Shows
The DollarsAndSense PodcastHousing, Retirement & Healthcare: How Much Do You REALLY Need?| DollarsAndSense Podcast Ep47Buying a home is just the start.How you plan for housing affects your retirement — and even your healthcare later in life.In this episode, we break down the real numbers behind housing affordability, retirement payouts, and healthcare costs in Singapore, using CPF planners to show what’s realistic — and what many people overlook.Many thanks to CPF Board for sponsoring this episode.The discussion features CPF’s official planning tools to help Singaporeans better understand housing, retirement and healthcare planning. Check out the various handy planning tools here: https://www.cpf.gov.sg/membe...
2026-01-2832 min
Dollars & SenseWhy the Same Income Feels Completely Different at Every Stage of Life (The Budget Experiment)What happens when people at different life stages are given the same income and asked to build a budget?In this episode of Dollars & Sense, we run The Budget Experiment — giving each guest the exact same income, expenses, and framework, then watching how their priorities, values, and life stage shape the outcome.From young professionals to parents with kids, this conversation shows why budgeting isn’t about restriction — it’s about tradeoffs. You’ll hear what each person protected, what they struggled to cut, and why comparing budgets rarely tells the full story....
2026-01-2254 min
The Building Series – A Business PodcastBuilding Hi-Beau... With Zhang Weijia, Next Generation Leader of Hi-Beau Group | Building Series Ep9In this episode of The Building Series, we sit down with Zhang Weijia, the next-generation leader of Hi-Beau Group — Singapore’s largest NSF GMP-certified supplement manufacturer. Weijia shares her unexpected entry into the family business at 18, how she built a multimillion-dollar e-commerce arm from scratch, and what it really takes to balance the emotional weight of working with your parents.From navigating stagnant traditional channels to scaling into 15 markets and investing tens of millions into in-house manufacturing, this is a candid look at the mindset of a second-generation entrepreneur who thinks like a serial founder. A tra...
2026-01-1427 minDollars & Sense5 Financial Habits That You Should Adopt in 2026Most financial advice sounds good… but doesn’t stick.In this episode of Dollars & Sense, we break down five practical financial habits that actually matter in 2026 — not trendy hacks or unrealistic rules, but simple actions that help reduce stress, improve clarity, and build consistency over time.We talk about:Why checking in on your money once a month matters more than perfectionHow automation can quietly do the heavy lifting for youThe role interest and credit play in long-term financial healthWhy small habits are often more powerful than big financial goalsWhether you’re...
2025-12-3133 minThe Building Series – A Business PodcastBuilding DreamUs... With Carolyn Chia, General Manager and Shareholder | Building Series Ep8In this episode of The Building Series, we sit down with Carolyn Chia, the general manager and shareholder of DreamUs, the company behind Singapore’s most iconic indoor parks: Pororo Park, Tayo Station, and SuperPark. Carolyn shares how she pivoted from a marketing career into the world of family entertainment, why she joined the business right after becoming a mother, and how she helped scale DreamUs from a single park into a regional “house of brands.”From adapting Korean and Finnish IPs for local markets to expanding into Indonesia, navigating high-capex operations, and managing teams across borders, this i...
2025-12-3119 minDollars & SenseWhat 25 Years of Debt Counseling Reveal About How We Handle MoneyIn this episode of Dollars and Sense, Scott Cowan interviews Chris Dlugozima, a financial counselor and podcast host for GreenPath Financial Wellness, discussing the complexities of debt accumulation, the psychological barriers to seeking help, and the importance of financial literacy. They explore common signs of financial distress, the impact of life events on debt, and share success stories from debt management programs. The conversation emphasizes the need for open discussions about money struggles and encourages listeners to seek help when needed.TakeawaysDebt often accumulates over time rather than appearing suddenly.Many people feel...
2025-12-2438 minThe DollarsAndSense PodcastShould You Get a Personal Accident Insurance Plan? | DollarsAndSense Podcast Ep46Most of us already have insurance like MediShield Life, life insurance, or critical illness plans. But what about all the other common accidents and injuries that don’t require hospitalisation, sprains, falls, sports injuries, food poisoning, dengue, or even a quick A&E visit?In this episode, we explore the often-overlooked Personal Accident (PA) Plan, and why it can be an important complement to your existing coverage. We also look at how My GREAT PA Plan from OCBC provides medical reimbursements, hospital cash payouts, and even coverage for specific sicknesses — all from as little as $0.84 a day....
2025-12-2417 minThe DollarsAndSense PodcastFrom Student To Adulting: How To Manage Money Without Feeling Broke | DollarsAndSense Podcast Ep45Fresh grads — you’ve got your first job, first pay cheque… and a ton of questions about how to manage it all.For this special episode recorded at the Global Shapers x National Youth Council “Future of Finance” event, Deanna Lim, Partner at DollarsAndSense, hosts the podcast with Hazelle Soon, Co-Founder and Chief Trainer at The Joyful Investors. Both were panellists at the event later that evening, sharing insights on building the right money mindset, from saving intentionally and avoiding lifestyle traps to investing even with a small budget.This episode is proudly brought to you in col...
2025-12-1722 minThe DollarsAndSense PodcastBehind Singapore’s Biggest Personal Finance Festival | DollarsAndSense Podcast Ep44Talking about money doesn’t have to be intimidating, and the Seedly Personal Finance Festival proves it. Recorded live at Marina Bay Sands during the 2025 edition of Singapore’s largest personal finance event, this episode of the DollarsAndSense Podcast goes behind the scenes with Rohit and Ayush from the MoneyHero team.We unpack what it really takes to organise a 5,000-person finance festival, from managing last-minute date changes due to the general elections to coordinating over 70 speakers and 35 financial brands. The conversation also explores why localisation matters, how finance content is made relatable to everyday Singaporeans, and what...
2025-12-1311 minThe DollarsAndSense PodcastWhy Financial Planning Is So Much Harder for Platform Workers | DollarsAndSense Podcast Ep43Being a platform worker in Singapore isn’t easy. One week you’re earning well, the next week your income dips. No paid leave. No employer CPF. No buffer. And when it comes to planning for your home, healthcare and retirement, it often feels like you’re running an uphill race.From 1 January 2025, the new Platform Workers Act marks one of the biggest shifts for this group — introducing mandatory CPF contributions, platform-operator co-payment and government transition support. It’s a structural change that could redefine what long-term security looks like for platform workers in Singapore.In this ep...
2025-12-1022 minDollars & SenseHow One Family Built Generational Wealth… And What You Can Learn From ThemWhat does it really take to build generational wealth that lasts?In this episode of Dollars & Sense, we sit down with Tony and Brenna from Christiansen Inc., a three-generation family business that grew from a one-bedroom house and six employees into a billion-dollar company supporting more than 400 team members.Their story is not about luck or shortcuts.It is about courage, sacrifice, leadership, and the mindset required to build something that outlives you.In this conversation you will learn: • True generational wealth is more than just money. • Tony’s parents took ris...
2025-12-0337 minThe DollarsAndSense PodcastHow You Can Start Investing in China Through ETFs | DollarsAndSense Podcast Ep42China is one of the world’s largest and fastest-growing economies, but for the average Singaporean investor, buying into Chinese companies can feel overwhelmingly complex. Different share classes, foreign market access, currency risk… where do you even start?In this episode, we sit down with Emerald Yau from FTSE Russell and Roger Leng from UOB Asset Management to unpack a fuss-free way to ride on China’s growth: the UOBAM FTSE China A50 Index ETF. Together, they break down what A-shares, H-shares and other share classes are, why the FTSE China A50 Index can be a practical proxy...
