Shows
Property Apprentice PodcastSay Goodbye to Paper: The Tenancy Bond Service Gets a Digital MakeoverSend Us A Message! Let us know what you think.Welcome to the Property Apprentice Podcast, where we empower New Zealand property investors with the tools and insights they need to thrive! In this episode, host Debbie Roberts breaks down the exciting updates to New Zealand’s tenancy bond system.After 24 years of paper-based processes, the tenancy bond service is going digital! Starting in late November, lodging new bonds will become faster, easier, and more secure with mandatory online options. Debbie covers everything you need to know, including:📌 How the new system worksD...2024-11-2603 min
Property Apprentice PodcastFHBs Benefit from Current Market, When Homeowners Can Expect Rate Cut & KiwiSaver Investment OptimismSend Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: RNZ 8th of May -First home buyers benefit from lower prices and less competition - CoreLogicTopic #2: Good Returns 8th of May -Mortgage borrowers hedge their bets on OCR coming down soonTopic #3: NZHerald 7th of May- KiwiSaver investments ride wave of optimismTopic #4: 1News 9th of May -Budget 2024: Willis promises 'meaningful but modest' tax reliefTopic #5: Oneroof 8th of May-Tony...2024-05-1017 min
Property Apprentice PodcastRegions with Rising House Prices, RBNZ Checks Property Insurability & Interest Rates to Drop in 2025Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: NZ Herald 30th of April -Reserve Bank wants banks to keep a closer eye on the insurability of properties it lends againstTopic #2: Interest.co.nz 29th of April -ANZ report says Auckland housing market has remained soft despite the recent surge in net migrationTopic #3: 1News 30th of April- Interest rate cuts might have to wait until 2025 — economistTopic #4: Stuff 1st of May -The regions where pr...2024-05-0616 min
Property Apprentice PodcastConstruction Industry Takes on Recession, Inflation drops to 4% & Homeowners fix on one year termsSend Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: NZ Herald 18th of April -Record number of home owners fix on one year terms as they bet on interest rates fallingTopic #2: RNZ 15th of April 'Recession, high interest rates take toll on construction industryTopic #3: Oneroof 17th of April- Mums and dads are now bailing on NZ - ‘they think the grass is greener’Topic #4: RNZ 17th of April -Inflation drops to 4 percent, lowest rate in nearly three yearsTopic #5: Auck...2024-04-1915 min
Property Apprentice PodcastOCR Steady at 5.5%,Feedback on 'No cause' Terminations for Renters, Construction Costs StabiliseSend Us A Message! Let us know what you think.Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: 1News 9th of April -Average home value sees 'modest' increase for first quarterTopic #2: 1News 11th of April -'No cause' terminations remind renters 'they are at the whim' of landlordsTopic #3: NZHerald 10th of April- Official Cash Rate (OCR) decision: No change, ‘very high threshold’ needed to just...2024-04-1216 min
Property Apprentice PodcastMore Houses Available for Sale, KiwiSaverGap between men and Women & ComCom Agenda to Include ClawbacksSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: Interest.co.nz 2nd of April -The housing market is heading into winter with a shed load of unsold properties looking for buyersTopic #2: Good Retur...2024-04-0514 min
Property Apprentice PodcastA Discussion on the Commerce Commission's Draft Report for the Personal Banking ServicesSend Us A Message! Let us know what you think.#TransparencyInFinance #propertyapprenticenz #bankingsector #FinancialInsightsJoin Debbie Roberts, Owner and Financial Advisor at Property Apprentice, as she delves into the Commerce Commission's draft report on New Zealand's personal banking sector. In this, episode, she explores the findings, recommendations for improvement, and dispels misconceptions about mortgage advisors. Gain insights into empowering consumers and embracing transparency in financial decision-making.REGISTER TO THE HOW TO SUCCE WITH PROPERTY INVESTING EVENT: https://www.propertyapprentice.co.nz/auckland-events/Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz...2024-04-0210 min
