Shows
Accumulating WealthThe One Big Beautiful Bill Act: A Simplified SummaryThe new One Big Beautiful Bill Act introduced new tax changes, creating significant tax-saving opportunities in both business and personal deductions. The new bill permanently extends many rules of the Tax Cuts and Jobs Act and makes changes to qualified business income deductions, estate exemptions, state and local tax deductions, and more. A guest joins this episode to summarize key points of the bill and examine which rules take effect in 2025. LINKS CWA Blog: The One Big Beautiful Bill Act The One Big Beautiful Bill Act cainwatters.com
2025-08-0537 min
Accumulating WealthPersonal Growth for Practice GrowthFinding the right CE course that suits your career stage not only fosters your personal and professional growth but also enhances your practice, patient relations and staff engagement. A guest joins this episode to share how committing to investing in yourself at every stage of your career opens opportunities for networking, new technology and crucial professional development. LINKS Spear Education Spear Associate Planning eBook cainwatters.com Submit a Question Facebook |
2025-07-2920 min
Accumulating WealthSticking to the Status QuoRegret avoidance, loss aversion and cost can all be barriers to making a change in your financial plan. Without change, though, your plan stays stagnant and doesn't take full advantage of all the opportunities available. Is a status quo bias hindering your financial plan? A guest joins this episode of the bias summer series to discuss status quo bias and how to mitigate it. LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram
2025-07-2222 min
Accumulating WealthLiving for the PresentInstant gratification and decision fatigue lead to choices that are easy and provide immediate benefits, without considering the implications for future gains. A guest joins this episode to examine present bias and how focusing on today can impact your tomorrow, both in your personal and financial life. LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram
2025-07-1521 min
Accumulating WealthAre Your Investments Too Confident?Overconfident investors trade 25% more frequently than their peers, costing them 4% in annual returns. This episode explores the overconfidence bias, discussing how it leads to risky decisions such as under-diversifying investments or disregarding expert advice, and its adverse long-term effects on financial plans. CPA Angie Svitak joins this episode to explore how this bias impacts investment decisions and how to tame overconfidence. LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram
2025-07-0821 min
Hey Docs!Empowering Women in Wealth Management with Brittany Frazier from Cain Watters"We do not want to try to time the market." Connect With Our SponsorsGreyFinch - https://greyfinch.com/jillallen/A-Dec - https://www.a-dec.com/orthodonticsSmileSuite - http://getsmilesuite.com/ Summary In this conversation, Jill and Brittany Frazier discuss the importance of financial planning, particularly for women, and the implications of the upcoming wealth transfer. Brittany shares insights on gender differences in financial decision-making and investment strategies, emphasizing the need for financial literacy and education. They exp...
2025-07-0341 min
Accumulating WealthFourth of July OmakaseTo celebrate Fourth of July, a special guest host returns to take the guys through some iconic all-American childhood snacks with a blind taste test game. Who cares if the foods are heavily processed – this is 'Murica, right? LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram
2025-07-0124 min
Accumulating WealthFinding Validation: Confirmation BiasesBiases can cause a disordered perception of reality, so how can you become aware of unconscious biases that may be affecting your financial, investment and even personal decisions? The guys bring a guest on to discuss confirmation biases, how they influence decision-making, and ways to prevent them from taking control of your finances. LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram
2025-06-2423 min
Accumulating WealthCan You Afford an Associate?Beyond salary considerations, what does adding an associate doctor to your practice actually cost? A guest joins this episode to break down fixed and direct costs, staff and infrastructure estimates when bringing on an associate. Whether you're looking to grow production or make a transition, these factors are crucial in budgeting a new investment in the practice. LINKS How Does Your Dental Practice Compare? Report cainwatters.com Submit a Question Facebook | YouTube | Instagram
2025-06-1726 min
Accumulating WealthTime Is Your Biggest AssetUnless they are pursuing a finance degree, many students aren't taught the basics of how money grows and how to manage this growth effectively. Joined by two attendees of the 3to1 Foundation's Accumulating Wealth Seminar, the guys dive into the most important topics for students to learn when starting their financial journey and how to further educate themselves to make the most of their biggest asset — time. LINKS 3to1 Accumulating Wealth Seminar cainwatters.com
2025-06-1019 min
Accumulating WealthIs Top-Line Growth Enough?Ever wonder how your practice's collections, expenses and profitability compare to other like-sized practices of the same specialty? Two guests join to explore CWA's new How Does Your Dental Practice Compare? Report, and discuss what trends emerged last year, how to use the data as a guide to reevaluate your practice's costs and actionable changes to make going forward this year. LINKS How Does Your Dental Practice Compare? Report cainwatters.com Submit a Question Facebook |
2025-06-0323 min
