Shows
Marriage and Money#100 - 100th Episode Special!To celebrate 100 episodes of Marriage & Money, David & Heather find out how well the saver can answer spender questions and vice versa, as well as sharing some of their favorite spending and saving tips.
Finally, we also announce that we are going to be pausing production of this podcast while we stabilize our schedules after moving back to the US.
Thank you for 100 episodes!
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money2022-08-0135 minMarriage and Money#98 - Starting Your Personal Finance JourneyWhen it comes to personal finance, we all start somewhere and we all have more to learn. As such, it can be intemidating when starting on your personal finance journey to understand where and how to begin. Today we discuss how to start if you are new to personal finance and want to level up your finances.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money2022-07-1831 min
Marriage and Money#97 - Mid-Year Check-UpIt may be hard to believe, but we are already halfway through 2022! An what better time than midway through the year to check in on the progress you've made so far on your financial goals, and adjust accordingly! Today we dive into our mid-year discussion as well as offer thoughts on how you can be most successful with yours.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money2022-07-1132 minMarriage and Money#96 - How to Build an Emergency FundWhile it is easy to see why an emergency fund is important, it is a lot harder to see how to save for one, especially when money is already tight. In our conversation this week we discuss a few ways to save for your emergency fund and a little on our journey to create our emergency fund.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money2022-07-0427 minMarriage and Money#95 - Why Isn't My Budget Working?If you've been struggling with your budget, there is a good chance it is because situations during the month ended up being different than you originally planned. In our discussion today we talk about how to make adjustments mid-month as well as a few tips to make the next month more accurate!
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money2022-06-2827 minMarriage and Money#94 - New Home OwnershipYou've been working hard and waiting for the right time to buy that house, now you are finally ready to do it. So what is next? In today's episode we discuss a few things you will want to have in place and be considering as you look to buy that first home.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money2022-06-2032 minMarriage and Money#93 - Money Conflict ScenariosIt may be easy to think about how you might address a conflict in theory, but what about specific scenarios where you and your spouse may disagree? Today we jump into 4 common scenarios where couples often run into trouble and talk offer common sense suggestions on how to work through each.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money2022-06-1329 minMarriage and Money#92 - Vacation PlanningVacations should be fun! So why is it than when making decisions on how to spend our time and money we can create situations that result in arguments with our spouse? Let's talk about a few of the trouble spots we can hit when planning vacations together and some possible ways to get past them. Also, we end with dreaming about what vacations we'd like to work towards as a couple!
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money2022-06-0627 minMarriage and Money#91 - Finances Made EasyOften times we make our personal finances more complicated than they need to be, which can then introduce confusion or arguments into money conversations. Today we discuss several ways for you to simplify your finances to make managing them easier!
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money2022-05-3031 minMarriage and Money#90 - Financial Proofing Your MarriageLike water and fire, money can be either a tool to improve your marriage or a force that creates havoc. Protecting your marriage against financial arguments certainly isn't easy, but today we discuss a few techniques for protecting your marriage against the harms money can cause.
My apologies, we had some audio problems for David's recording around the 12:30 mark, but it does improve after a couple minutes.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money2022-05-2329 minMarriage and Money#89 - Options for InvestingThere are a host of options available when looking to start investing or if you are considering taking a new approach. Each strategy has different levels of risk, reward, and is potentially suited for a different time horizon. Today we look at several different options to discuss when they might meet your needs best and things to consider when you and your spouse are determining your investment approach.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2022-05-1633 minMarriage and Money#88 - Working with a Financially Irresponsible SpouseNot everyone is able to get on the same page as their spouse right away, in fact, sometimes a spouse might be actively working against what the other spouse is trying to accomplish. We discuss how to work with a spouse that might be financially irresponsible, and where to start the hard work of rebuilding communication.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2022-05-0927 minMarriage and Money#87 - Personal Finance TrendsThis week we look findings from a study done by the AICPA, a prestigious accounting institution, on the top financial trends in the US. While these trends tend to focus more on the negative, there is light at the end of the tunnel! Join us as we discuss how to combat these trends in addition to as what is working well!
