Chonce Maddox - Podcast Details

Shows

Everyday Bucket List: Travel Ideas, Local Adventures & Money Hacks#110: 20+ Winter Holiday Bucket List Ideas to Do This Season#110 Looking to plan out some winter holiday bucket list ideas? You're in luck! In this episode of The Everyday Bucket List podcast, we'll discuss a holiday bucket list ideas for Thanksgiving, Christmas and more! We cover: Winter holiday bucket list trip ideas Unique celebration ideas Local activities In today's episode, we delve into creating a stress-free winter holiday bucket list, offering unique and memorable celebration ideas from various content creators such as Joe Saul-Sehy, Eric Rosenberg, Chonce Maddox Rhea and others. Emphasizing the excitement of planning, the discussion covers activities for Thanksgiving, Christmas, a...2024-11-1127 min

Reduce Debt Increase WealthBudget CategoriesSend us a textWhat are budget categories, and the percentages should be when determining how much to spend. MisterChuck goes over this information and much more.Article Links: https://www.chime.com/blog/recommended-budget-category-percentages/ By Chonce Maddoxhttps://www.credit.com/blog/12-top-budget-categories-you-need-in-your-plan/All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.The Financial Philosophers - Lets Nerd OutWe're Chris and Danny, two long-time college friends (and...Listen on: Apple Podcasts SpotifySup...2021-10-1032 min

The Student Loan Podcast6. Choncé Maddox Shares How She Paid Off Her Student Loans 7 Years Early! Pay Yourself First and Help Your Future Self - Choncé Maddox Interview.Choncé Maddox joins us in this episode to discuss how consistency and good habits resulted in paying off over $50,000 of consumer debt. Choncé has been featured in Essence magazine, she is a Certified Financial Education Instructor (CFEI) and freelance writer who loves to talk about everything personal finance. Her writing has been featured on sites like Business Insider, LendingTree, Credit Sesame, Barclaycard and the New York Post. Choncé was named one of the top financial experts to follow on Instagram by Black Enterprise. Full show notes and resources can be found here: https://thestudentloanpodcast.com/episode6 Vi...2020-10-131h 03

Martinis and Your Money PodcastMoving Forward to a Better Future with the Happy Hour LadiesToday is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics. Since the last time we recorded a happy hour, a lot has happened in the world, specifically around the murder of George Floyd, the global protests, and an overall shift in conversations around race relations. We are all going to have tough conversations, at least I hope we do and I hope we...2020-06-261h 02

The Stacking Benjamins ShowShe Paid Off LOTS of Debt With Little Income (with Chonce Maddox Rhea) If you have debt you're going to love today's episode. We'll talk to a woman who decided that it was time to take charge and change her course for the better. Choncé Maddox Ray (of the My Debt Epiphany blog) didn't have a huge savings account or a sizable income to get herself some relief from debt, but she didn't let that stop her from taking ownership of her life. She'll talk about how it took self reflection, planning, hard work, and follow through to lift herself from a life of debt. Deciding it was time for a...2020-03-3056 min

Upgreat yourself -Upgreat your life# 053 Die 5 Stunden RegelWarum eine Investition in Wissen die besten Zinsen bringt Nach einem anstrengenden Arbeitstag abzuschalten und die Füße hochzulegen, sei jedem gegönnt. Es gibt einfach diese Tage, an denen unser Elan nur noch für Essen, Netflix und Schlafen ausreicht. Jedoch sollte nicht jeder Arbeitstag damit enden. Strebt man Erfolg im Berufsleben an, ist es leider unabdingbar auch einen Teil der Freizeit zum Self-Improvement zu nutzen. Das tun zumindest die erfolgreichsten Menschen der Welt. Bücher ebnen den Weg in Richtung Erfolg Dass Lesen unser Leben tatsächlich verbessert, ist zugegeben keine neue Erkenntnis. So wurde in ein...2019-07-1018 min

Adulting.tv Podcast[B042] Pay Off Your Big Student Loans ft. Choncé MaddoxStudent loan debt is a big problem for a lot of people. Choncé Maddox shares her story on today's Adulting. Find out more at https://adulting.tv/ep/b042-big-student-loans 2017-11-0420 min

Adulting with Harlan L. Landes and Miranda Marquit[Adulting B042] Pay Off Your Big Student Loans ft. Choncé MaddoxCrush those student loans. More info. The post [Adulting B042] Pay Off Your Big Student Loans ft. Choncé Maddox appeared first on Adulting.2017-11-0400 min

Financial Conversation PodcastFCP S3E10 - Wrap Up + Where Do We Go From Here?As we wrap up the third season of the podcast, we're also saying goodbye. Taking the lessons we've learned from the podcast, we reflect on why we're no longer continuing the show and give you a hint at what we'll be up to elsewhere. Thanks so much for the support, we really appreciate it! -- This may come as a bit of a shock to you, but this is the final episode of the Financial Conversation podcast. The show will live on via this website and iTunes so you ca...2017-07-1700 min

Financial Conversation PodcastFCP S3E9 - What is Financial Freedom and is it Even Possible?Have you ever thought about why you want to improve your finances and save money? This seems like an obvious question but trust us, sometimes it's so common to get caught up in the motions and the habit of doing something that you forget why you're even doing it in the first place. When it comes to your finances, you always want to keep your why in mind so you won't make unnecessary decisions or sacrifices that don't end up helping you reach your goals. Since this season is all about saving money, we want...2017-07-1000 min

