Shows
The Property CouchRBA Dec 2024 | Trump 2.0: A New Chapter for Australia and Global Economies?The FINAL RBA Cash Rate Announcement of 2024 is here! Join Ben Kingsley and Evan Lucas as they dive into the RBA’s latest decision and discuss economic trends from Australia and around the world. Here’s what they cover: 📺 The RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEDT) today! 🏠 What's Happening Back Home?: The current state of the Australian economy, focusing on GDP growth, productivity challenges, government spending, and the implications of RBA's monetary policy.📉 What's...2024-12-101h 08
The Property CouchRBA November 2024 | Our Predictions Clash: When Will Rates Drop?Welcome to the second-last RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas! Here's a sneak peek into what our hosts cover in today's episode: 📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEDT) today! 🇦🇺 Australia’s Sticky Inflation and Next Rate Cut: Inflation is still the big focus for Australia. Plus, Ben and Evan don’t quite agree on where rates will go in 2025 – leading to a $50 bet! 🇺🇸 All Eyes on the US Federal Electi...2024-11-051h 06
The Property Couch517 | “Negative Gearing Needs to Go”: Have Bryce & Ben Changed Their Mind?“Negative gearing is symptomatic of a dysfunctional & inequitable property market!” 🏚️💸 Folks, this is a quote from Ash, one of today’s fantastic question-askers. And if you’ve been listening to our previous episodes, you'll know Bryce & Ben have been fighting tooth and nail AGAINST abolishing Negative Gearing… 🥊✊ Has the question made them change their minds?! Tune to hear Ben and Ash get into the great negative gearing debate and answer – should it be removed? If yes, what are the alternatives?? Plus we cover: 🏆 We’re going against THE Noel Whittaker...2024-10-241h 10
The Property CouchRBA September 2024 | Can We Expect a Rate Cut This Side of Christmas?The sixth RBA Cash Rate Announcement of 2024 is here! Join Ben Kingsley and Evan Lucas as they break down the RBA’s latest decision and dig into economic trends from Australia and around the world. Here’s what they cover: 📺 The RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEST) today! 🌍 Geopolitical Tensions in the Middle East: How are these events shaking up global inflation and supply chains? 📉 The Federal Reserve’s Surprise Rate Cut: US inflation mi...2024-09-241h 10
The Property CouchTPC Gold | Investment Stock vs. Investment GradeIn today’s bonus snippet, Bryce and Ben revisit a classic topic: investment stock vs. investment grade. This is in response to a question from a listener asking if the insights from Episode 8 (recorded all the way back in April 2015!), still hold up in today’s market. Spoiler alert: they do! 🎙️ Bryce and Ben break down the evergreen principles behind these concepts, emphasizing that while the market may evolve, the fundamentals of property investment remain timeless. Listen to the full episode here: Episode 339 | “Man, Can Politicians Spend Money!!” – ft Property Q&A 2024-09-0306 min
The Property CouchRBA August 2024 | Why Australia is OUT of Cycle with the Rest of the WorldWelcome to the fifth RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas! Here's a sneak peek into what our hosts cover in today's episode: 📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEST) today! 📈 Australia’s Rising Inflation: Annual inflation in Australia is up to 3.8%, but still within the long-term trend. Property prices are mixed, with Sydney's growth slowing and Perth and Adelaide showing strong growth. 🤷 Mixed Signals In the US: The US...2024-08-0659 min
The Property CouchRBA June 2024 | Australia Faces Slowest GDP Growth in DecadesWelcome to the fourth RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas! Here's a sneak peek into what our hosts cover in today's episode: 📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s cash rate decision, as announced at 2.30pm (AEST) today! 📈 Australia's GDP Growth Woes: Australia’s economic growth has slowed significantly, with GDP growth hitting its lowest since the early '90s recession. But population growth is helping to keep the country from a full-blown recession. Meanwhile, the RBA is getting rest...2024-06-181h 10
The Property CouchRBA May 2024 | The Inflation Psychology StoryWelcome to the third RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas!Here's a sneak peek into what our hosts cover in today's episode: 📺 RBA’s Interest Rate Decision: Find out all about the Reserve Bank of Australia’s cash rate decision, as announced at 2.30pm (AEDT) today! 📈 Australia's Inflation Challenges: The Q1 inflation rate is at a stubborn 3.6%, which is above the RBA's comfort zone of 2-3%. Find out why non-tradables like healthcare and rental housing are giving inflation a nudge, as well as the potential interest r...2024-05-071h 17
The Property CouchRBA Mar 2024 | Are We Facing Challenges with Sticky Inflation?Welcome to the second RBA Rate Release of 2024! Join Evan Lucas and Ben Kingsley as they reunite to decipher the latest economic trends and data in this month’s episode, including: 📈 Sticky Inflation in the US: Delve into inflation and its tenacity within the US economy. 📊 Deep Dive into December GDP Quarter Numbers: Take a close look at the recently released GDP quarter numbers for the Australian market.🏦 Bank of Japan's Interest Rate Decision: Explore the deliberations of the Bank of Japan...2024-03-191h 13
The Property CouchWhere are all the property investors going? (On REAL Talk Podcast) - August '23We’ve all heard the misconceptions about property investors – how they’re often painted as greedy landlords who love raising rents and spend their time swimming in a mountain of cash.In this bonus episode - originally recorded for the Real Talk podcast (aka the realestate.com.au podcast) - we debunk some of the popular myths around property investment!Hosted by Alice Piper, this episode features our very own Bryce Holdaway, as well as senior PropTrack economist Paul Ryan. Before joining REA in late 2020, Paul spent a decade at the Reserve...2023-10-3129 minThe Property CouchRBA Cash Rate February 2023: The Inflation Peak Has Passed, So What’s Next?Welcome back to a new year and Ben’s first RBA report for 2023!After a month’s hiatus, Australia’s economic landscape has changed rapidly. Will the board decide to mirror December’s 0.25 rate rise or is a larger rate hike in order?Tune in to find out, plus Ben covers the highs and lows of the domestic market from the ASX’s surprise positive results to falling unemployment and business sentiment. Of course, Ben also dives into the biggest news from around the world including the US’ “disinflationary” period, China’s relaxing lockdown laws, and...2023-02-0759 minThe Property CouchBonusisode | The Art of Investing in Volatile Markets - Chat with Michael SavyWith the turbulent state of today’s markets, it’s no surprise that there’s been a lot of noise around the future of Australia’s market and what it means for investors. With many conflicting trends and numbers — and a lack of clarity around the origins of Australia’s inflation — it’s hard to know what remedy is needed from the Reserve Bank of Australia or how to keep successfully investing in such markets.In Part 2 of this educational series, Ben Kingsley, Managing Director of Empower Wealth and Michael Savy, Partner and Chief Financial Planner of Empower Wealth...2022-10-1132 minThe Property Couch405 | Why the Great Australian Renter's Tax is Everyone’s Problem!?Folks — full disclosure — today’s episode was NOT originally in the plan.Today you’ll be