Shows
Daf Yomi by R’ Eli Stefansky at MDYDaf Yomi Sanhedrin Daf 103 by R’ Eli StefanskyDaf Yomi Sanhedrin Daf 103 by R’ Eli Stefansky--00:00 - Good Morning00:34 - Guests00:58 - Emails09:40 - MDYsponsor.com14:07 - Zoom Guests15:00 - Questions of the Day16:05 - Amud Beis19:36 - Amud Aleph40:50 - Amud Beis56:16 - Have a Wonderful Day!Quiz - http://Kahoot.MDYdaf.com----Mesechta Sponsors:לרפו"ש Shmuel ben Chana Ettel & Yosef Chaim Shmuel ben Alte Nechama by their grateful family-For הצלחה ברוחניות ובגשמיות-Larry Cohn: In memory of Yechiel Moshe Ben Chaim v’Yetta, who started learning Daf Yomi at age 70 an...2025-03-3056 min
Clarksville Conversations with Charlie KoonChris Lancia, Tom Mattingly, and Chris Lanier: The Night Stalkers AssociationChris Lancia, Tom Mattingly, and Chris Lanier join Charlie Koon to talk about a special organization that helps families of fallen members of the 160th Special Operations Aviation Regiment, The Night Stalkers Association. Learn about their upcoming Bass Tournament, and why so many Night Stalkers choose to stay in Clarksville, even after they retire.2025-02-1725 min
The Pilot Money GuysFlight #95: Should You Hire a Financial Advisor?Are you contemplating whether to enlist the expertise of a financial advisor as your income rises? In this replay episode, we dive into the pivotal question: Should you hire a financial advisor? We discuss how to evaluate and question potential advisors, shedding light on the crucial questions you must ask before making a decision. Take The Pilot Wealth Index to find out if you are on track for retirement! You can find show notes, resources and more at: https://tinyurl.com/39cpj3s4 2024-12-2051 minThe Pilot Money GuysFlight #94: Replay - Top 10 Things Retirees Wish They Would Have Done to Prepare for RetirementWhat truly makes for a fulfilling and happy retirement? In this episode, we explore the key pillars of health, relationships, and finances to help you create a retirement plan that aligns with your values. From understanding how deliberate planning impacts retirement satisfaction to practical tips on managing health, maintaining relationships, and navigating retirement finances, this discussion offers a comprehensive roadmap to prepare for a purposeful and joyful retirement. Take The Pilot Wealth Index to find out if you are on track for retirement! You can find show notes, resources and more at: https://tinyurl.com/55...2024-12-0657 min
The Pilot Money GuysFlight #93: What You Need To Know About InheritanceHave you received an inheritance recently? Or have you been thinking about how to leave one? In this episode, Kevin and Charlie tackle key questions about inheritance, covering everything you need to know—whether you're inheriting or passing on assets. From new legislation to strategies that help both you and your beneficiaries maximize your wealth, this episode will give you a powerful roadmap for navigating the process today and in the future. Take The Pilot Wealth Index to find out if you are on track for retirement! You can find show notes, resources and more at...2024-11-1539 minThe Pilot Money GuysFlight #92: Tax Strategies, Future Savings, and Retirement EfficiencyCurious about strategies pilots can use to maximize tax efficiency? In this episode, we’re tackling hard-hitting tax numbers, future-focused savings strategies, and essential tax changes on the horizon, especially for those over 60. You’ll learn the ins and outs of tax deductions, even on W-2 income, and tips for maximizing tax-efficient retirement income. We’ll also cover the benefits of backdoor Roth contributions, health savings accounts (HSAs), and charitable donations to reduce taxable income. Take The Pilot Wealth Index to find out if you are on track for retirement! You can find show notes, resour...2024-11-0139 minThe Pilot Money GuysFlight #91: Real Estate Investing with Micah PorterShould you get into real estate investing? In this episode, we sit down with former Top Gun Navy and Air Force fighter pilot—and current UPS pilot—Micah Porter, aka Peachez. He joins us today to discuss his transition into real estate investing, sharing his motivation for entering the real estate market and why real estate became his side gig. Take The Pilot Wealth Index to find out if you are on track for retirement! You can find show notes, resources and more at: https://tinyurl.com/uv43zupa 2024-10-181h 00The Pilot Money GuysFlight #90: The Psychology of MoneyWhat does it really take to be successful with money? In this episode, we dive into key insights from The Psychology of Money by Morgan Housel, discussing principles that can help transform your relationship with money. Whether you're preparing for retirement or simply trying to make smarter financial decisions, these lessons apply to everyone. You'll learn why discipline is crucial, how to face the reality of your financial choices, and why success can sometimes be your worst teacher. You can find show notes, resources and more at: https://tinyurl.com/y5besksw 2024-10-0442 minThe Pilot Money GuysFlight #89: Presidential Powers and the Stock Market: What Really Drives Economic Change?How much influence does a president truly have over the stock market? In this episode, we dive deep into the relationship between presidential powers and market performance, examining how different administrations impact the economy. While many believe the president has significant control over the markets, we explore whether the data backs that up, and how much external factors really shape the financial landscape. You can find show notes, resources and more at: https://tinyurl.com/3ehxpejd 2024-09-2041 minThe Pilot Money GuysFlight #88: Understanding the Federal Reserve: Insights, Misconceptions, and the Power of Authenticity with Seema ShethHow does the Federal Reserve shape the economy, and what should you really know about its role? In this episode, Seema Sheth, Senior Vice President and Regional Executive of the Federal Reserve Bank of St. Louis, joins the conversation to share insights on how the Fed looks beyond the data to understand the bigger picture. She discusses her unique path to success and the importance of focusing on what you truly want to achieve rather than conforming to others' expectations. You can find show notes, resources and more at: https://tinyurl.com/2vn2t69b 2024-09-061h 02
