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Chyon & Andre

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I Got Cents PodcastI Got Cents Podcast100. How and Why Artificial Intelligence (AI) Has the Investment World in a FrenzyIn this week's episode Chyon and Andre discuss the pros and cons of AI and how we can use it to our benefit as everyday people, employees and business owners. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast For weekly motivation and creations follo...2023-08-121h 03I Got Cents PodcastI Got Cents Podcast99. 2023 State on The EconomyIn this episode, Chyon and Andre give their takes on the recent happenings in the economy. From AI advancements, the effects of the pandemic to stock investments from last year. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of ou...2023-07-121h 29I Got Cents PodcastI Got Cents Podcast98. The Struggles of Entrepreneurship and Building a Successful BusinessSocial media is saturated with entrepreneurs flossing in videos with cash, jewelry, clothes, cars, houses and even jets. Celebrity-led podcasts are in your face all day everyday with salacious topics about quick easy money, LLCs, relationships, gossip and anything suitable as click-bait to build audiences. In this episode Chyon and Andre discuss the realities of building a successful business. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational video...2023-06-091h 29I Got Cents PodcastI Got Cents Podcast97. What’s The Most Challenging Part About Getting Your Finances In Order?In this episode, Chyon and Andre discuss the most common obstacles to stacking money for every day people and how to achieve financial stability then financial freedom so you can go on to start wealth building for future generations. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast 2023-05-091h 06I Got Cents PodcastI Got Cents Podcast96. Life Changing Behaviors: From the Projects to the 2 Comma ClubChyon lives by his motto, "managing your money is 80% behavior and 20% knowledge," and in this episode he shares the behaviors that got him from living on section 8 as a child to being a multimillionaire today! Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join...2023-04-0345 minI Got Cents PodcastI Got Cents Podcast95. The Guys Explain Their 3-month Hiatus & Where The Pod is Going From Here...It's been a while and we owe you an explanation as to why. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/andrec108 join.robinhood.com/chyon...2023-03-1358 minI Got Cents PodcastI Got Cents Podcast94. Teaching Your Children that Financial Literacy and Wealth Building is a Way of LifeTeaching our children the foundations of financial literacy is critical in creating more fiscally educated minds. If a child doesn’t understand why they should save their allowance, and their parents have the same behaviors for their paychecks, everyone often has to learn the ‘healthy’ way of doing things the hard way, if ever at all. Chyon and Andre share tips on how to indoctrinate your children with healthy financial habits at an early age. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’...2022-12-0258 minI Got Cents PodcastI Got Cents Podcast93. Understanding Partnership Vs. OwnershipWe all have a boss to report to, even when we've "made it." Chyon and Andre shed light on the recent social happenings regarding Kanye West and Kyrie Irving and their anti semitic actions, and demystify the difference between being a partner versus and owner. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/i...2022-11-181h 29I Got Cents PodcastI Got Cents Podcast92. State of the EconomyWith inflation at an all-time high, and CEO's earning 278 times the average worker, most of us are crying foul and want the federal government to step in and level the playing field. Despite the talk of recession, rent costs inflating to astronomical levels, the economy seems to still be thriving in all major cities. Despite fuel costs nearly doubling, air travel is up 33%, rental car usage up 53% and hotel vacancies down 14%. In this week's episode, Chyon and Andre discuss the state of the economy. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a p...2022-11-111h 11I Got Cents PodcastI Got Cents Podcast91. Top 5 Financial Tips for NewlywedsShowing a pattern of understanding, empathy and compassion within your marriage has to be a top priority for newlyweds, and it all begins with money. In this week's episode, Chyon and Andre share their best financial tips for Newlyweds and couples considering living together. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotc...2022-10-211h 20I Got Cents PodcastI Got Cents Podcast90. Chyon's EXPO Center Youth Financial Literacy TrainingThe City of Los Angeles reached out to Chyon to conduct a Financial Literacy Training for EXPO Center's young adults seeking employment opportunities. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https...2022-09-161h 02I Got Cents PodcastI Got Cents Podcast89. Did NCAA's Name Image and Likeness Rules Legitimize The Boosters?The NCAA approves Name, Image and Likeness (NIL) policy On June 30, 2021, This new policy allows all NCAA D1, D2 and D3 student-athletes to be compensated for their NIL as of July 1, 2021, regardless of whether their state has a NIL law in place or not. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotc...2022-09-0949 minI Got Cents PodcastI Got Cents Podcast88. The Pursuit of Education in the Land of the Free: The Student Loan Debt CrisisThe saying throughout the 80's, 90's and 2000's, "knowledge is freedom" has served as a constant reminder that education beyond high school is the key to a successful career, which serves to foster the chances of a better life. After an extension of the existing payment pause implemented by POTUS46, the student loan debt problem is still so problematic that the federal government has been forced to devise a plan to cancel a chunk of said debt. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and rec...2022-09-021h 29I Got Cents PodcastI Got Cents Podcast87. Wrapping up the 3 Pillars of Wealth Series with the 3rd Pillar: Financial HealthSaving and investing are the primary required for building your financial wealth. They are the cornerstone for establishing your financial foundation and it begins and ends with paying yourself first. If you don’t, you aren’t saving money and you're heading in the wrong direction of life. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://w...2022-08-251h 02I Got Cents PodcastI Got Cents Podcast86. Looking Closer At The 2nd Pillar of Wealth: Mental HealthChyon and Andre bring back the engaging sounds that keep the pod alive as they take a deep dive into the second pillar of wealth, mental health. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free...2022-08-121h 35I Got Cents PodcastI Got Cents Podcast85. Looking Closer At The 1st Pillar of Wealth: Physical Health & Well BeingIn this week's episode, Chyon and Andre discuss the importance of physical health and how it translates into better financial wealth. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robin...2022-08-051h 02I Got Cents PodcastI Got Cents Podcast84. Introduction To The 3 Necessary Pillars of WealthIn this week's episode, Chyon and Andre provide a high level overview of a new mini-series that they'll be starting over the coming weeks. This series will focus on the 3 Necessary Pillars of Wealth. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links...2022-07-1850 minI Got Cents PodcastI Got Cents Podcast82. Started From The Bottom feat. Faylene Bell Senior Director of Marketing at NVIDIAIn this very special episode, Chyon Simmons aka Dj Dividends sits down 1 on 1 with the Senior Director of Marketing at NVIDIA, Mrs. Faylene Bell. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: htt...2022-07-0129 minI Got Cents PodcastI Got Cents Podcast81. Common Financial Disagreements That Often Derail Relationships and Your FinancesIt's often said that the worst financial mistake you can ever make is choosing the wrong mate. It's already very difficult sticking to a budget and successfully managing your money when it's just you, your money and no one else chiming in, but financial incompatibility is the quickest way to ruin your adult life. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video conte...2022-06-2442 minI Got Cents PodcastI Got Cents Podcast80. Characteristics of a Good Stock InvestmentChyon shares his method for identifying a good stock investment. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/andrec108 join.robinhood.com/chyons-90e7d4b...2022-06-1750 minI Got Cents PodcastI Got Cents Podcast79. Don't Panic! The Sky Isn't Falling!On May 20, the S&P 500 index fell into bear market territory. This is the first time in over two years that stocks have fallen so sharply. The last decline of this nature happened in March 2020, on the heels of the COVID-19 outbreak. Chyon and Andre discuss what this really means from a seasoned investors point of view and share ways that you can positively benefit from this bear market. Tune in and #getyousomecents đŸȘ™. Don't forget to join our $10K investment challenge! Become a patron to support our podcast and receive access to Chyon’s stock selec...2022-06-0344 minI Got Cents PodcastI Got Cents Podcast78. The History of Stock Market CrashesIn this episode, Chyon and Andre discuss the history of Stock Market Crashes dating back to 1929 and beyond. Tune in and #getyousomecents đŸȘ™. Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/andrec108 join.robinhood.com/chyons-90e7d4b...2022-05-2750 minI Got Cents PodcastI Got Cents Podcast77. The Cons of the "Ghetto" Mindset in Our CultureThe primary concern is that this ghetto mentality only benefits a few while trapping most of our people in lifelong poverty and struggle. Is today's music, television and social media content corrupting our youth before they get a chance to form positive opinions about their environment and how to improve it? Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast 2022-05-131h 17I Got Cents PodcastI Got Cents Podcast76. We Don't Own AND Control the Industries We DominateIn this episode, Chyon and Andre discuss the various industries in which black folks are the top performers but are little to no where to be found when it comes to ownership. Highly recommend sharing this episode with a younger sibling, cousin, nephew, niece, brother, sister or child. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https...2022-05-071h 39I Got Cents PodcastI Got Cents Podcast75. Balancing the Detriment of Slavery with Assimilating into Mainstream EconomicsIn this week's episode, Chyon and Andre dive into a heavy conversation regarding the idea of being a "sell-out" and assimilating into mainstream economics. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: htt...2022-04-291h 14I Got Cents PodcastI Got Cents Podcast74. What's Going On with Crypto and NFTs?Bitcoin, the flagship of cryptocurrency, has been touted as a universally accepted replacement of government-backed currency since in transition from just being a videogame currency back in 2009. We've all witnessed it's meteoric rise over the past 12 years, and some type of crypto has creeped into a lot of everyday people's hands throughout the world. In this episode, Andre shares his $2,000 NFT experience, his red flags to look for if you're considering getting involved in NFT projects. Chyon also reviews the most popular crypto currencies to date. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or...2022-04-221h 06I Got Cents PodcastI Got Cents Podcast73. What's Going On with Investments in the Cannabis Industry?It's been nearly a decade since the first state in the US has legalized the use of cannabis, but why are cannabis stocks not taking off as fast as financial analysts predicted? Chyon and Andre cover this and more! Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with...2022-04-1536 minI Got Cents PodcastI Got Cents Podcast72. Catch The 2022 Stock Split Wave: The Amazon and Google Stock SplitsChyon and Andre review what a stock split is, why companies split their stocks and discuss whether or not you should buy these stocks before or after split along with the pros and cons of doing so. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with...2022-04-0845 minI Got Cents PodcastI Got Cents Podcast71. Started From The Bottom Feat. Kai George of Content SugarWhat's up IGC family! We're happy to reveal our new interview series "Started from the Bottom" where Chyon aka Dj Dividends interviews c-level execs, entrepreneurs, investors and business owners within his network. Today's episode is featuring our very first guest, the young entrepreneur Kai George of Content Sugar. Chyon sits down with Kai to discuss her experience as a professional product photographer and what its like being a black woman in business. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock...2022-03-2541 minI Got Cents PodcastI Got Cents Podcast70. Tax Implications of Having an LLCIt's that time of year again, tax season! If this is your first time filing your taxes as an LLC then you won't want to miss this episode. Chyon and Andre discuss the tax implications of having an LLC and share a few tips to make this process easier for both you and your tax preparer so tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and inves...2022-03-1837 minI Got Cents PodcastI Got Cents Podcast69. 5 Ways Russia's Invasion Impacts US Stock MarketsThe Russian invasion has already had an immediate wide economic impact on global markets starting with oil price increases. In this week's episode, Chyon and Andre discuss why and how geopolitical situations on the other side of the world, like this, impact the U.S. economy and our stock markets. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get s...2022-03-111h 01I Got Cents PodcastI Got Cents Podcast68. The Reality of Cash FlowCost of living, careers with low barriers to entry, monetizing your skills, wealth-building and more. Chyon and Andre discuss the reality's of cash flow in this week's episode. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own f...2022-02-2552 minI Got Cents PodcastI Got Cents Podcast67. Everybody's Chasing The American DreamWhether you want to admit it or not, we're all chasing the American dream no matter where we are in our lives. And at the end of the day, we all want the same thing: (1) stress free living; (2) sufficient money to spend at our leisure; and (3) love, happiness and safety. Do you still believe in the American Dream? Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and i...2022-02-1845 minI Got Cents PodcastI Got Cents Podcast66. The Deliverable TriadWhere it a product or service, whether you're an employee, independent contractor or entrepreneur, there are three pillars that should uphold the final product or service you deliver to your customers. Chyon and Andre dive into these three pillars and provide a few cents for success in this week's episode. Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get s...2022-02-1138 minI Got Cents PodcastI Got Cents Podcast65. Understanding Your Target CustomerDeploying a proven blueprint is a prudent approach to take when starting a business, but that's just on paper. You still have to take a lot of other variables into consideration. PLEASE NOTE: The first 10 minutes of this episode was corrupted so we dive right into the conversation.  Tune in and #getyousomecents đŸȘ™! Support our podcast by leaving a review or become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get st...2022-02-0443 minI Got Cents PodcastI Got Cents Podcast64. Join Our 2022 $10K ChallengeWe're excited to announce our first official I Got Cents Podcast Challenge - The $10K Challenge! Tune in to learn how you can be involved and benefit from this opportunity! Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.r...2022-01-2819 minI Got Cents PodcastI Got Cents Podcast63. The Cost of Pursuing One Choice Over AnotherOpportunity cost is an important economic concept that finds application in a wide range of business decisions as it relates to reconciling how we spend, save and invest our money and our time. Why is opportunity cost so important? Tune in to find out Chyon and Andre's take and their tips on how to successfully navigate this concept in your everyday life. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video conte...2022-01-211h 11I Got Cents PodcastI Got Cents Podcast62.It's 2022 and WE'RE BACK!Chyon and Andre explain their sudden absence from the pod, dive into their 2021 year in review regarding the stock market performance, the year of crypto, acquisitions and mergers, streaming services and their lessons learned in 2021. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free...2022-01-141h 17I Got Cents PodcastI Got Cents Podcast61. Keeping Up When There's Not Enough Money To LiveWe’re starting to see more and more that most people understand what they should be doing vs what they actually want to do to get their financial house in order. Chyon and Andre dismantle the idea that it’s just not enough money to do it through accountability and empathy.  Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotce...2021-11-191h 07I Got Cents PodcastI Got Cents Podcast60. "Under $50" Stock Reviews From DJ DividendsIn this episode, Chyon and Andre revisit all of Chyon's Top 10 "Under $50 Stock Recommendations" that he has shared publicly as a licensed financial investment advisor since 2017. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/andrec108 ...2021-11-121h 06I Got Cents PodcastI Got Cents Podcast59. Analyzing the Concept of Being Your Own BankIn this episode, Chyon demystifies the hype surrounding the concept of "being your own bank" and highlights the finer details of how this concept applies for families or singles generating a household income of $200K or less. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our o...2021-10-2952 minI Got Cents PodcastI Got Cents Podcast58. Get Your Money Up Part TwoChyon and Andre continue the conversation regarding ways that you can increase your (income) net worth and things that hinder you from getting your money up. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/andrec108 2021-10-171h 15I Got Cents PodcastI Got Cents Podcast57. Get Your Money Up Part OneMoney is one of 3 of the most important resources we have because having it allows you to spend more of your time doing stuff you want to do rather than working for other people doing the stuff they want you to do for them. In this two part episode, Chyon and Andre discuss ways you can increase your (income) net worth. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click...2021-10-171h 00I Got Cents PodcastI Got Cents Podcast57. My Business Is Set Up, Now How Do I Get Paying ClientsThis is a special episode dedicated to entry level entrepreneurs seeking ways to increase their clientele. Chyon and Andre provide tried and true tips on how to go from zero clients to generating revenue from your ideal clientele. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick...2021-10-081h 15I Got Cents PodcastI Got Cents Podcast56. The Traditional Black Family is Our Economic Power BaseChyon and Andre discuss the value of having both parents in the household and how this directly impacts the economic status in the household. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/andrec108 join...2021-10-021h 16I Got Cents PodcastI Got Cents Podcast55. We All Got A BossUh-oh... Chyon done messed around and got a call from his Advisory Firm and FINRA smh... The saying is true, "we all got a boss." Tune in to learn what's that means for the podcast... Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our o...2021-09-2549 minI Got Cents PodcastI Got Cents Podcast54. Difference Between Whole & Term Life InsuranceChyon demystifies the concept of having whole or term life insurance. #getyousomecents đŸȘ™ Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/andrec108 join.robinhood.com/chyons-90e7d4b For weekly m...2021-09-1758 minI Got Cents PodcastI Got Cents Podcast53. Investment Vehicles In A Financial PortfolioChyon and Andre discuss the different investment vehicles in a financial portfolio. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/andrec108 join.robinhood.com/chyons-90e7d4b For weekly motivation, chall...2021-09-151h 35I Got Cents PodcastI Got Cents Podcast51. 1 Year AnniversaryChyon and Andre recap the I Got Cents perspective and provide a few stock hot takes. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/andrec108 join.robinhood.com/chyons-90e7d4b For...2021-09-031h 12I Got Cents PodcastI Got Cents Podcast50. Money Trumps Race in America’s Tiers of ClassismChyon and Andre discuss how racism isn't what's holding back black American's from realizing financial freedom and progressing as a culture. You don't wanna miss this one so tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/a...2021-08-1645 minI Got Cents PodcastI Got Cents Podcast49. Managing Your Personal AffairsChyon provides an in depth analysis on the importance of handling your personal financial affairs such as a will or a trust, assigning beneficiaries, etc.If this applies to you and if it doesn't tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock...2021-08-0958 minI Got Cents PodcastI Got Cents Podcast48. The Pandemic and The Job MarketWhat’s big brother up to? the IRS is short on staff, but has new initiatives to track wire transfers, crypto transfers & PPE Loan fraud. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/andrec108 join...2021-08-0248 minI Got Cents PodcastI Got Cents Podcast47. The Latest and Greatest In The Stock MarketIn this episode, Chyon and Andre review recent and forecasted stock splits, stocks to put on your radar (and why), updates on crypto currency and also discuss Andre's progress of having invested into ticker symbol SPYG. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own f...2021-07-261h 03I Got Cents PodcastI Got Cents Podcast46. Name, Image & Likeness of College Athletes Part TwoCollege athletes are finally getting PAID!!! This is HUGE!!! Chyon and Andre continue the conversation and discuss key steps college athletes can take TODAY to position themselves to make money using their name, image and likeness. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own f...2021-07-191h 09I Got Cents PodcastI Got Cents Podcast45. Name, Image & Likeness of Collegiate Athletes Part OneEffective this month (July 1, 2021), the NCAA announced an interim policy that allows individual student athletes from all three college sports division levels to monetize their name, image and likeness (NIL). This broad policy for college athletes is still in a grey cloud because the new guidance isn’t a federal law, so each athlete’s money-making activities are governed by the law of the state where the school is located. It also allows students in states without NIL laws to participate without breaking NCAA rules too. There’s a lot for these college kids to unpack with the “dos and don’ts...2021-07-121h 08I Got Cents PodcastI Got Cents Podcast44. Financial Cost-Sharing MethodologiesStatistics say that finances cause more break-ups than infidelity. Money is even at the core of what causes other relationships with family, friends and business partners to crumble. Coming out of the coronavirus lock-in, many folks will be looking to make moves by finding other living arrangements by finding roommates, getting a Bae or looking to tie the knot. Regardless of your living arrangement, if you’re not covering all the bills in whatever cohabitation you have going, what type of cost-sharing do you think is fair and reasonable? Tune in and #getyousomecents đŸȘ™! Become a patron to suppo...2021-07-051h 20I Got Cents PodcastI Got Cents Podcast43. Hustling VS. Entrepreneurship – Changing Your MindsetOn the grind out there chasing the bag is a core fundamental part of the culture. And often, we proudly affirm this activity to hustling. But hustling isn’t the same as being an entrepreneur if there’s an element to your hustling that’s not completely legit. When there’s more at risk than the money invested and your business endeavor itself, you’re just a hustler, and that type of mindset never wins in the end. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate inv...2021-06-281h 10I Got Cents PodcastI Got Cents Podcast42. 10 Red Flags for PPP Loan FraudIn this episode, Chyon and Andre review the PPP Loan Eligibility requirements and discuss the 10 red flags for PPP Loan Fraud 👀👀👀. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/andrec108 join.robinhood.com/chyons-90e7d4b...2021-06-211h 11I Got Cents PodcastI Got Cents Podcast41. I Have an LLC Now What?While LLC's are very easy to maintain, there are administrative responsibilities that come with having an LLC. Chyon and Andre discuss these responsibilities to help those who have recently set one up so they can handle their business properly. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both...2021-06-1440 minI Got Cents PodcastI Got Cents PodcastNvidia & The Fine Print Behind Stock SplitsOver the last year, we've seen both Apple and Tesla do stock splits. Now, Nvidia is scheduled to execute a 4-for-1 stock split in July. A stock split is a corporate action by a company's board of directors that increases the number of outstanding shares in order to lower its stock price. This is done by dividing each share into multiple ones - - thus instantly increasing how many shares current shareholders own. Let's talk some shop! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/a...2021-06-0741 minI Got Cents PodcastI Got Cents Podcast39. Big Bank Take Little BankAmazon's recent $8.5 billion deal to buy MGM, the iconic Hollywood studio known for releasing some of the greatest movies ever, sets a course for Amazon to enhance it's Amazon Prime Video division with new programming mined from MGM's enormous library and better challenge Netflix in head-to-head streaming competition for new customers. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast 2021-05-3156 minI Got Cents PodcastI Got Cents Podcast38. Show Me Your Friends and I'll Show You Your FutureWhat do you get out of your circle of friends beyond fun and an escape from your everyday struggles and frustrations? Does your core group of friends have an unspoken set of goals and objectives that uplift one another financially and economically? Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links...2021-05-211h 19I Got Cents PodcastI Got Cents Podcast37. The Concept is the Same. The Blueprint is Different.Everybody's path is going to be different, so you need to follow your own plan to invest in yourself. Let's talk some shop! Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/andrec108 join.robin...2021-05-1749 minI Got Cents PodcastI Got Cents Podcast36. How To Create A Strong Brand: Part TwoChyon and Andre continue their conversation about how to go about creating a strong brand. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/andrec108 join.robinhood.com/chyons-90e7d4b For w...2021-05-1052 minI Got Cents PodcastI Got Cents Podcast35. How To Create A Strong Brand: Part OneChyon and Andre share about the importance of branding and how effectively brand your self and your business. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/andrec108 join.robinhood.com/chyons-90e7d4b ...2021-05-0355 minI Got Cents PodcastI Got Cents Podcast34. Paying It ForwardPaying it forward in the form of knowledge-sharing is the best way to pass the baton so the next person doesn’t have to start from the beginning. Arming those that come after you with the information to speed up their learning curve will help them save time and money, minimize mistakes and ultimately go further. We’ve all heard the saying, “the game is sold, not told” or “I’ll teach you some of what I know, but all of what I know.” We’ve all seen or personal experienced “re-inventing the wheel” unnecessarily. This kind of mindset ultimatel...2021-04-261h 09I Got Cents PodcastI Got Cents Podcast33. Crypto Talk: It's The DOGE In Me!DOGE coin just hit a new all time high. Let's talk about it! Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/andrec108 join.robinhood.com/chyons-90e7d4b For weekly motiv...2021-04-1934 minI Got Cents PodcastI Got Cents Podcast32. The Challenges of Creating Generational WealthThe steps towards creating wealth are as simple as 1-2-3
