Look for any podcast host, guest or anyone
Showing episodes and shows of

Dalene Higgins

Shows

Mature AllureMature AllureDalene Higgins – Mastering Retirement: Financial Freedom & Wealth After 40Season 5 Episode 26:What if retirement wasn’t just about slowing down but about stepping into the life you’ve always wanted? Whether you’re thinking about early retirement, shifting careers, or simply wanting financial security, it’s never too late to take control.In this episode, I sit down with Dalene Higgins, CEO of Elevate Finances LLC and host of the Wealthy After 40 podcast. As a financial coach specializing in helping Gen X women and couples navigate retirement with confidence, Dalene shares how she reti...2025-02-1132 minVibrant Soul Society - The ConversationsVibrant Soul Society - The ConversationsMastering Money Dalene Higgins on Finance and FreedomIn this episode of Vibrant Soul Society, The Conversations, hosted by Baba Sam, the Miracle Man, financial coach Dalene Higgins shares her insights on managing finances effectively. Dalene discusses her financial coaching experience and early retirement journey and provides valuable advice on overcoming financial fears and beliefs. She highlights the importance of organized finances, savings, and having a positive mindset towards money. Dalene also stresses the significance of educating oneself about money, budgeting effectively and making minor changes to achieve financial freedom. Listeners will learn practical steps to improve their money management skills and prepare for a prosperous retirement.2025-02-0425 minRich Life RevolutionRich Life RevolutionStart Thinking About Retiring By 50 with Dalene HigginsWhat would retiring by 50 look like for you? Whatever point you’re at in your career, if you’re a Rich Life Revolution follower, you’ve probably thought about retirement. If you’ve ever daydreamed about departing your occupation before age 65, this episode is for you! Dalene Higgins is a financial coach for Gen Xers. She’s also the first successful student of her process designed to help people retire at 50. Her story doesn’t involve an inheritance or lottery windfall. Rather, she relied on a clear budget—what we like to call a conscious spending plan around here—to...2024-12-1940 minThe Starting Story PodcastThe Starting Story PodcastRetirement at 50: Dalene Higgins on Building a Financial Coaching Business and Living Your Values Join Krishna as he interviews Dalene Higgins, a financial coach who turned early retirement into a thriving business. Learn how she helps retirees with tools like the Financial Freedom Accelerator and shares marketing and business insights gained from her entrepreneurial journey. Dalene offers practical financial advice, from improving cash flow to aligning spending with personal values, and reveals strategies for adapting content across platforms. Whether you're an aspiring entrepreneur or planning for retirement, this episode is packed with actionable tips and inspiration. Dalene's website: www.elevatefinances.us Instagram / Facebook 2024-12-091h 02The Debt Free Dad PodcastThe Debt Free Dad Podcast296. Creating Your Dream Retirement with Dalene HigginsTo learn how to take the stress out of your finances so you can breathe again.   Click HereIn this episode of the Debt Free Dad podcast, host Brad Nelson dives into the essentials of building a secure retirement plan with financial and retirement lifestyle coach Dalene Higgins. Dalene shares her journey from a government worker to a financial coach, focusing on the essential steps and strategies necessary for a confident retirement. Key topics include managing debt, balancing savings, creating a retirement vision, and understanding retirement plans such as 401ks and IRAs. Dalene also addresses co...2024-12-0327 minThe Vixen Voice: Empowering Ambitious Gen X Women Entrepreneurs to Embrace Their Femininity and Unlock Their Full PotentialThe Vixen Voice: Empowering Ambitious Gen X Women Entrepreneurs to Embrace Their Femininity and Unlock Their Full Potential137: Women, Wealth, and Breaking Money Myths: Taking Control of Your Financial Future with Dalene Higgins and Pam Greb Money—it’s something we all need, yet so many of us feel uneasy talking about it. Whether you’re managing personal finances, navigating retirement planning, or scaling a business, understanding your money is the key to unlocking freedom and peace of mind. But where do you start when the topic feels overwhelming or even intimidating? In this empowering episode of The Vixen Voice, we dive into the world of women and finances with two incredible guests: Pam Greb, a recovering engineer turned Fractional CFO, and Dalene Higgins, a financial coach and the host o...2024-11-2849 minMONEY MATTERS with Christopher HensleyMONEY MATTERS with Christopher HensleyMoney Matters Episode 320- Gen X Guide to Early Retirement W/ Dalene HigginsIn this episode of the Money Matters Podcast, we sit down with Dalene Higgins, founder of Elevate Finances and host of the Wealthy After 40 podcast, to explore her journey to financial independence and early retirement at age 50.  Dalene shares actionable insights on budgeting, debt management, and overcoming financial hurdles, especially for Gen Xers and women over 40. Discover how Dalene's unique strategies and coaching can help you achieve financial freedom and stability. Tune in to learn practical tips for preparing for retirement, creating successful money routines, and managing finances post-divorce. Don't miss out on Dalene's advice to elevate y...2024-08-2954 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 68 How My Client Learned to Spend More On HerselfSubmit your questions here!In this episode I interview my client Angela, who shares her transformative experience in my signature coaching program. Angela discusses her initial struggles with budgeting, the steps she took to overcome her financial challenges, and the positive impact of coaching had on her financial habits and lifestyle. 01:26 Interview Begins01:38 Angela's Struggles Before Coaching03:10 Realizing the Need for Help08:24 Biggest Takeaways10:58 Final Thoughts and TestimonialsMentioned in Episode:Schedule your 90-Minute Money Intensive Today! L...2024-08-0617 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 67 Why Avoiding Budgets Can Lead to Missing OutSubmit your questions here!In this episode, I talk about the common misconception that budgeting is too restrictive. As I dive into this topic as so many times I have and others have, I share with you the true result my client was getting from not budgeting. Featuring insights from client experiences, I emphasize the significance of aligning your budget with personal values and desires. By exploring spending habits through tailored exercises, listeners are encouraged to shift their perspective on money management. 00:23 Balancing Fun and Financial Responsibility03:08 Overcoming Budgeting Myths2024-07-3018 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 66 Why Budgeting Isn’t Enough And What You're Leaving OutSubmit your questions here!In this episode, I discuss the common frustrations of budgeting and why so many individuals who are budgeting are not seeing success. While budgets are essential for outlining expenses and needs, they are not the action-oriented piece that drives financial progress. Listen to the episode to understand a budget’s purpose and what action pieces need to be implemented to see success on your money journey. 