Shows
How Money WorksIs DIY Financial Planning Costing You?Doing it yourself feels empowering, until the margin for error disappears. Craig and Jennifer look at why many people stick with a DIY financial approach longer than they should, and how retirement quietly changes the stakes. Small decisions start to matter more, timelines get longer, and mistakes get harder to unwind. The real question isn't can you do it yourself, it's should you? Here's some of what we discuss in this episode: 🛠️ DIY Mindset: Why people choose to manage money themselves ⚠️ Common Pitfalls: Where DIY strategies often fall short 📉 Real-Life Mistakes: How small er...
2026-02-0524 minHow Money WorksNavigating Financial Changes in 2026: Retirement, Taxes & MedicareCraig and Jennifer dive into the key financial updates for 2026 and how they can affect your retirement. They discuss Social Security COLAs, Medicare premium increases, new tax deductions for seniors, and smarter ways to use Roth conversions and catch-up contributions. This episode highlights why proactive tax and income planning matters and how small decisions today can make a big difference in retirement. Here's some of what we discuss in this episode: 🏥 Healthcare Costs – Rising medical expenses in retirement 💳 Medicare Premiums – How income affects what you pay 🧾 Tax Deductions – New charitable and senior deductio...
2026-01-1524 minHow Money WorksRetirement Sabotage: The Mistakes That Add UpMost retirement mistakes don't happen all at once; they happen quietly and over time. In this episode, Craig and Jennifer walk through the most common ways people unknowingly sabotage their retirement, and how to make sure it doesn't happen to you. Tune in to learn how small, proactive planning choices can protect confidence, income, and peace of mind over the long run. Here's some of what we discuss in this episode: ⚠️ Retirement Sabotage: Quiet mistakes that compound 📉 Market Volatility: Why reacting hurts long-term plans ⏳ Social Security: Timing decisions with lasting impact 💼...
2025-12-3126 minHow Money WorksTaking Out the Financial Trash in Your Retirement PlanAs retirement gets closer, the small financial issues you've ignored can start to pile up fast. In this episode, Craig walks through the most common "financial trash" people carry into retirement, and how to start the process of cleaning it up. What financial clutter should you clean up before retiring? If you want a clearer, more confident path into retirement, this episode shows where to start. Here's some of what we discuss in this episode: 🧹 Cash Flow Cleanup: planning income and mortgage payments 💳 Debt & Risk: reducing financial pressure before retirement 💤 Lazy Money: ca...
2025-12-1826 minHow Money WorksHow Money Works: Planning, Fables, and Real-Life FinanceThe stories we believe about money often shape our choices more than the numbers do. In this episode, Craig and Jennifer explores these "financial fables," using real-life situations to reveal how hidden beliefs influence the way people plan. The team also tackles listener questions and offers smart portfolio strategies to balance risk and reward at every life stage. Here's some of what we discuss in this episode: 📘 Financial Fables: classic stories that reveal modern money lessons 🎓 Student Loan Decisions: balancing generosity with retirement readiness 🏡 Inheritance Reality: why counting on future money is risky
2025-11-2023 minHow Money WorksYou Made It to Retirement… Now Don't Screw It Up!You've worked for decades, saved diligently, and finally reached retirement, now comes the hard part: not screwing it up. Craig and Jennifer share the most common post-retirement mistakes people make and explain why having a solid, flexible plan is far more important than a collection of accounts or hot stock tips. Once you've already won the race, don't jump back in. Here's some of what we discuss in this episode: 🏗️ Build a Strong Foundation: secure income before chasing returns 💡 New Opportunities: evaluating investments with clarity, not emotion 🧩 Comprehensive Planning: coordinating taxes, income, and...
2025-11-0620 minHow Money WorksThe Retirement Road Trip: Don't Drive Without a PlanMost people will spend hours planning a vacation: researching routes, mapping stops, and budgeting for the trip. But when it comes to retirement, many people set off without a roadmap. Today we'll use the great American road trip as a powerful analogy for planning the retirement journey. Craig and Jennifer break down the essentials: knowing your destination, calculating the cost of the trip, and choosing the right route to get there. Just like with travel, unexpected detours will pop up, like health issues, market downturns, or surprise expenses. With a clear plan and the right guide, you...
2025-10-1625 minHow Money WorksThe 10-Year Retirement Countdown: Ages 55–65The decade between 55 and 65 is one of the most critical stretches in your financial life. It's the runway leading into retirement, and the choices you make in these years can set the tone for the decades that follow. In this episode, Craig and Jennifer break down the key decisions that every pre-retiree needs to think about before taking the leap. Today, you'll hear how to decide what really matters in retirement, why "knowing your numbers" is more important than ever, and how healthcare costs often surprise people who assume Medicare will cover everything. This decade is one...
2025-10-0226 minHow Money WorksHarder Than It Looks: Retirement Planning's Hidden ChallengesSome financial decisions appear simple on the surface until you start working through the details. In this episode, Craig and Jennifer break down common areas of retirement planning that are harder than they look and explain why professional guidance makes all the difference. Each of these areas can feel overwhelming if you're going it alone, but with the right plan, they don't have to be. They start with Social Security, where the choice of when to file isn't just about picking an age, it's about understanding penalties, income limits, and how benefits fit into your larger income...
2025-09-1823 minHow Money WorksMisconceptions That Put Business Owners at RiskOwning a business can be one of the best wealth-building opportunities, but it also comes with unique challenges, especially when it's time to think about retirement. Too many business owners assume their company alone will carry them through, but as Craig and Jennifer explain, that's often a dangerous misconception. In this episode, they share common myths business owners believe and the risks of relying solely on a business for future security. They discuss why saving outside your business matters, how to think about retirement plans like SEPs and 401(k)s, and why things like HSAs and Social...
2025-09-0425 minHow Money WorksAre You Wealthier Than You Think?Could you be wealthier than you think once all your accounts and assets are tallied? In this episode, Craig and Jennifer explore the surprising ways your financial standing might be stronger than you realize. But first, they kick things off with a mid-year business owner checklist, covering everything from retirement plan reviews to tax strategies, cash flow, and succession planning. Then, you'll hear real-world examples of why emergency funds matter, how saving consistently builds long-term wealth, and why even small contributions add up over time. The message? Building wealth comes from intentional, consistent habits. Along the way...
2025-08-2125 minHow Money WorksRedefining "Safe Money:" The Truth About Cash, CDs, and RiskEveryone talks about "safe money," but what does it actually mean and how much should you have? In this episode, Craig and Jennifer unpack the overused (and often misunderstood) concept of safe money. They explain what it really means to keep your money protected from loss, why liquidity is often more important than growth, and how safe money fits into the bigger picture of your financial plan, especially in retirement. You'll hear why some clients are sitting on $300k+ in cash or CDs and not realizing how little they're actually keeping after taxes and inflation. Plus, Craig...