2025-12-0323 minThe DollarsAndSense PodcastCan An Average Investor Beat The Market? | DollarsAndSense Podcast Ep41Recorded at the Seedly Personal Finance Festival 2025, Timothy sits down with Xin Yang, Head of Wealth, Structured Products Advisory, from uSmart to tackle a question every investor asks sooner or later: Should you even try to beat the market?They unpack what “average market returns” actually are, how TikTok and YouTube can give investors false confidence, and why beginners should build a solid foundation before trying to outperform the market. From diversification and core ETFs to FOMO stocks, gold trends, overseas markets and dollar-cost averaging, the conversation turns complex investing ideas into simple, practical insights you can appl...
2025-11-2610 minDollars & SenseThe Healthcare Money Mistakes Almost Everyone MakesHealthcare is one of the biggest expenses in the average American household — yet almost no one knows how to use their insurance to get the best care and the best price.This conversation with Clayton from Alliant exposes the hidden habits and costly assumptions that cause millions of people to overspend on their health each year.We unpack the psychology of “reactive healthcare,” how to enter the system at the right place (ER vs. urgent care vs. telehealth), why understanding your deductible changes everything, the truth about HSAs and FSAs, and why the explanation of benefi...
2025-11-2153 minThe DollarsAndSense PodcastLong-Term Disability: The Blind Spot in Financial Planning | DollarsAndSense Podcast Ep40Most of us save for retirement, emergencies, and medical bills but we rarely plan for something far more common: long-term disability.In this episode of the DollarsAndSense Podcast, Timothy sits down with Ong Hui Ming, CEO of ECON Healthcare Group, to unpack what long-term disability actually looks like in Singapore and why so many families are caught off-guard.They explore the emotional weight families carry, the financial strain that comes with home care, rehabilitation, or nursing home support, and the tough decisions caregivers often have to make. The conversation also breaks down what CareShield Life...
2025-11-1926 minThe DollarsAndSense PodcastHow To Beat Foreign Currency Transaction Fees | DollarsAndSense Podcast Ep39Singaporeans travel and spend overseas more than almost anyone, but many still lose money without realising it.Recorded at the Seedly Personal Finance Festival 2025, Dinesh speaks with Yee Won Nyon, Senior Product Manager at Wise, to unpack how multi-currency accounts, mid-market rates, and smarter payment choices can save you real dollars.They break down foreign transaction fees, DCC traps, smart conversion tech, receiving money like a local, and how to keep your overseas spending safe and transparent. Ideal for travellers, online shoppers, and anyone dealing with foreign currencies.Follow us on our socials:
2025-11-1212 minDollars & SenseAI Is Getting Too Real — And This Fraud Story Proves ItWhen technology sounds human, it’s hard to know what’s real.In this episode of Dollars and Sense, we sit down with Eli and Sarah, a couple who lived through one of the most shocking examples of AI-powered fraud we’ve ever heard. A single phone call that sounded exactly like Eli’s mother sent their entire family into panic. What unfolded over the next two hours felt like a movie, but it was all real.This story exposes the emotional side of AI scams, the fear, confusion, and heartbreak that logic can’t overcome...
2025-11-0550 minThe DollarsAndSense PodcastHDB Today: Overpriced or Overreacting? | DollarsAndSense Podcast Ep38For many of us, the first thing we hear about HDB is a comparison,“Last time flats so cheap… why now so expensive?”But when you peel back the numbers, the story isn’t as straightforward as it sounds.In this episode of the DollarsAndSense Podcast, Timothy and Dinesh unpack the truth behind HDB affordability, why flats used to cost less, why they cost more today, and why the full story is more complicated than just sticker price.They dive into income, grants, interest rates and expectations, and why affordability today is less abo...
2025-11-0517 minDollars & SenseWe Asked a Cyber Expert How Hackers Steal Millions… The Shocking Business Behind Every Cyber AttackHackers don’t just steal — they operate like businesses.In this episode, we sat down with Jeremy Karmy, founder of DevFusion, a managed IT and cybersecurity company that protects organizations across 13 states — from small businesses to major enterprises. With years of experience helping clients recover from real ransomware attacks, Jeremy has seen firsthand how today’s cybercriminals think, plan, and profit.He reveals the shocking truth about how modern hackers operate — the money, the psychology, and the dark economy built around digital extortion. From fake CEO emails and AI-generated scams to ransomware negotiations that feel more like custo...
2025-10-2255 minThe DollarsAndSense PodcastHow NOT to Lend Money to Friends & Families | DollarsAndSense Podcast Ep37We all want to help the people we care about, but when it comes to money, things can get messy real fast.In this episode of the DollarsAndSense Podcast, Timothy and Dinesh get real about what usually goes wrong when you lend money to friends or family, from unspoken expectations to awkward silences when repayment time comes around.They share honest takes, real examples, and how to navigate this tricky territory with clarity, boundaries, and care. Because sometimes, saying “no” might be the kindest thing you can do.Follow us on our socials:...
2025-10-2216 minDollars & SenseHow Gaming Quietly Became Bigger Industry Than Hollywood🎮 Think gaming is just fun and games? Think again.In this episode of Dollars and Sense, we explore how the gaming industry became a $250 billion machine by mastering one thing: human behavior. From paying to skip ads, to spending real money on digital outfits, to buying power and progression — games have perfected how to turn your attention, emotion, and identity into revenue.Whether you're a gamer, a parent, or just curious about how the economy of entertainment works today, this episode unpacks the psychology behind why we spend and how the business of gamin...
2025-10-0856 minThe DollarsAndSense PodcastRetiring in Singapore on $1,384 a Month – Is It Possible? | DollarsAndSense Podcast Ep36Singapore’s latest Household Expenditure Survey says retirees spend about $1,384 a month. But is that really enough?With longer lifespans, rising costs, and evolving CPF rules, retirement planning has never been more important. In this episode, we unpack retirement expenses across income levels, the impact of inflation, and how CPF LIFE payouts and retirement sums (BRS, FRS, ERS) translate into monthly income. Plus, hear real stories from retirees on stretching their dollars and get practical tips to boost your CPF savings.Whether you want a basic or comfortable lifestyle, this guide helps you plan smarter fo...
2025-09-3025 minDollars & SenseOwning a Home Changes the Way You Think About MoneyIn this episode of Dollars and Sense, we’re joined by Max Lucas, a loan officer at HAPO, and Connor MacDougall, a local real estate agent, to talk about how homeownership reshapes your relationship with money.It’s not just about mortgages and maintenance — it’s about the mindset shift that happens when you go from renting to owning. From unexpected costs to long-term planning, this is a real-world look at the growth that comes with buying a home.In this episode: • How homeownership builds discipline • Wha...
2025-09-2446 minThe DollarsAndSense PodcastBeyond T-Bills: How Bond ETFs Can Help Singapore Investors Diversify | DollarsAndSense Podcast Ep35With T-bill yields falling below 2%, many investors are searching for better options. In this episode of the DollarsAndSense Podcast, recorded live at MooFest 2025, Timothy sits down with Bertram, Investment Director and Portfolio Manager at Amova Asset Management (formerly Nikko Asset Management). They discuss why bond ETFs are gaining traction, how they work, and why they may offer Singapore investors both diversification and steady returns.• Learn the difference between government and corporate bond ETFs• Understand the risks and rewards of bond investing• Find out how to position bonds in your portfolio for 2025 and beyondThis v...
