Shows
Cutting-Edge Benefits PodcastHealthcare Without Insurance? Why 2026 Is the Year Employers Finally Say “Enough”This is the episode title that makes employers uncomfortable — and for good reason.In this candid, forward-looking conversation, Tom Quigley explains why 2026 is the year many employers stop asking “how do we renew?” and start asking “why are we doing this at all?” Traditional health insurance has reached a financial breaking point, and companies are being forced to choose between paying carriers or paying employees.This episode is not about ditching responsibility — it’s about rebuilding healthcare around logic, math, and control, using tools like Direct Primary Care, catastrophic-only coverage, and Medical Expense Reimbursement Plans to regain sust...
2025-12-2505 minCutting-Edge Benefits PodcastThe 2026 Employer Health Plan Reset: What Smart Companies Are Changing NowAs 2026 approaches fast, Tom Quigley lays it out plainly:traditional employer health plans are officially broken — and pretending otherwise is no longer an option.In this episode, Tom explains why 2026 has become the breaking point for employers, what finally snapped inside the legacy health insurance model, and why the smartest companies are resetting their entire benefits strategy before renewal instead of waiting to be ambushed by 30–40% increases.This conversation is about logic over fear, math over emotion, and why employers who don’t change now are guaranteed to lose.Tom gets straight to it...
2025-12-2303 minCutting-Edge Benefits Podcastnside ClaimLinx: How Elite Service Turns Confusing Benefits into Real SavingsThis episode pulls back the curtain on what actually makes ClaimLinx work—not just the strategy, but the people.For the first time, listeners meet Chelsea and Emily, two of the field service managers who travel across the country educating employers and employees on how to use the ClaimLinx solution in real life. This conversation makes one thing crystal clear:ClaimLinx isn’t just a cost-saving model — it’s an advocacy system.Tom explains why service is the backbone of the company, while Chelsea and Emily walk through what happens after a business signs on...
2025-12-1815 minCutting-Edge Benefits PodcastThe Subsidy Cliff Is Back: What the End of Enhanced ACA Subsidies Means for 2026With just 21 days left on the clock, Tom Quigley dives headfirst into the reality many Americans are now waking up to: enhanced ACA subsidies are gone, the income cliff is back, and 2026 is shaping up to be a brutal year for anyone relying on the Affordable Care Act.In this raw, unscripted conversation, Tom and Neil break down what’s actually happening (and what isn’t), why people are shocked by 300–400% premium increases, and why millions of Americans are suddenly forced to choose between overpriced insurance or rolling the dice uninsured.Tom doesn’t sugarcoat it. This...
2025-12-1608 minCutting-Edge Benefits PodcastStop Buying Insurance Like It’s 1998: Modernizing Your Health Plan in 2026In this episode, Tom Quigley of ClaimLinx delivers a wake-up call to employers still buying health insurance with outdated strategies. If your company is stuck in the 1990s mindset—high premiums, minimal customization, and cookie-cutter plans—then you're bleeding cash. Tom explains how modern 2026 health plan design leverages Section 105 tax law, medical expense reimbursement plans (MERPs), and a fully customized approach to cut costs while improving employee benefits.He breaks down what today’s smartest employers are doing instead—and why relying on commission-based brokers is one of the costliest mistakes businesses continue to make.🧠 Most busine...
2025-12-0407 minCutting-Edge Benefits PodcastSunsetting Subsidies: What It Really Means for Healthcare in 2026In this urgent episode, Tom Quigley of ClaimLinx breaks down the confusion and panic surrounding the sunsetting of enhanced ACA subsidies at the end of 2025. Many individuals and small business owners are seeing massive spikes in healthcare premiums—but much of the fear is based on misinformation.Tom clarifies what’s actually happening, who’s impacted, and why the enhanced subsidies were so critical for middle and upper-middle-class Americans. He also dives into the politics behind the delay in action, and how smarter plan design using Section 105 and Medical Expense Reimbursement Plans (MERPs) can offer financial relief—even if...
2025-12-0310 minCutting-Edge Benefits PodcastHow to Save 30–60% on Health Insurance with Smarter Plan DesignHealth insurance costs are rising fast—and small businesses are feeling the heat. In this episode, Tom Quigley explains how smarter plan design can slash health insurance costs by 30–60% while improving employee benefits.Tom outlines why traditional insurance plans are loaded with unnecessary costs, how pharmaceutical rebates are being hidden, and why most employers are unknowingly overpaying by tens of thousands each year.The truth? You're paying for features your employees barely use—and getting crushed by deductibles and rate hikes in return.Why traditional insurance carriers overcharge for basic coverage like copays and of...
2025-11-2707 min
The Neil Haley ShowElf on the Shelf, Small-Business Benefits, Radiate TV, Bum Phillips, Vet SOS & The Frank Fiori Show — A Holiday Week Power EpisodeElf on the Shelf, Small-Business Benefits, Radiate TV, Bum Phillips, Vet SOS & The Frank Fiori Show — A Holiday Week Power EpisodeThe show opens with an unforgettable holiday celebration as Neil welcomes Chanda Bell and Christa Pitts, the sister co-founders of The Elf on the Shelf, marking the tradition’s 20th anniversary. They share the heartwarming origin of the phenomenon — a childhood game with their mother’s keepsake elf — and how it grew into a global tradition after years of persistence, self-publishing, and help from Santa himself. The segment dives into the fast-expanding SantaVerse, including new characters, music, animated series, live experience...
2025-11-251h 00
The Neil Haley ShowElf on the Shelf, Small-Business Benefits, Radiate TV, Bum Phillips, Vet SOS & The Frank Fiori Show — A Holiday Week Power EpisodeElf on the Shelf, Small-Business Benefits, Radiate TV, Bum Phillips, Vet SOS & The Frank Fiori Show — A Holiday Week Power EpisodeThe show opens with an unforgettable holiday celebration as Neil welcomes Chanda Bell and Christa Pitts, the sister co-founders of The Elf on the Shelf, marking the tradition’s 20th anniversary. They share the heartwarming origin of the phenomenon — a childhood game with their mother’s keepsake elf — and how it grew into a global tradition after years of persistence, self-publishing, and help from Santa himself. The segment dives into the fast-expanding SantaVerse, including new characters, music, ani...
2025-11-2500 minCutting-Edge Benefits PodcastWhy Every Small Business Needs a Benefits ConsultantIn this powerful episode, Tom Quigley breaks down the real role of a benefits consultant—and why small businesses can’t afford to rely on traditional health insurance brokers anymore.Tom outlines how most brokers are incentivized by insurance carriers, not employers, and how this creates a massive blind spot for business owners trying to contain healthcare costs. He explains the difference between selling a product and building a cost-saving strategy.If your premiums keep rising and your employees keep getting hit with higher deductibles and less coverage, it’s time to rethink who’s advising...
2025-11-2507 minCutting-Edge Benefits PodcastThe 2026 Healthcare Panic Button: New Alternatives for Individuals & Employers (Feat. Amber Krauza)In this packed episode, Tom Quigley invites Amber Krauza of CEHAS to help tackle one of the biggest questions hanging over the country right now: “What the hell are people supposed to do when health insurance jumps 40%, 50%, even 60% overnight?”The entire marketplace is in upheaval — open enrollment is a disaster, premiums are skyrocketing, networks are shrinking, and millions of people suddenly can’t afford coverage. Tom and Amber break down real alternatives for both individuals and employers, especially people who are healthy, priced out of the ACA marketplace, and sick of fighting with insurance companies and corrupt state de...
2025-11-2019 minCutting-Edge Benefits PodcastWill the Subsidies Sunset? The Political Tug-of-War That Could Reshape 2026 HealthcareIn this direct, no-filter conversation, Tom Quigley tackles the question dominating American households, employers, and policymakers right now:Will the enhanced ACA subsidies sunset — or will politicians cave and extend them?Tom breaks down the math, the politics, the corruption, and the sheer incompetence swirling in Washington as lawmakers try to figure out what the hell to do with a healthcare system on the brink of collapse. He doesn’t hold back, calling out both parties, the lobbyists, the insurance companies, and the total lack of understanding lawmakers have about how insurance actually works.Th...
