Shows
Cordan N Full EffectHouse Fires, Dropped Homeowners Insurance Policies & Governor Newsom's Failures in CaliforniaOn this episode, we discuss the devastating house fires in California and the controversial actions of insurance companies dropping homeowners just months before the fires. We also examine Governor Newsom’s handling of the situation and why many believe it’s falling short of what’s needed during this crisis.
2025-01-1541 minCordan N Full EffectSkip Bayless, Joy Taylor, and FS1: Breaking Down the LawsuitOn this episode, we explore the lawsuit alleging sexual misconduct at FS1, involving shocking claims about the workplace culture at Fox Sports, and discuss its implications for the sports media industry. We also react to a viral TikTok shedding more light on these allegations and the public's response.
2025-01-1147 minCordan N Full EffectU.S. Treasury Hack: Sanctions Office Breached in Major CyberattackOn this episode, we discuss the recent hack of the U.S. Treasury, suspected to be orchestrated by China, as revealed in reports from CNBC and Forbes. Learn how this breach compromised sensitive data, including the sanctions office, and the ongoing FBI investigation into the matter. We explore the implications for U.S. cybersecurity and national security.
2025-01-0325 minCordan N Full EffectHow To Win Financially In 2025On this episode, we break down how to win with money in 2025! From the updated tax brackets and increased contribution limits for 401(k)s and IRAs to the new HSA and FSA thresholds, we cover all the details you need to maximize your savings. Plus, learn about the rising gift tax limit and how these changes can help you stay ahead financially.
2024-12-311h 07Cordan N Full Effect#MoneyMindset = Biden Withdraws Student Loan Forgiveness Plans: What Now?On this episode, we discuss the Biden administration's decision to withdraw two major student loan forgiveness plans and the impact on borrowers. These plans could have reduced or eliminated debt for millions of Americans, particularly those in repayment for decades or facing financial hardship. With the Supreme Court striking down Biden's earlier forgiveness efforts and operational challenges cited for the withdrawal, borrowers are left searching for alternatives. We also explore how many Americans are struggling to make necessary financial decisions to repay their student loans and what forgiveness options still exist under Public Service Loan Forgiveness (PSLF) and other...2024-12-2734 minCordan N Full Effect#MoneyMindset = House GOP's Funding Bill Fails Amid Shutdown ThreatOn this episode, we dive into the House GOP's failed attempt to fast-track a new funding bill, pushing the government closer to a shutdown. The bill, which includes funding extensions and debt limit suspension, faces challenges in both the Republican-controlled House and the Democratic-controlled Senate. Speaker Mike Johnson’s leadership comes under scrutiny as tensions rise, while President-elect Trump pushes for bold debt ceiling reforms. Could this political standoff spell trouble for Johnson’s speakership and the nation’s economy?
2024-12-2027 minCordan N Full Effect#MoneyMindset = How Trump Plan's On Lowering Grocery PricesOn this episode, former President Trump acknowledges the challenge of lowering grocery prices if re-elected, despite it being a key campaign promise. He attributes the current high prices to the Biden administration and outlines his plan to address the issue by increasing U.S. energy production and resolving supply chain problems.
2024-12-1830 minCordan N Full Effect#Episode61 = Ozempic's Risks & Beauty Store Eviction Chaos in AtlantaOn this episode, we discuss the rising trend of people without type 2 diabetes using Ozempic and the potential long-term side effects of this off-label use. We also dive into a chaotic situation in Atlanta where a beauty supply store was evicted, leading to its supplies being thrown into the parking lot. Citizens rushed to retrieve the items, but local officials declared the goods off-limits and sent them to the dump, despite Georgia law reportedly stating otherwise.
2024-12-161h 17Cordan N Full Effect#MoneyMindset = UnitedHealth CEO Brian Thompson's Tragic PassingOn this episode, we cover the tragic killing of UnitedHealth CEO Brian Thompson in New York. Authorities believe the suspect traveled by bus from Atlanta to New York, appearing on multiple surveillance cameras before the crime. Thompson had reportedly been receiving death threats for some time. Speculation arises that this could be connected to how UnitedHealthcare processed claims, as Thompson led the insurance unit. In the wake of this tragedy, many CEOs are turning to private security companies to enhance their safety measures.
2024-12-1423 minCordan N Full Effect#MoneyMindset = President-Elect’s Treasury Pick: Balancing Tariffs and Economic GrowthOn this episode, we discuss the president-elect’s pick for Secretary of Treasury and how their approach could balance Trump’s tariff policies. With a focus on controlling excessive tariffs while positioning Trump to stimulate economic growth, this selection could have significant implications for the U.S. economy.