00:00 Is Your Budget Failing You?01:47 The Role of a Budget in Financial Planning04:28 The Missing Pieces05:48 Ada...2024-07-2319 minSip and Soul PodcastSip and Soul PodcastDalene HigginsDalene Higgins is a Financial Coach for GenXers and host of the Wealthy After 40 podcast. Being brave in her career and personal budgeting, she was able to retire at the age of 50. Now she’s on a mission to help Gen Xers ditch debt, save for retirement, and make dreams a reality.Even though most Gen Xers feel unprepared for retirement, Dalene believes that it’s never too late to start. Because when you get your head out of the sand and get to know your numbers, you’ll realize your financial freedom is closer than you think...2024-07-2224 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 65 Navigating Financial Education for Children with Elizabeth RosenbergSubmit your questions here!In this episode of the Wealthy After 40 podcast, I welcome Financial Coach, Elizabeth Rosenberg. Elizabeth is a former corporate finance professional and today she discusses her mission to empower parents to raise financially savvy children through her initiative 'Grow My Piggy'. She shares her experiences and offers practical advice on instilling positive money habits and mindsets in kids. 00:04 Meet Elizabeth Rosenberg: Financial Coach and Entrepreneur00:13 Elizabeth's Journey: From Corporate Finance to Financial Education01:25 The Importance of Early Financial Education02:44 Practical Financial Lessons f...2024-07-1630 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 64 Should You Automate Your Finances? Pros and Cons ExplainedSubmit your questions here!In this episode, I explore the pros and cons of automating your finances. I cover key areas like savings, investments, and debt repayment. I also share how to set yourself up for success by having a solid plan before automating.00:00 Introduction: Is Automation the Answer for Better Finances?00:27 Personal Story: My Cash Envelope System01:52 Creating Your Own Financial System02:30 Benefits of Financial Automation04:21 Addressing Common Concerns and Misconceptions2024-07-0915 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 63 Why You Feel Broke and How to Manage Your Cash Flow EffectivelySubmit your questions here!If you constantly feel short on cash, tune in to this episode to uncover whether it's more a matter of perception than reality. I'll guide you through identifying if your financial stress is driven by feelings or facts and provide actionable steps to address either situation.00:00 Introduction: Do You Truly Lack Money?00:27 Client Stories: Perception vs. Reality01:56 Emotional Impact on Financial Decisions02:27 Identifying the Real Issue: Money Management04:36 Creating...2024-07-0214 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 62 Mastering the Financial Aspects of Divorce with Lisa ZeidermanSubmit your questions here!In this episode of the Wealthy After 40 podcast, I interview Lisa Ziderman, a matrimonial attorney and certified divorce financial analyst based in New York. Lisa discusses the critical steps to prepare for a financially successful divorce, emphasizing the importance of gathering financial documentation, choosing the right attorney, and assembling a professional team. She also covers key financial documents, the significance of the Statement of Net Worth, discovery, depositions, and what to expect during litigation. Lisa provides practical advice and resources, including access to a free financial helpline for women vi...2024-06-2527 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 61 Strategies For Making Major PurchasesSubmit your questions here!In this episode, I share a personal financial journey on navigating the process of making a large purchase—in this case, buying a new home. Using that story as an example, I provide key advice including defining your purchase criteria, understanding your financial situation, avoiding desperation, and being aware of market conditions. 00:00 Introduction to Navigating Large Purchases00:14 Defining a Large Purchase01:07 Personal Story: Moving Closer to Family02:23 Setting Criteria for the New Home03:49 The Search Begins: Online and Phys...2024-06-1820 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 60 5 Steps to Becoming Your Own Financial AdvisorSubmit your questions here!In this episode, I share advice and tips to becoming your own financial advisor. Key points include understanding your finances, setting clear financial goals, and managing debt. While financial advisors play a valuable role, individuals will understand their money best. Specific steps are shared, such as educating oneself on specific financial topics, setting and detailing financial goals, managing debt responsibly, investing wisely, planning for retirement, and regularly reviewing and adjusting financial plans. 00:00 Introduction and Purpose00:41 Client Success Story01:17 Understanding Your Mon...2024-06-1124 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen Xers59 | 4 Simple Steps to Help You Save MoneySubmit your questions here!Your savings plan just got simpler. Learn how to ditch the stress and start saving smarter today!Are you ready to save money for retirement or just want to feel more in control of your financial future? In this final episode of our savings series, I’m walking you through 4 simple, no-fluff steps to help you create a personalized savings plan that actually works, without giving up everything you love.Inside this episode, we’ll talk about:How to make sure you have enough to cover the basics befo...2024-06-0419 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 58 Should You Pay for Your Kid's College? College Planning and Financial Strategies with Steve MullenSubmit your questions here!In this episode, we welcome public relations professional and podcaster Steve Mullen. Steve shares insights from his podcast 'Caregiving Gen X Style,' which he co-hosts with his wife, and also discusses his family's approach to financing their children's college education. The episode emphasizes the importance of budgeting, financial planning, and teaching children money management skills for a secure financial future.00:00 Introduction to Special Guest Steve Mullen00:17 Steve Mullen Shares Insights on Caregiving and His Podcast01:40 A Glimpse into Assisted Living: Wine Down Wednesday Story2024-05-2826 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 57 Mastering Retirement Savings Strategies for Solopreneurs with Financial Expert Sean MullaneySubmit your questions here!This episode of the Wealthy after 40 podcast features financial planner Sean Mullaney, President of Mullaney Financial and Tax, discussing the benefits of a Solo 401k for solopreneurs looking to save for retirement. Sean, also known for his FITaxGuy blog, shares his expertise on how self-employed individuals can effectively plan their retirement savings without the traditional employer-sponsored 401k options. The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Dalene and the Wealthy After Forty podcast do not endorse Sean Mullaney...2024-05-2121 