2025-11-1811 minCutting-Edge Benefits PodcastFrom Confusion to Clarity: How ClaimLinx Simplifies Employee BenefitsAfter breaking news about skyrocketing 2026 health insurance premiums, this follow-up episode dives into the solution—how ClaimLinx simplifies the chaos of employee healthcare for small and mid-sized businesses.Host Tom Quigley pulls back the curtain on an industry designed to confuse, where most employers think “the more you pay, the better the plan.” In reality, the opposite is true. Tom explains that health benefits are a math problem—and ClaimLinx knows how to solve it every time.By combining transparency, logic, and math-based planning, ClaimLinx helps business owners move from frustration and confusion to complete clarity—savin...
2025-11-1305 minCutting-Edge Benefits PodcastThe 2026 Health Insurance Meltdown: Why Businesses Are About to Get Crushed by Rate HikesIn this explosive Cutting Edge Benefits Podcast episode, Tom Quigley delivers his most powerful reality check yet on the 2026 healthcare crisis. With UnitedHealthcare and other major carriers raising premiums by 40–52%, Tom exposes how employers are being ripped off in broad daylight—and how ClaimLinx’s simple, proven system could slash costs by hundreds of thousands of dollars.Tom reveals an actual client example: their premiums skyrocketed from $62,000 to $95,000, yet with ClaimLinx, those same benefits could cost just $25,000—a savings of over $800,000. He calls out insurance companies, agents, and Congress alike for being part of a corrupt, profit-driven machine...
2025-11-1111 minCutting-Edge Benefits PodcastCVS Health’s Exit from the ACA Marketplace: What It Signals for Employee Benefit Strategy in 2026In this special Halloween edition of the Cutting Edge Benefits Podcast, Tom Quigley and Neil Haley dissect breaking news from the healthcare industry: CVS Health’s shocking decision to exit the ACA individual marketplace in 17 states for 2026. While some may see this as an isolated corporate move, Tom argues it’s a clear reflection of a profit-obsessed system collapsing under its own weight.With his trademark candor, Tom calls out the real motives behind CVS’s exit—profit margins and shareholder demands—not consumer care or innovation. He breaks down how the ACA individual market became an unprofitab...
2025-11-0609 minThe Neil Haley ShowExploring the Cosmos and Cellular Health: Neil deGrasse Tyson, John Jubilee, and Tom Quigley Join The Neil Haley ShowExploring the Cosmos and Cellular Health: Neil deGrasse Tyson, John Jubilee, and Tom Quigley Join The Neil Haley ShowIn this powerhouse episode of The Neil Haley Show, Neil and co-host Caregiver Dave open with a fascinating interview featuring world-renowned astrophysicist Neil deGrasse Tyson, Director of the Hayden Planetarium and author of Cosmic Queries: StarTalk’s Guide to Who We Are, How We Got Here, and Where We’re Going. Tyson discusses his lifelong dedication to “serving public cosmic curiosity,” explaining that science is not about undermining belief systems but about uncovering objective truth. He shares insight on the tens...
2025-11-041h 00The Neil Haley ShowExploring the Cosmos and Cellular Health: Neil deGrasse Tyson, John Jubilee, and Tom Quigley Join The Neil Haley ShowExploring the Cosmos and Cellular Health: Neil deGrasse Tyson, John Jubilee, and Tom Quigley Join The Neil Haley ShowIn this powerhouse episode of The Neil Haley Show, Neil and co-host Caregiver Dave open with a fascinating interview featuring world-renowned astrophysicist Neil deGrasse Tyson, Director of the Hayden Planetarium and author of Cosmic Queries: StarTalk’s Guide to Who We Are, How We Got Here, and Where We’re Going. Tyson discusses his lifelong dedication to “serving public cosmic curiosity,” explaining that science is not about undermining belief systems but about uncovering objective truth. He share...
2025-11-0400 minCutting-Edge Benefits PodcastHealth Insurance Costs Surge in 2026: Why Employers Can’t Afford the Status QuoIn this Halloween edition of Cutting Edge Benefits, host Tom Quigley and co-host Neil Haley tackle the chilling reality of what 2026 holds for U.S. employers facing skyrocketing healthcare costs. With projections showing nearly a 9% rise in employee healthcare costs, Tom delivers a candid and fiery take on what’s truly driving this crisis—greed, corruption, and complacency at every level of the healthcare system.Tom calls out the insurance carriers, pharmaceutical giants, hospital administrators, and even government agencies for perpetuating an unsustainable model that punishes small and mid-sized businesses. He argues that the traditional way of buyi...
2025-11-0409 minThe Neil Haley ShowHealing, Magic, and Southern Comfort — Paula Deen, Levanah Shell Bdolak, and Tom Quigley on The Neil Haley ShowIn this two-hour edition of The Neil Haley Show, Neil brings together a star-studded and thought-provoking lineup — featuring legendary chef Paula Deen, spiritual author Levanah Shell Bdolak, and healthcare innovator Tom Quigley — for a conversation that spans food, healing, magic, and modern wellness.Hour 1 — Paula Deen: “At the Southern Table”Neil opens the show with Southern icon Paula Deen, who joins from the road on her nationwide book tour to discuss her new cookbook, At the Southern Table: 150 Classic Recipes to Share with Family and Friends. Paula shares the inspiration behind the 30 brand-new recipes and her signature menu-planning feature th...
2025-11-031h 00The Neil Haley ShowHealing, Magic, and Southern Comfort — Paula Deen, Levanah Shell Bdolak, and Tom Quigley on The Neil Haley Show 11-3-25Healing, Magic, and Southern Comfort — Paula Deen, Levanah Shell Bdolak, and Tom Quigley on The Neil Haley Show In this two-hour edition of The Neil Haley Show, Neil brings together a star-studded and thought-provoking lineup — featuring legendary chef Paula Deen, spiritual author Levanah Shell Bdolak, and healthcare innovator Tom Quigley — for a conversation that spans food, healing, magic, and modern wellness.Hour 1 — Paula Deen: “At the Southern Table”Neil opens the show with Southern icon Paula Deen, who joins from the road on her nationwide b...
2025-11-0300 minCutting-Edge Benefits PodcastHow to Buy Health Insurance for Your Business in 2026In this powerhouse episode, Tom Quigley breaks down how small businesses should approach buying health insurance for 2026. With inflation, subsidy uncertainty, and insurance carrier greed on the rise, most businesses are wasting tens—sometimes hundreds—of thousands of dollars every year.Tom lays out a step-by-step framework for saving money while providing better employee benefits, and exposes the shocking truth about brokers, HR decision-makers, and even departments of insurance.Get the Lowest-Cost OptionAsk your current carrier for the cheapest available plan with the same network—no matter the deductible.Run the Ma...
2025-10-3008 minCutting-Edge Benefits PodcastSubsidy Showdown: Will Congress Renew Health Insurance Aid Before 2026?In this no-holds-barred episode, Tom Quigley takes aim at Washington’s latest political standoff—the looming expiration of health insurance subsidies under the Affordable Care Act. With the government shutdown still unresolved, Tom explains why cutting subsidies could devastate small business owners, self-employed individuals, and middle-class families across America.As always, Tom delivers real talk with no sugar-coating. He breaks down how enhanced ACA subsidies lowered premiums to manageable levels for many working Americans—and why eliminating them would cause premiums to skyrocket 400–600%, leaving people either uninsured or broke.⚖️ Subsidy Extensions Are on the Chopping Block: Repub...
2025-10-2806 minCutting-Edge Benefits PodcastThe Disability Coverage Gap: How Small Businesses Can Protect Key EmployeesIn this episode of Cutting Edge Benefits, Tom Quigley welcomes longtime friend and benefits expert Aaron McDonaldfrom Medfinity Financial for a deep dive into one of the most overlooked benefits in the small business world—disability insurance.Aaron shares how reverse discrimination in traditional group benefits plans leaves high-income earners significantly underinsured—and what business owners can do to fix it. You’ll learn how guaranteed standard issue disability planscan provide custom protection for executives and key employees, regardless of health status. Plus, they explore how these solutions perfectly complement ClaimLinx’s cost-saving healthcare model.⚙️ What “reverse discrimin...
2025-10-2311 minThe Neil Haley ShowThe Neil Haley Show – 10/22/25: Featuring Dave Foley, Christopher Meloni, Gili Gould & Adam MendelsohnThe Neil Haley Show – 10/22/25: Featuring Dave Foley, Christopher Meloni, Gili Gould & Adam Mendelsohn🧩 Segment 1 – Comedy and Connection with Dave Foley (Dr. Ken, The Kids in the Hall)Neil opens with legendary comedian Dave Foley, who reflects on his career from The Kids in the Hall to ABC’s Dr. Ken. Foley shares the joy of playing Pat Hein, the socially awkward administrator who “never knows when to shut up,” and praises Ken Jeong as a “powerhouse performer and sweetest guy you could ever work with.” He teases the upcoming Valentine’s Day episode featuring g...
