Shows
ChooseFIBreaking the Mold: How Lexi Redefined Her Financial Goals with ChooseFI | Episode 540Episode 13: Episode 279: Episode Summary: Lexi, a first-grade teacher from Las Vegas, shares her journey into personal finance, revealing how finding ChooseFI empowered her financial goals. Initially focused on homeownership, her perspective shifted during the COVID housing market boom, leading her to invest in her skills and explore high-yield savings accounts. The support of the local ChooseFI community helped optimize her retirement accounts and reshape her views on wealth and financial independence. Timestamps: 00:02:01 - Lexi's beginnings in personal finance and saving 00:04:51 - Discovering high-yield savings accounts 00:10:50 - The value of community support through Choo...2025-03-3143 minChooseFIWouldn't It Be Cool If ?? | Open the Aperture With Jonathan And Brad | Ep 532 Introducing The 'Wouldn't It Be Cool If' Series Episode Summary: 2025 marks the start of an exciting new era for ChooseFI! In this episode, hosts Jonathan and Brad dive into the journey to financial independence—what it means, how to define your FI number, and why taking control of your finances is crucial. Plus, we’re evolving! This year, we’re harnessing the power of community to crowdsource the best personal finance strategies—with your help. Tune in and be part of the movement shaping the future of ChooseFI! Create an Account on the Choosefi Communit...2025-02-0345 minChooseFI513 | Make Your Own Dividend | Mailbag with RachaelIn this episode: getting started early with FI, the 4% rule, retirement accounts, real estate, and safe withdrawal rates. This episode is packed with actionable information that can help with maximizing your financial future, from house hacking to Roth conversions, and strategies for living off your investments. Brad and Rachael dive into real-world listener questions to help you navigate your FI journey with confidence. Rachael Camp offers advisory Services through Creative Financial Designs, Inc., a Registered Investment Adviser, and Securities are offered through cfd Investments, Inc., a Registered Broker/Dealer, Member FINRA & SIPC, 2704 S...2024-09-301h 13ChooseFIMailbag: Getting Started with FI, Debt vs. Investing, Dividends, 4% Includes Taxes?, Roth 401k | Rachael CampIn this episode: debt and investing, the 4% rule, Roth 401k and traditional 401k, and total return investing. This week we are back with a listener Mail Bag featuring returning guest Rachael Camp! Together, we will be answering questions and giving our feedback on nuanced topics asked by the community! Listen along for discussions about the 4 percent rule, how taxes are factored into your FI number, investing in dividends, paying down debt versus investing, and finally a shortlist of actionable steps one could take if they are young and beginning their FI journey. There is much...2024-08-191h 12ChooseFIDeep Dive: Roth IRA Conversion LadderIn this episode: Roth IRA conversion ladder, starting with the end in mind, investing for growth or stability, and retirement planning. While we have covered Roth IRA Conversion Ladders on ChooseFI before, we have never in the past taken such a deep dive into the subject like we do in this week's episode! Once again, we are joined by friend of the show Cody Garrett from Measure Twice Money, as we cover a high-level-FI approach to the Roth IRA conversion ladder and ways one could approach propelling themselves into a FI fueled retirement! Cody Garrett:2024-08-051h 13ChooseFIMaking FI Fun Again | RoundupIn this episode: travel rewards, frugality, companion passes, international travel, intentional spending, and listener questions. This week Brad is re-joined by Ginger as together they go back to basics during our returning round-up segment! This time around, the pair will be talking about recent travels and hacks they’ve used, travel rewards tips, answering some community questions, and shouting out some of your FI wins of the week! This episode is a great way to crowd-source new tips for people just beginning their FI journey, from learning how to navigate companion passes when traveling, to learning how to...2024-07-291h 01ChooseFIIt ALL worked. ALL of it. | ConnieIn this episode: travel rewards, IRA conversions, working with FAFSA, health insurance, and the FI journey. This week we are joined by community member and listener Connie to discuss the beginning of her FI journey, and the transformative steps she’s taken to further maximize her journey for her and her family. With so many resources available to learn and assist you while on the path to FI, the influx of information may seem overwhelming. Knowing how to organize the information will allow you to utilize the hacks and tricks that take some of the pressure off, an...2024-07-221h 06ChooseFIEpisode 500: Choose Financial Independence TodayIn this episode: FI numbers, financial independence, approaching problems differently, and adjusting spending to accommodate FI. This week join our host Brad in celebrating 500 episodes of Choose FI, as he talks about the start of his FI journey, and highlights topics and episodes from the last few years. The path to FI isn’t just about simplifying your life, but empowering yourself and taking action to design and create the life you want to be living. And while the list is endless for how FI can improve your life, the community you find while on th...2024-07-1548 minChooseFIThe RRTTLLU Investing Framework | Jesse CramerIn this episode: RRTTLU, actual risk, actual return, balancing portfolios, understanding your timeline, taxes, and legal situations. This week we are joined by Jesse Cramer of the “Best Interest" blog and podcast to discuss “RRTTLLU”, an acronym that provides a framework and guide of some of the factors one should consider when they start investing. While investing on your own can seem complex with many factors to consider such as your risk tolerance, the potential tax liabilities, and returns; being realistic about what you want to get out of your investment and what timeline you are on will o...2024-05-2050 minChooseFI484 | A Family Journey From Debt to Early Retirement in a Decade | Joel and Emily AllenIn this episode: wants vs needs, side hustles, tax planning, college hacking, travel rewards, mindset, and living your values. This week we are joined by Joel and Emily Allen, a married couple with children based out of Iowa who truly embody what the FI movement is all about! Not only have they seized control of their life and finances, but have also managed to start a successful side hustle, provide incredible resources to the community around them, travel the world, and so much more! While the FI movement is about financially freeing yourself and your...2024-03-251h 07ChooseFI475 | How to Access Your Retirement Accounts Before 59.5 | Sean MullaneyIn this episode: taxable accounts, the 72(T), inherited retirement accounts, 457B's, roth conversion ladders, and the rule of 55. This week we are joined by the “FI Tax Guy” Sean Mullaney to walk through examples and discuss some strategies you could use when accessing your retirement funds early. No matter where you are on your FI journey, there can come a time where retiring early becomes a feasible option, but there can be many stipulations and tax implications that come with withdrawing your funds before the age of retirement. Tune in as we discuss several different options you can...2024-02-0558 minChooseFI468 | Year End Wins 2023In this episode: checking boxes, supplementing income, life by design, taking action, the value of time, and year end wins! This week we are re-joined by Johnathan for our 7th annual year-end-wins episode! Together we tune into voicemails sent by you the listener and celebrate your victories from 2023! From confidently investing in your future, to finding new friends and support systems within the FI community, we are proud to be a part of your journey towards reclaiming your freedom and your time! There are many small and large goals you all met that deserve to be celebrated...2023-12-1848 min
