Shows
The Power Of Zero ShowWill Safe Harbor Rules Protect You If You Do a 4th Quarter Roth Conversion?David McKnight looks at why many people wait until the fourth quarter to do a Roth conversion, the potential penalties, and what can be done to avoid having to pay underpayment penalties to the IRS. David begins the episode by highlighting the fact that a lot of investors wait until Q4 before they do a Roth conversion – and they prefer to pay taxes on it in cash instead of simply having the taxes withheld by the IRS. From a mathematical standpoint, it’s the correct thing to do because it allows you to get 100% of the...
2025-06-1806 minThe Power Of Zero ShowHow to Avoid the Roth Over-Conversion TrapIn today’s episode, David McKnight focuses on whether you should do a Roth conversion, how much you should convert per year, and whether it’s possible to over-convert to Roth. David explains that an effective tax rate is the actual percentage of your income that you pay in taxes after accounting for deductions, exemptions, and credits. For David, the only reason you should do a Roth conversion is if you believe that your effective tax rate in retirement will be higher than your marginal tax rate today. David touches upon a couple of r...
2025-06-1107 minThe Power Of Zero ShowThe 8 Taxes You Could Pay When Doing a Roth Conversion (Is it worth it?)In this episode of the Power of Zero Show, host David McKnight looks at every possible tax or cost that may result from a Roth conversion. The first tax you’ll have to pay when executing a Roth conversion is federal income tax. Whatever portion of your IRA you convert to Roth is realized as ordinary income and piled right on top of all your other income. David is an advocate for not converting to Roth unless you think your federal tax rate in retirement is likely to be higher than it is tod...
2025-05-1410 minThe Power Of Zero ShowShould You Take More Risk in Your Roth Accounts Than Your Other Investments?This episode of the Power of Zero show explores whether you should be taking more risks in your Roth accounts than in your other investments. Host David McKnight kicks things off by stating that if you have Roth IRAs or Roth 401(k)s in your portfolio, you should be allocating 100% of these dollars to a stock allocation. That’s because these are your most tax-efficient investments and they’ll remain tax-free right up until your death – and even 10 years beyond. Remember: you want the biggest returns in your portfolio to take place in a tax...
2025-05-0707 minThe Power Of Zero ShowDebunking Doug Andrew’s Roth IRA Hit Job VideoIn this episode of The Power of Zero Show, host David McKnight looks at Doug Andrew’s recent video in which he implored his audience to never use a Roth IRA or a Roth 401(k) again. Andrew sees Indexed Universal Life insurance (IUL) as far superior and believes it should be the source of the vast majority of your distributions in retirement. While David likes IUL in certain circumstances, he isn’t a fan of sales strategies that debase every other viable tax-free alternative in an effort to exalt IULs. For David, the vide...
2025-04-3012 minThe Power Of Zero ShowWhat Percentage of Your Retirement Savings Should You Have in Traditional IRA vs. Roth?What percentage of your retirement savings should you allocate toward traditional IRAs and 401(k)s vs. Roth IRAs and Roth 401(k)s? That’s what this episode explores. Traditional financial guru advice says that it’s impossible to predict where tax rates are going down the road. Therefore, you may hear that your best bet is to simply have 50% of your money in tax-deferred and 50% of your money tax-free. David is somehow perplexed by the guru’s point of view about the future of tax rates being an unknown. However, signs that t...
2025-04-2306 minThe Power Of Zero ShowThe Five Cardinal Rules of Roth ConversionsDavid McKnight goes through his five cardinal rules for doing a Roth conversion. The first principle is simple: don’t do a Roth conversion that bumps you into a tax bracket that gives you heartburn. Not sure about what a heartburn-inducing tax bracket looks like? David shares a simple “rule of thumb” you can follow. In your zeal to get your Roth conversion done before tax rates go up for good, don’t bump into the 32% tax bracket along the way. The second cardinal rule ties into the almost certainty that Congress...
2025-04-1608 minThe Power Of Zero ShowHow to Take Advantage of the Retirement Income Valley for Roth ConversionsWondering when you should start thinking about a Roth conversion? That’s exactly what David McKnight dives into in this episode of The Power of Zero Show. The retirement valley is that dip in taxable income that happens after you retire but before RMDs kick in – at age 73 or 75, depending on your birth year. David walks through an example: you’ve got $2 million in your IRA and want to convert all of it to Roth. If you take action during that valley, you can convert more while staying in the 24% tax bracket the whole...
2025-04-0906 minThe Power Of Zero Show5 Huge Benefits of the Roth IRA!Today’s episode addresses five reasons why a Roth IRA is one of David KcKnight’s favorite tax-free investments. Unlike other retirement accounts, Roth IRAs give you 100% liquidity on all contributions. While David isn’t necessarily suggesting that you use your Roth IRA as an emergency fund, it’s nice to know that you won’t have to wait until age 59 ½ to be able to access those funds. If you happen to take out your Roth IRA contributions, you can put that money back within 60 days as long as your Roth IRA was not involved...
2025-03-1907 min
Open Forum in The Villages, FloridaThe Magical World of David HimelrickSend us a textExploring The Villages: Magic, Mental-ism , and Classic Cars with David HimelrickIn this episode of 'Open Forum in The Villages, Florida,' host Mike Roth interviews David Himelrick, a resident of The Villages and former college professor with an intriguing background in horticulture, magic, mental-ism, and psychic entertainment. David shares his journey from academia to performing magic, his interest in the supernatural, and his philosophy on magic as a form of entertainment. They discuss his seven-volume book series 'Hooks, Lines, and Thinkers,' filled with h...
2025-01-1727 minThe Power Of Zero ShowAt What Tax Bracket Should I STOP Contributing to Roth: Responding to The Money Guy ShowIn this episode, host David McKnight tackles a question about the tax bracket at which you should stop contributing to the Roth IRA and start contributing to the traditional IRA. The inspiration for this episode was a recent episode of The Money Guy Show. David believes that advice such as that shared on The Money Guy Show doesn’t consider most of the people asking questions like the one addressed in the episode. Those are people whose combined marginal tax rates fall between 25% and 30%. Generally, David likes the idea of having a...