2025-10-2200 minCutting-Edge Benefits PodcastHealthcare Inflation vs. Your Business: How to Beat the 2026 Cost CurveIn this no-holds-barred episode of the Cutting Edge Benefits Podcast, Tom Quigley breaks down the hard truth about why healthcare inflation is outpacing wages and profits—and what small businesses must do in 2026 to stay alive. From corporate greed and rigged state insurance laws to hospital billing scams and bloated broker commissions, Tom doesn’t hold back.You'll hear how ClaimLinx’s Simple Option Solution uses alternative funding models, tax laws, and smart plan design to save companies up to 50% on healthcare—without cutting employee benefits. It’s a complete mindset shift from the old, broken system—and one every CFO, CEO, an...
2025-10-2108 minCutting-Edge Benefits PodcastHealthcare’s Hidden Middlemen: The Prescription Cost CrisisIn this powerful and eye-opening episode, host Tom Quigley welcomes special guest Kyle Fields, CEO of ApproRx, a pharmacy benefit manager (PBM) that’s rewriting the rules of prescription drug pricing. Together, they dive deep into the massive flaws, corruption, and hidden costs embedded in the U.S. pharmaceutical system—and how employers and individuals can fight back.Kyle exposes how big-name PBMs operate like vertical monopolies, profiting from conflict of interest, rebate manipulation, and lack of transparency. He explains how ApproRx operates differently—by putting pharmacists back in charge and building a fully transparent, rebate-returning PBM model...
2025-10-1613 minThe Neil Haley ShowMark McKinney on Superstore, PBM RevolutionMark McKinney on Superstore, PBM Revolution,and an Entrepreneur’s Recovery Through SlingshotsEpisode Summary:In this powerhouse episode of The Neil Haley Show (October 14, 2025), Neil dives into the worlds of entertainment, healthcare reform, entrepreneurship, and financial strategy with guests who redefine resilience and innovation.🎭 Mark McKinney – comedy legend from Kids in the Hall and star of NBC’s Superstore – shares how he brought to life Glenn Sturgis, the optimistic yet quirky store manager. McKinney opens up about his “bold acting choice” behind Glenn’s signature voice, the magic of the cast’s first read-through, and how Superstore became a...
2025-10-141h 00The Neil Haley ShowMark McKinney on Superstore, PBM Revolution, and an Entrepreneur’s Recovery Through SlingshotsMark McKinney on Superstore, PBM Revolution, and an Entrepreneur’s Recovery Through SlingshotsEpisode Summary:In this powerhouse episode of The Neil Haley Show (October 14, 2025), Neil dives into the worlds of entertainment, healthcare reform, entrepreneurship, and financial strategy with guests who redefine resilience and innovation.🎭 Mark McKinney – comedy legend from Kids in the Hall and star of NBC’s Superstore – shares how he brought to life Glenn Sturgis, the optimistic yet quirky store manager. McKinney opens up about his “bold acting choice” behind Glenn’s signature voice, the magic of the...
2025-10-1400 minCutting-Edge Benefits PodcastThe Subscription Economy Meets Healthcare: Pay Only for What You UseIn this episode, Tom Quigley explores how the subscription economy—popularized by platforms like Netflix and Amazon Prime—is making its way into healthcare. This revolutionary model of “pay only for what you use” is becoming more popular among small and medium-sized businesses who are tired of rising premiums and wasted healthcare costs.Tom explains how direct primary care, concierge medicine, and on-demand care models are reshaping the way businesses approach employee health benefits—and how ClaimLinx’s M.E.R.P. strategies are perfectly aligned to support this shift.💡 What Is Subscription-Based Healthcare?Monthly membe...
2025-10-1404 minCutting-Edge Benefits PodcastHow Small Businesses Can Save on Health Insurance in 2026As health insurance rates soar heading into 2026, ClaimLinx CEO Tom Quigley returns with a critical breakdown of how small businesses can still save money on employee benefits—despite looming subsidy cuts and state-approved rate hikes.From understanding the difference between individual and group plans, to setting up MERPs (Medical Expense Reimbursement Plans) and HSAs, this episode is your no-nonsense guide to beating the system legally and keeping more cash in your company’s pocket.If you're a small business owner looking to cut your healthcare budget in half without cutting coverage—this episode is a must-l...
2025-10-0908 minCutting-Edge Benefits PodcastGroup Health Insurance vs Individual Plans: Which Saves Employers More?In this powerful episode, Tom Quigley breaks down one of the most misunderstood choices in employee benefits: Group Health Insurance vs. Individual Plans.Tom reveals why most employers are drastically overpaying for group health coverage and how a smarter, hybrid strategy using MERPs, HSAs, and individual plans can cut health insurance costs by 50% or more—without sacrificing employee benefits.Whether you're a small business owner, CFO, or HR director, this episode will reshape how you view your company’s healthcare spend.💼 Why Group Plans Are Still Being SoldAgents only get paid co...
2025-10-0705 minCutting-Edge Benefits PodcastQ4 Ready: ClaimLinx Expansion & Why HR is Killing Your BenefitsIn this episode, ClaimLinx CEO Tom Quigley returns to share important updates as the company expands going into Q4—and doesn't hold back. Tom discusses the launch of new claim system software, Employee Navigator, and how these tools are making benefits easier for both employees and employers.But the real fire starts when Tom calls out the HR departments and office managers who resist change and end up costing employees better benefits and lower costs—all because they don’t want to adapt.It’s an unfiltered, high-stakes conversation about ownership, accountability, and why most employer...
2025-10-0207 minCutting-Edge Benefits PodcastHealthcare Subsidies at Risk: What a Government Shutdown Means for Your PremiumsHealthcare Subsidies at Risk: What a Government Shutdown Means for Your PremiumsIn this urgent episode, ClaimLinx CEO Tom Quigley breaks down the looming government shutdown and its devastating consequences for health insurance subsidies. Tom simplifies what most of Washington and the media overcomplicate—how ACA subsidies work, why they matter to millions of Americans and small businesses, and what happens if they expire on January 1st, 2026.From family premiums skyrocketing back up to $2,000/month to the return of junk “Christian Mingo” MEC plans, Tom explains why both employers and employees should be dee...
2025-09-3006 minThe Neil Haley ShowThe Neil Haley Show 09-29-25 Hour 2 — Guests: Andre Reed, Shawn Welsh, Tom Quigley, Frank Fiori, Paul Hollis, Joanne KaminskiThe Neil Haley Show 09-29-25 Hour 2 — Guests: Andre Reed, Shawn Welsh, Tom Quigley, Frank Fiori, Paul Hollis, Joanne Kaminski This hour opens with NFL Hall of Famer Andre Reed reflecting on four straight Super Bowl runs with the Buffalo Bills, the honor of Canton, and what the Hall truly stands for: leadership and impact off the field. Reed spotlights his work with Boys & Girls Clubs of America, plus support for former players through Gridiron Greats and Pork Rind Appreciation Day—turning gameday energy into real help for athletes in need.Next up, Shawn Welsh recaps the Military Influencer Conference (MIC...
2025-09-291h 00Cutting-Edge Benefits PodcastThe Hospital Debt Crisis: How Employers Can Protect Their People from Financial Ruinn this urgent episode of the Cutting Edge Benefits Podcast, Neil Haley and ClaimLinx CEO Tom Quigley tackle a massive and growing threat to working families: medical debt from hospital bills. With eye-opening stats and on-the-ground stories, Tom explains how employers are often unintentionally setting their employees up for financial disaster—simply by choosing outdated health plans with high deductibles and poor design.Tom reveals exactly how to negotiate with hospitals, access hidden grants, and implement smarter plan designs to avoid medical bankruptcy. He even drops real math: if you’re working full time and hit your dedu...
2025-09-2507 minCutting-Edge Benefits PodcastHealthcare Reform Reality Check: Politics, Premiums & Small Biz Survival with Tom QuigleyIn this fiery episode of the Cutting Edge Benefits Podcast, host Neil Haley and ClaimLinx CEO Tom Quigley expose the truth behind political promises, hidden tax advantages, and why the healthcare system is rigged against small businesses. Tom offers a bold, controversial, yet pragmatic plan for fixing health insurance in America—starting with a $50,000 universal deductible and smart tax law navigation.Tom explains how lobbyists, bloated government systems, and corrupt state insurance departments prevent meaningful healthcare reform—leaving small employers stuck with unaffordable options. From level-funded plans being banned in certain states to the pending expiration of ACA...