listening to Bryce interviewing Ben Kingsley as the Chair of the Property Investment Professionals of Australia (PICA) on Australia’s greatest renter’s tax ever introduced.Free Stuff Mentioned… Complete PIPA’s 2022 Sentiment Survey: Let us know your experiences and have your voice heard on issues such as QLD’s Land Tax. This is perhaps the most important Sentiment Survey ever done – Click here to complete the survey now. Read APRA’s reforms here:2017 –...2022-08-251h 28The Property CouchRBA Cash Rate May 2022: Cash Rate to 0.35% - Find out what’s next here!As we speed through the first half of 2022, we’re back with another announcement from the Reserve Bank of Australia! The RBA’s May update is not only packed with global economic news from the ongoing war in Ukraine to China’s hard lockdowns but sees the RBA raise interest rates for the first time in 11.5 years. Tune in now to hear Ben’s evaluation of the update and his predictions for the future! Here are our three other key themes for this month’s economic Global inflat...2022-05-0347 minThe Property CouchRBA Cash Rate March 2022: When Will We Have The First Rate Rise?There’s a lot happening in the world since Ben’s previous RBA update and unfortunately, there’s not a lot of great news out there from a geopolitical point of view.Tune in to this episode where Ben unpacks three key themes for this month’s economic update:What does Russia’s invasion of Ukraine mean for the global economy?When will the first rate rise be?How will the reopening of international borders affect the Australian economy?Plus, Ben also includes his latest news and commentary on…The Russia-Ukrai...2022-03-0147 minThe Property CouchRBA Cash Rate February 2022: Biggest Sure Bet Prediction for Property this yearIt’s the first RBA Announcement for the year folks so there are lots to catch up on (take the inflation numbers for example)!Tune in to this episode where Ben unpacks three key themes for this month’s economic update:The global Omicron wave of the pandemic still playing havoc with the world’s and the Australian economies.Will the RBA hold it nerve on the cash rate in 2022, or will the risk of rising inflation force its hand?What is my biggest sure bet prediction for property this year?Plus, Ben al...2022-02-0144 minThe Property Couch360 | The XYZ of Property Pricing: Getting The Rules of Engagement RightImagine this…You found your ideal property in the perfect location. You’ve inspected it, you know exactly what the purchase price is going to be AND you’re pre-approved for that budget. You’ve spoken to the selling agent and is crystal clear with the vendor’s motivation. You negotiated some terms and put your best offer forward and BAM!! it got accepted right away. Happy days!Unfortunately, it’s probably NOT going to happen in the current market.When it comes to property prices, getting it exactly right would be perfect for buyers. But...2021-10-141h 06The Property Couch350 | How BEN Did It: A Passive Income of $190,000 Per Year… At 50!Meet Ben Kingsley – Oh, wait. You probably have.Not Gandhi, the other one.The co-host of this podcast?Yeah, THAT Ben.Today Bryce is INTERVIEWING him, which might sound a bit odd. But, stick with us, ‘cos we promise you it’s going to be an episode you won’t ever forget, folks!Why? Well, Ben has practiced what he preaches. That is – he has personally built his own property portfolio, played the long game and for his 50th birthday this month, he will gift himself a passive income of...2021-08-051h 24The Property CouchRBA February 2021 - “Up, Up & Away” For The Aussie Property Market…?This video features Ben’s update on the Reserve Bank of Australia’s cash rate, and because it is the FIRST cash rate announcement for 2021 — and a significant amount has happened between his last RBA video until now — he has a lot to share with you.And one of those things is very, very exciting indeed.It just might have a bit to do with, well, double-digit growth for property prices…And because a significant amount has happened between the last announcement until now (locally here in Australia AND globally)… Ben has a lot to share wit...2021-02-0234 minThe Property Couch287 | Why Buying a Harley Derailed Bryce's Property Portfolio & Ten Tips We'd Tell Our 20-Something SelvesIf we could go back and invest in property all over again, what would we do differently?!Well, for one, Bryce probably wouldn't have bought a Harley Davidson!!Folks, this is exactly the stuff we’re unpacking today – the Top 10 Tips we’d tell our “20-something” year-old selves BEFORE we purchased our first property!To give you an idea… Ben purchased his first property at 23 & Bryce at 24. So, if we fast forward a couple of decades to where we are now – two of Australia’s leading property experts, each with a multimillion-dol...2020-05-211h 11The Property CouchRBA March 2020 - The Coronavirus Spreads Right Across The EconomyIt’s the first Tuesday of the month which means the RBA Board has met and announced the official cash rate! And to no surprise, they’ve decided to cut it by 25 basis points to 0.5%. Now, this commentary features Ben’s update on the cash rate as well as the biggest impact on the data this month…“COVID-19”, aka… The Coronavirus!As you’re probably aware, the coronavirus has NOT slowed… in fact, it’s definitely leaving its mark on the economy… globally, as well as here in Australia. To give you an idea… last week alone, six trillion...2020-03-0319 minThe Property CouchRBA February 2020 - Bushfire Crisis, Coronavirus & Our Economic OutlookThe start of the decade doesn’t look great at the moment. At the end of last year, we faced with a bushfire crisis domestically and now, internationally, we are looking at a coronavirus outbreak. So, what’s in store for this month’s RBA Cash Rate Decision? Here’s what Ben will be unpacking in this month’s session:The impact of the bushfire crisis, drought and coronavirus to Australia’s EconomyThe US-China have sealed Phase One of the deal. What will we be expecting from now onwards?Brexit and what does it mean to us?The infla...2020-02-0418 minThe Property CouchRBA December 2019 - Two Big Stories from the RBAIt’s the final cut of the year folks! Did you know… for 34 months between August 2016 and May 2019, the cash rate was on hold at 1.5%? And just this year alone, we’ve got three cuts! More about that in today’s RBA Commentary. Now, what’s in store for this month’s RBA Cash Rate Decision? Here’s what Ben will be unpacking in this month’s session:What’s forecasted for the Global Economy in 2020RBA’s Unconventional Monetary Policy – What they thought of 2019 and what they have in mind for 2020Update on equity and housing market – Are we...2019-12-0324 minThe Property CouchRBA November 2019 - Signs that the Economy may be on the Up?After three cuts this year alone, will we be expecting a fourth cut? It’s the first Tuesday of the month folks which means the Reserve Bank of Australia has just released their official cash rate!And it looks like there is a bit more positivity coming into the economy! Here’s what Ben will be unpacking in this month’s session:What’s happening in the US and the Fed Reserve?Update on the US-China Trade Deal and how it’ll impact the rest of the worldThe IMF Global Forecast for 2020Where is Australia’s inflation tr...2019-11-0517 minThe Property CouchRBA October 2019 - Third Time Lucky?It’s the first Tuesday of the month folks which means the RBA Board has met and announced the official cash rate!So… are the 75% of economists out there correct?? … has there been a THIRD CASH RATE DROP this year? Tune in to find out more.And here’s what Ben will be unpacking in this month’s session:What has influenced RBA’s Cash Rate decision?Has the tax cut shown any impact in recent months’ data?What’s holding the economy at the moment?Will there be any Fiscal Policies from the Governm...2019-10-0117 minThe Property CouchRBA August 2019 - Should you be FIXING your Rate?This is NOT the time to fix your mortgage.It’s odd, isn’t it? The cash rate is at an all-time low and the lenders have been cutting their rates, both fixed and variable. So why is it not the time to go for a fixed loan?We know it’s a big statement and that’s why Ben will be explaining all that in today’s RBA commentary folks! Apart from that, he’ll also be covering a variety of topics such as:What’s happening with the US-China Trade Deal and how d...2019-08-0618 minThe Property CouchRBA July 2019 - Twice in a row?!75% of economists predicted another rate drop… Are they right?