2025-01-0806 min
Meilensteine - Alben, die Geschichte machtenXMAS-Special 2024 – Mit den Foo Fighters, David Lee Roth und Camouflage
In diesem Jahr wird es im Meilensteine XMAS-Special definitiv rockig und schrill und als Garnierung gibt es noch eine dicke Portion Synthies oben drauf. Den Start in dieses Special macht Musikredakteur Stephan Fahrig mit dem Soloalbum des Van-Halen-Sängers David Lee Roth.
Die volle, bunte Packung 80er-Rock: David Lee Roth und "Eat 'Em And Smile"
Für David Lee Roth ist "Eat 'Em And Smile" 1986 sein erstes Soloalbum nach der Trennung von der Band Van Halen. Und für Musikredakteur Stephan Fahrig stimmt auf diesem Album ganz viel. David Lee Roth ist hier stimmlich in seiner Bestform, erklärt S...
2024-12-2356 min
Home Care HindsightA Compassionate Caring Person: My Greatest Strength and also Weakness – Bob RothBob Roth, co-founder and managing partner of Cypress Home Care Solutions, joins host David Knack to share his journey from an "accidental caregiver" to a leader in the home care industry. Bob reflects on the challenges of balancing empathy and business decisions, recounting a pivotal moment when his compassion led to hard lessons about retaining the right team members. He discusses how this experience shaped his approach to leadership and highlights the importance of aligning personal values with operational success. Through his journey, Bob emphasizes the value of reframing the narrative around home care, leveraging innovative...
2024-12-0341 minThe Power Of Zero ShowThe Top 6 Reasons to Do a Roth ConversionToday’s episode looks at the top 6 reasons why doing a Roth conversion may be the right move for you. The disastrous fiscal condition of the U.S. is the first reason why you should consider doing a Roth conversion. David explains why debt in and of itself isn’t the issue – and what the real problem with it is. Doing a Roth conversion with today’s low tax rates can be a way for you to shield your retirement savings from the impact of higher taxes down the road. Not sure what...
2024-11-0606 minThe Power Of Zero ShowUnderstanding the Tricky Roth 401(k) Distribution RulesDavid McKnight explains how a lack of knowledge about Roth 401(k) distribution rules can lead to unexpected taxes and penalties. This episode dives into practical insights to help you steer clear of unwelcome surprises from the IRS. David illustrates what happens if you withdraw from your Roth 401(k) before age 59½, and how these rules differ from those of a traditional Roth IRA. He subsequently tackles the question of when post-59½ withdrawals of Roth 401(k) growth can be completely tax-free. Roth 401(k) distributions can be confusing – especially if you’re planning to take fu...
2024-10-3004 minThe Power Of Zero ShowIs Dave Ramsey STILL Wrong on Roth Conversions?In the past, David McKnight has been critical of gurus like Dave Ramsey. However, this episode looks at a video in which Ramsey seems to have slightly changed his views. Ramsey emphasizes that one key benefit of a Roth IRA is the potential to drastically reduce or even eliminate Required Minimum Distributions (RMDs). David explains that the decision to pursue a Roth conversion typically depends on whether you expect your future tax rate to be higher than it is today. David discusses a missed opportunity in Ramsey's advice to a caller, highlighting a...
2024-10-2310 minThe Power Of Zero ShowHow Do I Do a Roth Conversion and Which Forms Will I Need?This episode answers the question, “How do I do a Roth conversion, and what forms do I need to fill out with the IRS?” David explains that there are three basic steps to convert your IRA to a Roth IRA. Carrying out these three steps will likely take a few weeks – the process could be slightly shorter if everything is handled by the same financial institution. Starting this process in December isn’t ideal because financial institutions are often overwhelmed with conversion requests. If the conversion isn’t completed by December 31st, the Rot...
2024-09-2504 min
The Retirement Roadmap Show with David NagyTaxes on Sale and Roth ConversionsIn this episode, we dive deep into the tax implications of selling investments and Roth conversions. Learn how to minimize your tax burden while maximizing your retirement savings. We'll discuss strategies for timing your sales, understanding tax brackets, and making informed decisions about Roth conversions.
2024-09-0700 minThe Power Of Zero ShowCan I Avoid IRMAA When Doing a Roth Conversion?David starts the conversation by explaining what IRMAA is, if you should be worried about it when doing a Roth conversion, and whether there are ways around it. David defines the acronym IRMAA, Income-Related Monthly Adjusted Amount. This is an additional charge you could be required to pay on your Medicare Part B premiums. As your income goes up in retirement, your Medicare Part B premium increases with it. David explains why standard deductions do not apply when calculating IRMAA. What is the link between IRMAA and doing Roth conversions? Roth...
2024-08-2806 minThe Power Of Zero ShowWhy You Must Do a Roth Conversion Before Your Spouse Dies (Bonus: Your Kids Will Love You)Today’s episode is part of David’s interview with Mark Byelich. David and Mark address Mark’s concept of “suddenly single”. David once met an Uber driver who had saved $1.5M. All financial advisors gave him the same advice “don’t change anything” but David had something different to share. A Roth conversion is something married couples should consider to avoid being automatically catapulted into the 22% or 24% tax bracket if one spouse dies. David breaks down the thought process behind considering a Roth conversion even if you feel like you’ve done everything...
2024-08-0713 min
TapeHeads: 80's Music and Beyond40: David Lee Roth, "Yankee Rose"David Lee Roth is a human male singer that some people find compelling, including the two of us. His 1986 album "Eat 'Em and Smile" is a favorite of both of ours, and we dive into it with great enthusiasm.
Connect with us at www.tapeheadspod.com.
RELATED LINKS:
Our extremely rocking Yankee Rose playlist, on Spotify
David Lee Roth, "Yankee Rose" official video, on YouTube
David Lee Roth, "Eat 'Em and Smile," on Spotify
David Lee Roth, "Sonrisa Salvaje", on Spotify
Talas, "...
2024-07-0140 min
Cover Your Assets KC PodcastShould Wealthy Taxpayers Make Roth Contributions?If you’ve listened to David for long, you’ve heard his affinity for the Roth, but does that apply to everyone? When it comes to planning for retirement, high earners need to decide whether to contribute to a Roth account or a traditional IRA. But first, who is considered a high earner? And why does a Roth matter?