Link to article referenced: https://www.aicpa.org/news/article/6-personal-finance-trends-that-should-worry-all-americans
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2022-05-0328 minMarriage and Money#86 - Financial TransitionsIt doesn't matter if change is for the better or worse, with it brings financial consequences. Today we discuss what common types of financial transitions are, how to plan for them, and how to thrive in the midst of them. We discuss some of the changes we've been through through our time as a married couple along with what has gone well and what hasn't.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2022-04-2533 minMarriage and Money#85 - Navigating Different Financial PhilosophiesEveryone comes to a marriage with different financial perspectives and philosophies. This can add stress and perhaps even hard feelings between partners when these philosophies collide. Today we have a conversation about how to start these conversations while talking a little about our journey through the ups and downs of conflicting philosophies.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2022-04-1829 minMarriage and Money#84 - Financial Spring CleaningYou're no doubt familiar with the concept of spring cleaning, but have you ever thought about how you might apply the concept to your finances? Today we dive into what spring cleaning might look like for your finances and how you could approach it as a couple.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2022-04-1126 minMarriage and Money#83 - Top 10 Common Money MistakesToday we discuss the most common mistakes people make with their money, often times without even realizing they are mistakes! Join us as we share about the mistakes we have made and the ones that still tempt us today.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2022-04-0430 minMarriage and Money#82 - Big Hairy Audacious Goals (BHAGs)If you are setting goals, why not go big!? Today we discuss a few of the benefits of aiming high with your goals and how to create a strong BHAG while sharing a few of the BHAGs we've set over the years as well as what might be next. As always, we wrap up with a related question for you to discuss as a couple.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2022-03-2829 minMarriage and Money#81 - Emergency ModeHaving an emergency fund is great, but using it can be an entirely different thing. What should you be thinking about when a crisis strikes and how do you ensure you are ready for the next one? We tackle these and other questions today as we dive into handling emergencies.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2022-03-2133 minMarriage and Money#80 - Personal Finance FAQsThere are a lot of great questions in the personal finance world, and today we take a crack at providing our answers to 9 of them. Questions ranging on topics from debt, to retirement, to family planning, and even wills. Join us for a discussion that spans the gambit of personal finance!
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2022-03-1431 minMarriage and Money#79 - How to Make More MoneyNo matter how well you manage your budget, I'm sure you could find a use for some extra cash each month right? While there is no easy or simple answer for making a little extra money, there are plenty of options on how to do so. We dive into a few ideas that we've seen work for people we know and what we've tried ourselves.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2022-03-0728 minMarriage and Money#78 - Vacations: Essential or Extravagant?The two of us have a history of disagreeing on vacations. David has thought they were extravagant and perhaps even a misuse of money, while Heather has seem them as an essential part of life. So who is right? Well, like most things the answer likely rests somewhere in the middle. Today we talk about our different perspectives on vacations and what we have considered when making vacation budgeting choices.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2022-02-2829 minMarriage and Money#77 - Bringing More Communication to Your MarriageMarriages live and die by how well you communicate. Given how critical practicing good communication is, how can you improve it in your own marriage, or even find ways to start communicating beyond the surface if it has been lost in your marriage? Today we discuss some practical tools for introducing more communication between you and your spouse!
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2022-02-2130 minMarriage and Money#76 - Top Marriage Destroying Money IssuesIf left unchecked, money issues in your marriage will continue to grow until they blow up in an argument or perhaps even become too large to deal with. Alternatively, if you can recognize early on some of the common issues married couples face when coming together with alternate viewpoints you can resolve many of these issues before they even start. In today's episode we review the article linked below which highlights common money issues and ways couples can address them.
Link to Article Discussed: Top 6 Marriage-Killing Money Issues
Marriage and Money Email: ma...2022-02-1434 minMarriage and Money#75 - Spending PrioritiesWe all spend money, but how can you be intentional when doing so in order to get the most of of the money you are spending? We discuss how to prioritize where your money goes and what to do when your wants don't align between you and your spouse.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2022-02-0728 minMarriage and Money#74 - Stages of Financial Conversations for CouplesAt each new stage of your relationship (dating, engaged, married, growing) there are different conversations about money that should be taking place. We dive into what some of the conversations are you should be having at each stage while sharing some stories about our experiences so far at each of them.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2022-01-3132 minMarriage and Money#73 - The Value of Life InsuranceOne thing is 100% certain, you will die. What is less certain is whether or not your loved ones will have enough money to maintain their current lifestyle once you are gone. Today we tackle the difficult topic of life insurance. Do you need it? How much? How do you get it? We all die, so let's be sure we do so mindfully and in a way that doesn't destroy your family while they are already going through a difficult time.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marri...2022-01-2431 minMarriage and Money#72 - The Good and Bad of Credit CardsCredit cards may seem like a requirement in today's world, and while there are a lot of good reasons to use them, they certainly aren't without their faults. So is it possible to go through life without a credit card and why would you want to do so? Let's talk about it!