Louisville's Best PodcastWorlds Best Movie Theatre, and best beardsHappy Birthday Charlie! On this episode we rip on a few movie trailers, listen to Brians sultry rendition of Happy Birthday, and talk beards with a guy who can't grow one. 2024-08-2938 minThe Pilot Money GuysFlight #87: The Multi-Millionaire Pilot Next DoorHow can you become the multi-millionaire pilot next door? In this episode, we discuss the principles of wealth building, inspired by the timeless lessons from the book The Millionaire Next Door. We’ll explore how pilots, with our unique income trajectories and financial challenges, can apply these principles to build substantial wealth over time. You can find show notes, resources and more at: https://tinyurl.com/bdzxpwwd2024-08-2649 minThe Pilot Money GuysFlight #86: Is the Market Overvalued? Understanding Market Valuation and Investment StrategiesIs the market overvalued and on the brink of an implosion? Join us as we dive into the intricacies of market valuation and investment strategies. In this episode, we’re tackling some of the pressing questions about whether the market is currently overvalued, what market valuation metrics mean, and how investors can navigate these uncertain times. You can find show notes, resources and more at: https://tinyurl.com/96s6cshy2024-08-0234 minThe Pilot Money GuysFlight #85: Sunset of the Tax Cuts and Jobs ActAs the sun sets on the Tax Cuts and Jobs Act, the financial landscape for many, including our pilot community, is poised for significant changes. Join us as we dive into the upcoming tax reforms set for 2026 and how they may impact your finances. You can find show notes, resources and more at: https://tinyurl.com/5bd9ndjm2024-07-1936 minThe Pilot Money GuysFlight #84: Activist InvestorsWhat exactly is an activist investor, and how do they influence the companies they invest in? In this episode, we are joined by Andy Christopher, CFA, Lead Financial Planner, to explore the world of activist investors. You'll learn about their roles, the impact they have on companies, and whether they typically boost returns or create concerns. You can find show notes, resources and more at: https://tinyurl.com/2kztm2be 2024-07-0543 minThe Pilot Money GuysFlight #83: Stop Setting Goals, Instead Embrace the Suck and Find Your JoyAre you chasing the right goals and prioritizing what truly makes you happy? In this episode, we discuss the importance of setting goals that align with your joy and fulfillment. Often, we achieve goals only to find that they don't bring the happiness we expected. It's essential to consciously identify what brings you joy rather than blindly following the paths others are on. We'll explore how to avoid the pitfalls of setting the wrong goals and the impact it can have on your overall well-being. You can find show notes, resources and more at: https://tinyurl.com/5...2024-06-2149 minThe Pilot Money GuysFlight #82: Freedom Aviation NetworkHow can aviation play a pivotal role in combating human trafficking? In this episode, Jared Miller, CEO and Co-Founder of Freedom Aviation Network (FAN), joins us to share the mission and impact of his organization. FAN is pioneering efforts to transport survivors of human trafficking and their advocates, offering their services completely free of charge. Listen in to learn how pilots volunteer their time and skills, and aircraft owners contribute their resources, to provide essential support for counter-human trafficking efforts, ensuring survivors reach safe shelters. You can find show notes, resources and more at: https://tinyurl.com...2024-06-0757 minThe Pilot Money GuysFlight #81: Mastering Your Spending: Aligning Money with Values with Lisa RosenthalAre you struggling to gain control of your spending and align it with your true values? In this episode, we explore a complete mindset shift to improve how you think about money. Lisa Rosenthal, Chief Operating Officer at Leading Edge Financial Planning, joins us to discuss how spending can impact marriages, lead to mistakes, and incur opportunity costs—both financial and emotional. Listen in to learn five strategies to align your spending with your mindset, how to align your money with your goals, and more. You can find show notes, resources and more at: https://tinyurl.com/5n8...2024-05-2454 minThe Pilot Money GuysFlight #80: Should You Purchase an Airplane?Have you ever considered buying a plane? In this episode, we dive into the complexities of such a decision and why it can't just be about saving on taxes. Contrary to popular belief, setting up an LLC or another corporation may not provide the tax benefits you expect. We explore the criteria for tax deductions and why expenses must be reasonable and directly related to business purposes. Additionally, we discuss the importance of evaluating your plans for using the plane, frequency of use, and geographical considerations to determine if buying is the best option. You can find s...2024-05-1055 minThe Pilot Money GuysFlight #79: How Predictable Are Financial Markets?How do you navigate the complexities of the economy and stock market? Andy Christopher, CFA, joins the show to shed light on the relationship between the two and provide insights into predicting market entry points with precision. In this episode, we aim to dispel common myths surrounding market dynamics to help you to protect your investments. From clarifying the role of the Fed to debunking misconceptions about presidential influence on markets, Andy offers practical advice on understanding and preparing for market fluctuations. You can find show notes, resources and more at: https://tinyurl.com/3zbbpas3 2024-04-2645 minThe Pilot Money GuysFlight #78: Should You Hire a Financial Advisor?Are you contemplating whether to enlist the expertise of a financial advisor as your income rises? In this episode, we dive into the pivotal question: Should you hire a financial advisor? We discuss how to evaluate and question potential advisors, shedding light on the crucial questions you must ask before making a decision. You can find show notes, resources and more at: https://tinyurl.com/bd22j86d 2024-04-1255 minThe Pilot Money GuysFlight #77: Credit Card PointsToday we're diving deep into credit card points, sharing highlights for both seasoned collectors and newcomers alike. Joining us is Mary Graves, who shares her journey into the world of point collection and how it can pave the way for a fulfilling retirement. Discover the strategic moves necessary to accumulate points without depleting your savings, and learn how to leverage them effectively for travel experiences. You can find full show notes, resources and more at: https://tinyurl.com/3rr3hjsm 1 - Sign up bonus – Frequent Miler. Greg the Frequent Miler has a blog, a podcast, and...2024-03-291h 09The Pilot Money GuysFlight #76: To Roth or Not to Roth?With airlines finalizing new contracts and increased 401(k) contributions, the question of whether to invest in a Roth IRA has become a hot topic among pilots. In this episode, we aim to provide clarity on this complex decision and offer guidance tailored to various scenarios and limitations. From understanding who can contribute to a Roth IRA to delving into the concept of Roths, we explore considerations for first officers. You can find show notes, resources and more at: https://tinyurl.com/38ywhkfd 2024-03-0839 minThe Pilot Money GuysFlight #75: The Power of Legacy PlanningDid you know that you're leaving a legacy, whether you realize it or not? Join us for an eye-opening discussion on legacy planning with Jon Cremer, Financial Advisor. In this episode, we dive into the impact of intentional legacy planning and why it's crucial to start thinking about it sooner rather than later. You can find show notes, resources and more at: http://tinyurl.com/mryv6ysa 2024-02-2349 minThe Pilot Money GuysFlight #74: Navigating Real Estate Investment Trusts (REITs)Are you ready to explore the dynamic world of Real Estate Investment Trusts (REITs)? Dr. John Worth is an expert in economics and the Executive Vice President of Research and Investment Outreach in a REIT, and he joins us to share his deep understanding of REITs, their crucial role in a diversified portfolio, and how they perform in today's economic environment. You can find show notes, resources and more at: http://tinyurl.com/mzw84wsh2024-02-0945 minThe Pilot Money GuysSpecial Edition: SWA 2020 ContractTune in as The PMG's discuss the following financial aspects of the SWA 2020 Contract: Market-Based Cash Balance