… or wrong?As mentioned previously, unemployment and wage growth is a priority for the RBA and despite last month’s cut, there wasn’t a lot of movement found in these two economic indicators.So the RBA Board has decided to drop another 25 basis points bringing the cash rate to 1%. Find out what other factors have triggered this decision including if the US-China Trade Deals has anything to do with it!AND if you’d like more data on Ben’s commentary today, here are a few re...2019-07-0214 minThe Property CouchRBA June 2019 - Why there's more to this Rate Cut than you think...So… no surprises here folks. We’ve got a rate cut!Phillip Lowe already indicated RBA’s decision to cut the cash rate two weeks ago in his Address to the Economic Society of Australia.Nonetheless, we are still excited to share that the cash rate is now at 1.25%.AND there are heaps to unpack today folks and is probably the longest RBA Commentary that Ben has ever done. Before we get there, here are a few resources that he’s mentioned:RBA’s Statement on Monetary Policy – May 2019The Morrison Government’s First Home L...2019-06-0424 minThe Property CouchRBA April 2019 Announcement - Are you prepared for what's to come?Folks, we’ve got a very FULL week ahead of us!Firstly, it’s the first Tuesday of the month which means the RBA Board has met and announced the official cash rate.And tonight at 7:30 PM (AEDT) is Budget Night! We’ll be hearing from Treasurer Josh Frydenberg and many are expecting some cash splurge. As indicated by the recent economic data, we need some good old stimulus in the economy.This is then followed by a reply from the Labor party on Thursday! Do they agree? Do they not? Not to mentio...2019-04-0212 minThe Property CouchRBA March 2019 Announcement - When should you expect the next rate cut?It’s the first Tuesday of the month folks… which means the RBA Board has met and announced the official cash rate for March 2019!As widely anticipated, the Cash Rate has remained at 1.5%.Now if you tuned in to last week’s episode with Dr Andrew Wilson, you would notice that he forecasted the next rate cut to be as early as April!Bill Evans, Chief Economist at Westpac on the other hand, is anticipating not one, but two rate cuts in the second half of the year.What has triggered this and wh...2019-03-0508 minThe Property CouchRBA Feb 2019 Announcement - What's causing the deterioration in our economy?Today’s RBA announcement is more important than all of last year’s “business as usual” announcements… which is why Ben has dedicated more time to explaining it this time around.Yes, the Cash Rate has remained at 1.5%.But that’s more to this episode than just the cash rate. Why?Because there are now more data flowing in, suggesting that over the last quarter of last year, the economy appears to be in sharp decline.In this episode, Ben explains to you why he thinks this is happening, what’s going to happe...2019-02-0521 minThe Property CouchRBA Nov 2018 Announcement - When Will RBA Move Rates?Hello folks, as promised, we’ll be posting Ben’s short commentary on the RBA Cash Rate Decision on a regular basis!Let us know if you like this segment below! So, on this Melbourne Cup Tuesday, what will be RBA’s decision on the cash rate?Let’s start with some positive news! The seasonally adjusted unemployment rate has unexpectedly dropped to 5% in September 2018, the lowest job rate since April 2012 while markets estimated 5.3%. But what about wage growth?Ben will be unpacking how this will be affecting the RBA’s decision t...2018-11-0604 minThe Property Couch180 | Building A Portfolio in a Changing Market - LIVE Q & A in MelbourneYou don’t want to fork out the big bucks (probably the most you’ve ever spent) on a property that’s going to end in little-to-no return come market crash, right? Not to mention, you don’t want this said “investment” to wind up in an economic tsunami, which by the way, WILL happen when life follows the fate of a catchy news headline.So… is that what’s really what’s happening here? Is the market seriously “bottoming out”… because, as far as we see it folks, we’re sitting pretty happy where we are!BUT for the record...2018-07-1254 minThe Property Couch137 | Buyers Agents’ Secret to Winning a Negotiation This SpringSpring has sprung! And it’s the selling season, indeed. Properties look more beautiful — the lawn is luscious, the sun’s out, and there are flowers all around … these all tickle your emotions, charming a lot of buyers to come out and bid. And pay an emotional price too — a lot more than the property is worth!So how do you make sure you knock out all the competition AND still buy the property at a price you can afford?In this episode, the boys explain the 7 tips to Buying in Spring to make sure...2017-09-1439 minThe Property Couch127 | What’s Happening In The Property Market? – Chat with Nerida Conisbee, Chief Economist at REA GroupHappy AWE-GUEST! Yep, the month of “Awe-guest” — it’s a little bit witty isn’t it — means only awesome things because we are releasing 2 EPISODES A WEEK WITH THE MOST AWESOME GUESTS for the entire month!To kick start Awe-guest, we are stoked to announce Nerida Conisbee, Chief Economist at REA Group is here for the second time — you can listen to her first episode on which market to invest in 2017 here. With more than 20 years of experience in property research throughout Asia Pacific, Nerida is THE professional to talk to when it comes to the economy and...2017-08-0354 minThe Property Couch125 (Part 2) | Everything You Need To Know About Picking The Next Hotspot – Chat with Jeremy SheppardDid we deliver on the gold in PART ONE?Jeremy Sheppard, also the Director of Research at Select Residential Property, definitely has a serious knack for data collection and analysis, doesn’t he? Chasing the tail of Part One, PART TWO unpacks the remaining 3 of the 8 fundamental indicators that affect demand and supply.The last 3 are:Vendor DiscountRental YieldRenters versus owner-occupiersYep. Did we warn you that this episode could be quite overwhelming? Stay with us.It’s been no secret that...2017-07-2032 minThe Property Couch113 | Why Positive Thinking Doesn't Work! - Chat with Chris HelderAnother exciting episode of the podcast this week! Joining Bryce and Ben on the couch is a certified practitioner of Neuro-Linguistic Programming, Public Speaker, and author of The Ultimate Book of Influence and Useful Belief, Chris Helder. After moving to Melbourne 21 years ago from the USA, Chris has become one of Australia’s leading keynote speakers who explains mastering the power of the mindset. With this in mind, Bryce, Ben and Chris provide some absolute gold nuggets in this episode by discussing some of