2025-08-0711 minHow Money WorksThe 5 Financial Pain Points You Can't IgnoreWhen it comes to retirement, most people have a few lingering fears, but some concerns come up time and again. In this episode, Craig and Jennifer break down the biggest pain points they hear from clients and explain what you can actually do about them. From running out of money to the anxiety of market crashes, this episode explores the emotional (and very real) weight of uncertainty. Craig shares how failing to run the numbers leads to unnecessary fear, while Jennifer outlines why taxes, healthcare costs, and long-term care are often overlooked until it's too late. They...
2025-07-1721 minHow Money WorksThe Five People You Meet Before RetirementIn the book The Five People You Meet in Heaven, each person the main character meets help him understand his life in a new way. Today, Craig and Jennifer talk about the five people you should meet before retirement, people who can guide your next chapter and help you retire with confidence, and purpose. After all, retirement isn't just about money, it's about strategy, mindset, and having the right people in your corner. Craig and Jennifer reveal the essential allies you'll want by your side before you retire, people who can help you avoid costly missteps, protect...
2025-07-0314 minHow Money WorksWhat Game Shows Teach Us About RetirementRetirement planning isn't always a smooth ride, and sometimes it can feel more like spinning a wheel or picking a mystery box. In this playful but practical episode, Craig and Jennifer turn retirement planning into a game show, using iconic formats like The Price is Right and Are You Smarter Than a Fifth Grader? to unpack the real-life financial decisions people face every day. Underneath the fun lies serious wisdom. Craig and Jennifer discuss why focusing only on "the pile of money" misses the bigger picture, how the timing of your pension or Social Security benefits can...
2025-06-1913 minHow Money WorksRetirement Mythbusters: Debunking the Biggest Financial LiesRetirement planning comes with no shortage of conventional wisdom, but how much of it is actually true? In this eye-opening episode, Craig and Jennifer go full-on mythbusters mode to take down some of the most common financial planning myths that could seriously derail your future. From the illusion of simplicity ("all I need is a will") to dangerous assumptions about income, inheritance, and investment strategies, they expose how outdated thinking can cost you, sometimes for generations. It's a candid look at what real planning requires, especially if you're a business owner or navigating a complex life transition...
2025-06-0522 minHow Money WorksWhat to Do When Markets Get MessyWhen the market takes a dip—or just feels unpredictable—it's natural to want to do something. But when it comes to your retirement plan, sometimes the smartest move is actually to pause. In this episode, Craig and Jennifer share a calm, methodical approach to navigating difficult markets without panicking, overreacting, or making costly mistakes. Tune in if you've been looking at your portfolio lately and wondering, "What should I do now?" You'll learn why the duo recommends a "bucketing" strategy to separate near-term needs from long-term growth, how to think about volatility in real dollars (not just...
2025-05-1517 minHow Money WorksShould You Retire During a Volatile Market?Plenty of people have concerns about stock market volatility, a potential recession on the horizon, and fears for the economy right now. Retiring in a down market can feel like stepping onto a shaky bridge, but with the right structure, it doesn't have to be. In this episode, Craig and Cameron unpack strategies for financial stability and peace of mind- like smart diversification and tuning out the media noise- even when the headlines are shouting panic. They cover how to build a resilient portfolio using the "three-bucket" strategy, how to plan for consistent income even if the...
2025-05-0119 minHow Money WorksDon't Make These Bad Assumptions About RetirementWhen it comes to your financial future, a few bad assumptions can lead to costly mistakes. In this episode, Craig and Jennifer break down some of the most common (and dangerous) misconceptions people have about retirement planning. We'll discuss why a Roth IRA is an account—not an investment, the truth about delaying Social Security benefits, and why assuming your pension lump sum is always the best option might not work for you. We'll also talk about the implications of tax brackets and how tax laws could shift dramatically if the Tax Cuts and Jobs Act (TCJA) ex...
2025-04-1721 minHow Money WorksInside the Advisor's Office: What People Are Actually Concerned AboutEver wonder what other people talk about with their financial advisors? A new survey of nearly 400 experienced advisors reveals the biggest concerns, challenges, and financial goals their clients are facing today. In this episode, Craig and Jennifer Moser break down the results and compare the findings to what we see at Maestro Wealth Advisors. We'll unpack insights on why 52% of clients are primarily focused on retirement planning, what higher-net-worth families often overlook (like estate planning!), and how to build reliable income streams that don't collapse in a market downturn. You'll also learn why outliving your money, healthcare...
2025-04-0322 minHow Money WorksIs Investing In Real Estate Right For You?There are a lot of things to consider when it comes to investing in real estate, especially if you're buying a rental property. Not only are there tax implications that come with buying and selling real estate, but there is also the labor element that comes with being a landlord if you choose to buy a rental property. In this episode, Craig and Jennifer will dive into the realities of real estate investing, from passive income potential to the hidden headaches of being a landlord. They break down the biggest financial mistakes rental property owners make, including u...
2025-03-2020 minHow Money WorksManaging Retirement And Financial StressRetirement can be more stressful than it seems. After working your entire adult life, the lifestyle changes that come with retiring can feel overwhelming. Sometimes, your "dream retirement" isn't quite what you expected. Today, Craig and Jennifer will cover some unique challenges that come with retirement and share strategies to manage the stress that comes with it. They'll discuss setting meaningful goals, finding a new sense of purpose, and more. If you're feeling anxious or uncertain about retirement, this episode is a great way to get on the right track! Here's some of what we...
2025-01-0214 minHow Money WorksReady for a Retirement Reality Check?Retirement doesn't always turn out like you see in commercials and movies. We'd love to be laid back on a tropical island, but we want to manage expectations. It's essential to have a realistic view of your financial capabilities and lifestyle desires. Today, Craig and Jennifer discuss the importance of managing retirement expectations, adjusting to changing expenses, and the necessity of a comprehensive financial plan. Discover why it's vital to plan for both essential and lifestyle expenses, and learn how to navigate the complexities of taxes, inflation, and investment strategies in retirement. Here's some of...
2024-12-1923 minHow Money WorksQuestions That Often Go Unasked About RetirementAs we journey through life, certain questions about retirement and financial planning often go unasked until it's too late. On this episode, Craig is joined by Cameron Moser to shed light on these critical issues, offering perspective on the financial challenges that come with aging. The discussion will cover the realities of downsizing, tax implications after the loss of a spouse, and the importance of planning for long-term care. With insights from over 35 years of experience, Craig shares personal anecdotes and expert advice to help you navigate the complexities of retirement planning. Join us for a conversation...
2024-12-0522 minHow Money WorksRetirement Today is Harder Than Ever BeforePlanning for retirement now is not what it used to be. Gone are the days when a pension, Social Security, and personal savings—the three-legged stool—were enough to secure a comfortable retirement. Today, individuals must navigate the intricacies of 401(k)s, IRAs, and other investment accounts that lack the guaranteed income of traditional pensions. While retirement success might be falling more and more on each individual to plan effectively, it doesn't mean it's impossible to accomplish. Craig and Jennifer will dive into the complexities retirees face today and the biggest challenges you'll need to address within your...