Plan, Tax withholdings for the Ratification Bonus Pay (RBP), New Life Insurance benefits, One-time SWA Profit Sharing rollover opportunity, and more!2024-02-0139 minThe Pilot Money GuysSpecial Edition: SWA Contract 2020Tune in as The PMG's talk about the following financial aspects of the SWA 2020 Contract: Market-Based Cash Balance Plan Tax withholdings for the Ratification Bonus Pay (RBP) New Life Insurance benefits One-time SWA Profit Sharing rollover opportunity And more!2024-02-0108 minThe Pilot Money GuysFlight #73: The Tax Man Cometh - Do Not Be Afraid! Join us for a deep dive into the complex world of taxes, where we'll dissect the mysteries of what's fraudulent, what's a gray area, and what's not only legal, but also incredibly smart. Discover why the allure of complexity may not be in your best interest and why trying to outsmart the tax man is a risky game. You can find show notes, resources and more at: http://tinyurl.com/y74d8at9 2024-01-1939 minThe Pilot Money GuysFlight #72: Stay in the Fight!: Seven Lessons Learned from Markets in 2023Kevin Gormley, CFP, CPA, PFS, and Lead Financial Planner at Leading Edge Financial Planning LLC., joins the show to help us explain the seven critical lessons learned in the tumultuous financial landscape of the past year. Brace yourself for a journey through bank failures, crypto turmoil, and market fluctuations that led to the collapse of major financial institutions, sending shockwaves through the industry. You can find show notes, resources and more at: http://tinyurl.com/5f9s9zux 2024-01-0551 minThe Pilot Money GuysFlight #71: A Tribute to MungerUnlock the secrets of successful investing as we pay tribute to the legendary Charlie Munger. A titan in the business world, Munger's principles for both investing and life are timeless lessons that can shape your journey to prosperity. Delve into the wisdom of a man who, alongside Warren Buffett, navigated the complex world of finance with hunger, humility and unmatched intellect. You can find show notes, resources and more at: http://tinyurl.com/u4dzk9be 2023-12-1546 minThe Pilot Money GuysFlight #70: Marines Eat Glass and Love BondsExplore the world of bonds with Jim Jackson, Co-Chief Investment Officer at Victory Capital. In this episode, Jim delves into the role bonds play in a diverse portfolio and the predictability of their performance compared to stocks. He also simplifies the complexities of bonds, emphasizing their mathematical nature in contrast to stocks, and challenges the financial industry's predictive shortcomings by opting instead for planning. You can find show notes, resources and more at: https://tinyurl.com/36upwv67 2023-12-0145 minThe Pilot Money GuysFlight #69: Do You Have a Wealthy Mindset?When it comes to creating a positive environment for success, it's not just about investment returns—it's about your mental framework and decision-making. In today’s episode, we explore how to identify whether you have a wealthy mindset, as well as what it means to embrace the KISS principle. You’ll find out why being a lifelong learner is crucial and how treating all aspects of your life as investments can lead to both financial prosperity and happiness with a sense of abundance. You can find show notes, resources and more at: https://tinyurl.com/5n94n9vc 2023-11-1742 minThe Pilot Money GuysFlight #68: What To Do With Your Bonus CheckWhat should you do with unexpected financial windfalls, such as a bonus check or unforeseen extra income? Today we answer this question and address the essential balance between celebrating your financial wins and planning for the future, sharing valuable tips to avoid financial pitfalls and the importance of building a robust emergency fund. Listen in to learn how to make the most of unexpected financial gains and more. You can find show notes, resources and more at: https://bit.ly/3QGFghf 2023-11-0342 minThe Pilot Money GuysFlight #67: Marriage and Money: Navigating Financial HarmonyDiscover the secrets to a harmonious marriage and a prosperous financial life in this engaging panel discussion. Join us as we sit down with our team members at Leading Edge Planning, including Betsy Wheeler, Paraplanner, Kevin Gormley, Principal, Jon Cremer, Financial Advisor, and Nolan Clark, Paraplanner, to explore the intricate relationship between marriage and money. You can find show notes, resources and more at: https://tinyurl.com/mwjvtm5p 2023-10-2056 minThe Pilot Money GuysFlight #66: Flying High with Fighter Pilot Roger LanceIn this episode, we have the privilege of hearing the remarkable aviation journey of Roger Lance, a retired Air Force officer and Vietnam War veteran. Roger takes us on a captivating flight through his experiences, from his early days in aviation to the intense moments in the war. He provides a glimpse into the different aircraft he piloted and shares his favorites, shedding light on the competitive yet camaraderie-filled world of flying. You can find show notes, resources and more at: https://tinyurl.com/3hcuyejp 2023-10-061h 01The Pilot Money GuysFlight #65: Mastering the Art of Holistic Investing with Andy Christopher and Sunil WahalToday we're joined by investment expert Andy Christopher, a Naval Academy graduate and F-35 Contract Instructor Pilot, and Sunil Wahal, a Professor at Arizona State University and Consultant to Avantis Investors. Together, they shed light on the intricacies of investing, emphasizing its profound connection to life itself, and the importance of self-awareness, helping you calibrate your risk tolerance and assess potential risks in your investment portfolio. You can find show notes, resources and more at: https://tinyurl.com/nk7yz5sk 2023-09-221h 09The Pilot Money GuysFlight #64: Five Ways to Avoid Getting Hacked with Cyber Hunter Akiva ClarkMeat of the Mission – Five Ways to Avoid Getting Hacked with Cyber Hunter Akiva Clark Always use Multi Factor Authentication. (MFA) Use different emails for more or less security sensitive accounts. Password strength is critically important. Use password manager. Freeze your credit – Click here to see specific instructions from Nerd Wallet to freeze/lock your credit at all FOUR credit reporting agencies. 2023-09-0952 minThe Pilot Money GuysFlight #63: Dumb Things Smart People Do With MoneyFlight #63 - Dumb Things Smart People Do with Money Questions from the flight deck: · Next year all 401k catch up contributions will be Roth. How will this affect your taxes? · https://www.kiplinger.com/taxes/the-problem-with-401k-catch-up-contributions o Under SECURE 2.0, if you are at least 50 years old and earned $145,000 or more in the previous year, you can make catch-up contributions to your employer-sponsored 401(k) account. o But there’s a catch. You would have to make those extra contributions on a Roth basis, using after-tax money. o You wouldn’t be able to g...2023-08-1851 min
The Pilot Money GuysFlight #62: What is a Cash Balance Plan and is it Right For You? Airline/Aviation News: United AIP, American, FedEx AIP segway Questions From The Flight Deck: What if age 67 passes? What is Hybrid retirement? https://www.nbcnews.com/news/amp/rcna95349 The Senate still needs to pass its own version of the bill before the current authorization expires on Sept. 30. Make an intentional decision - I.e., plan. Those that do not plan – life happens to them, and they get angry and bitter. If you’re squarely “in the green” - Retire! 2023-08-0444 min
