David Baughier - Podcast Details

Shows

Forget About MoneyHow To Build Generational Wealth: 5 Strategies To Help Your Kids Become Millionaires!🏦 How Parents Can Help Kids Build Wealth: 5 Proven Strategies💡 Want to ensure your children achieve financial success and independence? This episode provides actionable steps for teaching kids about money and helping them build wealth early. From custodial Roth IRAs to strategic gifting and financial education, we explore how parents can play a pivotal role in creating a strong financial foundation for their kids. Watch and Subscribe on YouTubeIn this episode, we discuss: 1️⃣ Investing for Kids: How parents can start early with custodial accounts. 2️⃣ Custodial Roth IRAs: A powerful wealth-building t...2025-01-2441 min

Forget About MoneyHow to Save Your First $100,000 by Age 30!💵 Ready to save your first $100K? Learn how disciplined saving, smart investing, and mindset shifts can help you hit this incredible financial milestone.📈 If you’re a twenty-something aiming to break free from paycheck-to-paycheck living and build wealth for the future, this conversation will inspire you to take action with practical tips and proven strategies.Watch and Subscribe on YouTubeIn this episode, we discuss: 1️⃣ Reaching $100K: Why it’s a critical milestone and how compound interest accelerates your journey. 2️⃣ Case Studies for Success: Three realistic paths—college grad, military member, and s...2025-01-1740 min

Forget About MoneySmall Cap Value Investing: Is It Still Worth It in 2025?Karsten Jeske (Big Ern) and Paul Merriman engage in a lively debate about Small Cap Value Investing versus Broad Market Strategies.Should you tilt your portfolio toward small-cap value to capture a potential risk premium, or is sticking with broad-based funds like VTSAX the more reliable approach? With decades of financial expertise, Karsten and Paul offer opposing yet insightful perspectives to help you refine your long-term investment strategy.Watch and Subscribe on YouTubeIn This Episode, We Discuss: 1️⃣ Small Cap Value Premium: 📜 Historical data and its implications for modern portfolios. 2️⃣ VTS...2025-01-101h 11

Forget About Money🏛️ 7 Stoic Money Lessons That Will Change How You See Wealth! 🤯🔑 Discover How to Apply Stoic Teachings to Your Finances From practicing temporary poverty to preparing for misfortune, these lessons aren't just about saving money—they're about cultivating a life of virtue and contentment.Watch and Subscribe on YouTubeIn This Episode, We Discuss: 1️⃣ Money is Indifferent: Why your character matters more than your wealth. 2️⃣ Live Simply: How eliminating unnecessary desires creates a richer life. 3️⃣ Count Your Blessings: Gratitude as a tool for financial clarity. 4️⃣ Practice Temporary Poverty: Build resilience by embracing discomfort. 5️⃣ Prepare for Misfortune: The power of negative visualiz...2025-01-0334 min

Forget About Money🌿 Practical Stoicism: Turning Adversity Into Strength With Jonas Salzgeber! ✍️🧘 Practical Stoicism helps us navigate life's challenges with clarity, acceptance, and emotional resilience. In this episode, Jonas Salzgeber shares how Stoic philosophy can guide us in managing anxiety, aligning our values, and flourishing through virtue and mindfulness.Watch and Subscribe on YouTubeIn this episode, we discuss: 1️⃣ Misconceptions About Stoicism: Why Stoicism is not about suppressing emotions but fostering awareness and regulation. 2️⃣ Key Themes in Stoicism: Virtue, control, and personal responsibility as pathways to flourishing. 3️⃣ Stoicism and Anxiety: How Stoic practices combat the stresses of modern life, including social media and consumer...2024-12-2743 min

Forget About Money💸 How to Stop Spending Money: Overspending, Prada Shaming, and Sugar Gliders! 🦄🎁 How do we stop spending money on things we don't need? We cover the psychology of excessive spending, exploring why we buy things we don’t need, how to prioritize our purchases, and strategies to avoid being manipulated by marketing tactics.Watch and Subscribe on YouTubeIn this episode, we discuss: 1️⃣ Why We Spend: Differentiating between needs and wants and how societal pressures influence gifting. 2️⃣ Emotional Spending: How marketing and social media fuel impulsive purchases and financial strain. 3️⃣ Prioritizing Purchases: The importance of aligning spending with values, like investing for financial indepe...2024-12-2042 min

Forget About Money🤦‍♀️ "Die With Zero": Millionaires Only, Please! 🤷‍♂️⚠️ In this episode, we break down Die With Zero by Bill Perkins, exploring its bold advice to spend rather than save. Is it a life-changing philosophy or a steamroom chat among the elite? We critique its core concepts, discuss why it might harm the average person’s finances, and suggest practical alternatives for living a meaningful life. Watch and Subscribe on YouTube💎 Whether you’re curious about memory dividends, time bucketing, or how Die With Zero contrasts with financial independence principles, this episode offers an honest, fun, and critical analysis. In this episode, we discuss: 2024-12-1342 min

Forget About Money📉 The Perfect Withdrawal Strategy for Early Retirement, Inner Voices, and Conspiracy Theories!🕵️‍♂️🛠️ What does it take to master the perfect Early Retirement Withdrawal Strategy? In this episode, we talk tax-efficient withdrawals, bridging the "gap years," and the best tactics to optimize Social Security—all with a fun twist of inner monologues and conspiracy theories! Watch and Subscribe on YouTube🌟 Whether you’re navigating the complexities of early retirement or seeking peace of mind about accessing your funds, this episode is packed with actionable insights and lighthearted moments.In this episode, we discuss: 1️⃣ Strategic Withdrawals: How to optimize taxable, traditional, and Roth accounts for retirement. 2024-12-1142 min

Forget About Money🏦 The Perfect Passive Portfolio for Early Retirement, 2025 Tax Changes, and Time Travel! 🕰️🛠️ What does it take to build the perfect portfolio for early retirement? In this episode, we explore tax-efficient investing, real estate vs. index funds, and even throw in a fun twist with time travel!Watch and Subscribe on YouTube🌟 Whether you're planning for financial independence or navigating changes in 2025 tax laws, this episode is packed with actionable insights, debate, and a little imagination.In this episode, we discuss: 1️⃣ Designing the Perfect Passive Portfolio: The role of index funds like VTSAX in early retirement. 2️⃣ Real Estate vs. Index Funds: Which is better for fina...2024-12-0643 min