the following areas:Chris’ professional background and what led him to Australia.His...2017-04-2747 minThe Property Couch112 | Inside The Mind Of An Elite Agent - Chat with Tim Heavyside, Director of FletchersCarrying on with our real estate agent season, today we have another special guest star Tim Heavyside on the show with Bryce and Ben. An award-winning Real Estate Agent, Director and Auctioneer for Fletchers Real Estate, Tim has an impressive professional history in this industry dating back 15 years. As a very knowledgeable and personable star on the show, there is no doubt that you will receive some interesting advice and will be listening to some absolute gold in today’s episode.In this episode Bryce, Ben and Tim talk about the following topics:Tim’s pr...2017-04-2049 minThe Property Couch110 (Part 2) | Meet Frank from The Block! - Chat with Frank Valentic, Director of Advantage Property ConsultingCarrying on from Part One, here’s the second instalment of Episode 110 featuring one of Australia’s most renowned Buyer’s Agents, Frank Valentic on the couch today with Bryce and Ben. Now, let’s get into it straight away! For Part Two, the guys will be chatting about:Factors to consider when researching a location ie gentrification, schooling, lifestyle and moreScarcity in property and what type of properties he invests inSome of the common mistakes buyers make when buying a propertyTips and cautions to know when buying interstateLand tax in VictoriaHow to act at an auction...2017-04-0634 minThe Property Couch110 (Part 1) | Meet Frank from The Block! - Chat with Frank Valentic, Director of Advantage Property ConsultingTo carry on our Real Estate Agent series, we have Frank Valentic for this 2-part episode! A household name and Director of Advantage Property Consulting, Frank often appears on the TV series The Block, helping his buyers snatch up a few properties on auction day! He joins Bryce and Ben today to give you all an insight into his world of being one of Australia’s leading Buyer’s Agents. In part one, we listen to Bryce, Ben and Frank discuss the following topics and more:How he got into his first property back in 1995 and star...2017-04-0631 minThe Property Couch108 | Five Ways To Improve AffordabilityBack in Episode 102, Bryce and Ben discussed if we are facing an affordability issue and when Jan Somers appeared on our show last month, she mentioned that her aunt was also concerned about housing affordability back in the 1950s. Now, with the Federal Budget just a couple of months away, this topic appears yet again, and it seems to be the favourite amongst our politicians.This time, the debate is about improving affordability for first-home buyers. Now, don’t get us wrong. The Property Couch believes in the Great Australian Dream and owning your home. But as me...2017-03-2350 minThe Property Couch107 (Part 1) | What Is Conveyancing and How Does It Help With The Settlement Process? - Chat with Nicole Faid, Principal of Accord ConveyancingDue to there being an excess of absolute gold in yet another special guest week episode, we’ve had to split this week’s episode into two! Today joining Bryce and Ben for this hour-long episode is Nicole Faid, principal and founder of Accord Conveyancing. With over 25 years of industry experience, and managing around 15,000 conveyancing transactions during her career so far, the insights and opinions she provides are not to be missed out on.In this part, Bryce, Ben and Nicole discuss some of the following areas:Her story and how she got into Conve...2017-03-1637 minThe Property Couch103 (Part 1) | Chat with Jan Somers, Housewife And Property MultimillionaireWe are extremely excited here on The Property Couch this week to announce the long-awaited meeting with our special guest today, JAN SOMERS (as we’re sure you would agree)! With a successful property portfolio spanning over 40 years with countless properties within the country, Jan is an inspirational, property-investing mogul who we all could learn a lot from. As we gained so much gold from the hour-long chat, we’ve had to split the episode into two! In this first part, Bryce Holdaway and Ben Kingsley discuss the following areas with Jan:What got her into prop...2017-02-1636 minThe Property Couch102 | Do We Have A Housing Affordability Issue?Finally, back in the studio again this week and as mentioned in Ben’s latest RBA cash rate announcement video, this episode of the podcast has Bryce and Ben talking about the all-time hot debate topic: The Housing Affordability Issue. But before that, we just want to highlight that the podcast has reached another one of our milestones!1,027,000 DOWNLOADS!A big thank you to all of our listeners for tuning in! We wouldn’t have been able to achieve this without your support, reviews, feedback and all the amazing questions that you’ve sent i...2017-02-0944 minThe Property Couch101 | Sand or Stone – 6 Critical Foundations Your Wealth Plan Should Be Built OnWith a fresh start this week for The Property Couch after our much-anticipated 100th episode last week, the energy definitely hasn’t dwindled as Episode 101 has Bryce and Ben discussing the six critical foundations to building your wealth plan. From the comfort of Ben’s home instead of the studio this week, (as not even an operation can delay an episode of TPC), the guys discuss foundations such as strategy, getting a mentor and building your tribe to name a few. Similar to a skyscraper or a mega-size bridge, the foundations on which you build your property portfolio or even...2017-02-0245 minThe Property Couch99 | Q&A - Tips For Investing Late In Life, Selling Your Home, Fixing A Downward Portfolio Spiral and moreAs Bryce puts it today, we’ve made it to “99, not out!” and with just 1 episode to go before the big 1-0-0, we’re back to provide you with another Q&A Session. In today’s episode, Bryce and Ben give advice on whether to sell your home, tips for investing later on in life, what to do when your property portfolio is falling into a downward spiral, and more. Today’s questions are from the following listeners:Fernando on whether or not to sell his home:Monique on whether or not to se...2017-01-1940 minThe Property Couch97 | Q&A – Mechanics of LMI, Purchasing Foreclosed Property, Stretching Your Investing Budget and moreFirst things first, Happy New Year everyone! And what an exciting new year we have for you all here on The Property Couch. We’ll let Bryce and Ben fill you in on what’s to come, but for now, we thought we’d kick the new year off with a fresh Q&A session. In today’s episode, Bryce and Ben answer the following 7 questions which are:Volks on Mechanics of Lenders Mortgage Insurance (LMI): Jamie on Purchasing foreclosed property direct from banks: Bohdi on whether to buy comfortably within budget or s...2017-01-0536 minThe Property Couch93 | How to Negotiate to Win?In today’s podcast, a much-anticipated topic features. But first, Bryce and Ben discuss the recently released GDP numbers for the September quarter. With a fall of 0.5%, what does this mean to us Australians? How will business confidence and the Australian Property Market be affected? And more importantly, is this a really bad thing?After discussions on the GDP as well as further mentions of our 100th episode (that’s coming up very soon!), today’s main topic – as stated in the title, is: “How to Negotiate to Win”. Not all of us are used to or are comforta...2016-12-0840 minThe Property Couch92 | Why A Buyers Agent is Worth the Money – Chat with Rich HarveyToday we have another special vodcast episode; and joining Bryce and Ben on the couch is