Financial Conversation PodcastFCP S3E8 - What's the Easiest Way to Save Money Without a Budget?Are you looking for a way to save more money and still be able to spend on the things you enjoy? If so, you need to practice value based spending. In this week's episode, we'll be talking about what value based spending is, how it works, and why it lets you enjoy your money while still pursuing financial goals. What is Value Based Spending? If you've never heard of value based spending before, it's basically a way of allocating your money based on what you truly value and enjoy. Instead of...2017-07-0300 min

Financial Conversation PodcastFCP S3E7 - What Are Sales Traps and How Can You Avoid Them?We all shop from time to time whether it's an activity you like or not. When out shopping, I'm sure many of us can relate to an awesome deal we spotted on a particular item. If deals and sales make you happy, you're not alone. There's nothing wrong with wanting to stretch your dollar and save money on regular purchases. However, what stings is when you purchase an item that you think you got at a deal price only to find out you didn't really save any money on the purchase after all. If this...2017-06-2600 min

Financial Conversation PodcastFCP S3E6 - Is There a Right Way to Save Money?You may not realize it, but there are right and wrong ways to save money. For example, when you go shopping and get things on sale, the cashier may tell you, "You saved $50 today!" But in reality, you haven't actually saved $50. What you've actually done is spent money on whatever it was you were buying. Of course sales and discounts can be a good way to save money on things you truly need and were already planning to buy. But, the truth is, many of us get caught up in these sales tricks...2017-06-1900 min

Financial Conversation PodcastFCP S3E5 - Can Saving Money Lead to Freedom?Can money buy you freedom? We think so. We're sure you've heard that money can't buy you happiness but freedom is much different from happiness. Happiness can be a temporary emotion and it's never really wise to base your emotions on money and what money can buy you. On the other hand, what you do with your money can help provide you with freedom. When you manage your money properly and save up for your goals and the future, you'll be setting yourself up for a better quality of life. This week on the podcast...2017-06-1200 min

Financial Conversation PodcastFCP S3E4 - Can You Trick Yourself Into Saving Money?For most people, saving money isn't something they consider fun. In fact, some people consider saving money to be a sacrifice that takes away their ability to spend money on things they enjoy. That's why people tend to put off saving money instead of paying themselves first. But, the truth is, spending all of your money is not going to help you reach your financial goals. If you struggle with saving money, try some of the easy savings tricks we discuss in this episode. Make a List of Your Priorities If...2017-06-0500 min

Financial Conversation PodcastFCP S3E3 - Budgets: Are They Overrated?Do you have a budget? Does the word 'budget' make you feel uneasy somehow? Last week we talked about tracking your spending and how important that is. The next step is using the numbers you track to develop a realistic budget. This week, we're talking all about budgeting and how it can help you save and reach your financial goals. If you've never created a real budget before, have had issues sticking to your budget in the past, or are simply questioning whether or not you need a budget in the first place, this episode is a...2017-05-3000 min

Financial Conversation PodcastFCP S3E2 - Is Tracking Your Spending Worth the Effort?If you're just getting started on your financial journey, you may think that creating a budget is the first step you should. However, the three of us truly believe that tracking your spending is actually the first step. The truth is, you can't create a realistic budget that you can stick to if you don't know your numbers. In fact, all of us started with tracking our spending before we ever attempted to create our first budget. This week on the podcast we're talking about how and why to start tracking your spending...2017-05-2200 min

Financial Conversation PodcastFCPS3E1 - Does Automating Your Savings Help You Financially?Last season was all about self-care and being the best you can be. We had so much fun recording our self-care season and hope you've gained a lot of clarity on your personal and financial goals and values from listening to the episodes. The next step is being intentional with your money and using it as a tool to improve your life. The Importance of Saving Money Saving is one of the most important aspects of managing your finances and one of the best ways to get ahead and start building wealth. Saving...2017-05-1500 min

Financial Conversation PodcastFCP S2E13 - Can Effective Communication Improve Your Life?The importance of effective communication is undeniable. But, how do you know if you are actually an effective communicator? In this week's episode of the podcast, we discuss the importance of communication, how to be a good communicator, and how to solve communication problems with the people in your life. Being able to communicate effectively can help avoid miscommunications and help you get the things you truly want in life. Here are 5 keys to communicating effectively. Don't Talk, Listen You may be surprised to learn that the first key...2017-04-1700 min

Financial Conversation PodcastFCP S2E12 - How to Ask for What You Want - With ConfidenceDo you ever feel like a yes man or woman? Do you feel compelled to agree with every request, task, or option you receive even when you're really not on board? Many people find themselves doing this because they either just want to be polite or easy to work with. If you're a people-pleaser, you probably say yes often as well as a result. This week on the podcast, we're discussing what happens when you don't ask for what you truly want and how it can hold you back. Why We Don't Ask...2017-04-1000 min

Financial Conversation PodcastFCP S2E11 - Does Saying "Yes" Do More Harm Than Good?Are you sick and tired of feeling overworked, overstressed, and like you have no free time? Do you constantly find yourself overcommitted and juggling how to fit just one more thing into your calendar? We are tired of this too! That's why we are talking about how you can say no (even to family and friends) and why it's important in this week's episode of the podcast. It can be so hard to say no. You may find yourself feeling guilty, especially if you say no to friends and family, or if you...2017-04-0300 min

Financial Conversation PodcastFCP S2E10 - Is Balance Worth Trying To Achieve?So many people strive for the perfect balance in their life, but will they every find it? We've talked about finding balance in many of our episodes in the past but in this one, we're discussing why it's really difficult to achieve and why you should accept the fact that life will not be perfectly balanced all the time. The Truth About Work-Life Balance If you're struggling to find the perfect work-life balance, you're not alone. Many workers find it hard to balance their jobs with their social and family life. It leaves them feeling...2017-03-2700 min