Accumulating WealthFinding Individualized Financial AdviceIs the best financial advisor the one with the most letters behind their name or the most years under their belt? Picking the right advisor requires consideration of their trustworthiness, expertise and ability to tailor a financial plan to your unique needs. The guys offer guidance on navigating the search for an advisor that fits your financial plan. LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram
2025-05-2727 min
Accumulating WealthAuto Loans, Leases and FinancingWhen it comes time to purchase your next car, should you lease, buy or finance it? It depends on how long you intend to own the vehicle, what works best for your finances, and whether you can write it off as a business deduction. Hunter and Judson walk through the best ways to navigate auto payments and what fits your financial plan. LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram
2025-05-2025 min
Accumulating WealthInternational House of ... Stagflation?In the last five years, IHOP has experienced 82% inflation. But where do international stocks and housing markets across the country stand? The guys are diving into the recent Fed meeting, stagflation outlook and the emotional nature of the markets. LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram
2025-05-1327 min
Accumulating WealthGrowing Patients: Pediatric TrendsThe new Pediatric Practice Comparison Report is now available, with crucial insights on production, marketing, new patient acquisition and staff salaries. The guys dive into what the data means for the rest of the year and how market uncertainty may play a role in pediatric practice trends. LINKS Pediatric Practice Comparison Report cainwatters.com Submit a Question Facebook | YouTube | Instagram
2025-05-0623 min
Accumulating WealthThe Psychology of MoneyEffective money management goes beyond the numbers. Factors like risk, luck and abundance influence people's perception of money and, in turn, their financial decisions. Two guests join this episode to discuss highlights of The Psychology of Money by Morgan Housel and how understanding the money mindset can propel your financial plan. LINKS Psychology of Money by Morgan Housel Accumulating Wealth Seminar cainwatters.com Submit a Question Facebook |
2025-04-2926 min
Accumulating WealthRecession Investment StrategiesIs there a step-by-step plan to recession-proof your savings? The guys dive into the best investment strategies to focus on as the market indicates a possible recession, including tax-loss harvesting, international stocks and Roth IRAs. But one tip stands above the rest: stay the course. LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram
2025-04-2226 min
Accumulating WealthMarket Whiplash and CPILast week, a startling market drop was followed by a sudden surge. What led us to get to this point, and how will the global trade system impact the market moving forward? The guys discuss the latest on market whiplash and what the newest CPI numbers are telling us. LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram
2025-04-1527 min
Accumulating WealthShifting Into High Gear: Ortho TrendsThe new Orthodontic Comparison Report is here, with more extensive insights and metrics than ever before. The guys are reviewing the major takeaways, from payment term trends, a surge in marketing efforts and increasing staff wages. But where does your practice stand? Do your yearly goals need adjusting? LINKS Orthodontic Comparison Report cainwatters.com Submit a Question Facebook | YouTube | Instagram
2025-04-0825 min
Accumulating WealthLiberation Day: Tariffs UpdateLast week, the markets saw a huge dip due to the announcement of the most sweeping tariff hikes since 1930. With most indexes down and uncertainty ruling the stock market, where does that leave your investments? A guest joins the guys to discuss why the market reacted the way it did, recession signs to look out for and next steps for your portfolio. LINKS Tectonic Advisors Monthly Investment Report cainwatters.com Submit a Question Facebook |
2025-04-0726 min
Accumulating WealthBreaking Down Your Profitability (Part Two)In the second part of the practice profitability formula series, the guys dive into the second half of the equation: collections and overhead. From managing accounts receivable to making fee adjustments and reducing spending, the collections and overhead portion of the equation can make a significant impact on your practice's profitability. LINKS Practice Profitability Formula Elite Dental Alliance cainwatters.com Submit a Question Facebook | YouTube | Instagram
2025-04-0120 min
Accumulating WealthBreaking Down Your Profitability (Part One)Focusing solely on one area of your business won't significantly increase practice profitability. Instead, making gradual improvements to all areas of the dental practice will make the biggest impact in boosting profitability. A guest joins this episode to break down the components of the profitability formula and the areas to prioritize to start seeing growth. LINKS Practice Profitability Formula cainwatters.com Submit a Question Facebook | YouTube
2025-03-2524 min
Accumulating WealthAnd the Theme for This Year Is...This year already seems to be presenting a new theme for itself: tariffs. The economy is responding to this uncertainty with swinging stocks, even for the S&P 500, NVIDIA and small caps. In addition to discussing the effects that long- and short-term tariffs can have, the guys dive into the latest on women-led investing, recent crypto trends and long and short betting. LINKS cainwatters.com Submit a Question Facebook | YouTube
2025-03-1822 min
Accumulating WealthThreading of Community and CultureBetween corresponding keynote speakers, ever-evolving breakout sessions and insightful panel discussions, this year's Annual Meeting was one for the books. A special guest joins this episode to recap main discussion topics. LINKS 34th CWA Annual Meeting cainwatters.com Submit a Question Facebook | YouTube
2025-03-1126 min
