Shows
The Anchored in Real Estate PodcastUnlocking Real Estate Investments: Understanding the DSCR LoanIn this episode of the Anchored Real Estate Podcast, hosts Johnny Dugan and Cody Chembars dive into the world of real estate investment, focusing on an insightful discussion about DSCR loans (Debt Service Credit Ratio). The duo explains the concept, benefits, and comparisons between DSCR loans and traditional investment loans. They highlight how DSCR loans qualify a mortgage based on the property's potential income rather than the borrower's personal income, making it a valuable tool for investors. The episode also sheds light on the underwriting process, credit requirements, ownership structures, and down payments involved in both loan types. Tune...
2026-02-0623 minThe Anchored in Real Estate PodcastNerd Alert: Breaking Down Atlanta's Real Estate Market Trends - Anchored In Real Estate PodcastIn this episode of the Anchored Real Estate Podcast, hosts Johnny Dugan and Cody Chembars dive into Atlanta Metro MLS statistics to provide comprehensive insights into the local real estate market. They discuss trends over the last decade, the impact of fluctuating interest rates, and the overall stability of the market. Join them as they debunk crash myths, analyze home sale prices, and explore the crucial dynamics between buyer and seller expectations. Whether you're buying, selling, or just curious, this data-driven discussion is packed with valuable advice and market predictions. Sponsored by Anchor Real Estate Advisors.00:00 Introduction to the...
2026-01-1624 minThe Anchored in Real Estate PodcastHow to Buy and Sell Your Home at the Same Time Without Going Crazy | Anchored in Real Estate PodcastIn this episode of the Anchored in Real Estate podcast, hosts Johnny Dugan and Cody Chembars, both experienced Realtors from Georgia, discuss the complexities and strategies of buying and selling a home simultaneously without losing your mind. They explore various scenarios, such as the 'four train transaction', and offer practical tips on navigating the real estate market effectively. They also delve into the importance of listing your home first, creating a transition plan, and potential financial solutions like bridge loans to ensure a smooth process. Tune in to learn how to manage this hectic experience with expert advice and...
2026-01-0918 minThe Anchored in Real Estate PodcastThe Real Value of Home Ownership: Building Wealth Through Real EstateIn this episode of the Anchored in Real Estate Podcast, hosts Johnny Dugan and Cody Chembars dive deep into the benefits of home ownership. They explore how owning a home serves as a wealth-building tool, comparing it to long-term stock investments. The discussion covers building equity, appreciation, tax advantages, and the stability that comes with home ownership. They also touch on leveraging home equity lines of credit for investments and the psychological benefits of owning a home. Whether you're considering buying your first home or looking to invest in additional properties, this episode provides valuable insights to help you...
2025-11-1125 minThe Anchored in Real Estate PodcastMyths vs. Facts about Selling Your Home: Winter Sales, Interest Rates, and FSBOs - Episode 5In this episode of the Anchored in Real Estate Podcast, Johnny Dugan and Cody Chembars bust some common real estate myths. They discuss why selling your home in the winter might actually be advantageous, debunk the misconception that interest rates are directly tied to the Fed rate, and explore the challenges and hidden costs of selling a home without an agent. Sponsored by Anchor Real Estate Advisors, Mountain Mansions, and Thy Neighbor Builders, tune in to get expert insight on navigating the real estate market.00:00 Introduction: Selling in Winter00:14 The Importance of Senses in Selling01:02 Podcast Sponsorship and Setup02:11...
2025-10-3127 minThe Anchored in Real Estate Podcast5 Things I WISH I Knew Before Owning A Home - Episode 4Welcome back to the Anchor in Real Estate Podcast! In this episode, realtors Johnny Dugan and Cody Chembars discuss the top five things they wish they had known before becoming homeowners. From setting aside an emergency maintenance fund to prioritizing quality over size, this episode is packed with practical advice for both first-time homebuyers and seasoned homeowners. Tune in for personal anecdotes, expert tips, and a little humor as Johnny and Cody share their invaluable insights.
