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The Return: Property & Investment PodcastThe Return: Property & Investment PodcastWhat you need to know but were afraid to ask about investing for the future and paying less tax, with Damien Fogg, Financial Advisor, CFO, Building Surveyor and AuthorSend us a textDamien Fogg is a Chief Financial Officer, chartered Building Surveyor, ex-Financial Advisor and the Author of two amazon best seller books on real estate and investment.He has helped a wide range of clients, from people who have unexpectedly inherited money to those who have built and sold multiple businesses. He does all this in plain English, so he’s the perfect guest to help de-mystify investing for the future, and navigate how to legally pay less tax. This episode is part of our series on ‘How to make the most of y...2024-09-2632 minCuppa Coffee Property PodcastCuppa Coffee Property PodcastWealth Accumulation, Management and Preservation with Damien FoggWelcome to the Cuppa Coffee Podcast. This episode was recorded at our Cuppa Coffee online meeting, the most popular property meeting in Manchester!  If you have any feedback or suggestions for the podcast then please get in touch with us at office@greatnorthernproperty.co.uk This episode was recorded on 25-05-2024 and was presented by your host, Tom Dylan.  The meeting is FREE to attend and runs from 9 - 10:30am UK time.  To join the live meeting simply click - https://us04web.zoom.us/j/695660370" Topic : Wealth Accumulation, Management and P...2024-06-0153 minCuppa Coffee Property PodcastCuppa Coffee Property PodcastLittle Gems with…a few different speakersWelcome to the Cuppa Coffee Podcast. This episode was recorded at our Cuppa Coffee online meeting, the most popular property meeting in Manchester!  If you have any feedback or suggestions for the podcast then please get in touch with us at office@greatnorthernproperty.co.uk This episode was recorded on 17-02-2024 and was presented by your host, Tom Dylan.  The meeting is FREE to attend and runs from 9 - 10:30am UK time.  To join the live meeting simply click - https://us04web.zoom.us/j/695660370" Topic : Little GemsNot...2024-02-2352 minThe Ultimate FD PodcastThe Ultimate FD PodcastEP# 91 - LIVING A WEALTHY LIFENEW EPISODE ALERT 🚀 Living a Wealthy Life with Multi Millionaire, Retired Financial Advisor Mr Damien Fogg If you want stock tips, insider knowledge on where to invest, and Damien's investment strategy DON'T LISTEN TO THIS EPISODE! Becoming and staying wealthy is simple, keep more than you spend. In this episode we go behind the scenes with financial advisor, and retire multi millionaire Damien Fogg who is going to share behind the scenes on how he lives a wealthy life. Some of the topics we cover: ✔ Should you buy your own home? ...2023-11-1253 minLivin\' The DreamLivin' The DreamFind success by GAMIFYING your health, fitness and wellness.In this episode we are going to be discussing how you can become incredibly disciplined, if you GAMIFY your discipline. If you make being disciplined fun rather than hard, and the more you gamify your goal, the more exciting it gets… the better results you get… the more motivated you become… and ultimately, the longer you gamify (at least if you do it the way we are going to talk about today), the more data you get and then it’s like you’re trying to beat your own scores and get your best records… if you can turn it into...2022-12-111h 05The Dubfeat Variety HourThe Dubfeat Variety HourTom and Damien Shoot the Breeze: Part DeuXXXTom and I wrap up our convo about directors and take some detours to the dirty land of pre-pubescent growth. This pod gets personal and is not for the faint of heart especially if you don't want some smutty, dirty origin stories. It doesn't make it any less funny, though! Right on brand, we end on things that grind our gears. Enjoy this one!Films, Directors, & Shows Mentioned in the Pod (OR most of em anyway):-https://www.imdb.com/name/nm0796117/?ref_=nv_sr_srsg_0-The Offer-The Godfather-The Godfather Part...2022-11-1650 minThe Ultimate FD PodcastThe Ultimate FD PodcastEP#36 HOW TO RETIREHOW TO RETIRE  INVESTING IN THE STOCK MARKET… MADE EASY… IN A CRISIS This is a CLASSIC re-release of The ULTIMATE FD Podcast with special guest Damien Fogg. The rules in this episode are timeless hence re-releasing at a time where investors are starting to review their share portfolio. In this episode we are joined by published author, financial advisor and self confessed potty mouth Damien Fogg. He has £2.3 billion worth of property deals behind him, he has built an impressive property portfolio and he retired at the age of 32! Most...2022-10-091h 51Livin\' The DreamLivin' The DreamBuild or break HABITS using science-based tools.In today’s MEGAphone episode… we will be shouting out an incredible professor from Stanford, who takes his valuable time to break down super complex scientific topics into digestible information for the public on both social media platforms and a his super well done