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen Xers56 | Feel Behind on Retirement Savings? Here’s Your Comeback PlanSubmit your questions here!Practical steps, real talk, and renewed hope. Let’s get your retirement savings back on track.If you’re feeling behind on saving for retirement, you’re not alone and you’re not out of time. In this episode, I break down exactly how to define your retirement savings gap and give you five clear, doable strategies to catch up with confidence.You’ll learn:How to calculate your unique retirement gap (and why it matters)5 powerful strategies to close that gap and regain momentumWhy bu...2024-05-1423 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 55 Learn to Maximize Your Health Savings Account with Expert Guest Rizek HousariSubmit your questions here!This episode features Rizek Housari, a Wealth Advisor, Certified Financial Planner, and CPA, discussing the benefits and strategies of using Health Savings Accounts (HSAs). The episode emphasizes the HSA's role not just for immediate medical expenses but as a critical part of a comprehensive financial and retirement strategy.In the interview Rizek covers: HSA as a powerful tool for tax savingEligibility criteria for HSAs Contribution limitsImportance of keeping receipts Strategic use of HSAs for retirement planning Common pitfalls to avoid when using an HSAConnect with Guest Expert, Rizek Hous...2024-05-0726 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 54 How to Select the Best Performing Savings Account for Your Financial GoalsSubmit your questions here!Today, we're diving into the world of savings accounts and uncovering the best options to match your financial aspirations.In this episode, I cover the following topics: Various savings account options and how to choose which aligns best with your goalsUnderstanding the importance of defining your goals and prioritizing them to create an effective savings strategyOther key factors to consider when choosing a savings account, include interest rates, fees, accessibility, and terms and conditionsAdvice to begin taking action today and what next steps to takeL...2024-04-3020 minSearch & ReplaceSearch & ReplaceDalene HigginsWhat would you do if you didn’t have to worry about money for retirement? Meet Dalene Higgins, a former government employee who turned her meticulous budgeting into a retirement plan so successful, it enabled her to retire early and pursue a new passion as a financial coach. Dalene shares her journey of transforming her relationship with money and mastering the art of living well—both before and after retirement. Tune in to Search and Replace and discover how you can also craft a life that transcends the typical financial worries and truly enjoy your golden years. To view...2024-04-2407 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 53 How To Create a Savings Plan With Purpose and DefinitionSubmit your questions here!This episode will help you create a successful foundation for your personal savings plan. Learn how to focus on your why and how to determine specific purposes to help you define the need for savings Hear relatable stories illustrating the impact of not saving and how it perpetuates financial strugglesExplore common myths about saving and why they can hinder your financial progressDiscover the multifaceted benefits of saving beyond just accumulation, including financial security and goal attainmentLearn actionable steps to identify and address personal obstacles to saving, paving the way for financial empowerment2024-04-2317 minLeading the Way: Entrepreneurship UnveiledLeading the Way: Entrepreneurship UnveiledMASTERING CONSUMER DEBT (A Practical Guide for Financial Success) with Dalene HigginsHost: Ash Allen Guest: Dalene Higgins, Financial Coach and Host of "Wealthy After 40" *Introduction:* - Ash Allen welcomes Dalene Higgins to the show, focusing on the topic of personal debt. - Dalene's expertise lies in guiding Gen X individuals towards financial freedom and wealth accumulation. *Understanding Personal Debt:* - Definition and types of debt discussed, including consumer debt and secured debt. - Emphasis on understanding the purpose behind taking on debt and the difference between secured and unsecured debts. - Importance of considering the long-term implications of debt, especially in uncertain financial situations. *Advantages...2024-04-2129 minI Made A PodcastI Made A PodcastWealthy After 40 - Dalene HigginsDalene Higgins is the host of Wealthy After 40 podcast. She is also the founder of Elevate Finances & Money Coach for GenXers. In this episode we spoke about how you uses her podcast inline with her business to find new clients to work with and share her insight on money management for Gen Xers. You can connect with Dalene using these links below. Wealthy After 40 podcast https://podcasts.apple.com/us/podcast/wealthy-after-40-personal-finance-financial-freedom/id1680973220 Instagram https://www.instagram.com/elevate_finances/ Facebook Group https://www.facebook.com/groups/allthingspersonalfinance Web...2024-04-1732 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp. 52 Navigating the Journey with Aging Parents as a Caregiver with Richard HirschSubmit your questions here!Navigating the Journey with Aging Parents as a Caregiver with Richard HirschGuest Richard Hirsch has been involved in the medical alert system industry for approx. five  years currently the Chief Marketing Officer of UnaliWear. They are the makers of the most innovative medical alert system in the industry. Rich also has a 94-year-old mother living fiercely independent.  He shares his expertise with us today and answers the following questions: Tips for aging in place successfullyCan you help us make sense of the medical ale...2024-04-1640 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 51 Your Successful Retirement Can Be Found Beyond the Numbers With Craig ColvettSubmit your questions here!Craig Colvett, co-founder of Coach360, is a life and leadership coach from Denver, Colorado. He focuses on helping people effectuate change to better themselves whether that is in their career, personal relationships, mental health, time management, or transition periods. Through his two decades of experience in the financial sector, Craig has established a reputation for helping people with all of the non-financial elements of retirement including finding their purpose, improving their mental health, and making sure they have a plan for social interaction.C...2024-04-0926 minThe Financial Quarterback®: Your Game Plan to Protect Your Money and Retirement for Business and InvestingThe Financial Quarterback®: Your Game Plan to Protect Your Money and Retirement for Business and InvestingCrushing Debt & Retiring Early w/ Dalene HigginsIn this episode, Josh sits down with Dalene Higgins, a financial coach for Gen Xers and the host of the Wealth After 40 podcast. With a background in accounting and 32 years of experience in law enforcement, Dalene retired at the age of 50 and now helps others in their financial journey. She is passionate about helping Gen Xers ditch debt, save for retirement, and make their dreams a reality. Josh and Dalene uncover a range of topics, including the challenges and strategies specific to Gen Xers in financial planning, such as