Here’s some of what we discuss in this episode:
The two ways to get money into a Roth.
How taxes make a big difference on the decision.
Why a Roth conversion can be a solid s...
2024-06-2026 minThe Power Of Zero ShowBeware of This Tax Bracket When Doing a Roth ConversionToday’s video is part two of David’s interview with Larry DeLegge, the co-founder of Power of Zero. They discuss the tax bracket you should avoid when doing a Roth conversion. They start the conversation by describing why it’s a no-brainer to pay your taxes today at 22 or 24% marginal rates. Instead of rushing to complete Roth conversions by 2026 and potentially bumping into higher tax brackets, David suggests stretching the conversions over several years. After 2026, the tax brackets are expected to increase, with the 22% bracket becoming 25% and the 24% bracket becoming 28%. Howeve...
2024-06-1908 min
Center Stage: An Abandoned Albums PodcastEpisode 707 - Darren Paltrowitz's prose captures the essence of David Lee Roth's personality and contributions to the music industry, making "DLR" a must-read.Is it time to re-evaluate David Lee Roth?
Darren Paltrowitz is a talented writer renowned for his insightful work. His new book, "DLR: How David Lee Roth Changed The World," is out now and a must-read for any Van Halen or DLR fan.
In this engaging biography, Paltrowitz delves into the life and career of the iconic rock musician and former frontman of Van Halen. With meticulous research and a keen storytelling ability, he offers readers an intimate glimpse into David Lee Roth's journey and his enduring impact on the rock world.
Paltrowitz's prose captures t...
2024-03-241h 08The Power Of Zero ShowThe Two 5-Year Roth Rules ExplainedThis episode explores the two different five-year rules for Roth IRAs instituted by the IRS to prevent people from abusing them. The first five-year rule applies to earnings on Roth contributions and determines whether those distributions can be taken tax-free. The second rule concerns Roth conversions and lets you know whether conversion principles can be accessed penalty-free. David explains that, for the purposes of the five-year rule, the clock starts the first time any money is contributed to a Roth IRA by either contribution or conversion. Once the five-year rule has...
2024-03-1307 min
Center Stage: An Abandoned Albums PodcastIs it time to re-evaluate David Lee Roth?Is it time to re-evaluate David Lee Roth?Darren Paltrowitz is a talented writer renowned for his insightful work. His new book, "DLR: How David Lee Roth Changed The World," is out now and a must-read for any Van Halen or DLR fan.In this engaging biography, Paltrowitz delves into the life and career of the iconic rock musician and former frontman of Van Halen. With meticulous research and a keen storytelling ability, he offers readers an intimate glimpse into David Lee Roth's journey and his enduring impact on the rock world. Paltrowitz's p...
2024-01-311h 11
Shout It Out LoudcastDorm Damage "Author Darren Paltrowitz - DLR Book: How David Lee Roth Changed The World"On the 48th Episode of Dorm Damage With Tom & Zeus, the guys welcome author Darren Paltrowitz to discuss his exciting new book, "DLR Book: How David Lee Roth Changed The World"Author Darren Paltrowitz joins the guys for a fun discussion on Diamond David Lee Roth the quintessential frontman of the late 1970's and 1980's. The boys discuss his Van Halen days, post Van Halen days and more. Darren shares some exciting stories from his book and the guys even get in some KISS conversation.Don't miss this interview and get your copy of "DLR...
2024-01-171h 00
Chuck Shute PodcastDarren Paltrowitz & Kevin Baldes (DLR Book: How David Lee Roth Changed the World)Darren Paltrowitz is an author, licensed investigator and host of the Paltrocast podcast. Kevin Baldes is a photographer and musician, best known as a founding member and bass player of Lit. Darren has a new book out titled “DLR Book: How David Lee Roth Changed the World”, which also includes photos taken by Kevin. In this episode we discuss several David Lee Roth anecdotes including why Van Halen asked for no brown M&Ms, the Van Halen food fight, DLR in a straight jacket, how Beverly Hills 90210 almost used a DLR song as their theme, DLR & Sammy Hagar’s relati...
2023-12-191h 13The Power Of Zero ShowWhat your Financial Advisor Is NOT Telling You About Roth ConversionsToday’s episode is part two of David’s interview with Power of Zero Advisor Terry DuPont. David talks about the approach many major money management institutions follow, and how it differs from how David and Terry do things. There are situations where large money management institutions forbid their advisors from ever bringing up, for example, Roth conversions. David invites listeners to browse the web trying to find a Ken Fisher article discussing the benefits of a Roth conversion. David discusses what makes the Power of Zero approach stand out in the f...
2023-10-2510 min
Original JurisdictionFix The Court: An Interview With Gabe RothThis is a free preview of a paid episode. To hear more, visit davidlat.substack.comWelcome to Original Jurisdiction, the latest legal publication by me, David Lat. You can learn more about Original Jurisdiction by reading its About page, and you can email me at davidlat@substack.com. This is a reader-supported publication; you can subscribe by clicking on the button below. Thanks!Are you having a hard time keeping track of all the Supreme Court ethics episodes? You’re not alone—and some of us have to do it as a job.With...
2023-08-2346 minThe Power Of Zero ShowFinancial Guru Loses $400k to Ill-Advised Roth Conversion (Is Your Money Safe?)David starts the conversation by describing how a financial guru, Derek Sall, allegedly lost $400k in an ill-advised Roth conversation. According to Sall, you’re way more likely to have a lower income in retirement than you have today, so you’ll likely be in a lower tax bracket in the future. But as we all know, tax rates must go up as early as 2026 to pay for unfunded government obligations. David made 3 observations to counter Derek’s claims: Your income in retirement is not likely to be way lower than it is t...
2023-08-1606 minCover Your Assets KC PodcastToo Young For A Roth IRA?Is there such thing as contributing to a Roth IRA too soon? After a number of clients have asked how to fund a Roth IRA for a grandchild or college-aged child, David wanted to share all about this option and gift toward the future.
Here’s what you’ll learn on today’s show:
Is it possible to be too young to start a Roth IRA? (2:12)
What qualifications do you need to open a Roth IRA? (4:30)
Why should we pay attention to Roth IRAs? (6:16)
Can they withdraw early from the account? (8:03)
Any Roth opportunities to gift...
