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The Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsIncome First, Growth Second ApproachIf retirement had a middle name, it would be "Income," just like our show: The Retirement Income Show.  You have to have income to replace the salary that you earned every week when you were working. It's important to realize that income is one of the primary elements of a successful and stress-free retirement. Too many people think of income as taking money out of your account, but there's so much more to it. Join us for this episode of The Retirement Income Show with Dave Stearns as we explain all things income!2025-05-1924 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsRetirement MailbagRetirement can bring about lots of questions, whether you're preparing to retire soon or have been retired for years! Over the last 20+ years at Stearns Retirement Group, we’ve heard them all. On this episode of The Retirement Income Show with Dave Stearns, we’re digging into the mailbag to answer some of the top questions retirees ask us. Don't miss it!www.incomeisking.com  |  www.stearnsretirementgroup.com2025-05-1024 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsRetirement Investing Is Not as Difficult as Wall Street Has Made It!There aren't many things that can happen economically, geopolitically, or socially that the stock market is not familiar with. If there were a way to invest in retirement that was effective in all market environments, would you want to know about it? Of course you would, so don't miss this episode of The Retirement Income Show with Dave Stearns!2025-04-2623 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsWhat Should I Do with My 401(k)?Many people don’t even think about their 401(k) when they change employers. In fact, some people don’t even know the options for their employer plans. On this episode of The Retirement Income Show with Dave Stearns, we’ll help you sort it all out so that you know the next steps to take. We're covering the purpose of a 401(k), pensions, investment options, strategy, Roth conversions, and more! 2025-04-1923 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsWhat Advisors Should Not Do in Retirement PlanningIn some ways, we could call this episode the "bloopers" of what advisors do in retirement planning. In a lot of cases, many advisors don't know what they don't know. If you apply the same strategies in retirement that you used when you were in the savings years, you could be in for financial ruin when it comes to living out retirement. If you want to be sure you have the right retirement strategies in place, don't miss this episode of The Retirement Income Show with Dave Stearns as we discuss what advisors should NOT do in retirement planning. 2025-04-1224 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsOutlining Your Retirement StrategyWhen you think about retirement, having a strong outline of the primary elements can put you way ahead of the game when you reach that milestone. Join us for this episode of The Retirement Income Show with Dave Stearns as we focus on the outline so that you can fill in the blanks to your retirement!2025-04-0524 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsThe Bias of Wall StreetAs human beings, we're all biased, and it's important that we know that about ourselves. If you're working with a financial advisor, it's critical that you understand his/her bias as they're helping you in your retirement. If you want to learn more about the potential bias of your financial advisor, don't miss this episode of The Retirement Income Show with Dave Stearns!2025-03-2924 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsCommon Retiree QuestionsRetirement can be challenging and brings up lots of questions, regardless of how much money you have. We know these questions can weigh heavily on you, and it's our job to help you get answers. Join us for this episode of The Retirement Income Show with Dave Stearns as we address some common retiree questions!  2025-03-2624 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsHow to Invest No Matter What Happens to the Economy with Trump 2.0What comes to your mind when you hear the phrase "Trump 2.0?" Maybe you feel positive emotions, perhaps you are scared, or maybe you worry that the stock market seems uncertain about him right now. No matter what comes to your mind, if you want to learn how to invest no matter what happens to the economy with Trump 2.0, then this episode of The Retirement Income Show with Dave Stearns was designed for you!2025-03-1524 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsDOGE Your Budget In RetirementHave you ever wondered what it might be like to have Elon Musk take a look at your monthly expenses? Do you think he might find some pork if he rummaged through your checkbook? Join us for this episode of The Retirement Income Show with Dave Stearns as we discuss what it might be like if you were "DOGE'd."2025-03-0124 minWalking is FitnessWalking is FitnessStrolling On Stearns WharfA final walk in Santa Barbara before Dave and Ava head home. During today's ten-minute walk on Stearns Wharf, Dave sees some unusual sights.Check out Walking is Fitness on YouTubeSupport the podcast with a virtual coffee through Buy Me A CoffeeDownload your free 90 Days To A Walking Habit You'll Love Learn more about your ad choices. Visit megaphone.fm/adchoices2025-02-2811 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsThe Big Five of Income InvestingWhat comes to your mind when you hear the phrase "The Big Five?" Is it the five widely known personality traits or perhaps the big five animals from Africa? If you want to learn about the Big Five investments that we use to create stable and renewable income in retirement, then don't miss this episode of The Retirement Income Show with Dave Stearns!2025-02-2224 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsAvoiding Extremes in Your Retirement PlanAre you the kind of person that tends toward extremes in your life, or do you prefer to keep it in the middle of the road? Regardless of which type of person you are, you must avoid extremes in your retirement plans. If you want to learn more about retirement planning extremes and how to avoid them, don't miss this episode of The Retirement Income Show with Dave Stearns!2025-02-0824 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsHow Much Can I Take?How much money can you comfortably take from your investments when you retire? This is a common question that we often get in our office. If you don't have a good answer, you could run into lots of troubles in retirement, so tune into this episode of The Retirement Income Show with Dave Stearns as we tackle this topic! 