on paper. Buy a home, buy life insurance (just in case), start investing in your company’s 401K retirement plan or an IRA in your 20’s, start your own business (via entrepreneurship), accumulate rental properties and hire smart people to do your estate planning to pass your fortune on to your children paying as little taxes as possible
 and of course invest your money whether it be crypto or stocks. Then, financial literacy initiatives like the IGotCents platform shares the knowledge to make it all make sense as you foll...2021-04-121h 12I Got Cents PodcastI Got Cents Podcast31. Scalability: Growing Your BusinessThere are only 24 hours in one day. Most new entrepreneurs start out as a one-person operation. Without growth and expansion of the business, there are limitations and money is being left on the table. Scalability (also referred to as ramping up) is the ability of a system or business to grow larger by adding resources to the operation. In an economic context, a scalable business model implies that a company can increase sales given increased resources. Let's talk shop! Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selec...2021-04-051h 18I Got Cents PodcastI Got Cents Podcast30. How to Leverage America’s Tax System as an EntrepreneurWe pay taxes because our government enacted it as the law. Taxes are collected at the federal, state, and local levels (county and city) to pay for society’s collective benefit to provide infrastructure to include care for our senior citizens, national defense, community services and shared spaces. Chyon and Andre talk shop about ways to leverage America's tax system as a business owner. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related...2021-03-291h 08I Got Cents PodcastI Got Cents Podcast29. What Is Business Credit and How Do You Build It?Your business credit can be as important as your personal credit. Creditors and suppliers are increasingly using your business credit rather than your personal credit to make lending and credit decisions. Establishing business credit is more challenging, especially if your business is new and not able to show that it is profitable. Chyon and Andre discuss a few best practices you can implement to begin building business credit. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more...2021-03-2254 minI Got Cents PodcastI Got Cents Podcast28. Tidal? Ace Of Spades? Is Jay Z Big Pimpin’ the Culture?When we say, “for the culture” that’s an ideology that consists of the values, beliefs, systems of language, communication, and practices that people share in common and that can be used to define them as a collective. Does “for the culture” also include the economic responsibility of holding on to businesses that have been built exclusively off the consumption of black spending? When one of us is doing something as a way of life, where do you draw the line for crossing over to what the culture considers selling-out? Tune in and #getyousomecents đŸȘ™! Become a patron to support ou...2021-03-1544 minI Got Cents PodcastI Got Cents Podcast27. Ways to Invest Your Stimulus CheckIn this episode, Chyon and Andre discuss a few ways to invest your stimulus check after your responsibilities are taken care of of course. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/andrec108 join.r...2021-03-0849 minI Got Cents PodcastI Got Cents Podcast26. How to Make Sound InvestmentsEmotions can drive everything we do. Chyon and Andre discuss the benefits of separating emotion from your investment decision making process as well as provide a few fundamentals to making sound investments in this episode. See below: 1 - build a financial foundation 2 - sound resources & do your own research 3 - learn fundamentals 4 - tune in for more Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entre...2021-03-0158 minI Got Cents PodcastI Got Cents Podcast25. Does Your Education Determine Your Wealth Potential?Most people never achieve the level of financial success they desire because they never get a complete financial education or because they subscribe to the traditional idea that having nice things is the end game. However, all those nice things are usually negative assets. Getting educated is necessary, but we have to understand that most of what we learn in college is not readily marketable to our black communities. And if you noticed, the practical skills of carpentry, brick masonry, electrical wiring, pluming, welding and bookkeeping are no longer certification programs taught in public schools. ...2021-02-2255 minI Got Cents PodcastI Got Cents Podcast24. Stocks: Primary Market vs. Secondary MarketChyon and Andre discuss the difference between the primary market and the secondary market and how understanding the infrastructure of securities investing will help you grow your investment portfolio. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robin...2021-02-151h 06I Got Cents PodcastI Got Cents Podcast23. Crypto: Is DOGE Coin the next Bitcoin?The huge success of Bitcoin has motivated the creation of more and more forms of digital currency payment systems that are instant, fun, and free from using the traditional banking system by using blockchain technology. Dogecoin, around since late 2013, has emerged as the follow-up act to Bitcoin in popularity and the coin of choice for retail investors to ride to riches. Early on in 2014, for a brief moment when China banned Bitcoin, Dogecoin trading volumes surged exponentially, instantly generating tons of optimism for the antigovernment inspired retail investor world...then humbly came crashing back down to reality. 