Dave Alger - Podcast Details

Shows

Living in the USAFree speech on campus: David Cole; Adios to Musk: David Nasaw; Alger Hiss: Jeff KisseloffWhat obligations do colleges and universities have to protect students from anti-Semitism and Islamophobia? What obligations do they have to let students speak freely about issues they care about? David Cole just testified before Congress about that—he’s the former National Legal Director of the ACLU, and The Nation’s legal affairs correspondent. Also: Trump’s partnership in Washington with his biggest donor, Elon Musk, is coming to an end. The richest man in the world, who made the biggest campaign contribution in history, is going home the clear loser in this affair. Historian David Nasaw comments.2025-05-1758 min

Do Go On499 - Camille Du Gast and the 1905 Algiers to Toulon Boat RaceIn 1905 a motor boat race was staged from Algiers to Toulon and it's fair to say things didn't go well! This week we hear about the race and the amazing life of one of the entrants, Camille du Gast! This is a comedy/history podcast, the report begins at approximately 07:53 (though as always, we go off on tangents throughout the report).For all our important links: https://linktr.ee/dogoonpod Check out our other podcasts:Book Cheat: https://play.acast.com/s/book-cheatPrime Mates: h...2025-05-142h 26

Save Like Dave Podcast074 | Are You Better Than Average? [Financial Tips for Getting Ahead]Most of us are average. It’s just a statement of fact.In this episode, Dave is going to discuss what being in the middle looks like - financially speaking, and then shares suggestions that you can implement into your life to be better than average. Being average in America is all too common. We quickly spend as much as we make, and lifestyle inflation creeps in when we do end up making more money. The point of this podcast and our hope for you is to become better than average.2024-03-2013 min

Save Like Dave Podcast073 | 10 Ways to Save an Extra $400/monthToday, Dave will share 10 ways to save an extra $400 a month. Sounds impossible? Well, listen in and learn how you can do it too!Now these 10 things that are shared should be taken as a whole. In other words, if you apply several of these ideas, you can get to the savings goal you want to reach. Most are little things that when taken as a whole will allow you to win... And, there’s even a couple that if you apply it you can save even much more than...2024-02-1918 min

Save Like Dave Podcast072 | What is a 1031 Exchange, Anyway? [learn why it’s so special]What is a 1031 Exchange Anyway?Today Dave is going to share what I consider the 2nd best gift the US government has given us to win with money.It’s a bit more complicated than other methods of winning with money that I’ve discussed prior, however, it’s such a good one, Dave will explain what it is and how it can help you keep more of your money! Now that’s worth listening to right?I don’t know of anyone who wants to pay more in taxes than they have t...2024-01-1521 min

The Public Works NerdsChallenges and Solutions for Water Service Line Inventory with Chelsea Alger and Dave MalmUnlock the secrets of how cities are combatting the pernicious issue of lead in our drinking water, as Chelsea Alger and Dave Malm from Bolton & Menk join us to dissect the monumental task of lead service line replacement. With the Flint water crisis still fresh in our memories, we explore the complexities of updating water service inventories, the power of GIS technology in this process, and the urgency of securing public funds for these life-essential projects. Chelsea and Dave bring a treasure trove of knowledge, providing an insider's look into the reality of preparing for regulatory deadlines and the...2024-01-0251 min

Save Like Dave Podcast071 | Good Debt vs. Bad DebtIs there such a thing as good debt?In Dave's opinion, not all debt is considered "bad" debt.Good debt is viewed as taking on debt that benefits your life. This debt is a way to create wealth by leverage… a mortgage for a house will build equity, for example. Bad debt, on the other hand, does just the opposite. It’s a burden, a weight on your shoulders, and unlike most home purchases, bad debt almost always goes down in value over time.Good debt is a type of de...2023-12-2119 min

Save Like Dave Podcast070 | Lifestyle Inflation & How You Can Avoid ItOver one-third of adults in the United States reported that they would not be able to cover a $400 emergency expense without borrowing money or selling assets (Federal Reserve Survey). This suggests that as people's incomes rise, they often tend to increase their spending on non-essential items and experiences, leaving them financially vulnerable in the face of unexpected financial challenges.In this episode, Dave will be sharing some examples and, more importantly, how to NOT get caught up in lifestyle inflation.Lifestyle inflation, also known as "lifestyle creep" is a phenomenon where an individual's...2023-12-0916 min

Save Like Dave Podcast069 | Charlie Munger's 8 Ways to Win With MoneySadly, just this week, Charlie Munger passed away.He almost made it to 100!In this Podcast, Dave shares 8 practical tips from the famed investor Charlie Munger.Munger was both straightforward and brilliant at the same time. We can ALL learn a thing or two about money from this wise man.Even though Munger had reached billionaire status and was a longtime friend and coworker of Warren Buffet, Munger still maintained a frugal, down-to-earth lifestyle.Listen in as you will learn a lot from Munger in this exciting episode.2023-12-0120 min

The StoryThe Young Singer With an Old Soul EP 146 Conrad FisherSuper excited to announce new guest, Conrad Fisher, to The Story!Music industry Veteran Matt Lindsey (Mel Tillis, Hal Ketchum) was planning a quiet evening at home when he got a call from his friend, legendary music producer Jim Rooney (John Prine, Nanci Griffith).“He was very insistent that I come down to a show in town,” Lindsey recalls. “He told me he’d found someone he wanted me to hear. He told me he thought this guy had a big future ahead of him. Once again, Rooney was right.”That was the night Lind...2023-11-211h 12