Financial Conversation PodcastFCP S2E9 - How Can You Find Your Purpose in Life?Have you found your purpose in life? It can be difficult to figure out what your path is, but once you do, it can help you feel so much more fulfilled. The truth is, none of the three of us have all the answers. We're still working on using our gifts and figuring out our purposes too. Plus, your purpose might change over time, making it even more difficult to pursue. This week on the podcast, we're discussing things we are doing to try and figure out our purpose and what we think it might b...2017-03-2000 min

Financial Conversation PodcastFCP S2E8 - Can Being Creative and Playful Make us Happier?What does creativity mean to you and do you practice it outside of work? Work can take up such a big part of our day and become a huge part of our identity which can create an issue. It's easy to become obsessed with earning the most money and becoming the best team member that you forget about having hobbies that you love and embracing your creative and playful side. This week on the podcast, we're discussing how you can give yourself more permission to be creative and go after fun things that have nothing...2017-03-1300 min

Financial Conversation PodcastFCP S2E7 - Is Being Busy a Sign of Success? Or Failure?Have you ever found yourself caught up in the trap of automatically responding with "busy" whenever someone asks how you are doing or what's going on in your life? We have, and we're tired of the scripted nature of this conversation. It seems as if no one is actually asking these questions to find out a genuine answer. Instead, these have become part of a standard and scripted greeting. Plus, whenever you say "busy" as you answer, it always prompts the person to tell you that it is a good thing because it e...2017-03-0600 min

Financial Conversation PodcastFCP S2E6 - How Can Practicing Gratitude Improve Our Lives?How often do you show gratitude? Being grateful is a habit everyone should adopt because it can change your entire outlook on life. Sometimes we get comfortable with our situation and start to take it for granted which can lead to unhappiness and feelings of inadequacy. This week on the podcast, we're discussing how to embrace gratitude and make it a regular habit. Each of us has our own experience and opinions on showing gratitude so there's more than one way to integrate the habit into your life. How Gratitude Can Change Your...2017-02-2700 min

Financial Conversation PodcastFCP S2E5 - Is it Possible to Overcome Being a Perfectionist?Do you struggle with being a perfectionist? If so, we can relate. There are times when being a perfectionist is seen as a good thing. It means you strive to always do your best, but it can also be a hindrance. Because being a perfectionist can cause harm to yourself and your loved ones, we decided to tackle the topic of how to stop being a perfectionist in our podcast this week. The Problem with Perfectionism If you take perfectionism to an extreme, it means you are literally striving for everything...2017-02-2000 min

Financial Conversation PodcastFCP S2E4 - How Can We Strive to Live Authentically and Why Does it Matter?Being authentic means coming from a real place within. You can only live authentically once you've defined your values and beliefs so that your actions and words align with them. Living authentically is something we believe everyone should strive for because our time is often so limited and you only have once shot to live on this Earth. If you want to live with fewer regrets and be more fulfilled, it's important to embrace an authentic lifestyle. Breaking Through Barriers Living authentically sounds easy, but it's harder to accomplish especially as you get...2017-02-1300 min

Financial Conversation PodcastFCP S2E3 - Should You Bother Keeping Up With the Joneses?Have you ever found yourself feeling stuck? Stressed? Inadequate? I think we all have at some point. While there are many reasons you could feel this way, one of the biggest reasons people struggle with feeing stuck in their lives is because they aren't living according to their values. Instead, we tend to get caught up in keeping up with the Joneses, wether that be by buying things we don't want or need, or pursuing things in life that we don't really value. We could be trying to keep up by buying a...2017-02-0600 min

Financial Conversation PodcastFCP S2E2 - Is Defining Your Values Beneficial?Learning what your values are is so important no matter what goals you have or what phase of life you're in. Often times, we're influenced by outside sources like our friends, family members, celebrities, or even the media and we may interpret their beliefs or actions with things we should value when they're not actually our values at all. It can take a lot of experience and soul searching to determine what your values are, but in this week's episode, we're focusing in on how we established our own set of values along with helpful...2017-01-3000 min

Hustle to Financial FreedomThe Debt Epiphany with Chonce MaddoxWe are sitting down with Chonce Maddox, the blogger behind the incredible MyDebtEpiphany.com. She is helping people every day live frugally, crush their debt, and paying of her own debt. Chonce has an incredible story. She used to be living on welfare as a single mom and now has paid off over $25,000 of her… The post The Debt Epiphany with Chonce Maddox appeared first on Hustle to Financial Freedom.2017-01-2423 min

Financial Conversation PodcastFCP S2E1 - Are New Year's Resolutions Made to Fail?Welcome back to the Financial Conversation podcast! We hope you enjoyed your holidays and we are excited to be back on the show! We've made a few changes to the show. For one, we'll be doing the podcast in seasons with each season having an overarching theme that all of the episodes will be related to. We think this will make it easier for you to find information on specific topics, and it will help us organize our thoughts to provide you with more valuable conversations and resources. If you want to catch up on e...2017-01-2300 min

The Financial Freedom Community Podcast: Personal Finance | Get Out of Debt | Financial Independence | Financial CoachingMoneySmarts 001: The Debt Epiphany with Chonce MaddoxWe are sitting down with Chonce Maddox, the blogger behind the incredible MyDebtEpiphany.com. She is helping people every day live frugally, crush their debt, and paying of her own debt.2017-01-1823 min