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2022-01-1732 minMarriage and Money#71 - Taking Control of Lifestyle CreepThe gradual increase of expenses, commonly referred to as lifestyle creep, seems to happen to us all. Even so, it isn't inevitable, in fact you have it in your power to stop or reverse it in your own life! Today we dive into how lifestyle creep happens, why it is so hard to stop, and what can be done about it. Additionally, we close out with a listener question related to a spouse that has maxed out credit cards and is struggling to get on the same page with their budget minded husband.
Marriage and Money Email: mar...2022-01-1035 minMarriage and Money#70 - New Year New GoalsIt's a New Year! If you want to make progress financially, you need to know where you are going and why. And what better time to check-in on your financial goals and make new ones than the start of the new year? Join us for a discussion into how to brainstorm goals, what makes a good goal, and how to prioritize them!
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2022-01-0331 minMarriage and Money#69 - Getting Curious about Personal FinanceCuriosity can mean the difference between staying the course you are currently on or diving deeper to challenge yourself to become more. So can you grow your curiosity, especially if it is something you aren't even interested in? And if so, how? Heather and David see what they are curious about and discuss a few ways you can expand your ability to be curious.
Curious Questions to Ask your Spouse about Personal Finance
David's YouTube Channel: Singapore Expat
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.i...2021-12-2731 minMarriage and Money#68 - Importance of Self ControlDoing what you want to do sounds easy right? If only that were true. Self control is easier said than done but it is something we can learn and something we can build up as a skill. Today we dive into the benefits of self control and how we can develop more of it.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2021-12-2032 minMarriage and Money#67 - Can Money Buy Happiness?There is an old saying that money can't buy happiness, but is it true? And if so, to what extent? Let's wrestle with this question and see what it might be able to tell us about how we can bring more happiness into our marriages.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2021-12-1330 minMarriage and Money#66 - What's the Deal with Inflation?Inflation has been in the news a lot lately with prices surging on everything from gas to groceries. So why does this happen and how can we insulate ourselves from it? The answer isn't as hard as you might believe, and the discussion is most certainly more fun than you would expect!
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2021-12-0631 minMarriage and Money#65 - Financial InfidelityWe all know sexual infidelity is damaging to a marriage, but did you know there is such a thing as financial infidelity which can be just as harmful in extreme cases? Today we dive into what financial infidelity is, how you can spot it, and how to protect your marriage from it!
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2021-11-2929 minMarriage and Money#64 - Talking Money with FamilyThe holidays are upon us, and that means family time, and with family comes conversations about religion, politics, and of course money. So what should we do if the topic of money comes up? What should we not do? You may not have a crazy cat lady aunt who wants money for her dear kitty's surgery, but even so you should still consider your approach before diving head first into a conversation that could potentially damage relationships. Today we discuss different approaches to the conversations to give you a head start on the holidays!
Marriage and Money Emai...2021-11-2232 minMarriage and Money#63 - Amy Scott - Money Challenges in MarriageMarriages often suffer for a variety of reasons, but unquestionably near the top of that list of marriage stressors is money. Today we sit down with financial coach Amy Scott, someone who entered the coaching world after recognizing the challenges money was creating in her marriage and decided to do something about it! Now, she helps couples (and individuals) get on the the path that is best for them.
Connect with Amy Scott on:
Website: https://amyscottcoaching.com
Instagram: https://www.instagram.com/amyscottfinancialcoaching/
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Mo...2021-11-1538 minMarriage and Money#62 - Rich vs Poor MindsetCan a state of mind change the trajectory of your finances? Your state of mind has a profound influence on your behavior, and while certainly not the only factors, there are several key attributes of our thought life that will push us further towards wealth or further towards poverty. Today we dive into what those factors are and how we might be able to work on shifting into a rich mindset.
Marriage and Money Email: marriageandmoneypodcast@gmail.com
Marriage and Money Instagram: https://www.instagram.com/marriage.and.money/2021-11-0832 minMarriage and Money#61 - Derrick Kinney - Money with PurposeDerrick Kinney sold his financial planning company with the goal of serving even more people than his existing clients. Today, he hosts the Good Money podcast, is an author, and a financial coach. We talk with him about how couples can navigate the pitfalls of different money backgrounds/cultures and finding more meaning behind making money than simply a bigger nest egg. True potential is unlocked when work is paired with purpose!