the debt snowball and avalanche methods for debt...2024-04-0854 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 50 Reflection and Five Bite-Sized Strategies for Financial Empowerment TodaySubmit your questions here!We’re celebrating 50 episodes!! And top 10% of all podcasts globally!I chose the number 5 in celebration of today’s episode.5 things I wish my younger self knew and the beginning of my finance journey AND 5 pieces of advice for listeners to take action with todayGIVEAWAY:I am giving away one spot to my 4-month signature program, the Financial Freedom Accelerator to celebrate 50 episodes. There are two ways to...2024-04-0225 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 49 How to Navigate Life's Financial Maze with Literacy KnowledgeSubmit your questions here!Today’s episode is all about Financial Literacy!Financial literacy is the combined knowledge and skills required to make responsible and informed financial decisions that contribute to a sense of financial security and well-being. Knowledge of financial concepts like saving, investing, spending and borrowing is the foundation of financial literacy.I will be exploring the following topics and how they impact us financially: Employer Benefits Taxes Credit Scores and Reporting Retirement Insurance Planning...2024-03-2623 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 48 Co-Investing in Real Estate for Passive Income With Frank B. HannaSubmit your questions here!Real estate investment, particularly in passive income options, offers a pathway to financial freedom for individuals of various backgrounds and stages in life. By leveraging strategic partnerships and innovative platforms, investors can access high-end real estate opportunities while minimizing risks and maximizing returns.Benefits of Passive Income1031 Exchange StrategyRetirement PlanningDiversification and GoalsLong-Term Financial FreedomConnect with Frank:https://www.revxwealth.com/Let’s Connect!Do you have questions about this episode? Topics you want to discuss fu...2024-03-1924 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 47 - 8 Reasons You're Struggling with BudgetingSubmit your questions here!In today’s episode, I share and discuss 8 common struggles and hurdles people face when learning and trying to move forward with budgeting.Eight (8) Common Struggles:Lacking goals and directionTracking tool or methodNo element of funNot spending enough timeNot being flexibleNot being realisticNot including partner/spouseNo accountability Ready to Get Clear on Your Retirement Path? Book your free Confidence Kickstart Call and in just 30 minutes, you’ll know what’s standing between you and retirement, and how to ove...2024-03-1220 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 46 How to Increase Financial Stability for a Solid Financial FoundationSubmit your questions here!In today’s episode, I dive deeper into Financial Stability and how to create and build that foundation.Specifically we’ll focus on:How to avoid being financial fragileA different look at savingsHow to create “emergency fund” savingsPreparing for a solid financial future Ready to Get Clear on Your Retirement Path? Book your free Confidence Kickstart Call and in just 30 minutes, you’ll know what’s standing between you and retirement, and how to overcome it. 👉 Click he...2024-03-0521 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 45 How Understanding Financial Freedom Levels Can Accelerate Your Financial JourneySubmit your questions here!In today’s episode, I talk about Grant Sabatier’s Financial Freedom LevelsSpecifically we’ll focus on:The 7 Levels of Financial FreedomDefinition of Each LevelAction Steps to Move to the Next LevelDetermining What Financial Freedom Means To YouIf you’re a reader or audiobook listener, grab the book Financial Freedom A Proven Path to All the Money You Will Ever Need by Grant Sabatier. I wish I would have had it earlier on my journey. Ready to Get Clear on Your Retireme...2024-02-2722 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 44 Caregiving Chronicles: Stories of Financial and Physical CareSubmit your questions here!Caregiving Chronicles: Stories of Financial and Physical CareIn today’s episode, we talk with guest Danielle Muira, who recently found herself in a primary caregiving role. Listen to her story as she shares the rewards, effects, and advice she is now giving being on the flip side of this caregiving journey.To connect with Danielle follow these links:https://twitter.com/Daniellemiulahttps://www.linkedin.com/in/danielle-miura/https://spark-fin.com/ Ready to Ge...2024-02-2029 minPockets of KnowledgePockets of Knowledge#72. Crafting Your Financial Vision: The Art of Budgeting for a Prosperous Future with Dalene HigginsWelcome to another fantastic episode of Pockets of Knowledge! In this enlightening discussion, we're joined by Dalene Higgins, a seasoned financial expert, to explore the art of crafting your future financial vision and setting empowering goals. Dalene begins by unraveling the significance of creating a clear and compelling financial vision for the future. She delves into why this step is paramount in achieving long-term financial success and shares insights on aligning personal values with financial goals. She guides us through practical strategies for setting effective and achievable financial goals, focusing on budgeting and personal finance...2024-02-1431 min10,000 Foot View10,000 Foot ViewPractical Steps To Ditch Debt, Improve Your Money Mindset, and Master Your Finances w/ Dalene Higgins - Part 2Send us a textDalene Higgins is a Financial Coach for GenXers and host of the Wealthy After 40 podcast. Being brave in her career and personal budgeting, she was able to retire at the age of 50. Now she’s on a mission to help Gen Xers ditch debt, save for retirement, and make dreams a reality.Tools And Resources:1)Financial Clarity Check Up, A free personal money assessment: https://elevatefinancesllc.myflodesk.com/financialclarity2) Financial Freedom Launch https://elevatefinances220230.hbportal.co/public/65567549dbe2740024ce67032024-02-1324 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 43 Why Understanding Debt is Important to Your Financial JourneySubmit your questions here!In today’s episode there are two questions we will be discussing and answering for you today. What is debt and what is debt management? Specifically we’ll focus on:Tips to manage your debtYou choose that the payment will workHow much debt to take onWhat types of debtWhat “things” are you willing to purchase with creditWe’ll also talk about a few life challenges we may have to deal with if we are too complacent about debt....2024-02-1320 min10,000 Foot View10,000 Foot ViewMoney Hacks To Take Control Of Your Finances, Stop Worrying, and Start Living with Dalene Higgins - Part 1Send us a textDalene Higgins is a Financial Coach for GenXers and host of the Wealthy After 40 podcast. Being brave in her career and personal budgeting, she was able to retire at the age of 50. Now she’s on a mission to help Gen Xers ditch debt, save for retirement, and make dreams a reality.Tools And Resources:1)Financial Clarity Check Up, A free personal money assessment: https://elevatefinancesllc.myflodesk.com/financialclarity2) Financial Freedom Launch