Financial Conversation PodcastFCP 050: How to Legitimize Your BusinessThis is a special episode as it’s our 50th and our last for 2016. After this, we will be taking a break to spend time with our friends and family for the holidays. We plan to come back next year with lots of new ideas to make the show even better! To celebrate our 50th episode, we’re talking about something a lot of small business owners and entrepreneurs think about: how to legitimize their business, and what it actually means for you. Because we have a lot of questions on this topic, we decided to b...2016-12-1200 min

Financial Conversation PodcastFCP 049: How to Leverage Your Blog for FreelancingThis episode was inspired by a reader question we recently received from a listener and fellow blogger who is interested in leveraging his blog to start making money offering freelance services. Luckily, all of us have experience with this topic as we’ve all taken different approaches to building a freelance business after starting our own blogs. Joining us in our conversation today is Sarah Li Cain from High Fiving Dollars. Sarah started her blog and turned it into freelance writing and content marketing business. In this episode we discuss: 1:30 - Sarah's in...2016-12-0500 min

Financial Conversation PodcastFCP 048: How is Your Past Money History Affecting Your Life Today?In this episode we are talking about how our past histories with money, both good and bad, could be affecting our lives today. Negative history with money could be blocking you from achieving financial prosperity even if you don't realize it. This is why working with a financial therapist can help you work past these issues so you can finally achieve financial prosperity. So to help us explain the importance of our money history, we had special guest Kiné Corder on. She's a financial therapist who focuses on helping business owners and couples improve their fi...2016-11-2800 min

Financial Conversation PodcastFCP 047: How to Let Go of What You Don't Want and Create More Space Today we are talking about how to let go of things you don’t want so you can create more space. In this case, what we mean is creating more mental space so you can really focus on the things you want in life instead of getting wrapped up and wasting time and mental energy on things you don’t truly want. This might one of the most interesting episodes we've had so far on the podcast as we were joined by empath and intuitive, Leisa Peterson from Wealth Clinic. Leisa's empathy means she is quick...2016-11-2100 min

Financial Conversation PodcastFCP 046: How to be a Smart Black Friday Shopper - and Is It Worth It? We're discussing our opinions about shopping on Black Friday. Surprisingly, none of us are huge fans of going out and spending money on Black Friday! However, we know it's easy to get sucked into the hype. There are so many enticing ads and sales going on - before and after Black Friday - and you might feel like you're missing out if you don't take part. That's not true, and we're here to tell you why. We also give our tips and insights into how to get the best deals, as not all...2016-11-1400 min

Financial Conversation PodcastFCP 045: How to Find Balance Between Your Dreams and Paying Off Debt This week, we are talking about how to balance paying off debt with living your dreams. It’s not easy to pay off debt, especially when you want to use some of your money for fun things and to pursue other dreams. But it can be done with some determination and creativity. We also invited fellow blogger, Liz from Friday Night Shenanigans. Liz is a great person to help us cover this topic as she graduated law school with $198,000 in student loan debt, which she is still working her way out of today. She...2016-11-0700 min

Financial Conversation PodcastFCP 044: How to Save Money on a Thanksgiving Feast With the holidays right around the corner, we decided to talk about some of our best money saving tips for a budget-friendly Thanksgiving feast. A variety of sources say that Thanksgiving dinner costs around $50, which is about a week's worth of groceries (or more) for the three of us. We've all found ways to save on groceries and some unique ways to save on a Thanksgiving feast in particular. We're also talking about our favorite Thanksgiving traditions and how we save money on those too. In this episode we discuss: 1:20 - The...2016-10-3100 min

Financial Conversation PodcastFCP 043: How to Deal With the Obsession of Earning More Money This week's episode is about the obsession of earning more money. While the ability to earn more money is one of the nice things about being self-employed, it can also be something that's tough to deal with. When you are self-employed, you have the flexibility of working whenever you want, as much as you want, and you can charge as much as you want for your services. This means the sky's the limit when it comes to how much money you can earn. But that flexibility can also drive some entrepreneurs to work l...2016-10-2400 min

Martinis and Your Money PodcastMillennial Weddings on a Budget, with Chonce MaddoxStudent Loan Debt is causing many millennials to delay their dreams of marriage. My guest, Chonce Maddox, married the man she loves despite her debt struggles - and did it all within her $10,000 wedding budget. For more, visit http://financially-blonde.com/mmpodcast 2016-10-1844 min

Financial Conversation PodcastFCP 042: Why You Shouldn't Skimp on Self-Care (and How to Budget for it) In this episode, we are talking about something that is very important for everyone no matter where you live or what you do: self-care. There’s no doubt that the costs of personal care can be expensive, but there are ways you can reduce your self-care expenses and budget for it so it doesn't take you by surprise. In this episode we discuss: 1:45 – Why is self care important? 6:00 – What gets in the way of self care? 13:45 - What is worth it and what isn't when it comes to self care? 20:20 – Frugal ways to fulfill self care ne...2016-10-1700 min

Financial Conversation PodcastFCP 041: How to Get the Most out of Networking at a Conference (Even as an Introvert) We are thrilled to present to you a special episode of Financial Conversation! This one was recorded live at FinCon 2016 - otherwise known as the Financial Blogger's conference. We finally got the chance to record face-to-face, which made things a lot easier and more interesting. And, what better topic to cover than networking, since we were at a conference to make connections and further our careers. (Yes, it's kind of meta, and yes, we're totally okay with that.) Since we had an extra chair, and since we were at FinCon, surrounded by ma...2016-10-1000 min