2025-09-1818 minThe DollarsAndSense PodcastFixed Income in 2025: Risks, Opportunities & Strategies | DollarsAndSense Podcast Ep34With interest rates shifting, inflation pressures, and global uncertainty, more investors are taking a fresh look at fixed income in 2025.In this special episode of the DollarsAndSense Podcast (recorded live at MooFest 2025), our co-founder Dinesh Dayani sits down with Kylie Soh, Client Portfolio Manager for Fixed Income at Fullerton Fund Management, to unpack:• Why investors are paying more attention to bonds today• Key trends shaping Asia and Singapore’s credit markets• Whether bonds can still provide stability and returns• Where to park your money after T-bills and fixed deposits mature• Practical advice for b...
2025-09-1115 minDollars & SenseThe #1 Investing Myth Holding People Back💸 Think you need thousands to start investing? Think again.In this episode of Dollars and Sense, we sit down with Nick Haberling and Tyler Pearson, both financial advisors from HFG Trust, to break down the biggest myth that keeps people from building wealth: the idea that you need to be rich to get started. With just a few dollars and the right mindset, you can build a portfolio that grows over time — no stock market expertise or fancy financial degree required.Whether you're just starting out or still sitting on the sidelines, this conversation is for y...
2025-09-1049 minDollars & SenseHow HAPO is Reshaping Commercial Banking in the Tri-CitiesWhat does it take to build a thriving business and who can you actually trust to back you?In this episode, we sit down with Bobby and Matt from HAPO’s Commercial Services team to talk about what truly makes business banking personal. From real estate loans to small business support, they share how HAPO is changing the game with local lending decisions, deep relationships, and a commitment to helping businesses grow the right way.Whether you’re launching your first venture or expanding your empire, this episode will give you a behind the scenes look...
2025-09-0526 minThe DollarsAndSense PodcastFreehold vs Leasehold: Which Property Should You Go For in Singapore? | DollarsAndSense Podcast Ep33Buying a property is one of the biggest financial decisions for Singaporeans and one debate always comes up: Should you buy freehold or leasehold?In this episode of the DollarsAndSense Podcast, we dive into the trade-offs, insights, and real-life stories behind freehold and leasehold properties. From why some leasehold condos outperform freehold, to the risks of older developments, en bloc potential, and how landlords and homeowners should think differently, and uncover what really matters when choosing your next home.Read also:https://dollarsandsense.sg/freehold-vs-leasehold-how-much-more-freehold-property-sold/Follow us on our socials:
2025-09-0420 minDollars & SenseHow HAPO is Reshaping Commercial Banking in the Tri-CitiesWhat does it take to build a thriving business and who can you actually trust to back you?In this episode, we sit down with Bobby and Matt from HAPO’s Commercial Services team to talk about what truly makes business banking personal. From real estate loans to small business support, they share how HAPO is changing the game with local lending decisions, deep relationships, and a commitment to helping businesses grow the right way.Whether you’re launching your first venture or expanding your empire, this episode will give you a behind the scenes look...
2025-09-0327 minDollars & SenseHow HAPO Is Keeping Local Banking AliveHAPO recently acquired Community First Bank, and in this episode, we break down the why. CEO Scott Mitchell and CBO Eric Pearson join us to explain what this shift means for our community, how it all came together, and what the future of banking looks like. From local control to national trends — this one’s big.🎧 Whether you're a longtime member or just curious about the banking landscape, this episode gives you the inside scoop.🎥 Watch the full-length episode on YouTube:https://youtube.com/@DollarsAndSense.Podcast📲 Follow us on Instagram:https://instagram.com/hapoccu h...
2025-08-2736 minThe DollarsAndSense PodcastWarrants vs Options: Which Works Better for Your Trading Strategy? | DollarsAndSense Podcast Ep32In this DollarsAndSense Podcast special episode recorded live at MooFest 2025, Our host and Co-Founder, Timothy Ho, chats with Binni Ong, professional trader and SGX Academy trainer, who shares 30 years of trading experience to break down complex concepts into practical strategies.We dive deep into Warrants vs Options, how they work, their key differences, and how traders can use them effectively in volatile markets.This podcast episode is brought to you in collaboration with Macquarie Warrants Singapore. Curious about warrants and other trading tools? Find out more here: https://www.warrants.com.sgDisclaimer:Any...
2025-08-2125 minThe DollarsAndSense PodcastHow Much Do Property Agents in Singapore Really Earn? | DollarsAndSense Podcast Ep31Are property agents in Singapore really making five figures a month? Do those flashy cars and Instagram reels tell the whole story?In this episode of the DollarsAndSense Podcast, we speak with Kai Vearn, a real estate agent with 10 years of experience, to uncover the real income, commission structures, costs, and financial challenges faced by agents today. We break down how commission works, how much actually goes into their pocket after expenses, and how social media and market trends have reshaped the industry.Whether you're thinking of becoming an agent or just curious how much...
2025-08-1422 minThe DollarsAndSense PodcastHow Much Do Property Agents in Singapore Really Earn? | DollarsAndSense Podcast Ep31Are property agents in Singapore really making five figures a month? Do those flashy cars and Instagram reels tell the whole story?In this episode of the DollarsAndSense Podcast, we speak with Kai Vearn, a real estate agent with 10 years of experience, to uncover the real income, commission structures, costs, and financial challenges faced by agents today. We break down how commission works, how much actually goes into their pocket after expenses, and how social media and market trends have reshaped the industry.Whether you're thinking of becoming an agent or just curious how much...
2025-08-0831 minThe DollarsAndSense PodcastWhat to Invest in for 2025? AI, Gold, Crypto & Dividend Strategies Explained | DollarsAndSense Podcast Ep30In this special episode recorded live at MooFest 2025, DollarsAndSense co-founder Dinesh Dayani speaks with Isaac Lim, Chief Market Strategist at moomoo Singapore, on the big question every investor is asking: What to invest in for 2025?From US markets and China’s rebound, to Japan’s hidden value stocks and Singapore’s high dividend plays, we dive into the macro trends shaping investor behaviour today. Isaac also breaks down the surprising rise of crypto (yes, even among low-risk investors), and why retail investors are flocking to AI and gold.Watch the full episode to find out:...
2025-07-2519 minThe DollarsAndSense PodcastSTI vs EPL: What Football Teaches Us About Playing the Long GameYou wouldn’t bet your life savings on a football team. So why do it with a single stock? In this DollarsAndSense podcast episode, we explore why investing in the STI ETF is a lot like following the English Premier League.Whether you're a Manchester United die-hard or just ETF-curious, we break down how index investing works, why teams (and stocks) get “relegated,” and how not to be a fair-weather investor. From Portsmouth to Noble Group, we look at what happens when stars fade and why it's smarter to back the whole league instead of just one club.
2025-07-1022 min
Dollars & SensePickleball, Concerts & Economic Growth — The Bold New Vision for the HAPO Event CenterPickleball, concerts, economic growth—there’s a bold new vision unfolding at the HAPO Event Center. In this episode, we sit down with General Manager Mike McCall and Director of Sales Joanna Ruiz to explore what’s next for one of the Tri-Cities' most iconic venues.With decades of combined experience in pro sports, international business, and event operations, Mike and Joanna bring big-league energy to a local space. From revitalizing the building to reimagining what it can offer the community, this episode dives into how leadership, vision, and teamwork are transforming the future of events in our re...
2025-07-0944 minThe DollarsAndSense PodcastWhy Large Families Pay Disproportionally More When They TravelEver tried booking a trip with 4, 5… or 6 kids? 😵💫 In this episode of the DollarsAndSense Podcast, Timothy, our Managing Editor/ Co-founder, also a dad of three, and Nick, a dad of six, dive into the real challenges and hilarious moments of traveling with a large family. From the logistical headaches of packing for multiple kids to finding family-friendly activities that everyone can enjoy, these dads share their personal struggles and best hacks for making family trips a success.Travelling with a big family isn’t easy — but it can be done smartly. We dive into booking tricks, transport tips, budget h...