2025-09-2310 minCutting-Edge Benefits PodcastHealthcare, Politics & Premiums: A Bold Conversation with Tom Quigley and Sarah ChadzynskiIn this special episode, Neil Haley sits down with Tom Quigley, benefits expert and CEO of ClaimLinx, and Sarah Chadzynski, a 2026 U.S. congressional candidate from New Hampshire, for a powerful conversation that merges healthcare policy, election strategy, and real-world impact.Tom shares deep insights into the upcoming sunset of enhanced subsidies under the ACA, revealing how the loss of these subsidies could disrupt healthcare affordability for millions of Americans—and why the consequences affect everyone, even those not receiving subsidies.Sarah, a former educator and nonprofit leader, brings a refreshing, bipartisan tone to the convers...
2025-09-1823 minCutting-Edge Benefits PodcastEnd-of-Year Tax Panic? Why Smart Businesses Rethink Health Insurance NowAs Q4 approaches and business owners begin scrutinizing their bottom lines, Tom Quigley returns with timely insights on why health insurance should be at the center of year-end tax strategy.In this episode, Tom explains how most businesses are making critical mistakes—overpaying for benefits, underutilizing tax breaks, and blindly accepting annual rate increases. Tom reveals how ClaimLinx’s solution not only slashes healthcare costs but also provides strategic tax advantages using Section 105 medical expense reimbursement plans.Neil and Tom also share a few laughs, diving into Tom’s college days and his thoughts on what accountan...
2025-09-1606 minCutting-Edge Benefits PodcastOzempic in the Office: Miracle Cure or Budget Nightmare?In this episode, Neil Haley and Tom Quigley dive into one of the hottest workplace health topics of 2025: the rise of GLP-1 weight loss drugs like Ozempic and Wegovy. Are they a breakthrough for employee health—or a financial sinkhole for employer-sponsored plans?Tom offers a reality check, explaining that these drugs were originally developed for diabetes, not general weight loss. While they’ve gained mainstream popularity, most insurance carriers don’t cover them for non-diabetic purposes—placing employers in a tough spot.Tom breaks down how ClaimLinx handles employer requests for coverage, the tax-advantaged strategi...
2025-09-1110 minThe Neil Haley ShowWings, Wine & New Playbooks — Eddie Jackson, Amy Twilegar, Alan Thompson Brillhart & Tom QuigleyEddie Jackson (NFL alum turned Food Network star) kicks things off with a tailgate upgrade: wings + wine. Partnering with Bota Box, he lays out three foolproof plays—herbed oven-roasted wings in white-wine sauce with Pinot Grigio, crispy fried wings in a chili-garlic toss with Sauvignon Blanc, and smoky tandoori-style grilled wings with a bold red blend. His core message: prep sauces and marinades ahead, cook any way you like (oven, grill, air fryer, smoker), and elevate game day without the fuss.Author and researcher Amy Twilegar then challenges th...
2025-09-0900 minCutting-Edge Benefits PodcastMental Health Coverage in the Spotlight: The Hidden Cost for EmployersIn this episode of the Cutting Edge Benefits Podcast, host Neil Haley and ClaimLinx’s Tom Quigley tackle the growing mental health crisis in the workplace and the often overlooked costs tied to it. With mental health coverage now dominating HR conversations in 2025, Tom explains how rising stress, burnout, and post-pandemic anxiety are affecting both employees and employers.More importantly, Tom outlines how employers — particularly small to mid-sized businesses — can offer meaningful mental health coverage without skyrocketing their health insurance premiums. He shares how ClaimLinx's Medical Expense Reimbursement Plan (MERP) helps companies structure better mental health benefits, reduce...
2025-09-0909 minCutting-Edge Benefits PodcastThe Origin Story of ClaimLinx: 23 Years of Disrupting Healthcare CostsIn this deep-dive origin story episode, Tom Quigley shares the early beginnings of ClaimLinx and how he, his wife Christie, and tax attorney Ed Lyon pioneered a healthcare revolution. From uncovering the power of IRS Section 105 to disrupting how businesses think about health insurance, Tom reflects on 23+ years of fighting rising premiums and outdated thinking.He explains why most employers are still stuck using 30-year-old strategies and how his team empowers companies to reduce costs and improve employee benefits—using nothing more than basic math and a willingness to challenge the system.How Tom’s wife...
2025-09-0408 minCutting-Edge Benefits PodcastAuthor Spotlight: Tom Quigley’s Guide to Beating the High Cost of HealthcareIn this special author-focused episode, Tom Quigley opens up about the inspiration behind his three books—including the bestselling How to Beat the High Cost of Healthcare and How to Beat Obamacare. Tom shares how these books break down complex healthcare laws, offer tax-saving strategies, and help business owners and individuals navigate the U.S. healthcare maze with clarity.You’ll learn how Tom, alongside his wife and tax attorney Edward Lyon, used real IRS-supported strategies to legally slash healthcare costs—and how you can too.Tom’s journey to becoming a published authorThe in...
2025-09-0205 minCutting-Edge Benefits PodcastHealthcare Worker Shortage: How It’s Driving Up Costs for EmployersIn this insightful episode, Tom Quigley breaks down the rising costs of prescription drugs—and how ClaimLinx is helping individuals and companies slash those costs immediately. Tom reveals how manufacturer rebates, coupon programs, and smart plan design can help employees and solopreneurs pay zero out-of-pocket for expensive medications like Humira, Enbrel, and other injectables.Listeners will learn how most people are overpaying for prescriptions simply because they aren’t using the tools already available to them. Tom outlines a smarter way to purchase health insurance, leveraging high-deductible plans paired with manufacturer rebates—leading to lower premiums and zero-c...
2025-08-2806 minCutting-Edge Benefits PodcastPrescription Drug Costs: The Policy Shifts Everyone’s Talking AboutIn this insightful episode, Tom Quigley breaks down the rising costs of prescription drugs—and how ClaimLinx is helping individuals and companies slash those costs immediately. Tom reveals how manufacturer rebates, coupon programs, and smart plan design can help employees and solopreneurs pay zero out-of-pocket for expensive medications like Humira, Enbrel, and other injectables.Listeners will learn how most people are overpaying for prescriptions simply because they aren’t using the tools already available to them. Tom outlines a smarter way to purchase health insurance, leveraging high-deductible plans paired with manufacturer rebates—leading to lower premiums and zero-c...
2025-08-2608 minCutting-Edge Benefits PodcastEmployee Advocacy: How to Bring ClaimLinx to Your Workplace and Save on BenefitsIn this empowering episode, Tom Quigley and Neil Haley explore the critical role that employees can play in transforming their company's healthcare benefits. Titled “Advocating for Better Benefits,” the discussion zeroes in on how employees can introduce ClaimLinx’s innovative health insurance solutions to their HR departments and leadership—saving money and improving benefits for everyone.Tom pulls back the curtain on why traditional brokers continue to dominate the benefits space (hint: commissions), how HR decisions often block progress, and how employees can spark a change just by asking the right questions. If you're frustrated with high deductib...
2025-08-1405 minCutting-Edge Benefits PodcastSolopreneur Savings: Mastering Health Insurance with ClaimLinx Concierge ServiceIn this episode, Neil Haley and Tom Quigley dive deep into the world of health insurance for solopreneurs, freelancers, and the self-employed. As premiums rise and confusion around healthcare increases, solopreneurs often find themselves underinsured or uninsured entirely—until now.Tom shares how ClaimLinx’s concierge service helps individuals not only secure affordable and effective coverage but also reduce taxes and maximize every dollar spent. From ACA subsidies and deductible strategies to grants and manufacturer coupons, ClaimLinx transforms how solopreneurs approach healthcare.Plus, Neil shares his personal success story of saving thousands of dollars using Clai...
2025-08-1309 minThe Neil Haley ShowThe Neil Haley Show 08-12-25From Mindset Mastery to Mission-Driven Moves: Insights from The Neil Haley Show – 08-12-251. Doug Vermeeren – How Thoughts Become ThingsNeil opened with filmmaker Doug Vermeeren to discuss his newest project, a follow-up to The Secret, exploring the law of attraction in greater depth. Doug stressed that the original film was only the starting point and that the real power lies in understanding how thoughts translate into tangible results. He explained that our influences—TV, books, people, and online spaces—shape the way we think and, ultimately, the reality we create. Doug encouraged listeners to focus on clarity of goals, e...