podcast. Shout out to Professor of Neurobiology, Andrew Huberman.Today we are going to provide you with actionable information in a condensed form about habits: specifically how to form habits and how to break them.And as a bonus, for the last 5 minutes of this MEGAphone episode…. I will be leadin...2022-05-0118 minThe Ultimate FD PodcastThe Ultimate FD PodcastEP#2 HOW TO RETIREHOW TO RETIRE - INVESTING IN THE STOCK MARKET MADE EASY In this episode we are joined by published author, financial advisor and self confessed potty mouth Damien Fogg who retired at the tender age of 32. Most entrepreneurs want to start investing for retirement, but soon realise unless you are an expert it is an absolute minefield out there. The financial advisor industry is fundamentally broken. This episode will help you break through all of the myths and challenges and take you directly to the place which will help you invest as much or as...2022-02-121h 52The Money ShotThe Money ShotTMS245 | The end is nigh!!!Well, of the Money Shot podcast at least. We've moving homes and going over toooooooooooooooooooooooTHE AUTHORITY INDICATOR!This is our final episode under this... label? Brand name? Name. Let's just call it that. It's been emotional. We thank your ears for taking part, and we hope you'll join us over on the Authority Indicator for more shenanigans, and a bit more interaction with you - dear listener!2022-01-1414 minThe Money ShotThe Money ShotTMS244 | Confidence and Competence - which comes first, and how to get confident in businessWe're not just talking about fake it til you make it, but instead actually provide a solid tip on how you can increase both your competence and your confidence. It's near the end of the episode if you are getting bored, but there's some gold in the rest of the episode too. And yes, I know, Anna is here again. I think she's lost and forgotten where she lives. 2021-11-2422 minThe Money ShotThe Money ShotTMS243 | Formal office wear - and where we're at with it (see what I did there?)The tie is dead. Burn your bras! It turns out, neither of us has good fashion sense, but we can see a benefit to wearing office stuff sometimes. What do you think?Do you wear fancy things to make you feel fancy? Worky things to feel worky? Sleepy things to feel sleepy?Does what you wear affect your performance. None of these topics are discussed in this episode, but we talk about clothes and stuff. 2021-11-2119 minThe Money ShotThe Money ShotTMS242 | Apple versus the world (the company, not the fruit)$1 trillion is a lot of money.$2 trillion is a ridiculous sum of money.$2.76 trillion is what the world thought Apple was worth whenever we recorded this podcast episode. That is insane. So in this episode we look at how you value a company, and then get interrupted and I think we forgot to continue later... ah well, there's nobody listening anyway. Hi Jess!2021-11-1913 minThe Return: Property & Investment PodcastThe Return: Property & Investment PodcastFear and Greed with Damien Fogg, CIO at residential consultancy SPI Capital, and Anna Clare HarperSend us a textFear and greed drive prices across asset classes - from crypto to housing.So how are these primal emotions affecting UK property prices?In the latest podcast we covered topics such as: How fear and greed at scale drive average property prices Price vs value in an emotionally-driven market How basic emotions can make or break a deal What situations it makes sense to listen to fear (e.g. FOMO) and greed in, and whyhttps://www.annaclareharper.comhttps://www.linkedin...2021-11-1117 minThe Money ShotThe Money ShotTMS241 BOOKS! I wrote another book and it came out today - but, why?Why do people write books? What's the point? Is it worth it? Should you bother?All these questions and more will probably not be answered in this episode, but I did release a book today so go search for my name on Amazon and buy it. kthxbi x2021-10-2820 minThe Money ShotThe Money ShotTMS240 Remuneration via Bonuses'ses''s (bonusi?) | The debate of whether paying a bonus is a good thing to do or notWe finally got rid of Anna and managed to record a podcast on our own. So we discussed whether or not being paid a bonus makes a big difference to staff recruitment and retention. Fun eh?2021-10-2821 minThe Return: Property & Investment PodcastThe Return: Property & Investment PodcastBook Launch Special! Building a Legacy with Damien Fogg, CIO at residential consultancy SPI Capital, and Anna Clare HarperSend us a textToday’s the day! What day? 99p book launch day!If you’re thinking about growing a property portfolio for the future or to pass on to your children, get your copy now because, did I mention, it’s just 99p (absolute steal) for today only…So, this week’s top tip is to do that, and leave a review, and let us know you’ve left a review by emailing book@spi.capital as we’re giving 3 x the amount you paid, to Jimmy’s in Cambridge - a brilliant home...2021-10-2821 minThe Money ShotThe Money ShotTMS239 | Delegating stuff - how can you go about it the right