Join us in one of our most energizing conversations yet!
Find Derrick at:
Good Money Podcast
Instagram: DerrickTKinney
GoodMoneyFramework.com
Marriage and...2021-11-0142 minMarriage and Money#60 - Everything I Needed to Know About Personal Finance I Learned in KindergartenWe get it, managing your personal finances can seem hard, but if you break it down you'll find these are all simple concepts you learned to embrace years ago as a kid. The key is taking these simple concepts and applying them to your financial life. In today's discussion we break down these financial best practices into behaviors you've been doing since kindergarten.
Email: marriageandmoneypodcast@gmail.com
Instagram: https://www.instagram.com/marriage.and.money/2021-10-2531 minMarriage and Money#59 - Making Personal Finance Fun with Zach & MeredithLet's be real about this: personal finance can be boring, even a chore at times. So how do you you add some fun into the equation? Today we talk with our friends Zach & Meredith and they share how they transitioned from financial discussions that were a disaster to actually looking forward to having them.
Email: marriageandmoneypodcast@gmail.com
Instagram: https://www.instagram.com/marriage.and.money/2021-10-1833 minMarriage and Money#58 - How to Break Bad Money HabitsSo often the things that are holding us back most in our financial success are the very things that have become so engrained in us, they are almost a part of us...our habits! Let's talk about those bad money habits we all have and how we can be more successful at changing them. Who knows, we might even come clean on a few bad habits of our own along the way :)
Email: marriageandmoneypodcast@gmail.com
Instagram: https://www.instagram.com/marriage.and.money/2021-10-1132 minMarriage and Money#57 - Is Being Overwhelmed Keeping You from Financial Success?When finances are tight, it is easy to become overwhelmed and not know how or where to start. When overwhelmed it is even harder to see if there is a way out. In today's episode, we talk through how we've handled overwhelming moments and some things you can do today in order to get a handle on stressful financial moments.
Email: marriageandmoneypodcast@gmail.com
Instagram: https://www.instagram.com/marriage.and.money/2021-10-0430 minMarriage and Money#56 - Are You Ever Done Saving?We are told we need to SAVE, SAVE, SAVE! So does it ever end? Is it ever ok to back off of saving and how do you know if you've gotten to a point where you can? Heather pushes David on when he will end his binge saving ways and we dream about what will change when we hit "our number."
Email: marriageandmoneypodcast@gmail.com
Instagram: https://www.instagram.com/marriage.and.money/2021-09-2729 minMarriage and Money#55 - Budgeting 101You know you should have a budget, but how to start? Let's talk through practical strategies for making budgets easier! While we are at it, we walk through what recommended percentages are for each category of your budget so you can have a starting point to work from!
Email: marriageandmoneypodcast@gmail.com
Instagram: https://www.instagram.com/marriage.and.money/2021-09-2031 minMarriage and Money#54 - Save an Extra $100 This MonthYou don't need to budget to find ways to save extra cash (although it helps!). Today David & Heather discuss some of their favorite strategies to squeeze a few extra dollars out of a tight month and what you can do to save more money over the long term.
Email: marriageandmoneypodcast@gmail.com
Instagram: https://www.instagram.com/marriage.and.money/2021-09-1433 minMarriage and Money#53 - Setting College Expectations with Tanya RudenAs a parent it can be hard to decide how to treat your kids fairly, and things get even harder when we start talking about college. Do you give each kid a certain amount of money? Do you give each full funding for a degree? Do you give them cash if they don't go to college? While life isn't fair, you want to be as fair as possible as a parent. Heather's sister joins us today to discuss her approach and some of the difficult questions she is wrestling with.2021-09-0629 minMarriage and Money#52 - Looking Back at 1 Year of Marriage & MoneyIt is hard to believe it has already been 1 year since our first episode! Thank you so much for making this podcast possible. Let's pause for a moment to look back at the last year and some of our favorite moments and biggest takeaways.
Contact us:
email: marriageandmoneypodcast@gmail.com
Instagram: @marriage.and.money2021-08-3030 minMarriage and Money#51 - Income SwingsUps and downs can be fun at the amusement park, but things can be different when we start talking about our personal finances. We all experience changes in our income, so it is best to be prepared for how you will react when it happens. In this episode we discuss things to consider when planning for income increases, decreases, and unpredictability.