Financial Conversation PodcastFCP 040: How Your Relationship With Money Evolves In this episode, we are talking about our views on money and how our they've changed over time. This episode was inspired by a recent blog post on LifeHacker and we wanted to give our opinion on some of the same topics. In this episode we discuss: 2:10 – Our Money Stories (our background with money) 17:20 – Focusing on what you make versus what you spend 19:50 – Using money as a tool so that it's not an enemy Related links to check out: Money Is Not Your Enemy or a Goal, It's a Tool Enjoy!2016-10-0300 min

Financial Conversation PodcastFCP 039: How to Pay Off Massive Debt and Live Your Dreams In this episode, we are going to be talking about a topic we are all passionate about. Debt. And how to most efficiently pay it off. Our guest in this episode, Melanie Lockert from Dear Debt, is an expert at paying off debt. She successfully paid off $81,000 of student loans while living on a low income. We're talking graduating from NYU with little to no job prospects, moving to Portland for better non-profit opportunities that didn't surface, living on food stamps, and taking control of her career and finances by side hustling and eventually becoming...2016-09-2600 min

Financial Conversation PodcastFCP 038 - What Makes Fall the Most Frugal Season? In this episode, we’re excited to be talking about one of our favorite seasons of the year - fall! While there are many reasons to celebrate fall, like beautiful foliage, and pumpkin flavored and scented everything, the biggest reason we love fall from a financial stand point is that it tends to be a pretty frugal season. Now that fall is finally here, we are excited to talk about how we save money and make fall the most frugal season of the year. In this episode we discuss: 1:00 – Why We Love Fall...2016-09-1900 min

Financial Conversation PodcastFCP 037: Unconventional Ways to Save Money on a WeddingIn this episode, we’re talking about how to save money on what might be the biggest day of your life: your wedding day. It's no secret that weddings are expensive. Various studies have been done over the past few years showing the a wedding can cost on average anywhere from $19,984 to $32,641. Luckily, there are ways you can save on your wedding. Here are some of our unconventional ideas for saving on your wedding. In this episode we discuss: 1:40 – Average cost of a wedding 11:45 – Trimming your guest list 21:45 – The origin of traditional payments...2016-09-1200 min

Financial Conversation PodcastFCP 036: How to Prepare to Quit Your JobFeel like it's time to move on from your job? This can be a nervewracking transition for anyone, but it's inevitable, and it's best to prepare so you don't burn bridges. Here's how to quit your job in the nicest way possible. In this episode we discuss: 1:15 – What it takes to be prepared 6:40 – What to do if you're not prepared 9:30 – Chonce's Side Hustle: Origins 18:00 – Fear of the unknown 21:45 – Importance of networking 32:15 – How having many skills helps Enjoy!2016-09-0500 min

Financial Conversation PodcastFCP 035: How to Overcome PovertyBeing below the poverty line is a startling reality for 45 million Americans - it's a challenge many are familiar with. Our guest, Femme Frugality, discusses the psychology, solutions, and problems with poverty and government assistance. In this episode we discuss: 2:00 – Femme's backstory, living at the poverty level, and her experience with overcoming poor 5:10 – Remembering where we came from and how we got to where we are today 14:10 – Welfare requirements 26:10 – Government subsidization of minimum wage workers with tax credits 37:20 – How education can help you with overcoming poor 53:20 – Femme's plans for the future Enjoy!2016-08-2900 min

Financial Conversation PodcastFCP 034: Are Pets Worth the Cost? What to Think About Before Adopting Chonce recently announced on Facebook that she and her family adopted a new cat, Emma, and we thought the cost of pets would make for a great topic of discussion on the podcast. Furry friends can be expensive, and since all three of us have pets or have had pets in the past, we've learned many ways to save money on pets. In this episode we discuss: 1:00 – Chonce's Cat Adoption Story 2:10 – Pet Expenses 6:50 – Cats vs. Dogs 10:45 – Pet Costs for Apartment Living 20:35 – Saving on Pet Food 27:00 – Litter and Waste Management 30:20 – Pet Toys and Spoiling Your Pet Related...2016-08-2200 min

Financial Conversation PodcastFCP 033: The Grass Isn't Always Greener When You're Self-Employed Today we are talking about the pros and cons of working for a traditional employer vs. running your own business. We've found that sometimes the grass isn’t always greener when you're self-employed. Quitting your job to run your own business may sound like a dream, but there are some downsides and factors to consider before you make the leap to self employment. In this episode we discuss: 1:50 – Benefits Packages 6:20 – Paid Time Off 12:20 – Setting Boundaries 17:00 – Flexible Work Hours 24:45 – Chonce's Work Experiences 34:15 – Insurance, Taxes, and Other Expenses 41:45 – Benefits of Running Your Own Business Enjoy!2016-08-1500 min

Financial Conversation PodcastFCP 032: How to Score the Best Back to School Deals With Lauren Greutman In this episode, we are lamenting the fact that summer is almost over and it's time for back to school shopping already. Yes, it’s almost that time of year once again and it can be a real nightmare for parents who have to budget and pay for clothes and school supplies for their kids. If you are dreading back to school shopping, check out the money saving tips we share in this episode with our special guest, Lauren Greutman. Lauren is a budget savvy mom of 4 kids, so we knew she’d be th...2016-08-0800 min

Financial Conversation PodcastFCP 031: How We Define Financial Freedom In this episode, we’re talking about what financial freedom means to us and why it’s such an important concept to think about no matter where you're at in your financial journey. In this episode we discuss: 1:10 – What financial freedom means to us 8:15 – The concept of mini retirements 15:15 – People who've achieved financial freedom and how they got there 20:15 – Obstacles that may prevent financial freedom Related links to check out: Frugal Woods Go Curry Cracker Mr. Money Mustache Afford Anything Afford Anything Real Estate Course Course FCP004 How to Practice Delayed Gratification FCP029 Minimalism and Money 2016-08-0100 min