Accumulating WealthAI Trends in Dentistry (Live from CWA Annual Meeting)Some may perceive AI as a tool that undermines the quality of human interaction. But what if AI can help streamline more effective relationships with patients? In their yearly tradition of live recording an episode at the CWA Annual Meeting, Hunter and Judson invite a guest to discuss the future of AI in dentistry to develop meaningful patient interactions. LINKS Curve Dental cainwatters.com Submit a Question Facebook | YouTube
2025-03-0421 min
Accumulating WealthTariff TalkTariffs are a hot topic in local and global politics right now. Though tariffs are inflationary, the guys discuss how the long-term outcome of encouraging American manufacturing may outweigh the side effects of the short-term transition period. LINKS cainwatters.com Submit a Question Facebook | YouTube
2025-02-2526 min
Accumulating WealthHow Did We End Up Here?New practice construction can be a costly asset to add to your financial plan. Is it the right move though? The guys cover a topic smorgasbord this week, from ground-up construction costs, capital market expectations, what the latest CPI report means and more. LINKS cainwatters.com Submit a Question Facebook | YouTube
2025-02-1824 min
Accumulating WealthDSOs and Private Equity TransitionsWhat's the DSO market look like? Is now the right time to sell, or is there something worth holding off for? Though there is no way to predict the future market, past performance can help explain the current trends. The guys are joined by two special guests to dive into timing a DSO or private equity sale and when is the right time to transition your practice. LINKS 7 Pillars cainwatters.com Submit a Question Facebook | YouTube
2025-02-1125 min
Accumulating WealthEvery Penny CountsDeepSeek has made a big splash, bringing a shift to the technology of AI and impacting the tech section of the S&P 500. The Fed is taking a pause, responding to the state of inflation and preparing for the impact of new tariffs. The guys dive into this and more in another episode of topic smattering. LINKS cainwatters.com Submit a Question Facebook | YouTube
2025-02-0419 min
Accumulating WealthPolicy and The Broader MarketWith a new president in office, what does the future hold for infrastructure spending, inflationary policies and data centers? A guest joins the guys to discern how potential policies and technological developments may impact the broader market. LINKS cainwatters.com Submit a Question Facebook | YouTube
2025-01-2829 min
Accumulating WealthNew Year, New PredictionsThough it's impossible to accurately predict everything that will happen in the market in the coming year, Hunter and Judson don't shy away from the challenge as they take a stab at their 2025 predictions. From Fed rates to AI and, of course, Super Bowl picks, who do you agree with in this year's lineup? LINKS cainwatters.com Submit a Question Facebook | YouTube
2025-01-2223 min
Accumulating WealthHow Did 2024 Hold Up?Between football, market performance and Fed cuts, last year provided some expected and unexpected happenings. The guys are revisiting the predictions they made for what would happen in 2024 and how they held up against what the year brought. LINKS cainwatters.com Submit a Question Facebook | YouTube
2025-01-1419 min
Accumulating WealthPreparing Your Estate PlanThe new year is a perfect time to get a head start on your estate plan. Depending on the size of your estate, strategies and tax planning will look a little different. A guest joins the guys to discuss the importance of establishing an estate plan, a list of documents to include and when your current estate plan may need updating. LINKS cainwatters.com Submit a Question Facebook | YouTube
2025-01-0728 min
Accumulating WealthNew Year, New Financial ResolutionsThe new year brings spikes in gym memberships and travel plans, but what about financial resolutions? The guys help you set your financial goals for the new year, from updating estate plans, adding new saving strategies, credit monitoring and more. LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-12-3117 min
Accumulating WealthAll I Want for the EconomyIn this special holiday episode, the guys are going through their wish list for the economy in 2025. Hoping Sanra will bring them tax reform, easing of long-term rates and wholesale insurance reform, they also discuss how the new administration may bring changes for the upcoming year. LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-12-2418 min
Accumulating WealthGet Financially Organized this New YearGetting financially organized can feel overwhelming when done at the last minute, so preparing ahead of time for the upcoming year is crucial. Not only will setting a cadence of payments and document submissions help your advisor, but it will also help you make the most out of your financial plan. LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-12-1724 min
Accumulating WealthPay or Save Student Loan DebtStudent loan debt can be daunting, as it stays with you for years post-graduation and there are several philosophies on how to work payments into your financial plan. The guys are joined by a special guest to discuss PAYE versus SAVE payment plans, average rates and considerations of refinancing your loans. LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-12-1022 min
Accumulating WealthHoliday BudgetingThe holiday season is here, bringing a time of joy and giving, but for some, it's a budgeting nightmare. With seemingly endless gifts to buy, setting boundaries around how much you're spending can be a difficult task. The guys offer tips on setting a holiday budget and sticking to it. LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-12-0319 min