Contact us:
email: marriageandmoneypodcast@gmail.com
Instagram: @marriage.and.money2021-08-2330 minMarriage and Money#50 - Eating OutMost everyone enjoys the convenience, variety, and service when eating out, but it all comes as a cost. Today's discussion is how to balance eating out with managing a responsible budget and not end up fighting with your spouse in the process!
Contact us:
email: marriageandmoneypodcast@gmail.com
Instagram: @marriage.and.money2021-08-1630 minMarriage and Money#49 - The Benefits of CounselingIt may not immediately seem necessary, but pre-marriage and marriage counseling can be an excellent tool for working through money differences. David and Heather discuss the great experience they had with pre-marriage counseling and what you might expect to gain from it.
Contact us:
email: marriageandmoneypodcast@gmail.com
Instagram: @marriage.and.money2021-08-0927 minMarriage and Money#48 - Money in Pop CultureIn this lighter episode, we look back at movies and TV shows that have things to say about money, both good and bad, while tackling some not so hard hitting questions such as: What are Heather's thoughts on embezzlement? How can I form a heist crew? Will humanity ever rise above the need for money?
Join us on this journey into the popular!2021-08-0230 minMarriage and Money#47 - What Qualifies as an "Emergency?"It is tempting to jump into our emergency fund when something urgent comes up. This week we discuss the difference between urgency and emergency and talk about the benefits an emergency funds provide and why we should not dip into them for anything other than true emergencies.2021-07-2628 minMarriage and Money#46 - Top Reasons Couples Fight About MoneyOdds are you've fought about money with your spouse. While it is easy to think you fought over what was purchased or what was said, there are almost always deeper reasons for these disagreements. In this episode we dive into several of the most common underlying reasons couples fight about money and how to avoid them.2021-07-1933 minMarriage and Money#45 - Borrowing MoneySooner or later, you will likely want to borrow money. Should you? And what should you expect if you decide to loan money? David & Heather go head to head as they disagree about when the right time to borrow money is, and what should be the approach while also recognizing everyone's situation is unique.2021-07-1236 minMarriage and Money#44 - Odd InvestmentsIt can be easy to justify an purchase, especially one that you know is worth more than what you are paying. But is it really an investment? Maybe. We also might just be using the term to get what we want. We discuss the differences between investments, speculation, and excuses as we work to get to the bottom of this issue.2021-07-0528 minMarriage and Money#43 - To Rent or To Buy?To many Americans, the decision to rent or buy housing is seemingly clear: smart people buy! But common wisdom like this might not always be the right decision for everyone. Join us for a discussion of several key questions you should ask yourself before pulling the trigger on buying a house.2021-06-2832 minMarriage and Money#43 - To Rent or To Buy?To many Americans, the decision to rent or buy housing is seemingly clear: smart people buy! But common wisdom like this might not always be the right decision for everyone. Join us for a discussion of several key questions you should ask yourself before pulling the trigger on buying a house.2021-06-2833 minMarriage and Money#42 - Busting 10 Common Money MythsWe've all fallen for some common money myths! Heather and David fess up to some of the mistakes they've made as they bust through 10 money myths people regularly fall for. Also, it's quiz time for David as Heather finds out how well he really knows her!2021-06-2131 minMarriage and Money#41 - Home ImprovementsIs it a home improvement or is it maintenance? And does it even matter? Heather gives David a pop quiz to see how aligned the two are on their definitions of home improvements and the two discuss how to prepare and talk about what work should or should not be done to your house.2021-06-1433 minMarriage and Money#40 - Finding Your WhyYou probably have goals and maybe even a clear plan on how you will achieve those goals, but do you fully understand the "why" that drives you? Do your goals align with that "why?" We share about our why, how it has changed, and what you can do to develop yours if you don't have one yet.2021-06-0729 minMarriage and Money#39 - Persevering on GoalsWhether you are trying to pay off debt, save for a car, or push for a better retirement, it can be hard to stay the course when it starts to feel like a goal is a long way away. So how can we stay motivated to remain on track for our goals? While there is certainly no one right answer, we talk about what has worked for us on our journey.2021-05-3131 minMarriage and Money#38 - Finances and Family with our Friends Matt & LaurenWe invite our good friends Matt & Lauren, who have been an influence in aspects of our financial life, to the show. Delegation of responsibilities, the impact of kids on financial decisions, and goal setting are the major topics of our conversation as we hear about their journey and the evolution of their financial planning over the course of their marriage.2021-05-2438 minMarriage and Money#37 - CompromiseIf you've been married for any amount of time, you've realized no one is able to get their way all of the time. So what is to be done? Compromise! Thankfully, compromise doesn't have to be about winners or losers, instead we can get creative and find additional options to "make the pie bigger" as we determine our approach. Where do David and Heather think they've compromised most? Let's find out!2021-05-1731 minMarriage and Money#36 - A Biblical Approach to Money with Katie Jones from Agape InvestingThe Bible has more to say about money than just about any other topic. So why don't we talk more about money when it comes to our faith? Today we sit down with Katie Jones, a financial coach from Agape Investing, to learn more about exactly that!