Financial Conversation PodcastFCP 030: Our Worst Financial MistakesWe are going to be admitting and discussing our worst financial mistakes. Just because we blog about money doesn’t mean we are experts. All of us have made some money mistakes along the way, and now we are going to share our stories with you in hopes you can learn from them. In this episode we discuss: 1:10 – Kayla's Financial Mistakes 2:10 – Chonce's Financial Mistakes 6:50 – Erin's Financial Mistakes 10:15 – Why bank accounts are a pain in the neck when you move 12:30 – How to create a money safety net 14:50 – How to avoid paying fees 17:35 – Kayla's light bulb moment 18:35 – Chonce's fender bender 22:20 –...2016-07-2500 min

Financial Conversation PodcastFCP 029: Minimalism and Money - How They Go TogetherThis week’s episode is a combination of two of our favorite topics: minimalism and money! Minimalism has become a hot topic in recent years and we discuss things like what originally got us excited about minimalism. Minimalism and money have more to do with each other than you might think. We'll give you some examples of how minimalism and money can go hand in hand. In this episode we discuss: 1:15 – Do you start life as a minimalist or is it a learned trait during adulthood? 10:00 – Erin's "Extreme" minimalism 15:30 – Has minimalism saved you money...2016-07-1800 min

Financial Conversation PodcastFCP028 - New Ways to Enjoy Your City (Even in a Small Town)Are staycations really a good way to save money? Can you even have fun on a staycation? What about how you can enjoy your city when you live in a small town? We used to think we were so over the idea of taking a staycation to save money vs. going on a real vacation. But brainstorming for this week’s episode really got most of us back on the staycation wagon. As you might have guessed, in this episode we are going to be sharing some of our favorite ideas for how you can enj...2016-07-1100 min

Financial Conversation PodcastFCP 027: What's Financial Wellness, and Why Should You Care?This is a very special episode as we discussed a topic everyone can probably relate to: working toward achieving financial wellness. We were also joined by a special guest, Jason Vitug, from the personal finance website Phroogal, to help spread awareness about this topic and share his story. Jason is a world traveler, author, blogger, speaker, and most recently, he’s decided to travel around the country this summer visiting major cities in each state to host events for a local grassroots experiment he calls, The Road to Financial Wellness. We were pleasantly surp...2016-07-0500 min

Financial Conversation PodcastFCP 026: Serial EntrepreneurshipThis episode was a real treat as we were joined by a fellow entrepreneur, Matt Giovanisci. Matt is what you might call a "serial entrepreneur" who has started several successful, and not so successful, businesses over the past few years. He also loves to rap about everything from pool care, to making money, and more. We were very excited to talk with Matt about his experiences with entrepreneurship and running successful businesses. [powerpress] In this episode we discuss: 1:15 – Matt's backstory 2:10 – Matt's unyielding entrepreneurial itch 5:00 – How to validate business plans and decide on...2016-06-2700 min

Financial Conversation PodcastFCP 025: Things We Wish We Knew About Money When We Graduated CollegeWith college graduation having just taken place a few weeks ago, we thought we should talk about some of the money mistakes we made, and people we know have made after graduating from college. When you have just graduated college, you might think that the world is at your fingertips, and if you've just landed a full-time career job, you may feel on top of the world since you will likely be earning more money than you've ever earned before in your life. However, this doesn't mean you can spend your money foolishly. Here are...2016-06-2000 min

Financial Conversation PodcastFCP 024: Things You've Always Wanted to Know About Money (but Didn't Want to Ask) #2In this episode, we decided to tackle some more of the most popular personal finance questions from Quora. Plus, we got to tackle our first reader question! These are a few more things you might have always wanted to know about money but were a little afraid to ask. In future episodes of Things You Always Wanted to Know About Money, we'd love to tackle some questions from our readers and listeners, so be sure to send us questions if you want us to answer them. In this episode we discuss: 1:35 – How can...2016-06-1300 min

Financial Conversation PodcastFCP023: Your Time is Money - Are You Managing It Well?In this episode we are talking about strategies to save time and money. Because let’s face it, time is money and we could all use some more of both! So lets start putting more dollars in the bank with less time on the clock. In this episode we discuss: 1:15 – Is the phrase "Your Time is Your Money" really true? 8:50 – How to be more efficient with your time 18:15 – How to stay ahead of deadlines 23:30 – Benefits of tracking your time 35:30 – Staying sane with a busy schedule Related links to check out: How to Budget Your Time Like You Bud...2016-06-0600 min

Financial Conversation PodcastFCP 022: How to Save Money on Your Food BudgetIn this episode, we are talking about groceries and dining out, and pros and cons of both. We are also discussing money saving tips for both options. So stock your shelves, and stow your wallets, because we are feeding you the facts. In this episode we discuss: 1:45 – What does your grocery budget look like? 3:10 – Do you track what you spend dining out? 10:35 – Balancing dining out and grocery spending 18:15 – Eating healthy and how it affects your budget 24:50 – Tips to save while dining out 44:50 – Are coupons worth it? 49:10 – Thoughts on budget changes and life changes Related links to check out:...2016-05-3100 min

Financial Conversation PodcastFCP 021: Things You Always Wanted to Know About Money (But Didn't Want to Ask)In this episode, we did things a little differently. We decided to tackle some of the most popular personal finance questions from Quora. These are things you might have always wanted to know about money but were a little afraid to ask. #nojudgement In future episodes of Things You Always Wanted to Know About Money, we'd love to tackle questions from our readers, so be sure to send us questions if you want us to answer them. In this episode we discuss: 2:00 – What is the best way to start investing in your ea...2016-05-2300 min

