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Cheryl Cost And Jay Furst

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He Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastThe Legal IssueRental car returns, CA pension lawsuit, a crypto scam (yes, another one) and gambling losses. Plus hidden homeowners’ costs don’t seem that hidden, YouTube reigns over our TVs and the birthday freebie man.2025-07-2329 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastThe Sports Edition (Not Really)Private Equity in Youth Sports, Canada’s impact on the Buffalo Bills, issues with Tesla, and when to take RMDs. Plus a competitor to FICO may help with that house purchase, even though new buyers are disappearing. Plus plus fallout from a nursing home bankruptcy and a lawsuit over beneficiary designations.2025-07-1528 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastBBB DetailsLots of permanent items, at least temporarily. Mortgage interest, car loan interest, SALT deductions, 529 usage, employer contributions and more. Plus a brief chat on the ever moving target dates for tariffs and trade wars.2025-07-0933 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastMusk vs TrumpMusk threatens Congress if they vote for the current bill. Trump threatens Musk with deportation. Musk suggests establishing another political party. Plus factory workers vs AI, crypto as collateral for house buying, and Bobby Bonilla Day. Plus plus an interesting ride in the markets last quarter.2025-07-0229 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastThe Senate Takes a TurnProposed changes to the Big Beautiful Bill, Yale decides private equity isn’t all they thought, and Syracuse offering big time sweeteners to prospective students.2025-06-1824 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastTacos, Tacos, Tacos Here…The trade of the year so far. Bromance ends bitterly, savings are close to target, and loan limits could cause a shortage of doctors. Plus the rise of Buy Now/Pay Later and the 401(k) hierarchy trap.2025-06-1131 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastThe Boy Who Cried TariffThreats against the EU and Apple, the tax bill passes the house and heads to the Senate and it is time to do some estate planning. But be careful about the TOD on your house.2025-05-2728 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastSesame Street StreamingSay that 3 times fast… Bert and Ernie are moving to Netflix. Moody’s downgraded US debt from the highest levels, Wal-Mart tariff fallout, investigations at United Healthcare and Empower adding private investment. Plus your crypto key or a finger, the stealthy wealthy and 7 year car loans.2025-05-2029 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastBig Beautiful Tax BillIt will change and it has a lot of holes but other than that… Plus $10K to nap. Zzzzz…2025-05-1529 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastBuffett Stepping Down (Episode 269) Man, Myth, Legend! College loans galore, earlier claims on social security and Microsoft takes a stand.2025-05-0731 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastMuseum of American FinanceYes, that somehow made the cut. Plus Trump vs Harvard, Trump vs J Powell, Trump vs the IRS, which now has its 5th head in 3 months. Plus plus YTD performance and possible relief for scam victims.2025-04-2227 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastTariffs and MarketsAnd Bears and Bulls, oh my.2025-04-0925 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastDiamond Theft 101Step 1: swallow the diamond earrings. Step 2: MENSA is off the table. Plus the US Treasury stopping paper checks, quarterly performance, an IPO and two bankruptcies. Plus plus where to get emergency cash.2025-04-0230 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastHe Said She Said Hits the ChartsOr does it. The markets are in correction territory, car prices could jump $4K, Harvard tuition waivers and a government spending limit. Plus a mortgage blacklist, hot coffee payout and landlords playing hardball.2025-03-1928 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastFerris Bueller on the EconomyThe markets and tariffs and trade wars and recession fears. Rest easy – you can get a green card for only $5 million. Anyone know how much your spouse makes?2025-03-1235 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastLandfill for SaleActually, no. Reciprocal tariffs, DOGE access to the IRS and a flurry of houses on the market in the greater DC area. Plus the crypto guy who moved to Puerto Rico and how to protect yourself from Elon.  2025-02-1827 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastSomething Smells MuskyElon made a bid for OpenAI, the DOGE team is on the loose and one of them, a 19-year-old student, was fired from a cybersecurity team for leaking secrets. A few got wealthy from the Trump meme coin, but the majority got crushed. Plus getting in tough with your Congressperson is rough, Boomers are coming to the senior housing market and Cheryl is not happy with her home insurance renewal.2025-02-1226 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastSorkin CoinIf this doesn’t prove we’re in the Wild West of Crypto, nothing will. The US is very rich but quite unhappy, Uncle Sam knows about your side hustle and EV owners getting hit with state fees. Good luck buying a home since nobody is interested in selling.2025-02-0528 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastGoodbye to TikTok?The Supreme Court upheld a ban on the app but Trump delayed it. Now what?  