Save Like Dave Podcast068 | 8 Daily Habits That Will Change Your LifeIn this episode, Dave is going to share 8 key daily habits that can help you change your life, including one focused on winning in personal finance. How many of these 8 habits do you follow?Listen in and see how many of these 8 habits you currently possess and see if there are any others that you can begin implementing to start improving your life.As you begin to follow these 8 daily habits your life will start to change in a positive way. It won't happen overnight, but little by little you will be chipping a...2023-11-1116 min

Save Like Dave Podcast067 | 5 Great Books on Personal FinanceThe average American spends 10 minutes or less per day reading!Even more, 27% of adults in the US didn’t read a book in 2018. As you can see reading has become a low priority for many Americans - I hope you’re not one of them! Today, Dave is going to share 5 books that he hopes will excite you about personal finance.When Dave was beginning his financial journey he read hardbound books.Today there are many other ways to expand your knowledge - from books of course, but also by listening to po...2023-11-0213 min

Save Like Dave Podcast066 | 5 Reasons Why You Aren't Winning With Money... (and how to fix that)Only 1 in 10 lower-income workers between the ages of 51 and 64 have ANY money saved for retirement!That means 9 out of 10 lower-income workers have nothing to show for all their hard work. Think about that for a minute. This is an incredible statistic that we want to avoid at all costs. On today's podcast, Dave shares 5 common money fails, plus 5 ways you can think differently to WIN with money! Dave is going to share the top reasons why some people have zero money saved for retirement and, of course, how you can reverse that.2023-10-2022 min

Save Like Dave Podcast065 | 5 More Practical Bible Verses About MoneyThe Bible has a lot to say about money. More than half of Jesus' parables have to do with money and possessions.If you are a Christian, it certainly is not something to be taken lightly. If you are not a Christian, then perhaps these verses don't have as much significance to you.That said, whether you believe them or not, these 5 verses provide timeless, practical advice for anyone to win with money.Listen in as Dave provides 5 more bible verses on how you can succeed financially and in life.After...2023-10-0412 min

Save Like Dave Podcast064 | 5 Bible Verses That Will Help You Win With Money16 out of 38 of Jesus’ parables deal with money and possessions. Nearly 25% of the words Jesus spoke in the New Testament deal with biblical stewardship and 1 out of 10 verses in the Gospels deal with money.In this Podcast episode, Dave is briefly going to share 5 verses about money from the bible. These are timeless statements from the Bible that I believe will help you to win with money - regardless of where you are spiritually. I think you will see that these verses, from over thousands of years, are jus...2023-09-2113 min

Save Like Dave Podcast063 | How to Have a Satisfied MindWhat does it mean to have a satisfied mind?In this episode, Dave is going to share how having balance or, you could say having ‘A Satisfied Mind’ can make all the difference in your journey financially speaking. Dave shares how your passions, relationships, and personal growth all contribute to living a good life.Remember, the pursuit of wealth should never come at the expense of your mental and emotional well-being or the things that truly matter to you. Join us on the episode, as we explore the key principles and prac...2023-09-0822 min

AK Bets Podcast#3 - The Boys & Alan AlgerSend us a textPete, AK and Celebrant Dave sit down with betting industry PR guru Alan Alger to discuss the topics of the month affecting the gambling industry in the UK & Ireland.They touch on the dreaded Affordability question, AK Bets’ new greyhound trader James Pryce, football betting, the Rugby World Cup and much more. The final half of the episode is a deep dive into Alan’s career. From his early days in Trading for a spread betting company to his pivot into PR with Blue Square and, latterly, Betway.This...2023-09-061h 19

Faith and Family Fellowship PodcastBuilding Wealth One Step at a Time: Save Like DaveBuilding Wealth One Step at a Time: Save Like DaveInterview with Dave and Nate AlgerIn this Faith and Family Fellowship episode, Dallas interviews Dave and Nate Alger, co-host of the Save Like Dave Podcast.About The Guest:The Save Like Dave Podcast, hosted by Dave, a personal finance expert, offers practical strategies for financial success through consistent saving and smart investing. Despite earning under $50,000 for most of his career, Dave retired at 55 with over $1 million in savings. Tune in for actionable advice...2023-09-0541 min

Save Like Dave Podcast062 | 11 Great Frugal Examples From Warren Buffett's LifeDid you know that being frugal comes with some incredible advantages? Today, we'll explore some of the best frugal examples from the life of one of the world's most renowned investors - Warren Buffett!For instance, did you know that Warren Buffett still lives in the same modest house in Omaha, Nebraska, that he purchased in 1958 for $31,500?Despite his immense wealth, Buffett prefers to drive an old Cadillac instead of a luxury car.In doing research on Buffett I came to realize that he is just a regular person. He’s...2023-08-2020 min

Teaching Tax Flow: The PodcastEp. 43 | Money Tips For TeensIn this episode, we dive deep into the world of personal finances for our younger folks. It's never too early to start, and the financial decisions you make in your teens can have a profound impact on your future wealth. But it's not just about saving; it's about understanding the system and using it to your advantage. Special guest Dave Alger, from the popular podcast "Save Like Dave," joins us to share his top tips and tricks. Together, we’ll explore how young adults can not only develop strong saving habits early on but also strategically navigate th...2023-08-1031 min

Save Like Dave Podcast061 | Think Twice Before Retiring Early (Learn About the Penalties)Early retirement sounds great in theory, but have you ever thought through all the increasing risks of running out of funds? Additionally, retiring early may result in a loss of social connections and a sense of purpose, potentially impacting mental and emotional well-being. This is something Dave knows all too well. In this episode, Dave is going to go a bit more in-depth on this subject of retiring early as he weighs both the good with the bad.It's important to consider all possible options before taking social security. Taking the...2023-08-0618 min