2025-10-2122 minThe Anchored in Real Estate PodcastAnchored In Real Estate Podcast - Golden HandcuffsUnderstanding the Golden Handcuffs in Real Estate | Anchor in Real Estate Podcast Episode 3Welcome to the third episode of the Anchor in Real Estate Podcast with your hosts Johnny Dugan and Cody Chibar! This week, Johnny and Cody delve into a unique challenge many homeowners face today: the golden handcuffs of low-interest mortgage rates. Johnny and Cody explain how these exceptionally low rates deter people from upgrading or downsizing their homes, despite their changing life circumstances. They offer comprehensive advice on how to navigate this predicament, focusing on affordability, long-term benefits, and shifting perspectives from losses to potential gains...
2025-10-0326 minThe Anchored in Real Estate PodcastAnchored In Real Estate Podcast - How to Get BUYERS Off The Fence - Episode 2Anchored in Real Estate: Steps to Get Off the Fence in Real Estate DecisionsIn Episode 2 of the 'Anchored in Real Estate Podcast,' hosts Johnny Dugan and Cody Chembars discuss strategies for potential homebuyers to make informed real estate decisions. They emphasize the importance of starting the process with a lender to understand one's financial capacity and avoid the emotional pitfalls of the buying process. The episode delves into common concerns that keep people from making real estate decisions, such as timing the market and financial readiness. The hosts recommend getting pre-approved to determine an affordable monthly payment and...
2025-10-0331 min
Closet Conversations with CodyMountains High & Valleys LowCloset Conversations with Cody is live every Monday morning at 8:30 AM on Facebook!
2020-04-1334 minCloset Conversations with CodyHow to soften our hard heart.Closet Conversations with Cody is live every Monday morning on Facebook at 8:30 AM!
2020-04-0832 minCloset Conversations with CodyThe 4 letter F word - Fighting Fear with FaithListen to this message on our YouTube channel! Just search for Closet Conversations with Cody.
We are live every Monday mornings at 8:30 AM on Facebook Live!
2020-03-1627 minCloset Conversations with Cody"Tangled" Identity - Part 2 - How the enemy is stealing your identity!Closet Conversations with Cody is live every Monday morning at 8:30 AM on Facebook Live.
Subscribe to our YouTube Channel Link Below: https://www.youtube.com/channel/UCY6WBEBY1NKGHnpHNQNdMkw
2020-03-1031 minCloset Conversations with Cody"Tangled" Identity - How the enemy has stolen your identity.Closet Conversations with Cody is live every Monday morning at 8:30 AM on Facebook live!
2020-03-0322 minCloset Conversations with CodyMorning Devotion - IntegrityLatest episode of Closet Conversations with Cody - 1/28/2019
2020-02-2914 minCloset Conversations with CodyTeach me how to pray!Watch Closet Conversations with Cody live on Facebook on Monday mornings at 8:30 AM.
More ways to listen below!
📺 YouTube channel:
http://bit.ly/YoutubeConvo
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2020-02-1727 minCloset Conversations with CodyWhat is the Jesus Disease? Kenneth Bae devotionCloset Conversations with Cody is live every Monday at 8:30 AM on Facebook Live!
2020-01-2734 minCloset Conversations with CodySpirit of Religion VS. RelationshipCloset Conversations with Cody is live on Facebook Monday, Wednesday, and Friday.
2020-01-0622 minCloset Conversations with CodyWhat is more precious than Rubies?In today's devotion, we will learn what is more precious than rubies. You'll also hear Cody & Christiana's story about meeting for the very first time!
2019-07-1015 minCloset Conversations with CodyWhat to do when someone is mad at you - Healing offense towards youCloset Conversations with Cody - 4/24/2019
2019-06-0107 minCloset Conversations with CodyGod’s Timing - How much longer do I have to wait?Closet Conversations with Cody - 5/28/2019
2019-06-0108 minCloset Conversations with CodyMorning Devotion - As you GO!Closet Conversations with Cody 3/12/2019
As You GO....