Katie can be found at:
AgapeInvests.com
@AgapeInvesting on Instagram
Redeeming Your Finances, a faith based financial community
2021-05-1038 minMarriage and Money#35 - Big Money DecisionsDecisions come at us constantly, but some are larger than others. About a year ago we had a big decision: Do we up root our lives and move to the other side of the world? Today we talk through what we learned in the process of making that big decision and how it might apply elsewhere.2021-05-0333 minMarriage and Money#34 - Budgeting Dos and Don'tsYou've tried budgeting but it didn't work out for you. Don't worry, you aren't alone. It isn't easy and it certainly doesn't come naturally. Today we discuss our favorite tips on how you can be successful in building and maintaining your budget! Oh, and Heather breaks out in song again.2021-04-2632 minMarriage and Money#33 - Resolving Disagreements and Conflict Over MoneyHave you ever had a disagreement or conflict about money? We sure have had our share! In this episode we air some more of our dirty laundry and share a few of the lessons we've learned along the way to help you handle your disagreements better than we've handled ours! Will David ever work on being less judgmental already? Find out in today's episode!2021-04-1933 minMarriage and Money#32 - Lauren Guest of EDIFYnancialCouples take different paths on their way to opening the lines of communication about money. Today we invite Lauren Guest of EDIFYnancial to join us and discuss how her and her husband's journey in communicating about money and how that has changed not only her relationship with money, but more importantly her relationship with her husband.
You can find Lauren at:
EDIFYnancial: Free Community - Wives Over Winging It
EDIFYnancial on Instagram2021-04-1233 minMarriage and Money#31 - Income DisparityEach of us is unique and brings with us different skills, abilities, and desires into our marriages. As such, it should come as no surprise that spouses regularly have different incomes, and of course where there are differences with money there are also problems. Join us as we discuss the impacts of spouses having different income levels and a few ways we can think about handling the differences without it becoming a wedge between each other.2021-04-0531 minMarriage and Money#30 - Freedom on FIRE with Heidi & Adam WhiteHave you ever dreamed of exiting the rat race, downsizing, and going on the adventure of a lifetime without having to look at the calendar or think about returning to your 9-5 job? Sure you have, but what you may not know is that you don't need to wait until retirement to do it. Today we are joined by Adam & Heidi White who took FIRE (Financially Independent Retire Early) to the next level when they sold their home, bought an RV, and started touring the country while homeschooling their 3 kids. If that wasn't exciting enough, they are also remotely man...2021-03-2930 minMarriage and Money#29 - How to Become a MillionaireDo you want to be a millionaire? Sure you do. So what does it take to get there? Today we look at a study done on millionaires to identify what millionaire behaviors are and how you can achieve their success. Spoiler: It isn't being born into a wealthy family, being lucky, or getting a 6 figure job.
Millionaire Study2021-03-2231 minMarriage and Money#28 - Investing with Nicholl For Your ThoughtsAs if saving wasn't hard enough, figuring out how to invest the money you've saved can be even harder. In this episode we are joined by Noah and Nicole Nicholl from the investing YouTube channel, Nicholl for your Thoughts, to discuss how they have sharpened their investing skills as a couple while using shared goals to help them improve their communication around money. We also learn how losing $200 in the market forever changed their financial trajectory for the better!
Nicholl for your Thoughts on YouTube
Nicholl for your Thoughts Blog2021-03-1534 minMarriage and Money#27 - The FIRE MovementThe Financially Independent Retire Early (FIRE) Movement seems to have taken the personal finance world by storm. So what is it and why is it so popular? Let's talk about what FIRE is all about and why Heather doesn't want to wear a winter coat inside the house.2021-03-0834 minMarriage and Money#26 - Hitting Pause to Achieve Your Dreams with Andy & Missi McKownHave you ever considered taking a break from your current day to day to travel in order to spend time growing closer to your spouse and investing in your marriage? Andy and Missi did, and it required them to join together on a journey of aggressive saving and quitting their jobs to make it a reality. Join us as we discuss how their unconventional approach has been a key ingredient in them thriving as a couple and dreaming big together.
