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David Gawthrop

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The Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 18 - Client Stories #4 with Jonny & MariaIn the 4th instalment of our Client Stories series, we chat with Jonny & Maria about financing the build of their dream home—and all the highs and hurdles along the way.   Website: https://truenorth.loans/ Facebook: https://www.facebook.com/truenorthloans Instagram: https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390 LinkTree: https://linktr.ee/truenorthmortgagesolutions   The Mortgage Shrink Podcast is ranked in the Top 15 Mortgage Podcasts in Australia!: https://podcasts.feedspot.com/australia_mortgage_podcasts/   The Mortgage Shrink Podcast is hosted by True No...2025-04-2339 minChoral Services at the Cathedral of St. PhilipChoral Services at the Cathedral of St. PhilipA Meditation on the Passion of Christ, with Carols (April 13, 2025)Prelude at 0:00; service begins at 21:08One of the most moving choral services of the year, this meditation employs lessons & carols, spirituals, anthems, motets, and congregational hymns to illuminate the Passion of Christ, which is retold using biblical narratives from Mark, Matthew, and John, sung to some of the most ancient plainchant known to the Church.The officiant is the Rev. Salmoon Bashir. Choral repertoire includes:“Ah, holy Jesus, how hast thou offended” Herzliebster JesuJohn Jacob Niles (1892-1980), arr. Andrew Carter (b. 1939), I wonder as I wanderDavid Hurd (b. 1950), “A stable lamp is lighted” AndújarKim An...2025-04-141h 43CiviCastCiviCastWild Medicine River Dôn SpecialExperience slow radio to connect with nature and improve wellbeing. This special episode is a collaboration between Wild Medicine and CiviCast as part of the River Dôn Project. The project aims to reconsider our relationship with the environment through art projects, citizen science, technological tools and public engagement.CreditsContributors in order of appearance:Danaé Wellington (Writer, artist and poet laureate)David Cotterrell (Artist, Professor of Fine Art at Sheffield Hallam University)Amy Carter Gordon (faethm Curator & Innovation Manager at Sheffield Hallam University)Harriet Tarlo (Poe...2025-03-111h 00The Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 17 - What Does The RBA Rate Cut Mean For you?The RBA made the decision to cut the interest rate by 0.25% in February. But you may be asking yourself, “what does that mean for me?” Join David and Simone as they sit down and discuss the changes the rate cut will bring, what to expect going forward, and why it’s a good opportunity to review your finances! Website: https://truenorth.loans/ Facebook: https://www.facebook.com/truenorthloans Instagram: https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390 LinkTree: https://linktr.ee/truenorthmortgagesolutions   The Mortgage Shrink Podcast is...2025-03-0525 minThe Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 16 - Do you really need Pre-Approval?Welcome back, dear listeners! To kick off 2025, David & Simone discuss the basics of Pre-Approvals for home loans and why you might not actually need it when purchasing a new home.   Website: https://truenorth.loans/ Facebook: https://www.facebook.com/truenorthloans Instagram: https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390 LinkTree: https://linktr.ee/truenorthmortgagesolutions   The Mortgage Shrink Podcast is ranked in the Top 15 Mortgage Podcasts in Australia!: https://podcasts.feedspot.com/australia_mortgage_podcasts/   The Mortgage Shrink Podcast is hosted by True No...2025-01-2221 minThe Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 15 - Rent-vesting: Build your Property Portfolio and Live the Lifestyle you want!This is the continuation of last week's episode with David Clegg from Astute Property Network. We recommend listening to that episode first, if you haven't already.  Picking up right where we left off, we will be discussing the rising popularity of Rent-vesting and the current property market with David Clegg.  Website: https://truenorth.loans/ Facebook: https://www.facebook.com/truenorthloans Instagram: https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390 LinkTree: https://linktr.ee/truenorthmortgagesolutions   The Mortgage Shrink Podcast is ranked in the Top 15 Mortgage Podcasts in Aust...2024-09-0339 minThe Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 14 - Your Slice of Investment Property P.I.E. with David Clegg from Astute Property NetworkHello dear listener! Today, we are joined by David Clegg of Astute Property Network. Join us as we discuss the investment property market and how a Buyer's Agent can help you! Listen now on all major podcast platforms. Website: https://truenorth.loans/ Facebook: https://www.facebook.com/truenorthloans Instagram: https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390 LinkTree: https://linktr.ee/truenorthmortgagesolutions   The Mortgage Shrink Podcast is ranked in the Top 15 Mortgage Podcasts in Australia!: https://podcasts.feedspot.com/australia_mortgage_podcasts/   The Mortgag...2024-08-2831 minThe Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 13 - Client Stories #3 with Tarin & MartyWe’re back with another entry to the Client Stories series with our clients Tarin & Marty! Today, we’ll be talking about our clients’ experience with upgrading their home by purchasing a new one, what they learned through the process, and why it’s important to have a trusted team of professionals by your side. Listen now on all major podcast platforms!   