The Pilot Money GuysFlight #61: Facebook Confessions - Top 10 Things Retirees Wish They Would Have Done to Prepare for RetirementQuestions From the Flight Deck: What do we do with large retro/bonus checks? Is a cash balance plan any good? Meat of the Mission: Never spend more than they make. How? Habit Patterns... What type of spend Spend money on fun stuff; Leisure, fun, travel Don’t spend money on stuff that does not add value – cut it out. YNAB, EveryDollar, or other apps. https://www.iwillteachyoutoberich.com/ Amelie Riendle Podcast (Flight #44 and Flight #27) Prepare more, plan more... What do you want to do in retirement? You can only sit on the beach or pl...2023-07-2255 min
The Pilot Money GuysFlight #60: Fighter Pilot Stories and College Savings Planning with 529sQuestions From The Flight Deck: Introducing: Andy Christopher – F18 Navy Fighter Pilot and Investment Advisor Background How’d you get interested in flying? Why the Navy? Navy flight experience. Ejection story – first flight!?! Meat of the Mission – 529s Common Questions: What if my kid gets a scholarship? Do I need to invest in my state’s 529? No! What if I overfund the 529? Can I give my 529 to my child? How does the 529 affect financial aid? Can I use the 529 for United, Delta, SWA feeder schools – aka career development programs. United Aviate Delta...2023-07-0754 min
The Pilot Money GuysFlight #59: Airline News, Market Updates and Long-Term Care Insurance Primer Airline News: Pilot retirement age 67!!! Maybe... https://www.usnews.com/news/us/articles/2023-06-14/u-s-house-panel-votes-to-raise-commercial-pilot-retirement-age-to-67#:~:text=%22While%20commercial%20airline%20pilots%20are,help%20address%20a%20pilot%20shortage The pilot age proposal faces opposition from unions and an uncertain fate by a U.S. Senate committee, which will consider its version of the FAA measure on Thursday and does not currently include the pilot age hike. The Air Line Pilots Association (ALPA) opposed raising the retirement age and says it could cause airline scheduling and pilot training issues and require reopening pilot contracts. Even if the proposal is approved...2023-06-2352 min
The Pilot Money GuysFlight #58: What Good is Wealth Without Health?Airline News: American Airlines, FedEx Agreements in Principle: AIP... How To Think About Your Health And Improve Your Quality Of Life Now And In Retirement Sources: Financial wellness can increase the quality of your physical health. High levels of financial stress manifest through physical symptoms like sleep loss, anxiety, headaches/migraines, compromised immune systems, digestive issues, high blood pressure, muscle tension, heart arrhythmia, depression and a feeling of being overwhelmed. Can induce feelings of happiness. Enhances the quality of your sleep. Physical activity is often associated with reduced symptoms of depression and anx...2023-06-0954 min
The Pilot Money GuysFlight #57: Top Ten Reasons To Be Optimistic!Questions From The Flight Deck: What the heck is ChatGPT, and what jobs will most be impacted? What is it...? https://en.wikipedia.org/wiki/ChatGPT What jobs are at risk...? https://www.visualcapitalist.com/cp/which-jobs-artificial-intelligence-gptimpact/ What about ChatGPT from an investing perspective? ETFs: AIQ, BOTZ, ROBT, AIEQ – see Kwanti. https://www.visualcapitalist.com/how-smart-is-chatgpt/ AI in the Cockpit? https://theaircurrent.com/technology/natural-language-processing-aviation-atccockpit/ Optimism – It's NOT cool! Have we always been pessimistic? Or is it a new phenomenon? “The preacher man says it’s the end of time...2023-05-1947 min
The Pilot Money GuysCharter Flight Special Edition: The Banking SystemSpecial Test Flight Edition – The Banking System: How Do Banks Operate And What Happens When They Take On Too Much Risk – Silicon Valley Bank? ~Exclusive Captain Rob “Rubber Mallet” Eklund Where is the best cup of cappuccino in New York City, according to Rob’s new friend Luciano Pavarotti?!? Actually, a friend of a friend of Pavarotti...Samir Sanbar. Previously served at the United Nations as International Communications and Media Consultant. How do banking systems work? How do they benefit the consumer and make our money safer? In exchange for leaving your money with them, the b...2023-05-1231 min
The Pilot Money GuysFlight #56: Is It Time To Buy Gold? What About I-Bonds? How To Vote Proxy If You Own Employer Stock And Tax Lessons LearnedAviation News: Age 67 retirement? - https://www.lgraham.senate.gov/public/index.cfm/2023/3/graham-senators-reintroduce-bill-to-address-pilot-shortage#:~:text=The%20legislation%3A,be%20renewed%20every%20six%20months Bill reintroduces Let Experienced Pilots Fly Act…. Pilot Incapacitation recent events, Southwest, Envoy, and others https://www.youtube.com/watch?v=hPUbr6SPcy8 Questions From The Flight Deck: How to vote proxy if you’re a stock owner. DFAS – Discontinue survivor benefit plan (SBP) for military retirement? Pros/Cons Tax season lessons learned: DFAS withholding, Social Security withholding – defaults to 8%...spouse earning money – 68 cents versus 76 cents. Safe harbor – 100% of this year or 110% of las...2023-05-0550 min
The Pilot Money GuysFlight #55 US World Reserve Currency, Is Your Money Safe at Your Bank, Custodia and Pros/Cons of Private Equity Questions from the Flight Deck: What if the US Dollar is not the dominant world currency? https://www.visualcapitalist.com/cp/how-reserve-currencies-evolved-over-120-years/ Part 1: How to know how much FDIC insurance you have? https://edie.fdic.gov/calculator.html? Should we be nervous about the banking system? There is no safer place... How much can I actually hold in my bank account, FDIC insured? See FCIC calculator. Why are banks and brokerage firms different? Banks accept deposits onto their balance sheet. When you de...2023-04-2148 min
The Pilot Money GuysFlight #54: Founder of Aero Crew News Craig Pieper & CEO of Aero Crew Solutions & Co-Founder of Aero Crew News Scott Rehn Craig Pieper Publisher & Founder of Aero Crew News Scott Rehn CEO of Aero Crew Solutions & Co-Founder of Aero Crew News Craig Pieper’s Linkedin Scott Rehn’s Linkedin Make sure to follow Aero Crew News on Facebook, Instagram, & Twitter Aero2023-04-0746 min
The Pilot Money GuysFlight #53, Bonds are Sexy Again, and So is Giving!Pilot News https://www.reuters.com/business/aerospace-defense/european-regulator-rules-out-single-pilot-flying-by-2030-2023-02-06/ Question From The Flight Deck: Q: Are all annuities Crap? A: Annuities are NOT investments; they are Insurance income products, and most of them are sold as something they are not - again, not investments! People that hate annuities compare them to investments - life insurance is used when people die. Annuities can help people that live too long or need mortality credits to decrease anxiety or smooth out the journey. LEFP is not licensed, nor makes c...2023-03-2446 min
The Pilot Money GuysFlight #52: Gina Roth on How to Be a Real Estate Professional and Save on Taxes How to Be a Real Estate Professional & Save on Taxes with Gina Roth (4:30) How do you recommend selling your primary residence and ensure you don't pay taxes? You have to live in it as your primary residence for two out of the trailing five years Once you complete this, it is free capital gains Married: $500,000 exclusion Single: $250,000 exclusion These can include any improvements to the property (7:15) Requirements to be a Real Estate Professional for tax purposes 2023-03-1055 min