2025-07-0325 min
Dollars & SenseHow Much Does IVF Really Cost? One Woman’s Journey Through Fertility and FinancesIVF can cost tens of thousands of dollars, and that’s before it works. In this episode, we follow one woman’s emotional and financial journey through infertility, treatment, and the true cost of hope.Alissa, a young mom and HAPO employee, shares her raw experience with navigating infertility, including the medical system, hundreds of self-administered hormone shots, unexpected financial obstacles, and how her family made it all work.We talk about:What IVF really costs (including what’s not on the brochure)Why most insurance plans don’t fully cover fertility treatmentsThe emotional weight a...
2025-06-2549 min
Dollars & SenseHe Got Tired of Waiting for Schools to Teach Money, So He Did It HimselfWhen schools skipped teaching money skills, Ashwin didn’t just start a finance club. He took his mission all the way to state legislation. Now he’s helping others take control of their finances too.In this episode of Dollars and Sense, we dive into:Why financial literacy is missing from most school curriculumsHow Gen Z is taking ownership of their financial futuresThe challenges young people face when learning about moneyThe power of peer-led education and grassroots changeWhether you’re a parent, student, or someone who wishes they learned more about money growing up, this e...
2025-06-1146 minThe DollarsAndSense Podcast$2,063 a month for NCMP. Would You Accept It?The NCMP role gives opposition candidates who narrowly lost a second chance to enter Parliament. But with a $2,063 monthly allowance and limited voting rights, is it fair to expect them to accept it? In this episode of the DollarsAndSense Podcast, we unpack the origins of the NCMP scheme, how it's evolved, and why taking on the role is not just a political decision but a deeply personal one. We also explore how NCMPs can shape future elections, and why the choice to accept or reject the role isn't as straightforward as it seems.Follow us on our...
2025-05-3025 minThe DollarsAndSense PodcastCIMB’s Raymond Tan: 63% of Singaporeans Want to Retire Between 40 to 60 But Can They ReallyCan most Singaporeans really afford to retire between 40 to 60?In this episode of DollarsAndSense podcast recorded at InsureXpo 2025, CIMB’s Raymond Tan breaks down what Singaporeans believe about retirement and the financial reality behind those dreams. From rising living costs and CPF choices to FIRE aspirations and healthcare inflation, this episode explores whether early retirement is achievable or just wishful thinking.🎧 Whether you’re in your 20s just starting out or in your 40s feeling the pressure, this episode is packed with insights on what it really takes to retire well in Singapore.Follow...
2025-05-2119 minThe DollarsAndSense PodcastSGBudgetBabe: The Smarter Way to Achieve FIRE in SingaporeIs FIRE (Financial Independence, Retire Early) realistic in Singapore?With high property prices, rising living costs, and sandwich generation pressures, it seems like a distant dream for many. But is it really?In this episode of DollarsAndSense podcast recorded at InsureXpo 2025, we speak with Dawn, better known as SGBudgetBabe, to unpack the realities of achieving FIRE in Singapore. She shares why it's not just about investing aggressively, but also managing lifestyle expectations, understanding CPF, and using "the system" to your advantage.Follow us on our socials:Facebook: https://www.facebook.com/DollarsAndSenseSG...
2025-05-1521 minThe DollarsAndSense PodcastSinglife’s Helen Shen: What Most People Get Wrong About Insurance Could Cost Them EverythingIs your insurance plan really serving your life stage — or draining your wallet? In this episode of DollarsAndSense podcast recorded at InsureXpo 2025, Helen Shen, Group Head of Products at Singlife, joins us to unpack what "the right insurance at the right time" really means.We talk misconceptions, affordability myths, how healthcare inflation is reshaping coverage, and the biggest mistakes young families and retirees make with their insurance plans. Whether you're just entering the workforce, starting a family, or planning your retirement, this is the insurance masterclass you didn’t know you needed.Follow us on our...
2025-04-2519 minThe DollarsAndSense PodcastMr.Loo, 1M65: He Bought the Dip During Every Market Crash — Here’s What He’d Do NowAfter Trump’s surprise trade tariffs sent global markets into turmoil, many rushed to “buy the dip” — but is that really the smart move? In this episode, we speak to Mr. Loo Cheng Chuan, founder of the 1M65 movement, on how he reads market crashes, why most investors fail at DCA, and what he’s doing this time amid the volatility.Follow us on our socials:Facebook: https://www.facebook.com/DollarsAndSenseSGTelegram: https://t.me/dollarsandsenseInstagram: https://www.instagram.com/dnssingaporeListen to our podcasts on Spotify: https://dollarsandsensesg.link/dns-spotifyD...
2025-04-1819 minThe DollarsAndSense PodcastFrom $1.00 to $1.90 - What Old Chang Kee’s Curry Puff Can Teach Us About Inflation In SingaporeCurry puffs and chicken wings aren’t just snacks — they’re tracking inflation. In this DollarsAndSense podcast episode, we break down Singapore’s rising cost of living using a unique and surprisingly accurate gauge: the Old Chang Kee Index.From 2006 to 2025, prices of OCK snacks have more than doubled — and that mirrors the inflation many of us feel every day. We explore how everyday staples like kopi, economic bee hoon, and even football pitch rentals reflect broader economic trends, why the official CPI might feel disconnected from real life, and why some costs (like mobile data) are actually f...
2025-04-1027 minThe DollarsAndSense PodcastLPA & Will: What Are They, And Why You Should Not Overlook These Vital Financial Planning ToolsMost Singaporeans focus on investing and saving, but estate planning is often overlooked. Without a Lasting Power of Attorney (LPA) or a will, your assets and decision-making power may not be handled the way you intend.In this episode of the DollarsAndSense Podcast, we speak with Tan Check How, Director at iFAST Global Trust, about why these legal documents are crucial. Learn how an LPA ensures your affairs are managed if you lose mental capacity and how a will secures your assets for your loved ones.We also discuss real-life cases where having—or not ha...
2025-03-2521 minThe Building Series – A Business PodcastBuilding Anywheel... with Htay Aung, Founder | Building Series Ep 7Singapore’s bike-sharing industry was once overcrowded and chaotic. Many companies entered the market—most of them failed. But Anywheel, founded by Htay Aung, not only survived but thrived, becoming Singapore’s largest bike-sharing operator with over 1.3 million users and 1 million trips monthly.In this episode of the Building Series Podcast, we speak to founder of Anywheel, Htay Aung.Anywheel not only survived but thrived, becoming Singapore’s largest bike-sharing operator with over 1.3 million users and 1 million trips monthly.
2025-03-2044 min
Dollars & SenseBuilding Your Dream Home? WATCH THIS FIRST!The Truth About Building a Custom Home | Dollars & Sense Podcast🏡 Ever wondered what it really takes to build a custom home? In this episode of Dollars & Sense, we sit down with Jordan Mattila, owner of 47 North Custom Homes, HAPO’s Mortgage Origination Manager Rob Lindsay, and HAPO’s Commercial Construction Specialist Jaime Devore to break down the process from start to finish. Each of them plays a unique role in turning homebuyers’ dreams into reality—offering insights from financing to construction and everything in between!...
2025-03-0741 min
Dollars&Sense Nelson Financial PlanningMastering Retirement Taxes & Avoiding AI ScamsReady to optimize your retirement and stay ahead of new scams? In this week's episode of Dollars & Sense, Joel goes over creating a tax plan that can save you money in retirement. 🤑 Plus, learn about the frightening rise of AI-powered scams and how to protect your assets from these sophisticated threats. 🛡️ Tune in for essential tips and insights! 🎥👇 #RetirementPlanning #TaxTips #AIScams #FinancialSecurity #DollarsAndSense #StaySafe #InvestSmart 💡 💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financ...