Send & Grow by SparkLoopMastering the Newsletter Trifecta of Community, Growth, and Revenue — with Brad Barrett of ChooseFIWelcome to another episode of the Send & Grow podcast. Today, SparkLoop's Dylan Redekop sits down with Brad Barrett, co-founder of ChooseFI, to explore the pivotal role of newsletters in the journey of content creation and community building.Brad shares his rich journey from modest beginnings with a personal finance blog to the monumental success of ChooseFI, a podcast that has achieved over 65 million downloads. Along his journey, Brad's experienced the transformative power of newsletters, which have been instrumental in nurturing a dedicated community, facilitating growth and generating significant revenue.In this episode, Dylan & Brad delve...2023-12-0543 minChooseFI464 | Budgeting Masterclass | Tiffany "The Budgetnista" AlicheIn this episode: the make whole mindset, budgeting, grace and space, automation, and splitting it before you get it. This week we are re-joined by Tiffany Aliche better known as "The Budgetnista” to discuss her new book "Made Whole: The Practical Guide to Reaching Your Financial Goals" which details her 10 step system towards financial wholeness, the ease of automating payments, the importance of accountability partners, as well as designing separate accounts to reflect your needs. It can be intimidating to begin addressing your finances and planning your financial future, but your past mistakes or lack of knowledge sh...2023-11-2055 minChooseFI461 | Taking Space for Yourself and Community | October RoundupIn this episode: community, building fun into your life, college planning, fear, following threads, and travel rewards. This week we are rejoined by Ginger for another installment of the Round-Up, where we catch up and discuss our favorite takeaways from this past month’s episodes. From learning how to best prepare your child for the college application process, to the importance of introspection to pinpoint and work with your fears, and finally to re-framing your fearing relationship with money. It’s been a great month with content full of information that all listeners can relate to, no matt...2023-10-3058 minChooseFI452 | This is Not a Dress Rehearsal | August Roundup with KatieIn this episode: spending for value, mastering your finances, what nourishes you, limiting beliefs, and getting the best out of yourself. The end of August is rapidly approaching which means it is time for another round-up episode. To close out the month this time we are joined by Katie Gatti from "Money with Katie" to discuss all the lessons we picked up from the last month of ChooseFI! Whether it's planning a mini-retirement, designing what your want your life to look like, or forming your identity statements, our wonderful August guests have provided some amazing blueprints for...2023-08-2856 minChooseFI449 | Rubber Ducks and Systems for Land InvestingIn this episode: determining your FI goals, real estate investing, land investing, liquidity, and proof of concept. Whether you are new to FI or have achieved it, you have probably noticed a big change not only in how you live your life, but how you perceive yourself. You may be more intentional and strive to make changes in all areas of your life, not just financial ones. This week we are joined by our friend JT Olmstead to discuss the ins and outs of land investing, as well as talk about the importance of having the right m...2023-08-071h 12ChooseFI448 | July Roundup: Working Backwards Into FIAs this month comes to a close, we think it’s only fitting to reflect on what July’s incredible guests have had to say, and what new knowledge and perspectives they’ve brought to the table. This week we are back with Ginger and introducing a more structured Round-Up, where we will be revisiting topics from this past month's episodes and discussing our favorite moments and takeaways. While the subjects of this month's episodes have varied from spending for happiness to understanding Roth conversions, there is still more to learn and unpack before moving onto August! Timesta...2023-07-3156 minChooseFI443 | The Invisible Nature of Spending | Ginger RoundupIn this episode: travel rewards, credit cards, the true cost of buying a car, health, retirement, and community wins. This week we are re-joined by Ginger for another Round-Up episode where we will briefly discuss travel rewards, updates on Ginger’s credit card journey, the value of implementing new habits, and also dip into the listener mailbag! Over the course of this podcast we often discuss the importance of taking action and making changes in your life to not only achieve FI but also improve your life overall. While we know changes don’t happen overnight, (just as n...2023-06-2654 minChooseFI439 | Adjusting to Life After FI (Before You Get There) | Chris TerrellIn this episode: success after FI, finding purpose, owning your time, investing in health, and spiritual pursuits. While reaching your FI number and subsequently retiring is an amazing achievement in itself, what are you supposed to do with yourself after getting there? Well, figuring that out is also a big step you are going to have to take on your FI journey. This week, we are once again joined by Chris Terrell to discuss the ways you can fill your time after achieving FI, and how to identify what gives you purpose in your post-work...2023-05-2958 minChooseFI436 | From Vision Board to Action: A FI Success Story | RakeshIn this episode: getting comfortable investing, the vision boards, salary negotiations, and the skill of spending Whether it's wanting to pay off your debts or get yourself set up for your future, there are many motivations for wanting to begin the path towards FI. This week we are joined by listener and fan of the podcast Rakesh to discuss how his journey to FI has been over the last 3 years, and the lessons he’s learned along the way. We often stress on the podcast the importance of bold moves and taking action as an important step to...2023-05-0858 minChooseFI434 | The Transtheoretical Model of Change | Roundup with GingerThere can be points on the journey to FI where you feel that you may not be able to accomplish your goals, or even take advantage of some of the hacks we talk about on the show. But sometimes all it requires is for you not to limit yourself and just think outside the box. This week we are re-joined by friend of the podcast Ginger to discuss how the transtheoretical model of change can apply to those on the path to FI, as well as read your emails and answer some of your questions on this installment of R...2023-04-241h 04
Everyday InsightsMaster Your Finances like Brad Barrett of ChooseFI - Ep4Join me and Brad Barrett, host of the ChooseFI Podcast, https://www.choosefi.com/ as he shares his captivating story of leaving accounting behind to champion the financial independence movement! 🎯 Uncover the secrets to building a booming podcast empire 🎧, and discover how he coaches kids to mastery in swimming, volleyball, and other sports! 🏊♀️ Plus, find out how Brad cherishes family time by playing board games and creating lasting memories. 🎲
Key Takeaways
💰Brad Barrett's journey from accounting to the FIRE movement and how he helps people achieve financial independence.
🎙️Tips and insights on building a successful podcast business and forming strong partnerships.