2024-11-2121 minHow Money WorksBuilding Your Advisory TeamFinancial planning is much more than investing and constructing a portfolio. You have to take your entire picture into account, which isn't easy to do on your own. That's why you want to surround yourself with a trusted group of professionals who can guide you through each aspect of planning. In this episode, we're going to talk about the best approach to building an advisory team. We'll discuss the importance of a fiduciary standard, the nuances of investment fees, and the significance of a tailored investment philosophy. Discover how to build a trusted advisor network with your CP...
2024-11-0718 minHow Money WorksInvest Like A Genius and Avoid These MistakesWhen it comes to investing for your retirement, there are some simple mistakes to avoid that can help make you look like a true financial wizard. The benefit of working with a financial advisor is tapping into the experience they have to identify those missteps before they happen. Let's talk about what it takes to navigate the complexities of financial planning and set yourself up for long-term success. From the pitfalls of premature IRA withdrawals to the importance of maximizing employer matches and health savings accounts, this episode is packed with actionable advice. Learn how to avoid...
2024-10-1721 minHow Money WorksQuestions To Ask Yourself As You Near RetirementAs you approach retirement, it's important to ask the right questions. That's why we're taking some time today to answer questions you might not have considered. Do you still need life insurance in retirement? What additional medical coverage should you have beyond Medicare? Craig and Jennifer are here to guide you through these important topics. Tune in as they break down the big questions and explain what you need to know to prepare for them on this episode of How Money Works! Here's some of what we discuss in this episode: What will my...
2024-10-0316 minHow Money WorksCommon Retirement Planning MistakesThere are a few common retirement planning mistakes that can happen and set you back as you work to get to and through retirement. With more than 30 years of experience, Craig and Jennifer Moser have seen it all, and in this episode, offer up their best advice to avoid some common retirement planning mistakes. For example, as you approach your retirement years, there needs to be a shift from merely chasing high returns to ensuring you have a steady income. You also want to consider strategies to limit your tax liability. What about when you should start...
2024-09-1919 minHow Money WorksTracking the Current Financial TrendsAs we begin to move into the final months of the year, there's plenty to keep an eye on as it relates to our money and retirement. In this episode, Craig and Jennifer discuss the current financial trends as we approach Labor Day and what they mean to planning. We'll give our thoughts on the volatility in the market, touching on the all-time high of the Dow Jones Industrial Average, the shift in leading sectors, and the implications of the Federal Reserve's potential interest rate adjustments. The conversation also covers alarming statistics on household debt, credit card...
2024-09-0512 minHow Money WorksDrawing Financial Inspiration from Noah's ArkIn the ever-changing world of finance, preparing for the unexpected is not just wise—it's essential. In this episode, Craig and Jennifer will explore this very topic, using the timeless story of Noah's Ark as a metaphor for financial planning. We'll cover financial planning items like investing, diversification, long-term planning, and the role annuities can play in your portfolio. Retirement planning is a journey filled with uncertainties, much like Noah's experience building the ark. By expecting the unexpected, diversifying your investments, and sticking to a long-term plan, you can navigate the financial waters with confidence. ...
2024-08-1511 minHow Money WorksUnderstanding the Essentials of MedicareRetirement is a significant milestone, and with it comes the need to understand Medicare. For many, the transition from employer-provided health insurance to Medicare can be daunting. In this episode of the podcast, Craig and Jennifer dive into the essentials of Medicare to help you get a better understanding of this key piece of retirement planning. They break down the different parts of Medicare—A, B, and D—explaining what each covers and the costs associated. From hospital care to prescription drugs, we want to clarify common misconceptions and provide valuable insights for those nearing retirement. Tune in f...
2024-08-0109 minHow Money WorksReal Estate Investing In The Triad with Nick Gonzalez, CCIMAre you curious about the current state of the real estate market in North Carolina? In today's episode, special guest Nick Gonzalez, CCIM, the co-owner of Linville Team Partners in Winston-Salem, joins Craig on the show to talk all about the world of investing in real estate with a special focus on real estate investing in the Triad. Join Craig and Nick as they dive into the current real estate market in the area, highlighting significant economic growth driven by a massive population influx and major projects like Toyota's new plant. They also discuss common mistakes real...
2024-07-1822 min
PASSING TIME WITH CRAIG1.18 - Theatre Talk with Derek MoserIn this episode, Craig passes the time with Theatre Calgary's Derek Moser. The two chat about the current showing (Beaches: The Musical), the 2024/2025 season, and the importance of supporting the awesome Calgary theatre scene. Follow @theatrecalgary on Instagram to keep up to date with all the shows.
2024-06-0542 minHow Money WorksThe Great ResetAs the baby boomer generation begins reaching the later stages of life, a staggering amount of wealth is set to change hands. Experts estimate that between $40 trillion to $100 trillion will be transferred to younger generations over the next two decades. This seismic financial shift is not just about numbers; it's about families, legacies, and the future of personal wealth. On this episode, Craig and Jennifer tackle the intricacies of this great wealth transfer. Here's some of what we discuss in this episode: Why this transfer of wealth could be so critical to future generations. U...
2024-05-0222 minHow Money WorksAgree or Disagree with These Financial Statements?Today we're going to have a little fun weighing in with a spirited game of 'Agree or Disagree,' where Craig and Jennifer dissect and debate some of the most pressing financial questions facing individuals today. Here's some of what we discuss in this episode: Whether you should pay off your mortgage as soon as you can. Are individual bonds better than bond funds? Should you get rid of your life insurance in retirement? What are the best ways to utilize annuities? Is it better to have a fee-based advisor or a commission-based broker?
2024-04-1826 minHow Money WorksNavigating Unexpected Retirement: Pensions, Severance Packages & MoreThe journey to retirement is rarely a straight path, and sometimes it comes with a few surprises. So, when the rug is pulled out from under you with an unexpected retirement offer, do you take the money and retire, or get back on the job hunt? Join Craig and Jennifer as they discuss the complex decisions that come with retiring early in this episode. Here's some of what we discuss in this episode: Should you accept retirement buyout offers if it includes a severance? The importance of running the numbers when it comes to m...
2024-04-0413 minHow Money WorksFinancial Considerations For Job TransitionsBeing in between jobs can be frustrating. If you find yourself in this season, it's important to have a clear plan of action to keep your finances in order. Stay tuned as Craig and Jennifer discuss some areas to consider for those facing job changes, layoffs, or contemplating early retirement. Here's some of what we discuss in this episode: Do you have enough time and resources to start over in a new career? The considerations should be made before venturing into entrepreneurship How will you cover health insurance costs during this time? Is this a...
2024-03-0721 minHow Money WorksCutting Corners in Retirement PlanningIn this episode, Craig and Jennifer unpack the common pitfalls people encounter when cutting corners in retirement planning. From taking excessive investment risks to neglecting legal documents and estate planning, this episode sheds light on some crucial aspects of financial preparedness. Stay tuned to see why thorough, proactive planning and informed decision making are so important in the world of finance. Here are some of the cut corners we discuss in today's show: Taking too much risk in investments Neglecting essential legal documents and estate planning Not planning for long-term care Get...
