Shows
Loans ElevatedEpisode 98: The Right Time to RefinanceSend us a textWatch out for these Refinance Red Flags! Don't assume refinancing is going to be beneficial simply because rates are dropping. Listen to this episode before you decide and reach out to our team to get an expert opinion on your unique situation.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make inf...2024-08-2227 minLoans ElevatedEpisode 97: Achieve More with the V.A.L.U.E. MindsetSend us a textDiscover the power of the V.A.L.U.E. mindset as we dive deep into the principles of Variability, All-inclusivity, Love, Uniqueness, and Experience. 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions. 💡 Have a topic you'd like us to cover? Send us...2024-08-1509 minLoans ElevatedEpisode 96: How to Retire EarlySend us a textBuild wealth, increase cash flow, and retire early - all with the power of homeownership. Tune in to the Loans Elevated Podcast to find out how!🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions. 💡 Have a topic you'd like us to cover? Sen...2024-08-0817 minLoans ElevatedEpisode 95: Mini Housing Market UpdateSend us a textThe Fed is meeting in July which means possible changes for the real estate market! Join us for a Mini Housing Market Update to get our thoughts on what to expect in the coming months. We'll cover - interest rates, home prices, inventory levels, economic shifts, and so much more. 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned inve...2024-08-0123 minLoans ElevatedEpisode 94: Seller Credit vs Sales Price ReductionSend us a text90% of homebuyers would rather have this over a PRICE REDUCTION! In today’s transitional market there are listings with multiple offers but also listings that are sitting longer with little to no activity. Find out how you can sell your listings faster in this episode of the LoansElevated Podcast.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seaso...2024-07-2508 minLoans ElevatedEpisode 93: Should You Payoff Your Mortgage Early?Send us a textHomeownership is a dream for many, but that dream comes with a hefty mortgage! In this episode, we dive into the debate: is paying off your mortgage early the right move? 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions. 💡 Have a topic you'd like us to c...2024-07-1809 minLoans ElevatedEpisode 92: Giving the WHY Behind the WHATSend us a textFeeling frustrated by misunderstandings at work or home? This episode unlocks a powerful mindset hack: discovering the "WHY" behind people's actions. Learn how to:- Uncover the root cause of conflict and negativity in your relationships- Shift your perspective to see things from another's point of view- Communicate with empathy and understanding for stronger bonds🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing stra...2024-07-1108 minLoans ElevatedEpisode 91: Everything You Wanted to Know About the June Fed Meeting w/ Diana BajramovicSend us a textThe housing market is a whirlwind right now! Interest rates are fluctuating, inflation is a concern, and everyone's wondering: what's next? Don't make a move in the dark!In this episode, TJ is joined by Diana Bajramovic, the VP of Market Insights from Highway, to shed light on the current and forecasted market landscape. Did Diana spark even more questions? Don't hold back! Leave your comments below and let's keep the conversation going. And don't forget to check out Highway if you're a mortgage or real estate professional looking...2024-06-2728 minLoans ElevatedEpisode 90: 10 Questions to Ask Your Lender!Send us a textMany realtors find it challenging to know exactly what to ask lenders, and this guide simplifies that process with 10 essential questions and one simple demand. This proactive approach ensures that offers are thoroughly vetted, providing your sellers with confidence and security in the transactions they proceed with.For a PDF download of this guide please visit the Agent Business Tools page on our website at loanselevated.com.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for exp...2024-06-2012 minLoans ElevatedEpisode 89: Assumable Loans - The Good, The Bad, and The UglySend us a textWhile rising interest rates may affect affordability, assumable mortgages are becoming an increasingly popular way to achieve a lower interest rate. But how do you know if this loan type is the right choice for you? In this episode we break down the assumable loan process and answer some of your FAQs surrounding this topic. Tune in now to learn more! 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home...2024-06-1307 minLoans ElevatedEpisode 88: Is a Recession Looming?Send us a textThe recent Q1 GDP report has some economists sounding the alarm. But don't panic! In this episode, we dive deep into the data, exploring the signs that could point towards a potential recession.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions. 💡 Have a topi...2024-06-0620 minLoans ElevatedEpisode 87: Submitting the Winning OfferSend us a textFeeling the heat in a competitive housing market? This episode is your secret weapon! Listen in as we guide homebuyers and agents through crafting an offer that stands out among the crowd. Our step-by-step process equips listeners with the knowledge and tactics to make their offer the winning bid, no matter the competition!🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, rea...2024-05-3009 minLoans ElevatedEpisode 86: The Risks of Buy Now Pay LaterSend us a textBefore you click "pay later," learn how BNPL (Buy Now, Pay Later) can affect your finances and what to watch out for. Is it a convenient way to spread payments or a hidden debt trap? Listen now and avoid BNPL buyer's remorse! 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you...2024-05-2314 minLoans ElevatedEpisode 85: Imposter Syndrome - What It Is & How to Overcome ItSend us a textThis episode dives deep into imposter syndrome, that nagging feeling that you don't deserve your achievements and are just one mistake away from being exposed. We'll explore why it's so common, even among high achievers, and share practical strategies to silence your inner critic and build lasting confidence.Read The Gap & The Gain on Amazon here!🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whet...2024-05-1620 minLoans ElevatedEpisode 84: Fed Meeting Breakdown - May 2024Send us a textListen in as we unpack the latest Federal Reserve meeting to break down our key takeaways for consumers like YOU, and what they might mean for your wallet. We also dive into our insights on what to expect for the housing market in the coming months.Worried about inflation? Wondering how the Fed's decisions will impact your finances? Tune in for actionable tips and our expert analysis!🎙 Welcome to the Loans Elevated Podcast! Your go-to source for exp...2024-05-0925 minLoans ElevatedEpisode 83: A Guide to Custom Homes w/ Rob LundSend us a textEver dreamt of a home designed just for you? In this episode, we sit down with Rob Lund from Haven Homes to unveil the secrets behind the custom build process.Whether you're actively planning a custom build or simply curious about the process, this episode is packed with valuable insights for anyone considering building their dream home.Tune in and start building the future you deserve!Visit https://www.havenhomesutah.com/ to get in touch with Rob & his team, or find them on Facebook here!2024-05-0212 minLoans ElevatedEpisode 82: Free Money for Your House | Down Payment Assistance vs GrantsSend us a textDreaming of homeownership but worried about the down payment? This episode is for YOU!We break down the best down payment assistance programs and grants for first-time homebuyers (or anyone looking for a little free money).In this episode, we highlight government programs, state and local assistance options, free vs. forgivable funds, and important eligibility requirements for these programs! Stop the rent cycle and unlock your dream home today!🎙 Welcome to the Loans Elevated Podc...2024-04-2520 minLoans ElevatedEpisode 81: Shift your Focus, Skyrocket your Success w/ Kyle TuckerSend us a textIn the ever-changing world of real estate, staying afloat requires more than just market knowledge. It's about building genuine connections and prioritizing your clients' needs above your own. In this episode we dive deep into the power of a client-centric mindset with special guest Kyle Tucker. Tune in and see how this approach can transform your real estate business – and maybe even your entire perspective on success!Follow Kyle on Instagram 👉 @kyletucker🎙 Welcome to the Loans Elevated Podcast! Your g...2024-04-1151 minLoans ElevatedEpisode 80: House Hacking w/ Josh HaleySend us a textTired of throwing money away on rent? This episode is your one-stop-shop for learning how house hacking can be your ticket to financial freedom and building generational wealth for your family.We'll break down everything you need to know about living in a property while renting out units to cover your expenses. But that's not all! We'll also dive deep into the powerful strategy of joint ventures. Learn how teaming up with another buyer can unlock doors to bigger properties and accelerate your real estate j...2024-04-0410 minLoans ElevatedEpisode 79: Saving Your Way to Retirement w/ Ryan KingSend us a textThe secrets out... saving your way to retirement is no longer feasible. Join Loans Elevated as they ditch the doom and gloom and show you how to ACTUALLY save for retirement, even if your bank account feels perpetually empty. Use this episode as a resource to help you build a plan, even on a tight budget!In this episode Broch sits down with Ryan King from The Lassig Team at CrossCountry Mortgage to show you realistic saving strategies for every income level. Tune in to learn how you can "save your...2024-03-2819 minLoans ElevatedEpisode 78: Estate Planning Essentials with Manny VieitesSend us a textEstate planning can feel overwhelming, but it doesn't have to be. In this episode, TJ sits down with Manny Vieites, an experienced Asset Protection Attorney, to discuss the crucial aspects of estate planning. Manny graduated from the University of Miami School of Law, and also received a Harvard Law certificate in Business Valuation and Finance. His legal expertise lies within Estate Planning, Asset Protection, Business Law, and Business Planning. Get in touch with Manny here 👉 manny@rcglawgroup.comSchedule a free consultation here!🎙 Welcom...2024-03-1418 minLoans ElevatedEpisode 77: 2024 Market Forecast Live Part 3Send us a textThe Fed, Rates, and YOUR Utah Real Estate Predictions. Buckle up for the final chapter of our 2024 Market Forecast series! In this episode, we dive deep into the actions of The Fed and their impact on the housing market, specifically focusing on what Utah residents need to know about buying and selling real estate in the coming year.The charts/slides we discuss in this episode can be found on our Youtube channel here!🎙 Welcome to the Loans Elevated Podcast!2024-03-0720 minLoans ElevatedEpisode 76: 2024 Market Forecast Live Part 2Send us a textJoin us as we unveil Utah's Housing Forecast in Part 2 of this noteworthy 3 Part series! This time, we'll delve deeper into the real estate landscape in light of a potential recession.. Tune in to this episode and don't forget to come back for Part 3!The charts/slides we discuss in this episode can be found on our Youtube channel here! 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home fina...2024-02-2918 minLoans ElevatedEpisode 75: 2024 Market Forecast Live Part 1Send us a textJoin us as we unveil Utah's Housing Forecast in Part 1 of this noteworthy 3 Part series! Part 1 is only the beginning and includes data driven predictions as well as our expert analysis on how politics are going to play a HUGE role in 2024. Tune in to this episode and don't forget to come back for Part 2!The charts/slides we discuss in this episode can be found on our Youtube channel here! 🎙 Welcome to the Loans Elevated Podcast! Your go-to sour...2024-02-2215 minLoans ElevatedEpisode 74: Life Happens w/ Allen JohnsonSend us a textIs your insurance costing you more than your peace of mind? Join TJ this week as he welcomes Utah's top insurance agent, Allen Johnson from the Allen Johnson Insurance Agency by American Family Insurance!Together they'll tackle your burning insurance questions so you can stop overpaying and start feeling secure. Watch now and unlock the key to smarter insurance!Need a second opinion? Get in touch with Allen here!