way?Who knows what was in the business news this week, but somehow we got onto delegation. And Damien for some reason went full maniac and decided he was brilliant at it, so that's how we pick episodes now. If you are keen to know what processes we go through - AND OUR SPECIAL GUEST STAR - goes about delegating, then listen away. 2021-10-1219 minThe Return: Property & Investment PodcastThe Return: Property & Investment PodcastHow to identify your next deal with Damien Fogg, CIO at residential consultancy SPI Capital, and Anna Clare HarperSend us a textFinding the right properties is key if you want to grow a property portfolio.The latest podcast episode shares some highlights from our upcoming book and real life stories on how to identify your next deal…Damien Fogg (SPI Capital’s CIO, a chartered Building Surveyor and Financial Advisor, former Letting Agent and Mortgage Broker) and I focus on where to go to find the properties you’re looking for, sharing some tips from the book and some extra real life stories that could not be printed.Highli...2021-09-3021 minThe Return: Property & Investment PodcastThe Return: Property & Investment PodcastBuilding a Legacy with Damien Fogg, CIO at residential consultancy SPI Capital, and Anna Clare HarperSend us a textIf you’re thinking about building a legacy to hand on to your children, this episode is for you!We shared some of the most useful snippets from the book we’re publishing in October, Building a Legacy, which is all about creating, growing and improving a profitable, socially conscious legacy. Highlights include: Top tips to get set up for success and due diligence deals you’re looking at Common, expensive and time-wasting mistakes to avoid What it means to build a profitable, socially conscious property legacyResources:http...2021-09-1615 minThe Money ShotThe Money ShotTMS238 | John Lewis builds houses & vertical / horizontal integrationSomeone stole my motorbike! :-( But once I get over that, we chat about the strategy behind John Lewis converting a bunch of their shops into housing. We then look at the fact they are going to offer the houses with John Lewis furniture, to increase the perceived value of the end product. How can you do something similar?How I asks ya?!2021-09-1320 minThe Money ShotThe Money ShotTMS237 | Regulations & breaking the law - oh, and Roger arrests a terroristBinance got a slapping from the FCA (ages ago to be fair), but it made us think of regulations and complying with them as a SME owner. We discuss which laws we break with a worrying frequency, and you can hear all about how Roger kept the UK safe from harm... in a really camp way. 2021-09-1132 minThe Money ShotThe Money ShotTMS236 | Is a company a moral entity? The boys go philosophical and shitIs a business meant to act with a sense of moral obligation? Is a company supposed to be "good", or is it just meant to make money?What ya reckon - and who do you think is for or against a company being a good moral entity?Answers on a postcard!2021-08-2523 minThe Return: Property & Investment PodcastThe Return: Property & Investment PodcastWhat can property learn from tech? With Roger Thornton, Director of Applications at Raspberry Pi, Damien Fogg, CIO at SPI Capital, and Anna Clare HarperSend us a textI really enjoyed chatting with Roger Thornton, Director of Applications at Raspberry Pi, maker of the UK’s best-selling computer and Damien Fogg, CIO at residential consultancy SPI Capital on: What can the property sector learn from tech? How can hardware solve real estate problems? Will the masses really return to working in offices?Highlights include: Understanding margin structure - and collaborative engineering to reduce build costs in real estate, as in hardware manufacturing Applying Agile software development approaches in construction projects to improve efficiency Integrating smart technologies to optimise bu...2021-08-1915 minThe Money ShotThe Money ShotTMS235 | How to process drive your decision making processBit late to the party, cos we're talking about Jeffery Bezos announcing he was going into space... he's now been. Ah well. We weren't interested then, we aren't that interested now either. But what we are interested in is how we can make strategic decisions using a framework so we're consistent. It also lets you delegate decisions to others, and stand a reasonable chance that they make the same decision you would, if not better. So yeah, there's that too. 2021-08-0822 minThe Money ShotThe Money ShotTMS234 Communal banking? Sharing retail space? Whatever next.So some banks are thinking about sharing a branch, so Monday - HSBC, Tuesday - NatWest, etc. Would this work for you? Is this a great idea? How can you implement something like this in your business?You're just going to have to listen, aren't you!2021-07-2717 minThe Money ShotThe Money ShotTMS233 | Post Pandemic Spending (recorded in April 2021)So turns out I'm just really slow at editing some things and uploading them. So these were our thoughts on post-pandemic spending, which I still think is pretty relevant today and for the rest of the year. Listen in on how to take advantage of the trillions of monies sloshing around looking for a home. Maybe it could be your pocket? Maybe... 