The Pilot Money GuysFlight #51 Flying in the Face of Fear with Kim "KC" CampbellQuote: Nelson Mandela once said: “I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.” Kim "KC" Campbell - "Fear can prevent us from achieving success or it can lead us to a greater path of growth and change if we harness it effectively." Your story: Mother and father...encouraging You developed a higher calling, higher purpose...? Air Force Academy, the first time that a father and daughter both served as cadet wing...2023-02-241h 01
The Pilot Money GuysFlight #50 Embracing Stock Market Uncertainty with Dave Goetsch, co-executive producer and co-writer of The Big Bang TheoryDave Goetsch shares his fascinating story about his investing experience and journey. He started as an investor that was emotionally tied to every up and down the stock market experienced. He was known as the “Chief Worrier.” Through his own studies and the counsel of his financial advisor, he’s more at peace with the short-term craziness of the stock markets, and continuous news headlines of impending doom we all seem to hear daily. In many ways, Dave’s journey is very similar to all of ours. However, he’s better at telling the story since he’s a Hollywood w...2023-02-101h 30
The Pilot Money GuysFlight #49: The Story of a Father, The Markets Have No Memory and the Obsession with RecessionsAirline News Delta Airline Pilot Contract Updates: https://www.cnbc.com/2022/12/03/delta-pilots-would-get-more-than-30percent-in-pay-raises-under-new-contract-deal.html The agreement includes an 18% increase on the day the contract is signed, then a 5% increase one year later and two 4% raises in each of the following years. It also includes a one-time payment of 4% of 2020 and 2021 pay each, plus 14% of 2022 pay. Being a Father: https://vitaliy.substack.com/p/being-a-father?utm_source=emarketing&utm_medium=email&utm_campaign=cid75618&utm_content=emailid143539 People have memories – markets do not. “One of the best things about markets is that they don’t have memor...2023-01-2742 min
The Pilot Money GuysFlight #48: Financial Highlights of 2022 in Review, new 401k IRA limits, Secure Act 2.0 RMD changes and more… Flight #48: New 401k, IRA Limits New SECURE ACT 2.0 A Airline News: New IRA, 401k 401(a)17 and 415 Limits Secure Act 2.0 Highlights: Setting Every Community Up for Retirement Enhancement (SECURE) Act...originally passed in December 2019. December 23, 2022, passed the Consolidated Appropriations Act of 2023, an omnibus spending bill that includes the much anticipated and long-awaited retirement bill known as SECURE Act 2.0. RMD 73,75...plus reduced penalty 73-1951-1959 / 1960+ RMD 75 ▪ What does this do...Roth Conversions??? Plus 10-year rule from Secure Act 1.0 Beware of higher RMD at 73/75 - jump tax brackets??? QCD no...2023-01-1345 min
The Pilot Money GuysFlight #47: Charlie and Rob’s Top 5 (Personal) Lesson’s Learned from 2022 Q&A: Most common client questions lately: The whole world is going into a recession! What is a recession? Schwab “dominoes” diagram...there’s only a few things missing to be in a recession – Labor market weakness, EPS growth falls, NBER (Nat’l Bureau of Economic Research) recession declared. See Flight #33 for “Inverted Yield Curve – Canary in the Coal Mine.” https://podcasts.apple.com/us/podcast/inverted-yield-curve-canary-in-the-coal- mine/id1557278856?i=1000564180334 So, what does this mean...mild recession. Already priced in? See DFA “...Official Announcements” graphic Why should we stay in the market? Why wo...2022-12-3041 min
The Pilot Money GuysFlight #46 – Ignore the Noise and Cultivate a Framework for Investment Decision-Making That Brings Peace of MindResources: https://awealthofcommonsense.com/2013/08/ignore-noise/ https://podcasts.apple.com/us/podcast/stay-wealthy-retirement- show/id1260181429?i=1000470057040 The Narrative There’s a lot going on...in the past few years; Covid, Stock Market stress, impending recession, inflation, politics...crypto collapse??? Our audience is especially vulnerable to information (news) overload: Traveling; downtime pick up the phone and review news, talk about it during the 3-hour flight, TV on in the hotel room, gym, etc. Where is the balance? What is the truth? Why does this matter – Why does the news and/or even...2022-12-1645 min
The Pilot Money GuysFlight #45: What is Sequence of Returns Risk and Why Should it Matter to You? Avoid Running out of Money In RetirementQ&A: Most common client questions lately: Election Lessons Learned: “Vote with your ballot not yourlife savings.” ~Dimensional founder David Booth https://my.dimensional.com/elect-to-leave-your-portfolio-alone Will the stock market do worse now that xxx party has won and the election is over? What do the numbers show? Does the stock market do better or worse when “X” party is in office, power? Lessons learned – do not anticipate or try to outguess the markets. Maintain discipline. Lots of advisors said: After the mid-terms, the markets will “pop.”...2022-12-0245 min
The Pilot Money GuysFlight #44: Cash Flow Planning for Potential Airline Disability with Amelie RiendlQ&A: Most common client questions lately: Will I have to change my retirement goals or retirement income due to the down market? Short-term risk versus long-term risk, taxes, inflation, overspending Sequence of return risk... https://www.schwab.com/learn/story/timing-matters-understanding-sequence-returns-risk Worst year ever for bonds? https://www.advisorperspectives.com/articles/2022/10/17/six-good-things-to-tell-clients-about-this-horrible-market Article: “Six Good Things to Tell Clients About This Horrible Market” by Allan Roth, 10/17/2022. Four Options Plus Combo Option for Preparing for Potential Airline Disability Be ready to live on your maximum disability payout...2022-11-1834 minThe Pilot Money GuysFlight #43: With Dimensional Fund Advisors, Vice President Apollo LupescuInformation about today’s podcast: Dimensional Fund Advisors (DFA) - https://us.dimensional.com/ “The assets we(DFA)manage represent more than shares in a portfolio. That money represents the savings, sacrifice, and dreams that investors have entrusted to us. We take this responsibility seriously. Founded in 1981, Dimensional has a long history of applying academic research to practical investing. We offer a full range of equity and fixed income strategies designed to target higher expected returns.” Apollo Lupescu, PhD, Vice President, Dimensional Fund Advisors: Apollo Lupescu is vice president at Dimen...2022-11-041h 00
The Days GrimmEp.096 Grant Mattingly: Amish Country InfantrySend us a textHello!! This week the guys sit down with a bodybag filler, soul snatcher, queen of battle, infantryman, Grant Mattingly. We get to know a little about where Grant is from, how he wound up working on Air Defense, and a lot about his two tours over seas as a certified grunt. We talk about the dark spaces of this Earth and how devil dogs like Grant are out there keeping the wolves at bay. Being an Infantryman is no easy job and in this weeks episode we get to know just why that...2022-11-011h 28The Pilot Money GuysFlight #42: Why is the Fed Driving Us into a Recession and What is Deep Risk?Q&A: Most common client questions lately: Headline of the day! (See slide...) https://www.jpmorgan.com/wealth-management/wealth-partners/insights/the-case-for-always-staying-invested#infographic-text-version-uniqId1663780633203 This chart shows the annualized performance of a $10,000 investment made between January 2002 and January 2022. A fully invested investment returned 9.4% or $60,253. When the investor missed the 10 best days, the return is 5.21% or $27,604. When the investor missed the 20 best days, the return is 2.51% or $16,414. Finally, when the investor missed the 30 best days, the return is 0.32% or $10,651. An added fact is that seven of the 10 best days occurred within 15 days of the 10 w...2022-10-2151 min