🏆The...2023-03-301h 45ChooseFI428 | Fees, Frugality, and 401K FearsIn this episode: personal investments, 401k contributions, FI is for everyone, travel rewards, task management, and taxes. On what is considered a very personal journey, how do you handle changes that feel like setbacks? Whether its spending more when you feel you should be saving, or re-evaluating goals based on what needs immediate attention, do you feel equipped to handle it with confidence? This week we are having a weekly roundup, and are re-joined by Ginger to not only answer listener’s questions, but discuss travel rewards, retirement accounts, and breaking away from the ultra frugal caricature of...2023-03-131h 13ChooseFI422 | Lessons From a Young EntrepreneurIn this episode: taking the unconventional path, the price of time, early entrepreneurship, talent stacking, and the pursuit of learning. At least once in most of our FI journeys, we have pondered what our life would look like if we started earlier. Maybe you have even wondered what value could've been gained if you had started in your teenage years. Well, for some context into the possibilities decision that could provide, we decided to have 17 year old listener Devin on the podcast to discuss what life can look like when you go against the cultural norm of...2023-01-301h 11ChooseFI415 | Four Thousand Weeks | ChooseFI Book ClubIn this episode: slowing down, stoicism, finding something to neglect on purpose, focusing on the present, flow states, and actionable steps. Throughout the history of this podcast we have had many guests discuss books that have offered great advice and education to them on the Journey to FI, and with the large selection to choose from we can't think of a better time to start working down the list! On today’s episode we are joined by Josue and Ginger in our new series The Choose FI Book Club. This week, we’ll be sharing our thoughts and t...2022-12-161h 07
Talking Billions with Bogumil BaranowskiBrad Barrett | Financial Independence | The Host of ChooseFI, The Award-Winning Podcast | Importance of Saving & Investing | Control over Your TimeBrad Barrett | Financial Independence | The Host of ChooseFI, The Award-Winning Podcast | Importance of Saving | Control over Your Time
My guest today is Brad Barrett, an instant friend with a shared curiosity about financial freedom. He shares clear and simple advice on how to regain control over your time and circumstance through financial independence, the real superpower.
Brad Barrett – is a CPA by training passionate about saving, and financial freedom. He is a co-host of a hugely successful award-winning podcast with 60 million downloads – ChooseFI – Your Blueprint to Financial Independence, co-author of a book, ChooseFI. He shared his idea...2022-11-2854 minChooseFI407 | Kristi | Households of FI UpdateIn this episode: growth during the job hunt, exploring entrepreneurship, tips for career growth, and second generation FI. It's only natural that on the journey to FI you will want to pivot. Whether it is your financial outlook or even your career outlook, it's only natural to have reservations about making a change that could benefit you in the long run. On this week’s episode of The Households of FI, we are joined by Kristi to fill us in on how her FI journey is going, as well as discuss the topic of “leveling-up”. Changing jobs or moving...2022-11-1153 minChooseFI406 | 18 Months of Massive Action | JosueIn this episode: taking action, asking questions, navigating information, getting to where you want to go, the reason we learn, and growth mindsets! Beginning your FI journey often means facing a lot of unfamiliar knowledge being thrown at you. With all the resources and alternative information provided, we know firsthand that it can be overwhelming. However, you should not feel intimidated to start your FI Journey! This week we are joined by an avid ChooseFI listener Josue to discuss the power that comes with learning new information, as well as the importance of taking action from information...2022-11-071h 17ChooseFI400 | Zach & Marilyn | Households of FI UpdateIn this episode: house hacking, benefits and compensation packages, earning extra income and side hustles, and not setting perfection as your goal. We know achieving FI doesn't happen overnight, and rarely does it happen perfectly according to plan. Life happens, changes happen, and uncertainty usually finds a way to throw you off your planned path. This shouldn’t be something to fear! Today in the Households of FI series we are joined again by Zach to fill us in on how his FI journey has progressed over the last couple years, as well as to discuss the im...2022-10-1458 minChooseFI396 | The Valuist | Bo LoyIn this episode: evolution, knowing the rules, making purposeful decisions, automation, and the return of the hot seat! In the advent of making money, oftentimes we can find ourselves torn between a state of over-saving through budgeting and cutting expenses, and over spending just because we have the means to. But is that what we really are looking for in our respective FI journeys? With thoughtful planning and proper action maybe we can happy medium between the two that doesn’t feel over invasive. Today we are joined by Bo Loy to discuss the concepts of finding ad...2022-09-261h 20ChooseFI395 | The Debtist Finds Balance in FIIn this episode: student loans, the impact of knowing, navigating the pandemic, the power of planning, and the freedom of FI! Tens of millions of people deal with student loan debt, and even with the recent news of loan forgiveness, there are still many who are left unequipped with the knowledge of the best ways to repay these debts without sacrificing from their lifestyle. Today we are rejoined by Samm, aka “The Debtist,” to get an update on how she has been navigating paying off her student loans, as well as how her financial mindset has changed over...2022-09-1948 minChooseFI393 |Travel Rewards Refresher 2022 | Lyn MettlerIn this episode: Travel Rewards, Credit Cards, and The Value of Rewards Points. We all know that it can be expensive to travel, and sometimes the joy and excitement of taking that long-awaited family vacation can be overshadowed by the cost of taking the trip. But what if there was a more efficient way to travel that doesn’t feel like you are breaking the bank? Well, with effective planning and the right tools this is entirely possible! This week we are once again joined by Lyn Mettler who will discuss to maximizing your spending in a wa...2022-09-0559 minChooseFI392 | Beginning of a New EraIn this episode: Unlocking Freedom, The Optimized Path, Skilling Up, The Perpetual Money-Making Machine, and a New Era of ChooseFI. It is truly the end of an era at ChooseFI. After six years, over 400 episodes, and all the laughs shared along the way, Jonathan is taking a step away from show to explore a new chapter in his life. On his way out, he and Brad hopped on the microphones as co-hosts one last time to discuss the lessons they have learned making this podcast, some key points of consideration for your FI journey, and the absolutely...2022-08-2951 minChooseFI391 | The Student Loan Reset (Urgent Listen!) | The Student Loan PlannerIn this episode: student loan forgiveness, public service loan for forgiveness, and getting closer to loan forgiveness. How would you respond to finding out your looming student loan debts could be forgiven? Well for some of you that could be possible, but you need to act quickly! Travis Hornsby from The Student Loan Planner joins the show this week to discuss public service loans for forgiveness, and how a massive opportunity to tackle your student debt could be available to up to 25% of people with student loans, but only for a limited window of time! The deadline...2022-08-2232 minChooseFI389 | The Language of BusinessIn this episode: interpreting financial statements, utilizing financial statements, balance sheet statements, income statements, cash flow statements, and valuing a business for its purpose. Have