Shows
AICPA Personal Financial Planning (PFP)Deadlines, Deductions & Decisions: Year-End Planning for the New Tax Era with Bob Keebler Bob Keebler joins Cary Sinnett to unpack why this year-end is anything but routine. With shifting tax thresholds and surprise penalties lurking under the surface, every decision matters more than ever. This rapid-fire episode arms CPA financial planners with critical year-end strategies, from Roth conversions to trust distribution traps. Don't miss your chance to finish strong and plan ahead with confidence. AICPA Resources: Article: Tax code changes: What H.R. 1 means for you and your clients Article: Tax Trifecta Trust after H.R. 1, known as the One Big Beautiful Bill Act Chart: PFP Tax Bracket Management Char...
2025-10-1722 minAICPA Personal Financial Planning (PFP)Deadlines, Deductions & Decisions: Year-End Planning for the New Tax Era with Bob Keebler Bob Keebler joins Cary Sinnett to unpack why this year-end is anything but routine. With shifting tax thresholds and surprise penalties lurking under the surface, every decision matters more than ever. This rapid-fire episode arms CPA financial planners with critical year-end strategies, from Roth conversions to trust distribution traps. Don't miss your chance to finish strong and plan ahead with confidence. AICPA Resources: Article: Tax code changes: What H.R. 1 means for you and your clients Article: Tax Trifecta Trust after H.R. 1, known as the One Big Beautiful Bill Act Chart: PFP Tax Bracket Management Char...
2025-10-1722 minAICPA Personal Financial Planning (PFP)Portability Denied: The Compliance Misstep That Cost Millions with Bob KeeblerWhat happens when one overlooked detail turns a thoughtful estate plan into a multi-million-dollar tax disaster? In this episode of the AICPA Personal Financial Planning Podcast, nationally recognized tax and estate planning expert Bob Keebler joins Cary Sinnett to unpack the cautionary tale of Estate of Rowland v. Commissioner. Despite well-crafted trusts and modest estates, a simple misstep in making the portability election led to the loss of $3.7 million in estate tax exemption. The case underscores the reality that "substantial compliance is not enough" when filing Form 706—and the reputational and financial risks that follow. Yo...
2025-08-2216 minAICPA Personal Financial Planning (PFP)Portability Denied: The Compliance Misstep That Cost Millions with Bob KeeblerWhat happens when one overlooked detail turns a thoughtful estate plan into a multi-million-dollar tax disaster? In this episode of the AICPA Personal Financial Planning Podcast, nationally recognized tax and estate planning expert Bob Keebler joins Cary Sinnett to unpack the cautionary tale of Estate of Rowland v. Commissioner. Despite well-crafted trusts and modest estates, a simple misstep in making the portability election led to the loss of $3.7 million in estate tax exemption. The case underscores the reality that "substantial compliance is not enough" when filing Form 706—and the reputational and financial risks that follow. Yo...
2025-08-2216 minAICPA Personal Financial Planning (PFP)Volatile Markets, Smart Estates: Keebler's Top Tax PlaysWhen the markets swing, smart estate planning can make or break your client's legacy. In this episode, Bob Keebler, CPA/PFS, joins Cary Sinnett to reveal the overlooked tax moves CPA financial planners need to know—from the strategic use of the Alternate Valuation Date (AVD) to avoiding costly missteps with the Kenan Doctrine. Learn how the 645 election can shift tax treatment in your favor, why timing and valuation matter more than ever, and how to deliver sharp planning with empathy during emotional times. If you advise estates in a volatile market, these insights could reshape your po...
2025-05-3017 minAICPA Personal Financial Planning (PFP)Volatile Markets, Smart Estates: Keebler's Top Tax PlaysWhen the markets swing, smart estate planning can make or break your client's legacy. In this episode, Bob Keebler, CPA/PFS, joins Cary Sinnett to reveal the overlooked tax moves CPA financial planners need to know—from the strategic use of the Alternate Valuation Date (AVD) to avoiding costly missteps with the Kenan Doctrine. Learn how the 645 election can shift tax treatment in your favor, why timing and valuation matter more than ever, and how to deliver sharp planning with empathy during emotional times. If you advise estates in a volatile market, these insights could reshape your po...
2025-05-3017 minAICPA Personal Financial Planning (PFP)Slott and Keebler on what to watch out for with SECURE 2.0 {PFP Section}A lot of information is flying around on the importance of SECURE 2.0 and what this means for retirement planning. Get the bottom line of what you need to think about for your clients in this episode of the PFP Section podcast. Bob Keebler, CPA/PFS, interviews retirement expert, Ed Slott, CPA. Ed shares: His take on the bill The issue of needing to take RMDs in years 1-9 when inheriting an IRA from someone who had already begun RMDs was not fixed His concern with what the replacement of the 50% penalty on missed RMDs may mean Nuances with...
2023-01-2017 minAICPA Personal Financial Planning (PFP)Slott and Keebler on what to watch out for with SECURE 2.0 {PFP Section}A lot of information is flying around on the importance of SECURE 2.0 and what this means for retirement planning. Get the bottom line of what you need to think about for your clients in this episode of the PFP Section podcast. Bob Keebler, CPA/PFS, interviews retirement expert, Ed Slott, CPA. Ed shares: His take on the bill The issue of needing to take RMDs in years 1-9 when inheriting an IRA from someone who had already begun RMDs was not fixed His concern with what the replacement of the 50% penalty on missed RMDs may mean Nuances with...
2023-01-2017 minAICPA Personal Financial Planning (PFP)Using SLATs and other techniques for estate planning now {PFP Section}Clients have three years left to use the enhanced unified credit before it gets cut in half. Putting holistic techniques in place that consider tax, financial planning, and asset protection sooner rather than later will be important. In this episode of the PFP Section podcast, Bob Keebler, CPA/PFS, interviews Marty Shenkman, CPA/PFS, JD, and Jonathan Blattmachr, JD, to get their thoughts on using SLATs and other strategies. They answer the following questions: How do SLATs work? Why are SLATs and other techniques effective for clients who won't be subject to the estate tax even when the u...
2022-11-2929 minAICPA Personal Financial Planning (PFP)Using SLATs and other techniques for estate planning now {PFP Section}Clients have three years left to use the enhanced unified credit before it gets cut in half. Putting holistic techniques in place that consider tax, financial planning, and asset protection sooner rather than later will be important. In this episode of the PFP Section podcast, Bob Keebler, CPA/PFS, interviews Marty Shenkman, CPA/PFS, JD, and Jonathan Blattmachr, JD, to get their thoughts on using SLATs and other strategies. They answer the following questions: How do SLATs work? Why are SLATs and other techniques effective for clients who won't be subject to the estate tax even when the u...
2022-11-2929 minAICPA Personal Financial Planning (PFP)Harvesting losses without triggering a wash sale {PFP Section}2022 has been a volatile year in the stock market. Year-end planning will undoubtedly include tax-loss harvesting to offset capital gains for many clients. As you approach this with your clients, it's important to keep the wash sale rules in mind. In this PFP Section podcast, Bob Keebler, CPA/PFS, interviews expert Mark Fichtenbaum, CPA. Mark answers the following questions. What is the intent of the wash sale rules and what are some simple ways around this? How can you structure a transaction to keep the same position and realize a loss? How do these rules apply to cryptocurrency...
2022-11-0431 minAICPA Personal Financial Planning (PFP)Harvesting losses without triggering a wash sale {PFP Section}2022 has been a volatile year in the stock market. Year-end planning will undoubtedly include tax-loss harvesting to offset capital gains for many clients. As you approach this with your clients, it's important to keep the wash sale rules in mind. In this PFP Section podcast, Bob Keebler, CPA/PFS, interviews expert Mark Fichtenbaum, CPA. Mark answers the following questions. What is the intent of the wash sale rules and what are some simple ways around this? How can you structure a transaction to keep the same position and realize a loss? How do these rules apply to cryptocurrency...