NHCC Sermons & TeachingJEPHTHAH - Trying God's PatienceJudges 10:16, So they put away the foreign gods from among them and served the Lord, and he became impatient over the misery of Israel. ---------- Life and literature are filled with the “Cinderella legend,” stories about rejected people who were eventually “discovered” and elevated to places of honor and authority. Horatio Alger wrote over 100 boys’ novels that focused on the “rags-to-riches” theme, and he became one of the most influential American writers of the last half of the nineteenth century. Whether it’s Abraham Lincoln going “from log cabin to White House” or Joseph from the prison to the throne of Egypt, the story...2023-07-2340 min

Save Like Dave Podcast060 | 5 Reasons YOU MUST Open A Roth IRA Today!In our opinion, the Roth IRA is the best available retirement product for every American.When planning for your future, where else can you get tax-free withdrawals in retirement with long-term tax advantages? In this episode, Dave presents 5 great reasons to open a Roth IRA today (and start contributing) so that you can start winning with money.There are a bunch of tax advantages that we discuss in the episode. In addition, it's flexible and accessible unlike many other popular retirement products out there.If you haven't created a Roth IRA...2023-07-2115 min

Save Like Dave Podcast059 | The Rich vs. The Poor: 10 Things That Differentiate the TwoDave is going to touch on 10 things that separate the rich from the poor.No shame here, just a little knowledge for you to dissect on your way to winning with money. For instance, individuals with higher levels of education tend to have higher earning potential and access to better job opportunities.It's important to note that financial success is influenced by various factors, including personal circumstances, industry trends, market conditions, and individual choices and behaviors.That said, don’t get too caught up on all those factors.Focus on...2023-07-1316 min

Save Like Dave Podcast058 | Become a Better Investor Doing These 6 ThingsWelcome to this lesson on becoming a better financial investor. In this episode, Dave is going to share 6 key things that you will need to do to become a great financial investor.Investing can be a powerful tool to build wealth and achieve financial goals, but it requires knowledge, discipline, and a well-thought-out strategy.Today's podcast will cover some essential principles and strategies to help you improve your financial investing skills while leaving you with lots of practical takeaways.Remember, investing is all about making informed decisions and staying focused on...2023-07-1015 min

Save Like Dave Podcast057 | Struggling to Make Progress Financially?Excellence is never an accident. It is always the result of high intention, sincere effort, and intelligent execution. It represents the wise choice of many alternatives.Today, Dave is going down a different path in the sense that he’s going to cover more of the psychology of why we make decisions and how to make better ones."Choice, not chance, determines your destiny." -Aristotle.YOU will not achieve your money goals by accident or by ‘chance’. YOU will achieve those goals as a result of a written plan, educati...2023-07-0218 min

Save Like Dave Podcast056 | Millennials and Their So-Called InheritanceAttention Millennials - have you ever thought about winning the lottery? Now don’t act like you haven’t. I know you have… everyone has.Today, Dave is going to talk about the greatest wealth transfer in history.Baby boomer parents are set to leave their millennial children $68 trillion!But, hold on to your horses because Dave has a little more to add to the story and why you’d be prudent to save for your future anyway.If you are planning to receive an inheritance or hoping to leave one...2023-06-1614 min

Save Like Dave Podcast055 | You Can't Take It With YouDon’t let the government decide for you where YOUR money goes.Today, Dave is going to share some important thoughts on what you need to do to best protect your assets when you pass on because you can't take them with you.You are going to learn the basics of why it's important to set up a will or a trust and also what it means to set a beneficiary or executor.Dave simplifies the whole process in this episode.If you’ve been a good steward with your money in l...2023-06-0819 min

Save Like Dave Podcast054 | The Magic of Compound InterestMoney makes money, and the money that money makes... makes more money.Albert Einstein once said that "compound interest is the eighth wonder of the world."This being a personal finance podcast, Dave thought it might be a good idea to talk about this subject in a bit more depth.Learn all about the amazing effects of compound interest in this week's podcast episode.Dave simplifies this confounding topic with a plethora of easy-to-follow examples. It's an episode you won't want to miss!By the power of...2023-06-0215 min

Save Like Dave Podcast053 | How Much Should You Have in a Single Stock?How much money should I put toward individual stocks? Is it okay to invest in my favorite company?Make sure to toon into this week's episode as Dave is going to share a remarkable story that brings to light the pitfalls of putting too much of your cash into one stock.If you’ve spent any time learning how the stock market works you probably have heard of this advice and it’s a wise one: Diversify. As with just about everything in life you need to have a balance. In the ep...2023-05-2621 min

Save Like Dave Podcast052 | Kids & Money (part 2)One survey I read said that just ¼ of kids 13-21 actually learn from their parents. Only about 1 in 4 of the children are getting any solid financial education from their parentals! Today, we want to discuss a topic that is near and dear to our hearts and that is to help people become savers and not just spenders. More specifically, we are going to talk about how you can raise your children, or others in your life to be successful financially by developing smart financial habits.Changing your little human from a con...2023-05-2019 min

Save Like Dave Podcast051 | Teaching Your Kids About Money (and doing it early!)Dave is going to dig deep on the subject of kids and money so that if you have kids or have a connection to kids and want to get them off on the right foot, financially speaking, come along for a listen.Now I know everyone's story is different.Sadly, financially speaking, many kids these days are not being taught anything about personal finance, and guess what, when they get older they tend to continue to make the same poor financial mistakes they did as kids.A poll by ING Direct found that 87...2023-05-0619 min