2023-11-1622 min
Wrist Enthusiast RadioHanging Out at Moserland, NYC - An Interview With H. Moser & Cie CEO Edouard MeylanThis week on Wrist Enthusiast Radio, Craig interviews Edouard Meylan, the CEO and co-owner of one of the most exciting independent watch brands, H. Moser & Cie from the brand's new lounge in New York City. Craig and Eduoard discuss the reason for opening the lounge, the future of the brand, and the brand's interesting contribution (along with MB&F) to Only Watch 2023. Tour of Moserland: https://www.instagram.com/p/CyECSM0gbfc/ H. Moser & Cie "Frankenstein Homage" watch: https://www.instagram.com/p/CyBo4aGAPDb/ To read our Watch Guides, Reviews, Watch Spotting and more: https://www...
2023-10-2630 minHow Money WorksWhen is it Okay to Procrastinate?If you're someone who likes to procrastinate, especially when it comes to your finances, then this episode might be just what you need. We're going to ask Craig and Jennifer about some planning items and find out whether it's okay to put things off for later or whether they need our attention now. Here's some of what we discuss in this episode: Why you may or may not want to defer taxes until a later date. Should we always make it a priority to pay off all of our debt? Estate planning documents are a...
2023-10-0511 min
PHNX Hockey PodcastMoser MondayOn today’s PHNX Coyotes Podcast, Petey, Craig and Leah take a deep dive on defenseman JJ Moser, looking at how the Coyotes selected him, his meteoric rise to NHL-regular, his strengths, and his areas for growth as a piece of the Arizona Coyotes’ core.0:00 Intro1:10 Welcome to the show!2:05 Moser Monday!13:15 Petey's Puck Talk: JJ Moser41:00 PHNX Ranks: Keith TkachukAn ALLCITY Network ProductionSUBSCRIBE to our YouTube: https://bit.ly/phnx_youtube
2023-08-2858 min
Pain To Profits: Podcasts For EntrepreneursA Go Getter Attitude | Blake Craig & Josh Moser of Laborjack | Pain To Profits Ep. 28In this episode Samson sits down with Blake Craig and Josh Moser of Laborjack. In 6 years they've gone from somewhat clueless university students to a tandem on the cusp of a nationally reaching business that has the potential to reach millions of people. Visit https://www.paintoprofit.co to join the many entrepreneurs who receive our daily newsletter that will help you finally take the leap to buy and build a business.Also check out https://www.clearlyacquired.com to learn how the process of buying a business is being simplified and tailored for...
2023-05-261h 07
Five Hole Fantasy Hockey PodcastFHFH 342 || Tuesday Trends || Timo BuyerToday we’re vetting Hot and Cold streaks throughout the NHL. Are your underperforming players going to remain cold? Are those streaking players going to continue their torrid pace? Find out! Today we’ll deep dive 10 players’ sustainability.
Players Discussed: Eric Comrie, Alex Tuch, Dominik Kubalik, J.J. Moser, David Krejci, Timo Meier, Moritz Seider, J.T. Miller, Brent Burns, Jonathan Huberdeau
Give us a follow and a like and please give us a 5-Star review on Apple Podcasts and Spotify
You can submit questions to our mailbag anytime via our Discord Channel or Twitter.
Five Hole Fantasy Hockey is Hosted by...
2022-10-2554 min
ASCII AnythingS4E8: The Indiana Sports Corp's Annual Indy Corporate Challenge Results and ReviewToday's episode is a special one as we have Craig Lippincott from the Indiana Sports Corp, and he's here to talk to us about the Indy Sports Challenge, an event that brings Indiana's companies together in the spirit of sports while also helping companies embrace company culture. We also have Moser's Director of Office Managment, Khemary Carter, who joins us to speak about why Moser participates in the Corporate Challenge.
2022-09-1418 min
How Money WorksEp 45: Financial Planning Tips for CouplesWhat do married couples tend to disagree about when it comes to money? What financial matters do they often fail to communicate about? We'll share some of the primary things that need to be discussed and decided between partners before true financial planning can begin. What we discuss on this episode: 0:26 – What couples disagree about 3:07 – Ready to retire? 4:15 – What you need to discuss 6:32 – One spouse handling finances 8:19 – Helping couples get on the same page Get additional information: https://maestrowealth.com/how-money...
2022-01-2011 min
How Money WorksEp 44: The First Steps in a Financial PlanFor some folks, the idea of putting together a financial plan can be overwhelming. But it's less threatening if you just focus on the first step. Let's talk about a few possible first steps that you could take. Read more and get additional financial resources here: https://maestrowealth.com/2022/01/06/ep-44-the-first-steps-in-a-financial-plan/ What we discuss on this episode: 1:08 – Retirement dreams 2:50 – Financial inventory 6:25 – Income plan
2022-01-0611 min
GeschmackssachenGeschmackvolle WeihnachtPassend zu Weihnachten geht es bei uns in dieser Folge um Gänse, Raclette und Rotwein!
Aber auch um verunglückte Weihnachtsgeschenke, gute Vorsätze und Silvesterpartys im Kerzenschein!
Wir wünschen Euch frohe Weihnachten!
Diesmal müssen wir warnen: Diese Folge zweifelt die Existenz des Weihnachtsmanns stark an. ;-)
Dietmar Wunder - vielen bekannt als die deutsche Stimme von Daniel Craig, Adam Sandler oder Sam Rockwell - ist Schauspieler, Synchronsprecher und Moderator.
Bernhard Moser ist Koch, Sommelier und Leiter des eat! Berlin Feinschmeckerfestival.
Da die Beiden die Freud...
2021-12-2437 minGeschmackssachenAdvent, Advent das letzte Lichtlein brenntZum 4. Advent haben wir für Euch wieder eine Folge für die ganze Familie aufgenommen.
Mit Weihnachtstraditionen rund um den Globus und schönen - mal lustigen - mal rührenden - Weihnachtsgeschichten. Gelesen von Dietmar.
Wir freuen uns auch über die jüngsten Hörerinnen und Hörer! Und keine Angst: Wir wissen natürlich, dass es den Weihnachtsmann gibt! ;-)
Dietmar Wunder - vielen bekannt als die deutsche Stimme von Daniel Craig, Adam Sandler oder Sam Rockwell - ist Schauspieler, Synchronsprecher und Moderator.
Bernhard Moser ist Koch, Sommelier und Leite...
2021-12-1916 min
How Money WorksEp 43: How Do You Know?How much money will you need in retirement? Do you still need life insurance? How much risk should you take? We'll help answer these questions and more on today's show. Read more and get additional financial resources here: https://maestrowealth.com/2021/12/16/ep-43-how-do-you-know/ What we discuss on this episode: 0:34 – Income 4:43 – Life insurance 8:37 – Risk 11:30 – Fees
2021-12-1615 minGeschmackssachenWeihnachten am StrandAuch zum 3. Advent hoffen wir Euch ein bisschen weihnachtliche Stimmung mitbringen zu können.