2025-03-0341 minThe DollarsAndSense PodcastHow SIAS Became Singapore’s Champion For Minority ShareholdersIn this episode of our DollarsAndSense Podcast Heritage Series, we uncover how the Securities Investors Association of Singapore (SIAS) became the champion for minority shareholders. Join us as we speak with David Gerald, founder and CEO of SIAS, about the 1999 Clob saga, where 172,000 Singapore investors had their Malaysian stocks frozen, and how SIAS fought against unfair deals to protect retail investors.Drawing on the profound insights from SIAS’s acclaimed book, Boardroom Knockout, which served as the foundation for much of our discussion, we delve into the gripping story behind SIAS’s book, "Boardroom Knockout: How Singapore’s Inve...
2025-02-2737 minDollars&Sense Nelson Financial PlanningThe Hidden Complexities of Annuities & Funding Life’s Big EventsIn this episode of Dollars & Sense, Joel and Rob dive deep into the world of annuities. They break down the complexities, from guaranteed incomes to the hidden fees that could affect your investments. You'll also hear about the dramatic increase in annuity sales and what it means for potential investors. Plus, they share some exciting news about their book being featured at the LA Times Festival of Books! 📚🎉 The episode also covers: - The real estate market trends 🏠📉 - Beneficial Ownership Information Reporting updates 📋📅 - The importance of flexibility in investment accounts 💼💡 - Making the most of your savings for...
2025-02-2440 minThe DollarsAndSense PodcastSingapore Budget 2025: The Biggest Game-Changers You Need to KnowSingapore Budget 2025 has introduced several major policy changes that will impact families, businesses, and workers. In this episode of the DollarsAndSense Podcast, Dinesh and Timothy break down the biggest game-changers you may have missed.🔹 $6.4B Budget Surplus – What does this unexpected surplus mean for future government spending?🔹 Large Family Scheme – Families with 3+ kids receive $10K CDA grants, $5K Medisave top-ups, and $1K/year (ages 1-6) in LifeSG credits.🔹Corporate Tax Rebate – Businesses get a 50% rebate, capped at $40K, plus a $2K cash grant for those without profits.🔹 SkillsFuture & Workfare Enhancements – Low-wage workers (30...
2025-02-2128 minThe DollarsAndSense PodcastAge Of AI: Understanding The Semiconductor IndustryThe rise of AI is fueling unprecedented demand for semiconductor chips, with companies like NVIDIA and AMD at the forefront. But what does this mean for investors?In this episode of the Dollars and Sense Podcast, recorded at FSM Invest Expo 2025, we dive deep into the semiconductor industry with Tan De Jun, Portfolio Manager at iFAST Singapore.Follow us on our socials:Facebook: https://www.facebook.com/DollarsAndSenseSGTelegram: https://t.me/dollarsandsenseInstagram: https://www.instagram.com/dnssingaporeListen to our podcasts on Spotify: https://dollarsandsensesg.link/dns-spotify
2025-02-1315 minDollars&Sense Nelson Financial PlanningEarly Tax Season Trends & Retirement MythsJoin Joel and special guest Christina Lamb, a fellow CFF and IRS enrolled agent, on the latest episode of Dollars & Sense. They dive into 5 early tax season trends that are impacting tax returns this year. Plus, they debunk some of the most common retirement myths. Whether you're prepping for tax season or planning for retirement, you won't want to miss this insightful discussion! 💼💰 #DollarsAndSense #Podcast #TaxSeason #RetirementPlanning #FinanceTips #TaxTrends #IRS #FinancialAdvice #NewEpisode💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-runnin...
2025-02-1040 minThe DollarsAndSense PodcastMarket Shifts in 2025: What Singapore Investors Need to KnowWith new global policies shaking up the economy, investors are re-evaluating their strategies. Filming The DollarsAndSense Podcast offsite once again—this time at FSM InvestExpo 2025, we explore how trade tensions, market volatility, and shifting supply chains could impact your investments.Senior Portfolio Manager You Weiren from iFAST Singapore breaks down:01:55 – How markets and investors are reacting to the latest policy shifts04:52 – Trade tensions: Do tariffs create winners and losers, or just more uncertainty?09:08 – Impact on major Asian markets: What it means for China, Japan, and Singapore11:51 – Key sectors to watch in 2025: Opportunities and risks...
2025-02-0419 minDollars&Sense Nelson Financial PlanningSteering Clear of Financial Potholes🎙️ In this episode of Dollars & Sense, Joel dives into the latest headlines about Chinese AI developments and shares essential tips to help you avoid common retirement missteps. 💡Tune in to discover how to overcome biases when starting your wealth accumulation journey and learn about the pitfalls many face on their way to a secure retirement. 💰 Don't miss out on this insightful discussion to ensure a financially stable future! 📈#RetirementPlanning #WealthManagement #FinancialFreedom #DollarsAndSense #Podcast #AI #InvestmentTips #SecureFuture 💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Do...
2025-02-0340 minThe Building Series – A Business PodcastBuilding Mlion Corp…With Eric Leong, Co-Founder and Managing Director | Building Series Ep 6In this episode of The Building Series, Eric Leong, CEO of Mlion Corporation, shares how he grew the company from a two-man startup into a global leader in foundation steel. Learn about Mlion’s sustainability innovations like GoListid and GoTagID, navigating the competitive steel industry, and forming strategic partnerships like the Nippon Steel deal. A must-watch for insights on scaling, sustainability, and regional expansion.
2025-01-1438 minDollars&Sense Nelson Financial PlanningMastering Your Finances: Budgeting, Legal Insights, and Protecting Your AssetsZach Keister joins Joel Garris for an in-depth discussion on the essential tools you need to achieve your financial goals successfully. 💼 They explore the serious consequences of improper budgeting and offer insights on how to avoid common pitfalls. 📊💡Moreover, they delve into the latest legal developments regarding the necessity of putting your will into writing. 📜✔️ Don't miss their analysis on those peculiar unclaimed asset letters – are they legitimate? 🤔 Learn how to prevent your accounts from becoming abandoned property. 🔍💸This episode is packed with valuable information you won't want to miss!#FinanceGoals #BudgetingTips #PodcastLife #DollarsAndSense 🎧💰💵 About Dollars & Sense: 💵
2025-01-1341 min
The Dispatch on Purpose PodcastClassroom to closing: A Journey into the World of Real EstateIn this episode of the Dollars and Sense The Podcast, host Amy Doll interviews Jennifer Stimpson, a former music teacher turned into a real estate agent. Jennifer shares her journey from a W-2 teaching job to a commission-based career in real estate, driven by a desire to provide more for her family. She discusses the challenges of balancing work and family life, especially during the COVID-19 pandemic, and the importance of treating real estate as a business. Jennifer also highlights the value of teamwork, adaptability, and using digital platforms to connect with clients, offering insights for aspiring entrepreneurs.
.
.
.
.
👉 Subscribe to...
2025-01-1033 minThe Building Series – A Business PodcastBuilding A FinTech Brokerage Platform…With Ian Leong | Building Series Ep 5In this episode of the Building Series podcast, we speak with Ian Leong, CEO of Tiger Brokers Singapore. He shares his career journey, the rise of Tiger Brokers, and how they’ve revolutionized brokerage services in Singapore. Learn about their innovative strategies, navigating challenges during the pandemic, and creating a customer-first fintech platform. Discover insights into leadership, the future of investing, and lessons for aspiring business leaders.