Property Apprentice PodcastANZ Gives Property Investors Leg-Up, ComCom Out of Touch with Reality & Landlords Top Up on RentalsSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: Good Returns 25th of March -ComCom accused of being out of touch with the reality of mortgage adviceTopic #2: Oneroof 26th of March -Warning to first-home buyer...2024-04-0116 minProperty Apprentice PodcastGov't Moves on Unruly Tenants, DTIs Need Deeper Analysis & Prices Rising AT Double SpeedSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: NZ Herald 19th of March -Kāinga Ora crackdown: Greens decry ‘politics of punishment’, neighbours celebrate as Government moves on unruly tenantsTopic #2: Oneroof 19th of March -When house sales turn...2024-03-2215 min
Property Apprentice PodcastEffect of State housing on Property values, Areas Where Prices Dropped & GST Bills for Holiday HomesSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: Oneroof 11th of March - Interest rate relief: Has the Government opened the floodgates to property investors?Topic #2: Stuff 12th of March -How much does state housi...2024-03-1519 min
Property Apprentice PodcastMore Kiwis Believe Downturn is Over, Housing Supply Spikes & Banks Cut Home Loan RatesSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: NZ Herald 5th of March - Auckland houses for sale flood market, hit 11-year peakTopic #2: Good Returns 7th of March -ANZ's Zollner: be careful what you w...2024-03-0813 minProperty Apprentice PodcastThe Latest OCR Announcement and What It Means for YouSend Us A Message! Let us know what you think.Property Apprentice financial adviser and owner Debbie Roberts delves into the recent Reserve Bank announcement and its impact on interest rates across New Zealand. In this insightful discussion, Debbie explains the intricacies of the Official Cash Rate (OCR) and its role in shaping mortgage rates, alongside key economic indicators like inflation and employment figures.Discover why the Reserve Bank has chosen to maintain the status quo and explore the implications for future OCR adjustments. Gain valuable insights into debt-to-income ratios (DTIs) and their significance in...2024-03-0510 min
Property Apprentice PodcastOCR stays at 5.50%, Young NZers Worrying about Finances & is Renting More Affordable Overseas?Send Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: Newshub 28th of February - Sir John Key reveals his prediction for the housing marketTopic #2: Good Returns 28th of February-BREAKING: OCR 5.50% - Monetary Policy remains restr...2024-03-0415 minProperty Apprentice PodcastMaximising Your Next Pay Increase: Smart Financial Moves for New Zealanders in 2024Send Us A Message! Let us know what you think.Whether you anticipate a substantial raise or not, financial success isn't solely tied to income. It's about effective money management and setting achievable financial goals. In this episode, we explore practical ways to handle increased income, from revisiting financial goals to building emergency funds and paying off debt strategically.With insights on KiwiSaver, investment diversification, and spotting red flags in property coaching, Debbie offers her insight to navigate your financial journey. Plus, learn the importance of a comprehensive financial plan and how it can accelerate...2024-03-0110 min
Property Apprentice PodcastMedian Weekly Rents Rise, High Mortgage Rates Cause 'Patchy' Sales and AI for MortgagesSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: 1News 20th of February - High mortgage rates prompt 'patchy' property salesTopic #2: NZ Herald 19th of February-What you need to know about likely mortgage rule chang...2024-02-2312 min
Property Apprentice Podcast80% of Kiwis Adjusted to Higher Rates, Homeowners Insurance Lapse & Can House Price Rise Continue?Send Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: 1News 11th of February - Govt urged to help boost build-to-rent developmentsTopic #2: NZ Herald 12th of February-Debt-to-income: Aucklanders need almost $200k incomes to buy average homeTopic...2024-02-1616 min
Property Apprentice PodcastCGT to Balance Gov’t Books, More Options for Buyers and Predictions on Interest RatesSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: Stuff 3rd of February - Capital gains tax could help balance Govt books: TreasuryTopic #2: Interest.co.nz 5th of February-High stock levels in the housing marke...2024-02-1218 min