2025-01-2524 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsMinimizing Surprises in RetirementBirthday surprises, surprise trips, financial surprises...Not all surprises are equal. Whether you love or despise them, we all have one thing in common: We don't like bad surprises, especially when it comes to our finances in retirement. If you want to learn how to minimize surprises in your retirement, don't miss this episode of The Retirement Income Show with Dave Stearns! 2025-01-1824 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsBack to Basics for 2025One of our favorite aspects of a new year is the fresh start! It provides an opportunity to reflect on the previous year and put new plans in place. Reviewing financial basics can help lay the foundation for a successful year, and the beginning of the year is the best time to do so. Join us for this special edition of The Retirement Income Show with Dave Stearns as we get back to basics for 2025!2025-01-1124 minDespite ImpossibleDespite ImpossibleSeason 3 Episode 13: Tansley StearnsToday’s guest is Tansley Stearns. Tansley is a visionary, dreamer, runner, mother, and someone who loves Dave Matthews Band. She is also the president & ceo of Community Financial Credit Union, a purpose driven organization dedicated to creating joy and igniting with Michiganders’ impossible dreams. She’s dreaming about being a part of shaping a bright future for women and their role in the world. This is Tansley’s story.2025-01-0916 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsRed Election Sweep and Your RetirementThe election is behind us and the Red Sweep of the Presidency, House, and Senate is on everybody’s mind. If you’re wondering how the new administration can affect your retirement plans, you’ve come to the right place. We're breaking it all down for you on this episode of The Retirement Income Show with Dave Stearns!2024-12-2124 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsYear-End Financial Planning ChecklistThe end of the year is the perfect time to create and review a year-end financial planning checklist, ideally with a financial advisor. The items included on your checklist may vary depending on your age and situation, but if you are actively saving for retirement (especially if you are already retired or within 15 years of retirement), listen to this episode of The Retirement Income Show with Dave Stearns to learn what items you don't want to forget!2024-12-1425 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsRetirement Income for the Single RetireeWe often talk about how to plan for and achieve a stress-free retirement as a couple, but many of our clients and listeners are single, divorced, or widowed. In our many years of working with retirees, we have found that there are some unique aspects of retiring single that get overlooked, and their neglect can have an even more significant impact. Join us on this episode of The Retirement Income Show with Dave Stearns as we discuss how to achieve a solid retirement as a single!2024-11-2324 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsVote for a Winning RetirementAs we exit election season in the United States, did you know that you can have a vote in retirement? When you get to the retirement stage of life, you have the ability to make decisions about your investments, goals, and dreams; these are important aspects of building a stress-free retirement. If you want to learn how to cast your vote for a winning retirement, don't miss this episode of The Retirement Income Show with Dave Stearns! 2024-11-1624 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsHow to Have a Stress-Free RetirementNobody wants stress and anxiety in retirement, especially after working so hard and sacrificing so much to get there. If you want to learn the keys to a stress-free retirement, you've come to the right place because that's what we're going to reveal to you on this episode of The Retirement Income Show with Dave Stearns. You won't want to miss it!2024-11-0924 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsTwo Ways to Get Return on Your MoneyIn almost all of life, there are more than two ways to do something. Even a complex math problem with only one correct answer has many ways to solve for that answer. Did you know that there have always been and will always only be two ways to get return on your money? If you want to learn what those two ways are and how they work, don't miss this episode of The Retirement Income Show with Dave Stearns!2024-10-2624 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsMaking More On Your InvestmentsWe all want the same thing from our investments: maximum return with minimum risk. It sounds simple, but it's not easy. If you could improve your return while reducing your risk, you'd want to know how to do it, right? You're in the right place because that's on the menu on this episode of The Retirement Income Show with Dave Stearns!2024-10-1925 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsRetirement CoachesHave you ever been a coach, or have you ever played on a team without a coach? If you answered "yes" to either of those questions, you know how critical a coach can be, especially if you want to win. If you want to win the game of retirement planning and investing, you won't want to miss this episode of The Retirement Income Show with Dave Stearns as we discuss the importance of having a Retirement Investment Coach.2024-10-1224 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsTop 10 Retirement PitfallsDreaming about retirement is easy, but planning for a successful retirement is another story. It can be tricky, and if you’re not careful, you may find yourself affected by pitfalls along the way that can be catastrophic to your retirement dreams. We’ll help you avoid those pitfalls on today’s chapter of The Retirement Income Show with Dave Stearns.2024-09-2825 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsRetirement MissionariesAs your host of The Retirement Income Show, did you know that Dave is on a mission? Sometimes he even feels like a retirement missionary, helping to save retirees from the whims and narrowness of Wall Street and move towards really seeing the light of investing for pure income in retirement. If you're not sure that you won't run out of money before you run out of life, you don't want to miss this episode of The Retirement Income Show with Dave Stearns. 