2025-01-0731 minDollars&Sense Nelson Financial PlanningNew Year Financial Resolutions and 2025 Investment ThemesJoin Joel in this insightful episode of Dollars and Sense as he lays out the top financial resolutions for the new year and provides practical tips on how to achieve them. 💰 Learn about the major investment themes for 2025 and how they might impact your money.✈️And did you get the gift of travel? Joel reviews new travel requirements and what you need to do if you plan to travel abroad. 🌍Don't miss this episode packed with valuable advice to help you navigate the financial landscape in 2025. 📆💡 #Finance #Investment2025 #TravelTips #FinancialResolutions #DollarsAndSense💵 About Dollars & Sense: 💵Hosted...
2025-01-0640 minThe DollarsAndSense PodcastThe DollarsAndSense Podcast - Investing & Retirement Planning: Why They Are Not The Same ThingIn this episode, we dive into a topic that's crucial yet often misunderstood: Investing and Retirement Planning—Why They Are Not the Same Thing. 💡 Highlights of the episode:- Why lumping investing and retirement planning together could be a costly mistake.- The importance of starting early to leverage the power of compounding interest.- How to navigate healthcare expenses, housing loans, and even lifestyle inflation for a secure retirement.If you're someone who wants to build wealth while securing your future, this episode is for you!
2024-12-2730 minDollars&Sense Nelson Financial PlanningUnlocking Financial Happiness🎙️ Welcome to a special episode of Dollars & Sense with guest hosts Rob Field and Christina Lamb! 💰In this exciting episode, our financial experts delve into the fascinating relationship between Money and Happiness. They'll discuss how effective budgeting can relieve stress and share valuable tips on forecasting your cash flow for a worry-free retirement.Rob and Christina are also bringing their love for acronyms with them, introducing the innovative B.U.D.G.E.T.S. system to simplify your financial planning! 🏦Tune in to get practical insights, actionable advice, and a fresh perspective on managing yo...
2024-12-2339 minThe Building Series – A Business PodcastBuilding N&E Innovations…With Didi Gan, Founder | Building Series Ep 4In this episode of The Building Series, discover how Didi Gan, Founder of N&E Innovations, transformed food waste into the world’s first edible antimicrobial agent and built a sustainable business recognized globally. From eco-friendly cling wraps to self-sanitizing disinfectants, learn how N&E Innovations is revolutionizing industries like F&B, agriculture, and hospitality while expanding across Asia and Europe.
2024-12-1321 minDollars&Sense Nelson Financial PlanningFiling Beneficial Ownership Interest Reports and Everything You Need to Know About Roth ConversionsThis week on Dollars & Sense, Joel dives into some hot topics you won't want to miss! 🔥💼 Joel shares cautious optimism about rate cuts during market highs. 📈📑 The Corporate Transparency Act's impact on small businesses. 🏢💡 Debunking watered-down info on Roth conversions online. 💻💰 Traditional IRA vs Roth IRA—Joel explains tax advantages from real client experiences. 💵Plus, get the lowdown on filing beneficial ownership interest reports and everything you need to know about Roth conversions! 📊🔍Tune in now for smart money moves and insightful advice! 🎧 #NelsonFinancialValues #DollarsAndSense #Finance #Investing #TaxPlanning #SmallBusiness #IRAs #RothConversion #MoneyMatters💵 About Dollar...
2024-12-0239 min
The Essential Tax PodcastIRS Regulations, Loper Bright, and Private Letter Rulings with Joshua SmeltzerThe Essential Tax Podcast with Mishkin Santa, Episode 19
In this episode of The Essential Tax Podcast, Mishkin Santa is joined by Joshua Smeltzer, Tax and Corporate Lawyer at Gray Reed. Gray Reed is a law firm with over 150 attorneys, with a tax controversy and tax litigation practice led by Joshua. They represent clients throughout the U.S., focusing on complex tax issues.
Tune in for these key takeaways:
* Loper Bright and the Chevron Doctrine – A detailed breakdown of how the Supreme Court's decision in Loper Bright impacts agency deference, especially the IRS, and why...
2024-11-1854 minThe Building Series – A Business PodcastBuilding MightyJaxx…With Jackson Aw, Founder and CEO | Building Series Ep 3Ever wonder what goes into creating a global designer toy brand? 🌍 Jackson Aw of Mighty Jaxx shares how he turned a creative vision into a multi-million-dollar business, with insights on everything from iconic designer toys to leading a team of 120+.Tune in to this episode of The Building series!
2024-11-1232 minThe DollarsAndSense PodcastBuilding MightyJaxx…With Jackson Aw, Founder and CEO | Building Series Ep 3Ever wonder what goes into creating a global designer toy brand? 🌍 Jackson Aw of Mighty Jaxx shares how he turned a creative vision into a multi-million-dollar business, with insights on everything from iconic designer toys to leading a team of 120+.Tune in to this episode of The Building series!
2024-11-0832 minDollars&Sense Nelson Financial PlanningSpecial Election Edition🚀🎙️ New Episode Alert! 🎙️🚀 In this special Election Edition of Dollars & Sense, Joel reviews his 2025 predictions and shares insights on how the upcoming election might shape up. 🗳️✨ 👀 What to expect: 1️⃣ How did Joel’s 2024 predictions hold up? 📅 2️⃣ The impact of politics on markets and investing tips during election uncertainty 📉💡 3️⃣ IRS updates on tax brackets and upcoming tax changes 💰📝 Get ready for a deep dive into the history of election years, market trends, and important tax updates. Tune in now to stay informed and make savvy financial decisions! 🎧💼 #DollarsAndSense #Election2025 #MarketTrends #InvestSmart #TaxUpdates #FinancialWisdom #JoelSpeaks #PodcastAlert #StayInformed💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduc...
2024-11-0440 minThe DollarsAndSense PodcastThe Evolution of Bank Branches in SingaporeWe’re on location at OCBC’s unique Wisma Atria branch – a place where banking meets lifestyle with a café, bookstore, and even an omakase restaurant! 📚🍱 In this DollarsAndSense podcast episode, we dive into the evolution of bank branches in Singapore and the shift towards digital banking. Our team shares insights on the early days of local banks, the rise of mobile banking, and what the future of banking looks like as digital and physical branches converge. Don’t miss this look into the past, present, and future of banking in Singapore!Check out the full episod...
2024-10-3035 minDollars&Sense Nelson Financial PlanningWhat Should Couples be Asking Each Other?🎙️Join us on this episode of Dollars & Sense as Zach Keister and Joel Garris dive into the crucial questions every couple should ask about their finances. 💑💸 Plus, uncover the risks of storing your money in cash apps and gift cards, especially with the holiday season around the corner. 🎁📱 Don't miss out on essential tips to keep your estate plan up-to-date with the latest laws. 🏠📜 #NelsonFinancialValues #FinancialPlanning #EstatePlanning #HolidaySpending #DollarsAndSense #Podcast💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial...
2024-10-2840 minThe DollarsAndSense PodcastFrom Brick & Mortar To Click & Mortar - How OCBC, Singapore Oldest Local Bank, Has Transformed Over The Past CenturyIn this episode, we’re taking you to OCBC Wisma Atria as we dive into the history of OCBC, Singapore's oldest local bank. Hear how the bank transformed from its beginnings in 1932 to become a financial leader in Southeast Asia. Learn about key milestones, innovations, and strategies that have shaped OCBC’s success over the past century.Tune in for an in-depth discussion on the evolution of banking in Singapore!#OCBC #DollarsAndSense #SingaporeFinance #BankingInnovation #BankingHistory #OurHeritage
2024-10-0331 minDollars&Sense Nelson Financial PlanningThe Upcoming Maturity Tsunami🎙️💡 In this episode of Dollars & Sense, Joel delves into the concept of reinvestment risk with CDs ahead of the "maturity tsunami" over the next year. 🌊💰 He also sheds light on how potential changes in tax policies under the next president could add further complexity to our tax system. 🏛️💸 Additionally, Joel shares three practical steps to help you catch up if you feel behind in your retirement planning, providing a roadmap to secure your financial future. 🛤️🌟 #FinancialPlanning #TaxPolicy #RetirementPreparedness #ExpertAdvice #DollarsAndSense💵 About Dollars & Sense: 💵Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Fl...