https://elevatefinances220230.hbportal.co/public/65567549dbe2740024ce67032024-02-0622 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 42 Debunking Debt Myths For Financial FreedomSubmit your questions here!In today’s episode we will be debunking myths and beliefs you may have about debt. The three for today’s podcast are: All debt is bad Debt should be avoided at all costsDebt is forever. If you are on a journey to pay off debt and handle debt, it’s important that you create your own rules around debt. Ready to Get Clear on Your Retirement Path? Book your free Confidence Kickstart Call and in just 30 minutes...2024-02-0616 minThe Behind The Shades Show : Marriage, Mental Health, And Trauma RecoveryThe Behind The Shades Show : Marriage, Mental Health, And Trauma RecoveryHow To Master The Art Of Saving: Your Wealth Matters | Dalene Higgins Full Interview |Dalene joins us to speak about protecting your finances and helping people budget effectively. She shares her personal journey with money and how it led her to want to prepare a life after retirement. Dalene helps her client understand their finances and set up a plan to achieve financial happiness. We both speak about the different steps to saving money and managing debt. Retirement is plan that many don't have an idea to manage and Dalene helps to shed a light on this. Remember to share and follow to keep up-to-date with all episodes. #selfimprovement #relationships #dating #behindtheshades Visit...2024-01-3034 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 41 Change Your Mindset Around Debt to Find Freedom From DebtSubmit your questions here!Today’s episode is about looking at debt differently. Most of the time we are stuck looking at it and just want to get rid of it. This may be doing more harm than good. Have you ever heard the statement, “can’t see the forest for the trees?” Specifically in this episode, we’ll cover:How to stop letting debt keep us financially stuck What is a debt driver?How to view the true problem with our debtListen to episode 5 to answer the q...2024-01-3015 minThe MindFit MethodThe MindFit MethodE96: DOLLARS AND SENSE: Working Out Your Financial Fitness with Dalene HigginsMoney. It's probably one of the top three things in life that many people desire. But for being so desired money, isn't something that most people are comfortable talking about. That reason alone is why so many people struggle when it comes to financial planning and developing a path to financial security. Today, we're going to throw those fears aside and dive directly into the world of dollars and sense with today's guest, Dalene Higgins. Dailene is a financial coach for Gen X-ers and host of the Wealthy After 40 podcast. Being brave and her...2024-01-2541 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 40 Soul Based Financial Planning with Dee Dee BazeSubmit your questions here!Today’s episode is with a wonderful guest from math teacher to financial advisor to enrolled tax agent. Listen to her amazing story and how she supports women in all financial situations. Soul Based PlanningSaving for retirement “late” to the gameTaxes in retirement and things we should knowDee Dee Baze and Alphemita Financial ServicesConnect with her on socials:LinkedInFacebook Ready to Get Clear on Your Re...2024-01-2325 minThat Independent Streak.... with Wendy CampbellThat Independent Streak.... with Wendy CampbellE401 | Am I saving enough for a GenX retirement? | Dalene Higgins | Host of "Wealthy over 40" Podcast🔥🎙️ Welcome to "That Independent Streak" with your no-nonsense host, Wendy Campbell! This week, we're diving deep with the phenomenal Dalene Higgins. Tune in as we shatter the mold for of financial planning for GenX women everywhere. 🚀🌟 In this episode: Dalene, a trailblazer in finance coachingjoins Wendy to dish out some serious wisdom on how to make sure you have enoughmoney for life after your career. Get ready for a rollercoaster of insights, thoughtfuldiscussions, and those "aha" moments...2024-01-1957 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 39 Embracing Your Financial Journey with a Growth MindsetSubmit your questions here!Today’s episode is about helping our minds have a fresh start. Gaining clarity with numbers and vision will need our minds in the right space. Learn how to make that mindset shift from negative to positive as you head toward your financial vision.Discover what negative thoughts may be holding us backHow to restate those thoughts and commit to change Why a money routine is essentialSteps to take for a mindset journey  Ready to Get Clear on Your Retirement Path? Book...2024-01-1620 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 38 Crafting Your Future Financial Vision With Clarity - A Client Case StudySubmit your questions here!During this episode, we’ll talk about creating a vision for your future. This future will more than likely be dependent on money. We dive in deeper to setting goals to get to the dream, your financial future, and the action steps for momentum and success. I also share a client story to demonstrate the application of each step. (Part 2 of 3)Topics discussed:Where to start with your financial futureWhat are goals and how do they helpCreating specificity within those goals for action ...2024-01-0913 minLet\'s Work On ThisLet's Work On This2. Embracing Transformation: A Journey to Connection and Financial Independence with Dalene HigginsIn this compelling episode, Dalene candidly shares her transformative journey towards financial independence. The episode culminates in a reflective exploration of Dalene's 15-year journey towards financial independence, ignited by a pivotal decision following a significant pay cut. Key Takeaways: Embrace change as a catalyst for personal growth and evolution. Prioritize genuine connections in both personal and professional endeavors. Navigate and find strength in times of personal grief and challenges. Stay financially resilient amid changing market dynamics and uncertainties. Explore the transformative power of pivotal decisions in shaping...2024-01-081h 22Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 37 Gaining Financial Clarity - Reflection for a Successful Year AheadSubmit your questions here!Gaining Financial Clarity - Reflection for a Successful Year AheadMany of my clients need help with where even to start getting ahead with their money. Today’s episode is part 1 of 3, to help you find clarity with your finances and action steps to get moving forward. Be encouraged and guided to look at your expenses through a different lens or filter and where can you double down on successes?What is discussed on this episode:Reflecting on last year’s money even...2024-01-0221 minWhat Are You Made Of?What Are You Made Of?Forty, Free, and Fabulous: Dalene Higgins' Guide to Gen X Financial FreedomIn this compelling episode of The What Are You Made Of, host Mike C-Roc welcomes Dalene Higgins, a financial coach for Gen Xers and the host of the Wealthy After 40 Podcast. Dalene shares her inspiring journey of retiring early at the age of 50 and how it fueled her passion for helping others achieve financial freedom. Despite her youthful appearance, Dalene's wisdom and experience shine through as she discusses her mission to assist Gen Xers in overcoming financial