Save Like Dave Podcast050 | Are YOU House Rich & Cash Poor?Are you house-rich and cash-poor?Find out on this week's episode...Did you know that those who delay gratification are more self-motivated and more able to face future obstacles or challenges when they come?Delaying a reward can be hard at the time but the rewards for waiting will outweigh the initial disappointment you may have. Today, Dave is going to speak on a common problem many of us have and that is the desire to have it all, and have it now. Unfortunately, that desire from a financial...2023-04-2815 min

Save Like Dave Podcast049 | Cleaning Up Your Financial ClosetIn this episode, you will learn some practical tips that will help you to keep your ‘financial house’ in order. Personally, Dave has implemented all these tips and they have taken the stress out of that part of his life. For instance, do you find that every year around tax time you start to feel your blood pressure rise and you stress out more than normal?...You have to go find all those receipts and go through those bank statements and so forth.Well, you can minimize all this by getting those...2023-04-0617 min

Save Like Dave Podcast048 | 10 Best Things YOU Can Do To WIN With MoneyToday, Dave will give you 10 specific things you can do to win with money... And along the way, you may very well become a millionaire!Dave receives emails asking for advice on finances on a regular basis and he is always happy to respond. He's so encouraged that you all are choosing to change your financial habits and win with money 🙂.One of the themes Dave frequently sees is something like "what are the best ways to _____________." For example, the best way to choose a mutual fund or make a bu...2023-04-0125 min

Save Like Dave Podcast047 [Parte 2] | 3 More Things To Do to Get Your Financial House In OrderThese past couple of years have been hard on all of us. With a worldwide virus raging throughout the world, many lives were lost, millions had to change how they worked, and many others lost their jobs completely as we all experienced a once-in-a-century phenomenon.With that gigantic disruption, many experienced final loss and disruption to their normal way of life - financially speaking.Today, I want to hit the ‘reset button’ and touch on some key points in your personal finance toolbox. I want you to take a look at your f...2023-03-2714 min

Save Like Dave Podcast047 | 3 Things to Do Right Now to Get Your Financial House in OrderDo you have your financial house in order?Unfortunately, only 27% of Americans have a financial plan. Let's hope you are better than the majority.In this Podcast episode, Dave discusses 3 things you can do right now to get your financial house in order.All three are essential if you want to win with money.For instance, you can't progress financially and live at peace if you are constantly getting into debt and paying high-interest payments.Not getting out of debt is a surefire way to lose with money.2023-03-2520 min

Save Like Dave Podcast046 | Are You Counting on an Inheritance? [Listen to this First]So you think you can put off saving for retirement because Dad and Mom have already told you that they will leave it ALL to you when they're gone?Or maybe you're really close to a RICH UNCLE… or AUNT. You just know there’s something coming your way…Well, maybe it's time to think twice.Listen in on this episode as Dave has lots of important things to consider before you put all your faith in your ship coming in.As always, we want you to be in charge of you...2023-03-2014 min

Save Like Dave Podcast045 | Making a Budget is Crucial75% of Americans live paycheck to paycheck! Just 25% of all people make a budget and plan their finances. Today Dave is going to talk about the subject of making a budget and WHY it’s SO important in helping you win with money.In this episode, we want to share some really good reasons to have a budget and hopefully, by the end of the episode, YOU will be on board with us and decide once and for all to begin a budget.If you do, I promise, YOU will win with money! ...2023-03-1222 min

Save Like Dave Podcast044 | How To Find The Job That You Love“If you find a job you love, you’ll never work again...” That quote is attributed to Winston Churchhill and we wholeheartedly agree. Today, Dave is going to tell you about his career, the ups and downs, and more importantly, why it’s SO IMPORTANT to find a career that you love.You see, Dave worked for 30 years in a job that he didn't love. That job paid the bills and allowed for some extra money to save and invest, but it didn't bring true fulfillment to his work life.We want the...2023-03-0218 min

Save Like Dave Podcast043 | Retired at 28 Making $8k/month Passively... Yeah, Right.Today Dave is going to share a pretty amazing story of someone who is so frugal that she saves ½ of her income! The thing that is truly amazing is what she was able to do with that extra savings! Being frugal changed her life dramatically and gave her an amazing quality of life.Listen in to this story as Dave shares how one person retired at 28 years old making over $8k/month PASSIVELY.Sounds pretty farfetched, right?You may be saying, "How could she do that?" ...or perhaps, "I wa...2023-02-2616 min

Save Like Dave Podcast042 | Retirement Statistics That ACTUALLY MatterDid you know that 50% of people retired before they would have liked to?This could be due to layoffs, caregiving responsibilities, an unexpected change in their financial situation, or perhaps even health issues. That’s a huge number! 1 in 2 chances it could be you, right?In today's episode, Daves shares some important retirement statistics that you need to consider.Many people are working hard to save for retirement with their work plans... That said, there are some unfortunate things you will need to consider if you want to make sure your re...2023-02-0919 min

Save Like Dave Podcast041 [Part 2] | Life Lessons From Mark CubanAt age 12, Mark Cuban sold trash bags door to door. Further on, he owned a bar after college and he later hit it really big when in 1995 he sold his company Broadcast.com to Yahoo for $5.6 billion dollars!Now you could say Mark Cuban is a lucky man and indeed he is. However, if you thought that, you may have missed the main point. Sure he was ‘lucky’, but if you read between the lines, he solved problems.Mark has a lot of wisdom to share in the realms of life, business, and finan...2023-02-0114 min