you even wanted to learn the language of business? Not in a literal sense, by that we mean understanding the ways businesses communicate what their real value is to the general public and potential investors? Well if you have had this incredibly niche thought, you're definitely a member of the FI community, and you're also in luck! Brian Feroldi is back on the show to discuss financial statements and the information certain...2022-08-0851 minChooseFI387 | How Real Estate Investors Make it Work in High Interest Environments | Coach CarsonIn this episode: real estate investing, the fundamentals of real estate investing, real estate investing variables, interest rates, and private money financing. With today's real estate market is it even possible to get some skin in the game as an investor? While thing's aren't exactly optimal for buyers right now, if you are creative and informed with your decision making, it is absolutely possible to get in the game! Listen along as Coach Carson joins the show to discuss how this is still possible and ways the small and mighty investors continue to succeed in the real...2022-07-251h 02ChooseFI386 | The $100K Glorified Sleepaway Camp | Millionaire EducatorIn this episode: College Hacking, College Credits for less, ACE Courses, CLEP Exams, and The Most Cost Efficient Bachelors Degree A college education may be the most daunting expense members of the FI community have on their horizon. As we all know by now, the cost of modern higher education has skyrocketed and has shown virtually no signs of decreasing or even leveling off! However Gerry Born, also know as the Millionaire Educator, may have found a way to reduce the overall cost of said education while still retaining the aspect of freedom we in FI community...2022-07-1855 minChooseFI385 | Time Is Your Ultimate LuxuryIn this episode: Time as a Luxury, The Power of F-U Money, The Cost of DIY, Planning, and Decision Making. Even though time is our most precious non-renewable resource, the society we live in tends to take that fact for granted. Is working more to earn more really the most efficient use of your time? Possibly, but effective planning and delegation of your resources can help you find a much better balance between the things you have to do to support your lifestyle, and the things you want to do throughout your life! Once time is spent...2022-07-1155 minChooseFI384 | Functionality with NumbersIn this episode: functionality with numbers, the rule of 74, decision making, free roles, and tilting the odds in your favor! Setting yourself up for success is one of the FI community's main ideals, but what is the best way to go about doing that? Well, to put it simply, math. While the mention of math may be enough to put some people off entirely, what if we told you basic math could be enough to prime yourself up for success? Simple addition, subtraction, multiplication, and division when applied right can have a huge impact on your personal...2022-07-0444 minChooseFI381 | Common Sense Spending Guidelines | HousingIn this week's episode, Brad and Jonathan discuss different guidelines that can help ensure your mortgage won't infringe on your FI goals! Becoming an home-owner doesn't have to mean the collapse of your own financial stability! By planning ahead and working within your personal limitations, your journey to a happy, healthy, and simple life can continue unabated! Listen along to see if the common sense guidelines mentioned can be beneficial to your situation! Timestamps 1:02 - Introductions 3:01 - Insufficient Funds 11:55 - Tackling Overdraws 19:21 - What Can You Really Afford? 26:36 - The...2022-06-131h 09ChooseFI379 | The Hidden Job MarketIn this week's episode, Brad and Jonathan welcome back Bradley Rice and Anita from Talent Stacker to discuss the hidden job market and how you can break into it! Many consider the best path to a successful career getting an education, claiming a certification or degree, and working your way up the corporate ladder. But what if there could be an alternative? Utilizing your current skills, developing some new skills, and successfully networking could be your key to unlocking the hidden job market and leveling up your career! Listen along to learn how Bradley and Anita took...2022-05-301h 08ChooseFI378 | Earning Power: The Best Protection Against InflationIn this week's episode, Brad and Jonathan dissect the idea of earning power being used as a weapon to combat inflation, and strategies you can implement to level up your income! One of the best ways to reduce the impact inflation has on your life is to out-earn the inflation rate. While that solution can easily fall under the umbrella phrase of, "easier said than done," there are actions you can take to make that process easier for yourself! Listen along as the guys discuss different strategies to approach raising your income and see if any of...2022-05-2359 minChooseFI377 | Glide Path to Retirement During Financial UncertaintyIn this week's episode, Brad and Jonathan discuss different ways to retain a sense of control along the path to retirement during times of uncertainty. While low points in the economy tend to cause worry, focusing on steps that can be taken to continue forward progress is what helps set the FI community apart! Join the guys as they discuss information that could help you navigate the murky waters ahead and continue along with your FI journey! Timestamps 1:02 - Disney and Travel Rewards 9:52 - Age of Uncertainty 17:41 - Controlling What You Can 20:35 - Returns and Inflation 26:09...2022-05-1654 minChooseFI376 | The Four Backstops to the Four Percent Rule | Sean MullaneyIn this week's episode, Brad and Jonathan welcome Sean Mullaney back onto the podcast to discuss the four backstops of the Four Percent Rule! While many in the FI community consider the Four Percent Rule to be a pillar for retirement planning, these relatively unknown backstops could save or enhance your retirement as you continue along the path less traveled! Listen along to see if any of these backstops could apply to you and your own future planning! As always, the discussion is general and educational in nature and does not constitute tax, investment, legal, or financial...2022-05-0951 minChooseFI375 | What is Savings Rate and How to Calculate It?In this week's episode, Brad and Jonathan continue along their, "Financial Independence A to Z," journey by examining savings rate and the many different ways it can be calculated! One of the pillars that sets the FI community apart is the emphasis on saving money in order to unlock more in your life. So, by having the right tools needed to calculate your savings rate, you can begin to make adjustments and hopefully start the process of taking back your time! Timestamps 0:59 - Introductions 4:30 - Ben's Question 7:41 - How Do You Calculate...2022-05-0248 minChooseFI374 | Tools to Simplify Budgeting and Tracking FinancesIn this week's episode, Brad and Jonathan discuss a variety of tools that can help you stay on-top of your budget. Whether you create your own tracking systems or don't have any expense tracking systems in place yet, there likely is a tool mentioned in this episode that can help you get one step closer to your financial goals! Remember, keeping your expenses organized can help you take drastic steps forward in your FI journey! Timestamps 0:56 - Introductions 3:57 - Identity Statements and Failure 9:55 - The Post Tax Season Check-Up 13:33 - The Large...2022-04-2553 minChooseFI373 | Natural Remedies, Startup Economics & Financial Literacy A to ZIn this weeks episode, Brad and Jonathan discuss some natural remedies your may find useful in your life, the economics behind the modern startup scene, and most importantly the basics pillars of financial literacy! Join the guys as they share their philosophy towards tackling financial literacy and why it is such an important topic to study. By knowing the rules of the game, maybe you can start to widen that gap between income and expenses! Timestamps 0:56 - Introductions 