2021-07-2323 minThe Money ShotThe Money ShotTMS232 *GUEST EPISODE* How to delegate and not be a megalomaniacSo today we have a guest on the podcast! You'll have to listen to find out who, but we make them talk about how we can learn from the Mark Zuckerburg news that he's (unsurprisingly I guess) a massive controlling megalomaniac still within Facebook. When should / can you start to delegate, and how should you go about it?Also, write in on what you want the titles to say, cos Roger thinks my titles are shit. 2021-07-2019 minThe Money ShotThe Money ShotTMS231 Drunken Idea to Concept to MVP to ProductWe, as is our want, had some daft idea and decided to make it a thing. We had fun playing with the process along the way, so thought we'd document it for you lovely people too. But we breakdown what you really need to be doing in order to get your idea into a product or service, that has the potential to make you an official entrepreneur!2021-07-1214 minThe Money ShotThe Money ShotTMS230 Networks - how & when to use them to your advantageInspired by sleazy politicians, we're looking at how you can leverage your networks to maximum personal advantage. Coming from an anti-social psychopath and the friendliest puppy in human form, it's an interesting take on how to work with other humans. Also though, how the frig did we do 30 episodes? I've got about 8 still left to edit as well. Sheesh, we're on fire!If anyone has any recommendations for a new name for this podcast, I kind of feel like 'The Money Shot' is over with now... what do you think? Answers on a postcard!2021-07-0915 minThe Money ShotThe Money ShotTMS229 Mentors, do you need them? Trust, but verify!Today we chat about mentors and coaches and stuff like that. Do we have them? Did we ever have them? Are they useful? How do you go about finding one? Should you bother?It's not so much something that came up in the news, but we don't like to be restricted by our own episode plans. We're just mavericks like that. Deal with it. 2021-06-2530 minThe Money ShotThe Money ShotTMS228 How to scale using human assets (less creepy than it sounds)So people went on strike, which somehow got us onto the topic of when you should make hires in order to scale your business. We looked at strategic and tactical hires, and how to go about deciding when is the best time to hire. I reckon it'll be an actually useful episode this one. Probably. Maybe. 2021-06-2118 minThe Money ShotThe Money ShotTMS227 All about taxes - and a surprise guestChange of scenery today for us, we recorded from Casa del Thornton. We tried to figure out how much tax we both think is fair, and then honestly, went a bit off piste cos we were hammered. I was on white wine. It was sunny out, and I'm a classy gal. Don't judge. Anyway, tune in to find out what we had to say - I'll be listening back myself because Roger edited this episode and I can't remember it. X2021-06-1230 minThe Money ShotThe Money ShotTMS226 The one with all the Doctors - is education worth it?An impromptu gathering turned into a podcast episode, and seeing how we had a Doc and a soon to be Doc with us, we decided to bully them about how worthwhile having further education actually is. Rachael was very unhappy about being recorded, but think she stopped being freaked out by it after a few minutes. Jo turned into profesh Jo almost immediately. Roger and I, maintained our status as just a pair of giggling bellends throughout. You. Are. Welcome. 2021-06-0425 minThe Money ShotThe Money ShotTMS225 Paywalls - not a 'How to avoid them' - but how to integrate into YOUR businessTurns out we couldn't be arsed doing our normal intro & outro on this episode. Well, that's not true. Roger did an intro, but he sounded really depressed and sad, so I didn't want anyone else to have to listen to it. These episodes are getting much easier to edit though. Which is helpful. Almost seems like it shouldn't take so long to get them out into the world, doesn't it? Fuck you. Anyway - yeah, this is an episode about a thing. Listen to it, you dirty beast. 2021-06-0128 minThe Money ShotThe Money ShotTMS224 Infrastructure Investing (and how to keep the lights on)Because someone (me) is really slow at getting episodes live, we are several weeks late now on this news story, but whatever. Texas lost all it's power, :-(, but we're going to use it as an excuse to talk to you about infrastructure investment in your business. Putting time, effort and money into the unsexy areas of your company that will pay dividends in the long run. Or at least stop all the lights going out. 2021-05-2024 minThe Money ShotThe Money ShotTMS223 | Are you a massive cult? (with an L!)Personal brand or business brand? Are you cool enough to be a cult leader? Do you even want to be? You'll have to tune in to find out what we think won't you?!We discuss Elon and his cult following and see how you can adapt his strategy for your SME.PS - sorry for the slightly more serious sounding start to this episode. I think we were sober.2021-05-1625 minThe Money ShotThe Money ShotTMS222 Q&A Quick Fire Round!If you thought some of our other episodes were useful... this episode will not be helpful. Like at all. Not even a little bit.  