2024-09-2124 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsAre You Working With an Income Specialist?When you step into retirement, you need to ensure that you have enough income to satisfy your needs and wants, so it makes sense to have a financial advisor who is an Income Specialist. On this episode of The Retirement Income Show with Dave Stearns, we're discussing the characteristics of an Income Specialist so that you can enjoy your retirement!2024-09-1424 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsTerms & Definitions of Income InvestingCould it be possible that your understanding of the investment terms that your advisor uses is not what he or she means? If you don't understand the terms, you could walk away with a totally different interpretation, and the reality is that your retirement and the dollars you've saved up all of your life could be at risk. Don't miss this episode of The Retirement Income Show with Dave Stearns where we discuss the terms and definitions of income investing in plain English. 2024-09-0723 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsCommon Questions About Successful RetirementPlanning for retirement often brings up many questions, and we understand it can feel like piecing together a complicated puzzle. On this episode of The Retirement Income Show with Dave Stearns, we're answering some of the most common questions retirees have about achieving a successful retirement, such as:How much money do I need to retire comfortably? What kind of income can I rely on during retirement?When should I start taking Social Security benefits for optimal results?What are the best strategies for withdrawing funds from retirement accounts?2024-08-3124 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsOdds & Ends of Retirement PlanningDid you know that there really are odds and ends when it comes to your retirement? It's fine when the odds and ends are only in your junk drawer but not in your retirement plan. If you want to learn what odds and ends might be in your retirement plan, don't miss this episode of The Retirement Income Show with Dave Stearns!2024-08-2424 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsCommon Retiree ConcernsRetirement can create some uncertainties, and in our many years of helping people plan for retirement, we’ve discovered several common concerns retirees often have. From family dynamics and lifestyle to inflation and financial security (plus lots more!), we’re discussing common retiree concerns and how to address them on this episode of The Retirement Income Show with Dave Stearns. 2024-08-1723 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsSpecial Edition: Make Hay Before the Sun Goes DownWe've all heard the expression "Make hay while the sun shines," but we never really know how long the sun is going to shine. When it comes to investing for income, the sun is getting ready to set, so you don't want to miss this special episode of The Retirement Income Show with Dave Stearns where we're explaining why now is the time to make hay investing for income in your retirement.2024-08-1023 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsWhat Retirees NeedYou only retire once, so it's important that you get it right. We're sharing some key retirement needs - and a few wants - with you on this episode of The Retirement Income Show with Dave Stearns. 2024-07-2724 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsWhat We Believe at The Retirement Income ShowHave you ever stopped to think about what you really believe regarding investing in your retirement? What has shaped your beliefs in the things that you think about when it comes to investing? Do you know what your advisor really believes? If you're unsure about the answers to those questions, you don't want to miss this episode of The Retirement Income Show with Dave Stearns!2024-07-0624 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsCan 4% Be Better Than 7%?Is it possible that earning a lower rate can be better than earning a higher one?  Understanding this mystifying financial paradox might just save your retirement.  We're revealing that secret for you on today’s episode of The Retirement Income Show with Dave Stearns. 2024-06-2924 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsAll Things RMDWhy does the government force you to take money out of your retirement accounts? At what age do you have to begin? How much do you have to take out? What happens if you forget? If you have retirement accounts, don't miss this episode of The Retirement Income Show with Dave Stearns, as we answer these questions and discuss all things Required Minimum Distribution!2024-06-2224 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsRetirement Planning No Matter How Much Money You HaveHave you ever wondered if how you plan and invest in retirement should vary given the size of your nest egg? Do the planning and investing principles change if you have more or less money in retirement? Will your nest egg support you in retirement? We're answering these questions and discussing retirement planning no matter how much money you have in this episode of The Retirement Income Show with Dave Stearns.2024-05-2525 minSD SportSceneSD SportSceneThe SD SportScene Podcast (Episode 39)The SD SportScene Podcast (Episode 38): The shows highlights some record-breaking performances and looks at the week ahead. It features an interview with Ipswich track and field coach Todd Thorson, along with clips from Ty Boekelheide of Northwestern, Hunter Cramer of Warner, Jaidyn Forsyth of Central, and auto racer Mike Stearns.2024-05-2119 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsListener QuestionsAs you can imagine, we get asked a lot of questions by our listeners and people in the community. Many of these questions are similar in nature but might have a different spin. They're all important, and not getting the answers you need can throw a wrench in your retirement. We're answering a few of the top questions in this episode of The Retirement Income Show with Dave Stearns. 2024-05-0426 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsRetirement FAQsMany people wonder how they're doing in retirement compared to others because oftentimes retirees don't disclose their financial position with each other. If that sounds like you, don't miss this episode of The Retirement Income Show with Dave Stearns where we are pulling back the curtain and talking about retirement's most frequently asked questions. 