Forget About Money🟧 Financial Reddit Reactions, Sleep Routines, and Misophonia! 🌀🔥 Financial Reddit: Reddit isn’t just a hub for memes—it’s a goldmine for financial insight! In this episode we explore the world of Financial Reddit, breaking down threads on budgeting, early retirement, and the quirks of financial planning.Watch and Subscribe on YouTube🌟 We also touch on personal routines, quirky habits, and how our interactions shape our lives, from sleep health to dating.In this episode, we discuss:1️⃣ Reddit for Finances: Real-life stories and advice to inspire financial independence. 2️⃣ Managing a $3M Windfall: Challenges and opportunities in early retirement. 2024-12-0447 min

Forget About Money🏡 Retirement Lifestyle: Less Crap, More Adventures, Better Friends, and Black Friday! 🛍️🎉 Retirement lifestyle is more than financial independence—it’s about building meaningful relationships, embracing adventures, and creating a life focused on joy and simplicity. David, Carla, and Eric Cooper chat about emotional and practical shifts that come with retirement and how to make the most of your time and resources. Watch and Subscribe on YouTube🌟 We share insights on crafting a fulfilling retirement lifestyle, navigating friendships as adults, and even touch on the quirks of Black Friday shopping in retirement! In this episode, we discuss: 1️⃣ Transitioning to Retirement: How to leave behind high-stres...2024-11-2943 min

Forget About Money🧓 Enough Money to Retire and Enough Money to Die, Law Trivia, and Deep Fried Tofurkey! 🦃📊 In this episode, we explore the dual definitions of "enough money" and discuss the practical and emotional shifts that come after reaching financial independence. Watch this episode on YouTube❓We share our thoughts about strategies for transitioning from wealth accumulation to life accumulation, managing legacy goals, and even share some laughs with a law trivia segment and deep-fried tofurkey anecdotes!In this episode, we discuss: 1️⃣ Enough Money to Retire: How to calculate financial independence using the 25x rule and 4% withdrawal rate, and what it means to truly walk away from work. 2️⃣ Eno...2024-11-2741 min

Forget About Money😌 Why Money Is Important, Smart Money Habits, and Boiled Peanuts! 🥜💳 Money impacts every aspect of our lives—from personal security to emotional well-being. In this episode, we cover why money is important and how it helps us design lives filled with freedom, fulfillment, and happiness. Watch and Subscribe on YouTube✏️We explore strategies to manage finances effectively, build habits for financial independence, and even share some personal anecdotes about boiled peanuts and first jobs! In this episode, we discuss: 1️⃣ Money and Happiness: The link between financial security and reduced stress, plus the income thresholds where happiness begins to plateau. 2️⃣ Relationships and Mone...2024-11-2236 min

Forget About Money🏛️ The Mount Rushmore of Financial Independence & Tipping Culture Gone Wild! 😬🗽 Carla and I reveal our picks for the “Mount Rushmore of Financial Independence,” highlighting the icons, authors, and community leaders who inspire the FI movement. Watch and Subscribe on YouTube😬 Additionally, we acknowledge the current tipping culture and how it's gone wild in recent years—tipping pressure, guilt, and where we draw the line.🥇 In this episode, we discuss: 1️⃣ David’s Mount Rushmore of Financial Independence: Pete Adeney (Mr. Money Mustache), Brad Barrett and Jonathan Mendonsa (ChooseFI), Stephen Baughier (CampFI), and JL Collins (The Simple Path to Wealth)2️⃣ Carla’s Mount Rushmore of Financial...2024-11-2040 min

Forget About Money💰9 Things Too Expensive to Justify, Saved by the Bell, & Yoga Etiquette! 🧘Watch and Subscribe on YouTube🪙 Rising prices are changing how we spend. In this episode we talk about what’s now simply “too expensive” to buy, from energy drinks to dining out. We share what we and others are cutting back on and explore new, budget-friendly choices for 2024.In this episode, we discuss:1️⃣ Energy Drinks and Coffee: Swapping pricey energy drinks and cafe coffee for cheaper, at-home caffeine options.2️⃣ Grocery Staples: Rising costs on essentials like cereal make basic breakfasts feel like splurges.3️⃣ Dining Out and Alcohol: High restaurant and bar prices lead t...2024-11-1541 min

Forget About Money👫 Dual Income No Kids (DINK) Lifestyle Explained, Comedians, & Mike Tyson! 🥊Watch and Subscribe on YouTubeCarla walks us through how the Dual Income, No Kids (DINK) lifestyle enables a life rich in experiences and fulfillment. 🏞️ 🎨 This conversation reveals how choosing not to have kids can open doors to financial freedom, personal hobbies, and deep travel experiences, with insights on managing societal expectations and building a life around what truly brings joy.In This Episode, We Discuss: 1️⃣ Defining the DINK Lifestyle: Carla explains what it means to be a DINK and why she and her husband chose this path. 2️⃣ Financial Advantages of Being...2024-11-1340 min

Forget About Money🎒 Career Breaks, Gap Years, and Sabbaticals: How to Plan, Save, and Make the Most of Time Away! 🌞Watch and Subscribe on YouTube🧳 Katrina McGhee explains Career Breaks, Gap Years, and Sabbaticals—empowering you to take a meaningful step back from work and live life on your terms. From creating a solid financial plan to exploring your personal goals, Katrina walks us through what it takes to make the most of time away and come back stronger. 🌍In this episode, we discuss: 1️⃣ Defining Career Breaks, Gap Years, and Sabbaticals: Katrina clarifies each term and shares who they're best for. 2️⃣ Financial Planning: Steps to save and budget for a fulfilling time o...2024-11-0847 min

Forget About Money🎙️ Money Podcasts Success: How Joe and Paula Built Loyal Audiences and Turned Passion into Profits 💰Watch and Subscribe on YouTube🪙 Joe Saul-Sehy (Stacking Benjamins) and Paula Pant (Afford Anything) reveal how they built their money podcasts into profitable passion projects, sharing the secrets behind their long-term success in podcasting.🎨 This conversation explores the journey of building profitable podcasts, the logistics of guest management, and how hosts decide which trends to follow and which to avoid.In this episode, we discuss: 1️⃣ How to Start a Money Podcast: Joe and Paula share how they began, and their strategies for building loyal audiences. 2️⃣ Monetizing Your Podcast: They reveal how money...2024-11-011h 10