challenges, ditching debt, saving for retirement, and living life on their terms. ...2023-12-0625 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 36 The Unseen Links Between Money and Life with Amy KempSubmit your questions here!Amy is a strategic coach, and a part-time network marketer, and five years ago, she opened the doors to a new corporation called Amy Kemp, Inc. In this growing business, Amy uses the Habit Finder assessment tool in small group and one-on-one engagements to help leaders understand how deeply thought habits impact every part of their lives. Amy is releasing her new book I See You: A Guide for Women to Make More, Have More, and Be More – Without More Work due out in February 2024. Topics disc...2023-11-2822 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 35 Savings Strategies: How to Build an Emergency Fund on a Tight BudgetSubmit your questions here!Saving strategies to help you build an emergency fund on a tight budgetListen to today’s episode to find strategies and motivation to begin your journey with saving money in an emergency fund. Knowing how an emergency fund can support your money journey is important to being successful and growing not only that emergency fund, but future wealth.What is an emergency fund? How does it help your finances?Importance of an emergency fund 4 Specific savings strategies2023-11-2122 minDIOTALK PodcastDIOTALK PodcastDIOTALK Podcast Episode #141 with Financial Coach Dalene Higgins.Dalene Higgins is a Financial Coach helping others elevate financially by assisting them with their finance. Dalene's podcast, Wealthy after 40, focuses on helping Gen Xers with money matters like debt reduction and retirement savings. More Info: - Website: https://www.elevatefinances.us/ - Podcast: https://pod.link/1680973220 - Follow on Instagram: https://www.instagram.com/elevate_finances/ - Link tree: https://linktr.ee/dalenehiggins 2023-11-201h 02Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 34 Saved Enough for Retirement? Tips If You Started Late With Faron DaugsSubmit your questions here!Faron Daugs is a Certified Financial Planner™ and wealth advisor with more than 30 years of experience. As the founder and CEO of Harrison Wallace Financial Group, he serves as a go-to source and trusted advisor for his clients across the country. Based in Libertyville, Illinois, Harrison Wallace Financial Group provides comprehensive wealth management services and a consultative approach to help entrepreneurs, executives, self-made millionaires, and generations of families meet their financial goals. Listen in as we discuss:How to start your planning nowWhat to do if you’re co...2023-11-1424 minRadiant Mom RisingRadiant Mom RisingEpisode 4: Financial Freedom: Small Steps to Big Savings and a Brighter Future with Dalene HigginsSend us a textWelcome to Radiant Mom Rising Podcast Episode 4: Financial Freedom: Small Steps to Big Savings and a Brighter Future with Dalene Higgins. In this insightful episode, we dive deep into the world of money and explore how we can prepare for a brighter future while still enjoying the present.Join us as we engage in a thought-provoking conversation with a Financial Coach for GenXers and host of the Wealthy After 40 podcast Dalene Higgins, who shares practical tips and strategies for achieving financial freedom. We discuss the importance of cultivating...2023-11-1335 minBright BrainzBright BrainzEp. #16: How To Retire Early With Dalene HigginsToday Isaac welcomes to the show Dalene Higgins who retired at 50. In this episode she explains how she did it.  Dalene Higgins can be found @ www.elevatefinances.us and on instagram @ elevate_finances Intro and outro music made by Cassidine productions https://youtube.com/channel/UCPFmkKF_Kj1qebtArO3azLw?si=F2t7u1mY6jVm04SE Do you have a story to tell? Are you an expert in a particular field? Concerned about a particular issue? Then come on Bright Brainz and talk about it. Email me at BrightBrainzpod@gmail.com for more i...2023-11-1336 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 33 The 5 Budgeting Phases from Shock to Second NatureSubmit your questions here!Listen to today’s episode to dig deeper into the budgeting process. Most of the time it’s more than creating and tracking. I discovered that my entire budgeting journey was reflected in phases. With each phase, I was able to learn more and progress. Learning this information now, you’ll have a step up to conquering your fighting issues with budgeting.NewDiscoveryBuildingRefiningStabilityEach phase is discussed and the obstacles laid out within each phase. I wish I would have known this before I started budgeting. Read...2023-11-0722 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 32 Learn to Fight Budget Fatigue: 6 Tips to Stay Inspired on Your JourneySubmit your questions here!The money journey is long, but it doesn’t have to be hard. The beginning will be definitely a learning challenge, but once you’ve figured out the pieces and have them running smoothly, it should be easy.Listen in as I share 6 tips to help you stay motivated when the going gets tough!!RealisticChange it UpCelebrateAccountabilityYour WhyDecision fatigueLook for the well-oiled machine that you need while on your journey to financial independence! Ready to Get Clear on Your Retirement Path? 2023-10-3119 minPersonal Finance CatPersonal Finance CatEpisode 37 - What Are You Retiring To? Interview with Dalene Higgins✔️Summary: In this interview, Dalene Higgins, the founder of Elevate Finances, discusses her journey from a city job with a pension plan to early retirement and her transition into the world of financial coaching. Dalene shares her motivation for early retirement and the importance of financial planning, especially for Gen Xers.She talks about the challenges she faced during her working years and the need for disciplined financial management. Dalene emphasizes the importance of having a clear budget and long-term financial planning. The interview delves into the uniq...2023-10-2843 minMF UncensoredMF UncensoredFinding Financial Freedom with Dalene HigginsHello everyone! We are back and this week we sat down with financial coach, Dalene Higgins! Listen along as we talk budgeting, finding financial freedom, the taboo nature of discussing finances and much more! A big thanks to Dalene for sitting down with us and we will see you next episode. 