Website: https://truenorth.loans/ Facebook: https://www.facebook.com/truenorthloans Instagram: https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390 LinkTree: https://linktr.ee/truenorthmortgagesolutions   The Mortgag...2024-07-1837 minKeihard Klassiek: De MixKeihard Klassiek: De MixDroog en saaiAlexis Ffrench - Together Without You Vladimir Martynov - The BeatitudesKronos Quartet Henry Purcell - Suite voor klavecimbel in g kl.t., Z.661 - deel IV, "Sarabande" (Arr.)David Orlowsky [klarinet] & David Bergmüller [theorbe] Patrick Hamilton - Danse des Fleurs Daniel Gawthrop - Prayer For GraceUtah State University Chamber Singers Modest Moessorgski - Schilderijententoonstelling - nr.4, "Het oude kasteel" (Arr.)Les Siècles o.l.v. François-Xavier Roth Lisa Kriegler - Feast Of The...2024-07-1158 minThe Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 12 - Maximise your CapacityWelcome back, dear listener! Today, David & Simone discuss some lesser-known factors that affect your borrowing capacity. Tune in to this quick episode for tips to increase your borrowing power!   Website: https://truenorth.loans/ Facebook: https://www.facebook.com/truenorthloans Instagram: https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390 LinkTree: https://linktr.ee/truenorthmortgagesolutions   The Mortgage Shrink Podcast is ranked in the Top 15 Mortgage Podcasts in Australia!: https://podcasts.feedspot.com/australia_mortgage_podcasts/     The Mortgage Shrink Podcast is hosted by True North Mor...2024-06-2620 minThe Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 11 - Separating Finances with Angela & Ramya Hello dear listener! On today's episode, David is joined by Angela Li & Ramya Balachandren from Farrar Gesini Dunn. They'll be discussing the intricacies of separating finances and tips on navigating the separation process.   Website: https://truenorth.loans/ Facebook: https://www.facebook.com/truenorthloans Instagram: https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390 LinkTree: https://linktr.ee/truenorthmortgagesolutions   The Mortgage Shrink Podcast is ranked in the Top 15 Mortgage Podcasts in Australia!: https://podcasts.feedspot.com/australia_mortgage_podcasts/   Farrar Gesini Dunn Family Lawyers...2024-04-3035 minThe Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 10 - Are you ready to upgrade your home?Welcome, dear listener, to The Mortgage Shrink Podcast! This week, David is again joined by fellow True North Broker Simone to discuss the logistics of upgrading your home and knowing whether or not you're ready to make the big move.   Website: https://truenorth.loans/ Facebook: https://www.facebook.com/truenorthloans Instagram: https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390 LinkTree: https://linktr.ee/truenorthmortgagesolutions   The Mortgage Shrink Podcast is ranked in the Top 15 Mortgage Podcasts in Australia!: https://podcasts.feedspot.com/australia_mortgage_podcast...2024-04-0838 minThe Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 9 - Independent Financial Advice: Where to Start and What You Need to KnowHello, dear listener! Welcome back to The Mortgage Shrink Podcast and the first episode of 2024! David is joined by Phil Harvey, an Independent Financial Advisor from Construct Wealth. Today they'll be discussing how an Independent Financial Advisor differs from the rest, why you should seek financial advice, and why it's better to do it sooner, rather than later. Website: https://truenorth.loans/ Facebook: https://www.facebook.com/truenorthloans Instagram: https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390 LinkTree: https://linktr.ee/truenorthmortgagesolutions Reach out to Construct Wealth toda...2024-03-0546 minThe Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 8 - Offset: Do you really need it?Hello, dear listener! Welcome to the final episode of The Mortgage Shrink Podcast for 2023. Today, we're joined by fellow True North mortgage broker Simone Winefield. Join David and Simone as they de-myth loan options, discuss whether you really need an offset account, and debate the pros & cons of Fixed vs Variable rate loans.   The Mortgage Shrink Podcast is hosted by True North Mortgage Solutions.   Website: https://truenorth.loans/ Facebook: https://www.facebook.com/truenorthloans Instagram: https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390 LinkT...2023-12-1343 minThe Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 7 - Client Stories #2 with Shannon & AndreHello Dear Listener! Welcome back to another episode of The Mortgage Shrink with a new entry in the Client Stories series. Today, we are joined by Shannon & Andre. Join us as they share their experience purchasing their first home, the troubles of building savings and lifestyle changes, and the freedoms of being a homeowner.   The Mortgage Shrink Podcast is hosted by True North Mortgage Solutions.     Website: https://truenorth.loans/ Facebook: https://www.facebook.com/truenorthloans Instagram: https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390 LinkTree: https...2023-11-221h 00The Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 6 - Pennies to Prosperity: A Money Madam’s Guide to Budgeting SuccessWelcome back, dear listener! On today's episode, Katherine Hayes returns to help us improve our budgeting skills and save those precious pennies where we can.   