2024-04-2725 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsEstate PlanningWhen most people think about financial planning, they think about money. That makes sense, but if you overlook the crucial cornerstone of Estate Planning, you may create a disaster for your family and for your legacy. We know you don't want that, so we're hitting it hard in this episode of The Retirement Income Show with Dave Stearns. 2024-04-2028 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsNow Is the Time to Lock in Yields before the Feds Lower Interest RatesWhile investing isn't easy and often takes a lot of guts and patience, rarely do we get clear signs of what to buy and when to buy it. This is one of those rare times; the economy and the Feds have given us a great gift and you won't want to miss this episode of The Retirement Income Show with Dave Stearns where we explain why now is the time to lock in yields before the Feds begin to lower interest rates. 2024-04-1328 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsFoundations of a Solid Retirement PlanIf you try to build a house on a shaky foundation, you run the risk of the entire house collapsing. The same is true of your retirement plan. We're digging into the key pillars of a solid retirement plan on this episode of The Retirement Income Show with Dave Stearns. 2024-04-0628 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsHow to Know if Investing for Income Is Right for YouAs Income Specialists, we have seen that it makes a lot of sense for most of you to shift your investment focus from growth to income in the years just before and during retirement. But how do you know if an income investment strategy is truly right for you? In this episode of The Retirement Income Show with Dave Stearns, we're helping you make that determination. 2024-03-3027 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsInvestment Definitions in Plain English, Part 2Wall Street just doesn’t define investment terms very well. In fact, our industry is known for using a lot of confusing jargon. Join us for the second installment of this episode of The Retirement Income Show with Dave Stearns as we define major investment terms in plain English! From stocks and bonds to dollar cost averaging and income investing - plus lots more! - we're clearing up the confusion. 2024-03-2328 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsInvestment Definitions in Plain English, Part 1Wall Street just doesn’t define investment terms very well. In fact, our industry is known for using a lot of confusing jargon. Join us for this episode of The Retirement Income Show with Dave Stearns as we define major investment terms in plain English! From stocks and bonds to dollar cost averaging and income investing - plus lots more! - we're clearing up the confusion. 2024-03-1627 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsIt's About What You KeepPeople often talk about how much income they earn. In retirement, it's not about what you make; it really comes down to what you can keep. What are the things that can affect how much you get to keep, and how can you keep more? We're answering these questions in this episode of The Retirement Income Show with Dave Stearns.2024-03-0928 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsFallacies of Wall Street InvestingDave and Michael are discussing the fallacies of Wall Street investing on this week's episode of The Retirement Income Show with Dave Stearns. They cover "magic" numbers, the 4% Rule, inflation, bond mutual funds, dependable income streams, variable annuities, and more!2024-03-0227 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsTop Retirement QuestionsAs Retirement Income Specialists, we're regularly asked questions about retirement, and while there are subtle distinctions in these varied questions, the themes are typically pretty similar. A few questions we're covering today:What are some things you can do to get caught up before retirement? Should you downsize your house? Is Dave a fiduciary? If you don't plan to retire, should you look at your investments differently? How much do you need in savings to retire comfortably? + more!The answers could save your retirement, so don't miss this episode of The Retirement Income Show with Dave Stearns.2024-02-2427 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsWhere to Store Money in 2024Have you ever stopped and thought about where you can store your money in retirement? If real estate and cryptocurrency are not for you, there really are only about three places to store your money in retirement. With inflation beginning to slow down and the election coming later this year, you don't want to miss this episode of The Retirement Income Show with Dave Stearns where we discuss the best places to store your money in 2024.2024-02-1727 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsGood Financial Advisor CharacterDo you ever wonder how your advisor ranks with other advisors or what it would be like to work with a different financial advisor? Maybe you're not sure if you need an advisor, or you're thinking about making a change to a different one. Don't miss today's episode of The Retirement Income Show with Dave Stearns where we discuss what good financial advisors should do.2024-01-1127 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsBack to BasicsNew year, fresh start! Beginning a new year gives you a chance to reflect on the previous year and also put new plans in place as you look forward.  Reviewing financial basics can help lay the foundation for a successful year, and the start of the year is the best time to do so.  That’s why we’re getting back to basics on this special episode of The Retirement Income Show with Dave Stearns. 2024-01-0327 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsWhat We REALLY Believe on The Retirement Income ShowDo you ever feel like your current advisor is trapped inside his or her business model and therefore you don’t know what he or she REALLY believes?  At the end of the day, everyone is biased, and it is critical that you understand what your advisor really believes.  