2024-12-1328 minCordan N Full Effect#MoneyMindset = Harris Campaign's $1B Spending Spree, Yet $20M In The Red?On this episode, we dive into the Harris/Waltz campaign's record-breaking $1 billion spending in just 100 days during the presidential election. Despite the massive expenditure, the campaign is reportedly still $20 million in debt. While some Democrats praise Kamala Harris for running a strong campaign under challenging circumstances, others criticize Biden for not stepping down sooner. There is also controversy over campaign spending choices, including high-profile events featuring artists like Beyoncé and interviews with Oprah, which came with hefty price tags.
2024-12-1234 minCordan N Full Effect#MoneyMindset = What President Trump With Do For The Economy And Your FinancesOn this episode, we cover the top five economic changes Americans might see when President-elect Trump takes office in 2025. From his tax plans to potential inflation shifts, we break down how Trump’s policies could affect your money, the housing market, economic growth, and even your 401(k). Whether you're wondering about the future of affordable housing or the impact on retirement savings, we’re here to explore what these policies might mean for you.
2024-12-1147 minCordan N Full Effect#MoneyMindset = Chase Money Glitch, Don't Do This!On this episode, we break down the viral TikTok "Chase Money Glitch" where users deposited fake checks into ATMs, sometimes worth up to $50k, only to see their accounts go negative by thousands. This wasn’t a glitch but rather a fraudulent scheme that has left some facing felony charges and seeking legal help. Learn about the consequences and what’s next for those involved.
2024-12-1032 minCordan N Full Effect#MoneyMindset = How The Feds Rate Cut Will Impact AmericansOn this episode, we discuss the Federal Reserve's first rate cut of 50 basis points since the 2020 pandemic, and its significance as the first of its kind since the 2008 global financial crisis. This move is expected to affect interest rates for mortgages, car loans, and credit cards. The Fed's decision stems from inflation nearing their 2% target, though they predict it to reach 2.5%, along with concerns over rising unemployment. Find out how this rate cut could impact your finances.
2024-12-0928 minCordan N Full Effect#MoneyMindset = Zombie Mortgages: The Hidden Risk Lurking in Your Home LoanOn this episode, we uncover the dangers of zombie mortgages—those forgotten second mortgages that resurface years after homeowners are told they no longer owe the debt. These loans can reappear unexpectedly, demanding payment and putting homes at risk of seizure as collateral. Learn how to protect yourself from this financial nightmare and what to do if a zombie mortgage haunts your home.
2024-12-0826 minCordan N Full Effect#MoneyMindset = Biden’s Student Loan Forgiveness Failing: The End of the SAVE PlanOn this episode, we dive into the SAVE income-driven repayment plan and what borrowers need to know if they’re enrolled. While payments may be paused for now, there are legal battles unfolding. The 8th Circuit Court in Missouri has already ruled against student loans, and the 10th Circuit Court in Kansas may follow suit. This could push the Supreme Court to make a critical ruling on President Biden’s SAVE plan. Stay informed as we discuss the potential impact on student loan borrowers across the country.
2024-12-0735 minCordan N Full Effect#Episode60 = Project 2025: Pros and Cons & Trump's StanceOn this episode, we delve into Project 2025, exploring both its advantages and disadvantages. We'll also discuss the political strategies surrounding this initiative, with Democrats attempting to link President Trump to Project 2025. On the other hand, President Trump is making efforts to distance himself from it, promoting his own distinct policy agenda for the upcoming election. Join us for an in-depth analysis of Project 2025 and the evolving political landscape as we head towards the 2025 election.
2024-08-061h 41Cordan N Full Effect#MoneyMindset = Surviving the Housing Market: Tips for the Middle ClassOn this episode, we discuss what it takes to be considered in the top 5% of income earners in the U.S., Americans need to make at least $340,000 annually, with the lowest threshold in West Virginia and the highest in Washington, D.C. at $720,000. The highest-earning states are primarily located on the East and West Coasts. Despite these high income requirements, there are options for those looking to buy a home with no down payment through VA loans and USDA loans. Additionally, some banks offer down payment assistance, covering up to 2% of the required 3% for eligible borrowers.
2024-08-061h 05Cordan N Full Effect#MoneyMindset = Growing Squatters Problem: New Laws in the WorksIn this video, we discuss the issue of squatters is becoming increasingly problematic in the United States.. States like Florida and Oklahoma are working to pass laws that would make squatting a criminal offense. Currently, squatting is only a civil matter, which means police are unable to remove squatters, leaving landlords to face lengthy legal battles to reclaim their properties. This video explores the growing squatter problem and the potential changes in legislation aimed at addressing it.