1:52 - Fulfilling Remedy Responsibilities 6:22 - WeWork and Startup Economics 12:47 - Increasing The Gap 17:11 - Picking a...2022-04-1855 minChooseFI370 | Timeline Your Goals | Stacked with Joe Saul-SehyIn this week's episode, Brad and Jonathan sit down with Joe Saul-Sehy, co-author of the book "Stacked" and co-host of the "Stacking Benjamins" podcast. Together, the trio discuss how to properly set goals for yourself and ways you can continue to move that needle along! If you stick to your timeline and ask the right questions, before you know it you could be on the right track! Joe Saul-Sely Website: joesaulsehly.com Book: "Stacked: Your Super-Serious Guide to Modern Money Management" by Joe Saul-Sehly and Emily Guy Birken Podcast: The Stacking Benjamins...2022-03-2854 minChooseFI368 | Declutter, De-noise & De-stress : Clarity and Goal Setting Part 1In this week's episode, Brad and Jonathan kick off part one of a two episode series focussed on decluttering, de-noising, and de-stressing your life! What makes the FI lifestyle so special is it's ability to block out social norms allowing for us to build our own healthy, happy, and free lives! By decluttering your life, you can surround yourself with uplifting material that will help you continue your trek down the path less traveled. Timestamps 1:00 - Spring is Coming! 3:36 - Long-Term Thinking 7: 19 - Decluttering 15:15 - Tackling Social Prisons 23:10 - The Oasis 29:22 - Junk Mail and Saying...2022-03-1442 minChooseFI367 | FI Number AdjustmentsIn this week's episode, Brad and Jonathan unpack the problems that lie within modern retirement calculations and provide examples of how you can work around these flaws. As opposed to focusing on income, maybe it is better to learn how much our lives cost us. Expenses appear and disappear as life goes on, it is important to factor that in to your FI number! Timestamps 1:01 - Introductions 2:00 - Listener Feedback, Permaculture, and Libraries 6:55 - Annual Expenses 14:08 - The Retirement Smile 16:53 - Addressing That FI Number 22:21 - The Pile of Cash 30:45 - Upcoming...2022-03-0743 minChooseFI366 | Day 0 SelfIn this week's episode, Brad and Jonathan discuss the importance behind moment you decide it is time to make a change in your life. While making the decision to alter your life for the better is often easy, actually consistently carrying out that goal can be tough to do. We all hit road blocks, we all stray from our goals, but being able to correct your path is vital to actually changing for the better! Keep track of your progress and set yourself up to success! Timestamps 0:00 - Introductions 1:09 - Favorite Two...2022-02-2843 minChooseFI361 | Blockchain, Smart Contracts, and NFT's | Part 1In this week's episode, Brad and Jonathan take a look at the blockchain and try to find where the actual value is within cryptocurrencies and digital asset investing. Join the guys as they define what certain digital assets are, discuss strategies for navigating the murky waters that is blockchain investing, and the importance behind not getting caught up in speculation! Remember to keep a long term mindset while working towards FI! Resources Mentioned In Today’s Conversation Follow @BrianFeroldi on Twitter! Etherscan The Time Ferris Show | Episode 542 Check Out ChooseFI's Facebook Group! If You Want To Support Ch...2022-01-2455 minChooseFI360 | A Primer for SuccessIn this week's episode, Brad and Jonathan discuss different ways in which you can position yourself to experience as many positive outcomes in your life as possible. Whether it's building credit, saving, investing, education, understanding the true meaning behind the word "compounding," or really any other aspect of your life, by knowing the rules and planning accordingly you can experience success in a manner that feels automatic at times. Carefully consider the ROI that comes with the decisions you make! Resources Mentioned In Today’s Conversation Huberman Lab Podcast Check Out ChooseFI's Tr...2022-01-171h 05ChooseFI359 | SWOT Analysis for Financial IndependenceNow that you've done your beginning of the year audit, it's time to look at your finances through the lens of a SWOT analysis! In this week's episode, Brad and Jonathan examine the strengths, weaknesses, opportunities, and threats that may arise as you continue along your FI journey. By getting a strong grasp on the current state of your finances, hopefully you can begin to work towards turning your weaknesses into strengths, and your threats into opportunities! Resources Mentioned In Today’s Conversation Join ChooseFI's Facebook Group! Sean Mullaney - The FI Ta...2022-01-1050 minChooseFI357 | 2021 Year End Wins | Part 2In our final episode of 2021, Brad and Jonathan pick up where they left off last week as they continue to listen to your end of year wins! It is truly amazing to hear about all the accomplishments our listeners met in 2021, and we hope you continue to ride that momentum into 2022! Thank you for an amazing year, and we hope the future is full of many more wins within our amazing community! Resources Mentioned In Today’s Conversation The Stages and Checkpoints of FI | ChooseFI Episode 324 Jillian Johnsrud Welcome To The FI Co...2021-12-2749 minChooseFI356 | 2021 Year End Wins | Part 1Happy Holidays! However, the holidays are not the only reason we are festive around this time of the year. Join Brad and Jonathan as they celebrate your end of the year wins! This episode is dedicated to all the amazing steps our community members have made throughout 2021, and we hope you continue to make strides on your FI journey as we move into 2022! Congratulations to everybody who has made progress this year and stick around for part two coming out next Monday! Resources Mentioned In Today’s Conversation Money Letters To My Da...2021-12-2039 minChooseFI355 | Making Bold MovesIn this week's episode, Brad and Jonathan are joined by Dominick Quartuccio from "The Great Man Within" to discuss making bold moves while on the path to bettering yourself. Although it may be inconvenient, making one bold move can snowball into a life full of adventure, self-development, and unexpected happiness! Join the trio as they discuss what can dictate a bold move, signs that you may be ready to level up an area of your life, generating ideas for bold moves, and so much more! Dominick Quartuccio Website: The Great Man Within...2021-12-1350 minChooseFI354 | Navigating the Possible Vs Probable of Personal FinanceIn this week’s episode, Brad and Jonathan discuss planning your short and longterm FI goals in a manner that is realistic to your current situation. By taking an approach that favors longterm success as opposed to rapid growth, you can position yourself in a manner that will allow for luck to strike as you continue your FI journey! Be sure to plan for the probable and possible outcomes in your life! Resources Mentioned In Today’s Conversation Last Pass 1Password Runaway Winners and the Balanced Portfolio with Brian Feroldi | ChooseFI Episode 350 Tale...2021-12-0657 minChooseFI353 | Families Fly FreeIn this week's episode, Brad and Jonathan are joined by Lyn Mettler from "Families Fly Free" to discuss optimizing your travel rewards when traveling with family! Join the trio as they discuss different ways to utilize travel rewards programs so you can be one step closer to finally taking the vacations of your dreams! Lyn Mettler Website: Families Fly Free with Go To Travel Gal Podcast: Families Fly Free Podcast Resources Mentioned In Today’s Conversation Travel Rewards: How To Travel The World For Almost Free (Th...2021-11-2949 minChooseFI352 | The DIY Financial PlanIn this week's episode, Brad and Jonathan are joined by Measure Twice Money's founder Cody Garrett! Together, they discuss important details about DIY financial planning, such as identifying where you do and don't need help with your financial planning, exercising the rational and reasonable approach when financial planning, and ways you can properly prioritize your spending! Also, the