Shows
Motivating MondaysEmployers' Top 6 Workforce Challenges -- #MotivatingMondays Episode 12In this episode of #MotivatingMondays, we talk about the six (6) major workforce challenges most employers are facing in this uncertain economy. It's estimated 69% (nearly 7 in 10 employers) are reporting a lack of candidates available in their sector. If we can get better at developing skills training to meet these needs, we can make a major break-through in placing clients and student.#MotivingMondays, is a weekly YouTube series dedicated to help Canadian job developers and other employer engagement professionals develop the tools, resources, expertise and network needed to excel in achieving sustainable employment outcomes for their clients and students.2025-06-1612 min
Retirement For LifeThe Hidden Roth Conversion Window - Ep 36To get the full RFL experience, watch the episode here at https://youtu.be/1a152r_o8RgThe ticking tax time bomb in your retirement accounts could cost you hundreds of thousands of dollars. Most Americans approaching retirement don't realize they'll likely face higher tax rates in their 80s than during their working years, thanks to Required Minimum Distributions forcing withdrawals from tax-deferred accounts.We're currently experiencing what financial experts call the "hidden Roth conversion window" - a perfect storm of historically low tax rates combined with looming tax increases due to skyrocketing national...2025-06-1329 min
Motivating MondaysEngaging employers with an effective 'Value Proposition' -- #MotivatingMondays Episode 11In this episode of #MotivatingMondays, we discuss how job seekers can develop a value proposition that will speak to prospective employers. According to one recruiter, an employer expects a new job candidate to generate at least 300% of their salary in value to the company.#MotivingMondays, is a weekly YouTube series dedicated to help Canadian job developers and other employer engagement professionals develop the tools, resources, expertise and network needed to excel in achieving sustainable employment outcomes for their clients and students.If you would like to join us LIVE, we meet every Monday morning online...2025-06-0909 min
Retirement For LifeFour Questions Retirees Should Ask Themselves About Their Investment Allocations - Ep 35To get the full RFL experience, watch the episode here at https://youtu.be/I6UFdIuSCPMAsset allocation is a critical yet overlooked component of retirement planning, with most retirees unaware of their current investment mix and appropriate risk levels for their situation.• Two primary asset classes for retirees: stocks (growth-oriented but volatile) and bonds (stable income but limited growth)• Typical retirement allocations range from 50/50 to 60/40 stocks/bonds, but individual circumstances vary widely• Consider proximity to retirement, risk tolerance, income needs, and personal financial situation• Most common mistake is letting emotions drive investme...2025-05-3019 min
Motivating MondaysGreat employers see the value of pay transparency #MotivatingMondays Episode 010We review the trend towards greater wage transparency and how employers that are open and honest on pay equity are also more likely to be open to job development. While 77% of companies cited compliance as a key driver of their pay transparency strategy, more than 50% cited increasing employee satisfaction and aligning with company values as additional leading drivers. #MotivingMondays, is a weekly YouTube series dedicated to help Canadian job developers and other employer engagement professionals develop the tools, resources, expertise and network needed to excel in achieving sustainable employment outcomes for their clients and students.If...2025-05-2613 min
Motivating MondaysEmployers express a strong willingness to hire neurodivergent workers #MotivatingMondays Episode 009We review new research suggesting employers are interested in hiring neurodivergent workers. According to a new survey, 86% of hiring managers wouldn't be affected or would feel positive about an employee disclosing their neurodivergence, including challenges such as ADHD, anxiety, or autism. In fact, 44% of them said it reflects honesty and self-awareness, while 42% said it wouldn't have an impact on their hiring decisions. #MotivingMondays, is a weekly YouTube series dedicated to help Canadian job developers and other employer engagement professionals develop the tools, resources, expertise and network needed to excel in achieving sustainable employment outcomes for their clients an...2025-05-2012 min
Retirement For LifeSecuring Your Legacy - Estate Planning Essentials - Ep 34To get the full RFL experience, watch the episode here at https://youtu.be/TB_Q8ENgWCgWe discuss the essentials of estate planning and why so many retirees don't have their documents properly organized. Through our game "Will You or Won't You," we explore common misconceptions and critical components of securing your legacy.• Debunking the myth that the state takes your assets without a will – assets go through probate court instead• Understanding which assets bypass your will (401ks, IRAs, life insurance)• Why naming minor children as direct beneficiaries isn't recommended• The critical d...2025-05-1623 min