Mit Weihnachtstraditionen rund um den Globus und schönen - mal lustigen - mal rührenden - Weihnachtsgeschichten. Gelesen von Dietmar.
Wir freuen uns auch über die jüngsten Hörerinnen und Hörer! Und keine Angst: Wir wissen natürlich, dass es den Weihnachtsmann gibt! ;-)
Dietmar Wunder - vielen bekannt als die deutsche Stimme von Daniel Craig, Adam Sandler oder Sam Rockwell - ist Schauspieler, Synchronsprecher und Moderator.
Bernhard Moser ist Koch, Sommelier und Leiter des eat...
2021-12-1218 minGeschmackssachenVon Weihnachtstradition bis WeihnachtsgeschichteZur Weihnachtszeit wollen Dietmar und Bernhard die ganze Familie begleiten.
Mit Weihnachtstraditionen rund um den Globus und schönen - mal lustigen - mal rührenden - Weihnachtsgeschichten. Gelesen von Dietmar.
Wir freuen uns auch über die jüngsten Hörerinnen und Hörer! Und keine Angst: Wir wissen natürlich, dass es den Weihnachtsmann gibt! ;-)
Dietmar Wunder - vielen bekannt als die deutsche Stimme von Daniel Craig, Adam Sandler oder Sam Rockwell - ist Schauspieler, Synchronsprecher und Moderator.
Bernhard Moser ist Koch, Sommelier und Leiter des eat! Berlin...
2021-12-0512 min
How Money WorksEp 42: Questions People Ask Financial AdvisorsBefore meeting with an advisor for the first time, people often Google "questions to ask a financial advisor" and come in with a list of questions that they find. Are these good questions? Is there anything different you should ask? And what answers should you look for? Read more and get additional financial resources here: https://maestrowealth.com/2021/12/02/ep-42-questions-people-ask-financial-advisors/ What we discuss on this episode: 0:42 – Are you a fiduciary? 2:00 – How much are your fees? 4:13 – What is your investment philosophy? 8:51 – What will our relationshi
2021-12-0210 min
How Money WorksEp 41: Watch Out for These Financial Half-TruthsWe hear a lot of half-truths in the financial world, not necessarily because people try to make misleading statements, but because sometimes a simple statement just doesn't quite tell the whole story. We'll share a few examples. Read more and get additional financial resources here: https://maestrowealth.com/2021/11/18/ep-41-watch-out-for-these-financial-half-truths/ What we discuss on this episode: 1:16 – Don't worry about losses 6:52 – Fees in portfolio
2021-11-1812 min
How Money WorksEp 40: How Delayed Gratification Can Help Your FinancesDelayed gratification is a difficult skill to master and that's just as true with financial matters as it is in the other areas of your life. Let's talk about some instances where you might be faced with a choice of being satisfied now or satisfied later. Read more and get additional financial resources here: https://maestrowealth.com/2021/11/04/ep-40-how-delayed-gratification-can-help-your-finances/ What we discuss on this episode: 0:50 – Budget vs. 401k match 4:12 – Compounding interest 6:46 – Tax deductions 10:35 – Social Security
2021-11-0416 minGeschmackssacheneat! Berlin 2021Das 10. „eat! Berlin“ Feinschmeckerfestival steht vor der Tür.
Grund genug für Dietmar Bernhard über die Geschichte des Festivals auszufragen.
Zu diesem Anlass durften die beiden bei Matthias Gleiß im Volt in Berlin Kreuzberg zu Gast sein.
Viel Spaß!
Dietmar Wunder - vielen bekannt als die deutsche Stimme von Daniel Craig, Adam Sandler oder Sam Rockwell - ist Schauspieler, Synchronsprecher und Moderator.
Bernhard Moser ist Koch, Sommelier und Leiter des eat! Berlin Feinschmeckerfestival.
Da die Beiden die Freude am Genuss verbindet, haben sie beschlossen sich regelmäßig in Bernhards Wei...
2021-10-2852 min
How Money WorksEp 39: Insightful Quotes from Great InvestorsThere are some insightful quotes out there from great investors and financial authors. Let's find out how they might apply to your financial situation. Read more and get additional financial resources here: https://maestrowealth.com/2021/10/21/ep-39-quotes-from-great-investors/ What we discuss on this episode: 4:06 – Four dangerous words 5:43 – Worst enemy 7:45 – No risk 10:01 – Dangerous people
2021-10-2112 minGeschmackssachenJamesIhr Name ist Wunder und Moser! Dietmar Wunder und Bernhard Moser.
Und zu Ehren des berühmtesten Geheimagenten ihrer Majestät haben sie es sich zur Aufgabe gemacht die kulinarische Welt von James Bond einmal genau zu beleuchten - und selbst zu durchleben. Viel Spaß!
Dietmar Wunder - vielen bekannt als die deutsche Stimme von Daniel Craig, Adam Sandler oder Sam Rockwell - ist Schauspieler, Synchronsprecher und Moderator.
Bernhard Moser ist Koch, Sommelier und Leiter des eat! Berlin Feinschmeckerfestival.
Da die Beiden die Freude am Genuss verbindet, haben sie beschlossen sich regelmäßig in Bern...
2021-10-0842 min
How Money WorksEp 38: Income Planning Essentials You Need to KnowBefore you head off into retirement, make sure you're well versed in these retirement income planning essentials. We'll explain what they are and why you need to know about them. Read more and get additional financial resources here: https://maestrowealth.com/2021/10/07/7597/ What we discuss on this episode: 0:35 – Income plan 3:28 – Social Security 6:45 – Inflation 8:52 – Bond income
2021-10-0711 minGeschmackssachenFleischlose KunstDietmar Wunder - vielen bekannt als die deutsche Stimme von Daniel Craig, Adam Sandler oder Sam Rockwell - ist Schauspieler, Synchronsprecher und Moderator.
Bernhard Moser ist Koch, Sommelier und Leiter des eat! Berlin Feinschmeckerfestival.
Da die Beiden die Freude am Genuss verbindet, haben sie beschlossen sich regelmäßig in Bernhards Weinschule zusammen zu setzen, gemeinsam zu essen, zu trinken und über Welt der Kulinarik zu plaudern.
Dieses Mal haben Sie einen ganz besonderen Gast eingeladen: Nico Berger vom Bonvivant in Berlin Schöneberg. Er hat Dietmar und Bernhard mit seiner vegetarischen Kochkunst begeistert. Viel...