Accumulating Wealth2025 IRS Contribution LimitsThe IRS released the new tax-advantaged contribution limits for next year, and the guys walk through the numbers for 401(k), IRAs, capital gain rates and more. Though the revised contribution limits aren't as significant as hoped, they will still provide the opportunity to save more. LINKS Notice 2024-80 cainwatters.com Submit a Question Facebook | YouTube
2024-11-2619 min
Accumulating WealthPost-Election Analysis (Part 2)Many market sectors continued to be up since the election, but oil was down 5%. With the new administration, what is the future of energy, including oil and renewables? The guys revisit their post-election analysis, diving into the potential future of energy production, crypto trends and merger and acquisition regulations. LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-11-1922 min
Accumulating WealthPost-Election Analysis Election night brought a generational day in the market, with the S&P 500, mid- and small-caps and the Russell 2000 Index all up. Why were these surges so drastic and will these surges last with the new presidency? The guys dive into what the election results mean big picture for the economy in four significant policy categories: tariffs, taxes, immigration and infrastructure. LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-11-1227 min
Accumulating WealthState of the States It's Election Day, and the guys share why it's crucial to avoid attempting to time the market during this transitional period. They also discuss which states face the heaviest taxpayer burden, how the tenure treasury bond yield impacts mortgage rates and how to be cautious of letting emotions dictate your investments. LINKS Truth in Accounting Financial State of the States cainwatters.com Submit a Question
2024-11-0523 min
Accumulating WealthWomen in WealthThere's a significant difference in the way men and women make financial decisions and feel towards their investments. A special guest joins the guys to share research on gender differences in financial planning and why it's so important to intentionally spread financial literacy. LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-10-2922 min
Accumulating WealthEnergy, Decoupling and A Strong Economy In many states, a large portion of energy consumption is dedicated to data processing centers, fueling the way for technological development. In addition to talking about national energy distribution, the guys discuss near-shoring possibilities, the influence of fiscal policy against fixed rate payments, and possible solutions to Social Security funding. LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-10-2224 min
Accumulating WealthTopic SmatteringIf Social Security continues its path of smaller COLA increases and higher wage bases each year, where does that leave the future of the program? This week, the guys are smattering on a few different topics, from social security increases and active participation in pension plans to state-mandated qualified retirement plans. LINKS cainwatters.com Submit a Question Facebook |
2024-10-1521 min
Accumulating WealthU.S. Debt Report CardThe U.S. national debt continues to grow by the trillions, but can we articulate what that means? And while our portfolios still seem intact, does the U.S. debt really even matter? Managing Director of Tectonic Advisors Brad Sanders joins the guys to review the U.S. debt report card and discuss how we got to this point, the causes and effects of unipolarity, and even offers a fresh perspective on the current situation. LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-10-0837 min
Accumulating WealthTop 5 Tax Do's and Don'tsTo celebrate their 200th episode, the guys explore some of the most outlandish tax deduction cases. And since those likely won't pass muster, they share their own approved end-of-year tax tips. From retirement contributions to business expenses and pass-through entity taxes, make sure your tax planning strategy is ready for the year-end. Plus, the Fed cut rates and the guys cover what this may mean in the coming months. LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-10-0126 min
Accumulating WealthSalary Trends and Employee BenefitsHave associate doctors' salaries grown over the last few years? Are dentists nationwide getting the medical benefits and PTO they desire? The guys are diving into Dental Post's 2024 Dental Industry Salary Report and seeing where the salaries of nationwide dental offices have changed and where they're going. LINKS Dental Post 2024 Dental Industry Salary Report cainwatters.com Submit a Question
2024-09-2419 min
Accumulating WealthSpreading Financial Literacy It's never too late (or too early) to strengthen your financial knowledge and apply it to your life. Whether you're headed off to college, paying for your children's college, or still recovering from college debt, the 3to1 Foundation helps audiences of all ages learn more about saving, goal setting, budgeting, investing and debt management. A special guest joins this episode to share their work through 3to1 and how you can share the gift of education to your community and loved ones. LINKS 3to1 Foundation North Texas Giving Day 3to1 Foundation
2024-09-1727 min
Accumulating WealthA Smorgasbord of Influencing Factors What might a rate hike mean for U.S. debt? How will the election and a rate cut affect market stability? The guys discuss the upcoming sunset of the Tax Cuts and Jobs Act, if it's wise to try to avoid peril in the market by pulling your investments and how the irrational behavior of some markets doesn't always reflect what's going on in the broader economy. LINKS cainwatters.com Submit a Question Facebook |
2024-09-1020 min
Accumulating WealthDown, Set ... Rate Hike? With the U.S. debt at an all-time high and tax rate increases seemingly being the only solution, how can you proactively design your portfolio? Hunter and Judson discuss making financial plans with tax rate changes in mind, distribution planning and where to put your savings. Plus, they give their college football predictions for their alma maters and which teams will end up in the playoffs this season. LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-09-0322 min