Trump meme coins soar, Harvard MBAs struggle to find a job and the SEC sues Musk over his Twitter purchase.2025-01-2231 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastWriting Your WillBetter than a video. But a video might help with insurance. Fires in LA and the fallout, Nissan getting bailed out by Honda and Steve Ballmer invests {gasp} like we do.2025-01-1529 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide Podcast2025 Outlook?Be serious – those predictions are all garbage. Plus out of control car payments, the quest for the perfect credit score and 4 million turning 65 this year. Plus plus the generous billionaire in trouble for not being generous enough.2025-01-0830 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastDo Any of These Pass the Smell Test?An 80-hour work week for no pay? Halo effect for an assassin? Marathon flex on your resume? MicroStrategy in Nasdaq 100? Amazon selling cars? Fart Coin?2024-12-1724 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastBeware of…Performance Improvement Plans, year-end distributions, porch pirates, varying Medicare payments, 15% guarantees and Crypto. On the bright side, the market has been good so far and the Boston Marathon is finally making payments.2024-12-0324 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastNvidia or WarSeems Nvidia is more likely to move the stock market. The $6.2 million banana, $8 billion for Jersey Mike’s, yield curve inversion (again) and 25% tariffs coming to a border near you. Plus Buffett’s words of wisdom, taxes on your crypto, and fun with expense accounts.2024-11-2629 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastA Market Melt Up?Is the Trump Trade for real?  What about the Bitcoin run-up?  Some good news for teachers and how worried should you be about changes with student loans?  Social Security payments go up in 2025 but Medicare premiums go up more.2024-11-1927 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastUncle Sam is Giving Money AwayAnd it’s hard to give it back. Super catch-up contributions and other odd provisions, Nvidia replacing Intel in the Dow, airport changes and more. By the way, did you know your will is public when you die?2024-11-0527 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide Podcast‘Tis the SeasonIncome bracket adjustments, increases to gifting amount and end of year tax moves. Plus a college guru who claims he will get your kid into Harvard and some acronyms that could impact your social security payments.2024-10-2929 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastCheryl RantsAnother market high (yawn), the Fed bases their decisions on data {Gasp!}, an ungrateful heir (eye roll), plus casualty losses and accompanying tax benefits plus a social security bump.2024-10-1627 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastThat Was Interesting…Jay had a coughing fit while thinking his mic was muted, then spoke for awhile while it was inadvertently muted. Cheryl played charades trying to explain who knows what. And our hosts talked about finance stuff.2024-10-0929 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastSeptember Market WoesNot this year, anyway. But the first few hours of October are weak…Plus a market surge in China, heading back to the office and non-alcoholic champagne. Plus plus beware of callable CDs and collectors asking survivors to cover debts of family members.2024-10-0226 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastIf It Sounds Too Good…It probably is, unless you’re betting against Cheryl. Wild weekly market swings, impacts of the Fed rate cut and it might be time to switch banks. Plus Robinhood excessive options costs and renting vs. owning.2024-09-2627 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastRecession Indicator ConfusionIs it the inverted yield curve or the un-inverted yield curve? Is it better for the market to have a Democrat or Republican in office? Plus college hunting season, Bezos real estate purchases and 0 day options mania.2024-09-1727 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastNvidia Watch PartiesNo, that is not a typo. Over one-third of their employees are “filthy rich”. Plus, tax changes to come after the election, Powell and the Fed to cut rates and the new realtor commission schedules.2024-09-0429 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastOlympic PerksFrom cash to homes to colonoscopies for life. Plus a market update, income needed to buy a home in CA and the cost of a trip to Disney. Plus plus eyeball scans for AI and your credit score for dating apps. Alrighty then.2024-08-2028 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastTen Year Inherited IRAThe rules have finally been clarified (mostly). How Kamala manages her money, the 401(k) rollover mistake costing billions and weighting whiplash. Plus parents of a teen driver sentenced as well.2024-08-1926 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastMarket SelloffRemain calm, folks.  