Forget About Money⚡What Are Options? The Good, The Bad, and The Profitable! | Karsten Jeske & Brad Finn 🤔Watch and Subscribe on YouTube🪙 Karsten Jeske and Brad Finn reveal the essentials of Options Trading and how it can be a game-changer in your journey to Financial Independence.They break down the basics, demystify the risks, and share powerful strategies like covered calls and cash-secured puts to help you make informed decisions. 📈🎨 This conversation explores why Options Trading can be both profitable and risky—with practical insights on how it can supplement your investment portfolio and enhance retirement income.In this episode, we discuss:1️⃣ What is Options Trading? Karsten and Bra...2024-10-251h 15

Forget About Money🦅 Real Estate Investing Strategies: House Hacking, VA Loans, and Creative Deals! | David Pere 💼Watch and Subscribe on YouTube🪖 David Pere shares his journey from military service to financial freedom, revealing key Real Estate Investing Strategies that have helped him build wealth. He discusses house hacking, VA loans, and creative deals that pave the way toward financial independence. 🏖️ 🎨 The conversation explores how David grew his portfolio through real estate using unconventional financing. From remote property management to multifamily investing, David offers insights for those eager to start their real estate journey. In this episode, we discuss:1️⃣ House Hacking for Military Members: How to live nearly rent-f...2024-10-1852 min $Mark\'s Money Mind$ Mark's Money MindThe Fun Bucket: Transforming Savings into Enjoyment in Retirement | Episode 032In this episode of Mark dives into the ‘Fun Bucket' strategy with Kevin Sebesta, exploring how retirees can transition from a saving to a spending mindset. Originally discussed on the Forget About Money podcast hosted by David Baughier, the concept involves allocating funds specifically for enjoyable activities to facilitate guilt-free spending. The episode covers practical steps to implement the Fun Bucket, balancing financial security with personal enjoyment, and the long-term benefits of investing in experiences that create lasting memories. Discussions include managing retirement assets, planning for different life stages, and navigating generational wealth. Listeners receive valu...2024-10-1654 min

Forget About Money🔥 Factor Investing: Can You Really Beat the Market? | Dan Huffman 📈Watch and Subscribe on YouTube🏅Dan Huffman explores the ins and outs of factor investing, a strategy that focuses on specific drivers like value, size, and momentum to potentially boost long-term returns.He offers expert insights into how factor investing compares to traditional strategies like VTSAX and chill.🏖️📈 The conversation covers everything from small-cap value investing to the role of momentum in portfolios and whether factor-based strategies can truly beat the market. Dan emphasizes the importance of understanding your risk tolerance and knowing when to rebalance a portfolio.In this episode, we discuss...2024-10-1142 min

Forget About Money☮️ How Social Security Fits into Your Retirement Plan! | Emma von Weise 🏦Watch and Subscribe on YouTube🧬 Emma von Weise breaks down the basics of Social Security and how it fits into a comprehensive retirement plan, debunking common myths and sharing strategic tips for claiming benefits. 📈 Emma emphasizes how Social Security benefits should not be overlooked as a vital part of your financial strategy, covering everything from spousal and survivor benefits to the impact of early retirement.In this episode, we discuss: 1️⃣ When to Start Claiming Social Security: Discover the pros and cons of early vs. delayed benefits. 2️⃣ Future Changes to Social Security...2024-10-0443 min

Forget About Money🗣️ FINCON, CampFI, & FinTalks: 3 Live Events to Enrich Your Financial Independence Journey! 🚢Watch and Subscribe on YouTube🎤 Philip "PT Money" Taylor (FINCON), Stephen Baughier (CampFI), and Amberly Grant (FinTalks) share the evolution and impact of their live events on the FI community.🏕️ Philip, Stephen, and Amberly discuss how their events—ranging from conferences to camp retreats and even cruises—offer unique experiences for people seeking financial freedom. In this episode, we discuss: 1️⃣ The Origins of FINCON, CampFI, & FINTALKS: How these events began and what motivated their founders. 2️⃣ What to Expect When Attending: A breakdown of the experience, community, and content at each event. 3️⃣ P...2024-09-271h 22

Forget About Money📚 Paul Merriman: 12 One-Million Dollar Ideas for Investing Success! 🏆Watch and Subscribe on YouTube💡 Paul Merriman shares his 12 One-Million Dollar Ideas for achieving financial success, offering practical strategies to help you transform your investment approach. 📈 Paul Merriman highlights the importance of starting early, using low-cost index funds, and diversifying your portfolio, especially by including small-cap value stocks. He breaks down how simple financial decisions made today can lead to significant long-term growth. Paul’s advice will help you steer your financial future in the right direction. In this episode, we discuss: 1️⃣ Save Early vs. Waiting to Get Started: Discover why saving early, e...2024-09-201h 36

Sound InvestingPaul Merriman’s 12 Million Dollar Ideas for Investing SuccessI had an amazing conversation with David Baughier on the Forget About Money podcast! We discussed my 12 One-Million Dollar Ideas for building wealth, the power of starting early, and why index funds are a game-changer for long-term investing. We also covered the importance of diversification, the benefits of small-cap value stocks, and why sticking with a buy-and-hold strategy beats trying to time the market. Whether you're new to investing or looking to refine your retirement plan, this episode has actionable tips to help you secure your financial future. Give it a listen—you won’...2024-09-171h 36

Forget About Money💰Wellthy Living: Personal Finance, Fitness, and Fulfillment! | Brad Finn 🏃‍♂️Watch and Subscribe on YouTube🤑 Wellthy Living is all about balancing personal finance, fitness, and fulfillment to create a life of true wealth and happiness. 🏋️‍♂️ Brad Finn shares his journey from paying off $190,000 in debt to achieving financial independence, while maintaining a focus on physical fitness and mental well-being.In this episode, we discuss: 1️⃣ Brad Finn’s Financial Independence Journey: Learn how Brad leveraged Dave Ramsey’s principles to eliminate debt and build a strong financial foundation. 2️⃣ Fitness and Finance: Discover how Brad’s commitment to physical fitness complements his financial goals, creating a...2024-09-131h 08

Forget About Money🏖️ Fun Bucket 101: How to Spend Guilt-Free in Retirement! | Mark Trautman & Kevin Sebesta 🚙Subscribe and Watch on YouTube🪅 The Fun Bucket is a transformative strategy to help retirees shift from a saving to a spending mindset, enabling guilt-free enjoyment of retirement. 📈 In this episode, Kevin Sebesta, creator of the Life in FIRE blog, and Mark Trautman, a seasoned voice in the FI community, share how the Fun Bucket can enhance your retirement by balancing financial security with intentional spending. In this episode, we discuss: 1️⃣ What is a Fun Bucket?: Kevin and Mark explain the concept and its importance in retirement planning. 2️⃣ Shifting from Frugality to...2024-09-0652 min

