Shows
The Power Of Zero ShowWill Safe Harbor Rules Protect You If You Do a 4th Quarter Roth Conversion?David McKnight looks at why many people wait until the fourth quarter to do a Roth conversion, the potential penalties, and what can be done to avoid having to pay underpayment penalties to the IRS. David begins the episode by highlighting the fact that a lot of investors wait until Q4 before they do a Roth conversion – and they prefer to pay taxes on it in cash instead of simply having the taxes withheld by the IRS. From a mathematical standpoint, it’s the correct thing to do because it allows you to get 100% of the...2025-06-1806 min
Better OfflineRadio Better Offline: Pablo Torre and David RothWelcome to Radio Better Offline, a tech talk radio show recorded out of iHeartRadio's studio in New York city.Ed Zitron is joined in studio by Pablo Torre of Pablo Torre Finds Out and David Roth of Defector to talk about independent media, what makes a compelling show, and what it’s like raising a turtle.Pablo Torre Finds Out: https://www.youtube.com/@PabloTorreFindsOut Investigating Belichick's Girlfriend: The Power of Jordon Hudson, Revealed https://youtu.be/As5P5TA-ERk?si=-PfM7fZ-Tw8S-yQc Hank Azaria on His Bruce Springsteen Tribute Band, Ap...2025-06-181h 25The Power Of Zero ShowHow to Avoid the Roth Over-Conversion TrapIn today’s episode, David McKnight focuses on whether you should do a Roth conversion, how much you should convert per year, and whether it’s possible to over-convert to Roth. David explains that an effective tax rate is the actual percentage of your income that you pay in taxes after accounting for deductions, exemptions, and credits. For David, the only reason you should do a Roth conversion is if you believe that your effective tax rate in retirement will be higher than your marginal tax rate today. David touches upon a couple of r...2025-06-1107 minThe Power Of Zero ShowThe 8 Taxes You Could Pay When Doing a Roth Conversion (Is it worth it?)In this episode of the Power of Zero Show, host David McKnight looks at every possible tax or cost that may result from a Roth conversion. The first tax you’ll have to pay when executing a Roth conversion is federal income tax. Whatever portion of your IRA you convert to Roth is realized as ordinary income and piled right on top of all your other income. David is an advocate for not converting to Roth unless you think your federal tax rate in retirement is likely to be higher than it is tod...2025-05-1410 min
Kitchen Table FinanceDoes your Retirement Plan Need a ROTH?Roth Conversions: Worth It or Not?
Welcome back to the Kitchen Table! In today’s episode, Dave and Nick take a deeper dive into the world of Roth conversions—what they are, how they work, and whether or not they make sense for your retirement plan.
This isn’t your average tax talk. We’re serving up a practical, no-pressure conversation about a tool that gets a lot of hype—and a lot of confusion. From “backdoor” and “mega backdoor” conversions to tax brackets, timing, and even state-by-state considerations, we break it down so you can decide if a Ro...2025-05-1200 minThe Power Of Zero ShowShould You Take More Risk in Your Roth Accounts Than Your Other Investments?This episode of the Power of Zero show explores whether you should be taking more risks in your Roth accounts than in your other investments. Host David McKnight kicks things off by stating that if you have Roth IRAs or Roth 401(k)s in your portfolio, you should be allocating 100% of these dollars to a stock allocation. That’s because these are your most tax-efficient investments and they’ll remain tax-free right up until your death – and even 10 years beyond. Remember: you want the biggest returns in your portfolio to take place in a tax...2025-05-0707 minThe Power Of Zero ShowDebunking Doug Andrew’s Roth IRA Hit Job VideoIn this episode of The Power of Zero Show, host David McKnight looks at Doug Andrew’s recent video in which he implored his audience to never use a Roth IRA or a Roth 401(k) again. Andrew sees Indexed Universal Life insurance (IUL) as far superior and believes it should be the source of the vast majority of your distributions in retirement. While David likes IUL in certain circumstances, he isn’t a fan of sales strategies that debase every other viable tax-free alternative in an effort to exalt IULs. For David, the vide...2025-04-3012 minThe Power Of Zero ShowWhat Percentage of Your Retirement Savings Should You Have in Traditional IRA vs. Roth?What percentage of your retirement savings should you allocate toward traditional IRAs and 401(k)s vs. Roth IRAs and Roth 401(k)s? That’s what this episode explores. Traditional financial guru advice says that it’s impossible to predict where tax rates are going down the road. Therefore, you may hear that your best bet is to simply have 50% of your money in tax-deferred and 50% of your money tax-free. David is somehow perplexed by the guru’s point of view about the future of tax rates being an unknown. However, signs that t...2025-04-2306 minThe Power Of Zero