2023-07-2723 minThe Power Of Zero ShowHow Roth IRAs and Life Insurance Can COMPLETELY SHIELD You and Your Heirs From a Doubling of Tax RatesThe national debt is fast approaching $32 trillion dollars, nearly double from only a few short years ago. Neither parties are blame-free for the situation we find ourselves in as of 2023. That $32 trillion does not include the unfunded liabilities and obligations that we will be paying for over the next ten years. We got to this point without including the added costs of Social Security, MediCare, and Medicaid. Politicians are facing a situation where they either cut those programs, which is a surefire way to get kicked out of office, or dramatically raise taxes. ...
2023-07-2632 minThe Power Of Zero ShowWhy the Roth IRA Is NOT Enough (Graham Stephan Is Wrong!)There are a number of popular finance YouTube personalities like Graham Stephan talking about how you can be a millionaire by simply contributing $18 a day into a Roth IRA, but that doesn’t tell the whole story. Not only is that advice too simple, it doesn’t take into account the value of a million dollars thirty years in the future. Inflation will approximately reduce the spending power of that million into $250,000. The 4% Rule says that if you constrain yourself to only taking 4% of your day one retirement balance, adjusted for inflation as inco...
2023-07-1909 min
The Paul Leslie Hour#897 - David Lee Roth#897 - David Lee Roth
The David Lee Roth Interview is featured on The Paul Leslie Hour.
Are you here, baby? If you are, it’s time to buckle up, stand up and brace yourself. It’s the Paul Leslie Hour, baby! In this introduction, we’ll be using that word “baby” for emphasis, baby!
We’ve got a historic interview for you. You’ll like it whether you want to or not.
Here’s what went down, baby! Rock 'n roll singer David Lee Roth invited your host Paul Edward Leslie over to his hous...
2023-06-301h 31The Power Of Zero ShowDave Ramsey Is Disastrously Wrong on Roth ConversionsThe biggest issue with Dave Ramsey’s view on Roth Conversions, and most of his advice in general, is his one-size-fits-all approach which costs his listeners hundreds of thousands of dollars. Dave starts off on the right foot by recommending people pay the taxes up front for a Roth Conversion but then veers off the track pretty quick. Dave breaks down a hypothetical married couple filing in 2020 doing a Roth Conversion, but makes the mistake of conflating the 24% tax bracket as a trap of the Roth Conversion strategy. If you have more than a...
2023-06-2811 min
2023-06-0922 minThe Power Of Zero ShowShould you do a Roth 401(k) or a Traditional 401(k)? (The Answer May Surprise You!)The decision of whether to contribute to a Roth 401(k) or a Traditional 401(k) all comes down to whether you are likely to be in a higher tax bracket than you are now when you retire. The only determining factor in whether you should contribute to a Roth 401(k) is what you think your tax rate will be when you retire. David takes an example of two twin brothers and compares the difference between a Traditional 401(k) and a Roth 401(k) over the course of 30 years. The takeaway is that if tax rates remain the...
2023-05-3107 min
2023-05-2225 min
2023-05-0840 minCover Your Assets KC PodcastEpisode 218: 6 Reasons NOT To Do A Roth ConversionWe all know that David likes Roths as a good vehicle for retirement and inheritance. But today we’re going to dive into why someone shouldn’t do a Roth conversion. Whether that’s based on the timing or circumstances, there are a few reasons a Roth conversion might not be the right fit for you.
Here are six reasons why you might not want to do a Roth conversion:
I can’t stomach paying my taxes early. (2:19)
I can’t believe Roth IRAs will always be tax-free. (4:07)
Maybe I should wait until future tax policy...
2023-04-2720 min
2023-04-1743 minThe Power Of Zero ShowHow to Avoid Over-Converting Your Roth IRADavid sits down with certified financial planner Mark Byelich to discuss how to avoid over-converting your Roth IRA. They start the conversation by describing how over-converting your Roth IRA could sink your retirement plan. According to David, you should execute a Roth conversion if your tax bracket is going to be higher during retirement than it is right now. For stress-free retirement, David believes retirees should constantly think about future tax rates and ways to get to the zero percent tax bracket. David and Mark predict that the Trump tax cuts wi...
2023-03-2218 min
2023-03-1343 min
Slamfest PodcastDavid Lee Roth Concert 8/19/06The Slamfest Podcast brings the premier rock concert pregaming experience from the parking lot to the podcasting airwaves. Episode 143 - Brad saw David Lee Roth for the 2nd time, this time in a headlining slot at the DTE Energy Music Theatre on 8/19/06. For the Band on the Bill Spotlight, he goes through David Lee Roth's first two solo albums, Eat 'em and Smile, from 1986 and Skyscraper, from 1988 and put "like" songs up against each other - he also chooses his favorite album between the two. After a Slamfest Tip of the Week, he is faced with a "Which Side ar...
2023-03-0948 min
2023-03-0237 minCover Your Assets KC PodcastEpisode 209: It’s Not Too Late For Your 2022 Roth Contributions... 5 Things You Should KnowWere you thinking about contributing to a Roth IRA last year but never get around to it? Good news! It’s not too late to make your Roth IRA contributions for 2022. In fact, David encourages most people to make, and even max out, this contribution. So, if you haven’t made your 2022 Roth contributions, now’s your chance.
If you’re looking for ways to invest, this is often a good place to allow your investments to grow tax-free. David explains the ins and outs of contributing to a Roth IRA, who can benefit from it, and why it’s...
2023-02-2315 min
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2022-12-2920 min
2022-12-2625 minThe Power Of Zero ShowThe Roth Conversion Mistake That Could Sink Your RetirementDavid kicks off the conversation by revealing that tax rates will revert to where they were in 2017 - you have only four years to take advantage of the historically low tax rates and do a Roth conversion. David explains that most people will try to accelerate their Roth conversion efforts before the 2026 deadline. The problem with this is that trying to accelerate your conversions could bump you into the dreaded 32% tax bracket. You don't have to be a mathematician to realize that the 32% tax bracket is a 33% increase over the 24% - and an unnecessary expense to...