2024-07-0552 minCordan N Full Effect#MoneyMindset = Congress Targets Credit Card Rewards: What It Means for YouOn this video, we explore the latest legislative efforts by Congress to decrease the fees businesses pay to credit card network providers like Visa and Mastercard. The goal is to lower prices for consumers. However, there is skepticism about whether these savings will be passed on, as was the case when debit card fees were reduced. Additionally, we discuss the potential impact on credit card rewards programs, which may see significant cuts similar to those experienced by debit cards. Join us to understand how these changes could affect your wallet and credit card benefits.
2024-06-2946 minCordan N Full Effect#MoneyMindset = Housing Crisis, Homes Are OvervaluedOn this episode of MoneyMindset, we explore the alarming trend of overvalued homes across the United States, focusing on the southern states. Tennessee, Arkansas, South Carolina, Montana, and Alabama top the list, with Memphis, Tennessee, taking the lead as the most overvalued metro city in America. We delve into the factors driving these inflated home prices and what it means for potential homebuyers and the housing market as a whole. Stay informed about the real estate trends that could impact your future home purchase.
2024-06-1731 minCordan N Full Effect#MoneyMindset = Childcare Costs More Than Your Mortgage, How Parents Can CopeOn this episode of Money Mindset, we explore the staggering reality that childcare for two children now costs more than rent in all 50 states and more than a mortgage in 45 states. This is a major expense that parents have little control over. However, there are ways to mitigate these costs through proper family planning, securing jobs that earn enough to support their lifestyle, and managing money effectively. Join us as we discuss strategies to navigate these financial challenges and ensure a stable future for your family.
2024-06-1353 minCordan N Full Effect#MoneyMindset = Taxes, Stress, Tears, And Therapy, Gen-Z Needs HelpOn this episode of Money Mindset, we dive into the surprising statistic that 25% of Gen-Z feels the need for a therapist when filing taxes, and 54% have cried or expect to cry due to tax-related stress. With many Gen-Z individuals juggling various forms like W-2s and 1099s from gig work, tax season can be overwhelming. However, there are numerous free resources available to help Gen-Z navigate tax preparation more smoothly. Join us as we explore these challenges and highlight the tools and support systems that can ease the burden of tax season for young adults.
2024-06-1343 minCordan N Full Effect#MoneyMindset = American Dream Is $3.4M, Can Americans Afford It?On this episode of Money Mindset, we break down the staggering cost of achieving the American Dream, now estimated at $3.4 million. This figure includes essential life expenses like saving for retirement, buying a home, purchasing vehicles, healthcare costs, and raising children. Despite the high cost, many Americans only earn about $2.3 million over their lifetime. The primary culprits? Lifestyle inflation and a lack of proper family planning. We explore how overspending on weddings, with the average cost reaching $36,800 for the wedding and engagement ring, and taking on unaffordable mortgages contribute to financial strain. Additionally, many choose not to pay down...2024-05-2032 minCordan N Full Effect#MoneyMindset = Debt Leverage vs. Debt Freedom, Who's Right, Kiyosaki or Ramsey?On this episode of Money Mindset, we delve into the divergent financial philosophies of two titans in personal finance: Robert Kiyosaki and Dave Ramsey. While both have achieved considerable success, their approaches to money management couldn't be more different. Kiyosaki advocates for using debt as leverage to invest and minimize taxes, amassing over $1.2 billion in debt while boasting a $100 million net worth. Conversely, Ramsey preaches a debt-free lifestyle, aggressively paying off debt and avoiding borrowing altogether. Despite having no debt, Ramsey has accrued a $200 million net worth. Join us as we dissect the contrasting viewpoints of these financial gurus...2024-05-1028 minCordan N Full Effect#MoneyMindset = Why Americans Struggle to Afford Life in AmericaOn this episode of Money Mindset, we confront the harsh reality facing Americans across the nation: the soaring cost of living that outpaces income growth. Join us as we delve into the staggering income requirements for achieving a comfortable standard of living in the top 25 major cities and beyond. With the median income needed to live comfortably exceeding $100,000 for single individuals and soaring above $200,000 for married couples with families of four, the financial strain is undeniable. Using a 50/30/20 budgeting framework, we uncover the stark disparities between income levels and the true cost of necessities such as housing, healthcare, and...2024-05-0547 minCordan N Full Effect#MoneyMindset = Americans Do Not Earn Enough To Buy A HomeOn this episode of MoneyMindset, we delve into the complex landscape of homebuying in 2024. Aspiring homeowners are facing unprecedented challenges, as the traditional equation of affordability has been upended by a confluence of factors. Join us as we explore why prospective buyers now need to earn more than 80% compared to 