This is exceptionally normal. Did the Fed wait too long? Is Jermey Siegel a drama queen? A scam wipes out a good Samaritan. Plus difficulty getting a large umbrella policy, boosting your kids’ credit scores and withholding from social security.2024-08-0627 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastHere Comes a CorrectionMaybe but who cares? It’s not newsworthy! The IRS is now focusing on the regular wealthy as opposed to uber wealthy. Plus free med school tuition at Johns Hopkins and 6% is the new 401(k) default.2024-07-2325 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastCustomer Service IssuesVanguard doesn’t want you to call, Robinhood never wanted you to call and companies aren’t taking checks. Title insurance may have the greatest margins EVER! Plus Nvidia replaced Enron in the S&P about 23 years ago. Will it meet the same fate?2024-07-1626 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastFun with Uncle SamUnless, someone steals your identity or you miss some estimated payments. Roaring Kitty – again. Plus watch out for the insurance costs for those EVs and maybe save money outside of your 401(k).2024-06-1722 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastFriends with BenefitsPlease keep your IRA beneficiaries up to date. Stashing cash throughout the house, perjury from a hardship withdrawal, how $99 in bets costs nearly $740K and Apple joins the AI crowd. Plus more on inflation and Gamestop.2024-06-1228 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastRoaring Kitty Teams Up with Barstool SportsOr so it seems from the latest meme stock frenzy. Graceland to auction? Beware of the Augusta, student loan rates are increasing and the IRS is waiving penalties for failure to take distributions from inherited IRAs. Yes…again.2024-06-0528 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastMeme Stocks, They’re BaaaccckkkMarket insanity around meme stocks and one stock ETFs. FTX account holders to be made whole (unless the hedge funds got to you first) and hospitals demanding payment before surgery. Plus the rent vs buy dilemma and the danger of winning the marathon and finding out years later.2024-05-1626 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastThe Most Boring Man in the WorldDo we have a winner? It certainly is not the Oracle of Omaha. Does everyone want out of Florida, how selling your house has gotten more expensive (especially in MA) and watch out for that back door Roth conversion. Plus good new for the cannabis industry.2024-05-0827 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastCurious Cheryl Buys a CarShe loves her new Highlander. Buy Now Pay Later impacting your credit score, job scams targeting young people and many people are retiring earlier than planned.2024-05-0124 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastInherited IRA BefuddlementYou might have to take distributions every year over the next ten. Unless you don’t. That should clear it up. Plus non-competes banned, the gap between your current mortgage rate and a potential new one is bigger than ever. Plus GM may not have been completely forthcoming.2024-04-2526 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastWhat a Sh.. ShowTax Day Fun – hope you didn’t roll over that $1 million SEP into a regular account accidentally. Tesla heading south.  So is DJT. Yet another security breach, this time at AT&T. Plus $100 commissions for some ETF purchases at Fidelity and technology to monitor your bathroom use. That was not a typo.2024-04-1629 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastBig Brother is Still WatchingSatellite images can impact your home insurance. Which states are seeing the largest increases? That 529 to Roth rollover might be taxed in your state. Plus college costs approach $100K annually and you can now leverage your bet on Bitcoin. What a break?!2024-04-0933 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastMedicare Advantage vs Medicare with MedigapHint: you were probably sold the Advantage plan. Are ESPPs a no-brainer? File your taxes or the IRS will come knocking…eventually. Plus you may get charged to email with your doctor.2024-03-2630 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastThe Real Estate IssueThose 6% commissions could be a thing of the past but how will this impact the market. Buyers’ brokers, sellers’ brokers and underlying home values. Closing costs are on the rise, mostly due to interest rate buy-downs.  Smart or not so much?2024-03-1924 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastBig Brother is WatchingIt could be why your car insurance went up. Inflation is under control, Bitcoin is not. A parlay to cover your college loans might not be the best decision and no, your 401(k) is not in danger of being seized.2024-03-1328 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastChase NO Customer ServiceThere are more $100 bills than any other denomination.  Hmmm. Nvidia knocks off Meta for the one-day growth record, the market rolls on but your appliances might not. Plus Jay vents about Chase.2024-02-2826 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastScholarships for CornholeYes, seriously. Tax bills for iBonds, a dating app based on  your credit scores (yes, seriously) and carrying a mortgage in retirement. Plus NVDA reports earnings.  