2022-12-1409 min
David HairabedianTheology, Kneeology or Meeology, Dr. David C. HairabedianTheology, Kneeology or Meeology, Dr. David C. Hairabedian
Ministry Time at the Phoenix Prayer Pavilion, David & Joanna Hairabedian The Importance of Hearing God's Voice, David Hairabedian
David & Joanna recently produced a 6 CD Series entitled Freedom in the Glory at Sid Roth Studios. purchase here: https://tinyurl.com/SidRothCDSeries
Watch also "How to Freeze Time: with David on Sid Roth
https://www.youtube.com/watch?v=c44rFdAZGAU
David's Podcasts: http://davidspodcasts.com/
David's TikToks: http://davidstiktok.com/
David's Youtube: http://davidsyoutube.com/
David's Vimeo: http://davidsvimeo.com/
David's Sid Roth Radio interview https://sidroth.org/radio/radio-archives/david-hairabedian/
Our recent...
2022-11-101h 11The Power Of Zero ShowShould the Federal Government Get Rid of the Roth IRA?Today’s episode of The Power of Zero Show addresses the question ‘Should the Federal Government get rid of the Roth IRA?’ In a recent MarketWatch article, Alicia Munnell, founder of Boston College’s Center for Retirement Research, opined that it’s time to start thinking about getting rid of the Roth 401(k) and the Roth IRA – and gave three reasons why. Firstly, Munnell believes that Roth IRAs can be hijacked by Congress to pay for expensive partisan legislation. Secondly, she thinks that Roth IRAs should be eliminated because they can turn into tax dodges f...
2022-10-1907 min
David HairabedianThe Mystery of Yom Kippur - David & Joanna HairabedianThe Mystery of Yom Kippur - David & Joanna Hairabedian
The Importance of Hearing God's Voice, David Hairabedian
David & Joanna recently produced a 6 CD Series entitled Freedom in the Glory at Sid Roth Studios. purchase here: https://tinyurl.com/SidRothCDSeries
Watch also "How to Freeze Time: with David on Sid Roth
https://www.youtube.com/watch?v=c44rFdAZGAU
David's Podcasts: http://davidspodcasts.com/
David's TikToks: http://davidstiktok.com/
David's Youtube: http://davidsyoutube.com/
David's Vimeo: http://davidsvimeo.com/
David's Sid Roth Radio interview https://sidroth.org/radio/radio-archives/david-hairabedian/
Our recent VCM newsletter and Free eBook on healing: https://conta...
2022-10-1047 min
David HairabedianSpiritual Hindrances to Prayer - Pt 1 - David & Joanna Hairabedian, VirtualChurchMedia.comSpiritual Hindrances to Prayer - David & Joanna Hairabedian, VirtualChurchMedia.com
The Importance of Hearing God's Voice, David Hairabedian
David & Joanna recently produced a 6 CD Series entitled Freedom in the Glory at Sid Roth Studios. purchase here: https://tinyurl.com/SidRothCDSeries
Watch also "How to Freeze Time: with David on Sid Roth
https://www.youtube.com/watch?v=c44rFdAZGAU
David's Podcasts: http://davidspodcasts.com/
David's TikToks: http://davidstiktok.com/
David's Youtube: http://davidsyoutube.com/
David's Vimeo: http://davidsvimeo.com/
David's Sid Roth Radio interview https://sidroth.org/radio/radio-archives/david-hairabedian/
Our recent VCM newsletter and Free eBook on healing: https...
2022-09-0856 min
David HairabedianDavid Hairabedian Interview, Sid Roth, Its SupernaturalDavid Hairabedian Interview, Sid Roth, Its Supernatural
David & Joanna recently produced a 6 CD Series entitled, Freedom in the Glory at Sid Roth Studios. purchase here: https://sidroth.org/store/products/freedom-in-the-glory-6-cd-audio-series-by-david-code-9804/
Watch also "How to Freeze Time: with David on Sid Roth
https://www.youtube.com/watch?v=c44rFdAZGAU
Listen to Podcast/Radio interview https://sidroth.org/radio/radio-archives/david-hairabedian/
Our recent VCM newsletter and Free eBook on healing: https://conta.cc/3FdOF8i
Visit the site: https://virtualchurchmedia.com/
How can I give my tithes and offerings, support, or partner with David and Joanna?
Online: VirtualChurchMedia.com...
2022-06-271h 15Cover Your Assets KC PodcastEpisode 178: Roth Conversions in a Bear Market?Should you be considering a Roth conversion right now? David talks about the unique opportunities that a bear market provides.
What we discuss on this episode:
1:20 - Let’s talk about one of David’s favorite topics!
1:48 - What is a Roth conversion?
5:08 - Why would someone want to do a Roth conversion?
7:06 - How does a bear market impact a Roth conversion?
9:03 - Don’t wait for a market recovery.
14:16 - Should you take advantage of the opportunity?
Get addi...
2022-06-2320 minThe Power Of Zero ShowShould High Income Earners Do Roth Conversions?This episode focuses on a question David recently got from a couple – they made $650,000 per year and wanted to know whether they should consider doing a Roth conversion. Some details about the California-based couple who asked David their question: they’re both age 50, with $1.5M in their old IRAs and 401k. They had a lifestyle need of approximately $100,000 after tax, and had about $1M in liquid savings in their taxable bucket. And, lastly, they were contributing $100,000 per year to that bucket and were growing it in plain taxable mutual funds. The couple, which represents the case...
2022-04-2013 minCover Your Assets KC PodcastEpisode 152: 7 Roth Conversion MisconceptionsHow much do you really know about Roth conversions? David walks us through common misconceptions and shares why Roth conversions may be worth considering before the end of the year.
Read more and get additional financial resources here: https://www.coveryourassetskc.com/episode-152-7-roth-conversion-misconceptions
What we discuss on this episode:
0:33 - Christmas is coming!
2:11 - How soon do you need to do a Roth conversion?
3:54 - Who can do a Roth conversion?
4:54 - What are the conversion limits?
6:00 - Can yo...