Mile High FI Podcast$60k in Debt to Early Retirement [rebroadcast] | MHFI 231Doug and Carl chat with Dan Manwaring, a former medical device salesman, who transformed his life from being $60K in debt to retiring early and traveling the world. Dan discusses his professional journey, his approach to financial independence, and his unique travel experiences along with fitness routines, eating habits, and the importance of enjoying simple daily routines for overall happiness. Note: This is a rebroadcast of MHFI episode 130 Be sure to check out the new GhostBed Massage Topper. Save 50% site-wide on your new mattress, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI) Unf...2024-09-031h 08

Forget About Money🎲 Risk Parity: The Secret to a 5% Safe Withdrawal Rate! | Frank Vasquez 🏆Subscribe and Watch on YouTube🔑 Risk Parity is an investment strategy that could reshape how you manage risk and increase your portfolio’s resilience. 🎯In this episode, we discuss:1️⃣ What is Risk Parity?: Discover how Risk Parity differs from traditional diversification and why it’s essential for a resilient portfolio. 2️⃣ Building a Risk Parity Portfolio: Learn how to implement this strategy with tools like ETFs and mutual funds, and explore the impact on your Safe Withdrawal Rate. 3️⃣ Retirement Planning with Risk Parity: Understand how Risk Parity can support your financial independence j...2024-08-3047 min

Forget About Money🧭 Investment Strategies for Different Life Stages! | Dr. William Bernstein 📣Subscribe and Watch on YouTube🌱Investment Strategies for Different Life Stages are essential for tailoring your approach to wealth management as you age. 🌳In this episode, we discuss: 1️⃣ How Your Investment Strategy Should Change as You Age: Learn how to adapt your investment approach throughout different stages of life, emphasizing the shift from growth-focused strategies in youth to preservation as you near retirement. 2️⃣ Key Considerations for Managing Risk and Return in Retirement: Explore the essential strategies for balancing risk and return during retirement, including the use of safe assets like TIPS and annuities to...2024-08-2347 min

Forget About Money🤔 The Truth About Annuities: What is an Annuity and How Does it Work? | Stan Haithcock ✅Subscribe and Watch on YouTube🧢 Stan Haithcock, also known as Stan the Annuity Man, defines an annuity and answers some common questions people have about annuities.He identifies factors that may persuade a person to shift a portion of their net worth into annuities. And he shares his reasons why so many people blindly hate them! 😡In this episode, Stan Haithcock discusses:1️⃣ What is an Annuity and How Does it Work? Discover the basics of annuities, including different types, their benefits, and how they can secure your retirement.2️⃣ Stan's Philosophies o...2024-08-161h 09

Forget About Money💵 4 Passive Income Ideas That Make Me $75,966/Month in 2024! | Cody Berman ✌️Subscribe and Watch on YouTube💲Cody Berman shares his expert insights on passive income ideas that generate a whopping $75,966 per month! 😊In this episode, Cody Berman discusses: 1️⃣ Top Passive Income Ideas: Discover how Cody uses digital products, real estate, investment returns, and affiliate marketing to build substantial monthly income. 2️⃣ Practical Advice for Beginners: Learn realistic expectations, strategies for balancing a full-time job, and how to achieve financial independence through passive income. 3️⃣ Cody's Personal Journey and Future Plans: Hear about Cody's path from young entrepreneur to financial independence, including his future goals and the...2024-08-0942 min

Forget About Money🤓 Tax Planning Strategies for Early Retirees with Sean Mullaney 🎓Subscribe and Watch on YouTube🤓 Sean Mullaney discusses Tax Planning Strategies. Sean, a CPA and financial planner, also known as The FI Tax Guy explains fundamental tax planning strategies, some advanced tax strategies and concepts, and how the financial independence community may be getting it wrong when it comes to taxes. ❌🔑 Key Topics Discussed: 👉 Introduction to Financial Independence Tax Planning 👉 Top Five Tax Planning Strategies 👉 Reducing Taxes Through Daily Habits 👉 Tax Strategies for High-Income Earners 👉 Solo 401k and Small Business Owners🔗 Sean’s Links: 🌐 The FI Tax Guy Blo...2024-08-021h 15

Catching Up to FITwin Wins with the Baughier Brothers: CampFI, EAGLE Cohousing, and Fiology | David & Stephen Baughier | 089Meet David and Stephen Baughier, twin brothers and prominent figures in the Financial Independence community. David, a 20-year Navy veteran and founder of Fiology, and Stephen, creator of CampFI, share their financial journeys from early money lessons to becoming community leaders. David, Stephen, Bill, and Jackie discuss the impact of life events, such as divorce, on financial independence, and the importance of prenups, managing single parenthood, and balancing passion projects. Tune in for insights on creating supportive communities, innovative cohousing projects, and the significant role of mindset in achieving financial goals. 🔗Connect with us Buy CUtF...2024-07-281h 24

Forget About Money😊 Retire Happily with Christine Benz: Lessons for a Happy and Fulfilling Retirement 🎯Subscribe and Watch on YouTube💥 David chats with Christine Benz, Director of Personal Finance at Morningstar and author of *How to Retire: Lessons from 20 Retirement Thought Leaders*. 📘🌟 Christine shares her journey and key insights on how to retire happily, emphasizing a holistic approach to retirement planning. 🌅💡 She discusses the importance of aligning spending with happiness, nurturing relationships, and staying adaptable in retirement. 🧘‍♂️🔑 Key Topics Discussed:⇨ Importance of Relationships in Retirement⇨ Knowing Your Retirement Income Style⇨ Aligning Spending with Happy Retirement Goals🔗 Christine’s Links:📘 How to Retire Book 2024-07-2638 min

Rick Ferri, CFAEpisode 72, Bogleheads on Investing, David Baughier switches seats with host Rick Ferri and interviews himDavid Baughier switched seats with host Rick Ferri and interviewed him about many personal finance topics.2024-07-2500 min