Property Apprentice PodcastProperty Market Returns to Normal, Spike in Auckland Rents & Reasons Why Mortgage Rates Could Come DownSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: Stuff 30th of January - Property market ‘returning to normality’, data showsTopic #2: Interest.co.nz 30th January -More than 16,000 homes sold to buyers in New Zealand o...2024-02-0212 min
Property Apprentice PodcastSurprise Region Priciest for Tenants, Kiwisaver in 2024 & Advocates Push Private Landlord RegulationSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: Good Returns 23rd of January - DTIs will have no significant impact on house prices immediatelyTopic #2: Stuff 20th January -What might happen to your KiwiSaver in 2024?Topic #3: Interest.co.nz...2024-01-2616 min
Property Apprentice PodcastPredictions for 2024, Average Property Values Increase & the Pitfall of DTIs on Investment PropertiesSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: Good Returns 16th of January - Plenty of twists and turns to comeTopic #2: Newshub 17th January -Average property values rise for a third month — CoreLogicTopic #3: Interes...2024-01-1912 minProperty Apprentice PodcastProperty Investment Opportunities in 2024Send Us A Message! Let us know what you think.As the property market gears up for an exciting year, join us as we explore the myriad opportunities that lie ahead for both first-time buyers and seasoned investors.In today's episode, Property Apprentice Financial Adviser Debbie Roberts delves into a variety of property options, each with its own unique advantages. From the allure of short-term rentals in the post-COVID era, seizing the potential of commercial real estate amidst a robust economy, to the serene escape offered by rural and lifestyle properties in New Zealand – we've go...2024-01-1505 minProperty Apprentice PodcastWhen is the best time to invest in property?Send Us A Message! Let us know what you think.Join Debbie Roberts, owner, and financial advisor at Property Apprentice, for a friendly and insightful discussion on the timeless question: when is the right time to dive into property investing? In this episode, Debbie explores crucial factors, including missed opportunities in a dynamic market, the time value of money, equity building, diversification benefits, and the importance of the learning curve in real estate investments. Discover why postponing your property investment journey may not always be in your favor and gain valuable insights for informed decision-making. D...2024-01-0105 minProperty Apprentice PodcastA word about Financial AdviceSend Us A Message! Let us know what you think.In this episode, Debbie delves into the intricacies of financial advice regulation in New Zealand, covering topics such as the Financial Markets Authority (FMA), the Financial Advisors Act 2008 (FAA), and the specific competency standards and disclosure requirements for financial advisors. She emphasises the importance of working with qualified and regulated professionals, explores common misconceptions about what constitutes financial advice, and provides insights into when individuals may think they're receiving advice but are not. To learn more about property investing, join Debbie at the free event...2023-12-2705 minProperty Apprentice PodcastHow to Find a Good Property ManagerSend Us A Message! Let us know what you think.Join Debbie Roberts, the Owner and Financial Advisor at Property Apprentice, in a special episode where we chat about finding an awesome property manager! We get into the nitty-gritty of property management, share why it's crucial to treat property investment like a business, and give you practical tips for hiring the perfect property manager. From doing your research to checking online reviews, we cover it all in a laid-back chat. Tune in for some great tips to make your property management journey smoother. Don't forget to...2023-12-1806 min
Property Apprentice PodcastCorelogic: Best Places to Own a House in 2023, Interest Rate Hikes and DTIs in the WorksSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: The Mortgage Mag 12th of December-DTIs still in the melting potTopic #2: Newshub 13th of December - CoreLogic reveals best places in New Zealand to own a hou...2023-12-1515 min