Can we get a giddyup?!2024-02-2126 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastAre Assumable Mortgages Really Assumable?Americans are turning 65 at a record pace, student loan payments may be eligible for a 401(k) match and that HELOC has gotten expensive. Plus non-auto insurance and guidelines for converting your 529 to a Roth IRA.2024-02-1328 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastTwelve Thin Mints for $6Yes, inflation impacts girl scout cookies. META with the largest one day market value increase in history, custom fit 401(k)s and FAFSA info not getting to colleges until March. Plus a special grandparent 529 discussion.2024-02-0529 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastAdding Insult to Injury, the Lions LostUpdate on Mr. Treasuries. Tax time is here…but don’t rush to file. Home sales at their lowest level in a generation, IBM wants everyone in the office and beware of QR codes.2024-01-3124 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastMarket Records New HighsCelebrate or panic? Bitcoin ETFs are here, Hertz is slashing their electric vehicle inventory and Capital One’s High Yield Accounts may not be offering high yields.  Plus Homeowner’s insurance and solar.2024-01-2435 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastKeep Piling OnToo many stats available to throw Mr. Treasuries under the bus. Jay’s tax nightmare wasn’t so bad after all, the market keeps rolling and your social security is probably taxable. Plus..Robinhood poaching clients with significant assets and the dangers of Buy Now Pay Later plans.  Plus plus the cars doctors drive.2023-12-2125 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastShohei Me The MoneyA record setting contract with some interesting terms, private equity buying up neighborhoods, issues with the IRS and a checklist to close out the year.2023-12-1230 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastDie With NothingNot our advice but apparently a popular book. Also not advising anyone to read it. November was fantastic across the board, repair costs for that EV might shock you, and weight loss drugs are the hottest thing going. Plus a sad farewell to Charlie Munger.2023-12-0728 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastAI ChaosSam Altman gets fired and rehired in days. CZ from Binance agrees to jail time, IBM changes their 401(k) match…again, and Dave Ramsey says you can withdraw 8% of your assets per year.  We think he’s a fool. Plus, employees are making more money, getting more paid time off and have a more flexible schedule.  It only follows that they’re grumpy?!2023-11-2827 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastContrarian Indicator #1That would be the client going all in on treasuries.  Inflation is down and the market is up.  For the year, the market has soared (see the Nasdaq) while the market has gone nowhere (see the Dow).  SBF found guilty on all counts.  Cheryl explains why she will never touch Medicare Advantage, beware of free dinners thanks to Florida Auto Glass shops and watch out for social security coming back for refunds on their mistakes.2023-11-1530 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastHalloween Candy RankingsSome people just don’t know their candy.  It wasn’t on our agenda but buying real estate in Florida, prenups and trusts.  Plus a woman uses her jailed husband’s IRA, moves and leaves him with the tax bill.  Or does she?  Plus plus don’t forget open enrollment and watch out for companies who want their signing bonuses back.  Maybe it was too good to be true.2023-10-3129 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastSeeking SafetyFollowing another shaky week, a run to treasuries could prove costly.  Real estate rules in NYC could be changing, home insurance in Florida is going off the rails and Bitcoin spikes.2023-10-2428 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastGirl Math and Boy MathSeems like we finally agree on one thing.  Dumb math is just…dumb. Millenials are saving more than their parents did for retirement, social security gets another bump and MA, FINALLY, is increasing the estate exemption.  Is it enough to stay there? Plus more on SBF, women truckers and Cheryl’s lease conundrum.2023-10-1731 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastCheryl’s Bad WeekendProperty taxes, delivery charges and forced tipping.  SBF’s crypto trial gets started, a weak quarter in the market and buying gold bars at Costco.  Plus tuition help from your employer, keeping cash on hand and a friendly reminder to pay your monthly bill for storage space.2023-10-0329 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastMarket TurmoilRough week in the markets as investors digest comments from the Fed and a looming government shutdown.  Those Taylor Swift tickets you resold are taxable, there is a new plan to cover the gap in social security and that car you rented from Avis was reported stolen.  Avis still refused to reimburse you.  Gotta love large corporations.2023-09-2629 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastDumb MoneyIt’s not just a movie but a recurring theme in the markets. Will student loan payments hurt the economy? What will the Fed do? Plus beware of the ERC scams and credit repair services that don’t do much in the way of repairing.  