoid. Why isn’t that a good idea? How can estate planning help you ensure that things are taken care of once you aren’t around anymore? Listen to learn about big mistakes people make, the different elements that make up the estate plan puzzle, the three primary areas of cash flow, and the type of plan you should have in place. When it comes to end of life financial planning, many people tend to put it off because it’s an uncomforta...2023-05-2414 min
Common Sense Financial PodcastLongevity: The Retirement Problem No One Is DiscussingDid you know that a good part of American households haven’t thought about retirement planning? When it comes to planning for retirement, there are some key concepts to understand and three traps you should do your best to avoid. Listen to learn why a money increase doesn’t always equal a lifestyle enhancement, the three things people often look at but that come back to bite them later on, and how you can effectively plan for retirement and protect your money. As life expectancy increases, people will be finding themselves needing to save more...2023-05-1714 min
Common Sense Financial PodcastIn Financial Planning, Consider Your ‘Fuel Tank of Capability’You can live without saving money, and you can live with debt, but you cannot live without cash flow. In fact, if you want your personal finance to flourish, cash flow is a key element you need to focus on – passive income too. Why is that the case? Find out about critical personal financing missteps you should avoid making, what to focus on to measure financial progress and happiness, and the key traits you can learn from the happiest and most successful people to win more in personal finance. Just like many other areas of life, pe...2023-05-1014 min
Common Sense Financial PodcastDifferent Approach of Financial Planning Addresses ‘the Missing Middle’Emergencies and retirement. This is what we're taught to save for. But what if you created a different system, which allowed you to pay for the expenses you will incur between now and retirement age – without losing the ability to build wealth? Find out why you may need to rethink your financial planning approach and what you should do about the “Missing Middle.” According to popular opinion, sound financial planning advice typically consists of two main steps: saving for emergencies and saving for retirement. Brian found this to be slightly misleading because of the phenomenon he refers...2023-05-0315 min
Common Sense Financial PodcastMost Important Retirement Number (Not How Much Money Is In Your Portfolio) - EncoreMost people think about what investments they should be making or what stocks they should have in their portfolio when they approach retirement age, but they are going about it backwards. Brian Skrobonja breaks down the calculations you need to make in order to understand how ready you are for retirement and what your retirement plan needs to factor in to be truly financially free. How do you know when it's safe to retire? The answer depends on your plan and understanding the most important numbers in retirement. Success is the result of following a plan to fruition...2022-04-2010 minCommon Sense Financial PodcastAn Alternative Banking Option - EncoreBrian Skrobonja breaks down the myths and the mechanics of Infinite Banking and how this strategy allows you to take control of your cash flow and finance larger purchases while still allowing your money to earn dividends and interest. Learn how Infinite Banking works, why you need to forget what you think you know about whole life insurance, and whether this strategy is right for you. In order to understand the concept of Infinite Banking, you have to set aside the common understanding of how life insurance works. You also have to realize that there are pros and c...2022-03-1619 minCommon Sense Financial PodcastBusting Common Myths - EncoreHow much does an average rate of return matter? Or does it even matter at all? And what about your 401k? Is the way you’re approaching it the right one? Listen to this episode to hear a few common myths being busted – and get all the positives that will come your way as a result. The other day, Brian came across a quote that read,‘If things you thought were true were actually false, when would you want to know?’ As someone who is continuously seeking information to either support his way of thinking or to provide more ins...2022-03-0925 minCommon Sense Financial PodcastSocial Security and Medicare with Rich Grawer - EncoreWhat should you know, consider, and do when it comes to your social security benefits? And what about Medicare? Join Social Security and Medicare expert Rich Grawer and Brian to learn about how to determine your retirement age, whether or not a non-working spouse can qualify for their spouse’s benefit, understanding potential taxes on your social security benefits, and in which scenarios one can qualify for Medicare. Social security and Medicare expert Rich Grawer addresses some of the most frequently asked questions Brian gets asked by his clients. In order to qualify for a social security benefit, yo...2022-02-2334 minCommon Sense Financial PodcastPositioning Your 401k and Pension Assets - EncoreWhat should you think about when positioning your 401k and pension assets? How can you avoid the pension trap many people fall into? Find out about the two main purposes of your money, the role your cash flow plays, and how to make the most out of your pension choices in this podcast episode. When you’re accumulating money – when you’re working and accumulating – you’re not needing the money that you’re saving. You’re putting it away for retirement. You’re living on the income that you’re receiving. In this phase, everything is about watching your acco...2022-02-1622 minCommon Sense Financial PodcastThe #1 Thing That Successful Investors Are Doing That Average Investors Aren't - EncoreWhat’s the #1 thing successful investors are doing that average investors aren’t? What are some of the traps people typically fall into when it comes to investing that prevent them from achieving growth and freedom? Find out about what you can learn from Yale endowments, and what you should do to become a successful investor. ‘Nothing changes if nothing changes’ is one of the mantras around Brian’s house. It’s a reminder to not complain about an outcome or circumstance, but rather to try to find a solution. Typically, a simple mindset, behavioral or attitude shift, is all that’...2022-02-0221 minCommon Sense Financial PodcastStrategically Separating Your Assets with the Five Minute Retirement PlanHow can a mindset shift help you avoid one of the most common retirement planning mistakes? And how can you know assets you should set aside to generate the income needed to retire? Learn about the Five Minute Retirement Plan and why it’s an invaluable resource to leverage as you’re planning your retirement. The most common mistake people make when planning their retirement is assuming that the way wealth was created is the same way they should hold wealth in retirement, with the added twist of being a little bit more conservative. Popular belief suggests that, as y...2022-01-1910 minCommon Sense Financial PodcastMost Important Retirement Number (Not How Much Money Is In Your Portfolio)Most people think about what investments they should be making or what stocks they should have in their portfolio when they approach retirement age, but they are going about it backwards. Brian Skrobonja breaks down the calculations you need to make in order to understand how ready you are for retirement and what your retirement plan needs to factor in to be truly financially free. How do you know when it's safe to retire? The answer depends on your plan and understanding the most important numbers in retirement. Success is the result of following a plan to fruition...2022-01-1210 min