the President of the Real Estate Buyer’s Agents Association of Australia (REBAA), winner of The Buyer’s Agent of the Year Award 2016 on Your Investment Property Magazine and Managing Director of Propertybuyer, Rich Harvey. As an established Buyer’s Agent, Property Investor, and expert in his field, today Bryce and Ben discuss the following areas with Rich:How Rich established his career as a property investor and eventually a Buyer’s Agent?What motivated him to get his first step on the prop...2016-12-0140 minThe Property Couch91 | Q&A - Affordability for First Home Buyers, Overseas Investment, Is it ever too Late to Invest and moreAfter two weeks of Donald Trump-related episodes, we think it’s time to get back to our listeners and answer some questions! But before that, Bryce and Ben kickstarted today’s episode with a quick update on interest rates and which directions we might be heading in the next few months. And for today’s episode, they will be answering questions from:Cody on First Home buyers.Tom on Overseas Investing.Steve on Overseas Investing. Brett on Setting up an Offset Account. Nicole on Canberra as the next Inve...2016-11-2444 minThe Property Couch90 | Future of the Australian Property Market Post Donald Trump – Chat with Tim LawlessToday’s episode is special guest day and joining Bryce Holdaway and Ben Kingsley is Australia’s leading property analyst and CoreLogic’s Director of Research, Tim Lawless, who will discuss the future of each state in Australia. Following on from last week’s episode of President-Elect, Donald Trump and the uncertainty his win will have on the market; Bryce, Ben and Tim move on to discuss what the positives to follow are due to the presidential win, even though it is still early days.So in today’s episode, the main areas these three will be talking ab...2016-11-1846 minThe Property Couch88 | Q&A - Investing in Newly Developed Areas, Getting into the Property Market, Career as a Buyers Agent and moreLast week’s podcast had been quite an interesting one! We strongly recommend you listen to it twice to make sure you don’t miss out on Dr Andrew Wilson’s outlook on the Australian Property Market. This week, we are going back to the Question and Answer episode and Bryce Holdaway and Ben Kingsley will be discussing:Question on a career as a property professional from Hayden: Question on new developments from Brad: Question on the next step in property investing from Damien: Question on cash flow from Ben: Question o...2016-11-0340 minThe Property Couch87 | What's the Future of the Australian Property Market? - Chat with Dr Andrew Wilson, Chief Economist for the Domain GroupIf you were at the Sydney Property Buyer Expo last weekend, you probably listened to this episode already but for those of you who weren’t there, Bryce Holdaway and Ben Kingsley recorded a LIVE Podcast with Dr Andrew Wilson on the Future of the Australian Property Market! Dr Andrew Wilson is the Chief Economist for the Domain Group and is an appointed housing market expert and adviser to the Federal Government funded, Australian Urban Research Infrastructure Network. He holds a PhD and Masters by Research in Housing Market Economics and has previously held senior property and co...2016-10-2740 minThe Property Couch86 | Does All Australian Property Double In Value?Have you heard about the myth that all property double in value every 7 – 10 years? If this is true, it is certainly an irresistible offer! But if it is true, why isn’t everybody investing in property? Unfortunately, based on the report recently released by Core Logic (download link below), this is simply not true. In fact, only three capital cities in Australia had doubled their median house prices in the last ten years and so, for today’s episode, Bryce and Ben will be doing a bit of myth-busting.They will also be answering a question from Stacey...2016-10-2039 minThe Property Couch85 | Is NOW The Time To Invest In Property In Australia?Are you into economics, numbers, trend lines and the Property reports released by CoreLogic? If you are, this episode is just for you! It can be a bit heavy and we recommend you download CoreLogic Monthly Housing & Economic Chart Pack for October 2016 to have a full understanding of what Bryce and Ben would be talking about today. Their focus is on Page 10 of the report, titled Investor lending is picking up again as owner-occupier lending fades a little.Bryce and Ben are also a bit concerned about the current market’s movement and if we are heading to...2016-10-1340 minThe Property Couch84 | Why You Shouldn't Invest In Property?Yes, we know it can sound a bit contradictory. This is a property podcast with two of Australia’s top property experts and we even did an episode on why invest in property! So why would we talk about not investing in property?Well, the fact is, investing in property is not the perfect type of investment for everyone. There are certain times in an investor’s journey when it is simply a bad time to start investing. There are also times when investors need to first reflect on their mindset before they start. Property inve...2016-10-0641 minThe Property Couch83 | Do you think like a sophisticated Property Investor?If you are new to property investment, don’t you want to know what sophisticated property investors are doing? Why would you want to reinvent the wheels? It will certainly save you more time and money if you understand the norms and fundamentals of those who have already experienced the journey. So this time on The Property Couch podcast, our hosts will be discussing the practices of a sophisticated property investor.Their discussion will be based on the recently released PIPA Annual Investor Sentiment Survey. It’s the only sentiment survey for property investors in Australia and has...2016-09-2939 minThe Property Couch78 | Ten Biggest Risks when Investing in Property in AustraliaInvesting in property is considered a relatively safe investment class but as with other types of investments, there are some downfalls that you need to be aware of. So in this week’s podcast, Bryce Holdaway and Ben Kingsley will be sharing their ten biggest property investment risks.They will be unpacking this list from a macro point of view such as factors that are beyond an investor’s control down to a micro level. Bryce and Ben will also be discussing some risk mitigation strategies that investors can apply when building their property portfolio.The...2016-08-2545 minThe Property Couch77 | Right Strategy in the Right Market at the Right TimeWhat is the possibility of investing in property with the right strategy, in the right market, and at the right time? Well, that depends. Now, we know this sounds really vague but in order to determine that, one needs to ask if they have the right understanding in the first place? Because it is very dangerous if the perception of the right strategy or the right market is wrong and you go ahead and build a property portfolio based on your assumptions. For example, if Alex believes that capital growth is the right strategy and buying within a 5km...2016-08-1840 minThe Property Couch75 | Q&A - RBA Rate Cut, Planning for Reduction in Income and Bidding Tactics at AuctionThis week on The Property Couch Podcast, we are going through some of our listeners’ questions. But before that, Bryce and Ben will be discussing the 25 basis point cut passed on by the Reserve Bank of Australia early this week. How will this impact the Australian Economy, how much have the banks passed on and will there be any flow-on effect on the Australian household?Here are the questions