2023-09-1929 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastAaron Rodgers Injury Jolts Jets Season… and Some Financial StuffSeptember is a little rocky, Apple issues in China, Bed Bath & Beyond 401(k) woes, and setting a retirement date in your 80’s…maybe. Plus be careful of inheritance taxes, bags of money in the parking lot and the exciting but possibly turbulent money date!2023-09-1430 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastAge of Best Financial Decision MakingCare to guess your age when you have the experience and wisdom?  Unlikely it’s the same age at which you forgo home insurance but many are doing just that – could be the 20% plus spike in rates. Plus J Powell scares the market and MA takes down Robinhood.2023-08-3029 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastBatman and the EconomyNo relation but somehow entered the conversation. Credit card debt at levels not seen since pre-pandemic, job market tightening, soaring auto prices and new and improved ways of losing money with the sports betting apps.  Even if $1 turns into more than $500K.2023-08-2228 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastThe $5 Million Nest EggWhat that looks like and how they got there.  SBF is in jail for violating terms of house arrest, Gold, Crypto or diversification and the best states to retire. Plus Phil Mickelson may have a gambling issue.2023-08-1527 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastConference RealignmentHow the money grab in college sports relates to financial markets.  Dow streaks, a Fitch Downgrade and Tupperware as the new meme stock.  Plus Dumb Money released soon.2023-08-0831 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastLots of Fun College Stuff Starting next year it will cost you more to send your triplets to college.  On the plus side, loan repayment may be easier.  Anyone up for paying $4000 to get your daughter into a sorority???2023-07-2627 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastR-E-S-P-E-C-TAretha Franklin’s will dispute resolved, Harvard costs nearing $100K per year and inflation continues to head south. Plus that catch-up contribution will be headed to a Roth, the SEC is looking at a Bitcoin ETF application and Cheryl cannot contain her enthusiasm for a recent IRS ruling that tells they have no ruling.2023-07-1824 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastCage MatchZuckerberg vs Musk, Threads vs Twitter.  The latest on student debt forgiveness, concierge doctors and removing taxes for your heirs.  Plus yet another social security scam and more people working into their 80’s.2023-07-1231 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastNot All Deals Are Created EqualWatch out for the cruise extras.  Those visa gift cards are scammer targets and Uncle Sam wants to tax your parlay winnings. Plus Binance leaves the US – (is it all smoke and mirrors?), inflation drops to its lowest point in over 2 years and Rihanna, please rent my house!2023-06-1432 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastForgotten Loans?Those student loan payments are likely back on your pay list this summer.  Watch out for Zombie loans coming back to foreclose on your home.  More crypto crime, the 4 figure car payment and Apple’s mixed reality headset for “only $3500” {Gulp!}.  Plus online banks are raking in the deposits.2023-06-0727 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastContradictionsHere comes the debt ceiling standoff. But if we sell out equities and buy treasuries, are we in greater danger? Company perks give me first class plane travel so it’s ok if my spouse flies coach, right? The IRS might offer a free filing system.  Is that fair to TurboTax and H&R Block? If yes, what should you do about your state filings?2023-05-2328 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastInvestment EducationResults from a Gallup poll are disturbing, Robinhood trading goes 24/5 {yawn}, more check fraud at banks and that accounting career is not as appealing as it once was.  Plus, beware of the “college portfolio” option on your 529.2023-05-1631 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastInsurance Costs on the RiseHomeowners and Car Insurance costs are still jumping. Interest rates on your student loans are doing the same.  If PacWest is any indication, Powell may have been a little premature in declaring the banking crisis over.  Will Binance be the next Crypto casualty? Plus AI can write a sappy note, poem or song for Mother’s Day.  You are now off the hook!2023-05-0931 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastAll the F WordsFirst Republic, Fannie Mae, Freddie Mac and, of course, The Fed.  Plus Flocking to MM Funds, Filing your 2019 tax returns and the Blue Exodus to states like Florida.2023-05-0231 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastBubble Anyone?An intern fears the next bubble but really just wants an excuse to time the market.  Consulting firms delay start dates and pay you to do volunteer work or teach yoga.  Plus Apple offering nice savings rates but seeing pushback against Apple Carplay.  Plus plus financing your house through your builder, SoFi’s lawsuit and the number of EVs getting tax breaks are quickly dwindling.2023-04-2632 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastMoving Banks or Staying PutToo Big to Fail banks are flourishing.  Is that comfort worth giving up decent interest?  