feat. Joe of Joe & Christian Leaphart
2019-03-1214 minCloset Conversations with CodyMorning Devotion - I N T I M A C Y with GOD pt 3Closet Conversations with Cody - 3/11/2019
2019-03-1114 minCloset Conversations with CodyMorning Devotion - Marriage Devotion - What's your 💞language?Closet Conversations with Cody - 3/8/2019
2019-03-0828 minCloset Conversations with CodyMorning Devotion - I N T I M A C Y with GOD pt 2Closet Conversations with Cody - 3/7/2019
2019-03-0819 minCloset Conversations with CodyMorning Devotion - I N T I M A C Y with GOD pt 1.Closet Conversations with Cody - 3/6/2019
2019-03-0612 minCloset Conversations with CodyMorning Devotion - NO LOOKING BACK pt. 5Closet Conversations with Cody - 3/5/2019
2019-03-0519 minCloset Conversations with CodyMorning Devotion - NO LOOKING BACK pt. 4Closet Conversations with Cody - 3/4/2019
2019-03-0424 minCloset Conversations with CodyHow to Communicate in Marriage - the HARD conversationsCloset Conversations with Cody - 3/1/2019
2019-03-0132 minCloset Conversations with CodyMorning Devotion - NO LOOKING BACK pt. 3Closet Conversations with Cody - 2/28/2019
2019-02-2824 minCloset Conversations with CodyMorning Devotion - NO LOOKING BACK pt. 2Closet Conversations with Cody - 2/27/2019
2019-02-2715 minCloset Conversations with CodyMorning Devotion - NO LOOKING BACK pt. 1Closet Conversations with Cody - 2/26/2019
2019-02-2620 minCloset Conversations with CodyMorning Devotion - G O D__I S__G O O D pt. 5Closet Conversations with Cody - 2/25/2019
2019-02-2520 minCloset Conversations with CodyMorning Devotion - G O D__I S__G O O D pt. 4Closet Conversations with Cody - 2/22/2019
2019-02-2217 minCloset Conversations with CodyMorning Devotion - G O D__I S__G O O D pt. 3Closet Conversations with Cody - 2/21/2019
2019-02-2118 minCloset Conversations with CodyMorning Devotion - G O D__I S__G O O D pt. 2Closet Conversations with Cody - 2/20/2019
2019-02-2022 minCloset Conversations with CodyMorning Devotion - G O D__I S__G O O D pt. 1Closet Conversations with Cody - 2/19/2019
2019-02-1916 minCloset Conversations with CodyMorning Devotion - I D E N T I T Y pt. 9Closet Conversations with Cody - 2/18/2019
2019-02-1820 minCloset Conversations with CodyMarriage Devotion - Communication pt. 2Closet Conversations with Cody - 2/15/2019
2019-02-1624 minCloset Conversations with CodyMorning Devotion - I D E N T I T Y pt. 8Closet Conversations with Cody - 2/14/19
2019-02-1417 minCloset Conversations with CodyMorning Devotion - I D E N T I T Y pt. 7Closet Conversations with Cody - 2/13/19
2019-02-1319 minCloset Conversations with CodyMorning Devotion - I D E N T I T Y pt. 6Closet Conversations with Cody - 2/12/19
2019-02-1318 minCloset Conversations with CodyMorning Devotion - I D E N T I T Y pt. 5Closet Conversations with Cody - 2/11/2019
2019-02-1122 minCloset Conversations with CodyMorning Devotion - I D E N T I T Y pt. 3Closet Conversations with Cody - 2/6/2019
2019-02-0616 minCloset Conversations with CodyMorning Devotion - I D E N T I T Y pt. 2Closet Conversations with Cody - 2/5/2019
2019-02-0518 minCloset Conversations with CodyMorning Devotion - I D E N T I T Y pt. 1Closet Conversations with Cody - 2/4/2019
2019-02-0415 minCloset Conversations with CodyMorning Devotion - Marriage Devotion - CommunicationCloset Conversations with Cody - 2/1/2019
2019-02-0138 minCloset Conversations with CodyMorning Devotion - I N T E G R I T Y pt. 4Closet Conversations with Cody - 1/31/2019
2019-02-0114 minCloset Conversations with CodyMorning Devotion - I N T E G R I T Y pt. 3Closet Conversations with Cody - 1/30/2019
2019-01-3014 minCloset Conversations with CodyMorning Devotion - I N T E G R I T Y pt. 2Closet Conversations with Cody - 1/29/2019