2021-12-0919 min
Invest SmarterWhy and How to Start a Roth IRA for your Child | Should You Wait for a Dip to Buy Stocks?Today we talk about Roth IRAs for your kids and why you shouldn't wait for a dip to invest. Outline of the ShowRoth IRA for you kids [4:06]Don't wait for the dip [14:00]On today's show, we talk about why and how to open a Roth IRA for your child. Roth IRAs are super powerful. You put after-tax dollars into it, and you take the money out tax-free in retirement when you are over age 59 ½. Now if you have kids, I want you to consider opening a Roth IRA for them. A...
2021-10-1820 min
NXTLVL Experience DesignCulture Matters. Culture Works. with Yoram Roth Executive Chairman at Fotografiska | NeueHouse | CultureWorksABOUT YORAM ROTH:Yoram’s Profile: linkedin.com/in/yoramrothwebsites:yoramroth.com (Personal Website)cultureworks.com (Company Website)fotografiska.com (Company Website)Social Media:Twitter: https://twitter.com/yoramroth Instagram: yoram_rothLinkedIn Article: https://www.linkedin.com/pulse/looming-arms-race-cultural-experience-economy-yoram-roth/?trackingId=awEYFGPlTHShS8wDRg1OqQ%3D%3D Email: yoram.roth@cultureworks.comBIO:Executive Chairman: CultureWorks is the holding company, management and development platform for culture, experience and hospitality brands. Fotografiska is redefining the modern museum...
2021-09-011h 07
Notes From An ArtistA Conversation With John Regan (Frehley's Comet, Peter Frampton, David Bowie, Rolling Stones)Send us a textSideman, bandmember, producer, composer, arranger, vocalist, recording artist, and bassist, among other titles, if we were to list John Regan’s entire curricula vitae we may break the internet. A master pocket and melodic player, among John’s credits include his extensive tenure with Peter Frampton, along with his work on stage and/or in the studio with Ace Frehley’s Comet, Dave Edmunds, Stephen Stills, John Waite, Patty Smythe’s Scandal, Rolling Stones, David Bowie, Robin Trower, Billy Idol, Mick Jagger, David Lee Roth, Michael Monroe, and John Phillips, to cite a select f...
2021-06-0856 min
Kitchen Table FinanceHow does a Roth IRA Work?A Roth Individual Retirement Account (IRA) allows you to put money away long-term. If you follow the rules, your distributions during retirement are tax-free. If you are eligible to contribute to a Roth IRA, it can become a powerful retirement savings vehicle.
How Does A Roth IRA Work?
With a Roth IRA, you deposit funds that have already been taxed. You don’t get to deduct the contribution from your income as you do with a traditional IRA contribution. However, if you wait to take withdrawals until you are 59 1/2 years old or the account has be...
2021-03-0821 min
Excel in RetirementElection 2020 Analysis - Should you Convert to a Roth IRA - What EVERY Retirement Plan Needs - Show 22In this show David Treece, a financial adviser, shares with you his election analysis and explains how COVID-19 has impacted this election. He explains how this election may affect you and your retirement. David also shares how we build all weather financial plans at Clients Excel that are built to withstand market volatility. Also, he shares with listeners reasons why you may want to consider a Roth IRA conversion and why some people probably don't need to consider a Roth conversion. David ends the show by discussing what everyone's financial plan must have. He covers...
2020-10-2137 minThe Power Of Zero ShowWhat Is the Coronavirus-Related Distribution (CRD) Roth Conversion Loophole (And Should You Do It?)A Coronavirus-Related Distribution (CRD) is any distribution by a person diagnosed with Covid-19, this can also include a spouse or dependent. Alternatively, if you’ve been adversely affected by the Coronavirus in some way, for example being furloughed, you may qualify as well. The CRD allows you to withdraw up to $100,000 from your qualified plan and if you’re younger than 59½, the 10% penalty is waived. Another benefit is you are allowed to pay the money back over the course of the next three years. The IRS treats this as a rollover instead of a contribution so yo...
2020-06-0313 minThe Power Of Zero ShowShould I Do a Roth 401k?Should you be contributing to your Roth 401(k)? The short answer is yes because anything with the word Roth in front of it is truly tax-free. What does it mean to be truly tax-free? Roth 401(k)’s pass both litmus tests for what makes something tax-free. If you’re younger than 50, you can put in $19,500 each year, and if you’re over the age of 50, you can catch up a bit with an additional $6,500. You can also still get the match when contributing to your Roth 401(k). Your company will put those dollars into your tax-de...
2020-04-2915 minThe Power Of Zero ShowWhy Now Is the Perfect Time to Do a Roth Conversion with David McKnightThe coronavirus downturn in the market is actually the perfect time to do a Roth Conversion because of the double sale that’s going on. The first sale involves the next six years where we get to enjoy the lowest tax rates we are likely to see in our lifetimes. The second sale is due to the 35% drop in the stock market, your assets are now at much lower values and that means the tax on a potential Roth Conversion is also 35% lower. If you were to hypothetically convert a $1 million IRA this year your ta...
2020-04-0115 minCover Your Assets KC PodcastEpisode 66: Everything You Need To Know About Roth ConversionsHave you heard about Roth conversions? Wonder if it’s the right thing for you? David talks through different scenarios related to Roth conversions to see if it’s something that could benefit you.
Read more and get additional resources here: https://coveryourassetskc.com/episode-66-everything-you-need-to-know-about-roth-conversions/
Today's rundown:
1:38 - What is a Roth conversion?
3:37 - What benefit does a Roth conversion provide?
8:33 - What are common mistakes when it comes to Roth conversions?
11:11 - What’s the right way to do a Roth conversion?
2020-03-0520 minThe Power Of Zero ShowHow Life Insurance Will Replace the Stretch IRA with David McKnightHistorically, people who had large IRA’s, and who didn’t want their beneficiaries to squander their inheritance all in one year, could use a trust to make sure the funds were released over the course of their lifetime. However, due to the recently passed Secure Act, that beneficiary will be forced to spend down that money over ten years or less. The good news is that there is a way to control the flow of money in a similar fashion despite the legislation. Since it makes sense to pay taxes now while taxes are stil...