🎙 Welcome to the Loans Elevated Podcast! Your go-to sou...2024-02-0810 minLoans ElevatedEpisode 73: Purchase an Airbnb With NO IncomeSend us a textTurn your AirBNB vision into reality, even without traditional income. Our program lets you qualify with nightly rental income. No paystubs or tax returns needed!Purchase transaction only25% down paymentMinimum 1.0 DSCR Minimum 680 FICOProperty must be vacant upon closingOther conditions apply, call for details.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make...2024-02-0113 minLoans ElevatedEpisode 72: How to Set Goals You'll Actually AchieveSend us a textReady to crush your business goals this year but not sure where to start?This episode is your goal-setting blueprint! We'll dive deep into actionable strategies used by top business professionals to transform the way you set and achieve your goals in 2024.TO DOWNLOAD THE RESOURCES DISCUSSED IN THIS EPISODE PLEASE VISIT - loanselevated.com🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a f...2024-01-2526 minLoans ElevatedEpisode 71: Utah's 2024 Housing Forecast PreviewSend us a textWill 2024 be the year of the housing crash? Or is now the right time to buy? Get the inside scoop on key factors shaping the Utah housing market in our 2024 forecast preview. We highlight a few of the major points that stood out to us from The Utah Home Builders Association Forecast presentation.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or sea...2024-01-1810 minLoans ElevatedEpisode 70: Is the Housing Market Headed for a Crash Landing in 2024?Send us a textTune in to our latest episode as Ryan King and TJ unpack the latest housing market developments in the wake of last week's Fed meeting. They'll also share their insights on what to expect in 2024 and how you can prepare if you are hoping to purchase a home in the coming year 🏡. Don't miss out!Follow Ryan King On Instagram @rythefinanceguy 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home fi...2023-12-2108 minLoans ElevatedEpisode 69: Unlocking Home Equity | 2nd Mortgage & HELOCSend us a textFeeling buried under debt? Does your home hold hidden potential waiting to be unleashed? Then join us for this episode where we unlock the secrets of home equity! We'll dive deep into our 2nd Mortgage and HELOC programs that may be the key to your financial freedom. Learn about three powerful options that may help you tap into your home's equity to finally tackle that dream renovation, education, or investment! So what are you waiting for, listen now to find out more!🎙 Welcome to the Loa...2023-12-1411 minLoans ElevatedEpisode 68: Housing Headline Reactions w/ Jessy KingSend us a textJessy King from The Lassig Team joins TJ in this episode to discuss some of the latest housing headlines. Get their honest opinions on what Americans are seeing right now in the housing market news & how you can be mindful of misleading headlines such as these ones!🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we bre...2023-12-0709 minLoans ElevatedEpisode 67: Finding Gratitude in the EverydaySend us a textAs the holiday season approaches, it's a natural time to reflect on the things we're grateful for. But sometimes, it can be difficult to find gratitude amidst these difficult economic times. That's why this week on the Loans Elevated podcast, Broch and TJ are sharing some inspirational ways to get into a grateful mindset this holiday season.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a f...2023-11-3013 min
CCM TalksMilitary & MortgagesSit down with 3 of our loan officers who have served in the Military: Joe Smith (MA), Nicole Francis (CA), and Kyle Johnson (WA). They get real about how their service helps them in their roles at CrossCountry Mortgage and what they do to support Veteran homebuyers.2023-11-2108 minLoans ElevatedEpisode 66: Mastering Your MoneySend us a textIn today's fast-paced world, it's easy to let your finances spiral out of control. Overspending, impulse purchases, and unnecessary debt can quickly lead to financial stress. Join us for this episode of The Loans Elevated Podcast where we break down our favorite budgeting tool. Start implementing this process in your life today to set yourself up for a secure and prosperous future.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whe...2023-11-1624 minLoans ElevatedEpisode 65: Why Buying a Home is Still Worth ItSend us a textRising interest rates have many potential homebuyers hesitant to take the plunge. However, despite these changing economic conditions, there are still compelling reasons why buying a house remains a sound investment. In this episode, we'll delve into the reasons why you should still consider buying a home, even with higher interest rates.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned inv...2023-11-0924 minLoans ElevatedEpisode 64: 2023 VA Loan Benefits ExplainedSend us a textLearn everything you need to know about our VA loan benefit options in this episode of The Loans Elevated Podcast! Whether you're a first-time homebuyer or you're looking to refinance your existing mortgage, as a veteran you may be eligible for a variety of benefits, including VA home loans. VA loans offer a number of advantages over other types of mortgages, so what are you waiting for, listen now to find out more!🎙 Welcome to the Loans Elevated Podcast! Your go-to source for exp...2023-11-0208 minLoans ElevatedEpisode 63: Social Media Secrets w/ Tony AcostaSend us a textSocial media has come a long way since the early days of MySpace and Friendster. Today, there are dozens of different social media platforms, each with its own unique strengths and weaknesses. But how can you use social media to grow your brand or business in 2023 and beyond? In this episode of The Loans Elevated Podcast, we talk with Tony Acosta, who has been perfecting his social media strategy as a real estate agent since 2012. He is a member of the Forbes real estate council, as well as a Utah top 500 r...2023-10-2636 minLoans ElevatedEpisode 62: Thanksgiving Heroes w/ Rob AdamsSend us a textDonate, Volunteer, or Nominate a family for Thanksgiving Heroes here - https://slc.thanksgivingheroes.org/crosscountry-mortgage/Rob Adams, the founder of Thanksgiving Heroes, joins Broch on the Loans Elevated podcast to share his story of how he's given back to his community for the past 9 years. Learn about his passion for helping others and why he continues to pay it forward. Visit https://thanksgivingheroes.org/ to learn more about this nonprofit and please share with others so that we may continue to support this amazing organization!We invite you...2023-10-1930 minLoans ElevatedEpisode 61: How to Avoid Real Estate Burnout and Build a Sustainable CareerSend us a textThe real estate industry is a demanding one, and it's easy to get burned out. But with the right strategies in place, you can avoid this and build a sustainable career that you look forward to every day.In this episode Broch & TJ talk about some of the ways they have been able to maintain a high level of achievement while also avoiding what most industry professionals dread, which is real estate burnout.