Bogleheads On Investing PodcastEpisode 72: David Baughier flips seats with host Rick Ferri and interviews him.David Baughier switched seats with host Rick Ferri and interviewed him about many personal finance topics. David is a retired Naval Officer with a passion for helping people pursue and achieve financial independence. He is the founder of www.fiology.com, a free resource that escorts you through 52 concepts of financial independence over the course of one year. This podcast highlights the first 50 minutes of David's The Forget About Money YouTube video, which we recorded in May 2024. We discussed a diverse set of topics, from John Bogle to asset allocation to the biases in most i...2024-07-2559 min

Forget About Money💰 Retire Early with Real Estate in 10 Years or Less Using Dion McNeeley's Six Steps 🏡Subscribe and Watch on YouTube📈 David chats with Dion McNeeley, a real estate investor who retired early using unique strategies. 🏡Dion McNeeley, known for his "lazy" approach to real estate, walks us through his transformative journey from financial struggles to early retirement. Discover how he leveraged rental properties, developed the Binder Strategy for tenant management, and built a sustainable rental empire that allowed him to retire in under 10 years.💡 Learn how Dion achieved early retirement in under 10 years and his six steps to financial freedom through real estate. 📈🔑 Key Topics Discussed:⇨ Transiti...2024-07-1950 min

Forget About Money🏡 Real Estate Investing for Beginners: Empowerment and Early Retirement with Sarah King 💪Subscribe and Watch on YouTube💬 David chats with Sarah King, an experienced real estate investor who has transformed her financial life by paying off substantial debt and building a rental property empire. 🏘️🌟 Sarah shares her journey from debt repayment to establishing a successful portfolio of rental properties, offering invaluable advice for real estate investing beginners. 💼🔑 Key Topics Discussed:⇨ Real estate investing for beginners: Tips and strategies⇨ Understanding real estate investing fundamentals and types⇨ Calculating cash flow and using the 1% rule🔗 Sarah’s Links:📸 Sarah’s King’s Instagram...2024-07-121h 09

Forget About Money🧩 Sequence of Returns Risk Solved! Karsten Jeske on Safe Withdrawal Rates 📈Subscribe and Watch on YouTube🌟 In this episode, David Baughier welcomes Karsten Jeske, aka Big ERN, to explore the critical topics of Sequence of Returns Risk and Safe Withdrawal Rates, essential for anyone planning their retirement. 💼💡 Karsten shares his journey from a finance professional to a renowned blogger, emphasizing the importance of customized retirement planning and effective risk management. 📈📝 Episode Highlights:🎥 Karsten's journey into retirement planning and blogging🚨 Strategies to manage Sequence of Returns Risk💡 Effective safe withdrawal rates and retirement timing📊 Insights into diversified portfolio and asset allocat...2024-07-051h 21

Forget About Money💪 How to Simplify Finances: Simple Investing Strategies from Naseema McElroy 📚Subscribe and Watch on YouTube💥 David chats with Naseema McElroy, a registered nurse and financial coach behind Financially Intentional. 🏦💡 She emphasizes the importance of simplifying finances, budgeting, and low-cost investing for long-term success. 📈🔑 Key Topics Discussed: ⇨ The importance of simplifying finances ⇨ Psychological benefits of financial simplicity ⇨ Simple investment strategies for financial independence🔗 Naseema’s Links: 🎥 Financially Intentional Website 📸 Naseema’s Instagram💸 Financially Intentional YouTube Channel💰 Monarch Money📚 A Simple Path to Wealth by JL Collins📖 The Index Card Book📘 The Millionai...2024-06-2850 min

Forget About Money⚖️ Early Retirement Lessons: Life Insights with Ryan Connell 🧘Watch this Episode on YouTube and Subscribe💬 David Baughier sits down with Ryan Connell, an early retiree with a knack for aligning values with finances. Ryan talks about his leap from real estate to passive index funds. His story showcases the magic of intentional living and mindful spending. 🌟💡 Ryan introduces the concept of negative time, highlighting the importance of creating space in our lives for genuine freedom. He shares practical tips to help you balance your life and reduce stress. Turns out, doing less can actually mean living more! 🕰️🌸 Ryan also explores impermanence and the Japanese...2024-06-2147 min

Forget About Money🔥 FATFIRE, Smart, and Happy: Leif Dahleen's Financial Independence Journey 😊Watch this episode on YouTube and subscribe🎙️ David Baughier sits down with Dr. Leif Dahleen, the renowned Physician on FIRE, to discuss achieving financial independence through prudent financial management.Dr. Leif Dahleen, a retired anesthesiologist, shares his journey from a high-earning medical professional to financial independence and early retirement.He provides insights on transitioning from a demanding career, the importance of financial planning, and the benefits of a frugal yet fulfilling lifestyle. 🌟📈🔑 Key Topics Discussed:⇨ Leif’s journey to financial independence and early retirement⇨ The challenges and rewards of a high-pa...2024-06-1454 min

Forget About Money📚 Top 10 Gen Z Money Tips with Professor Brett Killion 💸Watch this Episode and Subscribe on YouTube🤑David Baughier chats with Brett Killian, an associate professor at Lakeland University, to discuss essential money lessons for Gen Z. 💸📚Brett shares his expertise in personal finance, drawing from over a decade of experience teaching college students. 🎓Discover practical strategies for minimizing student debt, building wealth, and making informed financial decisions that set you up for a successful future. 💡💼🔑 Key Topics Discussed:⇨ Brett Killian's top money lessons for Gen Z⇨ Habits and investing strategies of millionaires⇨ Practical ways to minimize student debt, i...2024-06-071h 16

Forget About Money💸 Anti-Scammer Danielle Ryan Exposes Coaching Scams: Don't Get Fooled!❗Watch Episode on YouTube and Subscribe: https://youtu.be/eX296kAhFuk⚠️ David Baughier sits down with Danielle Ryan, a YouTuber dedicated to exposing online coaching scams. 🕵️‍♀️Danielle shares her journey from a modest YouTube channel to a thriving platform with 25,000 subscribers.Discover her personal experience of being scammed and learn valuable tips on how to protect yourself from online scams.🔑 Key Topics Discussed:⇨ Danielle’s rise on YouTube and her mission against online scams⇨ Her personal story of being scammed out of $4,500 by a coach⇨ Identifying red flags in o...2024-05-3140 min