2019-01-2918 minCloset Conversations with CodyMorning Devotion - Practicing the Presence pt. 5Closet Conversations with Cody - 1/25/19
This week's devotion -
http://bit.ly/2U8LSVL
*NEW* Podcast Link Below:
https://apple.co/2Qr0Wwj
Subscribe to my YouTube channel:
http://bit.ly/YoutubeConvo
2019-01-2516 minCloset Conversations with CodyMorning Devotion - Practicing the Presence pt. 4Closet Conversations with Cody - 1/24/2019
This week's devotion -
http://bit.ly/2U8LSVL
*NEW* Podcast Link Below:
https://apple.co/2Qr0Wwj
Subscribe to my YouTube channel:
http://bit.ly/YoutubeConvo
2019-01-2418 minCloset Conversations with CodyMorning Devotion - Practicing the Presence pt. 3Closet Conversations with Cody - 1/23/2019
This week's devotion -
http://bit.ly/2U8LSVL
*NEW* Podcast Link Below:
https://apple.co/2Qr0Wwj
Subscribe to my YouTube channel:
http://bit.ly/YoutubeConvo
2019-01-2317 minCloset Conversations with CodyMorning Devotion - Practicing the Presence pt. 2Closet Conversations with Cody - 1/22/2019
This week's devotion -
http://bit.ly/2U8LSVL
*NEW* Podcast Link Below:
https://apple.co/2Qr0Wwj
Subscribe to my YouTube channel:
http://bit.ly/YoutubeConvo
2019-01-2217 minCloset Conversations with CodyMorning Devotion - Practicing the Presence pt. 1Closet Conversations with Cody - 1/21/2019
This week's devotion -
http://bit.ly/2U8LSVL
*NEW* Podcast Link Below:
https://apple.co/2Qr0Wwj
Subscribe to my YouTube channel:
http://bit.ly/YoutubeConvo
2019-01-2115 minCloset Conversations with CodyMorning Devotion - Hearing God's Voice First pt. 4Closet Conversations with Cody - 1/18/19
This week's devotion -
http://bit.ly/2HcEp6d
*NEW* Podcast Link Below:
https://apple.co/2Qr0Wwj
Subscribe to my YouTube channel:
http://bit.ly/YoutubeConvo
2019-01-2113 minCloset Conversations with CodyMorning Devotion - Hearing God's Voice First pt. 1Closet Conversations with Cody - 1/16/19
Hearing God's Voice First pt. 1
This week's devotion -
http://bit.ly/2HcEp6d
*NEW* Podcast Link Below:
https://apple.co/2Qr0Wwj
Subscribe to my YouTube channel:
http://bit.ly/YoutubeConvo
2019-01-1618 minCloset Conversations with CodyMorning Devotion - The Next LevelCloset Conversations with Cody - 1/15/19
"The Next Level"
This week's devotion - http://bit.ly/2HcEp6d
*NEW* Podcast Link Below: https://apple.co/2Qr0Wwj
2019-01-1511 minCloset Conversations with CodyMorning Devotion - "I Just Wanna Say Thank You"Closet Conversations with Cody - 1/14/19
This week's devotion -
http://bit.ly/2FcMJRI
*NEW* Podcast Link Below:
https://apple.co/2Qr0Wwj
2019-01-1408 minCloset Conversations with CodyMorning Devotion - TWO SPIES - Numbers 13Closet Conversations with Cody - 1/11/19
This week's devotion -
http://bit.ly/2FcMJRI
*NEW* Podcast Link Below:
https://apple.co/2Qr0Wwj
2019-01-1117 minCloset Conversations with CodyMorning Devotion - Romans 5:10Closet Conversations with Cody - 1/10/2019
This week's devotion -
http://bit.ly/2FcMJRI
*NEW* Podcast Link Below:
https://apple.co/2Qr0Wwj
2019-01-1113 minCloset Conversations with CodyMorning Devotion - Where's your Focus? pt. 3Closet Conversations with Cody - 1/9/2019
2019-01-0908 minCloset Conversations with CodyMorning Devotion - Where's your Focus? pt. 2Closet Conversations with Cody - 1/8/2019
2019-01-0912 minCloset Conversations with CodyMorning Devotion - Where is your FOCUS?Closet Conversations with Cody - feat. Tannis - 1/7/2019
Follow along with our NEW Bible Plan here: http://bit.ly/2FcMJRI
2019-01-0725 minCloset Conversations with CodySaturday Special - FIND YOUR WORD 2019Closet Conversations with Cody - 1/5/19
Take the quiz here -
https://www.myintent.org/pages/whatsyourwordquiz?fbclid=IwAR10a602B3mZYNfFYYF0K5kPPRRyZYV72j96_MxJVAdhK2sbesELvkTdDiw
Leave us a comment when the Lord reveals your word!