Save Like Dave Podcast041 | Mark Cubans Genius Financial Tips [Part 1]Have you ever heard of Mark Cuban? Or better yet, Shark Tank? I’m guessing that if you do know who he is, it may be because of seeing him on TV with Shark Tank. Mark Cubans is a world-famous entrepreneur and the owner of the Dallas Mavericks basketball team.In this episode, you're going to learn REAL ways to win with money as Dave shares some amazing financial advice from Mark Cuban.Mark built several successful businesses at an early age because he did what any great entrepreneur does, he solves problems.2023-01-2918 min

Save Like Dave Podcast040 | The Time Value of Money: The Good and the BadIf you invested $250 per week for 30 years and averaged 7% in a tax-deferred account, you’d have over $1.2M dollars at the end of those 30 years. Today, Dave is going to explain what the time value of money is and how it can affect you both positively OR negatively depending on what you do with your money. The time value of money is a very interesting subject and one you would want to know at least a little bit about. If I said to you I can give you $20K today or $20K five year...2023-01-1913 min

Save Like Dave Podcast039 | So You Want to Retire Early, Huh?!11% of workers plan to retire at age 55. Are you one of them? You get Dave’s vote if you do, however at the same time, it’s important to think it through though. Otherwise, you may be in for some unpleasant surprises, and financially speaking that could ruin your dream retirement. Hear what Dave has to say on today's episode.Sounds amazing to retire early, doesn’t it?Well, it can be, but before you take the plunge, take a look at your assets... NO take a very close look and...2023-01-1326 min

Save Like Dave Podcast038 | I'll Take My Income Without Taxes PleaseDid you know that ‘sweat equity’ is tax-free? If for example, you and your spouse buy a fixer-upper, work hard and bring it back to life and then sell it 2+ years later, any gain up to $500K is free for the two of you. Today, Dave is going to share 6 great ways to save money by not paying taxes. All these 6 ways are amazing and completely legal thanks to the U.S. government.Look out, there just may be one idea that’s just right for YOU!Free money is alw...2022-12-2414 min

Save Like Dave Podcast037 | Teenagers Are More Money Savvy Than We Think74% of teens don’t feel confident about their financial education!Well that’s not very encouraging, is it? Surprise, all is not lost, there is some good news regarding today's teenagers!Today, Dave will share what that is all about and why SOME are winning with money... And guess what, YOU may even learn a thing or two about money from these teenagers!Listen to this episode and you will learn why personal finance is critical for everyone... including kids.It is a skill you will use your entire life...2022-12-1614 min

Save Like Dave Podcast036 | 10 Ways To Reach $1 Million Dollars by 6517 out of every 100 people are millionaires at 65. There is a very good chance that you are friends or have a relative that is a millionaire. The question today is do YOU want to become one?Today Dave will discuss 10 ways to help you win with money and make it to that special million-dollar threshold.As you'll find out in the episode, it’s not all: save, save, save. It also means cutting expenses, putting your money to work for you, and saving on taxes. All 10 of these ideas will he...2022-12-1023 min

Save Like Dave Podcast035 | Are YOU Average?In today's podcast episode, we discuss what it means to be average financially speaking vs. where you stand in the median group. There is a big gap between the two and today we will focus on those median numbers (the number right in the middle of the highest and the lowest number). You see, the average numbers are the total of a group averaged into one and those numbers can be skewed wildly if you add Elon Musk or Jeff Bezos into this average. When you do that your number can be much higher th...2022-12-0216 min

Save Like Dave Podcast034 | What is YOUR Net Worth & Why is it Important?1984 was the year Dave first began to keep track of his finances with the help of a Net Worth Statement. Every year since, Dave takes an hour or so on the first week in January and determines that number. Now 35+ years later he has a simple 1-page record of what his net worth is. That first year it was just $50K.In this episode, Dave is going to explain what a Net Worth Statement is and why it’s helpful to do it annually. He outlines a simple process so that you can com...2022-11-2416 min

Save Like Dave Podcast033 | Minimum Payments Changed Their LifeI know a couple who both have a great job in sales and have an awesome salary, are married, have 2 kids, and have a house with a picket fence. Many people would say that they have got it all figured out. Their family is a success, they are living the ‘American Dream’. Well on the outside they were, but on the inside, they were drowning in debt.In this episode, learn how minimum payments changed this family's life forever.Dave shares how one couple got into a complete mess because of their...2022-11-1713 min

Save Like Dave Podcast032 | Lots of People Make Money... But Not Many Keep MoneyIt doesn’t really matter what age you start to save, what matters is that you do it.It’s never too late or too early to start saving. Let me put it another way, it’s not ‘how much should I save,' but it should be ‘how much can I save’? Today, Dave is going to tell a story about a good friend that, unfortunately, has not been able to win with money. He'll also share how he would have done it differently and how you can avoid his friend's mistakes and win with...2022-11-1010 min

Save Like Dave Podcast031 | How to Save $2 Million at Retirement... (How YOU Can Do It)According to Time magazine, it is estimated that for a millennial with 40 years until retirement, $1 million in savings is not likely sufficient. Taking into account 3% inflation over that time period, it would be worth just $306,000 in today's dollars. See, if you are young, because of inflation, that $1 million will be considerably less in purchasing power in say 40 years. In other words, if you are 25 today that $1 million would be worth about $300K in real purchasing power.Now that is pretty discouraging, huh? Well today, Dave is going to give you some e...2022-11-0316 min

Save Like Dave Podcast030 | Saving $1M For Retirement Earning Just $60k/year [Lesson on Saving Early!]Saving money for retirement can be difficult.For one thing, it seems SO far off. Many people tend to kick the can down the road a bit longer than they should and then at retirement they are not happy with the results. At age 30, the average American has saved $45K for retirement. At 40 it’s $63K, at 50 it’s $124K, and at 60 it’s $172K. Are YOU AVERAGE? Today I’m going to show you how YOU can save $1M for retirement. Listen in today to find out how YOU can do it.2022-10-2713 min