2020 just to enter the housing market. Discover how the scarcity of new homes, coupled with soaring interest rates, has created a perfect storm, driving home prices beyond the reach of many. Despite the diligent efforts of hardworking individuals, stagnant wages fail to keep pace with the relentless climb in...2024-05-0423 minCordan N Full Effect#MoneyMindset = How Much You Need To RetireOn this episode of Money Mindset, we challenge conventional wisdom surrounding retirement planning and the notion that a specific dollar amount, such as $1.5 million, is the key to a comfortable retirement. Join us as we explore the importance of shifting the focus from a fixed monetary target to understanding the broader implications of retirement on health, lifestyle, and location. Through insightful analysis and real-life examples, we debunk the myth that a predetermined sum guarantees financial security in retirement. Instead, we emphasize the significance of savings rate and proactive planning in crafting a retirement tailored to individual needs and aspirations...2024-04-2129 minCordan N Full Effect#MoneyMindset = Why The Middle Class Lifestyle Isn't What You ThinkOn this episode of Money Mindset, we delve into the sobering reality facing the middle class in America: the struggle to maintain their desired lifestyle amidst mounting financial pressures. Join us as we unpack the criteria for a middle-class lifestyle, including stable employment, access to healthcare, emergency savings, retirement planning, and financial security. Despite the traditional ideals associated with the middle class, we reveal that a significant portion of Americans fall short of meeting these benchmarks. Through insightful analysis and real-life examples, we explore the challenges faced by middle-class families in balancing their financial obligations and aspirations. Don't miss...2024-04-2047 minCordan N Full Effect#MoneyMindeset = Why You Should NEVER Have A Car PaymentOn this episode of Money Mindset, we tackle a significant financial hurdle faced by many Americans: the staggering cost of car payments and its impact on wealth-building. Join us as we uncover the startling statistics revealing that the average monthly car payment for a new car is nearly $750, while for a used car, it's approximately $530. These hefty payments pose a substantial barrier to financial progress, eroding individuals' ability to accumulate wealth over time. Regardless of credit score, many Americans are opting for long-term loans, averaging nearly 70 months in duration. Through insightful analysis and expert commentary, we delve into the...2024-04-2027 minCordan N Full Effect#MoneyMindset = Americans Are Boycotting Their Student Loan PaymentsOn this episode of Money Mindset, we delve into a bold movement gaining traction among student loan borrowers: the decision to boycott loan payments as a means of exerting pressure on the federal government to address the student loan crisis in America. Join us as we explore the motivations behind this movement and the implications for borrowers and policymakers alike. With 1 out of 10 student loan borrowers participating in this act of civil disobedience, we examine the broader societal and economic impact of mounting student loan debt. Through insightful analysis and expert commentary, we shed light on the urgent need...2024-03-1537 minCordan N Full Effect#MoneyMindset = Half Of Americans Have No SavingsIn our latest episode of Money Mindset, we confront a sobering statistic: nearly half of Americans are unable to cover a $1000 emergency expense, whether it's for a car repair or medical bill. Join us as we delve into the implications of this financial vulnerability on individual households and broader economic stability. We explore how factors such as education level, race, marital status, and parental responsibilities impact savings rates, shedding light on the disparities that exist within our society. Through insightful analysis and real-life examples, we uncover the complex interplay between socioeconomic factors and financial preparedness, offering actionable insights to...2024-03-0637 minCordan N Full Effect#MoneyMindset = Why Gen Z Couples Avoid Joining FinancesOn this episode of Money Mindset, we explore a significant generational shift in financial attitudes and behaviors: Gen Z couples' propensity to keep their finances separate, irrespective of marital status. Join us as we delve into the underlying reasons behind this trend, with Gen Z expressing concerns about preserving their financial independence within their relationships. We uncover the hesitancy among young couples to disclose the extent of their credit card and student loan debts, reflecting broader anxieties around financial transparency and vulnerability. Through insightful analysis and expert insights, we navigate the complexities of financial intimacy in modern relationships, offering...2024-02-2840 minCordan N Full Effect#MoneyMindset = How The Cost Of Daycare Is Hurting The EconomyOn this episode of Money Mindset, we tackle the staggering reality that childcare costs have surpassed even college expenses for many parents. Join us as we dive into the startling statistics, revealing that some families are shelling out over $36,000 annually on childcare alone, with the average hovering around $18,000 per year. Despite