2022-11-0431 minAICPA Personal Financial Planning (PFP)Slott and Keebler on the complex new RMD rules {PFP Section}During tax season, the IRS released SECURE Act proposed regulations that came with some surprises and made calculating RMDs more complicated. In this episode of the PFP Section podcast, Bob Keebler interviews Ed Slott to get you up to speed on the latest. They discuss: What's important for CPA financial planners to know about these new regulations How the IRS's at least as rapidly rule has thrown a hitch in calculating RMDs Why the new rules make Roth IRAs more beneficial What to know about spouses and minor children beneficiaries Nuances such as the ghost life expectancy rule...
2022-04-2732 minAICPA Personal Financial Planning (PFP)Slott and Keebler on the complex new RMD rules {PFP Section}During tax season, the IRS released SECURE Act proposed regulations that came with some surprises and made calculating RMDs more complicated. In this episode of the PFP Section podcast, Bob Keebler interviews Ed Slott to get you up to speed on the latest. They discuss: What's important for CPA financial planners to know about these new regulations How the IRS's at least as rapidly rule has thrown a hitch in calculating RMDs Why the new rules make Roth IRAs more beneficial What to know about spouses and minor children beneficiaries Nuances such as the ghost life expectancy rule...
2022-04-2732 minAICPA Personal Financial Planning (PFP)How SECURE 2.0 will impact retirement planning {PFP Section}HR 2954, also known as the Securing a Strong Retirement Act, passed the House on March 29th and is now waiting on a vote from the Senate. Bob Keebler, CPA/PFS, shares the sections most pertinent to CPA financial planners in this episode of the PFP Section podcast, including but not limited to: Section 106 increases the required minimum distribution (RMD) age to 73 beginning on January 1, 2023 and continues to increase the age to 75 by January 1, 2033. Section 108 increases IRA contribution limits for those age 62 through 64 to $10,000 after December 31, 2023. Sections 201 and 202 remove RMD barriers for life annuities and qualifying longevity annuity contracts...
2022-04-0811 minAICPA Personal Financial Planning (PFP)How SECURE 2.0 will impact retirement planning {PFP Section}HR 2954, also known as the Securing a Strong Retirement Act, passed the House on March 29th and is now waiting on a vote from the Senate. Bob Keebler, CPA/PFS, shares the sections most pertinent to CPA financial planners in this episode of the PFP Section podcast, including but not limited to: Section 106 increases the required minimum distribution (RMD) age to 73 beginning on January 1, 2023 and continues to increase the age to 75 by January 1, 2033. Section 108 increases IRA contribution limits for those age 62 through 64 to $10,000 after December 31, 2023. Sections 201 and 202 remove RMD barriers for life annuities and qualifying longevity annuity contracts...
2022-04-0811 minAICPA Personal Financial Planning (PFP)Income tax reform overview with Bob Keebler {PFP Section}The House Ways & Means Committee recently released its proposed 2021 tax reform legislation. In this episode of the PFP Section podcast, Bob Keebler, CPA/PFS, covers the changes being considered that would impact income tax planning, including: Funding the IRS and using tax reform to improve social safety nets Additional childcare credits and other dependent care, childcare, and caregiver provisions Increases to the individual income tax rate, capital gains rate, and 3% surtax over certain thresholds Expansion of NIIT to business income when over certain thresholds Cap on the qualified business income deduction under 199A Wash sale rules applying to...
2021-10-0613 minAICPA Personal Financial Planning (PFP)Income tax reform overview with Bob Keebler {PFP Section}The House Ways & Means Committee recently released its proposed 2021 tax reform legislation. In this episode of the PFP Section podcast, Bob Keebler, CPA/PFS, covers the changes being considered that would impact income tax planning, including: Funding the IRS and using tax reform to improve social safety nets Additional childcare credits and other dependent care, childcare, and caregiver provisions Increases to the individual income tax rate, capital gains rate, and 3% surtax over certain thresholds Expansion of NIIT to business income when over certain thresholds Cap on the qualified business income deduction under 199A Wash sale rules applying to...
2021-10-0613 minAICPA Personal Financial Planning (PFP)Important development with SECURE Act post-mortem distributions {PFP Section}Guest: Bob Keebler, CPA/PFS On April 9th, 2021, the IRS released updated Publication 590-B which has caused much confusion with retirement planning experts. In this PFP Section podcast episode, Bob Keebler, CPA/PFS, puts the key aspects on your radar so that you can best advise families you are helping who have experienced deaths after January 1, 2020. He shares: The thinking prior to release of publication 590-B The page 12 example which is causing a lot of uncertainty among advisors Why you will want to delay RMDs until we have further guidance Access resources related to this p...
2021-04-2308 minAICPA Personal Financial Planning (PFP)Important development with SECURE Act post-mortem distributions {PFP Section}Guest: Bob Keebler, CPA/PFS On April 9th, 2021, the IRS released updated Publication 590-B which has caused much confusion with retirement planning experts. In this PFP Section podcast episode, Bob Keebler, CPA/PFS, puts the key aspects on your radar so that you can best advise families you are helping who have experienced deaths after January 1, 2020. He shares: The thinking prior to release of publication 590-B The page 12 example which is causing a lot of uncertainty among advisors Why you will want to delay RMDs until we have further guidance Access resources related to this p...
2021-04-2308 minAICPA Personal Financial Planning (PFP)Part 3: Important planning strategies in 2021: Capital gains {PFP Section}Guest: Bob Keebler, CPA/PFS Under the Biden proposals, the capital gain and qualified dividend rate will be 39.6% for those with income of 1 million or more. In this PFP Section podcast episode, Bob Keebler, CPA/PFS, helps you get ahead of this with your clients by sharing: What to be mindful of if we jump to a 39.6% capital gain rate and lose the step up in basis at death The window of opportunity for adjusting portfolios and realizing gains this year Why it may not be prudent to fund a CRT in 2021 When it makes sense t...
2021-04-1612 minAICPA Personal Financial Planning (PFP)Part 3: Important planning strategies in 2021: Capital gains {PFP Section}Guest: Bob Keebler, CPA/PFS Under the Biden proposals, the capital gain and qualified dividend rate will be 39.6% for those with income of 1 million or more. In this PFP Section podcast episode, Bob Keebler, CPA/PFS, helps you get ahead of this with your clients by sharing: What to be mindful of if we jump to a 39.6% capital gain rate and lose the step up in basis at death The window of opportunity for adjusting portfolios and realizing gains this year Why it may not be prudent to fund a CRT in 2021 When it makes sense t...
2021-04-1612 minAICPA Personal Financial Planning (PFP)Sensible Taxation and Equity Promotion Act (STEP) of 2021 {PFP Section}Guest: Bob Keebler, CPA/PFS On March 29th the Senate's Van Hollen and House's Pascrell released proposals that would result in the realization of capital gains on the date property is transferred by gift, trust, or death. In this PFP Section podcast episode, Bob Keebler, CPA/PFS, gets you up to speed on the latest, including: What the proposals say and the similarities and differences in the Senate and House versions Exceptions for personal property, transfers to spouses, and gifts/bequests to charity The need to be mindful of the connection between these proposals and others t...
2021-04-0908 minAICPA Personal Financial Planning (PFP)Sensible Taxation and Equity Promotion Act (STEP) of 2021 {PFP Section}Guest: Bob Keebler, CPA/PFS On March 29th the Senate's Van Hollen and House's Pascrell released proposals that would result in the realization of capital gains on the date property is transferred by gift, trust, or death. In this PFP Section podcast episode, Bob Keebler, CPA/PFS, gets you up to speed on the latest, including: What the proposals say and the similarities and differences in the Senate and House versions Exceptions for personal property, transfers to spouses, and gifts/bequests to charity The need to be mindful of the connection between these proposals and others t...