🎙 Welcome to the Loans Elevated Podcast! Your go-to sou...2023-10-1212 minLoans ElevatedEpisode 60: Flourishing in a Challenging MarketSend us a textAre you a real estate professional who is struggling in this current market? You are not alone! In this episode of the Loans Elevated Podcast, TJ interviews Patrick Storch, a Tampa native who boasts an impressive 29-year career in the mortgage industry as a Loan Originator and Producing Branch Manager of the Storch Mortgage Team.The two chat about how Patrick's client-focused approach has earned him consecutive Circle of Champions awards for Top Producer and consecutive years among the Top 1% Mortgage Originators in America even in some of the toughest markets...2023-10-0527 minLoans ElevatedEpisode 59: Overcoming Adversity w/ Clint AllredSend us a textIn this episode of the Loans Elevated Podcast, TJ is joined by Clint Allred, who has overcome more adversity than most ever will. At 24 years old, Clint is a solo agent with over six years in the business & the owner of the 801 Group in UT!Clint shares his personal story of how being diagnosed with Acute Myeloid Leukemia led him to real estate at one of the hardest times in his life. Listen as he offers his advice and words of encouragement to others who might be facing their own challenges. 2023-09-2818 minLoans ElevatedEpisode 58: Build Your Dream Home Without Breaking the Bank w/ Shan LassigSend us a textIs it possible to build your dream home without breaking the bank? Join Broch Lassig as he interviews Shan Lassig - THE GO TO GUY when it comes to new construction financing! With over 30+ years in the industry Shan has originated almost every loan you can imagine & is eager to share his insights with you."Construction home financing can be a complex process, but it's important to understand the different loan options available to you, especially in the current market with inventory issues." In this podcast episode, we'll discuss a...2023-09-2124 minLoans ElevatedEpisode 57: 2023 Quarter 2 Market WrapSend us a textIn this episode of the Loans Elevated Podcast, we take a look at the latest trends in the mortgage market. We discuss rising interest rates, the impact of inflation, and what it all means for borrowers and investors. We also provide some tips for navigating the current market. Key takeaways:- Interest rates are high, but they are still relatively low by historical standards and likely to come down in the future.- Inflation is a major concern and will have a significant impact on t...2023-09-1413 minLoans ElevatedEpisode 56: The Mind of a Leader w/ Robby SampsonSend us a textWhat makes a good leader? Do you want to become a better leader? Are you looking to achieve success in your career? On episode 56 of the Loans Elevated Podcast, we discuss all these questions and more. Join Broch as he hosts our first guest on the podcast, Robby Sampson.Robby is a MEGA ORIGINATOR based out of Florida who has over 20+ years of experience in the mortgage business. He shares his story of growth and development as a leader and also gives up a few of his top secrets for building...2023-09-0743 minLoans ElevatedEpisode 55: How to Run a Team MeetingSend us a textWhether you're a new team leader or you've been running meetings for years, this episode is packed with valuable insights that will help you improve your meeting skills. In Episode 55 of the Loans Elevated Podcast, Broch & TJ discuss strategies for running an effective team meeting such as..1. Firm Start & End Time2. Clear Agenda3. Accountability 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whet...2023-08-2715 minLoans ElevatedEpisode 54: How to Protect Your Finances From The UnexpectedSend us a textIn Episode 54 of the Loans Elevated Podcast, Broch & TJ share some of their best strategies for leveraging your available assets in order to mitigate the risk to your finances during these uncertain times. Whether you are just starting out or are looking for ways to improve your financial situation, this episode has something for you.So what are you waiting for? Listen now to find out more!🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, rea...2023-08-1311 minLoans ElevatedEpisode 53: Upgrading Your Home in 2023Send us a textIn Episode 53 of the Loans Elevated Podcast, Broch shares some of the most common fears about upgrading your home, the financial and emotional costs involved, and how to decide if upgrading your home is right for you.Are you thinking about upgrading your home? If so, there are a few things you need to consider before you get started. Broch breaks down real-world examples for each of the following benefits of upgrading your current home in today's market...Tax DeductionsBecoming Your Own BankAppreciation🎙 Welcome to the Loa...2023-08-0600 minLoans ElevatedEpisode 52: How to Get More Done in Less TimeSend us a textOn Episode 52 of the Loans Elevated Podcast, Broch and TJ kick off Season 2 with a lesson in productivity. They share their secret weapon: The Ultimate Guide to Time Blocking.In this episode, Broch and TJ discuss how time blocking can help you to:Get more done in less time.Avoid distractions and stay focused.Improve your productivity both personally and professionally.They also provide a step-by-step guide on how to create a time-blocking schedule that works for you.If you're looking for a way to improve your...2023-07-3013 minLoans ElevatedEpisode 51: The Housing Inventory CrisisSend us a textOn Episode 51 of the Loans Elevated podcast, TJ hosts to talk about the biggest threat to the housing market for the unforeseeable future, diminished inventory levels.