Women and men have achieved equal status in household income, Tesla cuts prices again and what will the Fed do next.  Plus that trailer home can be yours for only {gulp} $5 million!2023-04-1831 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastIs College Worth the Investment?Some people are paying as much as $750K just to get their kids into top schools.  Yes, before tuition. Plus quarter-end numbers, average car price stats and McDonald layoff plans – classy or not so much?2023-04-1129 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastHow Young Is Too Young When Buying Life InsuranceOur hosts battle it out. Plus tax deductions for your swimming pool and the difficulties of implementing a Power of Attorney.2023-03-2835 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastBanks, the Fed and a $36K MattressThe latest on mayhem in the banking sector.  What will the Fed do this week?  What should the Fed do this week?  FDIC coverage explained. Did we mention Cramer said Silicon Valley Bank was a buy at $320?2023-03-2126 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastBank CollapseSilicon Valley Bank was quickly followed by Signature Bank and fears of a contagion are spreading.  How does this compare to the banking failures of the Great Recession?  What happens next?  Who should we blame (oh please, you know you want to point fingers somewhere).2023-03-1427 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastShort CramerThere is now an ETF that allows you to bet against Jim Cramer.  Short-term Treasurys over 5%, what is going on with Binance and fighting your home’s assessment value. Plus time spent on tax returns, deadlines, guidelines and that passport takes a looooonnng time.2023-03-0726 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastWills EpisodeStop procrastinating! Write your will, update it, allow for some flexibility.  Plus those high yield savings accounts are worth something these days, Twitter continues to struggle – are they in real trouble?! and what will the Supreme Court say about college loan forgiveness?2023-02-2830 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastCrypto Influencers BewarePaul Pierce slapped with a $1.4 million fine.  Will Matt Damon and Tom Brady be next? Should you buy iBonds with your tax refund?  Don’t waste it – sell your gift cards for cash (at least it’s less of a waste).  Reminder – pay your property taxes or you could lose your house.  Yes, seriously!2023-02-2131 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastSuper Bowl HangoverSeems a number of companies with Super Bowl ads in the past are no longer in business.  Ouch!  Hurry up and use that FSA account or…ouch! A marital disagreement over paying for college could lead to divorce.  Ouch!  Plus more pain on this week’s pod.2023-02-1431 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastMany Questions, Few AnswersIf rates are heading down, why is the yield curve still inverted?  The NFT ETF is liquidating.  What will happen with one for AI? Why are savers putting more into their 401(k)s? Which AMC seats qualify for premium status? Are crypto endorsers liable? What is going on with Man City?  Don’t know…2023-02-0834 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastDebt Ceiling BrinkmanshipWill Congress let the US default?  Amazon now has a $5 monthly prescription plan.  Don’t drop the ball on Medicare.  Newsflash, a man’s name generally is listed first on the tax return for opposite sex couples.2023-01-3125 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastIRS FunCongrats – you can file your 2022 taxes! You may be eligible for a $7500 EV tax break.  You also may not be eligible. The market has started off 2022 nicely.  Should we thank the Fed for that?  Will we see the coveted soft landing?  If you like water, Scottsdale is much better than just outside of Scottsdale.2023-01-2430 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastAI Is HereIs that a good thing?  It sure isn’t needed to steal a Kia.  Good tax news comes too late for most SPACs, the FTC weighs in on non-compete clauses and what should you do with those insurance proceeds?2023-01-1028 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastWorst Year Since 2008Stocks and bonds both disappointed in 2022 - even target date funds for retirees were down 14% to 16%.  Robinhood wants your IRA and is offering matching dollars to get you to open an account but be sure to read the fine print.  The SECURE Act 2.0 has been signed and Cheryl is giddy with excitement.2023-01-0431 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastHappy HolidaysOn that bright note, market forecasts are worthless, SBF is a fraud, Elon is, well, Elon and congratulations on your new baby.  Did we mention daycare could cost over $40K per year?2022-12-2030 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastInsurance ReviewNewsflash – Jay made it through without scratching his eyes out!  Plus Cheryl as the contra indicator and a painful lesson from BlockFi.2022-12-1331 minHe Said She Said the Money Guide PodcastHe Said She Said the Money Guide PodcastCrypto King Behind Bars?SBF talks about the collapse of his crypto company, the Dow rally has left others behind and year-end reminders to save on taxes.  Plus Fannie and Freddie backing loans over $1 million.2022-12-0630 min