Accumulating WealthRead Between the LinesRates are being closely monitored as markets await a cut from the Fed, the FTC non-compete rule is on hold and banking rates seem to be changing. With all that's going on in the economic news right now, where does it leave the economy for the rest of the year? Hunter and Judson catch up on the latest market news. LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-08-2718 min
Accumulating WealthPrivate Debt FundsIn an environment where interest rates are higher than they've been, the private debt asset class has grown as an investment prepared to capitalize on growing yield. A guest from Apollo Global Management joins the guys to explain private debt funds, the loans that back them, and the flexibility and opportunity they can bring to investors. LINKS Apollo Global Management cainwatters.com Submit a Question
2024-08-2029 min
Accumulating WealthSpin the Money Wheel (Part 2)It's widely advised to start saving at the beginning of your career, but where exactly do you invest and budget your money? The guys are back in this two-part series to answer some of the CWA interns' questions, from credit to mortgage payment planning to AI's role in market strategy. LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-08-1326 min
Accumulating WealthSpin the Money Wheel (Part 1) When it comes to the game of life, we all got started somewhere, but it came with many questions around money, debt, and success. The CWA interns are asking some hard-hitting questions for Hunter and Judson in this game show-inspired episode. Tune in and you might just be refreshed with some tips! LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-08-0628 min
Accumulating WealthSmall-Cap Market Frenzy Market chaos has been the theme over the last few weeks, driven by a dip in the Consumer Price Index (CPI), and a likely rate cut coming in September. Also notable is the new focus on small-cap investments. But with the high levels of debt associated with these stocks, is the diversification and increased profitability of small-cap companies worth rearranging your portfolio? Hunter and Judson discuss the latest CPI numbers, a possible broader rotation in the market and the outlook on interest rates. LINKS BLS June CPI Release
2024-07-3022 min
Accumulating WealthIt Begins at Hello Running a successful business involves more than offering services or producing results. Customer service plays a crucial role in fostering a welcoming, positive experience for your clients or patients. Hunter and Judson are joined by a seasoned customer experience connoisseur to discuss the importance of a people-centered workplace culture. LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-07-2425 min
Accumulating WealthStuck in the MiddleThe housing market is stuck, the Fed hasn't released a rate cut and stocks may not continue their current rally. On the upside, construction employment growth is up, and the Fed seems to be on the right track against inflation. Hunter and Judson dive into recent economic data, what it means for the rest of the year, and question if being in the middle of it really is as bad as it seems. LINKS cainwatters.com Submit a Question Facebook |
2024-07-1623 min
Accumulating WealthMentorship in Your Business What makes a good mentor or mentee? Is it more important to show the mentee the ropes or sit back and let them take the reins? Two guests join this episode to share their mentor-mentee relationship, what they learned through the process and the importance of having someone walk by your side as you step into a new role for the first time. LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-07-0927 min
Accumulating WealthRed White and Glizzy Happy Fourth of July! A special guest steps in to host this episode, while Hunter and Judson face off in some America-themed Jeopardy. Who will come out on top, what patriotic hats are they donning and who will win in a hot dog eating contest? LINKS cainwatters.com Submit a Question Facebook | YouTube
2024-07-0126 min
Accumulating WealthWhat's This Fee For? If you have an investment advisor or are considering getting one, you might wonder what the fees that go along with it are actually for. Do you pay via a percentage of your investments or write a check? A guest joins Hunter and Judson to dissect both fund level and advisory fees and the factors that could add significant value to your returns. LINKS cainwatters.com Submit a Question Facebook
2024-06-2532 min
Accumulating WealthCheck In: Year To Date Updates It's halfway through 2024, and a lot has happened since Hunter and Judson made their yearly predictions back in January. This episode, the guys check in on how well their predictions are holding up, from the performance of the Magnificent 7 to Bitcoin and interest rates, plus how they think the rest of the year might line up with their initial forecasts. LINKS cainwatters.com Submit a Question Facebook |
2024-06-1825 min
Mommy Dentists in Business274: Interview with CPA & Financial Planner at Cain Watters & Associates, Brittany FrazierBrittany Frazier is an alumna of Southern Methodist University with a Bachelor of Business Administration in accounting, a Bachelor of Arts in Spanish, and a Master of Science in accounting. After beginning her career in New York City at PricewaterhouseCoopers she joined the Cain Watters and Associates (CWA) team in Dallas in 2013. Brittany guides her clients to reach their financial potential and long-term wealth accumulation goals. One of the most rewarding aspects of her role is creating invaluable relationships with clients so they feel secure in their future, confident in their financial plans, and committed to the...
