Shows
Mastering Finance with Dean TelloneThe Future of Financial Services Innovations and Trends to WatchJoin Dean Tellone for a special Season 1 finale of Mastering Finance with Dean Tellone, where we look beyond today and explore The Future of Financial Services. In Episode 15, we unfold the innovations and trends that are reshaping banking, investing, and payments—from the rise of neobanks and AI-powered underwriting to blockchain’s quiet revolution of back-office systems. You’ll get a forward-looking tour of:
Core Trends like embedded finance, open banking, and robo-advisors
Real-World Applications that you’re already using (or will soon) in your favorite apps
Challenges Ahead, from cybersecurity and regulatory hurdles to keepi...
2025-04-241h 20
Mastering Finance with Dean TelloneThe Glossary of Finance: Key Terms You Need to KnowJoin Dean Tellone as he turns financial jargon into everyday language in this must-listen episode of Mastering Finance with Dean Tellone. We’ll walk you through over 30 essential terms—from budgets, cash flow, and net worth to compound interest and FDIC insurance—so you’ll never feel lost in a conversation about “amortization” or “asset allocation” again.
Next, we’ll untangle credit and debt concepts like credit scores, APR, and collateral, before demystifying investing buzzwords—stocks, bonds, ETFs, and diversification. Then we’ll decode the tax world (deductions, credits, capital gains) and wrap up with retirement essentials such as 401(k)s, IRAs...
2025-04-2353 min
Mastering Finance with Dean TelloneUnderstanding Capital Gains and How They Affect Your InvestmentsJoin Dean Tellone in Episode 13 of Mastering Finance as we demystify capital gains and show you exactly how they impact your investment returns. You’ll learn in plain English how gains are triggered when you sell an asset, why holding periods matter (short‑term vs. long‑term), and how those differences translate into your tax bill. We’ll cover which assets—from stocks and bonds to real estate, crypto, and collectibles—are subject to capital gains tax, and how your income level determines whether you pay 0%, 15%, or 20% (plus any additional surtaxes).
Along the way, Dean walks you through real...
2025-04-1939 min
Mastering Finance with Dean TelloneTax Accounting for Business Owners: Best Practices and Pitfalls to AvoidIn Episode 12 of Mastering Finance with Dean Tellone, Dean tackles the often‑daunting world of tax accounting for entrepreneurs. Whether you’re a sole proprietor, an LLC owner, or run an S‑corp, Dean breaks down the essentials that turn tax season from a minefield into a strategic advantage. You’ll learn how to select the optimal accounting method (cash versus accrual), set up and fund your quarterly estimated tax payments, and keep your personal and business finances strictly separate for maximum clarity and audit protection.
Next, Dean guides you through tracking every deductible expense—from home office and...
2025-04-1933 min
Mastering Finance with Dean TelloneBuilding Financial Security: The Essentials of Wealth ProtectionMastering Finance with Dean Tellone presents an in‐depth exploration of wealth protection—the crucial framework that ensures hard‐earned assets are safeguarded against the unexpected. This episode emphasizes that accumulating wealth is only half the journey; securing that wealth through sound strategies is equally important. Dean Tellone discusses five key areas essential for long‐term financial security:
Risk Management and Insurance: Learn how proper health, disability, property, liability (including umbrella), and life insurance act as the first line of defense against financial shocks. Real-world examples illustrate how comprehensive coverage can prevent a single catastrophic event from undoing years of...
2025-04-1544 min
Mastering Finance with Dean TelloneThe Role of Private Mortgage Lending in Today’s MarketThis episode explores the unique role of private mortgage lending in today’s evolving financial landscape. Mastering Finance with Dean Tellone explains what private mortgage lending is and how it differs from traditional bank loans, highlighting its flexible criteria, faster turnaround, and short-term nature. Dean Tellone outlines why borrowers—from first-time homebuyers and real estate investors to self-employed business owners and high-net-worth individuals—might choose private lenders when conventional financing isn’t an option. The discussion covers key components such as collateral valuation (including after-repair value), the trade-offs of higher interest rates and fees, and the importance of planning an exit...
2025-04-121h 14
Mastering Finance with Dean TelloneHow Real Estate Prices Will Evolve: Market Trends and PredictionsThis episode delves into how real estate prices may evolve by breaking down the key factors that drive market trends. Mastering Finance with Dean Tellone examines the roles of supply and demand, interest rates, inflation, economic growth, and government policies in shaping both residential and commercial markets. Listeners will gain a clear overview of how these fundamentals interact to create cyclical booms and busts, and what historical trends—from the housing bubbles and crashes to the recent pandemic surge and cooldown—can teach us about the future.
The discussion begins with an analysis of supply and demand dyna...