The SpotlightGod Rock Show- Jordan St Cyr - 14 May 2025God Rock Show is hosted by Liam Renton. Over the years, Liam has interviewed the world's biggest and most loved Christian artists. In this interview, Liam speaks to Canadian Christian music artist Jordan St Cyr.Your support sends the gospel to every corner of Australia through broadcast, online and print media: https://www.vision.org.au/donateSee omnystudio.com/listener for privacy information.2025-05-1413 min
Motivating MondaysFood and beverage manufacturing sector is what sustains our labour market #MotivatingMondays Episode 008We review new research into what food and beverage manufacturing employers can expect in 2025. This is a huge industry that underpins nearly every community in Canada. The sector is worth nearly $170 billion; more than two and a half times the annual revenue generated by Canada's oil and gas sector and nearly twice what we spend on all education in Canada each year. #MotivingMondays, is a weekly YouTube series dedicated to help Canadian job developers and other employer engagement professionals develop the tools, resources, expertise and network needed to excel in achieving sustainable employment outcomes for their clients a...2025-05-1413 minMotivating MondaysTariff troubles create devastating consequences for employers and job seekers alike #MotivatingMondays Episode 007We summarize the latest on Canada/US tariffs and the very real implications they mean for both employers and job seekers. According to a Canadian Federation of Independent Business survey, the major challenges already impacting employers include: increased costs for goods/supplies (51%); impact of a weakened Canadian dollar (e.g., higher import costs, pricing challenges) (39%); increased difficulty pricing products/services competitively (37%); reduced profits (35%); and lower customer demand (35%). #MotivingMondays, is a weekly YouTube series dedicated to help Canadian job developers and other employer engagement professionals develop the tools, resources, expertise and network needed to excel in achieving sustainable e...2025-05-0515 min
Retirement For LifeTech-Savvy Retirement: How Technology Can Improve Your Life - Ep 33To get the full RFL experience, watch the episode here at https://youtu.be/VLWR9pCIXWUTechnology offers retirees powerful tools for staying connected with family, managing finances, and enhancing daily life. We explore essential apps, demonstrate how ChatGPT can transform retirement planning, and share strategies to protect yourself from increasingly sophisticated scams.• Communication technologies like FaceTime help grandparents maintain close relationships with distant family members• ChatGPT serves as a free personal assistant for everything from planning trips to creating customized meal plans• Rocket Money helps track subscriptions and unusual charges, saving users thousa...2025-05-0229 minMotivating MondaysPreparing for the 'National Networking Day for Job Developers' (Part 4 of 4) #MotivatingMondays Episode 006In this episode of #MotivatingMondays, we layout our plans for the 'National Networking Day for Job Developers', planned for Fri. Sep. 19th in communities across the country. We're looking for partner organizations who will host and facilitate the sessions. To learn more email us at: info@jobdevelopment.org#MotivingMondays, is a weekly YouTube series dedicated to help Canadian job developers and other employer engagement professionals develop the tools, resources, expertise and network needed to excel in achieving sustainable employment outcomes for their clients and students.If you would like to join us LIVE, we meet...2025-04-2807 minMotivating MondaysCreating Benefits for Local Employers (Part 3 of 4) #MotivatingMondays Episode 005In this episode of #MotivatingMondays, we discuss the how we can better serve small business and local employers by connecting the work and marketing of job development professionals.#MotivingMondays, is a weekly YouTube series dedicated to help Canadian job developers and other employer engagement professionals develop the tools, resources, expertise and network needed to excel in achieving sustainable employment outcomes for their clients and students.If you would like to join us LIVE, we meet every Monday morning online with job developers from across Canada to discuss a new topic. Meetings are 30 minutes and start...2025-04-2211 min
Retirement For LifeThe First 5 Years of Retirement: Avoiding These Common Pitfalls - Ep 32To get the full RFL experience, watch the episode here at https://youtu.be/jmfF9z4g65kThe first five years of retirement represent a critical "danger zone" where key decisions can make or break your financial future. In this eye-opening episode, Christian Cyr, CPA CFP® and his team unpack the most common pitfalls that derail even carefully planned retirements.We explore why both retiring too early and waiting too long can be problematic, revealing surprising research from the Journal of Happiness about the health and mental wellbeing benefits of timely retirement. You'll discover w...2025-04-1836 min