2025-08-121h 00The Neil Haley ShowFrom Mindset Mastery to Mission-Driven Moves: Insights from The Neil Haley Show – 08-12-25From Mindset Mastery to Mission-Driven Moves: Insights from The Neil Haley Show – 08-12-251. Doug Vermeeren – How Thoughts Become ThingsNeil opened with filmmaker Doug Vermeeren to discuss his newest project, a follow-up to The Secret, exploring the law of attraction in greater depth. Doug stressed that the original film was only the starting point and that the real power lies in understanding how thoughts translate into tangible results. He explained that our influences—TV, books, people, and online spaces—shape the way we think and, ultimately, the reality we create. Doug encouraged listeners to focus on clari...
2025-08-1200 minThe Neil Haley ShowThe Neil Haley Show 08-7-25The Neil Haley Show 08-6-25: Kevin Sorbo, Dr. Mohamed, Tom from Claimlinx, Doug Vermeeren & Under The CouchFaith-Based Film Renaissance with Kevin Sorbo Actor Kevin Sorbo appeared on the show to highlight the theatrical return of "What If," a faith-based drama making its comeback 15 years after its initial debut, scheduled for August 5th screenings. Directed by Dallas Jenkins in his pre-"Chosen" era, the film casts Sorbo as Dr. Ben in a unique twist on the classic "It's a Wonderful Life" narrative—instead of despising his life, Sorbo's character cherishes his current path until an angel, portrayed by John Ratzenberger, co...
2025-08-0759 minThe Neil Haley ShowThe Neil Haley Show 08-6-25: Kevin Sorbo, Dr. Mohamed, Tom from Claimlinx, Doug Vermeeren & Under The Couch Faith-Based Film Renaissance with Kevin SorboThe Neil Haley Show 08-6-25: Kevin Sorbo, Dr. Mohamed, Tom from Claimlinx, Doug Vermeeren & Under The CouchFaith-Based Film Renaissance with Kevin SorboThe Neil Haley Show 08-6-25: Kevin Sorbo, Dr. Mohamed, Tom from Claimlinx, Doug Vermeeren & Under The CouchFaith-Based Film Renaissance with Kevin SorboActor Kevin Sorbo appeared on the show to highlight the theatrical return of "What If," a faith-based drama making its comeback 15 years after its initial debut, scheduled for August 5th screenings. Directed by Dallas Jenkins in his pre-"Chosen" era, the film casts...
2025-08-0759 minCutting-Edge Benefits PodcastHow to Retire with More — The Power of Dual-Account Wealth Building with Alicia KishpaughIn this eye-opening episode, ClaimLinx founder Tom Quigley and special guest Alicia Kishpaugh introduce a powerful wealth-building and retirement planning strategy that goes far beyond traditional life insurance. Alicia breaks down how she helps clients across the country—ranging from everyday business owners to billionaires—grow their money in two accounts at the same time using a method her firm pioneered.This is not your grandfather’s life insurance. Through a structured dual-account system and leveraging the Section 7702 tax code, clients can turn a lump sum investment into long-term, tax-free retirement income, along with flexible life insurance covera...
2025-08-0718 minCutting-Edge Benefits PodcastThe Small Biz Health Insurance Revolution: Saving Big Without Sacrificing BenefitsIn this episode, Tom Quigley dives deep into how ClaimLinx is leading a small business health insurance revolution, helping businesses with under 100 employees cut healthcare costs while improving benefits for their teams. With rising premiums and out-of-pocket costs putting pressure on both employers and employees, Tom shares how his company leverages Section 105 of the 1954 tax code to legally and effectively reduce expenses.Tom also doesn’t hold back—he calls out state-level corruption, broken insurance structures, and industry inefficiencies that are costing small businesses thousands. If you’ve ever been told a 20% increase in premiu...
2025-08-0508 minCutting-Edge Benefits PodcastInside the ClaimLinx Engine: How a TPA Maximizes Benefits and Reduces CostsIn this episode, special guest host Anthony McMahon breaks down the often misunderstood role of a Third-Party Administrator (TPA) and how ClaimLinx uses this backend engine to maximize benefit accuracy, speed up reimbursements, and slash costs for small businesses. Anthony walks through what happens behind the scenes when a claim is processed and explains how ClaimLinx finds savings where traditional brokers can’t—or won’t.What is a Third Party Administrator (TPA)?The nuts and bolts of ClaimLinx’s claims processRole in reviewing claims, ensuring accuracy, and minimizing overpaymentsStep-by...
2025-07-3106 minCutting-Edge Benefits PodcastMaximizing Your Benefits: A Deep Dive into ClaimLinx’s Elite ServicesIn this jam-packed episode, guest host Anthony McMahon returns to dive deep into the elite, complimentary services ClaimLinx offers to clients. From medical claim negotiations to prescription savings, benefit plan customization, and on-demand education portals, ClaimLinx isn't just managing claims—they're revolutionizing healthcare savings and employee experiences.If you think a high deductible means worse benefits or that your small business can’t compete with big corporate plans, this episode is a must-listen.🔧 Medical Claim Negotiation & SavingsWhy most TPAs overpay on claims—and ClaimLinx doesn’tHospital billing inaccuracies and how ClaimLi...
2025-07-2913 minCutting-Edge Benefits PodcastTurning Tax Code into Savings: How ClaimLinx Transforms Healthcare into a Strategic Tax AdvantageIn this episode, host Tom Quigley explores how ClaimLinx uses the U.S. tax code not just to cut healthcare costs—but to revolutionize how small and midsize businesses approach benefits entirely. Joined by Neil Haley, Tom breaks down ClaimLinx’s partnership with renowned tax expert Edward Lyon and explains how healthcare can become a proactive tax strategy, not just an HR burden.💡 Key Topics Covered:Why Taxes and Healthcare Are Now IntertwinedHealth Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs), and Medical Expense...
2025-07-2408 minCutting-Edge Benefits PodcastFrom Confusion to Clarity: How ClaimLinx Simplifies Health Insurance for BusinessesIn this episode, Tom Quigley breaks down the myths, confusion, and complexities surrounding employer-sponsored health insurance and offers a simplified approach that empowers business owners to save money and provide better benefits. The discussion centers on how most companies unknowingly overpay for traditional insurance products and why a strategic, math-based approach—backed by tax law—can deliver improved outcomes for both employers and employees.Tom shares practical advice on how to eliminate unnecessary premiums, reduce out-of-pocket costs, and structure benefits using Section 105 plans and ACA-compliant methods. He highlights how ClaimLinx designs health plans that prioritize catastrophic coverage, whil...
2025-07-2214 minCutting-Edge Benefits PodcastCrafting Micro-Tailored Benefit Plans for Small Businesses in a High-Cost EconomyIn this insightful episode of the Cutting Edge Benefits Podcast, Tom Quigley dives into how small businesses can finally level the playing field against large corporations by using smart, customized health benefit strategies. As healthcare costs continue to rise, ClaimLinx is empowering companies with fewer than 50 employees to offer competitive, tax-efficient, and employee-centric plans without blowing the budget.Tom discusses how ClaimLinx crafts “micro-tailored” plans using tax code advantages like Section 105, gap coverage, and concierge services to cut costs and drastically improve employee satisfaction. If you’re a business owner struggling to provide meaningful benefits or an HR lea...
2025-07-1608 minCutting-Edge Benefits PodcastStanding Out in a Crowded Market: What Truly Sets ClaimLinx ApartIn this eye-opening episode of the Cutting Edge Benefits Podcast, host Tom Quigley pulls back the curtain on what separates ClaimLinx from a growing list of cookie-cutter competitors in the health insurance consulting space. While companies like Lumy and Myastro Health offer flashy technology and templated plans, Tom explains why true savings and lasting change come from deep experience, plan customization, and a performance-based model that puts your business first.If you're a business owner, HR professional, or CFO tired of rising premiums and rigid benefit plans, this episode will help you understand the difference between a c...