2024-09-3040 minThe DollarsAndSense PodcastThe Evolution Of Financial Content: How SGBudgetBabe Has Evolved After A DecadeWelcome to another exciting episode of the DollarsAndSense podcast! In this episode, we're filming at MooFest 2024 with a special guest: Dawn Cher, the creator of SG Budget Babe. In this episode, we dive into the ever-changing world of financial content creation. From blogging to YouTube and TikTok, we explore how platforms and content styles have evolved over the past decade. Fiona shares her unique journey, the challenges of balancing life and content creation, and offers insights into the future of finance content. Whether you're a budding influencer or a finance enthusiast, this episode is packed with valuable takeaways!
2024-08-0820 minThe DollarsAndSense PodcastBeyond Stocks & Bonds: How A Multi-Asset Class Portfolio Can Look Like In the 21st Century?Is your portfolio stuck in the traditional stocks and bonds mix? Discover why diversifying into multiple asset classes is crucial in today's market. 🎙️ Jermyn Wong from State Street Global Advisors breaks it down in our latest podcast. Tune in for practical tips on global diversification, ETFs, and more.
2024-07-2517 minThe DollarsAndSense PodcastHome Court Advantage: Why Investing At Home Can Be Valuable For Singapore InvestorsJoining us for our debut on-site podcast discussion is Gavin Chia, CEO of Moomoo Singapore. Playing at home is always advantageous. Whether it’s the FIFA World Cup, NBA Finals or upcoming 2024 Paris Olympic Games, athletes tend to perform better when they are playing at home. With nearly 18 years of experience in various investment brokerages in Singapore, Gavin shares valuable insights.
2024-07-1218 minThe DollarsAndSense PodcastThe Singapore Dream: The New 5Cs That Singaporeans WantThe "5Cs of Singapore" refer to cash, car, credit card, condominium, and country club membership. In the 1990s, these items became not just objects of desire, but symbols of success, prestige, and social standing. But why were these particular items chosen to represent success, and are they still relevant today?DollarsAndSense explores how the 5Cs have evolved as a result of Singapore's economic development, and the broader implications of the 5Cs philosophy in modern society.Read the article that inspired this discussion:https://dollarsandsense.sg/5cs-singapore-dream/SES: Socioeconomic Status
2024-03-0925 min
Without Fear Of Her Future Podcast089: The Financial Playbook of Real Estate Investment Feat. Jordan CooperIn this episode, we delve deep into the financial intricacies of real estate with the seasoned investor and financial expert, Jordan Cooper. Focusing on the monetary aspects of real estate investment, Jordan shares insights on private money lending, deal structuring, and the delicate balance between equity and debt. From unraveling the mysteries of financial strategies to navigating the complexities of partnerships, this conversation offers a practical and accessible exploration of the financial side of real estate. Whether you're a seasoned investor looking for nuanced insights or a newcomer seeking to understand the dollars and cents of property investments, Jordan...
2024-03-0838 minThe DollarsAndSense PodcastSingapore Budget 2024: 4 Major Changes In Government PoliciesDuring his Budget 2024 speech, DPM Lawrence Wong admitted that the outlook for 2024 is mixed – with looming geopolitical risks. In lieu of this, he rolled out a slew of new support measures for both individuals and businesses. These measures covered a wide range of policies and schemes such as SkillsFuture and CPF.In this episode of the DollarsAndSense Podcast, we discuss 4 of the biggest and most surprising announcements, and how they will affect Singaporeans financially.Read more about the topic here: https://dollarsandsense.sg/singapore-budget-2024-things-will-impact-singaporeans-financially/
2024-02-2425 min
Rayner Teo ShowDollars And Sense: The Rise Of Singapore’s Leading Personal Finance Website (With Dinesh Dayani)Hey hey, what’s up my friend!Today we have Dinesh Dayani on the show.Dinesh is a friend and we served in the army together as Commandos in our younger days. Those crazy times which we’ll some stories about it later.Today, he is the co-founder of DollarsAndSense, a leading personal financial website that helps people make better financial decisions.So in today’s episode, we talk about: How DollarsAndSense got started How they approach SEO (search engine optimization)How to constantly generate new ideas for articlesWhich articles to updat...
2023-12-192h 13
Dollars and Sense, a News is my Business podcastPhishing! Smishing! Scamming!In this episode we discuss the different forms of online scamming, phishing and smishing affecting consumers and how to prevent being a victim of fraud this holiday season.
#newsismybusiness
#dollarsandsense
2023-11-2332 minThe Building Series – A Business PodcastBuilding A REIT - With Serena Teo (CEO, CapitaLand Ascott Trust)In this episode, we speak with Serena Teo, CEO of CapitaLand Ascott Trust. Serena spent over 15 years in the property management business. Currently, she is the CEO of the Management Team behind the largest hospitality trust in Asia Pacific, SGX-listed CapitaLand Ascott Trust or CLAS for short.
2023-10-1617 minThe DollarsAndSense PodcastSurviving The Retrenchment As A Tech Worker#TheGreatResignation has turned into #TheGreatRetrenchment in the past 12 months, with tech workers being one of the groups that have been most affected. In this conversation about retrenchment, popular content creator and tech worker, Jeraldine Phneah, shares her recent retrenchment experience. Jeraldine also explained why companies sometimes lay off good performers and how workers can recover from this setback. 3:10: Why do some companies retrench workers who are performing well, or have just received a promotion or a good bonus? And why do they sometimes rehire so quickly after a layoff exercise? 1...
2023-09-2137 minThe Building Series – A Business PodcastBuilding The Future…With Ng Kok Song (Ex-GIC CIO, and Founding Partner of Avanda Investment Management)In this episode, we speak to Ng Kok Song, who spent over 25 years at GIC, and held the Chief Investment Officer (CIO). Currently, he is the Founding Partner and Chairman of Avanda Investment Management – a global asset management firm.Just before the actual interview took place, Mr Ng received the good news – that he was eligible to become a presidential candidate. This provided the perfect opportunity to talk about Singapore’s evolution from a fast-growing country to a more mature and developed economy – and what we need as a country to drive further progress.
2023-08-2035 min
The Financial Coconut PodcastSmart Money Secrets: How to Spot Reliable Financial Info Online [Chills 122 ft Dollars & Sense]I hear you, looking for financial information online is so difficult. With “gurus” telling you to this and influencers telling you to do the complete opposite, it’s hard for someone to start their financial journey when there are not a lot of good sources of accurate info. Luckily, Timothy from DollarsAndSense, who have been financial blogging for 10 years, is here to share some tips and tricks to discerning financial information online!—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
2023-05-241h 09
Chills with TFCSmart Money Secrets: How to Spot Reliable Financial Info Online [Chills 122 ft DollarsAndSense]I hear you, looking for financial information online is so difficult. With “gurus” telling you to this and influencers telling you to do the complete opposite, it’s hard for someone to start their financial journey when there are not a lot of good sources of accurate info. Luckily, Timothy from DollarsAndSense, who have been financial blogging for 10 years, is here to share some tips and tricks to discerning financial information online!—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
2023-05-241h 09
Good Girls Talk About MoneyThe Layoff Economy and MeAre layoffs ultimately good or bad for the companies that do it and the general economy? This month, we got Timothy Ho, Co-founder and Managing Editor of DollarsAndSense, on the show to talk about how the scale at which workers are getting laid off is affecting the economy, what investment opportunities we can take advantage of, and how individuals impacted by layoffs can come out of this event financially stronger.