Retirement For LifeBonus Episode: Tariffs, Trade Wars & $3,000 iPhones: Is Your Retirement Ready?Market chaos? Tariff uncertainty? While most financial advisors hide when markets crash, we're calling our clients who remain surprisingly calm. The economic drama unfolding around tariffs has created unprecedented volatility, with Peter Navarro directing a trade strategy that runs counter to mainstream economic thought. Most economists view these policies skeptically, recognizing that despite any relative advantage they might provide the imposing country, tariffs ultimately harm all parties involved.The real-world impact could be staggering—analysts project iPhone prices potentially reaching $3,000 if current policies persist. Yet beyond immediate price shocks lies a deeper manufacturing dilemma: building new factories in...2025-04-1406 minMotivating MondaysConnect with Your Job Development Community (Part 2 of 4) #MotivatingMondays Episode 004In this episode of #MotivatingMondays, we discuss the value of establishing a Mastermind Group for Job Development; how to connect with the 'whole' job development community; and the benefits of meeting regularly.#MotivingMondays, is a weekly YouTube series dedicated to help Canadian job developers and other employer engagement professionals develop the tools, resources, expertise and network needed to excel in achieving sustainable employment outcomes for their clients and students.If you would like to join us LIVE, we meet every Monday morning online with job developers from across Canada to discuss a new topic. Meetings...2025-04-1417 minMotivating MondaysNetworking for Job Developers (Part 1 of 4) #MotivatingMondays Episode 003In this episode of #MotivatingMondays, we discuss strategies for job developers to connect with other job developers to increase connections with employers, create understanding about job development supports and network to share challenges and best practices.#MotivingMondays, is a weekly YouTube series dedicated to help Canadian job developers and other employer engagement professionals develop the tools, resources, expertise and network needed to excel in achieving sustainable employment outcomes for their clients and students.If you would like to join us LIVE, we meet every Monday morning online with job developers from across Canada to discuss...2025-04-0709 min
Retirement For LifeStaying Invested in a Down Market - Ep 31Market downturns are inevitable, but a properly structured retirement plan with guardrails can protect retirees from making emotional decisions that damage long-term financial security.• The stock market historically grows approximately 10x over a 20-year period despite occasional downturns• Missing just the five best market days since 1988 could reduce long-term gains significantly• The danger zone (five years before and after retirement) requires the most conservative allocation• Proper retirement portfolios typically allocate only 30-60% to stocks with the remainder in bonds and "mailbox money"• Income needs should be primarily met through stable sources like social security a...2025-04-0421 min
Retirement For LifeLife Settlements: Getting Value From Your Unwanted Life Insurance Policy with Rob Haynie - Ep 30Rob Haynie, a 30-year veteran of the life settlement industry, shares how retirees can get substantial value from unwanted life insurance policies instead of surrendering them or letting them lapse. He explains the process of selling policies to investors who offer competitive bids, often resulting in payouts significantly higher than surrender values.• Approximately 90% of life insurance policies lapse or surrender, leaving potential value unclaimed• Universal life policies are most commonly settled, followed by term policies approaching conversion deadlines• Life settlements can be a better option than surrendering policies, especially when premiums become burdensome• Tax implicat...2025-03-2126 minMotivating MondaysJob postings suck! So, what is the alternative for job seekers? #MotivatingMondaysIn this episode of #MotivatingMondays, we discuss the reason multi-barriered job seekers do so poorly when employers screen job candidates to decide which candidates to invite in for an interview. Getting the interview is essential to getting the job. We're talking about the alternatives which can put the momentum back in the hands of the job seeker.#MotivingMondays, is a weekly podcast series dedicated to help Canadian job developers and other employer engagement professionals develop the tools, resources, expertise and network needed to excel in achieving sustainable employment outcomes for their clients and students.If...2025-03-1013 min
Retirement For LifeDo You Really Need a Financial Advisor? - Ep 29To get the full RFL experience, watch the episode here at https://youtu.be/J97GI2wbU0IThis episode explores the critical question of whether or not you truly need a financial advisor. We examine the common misconceptions surrounding financial advisors and highlight the distinct advantages they provide in retirement planning.• Discussing the frequent question: Do I need a financial advisor? • Delving into the potential value that financial advisors add to portfolios • Highlighting important elements of financial planning, beyond investments • Insights on confidence levels among individuals with significant assets but no advisors 2025-03-0728 minMotivating MondaysHow is cutting immigration going to impact the job market? #MotivatingMondaysIn this first official episode of #MotivatingMondays, we'll discuss the recent and potential cuts to immigration in Canada, the 8.1 million workers Canada will need in the next 10 years and the 2.6 million immigrant workers we will need to bring into the country. If we can't recruit the total number of immigrant workers we need, where do we get them?#MotivingMondays, a weekly YouTube series dedicated to help Canadian job developers and other employer engagement professionals develop the tools, resources, expertise and network needed to excel in achieving sustainable employment outcomes for their clients and students.If...2025-03-0308 min