ShowThe Five Cardinal Rules of Roth ConversionsDavid McKnight goes through his five cardinal rules for doing a Roth conversion. The first principle is simple: don’t do a Roth conversion that bumps you into a tax bracket that gives you heartburn. Not sure about what a heartburn-inducing tax bracket looks like? David shares a simple “rule of thumb” you can follow. In your zeal to get your Roth conversion done before tax rates go up for good, don’t bump into the 32% tax bracket along the way. The second cardinal rule ties into the almost certainty that Congress...2025-04-1608 minThe Power Of Zero ShowHow to Take Advantage of the Retirement Income Valley for Roth ConversionsWondering when you should start thinking about a Roth conversion? That’s exactly what David McKnight dives into in this episode of The Power of Zero Show. The retirement valley is that dip in taxable income that happens after you retire but before RMDs kick in – at age 73 or 75, depending on your birth year. David walks through an example: you’ve got $2 million in your IRA and want to convert all of it to Roth. If you take action during that valley, you can convert more while staying in the 24% tax bracket the whole...2025-04-0906 minThe Power Of Zero Show5 Huge Benefits of the Roth IRA!Today’s episode addresses five reasons why a Roth IRA is one of David KcKnight’s favorite tax-free investments. Unlike other retirement accounts, Roth IRAs give you 100% liquidity on all contributions. While David isn’t necessarily suggesting that you use your Roth IRA as an emergency fund, it’s nice to know that you won’t have to wait until age 59 ½ to be able to access those funds. If you happen to take out your Roth IRA contributions, you can put that money back within 60 days as long as your Roth IRA was not involved...2025-03-1907 min
Gold & Silver CentralWhat Is a Precious Metals Roth IRA & How Does It WorkGet Your Wealth Protection Kit: 👉 https://geni.us/GoldcoGuide (for US residents only)When most people think of buying precious metals - gold and silver - they think of coins and bars. They may have visions of buying coins from a coin store, from a bullion vault, or even from an online vendor. Little do they know that they can buy precious metals with an IRA. Did you know that you can also purchase precious metals with a Roth IRA?Liste to this podcast to learn more about:- What is a Roth...2025-02-2409 minThe Power Of Zero ShowExpecting a Pension? Strongly Consider a Roth ConversionDavid McKnight discusses a couple of really good reasons for doing a Roth conversion when you’re expecting a pension in retirement. David sees the American tax system functioning in a similar way as a graduated cylinder. Your income goes in and flows all the way down to the bottom. Some of your money gets taxed at 10%, at 12%, 22%, some at 24%, 32%, at 35%, and some at 37%. Jeff Bezos, too, has some of his earned income taxed at 10% (only for about 3 seconds, though!). If you’re planning on receiving a pension in retirement, understanding how th...2025-02-1206 min
Open Forum in The Villages, FloridaThe Magical World of David HimelrickSend us a textExploring The Villages: Magic, Mental-ism , and Classic Cars with David HimelrickIn this episode of 'Open Forum in The Villages, Florida,' host Mike Roth interviews David Himelrick, a resident of The Villages and former college professor with an intriguing background in horticulture, magic, mental-ism, and psychic entertainment. David shares his journey from academia to performing magic, his interest in the supernatural, and his philosophy on magic as a form of entertainment. They discuss his seven-volume book series 'Hooks, Lines, and Thinkers,' filled with h...2025-01-1726 minThe Power Of Zero ShowAt What Tax Bracket Should I STOP Contributing to Roth: Responding to The Money Guy ShowIn this episode, host David McKnight tackles a question about the tax bracket at which you should stop contributing to the Roth IRA and start contributing to the traditional IRA. The inspiration for this episode was a recent episode of The Money Guy Show. David believes that advice such as that shared on The Money Guy Show doesn’t consider most of the people asking questions like the one addressed in the episode. Those are people whose combined marginal tax rates fall between 25% and 30%. Generally, David likes the idea of having a...2025-01-0806 min