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions. 💡 Have a topic you'd like us to cover? Send us a m...2023-06-0405 minLoans ElevatedEpisode 50: How To Maximize Your Wealth Potential!Send us a textOn Episode 50 of the Loans Elevated podcast, Broch & TJ explain how you can leverage your ROI to maximize your wealth potential.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions. 💡 Have a topic you'd like us to cover? Send us a message on Instagram or Fac...2023-05-2810 minLoans ElevatedEpisode 49: B.Y.O.B. | Millionaire Budgeting StrategiesSend us a textOn Episode 49 of the Loans Elevated podcast, Broch & TJ share more of their homebuying secrets that have helped borrowers save hundreds if not thousands of dollars on their home purchase. 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions. 💡 Have a topic you'd like us to cove...2023-05-2111 minLoans ElevatedEpisode 48: New Program Alert That Could Save You THOUSANDS!Send us a textOn Episode 48 of the Loans Elevated podcast, Broch & TJ share the details of the newest HELOC loan program option.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions. 💡 Have a topic you'd like us to cover? Send us a message on Instagram or Facebook @loanse...2023-05-1406 minLoans ElevatedEpisode 47: How To Buy Your Dream HomeSend us a textOn Episode 47 of the Loans Elevated podcast, Broch & TJ share two of their most successful strategies to help you Buy Your Dream Home. The Buy-Sell-Reinvest & Buy Rent Buy Rent are tried and true by our team. We've helped clients create generational wealth with the application of both strategies. 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key...2023-05-0716 minLoans ElevatedEpisode 46: Bank Failure FalloutSend us a textOn Episode 46 of the Loans Elevated podcast, TJ & Broch talk about the unforeseen consequences of recent bank failures happening in the U.S. right now. The two share their personal accounts of what they are seeing in the mortgage industry at this time.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you mak...2023-04-3013 minLoans ElevatedEpisode 45: April 2023 Market Update Part 3 - The Upcoming RecessionSend us a textOn Episode 45 of the Loans Elevated podcast, Broch & TJ host the Quarter 1 Market Wrap in a three-episode series! Part 3 is the final piece of this series and is all about The Upcoming Recession.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions. 💡 Have a topic you'd...2023-04-2318 minLoans ElevatedEpisode 44: April 2023 Market Update Part 2 - The FedSend us a textOn Episode 44 of the Loans Elevated podcast, Broch & TJ host the Quarter 1 Market Wrap in a three-episode series! Part 2 is all about The Fed and how its actions affect the housing market. 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions. 💡 Have a topic you'd like us...2023-04-1619 minLoans ElevatedEpisode 43: April 2023 Market Update Part 1 - InflationSend us a textOn Episode 43 of the Loans Elevated podcast, Broch & TJ host the Quarter 1 Market Wrap in a three-episode series! Part 1 is all about inflation and how it is affecting the housing market.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions. 💡 Have a topic you'd like us to...2023-04-0908 minLoans ElevatedEpisode 42: Are We Overmedicating Americas Debt?Send us a textOn Episode 42 of the Loans Elevated podcast, TJ & Broch talk about one of the biggest problems America is currently facing right now. With record-high levels of consumer debt, it is more important than ever to understand what strategies you can use to leverage your mortgage. 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help...2023-04-0214 minLoans ElevatedEpisode 41: S.B. 240 | What You Need To Know!Send us a textOn Episode 41 of the Loans Elevated podcast, Broch & TJ are here to quickly talk about the newest First-Time Homebuyer Incentive in Utah, S.B. 240. This bill is creating a new First-Time Homebuyer Assistance Program. To read more information about the bill follow this link - https://le.utah.gov/~2023/bills/static/SB0240.html 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or season...2023-03-2604 minLoans ElevatedEpisode 40: The Ugly Side of Real EstateSend us a textOn Episode 40 of the Loans Elevated podcast, TJ & Broch talk about what is going on behind the scenes in the real estate industry. They explain what it takes to be successful in this business & share how all lenders are not created equal.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make inf...2023-03-1913 minLoans ElevatedEpisode 39: The Next PandemicSend us a textOn episode 39 of the Loans Elevated podcast, TJ & Broch want to share a little bit about a real estate joint venture which is a great option for buyers who need a little help when it comes to qualifying for a loan. During the second half of this episode, things get a bit scary when the two discuss what might be THE NEXT PANDEMIC.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing str...2023-03-1215 minLoans ElevatedEpisode 38: What You Should Know About Recent Loan Program ChangesSend us a textOn episode 38 of the Loans Elevated podcast, Broch & TJ are here to explain the newest updates to some of the most commonly used loan programs in the US. Some of these changes are going to be extremely beneficial for low-income buyers but at the cost of hurting more qualified homebuyers.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we bre...2023-03-0517 minLoans ElevatedEpisode 37: The Crystal Ball SaysSend us a textOn episode 37 of the Loans Elevated podcast, Broch is joined by surprise guest Ryan King to talk about their predictions for the housing market in the upcoming months. Is it really all doom and gloom like the media portrays?🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions....2023-02-2420 minLoans ElevatedEpisode 36: Marketing Tips for AgentsSend us a textOn episode 36 of the Loans Elevated podcast, Broch & TJ share some of their thoughts on marketing specifically for all the realtors out there. If you have been struggling with figuring out how to market to your clients, we have a few tricks up our sleeves that could help.