2021-02-081h 07I Got Cents PodcastI Got Cents Podcast22. Gamestop, AMC and the Short SqueezeEvery stock trader is thinking of how to get rich quick. Every institutional investor is trying to deliver the highest return on investment to their shareholders. The sophistication of technology and social media has given us all better insight to what everybody is doing as well as why they're doing it. This transparency has cause a head on collision between Wall Street and Social Responsibility. Chyon and Andre discuss how the battle between retail traders and the financial elites is on and popping again because the little man see's the situation at-hand not only unfair, but unethical...2021-02-0158 minI Got Cents PodcastI Got Cents Podcast21. Keys to Instantly Add ValueThe most successful people in the world have these 4 things in common: discipline, focus, growth and confidence. Once those 4 pillars are manifested into who you are as a person, you then have established a foundation to build upon. Chyon and Andre discuss how these characteristics have helped them achieve their goals and be successful. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patre...2021-01-2541 minI Got Cents PodcastI Got Cents Podcast20. Daily Habits and Achieving Your Financial GoalsAt some point in time, everyone has talked about what they would do if they had a million dollars, but we rarely talk about what it takes to get a million dollars. Managing money and investing is 80% behavior and 20% knowledge. What are you doing to get to where you say you want to be? Show me what you spend most of your time doing and I'll show you where you'll be this same time next year. Chyon and Andre provide 10 questions you should ask yourself going into the New Year. Tune in and #getyousomecents đŸȘ™! Become a p...2021-01-181h 08I Got Cents PodcastI Got Cents Podcast19. Storming the Capitol: Getting Our Piece of the PieWe all just witnessed that despite all the progression America has made over the past 257 years, racism is still the biggest issue and because we, the darkest people of color, have suffered more than any other race, we still have a lot of psychological problems that often reveals itself as anger. This anger is justified; however, we must realize more constructive ways to channel our disenfranchisement with inequality because going back to Africa isn't realistic. The reality is, we have to make the best of what America has to offer. Tune in and #getyousomecents đŸȘ™! Become a patron to...2021-01-1155 minI Got Cents PodcastI Got Cents Podcast18. Understanding the Fine Print: Buying Vs. Renting a HomeThroughout the history of America, it has always been said that the best way to building wealth is through home ownership. Finish high school, get a job down at the local plant, marry your high school sweetheart, save for a down payment on a house, start a family and pass that home on to your kids. Is that blueprint still at the forefront of the American dream? Is home ownership a main goal of yours, and if so, what is your strategy for seeing it come to fruition. Tune in and #getyousomecents đŸȘ™! Become a patron to support our...2021-01-051h 07I Got Cents PodcastI Got Cents Podcast17. Understanding the Fine Print: Buying vs. Leasing a CarDepending on the environment you live in and the life you live, having access to a vehicle can be a necessity or it may be an added unnecessary cost? Everyone who has ever been involved with paying for a car [by way of lease or purchase] has heard by now that a vehicle is one of the worst assets you can every own because it depreciates 15% to 20% as soon as you drive it off the lot. In this episode, Chyon and Andre discuss the options of leasing versus buying a car. Tune in and #getyousomecents đŸȘ™! Become a pat...2020-12-2959 minI Got Cents PodcastI Got Cents Podcast16. Understanding the Fine Print: 401KIn this episode Chyon and Andre take a deep dive into the purpose of a 401K, benefits, company incentives for having you invest in your 401K and much more! Chyon also sheds light on alternative retirement investment options for entrepreneurs. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll...2020-12-2144 minI Got Cents PodcastI Got Cents Podcast15. Understanding the Fine Print: Mutual Funds vs. Stocks/ETFsIn this episode, Chyon and Andre discuss the differences between Mutual Funds, Stocks and ETFs; they provide tangible examples of how each can be a great solution based on your knowledge and resources. Chyon also directly answers the following questions: Is a qualified plan better than a non-qualified investment? How do you avoid losing your money in the stock market? Why risk investing in the stock market instead of using a secured bank product? Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estat...2020-12-1447 minI Got Cents PodcastI Got Cents Podcast14. Understanding The Fine Print: Life InsuranceIn part two of our comparative analysis series - understanding the fine print - Chyon and Andre discuss the pros and cons of life insurance which includes the debate of which is better: term vs. whole life or annuities. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both...2020-12-071h 03I Got Cents PodcastI Got Cents Podcast13. Understanding the Fine Print: Banks Vs. Credit UnionsWe're all taught about God, heaven and the after-life, but we're not taught financial literacy and about what to do with the money we have to make the cost of living life better or making plans for the people we love after our life is over. What is your plan for those you leave behind? Are they going to benefit or suffer the consequences of your failure to adequately ensure they are taken care of financially? Do you want your loved ones starting over from where you started or do you want them to pick-up where you leave off?2020-11-3050 minI Got Cents PodcastI Got Cents Podcast12. Changing The Culture - Money Is PowerOne of the best ways to pay it forward is to affect change through social influence, but you need power in order to have your voice heard. The easiest way to get power is through leveraging your money or having decision-making authority to decide how money is used. Hence the popular lyrics, "Watchu need in life? Money, power, respect!" Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to ge...2020-11-231h 33I Got Cents PodcastI Got Cents Podcast11. All Eyes On MeIn a fast growing, attention craving society, failing fast is a popular way to exploit human psychology. Chyon and Andre discuss how social media platforms use this to their advantage by predicting what appeals to the masses so they can monetarily capitalize on how we humans behave. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with...2020-11-161h 16I Got Cents PodcastI Got Cents Podcast10. Begging Others To Spend Your MoneyIn this episode, Chyon and Andre discuss the concept of "begging others to spend your money". This concept shifts our thinking from seeking better employment opportunities to building our own platforms, infrastructures and economies to create our own opportunities. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both...2020-11-091h 24I Got Cents PodcastI Got Cents Podcast9. Advancing The Culture Vs. Cultural PredatorsChyon and Andre converse about how to advance the culture through making investing and entrepreneurship a higher priority, versus creating the culture and giving it way by signing bad contracts with individuals outside of the culture. Watch out! Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick...2020-11-0242 minI Got Cents PodcastI Got Cents Podcast8. Taking A Leap Into The Stock MarketIn this episode, Chyon and Andre discuss the benefits and fundamentals of investing in the stock market. This includes how to open a brokerage account, fund the account, trade stocks, review your portfolio's performance and assess the value of companies you plan to invest in. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one o...2020-10-2648 minI Got Cents PodcastI Got Cents Podcast7. "More Money More Problems"Although money won't make you happy in the long-term, learning how to intelligently use your money will help eliminate a lot of the struggles of never having enough money to cover the cost of living better. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own f...2020-10-181h 03I Got Cents PodcastI Got Cents Podcast6. Bird In The Hand TheoryIn the world of investing, the "bird-in-the-hand" theory states that investors prefer the certainty of dividend payments rather than the possibility of substantially higher future capital gains, which represents the two-in-the-bush." While this conservative and stable perspective sounds logical investment-wise, it's widely frowned upon by the community when our central points of concentrated capital employs the same approach. Are those with the money in hand obligated to look to the bush for our greater good by way of economic growth? Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chy...2020-10-1241 minI Got Cents PodcastI Got Cents Podcast5. Things Ain't Like They Use To BeChildren’s economic well-being is closely tied to their immediate families’ financial success and the financial education they receive growing up. In this week's episode, Chyon and Andre dive into how this begins forming in the household and is either reinforced or undermined by the environment one is raised in. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Ro...2020-09-2857 minI Got Cents PodcastI Got Cents Podcast4. Executing Your Idea Into A Profitable BusinessEverybody has a million dollar idea. Coming up with a realistic plan and executing your idea into a profitable business is a very high hurdle; building a successful non-profit is an even higher hurdle to cross. In this episode, Chyon and Andre provide valuable tips for pursuing entrepreneurship and shed light on a few "need to knows" about non-profits. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to ge...2020-09-2157 minI Got Cents PodcastI Got Cents Podcast3. Building A Financial FoundationIn this episode, we dive into the Andre's favorite concept created by Chyon Simmons - the I Got Cents model of building a financial foundation. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video content (click here to get started): https://www.patreon.com/igotcentspodcast Join Robinhood with either one of our links and we'll both pick our own free stock: https://join.robinhood.com/andrec108 joi...2020-09-141h 06I Got Cents PodcastI Got Cents Podcast2. Crawl, Walk, Run then JumpWe naturally get most of our financial education from the wrong people. Our parents, too often, teach us nothing and what influencer's teach us is misleading and detrimental because they are just paid sponsors pushing products and services. In this episode, we discuss a few key tips that will position you to crawl, walk, run then jump towards success in the financial world. Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and more entrepreneurship and investment related video...2020-09-0747 minI Got Cents PodcastI Got Cents Podcast1. The I Got Cents PerspectiveWelcome to our podcast! In episode 1, Chyon and Andre introduce themselves and shed light on the origins of the I Got Cents perspective, its foundational principles and how the brand has grown over the years. Share this episode with ya momma, ya daddy, ya auntie, uncle, grandparents, nieces, nephew, mail man, lawyer, coworkers, cousins, neighbors, barber, hair stylist, son, daughter, dog, cat and anybody who can benefit from listening! Tune in and #getyousomecents đŸȘ™! Become a patron to support our podcast and receive access to Chyon’s stock selections, real estate investments, weekly financial articles, financial educational videos and m...2020-08-3146 min