Home Care HindsightA Compassionate Caring Person: My Greatest Strength and also Weakness – Bob RothBob Roth, co-founder and managing partner of Cypress Home Care Solutions, joins host David Knack to share his journey from an "accidental caregiver" to a leader in the home care industry. Bob reflects on the challenges of balancing empathy and business decisions, recounting a pivotal moment when his compassion led to hard lessons about retaining the right team members. He discusses how this experience shaped his approach to leadership and highlights the importance of aligning personal values with operational success. Through his journey, Bob emphasizes the value of reframing the narrative around home care, leveraging innovative...2024-12-0341 minThe Power Of Zero ShowThe Top 6 Reasons to Do a Roth ConversionToday’s episode looks at the top 6 reasons why doing a Roth conversion may be the right move for you. The disastrous fiscal condition of the U.S. is the first reason why you should consider doing a Roth conversion. David explains why debt in and of itself isn’t the issue – and what the real problem with it is. Doing a Roth conversion with today’s low tax rates can be a way for you to shield your retirement savings from the impact of higher taxes down the road. Not sure what...2024-11-0606 minThe Power Of Zero ShowUnderstanding the Tricky Roth 401(k) Distribution RulesDavid McKnight explains how a lack of knowledge about Roth 401(k) distribution rules can lead to unexpected taxes and penalties. This episode dives into practical insights to help you steer clear of unwelcome surprises from the IRS. David illustrates what happens if you withdraw from your Roth 401(k) before age 59½, and how these rules differ from those of a traditional Roth IRA. He subsequently tackles the question of when post-59½ withdrawals of Roth 401(k) growth can be completely tax-free. Roth 401(k) distributions can be confusing – especially if you’re planning to take fu...2024-10-3004 minThe Power Of Zero ShowIs Dave Ramsey STILL Wrong on Roth Conversions?In the past, David McKnight has been critical of gurus like Dave Ramsey. However, this episode looks at a video in which Ramsey seems to have slightly changed his views. Ramsey emphasizes that one key benefit of a Roth IRA is the potential to drastically reduce or even eliminate Required Minimum Distributions (RMDs). David explains that the decision to pursue a Roth conversion typically depends on whether you expect your future tax rate to be higher than it is today. David discusses a missed opportunity in Ramsey's advice to a caller, highlighting a...2024-10-2310 minThe Power Of Zero ShowHow Do I Do a Roth Conversion and Which Forms Will I Need?This episode answers the question, “How do I do a Roth conversion, and what forms do I need to fill out with the IRS?” David explains that there are three basic steps to convert your IRA to a Roth IRA. Carrying out these three steps will likely take a few weeks – the process could be slightly shorter if everything is handled by the same financial institution. Starting this process in December isn’t ideal because financial institutions are often overwhelmed with conversion requests. If the conversion isn’t completed by December 31st, the Rot...2024-09-2504 min
The Retirement Roadmap Show with David NagyTaxes on Sale and Roth ConversionsIn this episode, we dive deep into the tax implications of selling investments and Roth conversions. Learn how to minimize your tax burden while maximizing your retirement savings. We'll discuss strategies for timing your sales, understanding tax brackets, and making informed decisions about Roth conversions.2024-09-0700 minThe Power Of Zero ShowCan I Avoid IRMAA When Doing a Roth Conversion?David starts the conversation by explaining what IRMAA is, if you should be worried about it when doing a Roth conversion, and whether there are ways around it. David defines the acronym IRMAA, Income-Related Monthly Adjusted Amount. This is an additional charge you could be required to pay on your Medicare Part B premiums. As your income goes up in retirement, your Medicare Part B premium increases with it. David explains why standard deductions do not apply when calculating IRMAA. What is the link between IRMAA and doing Roth conversions? Roth...2024-08-2806 min
Worldview Matters With David FiorazoDavid Roth: Biblical Citizenship & Christians Impacting Culture For ChristPastor David Roth of One Way Christian Church is today’s guest. He is also involved with the Salt & Light Council and the founder of the Men of Iron Conference.One Way Christian Church: https://www.owccgb.org/ Men of Iron Conference: https://www.menofironconference.org/Salt & Light Council: https://www.saltandlightcouncil.org/ www.worldviewmatters.tv© FreedomProject 2024See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.2024-08-2128 minThe Power Of Zero ShowWhy You Must Do a Roth Conversion Before Your Spouse Dies (Bonus: Your Kids Will Love You)Today’s episode is part of David’s interview with Mark Byelich. David and Mark address Mark’s concept of “suddenly single”. David once met an Uber driver who had saved $1.5M. All financial advisors gave him the same advice “don’t change anything” but David had something different to share. A Roth conversion is something married couples should consider to avoid being automatically catapulted into the 22% or 24% tax bracket if one spouse dies. David breaks down the thought process behind considering a Roth conversion even if you feel like you’ve done everything...2024-08-0713 min
Rest Assured PodcastTo Convert, or Not to Convert? | Discussing IRA to ROTH Conversions w/ David SchlossbergDownload the PDF Version of This Episode >
To convert, or NOT to convert – that is the question.