2021-09-2954 min
How Money WorksEp 37: What You Need to Know About RMDsWe get a lot of questions about RMDs, or required minimum distributions. Some people don't know anything about them, while others have misconceptions about how they work. Today, we'll explain what you need to know. Read more and get additional financial resources here: https://maestrowealth.com/2021/09/16/ep-37-what-you-need-to-know-about-rmds/ What we discuss on this episode: 0:22 – What are RMDs? 3:53 – Age 72 6:27 – Get out of an RMD
2021-09-1612 min
How Money WorksEp 36: Watch Out For These Financial Advisor Red FlagsLet's talk about some of the red flags that people can look out for when they're shopping for a financial advisor. Have you ever met with one of these types? Read more and get additional financial resources here: https://maestrowealth.com/2021/09/02/ep-36-watch-out-for-these-financial-advisor-red-flags/ What we discuss on this episode: 0:26 – Hammer 3:50 – Hog 5:24 – Car trunk 7:25 – Empty suit 8:32 – Non-answerer 9:50 – Just give us your money
2021-09-0212 minGeschmackssachenDosenfisch und teure UhrenDietmar Wunder - vielen bekannt als die deutsche Stimme von Daniel Craig, Adam Sandler oder Sam Rockwell - ist Schauspieler, Synchronsprecher und Moderator.
Bernhard Moser ist Koch, Sommelier und Leiter des eat! Berlin Feinschmeckerfestival.
Da die Beiden die Freude am Genuss verbindet, haben sie beschlossen sich regelmäßig in Bernhards Weinschule zusammen zu setzen, gemeinsam zu essen, zu trinken und über Welt der Kulinarik zu plaudern.
Dieses Mal sprechen sie über das Hochwasser im Ahrtal, Jahrgangssardinen und ihren Sommerurlaub.
2021-08-2451 min
How Money WorksEp 35: Most Common Retirement MistakesToday we're sharing five of the most common retirement mistakes. Find out what they are and how you can avoid them. Read more and get additional financial resources here: https://maestrowealth.com/2021/08/19/ep-35-most-common-retirement-mistakes/ What we discuss on this episode: 0:46 – Ignoring tax implications 4:04 – Social Security 6:43 – Returns instead of income 8:07 – Friends and family 11:20 – Too aggressive or conservative
2021-08-1914 min
How Money WorksEp 34: Universal Truths of Retirement PlanningNo matter how much money you make, where you live or when you're retiring, there are some universal truths that apply to everyone's finances. Find out what they are. Read more and get additional financial resources here: https://maestrowealth.com/2021/08/05/ep-34-universal-truths-of-retirement-planning/ What we discuss on this episode: 0:55 – Income plan 3:01 – Long-term care 5:57 – Timing stock market 8:10 – Life span
2021-08-0511 min
How Money WorksEp 33: How SECURE Act 2.0 Could Affect YouSECURE Act 2.0, son of the SECURE Act, has come out and we'll explain what has changed and how it could affect you. Read more and get additional financial resources here: https://maestrowealth.com/2021/07/15/ep-33-how-secure-act-2-0-could-affect-you/ What we discuss on this episode: 2:03 – Required minimum age 4:04 – Reducing the penalty 4:51 – Auto enroll 5:39 – Catch up contributions 6:44 – Matching funds on student loan payoffs 7:49 – Find 401ks more easily 8:52 – Increase utilization of Roths
2021-07-1512 minGeschmackssachenVon Österreich bis BerlinDietmar Wunder - vielen bekannt als die deutsche Stimme von Daniel Craig, Adam Sandler oder Sam Rockwell - ist Schauspieler, Synchronsprecher und Moderator.
Bernhard Moser ist Koch, Sommelier und Leiter des eat! Berlin Feinschmeckerfestival.
Da die Beiden die Freude am Genuss verbindet, haben sie beschlossen sich regelmäßig in Bernhards Weinschule zusammen zu setzen, gemeinsam zu essen, zu trinken und über Welt der Kulinarik zu plaudern.
Bei ihrem ersten Gespräch ging es um österreichischen Wein, österreichische Küche, ein bisschen um die Faszination Berlin! Viel Spaß!
2021-07-0955 min
How Money WorksEp 32: Social Security Myth BustingOn this episode of How Money Works, Craig and Jennifer Moser explain some of the common myths around Social Security and how to educate yourself on this crucial topic. Read more and get additional financial resources here: https://maestrowealth.com/2021/07/01/ep-32-social-security-myth-busting/ What we discuss on this episode: 0:25 – Mailbag: Sell properties to pay off house? 4:49 – Social Security Administration 5:40 – Stay-at-home moms 6:44 – Taxes 9:04 – Retirement
2021-07-0111 min
How Money WorksEp 31: Classic Retirement Planning MistakesOn this episode of How Money Works, Craig and Jennifer Moser explain some of the common retirement mistakes people make and how you can avoid them. Read more and get additional financial resources here: https://maestrowealth.com/2021/06/17/ep-31-classic-retirement-planning-mistakes/ What we discuss on this episode: 1:15 – Investments with no purpose 5:35 – Not understanding risk 7:49 – Emotional decision-making
2021-06-1710 min
How Money WorksEp 30: The Retirement MarathonOn this episode of How Money Works, Craig and Jennifer Moser explain how getting through retirement can be a lot like running a marathon. Read more and get additional financial resources here: https://maestrowealth.com/2021/06/03/ep-30-the-retirement-marathon/ What we discuss on this episode: 1:16 – Planning and preparation 3:35 – Proper diet 6:07 – Don't start too fast
2021-06-0310 min
How Money WorksEp 29: Reasons to Get Life InsurancePeople often have questions about life insurance. It's not a sexy topic, but it is an important one. We'll explain why. Read more and get additional financial resources here: https://maestrowealth.com/2021/05/20/ep-29-reasons-to-get-life-insurance/ What we discuss on this episode: 0:48 – Income replacement 2:06 – Estate liquidity 3:15 – More coverage at cheaper price? 4:20 – Estate equalizer 5:07 – Distribution 6:28 – Long-term care insurance
2021-05-2010 min
How Money WorksEp 28: How Retirement Planning is Like BaseballOn this episode of How Money Works, Craig and Jennifer Moser share what you can learn about retirement planning from the game of baseball. Read more and get additional financial resources here: https://maestrowealth.com/2021/05/06/ep-28-how-retirement-planning-is-like-baseball/ What we discuss on this episode: 0:33 – Not about home runs 3:04 – Understand statistics 5:11 – Five-tool player 7:04 – Special coaches
2021-05-0610 min
How Money WorksEp 27: Get to Know Financial Acronym SaladThe financial world is full of acronyms that get thrown around for convenience, but the average person doesn't necessarily know what they all mean. We'll share what they are and what they mean. Read more and get additional financial resources here: https://maestrowealth.com/2021/04/15/ep-27-get-to-know-financial-acronym-salad/ What we discuss on this episode: 4:48 – ETF 5:52 – RMD 9:13 – CFP 13:12 – FRA and NRA 15:12 – COLA 17:07 – CPI
2021-04-1521 min
How Money WorksEp 26: Should You Listen To Dave Ramsey's Advice?Let's talk about financial guru Dave Ramsey. He has a huge empire and millions of people listen to him each day, but do we agree with his financial principles? Find out in today's podcast. Read more and get additional financial resources here: https://maestrowealth.com/2021/04/01/ep-26-should-you-listen-to-dave-ramseys-advice/ What we discuss on this episode: 0:40 – Credit cards 2:39 – Whole life insurance 5:26 – Four types of mutual funds 7:03 – 12% return on mutual funds 10:57 – Pay off mortgage