for today’s podcast:Question on planning for a reduction in income from Matt: How do you plan for a reduction in income when you are...2016-08-0444 minThe Property Couch71 | How To Outsmart A Real Estate Agent?Before you go on, let’s make this very clear: We have full respect for real estate agents out there. This episode is not about highlighting the differences between us and them. Instead, what we are focusing on today is the full role of a real estate agent. As insiders of the industry, we noticed that a lot of buyers out there do not seem to realise that the real estate agent is not working for them. Real estate agents work on behalf of the vendor and hence, at the end of the day, the role of the agent is...2016-07-0741 minThe Property Couch66 | Winter is coming and the air will be colder up highWell, technically winter is already here. However, we will be talking about the Property Market in this episode and for all of you who are a fan of Game of Thrones, you’ve guessed it right. It’s not going to be a good news story.Now, you’ve heard us talking about the danger of high-density developments before but this time, we are hoping to solidify our message by sharing some numbers with you. It is not a secret that we’ve seen a whole lot higher to medium-density apartments coming into the market in the last 24...2016-06-0238 minThe Property Couch65 | Q&A - How will technology impacts the property market, investing in strata properties and moreToday’s episode starts with a recap on the AREC16 Conference (ps: Bryce refused to talk about AFL). Bryce and Ben also discussed the possible impact of technology on the property market for example, what would happen if we don’t need to drive a car in the future anymore? Would car spots still be a consideration in asset selection?They then moved on to answering a couple of the listeners’ questions below;Asset selection question from James.Next step question from Mat.Question on strata properties from Sarah.Question on timing the market from L...2016-05-2640 minThe Property Couch63 | Q&A - What’s the next step to building a portfolio, size of the portfolio, IP or PPOR and diversifying wealth strategyIt’s Q&A time again! This week on The Property Couch, Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners. Thanks again for submitting your questions!Next step to building a portfolio question from Derrick: Size of portfolio question from Jason: Question on leverage from James: IP or PPOR question from Karla: Case study question from Deanna: I am 22 yrs old and am convinced of the benefits of property as a long-term wealth-building strategy, for now, I am trying to develop as much understanding as I can...2016-05-1238 minThe Property Couch62 | Does the Great Australian Dream still exist?What a week in the property industry!It started off with ABC’s Four Corners Monday night segment called Home Truths. This episode focused on housing affordability and negative gearing and they interviewed a few parties for this segment.Following that, we have the Cash Rate announcement at 2:30 pm on Tuesday. As widely expected, the Reserve Bank of Australia has dropped the cash rate by 25 basis points to 1.75%. A few factors contributed to this decision but one of the main reasons is the deflation recorded in the January – March 2016 CPI data. Alth...2016-05-0537 minThe Property Couch59 | Rentvesting: What is it and who is it for?As mentioned in a previous podcast, Bryce Holdaway and Ben Kingsley will be talking about Rentvesting today! It’s not a common property investing strategy but it is gaining some momentum amongst Australian property investors. In fact, Ben was asked to write about this for the March 2016 Cover Story of Money Magazine. If you would like a copy of this article, just fill in the form below and we’ll send it to you right away.In this episode, our hosts will be explaining what this strategy is all about. The concept is fairly simple but...2016-04-1436 minThe Property Couch57 | The Headwinds are ComingThe whole idea for this podcast is to help others become successful property investors (or perhaps avoid them becoming unsuccessful property investors). But Bryce and Ben know that the more successful you become, the more likely you are to be criticised. Unfortunately, it is far easier for people to share their thoughts on what you are doing wrong and when something does turn up a little haywire, you would get the usual, “I told you so”.Now, this is probably very different from the usual topics that we talk about in this podcast but Bryce and Ben have...2016-03-3136 minThe Property Couch56 | Q&A - Exiting a contract, crowdfunding, what's the impact of global events on Australia Property Market and moreIt’s Q&A time! This week on The Property Couch, Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners. Thanks again for submitting your questions!Exiting a contract question from Alex.Crowdfunding questions from Carol: What is “crowdfunding” and how will it work?Ownership questions from Rob: What property ownership structure should investors use when buying an investment property? Individual, trust, company etc. Is there a need to balance tax advantages with long-term asset protection on this issue?Global events question from Co...2016-03-2433 minThe Property Couch54 | Q&A - Entry into the property investment market, debt reduction and investing in house and land packagesIt’s Q&A time! This week on The Property Couch, Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners. Thanks again for submitting your questions!Entry into the property investment market question from Aaron: Hi guys! could you possibly talk about entry into the property investment market? Specifically how much money do you need? I have some money sitting in a term deposit but I have heard that you need more like $40,000 before you can even look at starting out. If that’s true, then I need to k...2016-03-1031 minThe Property Couch53 | The MoneySMARTS SystemBy now, our listeners should understand the importance of good money management habits. It is the core of building a successful property investment portfolio and has been reiterated multiple times throughout this podcast.As part of the Four Pillars of Mastery, Bryce and Ben have talked on various occasions about Cash Flow Management and the flow of money in your household. This includes where the money comes from, types of spending and types of investments for your surplus. In episode 41, they talked about the moving parts of cash flow management otherwise known as the money...2016-03-0337 minThe Property Couch52 | A property investor's journey and confidence in the Australian residential property market - Chat with Phillip TarrantIt’s our One Year Anniversary!! Time does pass rather quickly and if you’ve found this podcast from Episode 30 or something, we strongly recommend you to rewind a few episodes and start with Episode One. It used to be 15 minutes, so it wouldn’t take long to catch up.For today’s episode, we are bringing in Phillip Tarrant, Director and Managing Editor of Sterling Publishing and host for the Smart Property Investment Show Podcast. Apart from his daily job, Phillip is also on the board of the Property Investment Professional of Australia (PIPA) with Ben...2016-02-2536 minThe Property Couch51 | Will Labor's proposed changes to Negative Gearing policy be good or bad for ordinary Australians?What an interesting weekend! We always knew that the negative gearing debate was one that would never fade away but last weekend on the 13th of February 2016, Opposition Leader Bill Shorten used his speech at the NSW ALP conference