2020-02-1918 minThe Power Of Zero ShowThe Difference Between Tax-Deferred and Tax-Free with David McKnightDavid gets the same question nearly every single week. Someone invariably asks about how if they do a Roth conversion, won’t they have less money working for them in the tax-free bucket and need more time to catch up compared to had they just left the money in the tax-deferred bucket? If the government came up to you and offered to loan you some money and wouldn’t tell you what the interest rate will be, would you cash the check? Putting money into your 401(k) is very similar, by doing so you are letting the gove...
2020-02-0515 minThe Power Of Zero ShowWhat You Need to Know About Tax Changes in 2020 with David McKnightThe new year brings important changes to the IRS tax code along with various thresholds that we have to know about when it comes to Power of Zero planning. We have to be keenly aware of these thresholds because they can end up being landmines if we’re not doing things correctly. The new income threshold for the Roth IRA is $124,000 to $139,000 for a single person and $196,000 to $206,000 for a married couple. The good thing about the Roth IRA is you have until April 15th of the following year to figure out how much you are going to...
2020-01-2219 minThe Power Of Zero ShowLast Call For Roth Conversions! with David McKnightThe last weeks of December are critical in terms of taking advantage of your last opportunities to do Roth conversions for the 2019 tax year. Many people think you can go all the way until December 31 but that’s not always going to be the case. Some companies require you to submit a Roth conversion much earlier because they can take some time to process. Missing the Roth conversion deadline can have major tax implications. With a traditional IRA you can fund it up until April 15 of the following year, but that’s not the case with...
2019-12-1817 minThe Power Of Zero ShowWhat is an L.I.R.P. Conversion? with David McKnightDavid becomes very uneasy when advisors recommend that their clients take the money in their IRA and convert all of it into an LIRP. The LIRP has a lot of benefits, but it really should be used in conjunction with other streams of tax-free income. The LIRP is powerful only to the extent that it’s used in collaboration with, in most cases, four to six other streams of tax-free income. That’s when it really shines. An LIRP conversion is something that you would use with a client when there are no other opportunities for...
2019-10-3016 min
DISCovery with Eric SenichEpisode 29 | David Lee Roth: The Evolution Of An Interview ArtistWhile most of what we read and hear about David Lee Roth focuses on the iconic music and videos he created with Van Halen along with his legendary live stage performances this episode of DISCovery will focus on his ability to give what may be the most interesting and entertaining interview of anyone in the history of rock and roll. Travel back in time to 1978 and listen to interviews from a then unknown somewhat modest Dave Roth to the mid 80s and Diamond Dave, the overconfident, outrageously funny front man of the biggest band in the world.
2019-10-051h 28
TheRothShow#27: The street of dreams,The street of dreams,Every bet a sure thing,Savage Streets,Gang Girls and dream peddlers,Orgy Town,2 hot for hell,Fraternity of Shame,V is for Vegas,Sweet as sin and twice as dangerous,..Vegas was just the sales girl, her product was depravity,The musky fragrance of sativa clung to her lips,In that strange, savage world of night, Roth was the undisputed king.
2019-10-0133 min2019-09-0909 minThe Power Of Zero ShowThe Great Roth Conversion Myth with David McKnightYou will find articles on the internet that claim that if you are going to do a Roth Conversion you have to do it a number of years before retirement, because you must have the ability to recuperate the dollars you’ve paid towards tax, but that doesn’t stand up to the math. David goes over the example of two brothers, each taking a different approach to investing $100. One goes for the tax deduction on the front-end approach, and one for the tax-free approach. The moral of the story is that most people believe that...
2019-08-2813 minThe Power Of Zero Show15 Things You Should Know about the Roth IRA--Part 2 with David McKnightToday, we continue last week’s discussion of 15 Things You Should Know about the Roth IRA, with Part 2. You can not take a required minimum distribution from an IRA and turn it into a conversion, you have to deposit it somewhere else. The ideal scenario is to preemptively convert all your IRA’s to Roth IRA’s before you would want to. Roth conversions have to be done before December 31 but that makes it a real challenge to know what your modified adjusted gross income will be for the year by that time of the year.
2019-07-3115 minTheRothShow#16 Green Hornets..TITLE: Green Hornets..Freeze; Where’s Roth?Looking for a needle in a..The perfect HotdogMy my, things are particularly clean today.TITLE: About an hour and a half above the Kentucky border..The scenic Route (Off-road comfort on a dog-nose seat) In case you need the phone, just knock..New York City, New Years Eve; 2 days later.Cross-Training (Gymnastics for the brain).T...
2019-07-3059 minThe Power Of Zero Show15 Things You Should Know about the Roth IRA--Part 1 with David McKnightA true tax-free investment will meet two basic tests. They will first be free from every type of tax which means free from federal tax, state tax, and capital gains tax. The second thing is that the investment can’t count as provisional income. Roth IRA’s meet all those criteria as long as you are at least 59 and a half. Anything with the word Roth in front of it should be embraced as a truly tax-free investment, including Roth IRA’s, Roth Conversions, and Roth 401(k)’s. You can’t make a significant amount of money a...
2019-07-2414 minTheRothShow#16: David Lee Roth’s 4th of July Christmas Special..Untouched by Human handsIon Bru for a ten spot..Pot LuckIf you had to live in a beer ad, which one would you choose..?The Patron Saint of Midnight..How I became a relationship god (part 12)A PHD in THCNot popular like beer, more like French Fries..Cultivate your buzzShould I make another sex tape?Breakfast of Champions..Timing is everything, (What time do...
2019-07-0940 minCover Your Assets KC PodcastEpisode #33: Should You Contribute To A Roth or Traditional IRA?Are you trying to decide where you should contribute money toward retirement? Whether you are 20 or 60, David will talk through some of the things to consider before you decide between a Roth IRA or traditional IRA. The difference down the line is worth taking time to thoroughly consider now.
Full show notes: https://coveryourassetskc.com/episode-33-should-you-contribute-to-a-roth-or-traditional-ira/
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Equipping Points:
1:25 Where do I contribute: Roth IRA or traditional IRA?
The main difference is taxes, which can be a massive difference. With a traditional IRA you get a tax deduction the year of the deposit, b...