Property Apprentice PodcastAuckland Housing Market Upswing, Info on Mortgage Debt and 2024 KiwiSaver Withdrawals to PersistSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: Good Returns 6th of December-Auckland housing market reboundingTopic #2: RNZ 6th of December - Housing market: Borrowers warned higher mortgage rates to last longer...2023-12-1215 min
Property Apprentice PodcastProperty Rules from New Government, OCR Decision & Change Needed to Property Manager RegulationsSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: Landlords.co.nz 28th of November-New Government – new property rulesTopic #2: Corelogic 29th of November - An OCR decision of words not actionsTopic...2023-12-0116 min
Property Apprentice PodcastAreas with Fast Demand Growth, Rental Shortage Solutions & Interest Rate Relief In SightSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: Stuff 22nd of November-Relief may be in sight for interest ratesTopic #2: Landlords.co.nz 21st of November -Solving the rental shortage – new legislation and a change of attitude2023-11-2415 min
Property Apprentice PodcastHouse Values Strengthen, Migration Numbers Higher VS Pre-Covid Levels & How Gov’t Can Help TenantsSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: RNZ 14th of November-House values strengthen, especially in larger citiesTopic #2: Interest.co.nz 15th of November -Migration-driven population growth has more than doubled compared to pre-Covid levelsT...2023-11-1714 min
Property Apprentice PodcastFHB Market Share Soars, Change to Property Managers Bill and Issues Facing Mum and Dad InvestorsSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: Good Returns 6th of November-New faces but not enough placesTopic #2: Stuff 7th of November -Million-dollar buyers more than half Auckland marketTopic...2023-11-1022 min
Property Apprentice PodcastDownturn Over, Gap Between New Builds VS Existing Homes & House Prices to Rise in 2024Send Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: NZ Herald 1st of November-New Zealand and Auckland house prices: Analyst CoreLogic says downturn is officially overTopic #2: RNZ 31st of October -House prices set to rise 8 per cent in Ne...2023-11-0327 min
Property Apprentice PodcastAuckland CBD Rents Recover, BTRs on Cusp to be a Major Housing Sector & Investors Feeling OptimisticSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: Stuff 25th of October-Banks' doors 'widest they have been in a long time'Topic #2: Landlords.co.nz 24th of October -BTR on cusp of becoming a major...2023-10-2725 min
Property Apprentice PodcastInvestors Re-Enter the Market, House Prices Bounce Back & Is Now a Good Time to Buy?Send Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: Stuff 16th of October-'Not wanting to catch a falling knife': Why we hang back from buying until market bottom has passedTopic #2: Good Returns 18th of Octob...2023-10-2017 min
Property Apprentice PodcastFHBs Fuelling Market Recovery, Kiwibank Data Shows Splurge Drop & the Effects of Repealing CCCFASend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: The Mortgage Mag 9th of October-Will repealing the CCCFA be enough?Topic #2: Interest.co.nz 11th of October -The number of new homes being built in Auckl...2023-10-1317 min
Property Apprentice PodcastPre-Election Lull, Retirement Getting More Costly & Gov’t Change Means No Flood of InvestorsSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoVisit our website to register for our free events or book a free, no obligation meeting to learn how we can help.THIS WEEK IN REVIEW TOPICS:Topic #1: RNZ 2nd of October-New property listings plummet in pre-election lullTopic #2: Landlords.co.nz 4th of October -Flood of new investors unlikely even if Government changes2023-10-0623 min
Property Apprentice PodcastNZ Population Growth Forecast, Banks Competing for Clients & a Potential Recovery UnderwaySend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoTHIS WEEK IN REVIEW TOPICS:Topic #1: The Mortgage Mag 26th of September -OCR – November hike or May cutTopic #2: RNZ 25th of September - Duelling fiscal plans: Labour-National economic rivalry comes to a headTopic #3: Good Returns 27th of September-New Zealand’s next top townTopic #4: Stuff 27th of Septem...2023-09-2923 min