to unveil some possible changes to negative gearing should Labor win the next election. Needless to say, this opens up a lot of conversations and debates surrounding what this policy would involve, what data the decision is based on, the policy’s framework and its implications.In his speech, Bill Shorten mentioned that if Labor wins the next el...2016-02-1841 minThe Property Couch50 | Q&A - Credit card management, professional fees, LOC for negative cash flows, adding value via reno and interest only loansOnly a couple more weeks left to our Summer Series. This week, Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners. Thanks again for submitting your questions!Credit card management question from Peter on Facebook: I want to adopt your setup but worry about using a credit card, considering we don’t have one currently. Thoughts?Professional Fees questions from Andrew: I am a first-time investor with limited funds for my purchase, and I am trying to get an idea whether or not I could...a) even afford th...2016-02-1132 minThe Property Couch49 | Possibility of an out-of-cycle rate rise and media commentaries on the Property MarketThe Governor and Reserve Bank have decided to keep interest on hold at 2% in the cash rate announcement this month. But will there be another out-of-cycle rate rise by the lenders? We’ve seen it last year when interest rates on residential loans were raised but what are the chances that it’ll happen again this year? Bryce and Ben talks about this in today’s episode. They will also be talking about the recent hype in media commentaries regarding the Australian Property Market.Not to forget our promise for the Summer Series, these are the Q&As for...2016-02-0433 minThe Property Couch46 | Q&A - Things we would have done differently, Buying sight unseen, Tax and purpose of property, Investment grade in regional centres and Joint venturesWe are back on with the Questions and Answer time for our Summer Series. This week, Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners. Thanks again for submitting your questions!Question from Alex: Knowing what you know now, what 5 things would you both have done differently?Buying sight-unseen questions from Lewis : Best advice for buying property without being able to walk through the property.The best area to buy in Australia if you don’t know where in Oz you want to move back too!Q...2016-01-1431 minThe Property Couch45 | Why Should You Conduct a Pre-Purchase Building Inspection and What Could Go Wrong? - Chat with Paul BakerWelcome to The Property Couch’s first episode in 2016! Joining us on the podcast today is Paul Baker from Inside Out Property Inspections. As mentioned in Episode 22 and Bryce’s video on “When to conduct a building and pest inspection“, pre-purchase building inspections are non-negotiable for us. We cannot emphasise enough the consequences of buying a property only to discover later on that a lot more money has to be put in to ensure its livability. Not only will this impact the investor’s cash flow but it will also affect any property plans that have been put in pla...2016-01-0734 minThe Property Couch44 | Q&A - Building cash reserve, Next-door suburbs, Property professionals, Offset accounts, Buying at a premium, How to be a BA & Renovating for ProfitFor the last episode of 2015 and as promised for our Summer Series, we will be going through quite a few questions! Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners. It’s going to be a full-on one so sit tight! :Building cash reserve question from Maria: Can you please discuss how to build cash reserve buffers into your property investment plan, and the options for funding unexpected large expenses like medical expenses and family needing financial assistance?Investing on the suburb next-door questions from...2015-12-3133 minThe Property Couch43 | How to choose a mortgage broker wisely?Merry Christmas! It’s the first Christmas on The Property Couch and Bryce and Ben are definitely in a festive mood. In this podcast, they will be sharing some of their stories on mortgage brokers and what role they play in building a property portfolio.We’ve spoken about this before in Episode 17 where we talked about the concept of a Personal Banker. In this episode, we’ll list out the criteria to look for when you are thinking about including a mortgage broker in your property team. Yes, it does need to be an investment savvy broker...2015-12-2431 minThe Property Couch41 | The Moving Parts of Cash Flow Management (Money & Wealth Accumulation Model)This week on The Property Couch, Bryce and Ben discuss the moving parts of a cash flow management strategy. Compared to Episode 3 (Four Pillars of Mastery – Cash Flow Management) where we talked about the flow of money, this podcast is mainly about the Money and Wealth Accumulation Model. It includes the variables and assumptions to consider when modelling sophisticated wealth outcomes. As this topic can be fairly detailed, we strongly recommend our listeners have the diagram open while listening to the podcast.We will also be answering this question from Bradden: You often refer to pa...2015-12-1033 minThe Property Couch40 | Q&A - Line of Credits, NRAS Program, Fixing a Broken Portfolio, Conducting a Due Diligence and InsurancesIntroducing the first episode of our summer series! Let’s kick start with Q&A episodes. If you have a property-related question that you couldn’t solve or needs an opinion on, please do not hesitate to let us know here. In this episode, Bryce and Ben will be addressing some topics:Line of Credit (LOC) question from Brad: I have a finance-related question, specifically about the intricacies of Lines Of Credit. I understand that you would use your LOC for investing costs, such as a deposit on a new property, or the levies or ra...2015-12-0329 minThe Property Couch39 | Post-Purchase Process for Investment PropertiesAs mentioned before, getting the right strategy and perfecting the art of asset selection is crucial to any property investor. But what happens once the contract is signed? This time on The Property Couch, Bryce Holdaway and Ben Kingsley talks about the post-purchase process when buying an investment property.Bryce started off the podcast with an analogy. Imagine you are on board a plane and it’s about to depart. When a plane takes off, from the moment it leaves the tarmac to the point it levels out at 30,000 feet, that’s when it uses most of its...2015-11-2636 minThe Property Couch37 | Understanding the Scarcity factor in Property InvestmentScarcity. It is one of the three filters in our asset selection criteria and you’ve probably heard Bryce and Ben talking about it numerous times in previous podcasts. In this current market condition, it is more important than ever to ensure you nailed the scarcity factor right. But how do you determine if a property is scarce or not? In this episode, our hosts will be breaking the scarcity factor into two parts and will be sharing their very own. “Scarcity Scale”. As mentioned previously, location usually does the heavy lifting on the performance of an a...2015-11-1233 minThe Property Couch36 | Journey of the Property Investment Advisor of the YearIt’s confirmed! Ben Kingsley is the Property Investment Advisor of the Year 2015 Award! This is the second year we’ve championed the PIA Category of the Reader’s Choice Award organised by Your Investment Property Magazine. But this is not a reflection of an individual’s work. Thanks to all of our team members at Empower Wealth and all of you who voted for us. We wouldn’t have done it without our customers and loyal