On this episode of The Retirement Income Show with Dave Stearns, we're talking about what we REALLY believe; we cover Wall Street's investment advice, variable annuities, the Great Depression, mutual funds, renewable streams of income, and more!  2023-12-1828 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsListener QuestionsJoin us as we  discuss and answer a few of the most common questions we receive on this episode of The Retirement Income Show with Dave Stearns. Roth conversions, pensions, long-term care insurance, social security, estate planning, mutual funds...We're covering it all!2023-12-1228 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsThe Top 5 Areas Today’s Retirees Need The Most Help InDo you ever feel alone in your retirement planning and wonder what others also in your same stage of life lay awake at night thinking about and need the most help in? You don’t want to miss this episode of The Retirement Income Show with Dave Stearns as we unveil the top 5 areas today’s retirees need the most help in!2023-12-0727 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsUnderstanding the Secure Act 2.0How secure do you feel in your retirement with the Secure Act 2.0? Would it help if someone explained the key parts relevant to your retirement? If so, don't miss this episode of The Retirement Income Show with Dave Stearns!2023-12-0727 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsRetirement RisksWhen you think about retirement, you think about all the fun experiences you can take advantage of when you have nothing but “free time." While you should be optimistic, what happens if you don’t consider the risks? If you consider the retirement risks, you’ll be better prepared for them when things don’t quite go according to plan. Addressing the risks are critical, so let's address them on this episode of The Retirement Income Show with Dave Stearns.2023-12-0727 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsInvesting By ContractUnderstanding the characteristics of your investments can help put you more in control. One of those important characteristics is a contract. Not all investments have contracts. When you approach or enter into retirement, contracts can be a friend to your investments and to your piece of mind. Join us as we drill down on contract investing on this episode of The Retirement Income Show with Dave Stearns. 2023-12-0727 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsWall Street ShenanigansWhat comes to your mind when you think of shenanigans? Maybe you think of yourself when you were younger or perhaps some mischievous kids or irresponsible adults you know.  Did Wall Street come to your mind at all?  If not, then you don’t want to miss out on this episode of the Retirement Income Show with Dave Stearns where we discuss Wall Street Shenanigans!2023-12-0726 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsTo All the Bond NaysayersDo you ever feel like people love to hate bond investing?  Something can be true whether you believe it or not, right? Well, guess what: Now is a great time to invest in bonds! You don’t want to miss this episode of The Retirement Income Show with Dave Stearns as we explain why the conditions are perfect right now for investing in bonds and bond-like instruments!2023-12-0727 minThe Retirement Income Show with Dave StearnsThe Retirement Income Show with Dave StearnsStages of Financial LifeToo many people think of their financial lives as static, not really changing; that’s a dangerous way to live.  It’s so important that you understand that there are stages to your financial life and each one requires a different perspective if you want to achieve the retirement you've always dreamed of.  We talk in depth about the stages of your financial life on today’s episode of The Retirement Income Show.2023-11-2827 minMrparka\'s Weekly Reviews and Update/ The Secret Top 10Mrparka's Weekly Reviews and Update/ The Secret Top 10Mrparka's Weekly Reviews and Update Week 322 (07.15.2023) Blood Money, Invaders from Mars 4K Mrparka's Weekly Reviews and Update Week 322 (07.15.2023) Blood Money, Invaders from Mars 4K www.youtube.com/mrparka https://www.instagram.com/mrparka/ https://twitter.com/mrparka00 http://www.screamingtoilet.com/dvd--blu-ray https://www.facebook.com/mrparka https://www.facebook.com/screamingpotty/ ​https://letterboxd.com/mrparka/ ​https://www.patreon.com/mrparka https://open.spotify.com/show/2oJbmHxOPfYIl92x5g6ogK https://anchor.fm/mrparka https://www.stitcher.com/show/shut-up-brandon-podcast https://podcasts.apple.com/us/podcast/mrparkas-weekly-reviews-and-update-the-secret-top-10/id1615278571   Time Stamps 0:00 “Invaders from Ma...2023-07-1145 minAmbition and GritAmbition and GritThe American Dream is Alive and Well with Glenn StearnsGlenn Stearns’ personal mission is to prove the American Dream is still alive. As the founder of the country’s largest privately held mortgage lending company, his entrepreneurial spirit and persistent work ethic have taken him down some interesting paths. But none of Glenn’s success was handed to him; he built it from the ground up through a series of painful challenges that pushed him to get clear about his dreams. Through a difficult childhood, struggling in school, and becoming a teen parent, Glenn used each situation to strengthen his resolve. He wasn’t going to let anything get in t...2023-05-2418 minMission Control PodcastMission Control PodcastHow to Build a Successful Roofing Company Starting in 2023 [5 Actions We Would Implement] | Ben Morrow of Roof TigerOn this episode, Mike has on  Ben Morrow of Roof Tiger. The guys dive into how branding, standing out, and word of mouth can help grow your roofing business in the best ways!    Ben & Mike share their TOP 5 Draft best things a roofing company could do to start their business off right!     Contact us : takeoff@ascenddigitalexperts.com Let's Connect! ==== ==== ==== Website: https://bit.ly/3NQXXKK Facebook: https://bit.ly/3xH8VaT Linkedin: https://bit.ly/3RWTSyr       Benjamin Tige...2023-05-1118 minthe spacemakersthe spacemakersepisode 1.2 : learning better service with Dave Malutinok, Naomi Stephen and Lola Oke | part 1, the interviewAn interview about service and how we can learn to serve better with Dave Malutinok (the President of HOPE Worldwide), Naomi Stephen (US Programs Coordinator at HOPE Worldwide) and Lola Oke (member of the National Youth Advisory Council). Talking the ethics of volunteering, mutual respect, and the importance of service as a Christian. Stay tuned for part 2, the panel discussion with the Spacemakers! RESOURCES--- LEARN MORE ABOUT HOPE WORLDWIDE: https://www.hopeww.org VOLUNTEER WITH HOPE WORLDWIDE: https://www.hopeww.org/volunteer START A PROGRAM AT YOUR...2021-05-2553 minMayor Dave KleisMayor Dave KleisEp.32 Mayor's Update on COVID-19, 5/8/2020Mayor's Update on COVID-19 on 5/8/2020. Our guest is Renee Frauendienst, Stearns County Health Director2020-05-0915 minMayor Dave KleisMayor Dave KleisEp.25 Mayor's Update on COVID-19, 4/27/2020Mayor's Update on COVID-19 on 4/27/2020. Our guest is Erin Tufte, Emergency Manager Stearns County2020-04-2713 minMayor Dave KleisMayor Dave KleisEp.18 Mayor's Update on COVID-19, 4/13/2020Mayor's Update on COVID-19 on 4/13/2020. Our guest is Mike Williams, Stearns County Administrator.2020-04-1416 minMayor