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key...2023-02-1710 minLoans ElevatedEpisode 35: Time Blocking Your Schedule w/ Jessy KingSend us a textOn episode 35 of the Loans Elevated podcast, TJ is joined by Jessy King to talk about time blocking your schedule. They break down how you can apply this strategy to your daily routine in order to get the most value out of your time. This system has been used by the entire team at Loans Elevated for years and is one of their biggest secrets to success.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate tre...2023-02-1012 minLoans ElevatedEpisode 34: Realtors, This Ones For You!Send us a textThis one's for the Realtors! On today's episode of the Loans Elevated podcast Broch & TJ, sit down to talk about you. Whether you have personally worked with us as a lender or you are a first-time listener, we want to help you grow your business. 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help...2023-02-0309 minLoans ElevatedEpisode 33: When Are Mortgage Rates Going to Come Down?Send us a textOn episode 33 of the Loans Elevated podcast, TJ & Broch share their predictions for mortgage rates in the upcoming months. 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions. 💡 Have a topic you'd like us to cover? Send us a message on Instagram or Facebook @loansel...2023-01-2709 minLoans ElevatedEpisode 32: Utah’s Housing ForecastSend us a textOn episode 32 of the Loans Elevated podcast, Broch & TJ discuss the recent Salt Lake Board of Realtors Forecast. They break down the numbers for you to give you valuable information about what to expect from Utah's housing market in 2023. 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions. 2023-01-2016 minLoans ElevatedEpisode 31: Goal SettingSend us a textOn episode 31 of The Loans Elevated podcast, Broch & TJ talk about the tools they use every day to set and achieve their goals. Listen to find out more! 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions. 💡 Have a topic you'd like us to cover? Send...2022-12-1612 minLoans ElevatedEpisode 30: Meet the Team with Josh Haley!Send us a textOn episode 30 of The Loans Elevated podcast, Broch hosts alongside Josh Haley, the newest member of The Lassig Team! He shares his journey into the financing world & what brought him to our team. 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions. 💡 Have a topic...2022-12-0903 minLoans ElevatedEpisode 29: December 2022 | Market UpdateSend us a textOn episode 29 of The Loans Elevated podcast, the team discusses recent market data and shares their latest predictions of what to expect from the real estate markets in 2023! 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions. 💡 Have a topic you'd like us to cove...2022-12-0205 minLoans ElevatedEpisode 28: Why You Should Buy a Home Right Now!Send us a textOn episode 28 of The Loans Elevated podcast, Broch & TJ break down recent statistical data from The Salt Lake Board of Realtors. They discuss the current market and what strategies you should be using to buy a home right now.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions....2022-11-1810 minLoans ElevatedEpisode 27: Meet the Team with Ryan King!Send us a textOn episode 27 of The Loans Elevated podcast, TJ hosts alongside Ryan King, the newest member of The Lassig Team! Hear the story about how he ended up in real estate financing. The two also discuss upcoming industry news that could have a huge impact on mortgage rates. 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down...2022-11-0406 minLoans ElevatedEpisode 26: Using a Temporary Buydown Mortgage StrategySend us a textOn episode 26 of The Loans Elevated podcast, Broch & TJ dive into one of their favorite mortgage strategies in todays market, THE TEMPORARY BUYDOWN! The two discuss a scenario using the 3-2-1 buydown and how impactful it is on your monthly mortgage payment.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you mak...2022-10-2807 minLoans ElevatedEpisode 25: How the Fed Funds Rate Hike Affects YouSend us a textOn episode 25 of The Loans Elevated podcast, Broch & TJ explain how the Fed Funds Rate increase affects you. The two share some of their current strategies for borrowers to save money and set them up for financial success.🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions. 💡...2022-10-2109 minLoans ElevatedEpisode 24: Finding the Right Loan OfficerSend us a textOn episode 24 of The Loans Elevated podcast, Broch & TJ talk about why finding the right loan officer for your mortgage is crucial. Not only will they save their clients MONEY, but they will provide home buyers with a continuing resource for any future investments. The Loans Elevated team takes pride in “Creating clients for life.”Listen to find out more!🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether...2022-10-1424 minLoans ElevatedEpisode 23: Fearmongering in the MediaSend us a textOn this episode of The Loans Elevated Podcast, Broch & TJ are back to discuss how the media can negatively influence your home buying decisions. They talk about the current state of the market, how news outlets have been misleading homebuyers for years, and even expose a few real estate articles that are possibly just “click-bait”. Listen to find out more!🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first...2022-10-0716 minLoans ElevatedEpisode 22: The Mystery Behind CreditSend us a textOn this episode of The Loans Elevated Podcast, Broch and Tj discuss all you need to know about credit while debunking some common myths they come across when working with clients. Tj states that credit is a taboo topics that no one ever wants to talk about but explains that once you know what you’re doing it becomes a lot easier and stress-free. 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financ...2022-08-1917 minLoans ElevatedEpisode 21: When Will Mortgage Rates Fall?Send us a textOn this episode of The Loans Elevated Podcast, Broch speaks about Mortgage Rates and shares his thoughts on when mortgage rates will fall. Make sure to check out the YouTube video to see the graphs referenced in this episode. Broch explains how we have seen mortgage rates increase significantly over the past year and uses the graph to demonstrate why that has happened, to summarise, when inflation rates go up, mortgage rates go up. On the contrary, when inflation rates go down, mortgage rates also go down.