The Pilot Money GuysFlight #41: What’s the Best Path for Young Pilots: Commercial, Cargo, Military, Fractional? 15 Lessons Aviation Can Teach You About Life: 1. You are responsible. 2. Attention is life. Inattention will be at least minimally harmful if not deadly. 3. There is always a curriculum. Preparation is advised. 4. A well-lived life, like flying, requires constant adjustments. 5. Think before you speak or key the mic. .... Listen for more. Q&A: Most common client questions lately: o Headlines – Beware! ▪ See housing market headline from Redfin o Headlines are meant to make you fearful. They have about three seconds to grab your attention in the world of fast-paced news. You...2022-09-2349 min
The Pilot Money GuysFlight #40 - Lessons Learned from Captain Darren Ellisor and Southwest Flight #1380Financial Q&A: Most common client questions lately: 1. How to get some sort of return/interest for short-term goals? 1-5 years? a. I-Bonds: Currently paying an annualized 9.62% for the next six months. https://www.treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds_iratesandterms.htm#:~:text=The%20composite%20rate%20for%20I,October%202022%20is%209.62%20percent. b. Treasury Bills: Payingabout 2.8%-3.4% depending on the term. https://ycharts.com/indicators/3_month_t_bill https://ycharts.com/indicators/1_year_treasury_rate c. Treasury Bonds: https://ycharts.com/indicators/2_y...2022-09-0938 min
The Pilot Money GuysFlight #39: Roth 401k Contributions, Roth IRA Conversions, Mega Back Door Roth and more! The Basics of Roth Conversions 1. In General, young, lower income (e.g., new First Officer) expect a higher tax bracket in retirement...Roth can be a no-brainer. a. But there are other very important considerations that may go against this rule of thumb. 2. Important to know – Everyone, regardless of income, can contribute to an after-tax or nondeductible IRA. 3. What are my options if I only have pre-tax IRAs? a. Convert the pre-tax IRA to a Roth IRA, and you will be taxed at your marginal income tax rate. Or......2022-08-2639 min
The Pilot Money GuysFlight #38: Seven Steps for High Performance Health High Energy Aging with Stuntman Base Jumper and Urban Building Climber Ron Broyles In this podcast, we discuss steps to maintain a high-performance, high-energy lifestyle as we get older. More specifically, creating a life where you feel great, more fulfilled, and more joyful as well as creating a legacy with not just your wealth but your health and outlook on life for generations to come. Our audience is high-performing professionals and pilots, BUT we all go through times where we are not performing at our peak; mentally, spiritually, physically. Especially as we age... Now is a unique and stressful time for airline pilots, corporate, cargo, and commercial pilots. Most major airlines are under co...2022-08-1257 min
The Pilot Money GuysFlight #37: I’m 60 Now What? You’re Cleared for Retirement!Leading Edge’s own, co-founder and CFO, Kevin “The Professor” Gormley, CPA, PFS, CFP® is our special guest today. We think of a 5-year runway to take off for retirement. It can take that long to mentally prepare for the end of your career. It also may be enough time until retirement to make significant course corrections if necessary. At a minimum, this is the time to make sure you run that last Before Takeoff (retirement) checklist, and you are ready for a great retirement! A quick peek into the discussion with the Pilot Money Guys and “T...2022-07-2939 minThe Pilot Money GuysFlight #36: Top 5 Lessons Learned from Value InvestingIn this episode, the Pilot Money Guys are talking about Value investing. We describe what value investing is, and talk about lessons learned as investors in value companies. Value Investing and Lessons Learned Even though past returns are not indicative of future performance, Value investing has shown to do well during periods of higher inflation. The recent poor performance of Value investing is almost unprecedented. Therefore, making it difficult to stick with a disciplined, diversified portfolio. Do not give in to FOMO when selecting your investment strategy. The recent run-up in Growth Stocks was partly fueled by FOMO. ...2022-07-1528 minThe Pilot Money GuysFlight #35: The REAL Top Gun ft. PeachezIn this episode of the Pilot Money Guys we sit down with Peachez, aka Micah Porter. Micah is a former Top Gun Navy fighter pilot turned Air Force fighter pilot and current UPS pilot who sheds light on what its really like in Top Gun and how he rates Tom Cruise's performance in the new movie. We hope you enjoy a break from the financial topics - this is a fun one! We'll be back next time talking Value Investing on the next episode. Thanks for listening! The Pilot Money Guys2022-07-0134 minThe Pilot Money GuysFlight #34: Forever in Blue Jeans We’re calling this episode of the pilot money guys “Forever in Blue Jeans” because as the famous song goes: “Money talks But it don't sing and dance and it don't walk And long as I can have you here with me I'd much rather be forever in blue jeans” In this episode we discuss the Florida man who lands a plane with no experience, we have a Q&A segment, and we have a heart felt discussion about creating lasting and fulfilling success with finances. Thank you for listening! 2022-06-1743 minThe Pilot Money GuysInverted Yield Curve – Canary In The Coal MineIn this episode of the pilot money guys, we are talking about the yield curve inversion that has been the topic of many new articles recently. If you’re unfamiliar, an inverted yield curve is supposed to be the magic predictor of a looming recession. Recently the yield curve inverted, so is a recession on the horizon? Charlie and Rob dive into the yield curve topic and cover in this discussion: What is a yield curve? What if it points to a recession every time? If it was 100% reliable, would that change how we invest? Are...2022-05-2736 minThe Pilot Money GuysFlight #32: We’re All Gonna Die We’re all going to die... Someday. Yes, this is not a fun topic to cover, but unfortunately we’ve dealt with a few deaths over the last 12 months and we want to talk about the lessons we’ve learned. We get philosophical in this one, but we think it’s extremely important! Top 5 things to do to make sure you take care of loved ones when you’ve gone: Beneficiaries Life Insurance How do you access each account? Where are physical documents located? Accounting – Financial Assets and Liabilities Develop a Plan for Minor Children. Bo...2022-05-2042 min
The ModGolf PodcastSEASON 11 WRAP-UP / SEASON 12 PREVIEWThat's a wrap for Season 11 of The ModGolf Podcast! Our team is currently working on your next twelve episodes for Season 12, which launches early June 2022. We heard some amazing stories from a diverse group of guests who discussed how inclusion, technology, entertainment, music, celebrity, hospitality and community building intersect to shape the future of golf.