2024-06-1435 min
Accumulating WealthMailbox MoneyRising interest rates have lowered bond prices, leaving dividend stocks as an investment strategy some investors are turning to as a source of income. Two guests join the guys to discuss yield strategies and making your investments last. LINKS Tectonic Advisors cainwatters.com Submit a Question Facebook | YouTube
2024-06-1227 min
Accumulating WealthThe Bottom LineKnowing how your practice's averages compare against similar ones can offer invaluable insight into the areas of your practice that could use improvement. The guys are joined by a guest to dive into the new How Does Your Practice Compare? Report, from how the data is gathered, what it all means and how you can use it to propel your numbers this year. LINKS How Does Your Practice Compare? Report cainwatters.com Submit a Question
2024-06-0424 min
Accumulating WealthWalkaway Sales, Partnerships and DSOs When the time is right, selling your business is one of the best ways to contribute to building your wealth. But with so many different avenues for selling your practice, how do you know what way will work best for you? Hunter and Judson dive into the three main ways to sell your practice: walkaway sales, traditional partnerships and DSOs. LINKS NDP Transition Talk Podcast CWA Practice Transition Seminar
2024-05-2830 min
Accumulating WealthETFs: The Good, The Bad, The Ugly In the last year, more than 500 new ETFs were launched. But not all of them were well-strategized, fee-reducing funds. A guest joins this episode to talk through some of the worst and best ETFs of last year, the updated HSA contribution limits for this year, and the latest news on CPI rates. LINKS Morning Star Article: The Best and Worst New ETFs of 2023 Apollo Article: Fed Hikes Having a Smaller Negative Effect on the Economy cainwatters.com
2024-05-2124 min
Accumulating WealthPeople Not PatientsThe patient experience isn't limited to the services they receive. Instead, it encompasses the start-to-finish process of interacting with the dental staff, being valued as a person and building trust with the doctor. Dr. Michael Sonick joins the guys to share his experience treating people, not patients, and how emphasizing hospitality in your practice can help you better serve your patients. LINKS Dr. Michael Sonick Blog
2024-05-1429 min
Accumulating WealthAvoid Stagnancy: Pediatric Trends Pediatric practice profitability stalled last year, leaving many doctors wondering, "Where do I go from here?" The new Pediatric Comparison Report is here, and the guys are diving into the numbers to give insight into optimizing your practice. With the help of a special guest, they dig into production per provider, where average overhead stands, and why marketing is more important than ever. LINKS Pediatric Comparison Report cainwatters.com
2024-05-0720 min
Accumulating WealthDon't Take The BaitUnlike actual fishing, tax phishing schemes can be devastating for the taxpayer that falls for a scammer's bait. The IRS released the Dirty Dozen list for this year, warning on everything from tax advice from social media, fake charities and tempting tax deductions. The guys discuss the too-good-to-be-true tax offers to be on the lookout for. LINKS cainwatters.com Submit a Question Facebook |
2024-04-3022 min
Accumulating WealthWhen Your Tax Projection DerailsThere's nothing more frustrating than paying more in taxes than planned. It makes you wonder where your tax projection went south. The guys discuss tax planning in this episode and why it's crucial that your CPA is aware of your significant business changes when planning for 2024, from collections to large purchases to staffing changes. LINKS cainwatters.com Submit a Question Facebook
2024-04-2326 min
Accumulating WealthIdentity Theft, Chocolate and Your KidsWhen you think of victims of identity theft, a 7-year-old is probably not the first person that comes to mind. But younger audiences are becoming major targets for social security traps, credit card scams and fraudulent digital offers. A special guest joins the episode to discuss the severity of identity theft of kids, preventative measures to take, and what to do if a scam arrives in the mail. They also give updates on CPI, fixed income and inflation on some of your favorite sweet treats. LINKS cainwatters.com Submit a Question
2024-04-1622 min
Accumulating WealthWhat's New with Annuities The talk about annuities is on the rise, and from the surface, look to be a good option for income in retirement. Is it too good to be true, and if so, what's the catch? A special guest joins the guys to dive into what exactly annuities are, some of the risks they bring and if an annuity is right for you. LINKS cainwatters.com Submit a Question
2024-04-0923 min
Accumulating WealthStarting to Feel It: Ortho Trends The guys dive into the insights in the latest Orthodontic Practice Comparison Report, covering everything from staff salaries to rising fees, down payments, marketing and more. How resilient has the Orthodontic space been to recession, and how can you use these numbers to optimize your practice? The guys are here to give meaning to your metrics with the help of a special guest. LINKS Orthodontic Practice Comparison Report
2024-04-0234 min
Accumulating WealthYou Can't Afford to FailBecoming a first-time practice owner involves a lot of nitty-gritty due diligence, but what happens after the sale is closed? Cultivating a successful business post-close brings even more big-ticket items to consider, from managing debt to office upgrades. The guys bring on a special guest to share his story of buying a practice, turning it into a thriving business and the invaluable lessons he learned along the way. LINKS cainwatters.com Submit a Question
2024-03-2629 min
Accumulating WealthDoes Your Retirement Timeline Hold Up?Where does economic volatility and high interest ratesleave the standard rate of return for traditional retirement plan projections? Hunter and Judson dive into how market performance leading up to retirement can play a role in your portfolio's returns and how your financial plan may need revising after retirement. Plus, they discuss what portfolio factors you can or can't rely on and how taxes and investment fees can weigh you down. LINKS