Forget About Money🔍 TRICARE Explained: John Letaw The TRICARE Guy🏅Watch this Episode on YouTube and Subscribe: https://youtu.be/RQN2Me7svoA🎧 In this episode of "Forget About Money," host David Baughier interviews John Letaw, a retired naval officer and TRICARE expert.🌟John, The TRICARE Guy, shares his extensive knowledge about the TRICARE healthcare system, providing invaluable insights for military retirees and their families.John discusses: ⇣⇣⇣⇣⇣➪ Various TRICARE plans (Prime, Select, Reserve, and Retired Reserve) 🏥➪ The challenges of transitioning to retirement 🌅➪ Enrollment processes and pitfalls 🔍➪ Changes in TRICARE Select fees 💸➪ Coverage criteria for different treatments, including we...2024-05-241h 01

Forget About Money🇲🇽 Starting a Business in Mexico: Jesse's Journey from America to Ensenada 🏝️Watch this episode and subscribe on YouTubeJesse, a former financial consultant traded his American lifestyle for a more fulfilling life in Ensenada, Mexico.Jesse shares his remarkable journey of leaving his U.S. career to start a massage business abroad and find financial independence in a low-cost living area.🎯 Episode Highlights:0:00 - Starting a New Chapter: Jesse's inspiring transition from the U.S. to Mexico, leaving behind a stable consulting career.0:31 - Making the Retirement Decision: How he balanced retirement options after receiving a windfall.2:27 - Sel...2024-05-1744 min

Mile High FI PodcastShould I Quit My Corporate Job & Mailbag | MHFI 215Doug and Carl work through a case study from listener Frank and also answer questions from the Facebook mailbag. Frank – Has a stressful, yet well paying job. Should he stay at his current job, which he doesn’t like so much, or move on to something else that he’s been contemplating for a while? Rich What does a typical daily meal and snack look like? If you had to change it up, what would you do to make it more ideal? What are a couple of key takeaways that you have learned by chatting with other FIRE folks th...2024-05-141h 02

Forget About Money🏆 Spend Planning! | Holly Morphew on Why Spend Planning Beats Budgeting 💰Watch this episode and subscribe on YouTube🌟 Join Holly Morphew in this transformative video as she unveils the power of Spend Planning to not only manage your finances but to achieve long-term financial freedom and wealth building.Enjoy Holly's expert insights on transitioning from traditional budgeting to the more dynamic Spend Planning approach and learn how to leverage it for your financial success.📊 In this detailed guide, Holly will cover everything from the basics of Spend Planning to mastering cash flow management and overcoming common challenges. Whether you're a beginner looking to understand the fu...2024-05-1044 min

Forget About Money🗣️ Building Wealth with Rick Ferri: Expert Asset Allocation Strategies 💡Watch this episode and Subscribe on YouTube🌟 In this episode we chat with Rick Ferri, a renowned passive investing expert and ex-Marine Corps fighter pilot. In this dynamic interview, Rick shares key strategies for building wealth through smart asset allocation. Don't miss the insights!📚 Chapters:0:00 - Introduction with Rick Ferri2:06 - Fighter Pilot to Finance Transition4:45 - Embracing the Boglehead Investment Philosophy7:01 - Influence and Insights from Jack Bogle14:55 - Authoring Key Investment Guides16:17 - Mastering Asset Allocation30:24 - Effective Risk Manage...2024-05-031h 10

Forget About Money🧘 Money Tree Pose: Downward Debt and Upward Dollars 💸Watch on YouTube and subscribe @forgetaboutmoneypodcast🌟 A passionate yoga instructor from sunny San Diego, Danielle dives deep into her money habits, sharing the ups, downs, and transformative realizations that are reshaping her financial destiny. 🆓 Free Money Course: https://www.fiology.com/free-fiology-workbook/ Join Danielle on her eye-opening journey towards financial enlightenment in this unmissable episode! From tackling pesky debts to dreaming big about geo-arbitrage adventures, get ready for a candid exploration of how she's bending her financial future towards success, all while maintaining a zen-like balance.. 🌟What You'll Learn:📘 Effect...2024-04-261h 08

Forget About Money🚫 Top 10 Money Mistakes Young Adults Make | Financial Tips with Rick Heyse ⚓Watch on YouTubeHost David Baughier and guest Rick Heyse, a soon-to-be retired military officer with a passion for financial planning, explain the crucial "money mistakes" that young adults often make.🆓 Free Money Course: https://www.fiology.com/free-fiology-workbook/This podcast is packed with actionable "money management tips for young adults" and is ideal for anyone starting their financial journey or seeking to improve their budgeting skills.Top 10 Money Mistakes Discussed: Not contributing to their Thrift Savings Plan (TSP) Not opening a Roth IRA Excessive disposable income spending Buying an exp...2024-04-191h 30

Forget About Money🥊 Financial Gurus Collide: JL Collins and Paul Merriman Debate Wealth Strategies📈Subscribe and Watch on YouTube💰Today, we bring you an exclusive conversation between two investment gurus, JL Collins and Paul Merriman. They debate the secrets of building wealth, focusing on investment strategies, index funds, and the potential power of small-cap companies.If you're looking to sharpen your investment acumen, this episode is full of knowledge and insights! Join us as we navigate through the crucial aspects of long-term investing, risk management, and the dynamics of the S&P 500 and Total Stock Market Index Fund.Paul and JL dissect the importance of diversification, disciplined stra...2024-04-121h 21

Forget About Money🚀 How to FI: Beginner's Guide to Reaching Financial Independence with Stephen Baughier! 🌟🚀 Welcome to "How to FI: Beginner’s Guide to Reaching Financial Independence with Stephen Baughier"! 🌟Watch this episode on How to FI on YouTube. 🔊 Dive into this enlightening 20-minute talk by Stephen Baughier, hosted at a Salesforce Talent Stacker event. It’s an incredible resource for anyone new to the FI journey or in need of a motivational refresher. This presentation is one of the most accessible and inspiring introductions to the concept of financial independence you'll find today! 💡 🌐 References:- For more about the Salesforce Course and Events, visit Talent Stacker.- Att...2024-04-0524 min

Forget About Money🏖️ VTSAX and Chill: JL Collins Simplifies Wealth Building for Everyone💰Subscribe and Watch on YouTubeToday, we're with JL Collins, the Godfather of Financial Independence (FI), discussing the allure of the VTSAX and chill strategy! 🌊💰 🚀 🔑 In this episode, JL Collins unpacks the simplicity and efficiency of VTSAX and Relax, showcasing the power of low-cost index funds in the pursuit of financial freedom. Forget market timing - it's all about the long game! 🎯 JL Collins BlogJL Collins Sci-Fi BlogBooks by JL Collins:PathfindersThe Simple Path to WealthHow I Lost Money in Real Estate Befo...2024-03-291h 20