2021-04-0115 min
How Money WorksEp 25: The Jigsaw Puzzle of RetirementTo successfully complete a jigsaw puzzle, there are some strategies you'll want to keep in mind, and many of those same strategies apply to retirement planning. Read more and get additional financial resources here: https://maestrowealth.com/2021/03/18/ep-25-the-jigsaw-puzzle-of-retirement/ What we discuss on this episode: 1:22 – Look at the big picture 4:00 – Sort by color 6:36 – Have an end game in mind
2021-03-1810 min
How Money WorksEp 24: Do You Know This Financial Jargon?Every industry has its own jargon, and financial planning is no different. Today, we're explaining some common financial jargon and what it means. Read more and get additional financial resources here: https://maestrowealth.com/2021/03/04/ep-24-do-you-know-this-financial-jargon/ What we discuss on this episode: 1:07 – Asset allocation 1:50 – Risk tolerance 2:49 – RMDs 4:42 – Basis point 5:20 – Large, mid and small caps 6:12 – ETF 7:14 – Qualified accounts 8:09 – Drip stock
2021-03-0410 min
How Money WorksEp 23: Are You in the Financial Red Zone?On today's episode of How Money Works, we'll discuss the financial red zone. What is it, and what should you do if you fall in this category? Read more and get additional financial resources here: https://maestrowealth.com/2021/02/18/ep-23-are-you-in-the-financial-red-zone/ What we discuss on this episode: 1:31 – Financial red zone 4:23 – Common mistakes in red zone 5:23 – Different levels of risk 7:06 – Mistake of not having a plan 10:17 – Do-it-yourself mistakes
2021-02-1812 min
How Money WorksEp 22: Clients' Toughest, Most Unanswerable QuestionsOn today's episode of How Money Works, we're sharing some of the toughest, most unanswerable questions we get in the financial business. From healthcare to the stock market to taxes, we'll cover some important planning topics. Read more and get additional financial resources here: https://maestrowealth.com/2021/02/04/ep-22-clients-toughest-most-unanswerable-questions/ What we discuss on this episode: 0:58 - When's the next market crash going to happen? 3:26 – What are healthcare costs going to look like in 20 years? 5:24 – What do you think the tax rates are going to look like in...
2021-02-0410 min
How Money WorksEp 21: How to Prepare Financially For 2021On today's episode of How Money Works, Craig and Jennifer Moser share some financial tips for 2021 and how to prepare for the year ahead. Read more and get additional financial resources here: https://maestrowealth.com/2021/01/21/ep-21-how-to-prepare-financially-for-2021/ What we discuss on this episode: 2:10 – The coming year 4:43 – 10 rules of investing 5:19 – When all experts and forecasts agree, something else is going to happen 7:06 – The public buys the most at the top and the least at the bottom 8:56 – New and old laws 11:20 – Secure Act
2021-01-2119 min
How Money WorksEp 20: How Late Bloomers Can Save More MoneyWhen people come into our office and say they're not ready for retirement and haven't saved enough, here's how we counsel them. On today's episode of How Money Works, Craig and Jennifer Moser talk about late bloomers and how to help them. Read more and get additional financial resources here: https://maestrowealth.com/2021/01/07/ep-20-not-able-to-retire-how-late-bloomers-can-save-more-money/ What we discuss on this episode: 0:51 – Grown kids still on payroll? 1:57 – Disappearing debt 3:12 – Downsizing 5:16 – Catch-up contributions
2020-12-3009 min
How Money WorksEp 19: Living the Dream in RetirementWhat does "living the dream" in retirement mean to you? You can't live it unless you know what it looks like. Read more and get additional financial resources here: https://maestrowealth.com/2020/12/17/ep-19-living-the-dream-in-retirement/ What we discuss on this show: 1:32 – What will retirement look like? 3:23 – What are you retiring to? 5:29 – The importance of a schedule
2020-12-1709 minHow Money WorksEp 18: Beware of These 5 Income GapsLet's talk about income gaps in retirement. There are probably more gaps than you realize. On this episode of How Money Works, we'll explain what they are and why you need to know about them. Read more and get additional financial resources here: https://maestrowealth.com/2020/12/03/ep-18-beware-of-these-5-income-gaps/ What we discuss on this show: 0:24 – Paycheck gap 2:55 – Social Security gap 7:08 – Inflation gap 11:52 – Long-term care gap 16:26 – Widow's gap
2020-12-0319 min
How Money WorksEp 17: Getting Couples on the Same Financial PageAre you and your spouse on the same page when it comes to finances and retirement planning? On today's episode of How Money Works, Craig and Jennifer Moser explain why it's so important. Read more and get additional financial resources here: https://maestrowealth.com/2020/11/19/ep-17-getting-couples-on-the-same-financial-page/ What we discuss on this show: 0:34 – Some couples not on the same page 1:50 – When one spouse defers to the other 2:38 – Examples of couples' finances 4:35 – Social Security considerations 6:50 – What are your retirement dreams? 8:37 – Mistakes couples make
2020-11-1913 minHow Money WorksEp 16: Pros and Cons of the 4 Worlds of MoneyDo you know the four worlds of money and how they affect you? We break down the pros and cons of each. Read more and get additional financial resources here: https://maestrowealth.com/2020/11/05/ep-16-pros-and-cons-of-the-4-worlds-of-money/ What we discuss on this episode: 0:29 – Banking world 3:52 – Insurance world 7:10 – Understanding your options 10:12 – Wall Street world 14:42 – Ways people misuse investing 15:52 – Real estate world
2020-11-0519 minHow Money WorksEp 15: What's Your Spending Personality?On today's episode of How Money Works, Craig and Jennifer Moser break down the different personalities of spenders and how those traits could affect your retirement. YOLO spender Using the "You Only Live Once" philosophy, these spenders go overboard on lavish expenses and purchases. These tend to be people who didn't have much money and then inherited a bunch. They often feel guilty for getting so much money. Some want to give family members a lot of money or spend lavishly. But we always advise them to be careful and plan for the...
2020-10-1511 minHow Money WorksEp 14: Financial Planning Personalities by ProfessionPeople in certain professions tend to approach financial planning the same way as their peers. On today's How Money Works podcast, we look at teachers, doctors, engineers and more. In our experience, people in certain jobs tend to approach financial planning the same way. On today's episode of How Money Works, we explain some of the positives and challenges of advising people in different professions. Teachers Teachers have pensions that are pretty reliable, and they tend to be interested in having rental properties for extra income. They like investments they can have more...