Putting the Shakespeare jokes aside – we are talking about the commonly debated Traditional IRA to ROTH IRA conversion. In the latest episode of The Rest Assured Podcast, David Schlossberg of Assured Concepts Group reviews five critical factors to consider.
A Roth IRA conversion is more than just a financial maneuver; it’s a strategic decision that could impact your retirement nest egg significantly. It involves transferring assets from a traditional IRA or employer plan into a Roth IR...2024-07-2206 min
Cover Your Assets KC PodcastRoth IRAs as an Inheritance StrategyWhen your heirs inherit a Roth IRA, they are not required to take distributions, which allows the account to continue growing tax-free for up to ten years. This flexibility can be a significant financial boon, especially if your heirs are in their prime earning years and want to defer withdrawals until they are in a lower tax bracket. The question is, should you do a Roth conversion now?
Here’s some of what we discuss in this episode:
Is inheriting a Roth IRA a real positive?
What are the primary investment asset types to inh...2024-07-1120 minCover Your Assets KC PodcastShould Wealthy Taxpayers Make Roth Contributions?If you’ve listened to David for long, you’ve heard his affinity for the Roth, but does that apply to everyone? When it comes to planning for retirement, high earners need to decide whether to contribute to a Roth account or a traditional IRA. But first, who is considered a high earner? And why does a Roth matter?
Here’s some of what we discuss in this episode:
The two ways to get money into a Roth.
How taxes make a big difference on the decision.
Why a Roth conversion can be a solid s...2024-06-2026 minThe Power Of Zero ShowBeware of This Tax Bracket When Doing a Roth ConversionToday’s video is part two of David’s interview with Larry DeLegge, the co-founder of Power of Zero. They discuss the tax bracket you should avoid when doing a Roth conversion. They start the conversation by describing why it’s a no-brainer to pay your taxes today at 22 or 24% marginal rates. Instead of rushing to complete Roth conversions by 2026 and potentially bumping into higher tax brackets, David suggests stretching the conversions over several years. After 2026, the tax brackets are expected to increase, with the 22% bracket becoming 25% and the 24% bracket becoming 28%. Howeve...2024-06-1908 min
Fit Rich Life11 Bad Fitness Habits Holding You Back, Roth IRA Tax Optimization, & Improving Life Through Subtraction | Episode 74Welcome to the Fit Rich Life Podcast. A show all about mastering Money, Fitness & Life. In today’s solo episode, I am going to talk about 11 bad fitness habits that are holding you back from having the body that you want, optimizing your tax strategy with the Roth IRA and backdoor Roth loophole, and improving your life through subtraction. Get my Free Workout Program Get my Free Savings Rate Money Tracker In this episode, you will learn about: [00:00-08:45] 11 bad fitness habits...2024-03-1418 minThe Power Of Zero ShowThe Two 5-Year Roth Rules ExplainedThis episode explores the two different five-year rules for Roth IRAs instituted by the IRS to prevent people from abusing them. The first five-year rule applies to earnings on Roth contributions and determines whether those distributions can be taken tax-free. The second rule concerns Roth conversions and lets you know whether conversion principles can be accessed penalty-free. David explains that, for the purposes of the five-year rule, the clock starts the first time any money is contributed to a Roth IRA by either contribution or conversion. Once the five-year rule has...2024-03-1307 min
Staffcast5 - I Want to Look Like a House Just Fell on Me with David RothFor episode five of Staffcast, Trevor, Sean, and Richard are joined by Defector's David Roth to talk about Sean's fake height and incredibly accurate weight, hearing Chris Russo's voice in your ear, writing blurbs on the back of Topps cards, the baseball names Donald Trump would love saying the most, and more!