2025-07-1610 minCutting-Edge Benefits PodcastHealthcare Horror Stories: Lessons Learned from Benefit BlundersIn this eye-opening episode, Tom Quigley shares jaw-dropping real-world healthcare horror stories that highlight the serious consequences of poor benefit decisions. From catastrophic out-of-pocket medical bills to misleading Christian “health share” plans and mismanaged COBRA coverage, Tom dives into how employers and individuals alike can find themselves trapped in financial nightmares—all because of misinformed choices.Tom explains how these costly mistakes can be avoided through smart plan design, understanding the law, and simply doing the math. If you're an employer, HR director, or self-employed individual, this episode offers powerful insights into what not to do—and how ClaimL...
2025-07-0316 minCutting-Edge Benefits PodcastGenerational Healthcare: How to Tailor Benefits for Boomers, Gen X, Millennials & Gen ZIn this episode of the Cutting Edge Benefits Podcast, host Neil Haley sits down with Tom Quigley, CEO of ClaimLinx, to break down one of the most overlooked strategies in employer-sponsored healthcare: customizing benefits by generation.Tom walks through how companies can tailor benefits to fit the distinct needs of Baby Boomers, Gen X, Millennials, and Gen Z—ultimately leading to higher satisfaction, better retention, and significantly lower costs.Key Topics Covered:Why millennials and Gen Z value lower deductibles, accident coverage, maternity, and fertility benefitsWhat boomers and Gen X empl...
2025-07-0115 minCutting-Edge Benefits PodcastBeyond Basic Coverage: How Supplemental Insurance Strengthens Employee Benefits In this episode of the Cutting Edge Benefits Podcast, host Neil Haley and Tom Quigley, CEO of ClaimLinx, dive deep into the world of supplemental insurance—an often overlooked but powerful tool for enhancing employee benefit plans.Tom explains why standard health coverage isn’t enough in today’s rising-cost landscape, and how supplemental benefits like critical illness, accident plans, short-term disability, and dental/vision riders can protect employees financially without burdening employers.Learn how ClaimLinx helps businesses set up benefit banks that let employees choose the coverage that best suits their needs, all while saving...
2025-06-2610 minCutting-Edge Benefits PodcastWhy Individuals and Self-Employed Professionals Are Getting Crushed by Healthcare—and How ClaimLinx Fixes ItWhy Individuals and Self-Employed Professionals Are Getting Crushed by Healthcare—and How ClaimLinx Fixes ItIn this episode of the Cutting Edge Benefits Podcast, host Tom Quigley of ClaimLinx joins Neil Haley to spotlight a crucial but overlooked segment of the healthcare debate: individuals, gig workers, retirees, and self-employed professionals who think they can’t afford coverage—or worse, are overpaying by thousands each year without realizing it.Tom explains why the Affordable Care Act (ACA) is widely misunderstood, how COBRA costs are wrecking financial freedom, and what most accountants and financial planne...
2025-06-2413 minCutting-Edge Benefits PodcastWhy So Many Companies Are Switching to ClaimLinx: Real Results, Real SavingsIn this energetic and informative episode of the Cutting Edge Benefits Podcast, host Tom Quigley of ClaimLinx and co-host Neil Haley dig into the growing wave of businesses leaving traditional health insurance behind and making the switch to ClaimLinx.The topic?Why more companies are saying "enough is enough" to brokers, premiums, and outdated plans—and switching to a benefits model that actually saves money while improving coverage.Through candid conversation, real-life success stories, and even a few laughs about casinos, alligators, and tennis bets, Tom breaks down what makes the ClaimLinx model so powerful...
2025-06-2013 minThe Neil Haley ShowThe Neil Haley Show (06-17-25): Brett Favre, Dan Marino, Debbie Goldman, and Sherrie from Storehouse Media GroupThe Neil Haley Show (06-17-25): Brett Favre, Dan Marino, Debbie Goldman, and Sherrie from Storehouse Media GroupSegment 1: Brett Favre Talks Career, Life Lessons, and Concussion AwarenessNeil Haley and Dr. Christopher Hall welcomed NFL legend Brett Favre, who shared personal insights into his upbringing in Mississippi, his father’s powerful influence, and his journey from high school football to NFL stardom. Brett opened up about his initial ambition to become a special education teacher, his dedication to supporting disadvantaged children, and his struggles with addiction. He also introduced an innovative concussion prevention cream designed to...
2025-06-1700 minThe Neil Haley ShowThe Neil Haley Show (06-17-25): Brett Favre, Dan Marino, Debbie Goldman, and Sherrie from Storehouse Media GroupSegment 1: Brett Favre TalksThe Neil Haley Show (06-17-25): Brett Favre, Dan Marino, Debbie Goldman, and Sherrie from Storehouse Media GroupSegment 1: Brett Favre Talks Career, Life Lessons, and Concussion AwarenessNeil Haley and Dr. Christopher Hall welcomed NFL legend Brett Favre, who shared personal insights into his upbringing in Mississippi, his father’s powerful influence, and his journey from high school football to NFL stardom. Brett opened up about his initial ambition to become a special education teacher, his dedication to supporting disadvantaged children, and his struggles with addiction. He also introduced an innovative concussion prevention cream designed to significantly reduce br...
2025-06-171h 00Cutting-Edge Benefits PodcastAre You Leaving Tax Savings on the Table? Unlocking Hidden Strategies for Smarter BenefitsIn this must-listen episode of the Cutting Edge Benefits Podcast, host Tom Quigley, co-founder of ClaimLinx, joins Neil Haley to reveal how businesses are leaving massive tax savings on the table—and how employers can immediately reduce costs using smart benefit structures and IRS-approved strategies.From Section 105 reimbursement plans to flexible spending accounts, HRAs, HSAs, and Section 125 plans, Tom outlines how to turn benefits from a liability into a tax-saving asset for the business—while improving employee satisfaction and retention.✅ The Most Overlooked Tax Strategy in Healthcare: Section 105Tom explains how employers can use IRS Section 105 to...
2025-06-1710 minCutting-Edge Benefits PodcastThe 15-Minute Benefits Checkup That Could Save Your Company ThousandsIn this episode of the Cutting Edge Benefits Podcast, host Tom Quigley of ClaimLinx and co-host Neil Haley break down why so many business owners and CEOs are still overpaying for health insurance—and how a simple, 15-minute benefits checkup could be all it takes to stop the bleeding.Tom outlines exactly what happens in that checkup, what information business owners need to provide, and why most of them are shocked when they see how much they could have been saving all along.If you’re a business owner, CFO, or HR leader who thinks your...
2025-06-1209 minCutting-Edge Benefits PodcastThe Silent Employee Satisfaction Booster: Better Benefits Without Bigger CostsIn this episode of the Cutting Edge Benefits Podcast, host Tom Quigley, co-founder of ClaimLinx, joins Neil Haley to explore one of the most overlooked yet powerful tools for improving employee morale, retention, and satisfaction: offering better healthcare benefits—without spending more.Titled “The Silent Employee Satisfaction Booster,” this episode walks through the numbers, the psychology, and the legal tools that make it possible for any business—from five to 5,000 employees—to restructure its health plan and instantly improve how employees feel about their job, their employer, and their future.✅ The Disconnect Between Deductibles and LoyaltyT...
2025-06-1009 minCutting-Edge Benefits PodcastMentorship, Marketing, and Modern Benefits: Intern Olivia Talks Sales, Social Media, and ClaimLinx CultureIn this engaging episode of the Cutting Edge Benefits Podcast, host Tom Quigley and co-host Neil Haley sit down with Olivia, a rising senior at the University of Cincinnati’s Lindner College of Business and current ClaimLinx intern, to discuss what it’s like to learn sales, marketing, and the healthcare industry from the inside out.From her fresh perspective on TikTok strategy to her quick grasp of how ClaimLinx is disrupting traditional health insurance models, Olivia brings humor, curiosity, and insight to a conversation that blends personal branding, employee benefits, and real-world business lessons.✅ Olivia’s Inter...
2025-06-0512 minCutting-Edge Benefits PodcastHow to Audit Your Health Plan Like a CFOIn this episode of the Cutting Edge Benefits Podcast, host Tom Quigley of ClaimLinx and co-host Neil Haley break down exactly how to analyze your company’s health plan like a CFO—with cold, hard numbers and a strategic mindset.Whether you’re a C-suite executive, a fractional CFO, or a business owner trying to get control of rising healthcare costs, this episode provides the real talk (and math) you need to see just how much you could be overpaying—and how easy it is to turn that liability into a profit-generating asset.This episode is a must-list...