listeners' ongoing support. To celebrate this win, Bryce will be asking Ben to share some of his personal journey on:His daily...2015-11-0531 minThe Property Couch35 | What does the PIPA Annual Investor Sentiment Survey means?In this podcast episode, Bryce and Ben will be explaining the recently released 2015 PIPA Annual Investor Sentiment Survey and help our listeners in understanding what the report means to property investors and the industry itself. Some of the key insights of the report include the impact of APRA’s regulation on residential real estate, overall sentiment on how the market is performing and where it is heading, where most investors get their property investment advice from, which state capital provides the best potential for investment and more.Bryce and Ben will also be spending the first half of...2015-10-2931 minThe Property Couch34 | Q&A - Investing in Commercial Property, Fixing your Loan, Using a BA and Estimated Growth & Returns for Property PlansIt’s another Q&A episode! We are loving these Q&A episodes. If you have a property-related question that you couldn’t solve or needs an opinion on, please do not hesitate to let us know here. In this episode, Bryce Holdaway and Ben Kingsley will be addressing some topics:Using a Buyers Agent question from Tim: For a person that is looking to purchase an investment property where they’ve already educated themselves on property investment from Podcasts, read property investment books and attended seminars and they’ve done all their due diligence from getting...2015-10-2231 minThe Property Couch33 | Q&A - Investing with Equity, First Home Buyers Tips, Buy-Reconstruct-Sell Strategy and Leasing to RelativesIt’s Q&A time! In this episode, Bryce Holdaway and Ben Kingsley will be addressing some topics:Finance-related question from Kat: Would you please explain more about using equity? E.g. I heard from a broker that one needs to refinance the loan on the existing property – does this mean the old property and the new one to be purchased are tied together? To assess the equity available, does one first need to pay for a valuation report on the existing property?Leverage question from Naomi: Selling my investment property to pay...2015-10-1530 minThe Property Couch32 | Investing in a Changing Market in AustraliaAre we in a changing market? The Australian property market has had a great run but is it time to think about what happens when it cools down or even corrects itself? In Episode 32 of The Property Couch podcast, Bryce Holdaway and Ben Kingsley talks about property investing in a changing market. They started the podcast by discussing the signs and indicators of a changing market. As Ben mentioned in the podcast the leading indicators of a changing market is usually a month or six weeks behind. You’ll see a rush of supply come on and that exacerbates th...2015-10-0831 minThe Property Couch30 (Part 2) | What is Gentrification and Signs to look out for - Chat with Peter KoulizosFollowing Part 1 of Episode 30 (Five Golden Rules of Property Investment), our hosts continue on to talk about a topic that Peter Koulizos is currently researching Suburb Gentrification. Previously in episode 26, Bryce and Ben had briefly touched on this topic and in this episode, they elaborate on it further.Gentrification in general means wealthier people moving into an area and in Australia, the gentrification process varies across different states. Most people are able to see once the process nears the completion stage or sometimes, when it has gentrified but Bryce, Ben and Peter discuss the signs that you...2015-09-2431 minThe Property Couch29 | Common Mistakes when Investing in Property in AustraliaWe’ve all made mistakes in life. Some are relatively harmless but when it comes to high-value transactions such as investing in property, the stakes are higher. So this time on The Property Couch podcast, Bryce Holdaway and Ben Kingsley list out a few common mistakes that they’ve seen people make in their investment journey.The first mistake is underestimating the importance of having a good lending strategy and structure. One investment property will not be sufficient to provide you with a self-funded retirement so in time, you will need to buy another one and if you...2015-09-1731 minThe Property Couch28 | Is the Property Market Oversupplied & What's Happening in the Lending Sector?With dwelling approvals remaining close to record high levels and the latest housing credit data suggesting a slowing investment credit growth, will this lead to an oversupply in the Australian property market? On top of that, how is the lending sector affected by the recent changes put in place by Australian Prudential Regulation Authority (APRA)? All these factors are a cause for concern for most property investors especially when there is a lack of awareness in this industry.So in this episode, Bryce Holdaway and Ben Kingsley will be discussing if our property market is oversupplied and...2015-09-1031 minThe Property Couch27 | Tips for Buying at Auction in AustraliaNot every state in Australia has an auction culture but we are seeing an increasing trend in it. In their everyday role as Buyers' Agent and Property Investment Advisors, Bryce Holdaway and Ben Kingsley have seen many buyers who are either too afraid of the auction campaign or unsure of what to do in the process. Well, as Bryce mentioned in this podcast, an auction is a necessary evil. It favours the seller and the agent. But ultimately, as a buyer, you shouldn’t be afraid of it. Do your due diligence and embrace it with confidence but never tu...2015-09-0332 minThe Property Couch26 | Q&A - Property through Trust, Renovating stablished properties, Gentrification and Investing in Regional CentreWe have been receiving a lot of great suggestions and questions from our listeners! If you have submitted a question on property investing in Australia and have yet to hear a response from us, don’t worry. We will get to you as soon as we can. In this week’s podcast, Bryce Holdaway and Ben Kingsley will be addressing some topics:Property in Trust from Christ: Can you address investing in trusts? In particular, purchasing property through trust and transferring currently owned investment properties into a family trustTax benefits in reno...2015-08-2731 minThe Property Couch25 | Q&A - High LVR, Capital Gains Tax, Cross Colaterisation and SMSF PropertyIt's Questions and Answers time! Thanks for all the suggestions on new topics to cover in this podcast. For today’s episode, Bryce Holdaway and Ben Kingsley will be addressing questions from:High Loan to Value Ratio (LVR) question from Andy: As a relatively new investor, would you recommend gearing as many of my initial purchases at 90-95% LVR as possible to help get ahead early on and do you foresee a lot of the banks starting to restrict this type of lending going forward with the interest rates currently so low. If you do recommend it...2015-08-2032 minThe Property Couch24 | Seven Habits of Highly Effective Property InvestorsDrawing from Stephen Covey’s book and as promised in the previous episode (Exit Strategy in Property Investment), this week our hosts talk about the Seven Habits of Highly Effective Property Investors. Some of our listeners have asked us before about having the right mindset when investing in property and this episode sort of ties in with that. Bryce and Ben list out the seven habits that Dr. Covey talks about and explain how we can use them in property investment.The first habit is to be proactive. As Bryce mentioned in the podcast, you wo...2015-08-1331 min