2024-03-1921 min
Accumulating WealthFootloose in the Biggest Dental TopicsDo you ever wonder if fellow business owners are grappling with the same concerns as you? Well, here's your chance to get your questions answered. The guys dive into the main discussion points of this year's Annual Meeting attendees, from rates to the election year to the lack of market breadth and more. Plus, they recap what topics are trending among dentists right now and how to navigate the uncertainty many face. LINKS 2025 Annual Meeting cainwatters.com Submit a Question Facebook | YouTube
2024-03-1225 min
Accumulating WealthMore Than Just a Business (Live from CWA Annual Meeting)Is it possible to manage a profitable business while still answering your philanthropic calling to impact the world? The guys bring on CWA founder Darrell Cain and Dr. Ryan Shinska of Hope Smiles to share their experiences with using their skillsets to give back to their communities and make a difference in the lives of those around them. This episode was recorded live at the 32nd Annual Meeting with business owners in attendance. LINKS Hope Smiles 3to1 Foundation
2024-03-0532 min
Accumulating WealthYour Captain Speaking: The Fed Bets were on earlier this year. The odds of a rate cut in March were 77%. Odds are now down to 9%, if that. Who does this penalize most? Small business owners who now must adjust to floating-rate interest loans. With no definitive timeline for future rate cuts, what should we be looking out for from the Fed? The guys dive into how the Fed is trying to lower rates without spiking inflation or deflation and the outlook for rates this year. LINKS: cainwatters.com Submit a Question Facebook | YouTube
2024-02-2722 min
Accumulating WealthYour Depreciation Timeline If you purchased several new assets for your business, why wouldn't you go ahead and write off everything? Are there advantages in writing some assets off now and some later? Hunter and Judson discuss timing debt with depreciation and explain how a strategic approach to tax write-offs is crucial for long-term financial growth. LINKS: cainwatters.com Submit a Question Facebook | YouTube
2024-02-2024 min
Accumulating WealthWhat In the World?When we widen our lens, a lot is going on in the world outside of the U.S. Who is at war with whom, and what does the future of global currencies look like? What high-stakes elections are happening this year and what will the future of technology mean for supply and demand? Dr. Vikram Mansharamani, global economist and author, joins Hunter and Judson to discuss all of these topics and more. LINKS: cainwatters.com
2024-02-1332 min
Accumulating WealthBringing Home the YieldA targeted high-yield investment opportunity may mean immediate returns, but is that what's best for you right now? Sorting through income repair, retirement portfolios and growth companies is a lot to keep track of, but the guys are here to shed some light on yield versus growth. LINKS: cainwatters.com Submit a Question Facebook | YouTube
2024-02-0723 min
Accumulating WealthA Bit About Bitcoin Spot Bitcoin ETFs attracted almost $2 billion in the first three days of trading. But will the flow stay steady for the notoriously volatile Bitcoin? Hunter and Judson dive into how the new spot Bitcoin ETFs are performing so far, what risk it may bring, and the historical performances of stocks and bonds. LINKS: cainwatters.com Submit a Question Facebook | YouTube iShares Bitcoin ETF Fact Sheet and Comparison Chart
2024-01-3021 min
Accumulating WealthIt Has to Be DoneA few weeks into the new year, and the guys already have a list of a few items you need to take care of early. From a new form that must be completed to Employee Retention Credit (ERC) changes to one important reminder, Judson and Hunter want to keep you ahead of the market curve. LINKS: cainwatters.com Submit a Question Facebook | YouTube
2024-01-2320 min
Accumulating Wealth2024 Promises Never a Dull MomentWhile we don't have a crystal ball, it's safe to say that 2024 promises to be an unpredictable year in both the market and the economy. In this new episode, Hunter and Judson make their 2024 predictions in all areas, ranging from stocks, interest rate cuts, mortgage rates, the Super Bowl, and so much more. Tune in to see how your predictions compare! LINKS: cainwatters.com Submit a Question Facebook | YouTube
2024-01-1627 min
Accumulating WealthHow Much Your Biases Can Cost YouWe're all wired to have our own belief system; that makes us human. Where we run into trouble is when we use cognitive biases to make important investment decisions. The complexity of the markets, our nonstop access to data, and even the company we keep make it nearly impossible not to form our own ideas. Guest Tom Sanders is in the studio to review three common cognitive biases investors may experience in different phases of life. LINKS: cainwatters.com Submit a Question Facebook | YouTube
2024-01-0935 min
Accumulating WealthHow Did 2023 Hold Up?Twitter was changed to X, ChatGPT is a household name, the aggregate bond index is up and high-yield savings accounts remained steady. The guys look back at their 2023 predictions, see what measured up, and what might roll over into the new year. Plus, they share some of their takeaways from last year and why having a diversified portfolio early is so important. LINKS: cainwatters.com Submit a Question Facebook | YouTube
2024-01-0217 min
Accumulating WealthThe Art of Real Estate InvestmentsOver the last 25 years, what percentage of time would you say real estate produced at least a 5% return? Well, the answer might surprise you. The guys wrap up the two-part real estate investment series with another visit from Mark Roberts from Crow Holdings. They cover how investors' access to this market has changed over time and the segments that investors are now moving away from. LINKS: cainwatters.com Submit a Question Facebook | YouTube
2023-12-2631 min