recommendations from the Department of Health and Human Services that childcare should ideally constitute no more than 7 percent of household income, the harsh truth is that affordable daycare remains elusive for most parents. Through insightful analysis and real-world examples, we explore the financial strain faced by families and...2024-02-2131 minCordan N Full Effect#MoneyMindset = Adults Living At Home, Black Investors, And Retiring With A MortgageOn this episode, we delve into three fascinating financial trends shaping the landscape for adults under 40. Join us as we explore the phenomenon of the “bank of mom and dad,” uncovering how young adults are increasingly relying on parental support for financial stability. We also examine the surge in black investors since the pandemic, highlighting the growing diversification within investment communities. Additionally, we shine a light on the concerning reality that many individuals retire with a mortgage, discussing the implications and strategies for addressing this common scenario. Don’t miss out on this insightful exploration of contemporary financial dynamics and th...2024-02-2136 minCordan N Full Effect#MoneyMindest = Why High Earning Americans Live Paycheck to PaycheckOn this episode of MoneyMindset, we delve into the startling reality that many high-earning Americans, those making $100,000 or more annually, are finding themselves trapped in a paycheck-to-paycheck cycle. Explore the underlying factors driving this phenomenon, from overwhelming debt burdens and lifestyle inflation to the relentless pressures of high-cost living. Uncover the sacrifices these individuals make, including neglecting essential maintenance like oil changes and dental care, as they struggle to make ends meet. Join us as we explore practical solutions to break free from this cycle, including the importance of budgeting, debt repayment strategies, and cutting expenses. Discover actionable steps...2024-02-0936 minCordan N Full Effect#MoneyMindest = This is Why Americans Live Paycheck to PaycheckOn this episode of Money Mindset, we delve into a thought-provoking Forbes article that explores the reasons behind the pervasive issue of Americans living paycheck to paycheck. Uncover key insights from a survey addressing factors such as soaring housing costs, low incomes, and mounting debt. Join the discussion as we explore strategies for paying off debt, building savings, and gain valuable insights into the current state of Americans' savings habits. Don't miss out on this informative analysis of the financial landscape and practical tips for achieving financial stability.
2024-01-3138 minCordan N Full Effect#MoneyMindset = Why Rich Americans Struggle With MoneyOn this episode of Money Mindset, we discuss a Bloomberg article that breaks down why even rich Americans are struggling financially.
2024-01-1820 minCordan N Full Effect#MoneyMindset = American’s Are Not Happy Making $284k A YearOn this episode of Money Mindset, we discuss a Forbes article that explains why Americans don't need to be almost $300k a year to be happy.
2024-01-1124 minCordan N Full Effect#MoneyMindset = 9 Million Americans Didn’t Pay Their Student Loans, MOHELA In Trouble With The FedsOn the first installment of Money Mindset, we discuss a CNBC and CNN article that breaks down the problems student loan servicers are facing with restarting student loan payments and how many Americans have yet to make their student loan payments.
2024-01-0359 minCordan N Full EffectHow To Win With Money In 2024On this end of year wrap up episode, we go over the new tax brackets, 401k/IRA limit increases and much more to help you prepare your finances for 2024.
2023-12-2744 minCordan N Full Effect#WealthWednesday67 = Navy Federal Rejects Over Half Of Black Mortgage ApplicationsOn the final edition of Wealth Wednesday we discuss CNN article that breaks down the racial disparities between the conventional mortgage approval rates of Black and White applicants at Navy Federal Credit Union.
2023-12-201h 48Cordan N Full Effect#WealthWednesday66 = 93% Of Homebuyers Regret Their PurchaseOn this episode of Wealth Wednesday we discuss yahoo Finance article that list the top 6 reasons a majority of home buyers and sellers regret with their home in 2023.
2023-12-1424 minCordan N Full Effect#WealthWednesday65 = Is Buy Now, Pay Later Better Than Credit CardsOn this episode of Wealth Wednesday we discuss CNBC make article that review what Buy Now, Pay Later (BNPL) is and the pros and cons of using BNPL vs. Credit Cards.
2023-12-0623 minCordan N Full Effect#WealthWednesday64 = Black Friday Spending Hits Record HighOn this episode of Wealth Wednesday we discuss CNBC article s detailing the increase in Black Friday and Cyber Monday spending and how retailers and consumers are dealing with holiday deals.
2023-11-2919 minCordan N Full Effect#WealthWednesday63 = California Raises Minimum Wage To $20 An HourOn this episode of Wealth Wednesday we discuss a California Government website article breaking down the increase of minimum wage for faster workers to $20 an hour.
2023-11-2223 minCordan N Full Effect#WealthWednesday62 = Real Estate Agents Losing CommissionOn this episode of Wealth Wednesday we discuss a yahoo Finance article breaking down the $1.8B settlement the real estate industry is facing due to inflated commissions.