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Episode...2023-12-191h 33The Power Of Zero ShowWhat your Financial Advisor Is NOT Telling You About Roth ConversionsToday’s episode is part two of David’s interview with Power of Zero Advisor Terry DuPont. David talks about the approach many major money management institutions follow, and how it differs from how David and Terry do things. There are situations where large money management institutions forbid their advisors from ever bringing up, for example, Roth conversions. David invites listeners to browse the web trying to find a Ken Fisher article discussing the benefits of a Roth conversion. David discusses what makes the Power of Zero approach stand out in the f...2023-10-2510 min
Original JurisdictionFix The Court: An Interview With Gabe RothThis is a free preview of a paid episode. To hear more, visit davidlat.substack.comWelcome to Original Jurisdiction, the latest legal publication by me, David Lat. You can learn more about Original Jurisdiction by reading its About page, and you can email me at davidlat@substack.com. This is a reader-supported publication; you can subscribe by clicking on the button below. Thanks!Are you having a hard time keeping track of all the Supreme Court ethics episodes? You’re not alone—and some of us have to do it as a job.With...2023-08-2346 minThe Power Of Zero ShowFinancial Guru Loses $400k to Ill-Advised Roth Conversion (Is Your Money Safe?)David starts the conversation by describing how a financial guru, Derek Sall, allegedly lost $400k in an ill-advised Roth conversation. According to Sall, you’re way more likely to have a lower income in retirement than you have today, so you’ll likely be in a lower tax bracket in the future. But as we all know, tax rates must go up as early as 2026 to pay for unfunded government obligations. David made 3 observations to counter Derek’s claims: Your income in retirement is not likely to be way lower than it is t...2023-08-1606 minCover Your Assets KC PodcastToo Young For A Roth IRA?Is there such thing as contributing to a Roth IRA too soon? After a number of clients have asked how to fund a Roth IRA for a grandchild or college-aged child, David wanted to share all about this option and gift toward the future.
Here’s what you’ll learn on today’s show:
Is it possible to be too young to start a Roth IRA? (2:12)
What qualifications do you need to open a Roth IRA? (4:30)
Why should we pay attention to Roth IRAs? (6:16)
Can they withdraw early from the account? (8:03)
Any Roth opportunities to gift...2023-07-2723 minThe Power Of Zero ShowHow Roth IRAs and Life Insurance Can COMPLETELY SHIELD You and Your Heirs From a Doubling of Tax RatesThe national debt is fast approaching $32 trillion dollars, nearly double from only a few short years ago. Neither parties are blame-free for the situation we find ourselves in as of 2023. That $32 trillion does not include the unfunded liabilities and obligations that we will be paying for over the next ten years. We got to this point without including the added costs of Social Security, MediCare, and Medicaid. Politicians are facing a situation where they either cut those programs, which is a surefire way to get kicked out of office, or dramatically raise taxes. ...2023-07-2632 minThe Power Of Zero ShowWhy the Roth IRA Is NOT Enough (Graham Stephan Is Wrong!)There are a number of popular finance YouTube personalities like Graham Stephan talking about how you can be a millionaire by simply contributing $18 a day into a Roth IRA, but that doesn’t tell the whole story. Not only is that advice too simple, it doesn’t take into account the value of a million dollars thirty years in the future. Inflation will approximately reduce the spending power of that million into $250,000. The 4% Rule says that if you constrain yourself to only taking 4% of your day one retirement balance, adjusted for inflation as inco...2023-07-1909 minThe Power Of Zero ShowDave Ramsey Is Disastrously Wrong on Roth ConversionsThe biggest issue with Dave Ramsey’s view on Roth Conversions, and most of his advice in general, is his one-size-fits-all approach which costs his listeners hundreds of thousands of dollars. Dave starts off on the right foot by recommending people pay the taxes up front for a Roth Conversion but then veers off the track pretty quick. Dave breaks down a hypothetical married couple filing in 2020 doing a Roth Conversion, but makes the mistake of conflating the 24% tax bracket as a trap of the Roth Conversion strategy. If you have more than a...2023-06-2811 minThe Power Of Zero ShowShould you do a Roth 401(k) or a Traditional 401(k)? (The Answer May Surprise You!)The decision of whether to contribute to a Roth 401(k) or a Traditional 401(k) all comes down to whether you are likely to be in a higher tax bracket than you are now when you retire. The only determining factor in whether you should contribute to a Roth 401(k) is what you think your tax rate will be when you retire. David takes an example of two twin brothers and compares the difference between a Traditional 401(k) and a Roth 401(k) over the course of 30 years. The takeaway is that if tax rates remain the...2023-05-3107 minCover Your Assets KC PodcastEpisode 218: 6 Reasons NOT To Do A Roth ConversionWe all know that David likes Roths as a good vehicle for retirement and inheritance. But today we’re going to dive into why someone shouldn’t do a Roth conversion. Whether that’s based on the timing or circumstances, there are a few reasons a Roth conversion might not be the right fit for you.