Today we share answers to random questions people asked us. We did no research, and I get 100% of my facts from nutters I watch on Tik Tok. So if you have kids who are absorbing facts at the moment, keep them away from this episode. It will make them dumber for hearing it. But it was funny to record and funnier to share. Enjoy!2021-05-0827 minThe Money ShotThe Money ShotTMS221 ESG linked pay - and ***GUEST EPISODE***Today we're talking about L&G linking CEO pay to the ESG performance of the company, and we thought - for the lulz - we'd get the often mentioned Jenny to come along and give us her Scottish pearls of wisdom. Don't worry, they stop being sickeningly nice to each other after the first couple of minutes. 2021-04-3020 minThe Money ShotThe Money ShotTMS220 Work life balance with Damien & Roger - your life guru's!We talk for a wee while on this one. I've literally just edited it and I can't remember what we say. It's probably good though. Or it's not. Who cares. Listen and you'll love it. 2021-04-2723 minThe Money ShotThe Money ShotTMS219 Deliveroo IPO - What can you use from it?Deliveroo did an IPO the other day. Stupidly, we were both drunk and decided to throw money at it. Since recording it, we've watched the share price plummet. Mega lols. So not only is there a lesson you can use and apply to your business in this episode, there's a lesson here about investing while drunk. Probably don't do it?2021-04-2013 minThe Money ShotThe Money ShotTMS218 Post-Covid Reopening OpportunitiesLooking very specifically at the pub industry, cos we're gasping for a pint outside with friends. But there could well be some take-aways for every small business owner in here...Or maybe it's just a heads-up for the drinkers amongst you as to what might happen in the first month or so once the world opens up again.We are available for sponsored meet-ups where you buy the drinks. Roger likes beer and whisky. Damien likes cider and rum. Email us at GetUsHammered@theepinvestor.com  2021-04-1613 minThe Money ShotThe Money ShotTMS217 To Niche Or Not To Niche, that is the questionWhether 'tis nobler in the mind to suffer the slings and arrows of outrageous customer acquisition strategies,Or to take arms against a sea of disgruntled customersAnd by opposing end them.Or something like that. Who knows. Mark, you might be the only one still reading this. Hey there! How's it going? Have you bought any more stupid GIFs yet?! 2021-04-1319 minThe Money ShotThe Money ShotTMS216 Refunds for Smaller Businesses - should you bother?A property fund has started giving people their money back after tying it up for over a year. Which triggered us to think about..."When someone pays you, is the money really yours?"So we thought we'd look at refund policies, and apparently it would inspire me to change mine to be less mean to people. Who'd have thought that'd be the route I went down?!Everyone. Everyone would think that. 2021-04-0919 minThe Money ShotThe Money ShotTMS215 Trolls and Negative Reviews - How NOT to deal with themI think my strategy for dealing with haters online is brilliant. Apparently it's childish and bad. You decide which of the alternative options is right for you and your business. And just accept it's going to happen, and I guess just forget about it and deal with it? I dunno. 2021-04-0617 minThe Money ShotThe Money ShotTMS214 Awards - Ego massage or legit marketing tactic?Today we're talking awards. Some of the ones you pay for, and some of the ones random people give you for being brilliant. How useful are they? Do they work? Are they a scam?No prizes for guessing who is the most cynical out of the two of us. 2021-03-3118 minThe Money ShotThe Money ShotTMS213 Lessons from Facebook Hacking | Brand & IP ProtectionSomeone got Facebook cloned this week (well, like 2 or 3 weeks ago by the time you listen to this, but whatever), so we thought we'd look at how you can protect yourself from similar fates within your business. Maybe you want to trademark something, or copyright it, or even get a patent. We'll go through them all and see which ones are worth it and which ones probably aren't. 2021-03-2615 minThe Money ShotThe Money ShotTMS212 Market Cycles and Investing in Your Business (MEGA IMPORTANT ONE)This is a good one. Not sure how, but we stumbled onto a really great episode topic today. And the unfortunate thing is, while I'm writing this, I can't remember what it's about... I promise. It's really good though. OH YEAH! It's all about investing in your business during different economic market cycles. This is mega valuable if you can work it out and actually act on it during whatever cycle you're in.2021-03-2314 