Save Like Dave Podcast029 | 6 Simple Steps to Create Good HabitsYour life is to a large extent the sum of all your habits – good or bad. Research has shown that over 40 percent of what you do is habitual. It takes on average 21 to 66 days to fully learn a habit. Do you have what it takes to make saving money a habit?Here are 6 steps to change your behavior according to the International Journal of Behavioral Nutrition and Physical Activity, and other sources: Identify Cues.Disrupt. Replace. Keep it Simple.Think Long-Term. Persist. Learn all about how you can apply these 6 simple steps i...2022-10-2016 min

Save Like Dave Podcast028 | 10 Clever Little Hacks To Save More MoneyA recent study shared that people between 18 and 37, Generation Z and Millennials, are saving nearly 16% of their annual income away for retirement, including employer contributions. That is amazing! Now, are you one of them?If not, don’t despair, today Dave is going to share money hacks, and if YOU are willing to implement them, they can change how you think and live financially. In this episode, you will learn 10 simple little hacks that will help you to save more money.I'm positive you will be able to go out and imm...2022-08-1821 min

Save Like Dave Podcast027 | Super Simple Ways to Teach Kids About MoneyLess than a third of parents educate kids about saving money for retirement and only 30% of parents teach about investing money with their kids.Those statistics are not so good! Maybe you are one of those kids that just didn’t get the information you needed on basic finance.Schools are really challenged to teach all that is needed for a student to succeed in life and, unfortunately, financial literacy many times falls by the wayside in both school and family life.Whether you are the parent or you are the stu...2022-08-0616 min

Save Like Dave Podcast026 | How Financially Literate Are YOU?4 out of 5 parents wish they learned more about money as a kid and 59% of parents are uncomfortable talking to kids about money.On this Podcast, we are going to discuss some financial words that you may have heard but don’t really ‘get’. I hope it helps a bit on your financial journey and a few suggestions to take you to the next step on YOUR way to financial success.Do you understand the basics of finance? Here are a few financial terms to test your knowledge. Let's see how well you unde...2022-07-3122 min

Save Like Dave Podcast025 | How To Get An Amazing Financial Education For FreeOne of the first steps in overcoming poverty is to receive an education.With each year of schooling, an individual’s income potential increases by around 10 percent.With more education, one has more opportunities.Today, Dave is going to get into specifics on how YOU can become educated in personal finance.He is going to show you a simple process to help you to understand how to navigate the messy business of saving and investing.What will you take away from this week's episode?Dave will share so...2022-07-2116 min

Save Like Dave Podcast024 | Choosing Great Mutual Funds (Step by Step Instructions)When Dave was younger, he learned a bit about finance but he soon realized he needed a professional to go to the next step. In 1991 he bought 100 shares of Microsoft @ $47 a share and 11 months later he sold it at $78. He made $3,100 in less than a year and proceeded to think he was a genius. Unfortunately, that's not the whole story.Listen in to this week's episode to learn from one of Dave's early investing mistakes. Learn now so you don't make the same mistake later!In today's episode, you can learn...2022-07-1822 min

Save Like Dave Podcast023 | How To Easily Select Great Mutual Funds With Good ReturnsAccording to Morningstar (a firm that analyzes and rates mutual funds), over the last 10 years ending December 31, 2021, the average rate of return of all mutual funds is 8.51%. That is looking at large, medium, and small-cap funds as well as international funds and bonds. Basically, that's all different types of stocks and bonds averaged out. That is a whole lot better than what you can get in a high-yield checking or a savings account. Today, Dave is going to show you have to have great mutual fund returns like this… AND it’s almost complet...2022-07-0716 min

Save Like Dave Podcast022 | 4 Common Financial Myths That You Might Be BelievingA recent survey found that 71% of people think social security will run out!Are you one of them? Do you believe that when you get to retirement age there will no longer be money left there for you? Is that true?Listen to this week's podcast as Dave shares 4 of these common financial myths that are being perpetuated today as Dave questions their validity.Remember that ½ of the people retire early because they had to & NOT because they wanted to.So again, please p...2022-06-2419 min

Save Like Dave Podcast021 | The Roth IRA vs. Traditional IRA: Easy Ways to Know Which is Right for You.Are you in the camp that says I prefer to live my life now with all its benefits, OR are you a person that delays gratification for a future reward? Listen to this, if you put the same amount of money in a traditional IRA and the same amount in a Roth IRA at the same time and received the same return, you would have the exact same amount at retirement… right?Yep, that's certainly true. However, what’s VERY different is when you withdraw that money at retirement.Listen in as Dave will...2022-06-1718 min

Save Like Dave Podcast020 | Why Almost Everyone Should Have a Roth IRA or Roth 401KToday we’re going to discuss a financial product that is in my opinion THE BEST way to achieve a truly awesome retirement! Do you know why? If not, please take a minute and I’ll share with you about a financial product called a Roth IRA and why it’s so important to your future as a retired person.First of all, just saving for your retirement in an IRA is awesome! If you do that, you’ll be further ahead than 60% of your neighbors! There are 2 Roths available to many in...2022-06-1018 min

Save Like Dave Podcast019 | You Might Not Be Saving Enough for Retirement! (3 Things to Consider)Are you on track for your retirement?If you are, FANTASTIC, if you are not, or maybe are just not sure, stay with me here and we are going to do our best to help you in your personal finances.Learn all that and much more on this week's episode as Dave breaks down 3 things to consider when you ask yourself, "Am I saving enough for retirement?!"Here's another probing question for you.Do you tend to keep a large balance in your checking account / savings account?2022-06-0312 min