2021-04-0908 minAICPA Personal Financial Planning (PFP)What you need to know about the "For the 99.5% Act" {PFP Section}Guest: Bob Keebler, CPA/PFS This bill, introduced into the US Senate on March 25, 2021, could lay the groundwork for what's ahead with changes to estate, gift, and trust rules. If passed, the effective date would be December 31st, 2021 and would result in significant increases to federal estate and gift tax. In this PFP Section podcast episode, Bob Keebler, CPA/PFS, fills you in on: The key provisions, including a 3.5 million estate exemption, 1 million gift exemption, and a 20k cap on annual exclusion gifts Changes to the GRAT, grantor trust, and valuation discount planning techniques Expansion of co...
2021-04-0210 minAICPA Personal Financial Planning (PFP)What you need to know about the "For the 99.5% Act" {PFP Section}Guest: Bob Keebler, CPA/PFS This bill, introduced into the US Senate on March 25, 2021, could lay the groundwork for what's ahead with changes to estate, gift, and trust rules. If passed, the effective date would be December 31st, 2021 and would result in significant increases to federal estate and gift tax. In this PFP Section podcast episode, Bob Keebler, CPA/PFS, fills you in on: The key provisions, including a 3.5 million estate exemption, 1 million gift exemption, and a 20k cap on annual exclusion gifts Changes to the GRAT, grantor trust, and valuation discount planning techniques Expansion of co...
2021-04-0210 minAICPA Personal Financial Planning (PFP)Keebler on the American Rescue Plan Act of 2021 {PFP Section}President Biden signed off on the latest relief for businesses and individuals late last week. You can learn the specifics you need to know for your clients in this PFP Section podcast episode from Bob Keebler, CPA/PFS, including: The ins and outs of the restaurant revitalization grant program Expansion of the employee retention credit and EIDL loans The many tax relief components for individuals and businesses, including tax free unemployment compensation in 2020 Related news on the 4 key reasons the AICPA requested an extension of the tax deadline Access resources related to this podcast: Note: If you're...
2021-03-1523 minAICPA Personal Financial Planning (PFP)Keebler on the American Rescue Plan Act of 2021 {PFP Section}President Biden signed off on the latest relief for businesses and individuals late last week. You can learn the specifics you need to know for your clients in this PFP Section podcast episode from Bob Keebler, CPA/PFS, including: The ins and outs of the restaurant revitalization grant program Expansion of the employee retention credit and EIDL loans The many tax relief components for individuals and businesses, including tax free unemployment compensation in 2020 Related news on the 4 key reasons the AICPA requested an extension of the tax deadline Access resources related to this podcast: Note: If you're...
2021-03-1523 minAICPA Personal Financial Planning (PFP)Part 2: Important planning strategies to consider in 2021: Estate {PFP Section}Guest: Bob Keebler, CPA/PFS Many experts expect the estate tax exemption to decrease to $5 million or $3.5 million under the current administration. Therefore, we are in a potential use it or lose it situation with respect to today's exemption. In this PFP Section podcast episode, Bob Keebler, CPA/PFS, fills you in on: Understanding what's likely to happen by looking to proposals from Sanders, Obama, and Warren What to do now to prepare your clients for what may be coming Planning strategies that may make sense to accelerate Access resources related to this podcast: Note: I...
2021-03-1215 minAICPA Personal Financial Planning (PFP)Part 2: Important planning strategies to consider in 2021: Estate {PFP Section}Guest: Bob Keebler, CPA/PFS Many experts expect the estate tax exemption to decrease to $5 million or $3.5 million under the current administration. Therefore, we are in a potential use it or lose it situation with respect to today's exemption. In this PFP Section podcast episode, Bob Keebler, CPA/PFS, fills you in on: Understanding what's likely to happen by looking to proposals from Sanders, Obama, and Warren What to do now to prepare your clients for what may be coming Planning strategies that may make sense to accelerate Access resources related to this podcast: Note: I...
2021-03-1215 minAICPA Personal Financial Planning (PFP)What the Georgia outcome means for financial planning {PFP Section}Guest: Bob Keebler, CPA/PFS Recorded on Tuesday, January 5th, Bob Keebler, CPA/PFS, shares what you will want to think about for your clients as a result of Tuesday's election. From Social Security and Roth conversion planning to wealth transfer and charitable giving implications, tune in to get more details on the following topics: What to be mindful of with the general Democratic party themes Proposals to keep your eyes on and the likelihood they'll become law The future of current planning techniques Strategies you should consider for your clients and when Access resources...
2021-01-0827 minAICPA Personal Financial Planning (PFP)What the Georgia outcome means for financial planning {PFP Section}Guest: Bob Keebler, CPA/PFS Recorded on Tuesday, January 5th, Bob Keebler, CPA/PFS, shares what you will want to think about for your clients as a result of Tuesday's election. From Social Security and Roth conversion planning to wealth transfer and charitable giving implications, tune in to get more details on the following topics: What to be mindful of with the general Democratic party themes Proposals to keep your eyes on and the likelihood they'll become law The future of current planning techniques Strategies you should consider for your clients and when Access resources...
2021-01-0827 minAICPA Personal Financial Planning (PFP)What you need to know about captive insurance companies {PFP Section}Panelists: Bob Keebler, CPA/PFS and David Slenn, JD The Internal Revenue Service has recently increased scrutiny of micro-captive insurance structures and time is of the essence to take corrective measures for your clients. Bob Keebler, CPA/PFS, interviews expert David Slenn to get you up to speed on this issue. David answers the following questions: What is the background of micro-captives? What message is the IRS sending with their recent notice and why should business owners be concerned? Why is the IRS urging taxpayers to receive independent counsel? Can micro-captives be structured to work for...
2020-12-1114 minAICPA Personal Financial Planning (PFP)What you need to know about captive insurance companies {PFP Section}Panelists: Bob Keebler, CPA/PFS and David Slenn, JD The Internal Revenue Service has recently increased scrutiny of micro-captive insurance structures and time is of the essence to take corrective measures for your clients. Bob Keebler, CPA/PFS, interviews expert David Slenn to get you up to speed on this issue. David answers the following questions: What is the background of micro-captives? What message is the IRS sending with their recent notice and why should business owners be concerned? Why is the IRS urging taxpayers to receive independent counsel? Can micro-captives be structured to work for...
2020-12-1114 min
AICPA Personal Financial Planning (PFP)What Biden's capital gains proposal means for your clients {PFP Section}Guest: Paul Lee, J.D., LLM and Bob Keebler, CPA/PFS With Senate election results unknown until January 5th, the likelihood of Biden's tax proposals gaining traction will be uncertain until early next year. In this episode of the PFP Section podcast, Paul Lee, J.D., LLM and Bob Keebler, CPA/PFS answer the following questions: What is Biden's capital gains proposal and who will it impact? If the tax law changes, when could it take effect? Should you encourage clients to accelerate gains into 2020? What planning strategies will work best if the proposal becomes law?
2020-11-1318 min
AICPA Personal Financial Planning (PFP)What Biden’s capital gains proposal means for your clients {PFP Section}Guest: Paul Lee, J.D., LLM and Bob Keebler, CPA/PFS
With Senate election results unknown until January 5th, the likelihood of Biden’s tax proposals gaining traction will be uncertain until early next year. In this episode of the PFP Section podcast, Paul Lee, J.D., LLM and Bob Keebler, CPA/PFS answer the following questions:
What is Biden’s capital gains proposal and who will it impact?
If the tax law changes, when could it take effect?
Should you encourage clients to accelerate gains into 2020?