2025-06-0309 minThe Neil Haley ShowMaking an Impact: College Athletics, Hollywood Dreams, LinkedIn Strategies, Healthcare Savings, and Unveiling the Truth"Making an Impact: College Athletics, Hollywood Dreams, LinkedIn Strategies, Healthcare Savings, and Unveiling the Truth"In this dynamic episode of The Neil Haley Show, Neil welcomes a lineup of intriguing guests from various backgrounds, sharing impactful stories and valuable insights across sports, literature, social media, healthcare, true crime, and celebrity gossip.Guest 1: Holly Rowe (ESPN Reporter & Ambassador for the Allstate NCDA Good Works Team)Neil kicks off with Holly Rowe, the legendary ESPN reporter, who shares her role as Ambassador for...
2025-05-2700 minThe Neil Haley ShowBreaking Taboos: Celebrity Scandals, Men's Health, and Transformative Healthcare SolutionsIn this lively episode of The Neil Haley Show, Neil welcomes diverse experts to discuss intriguing topics ranging from celebrity scandals to transformative healthcare solutions. First, relationship expert Dr. Gilda Carle and host Dr. Jack Rocco delve into controversial celebrity news surrounding rapper Diddy, highlighting the personal and societal impacts of scandalous accusations. They emphasize the importance of respect, boundaries, and mental health in relationships.Later, Dr. Gilda discusses power dynamics and unhealthy relationships, using the Diddy trial as an example to illustrate the signs and dangers of abusive relationships, emphasizing the necessity of personal identity, setting...
2025-05-2359 minCutting-Edge Benefits PodcastWhy Brokers Are Losing—and ClaimLinx Is Winning: Featuring Anthony McMahonIn this insightful episode of the Cutting Edge Benefits Podcast, host Tom Quigley and co-host Neil Haley welcome Anthony McMahon, a consultant and team member at ClaimLinx, to discuss what makes the ClaimLinx healthcare model so powerful—and why traditional insurance brokers are losing ground fast.Anthony shares his journey from helping Tom with LinkedIn campaigns to becoming a full-time advocate for the ClaimLinx model. His mission? Help businesses understand that better healthcare benefits and massive savings are not only possible—they're surprisingly simple.If you’re a business owner, HR leader, or employee frustrated with rising...
2025-05-2212 minCutting-Edge Benefits PodcastWhat Health Insurance Brokers Don’t Tell You (And How It’s Costing You Millions)In this eye-opening episode of the Cutting Edge Benefits Podcast, host Tom Quigley of ClaimLinx and co-host Neil Haley pull back the curtain on one of the most overlooked—and most expensive—problems in business today: the hidden truths of working with traditional health insurance brokers.This episode dives deep into the conflicts of interest, kickbacks, and behind-the-scenes deals that insurance brokers and carriers don’t disclose. From manipulated renewals to hidden pharmaceutical rebates, this conversation is a must-listen for business owners, HR leaders, and employees who want to understand how healthcare really works—and how to stop overpaying.
2025-05-2111 minCutting-Edge Benefits PodcastFrom Rule Follower to Tax Strategist: How Ed Lyon Helps Business Owners Keep More of Their MoneyIn this enlightening episode of the Cutting Edge Benefits Podcast, host Tom Quigley and co-host Neil Haley are joined by Ed Lyon, attorney, tax strategist, and founder of the Tax Master Network, for a revealing conversation about how business owners can go beyond basic accounting to truly transform how they manage and reduce taxes.Whether you're a business owner looking to keep more of what you earn or an advisor ready to level up your strategic thinking, Ed shares the tax strategies the IRS doesn't want you to know—but the tax code allows.This ep...
2025-05-1415 minCutting-Edge Benefits PodcastWe’re Now on Apple Podcasts: Saving Businesses and Spreading the WordIn this celebratory episode of the Cutting Edge Benefits Podcast, host Tom Quigley of ClaimLinx and co-host Neil Haley announce a major milestone — the podcast is now officially available on Apple Podcasts.Why does that matter? Because Apple Podcasts is the top platform for podcast downloads, and now thousands more business owners, HR directors, and employees can discover how ClaimLinx helps companies save thousands per employee while offering better benefits.Neil reflects on the early days of podcasting and the evolution of the medium, sharing insights from his own long-running media journey. Meanwhile, Tom drives home...
2025-05-1404 minThe Neil Haley ShowDenise Nicholas on Writing, Identity & Memoir + Special Guests Jackée Harry, ClaimLinx, and More | The Neil Haley Show 05-09-25Episode Summary (5 paragraphs):In this deeply personal and reflective episode of The Neil Haley Show, Neil sits down with legendary actress and author Denise Nicholas to explore her evolution from television icon to acclaimed writer. Known for her roles in Room 222 and In the Heat of the Night, Denise shares how her lifelong passion for writing eventually eclipsed her acting career, culminating in her celebrated novel Freshwater Road and her upcoming memoir. She explains how writing allowed her to express her true voice and dive deeply into personal and historical narratives, such as her family's possible roots in Nicholasville, Kentucky.Denise also discusses her latest co...
2025-05-0900 minCutting-Edge Benefits PodcastBehind the Scenes at ClaimLinx: Real Service, Real SavingsIn this episode of the Cutting Edge Benefits Podcast, host Tom Quigley and co-host Neil Haley sit down with Amy McDonald, Service Manager at ClaimLinx, to talk about what really happens behind the scenes when a company joins ClaimLinx.If you’ve ever wondered how the savings happen, who supports your employees day-to-day, or what sets ClaimLinx apart from traditional insurance carriers, this conversation is a must-listen.✅ What Happens After a Company Signs UpTom explains how once a group decides to partner with ClaimLinx, the service team—led by Amy—takes over to ensure smooth onboarding, ongoing member education, and personal support.✅ Dedicated Suppo...
2025-05-0713 min
Talk Nutrition to MeCracking the Code on Healthcare Savings with Tom Quigley of ClaimLinxIn this powerful episode, Kelly Springer welcomes healthcare strategist Tom Quigley to explain how small businesses can offer better health benefits at a lower cost using Section 105 of the IRS tax code. Tom shares how ClaimLinx helps businesses restructure their benefits plans to save thousands—sometimes millions—of dollars annually while still offering premium coverage. From medical reimbursement plans to wellness program integration, this conversation is a must-listen for business owners, HR leaders, and health professionals.What is ClaimLinx?: A third-party administrator helping small businesses leverage IRS Section 105 to restructure employee benefitsThe Origin Story: Founded in a basement during a Ravens Super Bowl party with a mission to fix a broken system
2025-05-0724 minCutting-Edge Benefits PodcastThe Power of Combining ClaimLinx and Wellness Programs: Featuring Dan CosgroveIn this episode of the Cutting Edge Benefits Podcast, host Tom Quigley and co-host Neil Haley welcome special guest Dan Cosgrove from Wellness for the Workforce to discuss an exciting, innovative solution for employee benefits.Together, they break down how combining ClaimLinx's group healthcare savings model with wellness-driven tax-advantaged benefits can dramatically reduce employer costs, improve employee benefits, and even increase employee take-home pay.If you’re an employer, CFO, HR director—or even an employee tired of sky-high deductibles and premiums—this episode is packed with powerful insights you can’t afford to miss.
2025-04-2918 minCutting-Edge Benefits PodcastIntroducing the ClaimLinx Savings Calculator: Instantly Estimate Your Health Plan SavingsIn this exciting Cutting Edge Benefits Podcast news update, host Tom Quigley reveals an incredible new tool: the ClaimLinx Savings Calculator.Business owners, CFOs, HR leaders—you no longer have to wonder “Could we really save on healthcare?”Now, you can see your estimated savings instantly.If you’re tired of massive insurance bills and want a smarter way to deliver better benefits at lower costs, this episode will show you how to get started—in less than 60 seconds.✅ Introducing the ClaimLinx Savings CalculatorTom unveils the brand-new calculator a...
2025-04-2906 minCutting-Edge Benefits PodcastClient Success Story: How the Cable Group Saves Hundreds of Thousands with ClaimLinxn this powerful episode of the Cutting Edge Benefits Podcast, host Tom Quigley and co-host Neil Haley welcome Brian Wiles, CEO of The Cable Group, for a candid conversation about how ClaimLinx revolutionized his company’s healthcare costs.Brian shares firsthand how partnering with ClaimLinx saved his company hundreds of thousands of dollars annually, strengthened employee benefits, and even saved his business from the crushing burden of traditional health insurance plans.If you're a business owner, CFO, or HR leader frustrated with skyrocketing healthcare costs, you’ll want to hear this real-world success story.