Forget About MoneyF.I.R.E. for Dummies: Money Wisdom with Jackie🎙️ Welcome to the latest episode of the Forget About Money Podcast, hosted by David Baughier. In this fun, inspirational, and information-packed episode, we're joined by the amazing Jackie Cummings Koski, a renowned financial expert and author, as she dives into her exciting new book, "F.I.R.E. for Dummies." 🌟Watch F.I.R.E. for Dummies on YouTube🕒 Timestamps & Chapters:0:00 Introduction0:51 Writing "FIRE for Dummies"2:01 Writing Experience: First Book4:09 Origin Story of the Book Title5:14 Simplifying Complex FIRE Topics6:06 Pre-order Information6:44 Rese...2024-03-2239 min

Forget About Money🌍 Empowering Gen Z with Dan Sheeks: Financial Literacy in High Schools 🎓Today, we have the honor of hosting Dan Sheeks, the visionary behind Sheeks Freaks and the author of "First to a Million: A Teenager's Guide to Achieving Early Financial Independence." 🌟 Join us as we explore the critical role of financial literacy in high schools and learn from Dan's unique insights. 📘🚀 📚Episode Summary: Dan Sheeks, a beacon of financial education for youth, joins host David Baughier on the Forget About Money podcast. As an author and founder of Sheeks Freaks, Dan shares his expertise on financial literacy and its growing importance in high schools across the US. Th...2024-03-1553 min

Forget About MoneySecret IRS Rule 72(t)! | Eric Cooper Shares Early Withdrawal Hack!Join Eric Cooper and Stephen Baughier with host David Baughier for a fun-filled, informative deep dive into the world of IRS 72(t) Early Withdrawal Strategy on "Forget About Money" podcast. 🎧 Chapters 📚 0:00:00 Introduction to Financial Independence and 72(t) Strategy 🌈 0:01:28 FinTalks Cruise Shenanigans and Bets 🛳️💬 0:02:56 Drama-Free FinTalks Cruise 🤿 0:04:45 Ski Trip Injuries and Retirement Decision 🎿⛷️ 0:06:10 Bougie the Cat 🐱🏡 0:07:15 Military Recruitment and Son's Future Plans 🪖🌟 0:09:10 Early Retirement Obstacles and Financial Planning Shift 💼🔄 0:10:54 Mystery of 72(t) IRS Code and Recent Changes 🕵️‍♂️🔍 0:14:15 Eric's Financial Snapshot and Approach to 72(t) 💰🤓 0:16:27 Stephen's Inquiries and Simpl...2024-03-0844 min

Forget About MoneyMahdi Cocci | From Navy to Netflix🎬 Mahdi Cocci's Inspiring Journey from Navy to Hollywood Stardom 🌟 Join us in this captivating episode of Forget About Money, where Mahdi Cocci, famously known for his roles in Tyler Perry's 'Bruh' and Netflix's 'The Lovebirds', shares his incredible transformation from a naval officer to a successful actor. 🌟 ⚓ Chapters0:00:00 Introduction to Mahdi Cocci's Journey0:11:20 Naivety and Responsibility0:22:08 Applying for Navy ROTC Scholarship0:23:50 Changes in Navy ROTC Programs0:25:37 Transition from Navy to Acting0:25:43 Transition from Navy to LA Lifestyle0:26:51 Breakthrough in Acting Career0:29:43 Ne...2024-03-0153 min

Forget About MoneyBreaking the Poverty Cycle: Jackie Cummings Koski's Path to $1.3 Million Net WorthJoin us in this episode of the 'Forget About Money' podcast as Jackie Cummings Koski shares her incredible journey from poverty to financial independence, retiring at 49 with a $1.3 million net worth on a modest salary. Discover how Jackie overcame adversity, maximized her 401(k), and invested wisely to break free from the poverty cycle. Her dedication to financial literacy and empowering others in diverse communities is truly inspiring. Timestamps:0:00:00 Transformative Journey0:04:46 Shaping Personal Finance Approach0:06:31 Doing More with Money0:10:17 Transition to Financial Knowledge0:17:16 Sharing Financial Wisdom...2024-02-2330 min

Forget About MoneyShould I Buy a Tesla in 2024? 🚗💡 | The Ultimate Tesla Talk with Carl Jensen!"🎙️ Welcome to the latest episode of the Forget About Money Podcast, where we dive into the electrifying world of Tesla ownership and the future of electric vehicles in the U.S. 🇺🇸! Join your host David Baughier as he sits down with Carl Jensen of 1500days.com to navigate the roads of Tesla driving, ownership experiences, and the broader impact of EVs on our environment and lifestyle. 🌱🔋🚘 In this episode, we address the burning question: Should I Buy a Tesla in 2024? We cover everything from choosing a Tesla over other EVs, the practicalities of daily Tesla use, to the broader implicat...2024-02-1658 min

Forget About MoneyNew Year, New Goals: David & Dusti's 2024 Resolutions & How to Crush Yours!🎙️ In this episode, we're all about setting powerful New Year's resolutions and making them stick. 📅✨ Kick off 2024 with a bang on the latest episode of Forget About Money Podcast, hosted by David and Dusti! 🌟 Dusti's Deep Dive: 🏃‍♀️ Marathon Ready: How she's preparing to conquer those 26.2 miles. 👥 Inner Circle Focus: Strengthening bonds and nurturing important relationships. 💰 Money Goals: Smart strategies for financial growth in 2024. David's Physical Feats: 💪 Body Transformation: His journey to peak fitness and how he plans to track progress. 📊 Measuring Success: Practical tips for tracking and staying motivated. 2024-02-131h 00

Forget About MoneyHow This 20-Something Grad Student Mastered Money: Investing, House Hacking & More!Subscribe and Watch on YouTube🎙️ Today, we're joined by Alex, a young graduate student who's got his financial game on point! 💼💰 This episode is a must-watch for anyone navigating money in their twenties.🌟 What's on the agenda: House Hacking: David and Mindy break down the pros and cons of this popular strategy. Is it the key to financial freedom for young adults? Paying Off Student Loans: To pay or not to pay? We explore the impact of student debt on financial planning. Wanderlust vs Work: Balancing the dream of travel wit...2024-02-1347 min