2023-11-1532 minCordan N Full Effect#WealthWednesday61 = How The Real Estate Market Can Crash The EconomyOn this episode of Wealth Wednesday we discuss a CNBC article breaking down the current state of the housing market and how it can have a long-term impact on the overall economy.
2023-11-0842 minCordan N Full Effect#WealthWednesday60 = DJ Envy A Fraud Or Scammed By Business Partner Cesar PinaOn this episode of Wealth Wednesday we go over a NPR article that discusses whether or not DJ Envy was involved in a Real Estate fraud scheme with Cesar Pina and how it impacted the alleged victims.
2023-11-0134 minCordan N Full Effect#Episode59 = What You Need To Do To Prepare For A RecessionOn this episode of Wealth Wednesday we go over a CNBC article that list out the steps most Americans are taking to prepare for a recession.
2023-10-2522 minCordan N Full Effect#WealthWednesday58 = Why The Housing Market Won’t Improve In 2024On this episode of Wealth Wednesday we go over a Bankrate article the lays out housing market predictions for Q4 of 2023.
2023-10-1926 minCordan N Full Effect#WealthWednesday57 = How Student Loans Will Impact The EconomyOn this episode of Wealth Wednesday we go over a CNBC article discussing how the resumption of student loan payments will negatively impact the economy.
2023-10-1135 minCordan N Full Effect#WealthWednesday56 = How Much To Save For CollegeOn this episode of Wealth Wednesday we go over a CNBC Investment article discussing how much you need to be saving for your children's college fund.
2023-10-0549 minCordan N Full Effect#WealthWednesday55 = The Pros & Cons Of Joint Bank AccountsOn this episode of Wealth Wednesday we go over a US News article discussing the Pros & Cons of married couples joining bank accounts.
2023-09-2839 minCordan N Full Effect#WealthWednesday54 = How The $33 Trillion U.S. Debt Total Impacts AmericansOn this episode of Wealth Wednesday we go over two CNBC articles outlining the growth of the U.S. debt total since 2001 and how the economy and interest rates impact the American people.
2023-09-1623 minCordan N Full Effect#WealthWednesday53 = How To SAVE On Your Student LoansOn this episode of Wealth Wednesday we go over the new SAVE Repayment Plan for student loans and how it will impact student loan borrowers ability to repay going forward.
2023-09-0640 minCordan N Full Effect#WealthWednesday52 = Is Your Car Driving Your Finances Into A Ditch?On this episode of Wealth Wednesday we discuss a Bankrate and Nerdwallet article that details the true cost of owning a car and the rise in new and used monthly car payments.
2023-08-2456 minCordan N Full Effect#WealthWednesday51 = U.S. Credit Card Debt Reaches $1 TrillionOn this episode of Wealth Wednesday we discuss a CNN article that goes over the How and Why Americans have over $1 trillion in credit card debt.
2023-08-1650 minCordan N Full Effect#WealthWEednesday50 = What To Consider Before Taking Equity Out Of Your HomeOn this episode of Wealth Wednesday we discuss a Bankrate article that goes over the pros & cons of taking out Home Equity Loans and Home Equity Lines of Credit (HELOC).
2023-08-0946 minCordan N Full Effect#WealthWednesday49 = Federal Reserve Raises Interest Rates To 22 Year HighOn this episode of Wealth Wednesday we discuss a CNBC that details why the Federal Reserve has raised interest rates once again, what this will impact, and how the The Fed plans on handling interest rates in the future.
2023-08-0323 minCordan N Full Effect#WealthWednesday48 = How Much 20 Year Old’s Need To Save For RetirementOn this episode of Wealth Wednesday we discuss a CNBC Make It article that explores how much people in their 20's need to invest each month to have $1.2 Million by the time they turn 60 years old.
2023-07-2627 minCordan N Full Effect#WealthWednesday47 = Americans Spend Their Student Loan Forgiveness MoneyOn this episode of Wealth Wednesday we discuss a Daily Wire article that explains what Student Debt Holders decided to spend their project forgiveness money on and how they are preparing for student loan payments to resume.
2023-07-1934 minCordan N Full Effect#WealthWednesday46 = Supreme Court Rules Against Student Loan ForgivenessOn this episode of Wealth Wednesday we discuss a NPR and Nerd Wallet article that explains why the Supreme Court ruled against the Biden's Administrations student loan forgiveness plan and a possible Plan B for the Biden Administration to get the student loan forgiveness done.
2023-07-1159 minCordan N Full Effect#WealthWednesday45 = Are You Your Parents Backup PlanOn this episode of Wealth Wednesday we discuss a NY Times article that explains how millennials are becoming the financial backup plan for their aging parents.