Follow Missi on instagram @clearspacesorganizing2021-03-0136 minMarriage and Money#25 - Financial TransparencyMarriages are built on a foundation of trust, and that means being open with each other about all things, especially finances. Today we dive into what it means to be financially transparent with your spouse and how to avoid the common pitfalls that can occur when we don't exercise transparency.2021-02-2229 minMarriage and Money#24 - The Value of Goals with Will & Jess from The Financial ClassroomWe've discussed the value of goal setting in relationships before, but it never looks the same in all marriages. Today we welcome Will Wang from The Financial Classroom and his wife Jess to join us in a discussion about goal setting and their journey in discussing money within their marriage.
Subscribe to The Financial Classroom podcast on iTunes and all other podcast platforms!2021-02-1539 minMarriage and Money#23 - Money Personality TypesPersonality Tests. You've heard of Myers Briggs, Hogan, DiSC, and enneagram among countless others. These tests are designed to identify who you are at a more fundamental level. But did you know there are also money personality tests? Today we look at 2 of them to identify where we land and discuss how the traits identified in our results have impacted our marriage.
Tests taken for this episode:
Money Harmony
Rachel Cruze
2021-02-0828 minMarriage and Money#22 - Planning for Large PurchasesNew cars, furniture, home improvement projects, vacations...these can be expensive endeavors that we generally don't have cash at the ready to pay for. So what options do we have? In today's episode we will be talking through how we can plan for these large expenses and work them into our budget!2021-02-0128 minMarriage and Money#21 - The State of the MarriageTaking a moment to celebrate accomplishments, take inventory on our progress against goals, and look forward to the future is an important step in making the dreams for your marriage and your money a reality. Join us as we discuss our annual discussion we call "The State of the Marriage" where we explain how we do our annual update and why you might want to think about starting one or how you can improve the one you are already doing!2021-01-2531 minMarriage and Money#20 - Fun Money! (Discretionary Spending)We all want things we don't need, so what do you do when your spouse and you can't agree on where the money left at the end of the month goes? We discuss where to start with this conversation, a few of the pitfalls, and some common solutions couples can use to resolve this issue.2021-01-1828 minMarriage and Money#19 - Legacy PlanningAs much as we don't like to think or talk about it, everyone dies. As such, we should plan for it like we do everything else in our finances. There is no such thing as leaving a perfect estate plan, but there are steps you can take to ensure your family has a great starting place so they can properly fulfil your wishes.
Link to the legacy box discussed in the show.2021-01-1133 minMarriage and Money#18 - "Extra" MoneyWhat should couples do when someone gets a bonus or has a side job that brings in "extra" or unplanned money? Should this money be directed by the person that brought it in or treated as standard income? We jump into how we should talk about this money.2021-01-0428 minMarriage and Money#17 - Planning Charitable Giving TogetherThere are plenty of options for worthy organizations to give to, and ways to determine how much we should give, so how should we have a conversation about it? Join us as we talk through our journey in giving and how you can approach this conversation as a couple.2020-12-2833 minMarriage and Money#16 - Where to Get Financial AdviceWhen it comes to investing, there are a lot of options: water cooler conversations, a hot stock tip, or the trendy new investment tool. But what works and how do you know where to go with it? In this episode we break down our investment journey and how you can avoid a few of the mistakes we made along the way.2020-12-2132 minMarriage and Money#15 - The Road to RetirementWhether you have any desire to retire or not, it is good to plan ahead for it to give you the option to do so should you later want or need to. Today we discuss different vehicles for retirement and how to go about determining what your "number" might be.
Tools and articles referenced:
Roth IRA Pros & Cons
What Is an IRA?
Traditional IRA Pros & Cons
Investment (retirement) Goal Calculator
Future Value Inflation Calculator
Savings Withdrawal Calculator
2020-12-1431 minMarriage and Money#14 - Avoid Getting Schooled by College DebtCollege is expensive. Many would say too expensive. So is college the only way? And if you or your kids decide to go to college how can you do so without having to still pay for it 20 years later? Join us as we study what it takes to go to school without getting schooled by debt!