What planning strategies will work best...
2020-11-1300 minAICPA Personal Financial Planning (PFP)What Biden's capital gains proposal means for your clients {PFP Section}Guest: Paul Lee, J.D., LLM and Bob Keebler, CPA/PFS With Senate election results unknown until January 5th, the likelihood of Biden's tax proposals gaining traction will be uncertain until early next year. In this episode of the PFP Section podcast, Paul Lee, J.D., LLM and Bob Keebler, CPA/PFS answer the following questions: What is Biden's capital gains proposal and who will it impact? If the tax law changes, when could it take effect? Should you encourage clients to accelerate gains into 2020? What planning strategies will work best if the proposal becomes law?
2020-11-1318 minAICPA Personal Financial Planning (PFP)2020 year-end planning opportunities and election implications {PFP Section}Guest: Bob Keebler, CPA/PFS
It’s been a year unlike any other and year-end planning is no different. The election has significant implications given the wide gap in tax policy between the two parties. In this PFP Section podcast episode, Bob Keebler, CPA/PFS, breaks down the key areas to focus on, including:
• What to look out for with a potential change in administrations
• The highest impact planning like capital gains, estate and charitable planning, and Roth conversions
• Considerations such as bracket management, timing of deductions, gain and loss harvesting, NUA, and donor advised funds
Access resources related to this...
2020-10-1600 min
AICPA Personal Financial Planning (PFP)Why it's important to think about year-end planning now {PFP Section}Guest: Bob Keebler, CPA/PFS Be prepared to shift some of your tax and financial planning strategies if there is a change in administration with the coming election. Learn about tax policy themes and potential planning opportunities from Bob Keebler, CPA/PFS, including: Payroll taxes on high income earners Marginal tax rate and the capital gains rate for high income individuals Basis step-up at death and other estate and gift tax rules Non-qualified and incentive stock options and deferred compensation Planning strategies to consider now and post-election to best serve your clients Access the related re...
2020-08-1415 minAICPA Personal Financial Planning (PFP)Why it's important to think about year-end planning now {PFP Section}Guest: Bob Keebler, CPA/PFS Be prepared to shift some of your tax and financial planning strategies if there is a change in administration with the coming election. Learn about tax policy themes and potential planning opportunities from Bob Keebler, CPA/PFS, including: Payroll taxes on high income earners Marginal tax rate and the capital gains rate for high income individuals Basis step-up at death and other estate and gift tax rules Non-qualified and incentive stock options and deferred compensation Planning strategies to consider now and post-election to best serve your clients Access the related re...
2020-08-1415 min
AICPA Personal Financial Planning (PFP)Planning Ideas with the SECURE Act's 10-Year Rule {PFP Section}Guests: Bob Keebler, CPA/PFS and Jonathan Blattmachr, Esq. The elimination of the ability to stretch IRA and qualified plan distributions over the life of the beneficiary has made effective planning a bit more challenging. In this episode, learn from Bob Keebler and Jonathan Blattmachr as they explore the SECURE Act's 10-year rule and planning strategies for your clients, including: Using CRUTs or NIMCRUTs to simulate a payout that is longer than 10 years Considerations for planning with trusts and s-corporations How to create a plan that gives your clients flexibility and opportunities How to calculate the ma...
2020-07-1021 minAICPA Personal Financial Planning (PFP)Planning Ideas with the SECURE Act's 10-Year Rule {PFP Section}Guests: Bob Keebler, CPA/PFS and Jonathan Blattmachr, Esq. The elimination of the ability to stretch IRA and qualified plan distributions over the life of the beneficiary has made effective planning a bit more challenging. In this episode, learn from Bob Keebler and Jonathan Blattmachr as they explore the SECURE Act's 10-year rule and planning strategies for your clients, including: Using CRUTs or NIMCRUTs to simulate a payout that is longer than 10 years Considerations for planning with trusts and s-corporations How to create a plan that gives your clients flexibility and opportunities How to calculate the ma...
2020-07-1021 min
AICPA Personal Financial Planning (PFP)How to help clients with retirement relief provided by CARES {PFP Section}Guest: Robert Keebler, CPA/PFS Do you have clients who have had coronavirus-related health or financial issues? The CARES Act retirement plan and IRA provisions may be able to provide them with cash flow relief. Use your deep tax knowledge as a CPA financial planner to help your clients make smart planning moves now. Be sure to follow along with the slides included in the resources as you learn from Bob Keebler, CPA/PFS, in this episode. He answers questions from Sections 2202 and 2203 of the CARES Act, including: What are the rules for retirement plans and...
2020-05-2223 minAICPA Personal Financial Planning (PFP)How to help clients with retirement relief provided by CARES {PFP Section}Guest: Robert Keebler, CPA/PFS Do you have clients who have had coronavirus-related health or financial issues? The CARES Act retirement plan and IRA provisions may be able to provide them with cash flow relief. Use your deep tax knowledge as a CPA financial planner to help your clients make smart planning moves now. Be sure to follow along with the slides included in the resources as you learn from Bob Keebler, CPA/PFS, in this episode. He answers questions from Sections 2202 and 2203 of the CARES Act, including: What are the rules for retirement plans and...
2020-05-2223 min
AICPA Personal Financial Planning (PFP)How to generate cash flow utilizing NOL relief under the CARES Act {PFP Section}Guests: Bob Keebler, CPA/PFS and Chris Hesse, CPA Under the CARES Act, you may be able to help your relevant business owner clients with their cash flow needs. This can be done by generating refunds from net operating losses (NOLs). As a CPA financial planner, use your deep tax knowledge to help clients benefit from this opportunity. Learn from experts Bob Keebler, CPA/PFS, and Chris Hesse, CPA, in this PFP podcast episode as they explore: What is the excess business loss provision in IRC Section 461(l) and how does it work? How does the CA...
2020-05-1516 minAICPA Personal Financial Planning (PFP)How to generate cash flow utilizing NOL relief under the CARES Act {PFP Section}Guests: Bob Keebler, CPA/PFS and Chris Hesse, CPA Under the CARES Act, you may be able to help your relevant business owner clients with their cash flow needs. This can be done by generating refunds from net operating losses (NOLs). As a CPA financial planner, use your deep tax knowledge to help clients benefit from this opportunity. Learn from experts Bob Keebler, CPA/PFS, and Chris Hesse, CPA, in this PFP podcast episode as they explore: What is the excess business loss provision in IRC Section 461(l) and how does it work? How does the CA...
2020-05-1516 min
AICPA Personal Financial Planning (PFP)How to help clients who are considering bankruptcy {PFP Section}Guests: Bob Keebler, CPA/PFS and Ken DeGraw, CPA/PFS, CFF Some of your business owner clients may be worried about their business with everything that is happening. As a CPA financial planner, be the trusted adviser your clients are looking for by listening and guiding clients who might be considering bankruptcy. Learn from experts Bob Keebler and Ken DeGraw in this PFP podcast episode and discover: What are the unintended consequences of filing for bankruptcy? What are the viable alternatives to consider? Should clients tap into retirement assets? What team of experts should come together? And...
2020-05-0823 minAICPA Personal Financial Planning (PFP)How to help clients who are considering bankruptcy {PFP Section}Guests: Bob Keebler, CPA/PFS and Ken DeGraw, CPA/PFS, CFF Some of your business owner clients may be worried about their business with everything that is happening. As a CPA financial planner, be the trusted adviser your clients are looking for by listening and guiding clients who might be considering bankruptcy. Learn from experts Bob Keebler and Ken DeGraw in this PFP podcast episode and discover: What are the unintended consequences of filing for bankruptcy? What are the viable alternatives to consider? Should clients tap into retirement assets? What team of experts should come together? And...