minThe Money ShotThe Money ShotTMS211 Building Resilience in your BusinessYou get some inside info from Raspberry Pi today, and we all learn how it applies to creating resilience within your business. Nobody likes a business that fails for a stupid reason, so we're going to walk you through how you can assess your vulnerabilities and hopefully fix them. Hopefully.2021-03-1815 minThe Money ShotThe Money ShotTMS210 NEW FORMAT | Bouncing Back from Failure - like Neil WoodfordWe're slowly getting into the groove, and we've decided on a new format for the episodes, so they are now going to be much more useful and applicable for people who we have decided are probably the ones listening in. But, we're always open to user suggested content, so drop us a message if you have any topics you want us to cover. Cos we will. Cos we have no planning schedule at all. 2021-03-1517 minThe Money ShotThe Money ShotTMS209 Bitcoin... kinda, bit of QE tooWe wanted to do a quickfire Bitcoin round (as Roger said, repeatedly). We ended up covering quantitative easing and money supply issues. But, yeah well, we were hammered by this point. 2021-03-1116 minThe Money ShotThe Money ShotTMS208 Raising Capital for Any BusinessMostly we talk about VCs and SPACs, but we also cover what the most likely way of raising money if you're a regular company who isn't trying to become a unicorn. Might prove helpful. Might be a bit depressing, or it might be motivating. Who knows?! Only you dear listener. 2021-03-0937 minThe Money ShotThe Money ShotTMS207.1 Q&A ROUND Can We Have .1's? Guess we'll find out.This is an ask the audience to ask us a question. We were pretty liquored up by now. This adds zero value. I do not apologise. But, there is a question for you at the end. Feel free to actually respond on that one. 2021-02-1315 minThe Money ShotThe Money ShotTMS207 BIG Data | Who Is Doing What With Your Data?We decided to do an episode on data, and how companies use it to provide us with services, but also to steal our souls and convince us to do evil things. Or, you know, probably not. Please don't sue me. 2021-02-1234 minThe Money ShotThe Money ShotTMS206 Trends in 2021 | What do we think will be big this year?This episode Roger threw at me with no warning, as becomes immediately apparent in the first 30 seconds... fortunately he has a bit more to say on the matter. There's also a prediction over who the next President of the US will be. You'll almost certainly not be bothered either way if you listen and find out, but you might be. So listen, find out. 2021-02-0427 minThe Money ShotThe Money ShotTMS205 Universal Basic Income - how it should work, but probably won't.We had created another episode in between this one and the last, but the audio was utter dog sh1t, so we decided not to subject you to that. So instead feast your ears on this!We have a ramble about whether UBI could work, and if it was in place, what would people get up to with the spare time?Are we being douches by assuming people want to write a book? Who knows. Well, the people who listen will know. 2021-01-2828 minThe Return: Property & Investment PodcastThe Return: Property & Investment PodcastProperty market predictions for 2021 with Damien Fogg, CIO of SPI Capital and Anna Clare HarperSend us a textWhat will happen to the property market in 2021?I had a great chat with Damien Fogg MRICS - a surveyor, former Financial Advisor, investor, and Chief Investment Officer of residential property asset manager SPI Capital.We shared 12 predictions for the UK housing market in 2021.Highlights include: Key economic, political and policy drivers The impact of low interest rates Rising institutional investment, the emergence of the ‘corporate landlord’ and demand for end to end portfolio building The growing importance of social responsibility, as well as h...2021-01-2120 minThe Return: Property & Investment PodcastThe Return: Property & Investment PodcastHow to avoid costly investment mistakes in 2021? With Damien Fogg, CIO of SPI Capital and Anna Clare HarperSend us a textHow to avoid costly investment mistakes in 2021?I had a great chat with Damien Fogg MRICS - a surveyor, former Financial Advisor, investor, and Chief Investment Officer of residential property asset manager SPI Capital.We discussed 8 of the most common, costly mistakes investors make growing their portfolio, and how you can avoid them in 2021.Highlights include: Emotional decision-making, paralysis by analysis and diving in Over-reliance on media predictions, and mistaking price for value Misunderstanding market timing and speculation Under-estimating the...2021-01-0721 minThe FallowersThe FallowersEpisode 23 - New Year Goals & Habit SettingAs many of us will be trying to set new years resolutions, we discussed some approaches that have worked well for previous behaviour changes. Drawing from the research by BJ Fogg and James Clear's Atomic Habits, we suggest a few immediate strategies you can use to increase your chances of success as we enter 2021.2021-01-031h 02The Money