Retirement For Life"Mailbox Money? You mean an Annuity?? Call it like it is!!!" - Ep 28Discover why the term "mailbox money" is more than just a catchy phrase—it's a strategy for financial peace of mind in retirement. If you're juggling the complexities of annuities and retirement planning, rest assured, this episode has the clarity you need. We unpack why income annuities are affectionately known as "mailbox money," providing a no-nonsense explanation that cuts through financial jargon. With so many mixed feelings about annuities, especially those with a checkered past like variable annuities, we're here to set the record straight. Join us as we sift through listener feedback and bring perspective to your retirement to...2025-02-2122 min
Retirement For LifeElon Musk Backs Down From Bold Statement, Can San Francisco be Saved by Blue Jeans Heir, and Why Nobody Knows Where to Invest in 2025! - Ep 27Join us as we tackle the volatile financial forecasts of 2025, promising to arm you with the knowledge you need to navigate uncertain waters. With insights from special guests Emma and Andrea, we scrutinize the potential market turbulence and debate the realism of Elon Musk's audacious plan to cut $2 trillion from the federal budget. Our discussion not only forecasts financial futures but also highlights the importance of preparedness in retirement planning amidst economic unpredictability. San Francisco’s downtown crisis is unraveling, and we're here to expose the alarming exodus of retailers from Union Square. Rising crime, dwindling law enf...2025-01-2431 min
Retirement For Life2025 Predictions - Ep 26Prepare for an exciting yet cautious 2025 with insights on market predictions, political influences, and critical strategies for retirees. Focusing on income security, taxes, and estate planning can help ensure a comfortable retirement amid uncertainty.• Importance of predicting market trends • Political influences on market conditions • Trusting financial advisors for effective planning • Value of “mailbox money” for income stability • Tax strategies including Roth conversions to safeguard assets • Necessity of proper estate planning for lasting impact • Overall emphasis on proactive planning for retireesWe love hearing from you!! Record your retirement questions anytime at www.Retiremen...2025-01-1035 min
Retirement For LifeStop Contributing To Your 401k - Ep 25To get the full RFL experience, watch the episode here at https://youtu.be/7Dk9wsvwdg8Your 401k a ticking tax time bomb waiting to explode during your retirement! Join us as we challenge the conventional wisdom of tax-deferred 401k contributions. We dive into the startling reality faced by many retirees—a massive tax liability that could leave you paying more taxes in retirement than you ever did while working. With a compelling story of a couple whose $1.5 million 401k triggers a tax nightmare, Chris reveals how Required Minimum Distributions can become a financial trap. This eye-opening episode ur...2024-12-1325 min
Retirement For LifeUncovering the Truth: When Your Retirement Plan Falls Short - Ep 24What if you discovered your retirement plans had a mere 40% chance of success? Join us as we unravel the compelling story of a 61-year-old couple facing this exact predicament. We dive into the intricacies of their financial journey, from the initial daunting forecast to reshaping their strategy into a more secure future. We promise an engaging blend of practical financial wisdom and personal stories, equipping you with tools to master your own retirement planning.In an episode brimming with actionable insights, we dissect the complexities of the AIM retirement system's extensive planning versus a streamlined, one-page approach...2024-12-0424 min
Retirement For LifeTop 5 Regrets of The Dying - Ep 23To get the full RFL experience, watch the episode here at https://youtu.be/oCbHSxfOQmMUnlock the secrets to a truly fulfilling retirement, where happiness and purpose take center stage. Join me, Christian Cyr, CPA as we explore the journey beyond financial security, emphasizing life fulfillment through hobbies, health, and deep social connections. Inspired by Bronnie Ware’s profound insights on living without regrets, we'll reveal how retirees find joy and meaning in this new chapter of life. Hear real stories from those who have embraced authentic living and learn how to prioritize what truly matters in yo...2024-11-1515 min
The Free Will ShowEpisode 87: Grace and Free Will with Kevin TimpeIn this episode, we talk with Kevin Timpe about grace and free will, focusing on a puzzle that arises for the Christian view of divine grace towards fallen human beings.Kevin's website: https://kevintimpe.com/Kevin's book: Free Will in Philosophical TheologyKevin's papers:Grace and Controlling What We Do Not CauseCooperative Grace, Cooperative AgencyTwitter: https://twitter.com/thefreewillshowInstagram: https://www.instagram.com/thefreewillshow/?hl=enFacebook: https://www.facebook.com/The-Free-Will-Show-105535031200408/2024-11-1140 min