Common Sense Financial PodcastThe First Domino00:00 – Opening 1:03 – Joe's Story 11:10 – How The Dominos Fall 12:28 – Brian's Final Thoughts On this episode, Brian shares a story about Joe and his mental tug of war about how to best utilize his cash assets… Pay off a mortgage? Keep the cash in the bank? Build Wealth? Listen to the podcast to hear the full story and Brian’s thoughts about the situation. “Every financial decision you make – big or small - is like the first domino, each decision has a domino effect and it is best to see how those domino...2021-05-0314 min
Common Sense Financial PodcastThe #1 Thing That Successful Investors Are Doing That Average Investors Aren'tCSFP 033 | The #1 Thing That Successful Investors Are Doing That Average Investors Aren't by Brian Skrobonja: Author, Financial Advisor, Entrepreneur2020-06-1921 min
Common Sense Financial PodcastThe Family Office ModelCSFP 024 | The Family Office Model by Brian Skrobonja: Author, Financial Advisor, Entrepreneur2019-08-1911 min
Common Sense Financial PodcastWall Street Is BrokenCSFP 022 | Wall Street Is Broken by Brian Skrobonja: Author, Financial Advisor, Entrepreneur2019-04-2612 min
Common Sense Financial PodcastGoal Setting And New Years ResolutionsIn this episode, Brian discusses best practices for starting the new year off right and using techniques to help increase the chances of success of you achieving your goals. Brian walks through his 'Five F's' and explains a simple way to get organized with your thoughts and put a plan in place to have a successful 2019.2018-12-1908 min
Common Sense Financial PodcastA Behind The Scenes Look Into A Client CaseIn this podcast, Brian breaks down a client case to give listeners a behind the scenes look into how he is able to help clients achieve their financial goals and help them retire and live with confidence.2018-11-2809 min
Common Sense Financial PodcastThe Four Headwinds That Could Ruin A Retirement PlanCSFP 020 | The Four Headwinds That Could Ruin A Retirement Plan by Brian Skrobonja: Author, Financial Advisor, Entrepreneur2018-11-0816 min
Common Sense Financial PodcastHow Financial Advisors Are Paid2018 marks Brian's 25th year in business and with that comes a lot of experience working with other financial advisors. Some of those experiences are good while some of them, well, not as good. The truth is that there are many people in the financial services business that are truly helping people. They are sincere and put their best foot forward trying to help. However, not all financial advisors are alike.2018-03-2912 min
Common Sense Financial PodcastHow Much To Save For RetirementIn this episode of the Common Sense Financial Podcast, Brian discusses one of most frequently asked questions, how Financial Advisors are paid.In this podcast, Brian discusses some of the biggest challenges people face today as they venture into the unknown of saving for retirement. Specifically, the question of 'how much to save' for retirement.2018-03-2912 min
Common Sense Financial PodcastRetirement MindsetsThere is so much information in circulation about what to do and what not to do with your money that it is causing many people to get confused about their options. You hear one thing from one person and then an entirely different thing from someone else and none of it seems to make sense after a while. In this podcast Brian explains what a mindset is and how you can use them when making financial decisions. Information provided is for illustrative purposes only and does not constitute investment, tax or legal advice. Information has been obtained from sources that...2017-08-2520 min
Common Sense Financial PodcastEstate Planning Legal Work - An Interview with Attorney Andy WeinhausCSFP 012 | Estate Planning Legal Work - An Interview with Attorney Andy Weinhaus by Brian Skrobonja: Author, Financial Advisor, Entrepreneur2017-08-0129 min
Common Sense Financial PodcastAn Alternative Banking OptionThis podcast is the first of it's kind in this series because Brian discusses a very specific strategy for handling your cash flow. The past few podcasts have been about cashflow and how banks work and some common financial myths that are considered mainstream. This podcast attempts to bring them all together. Brian digs deeper in how money flows in and out of your life and will discuss how to use privatized banking or infinite banking to capitalize on your cash flow.2017-04-2519 min
Common Sense Financial PodcastWhat To Know About How Banks WorkIn this episode, Brian lifts the hood on banks and shines a light on a few things that you may not be aware of. While we use banks nearly everyday, very few people know and understand how they really work. It's A Wonderful Life - https://www.youtube.com/watch?v=iPkJH6BT7dM Dana Loesch Interview - https://www.youtube.com/watch?v=t_skdx_HuX82017-04-1015 min
Common Sense Financial PodcastBusting Common MythsIf things you thought were true were actually false, when would you want to know? We are told things all the time that seem to be good, but in the end may not actually be true and may doing more harm than good. In this episode, Brian busts some common myths and challenges mindsets around the status quo that would lead us to believe are non negotiable topics.2017-03-2725 min
Common Sense Financial PodcastSocial Security and Medicare with Rich GrawerToday's podcast is an interview with our Social Security resource, Rich Grawer. Over the last ten years, he has been a student of Social Security and if you have ever been around him, you know that he is passionate about teaching people. This episode includes some of the most common questions that Brian is asked regarding Social Security and Medicare.2017-02-0334 min
Common Sense Financial PodcastPositioning Your 401k and Pension AssetsCSFP 002 | Positioning Your 401k and Pension Assets by Brian Skrobonja: Author, Financial Advisor, Entrepreneur2017-01-2622 min