🎙 Welcome to the 2022-08-0507 minLoans ElevatedEpisode 20: Pre Qualification vs Pre ApprovalSend us a textOn this episode of The Loans Elevated Podcast, Broch and Tj discuss Pre-Qualification VS Pre-Approval. Broch states how most home buyers think they are the same thing but they can actually drastically different outcomes when looking at properties. Broch and Tj take you through what pre-qualification means, what pre-approval means and how they differ. 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real...2022-07-2209 minLoans ElevatedEpisode 19: Increasing Your Purchase PowerSend us a textOn this episode of The Loans Elevated Podcast, Broch and Tj bring you an episode on one of their favourite topics to speak about with clients, increasing your purchase power. Broch reminds you that they are holistic mortgage planners not drive through mortgage planners and how they obsessed about this stuff so make sure you grab a pen and paper to really take down the key points of this episode as they are so valuable. 🎙 Welcome to the Loans Elevated Podcast! Your go-to sour...2022-07-1519 minLoans ElevatedEpisode 18: Non-Cash InvestingSend us a textOn this episode of The Loans Elevated, Broch is joined by new and confirmed co-host, TJ! This episode was created upon request from The Loans Elevated listeners and will provide information on Financing for real estate investors that aren’t loaded with a tonne of cash. Broch states that real estate investing can be so powerful even when you have a limited budget. Broch and TJ work to simplify what your options are when it comes to investing with a limited budget throughout this episode. 🎙 Welcome to the Loans...2022-07-0816 minLoans ElevatedEpisode 17: Downpayment AssistanceSend us a textOn this episode of The Loans Elevated Podcast, Broch summarises down payment assistance along with his strategies you can use to avoid the costs and some other programmes you may not have known about that offer the same benefits. Broch educates you on some of the alternative options you can use to avoid legitimate down payment assistant programmes because nothing is free and these programmes come with some sort of expense or negative attribute to it because it's beyond what regular loan programmes are designed for. 🎙 Welcome to the Lo...2022-06-2409 minLoans ElevatedEpisode 16: Don’t Pay Fee’s to Lower Your Mortgage PaymentSend us a textOn this episode of The Loans Elevated Podcast, Broch speaks about paying up front costs to lower your mortgage payment – and why you shouldn’t! Broch shares some examples of these upfront sunken costs or fees as being discount fees to lower your rate and upfront mortgage insurance to eliminate that out of your monthly mortgage payments. Broch explains why these aren’t the best thing for you in the long run. Broch states that statistics show that every US home owner changes their mortgage every three to seven years and every US home o...2022-06-1705 minLoans ElevatedEpisode 15: Cost of waitingSend us a textOn this episode of the Loans Elevated Podcast, Broch talks about the cost of waiting and just how costly it can be. Real estate should be viewed as a long term investment and it’s not something which the market can be timed on, despite rates being at a high right now. Broch runs us through his calculations which finds that a $600k purchase price, with 20% down would be $2650/month. Data from April 2022 suggests that anticipates Saltlake metropolitan area will appreciate by 15.8%, meaning the same $600k property $694,800, meaning you wou...2022-06-1007 minLoans ElevatedEpisode 14: A Lower Down Payment is BetterSend us a textOn this episode of The Loans Elevated Podcast, Broch speaks about why a lower down payment is better. Broch explains how a lot of clients are under the impression that if they save up a lot of money and put it all down on a house it will help them save money, pay off their home faster and think it’s the best place for their money – which is incorrect. Broch states that putting less money down and leveraging at a higher level can make a lot more sense over time. Broch reminds you...2022-06-0306 minLoans ElevatedEpisode 13: Mind of an Appraiser Part TwoSend us a textOn this episode of The Loans Elevated Podcast, Broch is joined by Landin Arnett for Part Two of The Mind of An Appraiser. Throughout this episode Landin simplifies the difference between an appraisal value and what you as a home owner thinks the value is. Broch and Landin discuss square footage adjustments and how there is a general dollar amount for above and below grade, but how this has changed in recent times. Landin states that as values go up the adjustments also need to go up in order to be able to...2022-05-2722 minLoans ElevatedEpisode 12: The Mind Of An Appraiser Part OneSend us a textOn this episode of The Loans Elevated Podcast, Broch is joined by Landin Arnett. For Part One of Inside the Mind of an Appraiser! Landin is an appraiser and real estate investor based in Utah. Landin shares how he has been appraising in Utah for six years now and is married to a very successful and high producing agent so he has a broad range of knowledge that he is excited to share with you today. 🎙 Welcome to the Loans Elevated Podcast! Your go-t...2022-05-2036 minLoans ElevatedEpisode 11: Does Down Payment Make a DifferenceSend us a textOn this episode of The Loans Elevated Podcast, Broch speaks about down payments and explains if they make a difference or not. This topic is truly at the root of what loans elevated is all about, creating wealth through real estate and understanding how to properly leverage. Broch states that there isn’t a perfectly linear answer to this question as every situation will have different circumstances and what’s right for one person may not be right for another. So should you put more money down? Broch states that generally, no, you shou...2022-05-1407 minLoans ElevatedEpisode 10: Home Refinancing MythsSend us a textOn this episode of The Loans Elevated Podcast, Broch shares the top three Home Financing myths he regularly hears. Broch explains why these are myths and shares his best advice on how you can start your roadmap to becoming a home owner now. Broch states that the sooner you can become a home owner the better. 