Dave KleisMayor Dave KleisEp.8 Mayor's Update on COVID-19, 3/26/2020Mayor's Update on COVID-19 on 3/26/2020. Our guest is Erin Tufte, Stearns County Emergency Manager.2020-03-3016 minThe Teacher and the PreacherThe Teacher and the PreacherRobert Stearns: Shaping the Millenial’s Views of IsraelEpisode Summary Dr. Robert Stearns of Eagles’ Wings Ministries joins the Teacher and the Preacher today to discuss his efforts in trying to reshape the views that Millenials hold for Israel. About the Teacher and The Preacher The Teacher and the Preacher is a weekly radio program–hosted by Dave McGarrah, Senior Pastor at Deer Flat Church in […]The Teacher and the Preacher is a weekly radio program--hosted by Dave McGarrah, Senior Pastor at Deer Flat Church in Caldwell, Idaho, and Aaron Lipkin from Israel--that airs each Sunday at 10:30 am and 7:30 pm here on 94.1 The Voice KBXL and also on Sunda...2018-12-0928 minThe Teacher and the PreacherThe Teacher and the PreacherRobert Stearns: Shaping the Millenial’s Views of IsraelEpisode Summary Dr. Robert Stearns of Eagles’ Wings Ministries joins the Teacher and the Preacher today to discuss his efforts in trying to reshape the views that Millenials hold for Israel. About the Teacher and The Preacher The Teacher and the Preacher is a weekly radio program–hosted by Dave McGarrah, Senior Pastor at Deer Flat Church in Caldwell, Idaho, and Harold Berman of Efrat, Israel–that airs each Sunday at 10:30 am and 7:30 pm here on 94.1 The Voice KBXL and also on Sunday evenings at 5 pm on our sister station 790 KSPD. They are a unique phenomenon on the airwaves – a Christ...2018-12-0900 minThings My Grandadday SaidThings My Grandadday SaidSeason 2, Episode 6My interview with Georgia State Senate Candidate Tricia Stearns. Ms. Stearns is running for State Senate, District 16, a seat currently held by Marty Harbin. Topics range from Regional Transit to guns and immigration to the role of Government in our everyday lives. Available here and on iTunes.2018-05-0138 minThe Voice of the PatientThe Voice of the PatientEp. 22 - Joletta Belton: Psychological: Let's Talk About the P in BioPsychoSocialThis episode is a reading of a blog post from Joletta Belton. Read more amazing posts at Jo's blog: www.mycuppajo.com  You can find Joletta Belton on Twitter @mycuppajo  The post (Psychological: Let's Talk About the P in BioPsychoSocial) is very refreshing for me to read, because I often see other health care providers fear the "psychological" aspect of health care.  If you have a story to tell as a patient, provider, or both, then contact Zach Stearns on Twitter @zachrstearns or Dave Reed @DReedPT. Please note that nothing in this e...2017-10-0221 minThe Voice of the PatientThe Voice of the PatientEp. 21 - Mandy Chamberlain: Occupational and Physical Therapy, United in Serving HumanityAt the Voice of the Patient, we are dedicated to enhancing our ability as health care providers to truly listen to others and to establish a therapeutic alliance. In some cases, we can benefit from listening to the experience and mindset of other providers, such as Mandy Chamberlain.  Mandy Chamberlain is an occupational therapist and the founder of Seniors Flourish, where she blogs, podcasts, and hosts a learning lab for occupational therapy practitioners. She earned her Master of Occupational Therapy through the University of North Dakota's School of Medicine and Health Sciences, and decided to focus on Comm...2017-08-3148 minThe Voice of the PatientThe Voice of the PatientEp. 20 - Dr. Faye Reiff-Pasarew: The Art of Medicine and The Arc to Gender EquityAt the Voice of the Patient, we are dedicated to enhancing our ability as health care providers to truly listen to others and to establish a therapeutic alliance. In some cases, we can benefit from listening to the experience and mindset of other providers, such as Dr. Faye Reiff-Pasarew.  Dr. Reiff-Pasarew is an assistant professor of hospital medicine, director of the humanism in medicine program and unit medical director at the Icahn School of Medicine at Mount Sinai.  She received her MD from the University of California, San Francisco Medical School and completed her residency in Internal Med...2017-07-2436 minThe Voice of the PatientThe Voice of the PatientEp. 19 - Kat Wilson: The Side Effects of Chronic Pain Nobody Talks AboutThis episode is a reading of an amazing blog post by Kat Wilson, called "The Side Effects of Chronic Pain Nobody Talks About." You can find this post and other awesome posts from Kat at her blog: Chronically Composed, A Scottish Journey With Chronic Pain. Please connect with Kat Wilson through the following media: Twitter: @katwilson04 Instagram: @katwilson04 Facebook: @ChronicallyComposed The Mighty If you have a story to tell as a patient, provider, or both, then contact Zach Stearns on Twitter @zachrstearns or Dave Reed @DReedPT. Please note that nothing in this...2017-07-0608 minThe Voice of the PatientThe Voice of the PatientEp. 18 - Dr. Kenneth Miller: Dementia, Delirium, and DepressionAt the Voice of the Patient, we are dedicated to enhancing our ability as health care providers to truly listen to others and to establish a therapeutic alliance. In some cases, we can benefit from listening to the experience and mindset of other providers, such as Dr. Kenneth Miller. Dr. Miller is a physical therapist and educator with more than 20 years of experience working in home care and inpatient rehab settings, as well as more than 8 years in adjunct faculty roles. He is currently a clinical educator at Catholic Home Care, in Farmingdale, N.Y. He has t...2017-06-1236 minThe Voice of the PatientThe Voice of the PatientEp. 17 - Sean Hagey, Part 4: Mental Health Matters SeriesThis is the fourth episode of our Mental Health Matters series with Sean Hagey. In this episode, Sean talks about the public perception of mental illness, within health care professions and outside of health care. If you haven't listened to the first three episodes, then check them out. In the first episode, Sean begins his story, sharing powerful experiences throughout his life. In the second episode, Sean talks about treatment, coping mechanisms, and progress despite challenging times. In the third episode, we talk about the interplay between mental health and his relationships with friends and family. Sean approa...2017-05-1840 minThe Voice of the PatientThe Voice of the PatientEp. 16 - Sean Hagey, Part 3: Mental Health Matters SeriesThis is the third episode of our Mental Health Matters series with Sean Hagey. If you haven't listened to the first two episodes, then check them out. In the first episode, Sean begins his story, sharing powerful experiences throughout his life. In the second episode, Sean talks about treatment, coping mechanisms, and progress despite challenging times.  