2023-10-2535 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 31 Shifting Mindset from Scarcity to Abundance With Money, One Woman's StorySubmit your questions here!Iva is a certified Chrisitian life and Neuro coach. I help ambitious, faith-filled women master their mindset so that they can build thriving profitable businesses. This is powerful transformative work that gets to the root of what is holding many entrepreneurs back from building the successful business that they dream of. In 2019 I decided to pivot and begin coaching other business owners and absolutely love what I get to do! A couple of interesting facts about me: I was...2023-10-2421 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 30 Savings the #1 Habit to Financial SecuritySubmit your questions here!Savings the #1 Habit to Financial SecurityToday’s episode is all about the power of saving money. By learning how to become a saver, we are able to get rid of debt and grow our wealth. I not only share eight (8) ways savings can help us manage our money but also share strategies and tips for saving money and how to overcome the obstacles you might face. Listen in as I share my thoughts on saving:Savings as a money management habitStrategies and tip...2023-10-1719 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 29 Mastering the Art of Salary Negotiation: A Gen X Woman's GuideSubmit your questions here!Meera is a passionate advocate for women's empowerment and career success. She thrived as a Media Professional, honing her skills in the fast-paced world of media and communications. Despite this, she felt called to embark on a transformative journey of mentoring and coaching women.With her unwavering commitment to empowering women, she has positively impacted the lives of hundreds of ambitious professionals. Through coaching and mentoring, she equips women with the tools and strategies to navigate salary negotiations, enabling them to secure the raises they truly deserve.2023-10-1322 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 17 3 Pillars of Wealth: Your Path to Financial Independence Starts HereSubmit your questions here!Three pillars of wealth are: Saving, Spending, and Investing. We’ll discuss each and give ideas on bolstering that pillar. As we discuss today’s three pillars, think of how your strategy should give equal attention to all three. Not all three simultaneously, but each one and how it supports the others. Listen in as I share:  How to save and where to saveCreating resistance and barriers to control spendingHaving a plan for extra moneyStrategy is not as important as just investing...2023-10-1319 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 28 How Unraveling Budget Behaviors Can Fast-Track Your Financial GoalsSubmit your questions here!Today’s episode is all about reframing your negative budget behaviors. Knowing what behavior you need to replace and with what new habit or behavior. Listen in as I share common “money” or budget behaviors and how to change them:Avoidance Restrictive Frustration Complacency Overwhelmed Overspending  Ready to Get Clear on Your Retirement Path? Book your free Confidence Kickstart Call and in just 30 minutes, you’ll know what’s standing between you and retirement, and how to overco...2023-10-0322 minThe You World Order Showcase PodcastThe You World Order Showcase PodcastDalene Higgins - How to be Wealthy After 40In this valuable episode of the "You World Order Podcast," host Kasey introduces Dalene Higgins, a Virtual Financial Coach, CEO, and podcast host of "Wealthy After 40". Dalene emphasizes the importance of mindset, consistency, and finding motivation in budgeting. The episode highlights the transformative power of financial coaching in changing lives and achieving long-term goals.Follow Elevate_Finances on InstagramFind all of Dalene Higgins' links hereListen to Wealthy After 40 PodcastResources👉Alchemist's Guide to Podcast Audiences & Best Be a Guest Directory - discover where your ideal cli...2023-10-0237 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 27 How to Find Financial Freedom with Focus Groups as a Side HustleSubmit your questions here!Tara Trantham is a stay-at-home mom fueling her family’s FI/RE with focus groups.Listen in as she shares:  Why she loves FIREFinding her way as a stay-at-home momHow focus groups became her side hustle How to get into focus groups Who they are best forConnect with Tara!Instagram Ready to Get Clear on Your Retirement Path? Book your free Confidence Kickstart Call and in just...2023-09-2620 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 26 How Financial Coaches and Financial Advisors Support Your Path to Financial FreedomSubmit your questions here!Have you ever wondered the difference between a financial coach and a financial advisor? Today’s episode I explain the necessary role of each in your journey to financial freedom. Listen as I share:  When each role is applicableHow they complement each otherWhat it looks like to work with themHow to choose which one or both is best for you Ready to Get Clear on Your Retirement Path? Book your free Confidence Kickstart Call2023-09-1918 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 25 Navigating Finances Together: Tackling Debt as Newlyweds with a Baby on the WaySubmit your questions here!Alfredo Zapata, originally from Mexico, is a nutritionist, fitness coach, speaker, and author. For the last 30 years, he has been studying physical and mental performance and different techniques to keep the body healthy in an unconventional way with his program *Connect Mind and Body*. He lived in Los Angeles for over 28 years, married with two children, and worked with executives from FOX, Platinum Studios, and pro athletes. Alfredo shares his journey in a new country, getting married, and how they navigated finances.From single to married handling m...2023-09-1230 minHospice ExplainedHospice ExplainedHospice Stories that Inspire with Dalene Higgins EP. 65 Hospice Stories that Inspire with Dalene Higgins  As people grow older, they face health challenges that are hard to avoid, including severe illnesses from their lifetime. These can include memory loss, cancer, heart problems, and more, which can be physically and emotionally hurtful. But hospice care can help a lot as it gives special comfort and support to people nearing the end of life, making their transition smoother and more peaceful. Starting this kind of care early is important, as it brings ease to our loved ones as their days get nearer.   Join this co...2023-09-1028 minCalm Your Daily Stress - Stress Relief for the Busy WomanCalm Your Daily Stress - Stress Relief for the Busy WomanE134 Making Your Money Flow with Ease with Dalene HigginsDalene Higgins is a Money Coach for GenXers and host of the Wealthy After 40 podcast. After reaching her dream of retiring early at age 50, she decided she wanted to help others do the same! Now she’s on a mission to help Gen Xers ditch debt, save for retirement and live life on their own terms.Dalene discusses her personal journey of retiring early without compromising life's joys.Dalene offers advice on managing savings and investing smartly especially for entrepreneurs riding the rollercoaster of income fluctuations.Dalene delves into strategies to effectively reduce de...2023-09-0716 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 24 From Surprises to Savings: Anticipating Expenses for a Solid BudgetSubmit your questions here!Have you ever had an expense sneak up on you? Totally wreck your budget? Then you gave up?! Even if you didn't completely give up, your budget was off and you were winging it for the rest of the month! What if I told you, there was a way to actually plan for these expenses?Listen as I share:  How to define these expensesLose the month-to-month focusRecognize irregular activitiesHow to create funds in your budget2023-09-0516 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 23 How to Heal From Divorce In 8 Steps with Guest Rachel RubySubmit your questions here!Rachel S. Ruby, Divorce Healing CoachRachel S. Ruby is an attorney, entrepreneur, author, writer and coach. She worked in family law and was a certified divorce mediator. She has authored several