2020-05-0823 min
AICPA Personal Financial Planning (PFP)Bond Tax Planning in Today's Environment {PFP Section}Guests: Bob Keebler, CPA/PFS and Mark Fichtenbaum, CPA, JD, LLM In this episode, Bob Keebler, CPA/PFS, interviews Mark Fichtenbaum, CPA, JD, LLM, one of the foremost experts in the country on the taxation of securities, about bond tax planning strategies to consider with your relevant clients during a volatile market with low interest rates: What are the tax planning opportunities when purchasing bonds that are trading at a premium? What are the planning opportunities if you already own a premium bond? How can you effectively and efficiently harvest losses on securities to offset capital g...
2020-05-0120 minAICPA Personal Financial Planning (PFP)Bond Tax Planning in Today's Environment {PFP Section}Guests: Bob Keebler, CPA/PFS and Mark Fichtenbaum, CPA, JD, LLM In this episode, Bob Keebler, CPA/PFS, interviews Mark Fichtenbaum, CPA, JD, LLM, one of the foremost experts in the country on the taxation of securities, about bond tax planning strategies to consider with your relevant clients during a volatile market with low interest rates: What are the tax planning opportunities when purchasing bonds that are trading at a premium? What are the planning opportunities if you already own a premium bond? How can you effectively and efficiently harvest losses on securities to offset capital g...
2020-05-0120 min
AICPA Personal Financial Planning (PFP)To Roth or Not to Roth in the Current Environment {PFP Section}Guests: Bob Keebler, CPA/PFS With changes to Roth planning due to TCJA, the SECURE Act, and now the CARES Act and market volatility resulting from COVID-19, it's important to consider whether Roth conversions would be optimal to help your clients reach their long- term goals. In this episode, Bob Keebler, CPA/PFS, shares the nuances to consider when making decisions on whether to advise clients to convert to a Roth: Should your clients use their 2020 waived RMD dollars to fill up their lower tax brackets with a Roth conversion? What are the four principle reasons to...
2020-04-2417 minAICPA Personal Financial Planning (PFP)To Roth or Not to Roth in the Current Environment {PFP Section}Guests: Bob Keebler, CPA/PFS With changes to Roth planning due to TCJA, the SECURE Act, and now the CARES Act and market volatility resulting from COVID-19, it's important to consider whether Roth conversions would be optimal to help your clients reach their long- term goals. In this episode, Bob Keebler, CPA/PFS, shares the nuances to consider when making decisions on whether to advise clients to convert to a Roth: Should your clients use their 2020 waived RMD dollars to fill up their lower tax brackets with a Roth conversion? What are the four principle reasons to...
2020-04-2417 min
AICPA Personal Financial Planning (PFP)Required Minimum Distributions under the CARES Act {PFP Section}Guests: Ed Slott, CPA and Bob Keebler, CPA/PFS In the multitudinous legislation that is unfolding as a result of the coronavirus pandemic, the IRS has issued relief from taking required minimum distributions (RMDs) from IRAs and employer sponsored plans under the CARES Act. Bob Keebler, CPA/PFS, interviews Ed Slott, CPA, in this fast-paced, jam-packed episode about the impact of the CARES Act on RMDs: What is the new RMD rule under the CARES Act and how does it work? Who is eligible to waive the RMDs and who does it benefit? What are the t...
2020-04-1720 minAICPA Personal Financial Planning (PFP)Required Minimum Distributions under the CARES Act {PFP Section}Guests: Ed Slott, CPA and Bob Keebler, CPA/PFS In the multitudinous legislation that is unfolding as a result of the coronavirus pandemic, the IRS has issued relief from taking required minimum distributions (RMDs) from IRAs and employer sponsored plans under the CARES Act. Bob Keebler, CPA/PFS, interviews Ed Slott, CPA, in this fast-paced, jam-packed episode about the impact of the CARES Act on RMDs: What is the new RMD rule under the CARES Act and how does it work? Who is eligible to waive the RMDs and who does it benefit? What are the t...
2020-04-1720 min
AICPA Personal Financial Planning (PFP)Coronavirus Aid Relief and Economic Security (CARES) Act {PFP Section}Guests: Bob Keebler, CPA/PFS and Chris Hesse, CPA In response to the coronavirus (COVID-19) pandemic, Congress has passed the anticipated Coronavirus Aid Relief and Economic Security Act (H.R. 748) to bring the resources of the federal government to protect the health and well-being of Americans. Join Bob Keebler, CPA/PFS, and Chris Hesse, CPA and chair of the AICPA Tax Executive Committee, as they discuss AICPA advocacy for the profession and some of the key provisions to help you connect the dots with your clients who own businesses such as: The payroll protection program, including w...
2020-03-3130 minAICPA Personal Financial Planning (PFP)Coronavirus Aid Relief and Economic Security (CARES) Act {PFP Section}Guests: Bob Keebler, CPA/PFS and Chris Hesse, CPA In response to the coronavirus (COVID-19) pandemic, Congress has passed the anticipated Coronavirus Aid Relief and Economic Security Act (H.R. 748) to bring the resources of the federal government to protect the health and well-being of Americans. Join Bob Keebler, CPA/PFS, and Chris Hesse, CPA and chair of the AICPA Tax Executive Committee, as they discuss AICPA advocacy for the profession and some of the key provisions to help you connect the dots with your clients who own businesses such as: The payroll protection program, including w...
2020-03-3130 min
AICPA Personal Financial Planning (PFP)Tax planning for recent decedents amid COVID-19 {PFP Section}Guests: Bob Keebler, CPA/PFS In this episode, Bob Keebler, CPA/PFS, shares tax planning ideas that are important to consider with families of recent decedents amid record low oil prices and bond rates coupled with market losses, including: How can you leverage the loss harvesting strategy to tactfully offset gains over the next few years without violating the wash sale rules or your fiduciary responsibility? How do you create liquidity while coordinating with the alternative valuation date? When do you fund pecuniary clauses and how do you avoid funding with appreciated securities? Access the r...
2020-03-2713 minAICPA Personal Financial Planning (PFP)Tax planning for recent decedents amid COVID-19 {PFP Section}Guests: Bob Keebler, CPA/PFS In this episode, Bob Keebler, CPA/PFS, shares tax planning ideas that are important to consider with families of recent decedents amid record low oil prices and bond rates coupled with market losses, including: How can you leverage the loss harvesting strategy to tactfully offset gains over the next few years without violating the wash sale rules or your fiduciary responsibility? How do you create liquidity while coordinating with the alternative valuation date? When do you fund pecuniary clauses and how do you avoid funding with appreciated securities? Access the r...
2020-03-2713 min
AICPA Personal Financial Planning (PFP)How to bullet proof your investment portfolio {PFP Section}Guests: Bob Keebler, CPA/PFS and Dave Stolz, CPA/PFS Now is a time when many people are having anxiety about the current and future state of their investment portfolio. Those who have a good understanding of markets are confident that all will be well in the long term and will hold steady so they don't miss the market surge. For particularly nervous clients, it is important to communicate how their cash and investment portfolio are protected in a doomsday scenario, reinforcing your value and reassuring your clients that you have their best interest at the forefront o...
2020-03-2312 minAICPA Personal Financial Planning (PFP)How to bullet proof your investment portfolio {PFP Section}Guests: Bob Keebler, CPA/PFS and Dave Stolz, CPA/PFS Now is a time when many people are having anxiety about the current and future state of their investment portfolio. Those who have a good understanding of markets are confident that all will be well in the long term and will hold steady so they don't miss the market surge. For particularly nervous clients, it is important to communicate how their cash and investment portfolio are protected in a doomsday scenario, reinforcing your value and reassuring your clients that you have their best interest at the forefront o...