2020-10-0112 minHow Money WorksEp 13: Retirement Fact or FictionOn today's episode of How Money Works, let's have some fun and play retirement fact or fiction. Keep in mind, as with many retirement planning scenarios, the answer is not always clear-cut because it depends on your situation. One common question we get is whether social security can be taxable. Well, it's a definite maybe. It depends on how much social security you have and whether that number exceeds a certain threshold. If so, then it will start to be taxable income. "It's not what you make, it's what you keep when it comes to...
2020-09-1711 minHow Money WorksEp 12: How to Avoid Flirting With Financial DisasterOn today's episode of How Money Works, let's talk about some of the areas of your financial life where you might be flirting with disaster and how you can fix it. Out-of-date legal documents It's not something people think about often, but having your legal documents up to date is crucial. "When is the last time you whipped out your will and read it? Well, never," said Craig. Maybe you created legal documents when your kids were young but now they're older. Have you updated those records? Maybe you r...
2020-09-0315 minHow Money WorksEp 11: Estate Planning Advice For WomenWhether you are a single, married, divorced or widowed woman, this episode is for you. This week, our special guest is Lynn Michael, an estate planning attorney who knows what challenges and opportunities women face in planning for the future. "I really like hearing everyone's stories, because it seems to me that everybody's got kind of the same fears and the same desires," said Lynn. "And regardless of where they come from, they want the same outcome. They want what's best for themselves and for their families. And I get to help people do that every single...
2020-08-2025 minHow Money WorksEp 10: The Importance of Third-Party Financial PlanningHiring a third-party financial planner is crucial to helping you plan for retirement and manage your money. Today, we're breaking down some of the ways a financial advisor can help you. One of the big financial risks people face is running out of money. If you want to retire early, for example, an advisor can help you determine if you're taking too much out of your nest egg or if you're invested too aggressively. Running an analysis can help provide strategies to achieve the kind of retirement you envision. We'll explain why bonds and CDs we...
2020-08-0619 minHow Money WorksEp 9: Tax Planning with Addison MailleBusiness owners and investors have dealt with a difficult 2020 as we reach the midway point and could likely use any advantage they can find. That's why we wanted to bring on Addison Maille from Sharrard, McGee & Co, PA. He's the Tax Manager at the company, which serves the Triad area, and he works closely with business owners in different planning areas. Two specific topics we wanted to get his insight on were business succession planning and real estate investing tax challenges. We'll discuss those things plus learn more about the tax planning process and what...
2020-07-1620 minHow Money WorksEp 8: Building a Business with Ken Gwyn of Bulldog GroupWe're fortunate to live in a community with many great small businesses whose owners are willing to share their experience. Today we wanted to bring on one of those people to provide some inspiration and help motivate anyone that aspires to start a business. Ken Gwyn is the CEO at Bulldog Group, which has its corporate offices in downtown Winston-Salem, and has learned a lot over the course of three decades. Our goal for the show is to get some of his insight on running and growing a business since he's seen his company grow...
2020-07-0222 min
How Money WorksEp 7: The Latest on COVID-19 with Dr. Jason ThomasonEven though we’re four months into the coronavirus pandemic in North Carolina, it still feels like we have more questions than answers. We’re heading into the summer months with worry about how safe things truly are and uncertainty about when we’ll be able to contain the virus. It’s a massive problem that we’re all dealing with right now and we want to attempt to find some answers. Let’s put the economic effects aside for this episode and focus directly on what we’re facing with COVID-19. To help us do that, we as...
2020-06-1800 minHow Money WorksEp 6: What Benjamin Franklin Quotes Teach Us About Financial PlanningFew people have made the lasting impact that Founding Father Benjamin Franklin has. Many of the values he believed in and much of the wisdom he shared is still followed centuries later. He provided us with a long list of quotes that continue to get referenced in modern day discussions. You could be surprised to hear how many of these can apply to financial planning even if that might not have been the original intention. On this episode of the How Money Works podcast, we'll pull a handful of his best quotes and let Craig...
2020-06-0412 min
CoinGeek ConversationsThomas Moser: Banking on blockchainBlockchain technology is moving from the periphery to the centre of the financial world. As a former Executive Director of the IMF and an Alternate Member of the Governing Board of the Swiss National Bank, Thomas Moser is somewhere near that centre. He also confessed to finding blockchain technologies “fascinating”, and has done for a long time. Back in 2013, he wanted to buy some Bitcoin, not for speculation, but “because I wanted to go buy a coffee”. He checked with the compliance department in his bank but was told he could only buy Bitcoin if he held it for at...
2020-06-0319 minHow Money WorksEp 5: How Has COVID-19 Impacted the Triad Real Estate Market?With the economy starting to open back in many different states, the hope is that we'll start to see things begin to stabilize and improve for small businesses. But what can we expect from the real estate market in 2020? How much has it been impacted and is there opportunities to be found? Every state is different so we wanted to bring a local expert on the show to give us insight into the Piedmont Triad so we reached out to Nick Gonzalez at Linville Team Partners. His core focus is investment property sales in the...
2020-05-2113 minHow Money WorksEp 4: Cleaning Out Your Financial ClosetThink about all the work around the house you've been doing since the quarantine started. The house is clean(ish), the yard looks great, and you've checked a lot of items off the to-do list. But what about that one closet in your house where you stick random things and promise yourself you'll get to them one day? You know which one we're talking about. It's that one you probably don't want to open because something might come crashing out. It needs to be organized but it's going to take a li...
2020-05-0723 minHow Money WorksEp 3: Common Retirement Assumptions Could Be Fool's GoldMany people try to take on financial planning without help, but one the issues you run into is making decisions based on assumptions you have about retirement. These misbeliefs could cost you money at best and derail your retirement at worse. No one wants that to happen to them so clearing up these assumptions is our goal for this episode of the How Money Works podcast. Craig and Jennifer Moser will take on these five retirement beliefs that you'll often hear: -You need a certain amount of money to retire. -Income...
2020-04-2322 minHow Money WorksEp 1: Financial Considerations to Make After Coronavirus FalloutAs the coronavirus pandemic spreads across the country, it's getting more and more difficult to find someone not affected by this emotionally or financially. The market has shown some signs of bouncing back as March came to a close, but we're still down around 30% with some companies down significantly more. Those sharp declines have led to many investors losing quite a bit of value in their retirement accounts, and that can cause a lot of worry. We've been talking with our clients about this downturn but this is also the time where you can confidently re...
2020-03-2720 min
Song Revolution with John ChisumSTAN MOSER: Taking Your Songs From Obscurity To OpportunityHave you ever wondered who was behind all the music you've known and loved through the years? Well, today our guest is someone you may not have heard of but who has quietly shaped the face of Christian music for fifty years - and still going strong today. Meet Stan Moser. Stan was CEO of Star Song Media in Nashville, working with groups like Petra, Newsboys, the Gaither Vocal Band, Twila Paris, Philips, Craig, and Dean, and many others in the late 90's and early 2000's. Amazingly, when most people would retire and hit the go...
2019-11-0442 min