trio shares important information you should know before selecting a financial planner. Cody Garrett Website: Measure Twice Money Blog: Measure Twice Money's Blog Resources Mentioned In Today’s Conversation2021-11-221h 08ChooseFI351 | Year End Tax Planning 2021In this week's episode, Brad and Jonathan are joined by Sean Mullaney to get a jump start on 2021's tax planning season. Together, they discuss managing Backdoor Roth IRAs before the 12/31 deadline, changes to the relevant tax regulations, amended returns, solo 401k's for contractors and entrepreneurs, and so much more! Listen along to see if any of the information shared can be applicable to your own tax planning this season! Sean Mullaney Website: The FI Tax Guy Blog: The FI Tax Guy Blog Twitter: @SeanMoneyandTax Resources Mentioned In Today’s C...2021-11-1559 minChooseFI350 | Runaway Winners and the Balanced PortfolioWith volatile assets like Tesla stock, Ethereum, and Bitcoin, how do you keep a level head while investing? In this week’s episode, Brad and Jonathan are joined by friend of the show Brian Feroldi to discuss managing your runaway winner investments and balancing your portfolio! Listen along as Brian shares his strategies for evaluating stocks, creating guidelines for yourself as an investor, and mentally preparing yourself for the highs and lows of investing! Resources Mentioned In Today’s Conversation Brian’s Anti-Fragile Checklist! Subscribe to ChooseFI’s Weekly Newsletter! If You Want To Support ChooseFI...2021-11-0841 minChooseFI347 | How Did You Calculate That Return?In this week’s episode, Brad and Jonathan discuss how critical it is to fully understand what the statistics and numeric values describing your investment returns actually represent. They do so by describing what compound annual growth rate is, explaining the logic behind the 4 percent rule, and by referencing helpful insights gained in previous episodes of ChooseFI! Later in the show, the guys are joined by Rob Phelan from “The Simple Startup” to discuss second generation FI, the benefits of teaching children and teenagers about entrepreneurship, and Rob’s new children’s book M is for Money! Rob Phelan2021-10-1849 minChooseFI341 | Worthwhile SplurgesIn this week's episode, Brad and Jonathan discuss the benefits of slightly diverting from the FI mindset and spending more on meaningful purchases. While splurging can be a slippery slope, calculated splurging can yield large returns in terms of enjoyment, opportunity, and time! Resources Mentioned In Today's Conversation PaperKarma Opt Out Prescreen FI Weekly: May 11,2021 ChooseFI Episode 076: Planned Spontaneity with Mrs. Adventure Rich ChooseFI Episode 048: The Happy Philosopher | The Happiest Man in the Room ChooseFI Episode 337: Ordinary Sherpa with Heidi Dusek Find Your Local ChooseFI Group! Follow Brad on Twitter! Follow ChooseFI...2021-09-0655 minChooseFI338 | 10 Ways to Increase Your Income While slashing your expenses can certainly accelerate your path to financial independence, what if it also begins to slash at your own happiness and wellbeing? In this week’s episode, Brad and Jonathan are joined by Alan Donegan from the Rebel Entrepreneur podcast, who attempts to solve this dilemma by discussing 10 ways in which you can increase your income. This way, you can still enjoy the smaller luxuries in your life while maintaining a strong roadmap to financial independence! Alan Donegan Website: Alan Donegan Podcast: Rebel Entrepreneur Resources Mentioned In T...2021-08-161h 09ChooseFI281 | End of Year Wins | Part 1 It's the ChooseFI Christmas Edition where we hear end-of-year wins direct from our community members. During this live event, listeners shared the actions they've taken during the past year that have helped them to spend less, earn more, and enjoy the journey. This year, the year-end-win episode took place in a three hour live Facebook and YouTube event featuring around 20 members of the community. Despite how tough this year has been, many people were able to implement some of the strategies and tactics discussed on the show into practice and find more margin in their lives. The first featured win...2020-12-2541 minChooseFI269 | Let's make Lemonade with a Twist ChooseFI Facebook Community Manager recently posted a meme that hit home with Brad. It said, “Plot twist: 2020 has actually been the best year of your life. You faced challenge after challenge, you've adapted, and you've overcome. 2020 has forced you to grow exponentially. Don't take that for granted.“ 2020 had been Jonathan's best year ever. Instead of giving in to fear, doubt, and insecurity, he decided to lean in. By being more intentional with the things that were important to him, like his health, Jonathan has lost 20 to 30 pounds and is in the best shape of his life. Jonathan also sought to buil...2020-11-1352 minChooseFI257 | Back to Basics: Getting Started with FI In this ChooseFI Back to Basics episode, we review Health Savings Accounts (HSA). What happens when you need to finally pull money out after funding it year after year? ChooseFI Chief Content Officer, MK, is just weeks away from having her baby. For years, she and her husband, Jason, have been funding separate HSA accounts without making any withdrawals. They now contribute to a family plan HSA and decided it was a good time to test out how complicated the process was to withdraw HSA funds. They discovered some plans are easier than others. The process of withdrawing funds from...2020-10-0252 minChooseFI253 | Back to Basics Going back to the basics of ChooseFI being a crowdsourced show, Brad and Jonathan address what's going on in the FI community with a wild card Friday episode. Why revisit content that's already been discussed? After several years of introducing new ideas, the ChooseFI audience may be in a different place financially and ready for a refresher on some of the more advanced concepts presented earlier in the show's history. And newer listeners may not have combed through the archives and missed out on topics relevant to their situation. This episode back to basics provides an orientation of what ChooseFI...2020-09-1856 minChooseFI252 | Life Rebuilt | Julia Harder Everyone's path to FI is going to look a little bit different and there is so much we can learn from each other. Hoping to inspire and share lessons learned through conversations with community members, Brad and Jonathan speak with Julia Harder, an active duty member of the Coast Guard, is already well on her path to FI. Always a natural saver, Julia was influenced by her dad, who stressed the importance of investing, and Dave Ramsey's teachings that debt is bad. She was on a good financial path, yet she still felt something was missing. Though it sounds counterintuitive...2020-09-1453 minChooseFI240 | The Budgetnista For video highlights from the episode, check out choosefi.com/240. Tiffany Alice was raised by a financially savvy father who taught her how to save and handle her money, but a few poor choices in her 20s destroyed her finances. Since overcoming her mistakes, she's made it her mission to help others fix their finances. After falling victim to a con man, Tiffany found herself more than $35,000 in credit card debt. Though her pre-school teacher salary wasn't a high income, she was saving aggressively by living simply and transferring her credit card debt to 0% interest cards. D...2020-08-031h 10ChooseFI239 | The Gatekeepers are Gone Don't believe that you need anyone's permission for access anymore. The gatekeepers are gone and the ability to access knowledge on-demand and create a business model around it has never been easier. The realization that you have autonomy gives you control over your life is transformational. You can control your expenses and reach FI. You can choose to pursue interest-led learning and follow a passion. There is no more "they" you need to seek permission from. MK didn't need the permission of traditional publishing's gatekeepers, instead, she learned how to self-publish. Employers are beginning to value skills over d...2020-07-3145 minChooseFI230 | College Hacks from the ChooseFI CommunityJonathan, Brad, and MK have collected tips, comments, hacks, and feedback from the community for crushing college debt free. For more information, visit the show notes at https://ChooseFI.com/2302020-07-0855 min