2025-04-0353 min
Mastering Finance with Dean TelloneMortgage Lending Insights: What You Need to Know Before You BorrowIn Episode 8 of Mastering Finance with Dean Tellone, mortgage lending is demystified through clear, jargon-free insights that cater to first-time homebuyers, refinancers, investors, and business owners alike. This episode covers the basics of loan types—explaining the differences between conventional and government-backed options—along with an in-depth look at fixed-rate versus adjustable-rate mortgages and how interest rates, credit scores, and down payments influence borrowing. Real-world examples illustrate recent market trends and show how shifts in interest rates have affected borrowers' decisions.
Listeners are provided with a comprehensive walkthrough of the entire mortgage process—from preparing finances and obtain...
2025-03-2648 min
Mastering Finance with Dean TelloneLifestyle & Finances: Balancing Wealth and Well-BeingThis episode explores the crucial interplay between financial success and personal well-being. Mastering Finance with Dean Tellone examines how managing wealth can—and should—support a healthy, fulfilling life. The discussion covers key topics such as setting work-life boundaries, spending intentionally on experiences rather than accumulating more possessions, and achieving financial freedom without undue stress. Real-world examples and industry insights illustrate why many today are willing to sacrifice a higher paycheck for a better quality of life, and how balanced financial habits can enhance overall productivity and happiness.
Listeners will gain practical strategies for aligning their spending and...
2025-03-1928 min
Mastering Finance with Dean TelloneMoney Management: The Key to Long-Term Financial StabilityIn this episode of Mastering Finance with Dean Tellone, Dean explores the four pillars of smart money management—budgeting, saving, investing, and debt management. He explains how creating a solid budget gives every dollar a purpose, how consistent saving builds a crucial safety net, and how investing wisely allows your money to grow over time, even in the face of inflation. Dean also discusses the importance of managing debt effectively, sharing real-life examples that show how poor cash management can derail even the best financial plans.
Discover practical tips—from tracking your spending and automating savings to empl...
2025-03-1835 min
Mastering Finance with Dean TelloneTax Resources Explained: Maximizing Deductions and Avoiding PitfallsIn this episode of Mastering Finance with Dean Tellone, Dean takes you through the essential tax resources available for individuals and businesses. He explains how to navigate IRS tools, reliable tax preparation software, professional advisors, and reputable online platforms to make your tax filing process smoother. You'll learn practical strategies to maximize your deductions—whether it’s by staying organized throughout the year, knowing which credits apply to your situation, or timing your expenses for the best tax outcome.
Dean also highlights common pitfalls to avoid, such as rushing your return or misreporting income, and shares actionable insi...
2025-03-1727 min
Mastering Finance with Dean TelloneTax Planning Strategies: How to Reduce Liabilities and Save MoreWelcome back to Mastering Finance with Dean Tellone! In Episode 4, "Tax Planning Strategies: How to Reduce Liabilities and Save More," Dean Tellone explains practical techniques that can help you minimize your tax burden and keep more of your hard-earned money. He covers essential strategies for individuals and families, such as boosting retirement contributions and leveraging Health Savings Accounts, while also breaking down valuable tips for business owners and investors—like deducting legitimate expenses, optimizing your business structure, and using tax-loss harvesting effectively.
With clear real-world examples and straightforward insights, this episode equips you with a toolkit to tu...
2025-03-1357 min
Mastering Finance with Dean TelloneThe Power of Insurance: Safeguarding Your Assets and Loved OnesJoin Dean Tellone in this episode of Mastering Finance with Dean Tellone as he dives into the vital role insurance plays in protecting your financial future. Dean explains how insurance acts as a safety net when life throws an unexpected curveball—whether it's securing your family's well-being with life and health insurance, protecting your property through homeowners or auto coverage, or shielding your business with liability and specialized policies.
In clear, straightforward terms, Dean walks you through the different types of insurance, sharing real-world examples that illustrate why each one matters. You'll discover how having the right co...
2025-03-1226 min
Mastering Finance with Dean TelloneEstate Planning 101: How to Protect Your Wealth for GenerationsStep into a deep dive with Dean Tellone as he unpacks the essentials of estate planning—an often-overlooked strategy that’s crucial for everyone, not just the ultra-wealthy. In this engaging episode, Dean demystifies the core tools of estate planning, from creating a will and setting up trusts to navigating tax-efficient wealth transfers and avoiding probate. He explains how a well-structured estate plan can safeguard your assets, honor your personal wishes, and prevent unwanted legal battles that could erode your legacy.
Through relatable, real-world examples—including cautionary tales like those from the Vanderbilt family and success stories like t...
2025-03-1054 min
Mastering Finance with Dean TelloneRetirement Planning: Securing Your Future with Smart Financial DecisionsJoin Dean Tellone in this dynamic and interactive premiere episode of Mastering Finance with Dean Tellone, where he takes you on a journey into the heart of retirement planning. Dean breaks down how making smart financial choices today can build a safety net for your tomorrow. In this episode, you'll learn why starting early is crucial, how the magic of compound interest transforms even modest savings into a robust retirement fund, and the importance of setting clear, personalized retirement goals.
With relatable, real-world examples, Dean illustrates how a well-diversified strategy can shield you from financial storms—like th...
2025-03-0841 min