2019-01-0514 minCloset Conversations with CodyMorning Devotion - FAST 2019 pt. 5Closet Conversations with Cody - 1/4/19
Daniel Fast Information - https://ultimatedanielfast.com/ultimate-daniel-fast-about-…/
Join the Fast Bible Plan Here:
http://bit.ly/Fast2019
2019-01-0423 minCloset Conversations with CodyMorning Devotion - FAST 2019 pt. 4Closet Conversations with Cody - 1/3/2019
Follow along with the Fast Devotion here: http://bit.ly/Fast2019
2019-01-0315 minCloset Conversations with CodyMorning Devotion - FAST 2019 pt. 3Closet Conversations with Cody - 1/2/2019
Follow the Bible Plan - http://bit.ly/Fast2019
2019-01-0219 minCloset Conversations with CodyMorning Devotion - FAST 2019 pt. 2Closet Conversations with Cody - 1/1/2019
Follow along with our devotion here:
https://www.bible.com/reading-plans/10476/together/10095993/invitation?token=8eL38StFHbxPfSCeXZmPgQ&source=share&fbclid=IwAR2_5vFSDjKztdQzJLZMUt0tOufruFpTdvH1c61MBSNnRPaxPUotxOODcWM
2019-01-0214 minCloset Conversations with CodyMorning Devotion - BE THANKFUL ALWAYSCloset Conversations with Cody - 12/26/18
2019-01-0108 minCloset Conversations with CodyFAST 2019 pt. 1Closet Conversations with Cody - 12/31/2018
Follow along here: https://bible.com/p/100959…/3841be14365bc752a881aae99dd8ea5e
2019-01-0119 minCloset Conversations with CodyMorning Devotion - FREELY GIVEN// FREELY GIVECloset Conversations with Cody - 12/28/2018
2018-12-2819 minCloset Conversations with CodyMorning Devotion - Constant Blessing State-Of-MindCloset Conversations with Cody - 12/27/2018
2018-12-2706 minCloset Conversations with CodyMorning Devotion - 12 DAYS OF CHRISTMAS - (12) Drummers DrummingCloset Conversations with Cody - 12/24/18
Merry Christmas Eve!
2018-12-2417 minCloset Conversations with CodyMorning Devotion - 12 DAYS OF CHRISTMAS - (11) Pipers PipingCloset Conversations with Cody - 12/21/18
2018-12-2125 minCloset Conversations with CodyMorning Devotion - 12 DAYS OF CHRISTMAS - (10) Lords a LeapingCloset Conversations with Cody - 12/20/2018
2018-12-2025 minCloset Conversations with CodyMorning Devotion - 12 DAYS OF CHRISTMAS - (9) Ladies DancingCloset Conversations with Cody - 12/19/18
2018-12-1926 minCloset Conversations with CodyMorning Devotion - 12 DAYS OF CHRISTMAS - (8) Maids a MilkingCloset Conversations with Cody - 12/18/18
2018-12-1823 minCloset Conversations with CodyMorning Devotion - 12 DAYS OF CHRISTMAS - (7) Swans a SwimmingCloset Conversations with Cody - 12/17/18
2018-12-1722 minCloset Conversations with CodyMorning Devotion - 12 DAYS OF CHRISTMAS - (6) Geese a LayingCloset Conversations with Cody - 12/14/18
2018-12-1426 minCloset Conversations with CodyMorning Devotion - 12 DAYS OF CHRISTMAS - (5) Golden RingsCloset Conversations with Cody - 12/13/18
2018-12-1318 minCloset Conversations with CodyMorning Devotion - 12 DAYS OF CHRISTMAS - (4) Calling BirdsCloset Conversations with Cody - 12/12/18
2018-12-1223 minCloset Conversations with CodyMorning Devotion - 12 DAYS OF CHRISTMAS - (3) FRENCH HENSCloset Conversations with Cody - 12/11/18
2018-12-1116 minCloset Conversations with CodyMorning Devotion - 12 DAYS OF CHRISTMAS - Day 1 & 2Closet Conversations with Cody - 12/10/18
Please enjoy the Day 1 & 2 of 12 Days of Christmas!