🎙 Welcome to the Loans Elevated Podcast! Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real esta...2022-05-0604 minLoans ElevatedEpisode 09: Recession is LoomingSend us a textOn this episode of The Loans Elevated Podcast, Broch discusses if recession is looming. Broch states that economist can’t agree if recession is looming or not but what we are seeing blow up in the news is that 10 year treasury bonds and 2 year treasury bonds have inverted. This means that short term loans are now paying better returns than long term investments. Broch states that since the 60’s every time this has happened it has led to a recession within and around 12 months. Broch explains what this means for real estate, home pric...2022-04-2907 minLoans ElevatedEpisode 08: Adjustable Rate MortgageSend us a textOn this episode of The Loans Elevated Podcast, Broch discusses adjustable rate mortgages. Broch debunks some common misunderstandings about adjustable rate mortgages and shares how you can actually use them to strategically ensure that you’re not exposing yourself to more risk, despite them seeming more risky in the beginning, if you just plan for the future and set goals. Broch speaks about how a lot of people have a bad perception of adjustable rate mortgages because of what we seen during the mortgage meltdown. Broch reminds you that ARM loans look incredible di...2022-04-2206 minLoans ElevatedEpisode 07: Success Story Jacob GraffSend us a textOn this episode of The Loans Elevated Podcast, Broch is joined by his first guest Jacob Graff! Jacob is a long-term past client and current team member of Broch. Throughout this episode Jacob shares his success story from working with Broch and how Broch was able to completely elevate his life by being a great friend and holistic mortgage strategist. Jacob speaks about how until meeting and working with Broch, he had never met anyone who really cared about a customer from the beginning of transaction to the end of transaction a...2022-04-1511 minLoans ElevatedEpisode 06: House HackingSend us a textOn this episode of The Loans Elevated Podcast, Broch speaks about house hacking! Before sharing his best house hacking tips that will allow you to amplify your wealth through home owner ship and simple strategies, Broch encourages you to leave some feedback about the podcast! Broch encourages you to let him know on Instagram if you have found the content so far valuable. Broch’s first house hacking tip is for those who want to build a rental portfolio, the buy rent, buy rent strategy. Broch discusses the importance of primary residences and ho...2022-04-0810 minLoans ElevatedEpisode 05: Eliminating PMISend us a textOn this episode of the Loans Elevated Podcast Broch speaks about Eliminating PMI. Can you get rid of your mortgage insurance?... In some cases yes. Broch takes us through the possible options for doing this. Broch states that most of the FHA loans can be eliminated within 11 years but there are some exceptions. Broch speaks about how it used to make sense to re-finance in order to get rid of PMI but because of the rate rising environment we are living in right now, for most people re-financing is not the best option...2022-04-0109 minLoans ElevatedEpisode 04: Buying vs. RentingSend us a textOn this episode of The Loans Elevated Podcast, Broch debates if buying is more risky than renting. Broch designed this podcast with the aim of helping others create more wealth through home ownership by empowering others with information, addressing common myths and debunking anything that is holding people back from home ownership. A huge bonus to buying instead of renting is that you can generate wealth creation through home ownership! If you have been inspired by this episode to take action or want to understand what your options are reach out t...2022-03-2509 minLoans ElevatedEpisode 03: Fed Fund RatesSend us a textOn this episode of The Loans Elevated Podcast, Broch shares information about FEB funds rates and mortgage rates – and what they actually mean. Broch encourages you to seek advice and speak to a mortgage professional instead of listening to mainstream media and their emotion targeted headlines. Broch states that the media is guilty of instilling whatever is going to drive the most emotional reaction from people and it’s regularly done within the real estate world. Broch takes us through FEB rates and their relation to mortgage rates. In March 2020 FEB dropp...2022-03-1809 minLoans ElevatedEpisode 02: Why Interest Rates Don’t Always MatterSend us a textOn this episode of the Loans Elevated podcast, Broch brings us through why interest rates don’t always matter on a mortgage, and shares with us how sever clients refinanced and their interest rates went up. Broch talks about how one of his clients took a refinancing with a 1.25% higher interest rate than their current mortgage and a bump to $750/month repayments. But because their equity had increased and they combined their debts into their mortgage, they eliminated debts of $2800/month, freeing up $2050/month, which they reinvested into the mortgage, enabling the...2022-03-1105 minLoans ElevatedEpisode 01: Extended Rate LocksSend us a textOn this episode of the Loans Elevated Podcast, your host Broch takes you through extended rate locks and why you should pay attention to them.An extended rate lock is when you can lock in your mortgage rate for a specified amount of time, like 6 months or a year for example, which guards you against rates which continue to climb.Broch gives us an example of a 6 month rate lock, which costs you 1 point (1% of whatever your loan amount was). Last week, the market shifted after someone in the...2022-03-0408 minLoans ElevatedEpisode 00: Meet BrochSend us a text"I have a passion for helping people create wealth through home ownership."Get to know your host Broch Lassig. Broch has won countless awards within his mortgage company, and is currently in the top 1% of Loan Officers nationwide. But he wasn't always there. Here a little bit about his story of who Broch is and why he got into the mortgage industry.Our theme music is a selection of Eli Manning Skrazey Beats. This podcast was recorded, edited and published by Whitney Faith Media Marketing. For other Whitney Faith...2022-02-2603 min