2023-06-2859 minCordan N Full Effect#WealthWednesday44 = Why Lower Inflation Does Not Mean The Economy Is Turing AroundOn this episode of Wealth Wednesday we discuss a CNBC article that discusses why inflation is lower than it has been in over 2 years and how this will impact the economy for the remainder of 2023.
2023-06-2135 minCordan N Full Effect#WealthWednesday43 = Why Gen Z & Millennials Are Struggling With MoneyOn this episode of Wealth Wednesday we discuss a CNN Business article that details the differences between Baby Boomers and the younger generations spending habits.
2023-06-1424 minCordan N Full Effect#WealthWednesday42 = Why Most Americans Are Filing BankruptcyOn this episode of Wealth Wednesday we discuss a debt.org article that goes over the types of bankruptcies and what puts Americans in a position to file bankruptcy.
2023-06-0753 minCordan N Full Effect#WealthWednesday41 = You’re Not Anxious & Depressed, You’re Just BrokeOn this episode of Wealth Wednesday we discuss a Bankrate article that details how finances impact Americans mental health on a daily basis.
2023-06-011h 02Cordan N Full Effect#WealthWednesday40 = How To Make Better Use Of Your $100K/Year SalaryOn this episode of Wealth Wednesday we discuss a yahoo! finance article that list 3 ways people who earn over six-figures can use to better manage their money.
2023-05-2428 minCordan N Full Effect#WealthWednesday39 = Why Gen Z & Millennials Are Quitting Their JobOn this episode of Wealth Wednesday we discuss a CNBC article that goes over why 70% of Gen Z & Millennials are quitting their jobs in 2023.
2023-05-1733 minCordan N Full Effect#WealthWednesday38 = Why Managing Cash Flow Is The Most Important Financial SkillOn this episode of Wealth Wednesday we discuss a CNBC article that goes over the hardest financial skill, cash flow, and how to better harness this skill.
2023-05-1020 minCordan N Full Effect#WealthWednesday37 = Should You Get The NEW Apple Savings Account?On this episode of Wealth Wednesday we discuss a CNBC article that explains the new Apple savings account and what you need to qualify for an account.
2023-05-0329 minCordan N Full Effect#WealthWednesday36 = Higher Mortgage Rates For Homebuyers With High Credit ScoresOn this episode of Wealth Wednesday we discuss a Yahoo Life article and Fannie Mae chart that explains why rates are increasing for homebuyers with higher credit and what impact this will have.
2023-04-2629 minCordan N Full Effect#WealthWednesday35 = American’s Have $0 In RetirementOn this episode of Wealth Wednesday we discuss a CNBC & CBS articles detailing the lack of retirement Americans have.
2023-04-1932 minCordan N Full Effect#PodcastFiles9 = Getting $10K From Your Inner Circle & Gym EtiquetteOn this PodcastFiles episode we discuss whether or not your friend group should be able to give you $10K for an investment and how you should interact with others at the gym.
2023-04-171h 31Cordan N Full Effect#WealthWednesday34 = Too Much Debt & Too Little SavingsOn this episode of Wealth Wednesday we discuss a CNBC article laying out the reasons Americans are having a decrease in their savings and an increase in their credit card balances.
2023-04-1242 minCordan N Full Effect#WealthWednesday33 = Financial Tips Millennials Think Are OutdatedOn this episode of Wealth Wednesday we discuss an article by BuzzFeed about 17 financial tips Millennials think are outdated.
2023-04-0541 minCordan N Full Effect#WealthWednesday32 = Non-Black Financial Figures & The Black CommunityOn this episode of Wealth Wednesday we discuss an article by Rahkim Sabree that looks into the impact of Non-Black Financial Figures on the Black Community.
2023-03-291h 00Cordan N Full Effect#WealthWednesday31 = Can Money Buy You Happiness?On this episode of Wealth Wednesday we discuss a CNN article that goes over what factors into money being able to buy you happiness.
2023-03-2229 minCordan N Full Effect#WealthWednesday30 = Silicon Valley Bank CollapseOn this episode of Wealth Wednesday we discuss a CNBC article that details the collapse of Silicon Valley Bank.
2023-03-1534 minCordan N Full Effect#WealthWednesday29 = Supreme Court Student Loan HearingOn this episode of Wealth Wednesday we discuss a CNBC article that goes over the February 28th Supreme Court Student Loan Hearing and if 2 conservative justices will flip to the liberal vote.