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As the creator and host of The ModGolf Podcast and YouTube channel I've been telling golf entrepreneurship and innovation stories since May 2017...2022-04-3022 minThe Pilot Money GuysFlight #31: Target Date FundsThe majority of 401(k) plans are invested in Target Date funds. These funds give diverse exposure in stocks and bonds, and as we get closer to the target retirement date, the fund automatically adjusts as to be more conservative. This has helped many people to avoid the stress of picking funds in their retirement plan, as well as helping to protect the funds as retirement gets closer. Many times, these funds has low expenses, and they often get close to market returns. So, are these funds right for you? In this episode, we are diving into target...2022-04-2840 minThe Pilot Money GuysFlight #29: Where Do Investment Returns Come From?In this episode of the Pilot Money Guys, we discuss the Frontier - Spirit Airlines merger, where investment returns come from, and why Cowbell should permanently replace Rubber Mallet. (Ok maybe not this...). In this podcast, we are joined by Carson McLean, CFP®. Carson is a regional director with Dimensional Fund Advisors, and a true expert in the industry. We're so excited to share our conversation and want to give a big thank you to Carson for joining us. We cover everything from callsigns to the history of index funds, so sit down, buckle up, and...2022-04-1958 minThe Pilot Money GuysFlight #30: Chasing Hot Stocks - Investing in the Rear View MirrorIn this episode, we are joined by The Professor aka Kevin Gormley CPA, CERTIFIED FINANCIAL PLANNER®. Where we discuss: The airline news segment for this podcast is on China’s Eastern Airline flight 5735, where we break down what we know so far. When rising inflation is coupled with slow economic growth and increased joblessness, that is known as Stagflation. Just recently the billionaire investor Ray Dalio said that we he believes we will have a period of Stagflation. So, is stagflation looming on the horizon? We share our thoughts and look at economic data to try...2022-04-1247 minThe Pilot Money GuysFlight #28: Russia Ukraine Crisis What It Means For YouWe’re back in action with a new episode (recorded 3/11) of the Pilot Money Guys. In this episode Rubber Mallet is replaced by Cow Bell, the topic is the news of the markets: Russian’s Invasion of Ukraine, and Charlie tells us about getting chased by a lion, a water buffalo, and a hippo. On Ukraine and Russia: What can history tell us about investing through conflicts? What is the economic scale of the conflict? What do we expect from the markets going forward? What is the real risk in the markets? How to avoid scams when...2022-03-3144 minThe Pilot Money GuysFlight #27: Budgeting with Amelie RiendlA special episode of The Pilot Money Guys featuring an interview with Amelie Riendl: Amelie is a Financial Coach at Mil Money Coach and has spent years studying the best methods for budgeting. She graduated from Michigan Technological University, where she gives back to every year. She has a Master of Engineering in Chemical Engineering from Princeton University. She's worked for Johnson and Johnson as a Senior Scientist and Quality Engineer where she won multiple awards. She is a Project Management Professional® and worked as a Project Manager for FMC corporation and at Integrated Project M...2022-02-2556 minThe Pilot Money GuysFlight #26: Should You Buy Life Insurance as an Investment?We often have clients contact us with unique investment ideas. We will evaluate them and give out honest thoughts and concerns. One of the more popular ‘investments’ that we have seen lately is insurance products that are pitched as investments. So, is it possible to use insurance as an investment? That would be the best of both worlds, right? Today, the Pilot Money Guys are joined by Kevin Gormley, aka the Professor, to discuss the idea that you can use insurance as an investment. We talk about how these products are pitched, sold, and the risks that come...2022-02-1043 minThe Pilot Money GuysFlight #25: Seven Action Items for Market DownturnsWhy are the markets down year to date and what can we do about it? In this episode, the Pilot Money Guys reflect on the volatility that has been going on in the markets this year. We discuss the craziness with the ongoing situation in Ukraine, the Fed’s new changes, and inflation and how those are affecting the market. We are talking about 7 action items that you can do to in a market downturn. Tax loss harvesting Roth conversions Rebalance AND rebalance into the pain. Accelerate savings – 401k, IRA, Brokerage DCA works great too...2022-01-3142 minThe Pilot Money GuysFlight #24: The Dangers of Headline InvestingOver the years, Charlie has tracked and compiled financial news headlines that made bold predictions. Looking back on them is comical - only in hindsight - the predictions were ridiculous. However, at the time of the articles were published, these headlines were straight-up scary. In this podcast we are talking: How do people get their news - specifically financial news? CNBC, FoxBusiness, Twitter? What are the biases? What about the Confirmation Bias? How can this biased information be a detriment to your financial plan - hint: fear, emotions, etc. How do news algorithms work? They feed you what you want t...2022-01-1947 minThe Pilot Money GuysFlight #23: The Magic of Setting SMARTER GoalsHappy New Year! It’s time to review our mission! Our mission is, “To help our clients build and protect wealth to achieve their dreams and goals.” Building wealth may actually be the easier part of that equation. Of course, it may not be easy but saving for the future is often started by default. 401(k)s are automatically set up with companies from the get-go and investing is automated. Social security is automatically deducted from your pay checks and will be paid to you in retirement. Most of our clients were savers from t...2022-01-0646 minThe Pilot Money GuysFlight #22: End of Year ChecklistWe're back with another checklist! But first, we honor the women listeners of the Pilot Money Guys podcast with a call sign reveal for a special listener Dr. Jane, aka call sign Arc! Since you loved the Quick Reaction Checklist so much, we thought we'd keep with the trend and bring you a podcast on the End-of-year Financial Checklist. Every year there are things you should consider doing before the end of the year, here's what we think you should review before the end of 2021! 1. Max contributions to your tax deferred accounts. 2. For 2021, consider buying I-Bonds. 3. Tax loss harvesting - mo...2021-12-2240 minThe Pilot Money GuysFlight #21: The QRC (Quick Reaction Checklist) of Savings Priorities Emergency Fund - 1 months savings in the bank, cd, money market etc. (FDIC insured) Contribute to matching 401k Set aside savings for Health Deductibles and perhaps max out of pocket if a lot of healthcare needs. If you are in an HSA plan, contribute. $3,600, $7,200 per couple, if over 55, $1,000 catchup contribution. Set aside savings for Life Insurance Premiums (10x Income per year) and Disability Insurance Payoff all credit card and high interest debt. Emergency Fund (6 months to a year) If in a high furlough or layoff industry consider longer Emergency Fund. Also consider I-Bonds for the more sophisticated investor (very flexible 1...2021-12-0843 minThe Pilot Money GuysFlight #20: What’s Important About Money to You?Thanksgiving is right around the corner it’s a great time to evaluate what is truly important to you. For us, we want you to understand what is important about money to you. In this podcast we discuss how you can think about money to use it to accomplish the things that are important to you. We are talking about: Generosity versus scarcity - fear Be generous and have a mindset of abundance. Understand your higher purpose and get involved in contributing to something larger than yourself. Know what you want; set meaningful goals and writ...2021-11-2437 minThe Pilot Money GuysFlight #19: Financial Newsletters “There’s a lot of money to be made from financial newsletters that give investment advice. But the money comes from selling the newsletters, not from taking the advice.” ~Paul Merriman Investment newsletters are getting more popular every year and the returns they promote are extremely tempting. So, should you ditch your financial plan and subscribe? We’re diving into newsletters to give you our honest opinion and concerns. Unfortunately, anyone can create an investing newsletter, and because they are not actually managing your investment accounts, they have no regulatory agency monitoring their recommendations o...2021-11-1345 minThe Pilot Money GuysFlight #18: Kids and MoneyThis podcast is all about helping your kids take the first steps to financial freedom and independence. We discuss some of the steps we all wish we would have taken when we were first starting out as new savers and investors. We believe we should help our kids learn from other's successes and mistakes - We do not have time to make them all ourselves! In fact, life is a series of building off the successes and failures we all experience. Sharing those lessons with our kids is easy in some areas but with finances it can be tough. Don’t...2021-10-2245 minThe Pilot Money GuysFlight #17: New Tax ChangesIn this episode of the Pilot Money Guys, we are joined by the Professor, Kevin Gormley CPA & CERTIFIED FINANCIAL PLANNER, to discuss the latest proposed tax changes. Although these are subject to change, there are things that you need to know to be prepared. Some changes we discuss: 1. Capital Gains tax increases. 