Property Apprentice PodcastInvestors Re-enter the Market, Help for Borrowers Revealed & Properties Selling FasterSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoTHIS WEEK IN REVIEW TOPICS:Topic #1: Stuff 19th of September -Here's how much prices have to rise to make buying a better option than renting your houseTopic #2: Landlords.co.nz 18th of September -Properties selling faster and prices increaseTopic #3: The Mortgage Mag 19th of September-Help to borrowers in financial difficulty outli...2023-09-2221 min
Property Apprentice PodcastDemand for Rentals Grows, House Sales Pick Up and Migration Numbers IncreaseSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoTHIS WEEK IN REVIEW TOPICS:Topic #1: The Mortgage Mag 11th of September -Reining in the RBNZTopic #2: Landlords.co.nz 12th of September -A healthier market in sightTopic #3: RNZ 11th of September-Rapid growth in number of people looking for rentals in last six monthsTopic #4: NZ Herald 13th of September-House sales finally get a sprin...2023-09-1523 min
Property Apprentice PodcastHouse Sales Rise above 50%, Concern over Foreign Buyers & Home Buyers Under PressureSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoTHIS WEEK IN REVIEW TOPICS:Topic #1: Landlords.co.nz 5th of September -House sales rise more than 50% on a year agoTopic #2: Newshub 6th of September -Election 2023: Economist reveals how National's tax plan could tempt property investors to sellTopic #3: Oneroof 6th of September-Tony Alexander: Why young first-home buyers are suddenly under press...2023-09-0822 min
Property Apprentice PodcastRestoring Housing Affordability, National Vows Tax Breaks for Property Investors & Apartment Market RisingSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoTHIS WEEK IN REVIEW TOPICS:Topic #1: 1News 28th of August -Apartment market rising as international students return — CoreLogicTopic #2: Landlords.co.nz 29th of August - Restoring housing affordabilityTopic #3: Stuff 29th of August - Ill-fated website highlighted anti-investor sentiment, representatives sayTopic #4: Oneroof 30th of August-National vows to bring...2023-09-0120 min
Property Apprentice PodcastRents Jump as Population Rises, Property manager Regulation & Bright-line Rule Special TopicSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoTHIS WEEK IN REVIEW TOPICS:Topic #1: NZ Stuff 23rd of August -Auckland median rent jumps year-on-year as population increasesTopic #2: Good Returns 21st of August -Loosening CCCFA rules might not be enoughTopic #3: Oneroof 23rd of August - Should house-sellers be holding off until after election day?Topic #4: Newshub 22nd of August-Is homeownership still worth it? E...2023-08-2524 min
Property Apprentice PodcastProperty Market Predictions for 2024, Issue on First Home Loan Scheme & Rent Rises Pick UpSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoTHIS WEEK IN REVIEW TOPICS:Topic #1: NZ Herald 15th of August - Stalling at the lights: Low prices, FOMO and election can’t ignite property reboundTopic #2: Stuff 15th of August -Rent rises pick up: 'Government seems hell-bent on punishing residential landlords'Topic #3: Oneroof 14th of August - First Home Loan scheme is open...2023-08-1822 min
Property Apprentice PodcastGov't to Review CCCFA , Rise of Pre-Auction Offers and are Landlords Benefitting Low Housing Supply?Send Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoTHIS WEEK IN REVIEW TOPICS:Topic #1: Landlords.co.nz 7th of August - A step too farTopic #2: Interest.co.nz 7th of August -A new paper by Treasury, the Reserve Bank, and the Ministry of Housing says housing supply and wage inflation are the two biggest factors in setting rental pricesTopic #3: Interest.co.nz 9th of Au...2023-08-1420 minProperty Apprentice PodcastMy Tips on How to Grow Your Emergency FundSend Us A Message! Let us know what you think.In this special episode, we’re going to do a deep dive into an important topic that everyone should pay attention to: the advantages of creating an emergency fund.Youtube video: https://youtu.be/Glb1VTUq0iQ Sorted Website: https://sorted.org.nz/Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/Support the show*Nothing from this episode should be taken as in...2023-08-1409 min