2020-03-2312 min
AICPA Personal Financial Planning (PFP)Planning opportunities in a volatile market {PFP Section}Guest: Bob Keebler, CPA/PFS Health concerns related to COVID-19 are top of mind and finances are likely a close second. No one can control market volatility and often the portfolio advice during this time is to hold steady. However, there are proactive income tax planning techniques that work well in a volatile market, reinforcing your value and reassuring your clients that you have their best interest at the forefront of all you do. In this episode, Bob Keebler, CPA/PFS, shares ideas to consider with your clients during a volatile market, including: What factors should...
2020-03-2014 minAICPA Personal Financial Planning (PFP)Planning opportunities in a volatile market {PFP Section}Guest: Bob Keebler, CPA/PFS Health concerns related to COVID-19 are top of mind and finances are likely a close second. No one can control market volatility and often the portfolio advice during this time is to hold steady. However, there are proactive income tax planning techniques that work well in a volatile market, reinforcing your value and reassuring your clients that you have their best interest at the forefront of all you do. In this episode, Bob Keebler, CPA/PFS, shares ideas to consider with your clients during a volatile market, including: What factors should...
2020-03-2014 min
AICPA Personal Financial Planning (PFP)Helping clients in a volatile market {PFP Section}Guests: Bob Keebler, CPA/PFS, and Lyle Benson, CPA/PFS In this episode, recorded at the close of markets on February 28th, Lyle Benson, CPA/PFS, and Bob Keebler, CPA/PFS, discuss: How to communicate with clients during this uncertain time to bring them peace of mind and keep them focused on the long-term perspective and purpose of their investment strategy Income and estate planning techniques that work well in a volatile market and low interest rate environment, including Roth conversations, gain/loss harvesting, funding GRATs, IDGT sales, and more Other considerations such as alternative valuation d...
2020-03-0317 minAICPA Personal Financial Planning (PFP)Helping clients in a volatile market {PFP Section}Guests: Bob Keebler, CPA/PFS, and Lyle Benson, CPA/PFS In this episode, recorded at the close of markets on February 28th, Lyle Benson, CPA/PFS, and Bob Keebler, CPA/PFS, discuss: How to communicate with clients during this uncertain time to bring them peace of mind and keep them focused on the long-term perspective and purpose of their investment strategy Income and estate planning techniques that work well in a volatile market and low interest rate environment, including Roth conversations, gain/loss harvesting, funding GRATs, IDGT sales, and more Other considerations such as alternative valuation d...
2020-03-0317 min
AICPA Personal Financial Planning (PFP)Mathematics of the SECURE Act In-Depth {PFP Section}Guest: Bob Keebler, CPA/PFS In this 40-minute in-depth episode, Bob Keebler CPA/PFS walks you through the mathematics of the SECURE Act, including: What are the three best solutions to address the 10-year rule that eliminates Stretch IRAs and how do you apply them? What are special circumstances you need to address and how do you apply the appropriate strategies? How do you run the numbers to determine the best strategies to use with your clients? Access the related resources from this podcast: Slide deck to complement the audio Impact of tax reform o...
2020-02-1440 minAICPA Personal Financial Planning (PFP)Mathematics of the SECURE Act In-Depth {PFP Section}Guest: Bob Keebler, CPA/PFS In this 40-minute in-depth episode, Bob Keebler CPA/PFS walks you through the mathematics of the SECURE Act, including: What are the three best solutions to address the 10-year rule that eliminates Stretch IRAs and how do you apply them? What are special circumstances you need to address and how do you apply the appropriate strategies? How do you run the numbers to determine the best strategies to use with your clients? Access the related resources from this podcast: Slide deck to complement the audio Impact of tax reform o...
2020-02-1440 min
AICPA Personal Financial Planning (PFP)Estate administration for IRAs and qualified plans {PFP Section}Guest: Bob Keebler, CPA/PFS Now that the SECURE Act is in effect, you need to know how this impacts your clients' financial plans and what you can do to best serve them. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients: What are the key tax and planning strategies to focus on for the families you serve? How can you use a disclaimer for 2019 deaths to use the life expectancy rules? What is the "ghost" rule and when does it apply? How can...
2020-02-0715 minAICPA Personal Financial Planning (PFP)Estate administration for IRAs and qualified plans {PFP Section}Guest: Bob Keebler, CPA/PFS Now that the SECURE Act is in effect, you need to know how this impacts your clients' financial plans and what you can do to best serve them. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients: What are the key tax and planning strategies to focus on for the families you serve? How can you use a disclaimer for 2019 deaths to use the life expectancy rules? What is the "ghost" rule and when does it apply? How can...
2020-02-0715 min
AICPA Personal Financial Planning (PFP)Mathematics of estate planning for IRAs {PFP Section}Guest: Bob Keebler, CPA/PFS Now that the SECURE Act is in effect, you need to know how this impacts your clients' financial plans and what you can do to best serve them. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients: What are the post-mortem payout rules? What are the mathematical solutions and strategies to help clients simulate the stretch IRA? Access the related resources from this podcast: H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 Impact...
2020-01-3115 minAICPA Personal Financial Planning (PFP)Mathematics of estate planning for IRAs {PFP Section}Guest: Bob Keebler, CPA/PFS Now that the SECURE Act is in effect, you need to know how this impacts your clients' financial plans and what you can do to best serve them. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients: What are the post-mortem payout rules? What are the mathematical solutions and strategies to help clients simulate the stretch IRA? Access the related resources from this podcast: H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 Impact...
2020-01-3115 min
AICPA Personal Financial Planning (PFP)SECURE Act: IRAs payable to conduit trusts {PFP Section}Guest: Bob Keebler, CPA/PFS Now that the SECURE Act is in effect, you need to know how this impacts your clients' financial plans and what you can do to best serve them. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients: What are the requirements for a "safe haven" or conduit trust? How do you avoid a "conduit trust disaster"? When is it useful to use conduit trusts? Access the related resources from this podcast: H.R.1994 - Setting Every Community...
2020-01-2408 minAICPA Personal Financial Planning (PFP)SECURE Act: IRAs payable to conduit trusts {PFP Section}Guest: Bob Keebler, CPA/PFS Now that the SECURE Act is in effect, you need to know how this impacts your clients' financial plans and what you can do to best serve them. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients: What are the requirements for a "safe haven" or conduit trust? How do you avoid a "conduit trust disaster"? When is it useful to use conduit trusts? Access the related resources from this podcast: H.R.1994 - Setting Every Community...
2020-01-2408 min
AICPA Personal Financial Planning (PFP)SECURE Act: IRAs payable to trusts {PFP Section}Guest: Bob Keebler, CPA/PFS Now that the SECURE Act is in effect, you need to know how this impacts your clients' financial plans and what you can do to best serve them. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients: What is the key issue with trusts under the SECURE Act? What is the "conduit trust disaster"? When is it useful to use conduit trusts? What are rules for beneficiaries and exception beneficiaries? Access the related resources from this podcast:...
2020-01-1715 minAICPA Personal Financial Planning (PFP)SECURE Act: IRAs payable to trusts {PFP Section}Guest: Bob Keebler, CPA/PFS Now that the SECURE Act is in effect, you need to know how this impacts your clients' financial plans and what you can do to best serve them. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients: What is the key issue with trusts under the SECURE Act? What is the "conduit trust disaster"? When is it useful to use conduit trusts? What are rules for beneficiaries and exception beneficiaries? Access the related resources from this podcast:...