Save Like Dave Podcast018 | 2 Pieces of Financial Advice You Can Likely IgnoreIn most of my prior podcasts, I’ve covered things you can and should do to be successful in your personal finances.Well, today I want to share a couple of financial decisions that you may not necessarily need to do.The two main pieces of financial advice that Dave discusses in this episode are target rate retirement funds and revocable living trusts.Perhaps, you might be wondering what exactly are these two things.Learn all that and more on this week's episode.Target Date Funds are good, but ot...2022-05-2914 min

Save Like Dave Podcast017 | Are You a Thinker or a Doer? [Thinking Mode vs. Doing Mode]92% of people who set New Year's goals do NOT achieve them! Wow, that is very unfortunate. Today we’re going to talk a bit about the other 8%. Which one do you lean towards, thinking or doing? Let’s see where you fit in and how you can improve your odds on this week's episode.There is a balance between thinking and doing.Change does not come easily but with the right plan, it can be done. It's important to think through what you are going to do, but if you don't actua...2022-05-1912 min

Save Like Dave Podcast016 | 3 Smart Things to Consider If Retiring EarlyJust under 5% of people in the age group of 18-55 years old Americans are early retirees.I recently read a story of a guy who retired at 37 only to go back to work only 2 years later.He found that retirement was sorely missing 3 things: human connection, work fulfillment, and money.Stopping work is not the be-all, end-all for some people. Work can be exciting, rewarding, and a key to your personal happiness.I retired at 55 and have been living off our investments for over a decade now and for us it’s...2022-05-1214 min

Save Like Dave Podcast015 | 6 Game-Changing Books to Master Your Understanding of MoneyBelieve it or not, according to the statistics, 70% of lottery winners end up broke and a third go on to declare bankruptcy. With this new windfall of cash, lottery winners tend to spend way more than before they hit it big... and once you add in poor investment choices they burn through the money in next to no time. From rags to riches then back to rags again.In this episode, Dave is going to help you master your understanding of money.Dave recommends 6 tried and true books on finance and investing that...2022-05-0615 min

Save Like Dave Podcast014 | 6 Stark Differences Between Comfortable Retirees & Average RetireesWe spend our lives working hard and dreaming of the day we can finally retire... But planning for retirement requires more than dreaming — it means being strategic and focused on consistent saving, among other things.In this episode, Dave shares 6 stark differences (from this article) that separate comfortable retirees from those retirees that are just struggling to get by.As a whole, you can mostly lump retirees into 5 categories: affluent retirees, comfortable retirees, average retirees, struggling retirees, and “just-getting-by” retirees. This week we walked through what we hope you to eventually become, a comfor...2022-04-2918 min

Save Like Dave Podcast013 | 4 Meaningful Expenses You Can Likely Cut RIGHT NOWCurrently, millennials spend more than $3,000 a month on eating out.Is that you? Do you fall into that category?In this episode, Dave walks through 4 meaningful expenses that you can cut out or likely lower with just a tiny bit of focus.If you are challenged financially during these crazy times, please know that you are not alone. If you're struggling, but don’t know where to start, this is the perfect episode for you as we share 4 practical examples.By just taking a little bit of time one night on th...2022-04-2116 min

Save Like Dave Podcast012 | Why These 3 Major Countries Have Drastically Different Savings RatesHow much money has the average 30-year-old American saved?The median bank account balance for this age group is just $3,240.In this episode, Dave compares and contrasts 3 different countries' savings rates.The 3 countries explored are China, the United Kingdom, and Germany.Each one of these countries has a very different savings rate and the important thing is it doesn't completely depend on how prosperous the people are.Learn how different factors, both economically and socially, make up each country's rate of savings.In...2022-04-1412 min

Save Like Dave Podcast011 | 3 Ways to Know If You're Good With Money...Eric Roberge, a Certified Financial Planner, can tell if you are good with money by how you handle these 3 things.What are these three things you ask? Listen and learn on this week's episode.Are you a saver or spender? We touched on this topic in podcast #8, but if you tend to be a spender, I want to challenge you today to think differently and to set up processes to change that behavior.In this Podcast, Dave will relate both the Nike "Just Do It" campaign along with Apple's "Think Different" a...2022-04-0714 min

Save Like Dave Podcast010 | The Little Things (that make a huge difference!)According to the Center for Retirement Research, 53% of US households are at risk of not having enough saved for retirement to maintain their current lifestyle....Yikes, that's over ½ of the U.S. population.In this episode, Dave shares how sometimes the littlest things can keep you from being a good saver.In many cases, there are tiny friction points that prevent you from taking action.When we don't know what to do, we often do nothing or stick with what was chosen for us.Dave i...2022-04-0317 min

Save Like Dave Podcast009 | How Much Do I Need at Retirement?Have you ever wondered how much is enough to retire? Are you concerned you're not on the right track for retirement?In this episode, we are going to share some cold hard facts on just how much you need to have saved for retirement.You are going to learn why the total retirement savings needed in large part depends on where you choose to live. Although each family's amount is different based on the lifestyles that they have, we can still take a base average depending on where you end up living at retirement.2022-03-2414 min

Save Like Dave Podcast008 | JimmyG: The Football Player Who Chose to Live Life Differently [Saver vs. Spender]Sports Illustrated estimates that 80% of retired NFL players go broke in their first three years out of the League. How is this possible in a sport rolling in revenue with an average salary of almost $2 million a year? Thankfully, Jimmy Garoppolo decided he wasn’t going to be like everyone else.Are you a natural saver or a spender?Maybe you are like JimmyG and have to force yourself to be more of a saver... If so, that's okay. Regardless of whether you make a lot or a little, sa...2022-03-1810 min