Here are six reasons why you might not want to do a Roth conversion:
I can’t stomach paying my taxes early. (2:19)
I can’t believe Roth IRAs will always be tax-free. (4:07)
Maybe I should wait until future tax policy...2023-04-2720 min
Mass for Shut-ins: The Gin and Tacos Podcast042 - Dan vs. Dave (with David Roth)David Roth (@david_j_roth) of Defector (@DefectorMedia) joins me to talk about one of the most memorable ad campaigns in the history of sports and pop culture, Reebok's $30,000,000 1992 "Dan vs. Dave" commercials that briefly turned two decathletes into household names and was supposed to culminate with one of them being crowned the world's greatest athlete at the Barcelona Olympics. Along the way we remember plenty of guys and dig deeper into the way pop culture references from early adolescence tend to have great staying power and an inflated sense of importance. Please support Mass for Shut-ins, a...2023-04-261h 02The Power Of Zero ShowHow to Avoid Over-Converting Your Roth IRADavid sits down with certified financial planner Mark Byelich to discuss how to avoid over-converting your Roth IRA. They start the conversation by describing how over-converting your Roth IRA could sink your retirement plan. According to David, you should execute a Roth conversion if your tax bracket is going to be higher during retirement than it is right now. For stress-free retirement, David believes retirees should constantly think about future tax rates and ways to get to the zero percent tax bracket. David and Mark predict that the Trump tax cuts wi...2023-03-2218 minThe Power Of Zero ShowHow to Dramatically Lower the Tax Bill on Your Roth ConversionDavid sits down with financial advisor Daniel Rondberg to discuss how to dramatically lower the tax bill on your Roth conversion. They start the conversation by describing why the Power of Zero message is crucial to tax-free retirement. According to David, stress-free retirement often comes down to only worrying about the things you can control. David and Daniel talk about the Power of Zero movie and what gave it great legitimacy. David explains how interest rates can affect your retirement. David reveals why he moved to Puerto Rico and the...2023-03-0832 minCover Your Assets KC PodcastEpisode 209: It’s Not Too Late For Your 2022 Roth Contributions... 5 Things You Should KnowWere you thinking about contributing to a Roth IRA last year but never get around to it? Good news! It’s not too late to make your Roth IRA contributions for 2022. In fact, David encourages most people to make, and even max out, this contribution. So, if you haven’t made your 2022 Roth contributions, now’s your chance.