Sean approached the Voice of the Patient with the idea for this series and has asked that we help to eradicate mental health stigma. We believe that the stigma cannot be erased without gaining a level of comfort with our own per...2017-05-1234 minThe Voice of the PatientThe Voice of the PatientEp. 15 - Sean Hagey, Part 2: Mental Health Matters SeriesThis is the second episode of our Mental Health Matters series with Sean Hagey. If you haven't listened to the first episode, then check it out. Sean approached the Voice of the Patient with the idea for this series and has asked that we help to eradicate mental health stigma. We believe that the stigma cannot be erased without gaining a level of comfort with our own personal discomfort. Sean wants to tell his story, and he wants us to ask all of the necessary questions to bring understanding of patients with mental illness or symptoms of me...2017-05-0234 minThe Voice of the PatientThe Voice of the PatientEp. 14 - Sean Hagey, Part 1: Mental Health Matters SeriesThis is the first episode of a mini-series on mental health with Sean Hagey. Sean approached the Voice of the Patient with the idea for this series and has asked that we help to eradicate mental health stigma. We believe that the stigma cannot be erased without gaining a level of comfort with our own personal discomfort. Sean wants to tell his story, and he wants us to ask all of the necessary questions to bring understanding of patients with mental illness or symptoms of mental illness. Sean Hagey is a home health physical therapist assistant in...2017-04-2530 minThe Voice of the PatientThe Voice of the PatientEp. 13 - Dr. Mark Bishop: The Specifics of Nonspecific Effects in TherapyAt the Voice of the Patient, we are dedicated to enhancing our ability as health care providers to truly listen to others and to establish a therapeutic alliance. In some cases, we can benefit from listening to the experience and mindset of other providers, such as Dr. Mark Bishop, PT, PhD. Dr. Bishop is an Associate Professor in the Department of Physical Therapy. Dr. Bishop received his entry-level training in Australia and has extensive experience working as a physical therapist. His research interests are in the management of musculoskeletal conditions, particularly pain, by orthopedic physical therapy. He...2017-04-1741 minThe Voice of the PatientThe Voice of the PatientEp. 12 - Jared Updike: A Chronic Pain Success StoryJared Updike shares his story about his experience with pain in this episode. He received diagnoses of psychogenic pain, central sensitization, myofascial pain syndrome, and fibromyalgia. Jared wrote a terrific blog post ("Doctor Masseuse"), which I discovered via Paul Ingraham's post on PainScience.com.  Jared Updike is Los Angeles-based software developer who learned about chronic pain and fatigue at the school of hard knocks. He hopes other sufferers can become their own health advocates, learning to manage their issues through patient education and their own informed, considered experimentation. He dishes out life advice and writes about technology, ph...2017-04-0758 minThe Voice of the PatientThe Voice of the PatientEp. 11 - Alan Fredendall: Army Rehab After an IED ExplosionThis episode of the Voice of the Patient comes to you from the Combined Sections Meeting of the American Physical Therapy Association. Alan and I found a corner of the Hilton Hotel in San Antonio, Texas, to record this interview. San Antonio was bustling with 14,000 attendees of CSM, so please forgive the background noise.  In this episode, Alan shares his experience as a patient in the US Army after an IED explosion caused bilateral patella fractures. He shares his advice to providers working with military veterans and those in active duty service.  Alan is a 3rd...2017-03-2024 minThe Voice of the PatientThe Voice of the PatientEp. 10 - Dr. Andrew Rothschild: From Lumbar Fusion Patient to Physical TherapistAt the Voice of the Patient, we are dedicated to enhancing our ability as health care providers to truly listen to others and to establish a therapeutic alliance. In some cases, we can benefit from listening to the experience and mindset of other providers, such as Dr. Andrew Rothschild. Dr. Rothschild also shares his story as a patient, before and after undergoing lumbar fusion because of spondylolisthesis. Dr. Andrew Rothschild, PT, DPT, OCS, FAAOMPT, has been a practicing physical therapist since graduating with honors from Virginia Commonwealth University School of Allied Health in 2006. He is a Board...2017-03-0935 minThe Voice of the PatientThe Voice of the PatientEp. 9 - Dr. Emil Berengut: Oncology Physical Therapy and the Biopsychosocial ModelAt the Voice of the Patient, we are dedicated to enhancing our ability as health care providers to truly listen to others and to establish a therapeutic alliance. In some cases, we can benefit from listening to the experience and mindset of other providers, such as Dr. Emil Berengut.  Dr. Berengut is the Outpatient Therapy Supervisor at a tertiary cancer center in New York City, where he specializes in Cancer Rehabilitation. Dr. Berengut received his Master of Social Work from the University Of Maryland School Of Social Work and his Doctorate of Physical Therapy from New York U...2017-02-1347 minThe Voice of the PatientThe Voice of the PatientEp. 8 - Gabriela Nunez: Two ACL Reconstructions and Psychologically-Informed PTIn this episode, Gabriela Nunez discusses her experience with two ACL reconstructions and the rehabilitation process following those surgeries. Gabriela Nunez is a 3rd year DPT student at the University of Florida, who enjoys working with all ages and conditions ranging from athletic injuries to chronic pain. Gabriela is interested in the impact of psychology in the healing process, and hopes to see psychologically-informed practice become a standard aspect of our profession. Her goal is to work in a general outpatient clinic when she graduates to work with patients from all backgrounds. You can contact...2017-01-2427 minThe Voice of the PatientThe Voice of the PatientEp. 7 - Zach R Stearns: The Path From Clinical Psychology to Physical TherapyVOTPt is joined in the 7th episode by Zach Stearns, a DPT student at the University of Florida.  Zach will be joining the team at Voice of the Patient as a podcast contributor.  