ShotThe Money ShotTMS204 Internet Marketing & Online Learning - tangents everywhere.We intended to talk about Internet Marketing for an episode, but instead we went rogue and ended up talking about replacing universities with a group of content providers... hard to say how we ended up there. Best listen to find out, eh?The final episode of the year? Probably not, but certainly before Christmas. So Merry Christmas everyone!2020-12-2440 minThe Money ShotThe Money ShotTMS203 Cinema and chill? The future of streaming!We decide to mock an industry and foretell their imminent doom in this episode. But as a fun twist, we have decided how future films will be selected. Pretty much all the films Roger picks will be Bond films. He's now a sponsored ambassador for the brand. Or he really just likes broccoli. Hard to say which, to be honest. 2020-12-1629 minThe Money ShotThe Money ShotTMS202 Salesforce buys Slack... Slackforce! SalesSlack sounds bad.Today the drunken pair discuss the acquisition of Slack by Salesforce and whether or not they think it was genius or daft. Not that Salesforce asked us our opinion or anything... but maybe they should have done!We also discuss the part porn plays in developing technology. It's all about the remote control dildos people. 2020-12-1232 minThe Money ShotThe Money ShotTMS201 BHS, Amazon & Scam Charity ShopsA new format for The Money Shot podcast. Today I'm joined by one of my best friends, Roger Thornton and we take a look at various businesses to see what we'd do differently if we owned them. There's even a business idea for someone to run with if you're feeling so inclined. I won't lie, it's a bit meandering, but it's good fun. If you enjoyed this random episode, let me know and we can do many more. If you don't... ah well. 2020-12-0428 minThe Return: Property & Investment PodcastThe Return: Property & Investment PodcastDamien Fogg, CIO and Anna Clare Harper, CEO of SPI Capital on starting an investment business in a recessionSend us a textWould you start an investment business in a recession?I would, and have.I wanted to share a bit more about why. So in this episode of the podcast, Damien Fogg, CIO and I explain what we’re doing at SPI Capital and why.Highlights include: The case for change, in life and business, post-lockdown (#1) The business and social case for investing in built residential assets worth 2020-10-2916 minThe Boostly PodcastThe Boostly PodcastRemove Unnecessary Spends in Business During the Coronavirus Crisis with Damien FoggWelcome to Boostly Podcast Season 8 Episode 11. This is a recap of my interview with Damien Fogg where we talked about how to remove unnecessary spends in business during the coronavirus crisis. Recording date: Friday 27th March *Please note events and news might have changed since the recording* 02:30 About Damien Fogg 04:45 Easy ways to start cutting costs 10:00 Government support to businesses 15:40 Basic information on investing 19:40 Final Thank Yous • https://Boostly.co.uk • https://Boostly.co.uk/5steps • https://instagram.com/boostlyuk • https://Boostly.co.uk/guidebook • https://Boostly.co.uk/website • https://BookdirectMap.com • https://Boostly.co.uk/podcast2020-06-0520 minThe Boostly PodcastThe Boostly PodcastRemove Unnecessary Spends in Business During the Coronavirus Crisis with Damien FoggWelcome to Boostly Podcast Season 8 Episode 11. This is a recap of my interview with Damien Fogg where we talked about how to remove unnecessary spends in business during the coronavirus crisis. Recording date: Friday 27th March *Please note events and news might have changed since the recording* • https://Boostly.co.uk2020-06-0520 minThe Money ShotThe Money ShotTMS109 How To Get Rid Of Debt FastThis podcast talks about how to get rid of bad debt fast, the steps you need to take and resources to help you move forward from that situation 2020-02-2620 minThe Money ShotThe Money ShotTMS108 What Financial Advisors DoEx financial advisor Damien Fogg tells all about what independant financial advisors are, what they do and why you might need one. 2020-02-2619 minThe Money ShotThe Money ShotTMS107 Things Rich People Advise But Don't DoDamien Fogg talks about things that we’re often told to do by the rich, but that in reality they either don’t do or in someway do it differently.2020-02-2624 minThe Money ShotThe Money ShotTMS106 Scaling A Business As A Digital Nomad With Mark SimpsonMark Simpson joins host Damien Fogg to discuss scaling a business as a digital nomad.2020-01-1434 minThe Money ShotThe Money ShotTMS105 Personal & Business TaxesDamien is talking all aboutpersonal and business taxes, turning an ordinarily boring topic into something... less boring and vaguely entertaining! 2020-01-1424 minThe Money ShotThe Money ShotTMS104 Buying, Renovating & Flipping PropertyDamien discusses Buying, Renovating & Flipping Property, the benefits and drawbacks and his experience2020-01-1435 minThe Money ShotThe Money ShotTMS103 - Charitable DonationsDamien discusses charitable donations in this episode of Money Shot2020-01-1423 minThe Money ShotThe Money ShotTMS102 Pricing ServicesIn this episode of The Money Shot, Damien talks pricing services for the self employed. 