Forget About MoneyLending Money to Friends & Family - Good Idea or Total Disaster?In today's episode, we're diving into a topic that's as old as money itself: Lending Money to Friends and Family. Is it a generous gesture or a recipe for disaster? 🤔💸 👥 Highlights of this episode: Pros of Loaning Money: We talk about when it's a good idea to lend money, the benefits it can have on relationships, and how it can sometimes be a lifeline for loved ones.Cons of Loaning Money: The pitfalls! We discuss the risks, the potential strain on relationships, and the awkwardness that money matters can bring.Guidelines for Lending...2024-02-1341 min

Forget About MoneyPrenuptial Agreements: Necessary or Not?👫 Whether you're a man or a woman, understanding prenuptial agreements is crucial in today's world. Mindy, David, and Dusti explore the reasons why individuals may want to consider a prenup before tying the knot, and even delve into the concept of postnuptial agreements. In this episode:*Pros and Cons**: Weighing the benefits and drawbacks of prenuptial agreements.**Inclusivity**: What can and cannot be included in a prenup? Our hosts break it down.**Gender Perspectives**: Insightful discussions on how prenups affect both men and women. **Postnuptial Agreements**: Not just p...2024-02-1323 min

Forget About MoneyBuying Time: Is Your Time Worth Your Dime?Hosted by: Dusti, David, and MindyEpisode Summary:In this thought-provoking episode, Dusti, David, and Mindy tackle a topic that's worth every second: Buying Time. But what exactly does 'buying time' mean? Each host brings their unique perspective to the table, making for an engaging and slightly humorous discussion.What's Inside: Defining 'Buying Time': Dusti sees it as using time as a tool to help her deliberate on decisions. David considers it as investing assertively in order to buy years of your life energy back. And Mindy? She's all about paying for convenience in order...2024-02-1212 min

Fit Rich LifeDavid Baughier: Financial Independence, Military Pensions, Real Estate, Retiring Early, Fitness & More | Episode 47Are you dreaming of achieving Financial Independence and retiring early? On this episode of Fit Rich Life, Justin David Carl speaks with David Baughier, founder of Fiology, about his journey to financial freedom through real estate investing, stock market investing & a military pension. They discuss the importance of prioritizing personal values and happiness over financial goals and much more. Tune in for a fun & empowering episode! In this episode you will learn about: • Monthly tracking as a tool for measuring progress and determining effectiveness • The journey to discove...2023-04-281h 11

The Wealth Trifecta with Holly MorphewBreaking Free from the Rat Race: Discover the Path to Financial Independence and Early Retirement with David BaughierDavid Baughier is an ex-Navy Commander whose approach to acquiring financial independence enabled him to retire in his forties after a 20-year career in the military. Today, David is free to pursue his passions, but he still finds time to help others achieve financial independence through his free educational program Fiology, which provides carefully curated advice about saving and investing your way toward financial freedom. In this episode, you’ll hear from David Baughier on: The 25x rule. He explains the 25x rule (which consists of the yearly amount you’ll need to live...2023-04-1144 min

Mile High FI PodcastMailbag | MHFI 150It’s another Mail Bag episode! Doug and Carl answer questions about Umbrella insurance policies Does the 4% Rule still apply in light of recent market declines? Is it OK to own a Tesla? (and why is the FI community so judgmental?) Coast FI Reader case study: I’m a late comer to the FI movement Send questions and comments for future Mail Bag episodes to doug@milehighfi.com or carl@milehighfi.com. If you’re reading this, you must love the show. If you love the show, support us. Hey, we’d do it for you! htt...2023-02-281h 06

Mile High FI PodcastThe Band is BACK Together! Random Show | MHFI 148After taking a break, Carl comes back to catch up with Doug. Here is what they talk about: Carl loses $2,000,000 (and is happy about it) Doug’s health issues Camp FI Southeast Carl’s 3-day fast No alcohol Meet Doug and Carl: EconoMe and NYC Do you love Mile High FI? Support us over at Buy Me A Coffee. Do you hate Mile High FI? Send us a large sum of money and we’ll quit! You win either way! EconoMe: Doug and Carl are going to EconoMe again and are planning a meetup...2023-02-141h 03

Mile High FI PodcastDecompressing After Early Retirement for Type-A | MHFI 138Doug and Carl talk to David Baughier, creator of Fiology. They discuss military life, slowing down after retirement, driving boats, and Carl's lack of slowing down. Military Life, College, FIRE, Investments David's military career Vanderbilt Real estate Discovering FIRE at Camp Mustache Exercise And Health David's crazy diet Pull-ups Carl's challenge to Doug Why social media sucks If you enjoy our show (and we know you do), show us some love: Doug Cunnington + Carl Jensen Links All You Need To Know for Financial Independence (FI) - Fiology EconoMe Conference - March 17th-19...2022-12-201h 20

Mile High FI PodcastDecompressing After Early Retirement for Type-A | MHFI 138Doug and Carl talk to David Baughier, creator of Fiology. They discuss military life, slowing down after retirement, driving boats, and Carl’s lack of slowing down. Military Life, College, FIRE, Investments David’s military career Vanderbilt Real estate Discovering FIRE at Camp Mustache Exercise And Health David’s crazy diet Pull-ups Carl’s challenge to Doug Why social media sucks If you enjoy our show (and we know you do), show us some love: Doug Cunnington + Carl Jensen Links All You Need To Know for Financial Independence (FI) – Fi...2022-12-201h 20

Earn & InvestThe Brothers FI w/ Stephen and David BaughierOften the discovery of personal finance in general and financial independence in particular is an isolating experience. Friends and family often don't understand your newfound interest or even believe that financial freedom is possible. This week we talk with twin brothers, David and Stephen Baughier, about discovering FIRE and becoming part of a community. Learn more about your ad choices. Visit megaphone.fm/adchoices 2021-08-1658 min

Go Bucket YourselfSeason 2 Wrap-Up & Inspirational Stories From our Tribe out Bucketing Themselves!!!It's a wrap! Season 2 is in the books and we are so grateful for the amazing folks who we were so blessed to speak with this season. We give a quick recap of the season and share stories from folks in the tribe who are out there trying to Stop the Drift in their lives and moving closer and closer to their bucket-list life. Listen in for honest-to-goodness inspiration from ordinary people out there doing the extraordinary and maybe some bonus music?!?! Guest clips in this episode:Pick up a copy of...2021-02-2638 min