Accumulating WealthHidden Investments of Real EstateWith many public real estate funds housed in the S&P 500, you may be investing in real estate without even knowing it. As the third largest asset class, 45% of American households invest in real estate. That may seem too vast to be true, but a guest joins the guys to explain investing in Real Estate Investment Trusts (REITs), public versus private markets and ways to earn income from real estate. LINKS: cainwatters.com Submit a Question Facebook | YouTube
2023-12-1931 min
Accumulating WealthTaxes - How Did We Get Here? What started as a flat 3-percent tax on all income has evolved into 2,651 pages and 1 million words of tax code. When it comes to understanding the U.S. tax code, well, it's complicated. How did we get here, and why do you care? With the help of a special guest, the guys are here to wrap up the history series and offer a little transparency into it all. LINKS: Check out the tax season shirts cainwatters.com Submit a Question Facebook | YouTube
2023-12-1226 min
Accumulating WealthUnder Lock and Key With the ability to invest at your fingertips, it's hard to imagine a time when investments were locked behind lock and key. A new guest joins the guys to discuss the history of investment vehicles and the evolution of custom indexing. Throughout it all, does the influence of human bias remain? Tune in for the guys' take on it. LINKS: cainwatters.com Submit a Question Facebook | YouTube
2023-12-0534 min
Accumulating WealthThe $500 ButtonOne gift you can count on receiving this year is the ability to save more money in 2024. The IRS announced an increase in the contribution limits for 2024 in a few different categories. But just how much are the increases? The guys are here to catch you up. LINKS: cainwatters.com Submit a Question Facebook | YouTube
2023-11-2816 min
Accumulating WealthIt's a Wonderful BankAlmost 40,000 bank branches, 4,000 community banks, and 134 regional banks all in the United States. Why are there so many banks? Well, the guys bring on a special guest to take it back to when banking was born; ancient empires needed a financial system to facilitate trade, distribute wealth, and collect taxes. They also account for how the banking system's evolution has contributed to where we are today. LINKS: cainwatters.com Submit a Question Facebook | YouTube
2023-11-2132 min
Accumulating WealthHistory's Financial Plague In this new four-part series, the guys take you back in time and discuss the history of the financial systems in the U.S. First up, the Federal Reserve (Fed). Before the Fed, the nation was plagued with financial crises, leading to panic among citizens, and the race to withdraw money from the banks began. Today, the Fed's broader responsibilities have changed and continue to impact us all. Tune in. LINKS: cainwatters.com Submit a Question Facebook | YouTube
2023-11-1428 min
Dental Acquisition UnscriptedCain Watters Accounting & Financial Services for a Dental TransitionSince 1984, CWA has provided dental professionals with financial education and comprehensive financial services. A trusted name in the industry, we work with thousands of dentists and dental practice owners in all 50 states.Cain Watters Reports: All specialties: https://www.cainwatters.com/hdydpc-contact/ Pedo deep dive: https://www.cainwatters.com/pediatric-comparison-report/ Ortho deep dive: https://www.cainwatters.com/ortho-comparison-report-form-page/00:00 Intro 00:41 Episode Intro 1:48 Cain Watters 5:11 What do Advisors do for You? 7:10 What is the "Dental Tax" & Is it worth it? 9:45 Hiring Accounting Services After Purch...
2023-10-1246 min
Accumulating WealthCaring For Your Aging Parents with Darrell CainCaring for aging parents is a compassionate but often trying commitment. Already an emotional ride, add the financial component and family dynamics into the mix, and you've got the recipe for a bumpy ride. Founder Darrell Cain advises on initiating important conversations with family, reducing the risk of manipulation, and exploring your resources and options, all while examining your own financial bandwidth.
2022-11-1526 min
Brews and Tiny Teeth, The Unfiltered Pediatric Dentistry PodcastTaxes 101, with Scott Clynch CPA of Cain WattersToday's episode is all about taxes. As pediatric dentists, we have tax issues, and dental school doesn't give us the foundational knowledge we need to understand how taxes work and how to play the game.
Scott Clynch is a CPA and personal financial planner at Cain Watters. He joins us today to talk about how taxes work. We start big picture with basic concepts and definitions, and then walk through how taxes work at each career stage that a typical pediatric dentist goes through. Some things we talk about:
- Marginalized vs effective tax rate, d...
2022-07-121h 11Brews and Tiny Teeth, The Unfiltered Pediatric Dentistry PodcastLet's Talk Some Big Numbers, with Charles Loretto of Cain WattersCharles Loretto is a partner at Cain Watters and Associates, a firm which needs no introduction in the world of dentistry. Charles oversees the practice transition department for CWA, and is founder of affiliate company, National Dental Placements, that assists doctors in the buying, transitioning and valuation of a practice. He and his team help hundreds of clients and non-clients with their transition goals annually.
2022-03-011h 01
Accumulating WealthThe Importance of Tax-Deferred Savings Vehicles with Tom SandersStrategic savings is an essential part to accumulating wealth. CPA Hunter Satterfield sits down with Tom Sanders, partner at Cain Watters and Associates, to talk about strategically saving through tax-deferred vehicles. Submit your questions or comments for Hunter at cainwatters.com/wealthpodcast.
2019-01-0736 min
Accumulating WealthMoney Growth Concepts with Darrell CainCPA Hunter Satterfield sits down with Darrell Cain, the founder of Cain Watters and Associates. Together they discuss his philosophy on wealth accumulation and the concept of compounding interest. Submit your questions or comments for Hunter at cainwatters.com/wealthpodcast.
2019-01-0339 min