ChooseFIThe Role of Bonds in a Portfolio with Frank VasquezFrank Vasquez joins the show to talk about portfolio diversification with bonds, and the important value that they can add. Other ChooseFI Media: Support our YouTube channel by subscribing at: https://www.youtube.com/choosefi?sub_confirmation=1 Listen to other episodes from our Financial Resilience Daily Show at: https://www.choosefi.com/financial-r/ Dig deeper into Financial Independence by reading our Blog at: https://www.choosefi.com/all-articles/ About us: Everything we do, we do to help you slash your expenses, crush debt, and build wa...2020-04-1651 min
ChooseFIThe Market Always Goes UpWe all know the market always goes up, but it is still nice to get that reminder. Brad and Jonathan talk about the market's history and how time in the market is always better than timing the market. Links from the show: https://www.choosefi.com/cit https://www.choosefi.com/M1 Our Podcast: https://www.choosefi.com/episodes/ Financial Resilience Daily Show: https://www.choosefi.com/financial-r/ Blog: https://www.choosefi.com/all-articles/ About us: Everything we do, we...2020-04-1524 min
ChooseFIFreelancers and the Paycheck Protection Program with Travis HornsbyTravis Hornsby from the Student Loan Planner joins the show to talk about the Paycheck Protection Program for small business and independent contractors. More resources: Our Podcast: https://www.choosefi.com/episodes/ Financial Resilience Daily Show: https://www.choosefi.com/financial-r/ Blog: https://www.choosefi.com/all-articles/ About us: Everything we do, we do to help you slash your expenses, crush debt, and build ways to earn a living remotely by starting online businesses. Then we help you invest in th...2020-04-1427 min
ChooseFIAccidental HomeschoolerContinuing on this daily podcast journey we talk about what happens when you life decides it is time to home school for a bit https://www.choosefi.com/Vincent https://www.choosefi.com/start https://www.choosefi.com/CIT2020-03-2634 min
ChooseFI175 | Social Distancing with StyleBe Creative With Your Social Distancing Resources for Accidental Home Schoolers Opportunity for People with Student loans Crossfit at home: https://wodprep.com/free-workouts Find a new healthy routine, don’t mope Walk (with distancing), Driveway happy hour Student loans FEDERAL: No interest at this time PRIVATE: Refinance with Credible : https://www.choosefi.com/credible/ Michael Kitses interview on Monday - very timely Accidental Homeschooler - our resources are out, we will have more with Vincent next week https://www.choosefi.com/credible https://www.choosefi.com/start2020-03-2023 min
ChooseFI174 | Looking Out For Our CommunityIn light of current events, We are temporarily switching to a daily show to support the community. Is your Emergency Fund in place https://www.choosefi.com/CIT Our Favorite Taxable Investment Tool https://www.choosefi.com/M1 Access Community, Resources and More https://www.choosefi.com/start 2020-03-1916 min
Join Up Dots - Business Coaching Made Easy (With A Bit Of Life Coaching Too)ChooseFIIf you feel that you are going out of your mind, with spiralling debts, credit card interest and stress then this is the show for you. Today’s guest is Jonathan Mendonsa a man who reluctantly walked into the world of frugal living, but now will never I assume go back. Yes he was a spender, and i guess at his core is still someone that likes to splash out on the finer things in life. But he knew he had to change as at the age of 28 he graduated college as a pharmacist with $168,000 in student loans. Now 4 years la...2019-06-1052 min
Dismissed with Jeremy Williams#318 With Brad Barrett Of ChooseFI, How To Make $750000 Without Even Trying (hard)Brad Barrett is the co-host of the Top 50 Itunes business podcast ChooseFI, Personal Finance Expert, Certified Public Accountant; He has a passion for Financial Independence and helping people take action to make their lives richer in every way: wealth, health, connections and ultimately happiness.
ChooseFI has been downloaded over 10 million times with 2,000+ 5-star reviews that call this message
“life changing,” We have 200+ local ChooseFI chapters throughout the world and in the words of Jean Chatzky, The Today Show's Financial Editor, "it (the FI movement) has grown to be a movement in large part because of a podcast called ChooseFI.”
Show Notes...2019-05-0237 min
ChooseFI124R | Choose FI Your Blueprint to Financial IndependenceBrad and Jonathan discuss the release date of a ChooseFI book, finding the best auto insurance rates, and Lynn Frair's path to FI. The book, "ChooseFI: Your Blueprint to Financial Independence" will be released on October 1, 2019. The goal of the book is to outline options for your path FI. Everyone's journey will be different because the concept of FI is really based on choosing your own adventure. However, there are common threads between all of the success stories. We pull that together so that you can make your own journey a successful one. To pre-order...2019-04-2658 min
ChooseFI100 | Welcome to the FI community100 | Brad and Jonathan look back at the ChooseFI’s growth during the past 100 episodes and hit the highlights of financial independence for new community members and recap their own financial independence journeys. Jonathan considers himself a reluctant frugalist, but the idea of not having to work won him over. Brad and his wife were natural savers, but chose to move from Long Island, NY, so that they could save more and work toward financial independence. If you want to take back your years and have the option to stop working before your 60s, you’re going to ha...2018-11-0549 min
ChooseFI093R | Other Mountains to Climb | With Joe Saul-Sehy from Stacking Benjamins093R | Brad, Jonathan and Joe Saul-Sehy, from Stacking Benjamins, talk about what is rewarding to your soul, give feedback to a ChooseFI community member who’s considering selling his business, and recap Harry, the Ride Share Guy’s strategies for become the center of a niche. Hurricane Florence’s path didn’t go near Brad and Jonathan, but there were tornadoes. FU money is better than FI money. Meet up in Florida during the week of FinCon 2018. How did Harry (from Monday’s episode) become the go-to guy for ride-share drivers? What strategies would help someone become the...2018-09-211h 09
ChooseFI086 | A Live Case Study with Physician on FIRE and Allison Goddard086 | Allison Goddard, a dermatologist from Chattanooga, Tenn., chats with ChooseFI and Physician on FIRE to review her journey through medical school and receive advice to clarify the next steps in her path toward financial independence. ——————- Thank you for being a part of the ChooseFI community! 🙂 If you want to support us, here are some easy ways: 1) Leave an iTunes review: http://www.choosefi.com/itunes 2) Use our page to sign up for travel credit cards Note: We may receive a commission if you are...2018-07-301h 15
ChooseFI082R | The Paradox of Choice082R | Discussion of Brad and Jonathan’s purchasing habits, messages from the ChooseFI community, benefits and drawbacks of roboadviors, and a summary of capital gains harvesting. Jonathan gives a review of some travel hacks on a recent trip to Chattanooga, TN. Capital One Venture Card allows users to redeem miles for nearly any travel cost. PSA: bring a copy of your child’s birth certificate if you’re traveling. Review of Monday’s episode with Dani and Laura, Jonathan and Brad’s wife. Jonathan is excited about the way Brad and Laura cut down on choices, purchases and decisions...2018-07-061h 04