Retirement For LifeNature's Path to Happiness with Joe Gardener - Ep 22To get the full RFL experience, watch the episode here at - https://youtu.be/nWaSSnGjINgDiscover how gardening can transform your retirement with our special guest, Emmy Award-winning gardener Joe Lamp'l, affectionately known as Joe Gardener. This episode promises to enrich your life with insights on how gardening provides both physical health and a sense of purpose. I share personal stories that connect the dots between my passion for drumming and the fulfillment gardening brings, while Joe offers his wealth of expertise, ensuring that whether you're a seasoned gardener or just starting out, you’ll find pr...2024-11-0131 min
Retirement For LifeHappy Retirement Comes Down To 5 Things - Ep 21To get the full RFL experience, watch the episode here at https://youtu.be/Lbk_mFNS0iYUncover the secrets to a fulfilling and transformative retirement journey right here with me, Christian Cyr, as I share heartwarming stories and expert insights from our recent Retirement Gala. Experience the magic of shifting from business acquaintances to lifelong friends, highlighted by the touching tale of Marie, our very first client. Meet Mike, a diligent saver who disliked his job, yet found hope and direction through our AIM Retirement System. His journey exemplifies the powerful impact of meticulous retirement planning...2024-10-1825 min
Retirement For LifeDiscover the AIM Retirement System Part 2 - Ep 20To get the full RFL experience, watch the episode here at https://youtu.be/Y2KY0p4pheoCurious about how to secure a stable retirement income and reduce your stock market dependence? Tune in to our latest episode where we unravel the AIM Retirement System's innovative approach to achieving financial peace of mind. We'll walk you through the pivotal strategy visit, a crucial step where clients learn about the concept of "mailbox money" and gain insights into income stability. Join us as we explore a real couple's journey, focusing on the wife's concerns about their financial...2024-10-0427 min
Retirement For LifeDiscover the AIM Retirement System Part 1 - Ep 19To get the full RFL experience, watch the episode here at https://youtu.be/ITjlQpb5Sn8Ever wondered how you can secure a comfortable and confident retirement? Discover the AIM Retirement System's unique and comprehensive approach in our latest episode. We'll walk you through the intricate, two-month journey from that first anxious meeting to the thrilling moment when retirement success feels within reach. With nearly 20 components, our system is unmatched in its depth and precision, focusing on maximizing retirement success, income stability, advanced tax strategies, and multi-generational wealth. Tune in to understand how our dedicated team—including a...2024-09-2024 min
Retirement For LifePlanning Your Bucket List Trip: Interview with Chris Christensen - Ep 18To get the full RFL experience, watch the episode here at https://youtu.be/NGOtVv4GiIsWhat if you could turn your retirement into an endless adventure? Join us as we sit down with Chris Christensen, the award-winning travel journalist and host of the Amateur Traveler podcast, who shares his wisdom on making travel a cornerstone of your golden years. From the charms of domestic hotspots like New York and Las Vegas to the allure of international gems such as London and Paris, Chris offers expert tips on how to make the most of your travel experiences...2024-09-0633 min
Retirement For LifeUnderstanding Expenses In Retirement - Ep 17What if a small miscalculation in your monthly expenses could derail your retirement plans? In this episode of Retirement for Life, we reveal the powerful impact of accurately estimating and managing retirement expenses. You'll hear a real-life example that underscores how even minor financial oversights can have major consequences. Whether you're approaching retirement or already there, our practical advice and engaging anecdotes aim to guide you towards financial security and peace of mind.Ever wondered if political betting can offer a more accurate prediction than traditional polls? We dive into this intriguing topic, examining how real-money bets...2024-08-2334 min
Real Talk Christian Podcast247: An Honest Dialogue on Faith and Family with Christian Music Artist Jordan St. CyrIn this week's episode of Real Talk Christian Podcast, Marc Hyde and Chris Fuller sit down with Christian Music Artist Jordan St Cyr and deep dive in to talking about faith and family on the road. This is an episode that everyone will want to hear, so tune in.
2024-08-2152 min
Retirement For LifeUnlocking Generational Wealth: Roth Conversions Part 3 - Ep 16To get the full RFL experience, watch the episode here at https://youtu.be/1N6xxEvKrisWhat if you could save nearly a million dollars on your taxes? We unravel the mysteries and benefits of Roth conversions, answering the pivotal question: why would the federal government allow such a lucrative strategy? Kicking off with a recap of the essentials and a real-life success story, we break down the lifetime tax savings that Roth conversions can offer. Discover the key considerations and logistics you need to weigh before making a decision, ensuring you're fully prepared to leverage this p...2024-08-0933 min