2. Roth Conversion changes 3. Child Tax Credit Changes We would love to discuss these tax changes with you! If you have any questions for us, please send them to info@leadingedgeplanning.com. Or visit LeadingEdgePlanning.com to schedule...2021-10-1639 minThe Pilot Money GuysFlight #16: The 4% RuleIn this podcast, we are talking about a commonly used rule-of-thumb for taking retirement income distributions. The 4% rule is meant to help you easily determine how much you can withdrawal from your retirement accounts each year, without running out of money in retirement. The 4% rule goes like this: The year you retire, add up all of your retirement accounts, and withdrawal 4% of the total. Each subsequent year, take out only the 4% (of the total balance at time of retirement) + adjustments for inflation. At this withdrawal rate, your money should last 30 years. So, should you keep i...2021-10-0641 minThe Pilot Money GuysFlight #15: Changing Your Domicile to Avoid State TaxesYour domicile is defined as your permanent home where you pay your state income taxes. For most people, your domicile is straightforward, however, for those with multiple residences domicile can be hard to establish. And maybe even a little tempting to lean toward the lower tax state. Our goal in this podcast is to help you understand how to have multiple homes and stay out of trouble with Uncle Sam! Furthermore, the IRS says your domicile is based on your intent, which can be tricky to prove. A famous example is from a New York...2021-09-2329 minThe Pilot Money GuysFlight #14: Winter Is ComingI’ll admit I’m a sucker for survival reality shows, particularly shows about people living in Alaska and the Arctic. It’s always amazing to watch as spring starts, these folks must jump right into preparing for the next long winter. With months of darkness, freezing weather, and almost no food available to catch, these folks need to be proactive to have a chance of making it through a successful winter. There’s a winter coming in our financial lives too. Indeed, there is a chill in the air! It’s time to start preparing now, so that we...2021-09-1047 minThe Pilot Money GuysFlight #13: I'm Disabled, Now What?1 in 3 airline pilots will experience 90 days or more of disability at some point during their career! (Disability Insurance Statistics Bank) Luckily, most airlines have good disability benefits available to help provide some relief and income. However, it doesn’t mean 100% of your income will be replaced if something happens. In most circumstances, even if you are able to pay bills and put food on the table, many people will NOT be able to continue saving for retirement once disabled without extra disability insurance. In part 3 of our estate planning series, "I'm Dead Now What", we are...2021-08-2337 minThe Pilot Money GuysFlight #12: I'm Dead, Now What? In part 2 of our Estate Planning Series "I'm Dead, Now What?" we go over 3 steps to make sure you're estate is prepared. If you are unsure whether you have a good plan for the unexpected, this is the podcast for you. We discuss what documents you need to have in place, why getting organized is important, and how beneficiaries and trusts go together to protect your family. You heard us right! We are giving away copies of our Estate Planning tool "I'm Dead, Now What?" to the first 10 people to email us at info@leadingedgeplanning...2021-08-1638 min
Dark HistoriesWaverly Hills: The History & The HauntingsA much requested episode on the history of Waverly Hills, a Tuberculosis Sanatorium in Kentucky. These days, it features in just about every bad cable TV show on ghosts all around the world, but whats the reality behind the decrepit walls that are left standing today? And how much truth is there to the ghosts that allegedly walk the halls?
Sources:
Thomas, C. C. (2007) With their dying breaths: A history of Waverly Hills Tuberculosis Sanatorium. C C Thomas, 2007
Opening of Waverly Hill Sanatorium (1910, October 2), The Courier Journal, p. 18.
Waverly Hill Sanatorium D...2019-03-311h 01
Apollo 13 Minute PodcastMinute 021: Charlie Duke has the MeaslesThe Saturn V continues down the crawlerway.
“Fredo and I are going to be going over the lunar experiments tomorrow,” says Lovell to Walter, the technician, “and Ken’s going to be back in the simulator. We’re going to be going over the flight plan tonight, as well.” He shakes hands with a pad technician. Pointing at the Saturn V, Lovell says, “We’re going to be paying a visit to this beautiful machine after you’re hard down!”
A NASA car pulls up behind Lovell. Deke Slayton and the flight surgeon step out of the car.
“Ji...2018-07-2313 min
Cannonball Golf PodThe Masters Past & Present - XL Episode ft. Bill Mattingly and more!It's all Masters this week, from past events, to previewing the 2018 edition - which might shape up to be the Best. Masters. Ever.
Featured on the episode is longtime PGA of America member and Butler University golf coach, Bill Mattingly - Charlie's Dad! He has stories galore of his past trips to Augusta, going back to the legends of the game - he's a big Jack guy.
We ask past guests if they've ever been to Augusta and questions about The Masters.
Augie's been once - for a Monday practice round in 2009 - and relives the experience with Charlie.
Big week...2018-04-0500 min
La Fábrica de la Ciencia (LFDLC)Entrevistas a dos astronautas . Charlie Duke y Pedro Duque. (redifusión) Prog. 301. LFDLCEdición especial de dos entrevistas a los astronautas Charlie Duke y Pedro Duque.
Documento sonoro de excepción. Entrevista al General Charlie Duke 10º hombre que pisó la Luna. (traducida)
Sin duda, el momento más importante de la Fábrica de la Ciencia.
Para aquellos que lo deseen, habrá entrevista integramente en inglés.
Primera pregunta. ¿Podría comentarnos como fueron los inicios en su andadura en la carrera espacial? : selección entre cientos de aspirantes, pruebas a los que eran sometidos, primeros vuelos, etc.
Programa especial!! Documento sonoro de excepción. Entrevista al General Charlie Duke 10º hombre que pisó la Luna...2017-08-021h 30La Fábrica de la Ciencia (LFDLC)Entrevistas a dos astronautas . Charlie Duke y Pedro Duque. (redifusión) Prog. 301. LFDLCEdición especial de dos entrevistas a los astronautas Charlie Duke y Pedro Duque.
Documento sonoro de excepción. Entrevista al General Charlie Duke 10º hombre que pisó la Luna. (traducida)
Sin duda, el momento más importante de la Fábrica de la Ciencia.
Para aquellos que lo deseen, habrá entrevista integramente en inglés.
Primera pregunta. ¿Podría comentarnos como fueron los inicios en su andadura en la carrera espacial? : selección entre cientos de aspirantes, pruebas a los que eran sometidos, primeros vuelos, etc.
Programa especial!! Documento sonoro de excepción. Entrevista al General Charlie Duke 10º hombre que pisó la Luna...2017-08-021h 30
Matt & Mattingly's Ice Cream SocialEpisode 255: Oh Charlie!Lightning strikes the churn as the lovely Charlie Starling and boys change the face of ride sharing economics and the treatment of newborns. Scoop Mail and Jock vs Nerd. Learn more about your ad choices. Visit megaphone.fm/adchoicesSee omnystudio.com/listener for privacy information.2016-07-271h 40
Spooky SouthcoastEpisode 82: Waverly Hills and TAPS Controversy"Spooky Southcoast" for November 3, 2007. Guests: Charlie Mattingly; Kristyn Gartland. Charlie joins us to talk about Waverly Hills, including the live "Ghost Hunters" episode and Sylvia Brown's statements on "Montel." Then, we are joined by Kristyn, who address the controversy surrounding the Halloween episode of "Ghost Hunters."
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Support this podcast: https://podcasters.spotify.com/pod/show/spookysouthcoast/support2007-11-051h 17Spooky SouthcoastEpisode 18: Charlie Mattingly of Waverly Hills"Spooky Southcoast" for June 3, 2006. Guest: Charlie Mattingly.
Topic: Waverly Hills Sanatorium. We talked with the owner of Waverly
Hills about its haunted history and their plans for the future. Also
joining us was Staff Sgt. Joseph Gonski (U.S. Army retired), who
talked about his investigation of Waverly Hills with our resident
Science Advisor Matt Moniz. We also played an audio package on the
Antichrist, debuted our new Hour 2 opening theme, played all versions
of our most recent EVP from Ellis Bolles, and checked in with our
newest fan down in Texas!
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Support this podcast: https://podcasters.spotify.com...2006-06-041h 25