Save Like Dave Podcast007 | Discover The Most Amazing Tax Savings Hack AvailableToday we are going to tell you about a somewhat secret money hack that very few Americans are taking advantage of. It’s a benefit so good, you’d be crazy not to do it. Right now, only 15 percent of Americans taking advantage of this tax savings benefit.In this episode, Dave walks us through two different examples from two different couples who each saved the exact same total amount.That said, what they were able to take home in retirement was quite different.As you m...2022-03-1017 min

Save Like Dave Podcast006 | Are You Prepared for an Unexpected Death? [Term Life vs. Whole Life Insurance]I hate to be morbid, but have you ever thought about what would happen if you were to suddenly die unexpectedly? In the United States, 7 thousand people die every day. Over half die without any life insurance. So, 52% of people who die every day do not leave anything behind for those they love most.Would you be able to provide for your loved ones if things were to change for the worse in an instant? In this episode, you are going to learn why a good life insurance policy is essential to prepare...2022-03-0315 min

Save Like Dave Podcast005 | What Does Being Frugal Actually Look Like? [Earn More, Spend Less]Does the word frugal scare you? Perhaps it has a negative connotation around it for you.What if I told you that being frugal can actually be quite fun and rewarding.In this podcast episode, you are going to learn how you can succeed with money by spending less. I’m sure you have a friend or know someone that’s making more or twice as much as you… but good news, your fate is not set. Even if you aren’t making as much as him or her, you can still com...2022-02-2414 min

Silver On the SageJeremy Spivey - Ranch Department HistoryComing to you with a special interview with Jeremy Spivey. Rather than follow the traditional format, Jeremy wanted to pay tribute to the individuals and the department that forged him into the person he is today - the Philmont Ranch Department. In this episode he shares an introduction to Ranch Department history beginning in the late 1950s into the early 2000s. Jeremy discusses the "hierarchy of necessity" due to the dangerous nature of being a wrangler, developing strong work ethic and knowing ones role, as well as the origins of Cavalcade, introduction of women in the department, and...2022-02-221h 15

Save Like Dave Podcast004 | The Key Ingredient to Your Success with Saving [Pay Yourself First]There's one key ingredient to your success with saving. Learn all about it and how you can implement it on this Save Like Dave episode.First, let’s do a little imagination exercise. In each case, you save $10,000 a year. The younger saver starts at age 25 and only saves for 15 years. So $10,000 X 15 years is $150,000 saved after those 15 years. The older saver starts saving at 35 and saves his or her $10,000 per year for 30 years, from age 35 to age 65 with a grand total of $300,000 invested which is $10,000 X 30 years).No...2022-02-1814 min

Save Like Dave Podcast003 | $300/Paycheck to $400k+ [Make It Automatic]Dave shares another personal story in this episode as he walks through how he helped his sister save for retirement. His sister was generous and loving, but she was in big trouble when it came to her future.Despite not having saved for the first ten years of her career, she was able to completely change her financial future by following through on a simple method that Dave lays out in this episode.Listen and learn how Dave's sister was able to build a retirement with the help of an easy-to-follow plan.She...2022-02-1117 min

Save Like Dave Podcast002 | 9 Practical Money-Saving Tips [How Did Mr. Average Do It?]Have you ever sat down and thought intently about where your money goes?Did you know that winning in finance is 80% behavioral and only 20% knowledge-based?Are YOU getting excited yet about the idea of being financially free? ... I hope so! In this episode, you are going to learn 9 practical money-saving tips for you to start winning with money.A life well-lived is all about living with intentionality. It’s time to start thinking about where your money goes and how to make the best use of it. Dave is go...2022-02-0317 min

Save Like Dave Podcast001 | Saver vs. Spender: Which One Are You? [Dean & Mike]Have you heard this phrase, “Fail to Plan - Plan to Fail.” You’ve probably heard that before, right? But how does it apply to ME? Which one do you want to become? ... Dean or Mike?Today, we are going to tell you the true story of Dean and Mike and how different life decisions led them towards a completely different future. Can someone in a lower-paying job actually save more money than someone making twice as much as them? How could that be? In this episode, you are going...2022-02-0318 min

Save Like Dave Podcast000 | Introduction: Save Like Dave Podcast [My Story]Welcome to the Save Like Dave Podcast where we are on a mission to help you SAVE and WIN with your money no matter how much you are currently making.Why listen to Dave? Dave’s done it and he’s here to help you achieve your financial goals too. Dave's income was well under $50k in all but 4 years [with the highest year at $73k].What makes Dave unique? Dave’s been a consistent saver his whole life. He retired at 55 with more than 1 million dollars (only 17% retire by 55).What’s in it for you? By faithfully saving a...2022-02-0318 min

Podcast Rodeo Show: Reviews and First Impressions of Your PodcastGeorge Alger Comedy WorkshopComments on George Alger Comedy Workshop? 888-563-3228 Description Some of the funniest comedians from all of the country come together to go over material talk about how we came into Comedy talk about what we do to get ourselves excited and not so nervous getting up on stage the conversations get really deep and then they get completely hilarious and downright weird I guarantee that you will laugh until you tear up. if I could get a penny from every laugh oh my God I will be a millionaire in no time...2020-05-2807 min

DJ & PK in the MorningHour 1Hour one of DJ & PK in the Morning for May 7, 2020: Segment 1 - Partner Profile with Steward Health Care Segment 2 - Dave Southorn, The Athletic Segment 3 - Tyson Alger, The Athletic 2020-05-0749 min