2020-01-1715 min
AICPA Personal Financial Planning (PFP)SECURE Act: Eligible Beneficiary Exceptions {PFP Section}Guest: Bob Keebler, CPA/PFS Now that the SECURE Act is in effect, you need to know how this impacts your clients' financial plans and what you can do to best serve them. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients: What are the 5 eligible beneficiary exceptions under the provisions of the SECURE Act? What solutions using trusts should you analyze to help your clients? What does this mean for your clients in 2020 and beyond? Access the related resources from this podcast:
2020-01-1007 minAICPA Personal Financial Planning (PFP)SECURE Act: Eligible Beneficiary Exceptions {PFP Section}Guest: Bob Keebler, CPA/PFS Now that the SECURE Act is in effect, you need to know how this impacts your clients' financial plans and what you can do to best serve them. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients: What are the 5 eligible beneficiary exceptions under the provisions of the SECURE Act? What solutions using trusts should you analyze to help your clients? What does this mean for your clients in 2020 and beyond? Access the related resources from this podcast:
2020-01-1007 min
AICPA Personal Financial Planning (PFP)Use it or lose it: IRS issues final regulations on clawbacks {PFP Section}Guest: Bob Keebler, CPA/PFS In T.D. 9884, the IRS finalized proposed regulations issued in November 2018 (REG-106706-18), amending Regs. Sec. 20.2010-1 to conform with the temporary increase in the basic exclusion amount for estate and gift tax enacted by the Tax Cuts and Jobs Act. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge that will help best serve your clients: What is the basic exclusion amount (BEA) and supplemental BEA? What are some examples showing the computation? What does this mean for your clients? Access the related resources from this podcast:
2019-12-2712 minAICPA Personal Financial Planning (PFP)Use it or lose it: IRS issues final regulations on clawbacks {PFP Section}Guest: Bob Keebler, CPA/PFS In T.D. 9884, the IRS finalized proposed regulations issued in November 2018 (REG-106706-18), amending Regs. Sec. 20.2010-1 to conform with the temporary increase in the basic exclusion amount for estate and gift tax enacted by the Tax Cuts and Jobs Act. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge that will help best serve your clients: What is the basic exclusion amount (BEA) and supplemental BEA? What are some examples showing the computation? What does this mean for your clients? Access the related resources from this podcast:
2019-12-2712 min
AICPA Personal Financial Planning (PFP)SECURE Act: Practical Solutions for Your Clients {PFP Section}Guest: Robert Keebler, CPA/PFS The SECURE Act passes as part of a spending package and is expected to be signed into law by the President before the end of the year to avoid a government shutdown. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients: What are the important provisions of the SECURE Act that you need to know? What are the most urgent issues to address with your clients? What other solutions should you analyze to help your clients? What new "traps"...
2019-12-1719 minAICPA Personal Financial Planning (PFP)SECURE Act: Practical Solutions for Your Clients {PFP Section}Guest: Robert Keebler, CPA/PFS The SECURE Act passes as part of a spending package and is expected to be signed into law by the President before the end of the year to avoid a government shutdown. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients: What are the important provisions of the SECURE Act that you need to know? What are the most urgent issues to address with your clients? What other solutions should you analyze to help your clients? What new "traps"...
2019-12-1719 min
AICPA Personal Financial Planning (PFP)The proposed new life expectancy regulations for IRAs and qualified plans {PFP Section}Guest: Robert Keebler, CPA/PFS After nearly 20 years since the current set of life expectancy tables were released by the IRS, the IRS released proposed regulations to update these tables for an increase in the average lifespan. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge that will help best serve your clients: What are the changes you need to know about? What is the impact on lifetime RMDs? What are the transitional rules? When do they become effective? What are the tax issues to consider? Access the related resources from this podcast:
2019-11-2914 minAICPA Personal Financial Planning (PFP)The proposed new life expectancy regulations for IRAs and qualified plans {PFP Section}Guest: Robert Keebler, CPA/PFS After nearly 20 years since the current set of life expectancy tables were released by the IRS, the IRS released proposed regulations to update these tables for an increase in the average lifespan. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge that will help best serve your clients: What are the changes you need to know about? What is the impact on lifetime RMDs? What are the transitional rules? When do they become effective? What are the tax issues to consider? Access the related resources from this podcast:
2019-11-2914 min
AICPA Personal Financial Planning (PFP)Year-end tax and financial planning strategies: Part 2 {PFP Section}Guest: Bob Keebler, CPA/PFS Significant tax law changes are still hot topics in media and political landscapes, and your clients are still scratching their heads wondering what these changes mean for them. Now is the time for you to guide them in planning for their financial future. In this episode, Bob Keebler, CPA/PFS will discuss year-end planning strategies to help you advise your clients: What education and gifting strategies are effective to leverage the advantages of 529 plans? What are the tax incentives for investing in qualified opportunity zones? Should your clients use the gift...
2019-11-1518 minAICPA Personal Financial Planning (PFP)Year-end tax and financial planning strategies: Part 2 {PFP Section}Guest: Bob Keebler, CPA/PFS Significant tax law changes are still hot topics in media and political landscapes, and your clients are still scratching their heads wondering what these changes mean for them. Now is the time for you to guide them in planning for their financial future. In this episode, Bob Keebler, CPA/PFS will discuss year-end planning strategies to help you advise your clients: What education and gifting strategies are effective to leverage the advantages of 529 plans? What are the tax incentives for investing in qualified opportunity zones? Should your clients use the gift...
2019-11-1518 min
AICPA Personal Financial Planning (PFP)Year-end tax and financial planning strategies: Part 1 {PFP Section}Guest: Bob Keebler, CPA/PFS Significant tax law changes are still hot topics in media and political landscapes, and your clients are still scratching their heads wondering what these changes mean for them. Now is the time for you to guide them in planning for their financial future. In this episode, Bob Keebler, CPA/PFS will discuss year-end planning strategies to help you advise your clients: What are the trade-offs for harvesting gains/losses and how can you determine the right decision for each client? What strategies can you use to plan for your clients to...
2019-11-0821 minAICPA Personal Financial Planning (PFP)Year-end tax and financial planning strategies: Part 1 {PFP Section}Guest: Bob Keebler, CPA/PFS Significant tax law changes are still hot topics in media and political landscapes, and your clients are still scratching their heads wondering what these changes mean for them. Now is the time for you to guide them in planning for their financial future. In this episode, Bob Keebler, CPA/PFS will discuss year-end planning strategies to help you advise your clients: What are the trade-offs for harvesting gains/losses and how can you determine the right decision for each client? What strategies can you use to plan for your clients to...
2019-11-0821 min
AICPA Personal Financial Planning (PFP)Lessons from the GE pension buyout: when employers change the terms of retirement plans: {PFP Section}Guests: Bob Keebler, CPA/PFS and Ed Slott General Electric is offering buyouts to about 100,000 pensioners and freezing the retiree payments for about 20,700 salaried pensioners, as part of the company's effort to shed debt as it faces pressure to improve its performance. In this podcast, Bob Keebler, CPA/PFS interviews Ed Slott to answer the questions: What are the key factors that CPA financial planners should consider for their clients who are impacted by the GE pension buyout? How will the conversation differ for each employee? Which clients should consider taking the lump sum buyout? What a...
2019-11-0125 minAICPA Personal Financial Planning (PFP)Lessons from the GE pension buyout: when employers change the terms of retirement plans: {PFP Section}Guests: Bob Keebler, CPA/PFS and Ed Slott General Electric is offering buyouts to about 100,000 pensioners and freezing the retiree payments for about 20,700 salaried pensioners, as part of the company's effort to shed debt as it faces pressure to improve its performance. In this podcast, Bob Keebler, CPA/PFS interviews Ed Slott to answer the questions: What are the key factors that CPA financial planners should consider for their clients who are impacted by the GE pension buyout? How will the conversation differ for each employee? Which clients should consider taking the lump sum buyout? What a...