Timestamps
(00:00) – Episode introduction.
(00:29) – Introduction to the episode’s guest, Timothy Ho, Co-founder & Managing Editor, DollarsAndSense.
(03:36) – What has led to the current economic...
2023-05-0235 min
Toast & Roast76: The trouble with being on time✍🏻 View the transcript for this episodeBring back the Nokia 3315! What starts as a potential story about Georgie's recent holiday to New Zealand turns into a discussion about getting to places on time (with a dash of TV show reference), how it's hard for people to change their habits/personalities and more!https://dollarsandsense.sg/business/what-is-the-average-working-hours-in-singaporeChinese developers use GitHub to protest long work hoursTweet about Gen Z and filesystems (original author has made content private; discussion still exists though)Light PhoneSocial mediaToast & Roast:TwitterInstagram (we don’t really use this!)
2023-02-1944 minThe DollarsAndSense PodcastSingapore Budget 2023: What Businesses Need To KnowCPF contributions was a prominent part of Budget 2023. The CPF Annual Salary Ceiling will be raised from $6,000 to $8,000 by 2026. CPF contributions will also increase for senior workers above 54 to 70, while Platform Workers will start receiving CPF contributions from the tail-end of 2024.Employers will also have to focus on employee productivity. DPM Lawrence Wong mentioned that guidelines will be put in place for flexible work arrangements. Working fathers can now enjoy up to 4 weeks of Paternity Leave (with the additional 2 weeks on a voluntary basis for now).At the same time, schemes will also be rolled...
2023-02-1911 min
Autism ThinksThe World of Autism: A Critical and Historical Analysis (with Dr. John Summers)In this Autism Thinks episode, historian John Summers brings a fresh perspective. He is newly affiliated as a research fellow in History and Disability with the think tank New America and has been the President and Editorial Director of Lingua Franca Media. As a historian, he starts from the beginning, bringing context into the bigger picture as he discusses various issues in the realm of autism, from behaviorism and autism care services to transportation needs and adult group homes. Full Transcript of the Episode - https://bit.ly/3SyE65v ; Music excerpts used in this p...
2022-09-2742 minThe DollarsAndSense PodcastGold: Does It Make Sense To Buy It During Crises And Inflation?The price of gold has held up well over the long-term. This makes it a good investment to combat inflation and geopolitical uncertainties – which are creating volatility in the markets currently. In the podcast we look at how gold has held up during near-term uncertainties as well, such as recent wars and recessions. We also need to go about buying gold. We can invest in gold ETFs, similar to how we buy and sell stocks on the exchange. However, gold does not produce income, while there is a cost to storing and managing the gold ETF. This is...
2022-05-1121 minThe DollarsAndSense PodcastBuy Now, Pay Later (BNPL) – What’s The Difference Between Credit Cards, And How Sustainable Is It As A Payment Solution?Buy-Now-Pay-Later (BNPL) has become an increasingly relevant topic around the world. While it’s not hard to guess what it refers to – buying something today and paying for it at some point in the future – we look at what really makes it different to credit cards.Beyond just that comparison, another layer to the discussion is how ethical is it for BNPL companies, which are typically not regulated, to encouraged their customers to take on debt. This is especially since their users can be more vulnerable groups, students who have never managed debt or even income, and lower...
2022-02-1525 minThe DollarsAndSense PodcastBuying A Resale HDB Flat Without Govt Grants As Your First Home In Singapore. Does It Make Sense?With a squeeze on homes in Singapore, resale HDB prices have been climbing since COVID-19 hit in early 2020. We discuss whether buying a resale HDB flat is really an ideal starter home in Singapore. Going even further, we talk about the merits of buying a resale HDB flat without using any government grants. Doing this, we retain our "first-time buyers" status with HDB - giving us the option to go back into the BTO market when we become eligible and/or have a home to wait out the 4 to 5 years building period.Read the original article that s...
2022-01-1122 min
The DollarsAndSense PodcastLocal Qualifying Salaries & Progressive Wages: Is Singapore Headed Towards Minimum Wage?The $1,400 local qualifying salary is one highlight from Prime Minister Lee’s National Day Rally 2021 speech that caught public attention. Many netizens jumped on board to laud this change as a new minimum wage for Singapore workers. From a relatively obscure technical term that was used by Ministry of Manpower (MOM) and HR departments, the Local Qualifying Salary is now in mainstream attention after PM Lee’s mention.We discuss a quasi-minimum wage structure in Singapore based on enhancements to Local Qualifying Salaries (LQS) and Progressive Wages. Read more: https://dollarsandsense.sg/local-qualifying-salary-5-things-need-know-lqs/
2021-09-0225 min
The DollarsAndSense PodcastShould We Cancel Our BTO Because Of COVID-19 Construction Delays?We discuss the reasons it doesn’t make financial sense to cancel our BTO, and also why HDB can consider more leniency for those who do cancel their applications.Read more: https://dollarsandsense.sg/doesnt-make-financial-sense-give-hdb-bto-flat-due-construction-delays/
2021-08-2129 min
The DollarsAndSense PodcastSelf-Employed Persons Unfairly Given Less Government Grants?In this episode, the DollarsAndSense team discusses whether self-employed persons (and possibly even freelancers) are being given less government support just because they didn't incorporate a private limited company.
2021-08-0624 min
10th Year Seniors Podcast NetworkDollars & Sense - Ep. 4, ft Jerome FranksQ and Jay are joined by the president of the CFA Society of The Bahamas, Jerome Franks, CFA, CPA. They discuss his path to a career in finance, the top paying careers in the country, the role of the CFA Society, market trends and offer investment tips.
#DollarsAndSense #10YS #CFAsociety #Business #Finance
2019-09-1347 min
Paul Harris ShowJeff Kreisler, "Dollars and Sense"<center><a href="https://www.amazon.com/gp/product/006265120X/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=006265120X&linkCode=as2&tag=phmedia-20&linkId=38f0bb4351d10d31f424f33c0bee46ca" target="_blank"><img src="http://www.harrisonline.com/GRAPHICS/jeffkreisler-dollarsandsense.jpg" /></a></center><br />Here's my conversation with Jeff Kreisler, co-author with Dan Ariely of "<a href="https://www.amazon.com/gp/product/006265120X/ref=as_li_tl?ie=UTF8&...
2018-01-2007 min
Finance10 ways to avoid the money trap – #dollarsandsense #terrywilson3 #money[social_share style=”bar” align=”horizontal” heading_align=”inline” text=”” heading=”” facebook=”1″ twitter=”1″ google_plus=”1″ linkedin=”1″ pinterest=”1″ link=”” /] There are laws of money, just like there are laws of gravity. Most people only concentrate on one side of money & not the other. It takes a balanced approach to avoid the traps money has on…
2016-01-1500 min
Needs No IntroductionThe Future of the ForumThe Future of the Forum session was recorded by Kim Elliott at the 5th annual World Social Forum, held in Caracas in February 2006. Speakers included Marco Berlinguer, John Holloway, François Houtart, Francine Mestrum, Thomas Ponniah, Boaventura de Sousa Santos, Teivo Teivainen, Virginia Vargas and Hilary Wainwright. The session was organized by the Network Institute for Global Democratization For more commentary on the future of the World Social Forum, see: http://www.yachana.org/research/dollarsandsense.pdf http://www.thenation.com/doc/20060306/blanding/2 http://www.forumsocialmundial.org.br...
2006-03-1541 min