other books, and Divorce to Bliss is her most heartfelt book to date. It took a big journey through the dark tunnel of divorce for Ms. Ruby to find true happiness and live her best life. It is her passion and her mission to share this pathway to happiness after divorce, so that others can live...2023-08-2927 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 22 How to Navigate a Career Change & Stay Financially Stable During TransitionSubmit your questions here!Angela is a Certified Christian Life coach and motivational mentor. Her 19 year career in education and her lifelong walk with God have equipped her with the skills, gifts, and experience needed to partner with women and transform their lives through coaching and applying biblical principles to everyday life. Faith over fear is her motto for life and God's provision and blessings are abundant because of her obedience to His calling on her life and she is passionate about sharing her story with others in an effort to inspire them to take their own...2023-08-2221 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 21 How to Stop Mindless Spending & Be Intentional With Your MoneySubmit your questions here!Learning to be intentional with your money is so important. Do you plan what you are going to do with your money? Are you deliberate with each purchase you make during the month?Listen as I share:  What intentional means and how it’s a money strategyFour (4) ways to be intentional with our moneyHow adding several levels makes managing money easier Ready to Get Clear on Your Retirement Path? Book your free Confidence Kickstart Call and in jus...2023-08-1519 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 20 How to Teach Your Kids & Grandkids About MoneySubmit your questions here!Sam X Renick is an internationally recognized leader and pioneer in financial literacy. He is a source and force of knowledge and joy on great money habits.In 2001, Sam founded the “It’s a Habit!” Company and co-created children's storybook character Sammy Rabbit to make it easy for anyone to talk to and teach young children about great money habits!Listen in as he shares:  Learn to work hard and make good money choicesMessages kids receive about moneySpend smartly by learning to spend t...2023-08-0827 minPockets of KnowledgePockets of Knowledge#44. Mastering Your Money: Unlocking Budgeting and Saving Strategies with Dalene HigginsJoin me on this podcast episode as I sit down with Dalene Higgins, the compassionate financial coach, and seasoned professional, to explore her story, gain valuable financial insights, and learn how to turn our own financial dreams into reality. Don't miss this opportunity to be inspired by Dalene's journey and empowered to take charge of your financial future. Dalene Higgins, the driving force behind Elevate Finances, a financial coaching company catering to Gen Xers. Not only is she a financial coach, but she's also the esteemed host of the inspiring Wealthy After 40 podcast. With a passion for...2023-08-0235 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 19 Personal Finance 101: How to Set Yourself Up for Money SuccessSubmit your questions here!Today’s episode is all about how to set ourselves up for success. You can definitely use these steps in any aspect of life, but I focus on how these specifically relate to money. A solid foundation of success strategies to help you remember the basics is essential while on your journey to financial freedom. Listen in as I share 8 tips to be successful:  Identify your goals, be specificLearn from what hasn’t worked; double down on what hasCreate a planMeasure your progress, in multiple waysFind an accountability partnerMake it easy o...2023-08-0120 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 18 Struggling With Finding Wealth? Learn How Lila Veronica Find Abundance By Changing Her Money BeliefsSubmit your questions here!Struggling With Finding Wealth? Learn to Find Abundance By Change Your Money Beliefs and Embodying Your WorthAs a Speaker, Coach and CEO of The Riverstone Movement School, Leila Veronica helps high-performers, business owners & organizational leaders shift the physical component of their life. She integrates movement into your mental-mastery journey, so you can reach a greater potential faster without stressing or burning out.Being raised by a single mom who showed her how to work hard. Then later married her stepfather, who won...2023-07-2525 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 16 Divorce - Harder than Addiction: The Effects of Divorce on Family, Money, and LoveSubmit your questions here!Adam Jablin is a best-selling author, Inspirational Keynote Speaker, Transformational Life Coach, and Spiritual and Recovery Mentor. In 2006 Adam got clean and sober, which unleashed many gifts he had hidden inside. Adam inspires and teaches those fighting fears, alcoholism, and addictions to unleash their INNER HERO. My divorce was the hardest thing I ever had to go through. Tougher than getting clean and sober, drinking alcohol and substance abuse was like breathing air to me. The decision, the pain, the splitting of a family, the financial hardships felt l...2023-07-1124 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 15 Five Ways to Get Out of Debt Without Sacrificing The Joys of LifeSubmit your questions here!Debt can be overwhelming and if we’re not careful it can consume us. The first step to being able to get rid of debt is to stop creating debt. Inventory your debts not only by balance, payment, and interest rate. But also review what created or is creating your debts.Listen in as I discuss: Debt driversLean into prior successFive strategiesHow to choose Ready to Get Clear on Your Retirement Path? Book your free Confidence Kickstart Call...2023-07-0418 minWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersWealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen XersEp 14 Questions and Uncertainty About Working with a Financial Advisor or Financial Planner? A Quick Guide to Building a Relationship with a Certified Financial PlannerSubmit your questions here!Rizek is the VP of Wealth Management at Divergent Wealth Advisors. He is a CPA and Certified Financial Planner® professional serving clients nationwide. Rizek graduated with a bachelor's and master’s degree in Accounting from Brigham Young University and specializes in financial planning, tax strategies, portfolio design, and estate planning. Rizek loves fly fishing, skiing, A&W Zero Sugar, and being outside.Listen as he answers the following questions:What is a financial advisor How to choose a financial advisorWhat it looks like to work with a FAHo...2023-06-2721 minFly Mom, Fly!Fly Mom, Fly!Wealth After 40 with Dalene HigginsIn this episode of Fly Mom, Fly! we have Dalene Higgins, the founder of Elevate Finances and a Money Coach for GenXers. If you're ready to take charge of your financial future, this episode is a must-listen!Are you part of the 54% of GenXers who feel unprepared for retirement? Or maybe you're among the 22% who worry about living a comfortable lifestyle in the future? Well, Dalene is here to help you ditch debt, retire sooner, and live life on your own terms!With her expertise and passion for empowering individuals, Dalene shares valuable tips and...2023-06-2331 min