If you’re looking for ways to invest, this is often a good place to allow your investments to grow tax-free. David explains the ins and outs of contributing to a Roth IRA, who can benefit from it, and why it’s...2023-02-2315 minThe Power Of Zero ShowThe Roth Conversion Mistake That Could Sink Your RetirementDavid kicks off the conversation by revealing that tax rates will revert to where they were in 2017 - you have only four years to take advantage of the historically low tax rates and do a Roth conversion. David explains that most people will try to accelerate their Roth conversion efforts before the 2026 deadline. The problem with this is that trying to accelerate your conversions could bump you into the dreaded 32% tax bracket. You don't have to be a mathematician to realize that the 32% tax bracket is a 33% increase over the 24% - and an unnecessary expense to...2022-12-1409 min
David HairabedianGod loves getting your Knee-Mails - with Dr. David & Joanna HairabedianGod loves getting your Knee-Mails - with Dr. David & Joanna Hairabedian
Support: www.VirtualChurchMedia.com/give
The Importance of Hearing God's Voice, David Hairabedian
David & Joanna recently produced a 6 CD Series entitled Freedom in the Glory at Sid Roth Studios. purchase here: https://tinyurl.com/SidRothCDSeries
Watch also "How to Freeze Time: with David on Sid Roth
https://www.youtube.com/watch?v=c44rFdAZGAU
David's Podcasts: http://davidspodcasts.com/
David's TikToks: http://davidstiktok.com/
David's Youtube: http://davidsyoutube.com/
David's Vimeo: http://davidsvimeo.com/
David's Sid Roth Radio interview https://sidroth.org/radio/radio-archives/david-hairabedian/
Our recent VCM newsletter...2022-12-0847 min
David HairabedianTheology, Kneeology or Meeology, Dr. David C. HairabedianTheology, Kneeology or Meeology, Dr. David C. Hairabedian
Ministry Time at the Phoenix Prayer Pavilion, David & Joanna Hairabedian The Importance of Hearing God's Voice, David Hairabedian
David & Joanna recently produced a 6 CD Series entitled Freedom in the Glory at Sid Roth Studios. purchase here: https://tinyurl.com/SidRothCDSeries
Watch also "How to Freeze Time: with David on Sid Roth
https://www.youtube.com/watch?v=c44rFdAZGAU
David's Podcasts: http://davidspodcasts.com/
David's TikToks: http://davidstiktok.com/
David's Youtube: http://davidsyoutube.com/
David's Vimeo: http://davidsvimeo.com/
David's Sid Roth Radio interview https://sidroth.org/radio/radio-archives/david-hairabedian/
Our recent...2022-11-101h 11The Power Of Zero ShowShould the Federal Government Get Rid of the Roth IRA?Today’s episode of The Power of Zero Show addresses the question ‘Should the Federal Government get rid of the Roth IRA?’ In a recent MarketWatch article, Alicia Munnell, founder of Boston College’s Center for Retirement Research, opined that it’s time to start thinking about getting rid of the Roth 401(k) and the Roth IRA – and gave three reasons why. Firstly, Munnell believes that Roth IRAs can be hijacked by Congress to pay for expensive partisan legislation. Secondly, she thinks that Roth IRAs should be eliminated because they can turn into tax dodges f...2022-10-1907 min
David HairabedianThe Mystery of Yom Kippur - David & Joanna HairabedianThe Mystery of Yom Kippur - David & Joanna Hairabedian
The Importance of Hearing God's Voice, David Hairabedian
David & Joanna recently produced a 6 CD Series entitled Freedom in the Glory at Sid Roth Studios. purchase here: https://tinyurl.com/SidRothCDSeries
Watch also "How to Freeze Time: with David on Sid Roth
https://www.youtube.com/watch?v=c44rFdAZGAU
David's Podcasts: http://davidspodcasts.com/
David's TikToks: http://davidstiktok.com/
David's Youtube: http://davidsyoutube.com/
David's Vimeo: http://davidsvimeo.com/
David's Sid Roth Radio interview https://sidroth.org/radio/radio-archives/david-hairabedian/
Our recent VCM newsletter and Free eBook on healing: https://conta...2022-10-1047 minThe Power Of Zero ShowHow to Supercharge Your Roth Conversion with a Reverse MortgageDavid had been skeptical about reverse mortgages and now considers himself a “late convert.” Don Graves sees reverse mortgages as a financial planning tool cleverly disguised as a mortgage. Using a football analogy, think of a reverse mortgage as the 11th player on the team (along with income, pension, social security, etc.), which will increase the chances of you winning. Don explains why reverse mortgages should be considered a tax-free stream of income, right along with Roth IRAs, Roth 401ks, Roth conversions, LARPs, and so forth. The idea is that, when you...2022-10-0531 minThe Power Of Zero ShowIs the Federal Government Going to Tax Your Roth IRA?David suggests avoiding the shift of everything out of your IRA or 401k into the tax-free bucket because, by doing so, you would then have a standard deduction in retirement that sort of sits idle. $25,900/year is the standard deduction for a married couple. According to David, what you want to do is to be very careful about not converting too much money from the tax-deferred bucket. Most retirement savings are in tax-deferred vehicles, says David. Roth IRAs are the one thing that both consumers and the Federal Government like because t...2022-09-2813 min
Jon of All TradesEp. 336: David Roth – Editor at Defector
David Roth is an Editor at Defector and he’s the guest on Ep. 336 of the Jon of All Trades Podcast, debuting September 21, 2022.