Property Apprentice PodcastFOMO Re-Enters Market, House prices Rise in Key Areas & Listings Up despite low numbers in JulySend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoTHIS WEEK IN REVIEW TOPICS:Topic #1: Good Returns 31st of July - Interest rate rises end tailwindTopic #2: RNZ 1st of August -Property listings up overall despite low number of new listings in July - reportTopic #3: RNZ of August -House prices begin to rise in key markets - CoreLogic reportTopic #4: Oneroof 2nd of Augus...2023-08-0418 min
Property Apprentice PodcastProperty market Slump not over, CCCFA Changes & Weaker conditions good for First Home BuyersSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoTHIS WEEK IN REVIEW TOPICS:Topic #1: Stuff 9th of May - Property market correction 'not over yet'Topic #2: Oneroof 9th of May- CCCFA changes: Uber Eats and Netflix back on the menu for mortgage applicantsTopic #3: Interest.co.nz 9th of May-Average dwelling value continuing to decline by more than $1000 a week2023-05-1517 minProperty Apprentice PodcastRBNZ looks to lift Loan-to-Value RestrictionsSend Us A Message! Let us know what you think.Here's something to look forward to: the Reserve Bank in New Zealand has announced that they're considering lifting their restrictions on deposits. Listen to this video as Financial Adviser Debbie Roberts tells us how this can affect borrowers.Join our free "How to Succeed in Property Investing" events:https://www.propertyapprentice.co.nz/auckland-events/MITeam Mortgages and Insurancewww.miteam.co.nzEmail: info@miteam.co.nzPhone: 0800 882299Stay tuned and subscribe!For topic suggestions...2023-04-2603 minProperty Apprentice PodcastHow to Fix the Rent CrisisSend Us A Message! Let us know what you think.Property Apprentice Financial Adviser Debbie Roberts talks about the causes of the deepening rental crisis and what needs to happen to improve the situation of tenants and landlords all over New Zealand.For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:FB: https://www.facebook.com/PropertyApprentice/2023-04-0509 minProperty Apprentice Podcast5 Money Management Mistakes in Your 20sSend Us A Message! Let us know what you think.Managing your money in your twenties can be both nerve-wracking and a fulfilling experience. In today's economy, it needs to become your top priority. Listen to Debbie's practical advice in this video.Watch the videoHere's how we can help you achieve your financial and property investing goals:Book a meeting with Paul RobertsJoin our free eventsStay tuned and subscribe!For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done s...2023-02-1709 minProperty Apprentice PodcastWhere are Interest Rates going & How to Deal with Rate HikesSend Us A Message! Let us know what you think.Here's our take on where interest rates are going and how to best deal with them, especially if you have financial constraints.MITeam Mortgages & Insurancewww.miteam.co.nz0800 882299Here's how we can help you achieve your financial and property investing goals:Book a meeting with Paul RobertsJoin our free eventsStay tuned and subscribe!For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register...2023-02-1305 minProperty Apprentice PodcastHere's How to Use Your Credit Card ResponsiblySend Us A Message! Let us know what you think.Splurge season is over which means it's time to pay the debt we owe from gifts and trips from the holidays. If you consider financial freedom as one of your priorities for this year, here are some of Debbie's suggestions on how to use credit cards responsibly.Here's how we can help you achieve your financial and property investing goals:Book a meeting with Paul RobertsJoin our free eventsStay tuned and subscribe!For topic suggestions, please email...2023-01-2405 minProperty Apprentice PodcastThings to Think about when Fixing/ Refixing Your MortgageSend Us A Message! Let us know what you think.We're in a period of rising interest rates. What can you do to protect yourself against financial pressure?In this episode, Debbie gives us tips on how to correctly fix or refix rates.For free morgage and insurance advice:MITeam Mortgages and Insurancewww.miteam.co.nzEmail: info@miteam.co.nzPhone: 0800 882299 Stay tuned and subscribe!For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register f...2023-01-0806 minProperty Apprentice PodcastInflation-Proofing Your MoneySend Us A Message! Let us know what you think.High levels of inflation can quickly erode the value of your money but there are measures you can use to protect your finances. Know more about them in this episode with Property Apprentice financial adviser Debbie Roberts.For free morgage and insurance advice:MITeam Mortgages and Insurancewww.miteam.co.nzEmail: info@miteam.co.nzPhone: 0800 882299Stay tuned and subscribe!For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so...2022-12-2207 min
Property Apprentice PodcastRegulation for Property Managers and Meth Tests, Traction on Plans to Fix Rental Crisis & OCR RiseSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoTHIS WEEK IN REVIEW TOPICS:Topic #1: Landlords.co.nz 22nd Regulation for property managers and meth testsTopic #2: Landlords.co.nz 21st November- Traction on plans to fix rental crisisTopic #3: Oneroof 22nd November- The $1m pain club: Homeowners starting to sell at a lossTopic #4: The Mortgage Mag 2...2022-11-2525 min
Property Apprentice PodcastMortgage-Dependent Investors Least Active, Comparing Costs Between Landlords & Myth on Aucklanders Driving Up PricesSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoTHIS WEEK IN REVIEW TOPICS:Topic #1: Stuff 18th October -Investors requiring mortgages for next home least active in 20 yearsTopic #2: Oneroof 19th October -Do Aucklanders drive up house prices in the regions?Topic #3: NZHerald 19th October -Home buyers potentially paying $500 more per week in interest repaymentsTopic #4: RNZ 19th October- Labour market sets property downturn apart...2022-10-2121 min
Property Apprentice PodcastBank Tells Clients to Reach out as Rate Hikes Bite, Buyers Return to Auctions & Young Couple Purchase First HomeSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoTHIS WEEK IN REVIEW TOPICS:Topic #1: 1News 10th October -Bank tells struggling customers to contact them as rate hikes biteTopic #2: Interest.co.nz 10th October -Residential auction activity slowed slightly in the first week of OctoberTopic #3: Oneroof 8th October -Back in numbers and ‘aggressively bidding’: Buyers return to Auckland auction frayTopic #4: NZ Herald 11t...2022-10-1417 min
Property Apprentice PodcastWhy Empty Home Owners Don't Want to be Landlords & Auction Surprise in Cooling MarketSend Us A Message! Let us know what you think.“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoTHIS WEEK IN REVIEW TOPICS:Topic #1: Goodreturns 3rd October - Empty home owners not willing to become landlordsTopic #2: RBNZ 5th October -Continued monetary tighteningTopic #3: Oneroof 4th October - Revealed: Auction twist you would never have guessed in a cooling marketTopic #4: RNZ 3rd October- House asking prices dropping $10k per month on averag...2022-10-0725 minProperty Apprentice PodcastOur Thoughts on Tenant Data Security & Privacy BreachesSend Us A Message! Let us know what you think.Property Apprentice financial adviser Debbie Roberts and Auckland Property Investors Association General Manager Sarina Gibbon take a deep dive into the issues surrounding privacy and data collection in the rental sector. This is in light of the recent findings by Consumer NZ. Register to Sarina's FREE Webinar: "Are you ready for a random privacy audit?"11am Friday 14th October: https://event.webinarjam.com/register/237/27v5xugqHelpful Resources for tenants and landlords:OPC guidance documents for the rental sector and compliance...2022-10-0427 minProperty Apprentice PodcastHow to Protect What You Value the MostSend Us A Message! Let us know what you think.Insurance is like an umbrella: you usually don't feel like you need it unless it rains but when you don't have it and it starts to pour, it's often too late to go back home to get it. Many of the people and possessions we value can easily be at risk if we don't protect them from what life throws at us. To discuss the importance of insurance and the different options available, Debbie Roberts from Property Apprentice speaks with Financial Adviser & Insurance Specialist Mike M...2022-05-1623 min