2019-07-0314 min
TheRothShow#14 David Lee Roth tries Scotland’s IRN BRU, for the first time..Powered by IRN BRU..A Fist to face confrontation..The trouble with Bru is a week later I’m drowsy again..When I’m a hamburger..No animals were harmed in the testing of this product..In fact nothing natural has been anywhere near this product.Songs for my dogYour hairy little face..No-one plays ball like you..Let’s just sit here forever..Let’s just sit here forever some more..The mysterious noise.Am I s...
2019-06-2648 min
TheRothShow#10 - EDC: High Point of the Evening...High Point of the EveningThe same Haircut as youVegas ConfidentialIs that the mouse or the marshmellow?Reefer Magic / Please recycleHot Slots on PotRoth Rocks Holland pops
2019-05-2857 minTheRothShow#04 - The Roth Report: Pot Shop Donut Stop…VidaliaRoscoe Blvd Tattoos Cannabis updateWhite Trash Sandwich reviewSpam TacosGirl Scout cookiesGateway drug to good musicCraft DonutsGreen Earth Collective
2019-04-1652 min
TheRothShow#03 - Dave goes to Vegas...Dave goes to VegasThe planPerfect combinationthe roth report(Food news and cannibis reviews)
2019-04-1647 minThe Power Of Zero ShowWhat’s Better - the Roth IRA or the LIRP? with David McKnightEvery once in a while an advisor will attempt to elevate the LIRP by diminshing the Roth IRA. They may, for example, say that the Roth IRA has some inherent limitations, including income limitations--if you make too much money or too little money--lack of plan completion insurance, and the inability to access the money until you’re 59.5 years old. You’re also susceptible to declines in the stock market. The Life Insurance Retirement Plan, on the other hand, has no contribution limits and no income limitations. It’s often referred to as the rich man’s Roth because...
2019-04-0317 minThe Power Of Zero ShowThe Back Door Roth and Roth Recharacterizations with David McKnightWith a Roth IRA you have income limitations. At a certain amount of income, the amount you can put into a Roth IRA begins to reduce and at $203,000 in yearly income you can no longer do a Roth IRA. This is problematic for people that have a lot of taxable income in a given year. There are ways around the limitation but it comes with strings attached. If you make more than $203,000 in gross income as a married couple, you can take advantage of a Traditional IRA. The tradeoff here is you get a tax deduction now...
2019-03-2714 minThe Power Of Zero ShowShould I Do A Roth Conversion? with David McKnightAnyone can do a Roth conversion. You need to have money in an IRA. There are no income limitations. The question comes down to how much tax you want to pay. Do you feel like your tax bill will be lower or higher if you were to postpone the payment of that tax? Some opponents of Roth conversions will say that you won’t get the full amount of money in your IRA working for you. However, you have to remember that the IRS partners with you in that account and their portion of that mo...
2019-02-2724 minThe Power Of Zero ShowDavid McKnight's Interview with the Nation's #1 Financial Podcast, Stacking BenjaminsThe story David tells at the beginning of the book is a tale about David Walker, the former Comptroller General for the federal government. Back in 2008 he appeared on a radio show and told them that tax rates have to double. The math says that the country is going to go bankrupt unless tax rates go up dramatically in the next ten years. Most of us are putting money into tax-deferred plans hoping that taxes will be lower in the future than they are now. Back in the 70’s and 80’s the tax-deferred strategy actually made...
2019-01-2317 min
Japanese Metal Head Show - Jpn & Eng Bilingual Show / Beer / Music / Guitar Talk / ビール / メタル / 英会話Bonus – Learning Japanese in the Style of David Lee Roth Today I talk about how podcasting sells music. The resurgence of Vinyl. Learning about my home country Japan, through David Lee Roth. Learning Japanese with Host Hinohara Chiaki. Learning English with Host Chiaki Hinohara. 一緒に英語をデーヴィットを通おして学びましょう。ドランカー度 4 .2
Beer Of The Moment:
Hitachinon Nest Nipponia Pilsner Beer
Featured Tracks:
David Lee Roth: A Little Ain’t Enough (A little Ain’t Enough – 1991)
Cinderella: Nobody’s Fool (Night Songs – 1986)
Learning Japanese with Host Chiaki in the style of David Lee Roth:
Five Star: 五つ星
Don’t make a fool of me : こきにするな
Patron:Hiroshi Tanida ($5)
Support the show by becoming a member of the Metal Moment Podcast...
2016-07-1100 min
Metal MomentBonus – Learning Japanese in the Style of David Lee Roth Today I talk about how podcasting sells music. The resurgence of Vinyl. Learning about my home country Japan, through David Lee Roth. Learning Japanese with Host Hinohara Chiaki. Learning English with Host Chiaki Hinohara. 一緒に英語をデーヴィットを通おして学びましょう。ドランカー度 4 .2
Beer Of The Moment:
Hitachinon Nest Nipponia Pilsner Beer
Featured Tracks:
David Lee Roth: A Little Ain’t Enough (A little Ain’t Enough – 1991)
Cinderella: Nobody’s Fool (Night Songs – 1986)
Learning Japanese with Host Chiaki in the style of David Lee Roth:
Five Star: 五つ星
Don’t make a fool of me : こきにするな
Patron:Hiroshi Tanida ($5)
Support the show by becoming a member of the Metal Moment Podcast...
2016-07-1100 min
Metal Moment Podcast - English & Japanese Bilingual Show / Interviews / Guitar Talk / Beer / メタル / ビールBonus – Learning Japanese in the Style of David Lee Roth Today I talk about how podcasting sells music. The resurgence of Vinyl. Learning about my home country Japan, through David Lee Roth. Learning Japanese with Host Hinohara Chiaki. Learning English with Host Chiaki Hinohara. 一緒に英語をデーヴィットを通おして学びましょう。ドランカー度 4 .2
Beer Of The Moment:
Hitachinon Nest Nipponia Pilsner Beer
Featured Tracks:
David Lee Roth: A Little Ain’t Enough (A little Ain’t Enough – 1991)
Cinderella: Nobody’s Fool (Night Songs – 1986)
Learning Japanese with Host Chiaki in the style of David Lee Roth:
Five Star: 五つ星
Don’t make a fool of me : こきにするな
Patron:Hiroshi Tanida ($5)
Support the show by becoming a member of the Metal Moment Podcast...
2016-07-1100 min