Shows
The Rise and Fall of TrustTrust, Presence & the Cost of Broken Promises with Charlie HoronzyIn a world full of constant distractions, the people who choose to make time for us stand out — and for Charlie Horonzy, founder of Focused Up Financial, that simple act has become one of the clearest measures of trust. Across his career, Charlie has experienced both the steady confidence that comes from a generous mentor who always shows up, and the frustration that emerges when communication breaks down and leadership disappears. Those two contrasts shaped his entire understanding of trust, not just in financial planning, but in parenting, teamwork, and everyday relationships.In this episode, Charlie reflects on...
2025-11-2631 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersPouring Out Without Burning Out: A Catholic Approach to Work-Life Balance | Nick Orenduff & Charlie HoronzyToday, Ben sits down with fellow Catholic financial planners Nick Orenduff and Charlie Horonzy for a rich roundtable on what it truly means to live a generous, ordered, and faith-centered life. Together, they wrestle with the tension between self-giving and self-preservation—how to pour ourselves out for God, family, and community without crossing into burnout or misplaced busyness. Nick reflects on the daily discipline of keeping God first, family second, and career third, while Charlie shares how prayer, discernment, and spirituality help him know when to say yes or no to new commitments. The trio also explore how seasons of...
2025-11-2638 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersHow to Become a Financial Adviser | Bryan Smalley, Lance Peters, Charlie HoronzyBen, along with advisors Bryan Smalley, Lance Peters, and Charlie Horonzy, provide valuable insights into the world of financial advising. The discussion covers the daily life of financial advisors, the industry’s various channels, client types, regulatory bodies, and the significant personal satisfaction derived from serving clients. They also explore the diverse paths to entering the financial services industry, including education, networking, and certifications. Inspirational pointers on thriving within the field, especially as a person of faith, are shared to guide aspiring financial advisors. If you’re considering a career change, or just want a little peek at the worl...
2024-09-2541 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersIncome Tax Efficiency | Charlie HoronzyWe’re all going to pay taxes, but knowing how the system works can prepare us for retirement with a little more money in our savings accounts. Today’s guest, Charlie Horonzy, returns to discuss the ways we can use the tax code to our advantage. We discuss how tax planning is one of the most critical aspects of financial planning, how much better retirement can be when well-planned for, and when you should be paying taxes now vs later. Charlie gives some great examples of how the Tax Cuts and Jobs Act can benefit different people depending on thei...
2024-06-2638 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersHow Catholics Can Bring Prayer to Their Finances | Charlie HoronzyBen Martinek and Charlie Horonzy talk about how to bring prayer into your finances, the insecurity that's associated with it, and the specific methods that they use. Amidst uncertainty, prayer plays a crucial role in helping us stay grounded, seek guidance and find the strength to fulfill our responsibilities."I think God wants us to be saints.. and everything in our life is helping us to get to heaven."- Charlie HoronzyWhat You’ll Learn:Lectio Davina prayer and other meditation exercisesSurrendering to Go...
2023-06-2844 min
Coastal WaveFrom living in a closet to owning 50+ Rental PropertiesCheckout the latest episode of the Coastal Wave Podcast! On Youtube, Spotify, Google Podcasts, Iheart Radio, and Amazon Music.The Coastal Wave Podcast is your #1 source for everything coastal real estate. In this episode hosts Nigel Horonzy, and Pat Zarcone speak with Shannon and Charlie Cages, who share their stories and how they went from uncertainty and struggle to becoming a real estate power couple. Podcast Instagram: @coastalwavepodcastBHHS Instagram: @bhhsmyrtlebeachNigel: @nigelhoronzyPatrick: @patzarcone@The_Cages_TeamFacebook: https://www.facebook.com/BHHSMyrtleBeachBerkshire Hathaway...
2022-12-0549 minCoastal WaveThe Ladies of Berkshire Take-Over In this episode we feature Co-Owner of BHHS Myrtle Beach Real Estate, Nigel Horonzy, Debra Fortin COO, agent Judy Connaughton, and our amazing admins Anne Laymon, and Charlie Vance. The Coastal Wave Podcast is your #1 source for everything coastal real estate. Nigel Horonzy, president of Berkshire Hathaway HomeServices Myrtle Beach Real Estate, ALH Construction, Horonzy Design Group, a real estate developer, and provides extensive knowledge on the local market and current events. Patrick Zarcone, a Realtor, builder and local expert across the Grand Strand. Together, they have over 40-Plus years of combined experience...
2022-06-2346 min
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® PractitionersThe Finances of Education for Catholic FamiliesCharlie Horonzy, Deb Meyer, and Andy Flattery discuss the finances of education for Catholic families.Show notes for this episode: https://www.catholicfinancialplanners.com/?p=4013&preview=true
2021-09-2242 min