2019-11-0125 min
AICPA Personal Financial Planning (PFP)A cure for the SECURE Act: using CRTs {PFP Section}Guest: Bob Keebler, CPA/PFS & David Cahoone, JD, LLM Category: Technical In this episode, Bob Keebler, CPA/PFS discusses the planning strategies related to the proposed SECURE Act using charitable remainder trusts (CRTs) as beneficiaries as IRAs to simulate a stretch IRA. He answers the questions: When the SECURE Act becomes law, what happens to the stretch IRA as we know it today? If the stretch IRA is gone for most descendants, is there any hope for continued life stretch-out? Is a stretch-out only a tax deferral strategy or is there more to it...
2019-09-1314 minAICPA Personal Financial Planning (PFP)A cure for the SECURE Act: using CRTs {PFP Section}Guest: Bob Keebler, CPA/PFS & David Cahoone, JD, LLM Category: Technical In this episode, Bob Keebler, CPA/PFS discusses the planning strategies related to the proposed SECURE Act using charitable remainder trusts (CRTs) as beneficiaries as IRAs to simulate a stretch IRA. He answers the questions: When the SECURE Act becomes law, what happens to the stretch IRA as we know it today? If the stretch IRA is gone for most descendants, is there any hope for continued life stretch-out? Is a stretch-out only a tax deferral strategy or is there more to it...
2019-09-1314 min
AICPA Personal Financial Planning (PFP)Tax & investment planning in an ultra-low interest rate environment {PFP Section}Guest: Bob Keebler, CPA/PFS & Bob Gordon Category: Technical In this episode, Bob Keebler, CPA/PFS interviews Bob Gordon of Twenty-First Securities Corporation about the planning strategies in an ultra-low interest rate environment. He answers the questions: What are the unique investment opportunities when interest rates are very low? What special election can taxpayers make to reduce taxable income with bond premiums? What tax arbitrage opportunities exist when rates are low? What does it mean to have negative interest rates? Access the related resources from this podcast: Broadridge Advisor's client alerts on...
2019-08-3019 minAICPA Personal Financial Planning (PFP)Tax & investment planning in an ultra-low interest rate environment {PFP Section}Guest: Bob Keebler, CPA/PFS & Bob Gordon Category: Technical In this episode, Bob Keebler, CPA/PFS interviews Bob Gordon of Twenty-First Securities Corporation about the planning strategies in an ultra-low interest rate environment. He answers the questions: What are the unique investment opportunities when interest rates are very low? What special election can taxpayers make to reduce taxable income with bond premiums? What tax arbitrage opportunities exist when rates are low? What does it mean to have negative interest rates? Access the related resources from this podcast: Broadridge Advisor's client alerts on...
2019-08-3019 min
AICPA Personal Financial Planning (PFP)Are we headed for recession or not? What the inverted yield curve means {PFP Section}Guest: Bob Keebler, CPA/PFS & Dr. Robert LeClair Category: Technical In this episode, Bob Keebler, CPA/PFS interviews Dr. Robert LeClair about the recent market volatility and the lower interest rate environment, including: What is an inverted yield curve? What is the significance of an inverted yield curve? What defines a recession? What are the key indicators to look for when recession may be on the horizon? Access the related resources from this podcast: Broadridge Advisor's client alerts on market volatility (free access to PFP/PFS members) includes extensive-content written by CPAs...
2019-08-2009 minAICPA Personal Financial Planning (PFP)Are we headed for recession or not? What the inverted yield curve means {PFP Section}Guest: Bob Keebler, CPA/PFS & Dr. Robert LeClair Category: Technical In this episode, Bob Keebler, CPA/PFS interviews Dr. Robert LeClair about the recent market volatility and the lower interest rate environment, including: What is an inverted yield curve? What is the significance of an inverted yield curve? What defines a recession? What are the key indicators to look for when recession may be on the horizon? Access the related resources from this podcast: Broadridge Advisor's client alerts on market volatility (free access to PFP/PFS members) includes extensive-content written by CPAs...
2019-08-2009 min
AICPA Personal Financial Planning (PFP)How the Kaestner decision may impact your clients {PFP Section}Guest(s): Bob Keebler, CPA/PFS, Anna Moody, JD and David O'Neill, JD Category: Technical In NC Department of Revenue v. The Kaestner Family Trust, the Supreme Court determined whether the US Constitution's due process clause prohibits states from taxing trusts based on trust beneficiaries' in-state residency. In this episode, Bob Keebler, CPA/PFS interviews Anna Moody and David O'Neill answers the questions: What was the Supreme Court's ruling? In which states will CPAs likely file amended returns or protective claims? In what situations should CPAs advise clients to seek a refund from the...
2019-06-2520 min
AICPA Personal Financial Planning (PFP)Filing protective claims for refund {PFP Section}Guest(s): Bob Keebler, CPA/PFS & Mitchell Gans, JD Category: Technical In NC Department of Revenue v. The Kaestner Family Trust, the Supreme Court will determine whether the US Constitution's due process clause prohibits states from taxing trusts based on trust beneficiaries' in-state residency. In this episode, Bob Keebler, CPA/PFS interviews Professor Mitchells Gans, JD who answers the questions: How does this issue impact your clients? Who should file a protective refund claim? Access the related resources from this podcast: Broadridge Advisor (free access to PFP/PFS members) includes extensive-content written b...
2019-04-0306 min
AICPA Personal Financial Planning (PFP)Tax reform: Section 199A & tax season {PFP Section}Guest(s): Bob Keebler, CPA/PFS & Nick Passini, CPA Category: Technical On January 18th, the IRS released the highly-anticipated final regulations on Section 199A for the qualified business income deduction for pass-through entities. In this podcast, Bob Keebler, CPA/PFS interviews Nick Passini, CPA about the reality of tax season and Section 199A qualified business income deduction. Find out: What is the most surprising challenge of 199A during tax season? What questions are clients asking and how could you respond? When should a client get an opinion letter vs. making a disclosure? What real...
2019-03-0128 minAICPA Personal Financial Planning (PFP)Tax reform: Section 199A & tax season {PFP Section}Guest(s): Bob Keebler, CPA/PFS & Nick Passini, CPA Category: Technical On January 18th, the IRS released the highly-anticipated final regulations on Section 199A for the qualified business income deduction for pass-through entities. In this podcast, Bob Keebler, CPA/PFS interviews Nick Passini, CPA about the reality of tax season and Section 199A qualified business income deduction. Find out: What is the most surprising challenge of 199A during tax season? What questions are clients asking and how could you respond? When should a client get an opinion letter vs. making a disclosure? What real...
2019-03-0128 min
AICPA Personal Financial Planning (PFP)Tax reform: Section 199A & retirement plan benefits {PFP Section}Guest(s): Bob Keebler, CPA/PFS & Ed Slott, CPA Category: Technical On January 18th, the IRS released the highly-anticipated final regulations on Section 199A for the qualified business income deduction for pass-through entities. In this podcast, Bob Keebler, CPA/PFS interviews Ed Slott, CPA intersection of Section 199A qualified business income deduction and retirement plan benefits. Find out: What is the calculation of the retirement plan deduction in the context of Section 199A? How can a Roth conversion reduce your income tax liability? What is the one tool you can use for specified service...
2019-03-0114 minAICPA Personal Financial Planning (PFP)Tax reform: Section 199A & retirement plan benefits {PFP Section}Guest(s): Bob Keebler, CPA/PFS & Ed Slott, CPA Category: Technical On January 18th, the IRS released the highly-anticipated final regulations on Section 199A for the qualified business income deduction for pass-through entities. In this podcast, Bob Keebler, CPA/PFS interviews Ed Slott, CPA intersection of Section 199A qualified business income deduction and retirement plan benefits. Find out: What is the calculation of the retirement plan deduction in the context of Section 199A? How can a Roth conversion reduce your income tax liability? What is the one tool you can use for specified service...
2019-03-0114 min