David Roth is an Editor at Defector.com, one of my absolute favorite websites (and, by their own tagline “The last good website), and he’s in that photo showing me a baseball card for Lastings Milledge, who is a definitely a guy some of us remember. David is a superlative writer and while the bulk of his recent work is about baseball and former President Trump, I’m pretty much in on anything David writes.
Si...2022-09-211h 15
David HairabedianHindrances to Prayer, Pt 2, Emotional Hindrances, David & Joanna HairabedianThe Importance of Hearing God's Voice, David Hairabedian
David & Joanna recently produced a 6 CD Series entitled Freedom in the Glory at Sid Roth Studios. purchase here: https://tinyurl.com/SidRothCDSeries
Watch also "How to Freeze Time: with David on Sid Roth
https://www.youtube.com/watch?v=c44rFdAZGAU
David's Podcasts: http://davidspodcasts.com/
David's TikToks: http://davidstiktok.com/
David's Youtube: http://davidsyoutube.com/
David's Vimeo: http://davidsvimeo.com/
David's Sid Roth Radio interview https://sidroth.org/radio/radio-archives/david-hairabedian/
Our recent VCM newsletter and Free eBook on healing: https://conta.cc/3FdOF8i
Visit the site: https://virtualchurchmedia.com/.
...2022-09-151h 09
David HairabedianSpiritual Hindrances to Prayer - Pt 1 - David & Joanna Hairabedian, VirtualChurchMedia.comSpiritual Hindrances to Prayer - David & Joanna Hairabedian, VirtualChurchMedia.com
The Importance of Hearing God's Voice, David Hairabedian
David & Joanna recently produced a 6 CD Series entitled Freedom in the Glory at Sid Roth Studios. purchase here: https://tinyurl.com/SidRothCDSeries
Watch also "How to Freeze Time: with David on Sid Roth
https://www.youtube.com/watch?v=c44rFdAZGAU
David's Podcasts: http://davidspodcasts.com/
David's TikToks: http://davidstiktok.com/
David's Youtube: http://davidsyoutube.com/
David's Vimeo: http://davidsvimeo.com/
David's Sid Roth Radio interview https://sidroth.org/radio/radio-archives/david-hairabedian/
Our recent VCM newsletter and Free eBook on healing: https...2022-09-0856 min
David Hairabedian7 Dimensions of Prayer, 7 Pieces of Armor - David HairabedianThe Importance of Hearing God's Voice, David Hairabedian
David & Joanna recently produced a 6 CD Series entitled Freedom in the Glory at Sid Roth Studios. purchase here: https://tinyurl.com/SidRothCDSeries
Watch also "How to Freeze Time: with David on Sid Roth
https://www.youtube.com/watch?v=c44rFdAZGAU
David's Podcasts: http://davidspodcasts.com/
David's TikToks: http://davidstiktok.com/
David's Youtube: http://davidsyoutube.com/
David's Vimeo: http://davidsvimeo.com/
David's Sid Roth Radio interview https://sidroth.org/radio/radio-archives/david-hairabedian/
Our recent VCM newsletter and Free eBook on healing: https://conta.cc/3FdOF8i
Visit the site: https://virtualchurchmedia.com/.
...2022-08-251h 05
David HairabedianLiving under an open Heaven - Keys to unlock Miracles - David HairabedianThe Importance of Hearing God's Voice, David Hairabedian
David & Joanna recently produced a 6 CD Series entitled Freedom in the Glory at Sid Roth Studios. purchase here: https://tinyurl.com/SidRothCDSeries
Watch also "How to Freeze Time: with David on Sid Roth
https://www.youtube.com/watch?v=c44rFdAZGAU
David's Podcasts: http://davidspodcasts.com/
David's TikToks: http://davidstiktok.com/
David's Youtube: http://davidsyoutube.com/
David's Vimeo: http://davidsvimeo.com/
David's Sid Roth Radio interview https://sidroth.org/radio/radio-archives/david-hairabedian/
Our recent VCM newsletter and Free eBook on healing: https://conta.cc/3FdOF8i
Visit the site: https://virtualchurchmedia.com/.
...2022-08-181h 27