He has quite a bit of experience with the field of psychology prior to entering PT school. Zachary Stearns also works with SarahMaker.com2017-01-1636 minThe Voice of the PatientThe Voice of the PatientEpisode 6.2 - Christy NataleIn episode 6.2, Christy Natale and I return for some Q&A.  We explore her relationship to her back pain & some of the psychological components of her pain as well as those that helped her move beyond the pain.  Listen to how the voice of the clinician and voice of the patient weave into one with her descriptions. Please enjoy. 2016-09-2647 minThe Voice of the PatientThe Voice of the PatientEpisode 6.1 - Christy NataleIn episode 6.1, Christy Natale, a PT and patient, explains her struggles with back pain.  the truly fascinating aspect of this interview for me was to see the interplay between the clinician and patient in the same person.   You'll want to listen again next week when she and I explore that interplay and go in greater depth behind the voice of the patient.2016-08-2957 minThe Voice of the PatientThe Voice of the PatientEpisode 5 - Jerry DurhamIn the fifth episode of The Voice of the Patient podcast, Jerry Durham joins the show as a guest. He's doing a ton of work around relationship-centered care that's challenging the status quo of healthcare.  He's also written a blog for this website answering the questions: What is "Customer Service" and How do we improve it? Great conversation, great resources offered to step up your game as a caregiver.2016-07-0135 minThe Voice of the PatientThe Voice of the PatientGuest: @ePatientDaveIn the fourth installment of The Voice of the Patient podcast, I welcomed the first the first person whose ever done a TED Talk to the show, Dave de Bronkart (@ePatientDave). He gave some specific advice to patients and providers alike to become more engaged in patient care.  He was a lot of fun to talk with and some excellent tips.   Check out Dave's book HERE Check out Dave's TED Talk HERE Check out Dave's website HERE2016-05-3044 minThe Voice of the PatientThe Voice of the PatientPatient Guest: Dick (Spine Surgery)In the third episode of The Voice of the Patient podcast, I welcomed the first of my own patients to the show as a guest, Dick, who is recovering from spinal fusion. He talked about his experienced before, during, and after spine surgery including some of the challenges he's faced.  I'm really excited to share him with you.  He was a lot of fun to work with both personally and professionally.2016-05-1716 minThe Voice of the PatientThe Voice of the PatientGuest: Karen Nicole Smith - @KNSWriterIn the second episode of The Voice of the Patient podcast, we welcome our first patient guest, Karen Nicole Smith. She talks with us about her experience with medical and health professionals during her treatments for kidney disease and dialysis, cancer, and cardiac arrest.  She's an amazing person and this interview has ALREADY changed how I approach clinical practice.2016-04-1941 minThe Voice of the PatientThe Voice of the PatientAn IntroductionThe mission of The Voice of the Patient is simple: To change lives, that is, to improve the care and quality of the lives we touch by improving healthcare through not only hearing, but truly listening to the voice of the patient.2016-04-0406 minOctane Athletics Training Systems Fuel Your Fire PodcastOctane Athletics Training Systems Fuel Your Fire PodcastEpisode 40: Welcome to the World, Stearns La Seur V! The low down and down low on Ironman University. Getting the mind right with the "Off-Season". Yeti Rambler Q&A!First off.... We want to welcome little Stearns Le Seur V to the world. That's right... he's the fifth! We wish Stearns IV and Laura the biggest congrats on the arrival of their baby boy.In this episode, the boys discuss Ironman University in depth. Coach Dave and Randy are both completing the program and share their candid thoughts on it. I think you'll be somewhat surprised by what they have to say. As a matter of fact at the time Coach Dave has completed the testing process and found out that on this day that he is indeed one...2015-09-181h 15Octane Athletics Training Systems Fuel Your Fire PodcastOctane Athletics Training Systems Fuel Your Fire PodcastEpisode 40: Welcome to the World, Stearns La Seur V! The low down and down low on Ironman University. Getting the mind right with the "Off-Season". Yeti Rambler Q&A!First off.... We want to welcome little Stearns Le Seur V to the world. That's right... he's the fifth! We wish Stearns IV and Laura the biggest congrats on the arrival of their baby boy.In this episode, the boys discuss Ironman University in depth. Coach Dave and Randy are both completing the program and share their candid thoughts on it. I think you'll be somewhat surprised by what they have to say. As a matter of fact at the time Coach Dave has completed the testing process and found out that on this day...2015-09-1800 minListen to the Best Full Audiobooks in Biography & Memoir, Arts & EntertainmentListen to the Best Full Audiobooks in Biography & Memoir, Arts & EntertainmentSolid State University by Jerry StearnsPlease visit https://thebookvoice.com/podcasts/1/audiobook/245164 to listen full audiobooks. Title: Solid State University Series: Part of The Great Northern Audio Theatre Collection Author: Jerry Stearns Narrator: Mark Wheat, Kara Dalkey, Sarah Eschweiler, Dave Moore, Charlie Meitzner, Brian Anderson, Dan Coffey, A Full Cast Format: Unabridged Audiobook Length: 0 hours 30 minutes Release date: September 15, 2015 Genres: Arts & Entertainment Publisher's Summary: A full-cast comedy production by the Great Northern Audio Theatre What if computers ran colleges and nobody came to class? This 1993 mockumentry was so far ahead of its time, it has already happened. The droll documentary style would make Christopher Guest p...2015-09-1503 minUnlock Top Full Audiobooks in Science Fiction & Fantasy, Science FictionUnlock Top Full Audiobooks in Science Fiction & Fantasy, Science FictionSolid State University by Jerry StearnsPlease visit https://thebookvoice.com/podcasts/1/audiobook/245164 to listen full audiobooks. Title: Solid State University Series: Part of The Great Northern Audio Theatre Collection Author: Jerry Stearns Narrator: Mark Wheat, Kara Dalkey, Sarah Eschweiler, Dave Moore, Charlie Meitzner, Brian Anderson, Dan Coffey, A Full Cast Format: Unabridged Audiobook Length: 0 hours 30 minutes Release date: September 15, 2015 Genres: Science Fiction Publisher's Summary: A full-cast comedy production by the Great Northern Audio Theatre What if computers ran colleges and nobody came to class? This 1993 mockumentry was so far ahead of its time, it has already happened. The droll documentary style would make Christopher Guest p...2015-09-1503 min