2025-04-2913 minCutting-Edge Benefits PodcastThe Podcast Launch: Why Cutting Edge Benefits Will Change EverythingIn this special launch episode of the Cutting Edge Benefits Podcast, host Tom Quigley teams up with Neil Haley to celebrate the show’s debut—while breaking down why ClaimLinx is disrupting the outdated world of health insurance for businesses.This short but powerful episode covers the core problem with traditional group health insurance, the incredible simplicity behind the ClaimLinx strategy, and why so many business owners are overpaying for benefits that don’t actually benefit anyone.✅ Why Live Streaming the Podcast MattersYou never know who will hear the message...
2025-04-2307 minCutting-Edge Benefits PodcastHow to Save $10,000 Per Employee—Without Changing Your NetworkIn this eye-opening episode of the Cutting Edge Benefits Podcast, host Tom Quigley reveals how businesses can save $10,000 or more per employee per year—without changing their provider network.Most insurance agents say, “Sure, we can cut your costs—but you'll have to leave your current network.” Tom says that’s completely false. You can keep your network (like Blue Cross) and still dramatically reduce costs, boost benefits, and stop overpaying for things like drug copays and office visits.Whether you're an employer, employee, or HR professional, this episode gives you the exact strategy to start savi...
2025-04-2307 minCutting-Edge Benefits PodcastCase Study: How One 50-Person Company Saved Over $1 Million in Healthcare CostsIn this episode of the Cutting Edge Benefits Podcast, host Tom Quigley shares an incredible real-world case study that proves the ClaimLinx model works—and works big.If you're a business owner, CFO, HR leader, or anyone struggling with the rising cost of employee benefits, this episode is a must-listen. Tom breaks down how a 50-person company went from paying $1.7 million per year for a high-deductible health plan to saving over $1.3 million annually, all while offering zero-deductible, co-pay-based plans that attract and retain top talent.🔍 In This Episode:✅ A Real Case Study: From $6,000 Deductibles to ZeroTom details how the company...
2025-04-2306 minThe Neil Haley ShowThe Neil Haley Show 04-21-25In this dynamic simulcast episode of The Neil Haley Show, listeners are treated to a diverse lineup of conversations covering celebrity entertainment, healthcare savings, nutrition and mental health, cutting-edge technology, and personal branding.Kicking things off, Neil interviews actor Philip Winchester, known for his role as Peter Stone on Chicago Justice and now Law & Order: SVU. Philip shares how his character transitions from the courtroom in Chicago to the emotional complexity of SVU cases in New York. He reflects on Peter Stone's personal struggles, living under his father's shadow, and being forced to confront a world of moral...
2025-04-2159 minCutting-Edge Benefits PodcastAffordable Healthcare for Remote & Hybrid Teams: Breaking the Group Insurance MythIn this powerful episode of the Cutting Edge Benefits Podcast, host Tom Quigley delivers a masterclass in healthcare cost savings—specifically tailored to remote and hybrid teams. As more companies move away from traditional office structures, many employers wrongly believe they can no longer offer affordable, meaningful health benefits. Tom proves that’s not only false—but a costly misconception.With humor, data, and decades of experience, Tom walks listeners through smarter, IRS-approved healthcare strategies that put control and savings back in the hands of employers and employees.Topics Covered in This Episode:🔹 Why Traditional...
2025-04-1712 minCutting-Edge Benefits PodcastThe Premium Price Spiral: Why Healthcare Costs Keep Rising and What You Can Do About ItIn this eye-opening episode of the Cutting Edge Benefits Podcast, host Tom Quigley takes listeners on a deep dive into the history, reality, and broken logic of skyrocketing health insurance premiums—and offers real, actionable solutions through ClaimLinx.With over 32 years in the insurance industry, Tom has seen it all:When premiums were just $60/month for individualsWhen family coverage cost the same as a car paymentAnd now, when families regularly pay $2,500–$4,000 per month for something they may never useTom breaks down the two biggest reasons healthcare premiums...
2025-04-1709 minCutting-Edge Benefits PodcastHow One Business Owner Took Back Control of Healthcare CostsIn this episode of the Cutting Edge Benefits Podcast, host Tom Quigley welcomes longtime friend and former class president, Kevin Forgan, for a candid and powerful conversation about the true cost of healthcare for employers—and the eye-opening solution he wishes he had discovered sooner.Kevin shares his journey from taking over his father's heating oil delivery business to growing and eventually selling it after more than 25 years of successful ownership. During that time, he managed a team of 26 employees and faced the all-too-common challenge of skyrocketing health insurance premiums with little to no control.Kevi...
2025-04-1714 minThe Neil Haley ShowThe Neil Haley Show 04-16-25In this episode of The Neil Haley Show, Neil features a diverse lineup of guests, starting with filmmaker Jay and cinematographer Oosh, the creative duo behind King of Kings. The film follows Charles Dickens’ son as he journeys through the life of Jesus after Dickens begins narrating it to him, aiming to heal their strained relationship. Jay shares the inspiration behind adapting the story from Dickens’ lesser-known book The Life of Our Lord, while Oosh reflects on his technical challenges transitioning from live-action cinematography to virtual camera work in animation. The film, with an all-star cast, is positioned to reach a...
2025-04-1600 minCutting-Edge Benefits Podcast2025 Healthcare Trends Every Business Owner Should KnowHealthcare in 2025 is changing—and Tom Quigley of ClaimLinx is here to break it all down. In this episode of Cutting Edge Benefits, Tom reveals the biggest trends employers should watch out for this year, from skyrocketing drug prices and pregnancy costs to potential legislative changes affecting ACA subsidies.Tom warns that the expanded subsidies under the American Rescue Plan may expire after this year—leaving millions facing massive premium hikes unless Congress acts. He also explains why most insurance plans are bloated with unnecessary coverage and how employers can carve out costs, customize plans, and still offe...
2025-04-1110 minCutting-Edge Benefits PodcastHow Small Businesses Can Offer Big Company Benefits—Without the Big Company PriceIn this episode of Cutting Edge Benefits, Tom Quigley uncovers how small businesses can level the playing field with corporate giants when it comes to employee healthcare. Most employers don’t realize that they have more control than they think—and Tom shows exactly how to tap into the full power of tax law, common sense, and smarter benefit structuring.Small businesses don’t need to settle for overpriced group plans. With the right strategy, they can outperform big businessby offering better benefits at a fraction of the cost.What You’ll Learn in This Episode...
2025-04-1108 minCutting-Edge Benefits PodcastThe Hidden Costs of Traditional Health Insurance – And How to Eliminate ThemIn this episode of Cutting Edge Benefits, Tom Quigley exposes the hidden costs baked into traditional health insurance plans and explains how businesses can significantly reduce their premiums by leveraging simple math, strategic planning, and smart legislation.Tom walks through how most companies unknowingly overspend by purchasing low-deductible, high-premium plans that actually cost more than the risk they’re trying to transfer. He breaks down how ClaimLinx offers an innovative two-card solution that allows employers to self-fund savings and provide better benefits for a fraction of the cost.What You’ll Learn in This Episode:
2025-04-1109 minCutting-Edge Benefits PodcastHow ClaimLinx Uses a 1954 Tax Law to Slash Employer Healthcare CostsIn this eye-opening episode, Tom Quigley of ClaimLinx shares how employers can dramatically cut healthcare benefit costs using a 1954 tax law—Section 105. With some companies paying up to $2,000/month per employee, Tom explains how he gets that down to $450 while still using the same top-tier networks like Aetna and Cigna. Discover the realdifference between fully insured vs. self-funded plans, how companies can "self-fund their savings," and why understanding the Affordable Care Act, HIPAA, and ERISA laws is critical for modern benefits planning.What You’ll Learn:How Section 105 of the 1954 tax law changes the game
2025-04-1113 min
Cincinnati Business TalkCincinnati Business Talk #215 Tom Quigley, President, Claimlinx, HealthcareThis show was delayed from 10-31-14. Cincinnati Business Talk highlights the positive side of Cincinnati area businesses. We will be talking to CEOs who have won awards, innovated with new products and services. Today's guest is Tom Quigley, President of Claimlinx. Tom will share his perspectives and insights on current HOT business issues in the area of How to Take Advantage of the Healthcare Reform Act. Tom has over 24 years experience in the insurance industry as both an insurance agent and a consultant. Previously Tom owned his own insurance agency for 15 years focusing on complete solutions for business owners. Tom...
2014-12-0559 min