2020-01-1427 minThe Money ShotThe Money ShotTMS101 Intro & RecapDamien Fogg kicks off season two of Money Shot by letting you know what you can expect from this season. 2020-01-1423 minThings I Wish I’d Known with Rachael WelfordThings I Wish I’d Known with Rachael Welford13 Damien Fogg - Money MattersMoney is historically a complex subject for most people to discuss. Whether you’ve got it, had it and lost it or never had it, no one seems to want to talk about the m word… this is why I wanted to cover it on TIWIK.  Damien Fogg is the author of The Money Shot - The (Slightly Less Dull) Guide to Personal Finance and Investing alongside being an investor, entrepreneur, mortgage adviser, Chartered Surveyor, day trader, property developer, landlord, entrepreneur... and former financial adviser. Oh and in his spare time he runs the EP Investor. Growing up a...2019-12-0341 minThe Money ShotThe Money ShotSeason One Wrap UpWhat’s up Epic people! In this Season Finale episode of The Money Shot Podcast, Damien gives us a sneak peak at next season’s trajectory, talks travel and living the digital nomad lifestyle, and shares his new found life mission. He also insults his podcast producer. It’s actually pretty funny.   See you next season!   In This Episode Fortune Telling - What is on tap for next season Lazy podcast producers and Thailand adventures The first ever EP Investor mastermind group The Ripple Effect of Damien Fogg   “It has...2018-09-1711 minThe Money ShotThe Money ShotTMS020 Interest RatesToday we’re talking about interest rates and how they impact both the economy, and us as individuals. Who controls them? Why do they shift up and down? You know. That sort of thing.   In This Episode How interest rates work in the UK The average interest rate over the last 324 years How banks use interest and your money Savers, borrowers and the economy at large   “The main purpose of changing interest rates is to impact the overall economy” “We’re pretty much still the lowest rates ever seen”   2018-09-1023 minThe Money ShotThe Money ShotTMS019 Getting Value From PurchasesGetting value from your purchases. That’s the philosophy behind today’s episode. What does that mean in terms of content? Damien is going to tell us how he spends his money! From food and shelter to all of the stupid things we buy, all of it has a value attached, and depending on where you are in the world, that can differ dramatically.   In This Episode The Basics (Food, Shelter, etc.) Spending big money on cars Finding alternatives for your spending Is hiring a cleaner worthwhile?   “It’s all about attributin...2018-07-3018 minThe Money ShotThe Money ShotTMS018 Robo Investment FundsRobo Funds are today’s topic of interest, and Damien can assure you that it does not mean Robocop manages your money. What it does mean is a cheaper, more automated way to invest online. Find out more by tuning in!   In This Episode What are Robo Funds? The pros and cons of setting one up How do they differ from working with an advisors Is this a good place to get started?   “The biggest part for them to figure out is what your attitude to risk is” “There are a whol...2018-07-2319 minThe Money ShotThe Money ShotInvestor Versus TraderAre you a trader, an investor, or do you just lose money? On today’s episode of The Money Shot Podcast, Damien takes us deep into what makes up the two, and how they differ.   In this Episode Buying shares from companies people love or companies people hate Investors, and what characteristics they tend to have Traders: the good, the bad and the ugly The 4 main categories of Trader   “During the dot com boom, everybody was going crazy and buying internet stocks” “Investors take a very long term view” “They’...2018-07-1625 minThe Money ShotThe Money ShotTMS016 Loans and Credit CardsCredit cards and loans are today’s topic on The Money Shot Podcast. From simple to more advanced   In This Episode Credit cards, why we should clear them quickly, and how. When credit cards can be a great thing to have in your financial arsenal. The slippery slope of payday loans. Using other people’s money to invest. Cars, and the best ways to buy them. Dad jokes. “In an ideal world, you’d have a credit card because they’re good for your credit file” “Credit cards tend to b...2018-07-0918 minThe Money ShotThe Money ShotTMS015 Preparing For a MortgageWelcome back to The Money Shot Podcast! Damien is talking all about mortgage preparation in this episode. It’s actually not as boring as it sounds, in spite of what he’d tell you. He covers a lot of ground in a short period of time on this one, and points out some of the strange quirks of the credit game.   In This Episode Addressing any issues with your address A special note for entrepreneurs Business expenses and their impact on a mortgage A few ways to better your chances at getting a mortgage, or a...2018-07-0220 min