2018-12-1014 minCloset Conversations with CodyMorning Devotion - A Fresh Perspective - FAITH pt. 5Closet Conversations with Cody - 11/30/18
2018-11-3029 minCloset Conversations with CodyMorning Devotion - A Fresh Perspective - FAITH pt.4Closet Conversations with Cody - 11/29/18
2018-11-2918 minCloset Conversations with CodyMorning Devotion - A Fresh Perspective - FAITH pt. 3Closet Conversations with Cody - 11/28/18
2018-11-2822 minCloset Conversations with CodyMorning Devotion - A Fresh Perspective - FAITH pt. 2Closet Conversations with Cody - 11/27/18
2018-11-2726 minCloset Conversations with CodyMorning Devotion - A Fresh Perspective - FAITH pt. 1Closet Conversations with Cody - 11/26/18
2018-11-2619 minCloset Conversations with CodyMorning Devotion - A Fresh Perspective - BLACK FRIDAYCloset Conversations with Cody - 11/23/18
Featuring: Gracie
2018-11-2311 minCloset Conversations with CodyMorning Devotion - A Fresh Perspective - THANKSGIVINGCloset Conversations with Cody - 11/22/18 featuring - Gracie
2018-11-2206 minCloset Conversations with CodyMorning Devotion - A Fresh Perspective - WHATEVER IT TAKESCloset Conversations with Cody - 11/20/18
2018-11-2106 minCloset Conversations with CodyMorning Devotion - A Fresh Perspective - LISTENINGCloset Conversations with Cody - 11/20/18
Featuring special guest - Joe Leaphart
2018-11-2025 minCloset Conversations with CodyMorning Devotion - A Fresh Perspective - POTENTIALCloset Conversations with Cody - 11/19/18
Scripture - Psalm 139: 13-18
2018-11-1931 minCloset Conversations with CodyMorning Devotion - A Fresh Perspective - MARRIAGE/INTIMACYCloset Conversations with Cody - 11/16/18
"Sex is a culmination of intimacy through the day. Intimacy with God is being intimate with Him all day, so He can deposit into us"
2018-11-1648 minCloset Conversations with CodyMorning Devotion - A Fresh Perspective - GODHEAD pt.3Closet Conversations with Cody - 11/15/18
Featuring special guest - Christiana
2018-11-1528 minCloset Conversations with CodyMorning Devotion - A Fresh Perspective - GODHEAD pt.2Closest Conversations with Cody - 11/13/18
Featuring special guest: Christiana
2018-11-1427 minCloset Conversations with CodyMorning Devotion - A Fresh Perspective - GODHEAD pt.1Closet Conversations with Cody - 11/12/18
Featuring special guest: Christiana
2018-11-1334 minCloset Conversations with CodyMorning Devotion - A Fresh Perspective - NAMES OF GODCloset Conversations with Cody - 11/12/18
A Fresh Perspective: NAMES OF GOD
Scripture - Genesis 1:1 ; Psalm 19:1 ; Exodus 3:13-14 ; Galatians 4:6 ; Psalm 7:17 ; Genesis 16:13 ; Psalm 91:1 ; Genesis 22:14 ; Exodus 17:15 ; Exodus 15:26 ; Judges 6:24
2018-11-1228 minCloset Conversations with CodyMorning Devotion - A Fresh Perspective: MARRIAGECloset Conversations with Cody - 10/26/18 -
Scriptures:
2 Corinthians 6:14 ; Ecclesiastes 4: 9-12 ; Ephesians 5: 22-33
Books recommended by Christiana - "Fervent"; "Power of a Praying Wife" ; "Sheet Music"
*NEW* Podcast Link Below: https://anchor.fm/cody-chembars
2018-10-2634 minCloset Conversations with CodyMorning Devotion - A Fresh Perspective - SINCloset Conversations with Cody - 10/24/18 - A Fresh Perspective: SIN
*NEW* Podcast Link Below:
https://anchor.fm/cody-chembars
Scriptures: Psalm 5:4 ; Isaiah 1:6 ; Psalm 38:4 ; 1 John 1:6 ; Isaiah 59:2 ; Romans 6:16 ; 1 Peter 2:9
2018-10-2428 min