2023-03-0934 minCordan N Full Effect#Episdoe58 = Workout Modifications & Middle Class Car PaymentsOn this episode we discuss how to modify your exercises when working out and the biggest reason people in the middle class, stay in the middle class.
2023-02-272h 13Cordan N Full Effect#WealthWednesday28 = Are Dead People The Best Investors? How To Invest For The Long-TermOn this episode of Wealth Wednesday we discuss a Penny Hoarder article that goes over the top 4 ways that dead people invest.
2023-02-2228 minCordan N Full Effect#WealthWednesday27 = 57% Of Americans Don’t Have $1000 Saved, How To Save In 2023On this episode of Wealth Wednesday we discuss a Bankrate article that details the data and statistics behind American's savings rate.
2023-02-1545 minCordan N Full Effect#Episode57 = Proper Form For Gym Exercises & How Couples Can Build WealthOn this episode we discuss how proper form benefits you during your workout and 8 ways couples can build wealth in 2023.
2023-02-131h 28Cordan N Full Effect#WealthWednesday26 = Is Your Retirement Secure? SECURE 2.0 Act UpdatesOn this episode of Wealth Wednesday we discuss a Fidelity article that details the major changes made to retirement accounts by the SECURE 2.0 Act.
2023-02-0934 minCordan N Full Effect#WealthWednesday25 = Will The United States Hit The Debt Ceiling?On this episode of Wealth Wednesday we discuss a CNN Opinion article that breaks down the United States debt ceiling and how the government is attempting to solve the issue.
2023-02-0428 minCordan N Full Effect#Episode56 = How To Properly Run & Republicans Ending The IRSOn this episode we discuss the different running techniques and the possibility of The IRS no longer existing.
2023-01-301h 44Cordan N Full Effect#WealthWednesday24 = 10 Mistakes To Avoid When Filing Your 2023 TaxesOn this episode of Wealth Wednesday we discuss a Yahoo News article that breaks down 10 tax mistakes to avoid this tax season.
2023-01-2631 minCordan N Full Effect#WealthWednesday23 = 7 Things To Help Your Money Go Farther In 2023On this episode of Wealth Wednesday we discuss a Forbers article that breaks down 7 things that set you will help you stretch your money farther in 2023
2023-01-1946 minCordan N Full Effect#Episode55 = How To Handle Rest Days & How To Handle Paying Down DebtOn this episode we discuss the benefits of rest days and the importance of aggressively paying off debt.
2023-01-161h 08Cordan N Full Effect#WealthWednesday22 = 5 Things You Need To Do To Win With MoneyOn this episode of Wealth Wednesday we discuss a financebuzz article that breaks down the 5 things that set you apart financially from the average american.
2023-01-0422 minCordan N Full EffectIs College Worth It In 2023On this episode we discuss the current student loan forgiveness situation, how we got here, who is impacted the most by student loans, does it make sense to still go to college and if so how to make the best financial decision when choosing a college and major.
2023-01-033h 53Cordan N Full Effect#Episode54 = How To Stay Accountable When Running & Using Miracle Spring Water To Improve FinancesOn this episode we discuss 6 tips to help you stay accountable when running and if using religious techniques can improve your finances.
2023-01-021h 36Cordan N Full EffectHow To Win With Money In 2023Please scroll to the 26:25 as I was muted up until this point. Fortunately most of what I said is covered here on this budgeting episode #WealthWednesday1 = How to Budget 101
2022-12-311h 22Cordan N Full Effect#WealthWednesday21 = How To Set Financial Goals For 2023On this episode of Wealth Wednesday we discuss a CNBC Select article that breaks down the Top 10 Financial New Year's Resolutions.
2022-12-2830 minCordan N Full Effect#WealthWednesday20 = How To Stop Living Paycheck To Paycheck In 2023On this episode of Wealth Wednesday we discuss a CNBC article that details how 63% of Americans are living paycheck to paycheck and what they can do to fix it.
2022-12-2128 minCordan N Full Effect#WealthWednesday19 = Is $100k A Year Enough For Millennials?On this episode of Wealth Wednesday we discuss a Business Insider article that details how Millennials how make six-figures are still struggling to make ends meet.
2022-12-1425 minCordan N Full Effect#WealthWednesday18 = Is Deion Sanders Wrong For Leaving JSU For Colorado?On this episode of Wealth Wednesday we discuss the details around Deion Sanders leaving Jackson State University for Colorado and how it's in your best interest to secure the bag.
2022-12-0733 minCordan N Full Effect#WealthWednesday17 = Americans Spent Over $9 Billion Thanksgiving WeekendOn this episode of Wealth Wednesday we discuss how much Americans spent online over the Thanksgiving Holiday weekend.
2022-11-3025 min