Financial Conversation PodcastFCP 020: How to Deal With HatersOn this week's episode of the Financial Conversation Podcast, the girls chat about how they've dealt with haters when it comes to their financial choices, and the strategies you can use to deal with those who aren't supportive. Hopefully it’s no secret, but everyone has haters, and there’s a proper way to deal with them. When you’re on your financial journey whether it’s paying off debt, living frugally, or starting a side business to increase your income, haters and their negativity can really throw you off. Let's find out if you hustle a...2016-05-1600 min

Financial Conversation PodcastFCP 019: How to Pay Off Your Debt In this week's episode, we tackled a topic that we are all very passionate about because in a round about way, it brought us all together in the world of personal finance: debt! We also have a special guest joining us to talk about how she paid off her debt last year: Kara, from the blog From Frugal to Free! Find out different strategies you can use to pay off your debt and live a debt free life by listening to the episode below. In this episode we discuss: 2:45 – Kara's stor...2016-05-0900 min

Financial Conversation PodcastFCP 018: Overcoming Shopping AddictionsIn this week's episode of Financial Conversation, the girls chat about their past (and current) shopping addictions, and how they've overcome them. We discussed tips and strategies to avoid or cure yourself of your shopping addictions. We also talked about the difference between a shopping addiction and a shopping habit. In this episode we discuss: 1:15 – Shopping addictions versus shopping habits 6:10 – Have you had a shopping habit? 14:00 – Specific tips to cure shopping habits 27:45 – Chonce's Club Story (Wherein we learn that females going to clubs must wear heels) 37:00 – Replacing one addiction with another one Enjoy!2016-05-0200 min

Financial Conversation PodcastFCP017: Millennials & Money - What's the Deal?The topic in this episode of the Financial Conversation Podcast is one that you might consider a little controversial. We discussed millennials and money, including many of the stereotypes and negative connotations associated with the term "millennials," and whether or not we even identify as one. In this episode we discuss: 1:15 – What are millennials? The official definition of millennials.8:50 – Do you think you fall into any of the common stereotypes for millennials?21:30 – Resources to learn new skills without spending a fortune23:35 – Are millennials the "app generation"?30:30 – How can millennials avoid livi...2016-04-2500 min

Financial Conversation PodcastFCP 016: How to Deal With Business BurnoutIn this episode we discussed something that all of us have had to deal with at one time or another in our online businesses - burnout. Business burnout is a serious problem when you are a business owner, especially if you are a solopreneur, or if you are working your business as a side hustle alongside a full-time career and other life responsibilities. Here are some tips on how to recognize business burnout and how you can deal with it when you inevitably experience it in your business. In this episode we discuss:2016-04-1800 min

Financial Conversation PodcastFCP 0015: How to Avoid Spring Spending TemptationsThe only bad thing about Spring making a re-appearance is that we are more tempted to spend money on certain aspects of our budgets as the weather warms up. This seems like an issue that a lot of people have, so we thought we’d share some of our struggles and tips with you so you can hopefully keep your spring spending temptations to a minimum. In this episode we discuss: 1:50 – What are our spring temptations 6:15 – Kristi talks about gardening 11:10 – Frugal Easter 13:00 – Memorial Day cookouts 16:00 – Spending areas to avoid 18:30 – Thermostat hacks 20:50 – Saving money in the spring En 2016-04-1100 min

Financial Conversation PodcastFCP014: How to Save Money on TravelIn this episode we will be talking about one of our favorite topics - travel! You may be wondering why we are talking about travel on our podcast about money since travel tends to be a pretty expensive interest for some people. Luckily, we’ve got some tips we’ve picked up about how to save money on travel. In this episode we discuss: 2:00 – Travel stories 7:10 – Favorite travel destinations 9:45 – Why do people think travel is so expensive 14:15 – Traveling while in debt 15:00 – You can't put your life on hold 20:45 – Unless you can enjoy all the experiences on a t...2016-04-0400 min

Financial Conversation PodcastFCP 013: Crazy Side Hustle StoriesIn this episode, we're really excited to share some funny and yet truthful tales with you about the craziest things we’ve done to earn extra money on the side. Here on the Financial Conversation Podcast we love making extra money and we’ve come up with some pretty creative ways to do so. We're also thrilled to be joined by Kate Dore from cashvilleskyline.com, who has some awesome side hustle stories herself. In this episode we discuss: 4:10 – Kate's side hustle6:50 – Chonce's side hustle8:45 – Kristi's side hustle10:00 – Kayla's side hustle...2016-03-2800 min

Financial Conversation PodcastFCP012 - Paper vs PlasticIn this week's episode of the podcast, we discuss the pros and cons of credit cards versus cash, AKA Paper vs Plastic. There are a lot of factors to consider when choosing how you will pay for goods and services. Choosing how to spend your money is your choice. We offer our insight covering issues such as ease of use/abuse of your credit card, having cash "burn a hole in your pocket", and also benefits of both types of purchase options. In this episode we discuss: 1:15 – Which is easier to carry? Cash or...2016-03-2100 min

Financial Conversation PodcastFCP011: Does Money Buy Happiness?In this episode, we are pondering a question that can have an impact on your psyche and your personal finances: can money buy happiness? We are examining this idea from multiple angles and the various aspects that go hand and hand with the idea of happiness gained from spending money. Choosing what is important to you and how to spend your money is your choice, so we are examining what is important to each of us and dispersing tips about how to save money while still pursuing what makes us happy. In this epi...2016-03-1400 min