The Mortgage Shrink Podcast is hosted by True North Mortgage Solutions.   Be sure to check out the Money Madams!: https://moneymadams.com Hayes & Co Insurance Services: https://hcis.com.au/   Website: https://truenorth.loans/ Facebook: https://www.facebook.com/truenorthloans Instagram: https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390 LinkTree: https://linktr.ee/truenorthmortgagesolutions ...2023-11-0547 minThe Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 5 - Conveyancing & Legal with Clinton JonesHello dear listener! Today we are joined by Clinton Jones of Priority Legal. There are many important legal aspects when it comes to buying a home. Clinton is here to help us navigate and understand those aspects.   The Mortgage Shrink Podcast is hosted by True North Mortgage Solutions.   Priority Legal: https://prioritylegal.com.au/   Website: https://truenorth.loans/  Facebook: https://www.facebook.com/truenorthloans  Instagram: https://www.instagram.com/truenorthmortgagesolutions/  Phone: (02) 5110 2390  LinkTree: https://linktr.ee/truenorthmortgagesolutions   Music...2023-10-2341 minThe Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 4 - Client Stories #1 with Morgan & JoshHello dear listener! Welcome back to The Mortgage Shrink Podcast. Today, we're joined by Morgan & Josh, clients of True North Mortgage Solutions. We'll be discussing Morgan & Josh's experience buying their first home and working with a Mortgage Broker.   The Mortgage Shrink Podcast is hosted by True North Mortgage Solutions.   Website: https://truenorth.loans/  Facebook: https://www.facebook.com/truenorthloans  Instagram: https://www.instagram.com/truenorthmortgagesolutions/  Phone: (02) 5110 2390  LinkTree: https://linktr.ee/truenorthmortgagesolutions   Music composed and performed by David Gawthrop. Flute...2023-10-091h 01The Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 3 - Risk Insurances with Katherine HayesHello, dear listnener! Welcome back to The Mortgage Shrink Podcast. On this episode, David is joined by Katherine Hayes of Hayes & Co Insurance Services and the Money Madams Podcast. David & Katherine will be discussing the benefits of Risk Insurances and how you can prepare for those unexpected events. The Mortgage Shrink Podcast is hosted by True North Mortgage Solutions.   Be sure to check out the Money Madams!: https://moneymadams.com Hayes & Co Insurance Services: https://hcis.com.au/    Website: https://truenorth.loans/  Facebook: https://www.faceb...2023-09-2534 minThe Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 2 - Real Estate with Thom Eriksson-LakeHello, dear listener! Have you ever wanted to go to an open home or know more about the Real Estate market? Join us on today's episode of The Mortgage Shrink Podcast with special guest Thom Eriksson-Lake from Blackshaw Real Estate where we delve into the world of Real Estate Agents. David and Thom discuss what to expect when going to an open home, the different types of sales you can attend, and how to have the best experience possible when looking for a home.    This episode is brought to you by True North Mortgage Solutions. ...2023-09-1335 minThe Mortgage Shrink PodcastThe Mortgage Shrink PodcastEp 1 - Buying your First HomeWelcome to the first episode of The Mortgage Shrink Podcast! Are you considering buying your first home but don't know where to start? Join David as he discusses the basics of buying property and what you should consider before entering the property market.   This episode is brought to you by True North Mortgage Solutions.  Website: https://truenorth.loans/ Facebook: https://www.facebook.com/truenorthloans Instagram: https://www.instagram.com/truenorthmortgagesolutions/ Phone: (02) 5110 2390   Music composed and performed by David Gawthrop.2023-09-0120 minMoney MadamsMoney MadamsMortgages - Lending Tips and TricksThis week we have David Gawthrop back on the show to chat with us about what the banks are looking for in terms of lending criteria and the latest rates on offer.  We also chat about what to expect if you have chosen to take up or are thinking of taking up the covid mortgage repayment relief packages on offer. If you would like to chat with David about your home loan situation or are looking to buy a home or investment property you can reach David at https://truenorth.loans2020-11-2239 minMoney MadamsMoney MadamsGetting a Home LoanOwning a home is the great Australian dream, and for most people, that means taking on a mortgage. But how much should you have saved up as a deposit? Should you go for a fixed or variable rate? In this week's episode, we chat to David Gawthrop of True North Mortgage Solutions to answer your questions. So if you are looking to purchase a home or investment property or to refinance your home loan to a better rate, be sure to listen in.2020-04-2638 minThe Portfolio ComposerThe Portfolio ComposerShould You Go To Graduate School?    Join The Portfolio Composer community and support the creation of the platform on Patreon. Just $1/month to enable the creation of more great content to help you build your career! Composers Stefanie Lubkowski, David Smooke, Emily Doolittle, Dan Gawthrop, and Timothy Andrew Edwards form a panel to discuss the necessity and purpose of graduate school in composition from a variety of perspectives and backgrounds.2018-02-231h 06