ChooseFI076R | Race or Journey?076R | Brad and Jonathan brainstorm ways to implement local adventure into their own lives and the lives of the ChooseFI community. Also, achat about high school reunions, local libraries, and a few clarifications about 401k contributions. Jonathan's 26-year-old sister just hit an 85% savings rate. Living at home can be super helpful to the recent college graduate, or young person entering the workforce. Getting to $100k net worth is the hardest part: after that, compounded interest starts working for you. Brad signed up his daughter for www.code.org, a website that teaches coding paired with Minecraft. Review of...2018-05-251h 00
ChooseFI075R | Mainstream Adoption075R | “Personal finance is becoming financial independence.” Financial independence doesn’t necessarily mean retiring early; it means allocating your resources in the way you see fit. This is just a taste of what we discuss in this recap from Monday's interview with Brian Feroldi from The Motley Fool. Jonathan talks about blowing his budget on breakfast at the cold bar in Wegman’s, while Brad thinks that grocery shopping at Wegman’s is the same cost as Walmart. Brad talks about meeting strangers who also in the FI community. Brad and Jonathan wonder if financial independence is on the...2018-05-1850 min
ChooseFI074R | ChooseFI Scholarship074R | An update the community on recent activities, discussion about the opportunity cost of college and potential alternatives, a ChooseFI scholarship announcement, and a few voicemails from the ChooseFI community. Brad recaps his trip to the Berkshire Hathaway shareholders meeting in Omaha, and a visit with the ChooseFI local group in Omaha Jonathan shares how he recently cut his grocery costs by nearly $700 ...and more can be found at http://ChooseFI.com/074R ——————- Thank you for being a part of the ChooseFI community! 🙂 If you want to support us, here are some easy way...2018-05-1154 min
ChooseFI070R | Left Behind070R | Updates from Brad and Jonathan, review of Vickie Robin’s episode, discussion of how ChooseFI aims to handle politics, and more updates from the ChooseFI community. Highlights: Brad is moving houses, making good community a priority in his family’s life CampFi MidAtlantic this weekend is Virginia this weekend, but there’s two more this year: Aug. 3-6 in Joshua Tree, Calif., Sept 7-10 in Little Rock, Ark. More info here: CampFi Jonathan started Skinny Waste, Fat Wallet. First episode is up on YouTube at www.choosefi.tv Review of Vickie Robin’s episode ...and more...2018-04-1357 min
ChooseFI066R | Letting Go of the Emergency Fund066R | Understanding emergency funds, investing in your house and some college and library hacks. What you’ll hear on today’s show: Review of Monday’s episode Different scenarios for using emergency funds Where to put your emergency fund Jennifer asks a question about needing the fund in 2-3 years The different options to optimize your emergency fund Voicemail from Paul on whether a house is an investment Voicemail from Melissa on Mrs Frugalwoods’ journey with make-up Voicemail from Captain DIY on college hacking with trade schools Chris pays off $100,000 in debt Jessie has a great library hack iTunes r...2018-03-1658 min
ChooseFI065R | Don't Waste It065R | College hacks, a great credit card debt hack and the importance of not wasting your privileges. What you’ll hear in today’s show: Voicemail from Chris about replacing broken items Review of Monday’s episode with Mrs Frugalwoods Why you shouldn’t waste your advantages Voicemail from Steve about educational programs The student debt loan movement happening in March Voicemail from Noah about a college hack Voicemail from Millionaire Educator on another college hack Nicholas’ hack on optimizing credit card debt Voicemail from Kelly about tax liability vs withholding Apple Podcasts review and book giveaway Links...2018-03-0951 min
ChooseFI059R | Challenge Yourself | Leverage the Power of the Hive Mind059R | A review of Vincent Pugliese's interview, the satisfaction of DIY projects, and voicemails about financial coaching and international teaching. On today’s show we cover: Doing more ChooseFI Richmond meetups The limiting beliefs of not wanting to learn The satisfaction that comes from DIY The importance of a legacy binder A review of Monday’s episode How Vincent is all about relationships How his outlook of life completely changed with two inflection points Why FI not only improves yourself but also your family What living on the other side of FI looks like Why the rang...2018-01-2657 min
ChooseFI056R | Choose FI Nation056R | We review Monday’s "Side Hustle Coaching Series Part 1" with some talk on the workings behind ChooseFI, as well as several voicemails on travel and career hacking. In today’s episode we cover: Review of Monday’s episode How these coaching calls are like Reality Internet Taking those lessons and applying them to your personal life How the ChooseFI business works The process of scaling a business Yolanda’s Facebook comment on not buying stuff she doesn’t need How the community has great role models that motivate others Calculating your net worth Brad’s fruga...2018-01-051h 01
ChooseFI055R | End of Year Review 2017055R | A review of ChooseFI’s 2017 on the great progress of the community, several voicemails on FI successes and plans for 2018 This episode covers: • How far the ChooseFI community has come • Eric’s great successes on his path to FI • How everyone in the community is helping each other out • The idea of building the community offline • Colby’s college hack to graduating debt free • How FI is about living a life of intention • Huge thank you to everyone __________________ Thank you for being a part of the ChooseFI communi...2017-12-291h 15
ChooseFI055 | Live from Fincon 2017 Dallas Tx055 | Live from Fincon 2017 in Dallas Texas, it's ChooseFI! Hey there everyone, We recorded a special minisode that we wanted to share with you today. For those of you that found us this year and have been following us on this journey over the last 12 months. Thank you :) We recorded this at the #Amazing FINCON in Dallas that we attended at the end of October, the conference was an epic experience and they gave us the opportunity to record a short 20 minute episode using a VW Bug (in the featured image for...2017-12-2521 min
ChooseFIAnd the Guest Host Is...Fritz from The Retirement Manifesto joins Jonathan to cover the topic of risk tolerance and capacity, Jonathan taking action to make ChooseFI happen, voicemails about college hacking, and ESI Money taking over Rockstar Finance. This episode covers: Review of Monday’s episode with Fritz The financial love letter How ChooseFI is now happening in real time The different risk tolerances in the FIRE community Sam from the Facebook group: Jonathan’s risk by quitting his job How the risk capacity varies from person to person Why Jonathan has a high risk capacity The more you start doing what you...2017-12-2250 min
ChooseFI049R | FI Festival049R | In the Friday Roundup we discuss our big takeaway from Episode 49: The Aggregation of Marginal Gains. Plus, upcoming plans for the ChooseFI website, a FI Festival and local meetups. In Today’s Podcast we cover: A review of Episode 49 with Alan Donegan and Barney from The Escape Artist The growth of the FI community throughout the US and now the world Jonathan just returned from his 2 week trip to South Africa with his family How did Jonathan fare with his use of electronics on his trip? Jonathan used travel rewards points to book his flights for free and he...2017-11-1750 min
ChooseFI015R |The 'Joneses' Are BankruptKeeping up with the Joneses' will cost you 1. Allocation when Investing in a Bubble? Kyith points out that allocation matters as the Early Retiree approaches their FI date 2.Paul wants to know where he should put his emergency fund 3. Should Brad Pay off His Mortgage? Kevin challenges Brad & Jonathan on whether they should pay off their mortgage using the Dave Ramsey litmus test 4. Matt would like to see ChooseFI tackle Effective Altruism 7. Sharing Resources Links Mentioned in Show https://www.choosefi.com/start https://www.choosefi.com...2017-03-241h 04