Articles referenced in the show:
College Debt Statistics
How long most students pay off student loans
2020-12-0730 minMarriage and Money#13 - Have Yourself a Merry Stress Free ChristmasAs fun as the holidays can be, they often bring with them the stress of financial pressure, obligations, and expectations. This week we dive into how to get a handle on these issues in order to ensure you have a happy holiday!
Email us with any questions or comments at marriageandmoneypodcast@gmail.com2020-11-3029 minMarriage and Money#12 - An Attitude of Gratitude with Your Marriage and MoneyYou've likely heard about the benefits of gratitude in our daily lives, but how does this apply to our finances, and even more importantly, to our marriages? This week we dive into the impact gratitude can have on your relationship with your spouse and how you approach money.
Email us with any questions or comments at marriageandmoneypodcast@gmail.com2020-11-2331 minMarriage and Money#11 - Stop Leaving Your Car aLoan!Financing cars is something everyone does right? How else can I be expected to afford transportation? Today we tackle the difficult topic of car loans and leases.
Link to savings calculator mentioned
Email us with any questions or comments at marriageandmoneypodcast@gmail.com2020-11-1629 minMarriage and Money#10 - Now We're Talking!Communication is the backbone of marriages, and certainly that is true with money in marriage. Join us as we discuss what topics couples should discuss, tips on how to approach these conversations, and how to work with a spouse that doesn't want to talk about money. Plus, this week we have our first listener question!
Check out the referenced article with tips on talking to your spouse about money here.
Email us with any questions or comments at marriageandmoneypodcast@gmail.com2020-11-0937 minMarriage and Money#9 - The Freedom of a BudgetWhile it may seem counter-intuitive, a budget can provide financial freedom in a marriage where there was none thereby reducing money related arguments. Join us as we talk about using a budget to set financial expectations.
Click here for the budget template discussed.
Email us with any questions or comments at marriageandmoneypodcast@gmail.com2020-11-0230 minMarriage and Money#8 - A Penny SavedSaving is hard work. We all know it is important, but it is easier said than done. Maybe finances are already tight, maybe the future seems a long way away, or maybe we just don't know how to get started. Today we discuss David's favorite topic and why it is so critical to your financial success as a couple.
Email us with any questions or comments at marriageandmoneypodcast@gmail.com2020-10-2628 minMarriage and Money#7 - 'Till Debt Do Us PartEveryone has debt right? So what's the big deal? While we may not always realize it, debt limits our options and keeps us from realizing our dreams and goals. Let's talk about what the impact of debt is on marriage, what options being debt free can open up, and how Heather is holding up while in quarantine.
Email us with any questions or comments at marriageandmoneypodcast@gmail.com2020-10-1930 minMarriage and Money#6 - Setting Financial Goals As A CoupleNo one makes progress financially by accident, and it is even harder if couples have competing goals between them. So how can you dream big as a couple and start building a plan to make your dreams a reality? Let's talk through it and find out!
Email us with any questions or comments at marriageandmoneypodcast@gmail.com2020-10-1233 minMarriage and Money#5 - To Combine, or Not to Combine, that is the Question!There are several different approaches to organizing finances in a marriage. We discuss the 3 most common approaches as well as a few pros and cons of each.
You can view the article referenced in this episode here.
Email us with any questions or comments at marriageandmoneypodcast@gmail.com2020-10-0533 minMarriage and Money#4 - Simple Rules for Personal FinanceAre there a few simple rules you can follow to have success in your personal finances? How about 60 simple rules? This week we discuss going to the movies, our weekend, and some initial thoughts on guideposts to financial success.
Email us with any questions or comments at marriageandmoneypodcast@gmail.com2020-09-2832 minMarriage and Money#3 - Gift Giving & BuyingGift giving is a major portion of most people's budgets. Americans spend about $1,000 per person buying others gifts for Christmas alone. So how should couples handle gift giving? Today we dive into how to make these decisions as a couple.
Email us with any questions or comments at marriageandmoneypodcast@gmail.com2020-09-2132 minMarriage and Money#2 - Introductions and Top Financial Searches By StateThis week we try to give a little better perspective on where we come from from a financial history standpoint and our journey with money discussions as a couple. We also discuss an article highlighting the top financial searches by state and what that might say about America.
Email us with any questions or comments at marriageandmoneypodcast@gmail.com2020-09-1437 minMarriage and Money#1 - Vacations in the Era of COVID-19David and Heather discuss how COVID has impacted vacations in the US and how we approach vacation budgeting overall.
Email us with any questions or comments at marriageandmoneypodcast@gmail.com2020-09-1024 min