Financial Conversation PodcastFCP 010: Real Estate - Should You Rent or Buy?Today, we are excited to be sharing our 10th episode with you. And if that’s not enough to get you pumped up, we are also excited to be talking about a topic that can have a major impact on your personal finances: real estate. We are talking about whether you should choose to buy or rent a property and the effects of both when it comes to personal finances. Choosing where to live is a real-life personal finance decision that we all face, and it might be one that many of you are facing duri...2016-03-0700 min

Financial Conversation PodcastFCP 009: Raising a Child Costs HOW Much?On this episode of Financial Conversation, we discuss how much a child costs to raise. $245,000 is a ridiculous amount to spend, and we're here to give advice on how to spend way less if you're worried about the financial implications of raising kids. We touch on: How expensive we think kids really are to raise Whether or not the cost associated with having kids has deterred us or scared us from starting a family If you can ever truly be financially prepared to start a family The best tips we can give on how to save...2016-02-2900 min

Financial Conversation PodcastFCP 008: Why You Don't Have to be Uber Frugal to SucceedToday, we're hashing out the age-old argument of spending less, or earning more. (Or is there a balance?) There's no question that frugality and cutting unnecessary expenses can help you make that first step toward financial freedom. While all of us are frugal in our own way, we don't think that you have to be super frugal (or cheap) to get ahead in life. We cover: What we've personally cut out of our lives to make room in the budget, and if we've noticed a difference in our lifestyles How you can get ahead...2016-02-2200 min

Financial Conversation PodcastFCP 007: Freelancing - The Good, The Bad, and The UglyOn this episode of Financial Conversation, Kayla, Kristi, Chonce, and Erin are joined by their amazing mentor, Catherine Alford, to talk about their lives as freelancers. Cat is a fabulous mother to adorable twins, and with her husband in medical school, she runs a tight ship. She earned six figures in 2015 and was the perfect guest to have on to give a raw, unfiltered look into what it takes to be a successful, full-time freelancer. While none of us regret our decisions to become freelancers (to be fair, there are a lot of tears and se...2016-02-1500 min

Financial Conversation PodcastFCP 006: Budgeting for Relationships, Date Nights, and Valentine's DayWith Valentine's Day right around the corner, the girls wanted to discuss how to budget for date nights to keep the romance alive. Plus, they each share their opinion on Valentine's Day. None of them felt quite the same way! We discuss: How often we go on date nights with our significant others How we handle celebrations like anniversaries and Valentine’s Day What our different "love languages" are and why it matters If we set a cash limit on gifts, or if we give gifts at all How we make sure our relationships are based on more...2016-02-0800 min

Financial Conversation PodcastFCP 005: The Truth About Student LoansKayla, Erin, Chonce, and Kristi discuss the truth about student loan debt on this episode of Financial Conversation. They're revealing their debt totals and giving advice on how to manage the burden so many young adults face. We cover: How much student loan debt we all graduated with The strategies we used to keep our student loan debt as low as possible What we would have done differently (hindsight is 20/20!) The common mistakes we see students make when it comes to taking on too much student loan debt Whether or not student loans can truly be...2016-02-0100 min

Financial Conversation PodcastFCP 004: How to Practice Delayed GratificationIn this episode of Financial Conversation, Kayla, Chonce, Kristi, and Erin are talking about how they practice delayed gratification despite being surrounded by a society that believes in instant gratification. We're covering: When you should start practicing delayed gratification? How credit cards have perpetuated instant gratification (and what you can do about it) Strategies you can use to practice delayed gratification When it's okay to partake in instant gratification When we've indulged in instant gratification ourselves In what ways to millennials struggle with changing their mindset to delay their gratification and waiting for wants and needs En...2016-01-2600 min

Financial Conversation PodcastFCP 003: How to Manage Money in a RelationshipKayla, Chonce, Erin, and Kristi are back in the third episode of the Financial Conversation podcast to talk about managing money in a relationship. If you're single, don't leave just let - Kayla offers her take on the matter as a single gal, and we all share stories of how we managed our finances while dating and in the early stages of our relationship as well. There's something for everyone here! In this episode, we cover: - How we talk about money with our significant others, how we got there, and WHAT we...2016-01-2000 min

Financial Conversation PodcastFCP 002: Your Job...Or Your Health?On this episode of the Financial Conversation podcast, Kayla, Erin, Choncé, and Kristi are talking about how to balance your financial goals when life gives you lemons.Each of us has had to deal with stressful jobs and working just for a paycheck, and we share our stories in hopes of inspiring others to take action if they're unhappy in their current situation.We cover how we deal with stress - both professionally, and financially - and argue that there is balance to be achieved. The hard part is getting there!2016-01-1300 min

Financial Conversation PodcastFCP 001: Our Financial Goals and Plan of Attack for the New YearWelcome to the first episode of the Financial Conversation podcast! Kayla, Erin, Kristi, and Choncé are excited to share their financial (and personal) goals for 2016 with you all. We're also sharing how we plan to achieve them. Join us!2016-01-0700 min

The His and Her Money ShowHow Single Mom Chonce Maddox Is Working Hard To Become Debt FreeMany single parents have a belief, that they don't have the ability to work their way out of debt. Today's guest on The His & Her Money Show demonstrates that quite the contrary is true. In this episode, we speak with Chonce Maddox of MyDebtEpiphany.com, as she details her journey towards becoming debt-free. She has had to overcome a lack of financial wisdom being passed on to her, as well as all of the responsibilities that come with being a single parent, to get to where she is today. She has turned her circumstances into he...2015-10-0128 min